XML 28 R71.htm IDEA: XBRL DOCUMENT v2.4.0.8
Income Taxes (Details 2) (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
Deferred tax assets:    
Allowance for loan losses $ 3,040 $ 3,235
Accrued liabilities 120 191
State income taxes 42 40
Deferred compensation 407 404
Stock compensation 270 251
Real estate owned 157 623
Unrealized gain/loss on loans held for sale   131
Net operating loss carryforward 6,752 5,767
Non-accrual loan interest 485 501
Basis difference on fixed assets 109 117
Partnership investment 27  
General business credit 725 470
Alternative minimum tax credit 113 113
Other 28 29
Total deferred tax assets 12,275 11,872
Deferred tax liabilities:    
Deferred loan fees/costs (1,699) (1,754)
Net unrealized appreciation on available-for-sale securities (198) (295)
FHLB stock dividends (574) (644)
Mortgage servicing rights (50) (58)
Partnership investment   (5)
Prepaid expenses (69) (82)
Total deferred tax liabilities (2,590) (2,838)
Valuation allowance (9,685) (9,034)
Net deferred tax assets $ 0 $ 0