Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 4,124	$ 3,420
Interest-bearing deposits in other banks	12,527	18,799
Cash and cash equivalents	16,651	22,219
Investment securities available-for-sale, at fair value	14,722	17,494
Loans receivable held for sale, at lower of cost or fair value	6,231	22,370
Loans receivable held for investment, net of allowance of $2,929 and $4,069	355,556	334,851
Accrued interest receivable	1,143	1,073
Federal Home Loan Bank (FHLB) stock	2,916	2,916
Office properties and equipment, net	2,242	2,406
Bank owned life insurance	3,047	2,994
Deferred tax assets, net	5,045	5,110
Investment in affordable housing limited partnership	342	537
Real estate owned (REO)	833	878
Other assets	669	856
Total assets	409,397	413,704
Liabilities:
Deposits	281,414	291,290
FHLB advances	70,000	65,000
Junior subordinated debentures	5,100	5,100
Advance payments by borrowers for taxes and insurance	1,055	1,071
Accrued expenses and other liabilities	3,392	3,512
Total liabilities	360,961	365,973
Commitments and Contingencies (Note 14)
Stockholders' Equity:
Preferred stock, $.01 par value, authorized 1,000,000 shares; none issued or outstanding
Additional paid-in capital	46,141	46,117
Retained earnings	8,631	7,816
Unearned Employee Stock Ownership Plan (ESOP) shares	(1,027)	(1,095)
Accumulated other comprehensive loss	(283)	(81)
Treasury stock-at cost, 2,617,826 shares at December 31, 2018 and at December 31, 2017	(5,326)	(5,326)
Total stockholders' equity	48,436	47,731
Total liabilities and stockholders' equity	409,397	413,704
Common Stock
Stockholders' Equity:
Total stockholders' equity	300	300
Common Stock | Common Stock, Voting
Stockholders' Equity:
Common stock	213	213
Common Stock | Common Stock, Non-Voting
Stockholders' Equity:
Common stock	$ 87	$ 87