EX-99.3 4 d660835dex993.htm EX-99.3 EX-99.3

Exhibit 99.3

Return on Equity and Assets Ratios

 

     Q3 2024     Q2 2024     Q1 2024     9 Nine months ended
July 31, 2024		     For the Year-Ended
October 2023(1)		  

Return on Assets

      0.85 %      0.77 %      0.68 %      0.76 %      0.73 % 

Return on Equity

      15.5 %      14.5 %      13.1 %      14.4 %      14.3 % 

Dividend Payout Ratio

      46 %      50 %      55 %      50 %      52 % 

 

(1)

Amounts have been restated from those previously presented as part of the adoption of IFRS 17, effective November 1, 2023.