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Income Taxes - Deferred tax assets and liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Deferred tax assets:    
Allowance for loan losses $ 897 $ 799
Real estate owned   65
Accrued liabilities 137 150
State income taxes 36 34
Stock compensation 202 165
Net operating loss carryforward 3,614 3,887
Non-accrual loan interest 1 3
Partnership investment 173 140
General business credit 1,859 1,661
Alternative minimum tax credit 94 151
Unrealized appreciation AFS   50
Other 34 28
Total deferred tax assets 7,047 7,133
Deferred tax liabilities:    
Section 481 Adjustments to bad debts (660) (980)
Deferred loan fees/costs (797) (775)
Basis difference on fixed assets (15) (35)
Net unrealized appreciation on available-for-sale securities (59)  
FHLB stock dividends (266) (266)
Mortgage servicing rights (3) (5)
Prepaid expenses (27) (27)
Total deferred tax liabilities (1,827) (2,088)
Net deferred tax assets 5,220 5,045
Valuation allowance    
Valuation allowance 0 0
Deferred tax assets, net $ 5,220 $ 5,045