Consolidated Statements of Operations and Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Interest Income:
Interest and fees on loans receivable	$ 15,845	$ 14,279
Interest on investment securities	359	413
Other interest income	643	545
Total interest income	16,847	15,237
Interest Expense:
Interest on deposits	4,276	3,089
Interest on borrowings	2,110	1,840
Total interest expense	6,386	4,929
Net interest income before loan loss provision recapture	10,461	10,308
Loan loss provision recapture	7	1,254
Net interest income after loan loss provision recapture	10,468	11,562
Non-Interest Income:
Service charges	491	449
Net gain on sales of loans	204	70
CDFI grant	233	233
Other	124	113
Total non-interest income	1,052	865
Non-Interest Expense:
Compensation and benefits	7,357	7,055
Occupancy expense	1,265	1,278
Information services	888	822
Professional services	1,144	653
Office services and supplies	280	289
Loan related expenses	163	167
Corporate insurance	133	147
Amortization of investment in affordable housing limited partnership	179	195
Other	662	950
Total non-interest expense	12,071	11,556
(Loss) income before income taxes	(551)	871
Income tax (benefit) expense	(345)	56
Net (loss) income	(206)	815
Other comprehensive loss, net of tax:
Unrealized gains (loss) on securities available-for-sale arising during the period	369	(292)
Income tax expense (benefit)	109	(90)
Other comprehensive income (loss), net of tax	260	(202)
Comprehensive income	$ 54	$ 613
(Loss) earnings per common share-basic	$ (0.01)	$ 0.03
(Loss) earnings per common share-diluted	$ (0.01)	$ 0.03