EX-99.3 4 d73620dex993.htm EX-99.3 EX-99.3

Exhibit 99.3

Return on Equity and Assets Ratios

 

     Q2 2024     Q1 2024     6 months ended
April 30, 2024		     For the Year-Ended
October 2023(1) 		 

Return on Assets

      0.77 %      0.68 %      0.72 %      0.73 % 

Return on Equity

      14.5 %      13.1 %      13.8 %      14.3 % 

Dividend Payout Ratio

      50 %      55 %      53 %      52 % 

 

(1)

Amounts have been restated from those previously presented as part of the adoption of IFRS 17, effective November 1, 2023.