Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Assets:
Cash and due from banks	$ 3,420	$ 1,516
Interest-bearing deposits in other banks	18,799	16,914
Cash and cash equivalents	22,219	18,430
Securities available-for-sale, at fair value	17,494	13,202
Loans receivable held for sale, at lower of cost or fair value	22,370	0
Loans receivable held for investment, net of allowance of $4,069 and $4,603	334,851	379,454
Accrued interest receivable	1,073	1,178
Federal Home Loan Bank (FHLB) stock	2,916	2,573
Office properties and equipment, net	2,406	2,479
Bank owned life insurance	2,994	2,940
Deferred tax assets, net	5,110	6,907
Investment in affordable housing limited partnership	537	732
Real estate owned (REO)	878
Other assets	856	1,188
Total assets	413,704	429,083
Liabilities:
Deposits	291,290	287,427
FHLB advances	65,000	85,000
Junior subordinated debentures	5,100	5,100
Advance payments by borrowers for taxes and insurance	1,071	828
Accrued expenses and other liabilities	3,512	5,202
Total liabilities	365,973	383,557
Commitments and Contingencies (Notes 6 and 14)
Stockholders' Equity:
Preferred stock, $.01 par value, authorized 1,000,000 shares; none issued or outstanding
Additional paid-in capital	46,117	45,819
Retained earnings	7,816	6,013
Unearned Employee Stock Ownership Plan (ESOP) shares	(1,095)	(1,176)
Accumulated other comprehensive loss	(81)	(103)
Treasury stock-at cost, 2,617,826 shares at December 31, 2017 and at December 31, 2016	(5,326)	(5,326)
Total stockholders' equity	47,731	45,526
Total liabilities and stockholders' equity	413,704	429,083
Common Stock
Stockholders' Equity:
Total stockholders' equity	300	299
Common Stock | Voting common stock
Stockholders' Equity:
Common stock	213	212
Common Stock | Non-voting common stock
Stockholders' Equity:
Common stock	$ 87	$ 87