Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities:
Net income (loss)	$ (260)	$ 1,238
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Provision for loan losses	414	1,190
Provision for (recapture of) losses on loans receivable held for sale	153	(81)
Provision for losses on REO	544	739
Depreciation	161	249
Net amortization of deferred loan origination costs	149	115
Net amortization of premiums on mortgage-backed securities	28	44
Amortization of investment in affordable housing limited partnership	164	126
Stock-based compensation expense	33	60
Earnings on bank owned life insurance	(51)	(60)
Net (gains) losses on sales of REO	10	(288)
Net (gains) losses on sales of loans	(97)	280
Gain on sale of office properties and equipment		(2,523)
Gain on sale of securities		(50)
Gain on restructuring of debt	(1,221)
Net change in accrued interest receivable	134	303
Net change in deferred tax assets		850
Net change in other assets	955	(4)
Net change in accrued interest payable	489	535
Net change in other liabilities	(9)	638
Net cash provided by operating activities	1,596	3,361
Cash flows from investing activities:
Net change in loans receivable held for investment	(2,041)	35,096
Proceeds from sales of loans receivable held for sale	15,502	1,486
Principal repayments on loans receivable held for sale	1,520	366
Available-for-sale securities:
Sales		1,050
Maturities, prepayments and calls	2,980	3,229
Proceeds from sales of REO	3,583	7,750
Investment in affordable housing limited partnership		(350)
Net (purchase) redemption of Federal Home Loan Bank stock	(212)	188
Proceeds from sale of office properties and equipment		4,237
Additions to office properties and equipment	(232)	(9)
Net cash provided by investing activities	21,100	53,043
Cash flows from financing activities:
Net change in deposits	(38,502)	(31,878)
Proceeds from FHLB advances	36,000	17,000
Repayments on FHLB advances	(28,000)	(17,000)
Net proceeds from issuance of common stock	3,347
Reissuance of treasury stock		150
Net change in advance payments by borrowers for taxes and insurance	323	272
Net cash used in financing activities	(26,832)	(31,456)
Net change in cash and cash equivalents	(4,136)	24,948
Cash and cash equivalents at beginning of period	64,360	31,597
Cash and cash equivalents at end of period	60,224	56,545
Supplemental disclosures of cash flow information:
Cash paid for interest	3,314	4,464
Cash paid for income taxes	4
Supplemental disclosures of non-cash investing and financing activities:
Transfers of loans receivable held for investment to REO	1,832	3,461
Transfers of loans receivable held for sale to REO	753	333
Transfers of loans receivable from held for investment to held for sale	7,259	616
Transfers of loans receivable from held for sale to held for investment	7,394
Exchange of other borrowings to equity	2,575
Exchange of dividends payable to equity	2,646
Transfer of accrued interest to other borrowings	$ 535