8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT PURSUANT

TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported)  July 24, 2012

Impac Mortgage Holdings, Inc.

(Exact Name of Registrant as Specified in Its Charter)

Maryland

(State or Other Jurisdiction of Incorporation)

1-14100	33-0675505
(Commission File Number)	(IRS Employer Identification No.)

19500 Jamboree Road, Irvine, California	92612
(Address of Principal Executive Offices)	(Zip Code)

(949) 475-3600

(Registrant’s Telephone Number, Including Area Code)

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 5.07              Submission of Matters to a Vote of Security Holders.

The Company held its Annual Meeting of Stockholders on July 24, 2012. For more information about the proposals, see the Company’s Proxy Statement dated April 30, 2012, the relevant portions of which are incorporated herein by reference.

At the Annual Meeting, stockholders representing 5,987,192 shares, or 76.3%, of the 7,845,146 shares of common stock outstanding on the record date of April 26, 2012 were present in person or by proxy, constituting a quorum for the purposes of the Annual Meeting. The matters voted upon at the Annual Meeting and the voting results were as follows:

Proposal Number 1 -  Election of Directors:  The Company’s stockholders elected, by a plurality of the votes cast, each of the six nominees to the Board of Directors, to serve until the Company’s 2013 annual meeting of stockholders or until their respective successors have been elected, as follows:

Director Nominee	Votes For	Votes Withheld	Broker Non-Votes
Joseph R. Tomkinson	1,935,287	159,931	3,891,974
William S. Ashmore	1,934,334	160,884	3,891,974
James Walsh	1,941,428	153,790	3,891,974
Frank P. Filipps	1,939,914	155,304	3,891,974
Stephan R. Peers	1,942,894	152,324	3,891,974
Leigh J. Abrams	1,937,481	157,737	3,891,974

Proposal Number 2 - Approval of Amendment to 2010 Omnibus Incentive Plan to Increase the Shares Subject to the Plan by 250,000 Shares:  Approval of the amendment to the 2010 Plan required the affirmative vote of at least a majority of votes cast of the stockholders present in person or by proxy the Annual Meeting of Stockholders.  Abstentions and broker non-votes are not counted as votes cast and had no effect on the result of the vote.  The proposal was approved by the stockholders as follows:

Votes For	Votes Against	Abstentions	Broker Non-Votes
1,551,721	521,899	21,598	3,891,974

Proposal Number 3 — Ratification of Appointment of Independent Auditor:  Ratification of the appointment of Squar, Milner, Peterson, Miranda & Williamson, LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2012 required an affirmative vote of a majority of all votes cast at the Annual Meeting of Stockholders.  Abstentions are not counted as votes cast and had no effect on the result of the vote.  The proposal was approved by a vote of stockholders as follows:

Votes For	Votes Against	Abstentions	Broker Non-Votes
5,796,185	104,606	86,401	N/A

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Item 7.01              Regulation FD Disclosure.

Attached as exhibit 99.1 to this Current Report is the slide presentation from the Company’s Annual Meeting of Stockholders held on July 24, 2012.

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	IMPAC MORTGAGE HOLDINGS, INC.
Date: July 27, 2012
	By:	/s/ Todd R. Taylor
	Name:	Todd R. Taylor
	Title:	Executive Vice President and Chief Financial Officer

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EXHIBIT INDEX

Exhibit No.	Document Description
99.1	Slide Presentation from Annual Meeting of Stockholders held on June 24, 2012.

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EX-99.1

Exhibit 99.1

Impac Mortgage Holdings, Inc. Annual Stockholders’ Meeting Tuesday, July 24, 2012

Safe Harbor Statement During this presentation we may make projections or other forward-looking statements in regards to but not limited to GAAP and taxable earnings, cash flows, interest rate and market risk exposure and general market conditions. Please refer to the “Business Risk Factors” in our most recently filed Form 10K and other reports filed under the Securities and Exchange Act of 1934. These documents contain and identify important factors that could cause the actual results to differ materially from those contained in our projections or forward-looking statements. This presentation including outlook and any guidance is effective as of the date given and we expressly disclaim any duty to update the information herein.

2011 Overview During 2011, the Company, through its subsidiary Excel Mortgage Servicing, Inc., dba Impac Mortgage (“Impac Mortgage”) significantly expanded its mortgage lending activities by: Increasing its origination capabilities through opening regional production offices in March of 2011; Expanding its warehouse borrowing facilities capacity to $87.5 million as of December 31, 2011 from $42.0 million at December 31, 2010; Increasing the number of states licensed to originate loans to 31; Increasing its mortgage origination volumes to $883.2 in 2011 million as compared to $40.8 million in 2010; Increasing its mortgage servicing portfolio to $605.4 million as of December 31, 2011, as compared to $173.9 million as of December 31, 2010; and Selling $329.1 million in service retained loans to Fannie Mae and Freddie Mac and issued $72.6 million in Ginnie Mae securities through its AmeriHome Mortgage Corp indirect subsidiary, and selling $402.2 million in loans on a service released basis to other investors. During the third quarter 2011, Impac Mortgage received an offer to sell its interest in the title insurance agency. In September and October 2011, the Company sold its interest in Experience 1, Inc., the parent of the title insurance company, for $3.7 million, recording a total gain of approximately $1.9 million. Mortgage and real estate services fees were $56.7 million for the year ended December 31, 2011, compared to $57.2 million for 2010 with the decrease primarily due to the sale of the title company, decrease in portfolio loss mitigation and real estate recovery revenues offset by an increase in mortgage lending net revenues.

2012 Overview In January of 2012, Impac Mortgage created a correspondent lending division. Currently, the Company has expanded its residential mortgage lending platform to 400 employees in 27 branch offices, and is licensed in 33 states. Impac Mortgage was ranked as the 76th largest residential originator for the first quarter of 2012(1) Through its retail, wholesale, and correspondent channels, the Company has grown its total average monthly lending volumes to approximately $177 million for the second quarter of 2012, as compared to $122 million for the first quarter of 2012. The Company sold $250.0 million in unpaid principal balance of Fannie Mae servicing rights, which was transferred in May of 2012. Despite the this sale, the Company still increased the servicing portfolio to $946.4 million as of June, 30, 2012. Impac Mortgage has grown its realtor based network relationships to approximately 1,025 real estate agents and brokers, who are currently utilizing the Company’s web based technology and loan officer marketing tools. Earlier this month, Impac Mortgage announced the addition of its Reverse Mortgage division. With no current lender enjoying more than 6% of the market, the Company believes there exists a great opportunity to expand into a market that is very fragmented. (1) National Mortgage News, First Quarter 2012 Data Report

2012 & 2011 Comparison (in millions) 2012 2011 % Change 2012 2011 % Change Total Fundings $ 518.1 $ 225.8 $ 129% $ 871.6 $ 272.7 $ 220% Wholesale Fundings $ 303.8 $ 163.5 $ 86% 506.8 $ 193.5 $ 162% Retail Fundings $ 132.4 $ 60.5 $ 119% 258.2 $ 76.5 $ 238% Correspondent Fundings $ 81.9 $ 1.8 $ 4450% 106.6 $ 2.6 $ 4000% Government Fundings $ 155.1 $ 71.0 $ 118% $ 242.7 $ 78.6 $ 209% Conventional Fundings $ 363.0 $ 154.8 $ 134% $ 628.9 $ 194.1 $ 224% Service Retained Sales $ 457.1 $ 26.7 $ 1612% $ 749.8 $ 338.0 $ 122% Servicing Portfolio $ 946.4 $ 183.7 $ 415% $ 946.4 $ 183.7 $ 415% Warehouse Capacity $ 145.0 $ 77.5 $ 87% $ 145.0 $ 77.5 $ 87% For the Three Months Ended June 30, For the Six Months Ended June 30,

Strategic Update Focus on originating and selling direct to the GSE’s, Fannie Mae, Freddie Mac, and government loans Continue to build the mortgage servicing portfolio Expand lending channels: Retail lending focusing on realtor direct network Correspondent lending focusing on community and regional banks, and credit unions Wholesale lending focusing on vacated opportunities from large national banks Increase purchase money transactions through our realtor direct web based technologies and marketing tools Sale of title and escrow business to focus on the lending expansion Seek capital to support growth of the mortgage servicing portfolio and origination expansion Support expansion and profitability of lending by offering a broader mix of mortgage products eligible for sale to agencies Maximize loss mitigation efforts of the legacy portfolio to support residual portfolio Technology enhancements to support the lending expansion and increased efficiencies The Company does expect to be profitable for the 2nd quarter of 2012

This concludes my prepared remarks, thank you for attending Impac Mortgage Holdings, Inc. 2012 Annual Stockholders’ Meeting.