Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Cash flows from operating activities:
Net income (loss)	$ (301)	$ 588
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Provision for loan losses	414	1,190
Provision for (recapture of) losses on loans held for sale	153	(84)
Provision for losses on REO	590	1,218
Depreciation	214	306
Net amortization of deferred loan origination costs	208	140
Net amortization of premiums on mortgage-backed securities	35	57
Amortization of investment in affordable housing limited partnership	219	147
Stock-based compensation expense	45	81
Earnings on bank owned life insurance	(68)	(79)
Net gains on sales of REO	(112)	(292)
Net (gains) losses on sales of loans	(110)	253
Gain (loss) on sale/disposal of office properties and equipment	19	(2,523)
Gain on sale of securities		(50)
Gain on restructuring of debt	(1,221)
Net change in accrued interest receivable	143	448
Net change in deferred tax assets		850
Net change in other assets	1,711	128
Net change in accrued interest payable	533	639
Net change in other liabilities	(790)	(82)
Net cash provided by operating activities	1,682	2,935
Cash flows from investing activities:
Net change in loans receivable held for investment	11,950	50,233
Purchase of loans receivable held for investment	(10,849)
Proceeds from sales of loans receivable held-for-sale	16,600	2,648
Principal repayments on loans receivable held-for-sale	1,520	449
Available-for-sale securities:
Sales		1,050
Maturities, prepayments and calls	3,708	4,291
Proceeds from sales of REO	8,642	7,760
Net redemption of Federal Home Loan Bank stock	164	188
Proceeds from sale of office properties and equipment		4,237
Additions to office properties and equipment	(341)	(11)
Net cash provided by investing activities	31,394	70,845
Cash flows from financing activities:
Net change in deposits	(42,666)	(37,615)
Proceeds from Federal Home Loan Bank advances	36,000	29,500
Repayments on Federal Home Loan Bank advances	(36,000)	(33,000)
Net proceeds from issuance of common stock and recapitalization	3,398	200
Repayments on senior debt	(37)
Net change in advance payments by borrowers for taxes and insurance	65	(102)
Net cash used in financing activities	(39,240)	(41,017)
Net change in cash and cash equivalents	(6,164)	32,763
Cash and cash equivalents at beginning of the year	64,360	31,597
Cash and cash equivalents at end of the year	58,196	64,360
Supplemental disclosures of cash flow information:
Cash paid for interest	4,331	5,787
Cash paid for income taxes	4	3
Supplemental disclosures of non-cash investing and financing activities:
Transfers of loans receivable held for investment to REO	2,288	9,817
Transfers of loans receivable held for sale to REO	753	334
Transfers of loans receivable from held for investment to held-for-sale	7,259	9,667
Transfers of loans receivable from held-for-sale to held for investment	7,394
Exchange of equity capital for senior debt	2,575
Exchange of equity capital for accumulated dividends	2,646
Deferral of gain on forgiveness of accrued interest on senior debt	$ 535