Consolidated Statements of Financial Condition (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Assets
Cash	$ 8,964	$ 13,420
Federal funds sold	51,260	50,940
Cash and cash equivalents	60,224	64,360
Securities available-for-sale, at fair value	10,148	13,378
Loans receivable held for sale, at lower of cost or fair value	1,085	19,051
Loans receivable held for investment, net of allowance of $10,339 and $11,869	251,504	251,723
Accrued interest receivable	1,116	1,250
Federal Home Loan Bank (FHLB) stock	4,113	3,901
Office properties and equipment, net	2,688	2,617
Real estate owned (REO)	6,611	8,163
Bank owned life insurance	2,739	2,688
Investment in affordable housing limited partnership	1,364	1,528
Other assets	4,079	5,034
Total assets	345,671	373,693
Liabilities:
Deposits	218,569	257,071
FHLB advances	87,500	79,500
Junior subordinated debentures	6,000	6,000
Other borrowings	2,960	5,000
Accrued interest payable	674	1,941
Dividends payable		2,104
Advance payments by borrowers for taxes and insurance	1,034	711
Other liabilities	3,350	3,359
Total liabilities	320,087	355,686
Stockholders' Equity:
Common stock, $.01 par value, authorized 8,000,000 shares at September 30, 2013 and December 31, 2012; issued 6,249,442 shares at September 30, 2013 and 2,013,942 shares at December 31, 2012; outstanding 6,145,451 shares at September 30, 2013 and 1,917,422 shares at December 31, 2012	62	20
Preferred stock discount		(598)
Additional paid-in capital	21,785	10,095
Accumulated deficit	(9,027)	(7,988)
Accumulated other comprehensive income, net of taxes of $400 at September 30, 2013 and December 31, 2012	96	318
Treasury stock-at cost, 103,991 shares at September 30, 2013 and 96,520 shares at December 31, 2012	(1,329)	(1,234)
Total stockholders' equity	25,584	18,007
Total liabilities and stockholders' equity	345,671	373,693
Preferred stock | Series D Fixed Rate Cumulative Perpetual Preferred Stock
Stockholders' Equity:
Preferred stock		8,963
Preferred stock | Series E Fixed Rate Cumulative Perpetual Preferred Stock
Stockholders' Equity:
Preferred stock		5,974
Preferred stock | Non-cumulative and non-voting stock
Stockholders' Equity:
Preferred stock		2,457
Preferred stock | Series F non-cumulative preferred stock
Stockholders' Equity:
Preferred stock	13,299
Preferred stock | Series G non-cumulative preferred stock
Stockholders' Equity:
Preferred stock	$ 698