Regulatory Capital Matters (Tables)

12 Months Ended

Dec. 31, 2013

Regulatory Capital Matters

Schedule of actual and required capital amounts and ratios

	Actual					Required for Capital Adequacy Purposes					Capital Requirements under Consent Order
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
December 31, 2013:
Tangible Capital to adjusted total assets	$	34,035		10.24	%	$	4,986		1.50	%		N/A		N/A
Tier 1(Core) Capital to adjusted total assets	$	34,035		10.24	%	$	13,295		4.00	%	$	29,914		9.00	%
Tier 1(Core) Capital to risk weighted assets	$	34,035		15.65	%		N/A		N/A			N/A		N/A
Total Capital to risk weighted assets	$	36,845		16.95	%	$	17,394		8.00	%	$	28,286		13.00	%

	Actual					Required for Capital Adequacy Purposes					Capital Requirements under Cease and Desist Order
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
December 31, 2012:
Tangible Capital to adjusted total assets	$	32,936		8.82	%	$	5,603		1.50	%		N/A		N/A
Tier 1(Core) Capital to adjusted total assets	$	32,936		8.82	%	$	14,940		4.00	%	$	29,881		8.00	%
Tier 1(Core) Capital to risk weighted assets	$	32,936		13.12	%		N/A		N/A			N/A		N/A
Total Capital to risk weighted assets	$	36,183		14.41	%	$	20,090		8.00	%	$	30,135		12.00	%