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Consolidated Statements of Income and Comprehensive Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Interest Income:    
Interest and fees on loans receivable $ 15,397 $ 14,485
Interest on mortgage-backed and other securities 318 323
Other interest income 572 482
Total interest income 16,287 15,290
Interest Expense:    
Interest on deposits 2,398 2,180
Interest on borrowings 1,950 1,697
Total interest expense 4,348 3,877
Net interest income before loan loss provision recapture 11,939 11,413
Loan loss provision recapture 1,100 550
Net interest income after loan loss provision recapture 13,039 11,963
Non-Interest Income:    
Service charges 446 489
Net gain on sales of loans 560  
CDFI grant 227 265
Income from litigation settlement 1,183  
Other 114 290
Total non-interest income 2,530 1,044
Non-Interest Expense:    
Compensation and benefits 7,092 7,025
Occupancy expense 1,278 1,196
Information services 818 758
Professional services 716 1,154
Office services and supplies 302 289
Loan related expenses 205 245
Corporate insurance 196 234
Amortization of investment in affordable housing limited partnership 195 193
Other 1,035 658
Total non-interest expense 11,837 11,752
Income before income taxes 3,732 1,255
Income tax expense (benefit) 1,863 (2,225)
Net income 1,869 3,480
Other comprehensive loss, net of tax:    
Unrealized losses on securities available-for-sale arising during the period (98) (178)
Income tax benefit 54 77
Other comprehensive loss, net of tax (44) (101)
Comprehensive income $ 1,825 $ 3,379
Earnings per common share-basic (in dollars per share) $ 0.07 $ 0.12
Earnings per common share-diluted (in dollars per share) $ 0.07 $ 0.12