Consolidated Statements of Operations and Comprehensive Income (Loss) (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Interest income:
Interest and fees on loans receivable	$ 14,994	$ 15,331
Interest on mortgage-backed and other securities	370	306
Other interest income	365	329
Total interest income	15,729	15,966
Interest expense:
Interest on deposits	1,726	2,239
Interest on borrowings	2,142	2,625
Total interest expense	3,868	4,864
Net interest income before provision for(recapture of) loan losses	11,861	11,102
Provision for (recapture of) loan losses	(2,932)	414
Net interest income after provision for (recapture of) loan losses	14,793	10,688
Non-interest income:
Service charges	437	536
Net gains on sales of loans	19	110
Net gains on sales of REO	12	112
Gain on restructuring of debt	365	1,221
CDFI grant	200
Other	52	143
Total non-interest income	1,085	2,122
Non-interest expense:
Compensation and benefits	6,887	5,846
Occupancy expense, net	1,210	1,243
Information services	845	845
Professional services	1,085	861
Provision for losses on loans receivable held for sale		153
Provision for losses on REO	457	590
Loan related expenses	430	599
FDIC assessments	709	751
Regulatory assessments	207	214
Corporate insurance	378	503
Amortization of investment in affordable housing limited partnership	192	219
Office services and supplies	384	408
Other	562	875
Total non-interest expense	13,346	13,107
Income (loss) before income taxes	2,532	(297)
Income tax expense	3	4
Net income (loss)	2,529	(301)
Other comprehensive income (loss), net of tax:
Change in unrealized gains on securities available for sale	85	(238)
Other comprehensive income (loss), net of tax	85	(238)
Comprehensive income (loss)	2,614	(539)
Net income (loss)	2,529	(301)
Dividends and discount accretion on preferred stock		(779)
Income (loss) allocable to common stockholders	$ 2,529	$ (1,080)
Income (loss) per common share - basic (in dollars per share)	$ 0.11	$ (0.13)
Income (loss) per common share - diluted (in dollars per share)	$ 0.11	$ (0.13)