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Consolidated Statements of Operations and Comprehensive Income (Loss) (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Interest Income:    
Interest and fees on loans receivable $ 15,331 $ 19,279
Interest on mortgage-backed securities and other securities 306 491
Other interest income 329 121
Total interest income 15,966 19,891
Interest Expense:    
Interest on deposits 2,239 3,246
Interest on borrowings 2,625 3,180
Total interest expense 4,864 6,426
Net interest income before provision for loan losses 11,102 13,465
Provision for loan losses 414 1,190
Net interest income after provision for loan losses 10,688 12,275
Non-Interest Income:    
Service charges 536 593
Loan servicing fees, net 18 (175)
Net gains (losses) on sale of loans 110 (253)
Net gains on sales of REO 112 292
Gain (loss) on sale/disposal of office properties and equipment (19) 2,523
Gain on sale of securities   50
Gain on restructuring of debt 1,221  
Other 144 103
Total non-interest income 2,122 3,133
Non-Interest Expense:    
Compensation and benefits 5,846 6,239
Occupancy expense, net 1,243 1,288
Information services 845 882
Professional services 861 692
Provision for (recapture of) losses on loans held for sale 153 (84)
Provision for losses on REO 590 1,218
FDIC insurance 751 860
Office services and supplies 408 447
Other 2,410 2,449
Total non-interest expense 13,107 13,991
Income (loss) before income taxes (297) 1,417
Income tax expense 4 829
Net income (loss) (301) 588
Other comprehensive loss, net of tax:    
Change in unrealized gains on securities available for sale (238) (203)
Reclassification of net gains included in net income   (50)
Other comprehensive loss, net of tax (238) (253)
Comprehensive income (loss) (539) 335
Net income (loss) (301) 588
Dividends and discount accretion on preferred stock (779) (1,281)
Loss allocable to common stockholders $ (1,080) $ (693)
Loss per common share-basic (in dollars per share) $ (0.13) $ (0.38)
Loss per common share-diluted (in dollars per share) $ (0.13) $ (0.38)