Consolidated Statements of Financial Condition (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
Assets
Cash	$ 15,188	$ 13,420
Federal funds sold	59,280	50,940
Cash and cash equivalents	74,468	64,360
Securities available-for-sale, at fair value	11,117	13,378
Loans receivable held for sale, at lower of cost or fair value	9,126	19,051
Loans receivable held for investment, net of allowance of $10,579 and $11,869	225,391	251,723
Accrued interest receivable	1,141	1,250
Federal Home Loan Bank (FHLB) stock	3,737	3,901
Office properties and equipment, net	2,692	2,617
Real estate owned (REO)	6,227	8,163
Bank owned life insurance	2,722	2,688
Investment in affordable housing limited partnership	1,418	1,528
Other assets	7,160	5,034
Total assets	345,199	373,693
Liabilities:
Deposits	229,365	257,071
FHLB advances	79,500	79,500
Junior subordinated debentures	6,000	6,000
Other borrowings	5,000	5,000
Accrued interest payable	2,308	1,941
Dividends payable	2,554	2,104
Advance payments by borrowers for taxes and insurance	552	711
Other liabilities	3,331	3,359
Total liabilities	328,610	355,686
Shareholders' Equity:
Preferred stock discount	(396)	(598)
Common stock, $.01 par value, authorized 8,000,000 shares at June 30, 2013 and December 31, 2012; issued 2,013,942 shares at June 30, 2013 and December 31, 2012; outstanding 1,917,422 shares at June 30, 2013 and December 31, 2012	20	20
Additional paid-in capital	10,117	10,095
Accumulated deficit	(9,484)	(7,988)
Accumulated other comprehensive income, net of taxes of $400 at June 30, 2013 and December 31, 2012	172	318
Treasury stock-at cost, 96,520 shares at June 30, 2013 and December 31, 2012	(1,234)	(1,234)
Total shareholders' equity	16,589	18,007
Total liabilities and shareholders' equity	345,199	373,693
Cumulative Preferred Stock | Series D Fixed Rate Cumulative Perpetual Preferred Stock
Shareholders' Equity:
Preferred Stock	8,963	8,963
Cumulative Preferred Stock | Series E Fixed Rate Cumulative Perpetual Preferred Stock
Shareholders' Equity:
Preferred Stock	5,974	5,974
Noncumulative preferred stock
Shareholders' Equity:
Preferred Stock	$ 2,457	$ 2,457