Regulatory Capital (Tables)

9 Months Ended

Sep. 30, 2013

Regulatory Capital

Schedule of actual and required capital amounts and ratios

	Actual		Required for Capital Adequacy  Purposes		Capital Requirements under Cease and Desist Order
	Amount	Ratio	Amount	Ratio	Amount	Ratios
			(Dollars in thousands)
September 30, 2013:
Tangible Capital to adjusted total assets	$33,670	9.75%	$   5,182	1.50%	N/A	N/A
Tier 1(Core) Capital to adjusted total assets	$33,670	9.75%	$ 13,819	4.00%	$ 27,637	8.00%
Tier 1(Core) Capital to risk weighted assets	$33,670	14.79%	N/A	N/A	N/A	N/A
Total Capital to risk weighted assets	$36,608	16.08%	$ 18,208	8.00%	$ 27,312	12.00%
December 31, 2012:
Tangible Capital to adjusted total assets	$32,936	8.82%	$   5,603	1.50%	N/A	N/A
Tier 1(Core) Capital to adjusted total assets	$32,936	8.82%	$ 14,940	4.00%	$ 29,881	8.00%
Tier 1(Core) Capital to risk weighted assets	$32,936	13.12%	N/A	N/A	N/A	N/A
Total Capital to risk weighted assets	$36,183	14.41%	$ 20,090	8.00%	$ 30,135	12.00%