Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Cash flows from operating activities:
Net income	$ 9,072	$ 2,529
Adjustments to reconcile net income to net cash provided by operating activities:
Recapture of loan losses	(3,700)	(2,932)
Provision for losses on REOs		457
Depreciation	238	241
Net amortization of deferred loan origination costs	294	221
Net amortization of premiums on mortgage-backed securities	51	57
Amortization of investment in affordable housing limited partnership	192	192
Stock-based compensation expense		11
Earnings on bank owned life insurance	(61)	(65)
Originations of for-sale loans receivable	(57,655)
Proceeds from for-sale loans receivable	68,592
Net gains on sales of loans	(1,751)	(19)
Net losses (gains) on sales of REOs	45	(12)
Gain on restructuring of debt		(365)
Amortization of deferred gain on debt restructuring		(133)
Deferred income tax benefit	(4,594)
Stock-based compensation - non-employee		25
Net change in accrued interest receivable	139	(109)
Net change in other assets	906	636
Net change in advance payments by borrowers for taxes and insurance	(418)	305
Net change in accrued expenses and other liabilities	2,815	270
Net cash provided by operating activities	14,165	1,309
Cash flows from investing activities:
Net change in loans receivable held for investment	(15,329)	(52,153)
Purchase of loans receivable held for investment	(100,161)	0
Proceeds from sales of loans receivable transferred to held for sale	98,840	3,292
Principal repayments on loans receivable transferred to held for sale	1,621
Available-for-sale securities:
Maturities, prepayments and calls	2,717	2,813
Purchases		(10,463)
Proceeds from sales of REO	2,879	2,871
Redemption of FHLB stock	1,869
Purchase of FHLB stock	(188)	(517)
Additions to office properties and equipment	(111)	(213)
Net cash used in investing activities	(7,863)	(54,370)
Cash flows from financing activities:
Net change in deposits	54,747	3,462
Proceeds from FHLB advances	21,000	17,000
Repayments of FHLB advances	(35,000)	(10,500)
Net proceeds from issuance of common stock		9,018
Repayments on junior Subordinated debentures		(900)
Repayments on senior debt		(2,425)
Net cash provided by financing activities	40,747	15,655
Net change in cash and cash equivalents	47,049	(37,406)
Cash and cash equivalents at beginning of the year	20,790	58,196
Cash and cash equivalents at end of the year	67,839	20,790
Supplemental disclosures of cash flow information:
Cash paid for interest	3,881	4,517
Cash paid for income taxes	27	3
Supplemental disclosures of non-cash investing and financing activities:
Transfers of loans receivable held for investment to REO	1,202	3,314
Transfers of loans receivable held for investment to loans receivable held for sale	$ 90,166	22,754
Issuance of common stock for services		$ 25