Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities:
Net income (loss)	$ 989	$ (616)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Provision for (recapture of) loan losses	(1,082)
Provision for losses on loans held for sale		470
Provision for losses on REO	4
Depreciation	55	52
Net amortization of deferred loan origination costs	34	62
Net amortization of premiums on mortgage-backed securities	5	10
Amortization of investment in affordable housing limited partnership	48	55
Stock-based compensation expense	11	20
Earnings on bank owned life insurance	(16)	(16)
Net losses (gains) on sales of REO	3	(8)
Net gains on sales of loans		(16)
Net change in accrued interest receivable	(42)	74
Net change in other assets	(703)	1,269
Net change in accrued interest payable	13	230
Net change in other liabilities	282	(393)
Net cash provided by (used in) operating activities	(399)	1,193
Cash flows from investing activities:
Net change in loans receivable held for investment	(2,630)	9,104
Proceeds from sales of loans receivable held for sale		9,322
Principal repayments on loans receivable held for sale		143
Available-for-sale securities:
Purchases	(3,970)
Maturities, prepayments and calls	468	1,170
Proceeds from sales of REO	1,166	152
Net redemption of FHLB stock		164
Additions to office properties and equipment	(172)	(32)
Net cash provided by (used in) investing activities	(5,138)	20,023
Cash flows from financing activities:
Net change in deposits	(4,734)	(9,423)
Repayments on FHLB advances	(8,000)
Proceeds from FHLB advances	8,000
Repayments on senior debt	(38)
Net change in advance payments by borrowers for taxes and insurance	(397)	(379)
Net cash used in financing activities	(5,169)	(9,802)
Net change in cash and cash equivalents	(10,706)	11,414
Cash and cash equivalents at beginning of period	58,196	64,360
Cash and cash equivalents at end of period	47,490	75,774
Supplemental disclosures of cash flow information:
Cash paid for interest	984	1,106
Cash paid for income taxes		3
Supplemental disclosures of non-cash investing and financing activities:
Transfers of loans receivable held for investment to REO	1,571	1,275
Transfers of loans receivable from held for investment to held for sale		6,174
Payable for purchases of securities	$ 6,493