6-K

0001193125-19-225574.txt : 20190821 0001193125-19-225574.hdr.sgml : 20190821 20190821063225 ACCESSION NUMBER: 0001193125-19-225574 CONFORMED SUBMISSION TYPE: 6-K PUBLIC DOCUMENT COUNT: 97 CONFORMED PERIOD OF REPORT: 20190821 FILED AS OF DATE: 20190821 DATE AS OF CHANGE: 20190821 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ROYAL BANK OF CANADA CENTRAL INDEX KEY: 0001000275 STANDARD INDUSTRIAL CLASSIFICATION: COMMERCIAL BANKS, NEC [6029] IRS NUMBER: 000000000 STATE OF INCORPORATION: A6 FISCAL YEAR END: 1031 FILING VALUES: FORM TYPE: 6-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-13928 FILM NUMBER: 191041208 BUSINESS ADDRESS: STREET 1: ROYAL BANK PLAZA STREET 2: 200 BAY STREET CITY: TORONTO STATE: A6 ZIP: M5J2J5 BUSINESS PHONE: 2128587116 MAIL ADDRESS: STREET 1: ROYAL BANK PLAZA STREET 2: 200 BAY STREET CITY: TORONTO STATE: A6 ZIP: M5J2J5 FORMER COMPANY: FORMER CONFORMED NAME: ROYAL BANK OF CANADA \ DATE OF NAME CHANGE: 19950908 6-K 1 d751049d6k.htm 6-K 6-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

Report of Foreign Private Issuer

Pursuant to Rule 13a-16 or 15d-16

under the Securities Exchange Act of 1934

For the month of August 2019

Commission File Number: 001-13928

Royal Bank of Canada

(Translation of registrant’s name into English)


200 Bay Street		1 Place Ville Marie
Royal Bank Plaza		Montreal, Quebec
Toronto, Ontario		Canada H3C 3A9
Canada M5J 2J5		Attention: Senior Vice-President,
Attention: Senior Vice-President,		Associate General Counsel
Associate General Counsel		& Secretary
& Secretary

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☐ Form 40-F ☒

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): ☐

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): ☐

This report on Form 6-K, management’s discussion and analysis and unaudited interim condensed consolidated financial statements included in exhibit 99.2, and exhibit 99.3 hereto are incorporated by reference as exhibits into the Registration Statement on Form F-3 (File No. 333-227001) and the Registration Statements on Form S-8 (File Nos. 333-12036, 333-12050, 333-13052, 333-13112, 333-14144, 333-110953, 333-117922, 333-178350, 333-207754, 333-207750, 333-207748 and 333-211680).

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.


	ROYAL BANK OF CANADA

Date: August 21, 2019	By:	/s/ Rod Bolger
	Name:	Rod Bolger
	Title:	Chief Financial Officer

EXHIBIT INDEX


Exhibit		Description of Exhibit

99.1		Third Quarter 2019 Earnings Release

99.2		Third Quarter 2019 Report to Shareholders (which includes management’s discussion and analysis and unaudited interim condensed consolidated financial statements)

99.3		Industry Guide 3 – Return on Equity and Assets Ratios

		Rule 13a-14(a)/15d-14(a) Certifications

31.1		- Certification of the Registrant’s Chief Executive Officer

31.2		- Certification of the Registrant’s Chief Financial Officer

		Interactive Data Files

101.INS		- XBRL Instance Document

101.SCH		- XBRL Taxonomy Extension Schema Document

101.CAL		- XBRL Taxonomy Extension Calculation Linkbase Document

101.LAB		- XBRL Taxonomy Extension Label Linkbase Document

101.PRE		- XBRL Taxonomy Extension Presentation Linkbase Document

101.DEF		- XBRL Taxonomy Extension Definitions Linkbase Document

EX-99.1 2 d751049dex991.htm EX-99.1 EX-99.1


		Exhibit 99.1

THIRD QUARTER 2019

EARNINGS RELEASE

ROYAL BANK OF CANADA REPORTS THIRD QUARTER 2019 RESULTS

All amounts are in Canadian dollars and are based on financial statements prepared in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Our Q3 2019 Report to Shareholders and Supplementary Financial Information are available at: http://www.rbc.com/investorrelations.

Net Income

$3.3 Billion

Diversified earnings growth

Diluted EPS¹

$2.22

Solid 6% growth

YoY

ROE²

16.7%

Balanced capital

deployment

CET1 Ratio

11.9%

Strong capital ratio

TORONTO, August 21, 2019 – Royal Bank of Canada (RY on TSX and NYSE) today reported net income of $3,263 million for the quarter ended July 31, 2019, up $154 million or 5% from the prior year, with solid diluted EPS growth of 6%. Results reflected strong earnings growth in Personal & Commercial Banking, Wealth Management and Insurance. These were partially offset by lower earnings in Capital Markets and Investor & Treasury Services amidst challenging market conditions.

Compared to last quarter, net income was up $33 million with higher earnings in Personal & Commercial Banking, Wealth Management and Insurance, largely offset by lower earnings in Capital Markets and Investor & Treasury Services.

Provisions for credit losses (PCL) on impaired loans ratio of 25 basis points (bps) was up 8 bps from a year ago (down 4 bps compared to last quarter), largely due to higher provisions in Capital Markets compared to recoveries in the prior year. Higher provisions in Personal & Commercial Banking also contributed to the increase. Our capital position remained strong with a Common Equity Tier 1 (CET1) ratio of 11.9%, up 10 bps from last quarter. In addition, today we announced an increase to our quarterly dividend of $0.03 or 3% to $1.05 per share.

“Our focused strategy and diversified business mix continue to deliver strong returns for our shareholders as we leverage our scale and investments in technology to create new value streams for our clients. This commitment is underpinned by the strength of our balance sheet, disciplined risk and expense management, and the power of imagination and insight our people deliver every day. RBC is well-positioned to further grow our market share and navigate the evolving market environment.”

– Dave McKay, RBC President and Chief Executive Officer



Q3 2019 Compared to Q3 2018	• Net income of $3,263 million • Diluted EPS¹ of $2.22 • ROE²of 16.7% • CET1 ratio of 11.9%	h 5% h 6% i 60 bps h 80 bps

Q3 2019 Compared to Q2 2019	• Net income of $3,263 million • Diluted EPS¹ of $2.22 • ROE²of 16.7% • CET1 ratio of 11.9%	h 1% h 1% i 80 bps h 10 bps

YTD 2019 Compared to YTD 2018	• Net income of $9,665 million • Diluted EPS¹ of $6.57 • ROE²of 17.0%	h 5% h 7% i 60 bps

Personal & Commercial Banking

Net income of $1,664 million increased $154 million or 10% from last year, mainly due to average volume growth of 7% and higher spreads in Canadian Banking. These factors were partially offset by an increase in staff-related costs as well as technology and related costs.

Compared to last quarter, net income increased $115 million or 7%, reflecting average volume growth of 2% in Canadian Banking, three more days in the quarter and lower PCL. These factors were partially offset by higher staff-related costs.

¹	Earnings per share (EPS).

²	Return on Equity (ROE). This measure does not have a standardized meaning under GAAP. For further information, refer to the Key Performance and non-GAAP measures section on page 3 of this Earnings Release.

- 1 -

Wealth Management

Net income of $639 million increased $61 million or 11% from a year ago, primarily due to higher average fee-based client assets driven by favourable market impacts and strong net sales, as well as an increase in net interest income due to average volume growth (City National Bank saw strong double-digit loan growth of 17% YoY³). These factors were partially offset by higher costs in support of business growth, and higher variable compensation commensurate with revenue growth.

Compared to last quarter, net income increased $54 million or 9%, primarily reflecting higher average fee-based client assets driven by net sales and market appreciation, and an increase in net interest income mainly due to average volume growth and three more days in the quarter. These factors were partially offset by higher variable compensation commensurate with revenue growth and the net change in the fair value of U.S. share-based compensation plans.

Insurance

Net income of $204 million increased $46 million or 29% from a year ago, primarily reflecting higher favourable investment-related experience and the impact of new longevity reinsurance contracts. These factors were partially offset by higher disability and life retrocession claims costs and favourable reinsurance contract renegotiations in the prior year.

Compared to last quarter, net income increased $50 million or 32%, mainly due to higher favourable investment-related experience and the impact of new longevity reinsurance contracts. These factors were partially offset by favourable reinsurance contract renegotiations in the prior quarter.

Investor & Treasury Services

Net income of $118 million decreased $37 million or 24% from a year ago, primarily due to lower client deposit margins, lower revenue from our asset services business, and lower funding and liquidity revenue.

Compared to last quarter, net income decreased $33 million or 22%, primarily due to lower client deposit margins, higher costs in support of efficiency initiatives as well as technology and related costs, and lower funding and liquidity revenue.

Capital Markets

Net income of $653 million decreased $45 million or 6% from a year ago, primarily due to lower loan syndication revenue mainly in the U.S. and Europe reflective of the contraction in the global fee pool, higher PCL, and lower equity trading activity across most regions. These factors were partially offset by a lower effective tax rate largely reflecting changes in earnings mix and lower compensation on decreased results.

Compared to last quarter, net income decreased $123 million or 16% mainly due to lower fixed income trading largely in the U.S. (amidst a challenging environment relative to favorable market conditions in the second quarter), lower debt origination primarily in Europe and the U.S., and higher PCL mainly on performing loans. Lower equity trading in North America also contributed to the decrease. These factors were partially offset by lower compensation on decreased results.

Corporate Support

Net loss was $15 million in the current quarter, mainly due to net unfavourable tax adjustments, largely offset by asset/liability management activities. Net income was $10 million in the prior year, largely due to asset/liability management activities. Net income was $15 million in the prior quarter, largely due to asset/liability management activities and partially offset by net unfavourable tax adjustments.

Capital and Credit Quality

Capital – As at July 31, 2019, Basel III CET1 ratio was 11.9%, up 10 bps from last quarter, mainly reflecting internal capital generation, partially offset by higher risk-weighted assets, the impact of lower discount rates in determining pension and other post-employment benefit obligations, and share repurchases. This quarter, we returned $1.7 billion of our $3.3 billion in earnings to our shareholders through common share dividends and buybacks.

Credit Quality – Total PCL was $425 million. PCL on loans of $429 million increased $91 million or 27% from the prior year, due to higher provisions in Capital Markets, Wealth Management and Personal & Commercial Banking. Total PCL ratio on loans of 27 bps increased 4 bps from cyclical lows in the prior year. PCL ratio on impaired loans was 25 bps.

PCL on loans decreased $12 million or 3% from the prior quarter, and total PCL ratio on loans improved 2 bps from last quarter,

³	Loan growth was 15% YoY in U.S. Dollars.

- 2 -

reflecting stable credit conditions. Lower PCL on impaired loans, mainly in Personal & Commercial Banking, was largely offset by higher PCL on performing loans in Capital Markets.

Digitally Enabled Relationship Bank

90-day Active Mobile users increased 17% from a year ago to 4.3 million, resulting in a 26% increase in mobile sessions. Digital adoption increased to 52% as we continued our digital transformation journey.

Key Performance and Non-GAAP Measures

We measure and evaluate the performance of our consolidated operations and each business segment using a number of financial metrics, such as net income and ROE. ROE does not have a standardized meaning under GAAP and may not be comparable to similar measures disclosed by other financial institutions. We use ROE as a measure of return on total capital invested in our business.

Additional information about ROE and other Key Performance and non-GAAP measures can be found under the Key Performance and non-GAAP measures section of our Q3 2019 Report to Shareholders.

- 3 -

CAUTION REGARDING FORWARD-LOOKING STATEMENTS

From time to time, we make written or oral forward-looking statements within the meaning of certain securities laws, including the “safe harbour” provisions of the United States Private Securities Litigation Reform Act of 1995 and any applicable Canadian securities legislation. We may make forward-looking statements in this Earnings Release, in other filings with Canadian regulators or the SEC, in other reports to shareholders, and in other communications. Forward-looking statements in this document include, but are not limited to, statements relating to our financial performance objectives, vision and strategic goals, and include our President and Chief Executive Officer’s statements. The forward-looking information contained in this Earnings Release is presented for the purpose of assisting the holders of our securities and financial analysts in understanding our financial position and results of operations as at and for the periods ended on the dates presented, as well as our financial performance objectives, vision and strategic goals, and may not be appropriate for other purposes. Forward-looking statements are typically identified by words such as “believe”, “expect”, “foresee”, “forecast”, “anticipate”, “intend”, “estimate”, “goal”, “plan” and “project” and similar expressions of future or conditional verbs such as “will”, “may”, “should”, “could” or “would”.

By their very nature, forward-looking statements require us to make assumptions and are subject to inherent risks and uncertainties, which give rise to the possibility that our predictions, forecasts, projections, expectations or conclusions will not prove to be accurate, that our assumptions may not be correct and that our financial performance objectives, vision and strategic goals will not be achieved. We caution readers not to place undue reliance on these statements as a number of risk factors could cause our actual results to differ materially from the expectations expressed in such forward-looking statements. These factors – many of which are beyond our control and the effects of which can be difficult to predict – include: credit, market, liquidity and funding, insurance, operational, regulatory compliance, strategic, reputation, legal and regulatory environment, competitive and systemic risks and other risks discussed in the risk sections of our 2018 Annual Report and the Risk management section of our Q3 2019 Report to Shareholders; including global uncertainty, Canadian housing and household indebtedness, information technology and cyber risk, regulatory changes, digital disruption and innovation, data and third party related risks, climate change, the business and economic conditions in the geographic regions in which we operate, the effects of changes in government fiscal, monetary and other policies, tax risk and transparency, and environmental and social risk.

We caution that the foregoing list of risk factors is not exhaustive and other factors could also adversely affect our results. When relying on our forward-looking statements to make decisions with respect to us, investors and others should carefully consider the foregoing factors and other uncertainties and potential events. Material economic assumptions underlying the forward looking-statements contained in this Earnings Release are set out in the Economic, market and regulatory review and outlook section and for each business segment under the Strategic priorities and Outlook headings in our 2018 Annual Report, as updated by the Economic, market and regulatory review and outlook section of our Q3 2019 Report to Shareholders. Except as required by law, we do not undertake to update any forward-looking statement, whether written or oral, that may be made from time to time by us or on our behalf.

Additional information about these and other factors can be found in the risk sections of our 2018 Annual Report and the Risk management section of our Q3 2019 Report to Shareholders.

Information contained in or otherwise accessible through the websites mentioned does not form part of this Earnings Release. All references in this Earnings Release to websites are inactive textual references and are for your information only.

ACCESS TO QUARTERLY RESULTS MATERIALS

Interested investors, the media and others may review this quarterly Earnings Release, quarterly results slides, supplementary financial information and our Q3 2019 Report to Shareholders at rbc.com/investorrelations.

Quarterly conference call and webcast presentation

Our quarterly conference call is scheduled for August 21, 2019 at 8:00 a.m. (EST) and will feature a presentation about our third quarter results by RBC executives. It will be followed by a question and answer period with analysts.

Interested parties can access the call live on a listen-only basis at rbc.com/investorrelations/quarterly-financial-statements.html or by telephone (416-340-2217, 866-696-5910, passcode 5037596#). Please call between 7:50 a.m. and 7:55 a.m. (EST).

Management’s comments on results will be posted on our website shortly following the call. A recording will be available by 5:00 p.m. (EST) from August 21, 2019 until December 3, 2019 at rbc.com/investorrelations/quarterly-financial-statements.html or by telephone (905-694-9451 or 800-408-3053, passcode 5322530#).

Media Relations Contact

Gillian McArdle, Senior Director, Communications, Group Risk Management and Finance, gillian.mcardle@rbccm.com, 416-842-4231

Investor Relations Contacts

Nadine Ahn, SVP Wholesale Finance and Investor Relations, nadine.ahn@rbccm.com, 416-974-3355

Asim Imran, Senior Director, Investor Relations, asim.imran@rbc.com, 416-955-7804

Jennifer Nugent, Senior Director, Investor Relations, jennifer.nugent@rbc.com, 416-955-7805

ABOUT RBC

Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 86,000+ employees who bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada’s biggest bank, and one of the largest in the world based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to more than 16 million clients in Canada, the U.S. and 34 other countries. Learn more at rbc.com.

We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at rbc.com/community-sustainability.

Trademarks used in this earnings release include the LION & GLOBE Symbol, ROYAL BANK OF CANADA and RBC which are trademarks of Royal Bank of Canada used by Royal Bank of Canada and/or by its subsidiaries under license. All other trademarks mentioned in this earnings release, which are not the property of Royal Bank of Canada, are owned by their respective holders.

- 4 -

EX-99.2 3 d751049dex992.htm EX-99.2 EX-99.2

Exhibit 99.2

LOGO

Royal Bank of Canada third quarter 2019 results

All amounts are in Canadian dollars and are based on financial statements prepared in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted.

Net Income

$3.3 Billion

Diversified earnings growth

Diluted EPS⁽¹⁾

$2.22

Solid 6% growth YoY

ROE⁽²⁾

16.7%

Balanced capital deployment

CET1 Ratio

11.9%

Strong capital ratio

TORONTO, August 21, 2019 — Royal Bank of Canada (RY on TSX and NYSE) today reported net income of $3,263 million for the quarter ended July 31, 2019, up $154 million or 5% from the prior year, with solid diluted EPS growth of 6%. Results reflected strong earnings growth in Personal & Commercial Banking, Wealth Management and Insurance. These were partially offset by lower earnings in Capital Markets and Investor & Treasury Services amidst challenging market conditions.

– Dave McKay, RBC President and Chief Executive Officer


Q3 2019 Compared to Q3 2018	• Net income of $ 3,263 million • Diluted EPS⁽¹⁾ of $2.22 • ROE⁽²⁾of 16.7% • CET1 ratio of 11.9%	h 5% h 6% ¯ 60 bps h 80 bps


Q3 2019 Compared to Q2 2019	• Net income of $3,263 million • Diluted EPS⁽¹⁾ of $2.22 • ROE⁽²⁾of 16.7% • CET1 ratio of 11.9%	h 1% h 1% ¯ 80 bps h 10 bps


YTD 2019 Compared to YTD 2018	• Net income of $9,665 million • Diluted EPS⁽¹⁾ of $6.57 • ROE⁽²⁾of 17.0%	h 5% h 7% ¯ 60 bps

(1)	Earnings per share (EPS).

(2)	Return on Equity (ROE). This measure does not have a standardized meaning under GAAP. For further information, refer to the Key performance and non-GAAP measures section of this Q3 2019 Report to Shareholders.

Table of contents

Third quarter highlights

Management’s Discussion and Analysis

Caution regarding forward-looking statements

Overview and outlook

About Royal Bank of Canada

Selected financial and other highlights

Economic, market and regulatory review and outlook

5	Financial performance

Overview

9	Business segment results

How we measure and report our business segments

Key performance and non-GAAP measures

Personal & Commercial Banking

Wealth Management

Insurance

Investor & Treasury Services

Capital Markets

Corporate Support

19	Quarterly results and trend analysis

21	Financial condition

Condensed balance sheets

Off-balance sheet arrangements

22	Risk management

Credit risk

Market risk

Liquidity and funding risk

42	Capital management

46	Capital, liquidity, and other regulatory developments

46	Accounting and control matters

Summary of accounting policies and estimates

Change in accounting policies and disclosures

Controls and procedures

47	Related party transactions

48	Enhanced Disclosure Task Force recommendations index

49	Interim Condensed Consolidated Financial Statements (unaudited)

55	Notes to the Interim Condensed Consolidated Financial Statements (unaudited)

79	Shareholder Information

2 Royal Bank of Canada Third Quarter 2019

Management’s Discussion and Analysis

Management’s Discussion and Analysis (MD&A) is provided to enable a reader to assess our results of operations and financial condition for the three and nine month periods ended or as at July 31, 2019, compared to the corresponding periods in the prior fiscal year and the three month period ended April 30, 2019. This MD&A should be read in conjunction with our unaudited Interim Condensed Consolidated Financial Statements for the quarter ended July 31, 2019 (Condensed Financial Statements) and related notes and our 2018 Annual Report. This MD&A is dated August 20, 2019. All amounts are in Canadian dollars, unless otherwise specified, and are based on financial statements prepared in accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB), unless otherwise noted.

Additional information about us, including our 2018 Annual Information Form, is available free of charge on our website at rbc.com/investorrelations, on the Canadian Securities Administrators’ website at sedar.com and on the EDGAR section of the United States (U.S.) Securities and Exchange Commission’s (SEC) website at sec.gov.

Information contained in or otherwise accessible through the websites mentioned does not form part of this report. All references in this report to websites are inactive textual references and are for your information only.

Caution regarding forward-looking statements

From time to time, we make written or oral forward-looking statements within the meaning of certain securities laws, including the “safe harbour” provisions of the United States Private Securities Litigation Reform Act of 1995 and any applicable Canadian securities legislation. We may make forward-looking statements in this Q3 2019 Report to Shareholders, in other filings with Canadian regulators or the SEC, in other reports to shareholders, and in other communications. Forward-looking statements in this document include, but are not limited to, statements relating to our financial performance objectives, vision and strategic goals, the Economic, market, and regulatory review and outlook for Canadian, U.S., European and global economies, the regulatory environment in which we operate, and the risk environment including our liquidity and funding risk, and includes our President and Chief Executive Officer’s statements. The forward-looking information contained in this document is presented for the purpose of assisting the holders of our securities and financial analysts in understanding our financial position and results of operations as at and for the periods ended on the dates presented, as well as our financial performance objectives, vision and strategic goals, and may not be appropriate for other purposes. Forward-looking statements are typically identified by words such as “believe”, “expect”, “foresee”, “forecast”, “anticipate”, “intend”, “estimate”, “goal”, “plan” and “project” and similar expressions of future or conditional verbs such as “will”, “may”, “should”, “could” or “would”.

By their very nature, forward-looking statements require us to make assumptions and are subject to inherent risks and uncertainties, which give rise to the possibility that our predictions, forecasts, projections, expectations or conclusions will not prove to be accurate, that our assumptions may not be correct and that our financial performance objectives, vision and strategic goals will not be achieved. We caution readers not to place undue reliance on these statements as a number of risk factors could cause our actual results to differ materially from the expectations expressed in such forward-looking statements. These factors – many of which are beyond our control and the effects of which can be difficult to predict – include: credit, market, liquidity and funding, insurance, operational, regulatory compliance, strategic, reputation, legal and regulatory environment, competitive and systemic risks and other risks discussed in the risk sections of our 2018 Annual Report and the Risk management section of this Q3 2019 Report to Shareholders; including global uncertainty, Canadian housing and household indebtedness, information technology and cyber risk, regulatory changes, digital disruption and innovation, data and third party related risks, climate change, the business and economic conditions in the geographic regions in which we operate, the effects of changes in government fiscal, monetary and other policies, tax risk and transparency, and environmental and social risk.

We caution that the foregoing list of risk factors is not exhaustive and other factors could also adversely affect our results. When relying on our forward-looking statements to make decisions with respect to us, investors and others should carefully consider the foregoing factors and other uncertainties and potential events. Material economic assumptions underlying the forward-looking statements contained in this Q3 2019 Report to Shareholders are set out in the Economic, market and regulatory review and outlook section and for each business segment under the Strategic priorities and Outlook headings in our 2018 Annual Report, as updated by the Economic, market and regulatory review and outlook section of this Q3 2019 Report to Shareholders. Except as required by law, we do not undertake to update any forward-looking statement, whether written or oral, that may be made from time to time by us or on our behalf.

Additional information about these and other factors can be found in the risk sections of our 2018 Annual Report and the Risk management section of this Q3 2019 Report to Shareholders.

Overview and outlook

About Royal Bank of Canada

Royal Bank of Canada Third Quarter 2019 3

Selected financial and other highlights


	As at or for the three months ended							As at or for the nine months ended
(Millions of Canadian dollars, except per share, number of and percentage amounts)	July 31 2019			April 30 2019		July 31 2018		July 31 2019		July 31 2018
Total revenue	$	11,544		$	11,499	$	11,025	$	34,632	$	31,907
Provision for credit losses (PCL)		425			426		346		1,365		954
Insurance policyholder benefits, claims and acquisition expense (PBCAE)		1,046			1,160		925		3,431		2,182
Non-interest expense		5,992			5,916		5,858		17,820		16,951
Income before income taxes		4,081			3,997		3,896		12,016		11,820
Net income	$	3,263		$	3,230	$	3,109	$	9,665	$	9,181
Segments – net income (loss)
Personal & Commercial Banking	$	1,664		$	1,549	$	1,510	$	4,784	$	4,490
Wealth Management		639			585		578		1,821		1,712
Insurance		204			154		158		524		457
Investor & Treasury Services		118			151		155		430		586
Capital Markets		653			776		698		2,082		2,111
Corporate Support		(15	)		15		10		24		(175	)
Net income	$	3,263		$	3,230	$	3,109	$	9,665	$	9,181
Selected information
Earnings per share (EPS) – basic	$	2.23		$	2.20	$	2.10	$	6.59	$	6.19
– diluted		2.22			2.20		2.10		6.57		6.16
Return on common equity (ROE) (1) (2)		16.7%			17.5%		17.3%		17.0%		17.6%
Average common equity (1)	$	75,800		$	74,000	$	69,650	$	74,450	$	68,000
Net interest margin (NIM) – on average earning assets (1)		1.62%			1.64%		1.66%		1.62%		1.66%
PCL on loans as a % of average net loans and acceptances		0.27%			0.29%		0.23%		0.30%		0.23%
PCL on performing loans as a % of average net loans and acceptances		0.02%			–%		0.06%		0.03%		0.02%
PCL on impaired loans as a % of average net loans and acceptances		0.25%			0.29%		0.17%		0.27%		0.21%
Gross impaired loans (GIL) as a % of loans and acceptances		0.47%			0.49%		0.40%		0.47%		0.40%
Liquidity coverage ratio (LCR) (3)		122%			127%		120%		122%		120%
Capital ratios and Leverage ratio
Common Equity Tier 1 (CET1) ratio		11.9%			11.8%		11.1%		11.9%		11.1%
Tier 1 capital ratio		13.0%			12.9%		12.3%		13.0%		12.3%
Total capital ratio		15.0%			14.8%		14.1%		15.0%		14.1%
Leverage ratio		4.4%			4.3%		4.3%		4.4%		4.3%
Selected balance sheet and other information (4)
Total assets	$	1,406,893		$	1,378,876	$	1,292,374	$	1,406,893	$	1,292,374
Securities, net of applicable allowance		240,661			240,991		217,132		240,661		217,132
Loans, net of allowance for loan losses		612,393			602,392		563,097		612,393		563,097
Derivative related assets		98,774			84,812		88,503		98,774		88,503
Deposits		881,211			864,101		832,261		881,211		832,261
Common equity		76,574			76,139		71,475		76,574		71,475
Total capital risk-weighted assets		510,664			510,463		498,896		510,664		498,896
Assets under management (AUM)		744,800			733,100		686,600		744,800		686,600
Assets under administration (AUA) (5)		5,588,600			5,655,600		5,486,200		5,588,600		5,486,200
Common share information
Shares outstanding (000s) – average basic		1,434,276			1,435,091		1,440,477		1,435,485		1,445,136
– average diluted		1,440,130			1,441,163		1,446,956		1,441,499		1,451,823
– end of period (6)		1,433,954			1,434,879		1,440,008		1,433,954		1,440,008
Dividends declared per common share	$	1.02		$	1.02	$	0.94	$	3.02	$	2.79
Dividend yield (7)		3.9%			3.9%		3.8%		4.1%		3.6%
Common share price (RY on TSX) (8)	$	104.22		$	106.77	$	101.55	$	104.22	$	101.55
Market capitalization (TSX) (8)		149,447			153,202		146,350		149,447		146,350
Business information (number of)
Employees (full-time equivalent) (FTE)		84,087			82,197		82,236		84,087		82,236
Bank branches		1,328			1,335		1,338		1,328		1,338
Automated teller machines (ATMs)		4,586			4,569		4,792		4,586		4,792
Period average US$ equivalent of C$1.00 (9)	$	0.754		$	0.751	$	0.767	$	0.751	$	0.780
Period-end US$ equivalent of C$1.00	$	0.757		$	0.746	$	0.769	$	0.757	$	0.769

(1)

Average amounts are calculated using methods intended to approximate the average of the daily balances for the period. This includes Average common equity used in the calculation of ROE. For further details, refer to the Key performance and non-GAAP measures section.

(2)

These measures may not have a standardized meaning under generally accepted accounting principles (GAAP) and may not be comparable to similar measures disclosed by other financial institutions. For further details, refer to the Key performance and non-GAAP measures section.

(3)

LCR is the average for the three months ended for each respective period and is calculated in accordance with Office of the Superintendent of Financial Institutions’ (OSFI) Liquidity Adequacy Requirements (LAR) guideline. For further details, refer to the Liquidity and funding risk section.

(4)

Represents period-end spot balances.

(5)

AUA includes $15.7 billion and $8.3 billion (April 30, 2019 – $16.2 billion and $8.3 billion; July 31, 2018 – $16.8 billion and $9.8 billion) of securitized residential mortgages and credit card loans, respectively.

(6)

Effective Q4 2018, Common shares outstanding includes the impact of treasury shares. Comparative amounts have been adjusted to conform with this presentation.

(7)

Defined as dividends per common share divided by the average of the high and low share price in the relevant period.

(8)

Based on TSX closing market price at period-end.

(9)

Average amounts are calculated using month-end spot rates for the period.

4 Royal Bank of Canada Third Quarter 2019

Economic, market and regulatory review and outlook – data as at August 20, 2019

The predictions and forecasts in this section are based on information and assumptions from sources we consider reliable. If this information or these assumptions are not accurate, actual economic outcomes may differ materially from the outlook presented in this section.

Economic and market review and outlook

Canada

The Canadian economy is expected to have grown by 3.0%¹ in the second calendar quarter of 2019, a substantial improvement on the previous calendar quarter’s 0.4%¹ increase. Stronger growth in the second calendar quarter partly reflects a rebound in the energy sector, which weighed on the economy in each of the prior three calendar quarters. The industry has been supported by easing production limits in Alberta and higher oil prices domestically and globally relative to late last calendar year. However, concerns about trade tensions and global growth have put downward pressure on oil prices more recently. Outside of the energy sector, growth has picked up with labour markets continuing to improve and housing markets stabilizing in most provinces. The Bank of Canada has left its overnight rate unchanged at 1.75% since October 2018. The central bank maintained a neutral policy bias in July but raised concerns about global developments.

U.S.

U.S. GDP growth moderated to 2.1%¹ in the second calendar quarter of 2019 from 3.1%¹ in the previous calendar quarter. However, the composition of growth was stronger with domestic spending rising at a faster rate. Household spending growth was particularly strong, helping dispel concerns about the health of U.S. consumers following two calendar quarters of slower growth. Government spending also increased, reversing earlier weakness related to the partial federal government shutdown around the turn of the calendar year. However, business investment declined for the first time since 2016. U.S. employment growth has slowed in calendar 2019 relative to the previous calendar year, particularly in some trade-sensitive sectors. Notwithstanding, the pace of job growth has remained strong enough to put modest downward pressure on the unemployment rate, which averaged 3.6% in the second calendar quarter of 2019. Concerns about rising trade tensions and slowing global growth and business investment, as well as below-target inflation, prompted the Federal Reserve (Fed) to lower its benchmark interest rate by 25 basis points to a range of 2.00-2.25% in July. The rate cut was framed as a “mid-cycle” policy adjustment and not the start of a longer-term easing cycle.

Europe

Euro area GDP growth slowed to 0.2% in the second calendar quarter of 2019 from 0.4% in the previous calendar quarter. A slowdown in the manufacturing sector continues to weigh on growth, though service industries have continued to grow and unemployment continued to decline. Inflation remains well below the European Central Bank (ECB)’s target and inflation expectations have declined. Concerns about the inflation and growth outlook prompted the ECB to introduce an easing bias in its forward guidance, with the potential to lower interest rates further and restart asset purchases. The United Kingdom (U.K.) GDP declined by 0.2% in the second calendar quarter of 2019. Ongoing uncertainty over Brexit continues to weigh on business sentiment, and rising odds of a no-deal Brexit pushed the Sterling to its lowest level in more than two years.

Financial markets

Government bond yields have continued to decline amid low inflation and expectations of easing monetary policy from a number of central banks. The latter supported equity markets despite growing concerns about global growth and uncertainty regarding trade policy. Oil prices have been under downward pressure due to trade tensions and global growth concerns. Yield curves have flattened further or inverted, signaling greater investor concern about the risk of an economic downturn.

Regulatory environment

We continue to monitor and prepare for regulatory developments and changes in a manner that seeks to ensure compliance with new requirements while mitigating any adverse business or financial impacts. Such impacts could result from new or amended laws or regulations and the expectations of those who enforce them. A high level summary of the key regulatory changes that have the potential to increase our costs, impact our profitability, and increase the complexity of our operations is included in the Legal and regulatory environment risk section of our 2018 Annual Report, as updated below.

Global Uncertainty

Trade policy remains a risk to the global economic outlook, including Brexit negotiations, and Canadian and U.S. trade tensions with China. In July 2019, the International Monetary Fund further lowered its 2019 and 2020 global growth projections, due to continued geopolitical uncertainty, weaker than anticipated global trade activity and softening inflation. The outcome and resulting impact of the Brexit negotiations, including the rising odds of a no-deal Brexit, remains uncertain. The Canadian economy is vulnerable to continued trade tensions given Canada’s trading relationships with the U.S. and China. Tensions also remain elevated between China and the U.S. as they continue to negotiate a trade deal. In August 2019, the U.S. announced a 10% tariff on US$300 billion of Chinese goods not previously subject to tariffs, some of which will not be effective until December 2019.

Climate Change

Climate change regulations, frameworks, and guidance that apply to banks, insurers and asset managers are rapidly evolving. The Bank of Canada and European Central Bank Financial System Reviews were published in May 2019 and address the

Annualized rate

Royal Bank of Canada Third Quarter 2019 5

financial and economic risks of climate change. While no specific requirements have been released, we will continue to monitor developments and any resulting implications for us.

Canadian Anti-Money Laundering (AML) Regulations

In July 2019, amendments to Canada’s Proceeds of Crime (Money Laundering) and Terrorist Financing Act regulations were released and will be effective by June 2021. These amendments aim to improve the effectiveness of Canada’s anti-money laundering and counter-terrorism financing regime, and to improve compliance with international standards. New regulations, which represent increased oversight and regulatory monitoring, will require substantial changes to our client-facing systems, transaction and payment processing systems, and records management systems mainly due to the need for the capture of additional client data.

United States Regulatory Initiatives

Policymakers continue to evaluate and implement reforms to various U.S. financial regulations, which could result in either expansion or reduction to the U.S. regulatory requirements and associated changes in compliance costs. A regulation that establishes new standards of conduct for retail brokers and investment advisors will be effective June 2020. On August 20, 2019, the Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency (OCC) approved a final rule to make changes to the Volcker Rule’s requirements regarding proprietary trading and compliance requirements. We expect the other financial regulatory agencies responsible for implementing the Volcker Rule to approve and publish their final rules within the next several weeks. We will continue to monitor developments and any resulting implications for us.

For a discussion on risk factors resulting from these and other regulatory developments which may affect our business and financial results, refer to the Risk management – Top and emerging risks and Legal and regulatory environment risk sections of our 2018 Annual Report and the Capital, liquidity and other regulatory developments section of our Q1 2019, Q2 2019 and of this Q3 2019 Report to Shareholders. For further details on our framework and activities to manage risks, refer to the risk and Capital management sections of our 2018 Annual Report and the Risk management and Capital management sections of this Q3 2019 Report to Shareholders.

Financial performance

Overview

Q3 2019 vs. Q3 2018

Net income of $3,263 million was up $154 million or 5% from a year ago. Diluted earnings per share (EPS) of $2.22 was up $0.12 or 6% and return on common equity (ROE) of 16.7% was down 60 bps from 17.3% last year. Our Common Equity Tier 1 (CET1) ratio of 11.9% was up 80 bps from a year ago.

Our results were driven by strong earnings growth in Personal & Commercial Banking, Wealth Management, and Insurance partially offset by lower results in Capital Markets and Investor & Treasury Services.

Personal & Commercial Banking earnings increased mainly due to average volume growth of 7% and higher spreads in Canadian Banking. These factors were partially offset by an increase in staff related costs as well as technology and related costs.

Wealth Management results were up mainly attributable to higher average fee-based client assets and an increase in net interest income. These factors were partially offset by higher costs in support of business growth, and higher variable compensation commensurate with revenue growth.

Insurance results increased primarily reflecting higher favourable investment-related experience and the impact of new longevity reinsurance contracts. These factors were partially offset by higher disability and life retrocession claims costs and favourable reinsurance contract renegotiations in the prior year.

Capital Markets results were down primarily due to lower revenue in Corporate and Investment Banking and Global Markets, and higher PCL. These factors were partially offset by a lower effective tax rate largely reflecting changes in earnings mix and lower compensation on decreased results.

Investor & Treasury Services earnings decreased primarily due to lower client deposit margins, lower revenue from our asset services business, and lower funding and liquidity revenue.

For further details on our business segment results and CET1 ratio, refer to the Business segment results and Capital management sections, respectively.

Q3 2019 vs. Q2 2019

Net income of $3,263 million was up $33 million or 1% from the prior quarter. Diluted EPS of $2.22 was up $0.02 or 1% and ROE of 16.7% was down 80 bps. Our CET1 ratio of 11.9% was up 10 bps.

Our results reflected strong earnings growth in Personal & Commercial Banking, Wealth Management, and Insurance largely offset by lower results in Capital Markets and Investor & Treasury Services.

Personal & Commercial Banking results were higher reflecting average volume growth of 2% in Canadian Banking, three more days in the quarter and lower PCL. An increase in service charges and higher balances driving higher mutual fund distribution fees also contributed to the increase. These factors were partially offset by higher staff related costs.

Wealth Management earnings increased primarily reflecting higher average fee-based client assets driven by net sales and market appreciation, and an increase in net interest income mainly due to average volume growth and three more days in the quarter. These factors were partially offset by higher variable compensation commensurate with revenue growth, and the net change in the fair value of our U.S. share-based compensation plans.

6 Royal Bank of Canada Third Quarter 2019

Insurance results were up mainly due to higher favourable investment-related experience and the impact of new longevity reinsurance contracts. These factors were partially offset by favourable reinsurance contract renegotiations in the prior quarter.

Capital Markets earnings were down mainly due to lower fixed income trading largely in the U.S., lower debt origination primarily in Europe and the U.S., and higher PCL mainly on performing loans. Lower equity trading in North America also contributed to the decrease. These factors were partially offset by lower compensation on decreased results.

Investor & Treasury Services results decreased primarily due to lower client deposit margins, higher costs in support of efficiency initiatives as well as technology and related costs, and lower funding and liquidity revenue.

Q3 2019 vs. Q3 2018 (Nine months ended)

Net income of $9,665 million increased $484 million or 5% from a year ago. Nine month diluted EPS of $6.57 was up $0.41 or 7% and ROE of 17.0% was down 60 bps.

Our results reflected higher earnings in Personal & Commercial Banking, Wealth Management, and Insurance partially offset by lower results in Investor & Treasury Services and Capital Markets. Our results also reflected an increase due to foreign exchange translation and the impact in the prior year of the U.S. Tax Reform which resulted in the write-down of net deferred tax assets.

Personal & Commercial Banking earnings increased due to average volume growth of 7% and higher spreads. These factors were partially offset by an increase in PCL, and higher staff related costs.

Wealth Management results were higher primarily reflecting an increase in net interest income, and higher average fee-based client assets. These factors were partially offset by increased costs in support of business growth, higher variable compensation commensurate with revenue growth, and higher PCL.

Insurance earnings were up mainly due to higher favourable reinsurance contract renegotiations.

Investor & Treasury Services results were down largely due to lower funding and liquidity revenue, lower revenue from our asset services business and higher costs in support of efficiency and technology initiatives.

Capital Markets results decreased driven by lower revenue in Corporate and Investment Banking and higher PCL. These factors were partially offset by a lower effective tax rate largely reflecting changes in earnings mix, the impact of foreign exchange translation, and lower compensation on decreased results.

Corporate Support net income was $24 million, largely due to asset/liability management activities, partially offset by net unfavourable tax adjustments. Net loss was $175 million in the prior year, largely due to the impact of the U.S. Tax Reform of $178 million as noted above, partially offset by asset/liability management activities.

Impact of foreign currency translation


	For the three months ended						For the nine months ended
(Millions of Canadian dollars, except per share amounts)	Q3 2019 vs. Q3 2018			Q3 2019 vs. Q2 2019			Q3 2019 vs. Q3 2018
Increase (decrease):
Total revenue	$	30		$	(40	)	$	307
PCL		(3	)		(4	)		6
Non-interest expense		12			(33	)		186
Income taxes		3			–			12
Net income		18			(3	)		103
Impact on EPS
Basic	$	0.01		$	–		$	0.07
Diluted		0.01			–			0.07

The relevant average exchange rates that impact our business are shown in the following table:

(Average foreign currency equivalent of C$1.00) (1)

For the three months ended

For the nine months ended

July 31

2019

April 30

2019

July 31

2018

July 31

2019

July 31

2018

U.S. dollar

0.754

0.751

0.767

0.751

0.780

British pound

0.603

0.573

0.581

0.586

0.573

Euro

0.673

0.667

0.656

0.665

0.650

(1)

Average amounts are calculated using month-end spot rates for the period.

Royal Bank of Canada Third Quarter 2019 7

Total revenue


(Millions of Canadian dollars)	For the three months ended							For the nine months ended
(Millions of Canadian dollars)	July 31 2019		April 30 2019		July 31 2018			July 31 2019		July 31 2018
Interest and dividend income	$	10,610	$	10,132	$	8,626		$	30,891	$	24,031
Interest expense		5,562		5,295		4,030			16,122		10,569
Net interest income	$	5,048	$	4,837	$	4,596		$	14,769	$	13,462
NIM		1.62%		1.64%		1.66%			1.62%		1.66%
Insurance premiums, investment and fee income	$	1,463	$	1,515	$	1,290		$	4,557	$	3,240
Trading revenue		140		250		234			748		788
Investment management and custodial fees		1,440		1,381		1,347			4,271		3,990
Mutual fund revenue		924		899		908			2,696		2,655
Securities brokerage commissions		324		316		334			982		1,023
Service charges		480		466		458			1,414		1,341
Underwriting and other advisory fees		488		554		541			1,387		1,539
Foreign exchange revenue, other than trading		252		243		273			744		831
Card service revenue		272		266		266			820		790
Credit fees		322		288		378			925		1,023
Net gains on investment securities		26		37		26			109		114
Share of profit in joint ventures and associates		21		14		(26	)		50		13
Other		344		433		400			1,160		1,098
Non-interest income	$	6,496	$	6,662	$	6,429		$	19,863	$	18,445
Total revenue	$	11,544	$	11,499	$	11,025		$	34,632	$	31,907
Additional information
Total trading revenue
Net interest income	$	573	$	619	$	577		$	1,793	$	1,651
Non-interest income		140		250		234			748		788
Total trading revenue	$	713	$	869	$	811		$	2,541	$	2,439

Q3 2019 vs. Q3 2018

Total revenue increased $519 million or 5% from last year, mainly due to higher net interest income and an increase in insurance premiums, investment and fee income (Insurance revenue). The impact of foreign exchange translation also increased total revenue by $30 million. These factors were partially offset by lower trading revenue.

Net interest income increased $452 million or 10%, largely due to volume growth in Canadian Banking and Wealth Management. Improved spreads in Canadian Banking and higher lending revenue in Capital Markets also contributed to the increase.

NIM was down 4 bps compared to last year, mainly due to changes in average earning asset mix with volume growth primarily in reverse repos. These factors were partially offset by higher interest rates resulting in improved spreads in Canadian Banking and Wealth Management.

Insurance revenue increased $173 million or 13%, primarily due to the change in fair value of instruments backing our policyholder liabilities, partially offset by lower group annuity sales, both of which are largely offset in PCBAE.

Trading revenue decreased $94 million or 40%, mainly due to lower equity trading revenue primarily in North America.

Q3 2019 vs. Q2 2019

Total revenue increased $45 million from the prior quarter, mainly due to higher net interest income, largely offset by lower trading revenue. The impact of foreign exchange translation decreased total revenue by $40 million.

Net interest income increased $211 million or 4%, driven by volume growth and three more days in the quarter in Canadian Banking and Wealth Management. These factors were partially offset by lower trading revenue in Capital Markets.

Trading revenue decreased $110 million or 44%, mainly due to lower equity trading revenue primarily in North America and lower foreign exchange trading revenue largely in Europe.

Q3 2019 vs. Q3 2018 (Nine months ended)

Total revenue increased $2,725 million or 9% from the prior year, mainly due to higher Insurance revenue, net interest income and investment management and custodial fees. The impact of foreign exchange translation also increased total revenue by $307 million. These factors were partially offset by lower underwriting and advisory fees.

Net interest income increased $1,307 million or 10%, largely due to volume growth and higher spreads in Personal and Commercial Banking and Wealth Management. Higher trading revenue and lending revenue in Capital Markets also contributed to the increase. Net interest income was also impacted by lower funding and liquidity revenue, which was largely offset by the related gains on non-trading derivatives in Other revenue.

Insurance revenue increased $1,317 million or 41%, mainly reflecting the change in fair value of instruments backing our policyholder liabilities and business growth including higher group annuity sales, both of which were largely offset in PBCAE.

Investment management and custodial fees increased $281 million or 7%, driven by higher average fee-based clients reflecting market appreciation and net sales in Wealth Management.

Underwriting and other advisory fees decreased $152 million or 10%, due to lower equity and debt origination primarily in North America.

8 Royal Bank of Canada Third Quarter 2019

Provision for credit losses

Q3 2019 vs. Q3 2018

Total PCL in Q3 2019 of $425 million increased $79 million or 23%.

PCL on loans of $429 million increased $91 million, or 27% from the prior year, due to higher provisions in Capital Markets, Wealth Management and Personal & Commercial Banking. The PCL ratio on loans of 27 bps increased 4 bps.

Q3 2019 vs. Q2 2019

Total PCL decreased $1 million from the prior quarter.

PCL on loans of $429 million decreased $12 million, or 3% from the prior quarter, mainly due to lower provisions in Personal & Commercial Banking, partially offset by higher provisions in Capital Markets. The PCL ratio on loans improved 2 bps.

Q3 2019 vs. Q3 2018 (Nine months ended)

Total PCL increased $411 million or 43% from the prior year.

PCL on loans of $1,386 million increased $436 million, or 46% from the prior year, due to higher provisions in Capital Markets, Personal & Commercial Banking and Wealth Management. The PCL ratio on loans of 30 bps increased 7 bps.

For further details on PCL, refer to Credit quality performance in the Credit risk section.

Insurance policyholder benefits, claims and acquisition expense (PBCAE)

Q3 2019 vs. Q3 2018

PBCAE increased $121 million or 13% from a year ago, mainly reflecting the change in fair value of investments backing our policyholder liabilities, which is largely offset in revenue, higher disability and life retrocession claims costs, and favourable reinsurance contract renegotiations in the prior year. These factors were partially offset by lower group annuity sales, which is largely offset in revenue, higher favourable investment-related experience, and the impact of new longevity reinsurance contracts.

Q3 2019 vs. Q2 2019

PBCAE decreased $114 million or 10% from the prior quarter, primarily reflecting lower group annuity sales, which is largely offset in revenue and higher favourable investment-related experience. These factors were partially offset by favourable reinsurance contract renegotiations in the prior quarter.

Q3 2019 vs. Q3 2018 (Nine months ended)

PBCAE increased $1,249 million or 57% from the prior year, mainly reflecting the change in fair value of investments backing our policyholder liabilities, and business growth, including group annuity sales, both of which are largely offset in revenue. These factors were partially offset by higher favourable reinsurance contract renegotiations.

Non-interest expense


	For the three months ended						For the nine months ended
(Millions of Canadian dollars, except percentage amounts)	July 31 2019		April 30 2019		July 31 2018		July 31 2019		July 31 2018
Salaries	$	1,647	$	1,607	$	1,554	$	4,862	$	4,502
Variable compensation		1,413		1,430		1,442		4,231		4,164
Benefits and retention compensation		468		471		432		1,431		1,377
Share-based compensation		87		114		93		356		304
Human resources	$	3,615	$	3,622	$	3,521	$	10,880	$	10,347
Equipment		449		445		416		1,325		1,174
Occupancy		409		405		393		1,211		1,158
Communications		281		273		260		794		733
Professional fees		328		290		359		923		961
Amortization of other intangibles		299		299		271		888		798
Other		611		582		638		1,799		1,780
Non-interest expense	$	5,992	$	5,916	$	5,858	$	17,820	$	16,951
Efficiency ratio (1)		51.9%		51.4%		53.1%		51.5%		53.1%
Efficiency ratio adjusted (2)		53.7%		53.2%		53.4%		53.0%		53.0%

(1)

Efficiency ratio is calculated as Non-interest expense divided by Total revenue.

(2)

Measures have been adjusted by excluding the change in fair value of investments backing our policyholder liabilities. These are non-GAAP measures. For further details, refer to the Key performance and non-GAAP measures section.

Q3 2019 vs. Q3 2018

Non-interest expense increased $134 million or 2% from the prior year, largely due to increased costs in support of business growth and higher staff-related costs, as well as an increase in technology and related costs, including digital initiatives.

Our efficiency ratio of 51.9% decreased 120 bps from 53.1% last year. Excluding the change in fair value of investments backing our policyholder liabilities, our efficiency ratio of 53.7% increased 30 bps from 53.4% last year.

Q3 2019 vs. Q2 2019

Non-interest expense increased $76 million or 1% from the prior quarter, primarily due to higher technology and related costs, staff-related costs, and professional fees. These factors were partially offset by the change in the fair value of our U.S. share-based compensation plans, which was largely offset in Other revenue, and the impact of foreign exchange translation.

Royal Bank of Canada Third Quarter 2019 9

Our efficiency ratio of 51.9% increased 50 bps from 51.4% last quarter. Excluding the change in fair value of investments backing our policyholder liabilities, our efficiency ratio of 53.7% increased 50 bps from 53.2% last quarter.

Q3 2019 vs. Q3 2018 (Nine months ended)

Non-interest expense increased $869 million or 5% from the prior year, primarily attributable to increased costs in support of business growth and higher staff-related costs, the impact of foreign exchange translation and an increase in technology and related costs, including digital initiatives. Marketing costs and higher variable compensation commensurate with revenue growth also contributed to the increase.

Our efficiency ratio of 51.5% decreased 160 bps from 53.1%. Excluding the change in fair value of investments backing our policyholder liabilities, our efficiency ratio of 53.0% remained unchanged from last year.

Efficiency ratio excluding the change in fair value of investments backing our policyholder liabilities is a non-GAAP measure. For further details, including a reconciliation, refer to the Key performance and non-GAAP measures section.

Income taxes


	For the three months ended						For the nine months ended
(Millions of Canadian dollars, except percentage amounts)	July 31 2019		April 30 2019		July 31 2018		July 31 2019		July 31 2018
Income taxes	$	818	$	767	$	787	$	2,351	$	2,639
Income before income taxes	$	4,081	$	3,997	$	3,896	$	12,016	$	11,820
Effective income tax rate		20.0%		19.2%		20.2%		19.6%		22.3%

Q3 2019 vs. Q3 2018

Income tax expense increased $31 million or 4% from last year, primarily due to higher income before income taxes and lower favourable tax adjustments in the current year, partially offset by higher income from lower tax rate jurisdictions.

The effective income tax rate of 20.0% decreased 20 bps, mainly due to an increase in income from lower tax rate jurisdictions, partially offset by lower favourable tax adjustments in the current year.

Q3 2019 vs. Q2 2019

Income tax expense increased $51 million or 7% from last quarter, primarily due to higher favourable tax adjustments in the prior quarter and higher income before income taxes.

The effective income tax rate of 20.0% increased 80 bps, mainly due to higher favourable tax adjustments in the prior quarter.

Q3 2019 vs. Q3 2018 (Nine months ended)

Income tax expense decreased $288 million or 11% from last year, primarily due to the impact of the U.S. Tax Reform which resulted in the write-down of net deferred tax assets in the prior year, an increase in income from lower tax rate jurisdictions and higher favourable tax adjustments in the current year. These factors were partially offset by higher income before income taxes.

The effective income tax rate of 19.6% decreased 270 bps, primarily due to the impact of the U.S. Tax Reform which resulted in the write-down of net deferred tax assets in the prior year, an increase in income from lower tax rate jurisdictions and higher favourable tax adjustments in the current year.

Business segment results

How we measure and report our business segments

The key methodologies and assumptions used in our management reporting framework are periodically reviewed by management to ensure they remain valid. They remain unchanged from October 31, 2018.

For further details on our key methodologies and assumptions used in our management reporting framework, refer to the How we measure and report our business segments section of our 2018 Annual Report.

Key performance and non-GAAP measures

Performance measures

Return on common equity

We measure and evaluate the performance of our consolidated operations and each business segment using a number of financial metrics, such as net income and ROE. We use ROE, at both the consolidated and business segment levels, as a measure of return on total capital invested in our business. Management views the business segment ROE measure as a useful measure for supporting investment and resource allocation decisions because it adjusts for certain items that may affect comparability between business segments and certain competitors. ROE does not have a standardized meaning under GAAP and may not be comparable to similar measures disclosed by other financial institutions. For further details, refer to the Key performance and non-GAAP measures section of our 2018 Annual Report.

10 Royal Bank of Canada Third Quarter 2019

The following table provides a summary of our ROE calculations:

For the three months ended

July 31

2019

April 30

2019

July 31

2018

(Millions of Canadian dollars,

except percentage amounts)

Personal &
Commercial
Banking

Wealth
Management

Insurance

Investor &
Treasury
Services

Capital
Markets

Corporate
Support

Total

Total

Net income available to common shareholders

1,644

625

202

115

633

(22

)

3,197

3,161

3,031

Total average common equity (1) (2)

23,300

14,400

2,050

3,450

22,700

9,900

75,800

74,000

69,650

ROE (3)

28.0%

17.2%

39.2%

13.2%

11.1%

n.m.

16.7%

17.5%

17.3%

For the nine months ended

July 31

2019

July 31

2018

(Millions of Canadian dollars,

except percentage amounts)

Personal &
Commercial
Banking

Wealth
Management

Insurance

Investor &
Treasury
Services

Capital
Markets

Corporate
Support

Total

Total

Net income available to common shareholders

4,716

1,781

518

420

2,019

–

9,454

8,939

Total average common equity (1) (2)

23,100

14,250

1,950

3,500

22,900

8,750

74,450

68,000

ROE (3)

27.3%

16.7%

35.6%

16.0%

11.8%

n.m.

17.0%

17.6%

(1)

Total average common equity represents rounded figures.

(2)

The amounts for the segments are referred to as attributed capital.

(3)

ROE is based on actual balances of average common equity before rounding.

n.m.

not meaningful

Non-GAAP measures

We believe that certain non-GAAP measures described below are more reflective of our ongoing operating results and provide readers with a better understanding of management’s perspective on our performance. These measures enhance the comparability of our financial performance for the three and nine months ended July 31, 2019 with the corresponding period in the prior year and the three months ended April 30, 2019, as well as, in the case of economic profit, measure relative contribution to shareholder value. Non-GAAP measures do not have a standardized meaning under GAAP and may not be comparable to similar measures disclosed by other financial institutions.

Royal Bank of Canada Third Quarter 2019 11

The following discussion describes the non-GAAP measures we use in evaluating our operating results.

Economic profit

Economic profit is net income excluding the after-tax effect of amortization of other intangibles less a capital charge for use of attributed capital. It measures the return generated by our businesses in excess of our cost of shareholders’ equity, thus enabling users to identify relative contributions to shareholder value.

The capital charge includes a charge for common equity and preferred shares. For 2019, our cost of common equity remains unchanged at 8.5%.

Economic profit


	For the three months ended
	July 31 2019																April 30 2019			July 31 2018
(Millions of Canadian dollars)	Personal & Commercial Banking		Wealth Management			Insurance		Investor & Treasury Services		Capital Markets		Corporate Support			Total		Total			Total
Net income	$	1,664	$	639		$	204	$	118	$	653	$	(15	)	$	3,263	$	3,230		$	3,109
add: Non-controlling interests		–		(1	)		–		–		–		1			–		(4	)		(8	)
After-tax effect of amortization of other intangibles		4		43			–		2		–		–			49		56			55
Adjusted net income	$	1,668	$	681		$	204	$	120	$	653	$	(14	)	$	3,312	$	3,282		$	3,156
less: Capital charge		520		322			45		76		505		222			1,690		1,600			1,564
Economic profit (loss)	$	1,148	$	359		$	159	$	44	$	148	$	(236	)	$	1,622	$	1,682		$	1,592


	For the nine months ended
	July 31 2019																		July 31 2018
(Millions of Canadian dollars)	Personal & Commercial Banking			Wealth Management			Insurance		Investor & Treasury Services		Capital Markets		Corporate Support			Total			Total
Net income	$	4,784		$	1,821		$	524	$	430	$	2,082	$	24		$	9,665		$	9,181
add: Non-controlling interests		(5	)		(1	)		–		–		–		–			(6	)		(28	)
After-tax effect of amortization of other intangibles		9			143			–		7		–		–			159			164
Adjusted net income	$	4,788		$	1,963		$	524	$	437	$	2,082	$	24		$	9,818		$	9,317
less: Capital charge		1,533			944			129		233		1,517		583			4,939			4,537
Economic profit (loss)	$	3,255		$	1,019		$	395	$	204	$	565	$	(559	)	$	4,879		$	4,780

Results excluding specified item

•

For the nine months ended July 31, 2017, our share of a gain related to the sale by our payment processing joint venture Moneris of its U.S. operations to Vantiv, Inc., which was $212 million (before- and after-tax) and recorded in Canadian Banking.

There were no specified items for the three months ended July 31, 2019, April 30, 2019, and July 31, 2018, or for the nine months ended July 31, 2019 and July 31, 2018.

12 Royal Bank of Canada Third Quarter 2019

The following table provides calculations of our Canadian Banking results and measures excluding the specified item for the nine months ended July 31, 2017 for the purpose of calculating the adjusted operating leverage ratio for the nine months ended July 31, 2018, which is a non-GAAP measure:

Canadian Banking


	For the nine months ended
	July 31 2017
			Item excluded
(Millions of Canadian dollars, except percentage amounts)	As reported		Gain related to the sale by Moneris (1)			Adjusted
Total revenue	$	11,111	$	(212	)	$	10,899
PCL		765		–			765
Non-interest expense		4,738		–			4,738
Net income before income taxes	$	5,608	$	(212	)	$	5,396
Net income	$	4,211	$	(212	)	$	3,999
Other information
Non-interest expense	$	4,738	$	–		$	4,738
Total revenue		11,111		(212	)		10,899
Efficiency ratio		42.6%					43.5%
Revenue growth rate		6.5%					4.5%
Non-interest expense growth rate		3.8%					3.8%
Operating leverage		2.7%					0.7%

(1)

Includes foreign currency translation.

Efficiency ratio excluding the change in fair value of investments in Insurance

Our efficiency ratio is impacted by the change in fair value of investments backing our policyholder liabilities, which is reported in revenue and largely offset in PBCAE.

The following table provides calculations of our consolidated efficiency ratio excluding the change in fair value of investments backing our policyholder liabilities:


	For the three months ended
		July 31 2019							April 30 2019							July 31 2018
				Item excluded							Item excluded							Item excluded
(Millions of Canadian dollars, except percentage amounts)		As reported		Change in fair value of investments backing policyholder liabilities			Adjusted		As reported		Change in fair value of investments backing policyholder liabilities			Adjusted		As reported		Change in fair value of investments backing policyholder liabilities			Adjusted
Total revenue	$	11,544	$	(385	)	$	11,159	$	11,499	$	(383	)	$	11,116	$	11,025	$	(55	)	$	10,970
Non-interest expense		5,992		–			5,992		5,916		–			5,916		5,858		–			5,858
Efficiency ratio		51.9%					53.7%		51.4%					53.2%		53.1%					53.4%

For the nine months ended

July 31

2019

July 31

2018

Item excluded

Item excluded

(Millions of Canadian dollars,

except percentage amounts)

As reported

Change in fair value of
investments backing
policyholder liabilities

Adjusted

As reported

Change in fair value of
investments backing
policyholder liabilities

Adjusted

Total revenue

34,632

(1,015

)

33,617

31,907

32,000

Non-interest expense

17,820

–

17,820

16,951

–

16,951

Efficiency ratio

51.5%

53.0%

53.1%

53.0%

Royal Bank of Canada Third Quarter 2019 13

Personal & Commercial Banking


	As at or for the three months ended						As at or for the nine months ended
(Millions of Canadian dollars, except percentage amounts and as otherwise noted)	July 31 2019		April 30 2019		July 31 2018		July 31 2019		July 31 2018
Net interest income	$	3,221	$	3,060	$	3,001	$	9,415	$	8,709
Non-interest income		1,325		1,273		1,283		3,882		3,843
Total revenue		4,546		4,333		4,284		13,297		12,552
PCL on performing assets		15		9		31		59		90
PCL on impaired assets		326		363		308		1,002		866
PCL		341		372		339		1,061		956
Non-interest expense		1,959		1,887		1,910		5,761		5,539
Income before income taxes		2,246		2,074		2,035		6,475		6,057
Net income	$	1,664	$	1,549	$	1,510	$	4,784	$	4,490
Revenue by business
Canadian Banking	$	4,304	$	4,099	$	4,040	$	12,573	$	11,838
Caribbean & U.S. Banking		242		234		244		724		714
Selected balance sheet and other information
ROE		28.0%		27.2%		27.2%		27.3%		27.9%
NIM		2.86%		2.85%		2.80%		2.85%		2.77%
Efficiency ratio		43.1%		43.5%		44.6%		43.3%		44.1%
Operating leverage		3.5%		2.4%		3.3%		1.9%		1.6%
Effective income tax rate		25.9%		25.3%		25.8%		26.1%		25.9%
Average total earning assets, net	$	447,200	$	440,300	$	425,900	$	441,600	$	420,300
Average loans and acceptances, net		449,500		441,900		426,500		443,200		420,800
Average deposits		396,300		389,000		363,100		389,200		359,400
AUA (1)		282,200		283,300		276,700		282,200		276,700
Average AUA		280,600		277,900		274,800		274,100		270,700
PCL on impaired loans as a % of average net loans and acceptances		0.29%		0.34%		0.25%		0.30%		0.26%
Other selected information – Canadian Banking
Net income	$	1,609	$	1,460	$	1,491	$	4,613	$	4,397
NIM		2.80%		2.80%		2.74%		2.80%		2.72%
Efficiency ratio		41.5%		42.0%		42.2%		41.7%		42.1%
Operating leverage		1.7%		1.7%		5.0%		1.1%		1.3%
Operating leverage adjusted (2)		n.a.		n.a.		n.a.		n.a.		3.4%
Effective income tax rate		26.4%		26.2%		26.1%		26.3%		26.0%

(1)

AUA represents period-end spot balances and includes securitized residential mortgages and credit card loans as at July 31, 2019 of $15.7 billion and $8.3 billion, respectively (April 30, 2019 – $16.2 billion and $8.3 billion; July 31, 2018 – $16.8 billion and $9.8 billion).

(2)

This is a non-GAAP measure. The nine months ended July 31, 2018 operating leverage of 1.3% in Canadian Banking was impacted by our share of the gain related to the sale of the U.S. operations of Moneris of $212 million (before- and after-tax) in Q1 2017, which was a specified item. For further details, including a reconciliation, refer to the Key performance and non-GAAP measures section. The nine months ended July 31, 2018 revenue and expense growth rates in Canadian Banking were 6.5% and 5.2%, respectively. Excluding our share of the gain as noted above, the nine months ended July 31, 2018 adjusted revenue growth rate was 8.6%.

n.a.

not applicable

Financial performance

Q3 2019 vs. Q3 2018

Net income increased $154 million or 10% from last year, mainly due to average volume growth of 7% and higher spreads in Canadian Banking. These factors were partially offset by an increase in staff related costs as well as technology and related costs.

Total revenue increased $262 million or 6%.

Canadian Banking revenue increased $264 million or 7% compared to last year, largely reflecting average volume growth of 5% in loans and 10% in deposits and improved spreads, as well as higher service charges.

Caribbean & U.S. Banking revenue decreased $2 million or 1% compared to last year.

Net interest margin was up 6 bps, mainly due to improved spreads on deposits in Canadian Banking, reflecting higher interest rates, partially offset by the impact of competitive pricing pressures.

PCL increased $2 million or 1%. PCL on impaired loans ratio increased 4 bps. For further details, refer to Credit quality performance in the Credit risk section.

Non-interest expense increased $49 million or 3%, primarily attributable to an increase in staff related costs as well as technology and related costs, including digital initiatives.

Q3 2019 vs. Q2 2019

Net income increased $115 million or 7% from last quarter, reflecting average volume growth of 2% in Canadian Banking, three more days in the quarter and lower PCL. An increase in service charges and higher balances driving higher mutual fund distribution fees also contributed to the increase. These factors were partially offset by higher staff related costs.

Net interest margin was up 1 bp.

Q3 2019 vs. Q3 2018 (Nine months ended)

Net income increased $294 million or 7% from last year, reflecting average volume growth of 7% and higher spreads. These factors were partially offset by an increase in PCL, and higher staff related costs.

Total revenue increased $745 million or 6% from last year, mainly driven by average volume growth of 5% in loans and 8% in deposits. Improved spreads on deposits reflecting higher interest rates, partially offset by the impact of competitive pricing pressures, also contributed to the increase.

14 Royal Bank of Canada Third Quarter 2019

PCL increased $105 million or 11%, reflecting higher provisions on impaired loans in our commercial portfolios in Canadian Banking, partially offset by lower provisions on performing assets. PCL on impaired loans ratio increased 4 bps. For further details, refer to Credit quality performance in the Credit risk section.

Non-interest expense increased $222 million or 4%, largely reflecting an increase in staff related costs, technology and related costs, including digital initiatives, and marketing costs.

Wealth Management


	As at or for the three months ended							As at or for the nine months ended
(Millions of Canadian dollars, except number of, percentage amounts and as otherwise noted)	July 31 2019		April 30 2019		July 31 2018			July 31 2019		July 31 2018
Net interest income	$	773	$	731	$	679		$	2,248	$	1,923
Non-interest income
Fee-based revenue		1,740		1,663		1,626			5,117		4,785
Transaction and other revenue		516		585		493			1,591		1,478
Total revenue		3,029		2,979		2,798			8,956		8,186
PCL on performing assets		10		13		12			38		(16	)
PCL on impaired assets		17		17		(9	)		45		(3	)
PCL		27		30		3			83		(19	)
Non-interest expense		2,183		2,204		2,059			6,551		6,009
Income before income taxes		819		745		736			2,322		2,196
Net income	$	639	$	585	$	578		$	1,821	$	1,712
Revenue by business
Canadian Wealth Management	$	821	$	808	$	761		$	2,471	$	2,252
U.S. Wealth Management (including City National)		1,546		1,539		1,435			4,556		4,074
U.S. Wealth Management (including City National) (US$ millions)		1,168		1,155		1,101			3,426		3,178
Global Asset Management		567		538		507			1,648		1,579
International Wealth Management		95		94		95			281		281
Selected balance sheet and other information
ROE		17.2%		16.5%		16.4%			16.7%		16.5%
NIM		3.59%		3.66%		3.56%			3.63%		3.43%
Pre-tax margin (1)		27.0%		25.0%		26.3%			25.9%		26.8%
Number of advisors (2)		5,222		5,176		4,970			5,222		4,970
Average total earning assets, net	$	85,500	$	81,900	$	75,700		$	82,700	$	74,900
Average loans and acceptances, net		64,400		62,200		57,000			62,600		54,800
Average deposits		95,300		93,000		91,700			94,200		92,500
AUA (3)		1,050,800		1,050,900		985,800			1,050,800		985,800
U.S. Wealth Management (including City National) (3)		538,800		537,200		487,900			538,800		487,900
U.S. Wealth Management (including City National) (US$ millions) (3)		408,100		400,900		375,200			408,100		375,200
AUM (3)		738,300		726,600		680,500			738,300		680,500
Average AUA		1,039,700		1,027,300		975,600			1,017,800		953,800
Average AUM (4)		729,300		712,200		673,800			705,500		659,300
PCL on impaired loans as a % of average net loans and acceptances		0.11%		0.12%		(0.06)%			0.10%		(0.01)%


Estimated impact of U.S. dollar, British pound and Euro translation on key income statement items (Millions of Canadian dollars, except percentage amounts)	For the three months ended					For the nine months ended
	Q3 2019 vs. Q3 2018		Q3 2019 vs. Q2 2019			Q3 2019 vs. Q3 2018
Increase (decrease):
Total revenue	$	17	$	(15	)	$	147
Non-interest expense		12		(12	)		116
Net income		4		(2	)		24
Percentage change in average U.S. dollar equivalent of C$1.00		(2)%		–%			(4)%
Percentage change in average British pound equivalent of C$1.00		4%		5%			2%
Percentage change in average Euro equivalent of C$1.00		3%		1%			2%

(1)

Pre-tax margin is defined as Income before income taxes divided by Total revenue.

(2)

Represents client-facing advisors across all our Wealth Management businesses.

(3)

Represents period-end spot balances.

(4)

Amounts in the prior year have been revised from those previously presented.

Financial performance

Q3 2019 vs. Q3 2018

Net income increased $61 million or 11%, primarily attributable to higher average fee-based client assets and an increase in net interest income. These factors were partially offset by higher costs in support of business growth, and higher variable compensation commensurate with revenue growth.

Total revenue increased $231 million or 8%.

Royal Bank of Canada Third Quarter 2019 15

Canadian Wealth Management revenue increased $60 million or 8%, primarily due to higher average fee-based client assets reflecting net sales and market appreciation.

U.S. Wealth Management (including City National) revenue increased $111 million or 8%. In U.S. dollars, revenue increased $67 million or 6%, primarily attributable to an increase in net interest income due to average volume growth, and higher average fee-based client assets reflecting net sales and market appreciation. These factors were partially offset by a gain in the prior year related to the sale of a mutual fund product and transfer of its associated team.

Global Asset Management revenue increased $60 million or 12%, primarily due to higher average fee-based client assets reflecting market appreciation and net sales. In addition, the prior year included a loss on an investment in an international asset management joint venture.

PCL increased $24 million, largely on our impaired assets in U.S. Wealth Management (including City National Bank), mainly in a few accounts. PCL on impaired loans ratio increased 17 bps. For further details, refer to Credit quality performance in the Credit risk section.

Non-interest expense increased $124 million or 6%, primarily due to increased costs in support of business growth mainly reflecting higher staff-related costs, and higher variable compensation commensurate with revenue growth.

Q3 2019 vs. Q2 2019

Net income increased $54 million or 9%, primarily reflecting higher average fee-based client assets driven by net sales and market appreciation, and an increase in net interest income mainly due to average volume growth and three more days in the quarter. These factors were partially offset by higher variable compensation commensurate with revenue growth, and the net change in the fair value of our U.S. share-based compensation plans.

Q3 2019 vs. Q3 2018 (Nine months ended)

Net income increased $109 million or 6% from a year ago, primarily reflecting an increase in net interest income, and higher average fee-based client assets. These factors were partially offset by increased costs in support of business growth, higher variable compensation commensurate with revenue growth, and higher PCL.

Total revenue increased $770 million or 9%, mainly due to an increase in net interest income driven by average volume growth and higher interest rates, higher average fee-based client assets reflecting market appreciation and net sales. The impact of foreign exchange translation and the change in the fair value of the hedges related to our U.S. share-based compensation plans, which was largely offset in non-interest expense, also contributed to the increase.

PCL increased $102 million, primarily in U.S. Wealth Management (including City National). PCL on impaired loans ratio increased 11 bps. For further details, refer to Credit quality performance in the Credit risk section.

Non-interest expense increased $542 million or 9%, mainly due to increased costs in support of business growth largely reflecting higher staff-related costs, the impact of foreign exchange translation and higher variable compensation commensurate with revenue growth. Higher regulatory costs and the change in the fair value of our U.S. share-based compensation plans, which was largely offset in revenue, also contributed to the increase.

Insurance


	As at or for the three months ended						As at or for the nine months ended
(Millions of Canadian dollars, except percentage amounts and as otherwise noted)	July 31 2019		April 30 2019		July 31 2018		July 31 2019		July 31 2018
Non-interest income
Net earned premiums	$	914	$	964	$	1,047	$	3,040	$	2,810
Investment income (1)		505		515		181		1,401		260
Fee income		44		36		62		116		170
Total revenue		1,463		1,515		1,290		4,557		3,240
Insurance policyholder benefits and claims (1)		971		1,077		856		3,177		1,975
Insurance policyholder acquisition expense		75		83		69		254		207
Non-interest expense		149		150		153		453		443
Income before income taxes		268		205		212		673		615
Net income	$	204	$	154	$	158	$	524	$	457
Revenue by business
Canadian Insurance	$	991	$	1,004	$	746	$	3,034	$	1,677
International Insurance		472		511		544		1,523		1,563
Selected balances and other information
ROE		39.2%		32.4%		32.1%		35.6%		32.3%
Premiums and deposits (2)	$	1,079	$	1,106	$	1,197	$	3,499	$	3,273
Fair value changes on investments backing policyholder liabilities (1)		385		383		55		1,015		(93	)

(1)

Investment income can experience volatility arising from fluctuation of assets designated as fair value through profit and loss (FVTPL). The investments which support actuarial liabilities are predominantly fixed income assets designated as FVTPL. Consequently, changes in the fair values of these assets are recorded in the Consolidated Statements of Income and are largely offset by changes in the fair value of the actuarial liabilities, the impact of which is reflected in Insurance policyholder benefits, claims and acquisition expense.

(2)

Premiums and deposits include premiums on risk-based insurance and annuity products, and individual and group segregated fund deposits, consistent with insurance industry practices.

16 Royal Bank of Canada Third Quarter 2019

Financial performance

Q3 2019 vs. Q3 2018

Net income increased $46 million or 29% from a year ago, primarily reflecting higher favourable investment-related experience and the impact of new longevity reinsurance contracts. These factors were partially offset by higher disability and life retrocession claims costs and favourable reinsurance contract renegotiations in the prior year.

Total revenue increased $173 million or 13%.

Canadian Insurance revenue increased $245 million or 33%, primarily due to the change in fair value of investments backing our policyholder liabilities, partially offset by lower group annuity sales, both of which are largely offset in PBCAE as indicated below.

International Insurance revenue decreased $72 million or 13%, mainly due to the change in the fair value of investments backing our policyholder liabilities, which is largely offset in PBCAE as indicated below.

PBCAE increased $121 million or 13%, mainly reflecting the change in fair value of investments backing our policyholder liabilities, higher disability and life retrocession claims costs, and favourable reinsurance contract renegotiations in the prior year. These factors were partially offset by lower group annuity sales, higher favourable investment-related experience, and the impact of new longevity reinsurance contracts.

Non-interest expense decreased $4 million or 3%, largely reflecting reduced costs associated with efficiencies driven by technology investments, partially offset by increased costs in support of sales and client service activities.

Q3 2019 vs. Q2 2019

Net income increased $50 million or 32%, mainly due to higher favourable investment-related experience and the impact of new longevity reinsurance contracts. These factors were partially offset by favourable reinsurance contract renegotiations in the prior quarter.

Q3 2019 vs. Q3 2018 (Nine months ended)

Net income increased $67 million or 15% from a year ago, primarily reflecting higher favourable reinsurance contract renegotiations.

Total revenue increased $1,317 million or 41% compared to the prior year, mainly reflecting the change in fair value of investments backing our policyholder liabilities and business growth, including higher group annuity sales, both of which are largely offset in PBCAE as indicated below.

PBCAE increased $1,249 million or 57%, mainly reflecting the change in fair value of investments backing our policyholder liabilities, and business growth, including group annuity sales. These factors were partially offset by higher favourable reinsurance contract renegotiations.

Non-interest expense increased $10 million or 2%, largely reflecting increased costs in support of sales and client service activities.

Investor & Treasury Services


	As at or for the three months ended								As at or for the nine months ended
(Millions of Canadian dollars, except percentage amounts and as otherwise noted)	July 31 2019			April 30 2019			July 31 2018		July 31 2019			July 31 2018
Net interest income	$	(16	)	$	(34	)	$	32	$	(81	)	$	278
Non-interest income		577			621			588		1,860			1,689
Total revenue		561			587			620		1,779			1,967
PCL		1			–			1		1			1
Non-interest expense		411			388			416		1,217			1,196
Income before income taxes		149			199			203		561			770
Net income	$	118		$	151		$	155	$	430		$	586
Selected balance sheet and other information
ROE		13.2%			17.4%			19.8%		16.0%			24.9%
Average deposits	$	179,300		$	173,900		$	162,500	$	175,100		$	160,400
Average client deposits		60,100			58,200			60,200		59,200			58,400
Average wholesale funding deposits		119,200			115,700			102,300		115,900			102,000
AUA (1)		4,242,100			4,307,800			4,210,600		4,242,100			4,210,600
Average AUA		4,290,900			4,271,000			4,276,100		4,250,800			4,405,000


Estimated impact of U.S. dollar, British pound and Euro translation on key income statement items (Millions of Canadian dollars, except percentage amounts)	For the three months ended						For the nine months ended
	Q3 2019 vs. Q3 2018			Q3 2019 vs. Q2 2019			Q3 2019 vs. Q3 2018
Increase (decrease):
Total revenue	$	(6	)	$	(5	)	$	(14	)
Non-interest expense		(5	)		(4	)		(13	)
Net income		(1	)		(1	)		(1	)
Percentage change in average U.S. dollar equivalent of C$1.00		(2)%			–%			(4)%
Percentage change in average British pound equivalent of C$1.00		4%			5%			2%
Percentage change in average Euro equivalent of C$1.00		3%			1%			2%

(1)

Represents period-end spot balances.

Royal Bank of Canada Third Quarter 2019 17

Financial performance

Q3 2019 vs. Q3 2018

Net income decreased $37 million or 24%, primarily due to lower client deposit margins, lower revenue from our asset services business, and lower funding and liquidity revenue.

Total revenue decreased $59 million or 10%, mainly due to lower client deposit revenue largely driven by margin compression primarily reflecting spread tightening, and lower revenue from our asset services business due to reduced client activity. Lower funding and liquidity revenue driven by lower gains from the disposition of certain securities and the impact of foreign exchange translation also contributed to the decrease.

Non-interest expense decreased $5 million or 1%.

Q3 2019 vs. Q2 2019

Net income decreased $33 million or 22%, primarily due to lower client deposit margins, higher costs in support of efficiency initiatives as well as technology and related costs, and lower funding and liquidity revenue.

Q3 2019 vs. Q3 2018 (Nine months ended)

Net income decreased $156 million or 27%, largely due to lower funding and liquidity revenue, lower revenue from our asset services business and higher costs in support of efficiency and technology initiatives.

Total revenue decreased $188 million or 10%, mainly due to lower funding and liquidity revenue driven by the impact of reduced money market opportunities in the current year and lower gains from the disposition of certain securities. Lower revenue from our asset services business due to challenging market conditions throughout the earlier part of 2019 and lower client activity also contributed to the decrease.

Non-interest expense increased $21 million or 2%, primarily driven by higher costs in support of efficiency and technology initiatives.

Capital Markets


	As at or for the three months ended									As at or for the nine months ended
(Millions of Canadian dollars, except percentage amounts and as otherwise noted)	July 31 2019			April 30 2019			July 31 2018			July 31 2019			July 31 2018
Net interest income (1)	$	1,048		$	1,057		$	913		$	3,111		$	2,620
Non-interest income (1)		986			1,112			1,244			3,190			3,722
Total revenue (1)		2,034			2,169			2,157			6,301			6,342
PCL on performing assets		3			(23	)		16			18			(30	)
PCL on impaired assets		53			48			(13	)		203			46
PCL		56			25			3			221			16
Non-interest expense		1,269			1,289			1,312			3,788			3,716
Income before income taxes		709			855			842			2,292			2,610
Net income	$	653		$	776		$	698		$	2,082		$	2,111
Revenue by business
Corporate and Investment Banking	$	962		$	969		$	1,065		$	2,858		$	3,026
Global Markets		1,106			1,235			1,148			3,568			3,461
Other		(34	)		(35	)		(56	)		(125	)		(145	)
Selected balance sheet and other information
ROE		11.1%			13.6%			12.3%			11.8%			13.4%
Average total assets	$	676,700		$	648,900		$	579,400		$	656,500		$	571,200
Average trading securities		101,400			101,200			95,600			101,600			98,500
Average loans and acceptances, net		101,100			101,800			85,000			100,400			83,100
Average deposits		76,900			79,100			73,000			78,300			69,600
PCL on impaired loans as a % of average net loans and acceptances		0.21%			0.19%			(0.06)%			0.27%			0.07%


Estimated impact of U.S. dollar, British pound and Euro translation on key income statement items (Millions of Canadian dollars, except percentage amounts)	For the three months ended					For the nine months ended
	Q3 2019 vs. Q3 2018		Q3 2019 vs. Q2 2019			Q3 2019 vs. Q3 2018
Increase (decrease):
Total revenue	$	13	$	(18	)	$	136
Non-interest expense		3		(15	)		62
Net income		10		(1	)		60
Percentage change in average U.S. dollar equivalent of C$1.00		(2)%		–%			(4)%
Percentage change in average British pound equivalent of C$1.00		4%		5%			2%
Percentage change in average Euro equivalent of C$1.00		3%		1%			2%

(1)

The taxable equivalent basis (teb) adjustment for the three months ended July 31, 2019 was $111 million (April 30, 2019 – $120 million; July 31, 2018 – $157 million) and for the nine months ended July 31, 2019 was $338 million (July 31, 2018 – $400 million). For further discussion, refer to the How we measure and report our business segments section of our 2018 Annual Report.

18 Royal Bank of Canada Third Quarter 2019

Financial performance

Q3 2019 vs. Q3 2018

Net income decreased $45 million or 6%, primarily due to lower revenue in Corporate and Investment Banking and Global Markets, and higher PCL. These factors were partially offset by a lower effective tax rate largely reflecting changes in earnings mix and lower compensation on decreased results.

Total revenue decreased $123 million or 6%.

Corporate and Investment Banking revenue decreased $103 million or 10% due to lower loan syndication activity primarily in the U.S. and Europe and lower M&A mainly in Canada reflecting reduced client activity and contraction of the global fee pool. These factors were partially offset by higher lending revenue across all regions driven by increased client demand.

Global Markets revenue decreased $42 million or 4% due to lower equity trading revenue largely in the U.S. and lower foreign exchange trading revenue across all regions. These factors were partially offset by higher fixed income trading revenue across all regions.

Other revenue increased $22 million largely reflecting lower residual funding costs.

PCL increased $53 million, largely due to higher PCL on impaired loans mainly in a few accounts in the current year, while the prior year reflected higher recoveries. PCL on impaired loans ratio increased 27 bps. For further details, refer to Credit quality performance in the Credit risk section.

Non-interest expense decreased $43 million or 3%, mainly due to lower compensation on decreased results.

Q3 2019 vs. Q2 2019

Net income decreased $123 million or 16% mainly due to lower fixed income trading largely in the U.S., lower debt origination primarily in Europe and the U.S., and higher PCL mainly on performing loans. Lower equity trading mainly in North America also contributed to the decrease. These factors were partially offset by lower compensation on decreased results.

Q3 2019 vs. Q3 2018 (Nine months ended)

Net income decreased $29 million or 1%, driven by lower revenue in Corporate and Investment Banking and higher PCL. These factors were partially offset by a lower effective tax rate largely reflecting changes in earnings mix, the impact of foreign exchange translation, and lower compensation on decreased results.

Total revenue decreased $41 million or 1%, mainly driven by lower loan syndication activity primarily in the U.S. and Europe, and lower equity and debt origination primarily in North America. These factors were partially offset by the impact of foreign exchange translation, lower residual funding costs, higher lending revenue mainly in the U.S., and higher gains from the disposition of certain investment securities.

PCL increased $205 million, largely due to higher provisions on impaired loans mainly in a few accounts. PCL on impaired loans ratio increased 20 bps. For further details, refer to Credit quality performance in the Credit risk section.

Non-interest expense increased $72 million or 2%, largely reflecting the impact of foreign exchange translation and higher technology and related costs, partially offset by lower compensation on decreased results.

Corporate Support


	For the three months ended									For the nine months ended
(Millions of Canadian dollars)	July 31 2019			April 30 2019			July 31 2018			July 31 2019			July 31 2018
Net interest income (loss) (1)	$	22		$	23		$	(29	)	$	76		$	(68	)
Non-interest income (loss) (1)		(111	)		(107	)		(95	)		(334	)		(312	)
Total revenue (1)		(89	)		(84	)		(124	)		(258	)		(380	)
PCL		–			(1	)		–			(1	)		–
Non-interest expense		21			(2	)		8			50			48
Income (loss) before income taxes (1)		(110	)		(81	)		(132	)		(307	)		(428	)
Income taxes (recoveries) (1)		(95	)		(96	)		(142	)		(331	)		(253	)
Net income (loss) (2)	$	(15	)	$	15		$	10		$	24		$	(175	)

(1)

Teb adjusted.

(2)

Net income reflects income attributable to both shareholders and Non-Controlling Interests (NCI). Net income attributable to NCI for the three months ended July 31, 2019 was $(1) million (April 30, 2019 – $1 million; July 31, 2018 – $7 million) and for the nine months ended July 31, 2019 was $nil (July 31, 2018 – $23 million).

Due to the nature of activities and consolidation adjustments reported in this segment, we believe that a comparative period analysis is not relevant. The following identifies material items affecting the reported results in each period.

Total revenue and Income taxes (recoveries) in each period in Corporate Support include the deduction of the teb adjustments related to the gross-up of income from Canadian taxable corporate dividends and the U.S. tax credit investment business recorded in Capital Markets. The amount deducted from revenue was offset by an equivalent increase in Income taxes (recoveries).

The teb amount for the three months ended July 31, 2019 was $111 million, as compared to $120 million in the prior quarter and $157 million last year. The teb amount for the nine months ended July 31, 2019 was $338 million, as compared to $400 million in the prior year.

Royal Bank of Canada Third Quarter 2019 19

The following identifies the material items, other than the teb impacts noted previously, affecting the reported results in each period.

Q3 2019

Net loss was $15 million, mainly due to net unfavourable tax adjustments, largely offset by asset/liability management activities.

Q2 2019

Net income was $15 million, largely due to asset/liability management activities, partially offset by net unfavourable tax adjustments.

Q3 2018

Net income was $10 million, largely due to asset/liability management activities.

Q3 2019 (Nine months ended)

Net income was $24 million, largely due to asset/liability management activities, partially offset by net unfavourable tax adjustments.

Q3 2018 (Nine months ended)

Net loss was $175 million, largely due to the impact of the U.S. Tax Reform of $178 million, partially offset by asset/liability management activities.

Quarterly results and trend analysis

Our quarterly results are impacted by a number of trends and recurring factors, which include seasonality of certain businesses, general economic and market conditions, and fluctuations in the Canadian dollar relative to other currencies. The following table summarizes our results for the last eight quarters (the period):

Quarterly results (1)


	2019									2018												2017
(Millions of Canadian dollars, except per share and percentage amounts)	Q3			Q2			Q1			Q4			Q3			Q2			Q1			Q4
Personal & Commercial Banking	$	4,546		$	4,333		$	4,418		$	4,364		$	4,284		$	4,103		$	4,165		$	4,019
Wealth Management		3,029			2,979			2,948			2,740			2,798			2,605			2,783			2,562
Insurance		1,463			1,515			1,579			1,039			1,290			806			1,144			1,612
Investor & Treasury Services		561			587			631			624			620			671			676			602
Capital Markets (2)		2,034			2,169			2,098			2,056			2,157			2,010			2,175			1,954
Corporate Support (2)		(89	)		(84	)		(85	)		(154	)		(124	)		(141	)		(115	)		(226	)
Total revenue	$	11,544		$	11,499		$	11,589		$	10,669		$	11,025		$	10,054		$	10,828		$	10,523
PCL (3)		425			426			514			353			346			274			334			234
PBCAE		1,046			1,160			1,225			494			925			421			836			1,137
Non-interest expense		5,992			5,916			5,912			5,882			5,858			5,482			5,611			5,611
Income before income taxes	$	4,081		$	3,997		$	3,938		$	3,940		$	3,896		$	3,877		$	4,047		$	3,541
Income taxes		818			767			766			690			787			817			1,035			704
Net income	$	3,263		$	3,230		$	3,172		$	3,250		$	3,109		$	3,060		$	3,012		$	2,837
EPS – basic	$	2.23		$	2.20		$	2.15		$	2.21		$	2.10		$	2.06		$	2.02		$	1.89
– diluted		2.22			2.20			2.15			2.20			2.10			2.06			2.01			1.88
Segments – net income (loss)
Personal & Commercial Banking	$	1,664		$	1,549		$	1,571		$	1,538		$	1,510		$	1,459		$	1,521		$	1,404
Wealth Management		639			585			597			553			578			537			597			491
Insurance		204			154			166			318			158			172			127			265
Investor & Treasury Services		118			151			161			155			155			212			219			156
Capital Markets		653			776			653			666			698			665			748			584
Corporate Support		(15	)		15			24			20			10			15			(200	)		(63	)
Net income	$	3,263		$	3,230		$	3,172		$	3,250		$	3,109		$	3,060		$	3,012		$	2,837
Effective income tax rate		20.0%			19.2%			19.5%			17.5%			20.2%			21.1%			25.6%			19.9%
Period average US$ equivalent of C$1.00	$	0.754		$	0.751		$	0.749		$	0.767		$	0.767		$	0.778		$	0.794		$	0.792

(1)

Fluctuations in the Canadian dollar relative to other foreign currencies have affected our consolidated results over the period.

(2)

Teb adjusted. For further discussion, refer to the How we measure and report our business segments section of our 2018 Annual Report.

(3)

Effective November 1, 2017, we adopted IFRS 9, Financial Instruments. Under IFRS 9, PCL relates primarily to loans, acceptances, and commitments, and also applies to all financial assets except for those classified or designated as FVTPL and equity securities designated as fair value through other comprehensive income (FVOCI). Prior to the adoption of IFRS 9, PCL related only to loans, acceptances, and commitments. PCL on loans, acceptances, and commitments is comprised of PCL on impaired loans (Stage 3 PCL under IFRS 9 and PCL on impaired loans under IAS 39) and PCL on performing loans (Stage 1 and Stage 2 PCL under IFRS 9 and PCL on loans not yet identified as impaired under IAS 39).

20 Royal Bank of Canada Third Quarter 2019

Seasonality

Seasonal factors may impact our results in certain quarters. The first quarter has historically been stronger for our Capital Markets businesses. The second quarter has fewer days than the other quarters, which generally results in a decrease in net interest income and certain expense items. The third and fourth quarters include the summer months which results in lower client activity and may negatively impact the results of our Capital Markets brokerage business and our Wealth Management investment management business.

Trend analysis

Earnings have generally trended upward over the period. However, results in the first quarter of 2019 were impacted by challenging market conditions throughout the earlier part of the quarter. Quarterly earnings are also affected by the impact of foreign exchange translation.

Personal & Commercial Banking revenue has benefitted from solid volume growth, higher spreads since the beginning of the period, and higher fee-based revenue.

Wealth Management revenue has generally trended upwards primarily due to growth in average fee-based client assets which benefitted from net sales and market appreciation, and the impact of higher interest rates and volume growth driving higher net interest income over the period. The change in the fair value of the hedges related to our U.S. share-based compensation plans, which is largely offset in Non-interest expense, also contributed to fluctuations in revenue over the period.

Insurance revenue fluctuated over the period, primarily due to the impact of changes in the fair value of investments backing our policyholder liabilities. Since 2017, revenues have generally benefitted from the impact of new group annuity sales, which is largely offset in PBCAE. We have also benefitted from business growth in Canadian and International Insurance throughout 2018 and 2019.

Investor & Treasury Services revenue is impacted by fluctuations in market conditions and client activity. The first half of 2018 trended higher due to generally higher market volatility, growth in client deposits, and increased client activity from our asset services business, combined with an improvement in funding & liquidity performance. Revenue from our funding and liquidity business was impacted by reduced money market opportunities in the current year and our asset services business was impacted by challenging market conditions during the first half of 2019. The latter part of the period was impacted by lower client activity and lower client deposit margins.

Capital Markets revenue is influenced, to a large extent, by market conditions that impact client activity in our Corporate and Investment Banking and Global Markets businesses, with the first quarter results generally stronger than the remaining quarters. The second quarter of 2018 experienced lower equity originations driven by lower market activity, decreased fixed income trading across all regions, and lower equity trading revenue in the U.S. The decline experienced in the fourth quarter of 2018 largely resulted from lower fixed income trading revenue. Client activity in 2019 was impacted by challenging market conditions resulting in lower investment banking fee revenues experienced across the industry. The third quarter saw lower fixed income and equity trading.

On November 1, 2017, we adopted IFRS 9, which resulted in the introduction of PCL on performing financial assets. PCL on performing assets has fluctuated over the period as it is impacted by macroeconomic conditions and volume growth. PCL saw lower provisions on impaired assets for the majority of 2018. The fourth quarter of 2018 was also impacted by the restructuring of portfolios in Barbados. PCL experienced higher provisions on impaired loans, in the first half of 2019, mainly relating to a few accounts in Capital Markets and Personal & Commercial Banking.

PBCAE has fluctuated quarterly as it includes the changes to the fair value of investments backing our policyholder liabilities and the impact of group annuity sales, all of which are largely offset in Revenue. PBCAE has also increased due to business growth, and has fluctuated due to investment-related experience and claims volumes over the period. Since late 2018, PBCAE has been positively impacted by favourable reinsurance contract renegotiations. Actuarial adjustments, which generally occur in the fourth quarter of each year, also impact PBCAE results.

Non-interest expense generally trended upwards over the period. Growth mainly reflects higher costs in support of business growth and our ongoing investments in technology and related costs, including digital initiatives. Fiscal 2018 was impacted by higher regulatory costs, and the decrease over the second and fourth quarter of 2018 mainly reflects the change in the fair value of our U.S. share-based compensation plans, which was largely offset in Revenue. The gradual increase across the first three quarters of fiscal 2019 reflects higher technology and related costs.

Our effective income tax rate has fluctuated over the period, mostly due to various levels of tax adjustments and changes in earnings mix. The first quarter of 2018 was adversely impacted by the U.S. Tax Reform, which resulted in the write-down of net deferred tax assets, however, this was more than offset during 2018 by the ongoing lower corporate tax rate. The first quarter of 2019 included a write-down of deferred tax assets resulting from a change in the corporate tax rate in Barbados.

Royal Bank of Canada Third Quarter 2019 21

Financial condition

Condensed balance sheets


	As at
(Millions of Canadian dollars)	July 31 2019			October 31 2018
Assets
Cash and due from banks	$	26,863		$	30,209
Interest-bearing deposits with banks		31,553			36,471
Securities, net of applicable allowance (1)		240,661			222,866
Assets purchased under reverse repurchase agreements and securities borrowed		309,640			294,602
Loans
Retail		416,583			399,452
Wholesale		198,941			180,278
Allowance for loan losses		(3,131	)		(2,912	)
Other – Derivatives		98,774			94,039
– Other (2)		87,009			79,729
Total assets	$	1,406,893		$	1,334,734
Liabilities
Deposits	$	881,211		$	837,046
Other – Derivatives		96,857			90,238
– Other (2)		336,629			318,364
Subordinated debentures		9,818			9,131
Total liabilities		1,324,515			1,254,779
Equity attributable to shareholders		82,279			79,861
Non-controlling interests		99			94
Total equity		82,378			79,955
Total liabilities and equity	$	1,406,893		$	1,334,734

(1)

Securities are comprised of Trading and Investment securities.

(2)

Other – Other assets and liabilities include Segregated fund net assets and liabilities, respectively.

Q3 2019 vs. Q4 2018

Total assets increased $72 billion or 5% from October 31, 2018. Foreign exchange translation increased total assets by $12 billion.

Cash and due from banks was down $3 billion or 11%, mainly due to lower deposits with central banks, reflecting our short-term cash management activities.

Interest-bearing deposits with banks decreased $5 billion or 13%, primarily due to lower deposits with central banks, reflecting our cash management activities.

Securities, net of applicable allowance, were up $18 billion or 8%, largely due to higher equity trading securities reflecting favourable market conditions. Higher government debt trading securities and corporate debt, reflecting our business activities, also contributed to the increase.

Assets purchased under reverse repurchase agreements (reverse repos) and securities borrowed increased $15 billion or 5%, driven by client activity, partially offset by higher financial netting.

Loans were up $36 billion or 6%, primarily due to volume growth, which led to higher wholesale loans and residential mortgages.

Derivative assets were up $5 billion or 5%, primarily attributable to the impact of foreign exchange translation and growth in interest rate contracts, partially offset by lower fair values on foreign exchange contracts.

Other assets were up $7 billion or 9%, largely reflecting higher cash collateral requirements. Higher commodities trading receivables and customers’ liability under acceptances, driven by client demand, also contributed to the increase.

Total liabilities increased $70 billion or 6%. Foreign exchange translation increased total liabilities by $12 billion.

Deposits increased $44 billion or 5%, mainly as a result of higher business and retail deposits driven by increased client activities.

Derivative liabilities were up $7 billion or 7%, primarily attributable to the impact of foreign exchange translation and higher fair values on interest rate contracts, partially offset by lower fair values on foreign exchange contracts.

Other liabilities increased $18 billion or 6%, mainly attributable to higher obligations related to repurchase agreements due to increased client activity and funding requirements, partially offset by higher financial netting.

Total equity increased $2 billion or 3%, largely reflecting earnings, net of dividends, the impact of lower discount rates on the remeasurement of our employee benefit plans and redemptions of preferred shares.

Off-balance sheet arrangements

In the normal course of business, we engage in a variety of financial transactions that, for accounting purposes, are not recorded on our Consolidated Balance Sheets. Off-balance sheet transactions are generally undertaken for risk, capital and funding management purposes which benefit us and our clients. These include transactions with structured entities and may also include the issuance of guarantees. These transactions give rise to, among other risks, varying degrees of market, credit, and liquidity and funding risk, which are discussed in the Risk management section of this Q3 2019 Report to Shareholders. Our significant off-balance sheet transactions include those described on pages 47 to 49 of our 2018 Annual Report.

22 Royal Bank of Canada Third Quarter 2019

Risk management

Credit risk

Credit risk is the risk of loss associated with an obligor’s potential inability or unwillingness to fulfill its contractual obligations on a timely basis. Credit risk may arise directly from the risk of default of a primary obligor, indirectly from a secondary obligor, through off-balance sheet exposures, contingent credit risk and/or transactional risk.

Our Credit Risk Framework (CRF) and supporting credit policies are designed to clearly define roles and responsibilities, acceptable practices, limits and key controls. There have been no material changes to our CRF as described in our 2018 Annual Report.

Credit risk exposure by portfolio, sector and geography

The following table presents our credit risk exposures under the Basel regulatory defined classes and reflects exposures at default (EAD). The classification of our sectors aligns with our view of credit risk by industry.

As at

July 31

2019

April 30

2019

Credit risk (1)

Counterparty credit risk (2)

On-balance

sheet amount

Off-balance sheet amount (3)

Repo-style

transactions

Derivatives

Total

exposure

Total

exposure

(Millions of Canadian dollars)

Undrawn

Other (4)

Retail

Residential secured (5)

310,116

64,094

–

374,210

365,995

Qualifying revolving (6)

26,307

71,488

–

97,795

95,807

Other retail

59,175

15,290

–

74,537

71,701

Total retail

395,598

150,872

–

546,542

533,503

Wholesale

Agriculture

8,979

1,874

–

10,963

10,808

Automotive

10,541

6,605

362

–

998

18,506

18,822

Banking

43,334

1,938

600

47,177

16,742

109,791

122,097

Consumer discretionary

15,558

8,691

557

–

461

25,267

25,442

Consumer staples

5,078

7,162

360

–

1,100

13,700

13,405

Oil & gas

7,678

11,057

1,386

–

1,682

21,803

21,597

Financial services

27,610

20,892

2,670

118,117

18,431

187,720

185,396

Financing products

320

860

504

119

599

2,402

3,532

Forest products

1,472

681

116

–

2,302

2,229

Governments

101,038

7,499

1,431

3,920

6,888

120,776

122,573

Industrial products

7,582

8,721

570

–

652

17,525

17,022

Information technology

5,351

5,349

214

–

2,945

13,859

15,466

Investments

16,135

907

402

261

17,717

17,988

Mining & metals

1,977

4,234

883

–

212

7,306

7,444

Public works & infrastructure

2,040

1,712

488

–

193

4,433

4,308

Real estate & related

59,676

11,807

1,342

–

695

73,520

72,701

Other services

24,683

11,046

1,030

1,483

38,277

37,375

Telecommunication & media

8,605

9,782

111

–

1,842

20,340

20,620

Transportation

5,845

6,549

2,102

–

1,667

16,163

15,682

Utilities

8,766

19,758

4,231

–

3,056

35,811

35,441

Other sectors

1,794

453

19,384

21,646

21,650

Total wholesale

364,062

147,577

19,398

169,394

79,396

779,827

791,598

Total exposure (7)

759,660

298,449

19,470

169,394

79,396

1,326,369

1,325,101

By geography (8)

Canada

542,331

217,583

9,771

66,205

36,072

871,962

862,695

U.S.

140,146

59,667

8,099

54,374

17,211

279,497

270,134

Europe

45,605

18,232

1,439

43,443

21,938

130,657

146,789

Other International

31,578

2,967

161

5,372

4,175

44,253

45,483

Total exposure (7)

759,660

298,449

19,470

169,394

79,396

1,326,369

1,325,101

(1)

EAD for standardized exposures are reported net of allowance for impaired assets and EAD for internal ratings based exposures are reported gross of all allowance for credit losses and partial write-offs as per regulatory definitions.

(2)

Counterparty credit risk EAD reflects exposure amounts after netting. Collateral is included in EAD for repo-style transactions to the extent allowed by regulatory guidelines.

(3)

EAD for undrawn credit commitments and other off-balance sheet amounts are reported after the application of credit conversion factors.

(4)

Includes other off-balance sheet exposures such as letters of credit and guarantees.

(5)

Includes residential mortgages and home equity lines of credit.

(6)

Includes credit cards, unsecured lines of credit and overdraft protection products.

(7)

Excludes securitization, banking book equities and other assets not subject to the standardized or internal ratings based approach.

(8)

Geographic profile is based on the country of residence of the borrower.

Royal Bank of Canada Third Quarter 2019 23

Q3 2019 vs. Q2 2019

Total credit risk exposure increased $1 billion from the prior quarter, primarily due to growth in loans and acceptances, mostly offset by the impact of foreign exchange translation, lower repo-style transactions and lower derivatives.

Retail exposure increased $13 billion or 2%, largely driven by growth in residential secured and other retail portfolios.

Wholesale exposure decreased $12 billion or 1%, primarily due to the impact of foreign exchange translation, lower repo-style transactions and lower derivatives, partially offset by growth in loans and acceptances.

The geographic mix of our credit risk exposure remained largely consistent to the prior quarter. Our exposure in Canada, the U.S., Europe and Other International was 66%, 21%, 10% and 3%, respectively (April 30, 2019 – 65%, 21%, 11% and 3%, respectively).


Net European exposure by country, asset type and client type (1) (2)
	As at
	July 31 2019																April 30 2019
	Asset type								Client type
(Millions of Canadian dollars)	Loans Outstanding		Securities (3)		Repo-style transactions		Derivatives		Financials		Sovereign		Corporate		Total		Total
U.K.	$	7,707	$	13,657	$	462	$	3,303	$	14,713	$	2,863	$	7,552	$	25,129	$	27,592
Germany		1,684		7,583		11		469		6,501		1,282		1,965		9,747		9,533
France		887		7,932		54		322		1,343		6,747		1,105		9,195		10,556
Total U.K., Germany, France	$	10,278	$	29,172	$	527	$	4,094	$	22,557	$	10,892	$	10,622	$	44,071	$	47,681
Ireland	$	825	$	46	$	362	$	45	$	514	$	2	$	762	$	1,278	$	1,329
Italy		55		84		–		19		82		14		62		158		171
Portugal		–		24		23		1		25		–		23		48		11
Spain		412		158		–		32		129		5		468		602		671
Total peripheral	$	1,292	$	312	$	385	$	97	$	750	$	21	$	1,315	$	2,086	$	2,182
Luxembourg (4)	$	2,339	$	5,754	$	234	$	40	$	1,816	$	5,244	$	1,307	$	8,367	$	10,072
Netherlands (4)		702		950		65		333		957		10		1,083		2,050		1,800
Norway		208		2,306		6		37		2,293		2		262		2,557		2,108
Sweden		269		2,781		16		44		2,304		517		289		3,110		4,284
Switzerland		1,057		5,814		163		262		805		5,528		963		7,296		5,504
Other		1,751		2,417		147		429		1,480		1,518		1,746		4,744		4,348
Total other Europe	$	6,326	$	20,022	$	631	$	1,145	$	9,655	$	12,819	$	5,650	$	28,124	$	28,116
Net exposure to Europe (5)	$	17,896	$	49,506	$	1,543	$	5,336	$	32,962	$	23,732	$	17,587	$	74,281	$	77,979

(1)

Geographic profile is based on country of risk, which reflects our assessment of the geographic risk associated with a given exposure. Typically, this is the residence of the borrower.

(2)

Exposures are calculated on a fair value basis and net of collateral, which includes $130.9 billion against repo-style transactions (April 30, 2019 – $134.9 billion) and $13.1 billion against derivatives (April 30, 2019 – $9.7 billion).

(3)

Securities include $11.4 billion of trading securities (April 30, 2019 – $13.7 billion), $22.5 billion of deposits (April 30, 2019 – $24.7 billion) and $15.6 billion of securities carried at FVOCI (April 30, 2019 – $16.5 billion).

(4)

Excludes $2.5 billion (April 30, 2019 – $2.1 billion) of exposures to supranational agencies.

(5)

Reflects $1.1 billion of mitigation through credit default swaps, which are largely used to hedge single name exposures and market risk (April 30, 2019 – $1.2 billion).

Q3 2019 vs. Q2 2019

Net credit risk exposure to Europe decreased $3.7 billion from last quarter, primarily driven by lower trading securities largely in the United Kingdom and lower deposits with central banks largely in Luxembourg, partially offset by higher derivatives primarily in the United Kingdom.

Our European corporate loan book is managed on a global basis with underwriting standards reflecting the same approach to the use of our balance sheet as we have applied in both Canada and the U.S. PCL on loans during the quarter was $40 million. The gross impaired loans ratio of this loan book was 21 bps, up 5 bps from last quarter, mainly due to one account.

24 Royal Bank of Canada Third Quarter 2019

Residential mortgages and home equity lines of credit (insured vs. uninsured)

Residential mortgages and home equity lines of credit are secured by residential properties. The following table presents a breakdown by geographic region.


	As at July 31, 2019
(Millions of Canadian dollars, except percentage amounts)	Residential mortgages										Home equity lines of credit
(Millions of Canadian dollars, except percentage amounts)	Insured (1)				Uninsured				Total		Total
Region (2)
Canada
Atlantic provinces	$	7,639	53	%	$	6,877	47	%	$	14,516	$	1,860
Quebec		12,663	37			21,163	63			33,826		3,548
Ontario		36,881	30			87,546	70			124,427		16,815
Alberta		20,627	54			17,660	46			38,287		6,436
Saskatchewan and Manitoba		8,942	50			8,989	50			17,931		2,399
B.C. and territories		14,927	29			35,902	71			50,829		8,456
Total Canada (3)	$	101,679	36	%	$	178,137	64	%	$	279,816	$	39,514
U.S. (4)		–	–			15,980	100			15,980		1,683
Other International (4)		6	–			3,173	100			3,179		1,284
Total International	$	6	–	%	$	19,153	100	%	$	19,159	$	2,967
Total	$	101,685	34	%	$	197,290	66	%	$	298,975	$	42,481

	As at April 30, 2019
(Millions of Canadian dollars, except percentage amounts)	Residential mortgages										Home equity lines of credit
(Millions of Canadian dollars, except percentage amounts)	Insured (1)				Uninsured				Total		Total
Region (2)
Canada
Atlantic provinces	$	7,542	53	%	$	6,681	47	%	$	14,223	$	1,876
Quebec		12,575	39			19,883	61			32,458		3,622
Ontario		36,960	31			83,228	69			120,188		16,796
Alberta		20,407	54			17,236	46			37,643		6,526
Saskatchewan and Manitoba		8,877	50			8,709	50			17,586		2,442
B.C. and territories		14,969	30			34,727	70			49,696		8,375
Total Canada (3)	$	101,330	37	%	$	170,464	63	%	$	271,794	$	39,637
U.S. (4)		–	–			15,130	100			15,130		2,040
Other International (4)		7	–			3,205	100			3,212		1,421
Total International	$	7	–	%	$	18,335	100	%	$	18,342	$	3,461
Total	$	101,337	35	%	$	188,799	65	%	$	290,136	$	43,098

(1)

Insured residential mortgages are mortgages whereby our exposure to default is mitigated by insurance through the Canada Mortgage and Housing Corporation (CMHC) or other private mortgage default insurers.

(2)

Region is based upon address of the property mortgaged. The Atlantic provinces are comprised of Newfoundland and Labrador, Prince Edward Island, Nova Scotia and New Brunswick, and B.C. and territories are comprised of British Columbia, Nunavut, Northwest Territories and Yukon.

(3)

Total consolidated residential mortgages in Canada of $280 billion (April 30, 2019 – $272 billion) was largely comprised of $256 billion (April 30, 2019 – $248 billion) of residential mortgages and $7 billion (April 30, 2019 – $7 billion) of mortgages with commercial clients, of which $4 billion (April 30, 2019 – $4 billion) are insured mortgages, both in Canadian Banking, and $17 billion (April 30, 2019 – $17 billion) of residential mortgages in Capital Markets held for securitization purposes.

(4)

Home equity lines of credit include term loans collateralized by residential mortgages.

Home equity lines of credit are uninsured and reported within the personal loan category. As at July 31, 2019, home equity lines of credit in Canadian Banking were $39 billion (April 30, 2019 – $40 billion). Approximately 98% of these home equity lines of credit (April 30, 2019 – 98%) are secured by a first lien on real estate, and 7% (April 30, 2019 – 7%) of the total Homeline clients pay the scheduled interest payment only.

Residential mortgages portfolio by amortization period

The following table provides a summary of the percentage of residential mortgages that fall within the remaining amortization periods based upon current customer payment amounts, which incorporate payments larger than the minimum contractual amount and/or higher frequency of payments.


	As at
	July 31 2019									April 30 2019
	Canada			U.S. and other International			Total			Canada			U.S. and other International			Total
Amortization period
£ 25 years		72	%		39	%		69	%		71	%		41	%		69	%
> 25 years £ 30 years		23			61			26			23			59			25
> 30 years £ 35 years		4			–			4			4			–			4
> 35 years		1			–			1			2			–			2
Total		100	%		100	%		100	%		100	%		100	%		100	%

Royal Bank of Canada Third Quarter 2019 25

Average loan-to-value (LTV) ratios

The following table provides a summary of our average LTV ratio for newly originated and acquired uninsured residential mortgages and Homeline products by geographic region.


	For the three months ended												For the nine months ended
	July 31 2019						April 30 2019						July 31 2019
	Uninsured						Uninsured						Uninsured
	Residential mortgages (1)			Homeline products (2)			Residential mortgages (1)			Homeline products (2)			Residential mortgages (1)			Homeline products (2)
Region (3)
Atlantic provinces		74	%		75	%		72	%		75	%		73	%		74	%
Quebec		72			74			71			73			72			73
Ontario		70			68			70			68			70			68
Alberta		73			72			72			71			73			72
Saskatchewan and Manitoba		74			74			74			74			74			74
B.C. and territories		68			65			67			64			67			64
U.S.		74			n.m.			73			n.m.			74			n.m.
Other International		71			n.m.			71			n.m.			71			n.m.
Average of newly originated and acquired for the period (4), (5)		71	%		69	%		70	%		68	%		70	%		69	%
Total Canadian Banking residential mortgages portfolio (6)		57	%		50	%		57	%		50	%		57	%		50	%

(1)

Residential mortgages exclude residential mortgages within the Homeline products.

(2)

Homeline products are comprised of both residential mortgages and home equity lines of credit.

(3)

(4)

The average LTV ratio for newly originated and acquired uninsured residential mortgages and Homeline products is calculated on a weighted basis by mortgage amounts at origination.

(5)

For newly originated mortgages and Homeline products, LTV is calculated based on the total facility amount for the residential mortgage and Homeline product divided by the value of the related residential property.

(6)

Weighted by mortgage balances and adjusted for property values based on the Teranet – National Bank National Composite House Price Index.

n.m.

not meaningful

26 Royal Bank of Canada Third Quarter 2019

Credit quality performance

The following credit quality performance tables and analysis provide information on loans, which represents loans, acceptances and commitments, and other financial assets.

Provision for credit losses


	For the three months ended									For the nine months ended
(Millions of Canadian dollars, except percentage amounts)	July 31 2019			April 30 2019			July 31 2018			July 31 2019			July 31 2018
Personal & Commercial Banking	$	345		$	385		$	330		$	1,077		$	948
Wealth Management		27			30			3			83			(19	)
Capital Markets		56			27			4			226			20
Corporate Support and other		1			(1	)		1			–			1
PCL – Loans	$	429		$	441		$	338		$	1,386		$	950
PCL – Other financial assets		(4	)		(15	)		8			(21	)		4
Total PCL	$	425		$	426		$	346		$	1,365		$	954
PCL on loans is comprised of:
Retail	$	23		$	30		$	44		$	86		$	90
Wholesale		7			(24	)		46			43			(11	)
PCL on performing loans	$	30		$	6		$	90		$	129		$	79
Retail	$	275		$	258		$	259		$	802		$	763
Wholesale		124			177			(11	)		455			108
PCL on impaired loans	$	399		$	435		$	248		$	1,257		$	871
PCL – Loans	$	429		$	441		$	338		$	1,386		$	950
PCL on loans as a % of average net loans and acceptances		0.27%			0.29%			0.23%			0.30%			0.23%
PCL on impaired loans as a % of average net loans and acceptances		0.25%			0.29%			0.17%			0.27%			0.21%

Additional information by geography (1)
Canada
Residential mortgages	$	7		$	6		$	10		$	23		$	27
Personal		118			116			117			355			337
Credit cards		128			122			115			366			341
Small business		11			9			9			25			24
Retail		264			253			251			769			729
Wholesale		62			113			3			216			58
PCL on impaired loans	$	326		$	366		$	254		$	985		$	787
U.S.
Retail	$	4		$	1		$	1		$	7		$	3
Wholesale		16			48			7			174			30
PCL on impaired loans	$	20		$	49		$	8		$	181		$	33
Other International
Retail	$	7		$	4		$	7		$	26		$	31
Wholesale		46			16			(21	)		65			20
PCL on impaired loans	$	53		$	20		$	(14	)	$	91		$	51
PCL on impaired loans	$	399		$	435		$	248		$	1,257		$	871

(1)

Geographic information is based on residence of borrower.

Q3 2019 vs. Q3 2018

Total PCL was $425 million. PCL on loans of $429 million increased $91 million, or 27% from the prior year, due to higher provisions in Capital Markets, Wealth Management and Personal & Commercial Banking.

The PCL ratio on loans of 27 bps increased 4 bps, and the PCL on impaired loans ratio of 25 bps increased 8 bps.

PCL on performing loans of $30 million decreased $60 million, mainly due to lower provisions in Personal & Commercial Banking and Capital Markets.

PCL on impaired loans of $399 million increased $151 million, due to higher provisions in Capital Markets, Personal & Commercial Banking and Wealth Management.

PCL on loans in Personal & Commercial Banking increased $15 million, largely reflecting higher provisions on impaired loans in Canadian Banking, mainly in our commercial portfolios. This was partially offset by lower provisions on performing loans in our Canadian Banking portfolios, as the prior year reflected unfavourable changes in macroeconomic factors.

PCL on loans in Wealth Management increased $24 million, due to higher provisions on impaired loans in U.S. Wealth Management (including City National Bank), mainly in a few accounts.

PCL on loans in Capital Markets increased $52 million, largely driven by higher provisions on impaired loans, mainly in a few accounts, while the prior year reflected higher recoveries. This was partially offset by lower provisions on performing loans in the current year.

Royal Bank of Canada Third Quarter 2019 27

Q3 2019 vs. Q2 2019

The PCL ratio on loans decreased 2 bps, and the PCL on impaired loans ratio decreased 4 bps.

PCL on performing loans of $30 million increased $24 million, primarily relating to higher provisions in Capital Markets.

PCL on impaired loans of $399 million decreased $36 million from the prior quarter, mainly due to lower provisions in Personal & Commercial Banking.

PCL on loans in Personal & Commercial Banking decreased $40 million, as the previous quarter included higher provisions on impaired loans in Canadian Banking, largely from a couple of accounts in our commercial portfolios.

PCL on loans in Capital Markets increased $29 million, largely driven by higher provisions on performing loans, due to unfavourable changes in macroeconomic factors compared to the prior quarter.

Q3 2019 vs. Q3 2018 (Nine months ended)

Total PCL was $1,365 million. PCL on loans of $1,386 million increased $436 million, or 46% from the prior year, due to higher provisions in Capital Markets, Personal & Commercial Banking and Wealth Management.

The PCL ratio on loans increased 7 bps, and the PCL on impaired loans ratio increased 6 bps.

PCL on performing loans of $129 million increased $50 million, reflecting higher provisions in Wealth Management and Capital Markets, partially offset by lower provisions in Personal & Commercial Banking.

PCL on impaired loans of $1,257 million increased $386 million from the prior year, mainly due to higher provisions in Personal & Commercial Banking and Capital Markets.

PCL on loans in Personal & Commercial Banking increased $129 million, reflecting higher provisions on impaired loans in Canadian Banking, mainly from a couple of accounts in our commercial portfolios. This was partially offset by lower provisions on performing loans, due to favourable credit migration in our Caribbean Banking portfolios, and favourable changes in macroeconomic factors compared to the prior year in our commercial portfolios in Canadian Banking.

PCL on loans in Wealth Management increased $102 million, primarily in U.S. Wealth Management (including City National). PCL on performing loans increased by $54 million, largely due to higher repayments and maturities in the prior year. The current year also reflected unfavourable changes in macroeconomic factors compared to last year. In addition, PCL on impaired loans increased $48 million, mainly in a few accounts.

PCL on loans in Capital Markets increased $206 million, largely driven by higher provisions on impaired loans, mainly in a few accounts. Higher provisions on performing loans, driven by unfavourable changes in macroeconomic factors compared to the prior year, also contributed to the increase.

28 Royal Bank of Canada Third Quarter 2019

Gross impaired loans


	As at
(Millions of Canadian dollars, except percentage amounts)	July 31 2019			April 30 2019			July 31 2018
Personal & Commercial Banking	$	1,704		$	1,786		$	1,632
Wealth Management		258			243			194
Capital Markets		1,028			1,013			495
Corporate Support and other		–			–			–
Total GIL	$	2,990		$	3,042		$	2,321
Canada (1)
Retail	$	727		$	763		$	710
Wholesale		664			630			383
GIL		1,391			1,393			1,093
U.S. (1)
Retail	$	31		$	31		$	32
Wholesale		929			969			354
GIL		960			1,000			386
Other International (1)
Retail	$	302		$	324		$	336
Wholesale		337			325			506
GIL		639			649			842
Total GIL	$	2,990		$	3,042		$	2,321
Impaired loans, beginning balance	$	3,042		$	2,782		$	2,655
Classified as impaired during the period (new impaired) (2)		686			1,162			387
Net repayments (2)		(223	)		(129	)		(249	)
Amounts written off		(437	)		(501	)		(395	)
Other (2), (3)		(78	)		(272	)		(77	)
Impaired loans, balance at end of period	$	2,990		$	3,042		$	2,321
GIL as a % of related loans and acceptances
Total GIL as a % of related loans and acceptances		0.47%			0.49%			0.40%
Personal & Commercial Banking		0.37%			0.40%			0.38%
Canadian Banking		0.28%			0.29%			0.26%
Caribbean Banking		5.72%			6.23%			6.63%
Wealth Management		0.39%			0.38%			0.34%
Capital Markets		1.02%			0.99%			0.57%

(1)

Geographic information is based on residence of borrower.

(2)

Certain GIL movements for Canadian Banking retail and wholesale portfolios are generally allocated to new impaired, as return to performing status, Net repayments, sold, and exchange and other movements amounts are not reasonably determinable. Certain GIL movements for Caribbean Banking retail and wholesale portfolios are generally allocated to Net repayments and new impaired, as return to performing status, sold, and foreign exchange translation and other movements amounts are not reasonably determinable.

(3)

Includes return to performing status during the period, recoveries of loans and advances previously written off, sold, and foreign exchange translation and other movements.

Q3 2019 vs. Q3 2018

Total GIL of $2,990 million increased $669 million or 29% from the prior year, and the total GIL ratio of 47 bps increased 7 bps, mainly reflecting higher impaired loans in Capital Markets.

GIL in Personal & Commercial Banking increased $72 million or 4%, primarily due to higher impaired loans in our commercial portfolios in Canadian Banking, partially offset by lower impaired loans in our Caribbean Banking portfolios.

GIL in Wealth Management increased $64 million or 33%, primarily reflecting higher impaired loans in U.S. Wealth Management (including City National), mainly due to a few accounts.

GIL in Capital Markets increased $533 million or 108%, mainly due to a few accounts in a couple of sectors.

Q3 2019 vs. Q2 2019

Total GIL decreased $52 million or 2% from the prior quarter, and the total GIL ratio of 47 bps improved 2 bps, mainly reflecting lower impaired loans in Personal & Commercial Banking.

GIL in Personal & Commercial Banking decreased $82 million or 5%, mainly due to repayments in Caribbean Banking and write-offs in Canadian Banking.

GIL in Wealth Management increased $15 million or 6%, primarily reflecting higher impaired loans in U.S. Wealth Management (including City National), mainly due to a few accounts, partially offset by repayments.

GIL in Capital Markets increased $15 million or 1%, as new impaired loans were partially offset by repayments.

Royal Bank of Canada Third Quarter 2019 29

Allowance for credit losses (ACL)


	As at
(Millions of Canadian dollars)	July 31 2019		April 30 2019		July 31 2018
Personal & Commercial Banking	$	2,671	$	2,692	$	2,523
Wealth Management		243		218		196
Capital Markets		405		378		335
Corporate Support and other		2		2		3
ACL on loans	$	3,321	$	3,290	$	3,057
ACL on other financial assets		51		56		113
Total ACL	$	3,372	$	3,346	$	3,170
ACL on loans is comprised of:
Retail	$	1,839	$	1,818	$	1,724
Wholesale		678		677		614
ACL on performing loans	$	2,517	$	2,495	$	2,338
ACL on impaired loans		804		795		719

Additional information by geography (1)
Canada
Retail	$	174	$	169	$	161
Wholesale		163		192		104
ACL on impaired loans	$	337	$	361	$	265
U.S.
Retail	$	2	$	–	$	1
Wholesale		137		141		126
ACL on impaired loans	$	139	$	141	$	127
Other International
Retail	$	168	$	169	$	171
Wholesale		160		124		156
ACL on impaired loans	$	328	$	293	$	327
ACL on impaired loans	$	804	$	795	$	719

(1)

Geographic information is based on residence of borrower.

Q3 2019 vs. Q3 2018

Total ACL of $3,372 million increased $202 million or 6% from the prior year, reflecting an increase of $264 million in ACL on loans and a decrease of $62 million in ACL on other financial assets.

ACL on performing loans of $2,517 million increased $179 million from the prior year, reflecting higher ACL in Personal & Commercial Banking, Capital Markets and Wealth Management, mainly driven by volume growth and unfavourable changes in macroeconomic factors compared to the prior year.

ACL on impaired loans of $804 million increased $85 million from the prior year, mainly due to higher ACL in Personal & Commercial Banking and Capital Markets.

ACL on other financial assets decreased $62 million, mainly due to the restructuring of Barbados securities in Personal & Commercial Banking, in the fourth quarter of the prior year.

Q3 2019 vs. Q2 2019

Total ACL of $3,372 million increased $26 million or 1% from the prior quarter, largely due to higher ACL on performing loans.

For further details, refer to Note 5 of our Condensed Financial Statements.

Market risk

Market risk is defined to be the impact of market prices upon our financial condition. This includes potential gains or losses due to changes in market determined variables such as interest rates, credit spreads, equity prices, commodity prices, foreign exchange rates and implied volatilities. There have been no material changes to our Market Risk Framework from the framework described in our 2018 Annual Report. We continue to manage the controls and governance procedures that ensure that our market risk exposure is consistent with risk appetite constraints set by the Board of Directors. These controls include limits on probabilistic measures of potential loss in trading positions, such as Value-at-Risk (VaR) and Stressed Value-at-Risk (SVaR).

Market risk controls are also in place to manage structural interest rate risk (SIRR) arising from traditional banking products. Factors contributing to SIRR include the mismatch between future asset and liability repricing dates, relative changes in asset and liability rates, and product features that could affect the expected timing of cash flows, such as options to pre-pay loans or redeem term deposits prior to contractual maturity. To monitor and control SIRR, we assess two primary financial metrics, Net Interest Income (NII) risk and Economic Value of Equity (EVE) risk, under a range of market shocks and scenarios. For further details on our approach to the management of market risk, refer to the Market risk section of our 2018

30 Royal Bank of Canada Third Quarter 2019

Annual Report. There has been no material change to the SIRR measurement methodology, controls, or limits from those described in our 2018 Annual Report.

Market risk measures – FVTPL positions

VaR and SVaR

The following table presents our Market risk VaR and Market risk SVaR figures.


	July 31, 2019										April 30, 2019						July 31, 2018
	As at			For the three months ended							As at			For the three months ended			As at			For the three months ended
(Millions of Canadian dollars)	As at			Average			High		Low		As at			Average			As at			Average
Equity	$	18		$	17		$	24	$	11	$	14		$	15		$	11		$	10
Foreign exchange		3			4			5		2		4			4			4			5
Commodities		3			1			3		1		1			1			2			2
Interest rate (1)		14			14			16		12		15			13			10			17
Credit specific (2)		4			4			5		4		5			5			4			5
Diversification (3)		(16	)		(17	)		n.m.		n.m.		(21	)		(18	)		(15	)		(17	)
Market risk VaR	$	26		$	23		$	29	$	17	$	18		$	20		$	16		$	22
Market risk Stressed VaR	$	113		$	106		$	123	$	84	$	86		$	96		$	57		$	66

	July 31, 2019										July 31, 2018
	As at			For the nine months ended							As at			For the nine months ended
(Millions of Canadian dollars)	As at			Average			High		Low		As at			Average
Equity	$	18		$	18		$	30	$	11	$	11		$	14
Foreign exchange		3			5			13		2		4			4
Commodities		3			2			4		1		2			2
Interest rate (1)		14			14			19		11		10			18
Credit specific (2)		4			5			6		4		4			5
Diversification (3)		(16	)		(18	)		n.m.		n.m.		(15	)		(18	)
Market risk VaR	$	26		$	26		$	45	$	15	$	16		$	25
Market risk Stressed VaR	$	113		$	109		$	161	$	79	$	57		$	81

(1)

General credit spread risk and funding spread risk associated with uncollateralized derivatives are included under interest rate VaR.

(2)

Credit specific risk captures issuer-specific credit spread volatility.

(3)

Market risk VaR is less than the sum of the individual risk factor VaR results due to portfolio diversification.

n.m.

not meaningful

Q3 2019 vs. Q3 2018

Average market risk VaR of $23 million remained relatively stable as the effects of increased equity derivatives exposure in Q3 2019 were balanced out by lower average inventory levels in fixed income and other portfolios.

Average SVaR of $106 million increased $40 million from the prior year, largely due to growth in certain fixed income portfolios as well as increased equity derivatives exposure noted above.

Q3 2019 vs. Q2 2019

Average market risk VaR of $23 million increased $3 million and average SVaR of $106 million increased $10 million, mainly due to increased equity derivatives exposure and growth in certain fixed income portfolios.

Q3 2019 vs. Q3 2018 (Nine months ended)

Average market risk VaR of $26 million remained stable and average SVaR of $109 million increased $28 million from the prior year, both mainly reflecting the factors noted above.

Royal Bank of Canada Third Quarter 2019 31

The following chart displays a bar graph of our daily trading profit and loss and a line graph of our daily market risk VaR. We incurred no net trading losses in the three months ended July 31, 2019 and April 30, 2019.

LOGO

Market risk measures for other FVTPL positions – Assets and liabilities of RBC Insurance

We offer a range of insurance products to clients and hold investments to meet the future obligations to policyholders. The investments which support actuarial liabilities are predominantly fixed income assets designated as FVTPL. Consequently, changes in the fair values of these assets are recorded in investment income within Total revenue in the Consolidated Statements of Income and are largely offset by changes in the fair value of the actuarial liabilities, the impact of which is reflected in Insurance policyholder benefits, claims and acquisition expense. As at July 31, 2019, we had liabilities with respect to insurance obligations of $11.4 billion, up from $11.0 billion in the prior quarter, and assets of $9.8 billion in support of the liabilities, up from $9.3 billion last quarter.

Market risk measures – Structural Interest Rate Sensitivities

The following table shows the potential before-tax impact of an immediate and sustained 100 bps increase or decrease in interest rates on projected 12-month NII and EVE for our structural balance sheet, assuming no subsequent hedging. Rate floors are applied within the declining rates scenarios, with floor levels set based on rate changes experienced globally. Interest rate risk measures are based upon interest rate exposures at a specific time and continuously change as a result of business activities and management actions.


	July 31 2019																	April 30 2019					July 31 2018
	EVE risk								NII risk (1)
(Millions of Canadian dollars)	Canadian dollar impact			U.S. dollar impact (2)		Total			Canadian dollar impact			U.S. dollar impact (2)			Total			EVE risk		NII risk (1)			EVE risk		NII risk (1)
Before-tax impact of:
100bps increase in rates	$	(1,276	)		$ (9)		$ (1,285	)	$	268		$	119		$	387		$	(1,112)	$	469			$ (997)	$	580
100bps decrease in rates		1,132			(526)		606			(392	)		(156	)		(548	)		505		(612	)		583		(667	)

(1)

Represents the 12-month NII exposure to an instantaneous and sustained shift in interest rates.

(2)

Represents the impact on the SIRR portfolios held in our City National and U.S. banking operations.

As at July 31, 2019, an immediate and sustained -100 bps shock would have had a negative impact to our NII of $548 million, down from $612 million last quarter. An immediate and sustained +100 bps shock at the end of July 31, 2019 would have had a negative impact to the Bank’s EVE of $1,285 million, up from $1,112 million reported last quarter. The quarter-over-quarter changes in NII and EVE sensitivities are largely attributed to net growth in fixed rate assets. During the third quarter of 2019, NII and EVE risks remained well within approved limits.

Market risk measures for other material non-trading portfolios

Investment securities carried at FVOCI

We held $54.2 billion of investment securities carried at FVOCI as at July 31, 2019 compared to $54.9 billion in the prior quarter. We hold debt securities carried at FVOCI primarily as investments, as well as to manage liquidity risk and hedge interest rate risk in our non-trading banking balance sheet. Our portfolio of investment securities carried at FVOCI is interest rate sensitive and would impact OCI by a pre-tax change in value of $6 million as at July 31, 2019 as measured by the change in the value of the securities for a one basis point parallel increase in yields. The portfolio also exposes us to credit spread risk of a pre-tax change in value of $19 million, as measured by the change in value for a one basis point widening of credit spreads. The value

32 Royal Bank of Canada Third Quarter 2019

of the investment securities carried at FVOCI included in our SIRR measure as at July 31, 2019 was $8.6 billion, up from $7.9 billion in the prior quarter. Our investment securities carried at FVOCI also include equity exposures of $0.4 billion as at July 31, 2019 compared to $0.5 billion last quarter.

Derivatives related to non-trading activity

Derivatives are also used to hedge market risk exposures unrelated to our trading activity. In aggregate, derivative assets not related to trading activity of $2.3 billion as at July 31, 2019 were down from $2.4 billion last quarter, and derivative liabilities of $2.3 billion as at July 31, 2019 were up from $2.2 billion last quarter.

Non-trading derivatives in hedge accounting relationships

The derivative assets and liabilities described above include derivative assets in a designated hedge accounting relationship of $1.3 billion as at July 31, 2019, up from $0.9 billion as at April 30, 2019, and derivative liabilities of $1.8 billion as at July 31, 2019, unchanged from $1.8 billion last quarter. These derivative assets and liabilities are included in our SIRR measure and other internal non-trading market risk measures. We use interest rate swaps to manage our investment securities and SIRR. To the extent these swaps are considered effective, changes in their fair value are recognized in Other comprehensive income. The interest rate risk for the swaps designated as cash flow hedges, measured as the change in the fair value of the derivatives for a one basis point parallel increase in yields, was $10 million as of July 31, 2019, up from $7 million as of April 30, 2019.

Interest rate swaps are also used to hedge changes in the fair value of certain fixed-rate instruments. Changes in fair value of the hedged instruments that are related to interest rate movements and the corresponding interest rate swaps are reflected in the Consolidated Statements of Income.

We also use foreign exchange derivatives to manage our exposure to equity investments in subsidiaries that are denominated in foreign currencies, particularly the U.S. dollar, British pound, and Euro. Changes in the fair value of these hedges and the cumulative translation adjustment related to our structural foreign exchange risk are reported in Other comprehensive income.

Other non-trading derivatives

The derivative assets and liabilities related to non-trading activity also include interest rate swaps and foreign exchange derivatives that are not in designated hedge accounting relationships, which are used to manage other non-trading exposures. Changes in the fair value of these derivatives are reflected in the Consolidated Statements of Income. Derivative assets of $1.0 billion as at July 31, 2019 were down from $1.5 billion as at April 30, 2019, and derivative liabilities of $0.5 billion as at July 31, 2019 were up from $0.4 billion last quarter.

Non-trading foreign exchange rate risk

Foreign exchange rate risk is the potential adverse impact on earnings and economic value due to changes in foreign currency rates. Our revenue, expenses and income denominated in currencies other than the Canadian dollar are subject to fluctuations as a result of changes in the average value of the Canadian dollar relative to the average value of those currencies. Our most significant exposure is to the U.S. dollar, due to our operations in the U.S. and other activities conducted in U.S. dollars. Other significant exposures are to the British pound and the Euro, due to our activities conducted internationally in these currencies. A strengthening or weakening of the Canadian dollar compared to the U.S. dollar, British pound and the Euro could reduce or increase, as applicable, the translated value of our foreign currency denominated revenue, expenses and income and could have a significant effect on the results of our operations. We are also exposed to foreign exchange rate risk arising from our investments in foreign operations. For unhedged equity investments, when the Canadian dollar appreciates against other currencies, the unrealized translation losses on net foreign investments decreases our shareholders’ equity through the other components of equity and decreases the translated value of the Risk-weighted Assets (RWA) of the foreign currency-denominated asset. The reverse is true when the Canadian dollar depreciates against other currencies. Consequently, we consider these impacts in selecting an appropriate level of our investments in foreign operations to be hedged.

Royal Bank of Canada Third Quarter 2019 33

Linkage of market risk to selected balance sheet items

The following tables provide the linkages between selected balance sheet items with positions included in our trading market risk and non-trading market risk disclosures, which illustrates how we manage market risk for our assets and liabilities through different risk measures:

As at July 31, 2019

Market risk measure

(Millions of Canadian dollars)

Balance sheet
amount

Traded risk (1)

Non-traded

risk (2)

Non-traded risk

primary risk sensitivity

Assets subject to market risk

Cash and due from banks

26,863

–

26,863

Interest rate

Interest-bearing deposits with banks

31,553

17,404

14,149

Interest rate

Securities

Trading

140,421

130,575

9,846

Interest rate, credit spread

Investment, net of applicable allowance

100,240

–

100,240

Interest rate, credit spread, equity

Assets purchased under reverse repurchase agreements and securities borrowed

309,640

250,275

59,365

Interest rate

Loans

Retail

416,583

9,389

407,194

Interest rate

Wholesale

198,941

11,319

187,622

Interest rate

Allowance for loan losses

(3,131

)

–

(3,131

)

Interest rate

Segregated fund net assets

1,602

–

1,602

Interest rate

Other

Derivatives

98,774

96,454

2,320

Interest rate, foreign exchange

Other assets

79,708

4,238

75,470

Interest rate

Assets not subject to market risk (3)

5,699

Total assets

1,406,893

519,654

881,540

Liabilities subject to market risk

Deposits

881,211

102,681

778,530

Interest rate

Segregated fund liabilities

1,602

–

1,602

Interest rate

Other

Obligations related to securities sold short

33,602

–

Obligations related to assets sold under repurchase agreements and securities loaned

220,027

213,818

6,209

Interest rate

Derivatives

96,857

94,590

2,267

Interest rate, foreign exchange

Other liabilities

74,661

8,664

65,997

Interest rate

Subordinated debentures

9,818

–

9,818

Interest rate

Liabilities not subject to market risk (4)

6,737

Total liabilities

1,324,515

453,355

864,423

Total equity

82,378

Total liabilities and equity

1,406,893

(1)

Traded risk includes positions that are classified or designated as FVTPL and positions whose revaluation gains and losses are reported in revenue. Market risk measures of VaR and SVaR and stress testing are used as risk controls for traded risk.

(2)

Non-traded risk includes positions used in the management of the SIRR and other non-trading portfolios. Other material non-trading portfolios include positions from RBC Insurance and investment securities, net of applicable allowance, not included in SIRR.

(3)

Assets not subject to market risk include $5,699 million of physical and other assets.

(4)

Liabilities not subject to market risk include $6,737 million of payroll related and other liabilities.

34 Royal Bank of Canada Third Quarter 2019


	As at April 30, 2019
				Market risk measure
(Millions of Canadian dollars)	Balance sheet amount			Traded risk (1)		Non-traded risk (2)			Non-traded risk primary risk sensitivity
Assets subject to market risk
Cash and due from banks	$	33,041		$	–	$	33,041		Interest rate
Interest-bearing deposits with banks		26,718			12,865		13,853		Interest rate
Securities
Trading		138,916			129,593		9,323		Interest rate, credit spread
Investment, net of applicable allowance		102,075			–		102,075		Interest rate, credit spread, equity
Assets purchased under reverse repurchase agreements and securities borrowed		309,520			239,657		69,863		Interest rate
Loans
Retail		407,222			7,770		399,452		Interest rate
Wholesale		198,263			9,236		189,027		Interest rate
Allowance for loan losses		(3,093	)		–		(3,093	)	Interest rate
Segregated fund net assets		1,561			–		1,561		Interest rate
Other
Derivatives		84,812			82,402		2,410		Interest rate, foreign exchange
Other assets		73,905			2,892		71,013		Interest rate
Assets not subject to market risk (3)		5,936
Total assets	$	1,378,876		$	484,415	$	888,525
Liabilities subject to market risk
Deposits	$	864,101		$	93,813	$	770,288		Interest rate
Segregated fund liabilities		1,561			–		1,561		Interest rate
Other
Obligations related to securities sold short		34,049			34,049		–
Obligations related to assets sold under repurchase agreements and securities loaned		223,980			218,288		5,692		Interest rate
Derivatives		82,168			79,957		2,211		Interest rate, foreign exchange
Other liabilities		76,895			8,814		68,081		Interest rate
Subordinated debentures		9,360			–		9,360		Interest rate
Liabilities not subject to market risk (4)		4,816
Total liabilities	$	1,296,930		$	434,921	$	857,193
Total equity	$	81,946
Total liabilities and equity	$	1,378,876

(1)

(2)

(3)

Assets not subject to market risk include $5,936 million of physical and other assets.

(4)

Liabilities not subject to market risk include $4,816 million of payroll related and other liabilities.

Liquidity and funding risk

Liquidity and funding risk (liquidity risk) is the risk that we may be unable to generate sufficient cash or its equivalents in a timely and cost-effective manner to meet our commitments as they come due. Liquidity risk arises from mismatches in the timing and value of on-balance sheet and off-balance sheet cash flows.

Our Liquidity Risk Management Framework (LRMF) is designed to ensure that we have sufficient liquidity to satisfy current and prospective commitments in both normal and stressed conditions. There have been no material changes to our LRMF as described in our 2018 Annual Report.

We continue to maintain liquidity and funding that is appropriate for the execution of our strategy. Liquidity risk remains well within our risk appetite.

Liquidity reserve

Our liquidity reserve consists of available unencumbered liquid assets as well as uncommitted and undrawn central bank borrowing facilities that could be accessed under extraordinary circumstances subject to satisfying certain preconditions as set by various Central Banks (e.g., BoC, the Fed, Bank of England, and Bank of France).

To varying degrees, unencumbered liquid assets represent a ready source of funding. Unencumbered assets are the difference between total and encumbered assets from both on- and off-balance sheet sources. Encumbered assets, in turn, are not considered a source of liquidity in measures of liquidity risk.

Although unused wholesale funding capacity, which is regularly assessed, could be another potential source of liquidity to mitigate stressed conditions, it is excluded in the determination of the liquidity reserve.

Royal Bank of Canada Third Quarter 2019 35

As at July 31, 2019

(Millions of Canadian dollars)

Bank-owned
liquid assets

Securities
received as
collateral from
securities
financing and
derivative
transactions

Total liquid
assets

Encumbered
liquid assets

Unencumbered
liquid assets

Cash and due from banks

26,863

–

26,863

2,846

24,017

Interest-bearing deposits with banks

31,553

–

31,553

330

31,223

Securities issued or guaranteed by sovereigns, central banks or multilateral development banks (1)

197,020

307,372

504,392

342,783

161,609

Other securities

89,808

122,432

212,240

86,475

125,765

Undrawn credit lines granted by central banks (2)

11,380

–

11,380

–

11,380

Other assets eligible as collateral for discount (3)

106,819

–

106,819

–

106,819

Other liquid assets (4)

23,190

–

23,190

22,746

444

Total liquid assets

486,633

429,804

916,437

455,180

461,257


	As at April 30, 2019
(Millions of Canadian dollars)	Bank-owned liquid assets		Securities received as collateral from securities financing and derivative transactions		Total liquid assets		Encumbered liquid assets		Unencumbered liquid assets
Cash and due from banks	$	33,041	$	–	$	33,041	$	2,758	$	30,283
Interest-bearing deposits with banks		26,718		–		26,718		335		26,383
Securities issued or guaranteed by sovereigns, central banks or multilateral development banks (1)		193,628		291,472		485,100		329,956		155,144
Other securities		89,309		129,715		219,024		97,427		121,597
Undrawn credit lines granted by central banks (2)		11,217		–		11,217		–		11,217
Other assets eligible as collateral for discount (3)		102,507		–		102,507		–		102,507
Other liquid assets (4)		19,466		–		19,466		19,072		394
Total liquid assets	$	475,886	$	421,187	$	897,073	$	449,548	$	447,525


	As at
(Millions of Canadian dollars)	July 31 2019		April 30 2019
Royal Bank of Canada	$	226,881	$	215,759
Foreign branches		71,360		73,112
Subsidiaries		163,016		158,654
Total unencumbered liquid assets	$	461,257	$	447,525

(1)

Includes liquid securities issued by provincial governments and U.S. government-sponsored entities working under U.S. Federal government’s conservatorship (e.g., Federal National Mortgage Association and Federal Home Loan Mortgage Corporation).

(2)

Includes loans that qualify as eligible collateral for the discount window facility available to us at the Federal Reserve Bank of New York (FRBNY). Amounts are face value and would be subject to collateral margin requirements applied by the FRBNY to determine collateral value/borrowing capacity. Access to the discount window borrowing program is conditional on meeting requirements set by the FRBNY and borrowings are typically expected to be infrequent and due to uncommon occurrences requiring temporary accommodation.

(3)

Represents our unencumbered Canadian dollar non-mortgage loan book (at face value) that could, subject to satisfying conditions precedent to borrowing and application of prescribed collateral margin requirements, be pledged to the BoC for advances under its Emergency Lending Assistance (ELA) program. ELA is not considered a source of available liquidity in our normal liquidity risk profile but could in extraordinary circumstances, where normal market liquidity is seriously impaired, allow us and other banks to monetize assets eligible as collateral to meet requirements and mitigate further market liquidity disruption. The balance also includes our unencumbered mortgage loans that qualify as eligible collateral at Federal Home Loan Bank (FHLB).

(4)

Encumbered liquid assets amount represents cash collateral and margin deposit amounts pledged related to over-the-counter (OTC) and exchange-traded derivative transactions.

The liquidity reserve is typically most affected by routine flows of client banking activity where liquid asset portfolios adjust to the change in cash balances, and additionally from capital markets activities where business strategies and client flows may also affect the addition or subtraction of liquid assets in the overall calculation of the liquidity reserve. Corporate Treasury also affects liquidity reserves through the management of funding issuances where reserves absorb timing mismatches between debt issuances and deployment into business activities.

Q3 2019 vs. Q2 2019

Total liquid assets increased $19 billion or 2%, primarily due to an increase in securities received as collateral under collateral swap and reverse repo transactions. Other assets eligible as collateral for discount resulting from higher balances of residential mortgages eligible to pledge to the FHLB and cash collateral received as margin also contributed to the increase. However, the increase in collateral received was offset by a corresponding increase in collateral pledged under encumbered liquid assets due to collateral swap transactions.

36 Royal Bank of Canada Third Quarter 2019

Asset encumbrance

The table below provides a summary of cash, securities and other assets, distinguishing between those that are encumbered or available for sale or use as collateral in secured funding transactions. Other assets, such as mortgages and credit card receivables, can also be monetized, albeit over longer timeframes than those required for marketable securities. As at July 31, 2019, our Unencumbered assets available as collateral comprised 28% of total assets (April 30, 2019 – 28%).

Asset encumbrance

As at

July 31

2019

April 30

2019

Encumbered

Unencumbered

Encumbered

Unencumbered

(Millions of Canadian dollars)

Pledged as
collateral

Other (1)

Available as
collateral (2)

Other (3)

Total

Pledged as
collateral

Other (1)

Available as
collateral (2)

Other (3)

Total

Cash and due from banks

–

2,846

24,017

–

26,863

–

2,758

30,283

–

33,041

Interest-bearing deposits with banks

–

330

31,223

–

31,553

–

335

26,383

–

26,718

Securities

Trading

38,675

–

99,037

2,709

140,421

42,029

–

94,404

2,483

138,916

Investment, net of applicable allowance

14,503

–

85,670

100,240

15,169

–

86,843

102,075

Assets purchased under reverse repurchase agreements and securities borrowed (4)

389,699

22,707

46,293

5,340

464,039

390,172

22,357

42,917

7,334

462,780

Loans

Retail

Mortgage securities

30,898

–

37,339

–

68,237

30,512

–

37,203

–

67,715

Mortgage loans

42,155

–

20,552

168,031

230,738

41,021

–

17,284

164,116

222,421

Non-mortgage loans

7,245

–

63,275

47,088

117,608

7,351

–

62,032

47,703

117,086

Wholesale

–

35,338

163,603

198,941

–

34,994

163,269

198,263

Allowance for loan losses

–

(3,131

)

(3,131

)

–

(3,093

)

(3,093

)

Segregated fund net assets

–

1,602

–

1,561

Other

Derivatives

–

98,774

–

84,812

Other (5)

22,746

–

444

62,217

85,407

19,072

–

394

60,375

79,841

Total assets

545,921

25,883

443,188

546,300

1,561,292

545,326

25,450

432,737

528,623

1,532,136

(1)

Includes assets restricted from use to generate secured funding due to legal or other constraints.

(2)

Includes loans that could be used to collateralize central bank advances. Our unencumbered Canadian dollar non-mortgage loan book (at face value) could, subject to satisfying conditions for borrowing and application of prescribed collateral margin requirements, be pledged to the BoC for advances under its ELA program. It also includes our unencumbered mortgage loans that qualify as eligible collateral at FHLB. We also lodge loans that qualify as eligible collateral for the discount window facility available to us at the FRBNY. ELA and other central bank facilities are not considered sources of available liquidity in our normal liquidity risk profile. However, banks could monetize assets meeting collateral criteria during periods of extraordinary and severe disruption to market-wide liquidity.

(3)

Other unencumbered assets are not subject to any restrictions on their use to secure funding or as collateral but would not be considered readily available since they may not be acceptable at central banks or for other lending programs.

(4)

Includes bank-owned liquid assets and securities received as collateral from off-balance sheet securities financing, derivative transactions, and margin lending. Includes $22.7 billion (April 30, 2019 – $22.4 billion) of collateral received through reverse repurchase transactions that cannot be rehypothecated in its current legal form.

(5)

The Pledged as collateral amount represents cash collateral and margin deposit amounts pledged related to OTC and exchange-traded derivative transactions.

Funding

Funding strategy

Core funding, comprising capital, longer-term wholesale liabilities and a diversified pool of personal and, to a lesser extent, commercial and institutional deposits, is the foundation of our structural liquidity position.

Deposit and funding profile

As at July 31, 2019, relationship-based deposits, which are the primary source of funding for retail loans and mortgages, were $578 billion or 51% of our total funding (April 30, 2019 – $571 billion or 51%). The remaining portion is comprised of short- and long-term wholesale funding.

Funding for highly liquid assets consists primarily of short-term wholesale funding that reflects the monetization period of those assets. Long-term wholesale funding is used mostly to fund less liquid wholesale assets and to support liquidity asset buffers.

On April 18, 2018, the Department of Finance published bail-in regulations under the Canada Deposit Insurance Corporation (CDIC) Act and the Bank Act, which became effective September 23, 2018. Senior long-term debt issued by the bank on or after September 23, 2018, that has an original term greater than 400 days and is marketable, subject to certain exceptions, is subject to the Canadian Bank Recapitalization (Bail-in) regime. Under the Bail-in regime, in circumstances when the Superintendent of Financial Institutions has determined that a bank may no longer be viable, the Governor in Council may, upon a recommendation of the Minister of Finance that he or she is of the opinion that it is in the public interest to do so, grant an order directing the CDIC to convert all or a portion of certain shares and liabilities of that bank into common shares. As at July 31, 2019, the notional value of issued and outstanding long-term debt subject to conversion under the Bail-in regime was $14,869 million (April 30, 2019 – $8,533 million).

For further details on our wholesale funding, refer to the Composition of wholesale funding tables below.

Long-term debt issuance

Our wholesale funding activities are well-diversified by geography, investor segment, instrument, currency, structure and maturity. We maintain an ongoing presence in different funding markets, which allows us to continuously monitor market developments and trends, identify opportunities and risks, and take appropriate and timely actions. We operate longer-term debt issuance registered programs. The following table summarizes these programs with their authorized limits by geography.

Royal Bank of Canada Third Quarter 2019 37

Programs by geography


Canada	U.S.	Europe/Asia
• Canadian Shelf Program – $25 billion	• U.S. Shelf Program – US$40 billion	• European Debt Issuance Program – US$40 billion

		• Global Covered Bond Program – €32 billion

		• Japanese Issuance Programs – ¥1 trillion

We also raise long-term funding using Canadian Deposit Notes, Canadian National Housing Act MBS, Canada Mortgage Bonds, credit card receivable-backed securities, Kangaroo Bonds (issued in the Australian domestic market by foreign firms) and Yankee Certificates of Deposit (issued in the U.S. domestic market by foreign firms). We continuously evaluate opportunities to expand into new markets and untapped investor segments since diversification expands our wholesale funding flexibility, minimizes funding concentration and dependency, and generally reduces financing costs. As presented in the following charts, our current long-term debt profile is well-diversified by both currency and product. Maintaining competitive credit ratings is also critical to cost-effective funding.



(1) Based on original term to maturity greater than 1 year		(1) Based on original term to maturity greater than 1 year
		(2) Mortgage-backed securities and Canada Mortgage Bonds

38 Royal Bank of Canada Third Quarter 2019

The following table provides our composition of wholesale funding based on remaining term to maturity:

Composition of wholesale funding (1)


	As at July 31, 2019
(Millions of Canadian dollars)	Less than 1 month		1 to 3 months		3 to 6 months		6 to 12 months		Less than 1 year sub-total		1 year to 2 years		2 years and greater		Total
Deposits from banks (2)	$	6,922	$	–	$	–	$	389	$	7,311	$	–	$	–	$	7,311
Certificates of deposit and commercial paper		5,331		11,726		12,298		25,743		55,098		2,177		–		57,275
Asset-backed commercial paper (3)		2,671		3,956		4,808		4,395		15,830		–		–		15,830
Senior unsecured medium-term notes (4)		1,520		1,227		2,260		14,057		19,064		25,369		26,510		70,943
Senior unsecured structured notes (5)		81		297		1,578		543		2,499		2,345		4,400		9,244
Mortgage securitization		–		588		524		2,167		3,279		3,462		10,936		17,677
Covered bonds/asset-backed securities (6)		–		3,912		–		6,293		10,205		13,361		21,967		45,533
Subordinated liabilities		99		–		2,000		971		3,070		1,500		5,269		9,839
Other (7)		9,276		1,390		695		1,269		12,630		146		9,919		22,695
Total	$	25,900	$	23,096	$	24,163	$	55,827	$	128,986	$	48,360	$	79,001	$	256,347
Of which:
– Secured	$	11,110	$	9,069	$	5,332	$	12,855	$	38,366	$	16,823	$	32,903	$	88,092
– Unsecured		14,790		14,027		18,831		42,972		90,620		31,537		46,098		168,255

	As at April 30, 2019
(Millions of Canadian dollars)	Less than 1 month		1 to 3 months		3 to 6 months		6 to 12 months		Less than 1 year sub-total		1 year to 2 years		2 years and greater		Total
Deposits from banks (2)	$	6,925	$	569	$	188	$	60	$	7,742	$	–	$	–	$	7,742
Certificates of deposit and commercial paper		5,906		11,110		16,878		19,719		53,613		–		134		53,747
Asset-backed commercial paper (3)		2,081		4,660		5,056		4,176		15,973		–		–		15,973
Senior unsecured medium-term notes (4)		1,375		4,043		2,865		11,113		19,396		26,363		24,165		69,924
Senior unsecured structured notes (5)		94		327		446		1,640		2,507		2,382		4,668		9,557
Mortgage securitization		–		514		587		2,317		3,418		2,119		11,928		17,465
Covered bonds/asset-backed securities (6)		–		1,503		3,991		6,353		11,847		11,773		21,402		45,022
Subordinated liabilities		–		1,000		102		2,000		3,102		2,500		3,847		9,449
Other (7)		9,796		3,310		1,221		803		15,130		156		9,968		25,254
Total	$	26,177	$	27,036	$	31,334	$	48,181	$	132,728	$	45,293	$	76,112	$	254,133
Of which:
– Secured	$	10,777	$	8,353	$	10,706	$	12,846	$	42,682	$	13,892	$	33,331	$	89,905
– Unsecured		15,400		18,683		20,628		35,335		90,046		31,401		42,781		164,228

(1)

Excludes bankers’ acceptances and repos.

(2)

Excludes deposits associated with services we provide to banks (e.g., custody, cash management).

(3)

Only includes consolidated liabilities, including our collateralized commercial paper program.

(4)

Includes deposit notes.

(5)

Includes notes where the payout is tied to movements in foreign exchange, commodities and equities.

(6)

Includes credit card and mortgage loans.

(7)

Includes tender option bonds (secured) of $7,996 million (April 30, 2019 – $8,094 million), bearer deposit notes (unsecured) of $3,878 million (April 30, 2019 – $3,999 million), other long-term structured deposits (unsecured) of $9,765 million (April 30, 2019 – $9,811 million), and FHLB advances (secured) of $1,056 million (April 30, 2019 – $3,350 million).

Credit ratings

Our ability to access unsecured funding markets and to engage in certain collateralized business activities on a cost-effective basis are primarily dependent upon maintaining competitive credit ratings. Credit ratings and outlooks provided by rating agencies reflect their views and methodologies. Ratings are subject to change, based on a number of factors including, but not limited to, our financial strength, competitive position, liquidity and other factors not completely within our control.

Other than as noted below, there have been no changes to our major credit ratings as disclosed in our 2018 Annual Report.

Credit ratings (1)

As at August 20, 2019

Short-term
debt

Legacy senior
long-term debt (2)

Senior long-
term debt (3)

Outlook

Moody’s (4)

P-1

Aa2

stable

Standard & Poor’s (5)

A-1+

AA-

stable

Fitch Ratings

F1+

stable

DBRS (6)

R-1(high)

AA (high)

stable

(1)

Credit ratings are not recommendations to purchase, sell or hold a financial obligation inasmuch as they do not comment on market price or suitability for a particular investor. Ratings are determined by the rating agencies based on criteria established from time to time by them, and are subject to revision or withdrawal at any time by the rating organization.

(2)

Includes senior long-term debt issued prior to September 23, 2018 and senior long-term debt issued on or after September 23, 2018 which is excluded from the Bail-in regime.

(3)

Includes senior long-term debt issued on or after September 23, 2018 which is subject to conversion under the Bail-in regime.

(4)

On August 1, 2019, Moody’s affirmed our ratings with a stable outlook.

(5)

On June 24, 2019, Standard & Poor’s affirmed our ratings with a stable outlook.

(6)

On June 18, 2019, DBRS revised our outlook to stable from positive, upgraded our legacy senior long-term debt rating to AA (high) from AA and upgraded our senior long-term debt rating to AA from AA (low).

Royal Bank of Canada Third Quarter 2019 39

Additional contractual obligations for rating downgrades

We are required to deliver collateral to certain counterparties in the event of a downgrade to our current credit rating. The following table provides the additional collateral obligations required at the reporting date in the event of a one-, two- or three-notch downgrade to our credit ratings. These additional collateral obligations are incremental requirements for each successive downgrade and do not represent the cumulative impact of multiple downgrades. The amounts reported change periodically as a result of several factors, including the transfer of trading activity to centrally cleared financial market infrastructures and exchanges, the expiration of transactions with downgrade triggers, the imposition of internal limitations on new agreements to exclude downgrade triggers, as well as normal course mark-to-market of positions with collateralized counterparties moving from a negative to a positive position. There is no outstanding senior debt issued in the market that contains rating triggers that would lead to early prepayment of principal.

Additional contractual obligations for rating downgrades


	As at
	July 31 2019						April 30 2019
(Millions of Canadian dollars)	One-notch downgrade		Two-notch downgrade		Three-notch downgrade		One-notch downgrade		Two-notch downgrade		Three-notch downgrade
Contractual derivatives funding or margin requirements	$	169	$	69	$	125	$	211	$	70	$	181
Other contractual funding or margin requirements (1)		180		176		–		187		179		–

(1)

Includes Guaranteed Investment Certificates (GICs) issued by our municipal markets business out of New York.

Liquidity Coverage Ratio (LCR)

The LCR is a Basel III metric that measures the sufficiency of high-quality liquid assets (HQLA) available to meet liquidity needs over a 30-day period in an acute stress scenario. The Basel Committee on Banking Supervision (BCBS) and OSFI regulatory minimum coverage level for LCR is currently 100%.

OSFI requires Canadian banks to disclose the LCR using the standard Basel disclosure template and calculated using the average of daily LCR positions during the quarter.

40 Royal Bank of Canada Third Quarter 2019

Liquidity coverage ratio common disclosure template (1)

For the three months ended

July 31

2019

April 30

2019

(Millions of Canadian dollars, except percentage amounts)

Total unweighted
value (average) (2)

Total weighted
value (average)

Total unweighted
value (average) (2)

Total weighted
value (average)

High-quality liquid assets

Total high-quality liquid assets (HQLA)

n.a.

224,629

n.a.

224,088

Cash outflows

Retail deposits and deposits from small business customers, of which:

258,989

19,680

258,262

19,749

Stable deposits (3)

88,841

2,665

86,823

2,605

Less stable deposits

170,148

17,015

171,439

17,144

Unsecured wholesale funding, of which:

302,672

142,038

294,733

137,808

Operational deposits (all counterparties) and deposits in networks of cooperative banks (4)

130,030

31,079

125,681

29,919

Non-operational deposits

148,207

86,524

142,231

81,068

Unsecured debt

24,435

26,821

Secured wholesale funding

n.a.

33,351

n.a.

35,654

Additional requirements, of which:

269,355

82,274

268,282

83,091

Outflows related to derivative exposures and other collateral requirements

66,828

44,430

63,802

44,671

Outflows related to loss of funding on debt products

6,080

6,884

Credit and liquidity facilities

196,447

31,764

197,596

31,536

Other contractual funding obligations (5)

20,370

19,547

Other contingent funding obligations (6)

431,682

7,842

431,700

7,714

Total cash outflows

n.a.

305,555

n.a.

303,563

Cash inflows

Secured lending (e.g., reverse repos)

327,511

56,368

302,587

59,777

Inflows from fully performing exposures

14,399

9,909

13,763

9,444

Other cash inflows

55,667

57,747

Total cash inflows

n.a.

121,944

n.a.

126,968

Total adjusted
value

Total HQLA

224,629

224,088

Total net cash outflows

183,611

176,595

Liquidity coverage ratio

122%

127%

(1)

The LCR is calculated in accordance with OSFI’s Liquidity Adequacy Requirements (LAR) guideline, which, in turn, reflects liquidity-related requirements issued by the BCBS. The LCR for the quarter ended July 31, 2019 is calculated as an average of 64 daily positions.

(2)

With the exception of other contingent funding obligations, unweighted inflow and outflow amounts are items maturing or callable in 30 days or less. Other contingent funding obligations also include debt securities with remaining maturity greater than 30 days.

(3)

As defined by the BCBS, stable deposits from retail and small business customers are deposits that are insured and are either held in transactional accounts or the bank has an established relationship with the client making the withdrawal unlikely.

(4)

Operational deposits from customers other than retail and small and medium-sized enterprises (SMEs), are deposits which clients need to keep with the bank in order to facilitate their access and ability to use payment and settlement systems primarily for clearing, custody and cash management activities.

(5)

Other contractual funding obligations primarily include outflows from unsettled securities trades and outflows from obligations related to securities sold short.

(6)

Other contingent funding obligations include outflows related to other off-balance sheet facilities that carry low LCR runoff factors (0% – 5%).

n.a.

not applicable

We manage our LCR position within a target range that reflects our liquidity risk tolerance and takes into account business mix, asset composition and funding capabilities. The range is subject to periodic review in light of changes to internal requirements and external developments.

We maintain HQLAs in major currencies with dependable market depth and breadth. Our treasury management practices ensure that the levels of HQLA are actively managed to meet target LCR objectives. Our Level 1 assets, as calculated according to OSFI LAR and the BCBS LCR requirements, represent 82% of total HQLA. These assets consist of cash, placements with central banks and highly rated securities issued or guaranteed by governments, central banks and supranational entities.

LCR captures cash flows from on- and off-balance sheet activities that are either expected or could potentially occur within 30 days in an acute stress scenario. Cash outflows result from the application of withdrawal and non-renewal factors to demand and term deposits, differentiated by client type (wholesale, retail and small- and medium-sized enterprises). Cash outflows also arise from business activities that create contingent funding and collateral requirements, such as repo funding, derivatives, short sales of securities and the extension of credit and liquidity commitments to clients. Cash inflows arise primarily from maturing secured loans, interbank loans and non-HQLA securities.

LCR does not reflect any market funding capacity that we believe would be available in a stress situation. All maturing wholesale debt is assigned 100% outflow in the LCR calculation.

Q3 2019 vs. Q2 2019

The average LCR for the quarter ended July 31, 2019 was 122%, which translates into a surplus of approximately $41 billion, compared to 127% in the prior quarter. The decrease in the LCR surplus from the previous quarter is primarily due to a change in funding and business mix.

Royal Bank of Canada Third Quarter 2019 41

Contractual maturities of financial assets, financial liabilities and off-balance sheet items

The following tables provide remaining contractual maturity profiles of all our assets, liabilities, and off-balance sheet items at their carrying value (e.g., amortized cost or fair value) at the balance sheet date. Off-balance sheet items are allocated based on the expiry date of the contract.

Details of contractual maturities and commitments to extend funds are a source of information for the management of liquidity risk. Among other purposes, these details form a basis for modelling a behavioural balance sheet with effective maturities to calculate liquidity risk measures. For further details, refer to the Risk measurement section within the Liquidity and funding risk section of our 2018 Annual Report.

As at July 31, 2019

(Millions of Canadian dollars)

Less than
1 month

1 to 3
months

3 to 6
months

6 to 9
months

9 to 12
months

1 year
to 2 years

2 years
to 5 years

5 years
and greater

With no
specific
maturity

Total

Assets

Cash and deposits with banks

56,082

–

2,333

58,416

Securities

Trading (1)

89,430

8,529

42,165

140,421

Investment, net of applicable allowance

3,174

4,190

2,932

3,944

3,495

12,975

27,159

41,929

442

100,240

Assets purchased under reverse repurchase agreements and securities borrowed

186,792

65,378

29,239

12,108

7,207

558

–

8,358

309,640

Loans, net of applicable allowance

22,318

20,098

25,703

28,640

31,063

121,100

224,437

48,899

90,135

612,393

Other

Customers’ liability under acceptances

11,342

5,694

–

(23

)

17,101

Derivatives

4,985

6,740

6,651

3,756

2,981

10,504

18,316

44,841

–

98,774

Other financial assets

29,239

1,537

909

166

163

271

1,770

2,133

36,254

Total financial assets

403,362

103,666

65,606

48,642

44,822

145,380

270,250

145,968

145,543

1,373,239

Other non-financial assets

2,554

1,453

847

298

1,151

1,483

1,713

24,057

33,654

Total assets

405,916

105,119

66,453

48,740

45,120

146,531

271,733

147,681

169,600

1,406,893

Liabilities and equity

Deposits (2)

Unsecured borrowing

67,401

37,914

34,575

41,881

35,613

38,605

53,012

16,655

456,752

782,408

Secured borrowing

3,348

6,223

6,180

6,916

3,530

9,364

18,752

5,588

–

59,901

Covered bonds

2,986

–

4,825

–

13,493

11,925

5,672

–

38,902

Other

Acceptances

11,339

5,694

–

17,124

Obligations related to securities sold short

33,602

–

33,602

Obligations related to assets sold under repurchase agreements and securities loaned

181,479

26,230

4,685

290

461

–

6,882

220,027

Derivatives

4,859

7,511

6,042

3,386

3,303

10,479

17,219

44,047

96,857

Other financial liabilities

25,576

1,438

690

410

327

243

704

7,499

825

37,712

Subordinated debentures

100

–

317

9,401

–

9,818

Total financial liabilities

327,705

87,996

52,255

57,713

43,234

72,184

101,929

88,862

464,473

1,296,351

Other non-financial liabilities

1,204

915

2,245

1,830

248

779

734

11,132

9,077

28,164

Equity

–

82,378

Total liabilities and equity

328,909

88,911

54,500

59,543

43,482

72,963

102,663

99,994

555,928

1,406,893

Off-balance sheet items

Financial guarantees

435

1,424

2,915

2,165

2,843

847

5,303

15,990

Lease commitments

136

200

198

196

715

1,578

3,004

–

6,096

Commitments to extend credit

2,039

5,334

8,321

10,773

14,196

40,406

164,082

17,501

3,750

266,402

Other credit-related commitments

487

1,098

1,436

1,624

1,874

207

598

93,824

101,155

Other commitments

–

472

516

Total off-balance sheet items

3,074

7,992

12,872

14,760

19,109

42,175

171,561

20,528

98,088

390,159

(1)

Trading debt securities classified as FVTPL have been included in the less than 1 month category as there is no expectation to hold these assets to their contractual maturity.

(2)

A major portion of relationship-based deposits are repayable on demand or at short notice on a contractual basis while, in practice, these customer balances form a core base for our operations and liquidity needs, as explained in the preceding Deposit and funding profile section.

42 Royal Bank of Canada Third Quarter 2019


	As at April 30, 2019
(Millions of Canadian dollars)	Less than 1 month		1 to 3 months		3 to 6 months		6 to 9 months		9 to 12 months		1 year to 2 years		2 years to 5 years		5 years and greater		With no specific maturity			Total
Assets
Cash and deposits with banks	$	57,442	$	3	$	–	$	–	$	–	$	–	$	–	$	–	$	2,314		$	59,759
Securities
Trading (1)		91,020		98		–		22		13		85		64		8,010		39,604			138,916
Investment, net of applicable allowance		1,745		5,373		2,819		2,589		4,104		12,080		29,869		42,989		507			102,075
Assets purchased under reverse repurchase agreements and securities borrowed		179,752		74,419		25,129		11,132		8,921		608		–		–		9,559			309,520
Loans, net of applicable allowance		23,935		20,676		25,332		25,340		30,879		121,194		218,327		49,019		87,690			602,392
Other
Customers’ liability under acceptances		10,415		5,666		11		2		5		–		–		–		(26	)		16,073
Derivatives		3,857		6,165		3,555		5,185		3,127		9,156		15,699		38,067		1			84,812
Other financial assets		25,014		1,287		611		390		75		149		264		1,814		2,226			31,830
Total financial assets	$	393,180	$	113,687	$	57,457	$	44,660	$	47,124	$	143,272	$	264,223	$	139,899	$	141,875		$	1,345,377
Other non-financial assets		2,080		1,352		35		1,014		333		1,503		1,482		1,468		24,232			33,499
Total assets	$	395,260	$	115,039	$	57,492	$	45,674	$	47,457	$	144,775	$	265,705	$	141,367	$	166,107		$	1,378,876
Liabilities and equity
Deposits (2)
Unsecured borrowing	$	56,402	$	40,044	$	43,148	$	33,069	$	37,624	$	37,183	$	50,801	$	16,205	$	451,183		$	765,659
Secured borrowing		2,689		6,277		7,458		4,043		5,420		6,827		21,373		6,432		–			60,519
Covered bonds		–		1,505		3,048		–		4,851		12,515		12,265		3,739		–			37,923
Other
Acceptances		10,406		5,666		11		2		5		–		–		–		9			16,099
Obligations related to securities sold short		34,049		–		–		–		–		–		–		–		–			34,049
Obligations related to assets sold under repurchase agreements and securities loaned		191,135		21,020		3,928		74		49		501		–		–		7,273			223,980
Derivatives		3,968		5,859		3,842		4,412		2,476		9,118		15,247		37,242		4			82,168
Other financial liabilities		26,724		2,180		1,798		319		433		220		684		7,664		885			40,907
Subordinated debentures		–		–		102		–		–		–		321		8,937		–			9,360
Total financial liabilities	$	325,373	$	82,551	$	63,335	$	41,919	$	50,858	$	66,364	$	100,691	$	80,219	$	459,354		$	1,270,664
Other non-financial liabilities		1,117		944		81		3,304		285		713		765		10,600		8,457			26,266
Equity		–		–		–		–		–		–		–		–		81,946			81,946
Total liabilities and equity	$	326,490	$	83,495	$	63,416	$	45,223	$	51,143	$	67,077	$	101,456	$	90,819	$	549,757		$	1,378,876
Off-balance sheet items
Financial guarantees	$	528	$	2,421	$	1,957	$	3,023	$	2,086	$	1,144	$	5,898	$	62	$	57		$	17,176
Lease commitments		69		136		200		195		192		716		1,561		3,044		–			6,113
Commitments to extend credit		2,460		5,004		7,629		9,382		14,389		37,045		165,072		18,321		2,608			261,910
Other credit-related commitments		842		1,170		1,130		1,425		1,539		357		669		121		101,324			108,577
Other commitments		98		–		–		–		–		–		–		–		482			580
Total off-balance sheet items	$	3,997	$	8,731	$	10,916	$	14,025	$	18,206	$	39,262	$	173,200	$	21,548	$	104,471		$	394,356

(1)

Trading debt securities classified as FVTPL have been included in the less than 1 month category as there is no expectation to hold these assets to their contractual maturity.

(2)

Capital management

We continue to manage our capital in accordance with our Capital Management Framework as described in our 2018 Annual Report. In addition, we continue to monitor and prepare for new regulatory capital developments, including the BCBS Basel III reforms, in order to ensure timely and accurate compliance with these requirements. For additional details on new regulatory developments that relate to our Capital Management Framework, refer to the Capital, liquidity and other regulatory developments section of our Q1 2019, Q2 2019 and of this Q3 2019 Report to Shareholders.

OSFI expects Canadian banks to meet the Basel III targets for CET1, Tier 1 and Total capital ratios. Effective January 1, 2014, OSFI allowed Canadian banks to phase in the Basel III Credit Valuation Adjustment (CVA) risk capital charge over a five-year period ending December 31, 2018. As of January 1, 2019, the CVA scalars were fully phased-in for each tier of capital, resulting in all tiers of capital having the same risk-weighted assets value. In fiscal 2018, the CVA scalars were 80%, 83% and 86% for CET1, Tier 1 and Total capital, respectively.

The Financial Stability Board (FSB) has designated us as a Global Systemically Important Bank (G-SIB). This designation requires us to maintain a higher loss absorbency requirement (common equity as a percentage of risk-weighted assets) of 1%. As the Domestic Systemically Important Bank (D-SIB) requirement is equivalent to the G-SIB requirement of 1% of RWA, the G-SIB designation had no further impact to the loss absorbency requirements on our CET1 ratio.

On April 18, 2018, OSFI released its final guideline on Total Loss Absorbing Capacity (TLAC), which applies to Canadian D-SIBs as part of the Federal Government’s Bail-in regime. The guideline is consistent with the TLAC standard released on November 9, 2015 by the FSB for institutions designated as G-SIBs, but tailored to the Canadian context. The TLAC requirement is intended to address the sufficiency of a systemically important bank’s loss absorbing capacity in supporting its

Royal Bank of Canada Third Quarter 2019 43

recapitalization in the event of its failure. TLAC is defined as the aggregate of Tier 1 capital, Tier 2 capital, and other TLAC instruments, which allow conversion in whole or in part into common shares under the CDIC Act and meet all of the eligibility criteria under the guideline.

TLAC requirements established two minimum standards, which are required to be met effective November 1, 2021: the risk-based TLAC ratio, which builds on the risk-based capital ratios described in the Capital Adequacy Requirements (CAR) guideline, and the TLAC leverage ratio, which builds on the leverage ratio described in OSFI’s Leverage Requirements guideline. OSFI has provided notification requiring systemically important banks to maintain a minimum TLAC ratio of 23.5%, which includes the revised Domestic Stability Buffer (DSB) effective October 31, 2019, as noted below, and a TLAC leverage ratio of 6.75%. We began issuing bail-in eligible debt in the fourth quarter of 2018 and this has contributed to improving our TLAC ratio. We expect our TLAC ratio to improve through normal course refinancing of maturing unsecured term debt.

Effective November 1, 2018, we were required to adopt OSFI’s revisions to the CAR guidelines relating to the securitization framework and the standardized approach for measuring counterparty credit risk.

The following table provides a summary of OSFI’s current regulatory target ratios under Basel III and Pillar 2 requirements. We are in compliance with all current capital and leverage requirements imposed by OSFI:

Basel III

capital and

leverage ratios

OSFI regulatory target requirements for large banks under Basel III

RBC
capital and
leverage
ratios as at
July 31,
2019

Domestic
Stability
Buffer (3)

Minimum including
Capital Buffers,
D-SIB/G-SIB
surcharge and
Domestic Stability
Buffer

Minimum

Capital

Buffers (1)

Minimum

including

Capital

Buffers

D-SIB/G-SIB

Surcharge (2)

Minimum including
Capital Buffers
and D-SIB/G-SIB
surcharge (2)

Common Equity Tier 1

> 4.5%

2.5%

> 7.0%

1.0%

> 8.0%

11.9%

1.75%

> 9.8%

Tier 1 capital

> 6.0%

2.5%

> 8.5%

1.0%

> 9.5%

13.0%

1.75%

> 11.3%

Total capital

> 8.0%

2.5%

> 10.5%

1.0%

> 11.5%

15.0%

1.75%

> 13.3%

Leverage ratio

> 3.0%

n.a.

> 3.0%

n.a.

> 3.0%

4.4%

n.a.

> 3.0%

(1)

The capital buffers include the capital conservation buffer and the countercyclical capital buffer as prescribed by OSFI.

(2)

A capital surcharge, equal to the higher of our D-SIB surcharge and the BCBS’s G-SIB surcharge, is applicable to risk-weighted capital.

(3)

In 2018, OSFI required the public disclosure of their Pillar 2 DSB. Effective April 30, 2019, OSFI raised the level for the DSB to 1.75% of RWA from 1.5%. Effective October 31, 2019, OSFI has further raised the level for the DSB to 2.0% of RWA.

n.a.

not applicable

The following table provides details on our regulatory capital, RWA, and capital and leverage ratios. Our capital position remains strong and our capital and leverage ratios remain well above OSFI regulatory targets.


	As at
(Millions of Canadian dollars, except percentage amounts and as otherwise noted)	July 31 2019		April 30 2019		October 31 2018
Capital (1)
CET1 capital	$	60,938	$	60,314	$	57,001
Tier 1 capital		66,615		65,992		63,279
Total capital		76,563		75,491		72,494
Risk-weighted Assets (RWA) used in calculation of capital ratios (1), (2)
CET1 capital RWA	$	510,664	$	510,463	$	495,528
Tier 1 capital RWA		510,664		510,463		495,993
Total capital RWA		510,664		510,463		496,459

Total capital RWA consisting of: (1)
Credit risk	$	415,977	$	414,523	$	401,534
Market risk		29,425		31,453		32,209
Operational risk		65,262		64,487		62,716
Total capital RWA	$	510,664	$	510,463	$	496,459
Capital ratios and Leverage ratio (1)
CET1 ratio		11.9%		11.8%		11.5%
Tier 1 capital ratio		13.0%		12.9%		12.8%
Total capital ratio		15.0%		14.8%		14.6%
Leverage ratio		4.4%		4.3%		4.4%
Leverage ratio exposure (billions)	$	1,529.4	$	1,521.2	$	1,450.8

(1)

Capital, RWA, and capital ratios are calculated using OSFI’s CAR guideline based on the Basel III framework. The Leverage ratio is calculated using OSFI Leverage Requirements Guideline based on the Basel III framework.

(2)

In fiscal 2018, amounts included CVA scalars of 80%, 83% and 86%, respectively.

44 Royal Bank of Canada Third Quarter 2019

Q3 2019 vs. Q2 2019

LOGO

(1)

Represents rounded figures.

(2)

Internal capital generation of $1.7 billion which represents Net income available to shareholders, less common and preferred shares dividends.

Our CET1 ratio was 11.9%, up 10 bps from last quarter, mainly reflecting internal capital generation, partially offset by higher RWA, the impact of lower discount rates in determining our pension and other post-employment benefit obligations, and share repurchases.

Our Tier 1 capital ratio of 13.0% was up 10 bps, reflecting the factors noted above under the CET1 ratio.

Our Total capital ratio of 15.0% was up 20 bps, reflecting the factors noted above under the Tier 1 ratio. Total capital ratio was also favourably impacted by the net issuance of subordinated debentures in the current quarter.

RWA increased $0.2 billion, mainly driven by business growth in wholesale and retail lending, largely offset by lower market risk and the impact of foreign exchange translation.

Our Leverage ratio of 4.4% was up 10 bps from last quarter, mainly reflecting internal capital generation, partially offset by higher leverage exposures and the impact of lower discount rates in determining our pension and other post-employment benefit obligations. The increase in leverage exposure was primarily attributable to lending, repo-style transactions, and other assets, partially offset by lower derivatives.

Selected capital management activity

The following table provides our selected capital management activity:

For the three months ended

July 31, 2019

For the nine months ended

July 31, 2019

(Millions of Canadian dollars, except number of shares)

Number of
shares (000s)

Amount

Number of
shares (000s)

Amount

Tier 1 capital

Common shares activity

Issued in connection with share-based compensation plans (1)

545

1,230

Purchased for cancellation

(1,914

)

(24

)

(5,705

)

(70

)

Issuance of preferred shares, Series BO (2) (3)

–

14,000

350

Redemption of preferred shares, Series AD (2)

–

(10,000

)

(250

)

Redemption of preferred shares, Series AJ (2)

–

(13,579

)

(339

)

Redemption of preferred shares, Series AK (2)

–

(2,421

)

(61

)

Redemption of preferred shares, Series AL (2)

–

(12,000

)

(300

)

Tier 2 capital

Issuance of July 25, 2029 subordinated debentures (2) (3)

1,500

Redemption of July 17, 2024 subordinated debentures (2)

(1,000

)

(1,000

)

(1)

Amounts include cash received for stock options exercised during the period and includes fair value adjustments to stock options.

(2)

For further details, refer to Note 9 of our Condensed Financial Statements.

(3)

Non-Viable Contingent Capital (NVCC) instruments.

On February 23, 2018, we announced a normal course issuer bid (NCIB) to purchase up to 30 million of our common shares. This NCIB was completed on February 26, 2019, with 9.7 million common shares repurchased and cancelled at a total cost of approximately $947 million.

On February 27, 2019, we announced an NCIB program to purchase up to 20 million of our common shares, commencing on March 1, 2019 and continuing until February 29, 2020, or such earlier date as we complete the repurchase of all shares permitted under the bid. Since the inception of this NCIB, the total number of common shares repurchased and cancelled was approximately 2.0 million, at a cost of approximately $208 million.

For the three months ended July 31, 2019, the total number of common shares repurchased and cancelled under our NCIB programs was approximately 1.9 million. The total cost of the shares repurchased was $197 million.

For the nine months ended July 31, 2019, the total number of common shares repurchased and cancelled under our NCIB programs was approximately 5.7 million. The total cost of the shares repurchased was $556 million.

We determine the amount and timing of the purchases under the NCIB, subject to prior consultation with OSFI. Purchases may be made through the TSX, the NYSE and other designated exchanges and alternative Canadian trading systems. The price paid for repurchased shares is at the prevailing market price at the time of acquisition.

Royal Bank of Canada Third Quarter 2019 45

On February 24, 2019, we redeemed all 2.4 million Non-Cumulative Floating Rate First Preferred Shares Series AK, all 13.6 million Non-Cumulative 5-Year Rate Reset First Preferred Shares Series AJ, and all 12 million Non-Cumulative 5-Year Rate Reset First Preferred Shares Series AL, at a price of $25 per share.

On July 17, 2019, we redeemed all $1,000 million of our outstanding NVCC 3.04% subordinated debentures due on July 17, 2024 for 100% of their principal amount plus interest accrued to, but excluding, the redemption date.

On July 25, 2019, we issued $1,500 million of NVCC subordinated debentures. The notes bear interest at a fixed rate of 2.74% per annum until July 25, 2024, and at the three-month Canadian Dollar Offered Rate (CDOR) plus 0.98% thereafter until their maturity on July 25, 2029.

Selected share data

As at July 31, 2019

(Millions of Canadian dollars,

except number of shares and as otherwise noted)

Number of
shares (000s)

Amount

Dividends
declared per
share

Common shares issued (1)

1,434,554

17,652

$ 1.02

Treasury shares – common shares

(600

)

(59

)

Common shares outstanding

1,433,954

17,593

Stock options and awards

Outstanding

8,364

Exercisable

3,650

First preferred shares issued

Non-cumulative Series W (2)

12,000

300

$ 0.31

Non-cumulative Series AA

12,000

300

0.28

Non-cumulative Series AC

8,000

200

0.29

Non-cumulative Series AE

10,000

250

0.28

Non-cumulative Series AF

8,000

200

0.28

Non-cumulative Series AG

10,000

250

0.28

Non-cumulative Series AZ (3), (4)

20,000

500

0.23

Non-cumulative Series BB (3), (4)

20,000

500

0.24

Non-cumulative Series BD (3), (4)

24,000

600

0.23

Non-cumulative Series BF (3), (4)

12,000

300

0.23

Non-cumulative Series BH (4)

6,000

150

0.31

Non-cumulative Series BI (4)

6,000

150

0.31

Non-cumulative Series BJ (4)

6,000

150

0.33

Non-cumulative Series BK (3), (4)

29,000

725

0.34

Non-cumulative Series BM (3), (4)

30,000

750

0.34

Non-cumulative Series BO (3), (4)

14,000

350

0.30

Non-cumulative Series C-2 (5)

US$ 16.88

Preferred shares issued

227,020

5,706

Treasury shares – preferred shares (6)

(36

)

Preferred shares outstanding

226,984

5,705

Dividends

Common

1,464

Preferred (7)

(1)

For further details about our capital management activity, refer to Note 9 of our Condensed Financial Statements.

(2)

Effective February 24, 2010, we have the right to convert these shares into common shares at our option, subject to certain restrictions.

(3)

Dividend rate will reset every five years.

(4)

NVCC instruments.

(5)

Represents 815,400 depositary shares relating to preferred shares Series C-2. Each depositary share represents one-fortieth interest in a share of Series C-2.

(6)

Positive amounts represent a short position in treasury shares.

(7)

Dividends on preferred shares excludes distributions to non-controlling interests.

As at August 16, 2019, the number of outstanding common shares was 1,434,093,805 net of treasury shares held of 460,732, and the number of stock options and awards was 8,363,129.

NVCC provisions require the conversion of the capital instrument into a variable number of common shares in the event that OSFI deems a bank to be non-viable or a federal or provincial government in Canada publicly announces that a bank has accepted or agreed to accept a capital injection. If a NVCC trigger event were to occur, our NVCC capital instruments, which are the preferred shares Series AZ, BB, BD, BF, BH, BI, BJ, BK, BM, BO, and subordinated debentures due on September 29, 2026, June 4, 2025, January 20, 2026, January 27, 2026 and July 25, 2029, would be converted into RBC common shares pursuant to an automatic conversion formula with a conversion price based on the greater of: (i) a contractual floor price of $5.00, and (ii) the current market price of our common shares at the time of the trigger event (10-day weighted average). Based on a floor price of $5.00 and including an estimate for accrued dividends and interest, these NVCC capital instruments would convert into a maximum of 2,975 million RBC common shares, in aggregate, which would represent a dilution impact of 67.48% based on the number of RBC common shares outstanding as at July 31, 2019.

46 Royal Bank of Canada Third Quarter 2019

Capital, liquidity, and other regulatory developments

Interest rate risk management guidelines

On May 30, 2019, OSFI revised its Interest Rate Risk Management guidelines which is a framework to identify, assess and manage interest rate risk. We will be required to implement the new guidelines on January 1, 2020. We are currently assessing the impact of the guidelines and do not anticipate any issues with meeting the January 1, 2020 effective date.

Domestic stability buffer (DSB)

In June 2019, OSFI announced that the DSB will be increased from 1.75% to 2.00% of total RWA, effective October 31, 2019. This change is to reflect OSFI’s view that key vulnerabilities such as Canadian household indebtedness, asset imbalances and institutional indebtedness to D-SIBs remain elevated. We do not anticipate any challenges in meeting this requirement by the effective date.

Basel III reforms

On July 18, 2019, OSFI revised its capital requirements for operational risk applicable to deposit taking institutions. Currently, we are required to apply the higher of the current Basel III Standardized Approach (SA) and the Advanced Measurement Approach (AMA) for measuring operational risk. Effective Q1 2020, institutions will be required to use the current SA as the use of AMA will no longer be effective. We do not expect an impact to our capital ratios resulting from this change. In addition, revisions to the Basel III Standardized Approach will be effective Q1 2021, one year in advance of BCBS requirements, and we are currently assessing the impact on adoption.

For a discussion on risk factors resulting from these and other regulatory developments which may affect our business and financial results, refer to the Risk management – Top and emerging risks and Legal and regulatory environment risk sections of our 2018 Annual Report and the Economic, market and regulatory review and outlook section of our Q1 2019, Q2 2019 and of this Q3 2019 Report to Shareholders. For further details on our framework and activities to manage risks, refer to the risk and Capital management sections of our 2018 Annual Report and the Risk management and Capital management sections of this Q3 2019 Report to Shareholders.

Accounting and control matters

Summary of accounting policies and estimates

Our Condensed Financial Statements are presented in compliance with International Accounting Standard (IAS) 34 Interim Financial Reporting. Our significant accounting policies are described in Note 2 of our audited 2018 Annual Consolidated Financial Statements and our Q3 2019 Condensed Financial Statements.

Changes in accounting policies and disclosures

Changes in accounting policies

During the first quarter, we adopted IFRS 15 Revenue from Contracts with Customers (IFRS 15). As permitted by the transition provisions of IFRS 15, we elected not to restate comparative period results; accordingly, all comparative period information prior to the first quarter of 2019 is presented in accordance with our previous accounting policies, as described in our 2018 Annual Report. As a result of the adoption of IFRS 15, we adjusted our opening retained earnings as at November 1, 2018 to align the recognition of certain fees with the transfer of the performance obligations. Refer to Note 2 of our Condensed Financial Statements for details of these changes.

Future changes in accounting policies and disclosures

In January 2016, the IASB issued IFRS 16 Leases (IFRS 16), which sets out the principles for the recognition, measurement, presentation and disclosure of leases. The standard removes the current requirement for lessees to classify leases as finance leases or operating leases by introducing a single lessee accounting model that requires the recognition of lease assets and lease liabilities on the balance sheet for most leases. Lessees will also recognize depreciation expense on the lease asset and interest expense on the lease liability in the statement of income. There are no significant changes to lessor accounting aside from enhanced disclosure requirements.

IFRS 16 will be effective for us on November 1, 2019. We plan to adopt IFRS 16 by adjusting our Consolidated Balance Sheet at November 1, 2019, the date of initial application, with no restatement of comparative periods.

Our transition to IFRS 16 includes a centralized enterprise-wide program and governance structure led by Finance to assess our existing lease portfolio and the impact on systems, processes, training, communication and financial reporting. We are finalizing upgrades to our systems, processes and internal controls as well as assessing the quantification of our lease assets and liabilities, the impact on the capital ratios and developing the additional disclosures required by the new standard.

As we prepare for our transition to IFRS 16, we will continue to monitor industry interpretations of the new standard and assess the potential impact to our implementation.

Other future changes in accounting policies and disclosures that are not yet effective for us are described in Note 2 of our audited 2018 Annual Consolidated Financial Statements.

Royal Bank of Canada Third Quarter 2019 47

Controls and procedures

Disclosure controls and procedures

As of July 31, 2019, management evaluated, under the supervision of and with the participation of the President and Chief Executive Officer and the Chief Financial Officer, the effectiveness of our disclosure controls and procedures as defined under rules adopted by the U.S. SEC. Based on that evaluation, the President and Chief Executive Officer and the Chief Financial Officer concluded that our disclosure controls and procedures were effective as of July 31, 2019.

Internal control over financial reporting

No changes were made in our internal control over financial reporting during the quarter ended July 31, 2019 that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

Related party transactions

In the ordinary course of business, we provide normal banking services and operational services, and enter into other transactions with associated and other related corporations, including our joint venture entities, on terms similar to those offered to non-related parties. We grant loans to directors, officers and other employees at rates normally accorded to preferred clients. In addition, we offer deferred share and other plans to non-employee directors, executives and certain other key employees. For further information, refer to Notes 11 and 26 of our audited 2018 Annual Consolidated Financial Statements.

48 Royal Bank of Canada Third Quarter 2019

EDTF recommendations index

We aim to present transparent, high-quality risk disclosures by providing disclosures in our 2018 Annual Report, Q3 2019 Report to Shareholders (RTS), Supplementary Financial Information package (SFI), and Pillar 3 Report, in accordance with recommendations from the Financial Stability Board’s (FSB) Enhanced Disclosure Task Force (EDTF). Information within the SFI and Pillar 3 Report is not and should not be considered incorporated by reference into our Q3 2019 Report to Shareholders.

The following index summarizes our disclosure by EDTF recommendation:


			Location of disclosure
Type of Risk	Recommendation	Disclosure	RTS page	Annual Report page	SFI page
General	1	Table of contents for EDTF risk disclosure	48	112	1
	2	Define risk terminology and measures		50, 52-55 213-214	–
	3	Top and emerging risks		50-51	–
	4	New regulatory ratios	42-43	91-93	–
Risk governance, risk management and business model	5	Risk management organization		50, 52-55	–
	6	Risk culture		52-55	–
	7	Risk in the context of our business activities		98	–
	8	Stress testing		53-54, 67	–
Capital adequacy and risk-weighted assets (RWA)	9	Minimum Basel III capital ratios and Domestic systemically important bank surcharge	43	91-93	–
	10	Composition of capital and reconciliation of the accounting balance sheet to the regulatory balance sheet		–	20-23
	11	Flow statement of the movements in regulatory capital		–	24
	12	Capital strategic planning		90-93	–
	13	RWA by business segments		–	26
	14	Analysis of capital requirement, and related measurement model information		56-59	25,*
	15	RWA credit risk and related risk measurements		–	*
	16	Movement of risk-weighted assets by risk type		–	26
	17	Basel back-testing		53, 56-57	40
Liquidity	18	Quantitative and qualitative analysis of our liquidity reserve	34-35	73-75, 79-80	–
Funding	19	Encumbered and unencumbered assets by balance sheet category, and contractual obligations for rating downgrades	36, 39	75, 78	–
	20	Maturity analysis of consolidated total assets, liabilities and off-balance sheet commitments analyzed by remaining contractual maturity at the balance sheet date	41-42	80-81	–
	21	Sources of funding and funding strategy	36-38	75-77	–
Market risk	22	Relationship between the market risk measures for trading and non-trading portfolios and the balance sheet	33-34	71-72	–
	23	Decomposition of market risk factors	29-32	67-70	–
	24	Market risk validation and back-testing		67	–
	25	Primary risk management techniques beyond reported risk measures and parameters		67-70	–
Credit risk	26	Bank’s credit risk profile	22-29	56-66, 159-165	29-40,*
		Quantitative summary of aggregate credit risk exposures that reconciles to the balance sheet	66-70	106-111	*
	27	Policies for identifying impaired loans		57-59, 101-102, 123-126, 128-129	–
	28	Reconciliation of the opening and closing balances of impaired loans and impairment allowances during the year		–	31, 36
	29	Quantification of gross notional exposure for OTC derivatives or exchange-traded derivatives		60	42
	30	Credit risk mitigation, including collateral held for all sources of credit risk		59	39
Other	31	Other risk types		83-90	–
Other	32	Publicly known risk events		86-87, 202-203	–

These disclosure requirements are satisfied or partially satisfied by disclosures provided in our Pillar 3 Reports as at July 31, 2019 and October 31, 2018.

Royal Bank of Canada Third Quarter 2019 49

Interim Condensed Consolidated Financial Statements (unaudited)

Interim Condensed Consolidated Balance Sheets (unaudited)


	As at
(Millions of Canadian dollars)	July 31 2019			October 31 2018

Assets
Cash and due from banks	$	26,863		$	30,209

Interest-bearing deposits with banks		31,553			36,471

Securities
Trading		140,421			128,258
Investment, net of applicable allowance (Note 4)		100,240			94,608
		240,661			222,866

Assets purchased under reverse repurchase agreements and securities borrowed		309,640			294,602

Loans (Note 5)
Retail		416,583			399,452
Wholesale		198,941			180,278
		615,524			579,730
Allowance for loan losses (Note 5)		(3,131	)		(2,912	)
		612,393			576,818

Segregated fund net assets		1,602			1,368
Other
Customers’ liability under acceptances		17,101			15,641
Derivatives		98,774			94,039
Premises and equipment		3,058			2,832
Goodwill		11,115			11,137
Other intangibles		4,735			4,687
Other assets		49,398			44,064
		184,181			172,400
Total assets	$	1,406,893		$	1,334,734

Liabilities and equity
Deposits (Note 6)
Personal	$	287,929		$	270,154
Business and government		563,343			534,371
Bank		29,939			32,521
		881,211			837,046

Segregated fund net liabilities		1,602			1,368
Other
Acceptances		17,124			15,662
Obligations related to securities sold short		33,602			32,247
Obligations related to assets sold under repurchase agreements and securities loaned		220,027			206,814
Derivatives		96,857			90,238
Insurance claims and policy benefit liabilities		11,480			10,000
Other liabilities		52,794			52,273
		431,884			407,234

Subordinated debentures		9,818			9,131
Total liabilities		1,324,515			1,254,779

Equity attributable to shareholders
Preferred shares (Note 9)		5,705			6,309
Common shares (Note 9)		17,593			17,617
Retained earnings		54,716			51,112
Other components of equity		4,265			4,823
		82,279			79,861
Non-controlling interests		99			94
Total equity		82,378			79,955
Total liabilities and equity	$	1,406,893		$	1,334,734

The accompanying notes are an integral part of these Interim Condensed Consolidated Financial Statements.

50 Royal Bank of Canada Third Quarter 2019

Interim Condensed Consolidated Statements of Income (unaudited)


	For the three months ended					For the nine months ended
	July 31		July 31			July 31		July 31
(Millions of Canadian dollars, except per share amounts)	2019		2018			2019		2018
Interest and dividend income (Note 3)
Loans	$	6,394	$	5,484		$	18,677	$	15,516
Securities		1,770		1,486			5,168		4,236
Assets purchased under reverse repurchase agreements and securities borrowed		2,353		1,501			6,692		3,894
Deposits and other		93		155			354		385
		10,610		8,626			30,891		24,031
Interest expense (Note 3)
Deposits and other		3,254		2,633			9,682		6,840
Other liabilities		2,218		1,312			6,165		3,494
Subordinated debentures		90		85			275		235
		5,562		4,030			16,122		10,569
Net interest income		5,048		4,596			14,769		13,462

Non-interest income
Insurance premiums, investment and fee income		1,463		1,290			4,557		3,240
Trading revenue		140		234			748		788
Investment management and custodial fees		1,440		1,347			4,271		3,990
Mutual fund revenue		924		908			2,696		2,655
Securities brokerage commissions		324		334			982		1,023
Service charges		480		458			1,414		1,341
Underwriting and other advisory fees		488		541			1,387		1,539
Foreign exchange revenue, other than trading		252		273			744		831
Card service revenue		272		266			820		790
Credit fees		322		378			925		1,023
Net gains on investment securities		26		26			109		114
Share of profit in joint ventures and associates		21		(26	)		50		13
Other		344		400			1,160		1,098
		6,496		6,429			19,863		18,445
Total revenue		11,544		11,025			34,632		31,907

Provision for credit losses (Notes 4 and 5)		425		346			1,365		954

Insurance policyholder benefits, claims and acquisition expense		1,046		925			3,431		2,182

Non-interest expense
Human resources (Note 7)		3,615		3,521			10,880		10,347
Equipment		449		416			1,325		1,174
Occupancy		409		393			1,211		1,158
Communications		281		260			794		733
Professional fees		328		359			923		961
Amortization of other intangibles		299		271			888		798
Other		611		638			1,799		1,780
		5,992		5,858			17,820		16,951
Income before income taxes		4,081		3,896			12,016		11,820
Income taxes		818		787			2,351		2,639
Net income	$	3,263	$	3,109		$	9,665	$	9,181

Net income attributable to:
Shareholders	$	3,263	$	3,101		$	9,659	$	9,153
Non-controlling interests		–		8			6		28
	$	3,263	$	3,109		$	9,665	$	9,181
Basic earnings per share (in dollars) (Note 10)	$	2.23	$	2.10		$	6.59	$	6.19
Diluted earnings per share (in dollars) (Note 10)		2.22		2.10			6.57		6.16
Dividends per common share (in dollars)		1.02		0.94			3.02		2.79

The accompanying notes are an integral part of these Interim Condensed Consolidated Financial Statements.

Royal Bank of Canada Third Quarter 2019 51

Interim Condensed Consolidated Statements of Comprehensive Income (unaudited)


	For the three months ended						For the nine months ended
(Millions of Canadian dollars)	July 31 2019			July 31 2018			July 31 2019			July 31 2018
Net income	$	3,263		$	3,109		$	9,665		$	9,181
Other comprehensive income (loss), net of taxes
Items that will be reclassified subsequently to income:
Net change in unrealized gains (losses) on debt securities and loans at fair value through other comprehensive income
Net unrealized gains (losses) on debt securities and loans at fair value through other comprehensive income		79			43			218			5
Provision for credit losses recognized in income		(2	)		(9	)		(12	)		15
Reclassification of net losses (gains) on debt securities and loans at fair value through other comprehensive income to income		(15	)		(13	)		(75	)		(76	)
		62			21			131			(56	)
Foreign currency translation adjustments
Unrealized foreign currency translation gains (losses)		(1,246	)		415			(115	)		387
Net foreign currency translation gains (losses) from hedging activities		590			(78	)		126			(130	)
Reclassification of losses (gains) on foreign currency translation to income		–			–			2			–
Reclassification of losses (gains) on net investment hedging activities to income		–			–			2			–
		(656	)		337			15			257
Net change in cash flow hedges
Net gains (losses) on derivatives designated as cash flow hedges		(118	)		(45	)		(616	)		162
Reclassification of losses (gains) on derivatives designated as cash flow hedges to income		11			28			(88	)		19
		(107	)		(17	)		(704	)		181
Items that will not be reclassified subsequently to income:
Remeasurements of employee benefit plans (Note 7)		(581	)		464			(1,067	)		597
Net fair value change due to credit risk on financial liabilities designated as at fair value through profit or loss		118			(13	)		92			113
Net gains (losses) on equity securities designated at fair value through other comprehensive income		(10	)		2			27			1
		(473	)		453			(948	)		711
Total other comprehensive income (loss), net of taxes		(1,174	)		794			(1,506	)		1,093
Total comprehensive income (loss)	$	2,089		$	3,903		$	8,159		$	10,274
Total comprehensive income attributable to:
Shareholders	$	2,090		$	3,894		$	8,153		$	10,245
Non-controlling interests		(1	)		9			6			29
	$	2,089		$	3,903		$	8,159		$	10,274

The income tax effect on the Interim Condensed Consolidated Statements of Comprehensive Income is shown in the table below.


	For the three months ended						For the nine months ended
(Millions of Canadian dollars)	July 31 2019			July 31 2018			July 31 2019			July 31 2018
Income taxes on other comprehensive income
Net unrealized gains (losses) on debt securities and loans at fair value through other comprehensive income	$	17		$	20		$	61		$	22
Provision for credit losses recognized in income		–			9			–			5
Reclassification of net losses (gains) on debt securities and loans at fair value through other comprehensive income to income		(7	)		(10	)		(39	)		(40	)
Unrealized foreign currency translation gains (losses)		–			1			2			1
Net foreign currency translation gains (losses) from hedging activities		207			(23	)		47			(43	)
Reclassification of losses (gains) on net investment hedging activities to income		–			–			1			–
Net gains (losses) on derivatives designated as cash flow hedges		(40	)		(16	)		(219	)		89
Reclassification of losses (gains) on derivatives designated as cash flow hedges to income		4			10			(32	)		(24	)
Remeasurements of employee benefit plans		(208	)		166			(378	)		216
Net fair value change due to credit risk on financial liabilities designated as at fair value through profit or loss		43			(4	)		33			42
Net gains (losses) on equity securities designated at fair value through other comprehensive income		12			1			5			(3	)
Total income tax expenses (recoveries)	$	28		$	154		$	(519	)	$	265

The accompanying notes are an integral part of these Interim Condensed Consolidated Financial Statements.

52 Royal Bank of Canada Third Quarter 2019

Interim Condensed Consolidated Statements of Changes in Equity (unaudited)

For the three months ended July 31, 2019

Other components of equity

(Millions of Canadian dollars)

Preferred
shares

Common
shares

Treasury
shares –
preferred

Treasury
shares –
common

Retained
earnings

Available-

for-sale

securities

FVOCI
securities
and loans

Foreign
currency
translation

Cash flow
hedges

Total other
components
of equity

Equity
attributable to
shareholders

Non-controlling
interests

Total
equity

Balance at beginning of period

5,706

17,638

–

(104

)

53,640

4,817

4,965

81,845

101

81,946

Changes in equity

Issues of share capital

–

Common shares purchased for cancellation

–

(24

)

–

(173

)

–

(197

)

–

(197

)

Redemption of preferred shares

–

Sales of treasury shares

–

1,039

–

1,059

–

1,059

Purchases of treasury shares

–

(21

)

(994

)

–

(1,015

)

–

(1,015

)

Share-based compensation awards

–

)

–

)

–

)

Dividends on common shares

–

(1,464

)

–

(1,464

)

–

(1,464

)

Dividends on preferred shares and other

–

(66

)

–

(66

)

(67

)

Other

–

)

–

)

–

)

Net income

–

3,263

–

3,263

–

3,263

Total other comprehensive income (loss), net of taxes

–

(473

)

(655

)

(107

)

(700

)

(1,173

)

(1,174

)

Balance at end of period

5,706

17,652

)

(59

)

54,716

119

4,162

(16

)

4,265

82,279

82,378

For the three months ended July 31, 2018

Other components of equity

(Millions of Canadian dollars)

Preferred
shares

Common
shares

Treasury
shares –
preferred

Treasury
shares –
common

Retained
earnings

Available-

for-sale

securities

FVOCI
securities
and loans

Foreign
currency
translation

Cash flow
hedges

Total other
components
of equity

Equity
attributable to
shareholders

Non-controlling
interests

Total
equity

Balance at beginning of period

6,306

17,634

)

(95

)

47,405

3,465

629

4,178

75,425

600

76,025

Changes in equity

Issues of share capital

–

Common shares purchased for cancellation

–

(16

)

–

(112

)

–

(128

)

–

(128

)

Redemption of preferred shares

–

Redemption of trust capital securities

–

(500

)

(500

)

Sales of treasury shares

–

1,292

–

1,361

–

1,361

Purchases of treasury shares

–

(66

)

(1,306

)

–

(1,372

)

–

(1,372

)

Share-based compensation awards

–

)

–

)

–

)

Dividends on common shares

–

(1,355

)

–

(1,355

)

–

(1,355

)

Dividends on preferred shares and other

–

(71

)

–

(71

)

(18

)

(89

)

Other

–

Net income

–

3,101

–

3,101

3,109

Total other comprehensive income (loss), net of taxes

–

453

336

(17

)

340

793

794

Balance at end of period

6,306

17,642

–

(109

)

49,424

105

3,801

612

4,518

77,781

77,872

Royal Bank of Canada Third Quarter 2019 53


	For the nine months ended July 31, 2019
																Other components of equity
(Millions of Canadian dollars)	Preferred shares			Common shares			Treasury shares – preferred			Treasury shares – common			Retained earnings			Available- for-sale securities			FVOCI securities and loans			Foreign currency translation		Cash flow hedges			Total other components of equity			Equity attributable to shareholders			Non-controlling interests			Total equity
Balance at beginning of period	$	6,306		$	17,635		$	3		$	(18	)	$	51,112					$	(12	)	$	4,147	$	688		$	4,823		$	79,861		$	94		$	79,955
Transition adjustment (Note 2)		–			–			–			–			(70	)					–			–		–			–			(70	)		–			(70	)
Adjusted balance at beginning of period	$	6,306		$	17,635		$	3		$	(18	)	$	51,042					$	(12	)	$	4,147	$	688		$	4,823		$	79,791		$	94		$	79,885
Changes in equity
Issues of share capital		350			87			–			–			–						–			–		–			–			437			–			437
Common shares purchased for cancellation		–			(70	)		–			–			(486	)					–			–		–			–			(556	)		–			(556	)
Redemption of preferred shares		(950	)		–			–			–			–						–			–		–			–			(950	)		–			(950	)
Sales of treasury shares		–			–			145			3,840			–						–			–		–			–			3,985			–			3,985
Purchases of treasury shares		–			–			(149	)		(3,881	)		–						–			–		–			–			(4,030	)		–			(4,030	)
Share-based compensation awards		–			–			–			–			(15	)					–			–		–			–			(15	)		–			(15	)
Dividends on common shares		–			–			–			–			(4,337	)					–			–		–			–			(4,337	)		–			(4,337	)
Dividends on preferred shares and other		–			–			–			–			(205	)					–			–		–			–			(205	)		(1	)		(206	)
Other		–			–			–			–			6						–			–		–			–			6			–			6
Net income		–			–			–			–			9,659						–			–		–			–			9,659			6			9,665
Total other comprehensive income (loss), net of taxes		–			–			–			–			(948	)					131			15		(704	)		(558	)		(1,506	)		–			(1,506	)
Balance at end of period	$	5,706		$	17,652		$	(1	)	$	(59	)	$	54,716					$	119		$	4,162	$	(16	)	$	4,265		$	82,279		$	99		$	82,378

	For the nine months ended July 31, 2018
																Other components of equity
(Millions of Canadian dollars)	Preferred shares			Common shares			Treasury shares – preferred			Treasury shares – common			Retained earnings			Available- for-sale securities			FVOCI securities and loans			Foreign currency translation		Cash flow hedges			Total other components of equity			Equity attributable to shareholders			Non-controlling interests			Total equity
Balance at beginning of period	$	6,413		$	17,730		$	–		$	(27	)	$	45,359		$	378		$			$	3,545	$	431		$	4,354		$	73,829		$	599		$	74,428
Transition adjustment		–			–			–			–			(558	)		(378	)		299			–		–			(79	)		(637	)		–			(637	)
Adjusted balance at beginning of period	$	6,413		$	17,730		$	–		$	(27	)	$	44,801		$	–		$	299		$	3,545	$	431		$	4,275		$	73,192		$	599		$	73,791
Changes in equity
Issues of share capital		–			69			–			–			–						–			–		–			–			69			–			69
Common shares purchased for cancellation		–			(157	)		–			–			(1,118	)					–			–		–			–			(1,275	)		–			(1,275	)
Redemption of preferred shares		(107	)		–			–			–			2						–			–		–			–			(105	)		–			(105	)
Redemption of trust capital securities		–			–			–			–			–						–			–		–			–			–			(500	)		(500	)
Sales of treasury shares		–			–			202			4,061			–						–			–		–			–			4,263			–			4,263
Purchases of treasury shares		–			–			(202	)		(4,143	)		–						–			–		–			–			(4,345	)		–			(4,345	)
Share-based compensation awards		–			–			–			–			(6	)					–			–		–			–			(6	)		–			(6	)
Dividends on common shares		–			–			–			–			(4,030	)					–			–		–			–			(4,030	)		–			(4,030	)
Dividends on preferred shares and other		–			–			–			–			(214	)					–			–		–			–			(214	)		(37	)		(251	)
Other		–			–			–			–			125						(138	)		–		–			(138	)		(13	)		–			(13	)
Net income		–			–			–			–			9,153						–			–		–			–			9,153			28			9,181
Total other comprehensive income (loss), net of taxes		–			–			–			–			711						(56	)		256		181			381			1,092			1			1,093
Balance at end of period	$	6,306		$	17,642		$	–		$	(109	)	$	49,424					$	105		$	3,801	$	612		$	4,518		$	77,781		$	91		$	77,872

The accompanying notes are an integral part of these Interim Condensed Consolidated Financial Statements.

54 Royal Bank of Canada Third Quarter 2019

Interim Condensed Consolidated Statements of Cash Flows (unaudited)


	For the three months ended						For the nine months ended
(Millions of Canadian dollars)	July 31 2019			July 31 2018			July 31 2019			July 31 2018
Cash flows from operating activities
Net income	$	3,263		$	3,109		$	9,665		$	9,181
Adjustments for non-cash items and others
Provision for credit losses		425			346			1,365			954
Depreciation		157			147			464			423
Deferred income taxes		(218	)		90			(504	)		403
Amortization and impairment of other intangibles		301			272			894			799
Net changes in investments in joint ventures and associates		(21	)		26			(49	)		(9	)
Losses (Gains) on investment securities		(27	)		(24	)		(123	)		(118	)
Losses (Gains) on disposition of business		–			(40	)		–			(40	)
Adjustments for net changes in operating assets and liabilities
Insurance claims and policy benefit liabilities		474			342			1,480			323
Net change in accrued interest receivable and payable		40			79			154			23
Current income taxes		458			(86	)		(77	)		(2,597	)
Derivative assets		(13,962	)		5,672			(4,735	)		6,520
Derivative liabilities		14,689			(4,808	)		6,619			(6,045	)
Trading securities		(1,505	)		4,782			(12,163	)		4,169
Loans, net of securitizations		(10,485	)		(12,012	)		(36,240	)		(30,286	)
Assets purchased under reverse repurchase agreements and securities borrowed		(120	)		(2,986	)		(15,038	)		(43,194	)
Deposits, net of securitizations		17,110			10,213			44,165			43,964
Obligations related to assets sold under repurchase agreements and securities loaned		(3,953	)		7,252			13,213			35,086
Obligations related to securities sold short		(447	)		145			1,355			3,184
Brokers and dealers receivable and payable		(485	)		1,302			(801	)		358
Other		(2,559	)		1,692			(6,456	)		448
Net cash from (used in) operating activities		3,135			15,513			3,188			23,546
Cash flows from investing activities
Change in interest-bearing deposits with banks		(4,835	)		(12,180	)		4,918			(16,497	)
Proceeds from sale of investment securities		5,438			5,497			14,294			15,994
Proceeds from maturity of investment securities		9,776			8,071			32,074			26,956
Purchases of investment securities		(15,291	)		(14,225	)		(52,177	)		(38,877	)
Net acquisitions of premises and equipment and other intangibles		(483	)		(521	)		(1,619	)		(1,395	)
Proceeds from dispositions		–			14			–			14
Cash used in acquisitions		(27	)		–			(27	)		–
Net cash from (used in) investing activities		(5,422	)		(13,344	)		(2,537	)		(13,805	)
Cash flows from financing activities
Redemption of trust capital securities		–			(500	)		–			(500	)
Issuance of subordinated debentures		1,500			–			1,500			–
Repayment of subordinated debentures		(1,000	)		–			(1,000	)		–
Issue of common shares, net of issuance costs		29			21			68			53
Common shares purchased for cancellation		(197	)		(128	)		(556	)		(1,275	)
Issue of preferred shares, net of issuance costs		–			–			350			–
Redemption of preferred shares		–			–			(950	)		(105	)
Sales of treasury shares		1,059			1,361			3,985			4,263
Purchases of treasury shares		(1,015	)		(1,372	)		(4,030	)		(4,345	)
Dividends paid		(1,531	)		(1,427	)		(4,495	)		(4,214	)
Dividends/distributions paid to non-controlling interests		(1	)		(18	)		(1	)		(37	)
Change in short-term borrowings of subsidiaries		(2,293	)		(898	)		793			–
Net cash from (used in) financing activities		(3,449	)		(2,961	)		(4,336	)		(6,160	)
Effect of exchange rate changes on cash and due from banks		(442	)		42			339			27
Net change in cash and due from banks		(6,178	)		(750	)		(3,346	)		3,608
Cash and due from banks at beginning of period (1)		33,041			32,765			30,209			28,407
Cash and due from banks at end of period (1)	$	26,863		$	32,015		$	26,863		$	32,015
Cash flows from operating activities include:
Amount of interest paid	$	5,183		$	3,662		$	14,978		$	9,668
Amount of interest received		10,135			8,278			29,612			22,967
Amount of dividends received		651			446			1,632			1,285
Amount of income taxes paid		625			908			2,374			5,076

(1)

We are required to maintain balances with central banks and other regulatory authorities. The total balances were $2.3 billion as at July 31, 2019 (April 30, 2019 – $2.3 billion; October 31, 2018 – $2.4 billion; July 31, 2018 – $2.7 billion; April 30, 2018 – $2.6 billion; October 31, 2017 – $2.3 billion).

The accompanying notes are an integral part of these Interim Condensed Consolidated Financial Statements.

Royal Bank of Canada Third Quarter 2019 55

Note 1 General information

Our unaudited Interim Condensed Consolidated Financial Statements (Condensed Financial Statements) are presented in compliance with International Accounting Standard (IAS) 34 Interim Financial Reporting. The Condensed Financial Statements do not include all the information and disclosures required in the annual financial statements and should be read in conjunction with our audited 2018 Annual Consolidated Financial Statements and the accompanying notes included on pages 113 to 211 in our 2018 Annual Report. Tabular information is stated in millions of Canadian dollars, except per share amounts and percentages. On August 20, 2019, the Board of Directors authorized the Condensed Financial Statements for issue.

Note 2 Summary of significant accounting policies, estimates and judgments

Except as indicated below, the Condensed Financial Statements have been prepared using the same accounting policies and methods used in preparation of our audited 2018 Annual Consolidated Financial Statements. Our significant accounting policies and future changes in accounting policies and disclosures that are not yet effective for us are described in Note 2 of our audited 2018 Annual Consolidated Financial Statements.

Changes in accounting policies

During the first quarter, we adopted IFRS 15 Revenue from Contracts with Customers (IFRS 15). As permitted by the transition provisions of IFRS 15, we elected not to restate comparative period results; accordingly, all comparative period information is presented in accordance with our previous accounting policies, as described in our 2018 Annual Report. As a result of the adoption of IFRS 15, we reduced our opening retained earnings by $70 million, on an after tax basis as at November 1, 2018 (the date of initial application), to align the recognition of certain fees with the transfer of the performance obligations.

Commissions and fees

Commissions and fees primarily relate to Investment management and custodial fees, Mutual fund revenue, Securities brokerage commissions, Services charges, Underwriting and other advisory fees, Card service revenue and Credit fees, and are recognized based on the applicable service contracts with customers.

Investment management and custodial fees and Mutual fund revenue are generally calculated as a percentage of daily or period-end net asset values based on the terms of the contract with customers and are received monthly, quarterly, semi-annually or annually, depending on the terms of the contract. Investment management and custodial fees are generally derived from assets under management (AUM) when our clients solicit the investment capabilities of an investment manager or from assets under administration (AUA) where the investment strategy is directed by the client or a designated third party manager. Mutual fund revenue is derived from the daily net asset value (NAV) of the mutual funds. Investment management and custodial fees and Mutual fund revenue are recognized over time when the service is provided to the customer provided that it is highly probable that a significant reversal in the amount of revenue recognized will not occur.

Commissions earned on Securities brokerage services and Service charges that are related to the provision of specific transaction type services are recognized when the service is fulfilled. Where services are provided over time, revenue is recognized as the services are provided.

Underwriting and other advisory fees primarily relate to underwriting of new issuances of debt or equity and various advisory services. Underwriting fees are generally expressed as a percentage of the funds raised through issuance and are recognized when the service has been completed. Advisory fees vary depending on the scope and type of engagement and can be fixed in nature or contingent on a future event. Advisory fees are recognized over the period in which the service is provided and are recognized only to the extent that it is highly probable that a significant reversal in the amount of revenue will not occur.

Card service revenue primarily includes interchange revenue and annual card fees. Interchange revenue is calculated as a fixed percentage of the transaction amount and recognized when the card transaction is settled. Annual card fees are fixed fees and are recognized over a twelve month period.

Credit fees are primarily earned for arranging syndicated loans and making credit available on undrawn facilities. The timing of the recognition of credit fees varies based on the nature of the services provided.

When service fees and other costs are incurred in relation to commissions and fees earned, we record these costs on a gross basis in either Non-interest expense – Other or Non-interest expense – Human resources based on our assessment of whether we have primary responsibility to fulfill the contract with the customer and have discretion in establishing the price for the commissions and fees earned, which may require judgment.

56 Royal Bank of Canada Third Quarter 2019

Note 3 Fair value of financial instruments

Carrying value and fair value of financial instruments

The following tables provide a comparison of the carrying and fair values for each classification of financial instruments. Embedded derivatives are presented on a combined basis with the host contracts. Refer to Note 2 and Note 3 of our audited 2018 Annual Consolidated Financial Statements for a description of the valuation techniques and inputs used in the fair value measurement of our financial instruments. There have been no significant changes to our determination of fair value during the quarter.

As at July 31, 2019

Carrying value and fair value

Carrying value

Fair value

(Millions of Canadian dollars)

Financial
instruments
classified as
FVTPL

Financial
instruments
designated as
FVTPL

Financial
instruments
classified as
FVOCI

Financial
instruments
designated as
FVOCI

Financial
instruments
measured at
amortized cost

Total carrying
amount

Total fair value

Financial assets

Interest-bearing deposits with banks

–

17,403

–

14,150

31,553

Securities

Trading

131,515

8,906

–

140,421

Investment, net of applicable allowance

–

53,757

470

46,013

46,235

100,240

100,462

131,515

8,906

53,757

470

46,013

46,235

240,661

240,883

Assets purchased under reverse repurchase agreements and securities borrowed

250,276

–

59,364

59,367

309,640

309,643

Loans, net of applicable allowance

Retail

182

240

–

413,989

415,474

414,507

415,992

Wholesale

9,129

1,713

477

–

186,567

185,858

197,886

197,177

9,311

1,953

573

–

600,556

601,332

612,393

613,169

Other

Derivatives

98,774

–

98,774

Other assets (1)

1,445

–

51,910

53,355

Financial liabilities

Deposits

Personal

134

16,177

271,618

271,868

287,929

288,179

Business and government (2)

(44

)

115,832

447,555

448,732

563,343

564,520

Bank (3)

–

2,948

26,991

27,018

29,939

29,966

134,957

746,164

747,618

881,211

882,665

Other

Obligations related to securities sold short

33,602

–

33,602

Obligations related to assets sold under repurchase agreements and securities loaned

–

213,818

6,209

6,210

220,027

220,028

Derivatives

96,857

–

96,857

Other liabilities (4)

(1,328

)

56,109

56,083

54,836

54,810

Subordinated debentures

–

9,818

9,953

9,818

9,953

Royal Bank of Canada Third Quarter 2019 57


	As at October 31, 2018
	Carrying value and fair value									Carrying value		Fair value
(Millions of Canadian dollars)	Financial instruments classified as FVTPL			Financial instruments designated as FVTPL		Financial instruments classified as FVOCI		Financial instruments designated as FVOCI		Financial instruments measured at amortized cost		Financial instruments measured at amortized cost		Total carrying amount		Total fair value
Financial assets
Interest-bearing deposits with banks	$	–		$	20,274	$	–	$	–	$	16,197	$	16,197	$	36,471	$	36,471
Securities
Trading		121,031			7,227		–		–		–		–		128,258		128,258
Investment, net of applicable allowance		–			–		48,093		406		46,109		45,367		94,608		93,866
		121,031			7,227		48,093		406		46,109		45,367		222,866		222,124
Assets purchased under reverse repurchase agreements and securities borrowed		219,108			–		–		–		75,494		75,490		294,602		294,598
Loans, net of applicable allowance
Retail		69			190		94		–		397,102		394,051		397,455		394,404
Wholesale		7,129			1,540		458		–		170,236		168,087		179,363		177,214
		7,198			1,730		552		–		567,338		562,138		576,818		571,618
Other
Derivatives		94,039			–		–		–		–		–		94,039		94,039
Other assets (1)		1,373			–		–		–		46,205		46,205		47,578		47,578
Financial liabilities
Deposits
Personal	$	150		$	14,602					$	255,402	$	255,115	$	270,154	$	269,867
Business and government (2)		(11	)		103,446						430,936		431,158		534,371		534,593
Bank (3)		–			7,072						25,449		25,462		32,521		32,534
		139			125,120						711,787		711,735		837,046		836,994
Other
Obligations related to securities sold short		32,247			–						–		–		32,247		32,247
Obligations related to assets sold under repurchase agreements and securities loaned		–			201,839						4,975		4,976		206,814		206,815
Derivatives		90,238			–						–		–		90,238		90,238
Other liabilities (4)		(1,434	)		18						54,917		54,880		53,501		53,464
Subordinated debentures		–			–						9,131		9,319		9,131		9,319

(1)

Includes Customers’ liability under acceptances and financial instruments recognized in Other assets.

(2)

Business and government deposits include deposits from regulated deposit-taking institutions other than banks.

(3)

Bank deposits refer to deposits from regulated banks and central banks.

(4)

Includes Acceptances and financial instruments recognized in Other liabilities.

58 Royal Bank of Canada Third Quarter 2019

Note 3 Fair value of financial instruments (continued)

Fair value of assets and liabilities measured at fair value on a recurring basis and classified using the fair value hierarchy


	As at
	July 31, 2019														October 31, 2018
	Fair value measurements using								Netting adjustments			Fair value			Fair value measurements using								Netting adjustments			Fair value
(Millions of Canadian dollars)	Level 1		Level 2			Level 3			Netting adjustments			Fair value			Level 1		Level 2			Level 3			Netting adjustments			Fair value
Financial assets
Interest-bearing deposits with banks	$	–	$	17,403		$	–		$			$	17,403		$	–	$	20,274		$	–		$			$	20,274
Securities
Trading
Issued or guaranteed
Canadian government debt (1)
Federal		12,385		5,554			–						17,939			8,342		6,231			–						14,573
Provincial and municipal		–		11,043			–						11,043			–		11,350			–						11,350
U.S. state, municipal and agencies debt (1)		1,016		38,129			64						39,209			2,068		31,030			66						33,164
Other OECD government debt (2)		1,633		4,573			–						6,206			1,151		9,018			–						10,169
Mortgage-backed securities (1)		–		958			–						958			–		1,001			–						1,001
Asset-backed securities
Non-CDO securities (3)		–		844			2						846			–		1,023			110						1,133
Corporate debt and other debt		–		22,034			21						22,055			2		22,303			21						22,326
Equities		39,017		2,012			1,136						42,165			30,847		2,547			1,148						34,542
		54,051		85,147			1,223						140,421			42,410		84,503			1,345						128,258
Investment
Issued or guaranteed
Canadian government debt (1)
Federal		–		695			–						695			–		238			–						238
Provincial and municipal		–		2,098			–						2,098			–		1,554			–						1,554
U.S. state, municipal and agencies debt (1)		20		15,798			–						15,818			–		18,136			–						18,136
Other OECD government debt		–		4,692			–						4,692			–		1,470			–						1,470
Mortgage-backed securities (1)		–		2,544			27						2,571			–		2,174			–						2,174
Asset-backed securities
CDO		–		7,204			–						7,204			–		6,239			–						6,239
Non-CDO securities		–		853			–						853			–		863			–						863
Corporate debt and other debt		–		19,674			152						19,826			–		17,227			192						17,419
Equities		41		112			293						446			42		103			237						382
Loan substitute securities		–		24			–						24			–		24			–						24
		61		53,694			472						54,227			42		48,028			429						48,499
Assets purchased under reverse repurchase agreements and securities borrowed		–		250,276			–						250,276			–		219,108			–						219,108
Loans		–		11,269			568						11,837			–		8,929			551						9,480
Other
Derivatives
Interest rate contracts		–		42,885			321						43,206			1		33,862			222						34,085
Foreign exchange contracts		–		41,335			36						41,371			–		43,253			53						43,306
Credit derivatives		–		145			–						145			–		38			–						38
Other contracts		2,588		12,918			115						15,621			5,868		11,654			296						17,818
Valuation adjustments		–		(746	)		4						(742	)		–		(631	)		6						(625	)
Total gross derivatives		2,588		96,537			476						99,601			5,869		88,176			577						94,622
Netting adjustments										(827	)		(827	)										(583	)		(583	)
Total derivatives													98,774														94,039
Other assets		1,108		262			75						1,445			1,020		288			65						1,373
	$	57,808	$	514,588		$	2,814		$	(827	)		$574,383		$	49,341	$	469,306		$	2,967		$	(583	)	$	521,031
Financial Liabilities
Deposits
Personal	$	–	$	16,251		$	60		$			$	16,311		$	–	$	14,362		$	390		$			$	14,752
Business and government		–		115,788			–						115,788			–		103,440			(5	)					103,435
Bank		–		2,948			–						2,948			–		7,072			–						7,072
Other
Obligations related to securities sold short		17,690		15,912			–						33,602			17,732		14,515			–						32,247
Obligations related to assets sold under repurchase agreements and securities loaned		–		213,818			–						213,818			–		201,839			–						201,839
Derivatives
Interest rate contracts		–		35,986			902						36,888			–		29,620			726						30,346
Foreign exchange contracts		–		42,138			48						42,186			–		41,836			32						41,868
Credit derivatives		–		251			–						251			–		94			–						94
Other contracts		2,408		15,673			318						18,399			4,369		13,730			380						18,479
Valuation adjustments		–		(37	)		(3	)					(40	)		–		29			5						34
Total gross derivatives		2,408		94,011			1,265						97,684			4,369		85,309			1,143						90,821
Netting adjustments										(827	)		(827	)										(583	)		(583	)
Total derivatives													96,857														90,238
Other liabilities		166		(1,498	)		59						(1,273	)		170		(1,654	)		68						(1,416	)
	$	20,264	$	457,230		$	1,384		$	(827)		$	478,051		$	22,271	$	424,883		$	1,596		$	(583	)	$	448,167

(1)

As at July 31, 2019, residential and commercial mortgage-backed securities (MBS) included in all fair value levels of trading securities were $20,898 million and $nil (October 31, 2018 – $16,776 million and $nil), respectively, and in all fair value levels of Investment securities were $5,558 million and $1,771 million (October 31, 2018 – $4,713 million and $1,348 million), respectively.

(2)

OECD stands for Organisation for Economic Co-operation and Development.

(3)

CDO stands for collateralized debt obligations.

Royal Bank of Canada Third Quarter 2019 59

Fair value measurements using significant unobservable inputs (Level 3 Instruments)

A financial instrument is classified as Level 3 in the fair value hierarchy if one or more of its unobservable inputs may significantly affect the measurement of its fair value. In preparing the financial statements, appropriate levels for these unobservable input parameters are chosen so that they are consistent with prevailing market evidence or management judgment. Due to the unobservable nature of the prices or rates, there may be uncertainty about the valuation of these Level 3 financial instruments.

During the three months ended July 31, 2019, there were no significant changes made to the valuation techniques and ranges and weighted averages of unobservable inputs used in the determination of fair value of Level 3 financial instruments. As at July 31, 2019, the impacts of adjusting one or more of the unobservable inputs by reasonably possible alternative assumptions did not change significantly from the impacts disclosed in our 2018 Annual Consolidated Financial Statements.

Changes in fair value measurement for instruments measured on a recurring basis and categorized in Level 3


.	For the three months ended July 31, 2019
(Millions of Canadian dollars)	Fair value at beginning of period			Gains (losses) included in earnings			Gains (losses) included in OCI (1)			Purchases (issuances)			Settlement (sales) and other (2)			Transfers into Level 3			Transfers out of Level 3			Fair value at end of period			Gains (losses) included in earnings for positions still held
Assets
Securities
Trading
Issued or guaranteed
U.S. state, municipal and agencies debt	$	67		$	–		$	(1	)	$	–		$	(2	)	$	–		$	–		$	64		$	–
Asset-backed securities
Non-CDO securities		4			–			–			–			(2	)		–			–			2			1
Corporate debt and other debt		21			–			–			–			–			–			–			21			–
Equities		1,107			(20	)		(12	)		76			(34	)		20			(1	)		1,136			(9	)
		1,199			(20	)		(13	)		76			(38	)		20			(1	)		1,223			(8	)
Investment
Mortgage-backed securities		28			–			(1	)		–			–			–			–			27			n.a.
Corporate debt and other debt		146			–			5			–			1			–			–			152			n.a.
Equities		296			–			(6	)		5			(2	)		–			–			293			n.a.
Loan substitute securities		–			–			–			–			–			–			–			–			n.a.
		470			–			(2	)		5			(1	)		–			–			472			n.a.
Loans		759			9			–			276			(474	)		2			(4	)		568			(3	)
Other
Net derivative balances (3)
Interest rate contracts		(585	)		16			–			(2	)		(5	)		(9	)		4			(581	)		(4	)
Foreign exchange contracts		17			(14	)		(20	)		2			1			2			–			(12	)		4
Other contracts		(190	)		10			4			(48	)		12			2			7			(203	)		5
Valuation adjustments		6			–			–			–			1			–			–			7			–
Other assets		66			13			(1	)		–			(3	)		–			–			75			13
	$	1,742		$	14		$	(32	)	$	309		$	(507	)	$	17		$	6		$	1,549		$	7
Liabilities
Deposits
Personal	$	(192	)	$	(5	)	$	1		$	(16	)	$	16		$	(13	)	$	149		$	(60	)	$	4
Business and government		–			–			–			–			–			–			–			–			–
Other
Other liabilities		(56	)		(7	)		1			–			3			–			–			(59	)		(7	)
	$	(248	)	$	(12	)	$	2		$	(16	)	$	19		$	(13	)	$	149		$	(119	)	$	(3	)

60 Royal Bank of Canada Third Quarter 2019

Note 3 Fair value of financial instruments (continued)


.	For the three months ended July 31, 2018
(Millions of Canadian dollars)	Fair value at beginning of period			Gains (losses) included in earnings			Gains (losses) included in OCI (1)			Purchases (issuances)			Settlement (sales) and other (2)			Transfers into Level 3			Transfers out of Level 3			Fair value at end of period			Gains (losses) included in earnings for positions still held
Assets
Securities
Trading
Issued or guaranteed
U.S. state, municipal and agencies debt	$	66		$	–		$	1		$	–		$	(2	)	$	–		$	–		$	65		$	–
Asset-backed securities
Non-CDO securities		115			1			2			–			(5	)		–			–			113			1
Corporate debt and other debt		23			–			–			–			(1	)		–			–			22			–
Equities		1,000			(27	)		12			87			(16	)		30			–			1,086			(11	)
		1,204			(26	)		15			87			(24	)		30			–			1,286			(10	)
Investment
Mortgage-backed securities		–			–			–			–			–			–			–			–			n.a.
Corporate debt and other debt		33			–			1			–			–			202			–			236			n.a.
Equities		246			(1	)		(2	)		–			–			–			–			243			n.a.
Loan substitute securities		4			–			–			–			–			–			–			4			n.a.
		283			(1	)		(1	)		–			–			202			–			483			n.a.
Loans		687			2			–			131			(284	)		–			(40	)		496			2
Other
Net derivative balances (3)
Interest rate contracts		(505	)		(18	)		–			21			72			–			(6	)		(436	)		(18	)
Foreign exchange contracts		34			(10	)		(7	)		12			–			(1	)		(2	)		26			(14	)
Other contracts		(112	)		(13	)		(1	)		(71	)		3			(42	)		39			(197	)		13
Valuation adjustments		(22	)		–			–			–			18			–			–			(4	)		–
Other assets		–			–			(1	)		71			–			–			–			70			–
	$	1,569		$	(66	)	$	5		$	251		$	(215	)	$	189		$	(9	)	$	1,724		$	(27	)
Liabilities
Deposits
Personal	$	(254	)	$	(13	)	$	(1	)	$	(54	)	$	7		$	(238	)	$	84		$	(469	)	$	(11	)
Business and government		–			–			–			–			–			–			–			–			–
Other
Other liabilities		(24	)		(2	)		–			(35	)		2			–			–			(59	)		–
	$	(278	)	$	(15	)	$	(1	)	$	(89	)	$	9		$	(238	)	$	84		$	(528	)	$	(11	)

Royal Bank of Canada Third Quarter 2019 61


.	For the nine months ended July 31, 2019
(Millions of Canadian dollars)	Fair value at beginning of period			Gains (losses) included in earnings			Gains (losses) included in OCI (1)			Purchases (issuances)			Settlement (sales) and other (2)			Transfers into Level 3			Transfers out of Level 3			Fair value at end of period			Gains (losses) included in earnings for positions still held
Assets
Securities
Trading
Issued or guaranteed
U.S. state, municipal and agencies debt	$	66		$	(1	)	$	1		$	–		$	(2	)	$	–		$	–		$	64		$	–
Asset-backed securities
Non-CDO securities		110			15			–			–			(123	)		–			–			2			3
Corporate debt and other debt		21			1			–			–			(1	)		–			–			21			–
Equities		1,148			(67	)		4			226			(212	)		38			(1	)		1,136			(26	)
		1,345			(52	)		5			226			(338	)		38			(1	)		1,223			(23	)
Investment
Mortgage-backed securities		–			–			–			27			–			–			–			27			n.a.
Corporate debt and other debt		192			(3	)		18			–			(55	)		–			–			152			n.a.
Equities		237			–			14			5			37			–			–			293			n.a.
Loan substitute securities		–			–			–			–			–			–			–			–			n.a.
		429			(3	)		32			32			(18	)		–			–			472			n.a.
Loans		551			38			2			588			(478	)		55			(188	)		568			18
Other
Net derivative balances (3)
Interest rate contracts		(504	)		(79	)		–			(195	)		219			(6	)		(16	)		(581	)		(41	)
Foreign exchange contracts		21			(20	)		(11	)		3			1			1			(7	)		(12	)		4
Other contracts		(84	)		90			1			(63	)		2			(37	)		(112	)		(203	)		79
Valuation adjustments		1			–			–			–			6			–			–			7			–
Other assets		65			23			–			–			(13	)		–			–			75			23
	$	1,824		$	(3	)	$	29		$	591		$	(619	)	$	51		$	(324	)	$	1,549		$	60
Liabilities
Deposits
Personal	$	(390	)	$	(39	)	$	–		$	(49	)	$	27		$	(138	)	$	529		$	(60	)	$	(1	)
Business and government		5			–			–			–			–			–			(5	)		–			–
Other
Other liabilities		(68	)		(12	)		(1	)		1			21			–			–			(59	)		(10	)
	$	(453	)	$	(51	)	$	(1	)	$	(48	)	$	48		$	(138	)	$	524		$	(119	)	$	(11	)

62 Royal Bank of Canada Third Quarter 2019

Note 3 Fair value of financial instruments (continued)


.	For the nine months ended July 31, 2018
(Millions of Canadian dollars)	Fair value at beginning of period			Gains (losses) included in earnings			Gains (losses) included in OCI (1)			Purchases (issuances)			Settlement (sales) and other (2)			Transfers into Level 3			Transfers out of Level 3			Fair value at end of period			Gains (losses) included in earnings for positions still held
Assets
Securities
Trading
Issued or guaranteed
U.S. state, municipal and agencies debt	$	508		$	16		$	(4	)	$	–		$	(455	)	$	–		$	–		$	65		$	(2	)
Asset-backed securities
Non-CDO securities		196			27			1			–			(111	)		–			–			113			12
Corporate debt and other debt		30			(2	)		–			–			(1	)		–			(5	)		22			(1	)
Equities		923			(127	)		27			320			(89	)		34			(2	)		1,086			(48	)
		1,657			(86	)		24			320			(656	)		34			(7	)		1,286			(39	)
Investment
Mortgage-backed securities		–			–			–			–			–			–			–			–			n.a.
Corporate debt and other debt		29			(5	)		6			–			–			206			–			236			n.a.
Equities		217			(1	)		25			–			2			–			–			243			n.a.
Loan substitute securities		3			–			1			–			–			–			–			4			n.a.
		249			(6	)		32			–			2			206			–			483			n.a.
Loans		477			4			(1	)		345			(289	)		–			(40	)		496			(3	)
Other
Net derivative balances (3)
Interest rate contracts		(455	)		16			–			71			73			–			(141	)		(436	)		(2	)
Foreign exchange contracts		21			(6	)		(4	)		11			3			4			(3	)		26			(11	)
Other contracts		(181	)		35			–			(87	)		(42	)		(55	)		133			(197	)		(8	)
Valuation adjustments		(16	)		–			–			–			12			–			–			(4	)		—
Other assets		–			–			(1	)		71			–			–			–			70			—
	$	1,752		$	(43	)	$	50		$	731		$	(897	)	$	189		$	(58	)	$	1,724		$	(63	)
Liabilities
Deposits
Personal	$	(465	)	$	(58	)	$	(3	)	$	(221	)	$	33		$	(398	)	$	643		$	(469	)	$	54
Business and government		–			–			–			–			–			–			–			–			—
Other
Other liabilities		(24	)		(3	)		–			(40	)		8			–			–			(59	)		—
	$	(489	)	$	(61	)	$	(3	)	$	(261	)	$	41		$	(398	)	$	643		$	(528	)	$	54

(1)

These amounts include the foreign currency translation gains or losses arising on consolidation of foreign subsidiaries relating to the Level 3 instruments, where applicable. The unrealized gains on Investment securities recognized in OCI were $6 million for the three months ended July 31, 2019 (July 31, 2018 – gains of $1 million) and gains of $35 million for the nine months ended July 31, 2019 (July 31, 2018 – gains of $31 million), excluding the translation gains or losses arising on consolidation.

(2)

Other includes amortization of premiums or discounts recognized in net income.

(3)

Net derivatives as at July 31, 2019 included derivative assets of $476 million (July 31, 2018 – $643 million) and derivative liabilities of $1,265 million (July 31, 2018 – $1,254 million).

n.a.

not applicable

Transfers between fair value hierarchy levels for instruments carried at fair value on a recurring basis

Transfers between Level 1 and 2 are dependent on whether fair value is obtained on the basis of quoted market prices in active markets (Level 1).

During the three months ended July 31, 2019, transfers out of Level 1 to Level 2 include Trading U.S. state, municipal and agencies debt of $610 million.

During the three months ended July 31, 2019 there were no significant transfers out of Level 2 to Level 1.

Transfers between Level 2 and Level 3 are primarily due to either a change in the market observability for an input, or a change in an unobservable input’s significance to a financial instrument’s fair value.

During the three months ended July 31, 2019 there were no significant transfers out of Level 2 to Level 3.

During the three months ended July 31, 2019, significant transfers out of Level 3 to Level 2 include $149 million in Personal deposits, due to changes in the significance of the unobservable inputs.

Royal Bank of Canada Third Quarter 2019 63

Net interest income from financial instruments

Interest and dividend income arising from financial assets and financial liabilities and the associated costs of funding are reported in Net interest income.


	For the three months ended				For the nine months ended
(Millions of Canadian dollars)	July 31 2019		July 31 2018 (1)		July 31 2019		July 31 2018 (1)
Interest and dividend income (2), (3)
Financial instruments measured at fair value through profit or loss	$	3,210	$	2,109	$	8,997	$	5,617
Financial instruments measured at fair value through other comprehensive income		298		234		857		558
Financial instruments measured at amortized cost		7,102		6,283		21,037		17,856
		10,610		8,626		30,891		24,031
Interest expense (2)
Financial instruments measured at fair value through profit or loss	$	2,778	$	1,730	$	7,774	$	4,464
Financial instruments measured at amortized cost		2,784		2,300		8,348		6,105
		5,562		4,030		16,122		10,569
Net interest income	$	5,048	$	4,596	$	14,769	$	13,462

(1)

Amounts have been revised from those previously presented.

(2)

Excludes the following amounts related to our insurance operations and included in Insurance premiums, investment and fee income in the Interim Consolidated Statements of Income: For the three months ended July 31, 2019, Interest income of $123 million (July 31, 2018 – $122 million), and Interest expense of $1 million (July 31, 2018 – $nil). For the nine months ended July 31, 2019, Interest income of $366 million (July 31, 2018 – $360 million), and Interest expense of $3 million (July 31, 2018 – $3 million).

(3)

Includes dividend income for the three months ended July 31, 2019 of $614 million (July 31, 2018 – $417 million) and for the nine months ended July 31, 2019 of $1,508 million (July 31, 2018 – $1,177 million).

Note 4 Securities

Unrealized gains and losses on securities at FVOCI (1) (2)


	As at
	July 31, 2019									October 31, 2018
(Millions of Canadian dollars)	Cost/ Amortized cost		Gross unrealized gains		Gross unrealized losses			Fair value		Cost/ Amortized cost		Gross unrealized gains		Gross unrealized losses			Fair value
Issued or guaranteed
Canadian government debt
Federal (3)	$	693	$	3	$	(1	)	$	695	$	244	$	–	$	(6	)	$	238
Provincial and municipal		2,033		66		(1	)		2,098		1,578		2		(26	)		1,554
U.S. state, municipal and agencies debt (3)		15,704		206		(92	)		15,818		18,000		285		(149	)		18,136
Other OECD government debt		4,693		2		(3	)		4,692		1,469		2		(1	)		1,470
Mortgage-backed securities (3)		2,577		2		(8	)		2,571		2,176		1		(3	)		2,174
Asset-backed securities
CDO		7,228		2		(26	)		7,204		6,248		1		(10	)		6,239
Non-CDO securities		847		7		(1	)		853		856		9		(2	)		863
Corporate debt and other debt		19,762		73		(9	)		19,826		17,439		22		(42	)		17,419
Equities		233		215		(2	)		446		197		186		(1	)		382
Loan substitute securities		25		–		(1	)		24		25		–		(1	)		24
	$	53,795	$	576	$	(144	)	$	54,227	$	48,232	$	508	$	(241	)	$	48,499

(1)

Excludes $46,013 million of held-to-collect securities as at July 31, 2019 that are carried at amortized cost, net of allowance for credit losses (October 31, 2018 – $46,109 million).

(2)

Gross unrealized gains and losses includes $(1) million of allowance for credit losses on debt securities at FVOCI as at July 31, 2019 (October 31, 2018 – $11 million) recognized in income and Other components of equity.

(3)

The majority of the MBS are residential. Cost/Amortized cost, gross unrealized gains, gross unrealized losses and fair value related to commercial MBS are $1,775 million, $2 million, $6 million and $1,771 million, respectively as at July 31, 2019 (October 31, 2018 – $1,442 million, $nil, $6 million and $1,436 million, respectively).

Allowance for credit losses on investment securities

The following tables reconcile the opening and closing allowance for debt securities at FVOCI and amortized cost by stage. Reconciling items include the following:

•

Transfers between stages, which are presumed to occur before any corresponding remeasurement of the allowance.

•

Purchases, which reflect the allowance related to assets newly recognized during the period, including those assets that were derecognized following a modification of terms.

•

Sales and maturities, which reflect the allowance related to assets derecognized during the period without a credit loss being incurred, including those assets that were derecognized following a modification of terms.

•

Changes in risk, parameters and exposures, which comprise the impact of changes in model inputs or assumptions, including changes in forward-looking macroeconomic conditions; partial repayments; changes in the measurement following a transfer between stages; and unwinding of the time value discount due to the passage of time.

64 Royal Bank of Canada Third Quarter 2019

Note 4 Securities (continued)

Allowance for credit losses – securities at FVOCI (1)


	For the three months ended
	July 31, 2019												July 31, 2018
	Performing						Impaired						Performing						Impaired
(Millions of Canadian dollars)	Stage 1			Stage 2			Stage 3			Total			Stage 1			Stage 2			Stage 3		Total
Balance at beginning of period	$	5		$	–		$	(4	)	$	1		$	40		$	5		$	–	$	45
Provision for credit losses
Transfers to stage 1		–			–			–			–			–			–			–		–
Transfers to stage 2		–			–			–			–			–			–			–		–
Transfers to stage 3		–			–			–			–			(36	)		–			36		–
Purchases		1			–			–			1			1			–			–		1
Sales and maturities		(1	)		–			–			(1	)		(1	)		–			–		(1	)
Changes in risk, parameters and exposures		–			–			(2	)		(2	)		–			–			–		–
Exchange rate and other		–			–			–			–			–			–			–		–
Balance at end of period	$	5		$	–		$	(6	)	$	(1	)	$	4		$	5		$	36	$	45

	For the nine months ended
	July 31, 2019												July 31, 2018
	Performing						Impaired						Performing						Impaired
(Millions of Canadian dollars)	Stage 1			Stage 2			Stage 3			Total			Stage 1			Stage 2			Stage 3		Total
Balance at beginning of period	$	4		$	7		$	–		$	11		$	3		$	22		$	–	$	25
Provision for credit losses
Transfers to stage 1		–			–			–			–			–			–			–		–
Transfers to stage 2		–			–			–			–			–			–			–		–
Transfers to stage 3		–			–			–			–			(36	)		–			36		–
Purchases		4			–			–			4			83			–			–		83
Sales and maturities		(2	)		(7	)		–			(9	)		(47	)		(17	)		–		(64	)
Changes in risk, parameters and exposures		(1	)		–			(6	)		(7	)		(1	)		1			–		–
Exchange rate and other		–			–			–			–			2			(1	)		–		1
Balance at end of period	$	5		$	–		$	(6	)	$	(1	)	$	4		$	5		$	36	$	45

(1)

Expected credit losses on debt securities at FVOCI are not separately recognized on the balance sheet as the related securities are recorded at fair value. The cumulative amount of credit losses recognized in income is presented in Other components of equity.

Allowance for credit losses – securities at amortized cost


	For the three months ended
	July 31, 2019											July 31, 2018
	Performing						Impaired					Performing						Impaired
(Millions of Canadian dollars)	Stage 1			Stage 2			Stage 3		Total			Stage 1			Stage 2			Stage 3		Total
Balance at beginning of period	$	7		$	23		$	–	$	30		$	4		$	31		$	–	$	35
Provision for credit losses
Transfers to stage 1		–			–			–		–			–			–			–		–
Transfers to stage 2		–			–			–		–			–			–			–		–
Transfers to stage 3		–			–			–		–			–			(2	)		2		–
Purchases		2			–			–		2			1			–			–		1
Sales and maturities		(1	)		–			–		(1	)		–			–			–		–
Changes in risk, parameters and exposures		–			(3	)		–		(3	)		1			8			–		9
Exchange rate and other		(1	)		1			–		–			1			–			–		1
Balance at end of period	$	7		$	21		$	–	$	28		$	7		$	37		$	2	$	46

	For the nine months ended
	July 31, 2019											July 31, 2018
	Performing						Impaired					Performing						Impaired
(Millions of Canadian dollars)	Stage 1			Stage 2			Stage 3		Total			Stage 1			Stage 2			Stage 3		Total
Balance at beginning of period	$	6		$	32		$	–	$	38		$	9		$	45		$	–	$	54
Provision for credit losses
Transfers to stage 1		–			–			–		–			3			(3	)		–		–
Transfers to stage 2		–			–			–		–			(7	)		7			–		–
Transfers to stage 3		–			–			–		–			–			(2	)		2		–
Purchases		6			–			–		6			4			–			–		4
Sales and maturities		(1	)		–			–		(1	)		(2	)		(10	)		–		(12	)
Changes in risk, parameters and exposures		(3	)		(13	)		–		(16	)		(1	)		1			–		–
Exchange rate and other		(1	)		2			–		1			1			(1	)		–		–
Balance at end of period	$	7		$	21		$	–	$	28		$	7		$	37		$	2	$	46

Royal Bank of Canada Third Quarter 2019 65

Credit risk exposure by internal risk rating

The following table presents the fair value of debt securities at FVOCI and gross carrying amount of securities at amortized cost. Risk ratings are based on internal ratings used in the measurement of expected credit losses, as at the reporting date as outlined in the internal ratings maps in the Credit risk section of our 2018 Annual Report.


	As at
	July 31, 2019								October 31, 2018
	Performing				Impaired				Performing				Impaired
(Millions of Canadian dollars)	Stage 1		Stage 2		Stage 3 (1)		Total		Stage 1		Stage 2		Stage 3 (1)		Total
Investment securities
Securities at FVOCI
Investment grade	$	53,219	$	1	$	–	$	53,220	$	46,956	$	479	$	–	$	47,435
Non-investment grade		383		10		–		393		500		33		–		533
Impaired		–		–		144		144		–		–		125		125
	$	53,602	$	11	$	144	$	53,757	$	47,456	$	512	$	125	$	48,093
Items not subject to impairment (2)								470								406
							$	54,227							$	48,499
Securities at amortized cost
Investment grade	$	44,820	$	44	$	–	$	44,864	$	44,958	$	119	$	–	$	45,077
Non-investment grade		616		561		–		1,177		367		703		–		1,070
Impaired		–		–		–		–		–		–		–		–
	$	45,436	$	605	$	–	$	46,041	$	45,325	$	822	$	–	$	46,147
Allowance for credit losses		7		21		–		28		6		32		–		38
Amortized cost	$	45,429	$	584	$	–	$	46,013	$	45,319	$	790	$	–	$	46,109

(1)

Includes $144 million of purchased credit impaired securities (October 31, 2018 – $125 million).

(2)

Investment securities at FVOCI not subject to impairment represent equity securities designated as FVOCI.

66 Royal Bank of Canada Third Quarter 2019

Note 5 Loans and allowance for credit losses

Allowance for credit losses


	For the three months ended
	July 31, 2019													July 31, 2018
(Millions of Canadian dollars)	Balance at beginning of period		Provision for credit losses			Net write-offs			Exchange rate and other			Balance at end of period		Balance at beginning of period		Provision for credit losses		Net write-offs			Exchange rate and other			Balance at end of period
Retail
Residential mortgages	$	395	$	29		$	(10	)	$	(5	)	$	409	$	381	$	20	$	(12	)	$	–		$	389
Personal		922		127			(116	)		(1	)		932		876		138		(109	)		(3	)		902
Credit cards		790		130			(130	)		(1	)		789		694		129		(118	)		–			705
Small business		49		12			(7	)		(1	)		53		52		16		(7	)		–			61
Wholesale		1,108		133			(89	)		(37	)		1,115		1,012		34		(57	)		(5	)		984
Customers’ liability under acceptances		26		(2	)		–			(1	)		23		15		1		–			–			16
	$	3,290	$	429		$	(352	)	$	(46	)	$	3,321	$	3,030	$	338	$	(303	)	$	(8	)	$	3,057
Presented as:
Allowance for loan losses	$	3,093										$	3,131	$	2,808									$	2,837
Other liabilities – Provisions		171											167		206										203
Customers’ liability under acceptances		26											23		15										16
Other components of equity		–											–		1										1


	For the nine months ended
	July 31, 2019												July 31, 2018
(Millions of Canadian dollars)	Balance at beginning of period		Provision for credit losses		Net write-offs			Exchange rate and other			Balance at end of period		Balance at beginning of period		Provision for credit losses			Net write-offs			Exchange rate and other			Balance at end of period
Retail
Residential mortgages	$	382	$	60	$	(30	)	$	(3	)	$	409	$	378	$	52		$	(35	)	$	(6	)	$	389
Personal		895		398		(346	)		(15	)		932		826		405			(318	)		(11	)		902
Credit cards		760		405		(375	)		(1	)		789		693		363			(351	)		–			705
Small business		51		25		(20	)		(3	)		53		49		33			(19	)		(2	)		61
Wholesale		979		495		(305	)		(54	)		1,115		1,010		101			(93	)		(34	)		984
Customers’ liability under acceptances		21		3		–			(1	)		23		20		(4	)		–			–			16
	$	3,088	$	1,386	$	(1,076	)	$	(77	)	$	3,321	$	2,976	$	950		$	(816	)	$	(53	)	$	3,057
Presented as:
Allowance for loan losses	$	2,912									$	3,131	$	2,749										$	2,837
Other liabilities – Provisions		154										167		207											203
Customers’ liability under acceptances		21										23		20											16
Other components of equity		1										–		–											1

The following tables reconcile the opening and closing allowance for loans and commitments, by stage, for each major product category.

Reconciling items include the following:

•

Transfers between stages, which are presumed to occur before any corresponding remeasurements of the allowance.

•

Originations, which reflect the allowance related to assets newly recognized during the period, including those assets that were derecognized following a modification of terms.

•

Maturities, which reflect the allowance related to assets derecognized during the period without a credit loss being incurred, including those assets that were derecognized following a modification of terms.

•

Changes in risk, parameters and exposures, which comprise the impact of changes in model inputs or assumptions, including changes in forward-looking macroeconomic conditions; partial repayments and additional draws on existing facilities; changes in the measurement following a transfer between stages; and unwinding of the time value discount due to the passage of time in stage 1 and stage 2.

Royal Bank of Canada Third Quarter 2019 67

Allowance for credit losses – Retail and wholesale loans


	For the three months ended
	July 31, 2019												July 31, 2018
	Performing						Impaired						Performing						Impaired
(Millions of Canadian dollars)	Stage 1			Stage 2			Stage 3			Total			Stage 1			Stage 2			Stage 3			Total
Residential mortgages
Balance at beginning of period	$	140		$	63		$	192		$	395		$	149		$	62		$	170		$	381
Provision for credit losses
Transfers to stage 1		21			(16	)		(5	)		–			10			(10	)		–			–
Transfers to stage 2		(4	)		4			–			–			(4	)		5			(1	)		–
Transfers to stage 3		(1	)		(6	)		7			–			–			(6	)		6			–
Originations		12			–			–			12			18			–			–			18
Maturities		(4	)		(3	)		–			(7	)		(3	)		(4	)		–			(7	)
Changes in risk, parameters and exposures		(19	)		28			15			24			(20	)		18			11			9
Write-offs		–			–			(12	)		(12	)		–			–			(14	)		(14	)
Recoveries		–			–			2			2			–			–			2			2
Exchange rate and other		(1	)		–			(4	)		(5	)		1			–			(1	)		–
Balance at end of period	$	144		$	70		$	195		$	409		$	151		$	65		$	173		$	389

Personal
Balance at beginning of period	$	238		$	555		$	129		$	922		$	253		$	488		$	135		$	876
Provision for credit losses
Transfers to stage 1		154			(154	)		–			–			154			(154	)		–			–
Transfers to stage 2		(20	)		20			–			–			(26	)		27			(1	)		–
Transfers to stage 3		–			(41	)		41			–			(1	)		(36	)		37			–
Originations		27			–			–			27			30			1			–			31
Maturities		(8	)		(30	)		–			(38	)		(9	)		(34	)		–			(43	)
Changes in risk, parameters and exposures		(148	)		210			76			138			(143	)		213			80			150
Write-offs		–			–			(148	)		(148	)		–			–			(139	)		(139	)
Recoveries		–			–			32			32			–			–			30			30
Exchange rate and other		–			–			(1	)		(1	)		–			–			(3	)		(3	)
Balance at end of period	$	243		$	560		$	129		$	932		$	258		$	505		$	139		$	902

Credit cards
Balance at beginning of period	$	166		$	624		$	–		$	790		$	199		$	495		$	–		$	694
Provision for credit losses
Transfers to stage 1		116			(116	)		–			–			153			(153	)		–			–
Transfers to stage 2		(19	)		19			–			–			(21	)		21			–			–
Transfers to stage 3		–			(88	)		88			–			(1	)		(53	)		54			–
Originations		1			–			–			1			4			1			–			5
Maturities		(2	)		(8	)		–			(10	)		(3	)		(12	)		–			(15	)
Changes in risk, parameters and exposures		(94	)		191			42			139			(113	)		188			64			139
Write-offs		–			–			(167	)		(167	)		–			–			(151	)		(151	)
Recoveries		–			–			37			37			–			–			33			33
Exchange rate and other		1			(2	)		–			(1	)		(1	)		1			–			–
Balance at end of period	$	169		$	620		$	–		$	789		$	217		$	488		$	–		$	705

Small business
Balance at beginning of period	$	15		$	17		$	17		$	49		$	15		$	17		$	20		$	52
Provision for credit losses
Transfers to stage 1		5			(5	)		–			–			5			(5	)		–			–
Transfers to stage 2		–			–			–			–			(1	)		1			–			–
Transfers to stage 3		–			(3	)		3			–			–			(2	)		2			–
Originations		2			–			–			2			3			–			–			3
Maturities		(1	)		(2	)		–			(3	)		(1	)		(3	)		–			(4	)
Changes in risk, parameters and exposures		(4	)		9			8			13			(5	)		15			7			17
Write-offs		–			–			(9	)		(9	)		–			–			(9	)		(9	)
Recoveries		–			–			2			2			–			–			2			2
Exchange rate and other		–			–			(1	)		(1	)		1			–			(1	)		–
Balance at end of period	$	17		$	16		$	20		$	53		$	17		$	23		$	21		$	61

Wholesale
Balance at beginning of period	$	293		$	358		$	457		$	1,108		$	254		$	295		$	463		$	1,012
Provision for credit losses
Transfers to stage 1		35			(34	)		(1	)		–			23			(23	)		–			–
Transfers to stage 2		(8	)		9			(1	)		–			(14	)		19			(5	)		–
Transfers to stage 3		(2	)		(15	)		17			–			–			(9	)		9			–
Originations		55			12			–			67			56			11			–			67
Maturities		(39	)		(39	)		–			(78	)		(34	)		(37	)		–			(71	)
Changes in risk, parameters and exposures		(51	)		86			109			144			(15	)		68			(15	)		38
Write-offs		–			–			(101	)		(101	)		–			–			(82	)		(82	)
Recoveries		–			–			12			12			–			–			25			25
Exchange rate and other		(3	)		(2	)		(32	)		(37	)		2			2			(9	)		(5	)
Balance at end of period	$	280		$	375		$	460		$	1,115		$	272		$	326		$	386		$	984

68 Royal Bank of Canada Third Quarter 2019

Note 5 Loans and allowance for credit losses (continued)


	For the nine months ended
	July 31, 2019												July 31, 2018
	Performing						Impaired						Performing						Impaired
(Millions of Canadian dollars)	Stage 1			Stage 2			Stage 3			Total			Stage 1			Stage 2			Stage 3			Total
Residential mortgages
Balance at beginning of period	$	142		$	64		$	176		$	382		$	140		$	65		$	173		$	378
Provision for credit losses
Transfers to stage 1		64			(52	)		(12	)		–			49			(49	)		–			–
Transfers to stage 2		(9	)		11			(2	)		–			(15	)		17			(2	)		–
Transfers to stage 3		(2	)		(24	)		26			–			(1	)		(14	)		15			–
Originations		35			–			–			35			51			–			–			51
Maturities		(10	)		(6	)		–			(16	)		(9	)		(9	)		–			(18	)
Changes in risk, parameters and exposures		(76	)		77			40			41			(66	)		54			31			19
Write-offs		–			–			(34	)		(34	)		–			–			(39	)		(39	)
Recoveries		–			–			4			4			–			–			4			4
Exchange rate and other		–			–			(3	)		(3	)		2			1			(9	)		(6	)
Balance at end of period	$	144		$	70		$	195		$	409		$	151		$	65		$	173		$	389

Personal
Balance at beginning of period	$	242		$	512		$	141		$	895		$	278		$	427		$	121		$	826
Provision for credit losses
Transfers to stage 1		428			(422	)		(6	)		–			576			(576	)		–			–
Transfers to stage 2		(66	)		67			(1	)		–			(118	)		119			(1	)		–
Transfers to stage 3		(1	)		(125	)		126			–			(2	)		(114	)		116			–
Originations		73			1			–			74			81			4			–			85
Maturities		(20	)		(87	)		–			(107	)		(25	)		(99	)		–			(124	)
Changes in risk, parameters and exposures		(414	)		614			231			431			(530	)		745			229			444
Write-offs		–			–			(440	)		(440	)		–			–			(405	)		(405	)
Recoveries		–			–			94			94			–			–			87			87
Exchange rate and other		1			–			(16	)		(15	)		(2	)		(1	)		(8	)		(11	)
Balance at end of period	$	243		$	560		$	129		$	932		$	258		$	505		$	139		$	902

Credit cards
Balance at beginning of period	$	161		$	599		$	–		$	760		$	251		$	442		$	–		$	693
Provision for credit losses
Transfers to stage 1		344			(344	)		–			–			597			(597	)		–			–
Transfers to stage 2		(58	)		58			–			–			(102	)		102			–			–
Transfers to stage 3		(1	)		(251	)		252			–			(2	)		(145	)		147			–
Originations		3			–			–			3			10			2			–			12
Maturities		(4	)		(19	)		–			(23	)		(10	)		(55	)		–			(65	)
Changes in risk, parameters and exposures		(276	)		578			123			425			(526	)		738			204			416
Write-offs		–			–			(478	)		(478	)		–			–			(448	)		(448	)
Recoveries		–			–			103			103			–			–			97			97
Exchange rate and other		–			(1	)		–			(1	)		(1	)		1			–			–
Balance at end of period	$	169		$	620		$	–		$	789		$	217		$	488		$	–		$	705

Small business
Balance at beginning of period	$	17		$	16		$	18		$	51		$	15		$	15		$	19		$	49
Provision for credit losses
Transfers to stage 1		16			(16	)		–			–			20			(20	)		–			–
Transfers to stage 2		(2	)		2			–			–			(4	)		4			–			–
Transfers to stage 3		–			(8	)		8			–			–			(8	)		8			–
Originations		7			–			–			7			8			–			–			8
Maturities		(3	)		(6	)		–			(9	)		(3	)		(7	)		–			(10	)
Changes in risk, parameters and exposures		(18	)		28			17			27			(20	)		39			16			35
Write-offs		–			–			(26	)		(26	)		–			–			(25	)		(25	)
Recoveries		–			–			6			6			–			–			6			6
Exchange rate and other		–			–			(3	)		(3	)		1			–			(3	)		(2	)
Balance at end of period	$	17		$	16		$	20		$	53		$	17		$	23		$	21		$	61

Wholesale
Balance at beginning of period	$	274		$	340		$	365		$	979		$	251		$	352		$	407		$	1,010
Provision for credit losses
Transfers to stage 1		113			(103	)		(10	)		–			148			(148	)		–			–
Transfers to stage 2		(25	)		28			(3	)		–			(60	)		68			(8	)		–
Transfers to stage 3		(5	)		(48	)		53			–			(1	)		(28	)		29			–
Originations		182			39			–			221			167			28			–			195
Maturities		(128	)		(118	)		–			(246	)		(112	)		(145	)		–			(257	)
Changes in risk, parameters and exposures		(130	)		235			415			520			(123	)		199			87			163
Write-offs		–			–			(337	)		(337	)		–			–			(145	)		(145	)
Recoveries		–			–			32			32			–			–			52			52
Exchange rate and other		(1	)		2			(55	)		(54	)		2			–			(36	)		(34	)
Balance at end of period	$	280		$	375		$	460		$	1,115		$	272		$	326		$	386		$	984

Royal Bank of Canada Third Quarter 2019 69

Credit risk exposure by internal risk rating

The following table presents the gross carrying amount of loans measured at amortized cost, and the full contractual amount of undrawn loan commitments subject to the impairment requirements of IFRS 9. Risk ratings are based on internal ratings used in the measurement of expected credit losses as at the reporting date, as outlined in the internal ratings maps for Wholesale and Retail facilities in the Credit risk section of our 2018 Annual Report.


	As at
	July 31, 2019								October 31, 2018
(Millions of Canadian dollars)	Stage 1		Stage 2		Stage 3		Total		Stage 1		Stage 2		Stage 3		Total
Retail
Loans outstanding – Residential mortgages
Low risk	$	232,712	$	6,367	$	–	$	239,079	$	222,026	$	3,688	$	–	$	225,714
Medium risk		13,221		1,289		–		14,510		13,681		1,369		–		15,050
High risk		2,727		2,619		–		5,346		2,577		2,897		–		5,474
Not rated (1)		38,301		608		–		38,909		34,670		578		–		35,248
Impaired		–		–		709		709		–		–		726		726
		286,961		10,883		709		298,553		272,954		8,532		726		282,212
Items not subject to impairment (2)								422								259
Total								298,975								282,471

Loans outstanding – Personal
Low risk	$	71,290	$	1,699	$	–	$	72,989	$	71,763	$	1,256	$	–	$	73,019
Medium risk		5,997		2,042		–		8,039		6,124		1,925		–		8,049
High risk		937		1,649		–		2,586		998		1,672		–		2,670
Not rated (1)		8,290		41		–		8,331		8,595		64		–		8,659
Impaired		–		–		300		300		–		–		303		303
Total		86,514		5,431		300		92,245		87,480		4,917		303		92,700

Loans outstanding – Credit cards
Low risk	$	13,767	$	102	$	–	$	13,869	$	13,185	$	100	$	–	$	13,285
Medium risk		2,185		1,727		–		3,912		2,234		1,632		–		3,866
High risk		130		1,335		–		1,465		139		1,331		–		1,470
Not rated (1)		819		32		–		851		764		30		–		794
Total		16,901		3,196		–		20,097		16,322		3,093		–		19,415

Loans outstanding – Small business
Low risk	$	2,228	$	45	$	–	$	2,273	$	2,004	$	46	$	–	$	2,050
Medium risk		2,321		109		–		2,430		2,230		102		–		2,332
High risk		118		197		–		315		95		178		–		273
Not rated (1)		197		–		–		197		166		1		–		167
Impaired		–		–		51		51		–		–		44		44
Total		4,864		351		51		5,266		4,495		327		44		4,866

Undrawn loan commitments – Retail
Low risk	$	197,881	$	1,943	$	–	$	199,824	$	182,426	$	1,270	$	–	$	183,696
Medium risk		7,832		240		–		8,072		10,794		239		–		11,033
High risk		727		207		–		934		3,740		166		–		3,906
Not rated (1)		2,730		29		–		2,759		2,584		35		–		2,619
Total		209,170		2,419		–		211,589		199,544		1,710		–		201,254

Wholesale – Loans outstanding
Investment grade	$	50,609	$	79	$	–	$	50,688	$	46,869	$	324	$	–	$	47,193
Non-investment grade		116,299		11,525		–		127,824		106,027		10,190		–		116,217
Not rated (1)		7,328		363		–		7,691		6,692		411		–		7,103
Impaired		–		–		1,896		1,896		–		–		1,096		1,096
		174,236		11,967		1,896		188,099		159,588		10,925		1,096		171,609
Items not subject to impairment (2)								10,842								8,669
Total								198,941								180,278

Undrawn loan commitments – Wholesale
Investment grade	$	220,061	$	–	$	–	$	220,061	$	222,970	$	93	$	–	$	223,063
Non-investment grade		90,263		8,030		–		98,293		88,828		7,069		–		95,897
Not rated (1)		4,557		–		–		4,557		4,291		–		–		4,291
Total		314,881		8,030		–		322,911		316,089		7,162		–		323,251

(1)

In certain cases where an internal risk rating is not assigned, we use other approved credit risk assessment or rating methodologies, policies and tools to manage our credit risk.

(2)

Items not subject to impairment are loans held at FVTPL.

70 Royal Bank of Canada Third Quarter 2019

Note 5 Loans and allowance for credit losses (continued)

Loans past due but not impaired (1)


	As at
	July 31, 2019								October 31, 2018
(Millions of Canadian dollars)	1 to 29 days		30 to 89 days		90 days and greater		Total		1 to 29 days		30 to 89 days		90 days and greater		Total
Retail	$	3,025	$	1,285	$	186	$	4,496	$	2,995	$	1,402	$	179	$	4,576
Wholesale		1,301		405		21		1,727		1,246		468		–		1,714
	$	4,326	$	1,690	$	207	$	6,223	$	4,241	$	1,870	$	179	$	6,290

(1)

Amounts presented may include loans past due as a result of administrative processes, such as mortgage loans on which payments are restrained pending payout due to sale or refinancing. Past due loans arising from administrative processes are not representative of the borrowers’ ability to meet their payment obligations.

Note 6 Deposits


	As at
	July 31, 2019								October 31, 2018
(Millions of Canadian dollars)	Demand (1)		Notice (2)		Term (3)		Total		Demand (1)		Notice (2)		Term (3)		Total
Personal	$	140,474	$	48,659	$	98,796	$	287,929	$	135,101	$	48,873	$	86,180	$	270,154
Business and government		246,937		12,106		304,300		563,343		238,617		8,606		287,148		534,371
Bank		8,403		173		21,363		29,939		8,750		299		23,472		32,521
	$	395,814	$	60,938	$	424,459	$	881,211	$	382,468	$	57,778	$	396,800	$	837,046
Non-interest-bearing (4)
Canada	$	90,308	$	5,335	$	–	$	95,643	$	88,119	$	5,086	$	–	$	93,205
United States		32,451		–		–		32,451		34,098		–		–		34,098
Europe (5)		690		–		–		690		564		–		–		564
Other International		5,484		6		–		5,490		5,495		5		–		5,500
Interest-bearing (4)
Canada		226,187		15,167		330,119		571,473		213,747		15,112		292,641		521,500
United States		3,995		36,502		49,929		90,426		2,478		33,099		67,211		102,788
Europe (5)		31,384		873		32,973		65,230		32,930		1,412		26,598		60,940
Other International		5,315		3,055		11,438		19,808		5,037		3,064		10,350		18,451
	$	395,814	$	60,938	$	424,459	$	881,211	$	382,468	$	57,778	$	396,800	$	837,046

(1)

Demand deposits are deposits for which we do not have the right to require notice of withdrawal, which include both savings and chequing accounts.

(2)

Notice deposits are deposits for which we can legally require notice of withdrawal. These deposits are primarily savings accounts.

(3)

Term deposits are deposits payable on a fixed date, and include term deposits, guaranteed investment certificates and similar instruments.

(4)

The geographical splits of the deposits are based on the point of origin of the deposits and where the revenue is recognized. As at July 31, 2019, deposits denominated in U.S. dollars, British pounds, Euro and other foreign currencies were $326 billion, $21 billion, $44 billion and $31 billion, respectively (October 31, 2018 – $309 billion, $20 billion, $38 billion and $32 billion, respectively).

(5)

Europe includes the United Kingdom, Luxembourg, the Channel Islands, France and Italy.

Contractual maturities of term deposits


	As at
(Millions of Canadian dollars)	July 31 2019		October 31 2018
Within 1 year:
less than 3 months	$	117,873	$	89,553
3 to 6 months		40,755		59,109
6 to 12 months		92,765		80,773
1 to 2 years		61,462		51,798
2 to 3 years		36,338		45,550
3 to 4 years		21,616		21,127
4 to 5 years		25,735		23,863
Over 5 years		27,915		25,027
	$	424,459	$	396,800
Aggregate amount of term deposits in denominations of one hundred thousand dollars or more (1)	$	387,000	$	362,000

(1)

Amounts have been revised from those previously presented.

Royal Bank of Canada Third Quarter 2019 71

Note 7 Employee benefits – Pension and other post-employment benefits

We offer a number of defined benefit and defined contribution plans which provide pension and post-employment benefits to eligible employees. The following tables present the composition of our pension and other post-employment benefit expense and the effects of remeasurements recorded in other comprehensive income.

Pension and other post-employment benefit expense


.	For the three months ended
	Pension plans					Other post-employment benefit plans
(Millions of Canadian dollars)	July 31 2019			July 31 2018		July 31 2019		July 31 2018
Current service costs	$	74		$	90	$	10	$	10
Net interest expense (income)		(5	)		2		16		16
Remeasurements of other long term benefits		–			–		4		(1	)
Administrative expense		4			4		–		–
Defined benefit pension expense	$	73		$	96	$	30	$	25
Defined contribution pension expense		50			45		–		–
	$	123		$	141	$	30	$	25


.	For the nine months ended
	Pension plans					Other post-employment benefit plans
(Millions of Canadian dollars)	July 31 2019			July 31 2018		July 31 2019		July 31 2018
Current service costs	$	222		$	269	$	29	$	29
Net interest expense (income)		(15	)		6		49		50
Remeasurements of other long term benefits		–			–		10		(2	)
Administrative expense		12			11		–		–
Defined benefit pension expense	$	219		$	286	$	88	$	77
Defined contribution pension expense		161			140		–		–
	$	380		$	426	$	88	$	77

Pension and other post-employment benefit remeasurements (1)


	For the three months ended
	Defined benefit pension plans						Other post-employment benefit plans
(Millions of Canadian dollars)	July 31 2019			July 31 2018			July 31 2019			July 31 2018
Actuarial (gains) losses:
Changes in financial assumptions (2)	$	932		$	(378	)	$	63		$	(40	)
Experience adjustments		–			–			(3	)		(3	)
Return on plan assets (excluding interest based on discount rate)		(203	)		(209	)		–			–
	$	729		$	(587	)	$	60		$	(43	)


	For the nine months ended
	Defined benefit pension plans						Other post-employment benefit plans
(Millions of Canadian dollars)	July 31 2019			July 31 2018			July 31 2019			July 31 2018
Actuarial (gains) losses:
Changes in financial assumptions (2)	$	2,192		$	(571	)	$	180		$	(62	)
Experience adjustments		–			–			(6	)		(9	)
Return on plan assets (excluding interest based on discount rate)		(921	)		(171	)		–			–
	$	1,271		$	(742	)	$	174		$	(71	)

(1)

Market based assumptions, including Changes in financial assumptions and Return on plan assets, are reviewed on a quarterly basis. All other assumptions are updated during our annual review of plan assumptions.

(2)

Changes in financial assumptions in our defined benefit pension plans primarily relate to changes in discount rates.

Note 8 Income taxes

Tax examinations and assessments

During the third quarter, we received a reassessment from the Canada Revenue Agency (CRA), in respect of the 2014 taxation year, which suggests that Royal Bank of Canada owes additional taxes of approximately $295 million as they have denied the deductibility of certain dividends. This amount represents the maximum additional tax owing for that year. The reassessment is consistent with the previously received proposal letters and reassessments, which were described in Note 22 of our 2018 Annual Consolidated Financial Statements.

During the first quarter, we received reassessments that are consistent with the previously received proposal letters from the CRA in respect of the 2013 and 2012 taxation years.

In all cases, we are confident that our tax filing position was appropriate and intend to defend ourselves vigorously.

72 Royal Bank of Canada Third Quarter 2019

Note 9 Significant capital and funding transactions

Preferred shares

On November 2, 2018, we issued 14 million Non-Cumulative 5-Year Rate Reset First Preferred Shares Series BO at a price of $25 per share, for total gross proceeds of $350 million. For the initial five year period to the earliest redemption date of February 24, 2024, the Series BO Preferred Shares pay quarterly cash dividends, if declared, at a rate of 4.8% per annum. The dividend rate will reset on the earliest redemption date and every fifth year thereafter at a rate equal to the 5-year Government of Canada bond yield plus a premium of 2.38%. Holders have the option to convert their shares into Non-Cumulative Floating Rate First Preferred Shares, Series BP, subject to certain conditions, on the earliest redemption date and every fifth year thereafter at a rate equal to the 3-month Government of Canada Treasury Bill yield plus 2.38%. Subject to the consent of OSFI and the requirements of the Bank Act (Canada), we may redeem the Series BO Preferred Shares in whole or in part at a price per share of $25 on the earliest redemption date and every fifth year thereafter. The Series BO Preferred Shares include NVCC provisions which are necessary for the shares to qualify as Tier 1 regulatory capital.

On November 24, 2018, we redeemed all 10 million Non-Cumulative First Preferred Shares Series AD at a price of $25 per share.

On February 24, 2019, we redeemed all 2.4 million Non-Cumulative First Preferred Shares Series AK, all 13.6 million Non-Cumulative 5 year Rate Reset First Preferred Shares Series AJ, and all 12 million Non-Cumulative 5-year Rate Reset First Preferred Shares Series AL, at a price of $25 per share.

Subordinated Debt

On July 25, 2019, we issued $1,500 million of NVCC subordinated debentures. The notes bear interest at a fixed rate of 2.74% per annum until July 25, 2024, and at the three-month Canadian Dollar Offered Rate plus 0.98% thereafter until their maturity on July 25, 2029.

Common shares issued (1)


	For the three months ended
	July 31, 2019						July 31, 2018
(Millions of Canadian dollars, except number of shares)	Number of shares (thousands)			Amount			Number of shares (thousands)			Amount
Issued in connection with share-based compensation plans (2)		545		$	38			440		$	24
Purchased for cancellation (3)		(1,914	)		(24	)		(1,283	)		(16	)
		(1,369	)	$	14			(843	)	$	8

	For the nine months ended
	July 31, 2019						July 31, 2018
(Millions of Canadian dollars, except number of shares)	Number of shares (thousands)			Amount			Number of shares (thousands)			Amount
Issued in connection with share-based compensation plans (2)		1,230		$	87			1,105		$	69
Purchased for cancellation (3)		(5,705	)		(70	)		(12,837	)		(157	)
		(4,475	)	$	17			(11,732	)	$	(88	)

(1)

The requirements of our dividend reinvestment plan (DRIP) are satisfied through either open market share purchases or shares issued from treasury. During the three and nine months ended July 31, 2019 and July 31, 2018, our DRIP’s requirements were satisfied through open market share purchases.

(2)

Amounts include cash received for stock options exercised during the period and the fair value adjustment to stock options.

(3)

During the three months ended July 31, 2019, we purchased for cancellation common shares at a total fair value of $197 million (average cost of $102.82 per share), with a book value of $24 million (book value of $12.28 per share). During the nine months ended July 31, 2019, we purchased for cancellation common shares at a total fair value of $556 million (average cost of $97.36 per share), with a book value of $70 million (book value of $12.26 per share). During the three months ended July 31, 2018, we purchased for cancellation common shares at a total fair value of $128 million (average cost of $99.21 per share), with a book value of $16 million (book value of $12.23 per share). During the nine months ended July 31, 2018, we purchased for cancellation common shares at a total fair value of $1,275 million (average cost of $99.28 per share), with a book value of $157 million (book value of $12.22 per share).

Royal Bank of Canada Third Quarter 2019 73

Note 10 Earnings per share


	For the three months ended						For the nine months ended
(Millions of Canadian dollars, except share and per share amounts)	July 31 2019			July 31 2018			July 31 2019			July 31 2018
Basic earnings per share
Net income	$	3,263		$	3,109		$	9,665		$	9,181
Preferred share dividends		(66	)		(70	)		(205	)		(214	)
Net income attributable to non-controlling interests		–			(8	)		(6	)		(28	)
Net income available to common shareholders		3,197			3,031			9,454			8,939
Weighted average number of common shares (in thousands)		1,434,276			1,440,477			1,435,485			1,445,136
Basic earnings per share (in dollars)	$	2.23		$	2.10		$	6.59		$	6.19
Diluted earnings per share
Net income available to common shareholders	$	3,197		$	3,031		$	9,454		$	8,939
Dilutive impact of exchangeable shares		4			4			11			11
Net income available to common shareholders including dilutive impact of exchangeable shares		3,201			3,035			9,465			8,950
Weighted average number of common shares (in thousands)		1,434,276			1,440,477			1,435,485			1,445,136
Stock options (1)		2,056			2,547			2,102			2,776
Issuable under other share-based compensation plans		743			731			740			745
Exchangeable shares (2)		3,055			3,201			3,172			3,166
Average number of diluted common shares (in thousands)		1,440,130			1,446,956			1,441,499			1,451,823
Diluted earnings per share (in dollars)	$	2.22		$	2.10		$	6.57		$	6.16

(1)

The dilutive effect of stock options was calculated using the treasury stock method. When the exercise price of options outstanding is greater than the average market price of our common shares, the options are excluded from the calculation of diluted earnings per share. For the three months ended July 31, 2019, no outstanding options were excluded from the calculation of diluted earnings per share. For the three months ended July 31, 2018, an average of 738,258 outstanding options with an average exercise price of $102.33 were excluded from the calculation of diluted earnings per share. For the nine months ended July 31, 2019, an average of 765,267 outstanding options with an average price of $102.33 were excluded from the calculation of diluted earnings per share. For the nine months ended July 31, 2018, an average of 630,088 outstanding options with an average exercise price of $102.33 were excluded from the calculation of diluted earnings per share.

(2)

Includes exchangeable preferred shares.

74 Royal Bank of Canada Third Quarter 2019

Note 11 Legal and regulatory matters

We are a large global institution that is subject to many different complex legal and regulatory requirements that continue to evolve. As a result, we are and have been subject to a variety of legal proceedings, including civil claims and lawsuits, regulatory examinations, investigations, audits and requests for information by various governmental regulatory agencies and law enforcement authorities in various jurisdictions. Some of these matters may involve novel legal theories and interpretations and may be advanced under criminal as well as civil statutes, and some proceedings could result in the imposition of civil, regulatory enforcement or criminal penalties. We review the status of all proceedings on an ongoing basis and will exercise judgment in resolving them in such manner as we believe to be in our best interest. This is an area of significant judgment and uncertainty and the extent of our financial and other exposure to these proceedings after taking into account current accruals could be material to our results of operations in any particular period.

Our significant legal proceedings and regulatory matters are those disclosed in our audited 2018 Annual Consolidated Financial Statements as updated below:

LIBOR regulatory investigations and litigation

In January 2019, a number of financial institutions, including Royal Bank of Canada and RBC Capital Markets LLC, were named in a purported class action in New York alleging violations of the U.S. antitrust laws and common law principles of unjust enrichment in the setting of London interbank offered rate (LIBOR) after the Intercontinental Exchange took over administration of the benchmark interest rate from the British Bankers’ Association in 2014. Based on the facts currently known, it is not possible at this time for us to predict the ultimate outcome of these proceedings or the timing of their resolution.

Interchange fees litigation

Two of the proposed class action proceedings for interchange fees, Watson and 9085-4886 Quebec Inc. v. Visa Canada Corporation, et al. have had the following updates since our audited 2018 Annual Consolidated Financial Statements:

The trial in the Watson proceeding has been rescheduled from October 14, 2019 to October 19, 2020.

In 9085-4886 Quebec Inc. v. Visa Canada Corporation, et al., in 2018, the Quebec trial court authorized the proceeding as a class action for Quebec merchants from 2007 to the present but refused to authorize the claims for damages under section 45 of the Competition Act (the Act) after March 12, 2010 or under section 49 of the Act. The merchants appealed and on July 25, 2019, the Quebec Court of Appeal allowed the appeal to also authorize the merchants to proceed under section 45 of the Act for claims after March 12, 2010 and for claims under section 49 of the Act.

Note 12 Results by business segment

For the three months ended July 31, 2019

(Millions of Canadian dollars)

Personal &
Commercial
Banking

Wealth
Management

Insurance

Investor &
Treasury
Services

Capital
Markets (1)

Corporate
Support (1)

Total

Net interest income (2)

3,221

773

–

(16

)

1,048

5,048

Non-interest income

1,325

2,256

1,463

577

986

(111

)

6,496

Total revenue

4,546

3,029

1,463

561

2,034

(89

)

11,544

Provision for credit losses

341

–

425

Insurance policyholder benefits, claims and acquisition expense

–

1,046

–

1,046

Non-interest expense

1,959

2,183

149

411

1,269

5,992

Net income (loss) before income taxes

2,246

819

268

149

709

(110

)

4,081

Income taxes (recoveries)

582

180

(95

)

818

Net income

1,664

639

204

118

653

(15

)

3,263

Non-interest expense includes:

Depreciation and amortization

159

144

105

–

456


.	For the three months ended July 31, 2018
(Millions of Canadian dollars)	Personal & Commercial Banking		Wealth Management		Insurance		Investor & Treasury Services		Capital Markets (1)		Corporate Support (1)			Total
Net interest income (2)	$	3,001	$	679	$	–	$	32	$	913	$	(29	)	$	4,596
Non-interest income		1,283		2,119		1,290		588		1,244		(95	)		6,429
Total revenue		4,284		2,798		1,290		620		2,157		(124	)		11,025
Provision for credit losses		339		3		–		1		3		–			346
Insurance policyholder benefits, claims and acquisition expense		–		–		925		–		–		–			925
Non-interest expense		1,910		2,059		153		416		1,312		8			5,858
Net income (loss) before income taxes		2,035		736		212		203		842		(132	)		3,896
Income taxes (recoveries)		525		158		54		48		144		(142	)		787
Net income	$	1,510	$	578	$	158	$	155	$	698	$	10		$	3,109
Non-interest expense includes:
Depreciation and amortization	$	147	$	138	$	9	$	30	$	94	$	–		$	418

Royal Bank of Canada Third Quarter 2019 75

For the nine months ended July 31, 2019

(Millions of Canadian dollars)

Personal &
Commercial
Banking

Wealth
Management

Insurance

Investor &
Treasury
Services

Capital
Markets (1)

Corporate
Support (1)

Total

Net interest income (2)

9,415

2,248

–

(81

)

3,111

14,769

Non-interest income

3,882

6,708

4,557

1,860

3,190

(334

)

19,863

Total revenue

13,297

8,956

4,557

1,779

6,301

(258

)

34,632

Provision for credit losses

1,061

–

221

)

1,365

Insurance policyholder benefits, claims and acquisition expense

–

3,431

–

3,431

Non-interest expense

5,761

6,551

453

1,217

3,788

17,820

Net income (loss) before income taxes

6,475

2,322

673

561

2,292

(307

)

12,016

Income taxes (recoveries)

1,691

501

149

131

210

(331

)

2,351

Net income

4,784

1,821

524

430

2,082

9,665

Non-interest expense includes:

Depreciation and amortization

469

443

105

300

–

1,352


.	For the nine months ended July 31, 2018
(Millions of Canadian dollars)	Personal & Commercial Banking		Wealth Management			Insurance		Investor & Treasury Services		Capital Markets (1)		Corporate Support (1)			Total
Net interest income (2)	$	8,709	$	1,923		$	–	$	278	$	2,620	$	(68	)	$	13,462
Non-interest income		3,843		6,263			3,240		1,689		3,722		(312	)		18,445
Total revenue		12,552		8,186			3,240		1,967		6,342		(380	)		31,907
Provision for credit losses		956		(19	)		–		1		16		–			954
Insurance policyholder benefits, claims and acquisition expense		–		–			2,182		–		–		–			2,182
Non-interest expense		5,539		6,009			443		1,196		3,716		48			16,951
Net income (loss) before income taxes		6,057		2,196			615		770		2,610		(428	)		11,820
Income taxes (recoveries)		1,567		484			158		184		499		(253	)		2,639
Net income	$	4,490	$	1,712		$	457	$	586	$	2,111	$	(175	)	$	9,181
Non-interest expense includes:
Depreciation and amortization	$	432	$	401		$	27	$	90	$	271	$	–		$	1,221

(1)

Taxable equivalent basis.

(2)

Interest revenue is reported net of interest expense as we rely primarily on net interest income as a performance measure.

76 Royal Bank of Canada Third Quarter 2019

Note 12 Results by business segment (continued)

Total assets and total liabilities by business segment


	As at July 31, 2019
(Millions of Canadian dollars)	Personal & Commercial Banking		Wealth Management		Insurance		Investor & Treasury Services		Capital Markets		Corporate Support			Total
Total assets	$	473,914	$	101,068	$	18,451	$	149,863	$	621,229	$	42,368		$	1,406,893
Total liabilities	$	473,942	$	101,276	$	18,429	$	149,802	$	620,925	$	(39,859	)	$	1,324,515

	As at October 31, 2018
(Millions of Canadian dollars)	Personal & Commercial Banking		Wealth Management		Insurance		Investor & Treasury Services		Capital Markets		Corporate Support			Total
Total assets	$	453,879	$	93,063	$	16,210	$	136,030	$	590,950	$	44,602		$	1,334,734
Total liabilities	$	453,878	$	93,162	$	16,289	$	135,944	$	590,582	$	(35,076	)	$	1,254,779

Royal Bank of Canada Third Quarter 2019 77

Note 13 Capital management

Regulatory capital and capital ratios

OSFI formally establishes risk-based capital and leverage targets for deposit-taking institutions in Canada. During the third quarter of 2019, we complied with all capital and leverage requirements, including the domestic stability buffer, imposed by OSFI.


	As at
(Millions of Canadian dollars, except Capital ratios and leverage ratios)	July 31 2019		October 31 2018
Capital (1)
CET1 capital	$	60,938	$	57,001
Tier 1 capital		66,615		63,279
Total capital		76,563		72,494
Risk-weighted Assets (RWA) used in calculation of capital ratios (1) (2)
CET1 capital RWA	$	510,664	$	495,528
Tier 1 capital RWA		510,664		495,993
Total capital RWA		510,664		496,459

Total capital RWA consisting of: (1)
Credit risk	$	415,977	$	401,534
Market risk		29,425		32,209
Operational risk		65,262		62,716
Total Capital RWA	$	510,664	$	496,459
Capital ratios and Leverage ratios (1)
CET1 ratio		11.9%		11.5%
Tier 1 capital ratio		13.0%		12.8%
Total capital ratio		15.0%		14.6%
Leverage ratio		4.4%		4.4%
Leverage ratio exposure (billions)	$	1,529.4	$	1,450.8

(1)

Capital, RWA, and capital ratios are calculated using OSFI Capital Adequacy Requirements based on the Basel III framework. The leverage ratio is calculated using OSFI Leverage Requirements Guideline based on the Basel III framework.

(2)

In fiscal 2018, amounts included CVA scalars of 80%, 83% and 86%, respectively.

78 Royal Bank of Canada Third Quarter 2019

Note 14 Significant dispositions

Wealth Management

On June 3, 2019, we entered into a definitive agreement to sell our private debt Global Asset Management business in the United Kingdom to Dyal Capital Partners. The transaction is subject to customary closing conditions. The assets, liabilities and equity that are included in the disposal group are not significant.

Royal Bank of Canada Third Quarter 2019 79

Shareholder Information

Corporate headquarters

Street address:

Royal Bank of Canada

200 Bay Street

Toronto, Ontario M5J 2J5

Canada

Tel: 1-888-212-5533

Mailing address:

P.O. Box 1

Royal Bank Plaza

Toronto, Ontario M5J 2J5

Canada

website: rbc.com

Transfer Agent and Registrar

Main Agent:

Computershare Trust Company of Canada

1500 Robert-Bourassa Blvd.

Suite 700

Montreal, Quebec H3A 3S8

Canada

Tel: 1-866-586-7635 (Canada and the U.S.) or 514-982-7555

(International)

Fax: 514-982-7580

website: computershare.com/rbc

Co-Transfer Agent (U.S.):

Computershare Trust Company, N.A.

250 Royall Street

Canton, Massachusetts 02021

U.S.A.

Co-Transfer Agent (U.K.):

Computershare Investor Services PLC

Securities Services – Registrars

P.O. Box 82, The Pavilions,

Bridgwater Road,

Bristol BS99 6ZZ

U.K.

Stock exchange listings

(Symbol: RY)

Common shares are listed on:

Canada – Toronto Stock

Exchange (TSX)

U.S. – New York Stock Exchange

(NYSE)

Switzerland – Swiss Exchange

(SIX)

All preferred shares are listed on the TSX with the exception of the series C-2. The related depository shares of the series C-2 preferred shares are listed on the NYSE.

Valuation day price

For Canadian income tax purposes, Royal Bank of Canada’s common stock was quoted at $29.52 per share on the Valuation Day (December 22, 1971). This is equivalent to $7.38 per share after adjusting for the two-for-one stock split of March 1981 and the two-for- one stock split of February 1990. The one-for-one stock dividends in October 2000 and April 2006 did not affect the Valuation Day amount for our common shares.

Shareholder contacts

For dividend information, change

in share registration or address,

lost stock certificates, tax forms,

estate transfers or dividend

reinvestment, please contact:

Computershare Trust Company of

Canada

100 University Avenue, 8th Floor

Toronto, Ontario M5J 2Y1

Canada

Tel: 1-866-586-7635 (Canada and

the U.S.) or 514-982-7555

(International)

Fax: 1-888-453-0330 (Canada and

the U.S.) or 416-263-9394

(International)

email: service@computershare.com

For other shareholder inquiries,

please contact:

Shareholder Relations

Royal Bank of Canada

200 Bay Street

South Tower

Toronto, Ontario M5J 2J5

Canada

Tel: 416-955-7806

Financial analysts, portfolio

managers, institutional

investors

For financial information inquiries, please contact: Investor Relations

Royal Bank of Canada

200 Bay Street South Tower

Toronto, Ontario M5J 2J5

Canada

Tel: 416-955-7802

or visit our website at

rbc.com/investorrelations

Direct deposit service

Shareholders in Canada and the U.S. may have their RBC common share dividends deposited directly to their bank account by electronic funds transfer. To arrange for this service, please contact our Transfer Agent and Registrar, Computershare Trust Company of Canada.

Eligible dividend designation

For purposes of the Income Tax Act (Canada) and any corresponding provincial and territorial tax legislation, all dividends (and deemed dividends) paid by RBC to Canadian residents on both its common and preferred shares, are designated as “eligible dividends”, unless stated otherwise.

Common share repurchases

We are engaged in a Normal Course Issuer Bid (NCIB) which allows us to repurchase for cancellation, up to 20 million common shares during the period spanning from March 1, 2019 to February 29, 2020, when the bid expires, or such earlier date as we may complete the purchases pursuant to our Notice of Intention filed with the Toronto Stock Exchange.

A copy of our Notice of Intention to file a NCIB may be obtained, without charge, by contacting our Corporate Secretary at our Toronto mailing address.

2019 Quarterly earnings release dates

First quarter February 22

Second quarter May 23

Third quarter August 21

Fourth quarter December 4

2020 Annual Meeting

The Annual Meeting of Common Shareholders will be held on Wednesday, April 8, 2020, in Toronto, Ontario, Canada

Dividend dates for 2019

Subject to approval by the Board of Directors

Record

dates

Payment

dates

Common and preferred shares series W, AA, AC, AE, AF, AG, AZ, BB, BD, BF, BH, BI, BJ, BK, BM and BO

January 24

April 25

July 25

October 24

February 22

May 24

August 23

November 22

Preferred shares series C-2

(US$)

January 28

April 26

July 26

October 28

February 7

May 7

August 7

November 7

Governance

Summaries of the significant ways in which corporate governance practices followed by RBC differ from corporate governance practices required to be followed by U.S. domestic companies under the NYSE listing standards are available on our website at rbc.com/governance.

Information contained in or otherwise accessible through the websites mentioned in this report to shareholders does not form a part of this report. All references to websites are inactive textual references and are for your information only.

Trademarks used in this report include the LION & GLOBE Symbol, ROYAL BANK OF CANADA, RBC and RBC INSURANCE which are trademarks of Royal Bank of Canada used by Royal Bank of Canada and/or by its subsidiaries under license. All other trademarks mentioned in this report, which are not the property of Royal Bank of Canada, are owned by their respective holders.

EX-99.3 4 d751049dex993.htm EX-99.3 EX-99.3

Exhibit 99.3

Industry Guide 3 – Return on Equity and Assets Ratios


	Q3 2019			Q2 2019			Q1 2019			Nine months ended July 31, 2019			For the Year-Ended October 2018
Return on Assets		0.89	%		0.94	%		0.90	%		0.91	%		0.96	%
Return on Equity		16.7	%		17.5	%		16.7	%		17.0	%		17.6	%
Dividend Payout Ratio		46	%		46	%		45	%		46	%		45	%
Equity to Asset Ratio		5.63	%		5.69	%		5.73	%		5.68	%		5.85	%

EX-31.1 5 d751049dex311.htm EX-31.1 EX-31.1

Exhibit 31.1

SOX 302 Certification

I, David I. McKay, certify that:

1.	I have reviewed this quarterly report for the period ended July 31, 2019 (the “report”) of Royal Bank of Canada (the “registrant”);

2.	Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3.	Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

5.	The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

Date: August 21, 2019


/s/ David I. McKay
Name:		David I. McKay
Title:		President and Chief Executive Officer

EX-31.2 6 d751049dex312.htm EX-31.2 EX-31.2

Exhibit 31.2

SOX 302 Certification

I, Rod Bolger, certify that:

1.	I have reviewed this quarterly report for the period ended July 31, 2019 (the “report”) of Royal Bank of Canada (the “registrant”);

2.	Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3.	Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

5.	The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

Date: August 21, 2019


/s/ Rod Bolger
Name:		Rod Bolger
Title:		Chief Financial Officer

EX-101.INS 7 ry-20190731.xml XBRL INSTANCE DOCUMENT 25 25 25

32765000000

76025000000

2600000000

246000000

33000000

4000000

283000000

149000000

62000000

170000000

381000000

15000000

17000000

20000000

52000000

45000000

40000000

5000000

35000000

4000000

31000000

-505000000

-112000000

-22000000

34000000

199000000

495000000

694000000

253000000

488000000

135000000

876000000

1000000000

23000000

687000000

115000000

66000000

3030000000

1000000

206000000

2808000000

15000000

1204000000

381000000

52000000

15000000

876000000

694000000

6306000000

-3000000

17634000000

-95000000

75425000000

600000000

4178000000

629000000

3465000000

84000000

47405000000

254000000

295000000

463000000

1569000000

-278000000

-24000000

-254000000

1012000000

33041000000

81946000000

2300000000

296000000

146000000

28000000

470000000

140000000

63000000

192000000

395000000

15000000

17000000

49000000

1000000

5000000

-4000000

30000000

7000000

23000000

-585000000

-190000000

6000000

17000000

166000000

624000000

790000000

238000000

555000000

129000000

922000000

66000000

1107000000

21000000

759000000

4000000

67000000

3290000000

171000000

3093000000

26000000

1199000000

395000000

49000000

26000000

922000000

790000000

5706000000

17638000000

-104000000

81845000000

101000000

4965000000

91000000

4817000000

57000000

53640000000

293000000

358000000

457000000

1742000000

-248000000

-56000000

-192000000

1108000000

32015000000

77872000000

2700000000

243000000

236000000

4000000

483000000

151000000

65000000

173000000

389000000

17000000

23000000

21000000

61000000

45000000

4000000

5000000

36000000

46000000

7000000

37000000

2000000

-436000000

-197000000

-4000000

26000000

643000000

1254000000

217000000

488000000

705000000

258000000

505000000

139000000

902000000

70000000

1086000000

22000000

496000000

113000000

65000000

3057000000

1000000

203000000

2837000000

16000000

1286000000

389000000

61000000

16000000

902000000

705000000

6306000000

17642000000

-109000000

77781000000

91000000

4518000000

612000000

3801000000

105000000

49424000000

272000000

326000000

386000000

1724000000

-528000000

-59000000

-469000000

984000000

102.33

0.0098

0.0274

26863000000

1406893000000

424459000000

17101000000

17124000000

98774000000

29939000000

96857000000

53795000000

1406893000000

82279000000

82378000000

54227000000

11115000000

11480000000

2300000000

99000000

4735000000

1324515000000

49398000000

52794000000

4265000000

54716000000

309640000000

9818000000

3058000000

220027000000

31553000000

66615000000 60938000000 881211000000 416583000000 198941000000 184181000000 1602000000 387000000000 240661000000 431884000000 76563000000 100240000000 3131000000 615524000000 612393000000 287929000000 510664000000 65262000000 415977000000 563343000000 140421000000 144000000 576000000 6223000000 1529400000000 510664000000 510664000000 510664000000 -1000000 0.119 0.130 0.150 0.044 33602000000 1602000000 29425000000

51910000000

59364000000

14150000000

46013000000 46013000000 600556000000 413989000000 186567000000

51910000000

59367000000

14150000000

46235000000 46235000000 601332000000 415474000000 185858000000

17403000000

8906000000 1953000000 8906000000 240000000 1713000000 53757000000 53757000000 573000000 96000000 477000000

98774000000

1445000000

250276000000

131515000000 9311000000 131515000000 182000000 9129000000 470000000 470000000

293000000

152000000

27000000

472000000

144000000

70000000

195000000

409000000

17000000

16000000

20000000

53000000

28000000

46013000000

7000000

45429000000

21000000

584000000

-1000000

5000000

-6000000

54227000000

1775000000

1771000000

6000000 2000000

28000000

7000000

21000000

-581000000

-203000000

7000000

-12000000

476000000

1265000000

169000000

620000000

789000000

243000000

560000000

129000000

932000000

298975000000 298553000000 422000000 286961000000 232712000000 13221000000 2727000000 38301000000 10883000000 6367000000 1289000000 2619000000 608000000 709000000 709000000 239079000000 14510000000 5346000000 38909000000 709000000 5266000000 4864000000 2228000000 2321000000 118000000 197000000 351000000 45000000 109000000 197000000 51000000 51000000 2273000000 2430000000 315000000 197000000 51000000 211589000000 209170000000 197881000000 7832000000 727000000 2730000000 2419000000 1943000000 240000000 207000000 29000000 199824000000 8072000000 934000000 2759000000 20097000000 16901000000 13767000000 2185000000 130000000 819000000 3196000000 102000000 1727000000 1335000000 32000000 13869000000 3912000000 1465000000 851000000 92245000000 86514000000 71290000000 5997000000 937000000 8290000000 5431000000 1699000000 2042000000 1649000000 41000000 300000000 300000000 72989000000 8039000000 2586000000 8331000000 300000000

46013000000

36888000000 902000000 35986000000

0.0304

1000000000

18399000000 318000000 2408000000 15673000000 -40000000 -3000000 -37000000 251000000 251000000 42186000000 48000000 42138000000

26991000000

56109000000

9818000000

6209000000

746164000000 271618000000 447555000000

27018000000

56083000000

9953000000

6210000000

747618000000 271868000000 448732000000

96857000000

-1328000000

90000000 134000000 -44000000 33602000000

2948000000

55000000

213818000000

134957000000 16177000000 115832000000

29966000000

96857000000

54810000000

9953000000

220028000000

882665000000 288179000000 564520000000 33602000000

29939000000

96857000000

54836000000

9818000000

220027000000

881211000000 287929000000 563343000000 33602000000

75000000

233000000

446000000

2000000 215000000

1136000000

19762000000

19826000000

9000000 73000000

21000000

19826000000 22055000000 152000000 21000000 19674000000 22034000000

25000000

24000000

1000000 24000000 24000000 5558000000 20898000000 1771000000 0 43206000000 321000000 42885000000 15621000000 115000000 2588000000 12918000000 -742000000 4000000 -746000000

568000000

145000000 145000000

2577000000

2571000000

8000000 2000000 2571000000 958000000 27000000 2544000000 958000000 41371000000 36000000 41335000000

847000000

853000000

1000000 7000000

2000000

853000000 846000000 2000000 853000000 844000000

7228000000

7204000000

26000000 2000000 7204000000 7204000000

693000000

695000000

1000000 3000000 695000000 17939000000 12385000000 695000000 5554000000

2033000000

2098000000

1000000 66000000 2098000000 11043000000 2098000000 11043000000

15704000000

15818000000

92000000 206000000

64000000

15818000000 39209000000 64000000 20000000 1016000000 15798000000 38129000000

4693000000

4692000000

3000000 2000000 4692000000 6206000000 1633000000 4692000000 4573000000 446000000 42165000000 293000000 1136000000 41000000 39017000000 112000000 2012000000

3321000000

167000000

3131000000

23000000

98774000000

53355000000

309643000000

31553000000

240883000000 100462000000 613169000000 140421000000 415992000000 197177000000

1223000000

409000000

53000000

220061000000 4557000000 90263000000 314881000000 8030000000 8030000000 220061000000 4557000000 98293000000 322911000000

23000000

932000000

789000000

98774000000

53355000000

309640000000

31553000000

240661000000 100240000000 612393000000 140421000000 414507000000 197886000000 50609000000 7328000000 116299000000 174236000000 79000000 363000000 11525000000 11967000000 1896000000 1896000000 50688000000 7691000000 127824000000 1896000000 198941000000 188099000000 10842000000

5705000000

5706000000

-1000000

17593000000

17652000000

-59000000

82279000000

99000000

4265000000

-16000000

4162000000

119000000

54716000000

44000000000 21000000000 326000000000 31000000000 144000000

280000000

375000000

460000000

90308000000

95643000000 5335000000

226187000000

330119000000

571473000000 15167000000

690000000

31384000000

32973000000

65230000000 873000000

32451000000

3995000000

49929000000

90426000000 36502000000

5484000000

5490000000 6000000

5315000000

11438000000

19808000000 3055000000

98774000000

2948000000

96857000000

574383000000

827000000

478051000000

827000000

-1273000000

1445000000

250276000000

213818000000

17403000000

54227000000 11837000000 16311000000 115788000000 140421000000 99601000000 97684000000 33602000000

1549000000

-119000000

-59000000

-60000000

2814000000

1384000000

59000000

75000000

472000000 568000000 60000000 1223000000 476000000 1265000000

57808000000

20264000000

166000000

1108000000

61000000 54051000000 2588000000 2408000000 17690000000

2948000000

514588000000

457230000000

-1498000000

262000000

250276000000

213818000000

17403000000

53694000000 11269000000 16251000000 115788000000 85147000000 96537000000 94011000000 15912000000 207000000 21000000 186000000 1690000000 405000000 1285000000 4326000000 1301000000 3025000000

40755000000

61462000000

21616000000

36338000000

92765000000

27915000000

25735000000

117873000000

42368000000

-39859000000

18451000000

18429000000

149863000000

149802000000

621229000000

620925000000

101068000000

101276000000

473914000000

473942000000

-827000000

827000000

-827000000

827000000

246937000000

304300000000

563343000000 12106000000

140474000000

98796000000

287929000000 48659000000

8403000000

21363000000

29939000000 173000000

395814000000

424459000000

881211000000 60938000000

1115000000

1727000000 4496000000

102.33

28407000000

2300000000

217000000

29000000

3000000

249000000

140000000

65000000

173000000

378000000

15000000

19000000

49000000

25000000

3000000

22000000

54000000

9000000

45000000

-455000000

-181000000

-16000000

21000000

251000000

442000000

693000000

278000000

427000000

121000000

826000000

923000000

30000000

477000000

196000000

508000000

2976000000

207000000

2749000000

20000000

1657000000

378000000

49000000

20000000

826000000

693000000

6413000000

17730000000

-27000000

-637000000

73829000000

73192000000

599000000

-79000000

-378000000

299000000

4354000000

431000000

378000000

3545000000

4275000000

431000000

3545000000

299000000

-558000000

45359000000

44801000000

251000000

352000000

407000000

1752000000

-489000000

-24000000

-465000000

-637000000

74428000000

73791000000

1010000000

30209000000

1334734000000

396800000000

15641000000

15662000000

94039000000

32521000000

90238000000

48232000000

1334734000000

79861000000

79955000000

48499000000

11137000000

10000000000

2400000000

94000000

4687000000

1254779000000

44064000000

52273000000

4823000000

51112000000

294602000000

9131000000

2832000000

206814000000

36471000000

63279000000 57001000000 837046000000 399452000000 180278000000 172400000000 1368000000 362000000000 222866000000 407234000000 72494000000 94608000000 2912000000 579730000000 576818000000 270154000000 496459000000 62716000000 401534000000 534371000000 128258000000 241000000 508000000 6290000000 1450800000000 495528000000 495993000000 496459000000 11000000 0.80 0.83 0.86 0.115 0.128 0.146 0.044 32247000000 1368000000 32209000000

46205000000

75494000000

16197000000

46109000000 46109000000 567338000000 397102000000 170236000000

46205000000

75490000000

16197000000

45367000000 45367000000 562138000000 394051000000 168087000000

20274000000

7227000000 1730000000 7227000000 190000000 1540000000 48093000000 48093000000 552000000 94000000 458000000

94039000000

1373000000

219108000000

121031000000 7198000000 121031000000 69000000 7129000000 406000000 406000000

237000000

192000000

429000000

142000000

64000000

176000000

382000000

17000000

16000000

18000000

51000000

38000000

46109000000

6000000

45319000000

32000000

790000000

11000000

4000000

7000000

48499000000

1442000000

1436000000

6000000 0

38000000

6000000

32000000

-504000000

-84000000

1000000

21000000

161000000

599000000

760000000

242000000

512000000

141000000

895000000

282471000000 282212000000 259000000 272954000000 222026000000 13681000000 2577000000 34670000000 8532000000 3688000000 1369000000 2897000000 578000000 726000000 726000000 225714000000 15050000000 5474000000 35248000000 726000000 4866000000 4495000000 2004000000 2230000000 95000000 166000000 327000000 46000000 102000000 178000000 1000000 44000000 44000000 2050000000 2332000000 273000000 167000000 44000000 201254000000 199544000000 182426000000 10794000000 3740000000 2584000000 1710000000 1270000000 239000000 166000000 35000000 183696000000 11033000000 3906000000 2619000000 19415000000 16322000000 13185000000 2234000000 139000000 764000000 3093000000 100000000 1632000000 1331000000 30000000 13285000000 3866000000 1470000000 794000000 92700000000 87480000000 71763000000 6124000000 998000000 8595000000 4917000000 1256000000 1925000000 1672000000 64000000 303000000 303000000 73019000000 8049000000 2670000000 8659000000 303000000

46109000000

30346000000 726000000 29620000000 18479000000 380000000 4369000000 13730000000 34000000 5000000 29000000 94000000 94000000 41868000000 32000000 41836000000

25449000000

54917000000

9131000000

4975000000

711787000000 255402000000 430936000000

25462000000

54880000000

9319000000

4976000000

711735000000 255115000000 431158000000

90238000000

-1434000000

139000000 150000000 -11000000 32247000000

7072000000

18000000

201839000000

125120000000 14602000000 103446000000

32534000000

90238000000

53464000000

9319000000

206815000000

836994000000 269867000000 534593000000 32247000000

32521000000

90238000000

53501000000

9131000000

206814000000

837046000000 270154000000 534371000000 32247000000

65000000

197000000

382000000

1000000 186000000

1148000000

17439000000

17419000000

42000000 22000000

21000000

17419000000 22326000000 192000000 21000000 2000000 17227000000 22303000000

25000000

24000000

1000000 24000000 24000000 4713000000 16776000000 1348000000 0 34085000000 222000000 1000000 33862000000 17818000000 296000000 5868000000 11654000000 -625000000 6000000 -631000000

551000000

38000000 38000000

2176000000

2174000000

3000000 1000000 2174000000 1001000000 2174000000 1001000000 43306000000 53000000 43253000000

856000000

863000000

2000000 9000000

110000000

863000000 1133000000 110000000 863000000 1023000000

6248000000

6239000000

10000000 1000000 6239000000 6239000000

244000000

238000000

6000000 238000000 14573000000 8342000000 238000000 6231000000

1578000000

1554000000

26000000 2000000 1554000000 11350000000 1554000000 11350000000

18000000000

18136000000

149000000 285000000

66000000

18136000000 33164000000 66000000 2068000000 18136000000 31030000000

1469000000

1470000000

1000000 2000000 1470000000 10169000000 1151000000 1470000000 9018000000 382000000 34542000000 237000000 1148000000 42000000 30847000000 103000000 2547000000

3088000000

1000000

154000000

2912000000

21000000

94039000000

47578000000

294598000000

36471000000

222124000000 93866000000 571618000000 128258000000 394404000000 177214000000

1345000000

382000000

51000000

222970000000 4291000000 88828000000 316089000000 93000000 7069000000 7162000000 223063000000 4291000000 95897000000 323251000000

21000000

895000000

760000000

94039000000

47578000000

294602000000

36471000000

222866000000 94608000000 576818000000 128258000000 397455000000 179363000000 46869000000 6692000000 106027000000 159588000000 324000000 411000000 10190000000 10925000000 1096000000 1096000000 47193000000 7103000000 116217000000 1096000000 180278000000 171609000000 8669000000

6309000000

6306000000

3000000

17617000000

17635000000

-18000000

-70000000

79861000000

79791000000

94000000

4823000000

688000000

4147000000

-12000000

4823000000

688000000

4147000000

-12000000

-70000000

51112000000

51042000000

38000000000 20000000000 309000000000 32000000000 125000000

274000000

340000000

365000000

88119000000

93205000000 5086000000

213747000000

292641000000

521500000000 15112000000

564000000

32930000000

26598000000

60940000000 1412000000

34098000000

2478000000

67211000000

102788000000 33099000000

5495000000

5500000000 5000000

5037000000

10350000000

18451000000 3064000000

94039000000

7072000000

90238000000

521031000000

583000000

448167000000

583000000

-1416000000

1373000000

219108000000

201839000000

20274000000

48499000000 9480000000 14752000000 103435000000 128258000000 94622000000 90821000000 32247000000

1824000000

-453000000

5000000

-68000000

-390000000

2967000000

1596000000

68000000

65000000

429000000 551000000 390000000 -5000000 1345000000 577000000 1143000000

49341000000

22271000000

170000000

1020000000

42000000 42410000000 5869000000 4369000000 17732000000

7072000000

469306000000

424883000000

-1654000000

288000000

219108000000

201839000000

20274000000

48028000000 8929000000 14362000000 103440000000 84503000000 88176000000 85309000000 14515000000 179000000 179000000 1870000000 468000000 1402000000 4241000000 1246000000 2995000000

59109000000

51798000000

21127000000

45550000000

80773000000

25027000000

23863000000

89553000000

44602000000

-35076000000

16210000000

16289000000

136030000000

135944000000

590950000000

590582000000

93063000000

93162000000

453879000000

453878000000

-70000000

79955000000

79885000000

-583000000

583000000

-583000000

583000000

238617000000

287148000000

534371000000 8606000000

135101000000

86180000000

270154000000 48873000000

8750000000

23472000000

32521000000 299000000

382468000000

396800000000

837046000000 57778000000

979000000

1714000000 4576000000

-70000000

14000000

25 25 13600000 12000000 2400000

2019-07-25

The notes bear interest at a fixed rate of 2.74% per annum until July 25, 2024, and at the three-month Canadian Dollar Offered Rate plus 0.98% thereafter until their maturity on July 25, 2029.

1500000000

1177000000 44864000000 46041000000 616000000 44820000000 45436000000 561000000 44000000 605000000 470000000 393000000 53220000000 53757000000 144000000 383000000 53219000000 53602000000 10000000 1000000 11000000 144000000 144000000 1070000000 45077000000 46147000000 367000000 44958000000 45325000000 703000000 119000000 822000000 406000000 533000000 47435000000 48093000000 125000000 500000000 46956000000 47456000000 33000000 479000000 512000000 125000000 125000000

350000000

2024-02-24 25 0.0238 0.048 The dividend rate will reset on the earliest redemption date and every fifth year thereafter at a rate equal to the 5-year Government of Canada bond yield plus a premium of 2.38%. Holders have the option to convert their shares into Non-Cumulative Floating Rate First Preferred Shares, Series BP, subject to certain conditions, on the earliest redemption date and every fifth year thereafter at a rate equal to the 3-month Government of Canada Treasury Bill yield plus 2.38%. Subject to the consent of OSFI and the requirements of the Bank Act (Canada), we may redeem the Series BO Preferred Shares in whole or in part at a price per share of $25 on the earliest redemption date and every fifth year thereafter. The Series BO Preferred Shares include NVCC provisions which are necessary for the shares to qualify as Tier 1 regulatory capital. 10000000

1451823

-43194000000

423000000

6.19

1023000000

-13805000000

-2597000000

35086000000

-6160000000

23546000000

954000000

6520000000

403000000

-6045000000

323000000

798000000

-16497000000

10274000000

29000000

1023000000

1221000000

10245000000

3166

2776

6.16

37000000

4030000000

251000000

1285000000

27000000

4214000000

10347000000

5076000000

-43000000

3608000000

-6000000

162000000

387000000

3240000000

89000000

42000000

216000000

-954000000

22000000

-3000000

5000000

-130000000

2639000000

265000000

1000000

-13000000

22967000000

385000000

15516000000

3894000000

10569000000

3494000000

448000000

3990000000

4263000000

8950000000

9153000000

9668000000

69000000

1093000000

53000000

8939000000

11820000000

-19000000

-56000000

1000000

711000000

1098000000

1158000000

181000000

113000000

597000000

1780000000

-4345000000

76000000

31907000000

1177000000

961000000

9181000000

28000000

4263000000

788000000

24031000000

13000000

1445136

790000000 6840000000 -23000000 30286000000 3184000000 358000000 1174000000 733000000 2655000000 1539000000 500000000 43964000000 11000000 -24000000 18445000000 16951000000 15994000000 26956000000 38877000000 1395000000 14000000 1275000000 105000000 13462000000 831000000 114000000 2182000000 9000000 5000000 -40000000 -118000000 1341000000 1275000000 -105000000 4345000000 4169000000 -15000000 500000000 745 2.79 235000000 799000000 4236000000 257000000 -40000000

558000000

17856000000

5617000000

25000000

-1000000

2000000

6000000

-5000000

206000000

1000000

32000000

-6000000

2000000

206000000

31000000

2000000

-49000000 15000000 1000000 -51000000 9000000 66000000

1000000

49000000 -17000000 14000000 9000000 -54000000

-9000000

4000000

2000000 -15000000 -31000000 39000000

-6000000

4000000

-51000000 18000000 -19000000 39000000

1000000

-20000000 4000000 -8000000 3000000 20000000 20000000 -4000000 8000000 7000000 -39000000

-3000000

6000000

-8000000 -16000000 25000000

-2000000

6000000

-8000000 10000000 -35000000 25000000

1000000

-83000000 64000000

2000000

-36000000 -83000000 47000000 1000000

-1000000

17000000 -1000000 36000000 -4000000 12000000

1000000

-3000000 7000000 -4000000 2000000 1000000

-1000000

3000000 -7000000 2000000 10000000 -1000000 -2000000

16000000

-2000000

71000000

73000000

-141000000

35000000

-8000000

-87000000

-42000000

-55000000

133000000

12000000

-4000000

-6000000

-11000000

11000000

3000000

4000000

-3000000

-1000000

-597000000 102000000 2000000 -10000000 10000000 526000000

1000000

597000000 -102000000 145000000 -2000000 55000000 -738000000

97000000

-147000000 -204000000 448000000

97000000

-12000000 65000000 -416000000 448000000

-2000000

-576000000 118000000 2000000 -81000000 25000000 530000000

-1000000

576000000 -119000000 114000000 -4000000 99000000 -745000000

-8000000

87000000

1000000 -116000000 -229000000 405000000

-11000000

87000000

-85000000 124000000 -444000000 405000000

4464000000

6105000000

-1000000

71000000

27000000

-127000000

-48000000

320000000

-89000000

34000000

-2000000

-1000000

-5000000

-1000000

4000000

-3000000

345000000

-289000000

-40000000

1000000

27000000

12000000

-111000000

-4000000

16000000

-2000000

-455000000

950000000

-53000000

-816000000

24000000

-86000000

-39000000

320000000

-656000000

34000000

-7000000

52000000

-6000000

-35000000

33000000

-2000000

-19000000

-4000000

405000000

-11000000

-318000000

363000000

-351000000 -107000000

-202000000

202000000

-88000000

69000000

-11732000

157000000 1105000 -12837000 99.28 12.22 1275000000

69000000

157000000

-4143000000

4061000000

571000000

742000000

171000000

9000000

62000000

71000000

4030000000

214000000

-6000000

-13000000

69000000

1092000000

-4345000000

9153000000

4263000000

1275000000 -105000000

37000000

1000000

28000000

500000000

-138000000

381000000

181000000

256000000

-138000000

-56000000

4030000000

214000000

-6000000

125000000

711000000

9153000000

1118000000 2000000

2000000

-148000000 60000000 1000000 -167000000 112000000 123000000 148000000 -68000000 28000000 -28000000 145000000 -199000000

-36000000

52000000

8000000 -29000000 -87000000 145000000

50000000

-43000000

54000000

-61000000

-3000000

-63000000

-261000000

731000000

-897000000

-398000000

643000000

189000000

41000000

-58000000

-3000000

-40000000

8000000

54000000

-58000000

-3000000

-221000000

-398000000

643000000

33000000

-253000000

-428000000

-380000000

-175000000

-312000000 48000000 -68000000

27000000

158000000

615000000

3240000000

457000000

3240000000 443000000 2182000000

90000000

-1000000

184000000

770000000

1967000000

586000000

1689000000 1196000000 278000000

271000000

-16000000

499000000

2610000000

6342000000

2111000000

3722000000 3716000000 2620000000

401000000

19000000

484000000

2196000000

8186000000

1712000000

6263000000 6009000000 1923000000

432000000

-956000000

1567000000

6057000000

12552000000

4490000000

3843000000 5539000000 8709000000

101000000

-34000000

52000000

-195000000 257000000 -163000000 145000000 -93000000

360000000

3000000

11000000

269000000

-6000000

286000000

140000000

426000000

29000000

77000000

-2000000

-50000000

77000000

630088

1441499

-15038000000

464000000

6.59

982000000

-2537000000

-77000000

13213000000

false

-4336000000

3188000000

1365000000

-4735000000

-504000000

6619000000

1480000000

888000000

4918000000

8159000000

6000000

--10-31

925000000

1352000000

<div> Commissions and fees Commissions and fees primarily relate to Investment management and custodial fees, Mutual fund revenue, Securities brokerage commissions, Services charges, Underwriting and other advisory fees, Card service revenue and Credit fees, and are recognized based on the applicable service contracts with customers. Investment management and custodial fees and Mutual fund revenue are generally calculated as a percentage of daily or period-end net asset values based on the terms of the contract with customers and are received monthly, quarterly, semi-annually or annually, depending on the terms of the contract. Investment management and custodial fees are generally derived from assets under management (AUM) when our clients solicit the investment capabilities of an investment manager or from assets under administration (AUA) where the investment strategy is directed by the client or a designated third party manager. Mutual fund revenue is derived from the daily net asset value (NAV) of the mutual funds. Investment management and custodial fees and Mutual fund revenue are recognized over time when the service is provided to the customer provided that it is highly probable that a significant reversal in the amount of revenue recognized will not occur. Commissions earned on Securities brokerage services and Service charges that are related to the provision of specific transaction type services are recognized when the service is fulfilled. Where services are provided over time, revenue is recognized as the services are provided. Underwriting and other advisory fees primarily relate to underwriting of new issuances of debt or equity and various advisory services. Underwriting fees are generally expressed as a percentage of the funds raised through issuance and are recognized when the service has been completed. Advisory fees vary depending on the scope and type of engagement and can be fixed in nature or contingent on a future event. Advisory fees are recognized over the period in which the service is provided and are recognized only to the extent that it is highly probable that a significant reversal in the amount of revenue will not occur. Card service revenue primarily includes interchange revenue and annual card fees. Interchange revenue is calculated as a fixed percentage of the transaction amount and recognized when the card transaction is settled. Annual card fees are fixed fees and are recognized over a twelve month period. Credit fees are primarily earned for arranging syndicated loans and making credit available on undrawn facilities. The timing of the recognition of credit fees varies based on the nature of the services provided. When service fees and other costs are incurred in relation to commissions and fees earned, we record these costs on a gross basis in either Non-interest expense – Other or Non-interest expense – Human resources based on our assessment of whether we have primary responsibility to fulfill the contract with the customer and have discretion in establishing the price for the commissions and fees earned, which may require judgment. </div>

8153000000

<div> Common shares issued (1)   <table cellspacing="0" cellpadding="0" width="100%" border="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8.5pt" align="center"> <tr> <td width="71%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" style="BORDER-TOP:1px solid #000000">   </td> <td valign="bottom" style="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="18" nowrap="nowrap" align="center" style="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">For the three months ended</td> <td valign="bottom" style="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="6" nowrap="nowrap" align="center" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> July 31, 2019</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom"> </td> <td colspan="2" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="6" nowrap="nowrap" align="center" style="BORDER-BOTTOM:1px solid #000000">July 31, 2018</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM:1px solid #000000">(Millions of Canadian dollars, except number of shares)</td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">Number of shares (thousands)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Amount</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Number of shares (thousands)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Amount</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Issued in connection with share-based compensation plans (2) </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">545</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right">     38</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">440</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">    24</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Purchased for cancellation (3) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(1,914</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(24</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(1,283</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(16</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(1,369</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">14</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(843</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">8</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" style="BORDER-TOP:1px solid #000000">   </td> <td valign="bottom" style=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="18" nowrap="nowrap" align="center" style="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">For the nine months ended</td> <td valign="bottom" style=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="6" nowrap="nowrap" align="center" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> July 31, 2019</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom"> </td> <td colspan="2" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="6" nowrap="nowrap" align="center" style="BORDER-BOTTOM:1px solid #000000">July 31, 2018</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM:1px solid #000000">(Millions of Canadian dollars, except number of shares)</td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">Number of shares (thousands)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Amount</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Number of shares (thousands)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Amount</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Issued in connection with share-based compensation plans (2) </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 1,230</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right">87</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,105</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">69</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Purchased for cancellation (3) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(5,705</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(70</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(12,837</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(157</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(4,475</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">17</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(11,732</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(88</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> </tr> </table>   <table style="BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt" border="0" cellpadding="0" cellspacing="0" width="100%"> <tr style="page-break-inside:avoid"> <td width="3%" valign="top" align="left">(1)</td> <td width="1%" valign="top" style="font-size:8pt"> </td> <td align="left" valign="top">The requirements of our dividend reinvestment plan (DRIP) are satisfied through either open market share purchases or shares issued from treasury. During the three and nine months ended July 31, 2019 and July 31, 2018, our DRIP’s requirements were satisfied through open market share purchases.</td> </tr> </table> <table style="BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt" border="0" cellpadding="0" cellspacing="0" width="100%"> <tr style="page-break-inside:avoid"> <td width="3%" valign="top" align="left">(2)</td> <td width="1%" valign="top" style="font-size:8pt"> </td> <td align="left" valign="top">Amounts include cash received for stock options exercised during the period and the fair value adjustment to stock options.</td> </tr> </table> <table style="BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt" border="0" cellpadding="0" cellspacing="0" width="100%"> <tr style="page-break-inside:avoid"> <td width="3%" valign="top" align="left">(3)</td> <td width="1%" valign="top" style="font-size:8pt"> </td> <td align="left" valign="top">During the three months ended July 31, 2019, we purchased for cancellation common shares at a total fair value of $197 million (average cost of $102.82 per share), with a book value of $24 million (book value of $12.28 per share). During the nine months ended July 31, 2019, we purchased for cancellation common shares at a total fair value of $556 million (average cost of $97.36 per share), with a book value of $70 million (book value of $12.26 per share). During the three months ended July 31, 2018, we purchased for cancellation common shares at a total fair value of $128 million (average cost of $99.21 per share), with a book value of $16 million (book value of $12.23 per share). During the nine months ended July 31, 2018, we purchased for cancellation common shares at a total fair value of $1,275 million (average cost of $99.28 per share), with a book value of $157 million (book value of $12.22 per share).</td> </tr> </table> </div>

<div> <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; border-radius: 6pt" cellspacing="0" cellpadding="0" width="100%" bgcolor="#000000" border="0"> <tr> <td width="100%"></td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="8"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Note 7    Employee benefits – Pension and other post-employment benefits   </td> </tr> </table> We offer a number of defined benefit and defined contribution plans which provide pension and post-employment benefits to eligible employees. The following tables present the composition of our pension and other post-employment benefit expense and the effects of remeasurements recorded in other comprehensive income. Pension and other post-employment benefit expense   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="66%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-TOP: #000000 1px solid" valign="bottom">.</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="18" nowrap="nowrap" align="center">For the three months ended</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Pension plans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Other post-employment benefit plans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Current service costs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">74</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">90</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">10</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Net interest expense (income) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Remeasurements of other long term benefits </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Administrative expense </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Defined benefit pension expense </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">73</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">96</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">30</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Defined contribution pension expense </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">50</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">45</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  123</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  141</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  30</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  25</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table>   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="66%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-TOP: #000000 1px solid" valign="bottom">.</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="18" nowrap="nowrap" align="center">For the nine months ended</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Pension plans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Other post-employment benefit plans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Current service costs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">222</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">269</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">29</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">29</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Net interest expense (income) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(15</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">49</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">50</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Remeasurements of other long term benefits </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">10</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Administrative expense </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">12</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">11</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Defined benefit pension expense </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">219</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">286</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">88</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">77</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Defined contribution pension expense </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">161</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">140</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  380</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  426</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  88</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  77</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> Pension and other post-employment benefit remeasurements (1)   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="63%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-TOP: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="18" nowrap="nowrap" align="center">For the three months ended</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Defined benefit pension plans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Other post-employment benefit plans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Actuarial (gains) losses: </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Changes in financial assumptions (2) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">    932</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  (378</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">   63</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  (40</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Experience adjustments </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Return on plan assets (excluding interest based on discount rate) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(203</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(209</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">729</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(587</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">60</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(43</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> </table>   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="66%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-TOP: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="18" nowrap="nowrap" align="center">For the nine months ended</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Defined benefit pension plans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Other post-employment benefit plans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Actuarial (gains) losses: </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Changes in financial assumptions (2) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">   2,192</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  (571</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">   180</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  (62</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Experience adjustments </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Return on plan assets (excluding interest based on discount rate) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(921</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(171</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,271</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(742</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">174</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(71</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> </table>   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Market based assumptions, including Changes in financial assumptions and Return on plan assets, are reviewed on a quarterly basis. All other assumptions are updated during our annual review of plan assumptions.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Changes in financial assumptions in our defined benefit pension plans primarily relate to changes in discount rates.</td> </tr> </table> </div>

<div> Changes in accounting policies During the first quarter, we adopted IFRS 15 Revenue from Contracts with Customers (IFRS 15). As permitted by the transition provisions of IFRS 15, we elected not to restate comparative period results; accordingly, all comparative period information is presented in accordance with our previous accounting policies, as described in our 2018 Annual Report. As a result of the adoption of IFRS 15, we reduced our opening retained earnings by $70 million, on an after tax basis as at November 1, 2018 (the date of initial application), to align the recognition of certain fees with the transfer of the performance obligations. </div>

<div> <table cellspacing="0" cellpadding="0" width="100%" border="0" style="border-radius:6pt; ; font-family:arial; font-size:8.5pt" bgcolor="#000000"> <tr> <td width="100%"></td> </tr> <tr style="font-size:1pt"> <td height="8"></td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Note 9     Significant capital and funding transactions   </td> </tr> </table> Preferred shares On November 2, 2018, we issued 14 million Non-Cumulative 5-Year Rate Reset First Preferred Shares Series BO at a price of $25 per share, for total gross proceeds of $350 million. For the initial five year period to the earliest redemption date of February 24, 2024, the Series BO Preferred Shares pay quarterly cash dividends, if declared, at a rate of 4.8% per annum. The dividend rate will reset on the earliest redemption date and every fifth year thereafter at a rate equal to the 5-year Government of Canada bond yield plus a premium of 2.38%. Holders have the option to convert their shares into Non-Cumulative Floating Rate First Preferred Shares, Series BP, subject to certain conditions, on the earliest redemption date and every fifth year thereafter at a rate equal to the 3-month Government of Canada Treasury Bill yield plus 2.38%. Subject to the consent of OSFI and the requirements of the Bank Act (Canada), we may redeem the Series BO Preferred Shares in whole or in part at a price per share of $25 on the earliest redemption date and every fifth year thereafter. The Series BO Preferred Shares include NVCC provisions which are necessary for the shares to qualify as Tier 1 regulatory capital. On November 24, 2018, we redeemed all 10 million Non-Cumulative First Preferred Shares Series AD at a price of $25 per share. On February 24, 2019, we redeemed all 2.4 million Non-Cumulative First Preferred Shares Series AK, all 13.6 million Non-Cumulative 5 year Rate Reset First Preferred Shares Series AJ, and all 12 million Non-Cumulative 5-year Rate Reset First Preferred Shares Series AL, at a price of $25 per share. Subordinated Debt On July 17, 2019, we redeemed all $1,000 million of our outstanding NVCC 3.04% subordinated debentures due on July 17, 2024 for 100% of their principal amount plus interest accrued to, but excluding, the redemption date. On July 25, 2019, we issued $1,500 million of NVCC subordinated debentures. The notes bear interest at a fixed rate of 2.74% per annum until July 25, 2024, and at the three-month Canadian Dollar Offered Rate plus 0.98% thereafter until their maturity on July 25, 2029. Common shares issued (1)   <table cellspacing="0" cellpadding="0" width="100%" border="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8.5pt" align="center"> <tr> <td width="71%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" style="BORDER-TOP:1px solid #000000">   </td> <td valign="bottom" style=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="18" nowrap="nowrap" align="center" style="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">For the three months ended</td> <td valign="bottom" style=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="6" nowrap="nowrap" align="center" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> July 31, 2019</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom"> </td> <td colspan="2" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="6" nowrap="nowrap" align="center" style="BORDER-BOTTOM:1px solid #000000">July 31, 2018</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM:1px solid #000000">(Millions of Canadian dollars, except number of shares)</td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">Number of shares (thousands)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Amount</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Number of shares (thousands)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Amount</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Issued in connection with share-based compensation plans (2) </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">545</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right">     38</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">440</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">    24</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Purchased for cancellation (3) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(1,914</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(24</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(1,283</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(16</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(1,369</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">14</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(843</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">8</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" style="BORDER-TOP:1px solid #000000">   </td> <td valign="bottom" style=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="18" nowrap="nowrap" align="center" style="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">For the nine months ended</td> <td valign="bottom" style=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="6" nowrap="nowrap" align="center" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> July 31, 2019</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom"> </td> <td colspan="2" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="6" nowrap="nowrap" align="center" style="BORDER-BOTTOM:1px solid #000000">July 31, 2018</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM:1px solid #000000">(Millions of Canadian dollars, except number of shares)</td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">Number of shares (thousands)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Amount</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td colspan="2" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Number of shares (thousands)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Amount</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Issued in connection with share-based compensation plans (2) </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 1,230</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right">87</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,105</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">69</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Purchased for cancellation (3) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(5,705</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(70</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(12,837</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(157</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(4,475</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">17</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(11,732</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(88</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> </tr> </table>   <table style="BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt" border="0" cellpadding="0" cellspacing="0" width="100%"> <tr style="page-break-inside:avoid"> <td width="3%" valign="top" align="left">(1)</td> <td width="1%" valign="top" style="font-size:8pt"> </td> <td align="left" valign="top">The requirements of our dividend reinvestment plan (DRIP) are satisfied through either open market share purchases or shares issued from treasury. During the three and nine months ended July 31, 2019 and July 31, 2018, our DRIP’s requirements were satisfied through open market share purchases.</td> </tr> </table> <table style="BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt" border="0" cellpadding="0" cellspacing="0" width="100%"> <tr style="page-break-inside:avoid"> <td width="3%" valign="top" align="left">(2)</td> <td width="1%" valign="top" style="font-size:8pt"> </td> <td align="left" valign="top">Amounts include cash received for stock options exercised during the period and the fair value adjustment to stock options.</td> </tr> </table> <table style="BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt" border="0" cellpadding="0" cellspacing="0" width="100%"> <tr style="page-break-inside:avoid"> <td width="3%" valign="top" align="left">(3)</td> <td width="1%" valign="top" style="font-size:8pt"> </td> <td align="left" valign="top">During the three months ended July 31, 2019, we purchased for cancellation common shares at a total fair value of $197 million (average cost of $102.82 per share), with a book value of $24 million (book value of $12.28 per share). During the nine months ended July 31, 2019, we purchased for cancellation common shares at a total fair value of $556 million (average cost of $97.36 per share), with a book value of $70 million (book value of $12.26 per share). During the three months ended July 31, 2018, we purchased for cancellation common shares at a total fair value of $128 million (average cost of $99.21 per share), with a book value of $16 million (book value of $12.23 per share). During the nine months ended July 31, 2018, we purchased for cancellation common shares at a total fair value of $1,275 million (average cost of $99.28 per share), with a book value of $157 million (book value of $12.22 per share).</td> </tr> </table> </div>

3172

2102

<div> <table cellspacing="0" cellpadding="0" width="100%" border="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8.5pt" align="center"> <tr> <td width="45%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" style="BORDER-TOP:1px solid #000000">.</td> <td valign="bottom" bgcolor="#CCCCCC" style="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="26" align="center" style="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">For the three months ended July 31, 2019</td> <td valign="bottom" style="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM:1px solid #000000">(Millions of Canadian dollars)</td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">Personal & Commercial Banking</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">Wealth Management</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Insurance</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Investor & Treasury Services</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Capital Markets (1)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Corporate Support (1)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Total</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Net interest income (2) </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="top" bgcolor="#CCCCCC">$</td> <td valign="top" bgcolor="#CCCCCC" align="right">   3,221</td> <td nowrap="nowrap" valign="top" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right">773</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">$</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC" align="right">–</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right">(16</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 1,048</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right">      22</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 5,048</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Non-interest income </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">1,325</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">  2,256</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">  1,463</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">  577</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">986</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(111</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">6,496</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Total revenue </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="top" bgcolor="#CCCCCC"> </td> <td valign="top" bgcolor="#CCCCCC" align="right">4,546</td> <td nowrap="nowrap" valign="top" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 3,029</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 1,463</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">561</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">   2,034</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">(89</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">   11,544</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Provision for credit losses </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="top" bgcolor="#CCCCCC"> </td> <td valign="top" bgcolor="#CCCCCC" align="right">341</td> <td nowrap="nowrap" valign="top" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">27</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC" align="right">–</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">1</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">56</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC" align="right">–</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">425</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Insurance policyholder benefits, claims and acquisition expense </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC" align="right">–</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC" align="right">–</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 1,046</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC" align="right">–</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC" align="right">–</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC" align="right">–</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 1,046</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Non-interest expense </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">1,959</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">2,183</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">149</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">411</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">1,269</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">21</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">5,992</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Net income (loss) before income taxes </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="top" bgcolor="#CCCCCC"> </td> <td valign="top" bgcolor="#CCCCCC" align="right">2,246</td> <td nowrap="nowrap" valign="top" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">819</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">268</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">149</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">709</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> (110</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 4,081</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Income taxes (recoveries) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">582</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">180</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">64</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">31</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">56</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(95</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">818</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Net income </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">1,664</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">639</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">204</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">118</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">653</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(15</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">3,263</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Non-interest expense includes: </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Depreciation and amortization </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">159</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">144</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">12</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">36</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">105</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right"> –</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">456</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> </tr> </table>   <table cellspacing="0" cellpadding="0" width="100%" border="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8.5pt" align="center"> <tr> <td width="41%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" style="BORDER-TOP:1px solid #000000">.</td> <td valign="bottom" style=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="26" align="center" style="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">For the three months ended July 31, 2018</td> <td valign="bottom" style=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM:1px solid #000000">(Millions of Canadian dollars)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Personal & Commercial Banking</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Wealth Management</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Insurance</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Investor & Treasury Services</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Capital Markets (1)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Corporate Support (1)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Total</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Net interest income (2) </td> <td valign="bottom"> </td> <td valign="top">$</td> <td valign="top" align="right">  3,001</td> <td nowrap="nowrap" valign="top"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">679</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td nowrap="nowrap" valign="bottom">$</td> <td nowrap="nowrap" valign="bottom" align="right">–</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">32</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">913</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(29</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,596</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Non-interest income </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" align="right">1,283</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">  2,119</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">  1,290</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">  588</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">1,244</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(95</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">6,429</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Total revenue </td> <td valign="bottom"> </td> <td valign="top"> </td> <td valign="top" align="right">4,284</td> <td nowrap="nowrap" valign="top"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,798</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,290</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">620</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">  2,157</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(124</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">  11,025</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Provision for credit losses </td> <td valign="bottom"> </td> <td valign="top"> </td> <td valign="top" align="right">339</td> <td nowrap="nowrap" valign="top"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td nowrap="nowrap" valign="bottom"> </td> <td nowrap="nowrap" valign="bottom" align="right">–</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td nowrap="nowrap" valign="bottom"> </td> <td nowrap="nowrap" valign="bottom" align="right">–</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">346</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Insurance policyholder benefits, claims and acquisition expense </td> <td valign="bottom"> </td> <td nowrap="nowrap" valign="bottom"> </td> <td nowrap="nowrap" valign="bottom" align="right">–</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td nowrap="nowrap" valign="bottom"> </td> <td nowrap="nowrap" valign="bottom" align="right">–</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">925</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td nowrap="nowrap" valign="bottom"> </td> <td nowrap="nowrap" valign="bottom" align="right">–</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td nowrap="nowrap" valign="bottom"> </td> <td nowrap="nowrap" valign="bottom" align="right">–</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td nowrap="nowrap" valign="bottom"> </td> <td nowrap="nowrap" valign="bottom" align="right">–</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">925</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Non-interest expense </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" align="right">1,910</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">2,059</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">153</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">416</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">1,312</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">       8</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">5,858</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Net income (loss) before income taxes </td> <td valign="bottom"> </td> <td valign="top"> </td> <td valign="top" align="right">2,035</td> <td nowrap="nowrap" valign="top"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">736</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">212</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">203</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">842</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(132</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,896</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Income taxes (recoveries) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" align="right">525</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">158</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">54</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">48</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">144</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(142</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">787</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Net income </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" align="right">1,510</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">578</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">158</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">155</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">698</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">10</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">3,109</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Non-interest expense includes: </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Depreciation and amortization </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" align="right">147</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">138</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">9</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">30</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">94</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">–</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">418</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> </tr> </table>   <table cellspacing="0" cellpadding="0" width="100%" border="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8.5pt" align="center"> <tr> <td width="47%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" style="BORDER-TOP:1px solid #000000">.</td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="26" align="center" style="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">For the nine months ended July 31, 2019</td> <td valign="bottom" style=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM:1px solid #000000">(Millions of Canadian dollars)</td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">Personal & Commercial Banking</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">Wealth Management</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Insurance</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Investor & Treasury Services</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Capital Markets (1)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Corporate Support (1)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Total</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Net interest income (2) </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="top" bgcolor="#CCCCCC">$</td> <td valign="top" bgcolor="#CCCCCC" align="right">9,415</td> <td nowrap="nowrap" valign="top" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 2,248</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">$</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC" align="right">–</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right">(81</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 3,111</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right">76</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 14,769</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Non-interest income </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">  3,882</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">  6,708</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">  4,557</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">  1,860</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">  3,190</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(334</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">  19,863</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Total revenue </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="top" bgcolor="#CCCCCC"> </td> <td valign="top" bgcolor="#CCCCCC" align="right">   13,297</td> <td nowrap="nowrap" valign="top" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 8,956</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 4,557</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 1,779</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 6,301</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> (258</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 34,632</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Provision for credit losses </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="top" bgcolor="#CCCCCC"> </td> <td valign="top" bgcolor="#CCCCCC" align="right">1,061</td> <td nowrap="nowrap" valign="top" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">83</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC" align="right">–</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">1</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">221</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">(1</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 1,365</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Insurance policyholder benefits, claims and acquisition expense </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC" align="right">–</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC" align="right">–</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 3,431</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC" align="right">–</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC" align="right">–</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC" align="right">–</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 3,431</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Non-interest expense </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">5,761</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">6,551</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">453</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">1,217</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">3,788</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">      50</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">17,820</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Net income (loss) before income taxes </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="top" bgcolor="#CCCCCC"> </td> <td valign="top" bgcolor="#CCCCCC" align="right">6,475</td> <td nowrap="nowrap" valign="top" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 2,322</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">673</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right">561</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 2,292</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> (307</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" align="right"> 12,016</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Income taxes (recoveries) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">1,691</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">501</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">149</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">131</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">210</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(331</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">2,351</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Net income </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">4,784</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">1,821</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">524</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">430</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">2,082</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">24</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">9,665</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Non-interest expense includes: </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> <td valign="bottom" bgcolor="#CCCCCC"></td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Depreciation and amortization </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">469</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">443</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">35</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">105</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">300</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right"> –</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">1,352</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> </tr> </table>   <table cellspacing="0" cellpadding="0" width="100%" border="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8.5pt" align="center"> <tr> <td width="44%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" style="BORDER-TOP:1px solid #000000">.</td> <td valign="bottom" style=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="26" align="center" style="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">For the nine months ended July 31, 2018</td> <td valign="bottom" style=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM:1px solid #000000">(Millions of Canadian dollars)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Personal & Commercial Banking</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Wealth Management</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Insurance</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Investor & Treasury Services</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Capital Markets (1)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Corporate Support (1)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Total</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Net interest income (2) </td> <td valign="bottom"> </td> <td valign="top">$</td> <td valign="top" align="right">8,709</td> <td nowrap="nowrap" valign="top"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,923</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td nowrap="nowrap" valign="bottom">$</td> <td nowrap="nowrap" valign="bottom" align="right">–</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">278</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,620</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(68</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">13,462</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Non-interest income </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" align="right">  3,843</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">  6,263</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">  3,240</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">  1,689</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">  3,722</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(312</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">  18,445</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Total revenue </td> <td valign="bottom"> </td> <td valign="top"> </td> <td valign="top" align="right">  12,552</td> <td nowrap="nowrap" valign="top"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8,186</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,240</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,967</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6,342</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(380</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">31,907</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Provision for credit losses </td> <td valign="bottom"> </td> <td valign="top"> </td> <td valign="top" align="right">956</td> <td nowrap="nowrap" valign="top"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(19</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td nowrap="nowrap" valign="bottom"> </td> <td nowrap="nowrap" valign="bottom" align="right">–</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">16</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td nowrap="nowrap" valign="bottom"> </td> <td nowrap="nowrap" valign="bottom" align="right">–</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">954</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Insurance policyholder benefits, claims and acquisition expense </td> <td valign="bottom"> </td> <td nowrap="nowrap" valign="bottom"> </td> <td nowrap="nowrap" valign="bottom" align="right">–</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td nowrap="nowrap" valign="bottom"> </td> <td nowrap="nowrap" valign="bottom" align="right">–</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,182</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td nowrap="nowrap" valign="bottom"> </td> <td nowrap="nowrap" valign="bottom" align="right">–</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td nowrap="nowrap" valign="bottom"> </td> <td nowrap="nowrap" valign="bottom" align="right">–</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td nowrap="nowrap" valign="bottom"> </td> <td nowrap="nowrap" valign="bottom" align="right">–</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,182</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Non-interest expense </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" align="right">5,539</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">6,009</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">443</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">1,196</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">3,716</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">     48</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">16,951</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Net income (loss) before income taxes </td> <td valign="bottom"> </td> <td valign="top"> </td> <td valign="top" align="right">6,057</td> <td nowrap="nowrap" valign="top"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,196</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">615</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">770</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,610</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(428</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11,820</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Income taxes (recoveries) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" align="right">1,567</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">484</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">158</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">184</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">499</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(253</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">2,639</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Net income </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" align="right">4,490</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">1,712</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">457</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">586</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">2,111</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(175</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">9,181</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Non-interest expense includes: </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Depreciation and amortization </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" align="right">432</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">401</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">27</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">90</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">271</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">–</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">1,221</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> </tr> </table>   <table style="BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt" border="0" cellpadding="0" cellspacing="0" width="100%"> <tr style="page-break-inside:avoid"> <td width="3%" valign="top" align="left">(1)</td> <td width="1%" valign="top" style="font-size:8pt"> </td> <td align="left" valign="top">Taxable equivalent basis.</td> </tr> </table> <table style="BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt" border="0" cellpadding="0" cellspacing="0" width="100%"> <tr style="page-break-inside:avoid"> <td width="3%" valign="top" align="left">(2)</td> <td width="1%" valign="top" style="font-size:8pt"> </td> <td align="left" valign="top">Interest revenue is reported net of interest expense as we rely primarily on net interest income as a performance measure.</td> </tr> </table> Total assets and total liabilities by business segment   <table cellspacing="0" cellpadding="0" width="100%" border="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt" align="center"> <tr> <td width="31%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" style="BORDER-TOP:1px solid #000000">   </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">   </td> <td valign="bottom" colspan="26" align="center" style="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">As at July 31, 2019</td> <td valign="bottom" style=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM:1px solid #000000">(Millions of Canadian dollars)</td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Personal & Commercial Banking</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Wealth Management</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Insurance</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Investor & Treasury Services</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Capital Markets</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Corporate Support</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> Total</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Total assets </td> <td valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="top" bgcolor="#CCCCCC">$</td> <td valign="top" bgcolor="#CCCCCC" align="right">   473,914</td> <td nowrap="nowrap" valign="top" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC"> </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right">   101,068</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right">   18,451</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right">   149,863</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right">   621,229</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right">    42,368</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC">$</td> <td valign="bottom" bgcolor="#CCCCCC" align="right">   1,406,893</td> <td nowrap="nowrap" valign="bottom" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Total liabilities </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">473,942</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">101,276</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">18,429</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">149,802</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">620,925</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">(39,859</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC"> ) </td> <td valign="bottom" bgcolor="#CCCCCC" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC" align="right">1,324,515</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000" bgcolor="#CCCCCC">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom"> </td> <td valign="bottom">  </td> <td colspan="2" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td colspan="2" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">  </td> <td colspan="2" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">  </td> <td colspan="2" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">  </td> <td colspan="2" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">  </td> <td colspan="2" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">  </td> <td colspan="2" valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" style="BORDER-TOP:1px solid #000000">   </td> <td valign="bottom" style=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">   </td> <td valign="bottom" colspan="26" align="center" style="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">As at October 31, 2018</td> <td valign="bottom" style=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"> <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM:1px solid #000000">(Millions of Canadian dollars)</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">   </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Personal & Commercial Banking</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Wealth Management</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">   </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Insurance</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">   </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Investor & Treasury Services</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">   </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Capital Markets</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">   </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Corporate Support</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">   </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right" style="BORDER-BOTTOM:1px solid #000000">Total</td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top"> Total assets </td> <td valign="bottom">  </td> <td valign="top">$</td> <td valign="top" align="right">453,879</td> <td nowrap="nowrap" valign="top"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">93,063</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom">  </td> <td valign="bottom">$</td> <td valign="bottom" align="right">16,210</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom">  </td> <td valign="bottom">$</td> <td valign="bottom" align="right">136,030</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom">  </td> <td valign="bottom">$</td> <td valign="bottom" align="right">590,950</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom">  </td> <td valign="bottom">$</td> <td valign="bottom" align="right">44,602</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom">  </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,334,734</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:arial; font-size:8.5pt"> <td valign="top" style="BORDER-BOTTOM:1px solid #000000"> Total liabilities </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">   </td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="top" style="BORDER-BOTTOM:1px solid #000000" align="right">453,878</td> <td nowrap="nowrap" valign="top" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">  </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">93,162</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">   </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">16,289</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">   </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">135,944</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">   </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">590,582</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">   </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">(35,076</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000">) </td> <td valign="bottom" style=" BORDER-BOTTOM:1px solid #000000">   </td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000">$</td> <td valign="bottom" style="BORDER-BOTTOM:1px solid #000000" align="right">1,254,779</td> <td nowrap="nowrap" valign="bottom" style="BORDER-BOTTOM:1px solid #000000"> </td> </tr> </table> </div>

6.57

<div> <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; border-radius: 6pt; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" bgcolor="#000000" border="0"> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Note 3    Fair value of financial instruments   </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Carrying value and fair value of financial instruments <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following tables provide a comparison of the carrying and fair values for each classification of financial instruments. Embedded derivatives are presented on a combined basis with the host contracts. Refer to Note 2 and Note 3 of our audited 2018 Annual Consolidated Financial Statements for a description of the valuation techniques and inputs used in the fair value measurement of our financial instruments. There have been no significant changes to our determination of fair value during the quarter. <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="40%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="38" align="center">As at July 31, 2019</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="14" align="center">Carrying value and fair value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="center"> Carrying value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="center"> Fair value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Financial instruments classified as FVTPL</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Financial instruments designated as FVTPL</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Financial instruments classified as FVOCI</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Financial instruments designated as FVOCI</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Financial instruments measured at amortized cost</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Financial instruments measured at amortized cost</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> Total carrying amount</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> Total fair value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial assets </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Interest-bearing deposits with banks </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">   –</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">17,403</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">             –</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">14,150</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">14,150</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">31,553</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">31,553</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Trading </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 131,515</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 8,906</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 140,421</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 140,421</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Investment, net of applicable allowance </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">53,757</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">470</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">46,013</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">46,235</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">100,240</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">100,462</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">131,515</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">8,906</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">53,757</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">470</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">46,013</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">46,235</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">240,661</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">240,883</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Assets purchased under reverse repurchase agreements and securities borrowed </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">250,276</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">59,364</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">59,367</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">309,640</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">309,643</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans, net of applicable allowance </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Retail </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">182</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">240</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">96</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 413,989</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 415,474</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 414,507</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 415,992</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Wholesale </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">9,129</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,713</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">477</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">186,567</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">185,858</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">197,886</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">197,177</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">9,311</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,953</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">573</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">600,556</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">601,332</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">612,393</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">613,169</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 98,774</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 98,774</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 98,774</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other assets (1) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,445</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">51,910</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">51,910</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">53,355</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">53,355</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial liabilities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Deposits </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">134</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 16,177</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 271,618</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 271,868</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 287,929</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 288,179</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Business and government (2) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(44</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 115,832</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 447,555</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 448,732</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 563,343</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 564,520</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Bank (3) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2,948</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">26,991</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">27,018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">29,939</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">29,966</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">90</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">134,957</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">746,164</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">747,618</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">881,211</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">882,665</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Obligations related to securities sold short </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 33,602</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 33,602</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 33,602</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Obligations related to assets sold under repurchase agreements and securities loaned </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 213,818</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 6,209</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 6,210</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 220,027</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 220,028</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 96,857</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 96,857</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 96,857</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other liabilities (4) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (1,328</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">55</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 56,109</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 56,083</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 54,836</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 54,810</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Subordinated debentures </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">9,818</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">9,953</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">9,818</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">9,953</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="36%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="38" align="center">As at October 31, 2018</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Carrying value and fair value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Carrying value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Fair value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Financial instruments classified as FVTPL</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Financial instruments designated as FVTPL</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Financial instruments classified as FVOCI</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Financial instruments designated as FVOCI</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Financial instruments measured at amortized cost</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Financial instruments measured at amortized cost</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total carrying amount</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total fair value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial assets </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Interest-bearing deposits with banks </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">20,274</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">16,197</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">16,197</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">36,471</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">36,471</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Securities </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Trading </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">  121,031</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7,227</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">  128,258</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">128,258</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Investment, net of applicable allowance </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  48,093</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">406</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">46,109</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">45,367</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">94,608</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">93,866</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">121,031</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">7,227</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">48,093</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">406</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">46,109</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">45,367</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">222,866</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">222,124</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Assets purchased under reverse repurchase agreements and securities borrowed </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">219,108</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">75,494</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">75,490</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">294,602</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">294,598</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans, net of applicable allowance </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Retail </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">69</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">190</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">94</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">397,102</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">394,051</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">397,455</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">394,404</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Wholesale </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">7,129</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,540</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">458</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">170,236</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">168,087</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">179,363</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">177,214</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">7,198</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,730</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">552</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">567,338</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">562,138</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">576,818</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">571,618</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Derivatives </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">94,039</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">94,039</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">94,039</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other assets (1) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,373</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">46,205</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">46,205</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">47,578</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">47,578</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial liabilities </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Deposits </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">150</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">14,602</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">255,402</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">255,115</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">270,154</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">269,867</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Business and government (2) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(11</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">103,446</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">430,936</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">431,158</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">534,371</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">534,593</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Bank (3) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">7,072</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">25,449</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">25,462</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">32,521</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">32,534</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">139</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">125,120</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">711,787</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">711,735</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">837,046</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">836,994</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Obligations related to securities sold short </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">32,247</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">32,247</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">32,247</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Obligations related to assets sold under repurchase agreements and securities loaned </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">201,839</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4,975</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4,976</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">206,814</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">206,815</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Derivatives </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">90,238</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">90,238</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">90,238</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other liabilities (4) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1,434</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">54,917</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">54,880</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">53,501</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">53,464</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Subordinated debentures </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9,131</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9,319</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9,131</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9,319</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Includes Customers’ liability under acceptances and financial instruments recognized in Other assets.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Business and government deposits include deposits from regulated deposit-taking institutions other than banks.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(3)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Bank deposits refer to deposits from regulated banks and central banks.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(4)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Includes Acceptances and financial instruments recognized in Other liabilities.</td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 18px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Fair value of assets and liabilities measured at fair value on a recurring basis and classified using the fair value hierarchy <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 7pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="38%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" align="center">As at            </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">October 31, 2018</td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="10" align="center"> Fair value measurements using</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" rowspan="2"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" rowspan="2" colspan="2" align="right"> Netting adjustments </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" rowspan="2"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" rowspan="2"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" rowspan="2" colspan="2" align="right"> Fair value </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" rowspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center"> Fair value measurements using</td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2" colspan="2" align="right"> Netting adjustments </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2" colspan="2" align="right"> Fair value </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Level 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Level 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Level 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Level 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial assets </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Interest-bearing deposits with banks </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right"> 17,403</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right"> 17,403</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">20,274</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">20,274</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Trading </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Issued or guaranteed </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Canadian government debt (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Federal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 12,385</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 5,554</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 17,939</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8,342</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6,231</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">14,573</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provincial and municipal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 11,043</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 11,043</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11,350</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11,350</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> U.S. state, municipal and agencies debt (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,016</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 38,129</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">64</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 39,209</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,068</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">31,030</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">66</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">33,164</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other OECD government debt (2) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,633</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 4,573</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 6,206</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,151</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">9,018</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">10,169</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Mortgage-backed securities (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">958</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">958</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,001</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,001</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Asset-backed securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-CDO securities (3) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">844</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">846</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,023</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">110</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,133</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 22,034</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 22,055</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">22,303</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">22,326</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Equities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">39,017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2,012</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,136</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">42,165</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">30,847</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,547</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,148</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">34,542</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">54,051</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">85,147</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,223</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">140,421</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">42,410</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">84,503</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,345</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">128,258</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Investment </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Issued or guaranteed </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Canadian government debt (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Federal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">695</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">695</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">238</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">238</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provincial and municipal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,098</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,098</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,554</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,554</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> U.S. state, municipal and agencies debt (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">20</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15,798</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15,818</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18,136</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18,136</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other OECD government debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 4,692</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 4,692</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,470</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,470</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Mortgage-backed securities (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,544</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">27</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,571</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,174</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,174</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Asset-backed securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> CDO </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 7,204</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 7,204</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6,239</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6,239</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-CDO securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">853</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">853</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">863</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">863</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 19,674</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">152</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 19,826</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17,227</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">192</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17,419</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Equities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">41</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">112</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">293</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">446</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">42</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">103</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">237</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">382</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Loan substitute securities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">61</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">53,694</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">472</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">54,227</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">42</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">48,028</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">429</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">48,499</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Assets purchased under reverse repurchase agreements and securities borrowed </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 250,276</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 250,276</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">219,108</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">219,108</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 11,269</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">568</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 11,837</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8,929</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">551</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">9,480</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest rate contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 42,885</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">321</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 43,206</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">33,862</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">222</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">34,085</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Foreign exchange contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 41,335</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">36</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 41,371</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">43,253</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">53</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">43,306</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Credit derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">145</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">145</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,588</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 12,918</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">115</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15,621</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5,868</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11,654</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">296</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17,818</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Valuation adjustments </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(746</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(742</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(631</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(625</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Total gross derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,588</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 96,537</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">476</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 99,601</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5,869</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">88,176</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">577</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">94,622</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Netting adjustments </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(827</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(827</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(583</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(583</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Total derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 98,774</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">94,039</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other assets </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,108</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">262</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">75</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,445</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,020</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">288</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">65</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,373</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">57,808</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">514,588</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2,814</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(827</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">$574,383</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">49,341</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">469,306</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,967</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(583</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">521,031</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial Liabilities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Deposits </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 16,251</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">60</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 16,311</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">14,362</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">390</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">14,752</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Business and government </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 115,788</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 115,788</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">103,440</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">103,435</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Bank </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,948</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,948</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7,072</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7,072</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Obligations related to securities sold short </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 17,690</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15,912</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 33,602</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17,732</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">14,515</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">32,247</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Obligations related to assets sold under repurchase agreements and securities loaned </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 213,818</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 213,818</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">201,839</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">201,839</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest rate contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 35,986</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">902</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 36,888</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">29,620</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">726</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">30,346</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Foreign exchange contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 42,138</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">48</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 42,186</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">41,836</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">32</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">41,868</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Credit derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">251</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">251</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">94</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">94</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,408</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15,673</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">318</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 18,399</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4,369</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">13,730</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">380</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18,479</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Valuation adjustments </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(40</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">29</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">34</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Total gross derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,408</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 94,011</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,265</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 97,684</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4,369</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">85,309</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,143</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">90,821</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Netting adjustments </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(827</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(827</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(583</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(583</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Total derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 96,857</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">90,238</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other liabilities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">166</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1,498</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">59</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1,273</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">170</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1,654</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">68</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1,416</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">20,264</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">457,230</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,384</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(827)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">478,051</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  22,271</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  424,883</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  1,596</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (583</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  448,167</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">As at July 31, 2019, residential and commercial mortgage-backed securities (MBS) included in all fair value levels of trading securities were $20,898 million and $nil (October 31, 2018 – $16,776 million and $nil), respectively, and in all fair value levels of Investment securities were $5,558 million and $1,771 million (October 31, 2018 – $4,713 million and $1,348 million), respectively.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">OECD stands for Organisation for Economic Co-operation and Development.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(3)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">CDO stands for collateralized debt obligations.</td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Fair value measurements using significant unobservable inputs (Level 3 Instruments) <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> A financial instrument is classified as Level 3 in the fair value hierarchy if one or more of its unobservable inputs may significantly affect the measurement of its fair value. In preparing the financial statements, appropriate levels for these unobservable input parameters are chosen so that they are consistent with prevailing market evidence or management judgment. Due to the unobservable nature of the prices or rates, there may be uncertainty about the valuation of these Level 3 financial instruments. <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 4%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> During the three months ended July 31, 2019, there were no significant changes made to the valuation techniques and ranges and weighted averages of unobservable inputs used in the determination of fair value of Level 3 financial instruments. As at July 31, 2019, the impacts of adjusting one or more of the unobservable inputs by reasonably possible alternative assumptions did not change significantly from the impacts disclosed in our 2018 Annual Consolidated Financial Statements. <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Changes in fair value measurement for instruments measured on a recurring basis and categorized in Level 3 <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="35%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">.</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="34" nowrap="nowrap" align="center">For the three months ended July 31, 2019</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Fair value at beginning of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Gains (losses) included in earnings</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Gains (losses) included in OCI (1)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Purchases (issuances)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Settlement (sales) and other (2)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Transfers into Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Transfers out of Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Fair value at end of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Gains (losses) included in earnings for positions still held</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Assets </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Trading </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Issued or guaranteed </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> U.S. state, municipal and agencies debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">67</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">64</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Asset-backed securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-CDO securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Equities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,107</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(20</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(12</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">76</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(34</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">20</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,136</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,199</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(20</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(13</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">76</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(38</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">20</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,223</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Investment </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Mortgage-backed securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">28</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">27</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> n.a.</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">146</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">152</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> n.a.</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Equities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">296</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">293</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> n.a.</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Loan substitute securities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">n.a.</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">470</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">472</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">n.a.</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">759</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">276</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (474</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">568</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Net derivative balances (3) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest rate contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (585</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (581</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Foreign exchange contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(14</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(20</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (190</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">10</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(48</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (203</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Valuation adjustments </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other assets </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">66</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">13</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">75</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">13</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  1,742</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">14</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  309</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (507</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,549</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Liabilities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Deposits </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (192</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(13</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">149</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(60</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Business and government </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other liabilities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(56</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(59</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(248</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (12</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">19</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (13</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  149</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (119</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="35%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">.</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="34" align="center">For the three months ended July 31, 2018</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Fair value at beginning of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Gains (losses) included in earnings</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Gains (losses) included in OCI (1)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Purchases (issuances)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Settlement (sales) and other (2)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Transfers into Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Transfers out of Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Fair value at end of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Gains (losses) included in earnings for positions still held</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Assets </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Securities </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Trading </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Issued or guaranteed </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> U.S. state, municipal and agencies debt </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">66</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">65</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Asset-backed securities </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-CDO securities </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">115</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">113</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">23</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">22</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Equities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,000</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(27</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">12</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">87</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,086</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,204</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(26</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">87</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,286</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Investment </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Mortgage-backed securities </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">n.a.</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">202</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">236</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">n.a.</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Equities </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">246</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">243</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">n.a.</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Loan substitute securities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">n.a.</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">283</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">202</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">483</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">n.a.</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">687</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">131</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(284</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(40</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">496</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Net derivative balances (3) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest rate contracts </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(505</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(18</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">72</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(6</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(436</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(18</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Foreign exchange contracts </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">34</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(7</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">26</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(14</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other contracts </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(112</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(13</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(71</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(42</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">39</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(197</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">13</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Valuation adjustments </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(22</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other assets </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">71</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">70</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  1,569</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (66</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  251</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (215</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">189</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  1,724</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(27</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Liabilities </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Deposits </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(254</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(13</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(54</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(238</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">84</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(469</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(11</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Business and government </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other liabilities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(35</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(59</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(278</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(89</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (238</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  84</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(528</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="38%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">.</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="34" align="center"> For the nine months ended July 31, 2019</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Fair value at beginning of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> Gains (losses) included in earnings</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> Gains (losses) included in OCI (1)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Purchases (issuances)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Settlement (sales) and other (2)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Transfers into Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Transfers out of Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Fair value at end of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Gains (losses) included in earnings for positions still held</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Assets </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Trading </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Issued or guaranteed </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> U.S. state, municipal and agencies debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">66</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">64</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Asset-backed securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-CDO securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">110</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">15</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (123</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Equities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,148</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(67</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">226</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(212</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">38</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,136</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(26</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,345</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(52</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">226</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(338</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">38</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,223</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Investment </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Mortgage-backed securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">27</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">27</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> n.a.</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">192</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">18</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(55</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">152</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> n.a.</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Equities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">237</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">14</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">37</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">293</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> n.a.</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Loan substitute securities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">n.a.</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">429</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(18</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">472</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">n.a.</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">551</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">38</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">588</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (478</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">55</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (188</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">568</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">18</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Net derivative balances (3) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest rate contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (504</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(79</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (195</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">219</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (581</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(41</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Foreign exchange contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(20</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(11</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(84</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">90</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(63</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(37</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (112</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (203</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">79</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Valuation adjustments </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other assets </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">65</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(13</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">75</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,824</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">29</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">591</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(619</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">51</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(324</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,549</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">   60</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Liabilities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Deposits </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (390</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(39</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(49</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">27</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (138</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">529</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(60</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Business and government </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other liabilities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(68</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(12</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(59</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(453</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(51</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(48</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">48</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (138</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">524</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(119</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="37%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">.</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="34" align="center">For the nine months ended July 31, 2018</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Fair value at beginning of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Gains (losses) included in earnings</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Gains (losses) included in OCI (1)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Purchases (issuances)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Settlement (sales) and other (2)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Transfers into Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Transfers out of Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Fair value at end of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Gains (losses) included in earnings for positions still held</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Assets </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Securities </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Trading </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Issued or guaranteed </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> U.S. state, municipal and agencies debt </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">508</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(455</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">65</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Asset-backed securities </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-CDO securities </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">196</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">27</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(111</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">113</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">22</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Equities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">923</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(127</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">27</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">320</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(89</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">34</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,086</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(48</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,657</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(86</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">320</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(656</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">34</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,286</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(39</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Investment </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Mortgage-backed securities </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">n.a.</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">29</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">206</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">236</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">n.a.</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Equities </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">217</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">243</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">n.a.</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Loan substitute securities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">n.a.</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">249</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">206</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">483</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">n.a.</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">477</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">345</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(289</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(40</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">496</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Net derivative balances (3) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest rate contracts </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(455</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">71</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">73</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(141</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(436</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Foreign exchange contracts </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(6</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">26</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(11</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other contracts </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(181</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">35</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(87</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(42</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(55</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">133</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(197</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(8</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Valuation adjustments </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(16</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">—</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other assets </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">71</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">70</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">—</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,752</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(43</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  50</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   731</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(897</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">189</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(58</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  1,724</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (63</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Liabilities </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Deposits </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(465</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(58</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(221</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(398</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">643</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(469</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">54</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Business and government </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">—</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other liabilities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(40</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(59</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">—</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(489</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(61</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(261</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">41</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (398</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">643</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(528</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">54</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">These amounts include the foreign currency translation gains or losses arising on consolidation of foreign subsidiaries relating to the Level 3 instruments, where applicable. The unrealized gains on Investment securities recognized in OCI were $6 million for the three months ended July 31, 2019 (July 31, 2018 – gains of $1 million) and gains of $35 million for the nine months ended July 31, 2019 (July 31, 2018 – gains of $31 million), excluding the translation gains or losses arising on consolidation.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Other includes amortization of premiums or discounts recognized in net income.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(3)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Net derivatives as at July 31, 2019 included derivative assets of $476 million (July 31, 2018 – $643 million) and derivative liabilities of $1,265 million (July 31, 2018 – $1,254 million).</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">n.a.</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">not applicable</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Transfers between fair value hierarchy levels for instruments carried at fair value on a recurring basis <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Transfers between Level 1 and 2 are dependent on whether fair value is obtained on the basis of quoted market prices in active markets (Level 1). <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 4%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> During the three months ended July 31, 2019, transfers out of Level 1 to Level 2 include Trading U.S. state, municipal and agencies debt of $610 million. <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 4%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> During the three months ended July 31, 2019 there were no significant transfers out of Level 2 to Level 1. <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Transfers between Level 2 and Level 3 are primarily due to either a change in the market observability for an input, or a change in an unobservable input’s significance to a financial instrument’s fair value. <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 4%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> During the three months ended July 31, 2019 there were no significant transfers out of Level 2 to Level 3. <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 4%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> During the three months ended July 31, 2019, significant transfers out of Level 3 to Level 2 include $149 million in Personal deposits, due to changes in the significance of the unobservable inputs. <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Net interest income from financial instruments <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Interest and dividend income arising from financial assets and financial liabilities and the associated costs of funding are reported in Net interest income. <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="68%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">For the three months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">For the nine months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> July 31 2018 (1) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> July 31 2018 (1) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest and dividend income (2), (3) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial instruments measured at fair value through profit or loss </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 3,210</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,109</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 8,997</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,617</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial instruments measured at fair value through other comprehensive income </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">298</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">234</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">857</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">558</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Financial instruments measured at amortized cost </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">7,102</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6,283</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">21,037</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">17,856</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">10,610</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">8,626</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">30,891</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">24,031</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest expense (2) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial instruments measured at fair value through profit or loss </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,778</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,730</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 7,774</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,464</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Financial instruments measured at amortized cost </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2,784</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,300</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">8,348</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6,105</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">5,562</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4,030</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">16,122</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">10,569</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Net interest income </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  5,048</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  4,596</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  14,769</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  13,462</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Amounts have been revised from those previously presented.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Excludes the following amounts related to our insurance operations and included in Insurance premiums, investment and fee income in the Interim Consolidated Statements of Income: For the three months ended July 31, 2019, Interest income of $123 million (July 31, 2018 – $122 million), and Interest expense of $1 million (July 31, 2018 – $nil). For the nine months ended July 31, 2019, Interest income of $366 million (July 31, 2018 – $360 million), and Interest expense of $3 million (July 31, 2018 – $3 million).</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(3)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Includes dividend income for the three months ended July 31, 2019 of $614 million (July 31, 2018 – $417 million) and for the nine months ended July 31, 2019 of $1,508 million (July 31, 2018 – $1,177 million).</td> </tr> </table> </div>

1000000

2019-07-31

4337000000

206000000

1632000000

339000000

ROYAL BANK OF CANADA

4495000000

Q3 2019 6-K

<div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 11pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="60%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">For the three months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">For the nine months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars, except share and per share amounts)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Basic earnings per share </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Net income </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 3,263</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,109</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 9,665</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">9,181</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Preferred share dividends </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(66</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(70</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (205</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(214</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Net income attributable to non-controlling interests </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(28</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Net income available to common shareholders </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">3,197</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,031</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">9,454</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">8,939</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Weighted average number of common shares (in thousands) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,434,276</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,440,477</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,435,485</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,445,136</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Basic earnings per share (in dollars) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2.23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2.10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">6.59</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6.19</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Diluted earnings per share </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Net income available to common shareholders </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 3,197</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,031</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 9,454</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">8,939</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Dilutive impact of exchangeable shares </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Net income available to common shareholders including dilutive impact of exchangeable shares </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">3,201</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,035</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">9,465</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">8,950</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Weighted average number of common shares (in thousands) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,434,276</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,440,477</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,435,485</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,445,136</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Stock options (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,056</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,547</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,102</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,776</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Issuable under other share-based compensation plans </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">743</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">731</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">740</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">745</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchangeable shares (2) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">3,055</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,201</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">3,172</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,166</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Average number of diluted common shares (in thousands) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">   1,440,130</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">  1,446,956</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">   1,441,499</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">  1,451,823</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Diluted earnings per share (in dollars) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2.22</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2.10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">6.57</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6.16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">The dilutive effect of stock options was calculated using the treasury stock method. When the exercise price of options outstanding is greater than the average market price of our common shares, the options are excluded from the calculation of diluted earnings per share. For the three months ended July 31, 2019, no outstanding options were excluded from the calculation of diluted earnings per share. For the three months ended July 31, 2018, an average of 738,258 outstanding options with an average exercise price of $102.33 were excluded from the calculation of diluted earnings per share. For the nine months ended July 31, 2019, an average of 765,267 outstanding options with an average price of $102.33 were excluded from the calculation of diluted earnings per share. For the nine months ended July 31, 2018, an average of 630,088 outstanding options with an average exercise price of $102.33 were excluded from the calculation of diluted earnings per share.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Includes exchangeable preferred shares.</td> </tr> </table> </div>

10880000000

0001000275

2374000000

47000000

-3346000000

-15000000

-616000000

-115000000

4557000000

-219000000

33000000

-378000000

-1365000000

61000000

5000000

218000000

126000000

2351000000

-519000000

2000000

6000000

29612000000

354000000

18677000000

6692000000

16122000000

6165000000

-6456000000

4271000000

3985000000

9465000000

9659000000

14978000000

437000000

-1506000000

68000000

9454000000

12016000000

88000000

-2000000

131000000

27000000

-948000000

1160000000

350000000

1211000000

-704000000

92000000

-1067000000

1799000000

-4030000000

-2000000

75000000

1000000000

34632000000

1508000000

923000000

9665000000

6000000

3985000000

748000000

30891000000

50000000

1435485

820000000 9682000000 -154000000 36240000000 1355000000 -801000000 1325000000 794000000 2696000000 1387000000 27000000 44165000000 11000000 1000000 -32000000 19863000000 17820000000 14294000000 32074000000 52177000000 1619000000 556000000 950000000 14769000000 744000000 109000000 3431000000 49000000 793000000 -39000000 -123000000 1414000000 556000000 -950000000 4030000000 -12163000000 12000000 740 <div> <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; border-radius: 6pt" cellspacing="0" cellpadding="0" width="100%" bgcolor="#000000" border="0"> <tr> <td width="100%"></td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="8"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Note 13    Capital management   </td> </tr> </table> Regulatory capital and capital ratios OSFI formally establishes risk-based capital and leverage targets for deposit-taking institutions in Canada. During the third quarter of 2019, we complied with all capital and leverage requirements, including the domestic stability buffer, imposed by OSFI.   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="80%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-TOP: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">As at</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars, except Capital ratios and leverage ratios)</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> October 31 2018 </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Capital (1) </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom">  </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> CET1 capital </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 60,938</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom">$</td> <td valign="bottom" align="right">57,001</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Tier 1 capital </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 66,615</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" align="right">63,279</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Total capital </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">76,563</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">72,494</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Risk-weighted Assets (RWA) used in calculation of capital ratios (1) (2) </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom">  </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> CET1 capital RWA </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 510,664</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom">$</td> <td valign="bottom" align="right">495,528</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Tier 1 capital RWA </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 510,664</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" align="right">495,993</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Total capital RWA </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 510,664</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" align="right">496,459</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="8"></td> <td bgcolor="#CCCCCC" height="8" colspan="4"></td> <td height="8" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Total capital RWA consisting of: (1) </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom">  </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Credit risk </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 415,977</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom">$</td> <td valign="bottom" align="right">401,534</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Market risk </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 29,425</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" align="right">32,209</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Operational risk </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">65,262</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">62,716</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Total Capital RWA </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  510,664</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  496,459</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Capital ratios and Leverage ratios (1) </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom">  </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> CET1 ratio </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 11.9%</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11.5%</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Tier 1 capital ratio </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 13.0%</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" align="right">12.8%</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Total capital ratio </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15.0%</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" align="right">14.6%</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Leverage ratio </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 4.4%</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4.4%</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Leverage ratio exposure (billions) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,529.4</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,450.8</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table>   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Capital, RWA, and capital ratios are calculated using OSFI Capital Adequacy Requirements based on the Basel III framework. The leverage ratio is calculated using OSFI Leverage Requirements Guideline based on the Basel III framework.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">In fiscal 2018, amounts included CVA scalars of 80%, 83% and 86%, respectively.</td> </tr> </table> </div> <div> <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; border-radius: 6pt; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" bgcolor="#000000" border="0"> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Note 4    Securities   </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Unrealized gains and losses on securities at FVOCI (1) (2) <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="40%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="34" align="center">As at</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="14" align="center">July 31, 2019</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">October 31, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Cost/ Amortized cost</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Gross unrealized gains</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Gross unrealized losses</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Fair value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Cost/ Amortized cost</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Gross unrealized gains</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Gross unrealized losses</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Fair value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Issued or guaranteed </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Canadian government debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Federal (3) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">693</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">695</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">244</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(6</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">238</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provincial and municipal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,033</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">66</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,098</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,578</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(26</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,554</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> U.S. state, municipal and agencies debt (3) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15,704</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">206</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(92</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15,818</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18,000</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">285</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(149</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18,136</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other OECD government debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 4,693</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 4,692</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,469</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,470</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Mortgage-backed securities (3) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,577</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(8</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,571</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,176</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,174</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Asset-backed securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> CDO </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 7,228</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(26</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 7,204</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6,248</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6,239</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-CDO securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">847</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">853</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">856</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">863</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 19,762</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">73</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 19,826</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17,439</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">22</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(42</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17,419</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Equities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">233</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">215</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">446</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">197</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">186</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">382</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Loan substitute securities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">25</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">25</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  53,795</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  576</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (144</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  54,227</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  48,232</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  508</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (241</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  48,499</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Excludes $46,013 million of held-to-collect securities as at July 31, 2019 that are carried at amortized cost, net of allowance for credit losses (October 31, 2018 – $46,109 million).</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Gross unrealized gains and losses includes $(1) million of allowance for credit losses on debt securities at FVOCI as at July 31, 2019 (October 31, 2018 – $11 million) recognized in income and Other components of equity.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(3)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">The majority of the MBS are residential. Cost/Amortized cost, gross unrealized gains, gross unrealized losses and fair value related to commercial MBS are $1,775 million, $2 million, $6 million and $1,771 million, respectively as at July 31, 2019 (October 31, 2018 – $1,442 million, $nil, $6 million and $1,436 million, respectively).</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Allowance for credit losses on investment securities <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following tables reconcile the opening and closing allowance for debt securities at FVOCI and amortized cost by stage. Reconciling items include the following: <table style="FONT-SIZE: 9pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td width="4%"> </td> <td valign="top" width="1%" align="left">•</td> <td valign="top" width="1%"> </td> <td valign="top" align="left"> Transfers between stages, which are presumed to occur before any corresponding remeasurement of the allowance. </td> </tr> </table> <table style="FONT-SIZE: 9pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td width="4%"> </td> <td valign="top" width="1%" align="left">•</td> <td valign="top" width="1%"> </td> <td valign="top" align="left"> Purchases, which reflect the allowance related to assets newly recognized during the period, including those assets that were derecognized following a modification of terms. </td> </tr> </table> <table style="FONT-SIZE: 9pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td width="4%"> </td> <td valign="top" width="1%" align="left">•</td> <td valign="top" width="1%"> </td> <td valign="top" align="left"> Sales and maturities, which reflect the allowance related to assets derecognized during the period without a credit loss being incurred, including those assets that were derecognized following a modification of terms. </td> </tr> </table> <table style="FONT-SIZE: 9pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td width="4%"> </td> <td valign="top" width="1%" align="left">•</td> <td valign="top" width="1%"> </td> <td valign="top" align="left"> Changes in risk, parameters and exposures, which comprise the impact of changes in model inputs or assumptions, including changes in forward-looking macroeconomic conditions; partial repayments; changes in the measurement following a transfer between stages; and unwinding of the time value discount due to the passage of time. </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Allowance for credit losses – securities at FVOCI (1) <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="54%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" align="center">For the three months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">July 31, 2018</td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="6" align="center">Performing</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="center">Impaired</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Performing</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Impaired</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">40</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">45</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(36</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">36</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Purchases </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Sales and maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">   –</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">   (1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  36</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   45</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="42"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" align="center">For the nine months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">July 31, 2018</td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="6" align="center">Performing</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="center">Impaired</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Performing</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Impaired</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">11</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">22</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(36</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">36</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Purchases </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">83</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">83</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Sales and maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(47</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(17</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(64</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">   –</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">36</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">45</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Expected credit losses on debt securities at FVOCI are not separately recognized on the balance sheet as the related securities are recorded at fair value. The cumulative amount of credit losses recognized in income is presented in Other components of equity.</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Allowance for credit losses – securities at amortized cost <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="54%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" align="center">For the three months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">July 31, 2018</td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="6" align="center">Performing</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="center">Impaired</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Performing</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Impaired</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">23</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">30</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">31</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">35</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Purchases </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Sales and maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">   –</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">   28</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   46</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" align="center">For the nine months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">July 31, 2018</td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="6" align="center">Performing</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="center">Impaired</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Performing</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Impaired</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">32</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">38</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">45</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">54</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(7</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Purchases </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Sales and maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(12</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(13</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">28</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">46</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Credit risk exposure by internal risk rating <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following table presents the fair value of debt securities at FVOCI and gross carrying amount of securities at amortized cost. Risk ratings are based on internal ratings used in the measurement of expected credit losses, as at the reporting date as outlined in the internal ratings maps in the Credit risk section of our 2018 Annual Report. <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="41%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" align="center">As at</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">October 31, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="6" align="center">Performing</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="center">Impaired</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Performing</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Impaired</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> Stage 3 (1)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 3 (1)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Investment securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Securities at FVOCI </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Investment grade </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">     53,219</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">        1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">     53,220</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">     46,956</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">    479</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">   –</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">     47,435</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-investment grade </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">383</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">10</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">393</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">500</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">533</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Impaired </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">144</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">144</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">125</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">125</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 53,602</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">11</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">     144</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 53,757</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  47,456</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  512</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  125</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  48,093</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Items not subject to impairment (2) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">470</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">406</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">54,227</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">48,499</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Securities at amortized cost </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Investment grade </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 44,820</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">44</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 44,864</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">44,958</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">119</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">45,077</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-investment grade </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">616</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">561</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,177</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">367</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">703</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,070</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Impaired </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 45,436</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">605</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 46,041</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">45,325</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">822</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">46,147</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Allowance for credit losses </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">28</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">38</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Amortized cost </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">45,429</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">584</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">46,013</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">45,319</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">790</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">46,109</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Includes $144 million of purchased credit impaired securities (October 31, 2018 – $125 million).</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Investment securities at FVOCI not subject to impairment represent equity securities designated as FVOCI.</td> </tr> </table> </div> <div> <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; border-radius: 6pt; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" bgcolor="#000000" border="0"> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Note 14    Significant dispositions   </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Wealth Management <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> On June 3, 2019, we entered into a definitive agreement to sell our private debt Global Asset Management business in the United Kingdom to Dyal Capital Partners. The transaction is subject to customary closing conditions. The assets, liabilities and equity that are included in the disposal group are not significant. </div> <div> During the third quarter of 2019, we complied with all capital and leverage requirements, including the domestic stability buffer, imposed by OSFI.   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="80%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-TOP: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">As at</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars, except Capital ratios and leverage ratios)</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> October 31 2018 </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Capital (1) </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom">  </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> CET1 capital </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 60,938</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom">$</td> <td valign="bottom" align="right">57,001</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Tier 1 capital </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 66,615</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" align="right">63,279</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Total capital </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">76,563</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">72,494</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Risk-weighted Assets (RWA) used in calculation of capital ratios (1) (2) </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom">  </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> CET1 capital RWA </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 510,664</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom">$</td> <td valign="bottom" align="right">495,528</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Tier 1 capital RWA </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 510,664</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" align="right">495,993</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Total capital RWA </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 510,664</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" align="right">496,459</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="8"></td> <td bgcolor="#CCCCCC" height="8" colspan="4"></td> <td height="8" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Total capital RWA consisting of: (1) </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom">  </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Credit risk </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 415,977</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom">$</td> <td valign="bottom" align="right">401,534</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Market risk </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 29,425</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" align="right">32,209</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Operational risk </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">65,262</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">62,716</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Total Capital RWA </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  510,664</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  496,459</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Capital ratios and Leverage ratios (1) </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom">  </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> CET1 ratio </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 11.9%</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11.5%</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Tier 1 capital ratio </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 13.0%</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" align="right">12.8%</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Total capital ratio </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15.0%</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" align="right">14.6%</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Leverage ratio </td> <td bgcolor="#CCCCCC" valign="bottom">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 4.4%</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4.4%</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Leverage ratio exposure (billions) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,529.4</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,450.8</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table>   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Capital, RWA, and capital ratios are calculated using OSFI Capital Adequacy Requirements based on the Basel III framework. The leverage ratio is calculated using OSFI Leverage Requirements Guideline based on the Basel III framework.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">In fiscal 2018, amounts included CVA scalars of 80%, 83% and 86%, respectively.</td> </tr> </table> </div> <div> Pension and other post-employment benefit expense   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="66%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-TOP: #000000 1px solid" valign="bottom">.</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="18" nowrap="nowrap" align="center">For the three months ended</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Pension plans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Other post-employment benefit plans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Current service costs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">74</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">90</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">10</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Net interest expense (income) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Remeasurements of other long term benefits </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Administrative expense </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Defined benefit pension expense </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">73</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">96</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">30</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Defined contribution pension expense </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">50</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">45</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  123</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  141</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  30</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  25</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table>   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="66%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-TOP: #000000 1px solid" valign="bottom">.</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="18" nowrap="nowrap" align="center">For the nine months ended</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Pension plans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Other post-employment benefit plans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Current service costs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">222</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">269</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">29</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">29</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Net interest expense (income) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(15</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">49</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">50</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Remeasurements of other long term benefits </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">10</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Administrative expense </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">12</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">11</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Defined benefit pension expense </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">219</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">286</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">88</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">77</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Defined contribution pension expense </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">161</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">140</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  380</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  426</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  88</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  77</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Contractual maturities of term deposits <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="81%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">As at</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> October 31 2018 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Within 1 year: </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> less than 3 months </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 117,873</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">89,553</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> 3 to 6 months </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 40,755</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">59,109</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> 6 to 12 months </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 92,765</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">80,773</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> 1 to 2 years </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 61,462</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">51,798</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> 2 to 3 years </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 36,338</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">45,550</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> 3 to 4 years </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 21,616</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">21,127</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> 4 to 5 years </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 25,735</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">23,863</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Over 5 years </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">27,915</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">25,027</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">424,459</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">396,800</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Aggregate amount of term deposits in denominations of one hundred thousand dollars or more (1) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  387,000</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  362,000</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Amounts have been revised from those previously presented.</td> </tr> </table> </div> <div> <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="34%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="34" nowrap="nowrap" align="center">As at</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="14" nowrap="nowrap" align="center"> July 31, 2019</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" nowrap="nowrap" align="center">October 31, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Demand (1)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Notice (2)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Term (3)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Demand (1)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Notice (2)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Term (3)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 140,474</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 48,659</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 98,796</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 287,929</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">135,101</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">48,873</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">86,180</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">270,154</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Business and government </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 246,937</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 12,106</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 304,300</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 563,343</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">238,617</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8,606</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">287,148</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">534,371</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Bank </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">8,403</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">173</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">21,363</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">29,939</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">8,750</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">299</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">23,472</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">32,521</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  395,814</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  60,938</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  424,459</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  881,211</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  382,468</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  57,778</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  396,800</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  837,046</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-interest-bearing (4) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Canada </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 90,308</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 5,335</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 95,643</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">88,119</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,086</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">93,205</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> United States </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 32,451</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 32,451</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">34,098</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">34,098</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Europe (5) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">690</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">690</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">564</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">564</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other International </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 5,484</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 5,490</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5,495</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5,500</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest-bearing (4) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Canada </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 226,187</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15,167</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 330,119</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 571,473</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">213,747</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">15,112</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">292,641</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">521,500</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> United States </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 3,995</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 36,502</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 49,929</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 90,426</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,478</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">33,099</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">67,211</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">102,788</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Europe (5) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 31,384</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">873</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 32,973</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 65,230</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">32,930</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,412</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">26,598</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">60,940</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other International </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">5,315</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">3,055</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">11,438</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">19,808</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">5,037</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,064</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">10,350</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">18,451</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">395,814</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">60,938</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">424,459</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">881,211</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">382,468</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">57,778</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">396,800</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">837,046</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Demand deposits are deposits for which we do not have the right to require notice of withdrawal, which include both savings and chequing accounts.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Notice deposits are deposits for which we can legally require notice of withdrawal. These deposits are primarily savings accounts.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(3)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Term deposits are deposits payable on a fixed date, and include term deposits, guaranteed investment certificates and similar instruments.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(4)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">The geographical splits of the deposits are based on the point of origin of the deposits and where the revenue is recognized. As at July 31, 2019, deposits denominated in U.S. dollars, British pounds, Euro and other foreign currencies were $326 billion, $21 billion, $44 billion and $31 billion, respectively (October 31, 2018 – $309 billion, $20 billion, $38 billion and $32 billion, respectively).</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(5)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Europe includes the United Kingdom, Luxembourg, the Channel Islands, France and Italy.</td> </tr> </table> </div> <div> <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; border-radius: 6pt; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" bgcolor="#000000" border="0"> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Note 6    Deposits   </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 11pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="34%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="34" nowrap="nowrap" align="center">As at</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="14" nowrap="nowrap" align="center"> July 31, 2019</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" nowrap="nowrap" align="center">October 31, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Demand (1)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Notice (2)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Term (3)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Demand (1)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Notice (2)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Term (3)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 140,474</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 48,659</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 98,796</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 287,929</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">135,101</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">48,873</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">86,180</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">270,154</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Business and government </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 246,937</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 12,106</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 304,300</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 563,343</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">238,617</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8,606</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">287,148</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">534,371</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Bank </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">8,403</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">173</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">21,363</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">29,939</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">8,750</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">299</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">23,472</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">32,521</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  395,814</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  60,938</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  424,459</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  881,211</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  382,468</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  57,778</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  396,800</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  837,046</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-interest-bearing (4) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Canada </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 90,308</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 5,335</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 95,643</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">88,119</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,086</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">93,205</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> United States </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 32,451</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 32,451</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">34,098</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">34,098</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Europe (5) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">690</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">690</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">564</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">564</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other International </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 5,484</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 5,490</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5,495</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5,500</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest-bearing (4) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Canada </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 226,187</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15,167</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 330,119</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 571,473</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">213,747</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">15,112</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">292,641</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">521,500</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> United States </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 3,995</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 36,502</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 49,929</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 90,426</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,478</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">33,099</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">67,211</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">102,788</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Europe (5) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 31,384</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">873</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 32,973</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 65,230</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">32,930</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,412</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">26,598</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">60,940</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other International </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">5,315</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">3,055</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">11,438</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">19,808</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">5,037</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,064</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">10,350</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">18,451</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">395,814</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">60,938</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">424,459</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">881,211</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">382,468</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">57,778</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">396,800</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">837,046</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Demand deposits are deposits for which we do not have the right to require notice of withdrawal, which include both savings and chequing accounts.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Notice deposits are deposits for which we can legally require notice of withdrawal. These deposits are primarily savings accounts.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(3)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Term deposits are deposits payable on a fixed date, and include term deposits, guaranteed investment certificates and similar instruments.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(4)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">The geographical splits of the deposits are based on the point of origin of the deposits and where the revenue is recognized. As at July 31, 2019, deposits denominated in U.S. dollars, British pounds, Euro and other foreign currencies were $326 billion, $21 billion, $44 billion and $31 billion, respectively (October 31, 2018 – $309 billion, $20 billion, $38 billion and $32 billion, respectively).</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(5)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Europe includes the United Kingdom, Luxembourg, the Channel Islands, France and Italy.</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Contractual maturities of term deposits <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="81%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">As at</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> October 31 2018 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Within 1 year: </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> less than 3 months </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 117,873</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">89,553</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> 3 to 6 months </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 40,755</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">59,109</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> 6 to 12 months </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 92,765</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">80,773</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> 1 to 2 years </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 61,462</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">51,798</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> 2 to 3 years </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 36,338</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">45,550</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> 3 to 4 years </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 21,616</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">21,127</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> 4 to 5 years </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 25,735</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">23,863</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Over 5 years </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">27,915</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">25,027</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">424,459</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">396,800</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Aggregate amount of term deposits in denominations of one hundred thousand dollars or more (1) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  387,000</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  362,000</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Amounts have been revised from those previously presented.</td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; MARGIN-LEFT: 30px; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: -1%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Loans past due but not impaired (1) <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="44%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="34" align="center">As at</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="14" align="center">July 31, 2019</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">October 31, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> 1 to 29 days</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> 30 to 89 days</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">90 days and greater</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">1 to 29 days</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">30 to 89 days</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">90 days and greater</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Retail </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 3,025</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,285</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">186</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 4,496</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,995</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,402</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">179</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,576</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Wholesale </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,301</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">405</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,727</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,246</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">468</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,714</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  4,326</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  1,690</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  207</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  6,223</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  4,241</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  1,870</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  179</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  6,290</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Amounts presented may include loans past due as a result of administrative processes, such as mortgage loans on which payments are restrained pending payout due to sale or refinancing. Past due loans arising from administrative processes are not representative of the borrowers’ ability to meet their payment obligations.</td> </tr> </table> </div> <div> <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; border-radius: 6pt; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" bgcolor="#000000" border="0"> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Note 11    Legal and regulatory matters   </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> We are a large global institution that is subject to many different complex legal and regulatory requirements that continue to evolve. As a result, we are and have been subject to a variety of legal proceedings, including civil claims and lawsuits, regulatory examinations, investigations, audits and requests for information by various governmental regulatory agencies and law enforcement authorities in various jurisdictions. Some of these matters may involve novel legal theories and interpretations and may be advanced under criminal as well as civil statutes, and some proceedings could result in the imposition of civil, regulatory enforcement or criminal penalties. We review the status of all proceedings on an ongoing basis and will exercise judgment in resolving them in such manner as we believe to be in our best interest. This is an area of significant judgment and uncertainty and the extent of our financial and other exposure to these proceedings after taking into account current accruals could be material to our results of operations in any particular period. <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 4%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Our significant legal proceedings and regulatory matters are those disclosed in our audited 2018 Annual Consolidated Financial Statements as updated below: <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> LIBOR regulatory investigations and litigation <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> In January 2019, a number of financial institutions, including Royal Bank of Canada and RBC Capital Markets LLC, were named in a purported class action in New York alleging violations of the U.S. antitrust laws and common law principles of unjust enrichment in the setting of London interbank offered rate (LIBOR) after the Intercontinental Exchange took over administration of the benchmark interest rate from the British Bankers’ Association in 2014. Based on the facts currently known, it is not possible at this time for us to predict the ultimate outcome of these proceedings or the timing of their resolution. <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Interchange fees litigation <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Two of the proposed class action proceedings for interchange fees, Watson and 9085-4886 Quebec Inc. v. Visa Canada Corporation, et al. have had the following updates since our audited 2018 Annual Consolidated Financial Statements: <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 4%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The trial in the Watson proceeding has been rescheduled from October 14, 2019 to October 19, 2020. <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 4%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> In 9085-4886 Quebec Inc. v. Visa Canada Corporation, et al., in 2018, the Quebec trial court authorized the proceeding as a class action for Quebec merchants from 2007 to the present but refused to authorize the claims for damages under section 45 of the Competition Act (the Act) after March 12, 2010 or under section 49 of the Act. The merchants appealed and on July 25, 2019, the Quebec Court of Appeal allowed the appeal to also authorize the merchants to proceed under section 45 of the Act for claims after March 12, 2010 and for claims under section 49 of the Act. </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Fair value of assets and liabilities measured at fair value on a recurring basis and classified using the fair value hierarchy <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 7pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="38%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" align="center">As at            </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">October 31, 2018</td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="10" align="center"> Fair value measurements using</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" rowspan="2"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" rowspan="2" colspan="2" align="right"> Netting adjustments </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" rowspan="2"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" rowspan="2"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" rowspan="2" colspan="2" align="right"> Fair value </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" rowspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center"> Fair value measurements using</td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2" colspan="2" align="right"> Netting adjustments </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2" colspan="2" align="right"> Fair value </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Level 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Level 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Level 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Level 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial assets </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Interest-bearing deposits with banks </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right"> 17,403</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right"> 17,403</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">20,274</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">20,274</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Trading </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Issued or guaranteed </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Canadian government debt (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Federal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 12,385</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 5,554</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 17,939</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8,342</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6,231</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">14,573</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provincial and municipal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 11,043</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 11,043</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11,350</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11,350</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> U.S. state, municipal and agencies debt (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,016</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 38,129</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">64</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 39,209</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,068</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">31,030</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">66</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">33,164</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other OECD government debt (2) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,633</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 4,573</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 6,206</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,151</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">9,018</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">10,169</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Mortgage-backed securities (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">958</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">958</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,001</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,001</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Asset-backed securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-CDO securities (3) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">844</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">846</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,023</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">110</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,133</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 22,034</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 22,055</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">22,303</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">22,326</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Equities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">39,017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2,012</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,136</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">42,165</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">30,847</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,547</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,148</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">34,542</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">54,051</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">85,147</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,223</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">140,421</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">42,410</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">84,503</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,345</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">128,258</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Investment </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Issued or guaranteed </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Canadian government debt (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Federal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">695</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">695</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">238</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">238</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provincial and municipal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,098</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,098</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,554</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,554</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> U.S. state, municipal and agencies debt (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">20</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15,798</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15,818</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18,136</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18,136</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other OECD government debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 4,692</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 4,692</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,470</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,470</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Mortgage-backed securities (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,544</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">27</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,571</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,174</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,174</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Asset-backed securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> CDO </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 7,204</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 7,204</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6,239</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6,239</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-CDO securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">853</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">853</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">863</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">863</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 19,674</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">152</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 19,826</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17,227</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">192</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17,419</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Equities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">41</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">112</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">293</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">446</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">42</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">103</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">237</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">382</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Loan substitute securities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">61</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">53,694</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">472</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">54,227</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">42</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">48,028</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">429</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">48,499</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Assets purchased under reverse repurchase agreements and securities borrowed </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 250,276</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 250,276</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">219,108</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">219,108</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 11,269</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">568</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 11,837</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8,929</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">551</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">9,480</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest rate contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 42,885</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">321</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 43,206</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">33,862</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">222</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">34,085</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Foreign exchange contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 41,335</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">36</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 41,371</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">43,253</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">53</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">43,306</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Credit derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">145</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">145</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,588</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 12,918</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">115</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15,621</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5,868</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11,654</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">296</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17,818</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Valuation adjustments </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(746</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(742</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(631</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(625</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Total gross derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,588</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 96,537</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">476</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 99,601</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5,869</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">88,176</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">577</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">94,622</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Netting adjustments </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(827</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(827</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(583</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(583</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Total derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 98,774</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">94,039</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other assets </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,108</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">262</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">75</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,445</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,020</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">288</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">65</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,373</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">57,808</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">514,588</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2,814</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(827</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">$574,383</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">49,341</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">469,306</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,967</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(583</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">521,031</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial Liabilities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Deposits </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 16,251</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">60</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 16,311</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">14,362</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">390</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">14,752</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Business and government </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 115,788</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 115,788</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">103,440</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">103,435</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Bank </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,948</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,948</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7,072</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7,072</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Obligations related to securities sold short </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 17,690</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15,912</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 33,602</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17,732</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">14,515</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">32,247</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Obligations related to assets sold under repurchase agreements and securities loaned </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 213,818</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 213,818</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">201,839</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">201,839</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest rate contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 35,986</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">902</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 36,888</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">29,620</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">726</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">30,346</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Foreign exchange contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 42,138</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">48</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 42,186</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">41,836</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">32</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">41,868</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Credit derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">251</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">251</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">94</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">94</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,408</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15,673</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">318</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 18,399</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4,369</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">13,730</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">380</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18,479</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Valuation adjustments </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(40</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">29</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">34</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Total gross derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,408</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 94,011</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,265</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 97,684</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4,369</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">85,309</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,143</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">90,821</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Netting adjustments </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(827</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(827</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(583</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(583</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Total derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 96,857</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">90,238</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other liabilities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">166</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1,498</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">59</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1,273</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">170</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1,654</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">68</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1,416</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 7pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">20,264</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">457,230</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,384</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(827)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">478,051</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  22,271</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  424,883</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  1,596</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (583</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  448,167</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">As at July 31, 2019, residential and commercial mortgage-backed securities (MBS) included in all fair value levels of trading securities were $20,898 million and $nil (October 31, 2018 – $16,776 million and $nil), respectively, and in all fair value levels of Investment securities were $5,558 million and $1,771 million (October 31, 2018 – $4,713 million and $1,348 million), respectively.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">OECD stands for Organisation for Economic Co-operation and Development.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(3)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">CDO stands for collateralized debt obligations.</td> </tr> </table> </div> <div> Pension and other post-employment benefit remeasurements (1)   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="63%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" nowrap="nowrap" align="center">For the three months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Defined benefit pension plans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Other post-employment benefit plans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Actuarial (gains) losses: </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Changes in financial assumptions (2) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">    932</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  (378</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">   63</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  (40</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Experience adjustments </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Return on plan assets (excluding interest based on discount rate) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(203</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(209</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">729</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(587</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">60</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(43</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> </table>   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="66%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" nowrap="nowrap" align="center">For the nine months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Defined benefit pension plans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Other post-employment benefit plans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> July 31 2018 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Actuarial (gains) losses: </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Changes in financial assumptions (2) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">   2,192</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  (571</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">   180</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  (62</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Experience adjustments </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Return on plan assets (excluding interest based on discount rate) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(921</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(171</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,271</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(742</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">174</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(71</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> </table>   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Market based assumptions, including Changes in financial assumptions and Return on plan assets, are reviewed on a quarterly basis. All other assumptions are updated during our annual review of plan assumptions.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Changes in financial assumptions in our defined benefit pension plans primarily relate to changes in discount rates.</td> </tr> </table>   </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Changes in fair value measurement for instruments measured on a recurring basis and categorized in Level 3 <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="35%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">.</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="34" nowrap="nowrap" align="center">For the three months ended July 31, 2019</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Fair value at beginning of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Gains (losses) included in earnings</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Gains (losses) included in OCI (1)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Purchases (issuances)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Settlement (sales) and other (2)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Transfers into Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Transfers out of Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Fair value at end of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Gains (losses) included in earnings for positions still held</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Assets </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Trading </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Issued or guaranteed </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> U.S. state, municipal and agencies debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">67</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">64</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Asset-backed securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-CDO securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Equities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,107</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(20</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(12</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">76</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(34</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">20</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,136</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,199</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(20</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(13</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">76</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(38</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">20</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,223</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Investment </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Mortgage-backed securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">28</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">27</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> n.a.</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">146</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">152</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> n.a.</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Equities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">296</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">293</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> n.a.</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Loan substitute securities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">n.a.</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">470</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">472</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">n.a.</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">759</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">276</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (474</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">568</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Net derivative balances (3) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest rate contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (585</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (581</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Foreign exchange contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(14</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(20</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (190</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">10</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(48</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (203</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Valuation adjustments </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other assets </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">66</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">13</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">75</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">13</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  1,742</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">14</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  309</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (507</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,549</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Liabilities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Deposits </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (192</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(13</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">149</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(60</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Business and government </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other liabilities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(56</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(59</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(248</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (12</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">19</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (13</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  149</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (119</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="35%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">.</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="34" align="center">For the three months ended July 31, 2018</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Fair value at beginning of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Gains (losses) included in earnings</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Gains (losses) included in OCI (1)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Purchases (issuances)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Settlement (sales) and other (2)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Transfers into Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Transfers out of Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Fair value at end of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Gains (losses) included in earnings for positions still held</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Assets </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Securities </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Trading </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Issued or guaranteed </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> U.S. state, municipal and agencies debt </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">66</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">65</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Asset-backed securities </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-CDO securities </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">115</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">113</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">23</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">22</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Equities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,000</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(27</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">12</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">87</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,086</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,204</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(26</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">87</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,286</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Investment </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Mortgage-backed securities </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">n.a.</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">202</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">236</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">n.a.</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Equities </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">246</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">243</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">n.a.</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Loan substitute securities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">n.a.</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">283</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">202</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">483</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">n.a.</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">687</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">131</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(284</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(40</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">496</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Net derivative balances (3) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest rate contracts </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(505</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(18</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">72</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(6</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(436</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(18</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Foreign exchange contracts </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">34</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(7</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">26</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(14</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other contracts </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(112</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(13</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(71</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(42</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">39</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(197</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">13</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Valuation adjustments </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(22</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other assets </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">71</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">70</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  1,569</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (66</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  251</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (215</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">189</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  1,724</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(27</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Liabilities </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Deposits </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(254</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(13</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(54</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(238</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">84</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(469</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(11</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Business and government </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other liabilities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(35</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(59</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(278</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(89</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (238</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  84</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(528</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="38%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">.</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="34" align="center"> For the nine months ended July 31, 2019</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Fair value at beginning of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> Gains (losses) included in earnings</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> Gains (losses) included in OCI (1)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Purchases (issuances)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Settlement (sales) and other (2)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Transfers into Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Transfers out of Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Fair value at end of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Gains (losses) included in earnings for positions still held</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Assets </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Trading </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Issued or guaranteed </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> U.S. state, municipal and agencies debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">66</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">64</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Asset-backed securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-CDO securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">110</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">15</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (123</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Equities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,148</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(67</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">226</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(212</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">38</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,136</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(26</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,345</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(52</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">226</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(338</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">38</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,223</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Investment </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Mortgage-backed securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">27</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">27</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> n.a.</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">192</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">18</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(55</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">152</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> n.a.</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Equities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">237</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">14</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">37</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">293</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> n.a.</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Loan substitute securities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">n.a.</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">429</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(18</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">472</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">n.a.</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">551</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">38</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">588</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (478</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">55</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (188</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">568</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">18</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Net derivative balances (3) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest rate contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (504</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(79</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (195</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">219</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (581</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(41</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Foreign exchange contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(20</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(11</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other contracts </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(84</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">90</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(63</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(37</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (112</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (203</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">79</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Valuation adjustments </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other assets </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">65</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(13</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">75</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,824</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">29</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">591</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(619</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">51</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(324</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,549</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">   60</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Liabilities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Deposits </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (390</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(39</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(49</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">27</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (138</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">529</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(60</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Business and government </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other liabilities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(68</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(12</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(59</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(453</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(51</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(48</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">48</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (138</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">524</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(119</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="37%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">.</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="34" align="center">For the nine months ended July 31, 2018</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Fair value at beginning of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Gains (losses) included in earnings</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Gains (losses) included in OCI (1)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Purchases (issuances)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Settlement (sales) and other (2)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Transfers into Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Transfers out of Level 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Fair value at end of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Gains (losses) included in earnings for positions still held</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Assets </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Securities </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Trading </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Issued or guaranteed </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> U.S. state, municipal and agencies debt </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">508</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(455</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">65</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Asset-backed securities </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-CDO securities </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">196</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">27</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(111</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">113</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">22</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Equities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">923</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(127</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">27</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">320</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(89</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">34</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,086</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(48</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,657</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(86</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">320</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(656</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">34</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,286</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(39</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Investment </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Mortgage-backed securities </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">n.a.</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Corporate debt and other debt </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">29</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">206</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">236</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">n.a.</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Equities </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">217</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">243</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">n.a.</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Loan substitute securities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">n.a.</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">249</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">206</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">483</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">n.a.</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">477</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">345</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(289</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(40</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">496</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Net derivative balances (3) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest rate contracts </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(455</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">71</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">73</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(141</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(436</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Foreign exchange contracts </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(6</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">26</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(11</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other contracts </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(181</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">35</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(87</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(42</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(55</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">133</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(197</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(8</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Valuation adjustments </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(16</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">—</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other assets </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">71</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">70</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">—</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,752</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(43</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  50</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   731</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(897</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">189</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(58</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  1,724</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (63</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Liabilities </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Deposits </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(465</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(58</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(221</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(398</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">643</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(469</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">54</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Business and government </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">—</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other liabilities </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(40</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(59</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">—</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(489</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(61</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(261</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">41</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  (398</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">643</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(528</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">54</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">These amounts include the foreign currency translation gains or losses arising on consolidation of foreign subsidiaries relating to the Level 3 instruments, where applicable. The unrealized gains on Investment securities recognized in OCI were $6 million for the three months ended July 31, 2019 (July 31, 2018 – gains of $1 million) and gains of $35 million for the nine months ended July 31, 2019 (July 31, 2018 – gains of $31 million), excluding the translation gains or losses arising on consolidation.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Other includes amortization of premiums or discounts recognized in net income.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(3)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Net derivatives as at July 31, 2019 included derivative assets of $476 million (July 31, 2018 – $643 million) and derivative liabilities of $1,265 million (July 31, 2018 – $1,254 million).</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">n.a.</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">not applicable</td> </tr> </table> </div> <div> The following table presents the fair value of debt securities at FVOCI and gross carrying amount of securities at amortized cost. Risk ratings are based on internal ratings used in the measurement of expected credit losses, as at the reporting date as outlined in the internal ratings maps in the Credit risk section of our 2018 Annual Report.   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="43%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-TOP: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="42" align="center">As at</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="18" align="center">October 31, 2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="6" align="center">Performing</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="center">Impaired</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Performing</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="center">Impaired</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> Stage 3 (1)</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Stage 3 (1)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Investment securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Securities at FVOCI </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Investment grade </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">     53,219</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">        1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">     53,220</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">     46,956</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">    479</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">   –</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">     47,435</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Non-investment grade </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">383</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">10</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">393</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">500</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">533</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Impaired </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">144</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">144</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">125</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">125</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 53,602</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">11</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">144</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 53,757</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  47,456</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  512</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  125</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  48,093</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Items not subject to impairment (2) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">470</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">406</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">54,227</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">48,499</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Securities at amortized cost </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Investment grade </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 44,820</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">44</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 44,864</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">44,958</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">119</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">45,077</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Non-investment grade </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">616</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">561</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,177</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">367</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">703</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,070</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Impaired </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 45,436</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">605</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 46,041</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">45,325</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">822</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">46,147</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Allowance for credit losses </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">28</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">32</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">38</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Amortized cost </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">45,429</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">584</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">46,013</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">45,319</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">790</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">46,109</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table>   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Includes $144 million of purchased credit impaired securities (October 31, 2018 – $125 million).</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Investment securities at FVOCI not subject to impairment represent equity securities designated as FVOCI.</td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following tables provide a comparison of the carrying and fair values for each classification of financial instruments. Embedded derivatives are presented on a combined basis with the host contracts. Refer to Note 2 and Note 3 of our audited 2018 Annual Consolidated Financial Statements for a description of the valuation techniques and inputs used in the fair value measurement of our financial instruments. There have been no significant changes to our determination of fair value during the quarter. <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="40%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="38" align="center">As at July 31, 2019</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="14" align="center">Carrying value and fair value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="center"> Carrying value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="center"> Fair value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Financial instruments classified as FVTPL</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Financial instruments designated as FVTPL</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Financial instruments classified as FVOCI</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Financial instruments designated as FVOCI</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Financial instruments measured at amortized cost</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Financial instruments measured at amortized cost</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> Total carrying amount</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> Total fair value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial assets </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Interest-bearing deposits with banks </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">   –</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">17,403</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">             –</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">14,150</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">14,150</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">31,553</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">31,553</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Trading </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 131,515</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 8,906</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 140,421</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 140,421</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Investment, net of applicable allowance </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">53,757</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">470</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">46,013</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">46,235</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">100,240</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">100,462</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">131,515</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">8,906</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">53,757</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">470</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">46,013</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">46,235</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">240,661</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">240,883</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Assets purchased under reverse repurchase agreements and securities borrowed </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">250,276</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">59,364</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">59,367</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">309,640</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">309,643</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans, net of applicable allowance </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Retail </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">182</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">240</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">96</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 413,989</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 415,474</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 414,507</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 415,992</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Wholesale </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">9,129</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,713</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">477</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">186,567</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">185,858</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">197,886</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">197,177</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">9,311</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,953</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">573</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">600,556</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">601,332</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">612,393</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">613,169</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 98,774</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 98,774</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 98,774</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other assets (1) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,445</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">51,910</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">51,910</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">53,355</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">53,355</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial liabilities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Deposits </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">134</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 16,177</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 271,618</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 271,868</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 287,929</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 288,179</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Business and government (2) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(44</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 115,832</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 447,555</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 448,732</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 563,343</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 564,520</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Bank (3) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2,948</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">26,991</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">27,018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">29,939</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">29,966</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">90</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">134,957</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">746,164</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">747,618</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">881,211</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">882,665</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Obligations related to securities sold short </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 33,602</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 33,602</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 33,602</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Obligations related to assets sold under repurchase agreements and securities loaned </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 213,818</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 6,209</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 6,210</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 220,027</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 220,028</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Derivatives </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 96,857</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 96,857</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 96,857</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other liabilities (4) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (1,328</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">55</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 56,109</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 56,083</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 54,836</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 54,810</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Subordinated debentures </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">9,818</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">9,953</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">9,818</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">9,953</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="36%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="38" align="center">As at October 31, 2018</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Carrying value and fair value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Carrying value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Fair value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Financial instruments classified as FVTPL</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Financial instruments designated as FVTPL</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Financial instruments classified as FVOCI</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Financial instruments designated as FVOCI</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Financial instruments measured at amortized cost</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Financial instruments measured at amortized cost</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total carrying amount</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total fair value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial assets </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Interest-bearing deposits with banks </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">20,274</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">16,197</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">16,197</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">36,471</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">36,471</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Securities </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Trading </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">  121,031</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7,227</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">  128,258</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">128,258</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Investment, net of applicable allowance </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  48,093</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">406</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">46,109</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">45,367</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">94,608</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">93,866</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">121,031</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">7,227</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">48,093</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">406</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">46,109</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">45,367</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">222,866</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">222,124</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Assets purchased under reverse repurchase agreements and securities borrowed </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">219,108</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">75,494</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">75,490</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">294,602</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">294,598</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans, net of applicable allowance </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Retail </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">69</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">190</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">94</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">397,102</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">394,051</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">397,455</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">394,404</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Wholesale </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">7,129</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,540</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">458</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">170,236</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">168,087</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">179,363</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">177,214</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">7,198</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,730</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">552</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">567,338</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">562,138</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">576,818</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">571,618</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Derivatives </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">94,039</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">94,039</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">94,039</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other assets (1) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,373</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">46,205</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">46,205</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">47,578</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">47,578</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial liabilities </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Deposits </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">150</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">14,602</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">255,402</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">255,115</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">270,154</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">269,867</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Business and government (2) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(11</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">103,446</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">430,936</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">431,158</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">534,371</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">534,593</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Bank (3) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">7,072</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">25,449</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">25,462</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">32,521</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">32,534</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">139</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">125,120</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">711,787</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">711,735</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">837,046</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">836,994</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Obligations related to securities sold short </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">32,247</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">32,247</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">32,247</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Obligations related to assets sold under repurchase agreements and securities loaned </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">201,839</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4,975</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4,976</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">206,814</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">206,815</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Derivatives </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">90,238</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">90,238</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">90,238</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other liabilities (4) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1,434</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">54,917</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">54,880</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">53,501</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">53,464</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Subordinated debentures </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9,131</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9,319</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9,131</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9,319</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Includes Customers’ liability under acceptances and financial instruments recognized in Other assets.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Business and government deposits include deposits from regulated deposit-taking institutions other than banks.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(3)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Bank deposits refer to deposits from regulated banks and central banks.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(4)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Includes Acceptances and financial instruments recognized in Other liabilities.</td> </tr> </table> </div> <div> Unrealized gains and losses on securities at FVOCI (1) (2)   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="40%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-TOP: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="34" align="center">As at</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="14" align="center">July 31, 2019</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="14" align="center">October 31, 2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Cost/ Amortized cost</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Gross unrealized gains</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Gross unrealized losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Fair value</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Cost/ Amortized cost</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Gross unrealized gains</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Gross unrealized losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Fair value</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Issued or guaranteed </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Canadian government debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Federal (3) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">693</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">695</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">244</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(6</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">238</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Provincial and municipal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,033</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">66</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,098</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,578</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(26</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,554</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> U.S. state, municipal and agencies debt (3) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15,704</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">206</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(92</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 15,818</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18,000</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">285</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(149</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18,136</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Other OECD government debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 4,693</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 4,692</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,469</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,470</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Mortgage-backed securities (3) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,577</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(8</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,571</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,176</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,174</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Asset-backed securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> CDO </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 7,228</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(26</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 7,204</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6,248</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6,239</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Non-CDO securities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">847</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">853</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">856</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">863</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Corporate debt and other debt </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 19,762</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">73</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 19,826</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17,439</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">22</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(42</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17,419</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Equities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">233</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">215</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">446</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">197</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">186</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">382</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Loan substitute securities </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">25</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">24</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">25</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">24</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  53,795</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  576</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (144</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  54,227</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  48,232</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  508</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  (241</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  48,499</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table>   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Excludes $46,013 million of held-to-collect securities as at July 31, 2019 that are carried at amortized cost, net of allowance for credit losses (October 31, 2018 – $46,109 million).</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Gross unrealized gains and losses includes $(1) million of allowance for credit losses on debt securities at FVOCI as at July 31, 2019 (October 31, 2018 – $11 million) recognized in income and Other components of equity.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left">(3)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">The majority of the MBS are residential. Cost/Amortized cost, gross unrealized gains, gross unrealized losses and fair value related to commercial MBS are $1,775 million, $2 million, $6 million and $1,771 million, respectively as at July 31, 2019 (October 31, 2018 – $1,442 million, $nil, $6 million and $1,436 million, respectively).</td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="68%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">For the three months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">For the nine months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> July 31 2018 (1) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> July 31 2019 </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> July 31 2018 (1) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest and dividend income (2), (3) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial instruments measured at fair value through profit or loss </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 3,210</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,109</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 8,997</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,617</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial instruments measured at fair value through other comprehensive income </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">298</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">234</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">857</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">558</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Financial instruments measured at amortized cost </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">7,102</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6,283</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">21,037</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">17,856</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">10,610</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">8,626</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">30,891</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">24,031</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Interest expense (2) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Financial instruments measured at fair value through profit or loss </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,778</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,730</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 7,774</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,464</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Financial instruments measured at amortized cost </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2,784</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,300</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">8,348</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6,105</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">5,562</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4,030</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">16,122</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">10,569</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Net interest income </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  5,048</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  4,596</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  14,769</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  13,462</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Amounts have been revised from those previously presented.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Excludes the following amounts related to our insurance operations and included in Insurance premiums, investment and fee income in the Interim Consolidated Statements of Income: For the three months ended July 31, 2019, Interest income of $123 million (July 31, 2018 – $122 million), and Interest expense of $1 million (July 31, 2018 – $nil). For the nine months ended July 31, 2019, Interest income of $366 million (July 31, 2018 – $360 million), and Interest expense of $3 million (July 31, 2018 – $3 million).</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(3)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Includes dividend income for the three months ended July 31, 2019 of $614 million (July 31, 2018 – $417 million) and for the nine months ended July 31, 2019 of $1,508 million (July 31, 2018 – $1,177 million).</td> </tr> </table> </div> <div> The following table presents the gross carrying amount of loans measured at amortized cost, and the full contractual amount of undrawn loan commitments subject to the impairment requirements of IFRS 9. Risk ratings are based on internal ratings used in the measurement of expected credit losses as at the reporting date, as outlined in the internal ratings maps for Wholesale and Retail facilities in the Credit risk section of our 2018 Annual Report.   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="43%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-TOP: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="34" align="center">As at</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="14" align="center">July 31, 2019</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="14" align="center">October 31, 2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Retail </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Loans outstanding – Residential mortgages </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Low risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 232,712</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 6,367</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 239,079</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">222,026</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,688</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">225,714</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Medium risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 13,221</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,289</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 14,510</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">13,681</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,369</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">15,050</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> High risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,727</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,619</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 5,346</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,577</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,897</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5,474</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Not rated (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 38,301</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">608</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 38,909</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">34,670</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">578</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">35,248</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Impaired </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">709</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">709</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">726</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">726</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">286,961</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">10,883</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">709</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">298,553</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">272,954</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">8,532</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">726</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">282,212</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Items not subject to impairment (2) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">422</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">259</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Total </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">298,975</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">282,471</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Loans outstanding – Personal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Low risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 71,290</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,699</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 72,989</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">71,763</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,256</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">73,019</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Medium risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 5,997</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,042</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 8,039</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6,124</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,925</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8,049</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> High risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">937</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,649</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,586</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">998</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,672</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,670</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Not rated (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 8,290</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">41</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 8,331</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8,595</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">64</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8,659</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Impaired </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">300</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">300</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">303</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">303</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Total </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">86,514</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">5,431</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">300</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">92,245</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">87,480</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4,917</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">303</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">92,700</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Loans outstanding – Credit cards </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Low risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 13,767</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">102</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 13,869</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">13,185</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">100</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">13,285</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Medium risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,185</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,727</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 3,912</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,234</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,632</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,866</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> High risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">130</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,335</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,465</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">139</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,331</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,470</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Not rated (1) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">819</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">32</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">851</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">764</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">794</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Total </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">16,901</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">3,196</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">20,097</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">16,322</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">3,093</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">19,415</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Loans outstanding – Small business </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Low risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,228</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">45</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,273</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,004</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">46</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,050</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Medium risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,321</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">109</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,430</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,230</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">102</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,332</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> High risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">118</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">197</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">315</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">95</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">178</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">273</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Not rated (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">197</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">197</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">166</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">167</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Impaired </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">51</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">51</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">44</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">44</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Total </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">4,864</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">351</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">51</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">5,266</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4,495</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">327</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">44</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4,866</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Undrawn loan commitments – Retail </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Low risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 197,881</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,943</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 199,824</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  182,426</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,270</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  183,696</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Medium risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 7,832</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">240</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 8,072</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">10,794</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">239</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11,033</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> High risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">727</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">207</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">934</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,740</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">166</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,906</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Not rated (1) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2,730</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">29</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2,759</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2,584</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">35</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2,619</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Total </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">209,170</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2,419</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">211,589</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">199,544</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,710</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">201,254</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Wholesale – Loans outstanding </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Investment grade </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 50,609</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">79</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 50,688</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">46,869</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">324</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">47,193</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Non-investment grade </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 116,299</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">   11,525</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 127,824</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">106,027</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">  10,190</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">116,217</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Not rated (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 7,328</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">363</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 7,691</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6,692</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">411</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7,103</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Impaired </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  1,896</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,896</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  1,096</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,096</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">174,236</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">11,967</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,896</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">188,099</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">159,588</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">10,925</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,096</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">171,609</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Items not subject to impairment (2) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">10,842</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">8,669</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Total </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">198,941</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">180,278</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Undrawn loan commitments – Wholesale </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Investment grade </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">   220,061</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">   220,061</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">222,970</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">93</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">223,063</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Non-investment grade </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 90,263</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 8,030</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 98,293</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">88,828</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7,069</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">95,897</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Not rated (1) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">4,557</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">4,557</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4,291</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4,291</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Total </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">314,881</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">8,030</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">322,911</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">316,089</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  7,162</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">323,251</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table>   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">In certain cases where an internal risk rating is not assigned, we use other approved credit risk assessment or rating methodologies, policies and tools to manage our credit risk.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Items not subject to impairment are loans held at FVTPL.</td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Allowance for credit losses – securities at FVOCI (1) <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="54%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" align="center">For the three months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">July 31, 2018</td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="6" align="center">Performing</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="center">Impaired</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Performing</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Impaired</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">40</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">45</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(36</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">36</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Purchases </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Sales and maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">   –</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">   (1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  36</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   45</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="42"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" align="center">For the nine months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">July 31, 2018</td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="6" align="center">Performing</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="center">Impaired</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Performing</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Impaired</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">11</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">22</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(36</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">36</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Purchases </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">83</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">83</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Sales and maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(47</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(17</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(64</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">   –</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">36</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">45</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Expected credit losses on debt securities at FVOCI are not separately recognized on the balance sheet as the related securities are recorded at fair value. The cumulative amount of credit losses recognized in income is presented in Other components of equity.</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Allowance for credit losses – securities at amortized cost <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="54%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" align="center">For the three months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">July 31, 2018</td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="6" align="center">Performing</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="center">Impaired</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Performing</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Impaired</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">23</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">30</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">31</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">35</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Purchases </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Sales and maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">   –</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">   28</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">   46</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" align="center">For the nine months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">July 31, 2018</td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="6" align="center">Performing</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="center">Impaired</td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Performing</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Impaired</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">32</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">38</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">45</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">54</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(7</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Purchases </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Sales and maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(12</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(13</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">28</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">46</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Allowance for credit losses – Retail and wholesale loans <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="54%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" nowrap="nowrap" align="center">For the three months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" nowrap="nowrap" align="center"> July 31, 2019</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" nowrap="nowrap" align="center">July 31, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="6" nowrap="nowrap" align="center"> Performing</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="center"> Impaired</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Performing</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="center">Impaired</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Residential mortgages </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">140</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">63</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">192</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">395</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">149</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">62</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">170</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">381</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(6</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(7</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(19</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">28</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">15</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">24</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(20</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(14</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(14</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">144</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">70</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">195</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">409</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">151</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">65</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">173</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">389</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">238</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">555</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">129</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">922</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">253</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">488</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">135</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">876</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">154</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (154</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">154</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(154</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(20</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">20</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(26</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">27</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(41</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">41</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(36</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">37</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">27</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">27</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">31</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(8</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(30</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(38</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(34</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(43</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (148</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">210</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">76</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">138</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(143</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">213</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">80</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">150</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (148</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (148</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(139</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(139</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">32</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">32</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">243</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">560</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">129</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">932</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">258</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">505</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">139</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">902</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Credit cards </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">166</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">624</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">790</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">199</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">495</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">694</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">116</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (116</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">153</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(153</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(19</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">19</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(21</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(88</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">88</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(53</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">54</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(8</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(10</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(12</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(15</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(94</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">191</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">42</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">139</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(113</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">188</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">64</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">139</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (167</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (167</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(151</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(151</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">37</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">37</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">169</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">620</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">789</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">217</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">488</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">705</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Small business </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">15</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">49</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">52</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">8</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">13</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">20</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">53</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">61</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Wholesale </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">293</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">358</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">457</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,108</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">254</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">295</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">463</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  1,012</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">35</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(34</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">23</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(23</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(8</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(14</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(15</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">55</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">67</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">56</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">67</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(39</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(39</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(78</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(34</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(37</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(71</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(51</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">86</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">109</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">144</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(15</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">68</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(15</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (101</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (101</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(82</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(82</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  280</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  375</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  460</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  1,115</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  272</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  326</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  386</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">984</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="55%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" align="center">For the nine months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">July 31, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="6" align="center">Performing</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="center">Impaired</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Performing</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Impaired</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Residential mortgages </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">142</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">64</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">176</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">382</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">140</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">65</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">173</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">378</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">64</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(52</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">49</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(49</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">11</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(15</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(24</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">26</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(14</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">35</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">35</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">51</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">51</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(10</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(18</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(76</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">77</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">40</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">41</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(66</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">54</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">31</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(34</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(34</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(39</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(39</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">144</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">70</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">195</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">409</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">151</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">65</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">173</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">389</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">242</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">512</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">141</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">895</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">278</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">427</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">121</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">826</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">428</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (422</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">576</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(576</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(66</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">67</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(118</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">119</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (125</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">126</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(114</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">116</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">73</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">74</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">81</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">85</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(20</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(87</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (107</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(25</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(99</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(124</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (414</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">614</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">231</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">431</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(530</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">745</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">229</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">444</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (440</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (440</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(405</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(405</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">94</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">94</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">87</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">87</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">243</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">560</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">129</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">932</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">258</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">505</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">139</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">902</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Credit cards </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">161</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">599</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">760</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">251</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">442</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">693</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">344</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (344</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">597</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(597</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(58</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">58</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(102</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">102</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (251</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">252</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(145</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">147</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(19</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(23</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(55</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(65</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (276</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">578</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">123</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">425</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(526</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">738</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">204</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">416</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (478</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (478</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(448</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(448</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">103</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">103</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">97</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">97</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">169</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">620</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">789</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">217</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">488</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">705</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Small business </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">18</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">51</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">49</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(20</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(8</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">8</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(8</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(7</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(18</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">28</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">27</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(20</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">39</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">35</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(26</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(26</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(25</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(25</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">20</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">53</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">61</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Wholesale </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">274</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">340</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">365</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">979</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">251</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">352</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">407</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,010</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">113</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (103</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(10</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">148</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(148</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(25</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">28</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(60</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">68</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(8</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(48</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">53</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(28</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">29</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">182</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">39</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">221</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">167</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">28</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">195</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (128</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (118</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (246</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(112</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(145</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(257</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (130</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">235</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">415</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">520</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(123</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">199</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">87</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">163</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (337</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (337</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(145</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(145</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">32</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">32</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">52</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">52</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(55</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(54</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(36</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(34</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  280</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  375</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  460</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  1,115</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  272</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  326</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  386</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  984</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   </div> <div> Allowance for credit losses   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="45%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-TOP: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="42" align="center">For the three months ended</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="18" align="center">July 31, 2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Balance at beginning of period</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Provision for credit losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Net write-offs</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Exchange rate and other</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Balance at end of period</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Balance at beginning of period</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Provision for credit losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Net write-offs</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Exchange rate and other</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Balance at end of period</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Retail </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Residential mortgages </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">395</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">29</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(10</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">409</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">381</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(12</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">389</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Personal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">922</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">127</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (116</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">932</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">876</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">138</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(109</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">902</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Credit cards </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">790</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">130</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (130</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">789</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">694</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">129</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(118</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">705</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Small business </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">49</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">53</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">52</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(7</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">61</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Wholesale </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,108</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">133</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(89</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(37</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,115</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,012</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">34</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(57</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">984</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Customers’ liability under acceptances </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">26</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">15</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">16</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  3,290</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">     429</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">      (352</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(46</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  3,321</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  3,030</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">338</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(303</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  3,057</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Presented as: </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Allowance for loan losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 3,093</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 3,131</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,808</td> <td valign="bottom" nowrap="nowrap"> </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,837</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Other liabilities – Provisions </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">171</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">167</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">206</td> <td valign="bottom" nowrap="nowrap"> </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">203</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Customers’ liability under acceptances </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">26</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">23</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap"> </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Other components of equity </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table>   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="45%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-TOP: #000000 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="42" align="center">For the nine months ended</td> <td style="BORDER-TOP: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="18" align="center">July 31, 2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Balance at beginning of period</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Provision for credit losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Net write-offs</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Exchange rate and other</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Balance at end of period</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Balance at beginning of period</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Provision for credit losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Net write-offs</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Exchange rate and other</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Balance at end of period</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Retail </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Residential mortgages </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">382</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">60</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(30</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">409</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">378</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">52</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(35</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(6</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">389</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Personal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">895</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">398</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (346</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(15</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">932</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">826</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">405</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(318</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(11</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">902</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Credit cards </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">760</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">405</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (375</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">789</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">693</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">363</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(351</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">705</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Small business </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">51</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">25</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(20</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">53</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">49</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(19</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">61</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Wholesale </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">979</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">495</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (305</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(54</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,115</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,010</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">101</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(93</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(34</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">984</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Customers’ liability under acceptances </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">20</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(4</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">16</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  3,088</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  1,386</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (1,076</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(77</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  3,321</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  2,976</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">950</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(816</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(53</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">  3,057</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Presented as: </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Allowance for loan losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,912</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 3,131</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,749</td> <td valign="bottom" nowrap="nowrap"> </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,837</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Other liabilities – Provisions </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">154</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">167</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">207</td> <td valign="bottom" nowrap="nowrap"> </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">203</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> Customers’ liability under acceptances </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">23</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap"> </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="top"> Other components of equity </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> </div> 3.02 <div> <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; border-radius: 6pt; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" bgcolor="#000000" border="0"> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Note 5    Loans and allowance for credit losses   </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Allowance for credit losses <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="45%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" align="center">For the three months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">July 31, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Balance at beginning of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Provision for credit losses</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Net write-offs</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Exchange rate and other</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Balance at end of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Balance at beginning of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Provision for credit losses</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Net write-offs</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Exchange rate and other</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Balance at end of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Retail </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Residential mortgages </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">395</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">29</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(10</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">409</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">381</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(12</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">389</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">922</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">127</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (116</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">932</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">876</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">138</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(109</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">902</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Credit cards </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">790</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">130</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (130</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">789</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">694</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">129</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(118</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">705</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Small business </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">49</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">53</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">52</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(7</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">61</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Wholesale </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,108</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">133</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(89</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(37</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,115</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,012</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">34</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(57</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">984</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Customers’ liability under acceptances </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">26</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  3,290</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">     429</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">      (352</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(46</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  3,321</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  3,030</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">338</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(303</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  3,057</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Presented as: </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Allowance for loan losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 3,093</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 3,131</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,808</td> <td valign="bottom" nowrap="nowrap"> </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,837</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other liabilities – Provisions </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">171</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">167</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">206</td> <td valign="bottom" nowrap="nowrap"> </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">203</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Customers’ liability under acceptances </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">26</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">23</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap"> </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other components of equity </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 11pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="45%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" align="center">For the nine months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">July 31, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Balance at beginning of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Provision for credit losses</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Net write-offs</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Exchange rate and other</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Balance at end of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Balance at beginning of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Provision for credit losses</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Net write-offs</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Exchange rate and other</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Balance at end of period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Retail </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Residential mortgages </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">382</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">60</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(30</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">409</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">378</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">52</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(35</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(6</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">389</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">895</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">398</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (346</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(15</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">932</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">826</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">405</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(318</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(11</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">902</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Credit cards </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">760</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">405</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (375</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">789</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">693</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">363</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(351</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">705</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Small business </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">51</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">25</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(20</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">53</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">49</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(19</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">61</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Wholesale </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">979</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">495</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (305</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(54</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,115</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,010</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">101</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(93</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(34</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">984</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Customers’ liability under acceptances </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">20</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  3,088</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  1,386</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  (1,076</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(77</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  3,321</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  2,976</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">950</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(816</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(53</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  3,057</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Presented as: </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Allowance for loan losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,912</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 3,131</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,749</td> <td valign="bottom" nowrap="nowrap"> </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,837</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Other liabilities – Provisions </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">154</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">167</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">207</td> <td valign="bottom" nowrap="nowrap"> </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">203</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Customers’ liability under acceptances </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">23</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap"> </td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"> </td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td bgcolor="#999999" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Other components of equity </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#999999" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following tables reconcile the opening and closing allowance for loans and commitments, by stage, for each major product category. <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Reconciling items include the following: <table style="FONT-SIZE: 9pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td width="4%"> </td> <td valign="top" width="1%" align="left">•</td> <td valign="top" width="1%"> </td> <td valign="top" align="left"> Transfers between stages, which are presumed to occur before any corresponding remeasurements of the allowance. </td> </tr> </table> <table style="FONT-SIZE: 9pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td width="4%"> </td> <td valign="top" width="1%" align="left">•</td> <td valign="top" width="1%"> </td> <td valign="top" align="left"> Originations, which reflect the allowance related to assets newly recognized during the period, including those assets that were derecognized following a modification of terms. </td> </tr> </table> <table style="FONT-SIZE: 9pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td width="4%"> </td> <td valign="top" width="1%" align="left">•</td> <td valign="top" width="1%"> </td> <td valign="top" align="left"> Maturities, which reflect the allowance related to assets derecognized during the period without a credit loss being incurred, including those assets that were derecognized following a modification of terms. </td> </tr> </table> <table style="FONT-SIZE: 9pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td width="4%"> </td> <td valign="top" width="1%" align="left">•</td> <td valign="top" width="1%"> </td> <td valign="top" align="left"> Changes in risk, parameters and exposures, which comprise the impact of changes in model inputs or assumptions, including changes in forward-looking macroeconomic conditions; partial repayments and additional draws on existing facilities; changes in the measurement following a transfer between stages; and unwinding of the time value discount due to the passage of time in stage 1 and stage 2. </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Allowance for credit losses – Retail and wholesale loans <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="54%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" nowrap="nowrap" align="center">For the three months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" nowrap="nowrap" align="center"> July 31, 2019</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" nowrap="nowrap" align="center">July 31, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="6" nowrap="nowrap" align="center"> Performing</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="center"> Impaired</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Performing</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="center">Impaired</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Residential mortgages </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">140</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">63</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">192</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">395</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">149</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">62</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">170</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">381</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(6</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(7</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(19</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">28</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">15</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">24</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(20</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(14</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(14</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">144</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">70</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">195</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">409</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">151</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">65</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">173</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">389</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">238</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">555</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">129</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">922</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">253</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">488</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">135</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">876</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">154</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (154</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">154</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(154</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(20</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">20</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(26</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">27</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(41</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">41</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(36</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">37</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">27</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">27</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">31</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(8</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(30</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(38</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(34</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(43</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (148</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">210</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">76</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">138</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(143</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">213</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">80</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">150</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (148</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (148</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(139</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(139</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">32</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">32</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">243</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">560</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">129</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">932</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">258</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">505</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">139</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">902</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Credit cards </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">166</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">624</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">790</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">199</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">495</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">694</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">116</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (116</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">153</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(153</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(19</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">19</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(21</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(88</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">88</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(53</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">54</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(8</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(10</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(12</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(15</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(94</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">191</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">42</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">139</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(113</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">188</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">64</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">139</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (167</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (167</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(151</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(151</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">37</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">37</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">169</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">620</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">789</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">217</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">488</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">705</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Small business </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">15</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">49</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">52</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">8</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">13</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">20</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">53</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">61</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Wholesale </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">293</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">358</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">457</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,108</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">254</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">295</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">463</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  1,012</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">35</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(34</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">23</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(23</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(8</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(14</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(15</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">55</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">67</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">56</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">67</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(39</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(39</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(78</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(34</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(37</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(71</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(51</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">86</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">109</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">144</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(15</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">68</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(15</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (101</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (101</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(82</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(82</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  280</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  375</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  460</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  1,115</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  272</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  326</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  386</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">984</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="55%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="42" align="center">For the nine months ended</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="18" align="center">July 31, 2019</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">July 31, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="6" align="center">Performing</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="center">Impaired</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" colspan="2"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Performing</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Impaired</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Residential mortgages </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">142</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">64</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">176</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">382</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">140</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">65</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">173</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">378</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">64</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(52</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(12</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">49</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(49</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">11</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(15</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(24</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">26</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(14</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">35</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">35</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">51</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">51</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(10</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(18</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(76</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">77</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">40</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">41</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(66</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">54</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">31</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(34</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(34</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(39</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(39</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">144</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">70</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">195</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">409</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">151</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">65</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">173</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">389</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Personal </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">242</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">512</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">141</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">895</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">278</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">427</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">121</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">826</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">428</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (422</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">576</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(576</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(66</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">67</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(118</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">119</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (125</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">126</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(114</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">116</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">73</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">74</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">81</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">85</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(20</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(87</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (107</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(25</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(99</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(124</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (414</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">614</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">231</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">431</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(530</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">745</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">229</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">444</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (440</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (440</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(405</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(405</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">94</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">94</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">87</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">87</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">243</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">560</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">129</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">932</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">258</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">505</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">139</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">902</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Credit cards </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">161</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">599</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">760</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">251</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">442</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">693</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">344</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (344</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">597</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(597</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(58</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">58</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(102</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">102</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (251</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">252</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(145</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">147</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(4</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(19</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(23</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(55</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(65</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (276</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">578</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">123</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">425</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(526</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">738</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">204</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">416</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (478</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (478</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(448</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(448</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">103</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">103</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">97</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">97</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">169</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">620</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">789</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">217</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">488</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">705</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Small business </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">18</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">51</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">49</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(16</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(20</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(8</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">8</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(8</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">7</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(9</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(7</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(18</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">28</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">27</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(20</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">39</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">35</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(26</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(26</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(25</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(25</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">6</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">20</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">53</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">61</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Wholesale </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Balance at beginning of period </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">274</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">340</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">365</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">979</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">251</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">352</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">407</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,010</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Provision for credit losses </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 1 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">113</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (103</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(10</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">148</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(148</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 2 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(25</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">28</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(3</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(60</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">68</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(8</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Transfers to stage 3 </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(5</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">(48</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">53</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(28</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">29</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Originations </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">182</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">39</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">221</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">167</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">28</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">195</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Maturities </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (128</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (118</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (246</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(112</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(145</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(257</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Changes in risk, parameters and exposures </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (130</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">235</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">415</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">520</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(123</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">199</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">87</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">163</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Write-offs </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (337</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> (337</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> ) </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(145</td> <td valign="bottom" nowrap="nowrap">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(145</td> <td valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Recoveries </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">32</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">32</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">52</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">52</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Exchange rate and other </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(55</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">(54</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(36</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(34</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">) </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Balance at end of period </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  280</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  375</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  460</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  1,115</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  272</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  326</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  386</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  984</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Credit risk exposure by internal risk rating <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following table presents the gross carrying amount of loans measured at amortized cost, and the full contractual amount of undrawn loan commitments subject to the impairment requirements of IFRS 9. Risk ratings are based on internal ratings used in the measurement of expected credit losses as at the reporting date, as outlined in the internal ratings maps for Wholesale and Retail facilities in the Credit risk section of our 2018 Annual Report. <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 8pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="43%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="34" align="center">As at</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="14" align="center">July 31, 2019</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">October 31, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Stage 3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Retail </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans outstanding – Residential mortgages </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Low risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 232,712</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 6,367</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 239,079</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">222,026</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,688</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">225,714</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Medium risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 13,221</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,289</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 14,510</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">13,681</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,369</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">15,050</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> High risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,727</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,619</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 5,346</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,577</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,897</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5,474</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Not rated (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 38,301</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">608</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 38,909</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">34,670</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">578</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">35,248</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Impaired </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">709</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">709</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">726</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">726</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">286,961</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">10,883</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">709</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">298,553</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">272,954</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">8,532</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">726</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">282,212</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Items not subject to impairment (2) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">422</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">259</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Total </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">298,975</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">282,471</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans outstanding – Personal </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Low risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 71,290</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,699</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 72,989</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">71,763</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,256</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">73,019</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Medium risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 5,997</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,042</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 8,039</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6,124</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,925</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8,049</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> High risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">937</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,649</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,586</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">998</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,672</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,670</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Not rated (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 8,290</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">41</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 8,331</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8,595</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">64</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">8,659</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Impaired </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">300</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">300</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">303</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">303</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Total </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">86,514</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">5,431</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">300</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">92,245</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">87,480</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4,917</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">303</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">92,700</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans outstanding – Credit cards </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Low risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 13,767</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">102</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 13,869</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">13,185</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">100</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">13,285</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Medium risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,185</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,727</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 3,912</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,234</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,632</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,866</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> High risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">130</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,335</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,465</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">139</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,331</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,470</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Not rated (1) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">819</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">851</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">764</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">794</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Total </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">16,901</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">3,196</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">20,097</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">16,322</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,093</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">19,415</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Loans outstanding – Small business </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Low risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,228</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">45</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,273</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,004</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">46</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,050</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Medium risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,321</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">109</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 2,430</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,230</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">102</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,332</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> High risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">118</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">197</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">315</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">95</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">178</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">273</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Not rated (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">197</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">197</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">166</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">167</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Impaired </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">51</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">51</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">44</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">44</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Total </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">4,864</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">351</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">51</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">5,266</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4,495</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">327</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">44</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4,866</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Undrawn loan commitments – Retail </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Low risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 197,881</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,943</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">  –</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 199,824</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  182,426</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,270</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">  183,696</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Medium risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 7,832</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">240</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 8,072</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">10,794</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">239</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11,033</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> High risk </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">727</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">207</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">934</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,740</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">166</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,906</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Not rated (1) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2,730</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">29</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2,759</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,584</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">35</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,619</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Total </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">209,170</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">2,419</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">211,589</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">199,544</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,710</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">201,254</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Wholesale – Loans outstanding </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Investment grade </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 50,609</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">79</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 50,688</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">46,869</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">324</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">47,193</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-investment grade </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 116,299</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">   11,525</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 127,824</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">106,027</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">  10,190</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">116,217</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Not rated (1) </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 7,328</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right">363</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 7,691</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6,692</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">411</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7,103</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Impaired </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  1,896</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,896</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  1,096</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,096</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">174,236</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">11,967</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,896</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">188,099</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">159,588</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">10,925</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,096</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">171,609</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Items not subject to impairment (2) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">10,842</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">8,669</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Total </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">198,941</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">180,278</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td bgcolor="#CCCCCC" height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> <td height="4" colspan="4"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Undrawn loan commitments – Wholesale </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td bgcolor="#CCCCCC" valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Investment grade </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">   220,061</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">$</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">   220,061</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">222,970</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">93</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">223,063</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Non-investment grade </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 90,263</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 8,030</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 98,293</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">88,828</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7,069</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom" nowrap="nowrap" align="right">–</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">95,897</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Not rated (1) </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">4,557</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">4,557</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4,291</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4,291</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Total </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">314,881</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">8,030</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">322,911</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">316,089</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  7,162</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">323,251</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">In certain cases where an internal risk rating is not assigned, we use other approved credit risk assessment or rating methodologies, policies and tools to manage our credit risk.</td> </tr> </table> <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(2)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Items not subject to impairment are loans held at FVTPL.</td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 11px; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 8.5pt; FONT-FAMILY: arial; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; MARGIN-LEFT: 30px; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: -1%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Loans past due but not impaired (1) <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="44%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom">   </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="34" align="center">As at</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="14" align="center">July 31, 2019</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2"> </td> <td valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">October 31, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Millions of Canadian dollars)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> 1 to 29 days</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right"> 30 to 89 days</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">90 days and greater</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">1 to 29 days</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">30 to 89 days</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">90 days and greater</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td valign="top"> Retail </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 3,025</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 1,285</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right">186</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td bgcolor="#CCCCCC" valign="bottom"> </td> <td bgcolor="#CCCCCC" valign="bottom">$</td> <td bgcolor="#CCCCCC" valign="bottom" align="right"> 4,496</td> <td bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap">  </td> <td valign="bottom"> </td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,995</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,402</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">179</td> <td valign="bottom" nowrap="nowrap"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,576</td> <td valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> Wholesale </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,301</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">405</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">1,727</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,246</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">468</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">–</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,714</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> <tr style="FONT-SIZE: 8.5pt; FONT-FAMILY: arial; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  4,326</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  1,690</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  207</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" align="right">  6,223</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" bgcolor="#CCCCCC" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  4,241</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  1,870</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  179</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">  </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">  6,290</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap"> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 2pt; FONT-FAMILY: "Times New Roman"; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">   <table style="FONT-SIZE: 6pt; FONT-FAMILY: arial; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left">(1)</td> <td style="FONT-SIZE: 8pt" valign="top" width="1%"> </td> <td valign="top" align="left">Amounts presented may include loans past due as a result of administrative processes, such as mortgage loans on which payments are restrained pending payout due to sale or refinancing. Past due loans arising from administrative processes are not representative of the borrowers’ ability to meet their payment obligations.</td> </tr> </table> </div> 275000000 894000000 5168000000 15000000 1500000000

857000000

21037000000

8997000000

14000000

5000000

37000000

18000000

-3000000

-55000000

27000000

32000000

-3000000

32000000

-18000000

35000000 -64000000 9000000 2000000 -35000000 10000000 76000000 52000000 -11000000 24000000 6000000 -77000000

-3000000

4000000

12000000 2000000 -26000000 -40000000 34000000

-3000000

4000000

-35000000 16000000 -41000000 34000000 -16000000 2000000 -7000000 3000000 18000000 16000000 -2000000 8000000 6000000 -28000000

-3000000

6000000

-8000000 -17000000 26000000

-3000000

6000000

-7000000 9000000 -27000000 26000000 -4000000 9000000 7000000 -4000000 2000000 1000000 7000000 6000000

1000000

-6000000 1000000 16000000

-1000000

-6000000 1000000 3000000

2000000

13000000

-79000000

-41000000

-195000000

219000000

-6000000

-16000000

1000000

90000000

79000000

-63000000

2000000

-37000000

-112000000

6000000

-11000000

-20000000

4000000

3000000

1000000

-7000000

-344000000 58000000 1000000 -3000000 4000000 276000000

-1000000

344000000 -58000000 251000000 19000000 -578000000

103000000

-252000000 -123000000 478000000

-1000000

103000000

-3000000 23000000 -425000000 478000000

1000000

-428000000 66000000 1000000 -73000000 20000000 414000000 422000000 -67000000 125000000 -1000000 87000000 -614000000

-16000000

94000000

6000000 1000000 -126000000 -231000000 440000000

-15000000

94000000

-74000000 107000000 -431000000 440000000

July 17, 2024

2019-07-17 1.00

7774000000

8348000000

23000000

-13000000

4000000

-67000000

-26000000

226000000

-212000000

38000000

-1000000

1000000

-1000000

2000000

38000000

18000000

588000000

-478000000

55000000

-188000000

15000000

3000000

-123000000

1000000

-1000000

-2000000

1386000000

-77000000

-1076000000

5000000

-52000000

-23000000

226000000

-338000000

38000000

-1000000

60000000

-3000000

-30000000

25000000

-3000000

-20000000

3000000

-1000000

398000000

-15000000

-346000000

405000000

-1000000

-375000000

350000000

-950000000

-149000000

145000000

17000000

87000000

-4475000

70000000 1230000 -5705000 97.36 12.26 556000000

87000000

70000000

-3881000000

3840000000

-2192000000

-1271000000

921000000

6000000

-180000000

-174000000

4337000000

205000000

-15000000

6000000

437000000

-1506000000

-4030000000

9659000000

3985000000

556000000 -950000000

1000000

6000000

-558000000

-704000000

15000000

131000000

4337000000

205000000

-15000000

6000000

-948000000

9659000000

486000000

-1000000

-113000000 25000000 5000000 -182000000 128000000 130000000

2000000

103000000 -28000000 48000000 -39000000 118000000 -235000000

-55000000

32000000

10000000 3000000 -53000000 -415000000 337000000

29000000

-3000000

-11000000

-51000000

-1000000

60000000

-48000000

591000000

-619000000

-138000000

524000000

51000000

48000000

-324000000

-5000000

-10000000

-12000000

-1000000

1000000

21000000

-1000000

-39000000

-49000000

-138000000

529000000

27000000

1000000

-331000000

-307000000

-258000000

24000000

-334000000 50000000 76000000

35000000

149000000

673000000

4557000000

524000000

4557000000 453000000 3431000000

105000000

-1000000

131000000

561000000

1779000000

430000000

1860000000 1217000000 -81000000

300000000

-221000000

210000000

2292000000

6301000000

2082000000

3190000000 3788000000 3111000000

443000000

-83000000

501000000

2322000000

8956000000

1821000000

6708000000 6551000000 2248000000

469000000

-1061000000

1691000000

6475000000

13297000000

4784000000

3882000000 5761000000 9415000000

495000000

-54000000

32000000

-221000000 246000000 -520000000 337000000 -305000000

366000000

3000000

12000000

222000000

15000000

219000000

161000000

380000000

29000000

88000000

10000000

-49000000

88000000

295000000 765267

1446956

-2986000000

147000000

2.10

334000000

-13344000000

-86000000

7252000000

-2961000000

15513000000

346000000

5672000000

90000000

-4808000000

342000000

271000000

-12180000000

3903000000

9000000

378000000

418000000

3894000000

3201

2547

2.10

18000000

1355000000

89000000

446000000

42000000

1427000000

3521000000

908000000

-23000000

-750000000

-2000000

-45000000

415000000

1290000000

-16000000

-4000000

166000000

-346000000

20000000

1000000

43000000

-78000000

787000000

154000000

1000000

5000000

8278000000

155000000

5484000000

1501000000

4030000000

1312000000

1692000000

1347000000

1361000000

3035000000

3101000000

3662000000

24000000

794000000

21000000

3031000000

3896000000

-28000000

21000000

2000000

453000000

400000000

393000000

-17000000

-13000000

464000000

638000000

-1372000000

13000000

11025000000

417000000

359000000

3109000000

8000000

1361000000

234000000

8626000000

-26000000

1440477

266000000 2633000000 -79000000 12012000000 145000000 1302000000 416000000 260000000 908000000 541000000 500000000 10213000000 4000000 10000000 6429000000 5858000000 5497000000 8071000000 14225000000 521000000 14000000 128000000 4596000000 273000000 26000000 925000000 -26000000 -898000000 9000000 -10000000 -24000000 458000000 128000000 1372000000 4782000000 9000000 500000000 731 0.94 85000000 272000000 1486000000 337000000 -40000000

234000000

6283000000

2109000000

-2000000

-1000000

1000000

202000000

-1000000

202000000

1000000

-10000000 4000000 -18000000 3000000 20000000 10000000 -5000000 6000000 4000000 -18000000

-1000000

2000000

1000000 -6000000 -11000000 14000000

2000000

-18000000 7000000 -9000000 14000000

1000000

-5000000 1000000 -3000000 1000000 5000000 5000000 -1000000 2000000 3000000 -15000000

-1000000

2000000

-2000000 -7000000 9000000

2000000

-3000000 4000000 -17000000 9000000 -1000000 1000000 -36000000 -1000000 1000000 36000000

1000000

-1000000 -9000000

1000000

-1000000 -1000000 2000000 -8000000 -2000000

-18000000

21000000

72000000

-6000000

-1000000

-13000000

13000000

-71000000

3000000

-42000000

39000000

18000000

-7000000

-10000000

-14000000

12000000

-1000000

-2000000

-1000000

-153000000 21000000 1000000 -4000000 3000000 113000000

1000000

153000000 -21000000 53000000 -1000000 12000000 -188000000

33000000

-54000000 -64000000 151000000

33000000

-5000000 15000000 -139000000 151000000 -154000000 26000000 1000000 -30000000 9000000 143000000 154000000 -27000000 36000000 -1000000 34000000 -213000000

-3000000

30000000

1000000 -37000000 -80000000 139000000

-3000000

30000000

-31000000 43000000 -150000000 139000000

1730000000

2300000000

-1000000

71000000

12000000

-27000000

-11000000

87000000

-16000000

30000000

-1000000

2000000

131000000

-284000000

-40000000

2000000

1000000

-5000000

1000000

-2000000

338000000

-8000000

-303000000

15000000

-26000000

-10000000

87000000

-24000000

30000000

20000000

-12000000

16000000

-7000000

1000000

138000000

-3000000

-109000000

129000000

-118000000

-66000000

69000000

8000000

24000000

-843000

16000000 440000 -1283000 99.21 12.23 128000000

24000000

16000000

-1306000000

1292000000

378000000

587000000

209000000

3000000

40000000

43000000

1355000000

71000000

-2000000

5000000

24000000

793000000

-1372000000

3101000000

1361000000

128000000

18000000

1000000

8000000

500000000

340000000

-17000000

336000000

21000000

1355000000

71000000

-2000000

5000000

453000000

3101000000

112000000

2000000

-23000000 14000000 -56000000 34000000 15000000

2000000

23000000 -19000000 9000000 -11000000 37000000 -68000000

-9000000

25000000

5000000 -9000000 15000000 82000000

5000000

-66000000

-11000000

-15000000

-1000000

-27000000

-89000000

251000000

-215000000

-238000000

84000000

189000000

9000000

-9000000

-2000000

-35000000

2000000

-11000000

-13000000

-1000000

-54000000

-238000000

84000000

7000000

-142000000

-132000000

-124000000

10000000

-95000000 8000000 -29000000

9000000

54000000

212000000

1290000000

158000000

1290000000 153000000 925000000

30000000

-1000000

48000000

203000000

620000000

155000000

588000000 416000000 32000000

94000000

-3000000

144000000

842000000

2157000000

698000000

1244000000 1312000000 913000000

138000000

-3000000

158000000

736000000

2798000000

578000000

2119000000 2059000000 679000000

147000000

-339000000

525000000

2035000000

4284000000

1510000000

1283000000 1910000000 3001000000

34000000

-5000000

25000000

-67000000 71000000 -38000000 82000000 -57000000

122000000

4000000

90000000

-2000000

96000000

45000000

141000000

10000000

25000000

-1000000

-16000000

25000000

738258

1440130

-120000000

157000000

2.23

324000000

-5422000000

458000000

-3953000000

-3449000000

3135000000

425000000

-13962000000

-218000000

14689000000

474000000

299000000

-4835000000

2089000000

-1000000

322000000

456000000

2090000000

3055

2056

2.22

1000000

1464000000

67000000

651000000

-442000000

1531000000

3615000000

625000000

207000000

-6178000000

-9000000

-118000000

-1246000000

1463000000

-40000000

43000000

-208000000

-425000000

17000000

12000000

79000000

590000000

818000000

28000000

-2000000

10135000000

93000000

6394000000

2353000000

5562000000

2218000000

-2559000000

1440000000

1059000000

3201000000

3263000000

5183000000

38000000

-1174000000

29000000

3197000000

4081000000

-11000000

62000000

-10000000

-473000000

344000000

409000000

-107000000

118000000

-581000000

611000000

-1015000000

15000000

1000000000

11544000000

614000000

328000000

3263000000

1059000000

140000000

10610000000

21000000

1434276

272000000 3254000000 -40000000 10485000000 -447000000 -485000000 449000000 281000000 924000000 488000000 27000000 17110000000 4000000 4000000 6496000000 5992000000 5438000000 9776000000 15291000000 483000000 197000000 5048000000 252000000 26000000 1046000000 21000000 -2293000000 -7000000 -27000000 480000000 197000000 1015000000 -1505000000 2000000 743 1.02 90000000 301000000 1770000000 -656000000 1500000000

298000000

7102000000

3210000000

-6000000

5000000

-2000000

5000000

1000000

-1000000

-2000000

5000000

-1000000

6000000

-1000000

-21000000 4000000 1000000 -12000000 4000000 19000000 16000000 -4000000 6000000 3000000 -28000000

-4000000

2000000

5000000 -7000000 -15000000 12000000

-5000000

2000000

-12000000 7000000 -24000000 12000000 -5000000 -2000000 1000000 4000000 5000000 3000000 2000000 -9000000

-1000000

2000000

-3000000 -8000000 9000000

-1000000

2000000

-2000000 3000000 -13000000 9000000 -1000000 1000000 2000000 -1000000 1000000 2000000 -2000000 1000000 3000000

-1000000

-2000000 1000000

1000000

3000000

16000000

-4000000

-2000000

-5000000

-9000000

4000000

10000000

5000000

-48000000

12000000

2000000

7000000

1000000

-20000000

-14000000

4000000

2000000

1000000

2000000

1000000

-116000000 19000000 -1000000 2000000 94000000

-2000000

116000000 -19000000 88000000 8000000 -191000000

37000000

-88000000 -42000000 167000000

-1000000

37000000

-1000000 10000000 -139000000 167000000 -154000000 20000000 -27000000 8000000 148000000 154000000 -20000000 41000000 30000000 -210000000

-1000000

32000000

-41000000 -76000000 148000000

-1000000

32000000

-27000000 38000000 -138000000 148000000

149000000

2778000000

2784000000

-1000000

13000000

-3000000

-12000000

-20000000

-9000000

76000000

-34000000

20000000

-1000000

9000000

-3000000

276000000

-474000000

2000000

-4000000

1000000

-2000000

610000000

-1000000

-2000000

429000000

-46000000

-352000000

-13000000

-20000000

-8000000

76000000

-38000000

20000000

-1000000

29000000

-5000000

-10000000

12000000

-1000000

-7000000

-2000000

-1000000

127000000

-1000000

-116000000

130000000

-1000000

-130000000

-21000000

20000000

14000000

38000000

-1369000

24000000 545000 -1914000 102.82 12.28 197000000

38000000

24000000

-994000000

1039000000

-932000000

-729000000

203000000

3000000

-63000000

-60000000

1464000000

66000000

-9000000

-2000000

38000000

-1173000000

-1015000000

3263000000

1059000000

197000000

1000000

-1000000

-700000000

-107000000

-655000000

62000000

1464000000

66000000

-9000000

-2000000

-473000000

3263000000

173000000

-3000000

-35000000 8000000 2000000 -55000000 39000000 51000000

-2000000

34000000 -9000000 15000000 -12000000 39000000 -86000000

-32000000

12000000

1000000 1000000 -17000000 -109000000 101000000

-32000000

14000000

-3000000

-12000000

2000000

7000000

-16000000

309000000

-507000000

-13000000

149000000

17000000

19000000

6000000

-7000000

1000000

3000000

4000000

-5000000

1000000

-16000000

-13000000

149000000

16000000

-95000000

-110000000

-89000000

-15000000

-111000000 21000000 22000000

12000000

64000000

268000000

1463000000

204000000

1463000000 149000000 1046000000

36000000

-1000000

31000000

149000000

561000000

118000000

577000000 411000000 -16000000

105000000

-56000000

56000000

709000000

2034000000

653000000

986000000 1269000000 1048000000

144000000

-27000000

180000000

819000000

3029000000

639000000

2256000000 2183000000 773000000

159000000

-341000000

582000000

2246000000

4546000000

1664000000

1325000000 1959000000 3221000000

133000000

-37000000

12000000

-67000000 78000000 -144000000 101000000 -89000000

123000000

1000000

4000000

74000000

5000000

73000000

50000000

123000000

10000000

30000000

4000000

-16000000

30000000

0 0001000275 ry:DilutivePotentialSharesFromStockOptionsMember 2019-05-01 2019-07-31 0001000275 ry:PostEmploymentBenefitExpenseMemberry:OtherPostEmploymentBenefitMember 2019-05-01 2019-07-31 0001000275 ry:PensionExpenseMemberry:DefinedBenefitAndContributionPensionPlansMember 2019-05-01 2019-07-31 0001000275 ry:PensionExpenseMemberry:DefinedContributionPensionPlansMember 2019-05-01 2019-07-31 0001000275 ry:PensionExpenseMemberifrs-full:PensionDefinedBenefitPlansMember 2019-05-01 2019-07-31 0001000275 ry:InterestExpenseMember 2019-05-01 2019-07-31 0001000275 ry:InterestIncomeMember 2019-05-01 2019-07-31 0001000275 ry:WholesaleMember 2019-05-01 2019-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:PersonalAndCommercialBankingMember 2019-05-01 2019-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:WealthManagementMember 2019-05-01 2019-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:CapitalMarketsMember 2019-05-01 2019-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:InvestorAndTreasuryServicesMember 2019-05-01 2019-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:InsuranceMember 2019-05-01 2019-07-31 0001000275 ifrs-full:EliminationOfIntersegmentAmountsMemberifrs-full:AllOtherSegmentsMember 2019-05-01 2019-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:CustomerDepositOtherThanBusinessGovernmentAndBankMember 2019-05-01 2019-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:OtherFinancialsLiabilitiesMember 2019-05-01 2019-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-05-01 2019-07-31 0001000275 ry:ImpairedStageThreeMemberry:WholesaleMember 2019-05-01 2019-07-31 0001000275 ry:PerformingStageTwoMemberry:WholesaleMember 2019-05-01 2019-07-31 0001000275 ry:PerformingStageOneMemberry:WholesaleMember 2019-05-01 2019-07-31 0001000275 ifrs-full:RetainedEarningsMember 2019-05-01 2019-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember 2019-05-01 2019-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfExchangeDifferencesOnTranslationMember 2019-05-01 2019-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfCashFlowHedgesMember 2019-05-01 2019-07-31 0001000275 ifrs-full:OtherReservesMember 2019-05-01 2019-07-31 0001000275 ifrs-full:NoncontrollingInterestsMember 2019-05-01 2019-07-31 0001000275 ifrs-full:EquityAttributableToOwnersOfParentMember 2019-05-01 2019-07-31 0001000275 ry:OtherPostEmploymentBenefitMemberry:RemeasurementsOfEmployeeBenefitPlansToOCIMember 2019-05-01 2019-07-31 0001000275 ifrs-full:PensionDefinedBenefitPlansMemberry:RemeasurementsOfEmployeeBenefitPlansToOCIMember 2019-05-01 2019-07-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:TreasurySharesMember 2019-05-01 2019-07-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:IssuedCapitalMember 2019-05-01 2019-07-31 0001000275 ifrs-full:OrdinarySharesMember 2019-05-01 2019-07-31 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:TreasurySharesMember 2019-05-01 2019-07-31 0001000275 ry:CreditCardsMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:PersonalLoansMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:CustomersLiabilityUnderAcceptancesMember 2019-05-01 2019-07-31 0001000275 ry:SmallBusinessMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-05-01 2019-07-31 0001000275 ifrs-full:AllowanceForCreditLossesMember 2019-05-01 2019-07-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-05-01 2019-07-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:TradingSecuritiesMember 2019-05-01 2019-07-31 0001000275 ry:AssetBackedSecuritiesNonCDOMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-05-01 2019-07-31 0001000275 ry:Loans1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-05-01 2019-07-31 0001000275 ry:EquitySecurities1Memberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-05-01 2019-07-31 0001000275 ifrs-full:OtherAssetsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-05-01 2019-07-31 0001000275 ry:InterestExpenseMemberifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMember 2019-05-01 2019-07-31 0001000275 ry:InterestExpenseMemberifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember 2019-05-01 2019-07-31 0001000275 ry:PersonalDepositsMember 2019-05-01 2019-07-31 0001000275 ry:PersonalLoanMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:PersonalLoanMemberry:ImpairedStageThreeMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:PersonalLoanMemberry:PerformingStageTwoMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:PersonalLoanMemberry:PerformingStageOneMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:CreditCardsMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:CreditCardsMemberry:ImpairedStageThreeMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:CreditCardsMemberry:PerformingStageTwoMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:CreditCardsMemberry:PerformingStageOneMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:NetDerivativeCategoryMemberry:ForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-05-01 2019-07-31 0001000275 ry:NetDerivativeCategoryMemberry:ValuationAdjustmentsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-05-01 2019-07-31 0001000275 ry:NetDerivativeCategoryMemberry:OtherContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-05-01 2019-07-31 0001000275 ry:NetDerivativeCategoryMemberry:InterestRateContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-05-01 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageTwoMember 2019-05-01 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageOneMember 2019-05-01 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMember 2019-05-01 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:ImpairedStageThreeMember 2019-05-01 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageOneMember 2019-05-01 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2019-05-01 2019-07-31 0001000275 ry:SmallBusinessMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:SmallBusinessMemberry:ImpairedStageThreeMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:SmallBusinessMemberry:PerformingStageTwoMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:SmallBusinessMemberry:PerformingStageOneMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:ResidentialMortgagesMemberry:ImpairedStageThreeMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageTwoMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageOneMemberry:RetailMember 2019-05-01 2019-07-31 0001000275 ry:InvestmentMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-05-01 2019-07-31 0001000275 ry:InvestmentMemberry:MortgageBackedSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-05-01 2019-07-31 0001000275 ry:InvestmentMemberry:CorporateDebtAndOtherDebtMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-05-01 2019-07-31 0001000275 ry:InvestmentMemberry:EquitySecurities1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-05-01 2019-07-31 0001000275 ry:InterestAndDividendIncomeMemberifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember 2019-05-01 2019-07-31 0001000275 ry:InterestAndDividendIncomeMemberifrs-full:FinancialAssetsAtAmortisedCostCategoryMember 2019-05-01 2019-07-31 0001000275 ry:InterestAndDividendIncomeMemberifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2019-05-01 2019-07-31 0001000275 2019-05-01 2019-07-31 0001000275 ry:DilutivePotentialSharesFromStockOptionsMember 2018-05-01 2018-07-31 0001000275 ry:PostEmploymentBenefitExpenseMemberry:OtherPostEmploymentBenefitMember 2018-05-01 2018-07-31 0001000275 ry:PensionExpenseMemberry:DefinedBenefitAndContributionPensionPlansMember 2018-05-01 2018-07-31 0001000275 ry:PensionExpenseMemberry:DefinedContributionPensionPlansMember 2018-05-01 2018-07-31 0001000275 ry:PensionExpenseMemberifrs-full:PensionDefinedBenefitPlansMember 2018-05-01 2018-07-31 0001000275 ry:InterestExpenseMember 2018-05-01 2018-07-31 0001000275 ry:InterestIncomeMember 2018-05-01 2018-07-31 0001000275 ry:WholesaleMember 2018-05-01 2018-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:PersonalAndCommercialBankingMember 2018-05-01 2018-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:WealthManagementMember 2018-05-01 2018-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:CapitalMarketsMember 2018-05-01 2018-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:InvestorAndTreasuryServicesMember 2018-05-01 2018-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:InsuranceMember 2018-05-01 2018-07-31 0001000275 ifrs-full:EliminationOfIntersegmentAmountsMemberifrs-full:AllOtherSegmentsMember 2018-05-01 2018-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:CustomerDepositOtherThanBusinessGovernmentAndBankMember 2018-05-01 2018-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:OtherFinancialsLiabilitiesMember 2018-05-01 2018-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-05-01 2018-07-31 0001000275 ry:ImpairedStageThreeMemberry:WholesaleMember 2018-05-01 2018-07-31 0001000275 ry:PerformingStageTwoMemberry:WholesaleMember 2018-05-01 2018-07-31 0001000275 ry:PerformingStageOneMemberry:WholesaleMember 2018-05-01 2018-07-31 0001000275 ifrs-full:RetainedEarningsMember 2018-05-01 2018-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember 2018-05-01 2018-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfExchangeDifferencesOnTranslationMember 2018-05-01 2018-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfCashFlowHedgesMember 2018-05-01 2018-07-31 0001000275 ifrs-full:OtherReservesMember 2018-05-01 2018-07-31 0001000275 ifrs-full:NoncontrollingInterestsMember 2018-05-01 2018-07-31 0001000275 ifrs-full:EquityAttributableToOwnersOfParentMember 2018-05-01 2018-07-31 0001000275 ry:OtherPostEmploymentBenefitMemberry:RemeasurementsOfEmployeeBenefitPlansToOCIMember 2018-05-01 2018-07-31 0001000275 ifrs-full:PensionDefinedBenefitPlansMemberry:RemeasurementsOfEmployeeBenefitPlansToOCIMember 2018-05-01 2018-07-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:TreasurySharesMember 2018-05-01 2018-07-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:IssuedCapitalMember 2018-05-01 2018-07-31 0001000275 ifrs-full:OrdinarySharesMember 2018-05-01 2018-07-31 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:TreasurySharesMember 2018-05-01 2018-07-31 0001000275 ry:CreditCardsMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:PersonalLoansMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:CustomersLiabilityUnderAcceptancesMember 2018-05-01 2018-07-31 0001000275 ry:SmallBusinessMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-05-01 2018-07-31 0001000275 ifrs-full:AllowanceForCreditLossesMember 2018-05-01 2018-07-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-05-01 2018-07-31 0001000275 ry:AssetBackedSecuritiesNonCDOMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-05-01 2018-07-31 0001000275 ry:Loans1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-05-01 2018-07-31 0001000275 ry:CorporateDebtAndOtherDebtMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-05-01 2018-07-31 0001000275 ry:EquitySecurities1Memberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-05-01 2018-07-31 0001000275 ifrs-full:OtherAssetsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-05-01 2018-07-31 0001000275 ry:InterestExpenseMemberifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMember 2018-05-01 2018-07-31 0001000275 ry:InterestExpenseMemberifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember 2018-05-01 2018-07-31 0001000275 ry:PersonalLoanMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:PersonalLoanMemberry:ImpairedStageThreeMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:PersonalLoanMemberry:PerformingStageTwoMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:PersonalLoanMemberry:PerformingStageOneMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:CreditCardsMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:CreditCardsMemberry:ImpairedStageThreeMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:CreditCardsMemberry:PerformingStageTwoMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:CreditCardsMemberry:PerformingStageOneMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:NetDerivativeCategoryMemberry:ForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-05-01 2018-07-31 0001000275 ry:NetDerivativeCategoryMemberry:ValuationAdjustmentsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-05-01 2018-07-31 0001000275 ry:NetDerivativeCategoryMemberry:OtherContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-05-01 2018-07-31 0001000275 ry:NetDerivativeCategoryMemberry:InterestRateContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-05-01 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:ImpairedStageThreeMember 2018-05-01 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageTwoMember 2018-05-01 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageOneMember 2018-05-01 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMember 2018-05-01 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:ImpairedStageThreeMember 2018-05-01 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageOneMember 2018-05-01 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2018-05-01 2018-07-31 0001000275 ry:SmallBusinessMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:SmallBusinessMemberry:ImpairedStageThreeMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:SmallBusinessMemberry:PerformingStageTwoMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:SmallBusinessMemberry:PerformingStageOneMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:ResidentialMortgagesMemberry:ImpairedStageThreeMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageTwoMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageOneMemberry:RetailMember 2018-05-01 2018-07-31 0001000275 ry:InvestmentMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-05-01 2018-07-31 0001000275 ry:InvestmentMemberry:CorporateDebtAndOtherDebtMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-05-01 2018-07-31 0001000275 ry:InvestmentMemberry:EquitySecurities1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-05-01 2018-07-31 0001000275 ry:InterestAndDividendIncomeMemberifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember 2018-05-01 2018-07-31 0001000275 ry:InterestAndDividendIncomeMemberifrs-full:FinancialAssetsAtAmortisedCostCategoryMember 2018-05-01 2018-07-31 0001000275 ry:InterestAndDividendIncomeMemberifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2018-05-01 2018-07-31 0001000275 2018-05-01 2018-07-31 0001000275 ry:DilutivePotentialSharesFromStockOptionsMember 2018-11-01 2019-07-31 0001000275 ry:TwoThousandFourteenTaxationYearsMember 2018-11-01 2019-07-31 0001000275 ry:PostEmploymentBenefitExpenseMemberry:OtherPostEmploymentBenefitMember 2018-11-01 2019-07-31 0001000275 ry:PensionExpenseMemberry:DefinedBenefitAndContributionPensionPlansMember 2018-11-01 2019-07-31 0001000275 ry:PensionExpenseMemberry:DefinedContributionPensionPlansMember 2018-11-01 2019-07-31 0001000275 ry:PensionExpenseMemberifrs-full:PensionDefinedBenefitPlansMember 2018-11-01 2019-07-31 0001000275 ry:InterestExpenseMember 2018-11-01 2019-07-31 0001000275 ry:InterestIncomeMember 2018-11-01 2019-07-31 0001000275 ry:WholesaleMember 2018-11-01 2019-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:PersonalAndCommercialBankingMember 2018-11-01 2019-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:WealthManagementMember 2018-11-01 2019-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:CapitalMarketsMember 2018-11-01 2019-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:InvestorAndTreasuryServicesMember 2018-11-01 2019-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:InsuranceMember 2018-11-01 2019-07-31 0001000275 ifrs-full:EliminationOfIntersegmentAmountsMemberifrs-full:AllOtherSegmentsMember 2018-11-01 2019-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:CustomerDepositOtherThanBusinessGovernmentAndBankMember 2018-11-01 2019-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:OtherFinancialsLiabilitiesMember 2018-11-01 2019-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:BusinessAndGovernmentDepositsMember 2018-11-01 2019-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-11-01 2019-07-31 0001000275 ry:ImpairedStageThreeMemberry:WholesaleMember 2018-11-01 2019-07-31 0001000275 ry:PerformingStageTwoMemberry:WholesaleMember 2018-11-01 2019-07-31 0001000275 ry:PerformingStageOneMemberry:WholesaleMember 2018-11-01 2019-07-31 0001000275 ifrs-full:RetainedEarningsMember 2018-11-01 2019-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember 2018-11-01 2019-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfExchangeDifferencesOnTranslationMember 2018-11-01 2019-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfCashFlowHedgesMember 2018-11-01 2019-07-31 0001000275 ifrs-full:OtherReservesMember 2018-11-01 2019-07-31 0001000275 ifrs-full:NoncontrollingInterestsMember 2018-11-01 2019-07-31 0001000275 ifrs-full:EquityAttributableToOwnersOfParentMember 2018-11-01 2019-07-31 0001000275 ry:OtherPostEmploymentBenefitMemberry:RemeasurementsOfEmployeeBenefitPlansToOCIMember 2018-11-01 2019-07-31 0001000275 ifrs-full:PensionDefinedBenefitPlansMemberry:RemeasurementsOfEmployeeBenefitPlansToOCIMember 2018-11-01 2019-07-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:TreasurySharesMember 2018-11-01 2019-07-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:IssuedCapitalMember 2018-11-01 2019-07-31 0001000275 ifrs-full:OrdinarySharesMember 2018-11-01 2019-07-31 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:TreasurySharesMember 2018-11-01 2019-07-31 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:IssuedCapitalMember 2018-11-01 2019-07-31 0001000275 ry:CreditCardsMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:PersonalLoansMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:CustomersLiabilityUnderAcceptancesMember 2018-11-01 2019-07-31 0001000275 ry:SmallBusinessMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-11-01 2019-07-31 0001000275 ifrs-full:AllowanceForCreditLossesMember 2018-11-01 2019-07-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-11-01 2019-07-31 0001000275 ry:AssetBackedSecuritiesNonCDOMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-11-01 2019-07-31 0001000275 ry:Loans1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-11-01 2019-07-31 0001000275 ry:CorporateDebtAndOtherDebtMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-11-01 2019-07-31 0001000275 ry:EquitySecurities1Memberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-11-01 2019-07-31 0001000275 ifrs-full:OtherAssetsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-11-01 2019-07-31 0001000275 ry:InterestExpenseMemberifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMember 2018-11-01 2019-07-31 0001000275 ry:InterestExpenseMemberifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember 2018-11-01 2019-07-31 0001000275 ry:SubordinatedDebentureMember 2018-11-01 2019-07-31 0001000275 ry:PersonalLoanMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:PersonalLoanMemberry:ImpairedStageThreeMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:PersonalLoanMemberry:PerformingStageTwoMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:PersonalLoanMemberry:PerformingStageOneMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:CreditCardsMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:CreditCardsMemberry:ImpairedStageThreeMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:CreditCardsMemberry:PerformingStageTwoMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:CreditCardsMemberry:PerformingStageOneMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:NetDerivativeCategoryMemberry:ForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-11-01 2019-07-31 0001000275 ry:NetDerivativeCategoryMemberry:ValuationAdjustmentsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-11-01 2019-07-31 0001000275 ry:NetDerivativeCategoryMemberry:OtherContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-11-01 2019-07-31 0001000275 ry:NetDerivativeCategoryMemberry:InterestRateContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-11-01 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageTwoMember 2018-11-01 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageOneMember 2018-11-01 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMember 2018-11-01 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:ImpairedStageThreeMember 2018-11-01 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageTwoMember 2018-11-01 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageOneMember 2018-11-01 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2018-11-01 2019-07-31 0001000275 ry:SmallBusinessMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:SmallBusinessMemberry:ImpairedStageThreeMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:SmallBusinessMemberry:PerformingStageTwoMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:SmallBusinessMemberry:PerformingStageOneMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:ResidentialMortgagesMemberry:ImpairedStageThreeMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageTwoMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageOneMemberry:RetailMember 2018-11-01 2019-07-31 0001000275 ry:InvestmentMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-11-01 2019-07-31 0001000275 ry:InvestmentMemberry:MortgageBackedSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-11-01 2019-07-31 0001000275 ry:InvestmentMemberry:CorporateDebtAndOtherDebtMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-11-01 2019-07-31 0001000275 ry:InvestmentMemberry:EquitySecurities1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-11-01 2019-07-31 0001000275 ry:InterestAndDividendIncomeMemberifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember 2018-11-01 2019-07-31 0001000275 ry:InterestAndDividendIncomeMemberifrs-full:FinancialAssetsAtAmortisedCostCategoryMember 2018-11-01 2019-07-31 0001000275 ry:InterestAndDividendIncomeMemberifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2018-11-01 2019-07-31 0001000275 2018-11-01 2019-07-31 0001000275 ry:DilutivePotentialSharesFromStockOptionsMember 2017-11-01 2018-07-31 0001000275 ry:PostEmploymentBenefitExpenseMemberry:OtherPostEmploymentBenefitMember 2017-11-01 2018-07-31 0001000275 ry:PensionExpenseMemberry:DefinedBenefitAndContributionPensionPlansMember 2017-11-01 2018-07-31 0001000275 ry:PensionExpenseMemberry:DefinedContributionPensionPlansMember 2017-11-01 2018-07-31 0001000275 ry:PensionExpenseMemberifrs-full:PensionDefinedBenefitPlansMember 2017-11-01 2018-07-31 0001000275 ry:InterestExpenseMember 2017-11-01 2018-07-31 0001000275 ry:InterestIncomeMember 2017-11-01 2018-07-31 0001000275 ry:WholesaleMember 2017-11-01 2018-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:PersonalAndCommercialBankingMember 2017-11-01 2018-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:WealthManagementMember 2017-11-01 2018-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:CapitalMarketsMember 2017-11-01 2018-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:InvestorAndTreasuryServicesMember 2017-11-01 2018-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:InsuranceMember 2017-11-01 2018-07-31 0001000275 ifrs-full:EliminationOfIntersegmentAmountsMemberifrs-full:AllOtherSegmentsMember 2017-11-01 2018-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:CustomerDepositOtherThanBusinessGovernmentAndBankMember 2017-11-01 2018-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:OtherFinancialsLiabilitiesMember 2017-11-01 2018-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-11-01 2018-07-31 0001000275 ry:ImpairedStageThreeMemberry:WholesaleMember 2017-11-01 2018-07-31 0001000275 ry:PerformingStageTwoMemberry:WholesaleMember 2017-11-01 2018-07-31 0001000275 ry:PerformingStageOneMemberry:WholesaleMember 2017-11-01 2018-07-31 0001000275 ifrs-full:RetainedEarningsMember 2017-11-01 2018-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember 2017-11-01 2018-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfExchangeDifferencesOnTranslationMember 2017-11-01 2018-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfCashFlowHedgesMember 2017-11-01 2018-07-31 0001000275 ifrs-full:OtherReservesMember 2017-11-01 2018-07-31 0001000275 ifrs-full:NoncontrollingInterestsMember 2017-11-01 2018-07-31 0001000275 ifrs-full:EquityAttributableToOwnersOfParentMember 2017-11-01 2018-07-31 0001000275 ry:OtherPostEmploymentBenefitMemberry:RemeasurementsOfEmployeeBenefitPlansToOCIMember 2017-11-01 2018-07-31 0001000275 ifrs-full:PensionDefinedBenefitPlansMemberry:RemeasurementsOfEmployeeBenefitPlansToOCIMember 2017-11-01 2018-07-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:TreasurySharesMember 2017-11-01 2018-07-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:IssuedCapitalMember 2017-11-01 2018-07-31 0001000275 ifrs-full:OrdinarySharesMember 2017-11-01 2018-07-31 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:TreasurySharesMember 2017-11-01 2018-07-31 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:IssuedCapitalMember 2017-11-01 2018-07-31 0001000275 ry:CreditCardsMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:PersonalLoansMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:CustomersLiabilityUnderAcceptancesMember 2017-11-01 2018-07-31 0001000275 ry:SmallBusinessMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-11-01 2018-07-31 0001000275 ifrs-full:AllowanceForCreditLossesMember 2017-11-01 2018-07-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-11-01 2018-07-31 0001000275 ry:AssetBackedSecuritiesNonCDOMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-11-01 2018-07-31 0001000275 ry:Loans1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-11-01 2018-07-31 0001000275 ry:CorporateDebtAndOtherDebtMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-11-01 2018-07-31 0001000275 ry:EquitySecurities1Memberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-11-01 2018-07-31 0001000275 ifrs-full:OtherAssetsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-11-01 2018-07-31 0001000275 ry:InterestExpenseMemberifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMember 2017-11-01 2018-07-31 0001000275 ry:InterestExpenseMemberifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember 2017-11-01 2018-07-31 0001000275 ry:PersonalLoanMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:PersonalLoanMemberry:ImpairedStageThreeMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:PersonalLoanMemberry:PerformingStageTwoMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:PersonalLoanMemberry:PerformingStageOneMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:CreditCardsMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:CreditCardsMemberry:ImpairedStageThreeMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:CreditCardsMemberry:PerformingStageTwoMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:CreditCardsMemberry:PerformingStageOneMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:NetDerivativeCategoryMemberry:ForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-11-01 2018-07-31 0001000275 ry:NetDerivativeCategoryMemberry:ValuationAdjustmentsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-11-01 2018-07-31 0001000275 ry:NetDerivativeCategoryMemberry:OtherContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-11-01 2018-07-31 0001000275 ry:NetDerivativeCategoryMemberry:InterestRateContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-11-01 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:ImpairedStageThreeMember 2017-11-01 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageTwoMember 2017-11-01 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageOneMember 2017-11-01 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMember 2017-11-01 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:ImpairedStageThreeMember 2017-11-01 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageTwoMember 2017-11-01 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageOneMember 2017-11-01 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2017-11-01 2018-07-31 0001000275 ry:SmallBusinessMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:SmallBusinessMemberry:ImpairedStageThreeMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:SmallBusinessMemberry:PerformingStageTwoMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:SmallBusinessMemberry:PerformingStageOneMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:ResidentialMortgagesMemberry:ImpairedStageThreeMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageTwoMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageOneMemberry:RetailMember 2017-11-01 2018-07-31 0001000275 ry:InvestmentMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-11-01 2018-07-31 0001000275 ry:InvestmentMemberry:LoanSubstituteSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-11-01 2018-07-31 0001000275 ry:InvestmentMemberry:CorporateDebtAndOtherDebtMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-11-01 2018-07-31 0001000275 ry:InvestmentMemberry:EquitySecurities1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-11-01 2018-07-31 0001000275 ry:InterestAndDividendIncomeMemberifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember 2017-11-01 2018-07-31 0001000275 ry:InterestAndDividendIncomeMemberifrs-full:FinancialAssetsAtAmortisedCostCategoryMember 2017-11-01 2018-07-31 0001000275 ry:InterestAndDividendIncomeMemberifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2017-11-01 2018-07-31 0001000275 2017-11-01 2018-07-31 0001000275 ry:SeriesADNonCumulativeFixedRateFirstPreferenceSharesMember 2018-11-24 2018-11-24 0001000275 ry:SeriesBONonCumulativeFiveYearRateResetFirstPreferenceSharesMember 2018-11-02 2018-11-02 0001000275 ry:FinancialAssetsSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:ImpairedStageThreeMember 2018-10-31 2018-10-31 0001000275 ry:FinancialAssetsSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageTwoMember 2018-10-31 2018-10-31 0001000275 ry:FinancialAssetsSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageOneMember 2018-10-31 2018-10-31 0001000275 ry:FinancialAssetsSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2018-10-31 2018-10-31 0001000275 ry:FinancialAssetsSecuritiesAtAmortisedCostCategoryMemberry:PerformingStageTwoMember 2018-10-31 2018-10-31 0001000275 ry:FinancialAssetsSecuritiesAtAmortisedCostCategoryMemberry:PerformingStageOneMember 2018-10-31 2018-10-31 0001000275 ry:FinancialAssetsSecuritiesAtAmortisedCostCategoryMember 2018-10-31 2018-10-31 0001000275 ry:FinancialAssetsSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:ImpairedStageThreeMember 2019-07-31 2019-07-31 0001000275 ry:FinancialAssetsSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageTwoMember 2019-07-31 2019-07-31 0001000275 ry:FinancialAssetsSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageOneMember 2019-07-31 2019-07-31 0001000275 ry:FinancialAssetsSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2019-07-31 2019-07-31 0001000275 ry:FinancialAssetsSecuritiesAtAmortisedCostCategoryMemberry:PerformingStageTwoMember 2019-07-31 2019-07-31 0001000275 ry:FinancialAssetsSecuritiesAtAmortisedCostCategoryMemberry:PerformingStageOneMember 2019-07-31 2019-07-31 0001000275 ry:FinancialAssetsSecuritiesAtAmortisedCostCategoryMember 2019-07-31 2019-07-31 0001000275 ry:SubordinatedDebentureMember 2019-07-25 2019-07-25 0001000275 ry:SeriesAKNonCumulativeFixedRateFirstPreferenceSharesMember 2019-02-24 2019-02-24 0001000275 ry:SeriesALNonCumulativeFiveYearRateResetFirstPreferenceSharesMember 2019-02-24 2019-02-24 0001000275 ry:SeriesAJNonCumulativeFiveYearRateResetFirstPreferenceSharesMember 2019-02-24 2019-02-24 0001000275 ry:SeriesADNonCumulativeFixedRateFirstPreferenceSharesMember 2018-11-24 0001000275 ry:SeriesBONonCumulativeFiveYearRateResetFirstPreferenceSharesMember 2018-11-02 0001000275 ry:IFRS15Memberifrs-full:RetainedEarningsMemberifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember 2018-11-01 0001000275 ry:RetailMember 2018-10-31 0001000275 ry:WholesaleMember 2018-10-31 0001000275 ry:DepositsFromPersonalBusinessAndGovernmentAndBanksMember 2018-10-31 0001000275 ry:BankDepositsMember 2018-10-31 0001000275 ry:CustomerDepositOtherThanBusinessGovernmentAndBankMember 2018-10-31 0001000275 ry:BusinessAndGovernmentDepositsMember 2018-10-31 0001000275 ry:ImpactOfNettingAgreementsQualifyForBalanceSheetOffsetMember 2018-10-31 0001000275 ry:BalanceAfterIfrsAdjustmentsMember 2018-10-31 0001000275 ifrs-full:PreviouslyStatedMember 2018-10-31 0001000275 ifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember 2018-10-31 0001000275 ifrs-full:OperatingSegmentsMemberry:PersonalAndCommercialBankingMember 2018-10-31 0001000275 ifrs-full:OperatingSegmentsMemberry:WealthManagementMember 2018-10-31 0001000275 ifrs-full:OperatingSegmentsMemberry:CapitalMarketsMember 2018-10-31 0001000275 ifrs-full:OperatingSegmentsMemberry:InvestorAndTreasuryServicesMember 2018-10-31 0001000275 ifrs-full:OperatingSegmentsMemberry:InsuranceMember 2018-10-31 0001000275 ifrs-full:EliminationOfIntersegmentAmountsMemberifrs-full:AllOtherSegmentsMember 2018-10-31 0001000275 ry:LessThanThreeMonthsMember 2018-10-31 0001000275 ifrs-full:LaterThanFourYearsAndNotLaterThanFiveYearsMember 2018-10-31 0001000275 ifrs-full:LaterThanFiveYearsMember 2018-10-31 0001000275 ifrs-full:LaterThanSixMonthsAndNotLaterThanOneYearMember 2018-10-31 0001000275 ifrs-full:LaterThanTwoYearsAndNotLaterThanThreeYearsMember 2018-10-31 0001000275 ifrs-full:LaterThanThreeYearsAndNotLaterThanFourYearsMember 2018-10-31 0001000275 ifrs-full:LaterThanOneYearAndNotLaterThanTwoYearsMember 2018-10-31 0001000275 ifrs-full:LaterThanThreeMonthsAndNotLaterThanSixMonthsMember 2018-10-31 0001000275 ifrs-full:NotLaterThanOneMonthMemberry:RetailMember 2018-10-31 0001000275 ifrs-full:NotLaterThanOneMonthMemberry:WholesaleMember 2018-10-31 0001000275 ifrs-full:NotLaterThanOneMonthMember 2018-10-31 0001000275 ifrs-full:LaterThanOneMonthAndNotLaterThanThreeMonthsMemberry:RetailMember 2018-10-31 0001000275 ifrs-full:LaterThanOneMonthAndNotLaterThanThreeMonthsMemberry:WholesaleMember 2018-10-31 0001000275 ifrs-full:LaterThanOneMonthAndNotLaterThanThreeMonthsMember 2018-10-31 0001000275 ifrs-full:LaterThanThreeMonthsMemberry:RetailMember 2018-10-31 0001000275 ifrs-full:LaterThanThreeMonthsMember 2018-10-31 0001000275 ifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ifrs-full:Level1OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:CustomerDepositOtherThanBusinessGovernmentAndBankMember 2018-10-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:OtherFinancialsLiabilitiesMember 2018-10-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:BusinessAndGovernmentDepositsMember 2018-10-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:OtherInternationalMemberry:InterestBearingDeposits1Member 2018-10-31 0001000275 ry:OtherInternationalMemberry:NonInterestBearingDepositsMember 2018-10-31 0001000275 country:USry:InterestBearingDeposits1Member 2018-10-31 0001000275 country:USry:NonInterestBearingDepositsMember 2018-10-31 0001000275 srt:EuropeMemberry:InterestBearingDeposits1Member 2018-10-31 0001000275 srt:EuropeMemberry:NonInterestBearingDepositsMember 2018-10-31 0001000275 country:CAry:InterestBearingDeposits1Member 2018-10-31 0001000275 country:CAry:NonInterestBearingDepositsMember 2018-10-31 0001000275 ry:ImpairedStageThreeMemberry:WholesaleMember 2018-10-31 0001000275 ry:PerformingStageTwoMemberry:WholesaleMember 2018-10-31 0001000275 ry:PerformingStageOneMemberry:WholesaleMember 2018-10-31 0001000275 ry:PurchasedCreditImpairedMember 2018-10-31 0001000275 ry:OtherCurrenciesMember 2018-10-31 0001000275 currency:USD 2018-10-31 0001000275 currency:GBP 2018-10-31 0001000275 currency:EUR 2018-10-31 0001000275 ifrs-full:RetainedEarningsMemberry:BalanceAfterIfrsAdjustmentsMember 2018-10-31 0001000275 ifrs-full:RetainedEarningsMemberifrs-full:PreviouslyStatedMember 2018-10-31 0001000275 ifrs-full:RetainedEarningsMemberifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember 2018-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberry:BalanceAfterIfrsAdjustmentsMember 2018-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfExchangeDifferencesOnTranslationMemberry:BalanceAfterIfrsAdjustmentsMember 2018-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfCashFlowHedgesMemberry:BalanceAfterIfrsAdjustmentsMember 2018-10-31 0001000275 ifrs-full:OtherReservesMemberry:BalanceAfterIfrsAdjustmentsMember 2018-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrs-full:PreviouslyStatedMember 2018-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfExchangeDifferencesOnTranslationMemberifrs-full:PreviouslyStatedMember 2018-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfCashFlowHedgesMemberifrs-full:PreviouslyStatedMember 2018-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:PreviouslyStatedMember 2018-10-31 0001000275 ifrs-full:NoncontrollingInterestsMemberry:BalanceAfterIfrsAdjustmentsMember 2018-10-31 0001000275 ifrs-full:NoncontrollingInterestsMemberifrs-full:PreviouslyStatedMember 2018-10-31 0001000275 ifrs-full:EquityAttributableToOwnersOfParentMemberry:BalanceAfterIfrsAdjustmentsMember 2018-10-31 0001000275 ifrs-full:EquityAttributableToOwnersOfParentMemberifrs-full:PreviouslyStatedMember 2018-10-31 0001000275 ifrs-full:EquityAttributableToOwnersOfParentMemberifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember 2018-10-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:TreasurySharesMemberry:BalanceAfterIfrsAdjustmentsMember 2018-10-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:TreasurySharesMemberifrs-full:PreviouslyStatedMember 2018-10-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:IssuedCapitalMemberry:BalanceAfterIfrsAdjustmentsMember 2018-10-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:IssuedCapitalMemberifrs-full:PreviouslyStatedMember 2018-10-31 0001000275 ifrs-full:OrdinarySharesMember 2018-10-31 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:TreasurySharesMemberry:BalanceAfterIfrsAdjustmentsMember 2018-10-31 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:TreasurySharesMemberifrs-full:PreviouslyStatedMember 2018-10-31 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:IssuedCapitalMemberry:BalanceAfterIfrsAdjustmentsMember 2018-10-31 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:IssuedCapitalMemberifrs-full:PreviouslyStatedMember 2018-10-31 0001000275 ifrs-full:PreferenceSharesMember 2018-10-31 0001000275 ry:LoansOutstandingMemberry:WholesaleMember 2018-10-31 0001000275 ry:LoansOutstandingMemberry:ImpairedMemberry:WholesaleMember 2018-10-31 0001000275 ry:LoansOutstandingMemberry:NonInvestmentGradeMemberry:WholesaleMember 2018-10-31 0001000275 ry:LoansOutstandingMemberry:NotRatedMemberry:WholesaleMember 2018-10-31 0001000275 ry:LoansOutstandingMemberry:InvestmentGradeMemberry:WholesaleMember 2018-10-31 0001000275 ry:LoansOutstandingMemberry:WholesaleMemberry:StageThreeExposureMember 2018-10-31 0001000275 ry:LoansOutstandingMemberry:ImpairedMemberry:WholesaleMemberry:StageThreeExposureMember 2018-10-31 0001000275 ry:LoansOutstandingMemberry:WholesaleMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:LoansOutstandingMemberry:NonInvestmentGradeMemberry:WholesaleMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:LoansOutstandingMemberry:NotRatedMemberry:WholesaleMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:LoansOutstandingMemberry:InvestmentGradeMemberry:WholesaleMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:LoansOutstandingMemberry:WholesaleMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:LoansOutstandingMemberry:NonInvestmentGradeMemberry:WholesaleMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:LoansOutstandingMemberry:NotRatedMemberry:WholesaleMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:LoansOutstandingMemberry:InvestmentGradeMemberry:WholesaleMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:FinancialAssetsAtCarryingAmountMember 2018-10-31 0001000275 ry:CreditCardsMemberry:RetailMember 2018-10-31 0001000275 ry:PersonalLoansMemberry:RetailMember 2018-10-31 0001000275 ry:CustomersLiabilityUnderAcceptancesMember 2018-10-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:WholesaleMember 2018-10-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:NonInvestmentGradeMemberry:WholesaleMember 2018-10-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:NotRatedMemberry:WholesaleMember 2018-10-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:InvestmentGradeMemberry:WholesaleMember 2018-10-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:WholesaleMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:NonInvestmentGradeMemberry:WholesaleMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:InvestmentGradeMemberry:WholesaleMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:WholesaleMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:NonInvestmentGradeMemberry:WholesaleMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:NotRatedMemberry:WholesaleMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:InvestmentGradeMemberry:WholesaleMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:SmallBusinessMemberry:RetailMember 2018-10-31 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2018-10-31 0001000275 ifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ifrs-full:FinancialAssetsAtFairValueMember 2018-10-31 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:CustomersLiabilityUnderAcceptancesMember 2018-10-31 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:AllowanceForLoanLossesMember 2018-10-31 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:OtherLiabilitiesAndProvisionsMember 2018-10-31 0001000275 ifrs-full:AllowanceForCreditLossesMemberifrs-full:OtherReservesMember 2018-10-31 0001000275 ifrs-full:AllowanceForCreditLossesMember 2018-10-31 0001000275 ry:EquitySecuritiesMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:EquitySecuritiesMemberifrs-full:Level1OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:EquitySecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:EquitySecuritiesMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:OtherOECDGovernmentDebtIssuedOrGuaranteedMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:OtherOECDGovernmentDebtIssuedOrGuaranteedMemberifrs-full:Level1OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:OtherOECDGovernmentDebtIssuedOrGuaranteedMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:OtherOECDGovernmentDebtIssuedOrGuaranteedMember 2018-10-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:Level1OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMember 2018-10-31 0001000275 ry:CanadianGovernmentDebtIssuedOrGuaranteedProvincialAndMunicipalMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:CanadianGovernmentDebtIssuedOrGuaranteedProvincialAndMunicipalMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:CanadianGovernmentDebtIssuedOrGuaranteedProvincialAndMunicipalMember 2018-10-31 0001000275 ry:CanadianGovernmentDebtIssuedOrGuaranteedFederalMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:CanadianGovernmentDebtIssuedOrGuaranteedFederalMemberifrs-full:Level1OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:CanadianGovernmentDebtIssuedOrGuaranteedFederalMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:CanadianGovernmentDebtIssuedOrGuaranteedFederalMember 2018-10-31 0001000275 ry:AssetbackedSecuritiesCdoMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:AssetbackedSecuritiesCdoMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:AssetbackedSecuritiesCdoMember 2018-10-31 0001000275 ry:AssetBackedSecuritiesNonCDOMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:AssetBackedSecuritiesNonCDOMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:AssetBackedSecuritiesNonCDOMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:AssetBackedSecuritiesNonCDOMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:AssetBackedSecuritiesNonCDOMember 2018-10-31 0001000275 ry:ForeignExchangeContractsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:ForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:ForeignExchangeContractsMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:MortgageBackedSecuritiesMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:MortgageBackedSecuritiesMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:MortgageBackedSecuritiesMember 2018-10-31 0001000275 ry:CreditDerivativeContractsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:CreditDerivativeContractsMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:Loans1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:ValuationAdjustmentsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:ValuationAdjustmentsMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:ValuationAdjustmentsMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:OtherContractsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:OtherContractsMemberifrs-full:Level1OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:OtherContractsMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:OtherContractsMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:InterestRateContractsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:InterestRateContractsMemberifrs-full:Level1OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:InterestRateContractsMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:InterestRateContractsMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:CommercialMortgageBackedSecurities1Member 2018-10-31 0001000275 ry:ResidentialMortgageBackedSecurities1Member 2018-10-31 0001000275 ry:LoanSubstituteSecuritiesMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:LoanSubstituteSecuritiesMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:LoanSubstituteSecuritiesMember 2018-10-31 0001000275 ry:CorporateDebtAndOtherDebtMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:CorporateDebtAndOtherDebtMemberifrs-full:Level1OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:CorporateDebtAndOtherDebtMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:CorporateDebtAndOtherDebtMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:CorporateDebtAndOtherDebtMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:CorporateDebtAndOtherDebtMember 2018-10-31 0001000275 ry:EquitySecurities1Memberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:EquitySecurities1Member 2018-10-31 0001000275 ifrs-full:OtherAssetsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:FinancialLiabilitiesAtCarryingAmountMember 2018-10-31 0001000275 ifrs-full:FinancialLiabilitiesAtFairValueMember 2018-10-31 0001000275 ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember 2018-10-31 0001000275 ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember 2018-10-31 0001000275 ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember 2018-10-31 0001000275 ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMemberry:FinancialLiabilitiesAtCarryingAmountMember 2018-10-31 0001000275 ry:ForeignExchangeContractsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:ForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:ForeignExchangeContractsMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:CreditDerivativeContractsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:CreditDerivativeContractsMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:ValuationAdjustmentsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:ValuationAdjustmentsMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:ValuationAdjustmentsMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:OtherContractsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:OtherContractsMemberifrs-full:Level1OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:OtherContractsMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:OtherContractsMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:InterestRateContractsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:InterestRateContractsMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2018-10-31 0001000275 ry:InterestRateContractsMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:HeldToCollectSecuritiesCategoryMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:ImpairedMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:NotRatedMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:HighRiskMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:MediumRiskMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:LowRiskMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:ImpairedMemberry:StageThreeExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:StageThreeExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:NotRatedMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:HighRiskMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:MediumRiskMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:LowRiskMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:NotRatedMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:HighRiskMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:MediumRiskMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:LowRiskMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMember 2018-10-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:NotRatedMember 2018-10-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:HighRiskMember 2018-10-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:MediumRiskMember 2018-10-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:LowRiskMember 2018-10-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:NotRatedMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:HighRiskMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:MediumRiskMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:LowRiskMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:NotRatedMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:HighRiskMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:MediumRiskMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:LowRiskMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:CreditCardsMember 2018-10-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:NotRatedMember 2018-10-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:HighRiskMember 2018-10-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:MediumRiskMember 2018-10-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:LowRiskMember 2018-10-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:NotRatedMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:HighRiskMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:MediumRiskMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:LowRiskMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:NotRatedMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:HighRiskMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:MediumRiskMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:LowRiskMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:ImpairedMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:NotRatedMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:HighRiskMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:MediumRiskMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:LowRiskMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:ImpairedMemberry:StageThreeExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:StageThreeExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:NotRatedMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:HighRiskMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:MediumRiskMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:LowRiskMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:NotRatedMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:HighRiskMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:MediumRiskMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:LowRiskMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:ImpairedMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:NotRatedMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:HighRiskMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:MediumRiskMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:LowRiskMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:ImpairedMemberry:StageThreeExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:StageThreeExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:NotRatedMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:HighRiskMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:MediumRiskMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:LowRiskMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:StageTwoExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:NotRatedMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:HighRiskMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:MediumRiskMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:LowRiskMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:StageOneExposureMember 2018-10-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMember 2018-10-31 0001000275 ry:PersonalLoanMemberry:RetailMember 2018-10-31 0001000275 ry:PersonalLoanMemberry:ImpairedStageThreeMemberry:RetailMember 2018-10-31 0001000275 ry:PersonalLoanMemberry:PerformingStageTwoMemberry:RetailMember 2018-10-31 0001000275 ry:PersonalLoanMemberry:PerformingStageOneMemberry:RetailMember 2018-10-31 0001000275 ry:CreditCardsMemberry:RetailMember 2018-10-31 0001000275 ry:CreditCardsMemberry:PerformingStageTwoMemberry:RetailMember 2018-10-31 0001000275 ry:CreditCardsMemberry:PerformingStageOneMemberry:RetailMember 2018-10-31 0001000275 ry:NetDerivativeCategoryMemberry:ForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:NetDerivativeCategoryMemberry:ValuationAdjustmentsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:NetDerivativeCategoryMemberry:OtherContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:NetDerivativeCategoryMemberry:InterestRateContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageTwoMember 2018-10-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageOneMember 2018-10-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMember 2018-10-31 0001000275 ry:FinancialAssetsSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:CommercialMortgageBackedSecurities1Member 2018-10-31 0001000275 ry:FinancialAssetsSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2018-10-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageTwoMember 2018-10-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageOneMember 2018-10-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2018-10-31 0001000275 ry:FinancialAssetsSecuritiesAtAmortisedCostCategoryMemberry:PerformingStageTwoMember 2018-10-31 0001000275 ry:FinancialAssetsSecuritiesAtAmortisedCostCategoryMemberry:PerformingStageOneMember 2018-10-31 0001000275 ry:FinancialAssetsSecuritiesAtAmortisedCostCategoryMember 2018-10-31 0001000275 ry:SmallBusinessMemberry:RetailMember 2018-10-31 0001000275 ry:SmallBusinessMemberry:ImpairedStageThreeMemberry:RetailMember 2018-10-31 0001000275 ry:SmallBusinessMemberry:PerformingStageTwoMemberry:RetailMember 2018-10-31 0001000275 ry:SmallBusinessMemberry:PerformingStageOneMemberry:RetailMember 2018-10-31 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2018-10-31 0001000275 ry:ResidentialMortgagesMemberry:ImpairedStageThreeMemberry:RetailMember 2018-10-31 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageTwoMemberry:RetailMember 2018-10-31 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageOneMemberry:RetailMember 2018-10-31 0001000275 ry:InvestmentMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:InvestmentMemberry:CorporateDebtAndOtherDebtMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ry:InvestmentMemberry:EquitySecurities1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-10-31 0001000275 ifrs-full:InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember 2018-10-31 0001000275 ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember 2018-10-31 0001000275 ifrs-full:FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2018-10-31 0001000275 ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember 2018-10-31 0001000275 ifrs-full:FinancialAssetsAtAmortisedCostCategoryMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember 2018-10-31 0001000275 ifrs-full:FinancialAssetsAtAmortisedCostCategoryMemberry:FinancialAssetsAtCarryingAmountMember 2018-10-31 0001000275 2018-10-31 0001000275 ry:WholesaleMember 2017-10-31 0001000275 ry:BalanceAfterIfrsAdjustmentsMember 2017-10-31 0001000275 ifrs-full:PreviouslyStatedMember 2017-10-31 0001000275 ifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember 2017-10-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:CustomerDepositOtherThanBusinessGovernmentAndBankMember 2017-10-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:OtherFinancialsLiabilitiesMember 2017-10-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-10-31 0001000275 ry:ImpairedStageThreeMemberry:WholesaleMember 2017-10-31 0001000275 ry:PerformingStageTwoMemberry:WholesaleMember 2017-10-31 0001000275 ry:PerformingStageOneMemberry:WholesaleMember 2017-10-31 0001000275 ifrs-full:RetainedEarningsMemberry:BalanceAfterIfrsAdjustmentsMember 2017-10-31 0001000275 ifrs-full:RetainedEarningsMemberifrs-full:PreviouslyStatedMember 2017-10-31 0001000275 ifrs-full:RetainedEarningsMemberifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember 2017-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberry:BalanceAfterIfrsAdjustmentsMember 2017-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfExchangeDifferencesOnTranslationMemberry:BalanceAfterIfrsAdjustmentsMember 2017-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfCashFlowHedgesMemberry:BalanceAfterIfrsAdjustmentsMember 2017-10-31 0001000275 ifrs-full:OtherReservesMemberry:BalanceAfterIfrsAdjustmentsMember 2017-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfExchangeDifferencesOnTranslationMemberifrs-full:PreviouslyStatedMember 2017-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMemberifrs-full:PreviouslyStatedMember 2017-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfCashFlowHedgesMemberifrs-full:PreviouslyStatedMember 2017-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:PreviouslyStatedMember 2017-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember 2017-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMemberifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember 2017-10-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember 2017-10-31 0001000275 ifrs-full:NoncontrollingInterestsMemberry:BalanceAfterIfrsAdjustmentsMember 2017-10-31 0001000275 ifrs-full:NoncontrollingInterestsMemberifrs-full:PreviouslyStatedMember 2017-10-31 0001000275 ifrs-full:EquityAttributableToOwnersOfParentMemberry:BalanceAfterIfrsAdjustmentsMember 2017-10-31 0001000275 ifrs-full:EquityAttributableToOwnersOfParentMemberifrs-full:PreviouslyStatedMember 2017-10-31 0001000275 ifrs-full:EquityAttributableToOwnersOfParentMemberifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember 2017-10-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:TreasurySharesMemberry:BalanceAfterIfrsAdjustmentsMember 2017-10-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:TreasurySharesMemberifrs-full:PreviouslyStatedMember 2017-10-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:IssuedCapitalMemberry:BalanceAfterIfrsAdjustmentsMember 2017-10-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:IssuedCapitalMemberifrs-full:PreviouslyStatedMember 2017-10-31 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:IssuedCapitalMemberry:BalanceAfterIfrsAdjustmentsMember 2017-10-31 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:IssuedCapitalMemberifrs-full:PreviouslyStatedMember 2017-10-31 0001000275 ry:CreditCardsMemberry:RetailMember 2017-10-31 0001000275 ry:PersonalLoansMemberry:RetailMember 2017-10-31 0001000275 ry:CustomersLiabilityUnderAcceptancesMember 2017-10-31 0001000275 ry:SmallBusinessMemberry:RetailMember 2017-10-31 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2017-10-31 0001000275 ifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-10-31 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:CustomersLiabilityUnderAcceptancesMember 2017-10-31 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:AllowanceForLoanLossesMember 2017-10-31 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:OtherLiabilitiesAndProvisionsMember 2017-10-31 0001000275 ifrs-full:AllowanceForCreditLossesMember 2017-10-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-10-31 0001000275 ry:AssetBackedSecuritiesNonCDOMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-10-31 0001000275 ry:Loans1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-10-31 0001000275 ry:CorporateDebtAndOtherDebtMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-10-31 0001000275 ry:EquitySecurities1Memberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-10-31 0001000275 ry:PersonalLoanMemberry:RetailMember 2017-10-31 0001000275 ry:PersonalLoanMemberry:ImpairedStageThreeMemberry:RetailMember 2017-10-31 0001000275 ry:PersonalLoanMemberry:PerformingStageTwoMemberry:RetailMember 2017-10-31 0001000275 ry:PersonalLoanMemberry:PerformingStageOneMemberry:RetailMember 2017-10-31 0001000275 ry:CreditCardsMemberry:RetailMember 2017-10-31 0001000275 ry:CreditCardsMemberry:PerformingStageTwoMemberry:RetailMember 2017-10-31 0001000275 ry:CreditCardsMemberry:PerformingStageOneMemberry:RetailMember 2017-10-31 0001000275 ry:NetDerivativeCategoryMemberry:ForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-10-31 0001000275 ry:NetDerivativeCategoryMemberry:ValuationAdjustmentsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-10-31 0001000275 ry:NetDerivativeCategoryMemberry:OtherContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-10-31 0001000275 ry:NetDerivativeCategoryMemberry:InterestRateContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-10-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageTwoMember 2017-10-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageOneMember 2017-10-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMember 2017-10-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageTwoMember 2017-10-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageOneMember 2017-10-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2017-10-31 0001000275 ry:SmallBusinessMemberry:RetailMember 2017-10-31 0001000275 ry:SmallBusinessMemberry:ImpairedStageThreeMemberry:RetailMember 2017-10-31 0001000275 ry:SmallBusinessMemberry:PerformingStageTwoMemberry:RetailMember 2017-10-31 0001000275 ry:SmallBusinessMemberry:PerformingStageOneMemberry:RetailMember 2017-10-31 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2017-10-31 0001000275 ry:ResidentialMortgagesMemberry:ImpairedStageThreeMemberry:RetailMember 2017-10-31 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageTwoMemberry:RetailMember 2017-10-31 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageOneMemberry:RetailMember 2017-10-31 0001000275 ry:InvestmentMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-10-31 0001000275 ry:InvestmentMemberry:LoanSubstituteSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-10-31 0001000275 ry:InvestmentMemberry:CorporateDebtAndOtherDebtMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-10-31 0001000275 ry:InvestmentMemberry:EquitySecurities1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2017-10-31 0001000275 2017-10-31 0001000275 ry:DilutivePotentialSharesFromStockOptionsMember 2019-07-31 0001000275 ry:RetailMember 2019-07-31 0001000275 ry:WholesaleMember 2019-07-31 0001000275 ry:DepositsFromPersonalBusinessAndGovernmentAndBanksMember 2019-07-31 0001000275 ry:BankDepositsMember 2019-07-31 0001000275 ry:CustomerDepositOtherThanBusinessGovernmentAndBankMember 2019-07-31 0001000275 ry:BusinessAndGovernmentDepositsMember 2019-07-31 0001000275 ry:ImpactOfNettingAgreementsQualifyForBalanceSheetOffsetMember 2019-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:PersonalAndCommercialBankingMember 2019-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:WealthManagementMember 2019-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:CapitalMarketsMember 2019-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:InvestorAndTreasuryServicesMember 2019-07-31 0001000275 ifrs-full:OperatingSegmentsMemberry:InsuranceMember 2019-07-31 0001000275 ifrs-full:EliminationOfIntersegmentAmountsMemberifrs-full:AllOtherSegmentsMember 2019-07-31 0001000275 ry:LessThanThreeMonthsMember 2019-07-31 0001000275 ifrs-full:LaterThanFourYearsAndNotLaterThanFiveYearsMember 2019-07-31 0001000275 ifrs-full:LaterThanFiveYearsMember 2019-07-31 0001000275 ifrs-full:LaterThanSixMonthsAndNotLaterThanOneYearMember 2019-07-31 0001000275 ifrs-full:LaterThanTwoYearsAndNotLaterThanThreeYearsMember 2019-07-31 0001000275 ifrs-full:LaterThanThreeYearsAndNotLaterThanFourYearsMember 2019-07-31 0001000275 ifrs-full:LaterThanOneYearAndNotLaterThanTwoYearsMember 2019-07-31 0001000275 ifrs-full:LaterThanThreeMonthsAndNotLaterThanSixMonthsMember 2019-07-31 0001000275 ifrs-full:NotLaterThanOneMonthMemberry:RetailMember 2019-07-31 0001000275 ifrs-full:NotLaterThanOneMonthMemberry:WholesaleMember 2019-07-31 0001000275 ifrs-full:NotLaterThanOneMonthMember 2019-07-31 0001000275 ifrs-full:LaterThanOneMonthAndNotLaterThanThreeMonthsMemberry:RetailMember 2019-07-31 0001000275 ifrs-full:LaterThanOneMonthAndNotLaterThanThreeMonthsMemberry:WholesaleMember 2019-07-31 0001000275 ifrs-full:LaterThanOneMonthAndNotLaterThanThreeMonthsMember 2019-07-31 0001000275 ifrs-full:LaterThanThreeMonthsMemberry:RetailMember 2019-07-31 0001000275 ifrs-full:LaterThanThreeMonthsMemberry:WholesaleMember 2019-07-31 0001000275 ifrs-full:LaterThanThreeMonthsMember 2019-07-31 0001000275 ifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ifrs-full:Level1OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:CustomerDepositOtherThanBusinessGovernmentAndBankMember 2019-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:OtherFinancialsLiabilitiesMember 2019-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:OtherInternationalMemberry:InterestBearingDeposits1Member 2019-07-31 0001000275 ry:OtherInternationalMemberry:NonInterestBearingDepositsMember 2019-07-31 0001000275 country:USry:InterestBearingDeposits1Member 2019-07-31 0001000275 country:USry:NonInterestBearingDepositsMember 2019-07-31 0001000275 srt:EuropeMemberry:InterestBearingDeposits1Member 2019-07-31 0001000275 srt:EuropeMemberry:NonInterestBearingDepositsMember 2019-07-31 0001000275 country:CAry:InterestBearingDeposits1Member 2019-07-31 0001000275 country:CAry:NonInterestBearingDepositsMember 2019-07-31 0001000275 ry:ImpairedStageThreeMemberry:WholesaleMember 2019-07-31 0001000275 ry:PerformingStageTwoMemberry:WholesaleMember 2019-07-31 0001000275 ry:PerformingStageOneMemberry:WholesaleMember 2019-07-31 0001000275 ry:PurchasedCreditImpairedMember 2019-07-31 0001000275 ry:OtherCurrenciesMember 2019-07-31 0001000275 currency:USD 2019-07-31 0001000275 currency:GBP 2019-07-31 0001000275 currency:EUR 2019-07-31 0001000275 ifrs-full:RetainedEarningsMember 2019-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember 2019-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfExchangeDifferencesOnTranslationMember 2019-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfCashFlowHedgesMember 2019-07-31 0001000275 ifrs-full:OtherReservesMember 2019-07-31 0001000275 ifrs-full:NoncontrollingInterestsMember 2019-07-31 0001000275 ifrs-full:EquityAttributableToOwnersOfParentMember 2019-07-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:TreasurySharesMember 2019-07-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:IssuedCapitalMember 2019-07-31 0001000275 ifrs-full:OrdinarySharesMember 2019-07-31 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:TreasurySharesMember 2019-07-31 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:IssuedCapitalMember 2019-07-31 0001000275 ifrs-full:PreferenceSharesMember 2019-07-31 0001000275 ry:LoansOutstandingMemberry:WholesaleMember 2019-07-31 0001000275 ry:LoansOutstandingMemberry:ImpairedMemberry:WholesaleMember 2019-07-31 0001000275 ry:LoansOutstandingMemberry:NonInvestmentGradeMemberry:WholesaleMember 2019-07-31 0001000275 ry:LoansOutstandingMemberry:NotRatedMemberry:WholesaleMember 2019-07-31 0001000275 ry:LoansOutstandingMemberry:InvestmentGradeMemberry:WholesaleMember 2019-07-31 0001000275 ry:LoansOutstandingMemberry:WholesaleMemberry:StageThreeExposureMember 2019-07-31 0001000275 ry:LoansOutstandingMemberry:ImpairedMemberry:WholesaleMemberry:StageThreeExposureMember 2019-07-31 0001000275 ry:LoansOutstandingMemberry:WholesaleMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:LoansOutstandingMemberry:NonInvestmentGradeMemberry:WholesaleMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:LoansOutstandingMemberry:NotRatedMemberry:WholesaleMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:LoansOutstandingMemberry:InvestmentGradeMemberry:WholesaleMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:LoansOutstandingMemberry:WholesaleMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:LoansOutstandingMemberry:NonInvestmentGradeMemberry:WholesaleMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:LoansOutstandingMemberry:NotRatedMemberry:WholesaleMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:LoansOutstandingMemberry:InvestmentGradeMemberry:WholesaleMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:FinancialAssetsAtCarryingAmountMember 2019-07-31 0001000275 ry:CreditCardsMemberry:RetailMember 2019-07-31 0001000275 ry:PersonalLoansMemberry:RetailMember 2019-07-31 0001000275 ry:CustomersLiabilityUnderAcceptancesMember 2019-07-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:WholesaleMember 2019-07-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:NonInvestmentGradeMemberry:WholesaleMember 2019-07-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:NotRatedMemberry:WholesaleMember 2019-07-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:InvestmentGradeMemberry:WholesaleMember 2019-07-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:WholesaleMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:NonInvestmentGradeMemberry:WholesaleMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:WholesaleMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:NonInvestmentGradeMemberry:WholesaleMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:NotRatedMemberry:WholesaleMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:UndrawnLoanCommitmentsMemberry:InvestmentGradeMemberry:WholesaleMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:SmallBusinessMemberry:RetailMember 2019-07-31 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2019-07-31 0001000275 ifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ifrs-full:FinancialAssetsAtFairValueMember 2019-07-31 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:CustomersLiabilityUnderAcceptancesMember 2019-07-31 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:AllowanceForLoanLossesMember 2019-07-31 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:OtherLiabilitiesAndProvisionsMember 2019-07-31 0001000275 ifrs-full:AllowanceForCreditLossesMember 2019-07-31 0001000275 ry:EquitySecuritiesMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:EquitySecuritiesMemberifrs-full:Level1OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:EquitySecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:EquitySecuritiesMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:OtherOECDGovernmentDebtIssuedOrGuaranteedMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:OtherOECDGovernmentDebtIssuedOrGuaranteedMemberifrs-full:Level1OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:OtherOECDGovernmentDebtIssuedOrGuaranteedMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:OtherOECDGovernmentDebtIssuedOrGuaranteedMember 2019-07-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:Level1OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMember 2019-07-31 0001000275 ry:CanadianGovernmentDebtIssuedOrGuaranteedProvincialAndMunicipalMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:CanadianGovernmentDebtIssuedOrGuaranteedProvincialAndMunicipalMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:CanadianGovernmentDebtIssuedOrGuaranteedProvincialAndMunicipalMember 2019-07-31 0001000275 ry:CanadianGovernmentDebtIssuedOrGuaranteedFederalMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:CanadianGovernmentDebtIssuedOrGuaranteedFederalMemberifrs-full:Level1OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:CanadianGovernmentDebtIssuedOrGuaranteedFederalMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:CanadianGovernmentDebtIssuedOrGuaranteedFederalMember 2019-07-31 0001000275 ry:AssetbackedSecuritiesCdoMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:AssetbackedSecuritiesCdoMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:AssetbackedSecuritiesCdoMember 2019-07-31 0001000275 ry:AssetBackedSecuritiesNonCDOMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:AssetBackedSecuritiesNonCDOMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:AssetBackedSecuritiesNonCDOMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:AssetBackedSecuritiesNonCDOMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:AssetBackedSecuritiesNonCDOMember 2019-07-31 0001000275 ry:ForeignExchangeContractsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:ForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:ForeignExchangeContractsMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:MortgageBackedSecuritiesMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:MortgageBackedSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:MortgageBackedSecuritiesMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:MortgageBackedSecuritiesMember 2019-07-31 0001000275 ry:CreditDerivativeContractsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:CreditDerivativeContractsMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:Loans1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:ValuationAdjustmentsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:ValuationAdjustmentsMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:ValuationAdjustmentsMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:OtherContractsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:OtherContractsMemberifrs-full:Level1OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:OtherContractsMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:OtherContractsMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:InterestRateContractsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:InterestRateContractsMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:InterestRateContractsMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:CommercialMortgageBackedSecurities1Member 2019-07-31 0001000275 ry:ResidentialMortgageBackedSecurities1Member 2019-07-31 0001000275 ry:LoanSubstituteSecuritiesMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:LoanSubstituteSecuritiesMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:LoanSubstituteSecuritiesMember 2019-07-31 0001000275 ry:CorporateDebtAndOtherDebtMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:CorporateDebtAndOtherDebtMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:CorporateDebtAndOtherDebtMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:CorporateDebtAndOtherDebtMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:CorporateDebtAndOtherDebtMember 2019-07-31 0001000275 ry:EquitySecurities1Memberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:EquitySecurities1Member 2019-07-31 0001000275 ifrs-full:OtherAssetsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:FinancialLiabilitiesAtCarryingAmountMember 2019-07-31 0001000275 ifrs-full:FinancialLiabilitiesAtFairValueMember 2019-07-31 0001000275 ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember 2019-07-31 0001000275 ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember 2019-07-31 0001000275 ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember 2019-07-31 0001000275 ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMemberry:FinancialLiabilitiesAtCarryingAmountMember 2019-07-31 0001000275 ry:ForeignExchangeContractsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:ForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:ForeignExchangeContractsMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:CreditDerivativeContractsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:CreditDerivativeContractsMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:ValuationAdjustmentsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:ValuationAdjustmentsMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:ValuationAdjustmentsMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:OtherContractsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:OtherContractsMemberifrs-full:Level1OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:OtherContractsMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:OtherContractsMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:SubordinatedDebentureMember 2019-07-31 0001000275 ry:InterestRateContractsMemberifrs-full:Level2OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:InterestRateContractsMemberifrs-full:Level3OfFairValueHierarchyMemberry:RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember 2019-07-31 0001000275 ry:InterestRateContractsMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:HeldToCollectSecuritiesCategoryMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:ImpairedMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:NotRatedMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:HighRiskMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:MediumRiskMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:LowRiskMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:ImpairedMemberry:StageThreeExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:StageThreeExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:NotRatedMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:HighRiskMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:MediumRiskMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:LowRiskMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:NotRatedMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:HighRiskMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:MediumRiskMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:LowRiskMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:PersonalLoanMember 2019-07-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:NotRatedMember 2019-07-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:HighRiskMember 2019-07-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:MediumRiskMember 2019-07-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:LowRiskMember 2019-07-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:NotRatedMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:HighRiskMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:MediumRiskMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:LowRiskMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:NotRatedMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:HighRiskMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:MediumRiskMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:LowRiskMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:CreditCardsMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:CreditCardsMember 2019-07-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:NotRatedMember 2019-07-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:HighRiskMember 2019-07-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:MediumRiskMember 2019-07-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:LowRiskMember 2019-07-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:NotRatedMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:HighRiskMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:MediumRiskMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:LowRiskMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:NotRatedMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:HighRiskMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:MediumRiskMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:LowRiskMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:UndrawnLoanCommitmentsRetailMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:ImpairedMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:NotRatedMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:HighRiskMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:MediumRiskMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:LowRiskMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:ImpairedMemberry:StageThreeExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:StageThreeExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:HighRiskMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:MediumRiskMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:LowRiskMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:NotRatedMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:HighRiskMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:MediumRiskMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:LowRiskMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:SmallBusinessMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:ImpairedMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:NotRatedMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:HighRiskMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:MediumRiskMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:LowRiskMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:ImpairedMemberry:StageThreeExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:StageThreeExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:NotRatedMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:HighRiskMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:MediumRiskMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:LowRiskMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:StageTwoExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:NotRatedMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:HighRiskMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:MediumRiskMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:LowRiskMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMemberry:StageOneExposureMember 2019-07-31 0001000275 ry:RetailLoansMemberry:ResidentialMortgagesMember 2019-07-31 0001000275 ry:PersonalLoanMemberry:RetailMember 2019-07-31 0001000275 ry:PersonalLoanMemberry:ImpairedStageThreeMemberry:RetailMember 2019-07-31 0001000275 ry:PersonalLoanMemberry:PerformingStageTwoMemberry:RetailMember 2019-07-31 0001000275 ry:PersonalLoanMemberry:PerformingStageOneMemberry:RetailMember 2019-07-31 0001000275 ry:CreditCardsMemberry:RetailMember 2019-07-31 0001000275 ry:CreditCardsMemberry:PerformingStageTwoMemberry:RetailMember 2019-07-31 0001000275 ry:CreditCardsMemberry:PerformingStageOneMemberry:RetailMember 2019-07-31 0001000275 ry:NetDerivativeCategoryMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:NetDerivativeCategoryMemberry:ForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:NetDerivativeCategoryMemberry:ValuationAdjustmentsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:NetDerivativeCategoryMemberry:OtherContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:NetDerivativeCategoryMemberry:InterestRateContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageTwoMember 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageOneMember 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMember 2019-07-31 0001000275 ry:FinancialAssetsSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:CommercialMortgageBackedSecurities1Member 2019-07-31 0001000275 ry:FinancialAssetsSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:ImpairedStageThreeMember 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageOneMember 2019-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2019-07-31 0001000275 ry:FinancialAssetsSecuritiesAtAmortisedCostCategoryMemberry:PerformingStageTwoMember 2019-07-31 0001000275 ry:FinancialAssetsSecuritiesAtAmortisedCostCategoryMemberry:PerformingStageOneMember 2019-07-31 0001000275 ry:FinancialAssetsSecuritiesAtAmortisedCostCategoryMember 2019-07-31 0001000275 ry:SmallBusinessMemberry:RetailMember 2019-07-31 0001000275 ry:SmallBusinessMemberry:ImpairedStageThreeMemberry:RetailMember 2019-07-31 0001000275 ry:SmallBusinessMemberry:PerformingStageTwoMemberry:RetailMember 2019-07-31 0001000275 ry:SmallBusinessMemberry:PerformingStageOneMemberry:RetailMember 2019-07-31 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2019-07-31 0001000275 ry:ResidentialMortgagesMemberry:ImpairedStageThreeMemberry:RetailMember 2019-07-31 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageTwoMemberry:RetailMember 2019-07-31 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageOneMemberry:RetailMember 2019-07-31 0001000275 ry:InvestmentMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:InvestmentMemberry:MortgageBackedSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:InvestmentMemberry:CorporateDebtAndOtherDebtMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ry:InvestmentMemberry:EquitySecurities1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-07-31 0001000275 ifrs-full:InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember 2019-07-31 0001000275 ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember 2019-07-31 0001000275 ifrs-full:FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2019-07-31 0001000275 ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember 2019-07-31 0001000275 ifrs-full:FinancialAssetsAtAmortisedCostCategoryMemberifrs-full:NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember 2019-07-31 0001000275 ifrs-full:FinancialAssetsAtAmortisedCostCategoryMemberry:FinancialAssetsAtCarryingAmountMember 2019-07-31 0001000275 2019-07-31 0001000275 ry:SubordinatedDebentureMember 2019-07-25 0001000275 ry:DilutivePotentialSharesFromStockOptionsMember 2018-07-31 0001000275 ry:WholesaleMember 2018-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:CustomerDepositOtherThanBusinessGovernmentAndBankMember 2018-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:OtherFinancialsLiabilitiesMember 2018-07-31 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 ry:ImpairedStageThreeMemberry:WholesaleMember 2018-07-31 0001000275 ry:PerformingStageTwoMemberry:WholesaleMember 2018-07-31 0001000275 ry:PerformingStageOneMemberry:WholesaleMember 2018-07-31 0001000275 ifrs-full:RetainedEarningsMember 2018-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember 2018-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfExchangeDifferencesOnTranslationMember 2018-07-31 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfCashFlowHedgesMember 2018-07-31 0001000275 ifrs-full:OtherReservesMember 2018-07-31 0001000275 ifrs-full:NoncontrollingInterestsMember 2018-07-31 0001000275 ifrs-full:EquityAttributableToOwnersOfParentMember 2018-07-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:TreasurySharesMember 2018-07-31 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:IssuedCapitalMember 2018-07-31 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:IssuedCapitalMember 2018-07-31 0001000275 ry:CreditCardsMemberry:RetailMember 2018-07-31 0001000275 ry:PersonalLoansMemberry:RetailMember 2018-07-31 0001000275 ry:CustomersLiabilityUnderAcceptancesMember 2018-07-31 0001000275 ry:SmallBusinessMemberry:RetailMember 2018-07-31 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2018-07-31 0001000275 ifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:CustomersLiabilityUnderAcceptancesMember 2018-07-31 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:AllowanceForLoanLossesMember 2018-07-31 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:OtherLiabilitiesAndProvisionsMember 2018-07-31 0001000275 ifrs-full:AllowanceForCreditLossesMemberifrs-full:OtherReservesMember 2018-07-31 0001000275 ifrs-full:AllowanceForCreditLossesMember 2018-07-31 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 ry:AssetBackedSecuritiesNonCDOMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 ry:Loans1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 ry:CorporateDebtAndOtherDebtMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 ry:EquitySecurities1Memberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 ifrs-full:OtherAssetsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 ry:PersonalLoanMemberry:RetailMember 2018-07-31 0001000275 ry:PersonalLoanMemberry:ImpairedStageThreeMemberry:RetailMember 2018-07-31 0001000275 ry:PersonalLoanMemberry:PerformingStageTwoMemberry:RetailMember 2018-07-31 0001000275 ry:PersonalLoanMemberry:PerformingStageOneMemberry:RetailMember 2018-07-31 0001000275 ry:CreditCardsMemberry:RetailMember 2018-07-31 0001000275 ry:CreditCardsMemberry:PerformingStageTwoMemberry:RetailMember 2018-07-31 0001000275 ry:CreditCardsMemberry:PerformingStageOneMemberry:RetailMember 2018-07-31 0001000275 ry:NetDerivativeCategoryMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 ry:NetDerivativeCategoryMemberry:ForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 ry:NetDerivativeCategoryMemberry:ValuationAdjustmentsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 ry:NetDerivativeCategoryMemberry:OtherContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 ry:NetDerivativeCategoryMemberry:InterestRateContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:ImpairedStageThreeMember 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageTwoMember 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageOneMember 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMember 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:ImpairedStageThreeMember 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageTwoMember 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageOneMember 2018-07-31 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2018-07-31 0001000275 ry:SmallBusinessMemberry:RetailMember 2018-07-31 0001000275 ry:SmallBusinessMemberry:ImpairedStageThreeMemberry:RetailMember 2018-07-31 0001000275 ry:SmallBusinessMemberry:PerformingStageTwoMemberry:RetailMember 2018-07-31 0001000275 ry:SmallBusinessMemberry:PerformingStageOneMemberry:RetailMember 2018-07-31 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2018-07-31 0001000275 ry:ResidentialMortgagesMemberry:ImpairedStageThreeMemberry:RetailMember 2018-07-31 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageTwoMemberry:RetailMember 2018-07-31 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageOneMemberry:RetailMember 2018-07-31 0001000275 ry:InvestmentMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 ry:InvestmentMemberry:LoanSubstituteSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 ry:InvestmentMemberry:CorporateDebtAndOtherDebtMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 ry:InvestmentMemberry:EquitySecurities1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-07-31 0001000275 2018-07-31 0001000275 ry:WholesaleMember 2019-04-30 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:CustomerDepositOtherThanBusinessGovernmentAndBankMember 2019-04-30 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:OtherFinancialsLiabilitiesMember 2019-04-30 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-04-30 0001000275 ry:ImpairedStageThreeMemberry:WholesaleMember 2019-04-30 0001000275 ry:PerformingStageTwoMemberry:WholesaleMember 2019-04-30 0001000275 ry:PerformingStageOneMemberry:WholesaleMember 2019-04-30 0001000275 ifrs-full:RetainedEarningsMember 2019-04-30 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember 2019-04-30 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfExchangeDifferencesOnTranslationMember 2019-04-30 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfCashFlowHedgesMember 2019-04-30 0001000275 ifrs-full:OtherReservesMember 2019-04-30 0001000275 ifrs-full:NoncontrollingInterestsMember 2019-04-30 0001000275 ifrs-full:EquityAttributableToOwnersOfParentMember 2019-04-30 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:TreasurySharesMember 2019-04-30 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:IssuedCapitalMember 2019-04-30 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:IssuedCapitalMember 2019-04-30 0001000275 ry:CreditCardsMemberry:RetailMember 2019-04-30 0001000275 ry:PersonalLoansMemberry:RetailMember 2019-04-30 0001000275 ry:CustomersLiabilityUnderAcceptancesMember 2019-04-30 0001000275 ry:SmallBusinessMemberry:RetailMember 2019-04-30 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2019-04-30 0001000275 ifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-04-30 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:CustomersLiabilityUnderAcceptancesMember 2019-04-30 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:AllowanceForLoanLossesMember 2019-04-30 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:OtherLiabilitiesAndProvisionsMember 2019-04-30 0001000275 ifrs-full:AllowanceForCreditLossesMember 2019-04-30 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-04-30 0001000275 ry:AssetBackedSecuritiesNonCDOMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-04-30 0001000275 ry:Loans1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-04-30 0001000275 ry:CorporateDebtAndOtherDebtMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-04-30 0001000275 ry:EquitySecurities1Memberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-04-30 0001000275 ifrs-full:OtherAssetsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-04-30 0001000275 ry:PersonalLoanMemberry:RetailMember 2019-04-30 0001000275 ry:PersonalLoanMemberry:ImpairedStageThreeMemberry:RetailMember 2019-04-30 0001000275 ry:PersonalLoanMemberry:PerformingStageTwoMemberry:RetailMember 2019-04-30 0001000275 ry:PersonalLoanMemberry:PerformingStageOneMemberry:RetailMember 2019-04-30 0001000275 ry:CreditCardsMemberry:RetailMember 2019-04-30 0001000275 ry:CreditCardsMemberry:PerformingStageTwoMemberry:RetailMember 2019-04-30 0001000275 ry:CreditCardsMemberry:PerformingStageOneMemberry:RetailMember 2019-04-30 0001000275 ry:NetDerivativeCategoryMemberry:ForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-04-30 0001000275 ry:NetDerivativeCategoryMemberry:ValuationAdjustmentsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-04-30 0001000275 ry:NetDerivativeCategoryMemberry:OtherContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-04-30 0001000275 ry:NetDerivativeCategoryMemberry:InterestRateContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-04-30 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageTwoMember 2019-04-30 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageOneMember 2019-04-30 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMember 2019-04-30 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:ImpairedStageThreeMember 2019-04-30 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageOneMember 2019-04-30 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2019-04-30 0001000275 ry:SmallBusinessMemberry:RetailMember 2019-04-30 0001000275 ry:SmallBusinessMemberry:ImpairedStageThreeMemberry:RetailMember 2019-04-30 0001000275 ry:SmallBusinessMemberry:PerformingStageTwoMemberry:RetailMember 2019-04-30 0001000275 ry:SmallBusinessMemberry:PerformingStageOneMemberry:RetailMember 2019-04-30 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2019-04-30 0001000275 ry:ResidentialMortgagesMemberry:ImpairedStageThreeMemberry:RetailMember 2019-04-30 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageTwoMemberry:RetailMember 2019-04-30 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageOneMemberry:RetailMember 2019-04-30 0001000275 ry:InvestmentMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-04-30 0001000275 ry:InvestmentMemberry:MortgageBackedSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-04-30 0001000275 ry:InvestmentMemberry:CorporateDebtAndOtherDebtMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-04-30 0001000275 ry:InvestmentMemberry:EquitySecurities1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2019-04-30 0001000275 2019-04-30 0001000275 ry:WholesaleMember 2018-04-30 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:CustomerDepositOtherThanBusinessGovernmentAndBankMember 2018-04-30 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMemberry:OtherFinancialsLiabilitiesMember 2018-04-30 0001000275 ifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-04-30 0001000275 ry:ImpairedStageThreeMemberry:WholesaleMember 2018-04-30 0001000275 ry:PerformingStageTwoMemberry:WholesaleMember 2018-04-30 0001000275 ry:PerformingStageOneMemberry:WholesaleMember 2018-04-30 0001000275 ifrs-full:RetainedEarningsMember 2018-04-30 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember 2018-04-30 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfExchangeDifferencesOnTranslationMember 2018-04-30 0001000275 ifrs-full:OtherReservesMemberifrs-full:ReserveOfCashFlowHedgesMember 2018-04-30 0001000275 ifrs-full:OtherReservesMember 2018-04-30 0001000275 ifrs-full:NoncontrollingInterestsMember 2018-04-30 0001000275 ifrs-full:EquityAttributableToOwnersOfParentMember 2018-04-30 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:TreasurySharesMember 2018-04-30 0001000275 ifrs-full:OrdinarySharesMemberifrs-full:IssuedCapitalMember 2018-04-30 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:TreasurySharesMember 2018-04-30 0001000275 ifrs-full:PreferenceSharesMemberifrs-full:IssuedCapitalMember 2018-04-30 0001000275 ry:CreditCardsMemberry:RetailMember 2018-04-30 0001000275 ry:PersonalLoansMemberry:RetailMember 2018-04-30 0001000275 ry:CustomersLiabilityUnderAcceptancesMember 2018-04-30 0001000275 ry:SmallBusinessMemberry:RetailMember 2018-04-30 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2018-04-30 0001000275 ifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-04-30 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:CustomersLiabilityUnderAcceptancesMember 2018-04-30 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:AllowanceForLoanLossesMember 2018-04-30 0001000275 ifrs-full:AllowanceForCreditLossesMemberry:OtherLiabilitiesAndProvisionsMember 2018-04-30 0001000275 ifrs-full:AllowanceForCreditLossesMemberifrs-full:OtherReservesMember 2018-04-30 0001000275 ifrs-full:AllowanceForCreditLossesMember 2018-04-30 0001000275 ry:USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-04-30 0001000275 ry:AssetBackedSecuritiesNonCDOMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-04-30 0001000275 ry:Loans1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-04-30 0001000275 ry:CorporateDebtAndOtherDebtMemberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-04-30 0001000275 ry:EquitySecurities1Memberifrs-full:TradingSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-04-30 0001000275 ry:PersonalLoanMemberry:RetailMember 2018-04-30 0001000275 ry:PersonalLoanMemberry:ImpairedStageThreeMemberry:RetailMember 2018-04-30 0001000275 ry:PersonalLoanMemberry:PerformingStageTwoMemberry:RetailMember 2018-04-30 0001000275 ry:PersonalLoanMemberry:PerformingStageOneMemberry:RetailMember 2018-04-30 0001000275 ry:CreditCardsMemberry:RetailMember 2018-04-30 0001000275 ry:CreditCardsMemberry:PerformingStageTwoMemberry:RetailMember 2018-04-30 0001000275 ry:CreditCardsMemberry:PerformingStageOneMemberry:RetailMember 2018-04-30 0001000275 ry:NetDerivativeCategoryMemberry:ForeignExchangeContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-04-30 0001000275 ry:NetDerivativeCategoryMemberry:ValuationAdjustmentsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-04-30 0001000275 ry:NetDerivativeCategoryMemberry:OtherContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-04-30 0001000275 ry:NetDerivativeCategoryMemberry:InterestRateContractsMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-04-30 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageTwoMember 2018-04-30 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMemberry:PerformingStageOneMember 2018-04-30 0001000275 ry:FinancialAssetsDebtSecuritiesAtAmortisedCostMember 2018-04-30 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageTwoMember 2018-04-30 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMemberry:PerformingStageOneMember 2018-04-30 0001000275 ry:FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember 2018-04-30 0001000275 ry:SmallBusinessMemberry:RetailMember 2018-04-30 0001000275 ry:SmallBusinessMemberry:ImpairedStageThreeMemberry:RetailMember 2018-04-30 0001000275 ry:SmallBusinessMemberry:PerformingStageTwoMemberry:RetailMember 2018-04-30 0001000275 ry:SmallBusinessMemberry:PerformingStageOneMemberry:RetailMember 2018-04-30 0001000275 ry:ResidentialMortgagesMemberry:RetailMember 2018-04-30 0001000275 ry:ResidentialMortgagesMemberry:ImpairedStageThreeMemberry:RetailMember 2018-04-30 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageTwoMemberry:RetailMember 2018-04-30 0001000275 ry:ResidentialMortgagesMemberry:PerformingStageOneMemberry:RetailMember 2018-04-30 0001000275 ry:InvestmentMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-04-30 0001000275 ry:InvestmentMemberry:LoanSubstituteSecuritiesMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-04-30 0001000275 ry:InvestmentMemberry:CorporateDebtAndOtherDebtMemberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-04-30 0001000275 ry:InvestmentMemberry:EquitySecurities1Memberifrs-full:Level3OfFairValueHierarchyMemberifrs-full:RecurringFairValueMeasurementMember 2018-04-30 0001000275 2018-04-30 0001000275 ry:SeriesAKNonCumulativeFixedRateFirstPreferenceSharesMember 2019-02-24 0001000275 ry:SeriesALNonCumulativeFiveYearRateResetFirstPreferenceSharesMember 2019-02-24 0001000275 ry:SeriesAJNonCumulativeFiveYearRateResetFirstPreferenceSharesMember 2019-02-24 iso4217:CAD shares iso4217:CAD pure shares EX-101.SCH 8 ry-20190731.xsd XBRL TAXONOMY EXTENSION SCHEMA 101 - Document - Document and Entity Information link:calculationLink link:presentationLink link:definitionLink 103 - Statement - Interim Condensed Consolidated Balance Sheets (unaudited) link:calculationLink link:presentationLink link:definitionLink 104 - Statement - Interim Condensed Consolidated Statements of Income (unaudited) link:calculationLink link:presentationLink link:definitionLink 105 - Statement - Interim Condensed Consolidated Statements of Comprehensive Income (unaudited) link:calculationLink link:presentationLink link:definitionLink 106 - Statement - Interim Condensed Consolidated Statements of Changes in Equity (unaudited) link:calculationLink link:presentationLink link:definitionLink 107 - Statement - Interim Condensed Consolidated Statements of Cash Flows (unaudited) link:calculationLink link:presentationLink link:definitionLink 108 - Statement - Interim Condensed Consolidated Statements of Cash Flows (unaudited) (Parenthetical) link:calculationLink link:presentationLink link:definitionLink 109 - Disclosure - General information link:calculationLink link:presentationLink link:definitionLink 110 - Disclosure - Summary of significant accounting policies, estimates and judgments link:calculationLink link:presentationLink link:definitionLink 111 - Disclosure - Fair value of financial instruments link:calculationLink link:presentationLink link:definitionLink 112 - Disclosure - Securities link:calculationLink link:presentationLink link:definitionLink 113 - Disclosure - Loans and allowance for credit losses link:calculationLink link:presentationLink link:definitionLink 114 - Disclosure - Deposits link:calculationLink link:presentationLink link:definitionLink 115 - Disclosure - Employee benefits - Pension and other post-employment benefits link:calculationLink link:presentationLink link:definitionLink 116 - Disclosure - Income taxes link:calculationLink link:presentationLink link:definitionLink 117 - Disclosure - Significant capital and funding transactions link:calculationLink link:presentationLink link:definitionLink 118 - Disclosure - Earnings per share link:calculationLink link:presentationLink link:definitionLink 119 - Disclosure - Legal and regulatory matters link:calculationLink link:presentationLink link:definitionLink 120 - Disclosure - Results by business segment link:calculationLink link:presentationLink link:definitionLink 121 - Disclosure - Capital management link:calculationLink link:presentationLink link:definitionLink 122 - Disclosure - Significant dispositions link:calculationLink link:presentationLink link:definitionLink 123 - Disclosure - Summary of significant accounting policies, estimates and judgments (Policies) link:calculationLink link:presentationLink link:definitionLink 124 - Disclosure - Fair value of financial instruments (Tables) link:calculationLink link:presentationLink link:definitionLink 125 - Disclosure - Securities (Tables) link:calculationLink link:presentationLink link:definitionLink 126 - Disclosure - Loans and allowance for credit losses (Tables) link:calculationLink link:presentationLink link:definitionLink 127 - Disclosure - Deposits (Tables) link:calculationLink link:presentationLink link:definitionLink 128 - Disclosure - Employee benefits - Pension and other post-employment benefits (Tables) link:calculationLink link:presentationLink link:definitionLink 129 - Disclosure - Significant capital and funding transactions (Tables) link:calculationLink link:presentationLink link:definitionLink 130 - Disclosure - Earnings per share (Tables) link:calculationLink link:presentationLink link:definitionLink 131 - Disclosure - Results by business segment (Tables) link:calculationLink link:presentationLink link:definitionLink 132 - Disclosure - Capital management (Tables) link:calculationLink link:presentationLink link:definitionLink 133 - Disclosure - Summary of significant accounting policies, estimates and judgments - Additional Information (Detail) link:calculationLink link:presentationLink link:definitionLink 134 - Disclosure - Fair value of financial instruments - Summary of Comparison of Carrying and Fair Values for Each Classification of Financial Instrument (Detail) link:calculationLink link:presentationLink link:definitionLink 135 - Disclosure - Fair value of financial instrument - Summary of Fair Value of Assets and Liabilities Measured at Fair Value on a Recurring Basis and Classified Using Fair Value Hierarchy (Detail) link:calculationLink link:presentationLink link:definitionLink 136 - Disclosure - Fair value of financial instrument - Summary of Fair Value of Assets and Liabilities Measured at Fair Value on a Recurring Basis and Classified Using Fair Value Hierarchy (Parenthetical) (Detail) link:calculationLink link:presentationLink link:definitionLink 137 - Disclosure - Fair value of financial instruments - Changes in Fair Value Measurement for Instruments Measured on a Recurring Basis and Categorized in Level 3 (Detail) link:calculationLink link:presentationLink link:definitionLink 138 - Disclosure - Fair value of financial instruments - Changes in Fair Value Measurement for Instruments Measured on a Recurring Basis and Categorized in Level 3 (Parenthetical) (Detail) link:calculationLink link:presentationLink link:definitionLink 139 - Disclosure - Fair value of financial instrument - Additional Information (Detail) link:calculationLink link:presentationLink link:definitionLink 140 - Disclosure - Fair value of financial instruments - Summary of Net Interest Income From Financial Instruments (Detail) link:calculationLink link:presentationLink link:definitionLink 141 - Disclosure - Fair value of financial instruments - Summary of Net Interest Income From Financial Instruments (Parenthetical) (Detail) link:calculationLink link:presentationLink link:definitionLink 142 - Disclosure - Securities - Summary of Unrealized Gains and Losses on Securities at Fair Value through Other Comprehensive Income (Detail) link:calculationLink link:presentationLink link:definitionLink 143 - Disclosure - Securities - Summary of Unrealized Gains and Losses on Securities at Fair Value through Other Comprehensive Income (Parenthetical) (Detail) link:calculationLink link:presentationLink link:definitionLink 144 - Disclosure - Securities - Summary of Allowance for Credit Losses - Securities at FVOCI (Detail) link:calculationLink link:presentationLink link:definitionLink 145 - Disclosure - Securities - Summary of Allowance for Credit Losses - Securities at Amortized Cost (Detail) link:calculationLink link:presentationLink link:definitionLink 146 - Disclosure - Securities - Summary of Credit Risk Exposure by Internal Risk Rating (Detail) link:calculationLink link:presentationLink link:definitionLink 147 - Disclosure - Securities - Summary of Credit Risk Exposure by Internal Risk Rating (Parenthetical) (Detail) link:calculationLink link:presentationLink link:definitionLink 148 - Disclosure - Loans and Allowance for Credit Losses - Disclosure of Allowance for Credit Losses (Detail) link:calculationLink link:presentationLink link:definitionLink 149 - Disclosure - Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Residential Mortgages (Detail) link:calculationLink link:presentationLink link:definitionLink 150 - Disclosure - Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Personal (Detail) link:calculationLink link:presentationLink link:definitionLink 151 - Disclosure - Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Credit Cards (Detail) link:calculationLink link:presentationLink link:definitionLink 152 - Disclosure - Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Small Business (Detail) link:calculationLink link:presentationLink link:definitionLink 153 - Disclosure - Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Wholesale (Detail) link:calculationLink link:presentationLink link:definitionLink 154 - Disclosure - Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Residential Mortgage (Detail) link:calculationLink link:presentationLink link:definitionLink 155 - Disclosure - Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Personal (Detail) link:calculationLink link:presentationLink link:definitionLink 156 - Disclosure - Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Credit Cards (Detail) link:calculationLink link:presentationLink link:definitionLink 157 - Disclosure - Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Small Business (Detail) link:calculationLink link:presentationLink link:definitionLink 158 - Disclosure - Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Undrawn Loan Commitments Retail (Detail) link:calculationLink link:presentationLink link:definitionLink 159 - Disclosure - Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Wholesale (Detail) link:calculationLink link:presentationLink link:definitionLink 160 - Disclosure - Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Undrawn Loan Commitments Wholesale (Detail) link:calculationLink link:presentationLink link:definitionLink 161 - Disclosure - Loans and Allowance for Credit Losses - Disclosure of Loans Past Due But Not Impaired (Detail) link:calculationLink link:presentationLink link:definitionLink 162 - Disclosure - Deposits - Summary of Deposit Liabilities (Detail) link:calculationLink link:presentationLink link:definitionLink 163 - Disclosure - Deposits - Summary of Deposit Liabilities (Parenthetical) (Detail) link:calculationLink link:presentationLink link:definitionLink 164 - Disclosure - Deposits - Summary of Contractual Maturities of Term Deposit Liabilities (Detail) link:calculationLink link:presentationLink link:definitionLink 165 - Disclosure - Employee benefits - Pension and other post-employment benefits - Summary of Composition of Pension and Other Post-employment Benefit Expense (Detail) link:calculationLink link:presentationLink link:definitionLink 166 - Disclosure - Employee benefits - Pension and other post-employment benefits - Summary of Composition of Remeasurements Recorded in OCI (Detail) link:calculationLink link:presentationLink link:definitionLink 167 - Disclosure - Income taxes - Additional Information (Detail) link:calculationLink link:presentationLink link:definitionLink 168 - Disclosure - Significant capital and funding transactions - Additional Information (Detail) link:calculationLink link:presentationLink link:definitionLink 169 - Disclosure - Significant capital and funding transactions - Summary of Common Shares Issued (Detail) link:calculationLink link:presentationLink link:definitionLink 170 - Disclosure - Significant capital and funding transactions - Summary of Common Shares Issued (Parenthetical) (Detail) link:calculationLink link:presentationLink link:definitionLink 171 - Disclosure - Earnings per share - Summary of Earnings Per Share (Detail) link:calculationLink link:presentationLink link:definitionLink 172 - Disclosure - Earnings per share - Summary of Earnings Per Share (Parenthetical) (Detail) link:calculationLink link:presentationLink link:definitionLink 173 - Disclosure - Results by Business Segment - Detailed Report of Segments (Detail) link:calculationLink link:presentationLink link:definitionLink 174 - Disclosure - Capital management - Summary of Regulatory Capital and Capital Ratios (Detail) link:calculationLink link:presentationLink link:definitionLink 175 - Disclosure - Capital management - Summary of Regulatory Capital and Capital Ratios (Parenthetical) (Detail) link:calculationLink link:presentationLink link:definitionLink 176 - Statement - Interim Condensed Consolidated Statements of Income (unaudited) (Alternate 1) link:calculationLink link:presentationLink link:definitionLink 177 - Statement - Interim Condensed Consolidated Statements of Comprehensive Income (unaudited) (Alternate 1) link:calculationLink link:presentationLink link:definitionLink EX-101.CAL 9 ry-20190731_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE EX-101.DEF 10 ry-20190731_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE EX-101.LAB 11 ry-20190731_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE Actuarial gains (losses) arising from changes in financial assumptions, net defined benefit liability (asset) Changes in financial assumptions Actuarial gains (losses) arising from experience adjustments, net defined benefit liability (asset) Experience adjustments Additional allowance recognised in profit or loss, allowance account for credit losses of financial assets Provision for credit losses Additional details on Income taxes [line items] Additional details on Income taxes [line items] Additional details on Income taxes [line items] Additional details on Income taxes [table] Additional details on Income taxes [table] Additional details on Income taxes [table] Adjusted weighted average number of ordinary shares outstanding Average number of diluted common shares (in thousands) Adjustments for decrease (increase) in derivative financial assets Derivative assets Adjustments for decrease increase in loans net of securitizations. Adjustments for decrease increase in loans net of securitizations Loans, net of securitizations Adjustments for decrease (increase) in reverse repurchase agreements and cash collateral on securities borrowed Assets purchased under reverse repurchase agreements and securities borrowed Adjustments for decrease (increase) in Trading securities to reconcile profit (loss) to net cash flow from (used in) operating activities. Adjustments for Decrease Increase in Trading Securities Trading securities Adjustments for deferred tax expense Deferred income taxes Adjustments for depreciation and amortisation expense and impairment loss reversal of impairment loss goodwill and other intangibles recognised in profit or loss. Adjustments for depreciation and amortisation expense and impairment loss reversal of impairment loss goodwill and other intangibles recognised in profit or loss Amortization and impairment of other intangibles Adjustments for depreciation expense Depreciation Adjustments for impairment loss (reversal of impairment loss) recognised in profit or loss Provision for credit losses Adjustments for income tax expense Current income taxes Adjustments for increase decrease in accrued interest receivable and payable to reconcile profit (loss) to net cash flow from (used in) operating activities. Adjustments for increase decrease in accrued interest receivable and payable Net change in accrued interest receivable and payable Adjustments for increase decrease in brokers and dealers receivable and payable o reconcile profit (loss) to net cash flow from (used in) operating activities. Adjustments for increase decrease in brokers and dealers receivable and payable Brokers and dealers receivable and payable Adjustments for increase decrease in total deposits, net of securitizations, to reconcile profit (loss) to net cash flow from (used in) operating activities. Adjustments for increase decrease in deposits net of securitizations Deposits, net of securitizations Adjustments for increase (decrease) in derivative financial liabilities Derivative liabilities Adjustments for increase (decrease) in insurance, reinsurance and investment contract liabilities Insurance claims and policy benefit liabilities Adjustments for increase decrease in obligations related to securities sold short to reconcile profit (loss) to net cash flow from (used in) operating activities. Adjustments for increase decrease in obligations related to securities sold short Obligations related to securities sold short Adjustments for increase (decrease) in repurchase agreements and cash collateral on securities lent Obligations related to assets sold under repurchase agreements and securities loaned Adjustments for losses gains on disposal of business. Adjustments for losses gains on disposal of business Losses (Gains) on disposition of business Adjustments for losses (gains) on Investment securities to reconcile profit (loss) to net cash flow from (used in) operating activities. Adjustments for losses (gains) on investment securities Losses (Gains) on investment securities Adjustments for net changes in investments in joint ventures and associates to reconcile profit (loss) to net cash flow from (used in) operating activities. Adjustments for net changes in investments joint ventures and associates Net changes in investments in joint ventures and associates Adjustments for net changes in operating assets and liabilities to reconcile profit (loss) to net cash flow from (used in) operating activities. Adjustments for net changes in operating assets and liabilities [abstract] Adjustments for net changes in operating assets and liabilities Adjustments to reconcile profit (loss) [abstract] Adjustments for non-cash items and others Administrative expenses Administrative expense Aggregated measurement [member] Aggregated measurement [member] Aggregated time bands [member] Aggregated time bands [member] All Currencies [Domain] All Currencies [Domain] All levels of fair value hierarchy [member] All levels of fair value hierarchy [member] All other segments [member] Corporate Support [member] Allowance account for credit losses of debt securities measured at FVOCI. Allowance account for credit losses of debt securities measured at FVOCI Allowance for credit losses on debt securities at FVOCI Allowance account for credit losses of financial assets Balance at end of period Balance at beginning of period Allowance for credit losses The amount of an allowance account used to record impairments to loans. Allowance Account For Credit Losses Of Loans Allowance for loan losses (Note 5) Allowance for credit losses [member] Allowance for credit losses [member] Allowance for loan losses. Allowance for loan losses [member] Allowance for Loan Losses [Member] Amendment Flag Amendment Flag Amortisation, intangible assets other than goodwill Amortization of other intangibles Represents the gross carrying amount of securities measured at amortized cost before the allowance for credit losses. Amount before allowance for credit losses Amount before allowance for credit losses Antidilutive Options Excluded From Computation Of Earnings Per Share Amount1 Antidilutive Options Excluded From Computation Of Earnings Per Share Amount1 Outstanding options excluded from calculation of diluted earnings per share Applicable Accounting Standard [axis] Applicable Accounting Standard [axis] Applicable Accounting Standard [axis] Applicable Accounting Standard [domain] Applicable Accounting Standard [domain] Applicable Accounting Standard [domain] Asset- backed securities, CDO [member] Asset- backed securities, CDO [member] Asset-backed securities, CDO [member] Asset-backed securities, Non-CDO. Asset- backed securities, Non-CDO [member] Asset-backed securities, Non-CDO [member] Assets Total assets Total assets Assets [abstract] Assets Average book value per share. Average Book Value Per Share Average book value of shares purchased for cancellation Average cost of shares repurchased for cancellation. Average Cost Shares Repurchased For Cancellation Average cost of shares purchased for cancellation Balance After IFRS Adjustments [member] Balance After IFRS Adjustments [member] Balance After IFRS Adjustments [member] Balances on demand deposits from customers Demand Balances on notice deposits from customers. Balances on notice deposits from customers Notice Balances on term deposits from customers Term Term deposit liabilities Bank acceptance assets Customers' liability under acceptances Bank acceptance liabilities Acceptances Deposits from banks. Bank Deposits [member] Deposits - Bank [member] Basic earnings (loss) per share Basic earnings per share (in dollars) Basic earnings per share (in dollars) (Note 10) Basic earnings per share [abstract] Basic earnings per share The amount of policyholder benefits and claims, net of reinsurance recoveries, and acquisition and administration expense relating to insurance contracts. Benefits and claims net of reinsurance recoveries and acquisition and administration expense related to insurance contracts Insurance policyholder benefits, claims and acquisition expense Borrowings, adjustment to interest rate basis Borrowings adjustment to interest rate Borrowings, interest rate Interest rate Borrowings, interest rate basis Borrowings, interest rate basis Borrowings, maturity Maturity Brokerage fee income Securities brokerage commissions Deposits from business and government. Business And Government Deposits [member] Deposits - Business and government [member] CANADA Canada [member] Canadian government debt - issued or guaranteed, federal. Canadian government debt - issued or guaranteed, Federal [member] Canadian government debt - issued or guaranteed, Federal [member] Canadian government debt - issued or guaranteed, provincial and municipal. Canadian government debt - issued or guaranteed, Provincial and municipal [member] Canadian government debt - issued or guaranteed, Provincial and municipal [member] The amount of Total capital. Capital1 Total capital Capital. Capital 1 [abstract] Capital Capital markets. Capital markets [member] Capital Markets [member] Capital ratios and leverage ratios. Capital ratios and leverage ratios [abstract] Capital ratios and Leverage ratios Represents the carrying amount of securities measured at FVOCI not subject to impairment requirements. Carrying amount securities at fair value through other comprehensive income not subject to impairment Items not subject to impairment Represents the carrying amount of securities measured at FVOCI subject to impairment requirements. Carrying amount securities at fair value through other comprehensive income subject to impairment Carrying amount of securities measured at FVOCI subject to impairment Cash and cash equivalents Cash and due from banks at end of period Cash and due from banks at beginning of period Cash and due from banks Cash flow hedges [abstract] Net change in cash flow hedges Cash flows from operating activities include [abstract] Cash flows from operating activities include [abstract] Cash flows from operating activities include: Cash flows from (used in) decrease (increase) in short-term deposits and investments Change in interest-bearing deposits with banks Cash flows from (used in) financing activities Net cash from (used in) financing activities Cash flows from (used in) financing activities [abstract] Cash flows from financing activities Cash flows from (used in) investing activities Net cash from (used in) investing activities Cash flows from (used in) investing activities [abstract] Cash flows from investing activities Cash flows from (used in) operating activities Net cash from (used in) operating activities Cash flows from (used in) operating activities [abstract] Cash flows from operating activities Categories of financial assets [axis] Categories of financial assets [axis] Categories of financial liabilities [axis] Categories of financial liabilities [axis] Change in short-term borrowings of subsidiaries. Change in short term borrowings subsidiaries Change in short-term borrowings of subsidiaries Increase (decrease) in equity Increase (decrease) in equity Changes in equity [abstract] Changes in equity Classes of assets [axis] Classes of assets [axis] Assets [member] Assets [member] Classes of financial assets [axis] Classes of financial assets [axis] Classes of financial liabilities [axis] Classes of financial liabilities [axis] Classes of liabilities [axis] Classes of liabilities [axis] Classes of share capital [axis] Classes of share capital [axis] Share capital [member] Share capital [member] Commercial mortgage backed securities. Commercial Mortgage Backed Securities 1 [member] Commercial mortgage-backed securities [member] Common equity tier 1 capital amount Common equity tier one capital amount CET1 capital Common equity tier 1 capital ratio. Common equity tier one capital ratio1 CET1 ratio Risk-weighted assets used in calculation of Common Equity Tier 1 capital ratio. Common equity tier one capital ratio risk weighted assets CET1 capital RWA Communication and marketing related expenses. Communications expense Communications Components of equity [axis] Components of equity [axis] Components of other comprehensive income that will be reclassified to profit or loss, net of tax [abstract] Items that will be reclassified subsequently to income: Components of other comprehensive income that will not be reclassified to profit or loss, net of tax [abstract] Items that will not be reclassified subsequently to income: Comprehensive income Total comprehensive income (loss) Comprehensive income attributable to [abstract] Total comprehensive income attributable to: Comprehensive income, attributable to non-controlling interests Non-controlling interests Comprehensive income, attributable to owners of parent Shareholders Corporate debt and other debt. Corporate debt and other debt [member] Corporate debt and other debt [member] Amount of income earned from credit card services (including late, over limit, and annual fees). Excludes interest income earned on credit card balances and transactions. Credit card fee income Card service revenue Credit cards. Credit Cards [member] Credit cards [member] Credit derivatives. Credit derivative Contracts [member] Credit derivatives [member] Credit Rating Source [Axis] Credit Rating Source [Axis] Credit Rating Source [Domain] Credit Rating Source [Domain] Credit-related fee and commission income Credit fees Total credit risk risk-weighted assets. Credit Risk Weighted Assets Credit risk Currency [Axis] Currency [Axis] Current Fiscal Year End Date Current Fiscal Year End Date Current service cost, net defined benefit liability (asset) Current service costs Deposits from customers, other than business and government, and banks. Customer deposit other than business Government and bank [member] Deposits - Personal [member] Customers' liability under acceptances [member] Customers' liability under acceptances [member] Customers' liability under acceptances [member] CVA Scalar Common Equity Tier 1 Capital. CVA Scalar Common Equity Tier One Capital Credit Valuation Adjustment scalar Common Equity Tier 1 capital CVA Scalar Tier 1 Capital. CVA Scalar Tier One Capital Credit Valuation Adjustment scalar Tier 1 capital CVA Scalar Total Capital. CVA Scalar Total Capital Credit Valuation Adjustment scalar Total capital Dated subordinated liabilities Dated subordinated liabilities Defined benefit and contribution pension plans. Defined benefit and contribution pension plans [member] Defined benefit and contribution pension plans [member] Defined benefit plans [axis] Defined benefit plans [axis] Defined benefit plans [member] Defined benefit plans [member] Defined contribution pension plans [member] Defined contribution pension plans [member] Defined contribution pension plans [member] The total amount of deposit liabilities held by the entity. Deposits1 Deposits Total deposits Total deposits Deposits. Deposits 1 [abstract] Deposits Deposits (Note 6) Deposits from banks Bank The amount of deposit liabilities from business and government held by the entity. Deposits from business and government Business and government Deposits from customers [abstract] Deposits from customers [abstract] The amount of deposit liabilities from customers held by the entity, other than business and government, and banks. Deposits From Customers Other Than Business Government And Bank Personal Deposits from personal, business and government, and banks. Deposits from personal business and government and banks [member] Deposits - Personal, Business and government, and Bank [member] Depreciation and amortisation expense Depreciation and amortization Amount charged to profit or loss due to changes in the allowance for credit losses related to financial assets derecognized during the period without a credit loss being incurred, including those assets that were derecognized following a modification of terms. Derecognitions and maturities allowance account for credit losses of financial assets Maturities Sales and maturities Derivative assets 1. Derivative Assets 1 [abstract] Derivatives Derivative financial assets Derivative assets Derivatives Derivative financial assets gross, net of valuation adjustments determined on a pooled basis. Derivative financial assets gross net of valuation adjustments Total gross derivatives, assets Derivative financial liabilities Total derivatives Derivative liabilities Derivatives Derivative financial liabilities gross, net of valuation adjustments determined on a pooled basis. Derivative financial liabilities gross net of valuation adjustments Total gross derivatives, liabilities Derivative liabilities 1. Derivative Liabilities 1 [abstract] Derivatives Description of accounting policy for fee and commission income and expense [text block] Commissions and fees Diluted earnings (loss) per share Diluted earnings per share (in dollars) Diluted earnings per share (in dollars) (Note 10) Diluted earnings per share [abstract] Diluted earnings per share Dilutive effect of convertible instruments on number of ordinary shares Exchangeable shares Dilutive effect of share options on number of ordinary shares Stock options Dilutive effect of shares issuable under other share based compensation plans. Dilutive effect of shares issuable under other share based compensation plans Issuable under other share-based compensation plans Dilutive impact of exchangeable shares. Dilutive impact of exchangeable shares Dilutive impact of exchangeable shares Dilutive potential shares from stock options [member] Dilutive potential shares from stock options [member] Dilutive potential shares from stock options [member] Disclosure of accounting judgements and estimates [text block] Summary of significant accounting policies, estimates and judgments Disclosure of the opening and closing allowance for credit losses by stage, for each major product category. Disclosure Of Allowance For Credit Losses By Stage [text block] Summary of Allowance for Credit Losses by Stage, for Each Major Product Category The disclosure of the allowance relating to impairments of loans due to credit losses. Disclosure Of Allowance For Credit Losses Loans [text block] Disclosure of Allowance for Credit Losses The disclosure of the allowance relating to impairments of securities due to credit losses. Disclosure Of Allowance For Credit Losses Securities [text block] Summary of Allowance for credit losses - Securities at FVOCI and Amortized Cost The disclosure of Regulatory capital, and capital and leverage ratios. Disclosure of Capital Management [text block] Capital management The disclosure of the fair value and carrying value for each classification of financial instrument Disclosure of carrying and fair values of financial instrument explanatory Summary of Comparison of Carrying and Fair Values for Each Classification of Financial Instrument Disclosure of changes in accounting policies, accounting estimates and errors [text block] Changes in accounting policies The disclosure of changes in fair value measurements on a recurring basis for instruments included in Level 3. Disclosure Of Changes in Fair Value Measurement Of Level3 Financial Instruments Measured on Recurring Basis [text block] Changes in Fair Value Measurement for Instruments Measured on a Recurring Basis and Categorized in Level 3 Disclosure of classes of share capital [abstract] Disclosure of classes of share capital [abstract] Disclosure of classes of share capital [text block] Summary of Common Shares Issued Disclosure of classes of share capital [line items] Disclosure of classes of share capital [line items] Disclosure of classes of share capital [table] Disclosure of classes of share capital [table] Disclosure of contractual maturities of term deposit liabilities. Disclosure Of Contractual Maturities Of Term Deposit Liabilities Explanatory [text block] Summary of Contractual Maturities of Term Deposits Disclosure of credit risk exposure [abstract] Disclosure of credit risk exposure [abstract] Disclosure of credit risk exposure [line items] Disclosure of credit risk exposure [line items] Disclosure of Credit risk exposure on Investment Securities by internal risk rating. Disclosure of Credit risk exposure on Investment Securities by internal risk rating [text block] Summary of Credit risk exposure on Investment Securities by internal risk rating Disclosure of credit risk exposure [table] Disclosure of credit risk exposure [table] Disclosure of deposit liabilities. Disclosure of deposit liabilities [text block] Summary of Deposit Liabilities The disclosure of deposits. Disclosure Of Deposits [text block] Deposits Disclosure of deposits. Disclosure Of Deposits [line items] Disclosure of deposits [line items] Disclosure Of Deposits [table] Disclosure Of Deposits [table] Disclosure Of Deposits [table] Disclosure of detailed information about borrowings [abstract] Disclosure of Detailed Information About Borrowings [Abstract] Disclosure of detailed information about borrowings [table] Disclosure of Detailed Information About Borrowings [Table] Disclosure of detailed information about financial instruments. Disclosure of Detailed Information about Financial Instruments [line Items] Disclosure of Detailed Information about Financial Instruments [line Items] Disclosure of detailed information about financial instruments. Disclosure of Detailed Information about Financial Instruments [table] Disclosure of Detailed Information about Financial Instruments [table] Disclosure of earnings per share [text block] Earnings per share Disclosure of employee benefits [text block] Employee benefits - Pension and other post-employment benefits Disclosure of entity's operating segments [text block] Results by business segment Disclosure of fair value measurement of assets and liabilities. Disclosure of fair value measurement of assets and liabilities [abstract] Disclosure of fair value measurement of assets and liabilities [abstract] Disclosure of fair value measurements of assets and liabilities. Disclosure of fair value measurements of assets and liabilities [line items] Disclosure of fair value measurements of assets and liabilities [line items] Disclosure of fair value measurements of assets and liabilities Disclosure Of Fair Value Measurements Of Assets And Liabilities [table] Disclosure Of Fair Value Measurements Of Assets And Liabilities [table] Disclosure of fair value of financial instruments [text block] Fair value of financial instruments The disclosure of the fair value of financial instruments measured at fair value on a recurring basis and classified using the fair value hierarchy. Disclosure Of Fair Value of Financial Instruments Measured at Fair Value On Recurring Basis [text block] Summary of Fair Value of Assets and Liabilities Measured at Fair Value on a Recurring Basis and Classified Using Fair Value Hierarchy Disclosure of financial assets [abstract] Financial assets Disclosure of financial assets [line items] Disclosure of financial assets [line items] Disclosure of financial assets [table] Disclosure of financial assets [table] Disclosure of detailed information about financial instruments [abstract] Disclosure of detailed information about financial instruments [abstract] Disclosure of detailed information about financial instruments [line items] Disclosure of detailed information about financial instruments [line items] Disclosure of detailed information about financial instruments [table] Disclosure of Detailed Information about Financial Instruments [Table] Disclosure of financial liabilities [abstract] Financial Liabilities EX-101.PRE 12 ry-20190731_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE GRAPHIC 13 g750917g22g68.jpg GRAPHIC begin 644 g750917g22g68.jpg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g750917g22j48.jpg GRAPHIC begin 644 g750917g22j48.jpg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end GRAPHIC 15 g750917g35v48.jpg GRAPHIC begin 644 g750917g35v48.jpg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end GRAPHIC 16 g750917g64m81.jpg GRAPHIC begin 644 g750917g64m81.jpg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end GRAPHIC 17 g750917g84w63.jpg GRAPHIC begin 644 g750917g84w63.jpg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end GRAPHIC 18 g751049g0518081531299.jpg GRAPHIC begin 644 g751049g0518081531299.jpg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htm IDEA: XBRL DOCUMENT v3.19.2

Document and Entity Information
9 Months Ended

Jul. 31, 2019

Document and entity information [abstract]

Document Type 6-K

Amendment Flag false

Document Period End Date Jul. 31, 2019

Document Fiscal Year Focus 2019

Document Fiscal Period Focus Q3

Entity Registrant Name ROYAL BANK OF CANADA

Entity Central Index Key 0001000275

Current Fiscal Year End Date --10-31

X

- Definition
Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.
+ References
No definition available.
+ Details

Name: dei_AmendmentFlag

Namespace Prefix: dei_

Data Type: xbrli:booleanItemType

Balance Type: na

Period Type: duration

X

- Definition
End date of current fiscal year in the format --MM-DD.
+ References
No definition available.
+ Details

Name: dei_CurrentFiscalYearEndDate

Namespace Prefix: dei_

Data Type: xbrli:gMonthDayItemType

Balance Type: na

Period Type: duration

X

- Definition
Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.
+ References
No definition available.
+ Details

Name: dei_DocumentFiscalPeriodFocus

Namespace Prefix: dei_

Data Type: dei:fiscalPeriodItemType

Balance Type: na

Period Type: duration

X

- Definition
This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.
+ References
No definition available.
+ Details

Name: dei_DocumentFiscalYearFocus

Namespace Prefix: dei_

Data Type: xbrli:gYearItemType

Balance Type: na

Period Type: duration

X

- Definition
The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented. If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.
+ References
No definition available.
+ Details

Name: dei_DocumentPeriodEndDate

Namespace Prefix: dei_

Data Type: xbrli:dateItemType

Balance Type: na

Period Type: duration

X

- Definition
The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.
+ References
No definition available.
+ Details

Name: dei_DocumentType

Namespace Prefix: dei_

Data Type: dei:submissionTypeItemType

Balance Type: na

Period Type: duration

X

- Definition
A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation 12B
-Number 240
-Section 12
-Subsection b-2
+ Details

Name: dei_EntityCentralIndexKey

Namespace Prefix: dei_

Data Type: dei:centralIndexKeyItemType

Balance Type: na

Period Type: duration

X

- Definition
The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation 12B
-Number 240
-Section 12
-Subsection b-2
+ Details

Name: dei_EntityRegistrantName

Namespace Prefix: dei_

Data Type: xbrli:normalizedStringItemType

Balance Type: na

Period Type: duration

X

- Definition
Document and entity information.
+ References
No definition available.
+ Details

Name: ry_DocumentAndEntityInformationAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 20 R2.htm IDEA: XBRL DOCUMENT v3.19.2

Interim Condensed Consolidated Balance Sheets (unaudited) - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Assets

Cash and due from banks $ 26,863 $ 30,209

Interest-bearing deposits with banks 31,553 36,471

Securities

Trading 140,421 128,258

Investment, net of applicable allowance (Note 4) 100,240 94,608

Securities 240,661 222,866

Assets purchased under reverse repurchase agreements and securities borrowed 309,640 294,602

Loans (Note 5)

Retail 416,583 399,452

Wholesale 198,941 180,278

Loans 615,524 579,730

Allowance for loan losses (Note 5) (3,131) (2,912)

Loans, net 612,393 576,818

Segregated fund net assets 1,602 1,368

Other

Customers' liability under acceptances 17,101 15,641

Derivatives 98,774 94,039

Premises and equipment 3,058 2,832

Goodwill 11,115 11,137

Other intangibles 4,735 4,687

Other assets 49,398 44,064

Total other assets 184,181 172,400

Total assets 1,406,893 1,334,734

Deposits (Note 6)

Personal 287,929 270,154

Business and government 563,343 534,371

Bank 29,939 32,521

Total deposits 881,211 837,046

Segregated fund net liabilities 1,602 1,368

Other

Acceptances 17,124 15,662

Obligations related to securities sold short 33,602 32,247

Obligations related to assets sold under repurchase agreements and securities loaned 220,027 206,814

Derivatives 96,857 90,238

Insurance claims and policy benefit liabilities 11,480 10,000

Other liabilities 52,794 52,273

Total other liabilities 431,884 407,234

Subordinated debentures 9,818 9,131

Total liabilities 1,324,515 1,254,779

Equity attributable to shareholders

Retained earnings 54,716 51,112

Other components of equity 4,265 4,823

Total equity attributable to shareholders 82,279 79,861

Non-controlling interests 99 94

Total equity 82,378 79,955

Total liabilities and equity 1,406,893 1,334,734

Preferred shares [member]

Equity attributable to shareholders

Issued capital 5,705 6,309

Common shares [member]

Equity attributable to shareholders

Issued capital $ 17,593 $ 17,617

X

- Definition
The amount of resources: (a) controlled by the entity as a result of past events; and (b) from which future economic benefits are expected to flow to the entity.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_c&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_a&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_b&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_Assets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- References
No definition available.
+ Details

Name: ifrs-full_AssetsAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of bank acceptances recognised as assets.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_BankAcceptanceAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of bank acceptances recognised as liabilities.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_BankAcceptanceLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of cash on hand and demand deposits, along with short-term, highly liquid investments that are readily convertible to known amounts of cash and that are subject to an insignificant risk of changes in value. [Refer: Cash; Cash equivalents]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 45
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_45&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B13
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B13_a&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 54
-Subparagraph i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_54_i&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_CashAndCashEquivalents

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of deposit liabilities from banks held by the entity.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DepositsFromBanks

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of financial assets classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DerivativeFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of financial liabilities classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DerivativeFinancialLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of residual interest in the assets of the entity after deducting all its liabilities.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 24
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_24_a&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 32
-Subparagraph a
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_32_a_i&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_a&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_b&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e&doctype=Standard
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 78
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_78_e&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_Equity

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- References
No definition available.
+ Details

Name: ifrs-full_EquityAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of the entity's equity and liabilities. [Refer: Equity; Liabilities]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_EquityAndLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of equity attributable to the owners of the parent. This specifically excludes non-controlling interest.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 54
-Subparagraph r
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_54_r&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_EquityAttributableToOwnersOfParent

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of assets representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognised. [Refer: Business combinations [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 3
-IssueDate 2018-01-01
-Paragraph B67
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=3&date=2018-03-01&anchor=para_B67_d&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 36
-IssueDate 2018-01-01
-Paragraph 134
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=36&date=2018-03-01&anchor=para_134_a&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 36
-IssueDate 2018-01-01
-Paragraph 135
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=36&date=2018-03-01&anchor=para_135_a&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 54
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_54_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_Goodwill

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of identifiable non-monetary assets without physical substance. This amount does not include goodwill. [Refer: Goodwill]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 38
-IssueDate 2018-01-01
-Paragraph 118
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=38&date=2018-03-01&anchor=para_118_e&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 54
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_54_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IntangibleAssetsOtherThanGoodwill

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The nominal value of capital issued.
+ References
Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 78
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_78_e&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IssuedCapital

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of present obligations of the entity arising from past events, the settlement of which is expected to result in an outflow from the entity of resources embodying economic benefits.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_a&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_d&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_b&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23&doctype=Standard
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_Liabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of liabilities under insurance contracts and reinsurance contracts issued. [Refer: Types of insurance contracts [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 4
-IssueDate 2018-01-01
-Paragraph 37
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2018-03-02&anchor=para_37_b&doctype=Standard&book=b
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 4
-IssueDate 2018-01-01
-Paragraph 37
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2018-03-02&anchor=para_37_e&doctype=Standard&book=b
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 4
-IssueDate 2018-01-01
-Paragraph IG20
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2018-03-02&anchor=para_IG20_a&doctype=Implementation%20Guidance&book=b
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/exampleRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 4
-IssueDate 2018-01-01
-Paragraph IG37
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2018-03-02&anchor=para_IG37_a&doctype=Implementation%20Guidance&book=b
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/exampleRef
-Note Expiry date 2021-01-01
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-02&anchor=para_55&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_LiabilitiesArisingFromInsuranceContracts

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- References
No definition available.
+ Details

Name: ifrs-full_MiscellaneousAssetsAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_MiscellaneousLiabilitiesAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of equity in a subsidiary not attributable, directly or indirectly, to a parent. [Refer: Subsidiaries [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph 12
-Subparagraph f
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_12_f&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 54
-Subparagraph q
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_54_q&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 10
-IssueDate 2018-01-01
-Paragraph 22
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=10&date=2018-03-01&anchor=para_22&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_NoncontrollingInterests

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of assets that the entity does not separately disclose in the same statement or note.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of liabilities that the entity does not separately disclose in the same statement or note.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
A component of equity representing reserves within equity, not including retained earnings. [Refer: Retained earnings]
+ References
Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 78
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_78_e&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherReserves

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of tangible assets that: (a) are held for use in the production or supply of goods or services, for rental to others, or for administrative purposes; and (b) are expected to be used during more than one period.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 16
-IssueDate 2018-01-01
-Paragraph 73
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=16&date=2018-03-01&anchor=para_73_e&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 54
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_54_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_PropertyPlantAndEquipment

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of instruments sold with the intent to reacquire in repurchase agreements and cash collateral on securities lent.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
A component of equity representing the entity's cumulative undistributed earnings or deficit.
+ References
Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 78
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_78_e&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph IG6
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_IG6&doctype=Implementation%20Guidance
-URIDate 2018-03-16
+ Details

Name: ifrs-full_RetainedEarnings

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of instruments purchased for resale in reverse repurchase agreements and cash collateral on securities borrowed. [Refer: Repurchase agreements and cash collateral on securities lent]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of short-term deposits held by the entity that are not classified as cash equivalents. [Refer: Cash equivalents]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ShorttermDepositsNotClassifiedAsCashEquivalents

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of liabilities that are subordinate to other liabilities with respect to claims.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_SubordinatedLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of an allowance account used to record impairments to loans.
+ References
No definition available.
+ Details

Name: ry_AllowanceAccountForCreditLossesOfLoans

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The total amount of deposit liabilities held by the entity.
+ References
No definition available.
+ Details

Name: ry_Deposits1

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Deposits.
+ References
No definition available.
+ Details

Name: ry_Deposits1Abstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of deposit liabilities from business and government held by the entity.
+ References
No definition available.
+ Details

Name: ry_DepositsFromBusinessAndGovernment

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of deposit liabilities from customers held by the entity, other than business and government, and banks.
+ References
No definition available.
+ Details

Name: ry_DepositsFromCustomersOtherThanBusinessGovernmentAndBank

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Securities are comprised of Trading and Investment Securities.
+ References
No definition available.
+ Details

Name: ry_FinancialAssetsSecurities

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Financial assets securities.
+ References
No definition available.
+ Details

Name: ry_FinancialAssetsSecuritiesAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Investment securities represent debt and equity securities whose changes in fair value goes through OCI (FVOCI) and debt securities that are measured at amortized cost, net of the related allowance.
+ References
No definition available.
+ Details

Name: ry_InvestmentSecuritiesNetOfApplicableAllowance

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Loans.
+ References
No definition available.
+ Details

Name: ry_LoansAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of Retail and Wholesale loans made by the entity before allowance for loan losses.
+ References
No definition available.
+ Details

Name: ry_LoansBeforeAllowanceForLoanLosses

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of Retail and Wholesale loans made by the entity, net of the allowance for loan losses.
+ References
No definition available.
+ Details

Name: ry_LoansNet

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Obligations related to securities sold short.
+ References
No definition available.
+ Details

Name: ry_ObligationsRelatedToSecuritiesSoldShort

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The total amount of other assets including customers' liabilities under acceptances, derivatives, premises and equipment, goodwill, other intangibles, and other assets that the entity does not separately disclose in the same statement.
+ References
No definition available.
+ Details

Name: ry_OtherMiscellaneousAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The total amount of other liabilities including acceptances, obligations related to securities sold short, obligations related to assets sold under repurchase agreements and securities loaned, derivatives, insurance claims and policy benefit liabilities, and other liabilities that the entity does not separately disclose in the same statement.
+ References
No definition available.
+ Details

Name: ry_OtherMiscellaneousLiabilities

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Represents the amount of Retail loans made by the entity, including residential mortgages, personal lending products, credit cards, and lending products to certain small businesses.
+ References
No definition available.
+ Details

Name: ry_RetailLoans

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Segregated fund net assets.
+ References
No definition available.
+ Details

Name: ry_SegregatedFundNetAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Segregated fund net liabilities.
+ References
No definition available.
+ Details

Name: ry_SegregatedFundNetLiabilities

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Trading securities at fair value through profit or loss.
+ References
No definition available.
+ Details

Name: ry_TradingSecuritiesAtFairValueThroughProfitOrLoss

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Represents the amount of Wholesale loans made by the entity, which includes lending to businesses, sovereign and bank entities.
+ References
No definition available.
+ Details

Name: ry_WholesaleLoans

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Details

Name: ifrs-full_ClassesOfShareCapitalAxis=ifrs-full_PreferenceSharesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfShareCapitalAxis=ifrs-full_OrdinarySharesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 21 R3.htm IDEA: XBRL DOCUMENT v3.19.2

Interim Condensed Consolidated Statements of Income (unaudited) - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Interest and dividend income (Note 3)

Loans $ 6,394 $ 5,484 $ 18,677 $ 15,516

Securities 1,770 1,486 5,168 4,236

Assets purchased under reverse repurchase agreements and securities borrowed 2,353 1,501 6,692 3,894

Deposits and other 93 155 354 385

Interest income 10,610 8,626 30,891 24,031

Interest expense (Note 3)

Deposits and other 3,254 2,633 9,682 6,840

Other liabilities 2,218 1,312 6,165 3,494

Subordinated debentures 90 85 275 235

Interest expense 5,562 4,030 16,122 10,569

Net interest income 5,048 4,596 14,769 13,462

Non-interest income

Insurance premiums, investment and fee income 1,463 1,290 4,557 3,240

Trading revenue 140 234 748 788

Investment management and custodial fees 1,440 1,347 4,271 3,990

Mutual fund revenue 924 908 2,696 2,655

Securities brokerage commissions 324 334 982 1,023

Service charges 480 458 1,414 1,341

Underwriting and other advisory fees 488 541 1,387 1,539

Foreign exchange revenue, other than trading 252 273 744 831

Card service revenue 272 266 820 790

Credit fees 322 378 925 1,023

Net gains on investment securities 26 26 109 114

Share of profit in joint ventures and associates 21 (26) 50 13

Other 344 400 1,160 1,098

Non-interest income 6,496 6,429 19,863 18,445

Total revenue 11,544 11,025 34,632 31,907

Provision for credit losses (Notes 4 and 5) 425 346 1,365 954

Insurance policyholder benefits, claims and acquisition expense 1,046 925 3,431 2,182

Non-interest expense

Human resources (Note 7) 3,615 3,521 10,880 10,347

Equipment 449 416 1,325 1,174

Occupancy 409 393 1,211 1,158

Communications 281 260 794 733

Professional fees 328 359 923 961

Amortization of other intangibles 299 271 888 798

Other 611 638 1,799 1,780

Non-interest expense 5,992 5,858 17,820 16,951

Income before income taxes 4,081 3,896 12,016 11,820

Income taxes 818 787 2,351 2,639

Net income 3,263 3,109 9,665 9,181

Net income attributable to:

Shareholders 3,263 3,101 9,659 9,153

Non-controlling interests 8 6 28

Net income $ 3,263 $ 3,109 $ 9,665 $ 9,181

Basic earnings per share (in dollars) (Note 10) $ 2.23 $ 2.10 $ 6.59 $ 6.19

Diluted earnings per share (in dollars) (Note 10) 2.22 2.10 6.57 6.16

Dividends per common share (in dollars) $ 1.02 $ 0.94 $ 3.02 $ 2.79

X

- Definition
The amount of amortisation of intangible assets other than goodwill. [Refer: Depreciation and amortisation expense; Intangible assets other than goodwill]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 38
-IssueDate 2018-01-01
-Paragraph 118
-Subparagraph e
-Clause vi
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=38&date=2018-03-01&anchor=para_118_e_vi&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator) divided by the weighted average number of ordinary shares outstanding during the period (the denominator).
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 33
-IssueDate 2018-01-01
-Paragraph 66
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=33&date=2018-03-01&anchor=para_66&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_BasicEarningsLossPerShare

Namespace Prefix: ifrs-full_

Data Type: num:perShareItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of income recognised for brokerage fees charged by the entity.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_BrokerageFeeIncome

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of income recognised from credit-related fees and commissions. [Refer: Fee and commission income]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_CreditrelatedFeeAndCommissionIncome

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator), divided by the weighted average number of ordinary shares outstanding during the period (the denominator), both adjusted for the effects of all dilutive potential ordinary shares. [Refer: Ordinary shares [member]; Weighted average [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 33
-IssueDate 2018-01-01
-Paragraph 66
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=33&date=2018-03-01&anchor=para_66&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DilutedEarningsLossPerShare

Namespace Prefix: ifrs-full_

Data Type: num:perShareItemType

Balance Type: na

Period Type: duration

X

- Definition
The expense of all forms of consideration given by an entity in exchange for a service rendered by employees or for the termination of employment.
+ References
Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 102
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_102&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 99
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_99&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 104
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_104&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_EmployeeBenefitsExpense

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of income arising from insurance contracts. [Refer: Types of insurance contracts [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 4
-IssueDate 2018-01-01
-Paragraph 37
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2018-03-02&anchor=para_37_b&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncomeArisingFromInsuranceContracts

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 26
-IssueDate 2018-01-01
-Paragraph 35
-Subparagraph b
-Clause viii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=26&date=2018-03-01&anchor=para_35_b_viii&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-Subparagraph h
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23_h&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 12
-IssueDate 2018-01-01
-Paragraph 79
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=12&date=2018-03-01&anchor=para_79&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 12
-IssueDate 2018-01-01
-Paragraph 81
-Subparagraph c
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=12&date=2018-03-01&anchor=para_81_c_i&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 82
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_82_d&doctype=Standard
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 12
-IssueDate 2018-01-01
-Paragraph 81
-Subparagraph c
-Clause ii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=12&date=2018-03-01&anchor=para_81_c_ii&doctype=Standard
-URIDate 2018-03-16

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B13
-Subparagraph g
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B13_g&doctype=Appendix&seq=2
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncomeTaxExpenseContinuingOperations

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The increase (decrease) in the allowance account used to record the impairment of financial assets due to credit losses. [Refer: Financial assets; Allowance account for credit losses of financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncreaseDecreaseInAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of expense arising from interest.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23_d&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_e&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B13
-Subparagraph f
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B13_f&doctype=Appendix&seq=2
-URIDate 2018-03-16
+ Details

Name: ifrs-full_InterestExpense

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of interest expense on other financial liabilities. [Refer: Interest expense; Other financial liabilities]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_InterestExpenseOnOtherFinancialLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of interest income on deposits. [Refer: Interest income]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_InterestIncomeOnDeposits

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of interest income on loans and receivables. [Refer: Interest income; Loans and receivables]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Note Expiry date 2021-01-01
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2017-03-02&anchor=para_112_c&doctype=Standard&book=b_pdf
-URIDate 2018-03-16
+ Details

Name: ifrs-full_InterestIncomeOnLoansAndReceivables

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of interest income on reverse repurchase agreements and cash collateral on securities borrowed. [Refer: Interest income; Reverse repurchase agreements and cash collateral on securities borrowed]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of expense arising from occupancy services received by the entity.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 85
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_85&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OccupancyExpense

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of expenses that the entity does not separately disclose in the same statement or note when the entity uses the 'nature of expense' form for its analysis of expenses. [Refer: Expenses, by nature]
+ References
Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 102
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_102&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 99
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_99&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherExpenseByNature

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of revenue arising from sources that the entity does not separately disclose in the same statement or note. [Refer: Revenue]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherRevenue

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of income recognised from portfolio and other management fees.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_PortfolioAndOtherManagementFeeIncome

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of fees paid or payable for professional services.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProfessionalFeesExpense

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 18
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_18_b&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 24
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_24_b&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 32
-Subparagraph a
-Clause ii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_32_a_ii&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_b&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/exampleRef
-Note Effective on first application of IFRS 9
-Name IFRS
-Number 4
-IssueDate 2018-01-01
-Paragraph 39L
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2018-03-02&anchor=para_39L_e&doctype=Standard&book=b
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23&doctype=Standard
-URIDate 2018-03-16

Reference 7: http://www.xbrl.org/2003/role/exampleRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B10
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B10_b&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d_i&doctype=Standard
-URIDate 2018-03-16

Reference 9: http://www.xbrl.org/2003/role/exampleRef
-Note Effective 2021-01-01
-Name IFRS
-Number 17
-IssueDate 2018-01-01
-Paragraph 113
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=17&date=2018-03-01&anchor=para_113_b&doctype=Standard
-URIDate 2018-03-16

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 81A
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_81A_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProfitLoss

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_ProfitLossAttributableToAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The profit (loss) from continuing and discontinued operations attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph 12
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_12_e&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 81B
-Subparagraph a
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_81B_a_i&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProfitLossAttributableToNoncontrollingInterests

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 81B
-Subparagraph a
-Clause ii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_81B_a_ii&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProfitLossAttributableToOwnersOfParent

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The profit (loss) before tax expense or income. [Refer: Profit (loss)]
+ References
Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_b&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 103
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_103&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 102
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_102&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 5
-IssueDate 2018-01-01
-Paragraph 33
-Subparagraph b
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=5&date=2018-03-01&anchor=para_33_b_i&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProfitLossBeforeTax

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The income arising in the course of an entity's ordinary activities. Income is increases in economic benefits during the accounting period in the form of inflows or enhancements of assets or decreases of liabilities that result in an increase in equity, other than those relating to contributions from equity participants.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_a&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23_a&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 32
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_32&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 33
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_33_a&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 34
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_34&doctype=Standard
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 82
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_82_a&doctype=Standard
-URIDate 2018-03-16

Reference 7: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 103
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_103&doctype=Standard
-URIDate 2018-03-16

Reference 8: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 102
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_102&doctype=Standard
-URIDate 2018-03-16

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 5
-IssueDate 2018-01-01
-Paragraph 33
-Subparagraph b
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=5&date=2018-03-01&anchor=para_33_b_i&doctype=Standard
-URIDate 2018-03-16

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B12
-Subparagraph b
-Clause v
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B12_b_v&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 11: http://www.xbrl.org/2003/role/exampleRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B10
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B10_b&doctype=Appendix&seq=2
-URIDate 2018-03-16
+ Details

Name: ifrs-full_Revenue

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of income arising from interest.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23_c&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_e&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B13
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B13_e&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_RevenueFromInterest

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The entity's share of the profit (loss) of associates and joint ventures accounted for using the equity method. [Refer: Associates [member]; Investments accounted for using equity method; Joint ventures [member]; Profit (loss)]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-Subparagraph g
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23_g&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_e&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Note Effective on first application of IFRS 9
-Name IFRS
-Number 4
-IssueDate 2018-01-01
-Paragraph 39M
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2018-03-02&anchor=para_39M_b&doctype=Standard&book=b
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 82
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_82_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of income (expense) relating to trading assets and liabilities.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 85
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_85&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_TradingIncomeExpense

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of policyholder benefits and claims, net of reinsurance recoveries, and acquisition and administration expense relating to insurance contracts.
+ References
No definition available.
+ Details

Name: ry_BenefitsAndClaimsNetOfReinsuranceRecoveriesAndAcquisitionAndAdministrationExpenseRelatedToInsuranceContracts

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Communication and marketing related expenses.
+ References
No definition available.
+ Details

Name: ry_CommunicationsExpense

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount of income earned from credit card services (including late, over limit, and annual fees). Excludes interest income earned on credit card balances and transactions.
+ References
No definition available.
+ Details

Name: ry_CreditCardFeeIncome

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Dividends declared ordinary shares per share.
+ References
No definition available.
+ Details

Name: ry_DividendsDeclaredOrdinarySharesPerShare

Namespace Prefix: ry_

Data Type: num:perShareItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of expense for depreciation, computer rental and maintenance, and office equipment rental and maintenance.
+ References
No definition available.
+ Details

Name: ry_EquipmentExpense1

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Foreign exchange revenue, other than trading.
+ References
No definition available.
+ Details

Name: ry_ForeignExchangeRevenueOtherThanTrading

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The gains (losses) on Investment Securities.
+ References
No definition available.
+ Details

Name: ry_GainsLossesOnInvestmentSecurities

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Interest and dividend income [abstract]
+ References
No definition available.
+ Details

Name: ry_InterestAndDividendIncomeAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Interest expense.
+ References
No definition available.
+ Details

Name: ry_InterestExpense1Abstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of interest expense on deposits.
+ References
No definition available.
+ Details

Name: ry_InterestExpenseOnDeposits

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Interest expense on Subordinated debentures.
+ References
No definition available.
+ Details

Name: ry_InterestExpenseOnSubordinatedDebtInstruments

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of net income or expense arising from interest.
+ References
No definition available.
+ Details

Name: ry_InterestRevenueExpenseNet1

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of income recognised from management fees (excluding investment management fees), administration and distribution fees, and performance fees.
+ References
No definition available.
+ Details

Name: ry_MutualFundRevenue

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Total aggregate amount of all non-interest expense.
+ References
No definition available.
+ Details

Name: ry_NonInterestExpense1

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Non interest expense.
+ References
No definition available.
+ Details

Name: ry_NonInterestExpense1Abstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The total amount of non-interest income which may be derived from: (1) fees and commissions; (2) insurance related income; (3) the sale or disposal of assets; and (4) other sources not otherwise specified.
+ References
No definition available.
+ Details

Name: ry_NonInterestIncome1

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Non interest income.
+ References
No definition available.
+ Details

Name: ry_NonInterestIncome1Abstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of income arising related to Trading and Investment securities.
+ References
No definition available.
+ Details

Name: ry_SecuritiesIncome

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The total amount of income which may be derived from standard monthly and transaction based service charges related to deposit accounts, including fees related to the withdrawl of funds, cheques, and transfer fees. Other services charges include payment services, such as drafts, money orders, and email transfers, as well as charges related to cash management products for businesses."
+ References
No definition available.
+ Details

Name: ry_ServiceCharges

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Underwriting and other advisory fees primarily relate to underwriting of new issuances of debt or equity and various advisory services, such as merger and acquisitions.
+ References
No definition available.
+ Details

Name: ry_UnderwritingAndAdvisoryFeeIncome

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

XML 22 R4.htm IDEA: XBRL DOCUMENT v3.19.2

Interim Condensed Consolidated Statements of Comprehensive Income (unaudited) - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Statement of comprehensive income [abstract]

Net income $ 3,263 $ 3,109 $ 9,665 $ 9,181

Net change in unrealized gains (losses) on debt securities and loans at fair value through other comprehensive income

Net unrealized gains (losses) on debt securities and loans at fair value through other comprehensive income 79 43 218 5

Provision for credit losses recognized in income (2) (9) (12) 15

Reclassification of net losses (gains) on debt securities and loans at fair value through other comprehensive income to income (15) (13) (75) (76)

Net change in unrealized gains (losses) on debt securities and loans at fair value through other comprehensive income 62 21 131 (56)

Foreign currency translation adjustments

Unrealized foreign currency translation gains (losses) (1,246) 415 (115) 387

Net foreign currency translation gains (losses) from hedging activities 590 (78) 126 (130)

Reclassification of losses (gains) on foreign currency translation to income 2

Reclassification of losses (gains) on net investment hedging activities to income 2

Foreign currency translation adjustments (656) 337 15 257

Net change in cash flow hedges

Net gains (losses) on derivatives designated as cash flow hedges (118) (45) (616) 162

Reclassification of losses (gains) on derivatives designated as cash flow hedges to income 11 28 (88) 19

Net change in cash flow hedges (107) (17) (704) 181

Items that will not be reclassified subsequently to income:

Remeasurements of employee benefit plans (Note 7) (581) 464 (1,067) 597

Net fair value change due to credit risk on financial liabilities designated as at fair value through profit or loss 118 (13) 92 113

Net gains (losses) on equity securities designated at fair value through other comprehensive income (10) 2 27 1

Total items that will not be reclassified subsequently to income (473) 453 (948) 711

Total other comprehensive income (loss), net of taxes (1,174) 794 (1,506) 1,093

Total comprehensive income (loss) 2,089 3,903 8,159 10,274

Total comprehensive income attributable to:

Shareholders 2,090 3,894 8,153 10,245

Non-controlling interests (1) 9 6 29

Total comprehensive income (loss) 2,089 3,903 8,159 10,274

Income taxes on other comprehensive income

Net unrealized gains (losses) on debt securities and loans at fair value through other comprehensive income 17 20 61 22

Provision for credit losses recognized in income 9 5

Reclassification of net losses (gains) on debt securities and loans at fair value through other comprehensive income to income (7) (10) (39) (40)

Unrealized foreign currency translation gains (losses) 1 2 1

Net foreign currency translation gains (losses) from hedging activities 207 (23) 47 (43)

Reclassification of losses (gains) on net investment hedging activities to income 1

Net gains (losses) on derivatives designated as cash flow hedges (40) (16) (219) 89

Reclassification of losses (gains) on derivatives designated as cash flow hedges to income 4 10 (32) (24)

Remeasurements of employee benefit plans (208) 166 (378) 216

Net fair value change due to credit risk on financial liabilities designated as at fair value through profit or loss 43 (4) 33 42

Net gains (losses) on equity securities designated at fair value through other comprehensive income 12 1 5 (3)

Total income tax expenses (recoveries) $ 28 $ 154 $ (519) $ 265

X

- References
No definition available.
+ Details

Name: ifrs-full_CashFlowHedgesAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of change in equity resulting from transactions and other events, other than those changes resulting from transactions with owners in their capacity as owners.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 32
-Subparagraph a
-Clause ii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_32_a_ii&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 24
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_24_b&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B12
-Subparagraph b
-Clause ix
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B12_b_ix&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_a&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/exampleRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B10
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B10_b&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 81A
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_81A_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ComprehensiveIncome

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_ComprehensiveIncomeAttributableToAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of comprehensive income attributable to non-controlling interests. [Refer: Comprehensive income; Non-controlling interests]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_a&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 81B
-Subparagraph b
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_81B_b_i&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of comprehensive income attributable to owners of the parent. [Refer: Comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_a&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 81B
-Subparagraph b
-Clause ii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_81B_b_ii&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_ExchangeDifferencesOnTranslationAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The gains (losses) recognised in other comprehensive income on cash flow hedges, net of tax. [Refer: Cash flow hedges [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 24C
-Subparagraph b
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_24C_b_i&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 24E
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_24E_a&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 91
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_91_a&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 23
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_23_c&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The gains (losses) recognised in other comprehensive income on exchange differences on the translation of financial statements of foreign operations, net of tax. [Refer: Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 91
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_91_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The gains (losses) recognised in other comprehensive income on financial assets measured at fair value through other comprehensive income, net of tax. [Refer: Financial assets measured at fair value through other comprehensive income; Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 91
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_91_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The gains (losses) recognised in other comprehensive income on hedges of net investments in foreign operations, net of tax. [Refer: Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 39
-IssueDate 2018-01-01
-Paragraph 102
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=39&date=2018-03-01&anchor=para_102_a&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 24C
-Subparagraph b
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_24C_b_i&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 24E
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_24E_a&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 91
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_91_a&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 9
-IssueDate 2018-01-01
-Paragraph 6.5.13
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=9&date=2018-03-01&anchor=para_6.5.13_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsNetOfTax

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of income tax relating to amounts recognised in other comprehensive income in relation to cash flow hedges. [Refer: Cash flow hedges [member]; Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 12
-IssueDate 2018-01-01
-Paragraph 81
-Subparagraph ab
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=12&date=2018-03-01&anchor=para_81_ab&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 90
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_90&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of income tax relating to amounts recognised in other comprehensive income in relation to changes in the fair value of financial liabilities attributable to a change in the credit risk of those liabilities. [Refer: Credit risk [member]; Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 12
-IssueDate 2018-01-01
-Paragraph 81
-Subparagraph ab
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=12&date=2018-03-01&anchor=para_81_ab&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 90
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_90&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of income tax relating to amounts recognised in other comprehensive income. [Refer: Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 12
-IssueDate 2018-01-01
-Paragraph 81
-Subparagraph ab
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=12&date=2018-03-01&anchor=para_81_ab&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 90
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_90&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of income tax relating to amounts recognised in other comprehensive income in relation to exchange differences on the translation of financial statements of foreign operations. [Refer: Other comprehensive income; Reserve of exchange differences on translation]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 12
-IssueDate 2018-01-01
-Paragraph 81
-Subparagraph ab
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=12&date=2018-03-01&anchor=para_81_ab&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 90
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_90&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of income tax relating to amounts recognised in other comprehensive income in relation to financial assets measured at fair value through other comprehensive income. [Refer: Financial assets measured at fair value through other comprehensive income; Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 12
-IssueDate 2018-01-01
-Paragraph 81
-Subparagraph ab
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=12&date=2018-03-01&anchor=para_81_ab&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 90
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_90&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncomeTaxRelatingToFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of income tax relating to amounts recognised in other comprehensive income in relation to hedges of investments in equity instruments that the entity has designated at fair value through other comprehensive income. [Refer: Other comprehensive income; Reserve of gains and losses on hedging instruments that hedge investments in equity instruments]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 12
-IssueDate 2018-01-01
-Paragraph 81
-Subparagraph ab
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=12&date=2018-03-01&anchor=para_81_ab&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 90
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_90&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncomeTaxRelatingToHedgesOfInvestmentsInEquityInstrumentsOfOtherComprehensiveIncome

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of income tax relating to amounts recognised in other comprehensive income in relation to hedges of net investments in foreign operations. [Refer: Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 12
-IssueDate 2018-01-01
-Paragraph 81
-Subparagraph ab
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=12&date=2018-03-01&anchor=para_81_ab&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 90
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_90&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncomeTaxRelatingToHedgesOfNetInvestmentsInForeignOperationsOfOtherComprehensiveIncome

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of income tax relating to amounts recognised in other comprehensive income in relation to remeasurements of defined benefit plans. [Refer: Other comprehensive income; Reserve of remeasurements of defined benefit plans; Defined benefit plans [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 12
-IssueDate 2018-01-01
-Paragraph 81
-Subparagraph ab
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=12&date=2018-03-01&anchor=para_81_ab&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 90
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_90&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of income and expense (including reclassification adjustments) that is not recognised in profit or loss as required or permitted by IFRSs. [Refer: IFRSs [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-Clause ii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d_ii&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B12
-Subparagraph b
-Clause viii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B12_b_viii&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 81A
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_81A_b&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 91
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_91_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherComprehensiveIncome

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of other comprehensive income, net of tax, related to cash flow hedges. [Refer: Cash flow hedges [member]; Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 91
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_91_a&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 7
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_7&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of other comprehensive income, net of tax, related to changes in the fair value of financial liabilities attributable to the changes in the credit risk of those liabilities. [Refer: Other comprehensive income; Credit risk [member]; Financial liabilities]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 7
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_7&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 91
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_91_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of other comprehensive income, net of tax, related to financial assets measured at fair value through other comprehensive income. [Refer: Financial assets measured at fair value through other comprehensive income; Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 7
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_7&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 91
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_91_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherComprehensiveIncomeNetOfTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of other comprehensive income, net of tax, related to gains (losses) from changes in the fair value of investments in equity instruments that the entity has designated at fair value through other comprehensive income. [Refer: Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 7
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_7&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 91
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_91_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of other comprehensive income, net of tax, related to gains (losses) on remeasurements of defined benefit plans, which comprise actuarial gains and losses; the return on plan assets, excluding amounts included in net interest on the net defined benefit liability (asset); and any change in the effect of the asset ceiling, excluding amounts included in net interest on the net defined benefit liability (asset). [Refer: Other comprehensive income; Defined benefit plans [member]; Plan assets [member]; Net defined benefit liability (asset)]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 91
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_91_a&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 7
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_7&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of other comprehensive income that will not be reclassified to profit or loss, net of tax. [Refer: Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph IG6
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_IG6&doctype=Implementation%20Guidance
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 82A
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_82A&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 18
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_18_b&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 24
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_24_b&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 32
-Subparagraph a
-Clause ii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_32_a_ii&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_b&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/exampleRef
-Note Effective on first application of IFRS 9
-Name IFRS
-Number 4
-IssueDate 2018-01-01
-Paragraph 39L
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2018-03-02&anchor=para_39L_e&doctype=Standard&book=b
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23&doctype=Standard
-URIDate 2018-03-16

Reference 7: http://www.xbrl.org/2003/role/exampleRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B10
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B10_b&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d_i&doctype=Standard
-URIDate 2018-03-16

Reference 9: http://www.xbrl.org/2003/role/exampleRef
-Note Effective 2021-01-01
-Name IFRS
-Number 17
-IssueDate 2018-01-01
-Paragraph 113
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=17&date=2018-03-01&anchor=para_113_b&doctype=Standard
-URIDate 2018-03-16

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 81A
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_81A_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProfitLoss

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of reclassification adjustments related to cash flow hedges, net of tax. Reclassification adjustments are amounts reclassified to profit (loss) in the current period that were recognised in other comprehensive income in the current or previous periods. [Refer: Cash flow hedges [member]; Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 92
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_92&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 24C
-Subparagraph b
-Clause iv
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_24C_b_iv&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 24E
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_24E_a&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 23
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_23_d&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of reclassification adjustments related to exchange differences when the financial statements of foreign operations are translated, net of tax. Reclassification adjustments are amounts reclassified to profit (loss) in the current period that were recognised in other comprehensive income in the current or previous periods. [Refer: Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 21
-IssueDate 2018-01-01
-Paragraph 48
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=21&date=2018-03-01&anchor=para_48&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 92
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_92&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of reclassification adjustments related to financial assets measured at fair value through other comprehensive income, net of tax. Reclassification adjustments are amounts reclassified to profit (loss) in the current period that were recognised in other comprehensive income in the current or previous periods. [Refer: Financial assets measured at fair value through other comprehensive income; Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 92
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_92&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of reclassification adjustments related to hedges of net investments in foreign operations, net of tax. Reclassification adjustments are amounts reclassified to profit (loss) in the current period that were recognised in other comprehensive income in the current or previous periods. [Refer: Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 92
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_92&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 39
-IssueDate 2018-01-01
-Paragraph 102
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=39&date=2018-03-01&anchor=para_102&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 24C
-Subparagraph b
-Clause iv
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_24C_b_iv&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 24E
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_24E_a&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 9
-IssueDate 2018-01-01
-Paragraph 6.5.14
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=9&date=2018-03-01&anchor=para_6.5.14&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ReclassificationAdjustmentsOnHedgesOfNetInvestmentsInForeignOperationsNetOfTax

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_StatementOfComprehensiveIncomeAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Income tax relating to Provision for credit losses recognized in income
+ References
No definition available.
+ Details

Name: ry_IncomeTaxRelatingToProvisionForCreditLossesRecognizedInIncome

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Income tax relating to reclassification of losses (gains) on derivatives designated as cash flow hedges to income.
+ References
No definition available.
+ Details

Name: ry_IncomeTaxRelatingToReclassificationOfLossesGainsOnDerivativesDesignatedAsCashFlowHedgesToIncome

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Income tax relating to reclassification of losses (gains) on net investment hedging activities to income.
+ References
No definition available.
+ Details

Name: ry_IncomeTaxRelatingToReclassificationOfLossesGainsOnNetInvestmentHedgingActivitiesToIncome

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Income tax relating to reclassification of net losses (gains) on debt securities and loans at fair value through other comprehensive income to income
+ References
No definition available.
+ Details

Name: ry_IncomeTaxRelatingToReclassificationOfNetLossesGainsOnDebtSecuritiesAndLoansAtFairValueThroughOtherComprehensiveIncomeToIncome

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of other comprehensive income, net of tax, related to exchange differences when financial statements of foreign operations are translated, and related to hedges of net investments in foreign operations.
+ References
No definition available.
+ Details

Name: ry_OtherComprehensiveIncomeNetOfTaxTotalExchangeDifferencesOnTranslation

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Provision for credit losses on debt securities and loans at fair value through other comprehensive income, net of tax, recognized in income.
+ References
No definition available.
+ Details

Name: ry_ProvisionForCreditLossesOnDebtSecuritiesAndLoansAtFairValueThroughOtherComprehensiveIncomeNetOfTaxRecognizedInIncome

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

XML 23 R5.htm IDEA: XBRL DOCUMENT v3.19.2

Interim Condensed Consolidated Statements of Changes in Equity (unaudited) - CAD ($)
$ in Millions

Total

Common shares [member]

Issued capital [member]

Preferred shares [member]

Issued capital [member]

Common shares [member]

Treasury shares [member]

Preferred shares [member]

Treasury shares [member]

Common shares [member]

Retained earnings [member]

Other components of equity [member]

Equity attributable to shareholders [member]

Non-controlling interests [member]

Available- for-sale securities [member]

Other components of equity [member]

FVOCI securities and loans [member]

Other components of equity [member]

Foreign currency translation reserve [member]

Other components of equity [member]

Cash flow hedge reserve [member]

Other components of equity [member]

Equity at beginning of period (Previously stated [member]) at Oct. 31, 2017 $ 74,428 $ 6,413 $ 17,730 $ (27) $ 45,359 $ 4,354 $ 73,829 $ 599 $ 378 $ 3,545 $ 431

Equity at beginning of period (Increase (decrease) due to changes in accounting policy required by IFRSs [member]) at Oct. 31, 2017 (637) (558) (79) (637) $ (378) $ 299

Equity at beginning of period (Balance After IFRS Adjustments [member]) at Oct. 31, 2017 73,791 6,413 17,730 (27) 44,801 4,275 73,192 599 299 3,545 431

Changes in equity

Issues of share capital 69 69 69

Common shares purchased for cancellation (1,275) $ (157) (157) (1,118) (1,275)

Redemption of preferred shares (105) (107) 2 (105)

Redemption of trust capital securities (500) (500)

Sales of treasury shares 4,263 $ 202 4,061 4,263

Purchases of treasury shares (4,345) (202) (4,143) (4,345)

Share-based compensation awards (6) 69 (6) (6)

Dividends on common shares (4,030) (4,030) (4,030)

Dividends on preferred shares and other (251) (214) (214) (37)

Other (13) 125 (138) (13) (138)

Net income 9,181 9,153 9,153 28

Total other comprehensive income (loss), net of taxes 1,093 711 381 1,092 1 (56) 256 181

Equity at end of period at Jul. 31, 2018 77,872 6,306 17,642 (109) 49,424 4,518 77,781 91 105 3,801 612

Equity at beginning of period at Apr. 30, 2018 76,025 6,306 17,634 (3) (95) 47,405 4,178 75,425 600 84 3,465 629

Changes in equity

Issues of share capital 24 24 24

Common shares purchased for cancellation (128) (16) (16) (112) (128)

Redemption of trust capital securities (500) (500)

Sales of treasury shares 1,361 69 1,292 1,361

Purchases of treasury shares (1,372) (66) (1,306) (1,372)

Share-based compensation awards (2) 24 (2) (2)

Dividends on common shares (1,355) (1,355) (1,355)

Dividends on preferred shares and other (89) (71) (71) (18)

Other 5 5 5

Net income 3,109 3,101 3,101 8

Total other comprehensive income (loss), net of taxes 794 453 340 793 1 21 336 (17)

Equity at end of period at Jul. 31, 2018 77,872 6,306 17,642 (109) 49,424 4,518 77,781 91 105 3,801 612

Equity at beginning of period (Previously stated [member]) at Oct. 31, 2018 79,955 6,306 17,635 3 (18) 51,112 4,823 79,861 94 (12) 4,147 688

Equity at beginning of period (Increase (decrease) due to changes in accounting policy required by IFRSs [member]) at Oct. 31, 2018 (70) (70) (70)

Equity at beginning of period (Balance After IFRS Adjustments [member]) at Oct. 31, 2018 79,885 6,306 17,635 3 (18) 51,042 4,823 79,791 94 (12) 4,147 688

Equity at beginning of period at Oct. 31, 2018 79,955

Changes in equity

Issues of share capital 437 350 87 437

Common shares purchased for cancellation (556) (70) (70) (486) (556)

Redemption of preferred shares (950) (950) (950)

Sales of treasury shares 3,985 145 3,840 3,985

Purchases of treasury shares (4,030) (149) (3,881) (4,030)

Share-based compensation awards (15) 87 (15) (15)

Dividends on common shares (4,337) (4,337) (4,337)

Dividends on preferred shares and other (206) (205) (205) (1)

Other 6 6 6

Net income 9,665 9,659 9,659 6

Total other comprehensive income (loss), net of taxes (1,506) (948) (558) (1,506) 131 15 (704)

Equity at end of period at Jul. 31, 2019 82,378 5,706 17,652 (1) (59) 54,716 4,265 82,279 99 119 4,162 (16)

Equity at beginning of period at Apr. 30, 2019 81,946 5,706 17,638 (104) 53,640 4,965 81,845 101 57 4,817 91

Changes in equity

Issues of share capital 38 38 38

Common shares purchased for cancellation (197) (24) (24) (173) (197)

Sales of treasury shares 1,059 20 1,039 1,059

Purchases of treasury shares (1,015) (21) (994) (1,015)

Share-based compensation awards (9) $ 38 (9) (9)

Dividends on common shares (1,464) (1,464) (1,464)

Dividends on preferred shares and other (67) (66) (66) (1)

Other (2) (2) (2)

Net income 3,263 3,263 3,263

Total other comprehensive income (loss), net of taxes (1,174) (473) (700) (1,173) (1) 62 (655) (107)

Equity at end of period at Jul. 31, 2019 $ 82,378 $ 5,706 $ 17,652 $ (1) $ (59) $ 54,716 $ 4,265 $ 82,279 $ 99 $ 119 $ 4,162 $ (16)

X

- References
No definition available.
+ Details

Name: ifrs-full_ChangesInEquityAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of dividends paid by the entity on ordinary shares. [Refer: Ordinary shares [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 34
-IssueDate 2018-01-01
-Paragraph 16A
-Subparagraph f
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=34&date=2018-03-01&anchor=para_16A_f&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DividendsPaidOrdinaryShares

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of dividends paid by the entity on shares other than ordinary shares. [Refer: Ordinary shares [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 34
-IssueDate 2018-01-01
-Paragraph 16A
-Subparagraph f
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=34&date=2018-03-01&anchor=para_16A_f&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DividendsPaidOtherShares

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of residual interest in the assets of the entity after deducting all its liabilities.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 24
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_24_a&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 32
-Subparagraph a
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_32_a_i&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_a&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_b&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e&doctype=Standard
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 78
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_78_e&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_Equity

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The increase (decrease) in equity resulting from share-based payment transactions. [Refer: Equity]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-Clause iii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d_iii&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The increase (decrease) in equity resulting from changes that the entity does not separately disclose in the same statement or note. [Refer: Equity]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The increase in equity through the issue of equity instruments.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-Clause iii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d_iii&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IssueOfEquity

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of income and expense (including reclassification adjustments) that is not recognised in profit or loss as required or permitted by IFRSs. [Refer: IFRSs [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-Clause ii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d_ii&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B12
-Subparagraph b
-Clause viii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B12_b_viii&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 81A
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_81A_b&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 91
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_91_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherComprehensiveIncome

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 18
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_18_b&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 24
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_24_b&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 32
-Subparagraph a
-Clause ii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_32_a_ii&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_b&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/exampleRef
-Note Effective on first application of IFRS 9
-Name IFRS
-Number 4
-IssueDate 2018-01-01
-Paragraph 39L
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2018-03-02&anchor=para_39L_e&doctype=Standard&book=b
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23&doctype=Standard
-URIDate 2018-03-16

Reference 7: http://www.xbrl.org/2003/role/exampleRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B10
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B10_b&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d_i&doctype=Standard
-URIDate 2018-03-16

Reference 9: http://www.xbrl.org/2003/role/exampleRef
-Note Effective 2021-01-01
-Name IFRS
-Number 17
-IssueDate 2018-01-01
-Paragraph 113
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=17&date=2018-03-01&anchor=para_113_b&doctype=Standard
-URIDate 2018-03-16

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 81A
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_81A_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProfitLoss

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The decrease in equity resulting from the purchase of treasury shares. [Refer: Treasury shares]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_PurchaseOfTreasuryShares

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The increase in equity resulting from the sale or issue of treasury shares. [Refer: Treasury shares]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_SaleOrIssueOfTreasuryShares

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Common shares purchased for cancellation.
+ References
No definition available.
+ Details

Name: ry_OrdinarySharesPurchasedForCancellation

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Number of Preferred shares redeemed.
+ References
No definition available.
+ Details

Name: ry_RedemptionOfPreferenceShares

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Redemption of trust capital securities.
+ References
No definition available.
+ Details

Name: ry_RedemptionOfTrustCapitalSecurities

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis=ifrs-full_PreviouslyStatedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis=ifrs-full_IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis=ry_BalanceAfterIfrsAdjustmentsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 24 R6.htm IDEA: XBRL DOCUMENT v3.19.2

Interim Condensed Consolidated Statements of Cash Flows (unaudited) - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Cash flows from operating activities

Net income $ 3,263 $ 3,109 $ 9,665 $ 9,181

Adjustments for non-cash items and others

Provision for credit losses 425 346 1,365 954

Depreciation 157 147 464 423

Deferred income taxes (218) 90 (504) 403

Amortization and impairment of other intangibles 301 272 894 799

Net changes in investments in joint ventures and associates (21) 26 (49) (9)

Losses (Gains) on investment securities (27) (24) (123) (118)

Losses (Gains) on disposition of business (40) (40)

Adjustments for net changes in operating assets and liabilities

Insurance claims and policy benefit liabilities 474 342 1,480 323

Net change in accrued interest receivable and payable 40 79 154 23

Current income taxes 458 (86) (77) (2,597)

Derivative assets (13,962) 5,672 (4,735) 6,520

Derivative liabilities 14,689 (4,808) 6,619 (6,045)

Trading securities (1,505) 4,782 (12,163) 4,169

Loans, net of securitizations (10,485) (12,012) (36,240) (30,286)

Assets purchased under reverse repurchase agreements and securities borrowed (120) (2,986) (15,038) (43,194)

Deposits, net of securitizations 17,110 10,213 44,165 43,964

Obligations related to assets sold under repurchase agreements and securities loaned (3,953) 7,252 13,213 35,086

Obligations related to securities sold short (447) 145 1,355 3,184

Brokers and dealers receivable and payable (485) 1,302 (801) 358

Other (2,559) 1,692 (6,456) 448

Net cash from (used in) operating activities 3,135 15,513 3,188 23,546

Cash flows from investing activities

Change in interest-bearing deposits with banks (4,835) (12,180) 4,918 (16,497)

Proceeds from sale of investment securities 5,438 5,497 14,294 15,994

Proceeds from maturity of investment securities 9,776 8,071 32,074 26,956

Purchases of investment securities (15,291) (14,225) (52,177) (38,877)

Net acquisitions of premises and equipment and other intangibles (483) (521) (1,619) (1,395)

Proceeds from dispositions 14 14

Cash used in acquisitions (27) (27)

Net cash from (used in) investing activities (5,422) (13,344) (2,537) (13,805)

Cash flows from financing activities

Redemption of trust capital securities (500) (500)

Issuance of subordinated debentures 1,500 1,500

Repayment of subordinated debentures (1,000) (1,000)

Issue of common shares, net of issuance costs 29 21 68 53

Common shares purchased for cancellation (197) (128) (556) (1,275)

Issue of preferred shares, net of issuance costs 350

Redemption of preferred shares (950) (105)

Sales of treasury shares 1,059 1,361 3,985 4,263

Purchases of treasury shares (1,015) (1,372) (4,030) (4,345)

Dividends paid (1,531) (1,427) (4,495) (4,214)

Dividends/distributions paid to non-controlling interests (1) (18) (1) (37)

Change in short-term borrowings of subsidiaries (2,293) (898) 793

Net cash from (used in) financing activities (3,449) (2,961) (4,336) (6,160)

Effect of exchange rate changes on cash and due from banks (442) 42 339 27

Net change in cash and due from banks (6,178) (750) (3,346) 3,608

Cash and due from banks at beginning of period 33,041 32,765 30,209 28,407

Cash and due from banks at end of period 26,863 32,015 26,863 32,015

Cash flows from operating activities include:

Amount of interest paid 5,183 3,662 14,978 9,668

Amount of interest received 10,135 8,278 29,612 22,967

Amount of dividends received 651 446 1,632 1,285

Amount of income taxes paid $ 625 $ 908 $ 2,374 $ 5,076

X

- Definition
Adjustments for decrease (increase) in derivative financial assets to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Derivative financial assets; Profit (loss)]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 20
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_20&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AdjustmentsForDecreaseIncreaseInDerivativeFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Adjustments for decrease (increase) in reverse repurchase agreements and cash collateral on securities borrowed to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Reverse repurchase agreements and cash collateral on securities borrowed; Profit (loss)]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 20
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_20&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Adjustments for deferred tax expense to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Deferred tax expense (income); Profit (loss)]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 20
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_20&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AdjustmentsForDeferredTaxExpense

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Adjustments for depreciation expense to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Profit (loss)]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 20
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_20&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AdjustmentsForDepreciationExpense

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Adjustments for impairment loss (reversal of impairment loss) recognised in profit or loss to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Impairment loss (reversal of impairment loss) recognised in profit or loss]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 20
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_20_b&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Adjustments for income tax expense to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Profit (loss)]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 35
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_35&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AdjustmentsForIncomeTaxExpense

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Adjustments for increase (decrease) in derivative financial liabilities to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Derivative financial liabilities; Profit (loss)]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 20
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_20&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AdjustmentsForIncreaseDecreaseInDerivativeFinancialLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Adjustments for increase (decrease) in insurance, reinsurance and investment contract liabilities to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Investment contracts liabilities; Liabilities under insurance contracts and reinsurance contracts issued; Profit (loss)]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 20
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_20&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Adjustments for increase (decrease) in repurchase agreements and cash collateral on securities lent to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Repurchase agreements and cash collateral on securities lent; Profit (loss)]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 20
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_20&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AdjustmentsForIncreaseDecreaseInRepurchaseAgreementsAndCashCollateralOnSecuritiesLent

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_AdjustmentsForReconcileProfitLossAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of cash on hand and demand deposits, along with short-term, highly liquid investments that are readily convertible to known amounts of cash and that are subject to an insignificant risk of changes in value. [Refer: Cash; Cash equivalents]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 45
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_45&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B13
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B13_a&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 54
-Subparagraph i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_54_i&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_CashAndCashEquivalents

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The cash inflow (outflow) due to a decrease (increase) in short-term deposits and investments.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_16&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_CashFlowsFromUsedInDecreaseIncreaseInShorttermDepositsAndInvestments

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The cash flows from (used in) financing activities, which are activities that result in changes in the size and composition of the contributed equity and borrowings of the entity.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 10
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_10&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 50
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_50_d&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_CashFlowsFromUsedInFinancingActivities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The cash flows from (used in) investing activities, which are the acquisition and disposal of long-term assets and other investments not included in cash equivalents.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 10
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_10&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 50
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_50_d&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_CashFlowsFromUsedInInvestingActivities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The cash flows from (used in) operating activities, which are the principal revenue-producing activities of the entity and other activities that are not investing or financing activities. [Refer: Revenue]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 10
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_10&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 50
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_50_d&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_CashFlowsFromUsedInOperatingActivities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The cash outflow for dividends paid by the entity, classified as financing activities.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 31
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_31&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DividendsPaidClassifiedAsFinancingActivities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The cash outflow for dividends paid to non-controlling interests, classified as financing activities. [Refer: Non-controlling interests; Dividends paid to non-controlling interests]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 17
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_17&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The cash inflow from dividends received, classified as operating activities. [Refer: Dividends received]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 31
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_31&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DividendsReceivedClassifiedAsOperatingActivities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The effect of exchange rate changes on cash and cash equivalents held or due in a foreign currency. [Refer: Cash and cash equivalents]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 25
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_25&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 28
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_28&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The cash flows from income taxes paid or refunded, classified as operating activities. [Refer: Income taxes paid (refund)]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 35
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_35&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 14
-Subparagraph f
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_14_f&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The increase (decrease) in cash and cash equivalents. [Refer: Cash and cash equivalents]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 45
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_45&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncreaseDecreaseInCashAndCashEquivalents

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The cash outflow for interest paid, classified as operating activities.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 31
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_31&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_InterestPaidClassifiedAsOperatingActivities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The cash inflow from interest received, classified as operating activities.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 31
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_31&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_InterestReceivedClassifiedAsOperatingActivities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Adjustments to reconcile profit (loss) to net cash flow from (used in) operating activities that the entity does not separately disclose in the same statement or note. [Refer: Adjustments to reconcile profit (loss)]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 20
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_20&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherAdjustmentsToReconcileProfitLoss

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The cash inflow from the issuing of ordinary shares. [Refer: Ordinary shares [member]]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 17
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_17&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProceedsFromIssueOfOrdinaryShares

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The cash inflow from the issuing of preference shares. [Refer: Preference shares [member]]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 17
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_17&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProceedsFromIssueOfPreferenceShares

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The cash inflow from the sale or issuing of treasury shares. [Refer: Sale or issue of treasury shares; Treasury shares]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 17
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_17&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProceedsFromSaleOrIssueOfTreasuryShares

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 18
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_18_b&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 24
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_24_b&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 32
-Subparagraph a
-Clause ii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_32_a_ii&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_b&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/exampleRef
-Note Effective on first application of IFRS 9
-Name IFRS
-Number 4
-IssueDate 2018-01-01
-Paragraph 39L
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2018-03-02&anchor=para_39L_e&doctype=Standard&book=b
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23&doctype=Standard
-URIDate 2018-03-16

Reference 7: http://www.xbrl.org/2003/role/exampleRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B10
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B10_b&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d_i&doctype=Standard
-URIDate 2018-03-16

Reference 9: http://www.xbrl.org/2003/role/exampleRef
-Note Effective 2021-01-01
-Name IFRS
-Number 17
-IssueDate 2018-01-01
-Paragraph 113
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=17&date=2018-03-01&anchor=para_113_b&doctype=Standard
-URIDate 2018-03-16

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 81A
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_81A_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProfitLoss

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The cash outflow for repayments of subordinated liabilities. [Refer: Subordinated liabilities]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 17
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_17&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_RepaymentsOfSubordinatedLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Adjustments for decrease increase in loans net of securitizations.
+ References
No definition available.
+ Details

Name: ry_AdjustmentsForDecreaseIncreaseInLoansNetOfSecuritizations

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Adjustments for decrease (increase) in Trading securities to reconcile profit (loss) to net cash flow from (used in) operating activities.
+ References
No definition available.
+ Details

Name: ry_AdjustmentsForDecreaseIncreaseInTradingSecurities

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Adjustments for depreciation and amortisation expense and impairment loss reversal of impairment loss goodwill and other intangibles recognised in profit or loss.
+ References
No definition available.
+ Details

Name: ry_AdjustmentsForDepreciationAndAmortisationExpenseAndImpairmentLossReversalOfImpairmentLossGoodwillAndOtherIntangiblesRecognisedInProfitOrLoss

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Adjustments for increase decrease in accrued interest receivable and payable to reconcile profit (loss) to net cash flow from (used in) operating activities.
+ References
No definition available.
+ Details

Name: ry_AdjustmentsForIncreaseDecreaseInAccruedInterestReceivableAndPayable

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Adjustments for increase decrease in brokers and dealers receivable and payable o reconcile profit (loss) to net cash flow from (used in) operating activities.
+ References
No definition available.
+ Details

Name: ry_AdjustmentsForIncreaseDecreaseInBrokersAndDealersReceivableAndPayable

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Adjustments for increase decrease in total deposits, net of securitizations, to reconcile profit (loss) to net cash flow from (used in) operating activities.
+ References
No definition available.
+ Details

Name: ry_AdjustmentsForIncreaseDecreaseInDepositsNetOfSecuritizations

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Adjustments for increase decrease in obligations related to securities sold short to reconcile profit (loss) to net cash flow from (used in) operating activities.
+ References
No definition available.
+ Details

Name: ry_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldShort

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Adjustments for losses gains on disposal of business.
+ References
No definition available.
+ Details

Name: ry_AdjustmentsForLossesGainsOnDisposalOfBusiness

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Adjustments for losses (gains) on Investment securities to reconcile profit (loss) to net cash flow from (used in) operating activities.
+ References
No definition available.
+ Details

Name: ry_AdjustmentsForLossesGainsOnInvestmentSecurities

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Adjustments for net changes in investments in joint ventures and associates to reconcile profit (loss) to net cash flow from (used in) operating activities.
+ References
No definition available.
+ Details

Name: ry_AdjustmentsForNetChangesInInvestmentsJointVenturesAndAssociates

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Adjustments for net changes in operating assets and liabilities to reconcile profit (loss) to net cash flow from (used in) operating activities.
+ References
No definition available.
+ Details

Name: ry_AdjustmentsForNetChangesInOperatingAssetsAndLiabilitiesAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Cash flows from operating activities include [abstract]
+ References
No definition available.
+ Details

Name: ry_CashFlowsFromOperatingActivitiesIncludeAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Change in short-term borrowings of subsidiaries.
+ References
No definition available.
+ Details

Name: ry_ChangeInShortTermBorrowingsSubsidiaries

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Payments for acquisitions net of cash acquired.
+ References
No definition available.
+ Details

Name: ry_PaymentsForAcquisitionsNetOfCashAcquired

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The cash outflow from the purchase of treasury shares.
+ References
No definition available.
+ Details

Name: ry_PaymentsForPurchaseOfTreasuryShares

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The cash outflow to acquire entity's ordinary shares for cancellation.
+ References
No definition available.
+ Details

Name: ry_PaymentsToAcquireEntitysOrdinarySharesForCancellation

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The cash outflow to acquire or redeem entity's preferred shares.
+ References
No definition available.
+ Details

Name: ry_PaymentsToRedeemEntitysPreferredShares

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Proceeds from disposal of subsidiaries, associates, and joint ventures.
+ References
No definition available.
+ Details

Name: ry_ProceedsFromDisposalOfSubsidiariesBusinessesAssociatesAndJointVentures

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Proceeds from issuance of subordinated debentures
+ References
No definition available.
+ Details

Name: ry_ProceedsFromIssuanceOfSubordinatedDebentures

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The cash inflow from maturity of Investment securities, classified as investing activities.
+ References
No definition available.
+ Details

Name: ry_ProceedsFromMaturityOfInvestmentSecurities

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The cash outflow to acquire entity's trust capital securities.
+ References
No definition available.
+ Details

Name: ry_ProceedsFromRedemptionOfTrustCapitalSecurities

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The cash inflow from sales of Investment securities, classified as investing activities.
+ References
No definition available.
+ Details

Name: ry_ProceedsFromSaleOfInvestmentSecurities

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The cash outflow for the purchase of Investment securities.
+ References
No definition available.
+ Details

Name: ry_PurchaseOfInvestmentSecuritiesClassifiedAsInvestingActivities

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The net cash outflow for the purchase or net cash inflow from the sale of premises and equipment, intangible assets other than goodwill, and other non-current assets.
+ References
No definition available.
+ Details

Name: ry_PurchaseSaleOfPremisesAndEquipmentIntangibleAssetsOtherThanGoodwillAndOtherNoncurrentAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

XML 25 R7.htm IDEA: XBRL DOCUMENT v3.19.2

Interim Condensed Consolidated Statements of Cash Flows (unaudited) (Parenthetical) - CAD ($)
$ in Billions

Jul. 31, 2019

Apr. 30, 2019

Oct. 31, 2018

Jul. 31, 2018

Apr. 30, 2018

Oct. 31, 2017

Statement of cash flows [abstract]

Mandatory reserve deposits at central banks $ 2.3 $ 2.3 $ 2.4 $ 2.7 $ 2.6 $ 2.3

X

- Definition
The amount of reserve that is kept in deposit at a central bank to fulfil regulatory reserve requirements.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_MandatoryReserveDepositsAtCentralBanks

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- References
No definition available.
+ Details

Name: ifrs-full_StatementOfCashFlowsAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 26 R8.htm IDEA: XBRL DOCUMENT v3.19.2

General information
9 Months Ended

Jul. 31, 2019

Text block [abstract]

General information

Note 1 General information

Our unaudited Interim Condensed Consolidated Financial Statements (Condensed Financial Statements) are presented in compliance with International Accounting Standard (IAS) 34 Interim Financial Reporting. The Condensed Financial Statements do not include all the information and disclosures required in the annual financial statements and should be read in conjunction with our audited 2018 Annual Consolidated Financial Statements and the accompanying notes included on pages 113 to 211 in our 2018 Annual Report. Tabular information is stated in millions of Canadian dollars, except per share amounts and percentages. On August 20, 2019, the Board of Directors authorized the Condensed Financial Statements for issue.

X

- Definition
The entire disclosure for general information about financial statements.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 51
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_51&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory

Namespace Prefix: ifrs-full_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 27 R9.htm IDEA: XBRL DOCUMENT v3.19.2

Summary of significant accounting policies, estimates and judgments
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Summary of significant accounting policies, estimates and judgments

Note 2 Summary of significant accounting policies, estimates and judgments

Except as indicated below, the Condensed Financial Statements have been prepared using the same accounting policies and methods used in preparation of our audited 2018 Annual Consolidated Financial Statements. Our significant accounting policies and future changes in accounting policies and disclosures that are not yet effective for us are described in Note 2 of our audited 2018 Annual Consolidated Financial Statements.

Changes in accounting policies

During the first quarter, we adopted IFRS 15 Revenue from Contracts with Customers (IFRS 15). As permitted by the transition provisions of IFRS 15, we elected not to restate comparative period results; accordingly, all comparative period information is presented in accordance with our previous accounting policies, as described in our 2018 Annual Report. As a result of the adoption of IFRS 15, we reduced our opening retained earnings by $70 million, on an after tax basis as at November 1, 2018 (the date of initial application), to align the recognition of certain fees with the transfer of the performance obligations.

Commissions and fees

Commissions and fees primarily relate to Investment management and custodial fees, Mutual fund revenue, Securities brokerage commissions, Services charges, Underwriting and other advisory fees, Card service revenue and Credit fees, and are recognized based on the applicable service contracts with customers.

Investment management and custodial fees and Mutual fund revenue are generally calculated as a percentage of daily or period-end net asset values based on the terms of the contract with customers and are received monthly, quarterly, semi-annually or annually, depending on the terms of the contract. Investment management and custodial fees are generally derived from assets under management (AUM) when our clients solicit the investment capabilities of an investment manager or from assets under administration (AUA) where the investment strategy is directed by the client or a designated third party manager. Mutual fund revenue is derived from the daily net asset value (NAV) of the mutual funds. Investment management and custodial fees and Mutual fund revenue are recognized over time when the service is provided to the customer provided that it is highly probable that a significant reversal in the amount of revenue recognized will not occur.

Commissions earned on Securities brokerage services and Service charges that are related to the provision of specific transaction type services are recognized when the service is fulfilled. Where services are provided over time, revenue is recognized as the services are provided.

Underwriting and other advisory fees primarily relate to underwriting of new issuances of debt or equity and various advisory services. Underwriting fees are generally expressed as a percentage of the funds raised through issuance and are recognized when the service has been completed. Advisory fees vary depending on the scope and type of engagement and can be fixed in nature or contingent on a future event. Advisory fees are recognized over the period in which the service is provided and are recognized only to the extent that it is highly probable that a significant reversal in the amount of revenue will not occur.

Card service revenue primarily includes interchange revenue and annual card fees. Interchange revenue is calculated as a fixed percentage of the transaction amount and recognized when the card transaction is settled. Annual card fees are fixed fees and are recognized over a twelve month period.

Credit fees are primarily earned for arranging syndicated loans and making credit available on undrawn facilities. The timing of the recognition of credit fees varies based on the nature of the services provided.

When service fees and other costs are incurred in relation to commissions and fees earned, we record these costs on a gross basis in either Non-interest expense – Other or Non-interest expense – Human resources based on our assessment of whether we have primary responsibility to fulfill the contract with the customer and have discretion in establishing the price for the commissions and fees earned, which may require judgment.

X

- Definition
The disclosure of judgements that management has made in the process of applying the entity's accounting policies that have the most significant effect on amounts recognised in the financial statements along with information about the assumptions that the entity makes about the future, and other major sources of estimation uncertainty at the end of the reporting period, that have a significant risk of resulting in a material adjustment to the carrying amounts of assets and liabilities within the next year. [Refer: Carrying amount [member]]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 10
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_10_e&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory

Namespace Prefix: ifrs-full_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 28 R10.htm IDEA: XBRL DOCUMENT v3.19.2

Fair value of financial instruments
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Fair value of financial instruments

Note 3 Fair value of financial instruments

Carrying value and fair value of financial instruments

The following tables provide a comparison of the carrying and fair values for each classification of financial instruments. Embedded derivatives are presented on a combined basis with the host contracts. Refer to Note 2 and Note 3 of our audited 2018 Annual Consolidated Financial Statements for a description of the valuation techniques and inputs used in the fair value measurement of our financial instruments. There have been no significant changes to our determination of fair value during the quarter.

 As at July 31, 2019

Carrying value and fair value Carrying value Fair value

(Millions of Canadian dollars) Financial
instruments
classified as
FVTPL Financial
instruments
designated as
FVTPL Financial
instruments
classified as
FVOCI Financial
instruments
designated as
FVOCI Financial
instruments
measured at
amortized cost Financial
instruments
measured at
amortized cost Total carrying
amount Total fair value

Financial assets

Interest-bearing deposits with banks
$ – $ 17,403 $ – $ – $ 14,150 $ 14,150 $ 31,553 $ 31,553

Securities

Trading
131,515 8,906 – – – – 140,421 140,421

Investment, net of applicable allowance
– – 53,757 470 46,013 46,235 100,240 100,462

131,515 8,906 53,757 470 46,013 46,235 240,661 240,883

Assets purchased under reverse repurchase agreements and securities borrowed
250,276 – – – 59,364 59,367 309,640 309,643

Loans, net of applicable allowance

Retail
182 240 96 – 413,989 415,474 414,507 415,992

Wholesale
9,129 1,713 477 – 186,567 185,858 197,886 197,177

9,311 1,953 573 – 600,556 601,332 612,393 613,169

Other

Derivatives
98,774 – – – – – 98,774 98,774

Other assets (1)
1,445 – – – 51,910 51,910 53,355 53,355

Financial liabilities

Deposits

Personal
$ 134 $ 16,177 $ 271,618 $ 271,868 $ 287,929 $ 288,179

Business and government (2)
(44 ) 115,832 447,555 448,732 563,343 564,520

Bank (3)
– 2,948 26,991 27,018 29,939 29,966

90 134,957 746,164 747,618 881,211 882,665

Other

Obligations related to securities sold short
33,602 – – – 33,602 33,602

Obligations related to assets sold under repurchase agreements and securities loaned
– 213,818 6,209 6,210 220,027 220,028

Derivatives
96,857 – – – 96,857 96,857

Other liabilities (4)
(1,328 ) 55 56,109 56,083 54,836 54,810

Subordinated debentures
– – 9,818 9,953 9,818 9,953

 As at October 31, 2018

Carrying value and fair value Carrying value Fair value

(Millions of Canadian dollars) Financial
instruments
classified as
FVTPL Financial
instruments
designated as
FVTPL Financial
instruments
classified as
FVOCI Financial
instruments
designated as
FVOCI Financial
instruments
measured at
amortized cost Financial
instruments
measured at
amortized cost Total carrying
amount Total fair value

Financial assets

Interest-bearing deposits with banks
$ – $ 20,274 $ – $ – $ 16,197 $ 16,197 $ 36,471 $ 36,471

Securities

Trading
 121,031 7,227 – – – – 128,258 128,258

Investment, net of applicable allowance
– – 48,093 406 46,109 45,367 94,608 93,866

121,031 7,227 48,093 406 46,109 45,367 222,866 222,124

Assets purchased under reverse repurchase agreements and securities borrowed
219,108 – – – 75,494 75,490 294,602 294,598

Loans, net of applicable allowance

Retail
69 190 94 – 397,102 394,051 397,455 394,404

Wholesale
7,129 1,540 458 – 170,236 168,087 179,363 177,214

7,198 1,730 552 – 567,338 562,138 576,818 571,618

Other

Derivatives
94,039 – – – – – 94,039 94,039

Other assets (1)
1,373 – – – 46,205 46,205 47,578 47,578

Financial liabilities

Deposits

Personal
$ 150 $ 14,602 $ 255,402 $ 255,115 $ 270,154 $ 269,867

Business and government (2)
(11 ) 103,446 430,936 431,158 534,371 534,593

Bank (3)
– 7,072 25,449 25,462 32,521 32,534

139 125,120 711,787 711,735 837,046 836,994

Other

Obligations related to securities sold short
32,247 – – – 32,247 32,247

Obligations related to assets sold under repurchase agreements and securities loaned
– 201,839 4,975 4,976 206,814 206,815

Derivatives
90,238 – – – 90,238 90,238

Other liabilities (4)
(1,434 ) 18 54,917 54,880 53,501 53,464

Subordinated debentures
– – 9,131 9,319 9,131 9,319

(1) Includes Customers’ liability under acceptances and financial instruments recognized in Other assets.

(2) Business and government deposits include deposits from regulated deposit-taking institutions other than banks.

(3) Bank deposits refer to deposits from regulated banks and central banks.

(4) Includes Acceptances and financial instruments recognized in Other liabilities.

Fair value of assets and liabilities measured at fair value on a recurring basis and classified using the fair value hierarchy

 As at

July 31, 2019 October 31, 2018

Fair value measurements using
Netting

adjustments

Fair value
Fair value measurements using
Netting

adjustments

Fair value

(Millions of Canadian dollars) Level 1 Level 2 Level 3 Level 1 Level 2 Level 3

Financial assets

Interest-bearing deposits with banks
$ – $ 17,403 $ – $ $ 17,403 $ – $ 20,274 $ – $ $ 20,274

Securities

Trading

Issued or guaranteed

Canadian government debt (1)

Federal
12,385 5,554 – 17,939 8,342 6,231 – 14,573

Provincial and municipal
– 11,043 – 11,043 – 11,350 – 11,350

U.S. state, municipal and agencies debt (1)
1,016 38,129 64 39,209 2,068 31,030 66 33,164

Other OECD government debt (2)
1,633 4,573 – 6,206 1,151 9,018 – 10,169

Mortgage-backed securities (1)
– 958 – 958 – 1,001 – 1,001

Asset-backed securities

Non-CDO securities (3)
– 844 2 846 – 1,023 110 1,133

Corporate debt and other debt
– 22,034 21 22,055 2 22,303 21 22,326

Equities
39,017 2,012 1,136 42,165 30,847 2,547 1,148 34,542

54,051 85,147 1,223 140,421 42,410 84,503 1,345 128,258

Investment

Issued or guaranteed

Canadian government debt (1)

Federal
– 695 – 695 – 238 – 238

Provincial and municipal
– 2,098 – 2,098 – 1,554 – 1,554

U.S. state, municipal and agencies debt (1)
20 15,798 – 15,818 – 18,136 – 18,136

Other OECD government debt
– 4,692 – 4,692 – 1,470 – 1,470

Mortgage-backed securities (1)
– 2,544 27 2,571 – 2,174 – 2,174

Asset-backed securities

CDO
– 7,204 – 7,204 – 6,239 – 6,239

Non-CDO securities
– 853 – 853 – 863 – 863

Corporate debt and other debt
– 19,674 152 19,826 – 17,227 192 17,419

Equities
41 112 293 446 42 103 237 382

Loan substitute securities
– 24 – 24 – 24 – 24

61 53,694 472 54,227 42 48,028 429 48,499

Assets purchased under reverse repurchase agreements and securities borrowed
– 250,276 – 250,276 – 219,108 – 219,108

Loans
– 11,269 568 11,837 – 8,929 551 9,480

Other

Derivatives

Interest rate contracts
– 42,885 321 43,206 1 33,862 222 34,085

Foreign exchange contracts
– 41,335 36 41,371 – 43,253 53 43,306

Credit derivatives
– 145 – 145 – 38 – 38

Other contracts
2,588 12,918 115 15,621 5,868 11,654 296 17,818

Valuation adjustments
– (746 ) 4 (742 ) – (631 ) 6 (625 )

Total gross derivatives
2,588 96,537 476 99,601 5,869 88,176 577 94,622

Netting adjustments
(827 ) (827 ) (583 ) (583 )

Total derivatives
98,774 94,039

Other assets
1,108 262 75 1,445 1,020 288 65 1,373

$ 57,808 $ 514,588 $ 2,814 $ (827 ) $574,383 $ 49,341 $ 469,306 $ 2,967 $ (583 ) $ 521,031

Financial Liabilities

Deposits

Personal
$ – $ 16,251 $ 60 $ $ 16,311 $ – $ 14,362 $ 390 $ $ 14,752

Business and government
– 115,788 – 115,788 – 103,440 (5 ) 103,435

Bank
– 2,948 – 2,948 – 7,072 – 7,072

Other

Obligations related to securities sold short
17,690 15,912 – 33,602 17,732 14,515 – 32,247

Obligations related to assets sold under repurchase agreements and securities loaned
– 213,818 – 213,818 – 201,839 – 201,839

Derivatives

Interest rate contracts
– 35,986 902 36,888 – 29,620 726 30,346

Foreign exchange contracts
– 42,138 48 42,186 – 41,836 32 41,868

Credit derivatives
– 251 – 251 – 94 – 94

Other contracts
2,408 15,673 318 18,399 4,369 13,730 380 18,479

Valuation adjustments
– (37 ) (3 ) (40 ) – 29 5 34

Total gross derivatives
2,408 94,011 1,265 97,684 4,369 85,309 1,143 90,821

Netting adjustments
(827 ) (827 ) (583 ) (583 )

Total derivatives
96,857 90,238

Other liabilities
166 (1,498 ) 59 (1,273 ) 170 (1,654 ) 68 (1,416 )

$ 20,264 $ 457,230 $ 1,384 $ (827) $ 478,051 $ 22,271 $ 424,883 $ 1,596 $ (583 ) $ 448,167

(1) As at July 31, 2019, residential and commercial mortgage-backed securities (MBS) included in all fair value levels of trading securities were $20,898 million and $nil (October 31, 2018 – $16,776 million and $nil), respectively, and in all fair value levels of Investment securities were $5,558 million and $1,771 million (October 31, 2018 – $4,713 million and $1,348 million), respectively.

(2) OECD stands for Organisation for Economic Co-operation and Development.

(3) CDO stands for collateralized debt obligations.

Fair value measurements using significant unobservable inputs (Level 3 Instruments)

A financial instrument is classified as Level 3 in the fair value hierarchy if one or more of its unobservable inputs may significantly affect the measurement of its fair value. In preparing the financial statements, appropriate levels for these unobservable input parameters are chosen so that they are consistent with prevailing market evidence or management judgment. Due to the unobservable nature of the prices or rates, there may be uncertainty about the valuation of these Level 3 financial instruments.

During the three months ended July 31, 2019, there were no significant changes made to the valuation techniques and ranges and weighted averages of unobservable inputs used in the determination of fair value of Level 3 financial instruments. As at July 31, 2019, the impacts of adjusting one or more of the unobservable inputs by reasonably possible alternative assumptions did not change significantly from the impacts disclosed in our 2018 Annual Consolidated Financial Statements.

Changes in fair value measurement for instruments measured on a recurring basis and categorized in Level 3

. For the three months ended July 31, 2019

(Millions of Canadian dollars) Fair value
at beginning
of period Gains (losses)
included in
earnings Gains (losses)
included in
OCI (1) Purchases
(issuances) Settlement
(sales) and
other (2) Transfers
into
Level 3 Transfers
out of
Level 3 Fair value
at end of
period Gains
(losses) included
in earnings for
positions still held

Assets

Securities

Trading

Issued or guaranteed

U.S. state, municipal and agencies debt
$ 67 $ – $ (1 ) $ – $ (2 ) $ – $ – $ 64 $ –

Asset-backed securities

Non-CDO securities
4 – – – (2 ) – – 2 1

Corporate debt and other debt
21 – – – – – – 21 –

Equities
1,107 (20 ) (12 ) 76 (34 ) 20 (1 ) 1,136 (9 )

1,199 (20 ) (13 ) 76 (38 ) 20 (1 ) 1,223 (8 )

Investment

Mortgage-backed securities
28 – (1 ) – – – – 27 n.a.

Corporate debt and other debt
146 – 5 – 1 – – 152 n.a.

Equities
296 – (6 ) 5 (2 ) – – 293 n.a.

Loan substitute securities
– – – – – – – – n.a.

470 – (2 ) 5 (1 ) – – 472 n.a.

Loans
759 9 – 276 (474 ) 2 (4 ) 568 (3 )

Other

Net derivative balances (3)

Interest rate contracts
(585 ) 16 – (2 ) (5 ) (9 ) 4 (581 ) (4 )

Foreign exchange contracts
17 (14 ) (20 ) 2 1 2 – (12 ) 4

Other contracts
(190 ) 10 4 (48 ) 12 2 7 (203 ) 5

Valuation adjustments
6 – – – 1 – – 7 –

Other assets
66 13 (1 ) – (3 ) – – 75 13

$ 1,742 $ 14 $ (32 ) $ 309 $ (507 ) $ 17 $ 6 $ 1,549 $ 7

Liabilities

Deposits

Personal
$ (192 ) $ (5 ) $ 1 $ (16 ) $ 16 $ (13 ) $ 149 $ (60 ) $ 4

Business and government
– – – – – – – – –

Other

Other liabilities
(56 ) (7 ) 1 – 3 – – (59 ) (7 )

$ (248 ) $ (12 ) $ 2 $ (16 ) $ 19 $ (13 ) $ 149 $ (119 ) $ (3 )

. For the three months ended July 31, 2018

(Millions of Canadian dollars) Fair value
at beginning
of period Gains (losses)
included
in earnings Gains (losses)
included in
OCI (1) Purchases
(issuances) Settlement
(sales) and
other (2) Transfers
into
Level 3 Transfers
out of
Level 3 Fair value
at end of
period Gains
(losses) included
in earnings for
positions still held

Assets

Securities

Trading

Issued or guaranteed

U.S. state, municipal and agencies debt
$ 66 $ – $ 1 $ – $ (2 ) $ – $ – $ 65 $ –

Asset-backed securities

Non-CDO securities
115 1 2 – (5 ) – – 113 1

Corporate debt and other debt
23 – – – (1 ) – – 22 –

Equities
1,000 (27 ) 12 87 (16 ) 30 – 1,086 (11 )

1,204 (26 ) 15 87 (24 ) 30 – 1,286 (10 )

Investment

Mortgage-backed securities
– – – – – – – – n.a.

Corporate debt and other debt
33 – 1 – – 202 – 236 n.a.

Equities
246 (1 ) (2 ) – – – – 243 n.a.

Loan substitute securities
4 – – – – – – 4 n.a.

283 (1 ) (1 ) – – 202 – 483 n.a.

Loans
687 2 – 131 (284 ) – (40 ) 496 2

Other

Net derivative balances (3)

Interest rate contracts
(505 ) (18 ) – 21 72 – (6 ) (436 ) (18 )

Foreign exchange contracts
34 (10 ) (7 ) 12 – (1 ) (2 ) 26 (14 )

Other contracts
(112 ) (13 ) (1 ) (71 ) 3 (42 ) 39 (197 ) 13

Valuation adjustments
(22 ) – – – 18 – – (4 ) –

Other assets
– – (1 ) 71 – – – 70 –

$ 1,569 $ (66 ) $ 5 $ 251 $ (215 ) $ 189 $ (9 ) $ 1,724 $ (27 )

Liabilities

Deposits

Personal
$ (254 ) $ (13 ) $ (1 ) $ (54 ) $ 7 $ (238 ) $ 84 $ (469 ) $ (11 )

Business and government
– – – – – – – – –

Other

Other liabilities
(24 ) (2 ) – (35 ) 2 – – (59 ) –

$ (278 ) $ (15 ) $ (1 ) $ (89 ) $ 9 $ (238 ) $ 84 $ (528 ) $ (11 )

. For the nine months ended July 31, 2019

(Millions of Canadian dollars) Fair value
at beginning
of period Gains (losses)
included
in earnings Gains (losses)
included in
OCI (1) Purchases
(issuances) Settlement
(sales) and
other (2) Transfers
into
Level 3 Transfers
out of
Level 3 Fair value
at end of
period Gains
(losses) included
in earnings for
positions still held

Assets

Securities

Trading

Issued or guaranteed

U.S. state, municipal and agencies debt
$ 66 $ (1 ) $ 1 $ – $ (2 ) $ – $ – $ 64 $ –

Asset-backed securities

Non-CDO securities
110 15 – – (123 ) – – 2 3

Corporate debt and other debt
21 1 – – (1 ) – – 21 –

Equities
1,148 (67 ) 4 226 (212 ) 38 (1 ) 1,136 (26 )

1,345 (52 ) 5 226 (338 ) 38 (1 ) 1,223 (23 )

Investment

Mortgage-backed securities
– – – 27 – – – 27 n.a.

Corporate debt and other debt
192 (3 ) 18 – (55 ) – – 152 n.a.

Equities
237 – 14 5 37 – – 293 n.a.

Loan substitute securities
– – – – – – – – n.a.

429 (3 ) 32 32 (18 ) – – 472 n.a.

Loans
551 38 2 588 (478 ) 55 (188 ) 568 18

Other

Net derivative balances (3)

Interest rate contracts
(504 ) (79 ) – (195 ) 219 (6 ) (16 ) (581 ) (41 )

Foreign exchange contracts
21 (20 ) (11 ) 3 1 1 (7 ) (12 ) 4

Other contracts
(84 ) 90 1 (63 ) 2 (37 ) (112 ) (203 ) 79

Valuation adjustments
1 – – – 6 – – 7 –

Other assets
65 23 – – (13 ) – – 75 23

$ 1,824 $ (3 ) $ 29 $ 591 $ (619 ) $ 51 $ (324 ) $ 1,549 $ 60

Liabilities

Deposits

Personal
$ (390 ) $ (39 ) $ – $ (49 ) $ 27 $ (138 ) $ 529 $ (60 ) $ (1 )

Business and government
5 – – – – – (5 ) – –

Other

Other liabilities
(68 ) (12 ) (1 ) 1 21 – – (59 ) (10 )

$ (453 ) $ (51 ) $ (1 ) $ (48 ) $ 48 $ (138 ) $ 524 $ (119 ) $ (11 )

. For the nine months ended July 31, 2018

(Millions of Canadian dollars) Fair value
at beginning
of period Gains (losses)
included
in earnings Gains (losses)
included
in OCI (1) Purchases
(issuances) Settlement
(sales) and
other (2) Transfers
into
Level 3 Transfers
out of
Level 3 Fair value
at end of
period Gains
(losses) included
in earnings for
positions still held

Assets

Securities

Trading

Issued or guaranteed

U.S. state, municipal and agencies debt
$ 508 $ 16 $ (4 ) $ – $ (455 ) $ – $ – $ 65 $ (2 )

Asset-backed securities

Non-CDO securities
196 27 1 – (111 ) – – 113 12

Corporate debt and other debt
30 (2 ) – – (1 ) – (5 ) 22 (1 )

Equities
923 (127 ) 27 320 (89 ) 34 (2 ) 1,086 (48 )

1,657 (86 ) 24 320 (656 ) 34 (7 ) 1,286 (39 )

Investment

Mortgage-backed securities
– – – – – – – – n.a.

Corporate debt and other debt
29 (5 ) 6 – – 206 – 236 n.a.

Equities
217 (1 ) 25 – 2 – – 243 n.a.

Loan substitute securities
3 – 1 – – – – 4 n.a.

249 (6 ) 32 – 2 206 – 483 n.a.

Loans
477 4 (1 ) 345 (289 ) – (40 ) 496 (3 )

Other

Net derivative balances (3)

Interest rate contracts
(455 ) 16 – 71 73 – (141 ) (436 ) (2 )

Foreign exchange contracts
21 (6 ) (4 ) 11 3 4 (3 ) 26 (11 )

Other contracts
(181 ) 35 – (87 ) (42 ) (55 ) 133 (197 ) (8 )

Valuation adjustments
(16 ) – – – 12 – – (4 ) —

Other assets
– – (1 ) 71 – – – 70 —

$ 1,752 $ (43 ) $ 50 $ 731 $ (897 ) $ 189 $ (58 ) $ 1,724 $ (63 )

Liabilities

Deposits

Personal
$ (465 ) $ (58 ) $ (3 ) $ (221 ) $ 33 $ (398 ) $ 643 $ (469 ) $ 54

Business and government
– – – – – – – – —

Other

Other liabilities
(24 ) (3 ) – (40 ) 8 – – (59 ) —

$ (489 ) $ (61 ) $ (3 ) $ (261 ) $ 41 $ (398 ) $ 643 $ (528 ) $ 54

(1) These amounts include the foreign currency translation gains or losses arising on consolidation of foreign subsidiaries relating to the Level 3 instruments, where applicable. The unrealized gains on Investment securities recognized in OCI were $6 million for the three months ended July 31, 2019 (July 31, 2018 – gains of $1 million) and gains of $35 million for the nine months ended July 31, 2019 (July 31, 2018 – gains of $31 million), excluding the translation gains or losses arising on consolidation.

(2) Other includes amortization of premiums or discounts recognized in net income.

(3) Net derivatives as at July 31, 2019 included derivative assets of $476 million (July 31, 2018 – $643 million) and derivative liabilities of $1,265 million (July 31, 2018 – $1,254 million).

n.a. not applicable

Transfers between fair value hierarchy levels for instruments carried at fair value on a recurring basis

Transfers between Level 1 and 2 are dependent on whether fair value is obtained on the basis of quoted market prices in active markets (Level 1).

During the three months ended July 31, 2019, transfers out of Level 1 to Level 2 include Trading U.S. state, municipal and agencies debt of $610 million.

During the three months ended July 31, 2019 there were no significant transfers out of Level 2 to Level 1.

Transfers between Level 2 and Level 3 are primarily due to either a change in the market observability for an input, or a change in an unobservable input’s significance to a financial instrument’s fair value.

During the three months ended July 31, 2019 there were no significant transfers out of Level 2 to Level 3.

During the three months ended July 31, 2019, significant transfers out of Level 3 to Level 2 include $149 million in Personal deposits, due to changes in the significance of the unobservable inputs.

Net interest income from financial instruments

Interest and dividend income arising from financial assets and financial liabilities and the associated costs of funding are reported in Net interest income.

 For the three months ended For the nine months ended

(Millions of Canadian dollars)
July 31

2019

July 31

2018 (1)

July 31

2019

July 31

2018 (1)

Interest and dividend income (2), (3)

Financial instruments measured at fair value through profit or loss
$ 3,210 $ 2,109 $ 8,997 $ 5,617

Financial instruments measured at fair value through other comprehensive income
298 234 857 558

Financial instruments measured at amortized cost
7,102 6,283 21,037 17,856

10,610 8,626 30,891 24,031

Interest expense (2)

Financial instruments measured at fair value through profit or loss
$ 2,778 $ 1,730 $ 7,774 $ 4,464

Financial instruments measured at amortized cost
2,784 2,300 8,348 6,105

5,562 4,030 16,122 10,569

Net interest income
$ 5,048 $ 4,596 $ 14,769 $ 13,462

(1) Amounts have been revised from those previously presented.

(2) Excludes the following amounts related to our insurance operations and included in Insurance premiums, investment and fee income in the Interim Consolidated Statements of Income: For the three months ended July 31, 2019, Interest income of $123 million (July 31, 2018 – $122 million), and Interest expense of $1 million (July 31, 2018 – $nil). For the nine months ended July 31, 2019, Interest income of $366 million (July 31, 2018 – $360 million), and Interest expense of $3 million (July 31, 2018 – $3 million).

(3) Includes dividend income for the three months ended July 31, 2019 of $614 million (July 31, 2018 – $417 million) and for the nine months ended July 31, 2019 of $1,508 million (July 31, 2018 – $1,177 million).

X

- Definition
The disclosure of the fair value of financial instruments. [Refer: Financial instruments, class [member]; At fair value [member]]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 10
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_10_e&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory

Namespace Prefix: ifrs-full_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 29 R11.htm IDEA: XBRL DOCUMENT v3.19.2

Securities
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Securities

Note 4 Securities

Unrealized gains and losses on securities at FVOCI (1) (2)

 As at

July 31, 2019 October 31, 2018

(Millions of Canadian dollars) Cost/
Amortized cost Gross
unrealized
gains Gross
unrealized
losses Fair value Cost/
Amortized cost Gross
unrealized
gains Gross
unrealized
losses Fair value

Issued or guaranteed

Canadian government debt

Federal (3)
$ 693 $ 3 $ (1 ) $ 695 $ 244 $ – $ (6 ) $ 238

Provincial and municipal
2,033 66 (1 ) 2,098 1,578 2 (26 ) 1,554

U.S. state, municipal and agencies debt (3)
15,704 206 (92 ) 15,818 18,000 285 (149 ) 18,136

Other OECD government debt
4,693 2 (3 ) 4,692 1,469 2 (1 ) 1,470

Mortgage-backed securities (3)
2,577 2 (8 ) 2,571 2,176 1 (3 ) 2,174

Asset-backed securities

CDO
7,228 2 (26 ) 7,204 6,248 1 (10 ) 6,239

Non-CDO securities
847 7 (1 ) 853 856 9 (2 ) 863

Corporate debt and other debt
19,762 73 (9 ) 19,826 17,439 22 (42 ) 17,419

Equities
233 215 (2 ) 446 197 186 (1 ) 382

Loan substitute securities
25 – (1 ) 24 25 – (1 ) 24

$ 53,795 $ 576 $ (144 ) $ 54,227 $ 48,232 $ 508 $ (241 ) $ 48,499

(1) Excludes $46,013 million of held-to-collect securities as at July 31, 2019 that are carried at amortized cost, net of allowance for credit losses (October 31, 2018 – $46,109 million).

(2) Gross unrealized gains and losses includes $(1) million of allowance for credit losses on debt securities at FVOCI as at July 31, 2019 (October 31, 2018 – $11 million) recognized in income and Other components of equity.

(3) The majority of the MBS are residential. Cost/Amortized cost, gross unrealized gains, gross unrealized losses and fair value related to commercial MBS are $1,775 million, $2 million, $6 million and $1,771 million, respectively as at July 31, 2019 (October 31, 2018 – $1,442 million, $nil, $6 million and $1,436 million, respectively).

Allowance for credit losses on investment securities

The following tables reconcile the opening and closing allowance for debt securities at FVOCI and amortized cost by stage. Reconciling items include the following:

•
Transfers between stages, which are presumed to occur before any corresponding remeasurement of the allowance.

•
Purchases, which reflect the allowance related to assets newly recognized during the period, including those assets that were derecognized following a modification of terms.

•
Sales and maturities, which reflect the allowance related to assets derecognized during the period without a credit loss being incurred, including those assets that were derecognized following a modification of terms.

•
Changes in risk, parameters and exposures, which comprise the impact of changes in model inputs or assumptions, including changes in forward-looking macroeconomic conditions; partial repayments; changes in the measurement following a transfer between stages; and unwinding of the time value discount due to the passage of time.

Allowance for credit losses – securities at FVOCI (1)

 For the three months ended

July 31, 2019 July 31, 2018

Performing Impaired Performing Impaired

(Millions of Canadian dollars) Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total

Balance at beginning of period
$ 5 $ – $ (4 ) $ 1 $ 40 $ 5 $ – $ 45

Provision for credit losses

Transfers to stage 1
– – – – – – – –

Transfers to stage 2
– – – – – – – –

Transfers to stage 3
– – – – (36 ) – 36 –

Purchases
1 – – 1 1 – – 1

Sales and maturities
(1 ) – – (1 ) (1 ) – – (1 )

Changes in risk, parameters and exposures
– – (2 ) (2 ) – – – –

Exchange rate and other
– – – – – – – –

Balance at end of period
$ 5 $ – $ (6 ) $ (1 ) $ 4 $ 5 $ 36 $ 45

 For the nine months ended

July 31, 2019 July 31, 2018

Performing Impaired Performing Impaired

(Millions of Canadian dollars) Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total

Balance at beginning of period
$ 4 $ 7 $ – $ 11 $ 3 $ 22 $ – $ 25

Provision for credit losses

Transfers to stage 1
– – – – – – – –

Transfers to stage 2
– – – – – – – –

Transfers to stage 3
– – – – (36 ) – 36 –

Purchases
4 – – 4 83 – – 83

Sales and maturities
(2 ) (7 ) – (9 ) (47 ) (17 ) – (64 )

Changes in risk, parameters and exposures
(1 ) – (6 ) (7 ) (1 ) 1 – –

Exchange rate and other
– – – – 2 (1 ) – 1

Balance at end of period
$ 5 $ – $ (6 ) $ (1 ) $ 4 $ 5 $ 36 $ 45

(1) Expected credit losses on debt securities at FVOCI are not separately recognized on the balance sheet as the related securities are recorded at fair value. The cumulative amount of credit losses recognized in income is presented in Other components of equity.

Allowance for credit losses – securities at amortized cost

 For the three months ended

July 31, 2019 July 31, 2018

Performing Impaired Performing Impaired

(Millions of Canadian dollars) Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total

Balance at beginning of period
$ 7 $ 23 $ – $ 30 $ 4 $ 31 $ – $ 35

Provision for credit losses

Transfers to stage 1
– – – – – – – –

Transfers to stage 2
– – – – – – – –

Transfers to stage 3
– – – – – (2 ) 2 –

Purchases
2 – – 2 1 – – 1

Sales and maturities
(1 ) – – (1 ) – – – –

Changes in risk, parameters and exposures
– (3 ) – (3 ) 1 8 – 9

Exchange rate and other
(1 ) 1 – – 1 – – 1

Balance at end of period
$ 7 $ 21 $ – $ 28 $ 7 $ 37 $ 2 $ 46



 For the nine months ended

July 31, 2019 July 31, 2018

Performing Impaired Performing Impaired

(Millions of Canadian dollars) Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total

Balance at beginning of period
$ 6 $ 32 $ – $ 38 $ 9 $ 45 $ – $ 54

Provision for credit losses

Transfers to stage 1
– – – – 3 (3 ) – –

Transfers to stage 2
– – – – (7 ) 7 – –

Transfers to stage 3
– – – – – (2 ) 2 –

Purchases
6 – – 6 4 – – 4

Sales and maturities
(1 ) – – (1 ) (2 ) (10 ) – (12 )

Changes in risk, parameters and exposures
(3 ) (13 ) – (16 ) (1 ) 1 – –

Exchange rate and other
(1 ) 2 – 1 1 (1 ) – –

Balance at end of period
$ 7 $ 21 $ – $ 28 $ 7 $ 37 $ 2 $ 46

Credit risk exposure by internal risk rating

The following table presents the fair value of debt securities at FVOCI and gross carrying amount of securities at amortized cost. Risk ratings are based on internal ratings used in the measurement of expected credit losses, as at the reporting date as outlined in the internal ratings maps in the Credit risk section of our 2018 Annual Report.

 As at

July 31, 2019 October 31, 2018

Performing Impaired Performing Impaired

(Millions of Canadian dollars) Stage 1 Stage 2 Stage 3 (1) Total Stage 1 Stage 2 Stage 3 (1) Total

Investment securities

Securities at FVOCI

Investment grade
$ 53,219 $ 1 $ – $ 53,220 $ 46,956 $ 479 $ – $ 47,435

Non-investment grade
383 10 – 393 500 33 – 533

Impaired
– – 144 144 – – 125 125

$ 53,602 $ 11 $ 144 $ 53,757 $ 47,456 $ 512 $ 125 $ 48,093

Items not subject to impairment (2)
470 406

$ 54,227 $ 48,499

Securities at amortized cost

Investment grade
$ 44,820 $ 44 $ – $ 44,864 $ 44,958 $ 119 $ – $ 45,077

Non-investment grade
616 561 – 1,177 367 703 – 1,070

Impaired
– – – – – – – –

$ 45,436 $ 605 $ – $ 46,041 $ 45,325 $ 822 $ – $ 46,147

Allowance for credit losses
7 21 – 28 6 32 – 38

Amortized cost
$ 45,429 $ 584 $ – $ 46,013 $ 45,319 $ 790 $ – $ 46,109

(1) Includes $144 million of purchased credit impaired securities (October 31, 2018 – $125 million).

(2) Investment securities at FVOCI not subject to impairment represent equity securities designated as FVOCI.

X

- Definition
The disclosure of trading and investment securities.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfSecuritiesExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 30 R12.htm IDEA: XBRL DOCUMENT v3.19.2

Loans and allowance for credit losses
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Loans and allowance for credit losses

Note 5 Loans and allowance for credit losses

Allowance for credit losses

 For the three months ended

July 31, 2019 July 31, 2018

(Millions of Canadian dollars) Balance at
beginning
of period Provision
for credit
losses Net
write-offs Exchange
rate and
other Balance at
end of
period Balance at
beginning
of period Provision
for credit
losses Net
write-offs Exchange
rate and
other Balance at
end of
period

Retail

Residential mortgages
$ 395 $ 29 $ (10 ) $ (5 ) $ 409 $ 381 $ 20 $ (12 ) $ – $ 389

Personal
922 127 (116 ) (1 ) 932 876 138 (109 ) (3 ) 902

Credit cards
790 130 (130 ) (1 ) 789 694 129 (118 ) – 705

Small business
49 12 (7 ) (1 ) 53 52 16 (7 ) – 61

Wholesale
1,108 133 (89 ) (37 ) 1,115 1,012 34 (57 ) (5 ) 984

Customers’ liability under acceptances
26 (2 ) – (1 ) 23 15 1 – – 16

$ 3,290 $ 429 $ (352 ) $ (46 ) $ 3,321 $ 3,030 $ 338 $ (303 ) $ (8 ) $ 3,057

Presented as:

Allowance for loan losses
$ 3,093 $ 3,131 $ 2,808 $ 2,837

Other liabilities – Provisions
171 167 206 203

Customers’ liability under acceptances
26 23 15 16

Other components of equity
– – 1 1

 For the nine months ended

July 31, 2019 July 31, 2018

(Millions of Canadian dollars) Balance at
beginning
of period Provision
for credit
losses Net
write-offs Exchange
rate and
other Balance at
end of
period Balance at
beginning
of period Provision
for credit
losses Net
write-offs Exchange
rate and
other Balance at
end of
period

Retail

Residential mortgages
$ 382 $ 60 $ (30 ) $ (3 ) $ 409 $ 378 $ 52 $ (35 ) $ (6 ) $ 389

Personal
895 398 (346 ) (15 ) 932 826 405 (318 ) (11 ) 902

Credit cards
760 405 (375 ) (1 ) 789 693 363 (351 ) – 705

Small business
51 25 (20 ) (3 ) 53 49 33 (19 ) (2 ) 61

Wholesale
979 495 (305 ) (54 ) 1,115 1,010 101 (93 ) (34 ) 984

Customers’ liability under acceptances
21 3 – (1 ) 23 20 (4 ) – – 16

$ 3,088 $ 1,386 $ (1,076 ) $ (77 ) $ 3,321 $ 2,976 $ 950 $ (816 ) $ (53 ) $ 3,057

Presented as:

Allowance for loan losses
$ 2,912 $ 3,131 $ 2,749 $ 2,837

Other liabilities – Provisions
154 167 207 203

Customers’ liability under acceptances
21 23 20 16

Other components of equity
1 – – 1

The following tables reconcile the opening and closing allowance for loans and commitments, by stage, for each major product category.

Reconciling items include the following:

•
Transfers between stages, which are presumed to occur before any corresponding remeasurements of the allowance.

•
Originations, which reflect the allowance related to assets newly recognized during the period, including those assets that were derecognized following a modification of terms.

•
Maturities, which reflect the allowance related to assets derecognized during the period without a credit loss being incurred, including those assets that were derecognized following a modification of terms.

•
Changes in risk, parameters and exposures, which comprise the impact of changes in model inputs or assumptions, including changes in forward-looking macroeconomic conditions; partial repayments and additional draws on existing facilities; changes in the measurement following a transfer between stages; and unwinding of the time value discount due to the passage of time in stage 1 and stage 2.

Allowance for credit losses – Retail and wholesale loans

 For the three months ended

July 31, 2019 July 31, 2018

Performing Impaired Performing Impaired

(Millions of Canadian dollars) Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total

Residential mortgages

Balance at beginning of period
$ 140 $ 63 $ 192 $ 395 $ 149 $ 62 $ 170 $ 381

Provision for credit losses

Transfers to stage 1
21 (16 ) (5 ) – 10 (10 ) – –

Transfers to stage 2
(4 ) 4 – – (4 ) 5 (1 ) –

Transfers to stage 3
(1 ) (6 ) 7 – – (6 ) 6 –

Originations
12 – – 12 18 – – 18

Maturities
(4 ) (3 ) – (7 ) (3 ) (4 ) – (7 )

Changes in risk, parameters and exposures
(19 ) 28 15 24 (20 ) 18 11 9

Write-offs
– – (12 ) (12 ) – – (14 ) (14 )

Recoveries
– – 2 2 – – 2 2

Exchange rate and other
(1 ) – (4 ) (5 ) 1 – (1 ) –

Balance at end of period
$ 144 $ 70 $ 195 $ 409 $ 151 $ 65 $ 173 $ 389

Personal

Balance at beginning of period
$ 238 $ 555 $ 129 $ 922 $ 253 $ 488 $ 135 $ 876

Provision for credit losses

Transfers to stage 1
154 (154 ) – – 154 (154 ) – –

Transfers to stage 2
(20 ) 20 – – (26 ) 27 (1 ) –

Transfers to stage 3
– (41 ) 41 – (1 ) (36 ) 37 –

Originations
27 – – 27 30 1 – 31

Maturities
(8 ) (30 ) – (38 ) (9 ) (34 ) – (43 )

Changes in risk, parameters and exposures
(148 ) 210 76 138 (143 ) 213 80 150

Write-offs
– – (148 ) (148 ) – – (139 ) (139 )

Recoveries
– – 32 32 – – 30 30

Exchange rate and other
– – (1 ) (1 ) – – (3 ) (3 )

Balance at end of period
$ 243 $ 560 $ 129 $ 932 $ 258 $ 505 $ 139 $ 902

Credit cards

Balance at beginning of period
$ 166 $ 624 $ – $ 790 $ 199 $ 495 $ – $ 694

Provision for credit losses

Transfers to stage 1
116 (116 ) – – 153 (153 ) – –

Transfers to stage 2
(19 ) 19 – – (21 ) 21 – –

Transfers to stage 3
– (88 ) 88 – (1 ) (53 ) 54 –

Originations
1 – – 1 4 1 – 5

Maturities
(2 ) (8 ) – (10 ) (3 ) (12 ) – (15 )

Changes in risk, parameters and exposures
(94 ) 191 42 139 (113 ) 188 64 139

Write-offs
– – (167 ) (167 ) – – (151 ) (151 )

Recoveries
– – 37 37 – – 33 33

Exchange rate and other
1 (2 ) – (1 ) (1 ) 1 – –

Balance at end of period
$ 169 $ 620 $ – $ 789 $ 217 $ 488 $ – $ 705

Small business

Balance at beginning of period
$ 15 $ 17 $ 17 $ 49 $ 15 $ 17 $ 20 $ 52

Provision for credit losses

Transfers to stage 1
5 (5 ) – – 5 (5 ) – –

Transfers to stage 2
– – – – (1 ) 1 – –

Transfers to stage 3
– (3 ) 3 – – (2 ) 2 –

Originations
2 – – 2 3 – – 3

Maturities
(1 ) (2 ) – (3 ) (1 ) (3 ) – (4 )

Changes in risk, parameters and exposures
(4 ) 9 8 13 (5 ) 15 7 17

Write-offs
– – (9 ) (9 ) – – (9 ) (9 )

Recoveries
– – 2 2 – – 2 2

Exchange rate and other
– – (1 ) (1 ) 1 – (1 ) –

Balance at end of period
$ 17 $ 16 $ 20 $ 53 $ 17 $ 23 $ 21 $ 61

Wholesale

Balance at beginning of period
$ 293 $ 358 $ 457 $ 1,108 $ 254 $ 295 $ 463 $ 1,012

Provision for credit losses

Transfers to stage 1
35 (34 ) (1 ) – 23 (23 ) – –

Transfers to stage 2
(8 ) 9 (1 ) – (14 ) 19 (5 ) –

Transfers to stage 3
(2 ) (15 ) 17 – – (9 ) 9 –

Originations
55 12 – 67 56 11 – 67

Maturities
(39 ) (39 ) – (78 ) (34 ) (37 ) – (71 )

Changes in risk, parameters and exposures
(51 ) 86 109 144 (15 ) 68 (15 ) 38

Write-offs
– – (101 ) (101 ) – – (82 ) (82 )

Recoveries
– – 12 12 – – 25 25

Exchange rate and other
(3 ) (2 ) (32 ) (37 ) 2 2 (9 ) (5 )

Balance at end of period
$ 280 $ 375 $ 460 $ 1,115 $ 272 $ 326 $ 386 $ 984

 For the nine months ended

July 31, 2019 July 31, 2018

Performing Impaired Performing Impaired

(Millions of Canadian dollars) Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total

Residential mortgages

Balance at beginning of period
$ 142 $ 64 $ 176 $ 382 $ 140 $ 65 $ 173 $ 378

Provision for credit losses

Transfers to stage 1
64 (52 ) (12 ) – 49 (49 ) – –

Transfers to stage 2
(9 ) 11 (2 ) – (15 ) 17 (2 ) –

Transfers to stage 3
(2 ) (24 ) 26 – (1 ) (14 ) 15 –

Originations
35 – – 35 51 – – 51

Maturities
(10 ) (6 ) – (16 ) (9 ) (9 ) – (18 )

Changes in risk, parameters and exposures
(76 ) 77 40 41 (66 ) 54 31 19

Write-offs
– – (34 ) (34 ) – – (39 ) (39 )

Recoveries
– – 4 4 – – 4 4

Exchange rate and other
– – (3 ) (3 ) 2 1 (9 ) (6 )

Balance at end of period
$ 144 $ 70 $ 195 $ 409 $ 151 $ 65 $ 173 $ 389

Personal

Balance at beginning of period
$ 242 $ 512 $ 141 $ 895 $ 278 $ 427 $ 121 $ 826

Provision for credit losses

Transfers to stage 1
428 (422 ) (6 ) – 576 (576 ) – –

Transfers to stage 2
(66 ) 67 (1 ) – (118 ) 119 (1 ) –

Transfers to stage 3
(1 ) (125 ) 126 – (2 ) (114 ) 116 –

Originations
73 1 – 74 81 4 – 85

Maturities
(20 ) (87 ) – (107 ) (25 ) (99 ) – (124 )

Changes in risk, parameters and exposures
(414 ) 614 231 431 (530 ) 745 229 444

Write-offs
– – (440 ) (440 ) – – (405 ) (405 )

Recoveries
– – 94 94 – – 87 87

Exchange rate and other
1 – (16 ) (15 ) (2 ) (1 ) (8 ) (11 )

Balance at end of period
$ 243 $ 560 $ 129 $ 932 $ 258 $ 505 $ 139 $ 902

Credit cards

Balance at beginning of period
$ 161 $ 599 $ – $ 760 $ 251 $ 442 $ – $ 693

Provision for credit losses

Transfers to stage 1
344 (344 ) – – 597 (597 ) – –

Transfers to stage 2
(58 ) 58 – – (102 ) 102 – –

Transfers to stage 3
(1 ) (251 ) 252 – (2 ) (145 ) 147 –

Originations
3 – – 3 10 2 – 12

Maturities
(4 ) (19 ) – (23 ) (10 ) (55 ) – (65 )

Changes in risk, parameters and exposures
(276 ) 578 123 425 (526 ) 738 204 416

Write-offs
– – (478 ) (478 ) – – (448 ) (448 )

Recoveries
– – 103 103 – – 97 97

Exchange rate and other
– (1 ) – (1 ) (1 ) 1 – –

Balance at end of period
$ 169 $ 620 $ – $ 789 $ 217 $ 488 $ – $ 705

Small business

Balance at beginning of period
$ 17 $ 16 $ 18 $ 51 $ 15 $ 15 $ 19 $ 49

Provision for credit losses

Transfers to stage 1
16 (16 ) – – 20 (20 ) – –

Transfers to stage 2
(2 ) 2 – – (4 ) 4 – –

Transfers to stage 3
– (8 ) 8 – – (8 ) 8 –

Originations
7 – – 7 8 – – 8

Maturities
(3 ) (6 ) – (9 ) (3 ) (7 ) – (10 )

Changes in risk, parameters and exposures
(18 ) 28 17 27 (20 ) 39 16 35

Write-offs
– – (26 ) (26 ) – – (25 ) (25 )

Recoveries
– – 6 6 – – 6 6

Exchange rate and other
– – (3 ) (3 ) 1 – (3 ) (2 )

Balance at end of period
$ 17 $ 16 $ 20 $ 53 $ 17 $ 23 $ 21 $ 61

Wholesale

Balance at beginning of period
$ 274 $ 340 $ 365 $ 979 $ 251 $ 352 $ 407 $ 1,010

Provision for credit losses

Transfers to stage 1
113 (103 ) (10 ) – 148 (148 ) – –

Transfers to stage 2
(25 ) 28 (3 ) – (60 ) 68 (8 ) –

Transfers to stage 3
(5 ) (48 ) 53 – (1 ) (28 ) 29 –

Originations
182 39 – 221 167 28 – 195

Maturities
(128 ) (118 ) – (246 ) (112 ) (145 ) – (257 )

Changes in risk, parameters and exposures
(130 ) 235 415 520 (123 ) 199 87 163

Write-offs
– – (337 ) (337 ) – – (145 ) (145 )

Recoveries
– – 32 32 – – 52 52

Exchange rate and other
(1 ) 2 (55 ) (54 ) 2 – (36 ) (34 )

Balance at end of period
$ 280 $ 375 $ 460 $ 1,115 $ 272 $ 326 $ 386 $ 984

Credit risk exposure by internal risk rating

The following table presents the gross carrying amount of loans measured at amortized cost, and the full contractual amount of undrawn loan commitments subject to the impairment requirements of IFRS 9. Risk ratings are based on internal ratings used in the measurement of expected credit losses as at the reporting date, as outlined in the internal ratings maps for Wholesale and Retail facilities in the Credit risk section of our 2018 Annual Report.

 As at

July 31, 2019 October 31, 2018

(Millions of Canadian dollars) Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total

Retail

Loans outstanding – Residential mortgages

Low risk
$ 232,712 $ 6,367 $ – $ 239,079 $ 222,026 $ 3,688 $ – $ 225,714

Medium risk
13,221 1,289 – 14,510 13,681 1,369 – 15,050

High risk
2,727 2,619 – 5,346 2,577 2,897 – 5,474

Not rated (1)
38,301 608 – 38,909 34,670 578 – 35,248

Impaired
– – 709 709 – – 726 726

286,961 10,883 709 298,553 272,954 8,532 726 282,212

Items not subject to impairment (2)
422 259

Total
298,975 282,471

Loans outstanding – Personal

Low risk
$ 71,290 $ 1,699 $ – $ 72,989 $ 71,763 $ 1,256 $ – $ 73,019

Medium risk
5,997 2,042 – 8,039 6,124 1,925 – 8,049

High risk
937 1,649 – 2,586 998 1,672 – 2,670

Not rated (1)
8,290 41 – 8,331 8,595 64 – 8,659

Impaired
– – 300 300 – – 303 303

Total
86,514 5,431 300 92,245 87,480 4,917 303 92,700

Loans outstanding – Credit cards

Low risk
$ 13,767 $ 102 $ – $ 13,869 $ 13,185 $ 100 $ – $ 13,285

Medium risk
2,185 1,727 – 3,912 2,234 1,632 – 3,866

High risk
130 1,335 – 1,465 139 1,331 – 1,470

Not rated (1)
819 32 – 851 764 30 – 794

Total
16,901 3,196 – 20,097 16,322 3,093 – 19,415

Loans outstanding – Small business

Low risk
$ 2,228 $ 45 $ – $ 2,273 $ 2,004 $ 46 $ – $ 2,050

Medium risk
2,321 109 – 2,430 2,230 102 – 2,332

High risk
118 197 – 315 95 178 – 273

Not rated (1)
197 – – 197 166 1 – 167

Impaired
– – 51 51 – – 44 44

Total
4,864 351 51 5,266 4,495 327 44 4,866

Undrawn loan commitments – Retail

Low risk
$ 197,881 $ 1,943 $ – $ 199,824 $ 182,426 $ 1,270 $ – $ 183,696

Medium risk
7,832 240 – 8,072 10,794 239 – 11,033

High risk
727 207 – 934 3,740 166 – 3,906

Not rated (1)
2,730 29 – 2,759 2,584 35 – 2,619

Total
209,170 2,419 – 211,589 199,544 1,710 – 201,254

Wholesale – Loans outstanding

Investment grade
$ 50,609 $ 79 $ – $ 50,688 $ 46,869 $ 324 $ – $ 47,193

Non-investment grade
116,299 11,525 – 127,824 106,027 10,190 – 116,217

Not rated (1)
7,328 363 – 7,691 6,692 411 – 7,103

Impaired
– – 1,896 1,896 – – 1,096 1,096

174,236 11,967 1,896 188,099 159,588 10,925 1,096 171,609

Items not subject to impairment (2)
10,842 8,669

Total
198,941 180,278

Undrawn loan commitments – Wholesale

Investment grade
$ 220,061 $ – $ – $ 220,061 $ 222,970 $ 93 $ – $ 223,063

Non-investment grade
90,263 8,030 – 98,293 88,828 7,069 – 95,897

Not rated (1)
4,557 – – 4,557 4,291 – – 4,291

Total
314,881 8,030 – 322,911 316,089 7,162 – 323,251

(1) In certain cases where an internal risk rating is not assigned, we use other approved credit risk assessment or rating methodologies, policies and tools to manage our credit risk.

(2) Items not subject to impairment are loans held at FVTPL.

Loans past due but not impaired (1)

 As at

July 31, 2019 October 31, 2018

(Millions of Canadian dollars) 1 to 29 days 30 to 89 days 90 days
and greater Total 1 to 29 days 30 to 89 days 90 days
and greater Total

Retail
$ 3,025 $ 1,285 $ 186 $ 4,496 $ 2,995 $ 1,402 $ 179 $ 4,576

Wholesale
1,301 405 21 1,727 1,246 468 – 1,714

$ 4,326 $ 1,690 $ 207 $ 6,223 $ 4,241 $ 1,870 $ 179 $ 6,290

(1) Amounts presented may include loans past due as a result of administrative processes, such as mortgage loans on which payments are restrained pending payout due to sale or refinancing. Past due loans arising from administrative processes are not representative of the borrowers’ ability to meet their payment obligations.

X

- Definition
The entire disclosure of loans and allowance for credit losses.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfLoansAndAllowanceForCreditLossesExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 31 R13.htm IDEA: XBRL DOCUMENT v3.19.2

Deposits
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Deposits

Note 6 Deposits

 As at

July 31, 2019 October 31, 2018

(Millions of Canadian dollars) Demand (1) Notice (2) Term (3) Total Demand (1) Notice (2) Term (3) Total

Personal
$ 140,474 $ 48,659 $ 98,796 $ 287,929 $ 135,101 $ 48,873 $ 86,180 $ 270,154

Business and government
246,937 12,106 304,300 563,343 238,617 8,606 287,148 534,371

Bank
8,403 173 21,363 29,939 8,750 299 23,472 32,521

$ 395,814 $ 60,938 $ 424,459 $ 881,211 $ 382,468 $ 57,778 $ 396,800 $ 837,046

Non-interest-bearing (4)

Canada
$ 90,308 $ 5,335 $ – $ 95,643 $ 88,119 $ 5,086 $ – $ 93,205

United States
32,451 – – 32,451 34,098 – – 34,098

Europe (5)
690 – – 690 564 – – 564

Other International
5,484 6 – 5,490 5,495 5 – 5,500

Interest-bearing (4)

Canada
226,187 15,167 330,119 571,473 213,747 15,112 292,641 521,500

United States
3,995 36,502 49,929 90,426 2,478 33,099 67,211 102,788

Europe (5)
31,384 873 32,973 65,230 32,930 1,412 26,598 60,940

Other International
5,315 3,055 11,438 19,808 5,037 3,064 10,350 18,451

$ 395,814 $ 60,938 $ 424,459 $ 881,211 $ 382,468 $ 57,778 $ 396,800 $ 837,046

(1) Demand deposits are deposits for which we do not have the right to require notice of withdrawal, which include both savings and chequing accounts.

(2) Notice deposits are deposits for which we can legally require notice of withdrawal. These deposits are primarily savings accounts.

(3) Term deposits are deposits payable on a fixed date, and include term deposits, guaranteed investment certificates and similar instruments.

(4) The geographical splits of the deposits are based on the point of origin of the deposits and where the revenue is recognized. As at July 31, 2019, deposits denominated in U.S. dollars, British pounds, Euro and other foreign currencies were $326 billion, $21 billion, $44 billion and $31 billion, respectively (October 31, 2018 – $309 billion, $20 billion, $38 billion and $32 billion, respectively).

(5) Europe includes the United Kingdom, Luxembourg, the Channel Islands, France and Italy.

Contractual maturities of term deposits

 As at

(Millions of Canadian dollars)
July 31

2019

October 31

2018

Within 1 year:

less than 3 months
$ 117,873 $ 89,553

3 to 6 months
40,755 59,109

6 to 12 months
92,765 80,773

1 to 2 years
61,462 51,798

2 to 3 years
36,338 45,550

3 to 4 years
21,616 21,127

4 to 5 years
25,735 23,863

Over 5 years
27,915 25,027

$ 424,459 $ 396,800

Aggregate amount of term deposits in denominations of one hundred thousand dollars or more (1)
$ 387,000 $ 362,000

(1) Amounts have been revised from those previously presented.

X

- Definition
The disclosure of deposits.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfDepositsExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 32 R14.htm IDEA: XBRL DOCUMENT v3.19.2

Employee benefits - Pension and other post-employment benefits
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Employee benefits - Pension and other post-employment benefits

Note 7 Employee benefits – Pension and other post-employment benefits

We offer a number of defined benefit and defined contribution plans which provide pension and post-employment benefits to eligible employees. The following tables present the composition of our pension and other post-employment benefit expense and the effects of remeasurements recorded in other comprehensive income.

Pension and other post-employment benefit expense

. For the three months ended

Pension plans Other post-employment benefit plans

(Millions of Canadian dollars)
July 31

2019

July 31

2018

July 31

2019

July 31

2018

Current service costs
$ 74 $ 90 $ 10 $ 10

Net interest expense (income)
(5 ) 2 16 16

Remeasurements of other long term benefits
– – 4 (1 )

Administrative expense
4 4 – –

Defined benefit pension expense
$ 73 $ 96 $ 30 $ 25

Defined contribution pension expense
50 45 – –

$ 123 $ 141 $ 30 $ 25

. For the nine months ended

Pension plans Other post-employment benefit plans

(Millions of Canadian dollars)
July 31

2019

July 31

2018

July 31

2019

July 31

2018

Current service costs
$ 222 $ 269 $ 29 $ 29

Net interest expense (income)
(15 ) 6 49 50

Remeasurements of other long term benefits
– – 10 (2 )

Administrative expense
12 11 – –

Defined benefit pension expense
$ 219 $ 286 $ 88 $ 77

Defined contribution pension expense
161 140 – –

$ 380 $ 426 $ 88 $ 77

Pension and other post-employment benefit remeasurements (1)

 For the three months ended

Defined benefit pension plans Other post-employment benefit plans

(Millions of Canadian dollars)
July 31

2019

July 31

2018

July 31

2019

July 31

2018

Actuarial (gains) losses:

Changes in financial assumptions (2)
$ 932 $ (378 ) $ 63 $ (40 )

Experience adjustments
– – (3 ) (3 )

Return on plan assets (excluding interest based on discount rate)
(203 ) (209 ) – –

$ 729 $ (587 ) $ 60 $ (43 )

 For the nine months ended

Defined benefit pension plans Other post-employment benefit plans

(Millions of Canadian dollars)
July 31

2019

July 31

2018

July 31

2019

July 31

2018

Actuarial (gains) losses:

Changes in financial assumptions (2)
$ 2,192 $ (571 ) $ 180 $ (62 )

Experience adjustments
– – (6 ) (9 )

Return on plan assets (excluding interest based on discount rate)
(921 ) (171 ) – –

$ 1,271 $ (742 ) $ 174 $ (71 )

(1) Market based assumptions, including Changes in financial assumptions and Return on plan assets, are reviewed on a quarterly basis. All other assumptions are updated during our annual review of plan assumptions.

(2) Changes in financial assumptions in our defined benefit pension plans primarily relate to changes in discount rates.

X

- Definition
The entire disclosure for employee benefits.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 19
-IssueDate 2018-01-01
-Section Scope
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=19&date=2018-03-01&anchor=sect_Scope&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DisclosureOfEmployeeBenefitsExplanatory

Namespace Prefix: ifrs-full_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 33 R15.htm IDEA: XBRL DOCUMENT v3.19.2

Income taxes
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Income taxes

Note 8 Income taxes

Tax examinations and assessments

During the third quarter, we received a reassessment from the Canada Revenue Agency (CRA), in respect of the 2014 taxation year, which suggests that Royal Bank of Canada owes additional taxes of approximately $295 million as they have denied the deductibility of certain dividends. This amount represents the maximum additional tax owing for that year. The reassessment is consistent with the previously received proposal letters and reassessments, which were described in Note 22 of our 2018 Annual Consolidated Financial Statements.

During the first quarter, we received reassessments that are consistent with the previously received proposal letters from the CRA in respect of the 2013 and 2012 taxation years.

In all cases, we are confident that our tax filing position was appropriate and intend to defend ourselves vigorously.

X

- Definition
The entire disclosure for income taxes.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 12
-IssueDate 2018-01-01
-Section Disclosure
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=12&date=2018-03-01&anchor=sect_Disclosure&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DisclosureOfIncomeTaxExplanatory

Namespace Prefix: ifrs-full_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 34 R16.htm IDEA: XBRL DOCUMENT v3.19.2

Significant capital and funding transactions
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Significant capital and funding transactions

Note 9 Significant capital and funding transactions

Preferred shares

On November 2, 2018, we issued 14 million Non-Cumulative 5-Year Rate Reset First Preferred Shares Series BO at a price of $25 per share, for total gross proceeds of $350 million. For the initial five year period to the earliest redemption date of February 24, 2024, the Series BO Preferred Shares pay quarterly cash dividends, if declared, at a rate of 4.8% per annum. The dividend rate will reset on the earliest redemption date and every fifth year thereafter at a rate equal to the 5-year Government of Canada bond yield plus a premium of 2.38%. Holders have the option to convert their shares into Non-Cumulative Floating Rate First Preferred Shares, Series BP, subject to certain conditions, on the earliest redemption date and every fifth year thereafter at a rate equal to the 3-month Government of Canada Treasury Bill yield plus 2.38%. Subject to the consent of OSFI and the requirements of the Bank Act (Canada), we may redeem the Series BO Preferred Shares in whole or in part at a price per share of $25 on the earliest redemption date and every fifth year thereafter. The Series BO Preferred Shares include NVCC provisions which are necessary for the shares to qualify as Tier 1 regulatory capital.

On November 24, 2018, we redeemed all 10 million Non-Cumulative First Preferred Shares Series AD at a price of $25 per share.

On February 24, 2019, we redeemed all 2.4 million Non-Cumulative First Preferred Shares Series AK, all 13.6 million Non-Cumulative 5 year Rate Reset First Preferred Shares Series AJ, and all 12 million Non-Cumulative 5-year Rate Reset First Preferred Shares Series AL, at a price of $25 per share.

Subordinated Debt

On July 17, 2019, we redeemed all $1,000 million of our outstanding NVCC 3.04% subordinated debentures due on July 17, 2024 for 100% of their principal amount plus interest accrued to, but excluding, the redemption date.

On July 25, 2019, we issued $1,500 million of NVCC subordinated debentures. The notes bear interest at a fixed rate of 2.74% per annum until July 25, 2024, and at the three-month Canadian Dollar Offered Rate plus 0.98% thereafter until their maturity on July 25, 2029.

Common shares issued (1)

 For the three months ended

July 31, 2019 July 31, 2018

(Millions of Canadian dollars, except number of shares) Number of
shares
(thousands) Amount Number of
shares
(thousands) Amount

Issued in connection with share-based compensation plans (2)
545 $ 38 440 $ 24

Purchased for cancellation (3)
(1,914 ) (24 ) (1,283 ) (16 )

(1,369 ) $ 14 (843 ) $ 8

 For the nine months ended

July 31, 2019 July 31, 2018

(Millions of Canadian dollars, except number of shares) Number of
shares
(thousands) Amount Number of
shares
(thousands) Amount

Issued in connection with share-based compensation plans (2)
1,230 $ 87 1,105 $ 69

Purchased for cancellation (3)
(5,705 ) (70 ) (12,837 ) (157 )

(4,475 ) $ 17 (11,732 ) $ (88 )

(1) The requirements of our dividend reinvestment plan (DRIP) are satisfied through either open market share purchases or shares issued from treasury. During the three and nine months ended July 31, 2019 and July 31, 2018, our DRIP’s requirements were satisfied through open market share purchases.

(2) Amounts include cash received for stock options exercised during the period and the fair value adjustment to stock options.

(3) During the three months ended July 31, 2019, we purchased for cancellation common shares at a total fair value of $197 million (average cost of $102.82 per share), with a book value of $24 million (book value of $12.28 per share). During the nine months ended July 31, 2019, we purchased for cancellation common shares at a total fair value of $556 million (average cost of $97.36 per share), with a book value of $70 million (book value of $12.26 per share). During the three months ended July 31, 2018, we purchased for cancellation common shares at a total fair value of $128 million (average cost of $99.21 per share), with a book value of $16 million (book value of $12.23 per share). During the nine months ended July 31, 2018, we purchased for cancellation common shares at a total fair value of $1,275 million (average cost of $99.28 per share), with a book value of $157 million (book value of $12.22 per share).

X

- Definition
The disclosure of issued capital. [Refer: Issued capital]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 10
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_10_e&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DisclosureOfIssuedCapitalExplanatory

Namespace Prefix: ifrs-full_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 35 R17.htm IDEA: XBRL DOCUMENT v3.19.2

Earnings per share
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Earnings per share

Note 10 Earnings per share

 For the three months ended For the nine months ended

(Millions of Canadian dollars, except share and per share amounts)
July 31

2019

July 31

2018

July 31

2019

July 31

2018

Basic earnings per share

Net income
$ 3,263 $ 3,109 $ 9,665 $ 9,181

Preferred share dividends
(66 ) (70 ) (205 ) (214 )

Net income attributable to non-controlling interests
– (8 ) (6 ) (28 )

Net income available to common shareholders
3,197 3,031 9,454 8,939

Weighted average number of common shares (in thousands)
1,434,276 1,440,477 1,435,485 1,445,136

Basic earnings per share (in dollars)
$ 2.23 $ 2.10 $ 6.59 $ 6.19

Diluted earnings per share

Net income available to common shareholders
$ 3,197 $ 3,031 $ 9,454 $ 8,939

Dilutive impact of exchangeable shares
4 4 11 11

Net income available to common shareholders including dilutive impact of exchangeable shares
3,201 3,035 9,465 8,950

Weighted average number of common shares (in thousands)
1,434,276 1,440,477 1,435,485 1,445,136

Stock options (1)
2,056 2,547 2,102 2,776

Issuable under other share-based compensation plans
743 731 740 745

Exchangeable shares (2)
3,055 3,201 3,172 3,166

Average number of diluted common shares (in thousands)
 1,440,130 1,446,956 1,441,499 1,451,823

Diluted earnings per share (in dollars)
$ 2.22 $ 2.10 $ 6.57 $ 6.16

(1) The dilutive effect of stock options was calculated using the treasury stock method. When the exercise price of options outstanding is greater than the average market price of our common shares, the options are excluded from the calculation of diluted earnings per share. For the three months ended July 31, 2019, no outstanding options were excluded from the calculation of diluted earnings per share. For the three months ended July 31, 2018, an average of 738,258 outstanding options with an average exercise price of $102.33 were excluded from the calculation of diluted earnings per share. For the nine months ended July 31, 2019, an average of 765,267 outstanding options with an average price of $102.33 were excluded from the calculation of diluted earnings per share. For the nine months ended July 31, 2018, an average of 630,088 outstanding options with an average exercise price of $102.33 were excluded from the calculation of diluted earnings per share.

(2) Includes exchangeable preferred shares.

X

- Definition
The entire disclosure for earnings per share.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 33
-IssueDate 2018-01-01
-Section Disclosure
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=33&date=2018-03-01&anchor=sect_Disclosure&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DisclosureOfEarningsPerShareExplanatory

Namespace Prefix: ifrs-full_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 36 R18.htm IDEA: XBRL DOCUMENT v3.19.2

Legal and regulatory matters
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Legal and regulatory matters

Note 11 Legal and regulatory matters

We are a large global institution that is subject to many different complex legal and regulatory requirements that continue to evolve. As a result, we are and have been subject to a variety of legal proceedings, including civil claims and lawsuits, regulatory examinations, investigations, audits and requests for information by various governmental regulatory agencies and law enforcement authorities in various jurisdictions. Some of these matters may involve novel legal theories and interpretations and may be advanced under criminal as well as civil statutes, and some proceedings could result in the imposition of civil, regulatory enforcement or criminal penalties. We review the status of all proceedings on an ongoing basis and will exercise judgment in resolving them in such manner as we believe to be in our best interest. This is an area of significant judgment and uncertainty and the extent of our financial and other exposure to these proceedings after taking into account current accruals could be material to our results of operations in any particular period.

Our significant legal proceedings and regulatory matters are those disclosed in our audited 2018 Annual Consolidated Financial Statements as updated below:

LIBOR regulatory investigations and litigation

In January 2019, a number of financial institutions, including Royal Bank of Canada and RBC Capital Markets LLC, were named in a purported class action in New York alleging violations of the U.S. antitrust laws and common law principles of unjust enrichment in the setting of London interbank offered rate (LIBOR) after the Intercontinental Exchange took over administration of the benchmark interest rate from the British Bankers’ Association in 2014. Based on the facts currently known, it is not possible at this time for us to predict the ultimate outcome of these proceedings or the timing of their resolution.

Interchange fees litigation

Two of the proposed class action proceedings for interchange fees, Watson and 9085-4886 Quebec Inc. v. Visa Canada Corporation, et al. have had the following updates since our audited 2018 Annual Consolidated Financial Statements:

The trial in the Watson proceeding has been rescheduled from October 14, 2019 to October 19, 2020.

In 9085-4886 Quebec Inc. v. Visa Canada Corporation, et al., in 2018, the Quebec trial court authorized the proceeding as a class action for Quebec merchants from 2007 to the present but refused to authorize the claims for damages under section 45 of the Competition Act (the Act) after March 12, 2010 or under section 49 of the Act. The merchants appealed and on July 25, 2019, the Quebec Court of Appeal allowed the appeal to also authorize the merchants to proceed under section 45 of the Act for claims after March 12, 2010 and for claims under section 49 of the Act.

X

- Definition
Disclosure of legal and regulatory matters.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfLegalAndRegulatoryMattersExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 37 R19.htm IDEA: XBRL DOCUMENT v3.19.2

Results by business segment
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Results by business segment

Note 12 Results by business segment

. For the three months ended July 31, 2019

(Millions of Canadian dollars) Personal &
Commercial
Banking Wealth
Management Insurance Investor &
Treasury
Services Capital
Markets (1) Corporate
Support (1) Total

Net interest income (2)
$ 3,221 $ 773 $ – $ (16 ) $ 1,048 $ 22 $ 5,048

Non-interest income
1,325 2,256 1,463 577 986 (111 ) 6,496

Total revenue
4,546 3,029 1,463 561 2,034 (89 ) 11,544

Provision for credit losses
341 27 – 1 56 – 425

Insurance policyholder benefits, claims and acquisition expense
– – 1,046 – – – 1,046

Non-interest expense
1,959 2,183 149 411 1,269 21 5,992

Net income (loss) before income taxes
2,246 819 268 149 709 (110 ) 4,081

Income taxes (recoveries)
582 180 64 31 56 (95 ) 818

Net income
$ 1,664 $ 639 $ 204 $ 118 $ 653 $ (15 ) $ 3,263

Non-interest expense includes:

Depreciation and amortization
$ 159 $ 144 $ 12 $ 36 $ 105 $ – $ 456

. For the three months ended July 31, 2018

(Millions of Canadian dollars) Personal &
Commercial
Banking Wealth
Management Insurance Investor &
Treasury
Services Capital
Markets (1) Corporate
Support (1) Total

Net interest income (2)
$ 3,001 $ 679 $ – $ 32 $ 913 $ (29 ) $ 4,596

Non-interest income
1,283 2,119 1,290 588 1,244 (95 ) 6,429

Total revenue
4,284 2,798 1,290 620 2,157 (124 ) 11,025

Provision for credit losses
339 3 – 1 3 – 346

Insurance policyholder benefits, claims and acquisition expense
– – 925 – – – 925

Non-interest expense
1,910 2,059 153 416 1,312 8 5,858

Net income (loss) before income taxes
2,035 736 212 203 842 (132 ) 3,896

Income taxes (recoveries)
525 158 54 48 144 (142 ) 787

Net income
$ 1,510 $ 578 $ 158 $ 155 $ 698 $ 10 $ 3,109

Non-interest expense includes:

Depreciation and amortization
$ 147 $ 138 $ 9 $ 30 $ 94 $ – $ 418

. For the nine months ended July 31, 2019

(Millions of Canadian dollars) Personal &
Commercial
Banking Wealth
Management Insurance Investor &
Treasury
Services Capital
Markets (1) Corporate
Support (1) Total

Net interest income (2)
$ 9,415 $ 2,248 $ – $ (81 ) $ 3,111 $ 76 $ 14,769

Non-interest income
 3,882 6,708 4,557 1,860 3,190 (334 ) 19,863

Total revenue
 13,297 8,956 4,557 1,779 6,301 (258 ) 34,632

Provision for credit losses
1,061 83 – 1 221 (1 ) 1,365

Insurance policyholder benefits, claims and acquisition expense
– – 3,431 – – – 3,431

Non-interest expense
5,761 6,551 453 1,217 3,788 50 17,820

Net income (loss) before income taxes
6,475 2,322 673 561 2,292 (307 ) 12,016

Income taxes (recoveries)
1,691 501 149 131 210 (331 ) 2,351

Net income
$ 4,784 $ 1,821 $ 524 $ 430 $ 2,082 $ 24 $ 9,665

Non-interest expense includes:

Depreciation and amortization
$ 469 $ 443 $ 35 $ 105 $ 300 $ – $ 1,352

. For the nine months ended July 31, 2018

(Millions of Canadian dollars) Personal &
Commercial
Banking Wealth
Management Insurance Investor &
Treasury
Services Capital
Markets (1) Corporate
Support (1) Total

Net interest income (2)
$ 8,709 $ 1,923 $ – $ 278 $ 2,620 $ (68 ) $ 13,462

Non-interest income
 3,843 6,263 3,240 1,689 3,722 (312 ) 18,445

Total revenue
 12,552 8,186 3,240 1,967 6,342 (380 ) 31,907

Provision for credit losses
956 (19 ) – 1 16 – 954

Insurance policyholder benefits, claims and acquisition expense
– – 2,182 – – – 2,182

Non-interest expense
5,539 6,009 443 1,196 3,716 48 16,951

Net income (loss) before income taxes
6,057 2,196 615 770 2,610 (428 ) 11,820

Income taxes (recoveries)
1,567 484 158 184 499 (253 ) 2,639

Net income
$ 4,490 $ 1,712 $ 457 $ 586 $ 2,111 $ (175 ) $ 9,181

Non-interest expense includes:

Depreciation and amortization
$ 432 $ 401 $ 27 $ 90 $ 271 $ – $ 1,221

(1) Taxable equivalent basis.

(2) Interest revenue is reported net of interest expense as we rely primarily on net interest income as a performance measure.

Total assets and total liabilities by business segment

 As at July 31, 2019

(Millions of Canadian dollars) Personal &
Commercial
Banking Wealth
Management Insurance Investor &
Treasury
Services Capital
Markets Corporate
Support Total

Total assets
 $ 473,914 $ 101,068 $ 18,451 $ 149,863 $ 621,229 $ 42,368 $ 1,406,893

Total liabilities
 $ 473,942 $ 101,276 $ 18,429 $ 149,802 $ 620,925 $ (39,859 ) $ 1,324,515



 As at October 31, 2018

(Millions of Canadian dollars) Personal &
Commercial
Banking Wealth
Management Insurance Investor &
Treasury
Services Capital
Markets Corporate
Support Total

Total assets
 $ 453,879 $ 93,063 $ 16,210 $ 136,030 $ 590,950 $ 44,602 $ 1,334,734

Total liabilities
 $ 453,878 $ 93,162 $ 16,289 $ 135,944 $ 590,582 $ (35,076 ) $ 1,254,779

X

- Definition
The entire disclosure for operating segments.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Section Disclosure
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=sect_Disclosure&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory

Namespace Prefix: ifrs-full_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 38 R20.htm IDEA: XBRL DOCUMENT v3.19.2

Capital management
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Capital management

Note 13 Capital management

Regulatory capital and capital ratios

OSFI formally establishes risk-based capital and leverage targets for deposit-taking institutions in Canada. During the third quarter of 2019, we complied with all capital and leverage requirements, including the domestic stability buffer, imposed by OSFI.

 As at

(Millions of Canadian dollars, except Capital ratios and leverage ratios)
July 31

2019

October 31

2018

Capital (1)


CET1 capital
 $ 60,938 $ 57,001

Tier 1 capital
 66,615 63,279

Total capital
 76,563 72,494

Risk-weighted Assets (RWA) used in calculation of capital ratios (1) (2)


CET1 capital RWA
 $ 510,664 $ 495,528

Tier 1 capital RWA
 510,664 495,993

Total capital RWA
 510,664 496,459

Total capital RWA consisting of: (1)


Credit risk
 $ 415,977 $ 401,534

Market risk
 29,425 32,209

Operational risk
 65,262 62,716

Total Capital RWA
 $ 510,664 $ 496,459

Capital ratios and Leverage ratios (1)


CET1 ratio
 11.9% 11.5%

Tier 1 capital ratio
 13.0% 12.8%

Total capital ratio
 15.0% 14.6%

Leverage ratio
 4.4% 4.4%

Leverage ratio exposure (billions)
 $ 1,529.4 $ 1,450.8

(1) Capital, RWA, and capital ratios are calculated using OSFI Capital Adequacy Requirements based on the Basel III framework. The leverage ratio is calculated using OSFI Leverage Requirements Guideline based on the Basel III framework.

(2) In fiscal 2018, amounts included CVA scalars of 80%, 83% and 86%, respectively.

X

- Definition
The disclosure of Regulatory capital, and capital and leverage ratios.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfCapitalManagementExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 39 R21.htm IDEA: XBRL DOCUMENT v3.19.2

Significant dispositions
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Significant dispositions

Note 14 Significant dispositions

Wealth Management

On June 3, 2019, we entered into a definitive agreement to sell our private debt Global Asset Management business in the United Kingdom to Dyal Capital Partners. The transaction is subject to customary closing conditions. The assets, liabilities and equity that are included in the disposal group are not significant.

X

- Definition
The disclosure of significant acquisitions and dispositions.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfSignificantAcquisitionsAndDispositionsExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 40 R22.htm IDEA: XBRL DOCUMENT v3.19.2

Summary of significant accounting policies, estimates and judgments (Policies)
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Changes in accounting policies

Changes in accounting policies

During the first quarter, we adopted IFRS 15 Revenue from Contracts with Customers (IFRS 15). As permitted by the transition provisions of IFRS 15, we elected not to restate comparative period results; accordingly, all comparative period information is presented in accordance with our previous accounting policies, as described in our 2018 Annual Report. As a result of the adoption of IFRS 15, we reduced our opening retained earnings by $70 million, on an after tax basis as at November 1, 2018 (the date of initial application), to align the recognition of certain fees with the transfer of the performance obligations.

Commissions and fees

Commissions and fees

Commissions and fees primarily relate to Investment management and custodial fees, Mutual fund revenue, Securities brokerage commissions, Services charges, Underwriting and other advisory fees, Card service revenue and Credit fees, and are recognized based on the applicable service contracts with customers.

Investment management and custodial fees and Mutual fund revenue are generally calculated as a percentage of daily or period-end net asset values based on the terms of the contract with customers and are received monthly, quarterly, semi-annually or annually, depending on the terms of the contract. Investment management and custodial fees are generally derived from assets under management (AUM) when our clients solicit the investment capabilities of an investment manager or from assets under administration (AUA) where the investment strategy is directed by the client or a designated third party manager. Mutual fund revenue is derived from the daily net asset value (NAV) of the mutual funds. Investment management and custodial fees and Mutual fund revenue are recognized over time when the service is provided to the customer provided that it is highly probable that a significant reversal in the amount of revenue recognized will not occur.

Commissions earned on Securities brokerage services and Service charges that are related to the provision of specific transaction type services are recognized when the service is fulfilled. Where services are provided over time, revenue is recognized as the services are provided.

Underwriting and other advisory fees primarily relate to underwriting of new issuances of debt or equity and various advisory services. Underwriting fees are generally expressed as a percentage of the funds raised through issuance and are recognized when the service has been completed. Advisory fees vary depending on the scope and type of engagement and can be fixed in nature or contingent on a future event. Advisory fees are recognized over the period in which the service is provided and are recognized only to the extent that it is highly probable that a significant reversal in the amount of revenue will not occur.

Card service revenue primarily includes interchange revenue and annual card fees. Interchange revenue is calculated as a fixed percentage of the transaction amount and recognized when the card transaction is settled. Annual card fees are fixed fees and are recognized over a twelve month period.

Credit fees are primarily earned for arranging syndicated loans and making credit available on undrawn facilities. The timing of the recognition of credit fees varies based on the nature of the services provided.

When service fees and other costs are incurred in relation to commissions and fees earned, we record these costs on a gross basis in either Non-interest expense – Other or Non-interest expense – Human resources based on our assessment of whether we have primary responsibility to fulfill the contract with the customer and have discretion in establishing the price for the commissions and fees earned, which may require judgment.

X

- Definition
The description of the entity's accounting policy for fee and commission income and expense. [Refer: Fee and commission income (expense)]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 117
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_117_b&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory

Namespace Prefix: ifrs-full_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
The entire disclosure for changes in accounting policies, accounting estimates and errors.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 8
-IssueDate 2018-01-01
-Section Accounting policies
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=8&date=2018-03-01&anchor=sect_Accountingpolicies&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory

Namespace Prefix: ifrs-full_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 41 R23.htm IDEA: XBRL DOCUMENT v3.19.2

Fair value of financial instruments (Tables)
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Summary of Comparison of Carrying and Fair Values for Each Classification of Financial Instrument

The following tables provide a comparison of the carrying and fair values for each classification of financial instruments. Embedded derivatives are presented on a combined basis with the host contracts. Refer to Note 2 and Note 3 of our audited 2018 Annual Consolidated Financial Statements for a description of the valuation techniques and inputs used in the fair value measurement of our financial instruments. There have been no significant changes to our determination of fair value during the quarter.

 As at July 31, 2019

Carrying value and fair value Carrying value Fair value

(Millions of Canadian dollars) Financial
instruments
classified as
FVTPL Financial
instruments
designated as
FVTPL Financial
instruments
classified as
FVOCI Financial
instruments
designated as
FVOCI Financial
instruments
measured at
amortized cost Financial
instruments
measured at
amortized cost Total carrying
amount Total fair value

Financial assets

Interest-bearing deposits with banks
$ – $ 17,403 $ – $ – $ 14,150 $ 14,150 $ 31,553 $ 31,553

Securities

Trading
131,515 8,906 – – – – 140,421 140,421

Investment, net of applicable allowance
– – 53,757 470 46,013 46,235 100,240 100,462

131,515 8,906 53,757 470 46,013 46,235 240,661 240,883

Assets purchased under reverse repurchase agreements and securities borrowed
250,276 – – – 59,364 59,367 309,640 309,643

Loans, net of applicable allowance

Retail
182 240 96 – 413,989 415,474 414,507 415,992

Wholesale
9,129 1,713 477 – 186,567 185,858 197,886 197,177

9,311 1,953 573 – 600,556 601,332 612,393 613,169

Other

Derivatives
98,774 – – – – – 98,774 98,774

Other assets (1)
1,445 – – – 51,910 51,910 53,355 53,355

Financial liabilities

Deposits

Personal
$ 134 $ 16,177 $ 271,618 $ 271,868 $ 287,929 $ 288,179

Business and government (2)
(44 ) 115,832 447,555 448,732 563,343 564,520

Bank (3)
– 2,948 26,991 27,018 29,939 29,966

90 134,957 746,164 747,618 881,211 882,665

Other

Obligations related to securities sold short
33,602 – – – 33,602 33,602

Obligations related to assets sold under repurchase agreements and securities loaned
– 213,818 6,209 6,210 220,027 220,028

Derivatives
96,857 – – – 96,857 96,857

Other liabilities (4)
(1,328 ) 55 56,109 56,083 54,836 54,810

Subordinated debentures
– – 9,818 9,953 9,818 9,953

 As at October 31, 2018

Carrying value and fair value Carrying value Fair value

(Millions of Canadian dollars) Financial
instruments
classified as
FVTPL Financial
instruments
designated as
FVTPL Financial
instruments
classified as
FVOCI Financial
instruments
designated as
FVOCI Financial
instruments
measured at
amortized cost Financial
instruments
measured at
amortized cost Total carrying
amount Total fair value

Financial assets

Interest-bearing deposits with banks
$ – $ 20,274 $ – $ – $ 16,197 $ 16,197 $ 36,471 $ 36,471

Securities

Trading
 121,031 7,227 – – – – 128,258 128,258

Investment, net of applicable allowance
– – 48,093 406 46,109 45,367 94,608 93,866

121,031 7,227 48,093 406 46,109 45,367 222,866 222,124

Assets purchased under reverse repurchase agreements and securities borrowed
219,108 – – – 75,494 75,490 294,602 294,598

Loans, net of applicable allowance

Retail
69 190 94 – 397,102 394,051 397,455 394,404

Wholesale
7,129 1,540 458 – 170,236 168,087 179,363 177,214

7,198 1,730 552 – 567,338 562,138 576,818 571,618

Other

Derivatives
94,039 – – – – – 94,039 94,039

Other assets (1)
1,373 – – – 46,205 46,205 47,578 47,578

Financial liabilities

Deposits

Personal
$ 150 $ 14,602 $ 255,402 $ 255,115 $ 270,154 $ 269,867

Business and government (2)
(11 ) 103,446 430,936 431,158 534,371 534,593

Bank (3)
– 7,072 25,449 25,462 32,521 32,534

139 125,120 711,787 711,735 837,046 836,994

Other

Obligations related to securities sold short
32,247 – – – 32,247 32,247

Obligations related to assets sold under repurchase agreements and securities loaned
– 201,839 4,975 4,976 206,814 206,815

Derivatives
90,238 – – – 90,238 90,238

Other liabilities (4)
(1,434 ) 18 54,917 54,880 53,501 53,464

Subordinated debentures
– – 9,131 9,319 9,131 9,319

(1) Includes Customers’ liability under acceptances and financial instruments recognized in Other assets.

(2) Business and government deposits include deposits from regulated deposit-taking institutions other than banks.

(3) Bank deposits refer to deposits from regulated banks and central banks.

(4) Includes Acceptances and financial instruments recognized in Other liabilities.

Summary of Fair Value of Assets and Liabilities Measured at Fair Value on a Recurring Basis and Classified Using Fair Value Hierarchy

Fair value of assets and liabilities measured at fair value on a recurring basis and classified using the fair value hierarchy

 As at

July 31, 2019 October 31, 2018

Fair value measurements using
Netting

adjustments

Fair value
Fair value measurements using
Netting

adjustments

Fair value

(Millions of Canadian dollars) Level 1 Level 2 Level 3 Level 1 Level 2 Level 3

Financial assets

Interest-bearing deposits with banks
$ – $ 17,403 $ – $ $ 17,403 $ – $ 20,274 $ – $ $ 20,274

Securities

Trading

Issued or guaranteed

Canadian government debt (1)

Federal
12,385 5,554 – 17,939 8,342 6,231 – 14,573

Provincial and municipal
– 11,043 – 11,043 – 11,350 – 11,350

U.S. state, municipal and agencies debt (1)
1,016 38,129 64 39,209 2,068 31,030 66 33,164

Other OECD government debt (2)
1,633 4,573 – 6,206 1,151 9,018 – 10,169

Mortgage-backed securities (1)
– 958 – 958 – 1,001 – 1,001

Asset-backed securities

Non-CDO securities (3)
– 844 2 846 – 1,023 110 1,133

Corporate debt and other debt
– 22,034 21 22,055 2 22,303 21 22,326

Equities
39,017 2,012 1,136 42,165 30,847 2,547 1,148 34,542

54,051 85,147 1,223 140,421 42,410 84,503 1,345 128,258

Investment

Issued or guaranteed

Canadian government debt (1)

Federal
– 695 – 695 – 238 – 238

Provincial and municipal
– 2,098 – 2,098 – 1,554 – 1,554

U.S. state, municipal and agencies debt (1)
20 15,798 – 15,818 – 18,136 – 18,136

Other OECD government debt
– 4,692 – 4,692 – 1,470 – 1,470

Mortgage-backed securities (1)
– 2,544 27 2,571 – 2,174 – 2,174

Asset-backed securities

CDO
– 7,204 – 7,204 – 6,239 – 6,239

Non-CDO securities
– 853 – 853 – 863 – 863

Corporate debt and other debt
– 19,674 152 19,826 – 17,227 192 17,419

Equities
41 112 293 446 42 103 237 382

Loan substitute securities
– 24 – 24 – 24 – 24

61 53,694 472 54,227 42 48,028 429 48,499

Assets purchased under reverse repurchase agreements and securities borrowed
– 250,276 – 250,276 – 219,108 – 219,108

Loans
– 11,269 568 11,837 – 8,929 551 9,480

Other

Derivatives

Interest rate contracts
– 42,885 321 43,206 1 33,862 222 34,085

Foreign exchange contracts
– 41,335 36 41,371 – 43,253 53 43,306

Credit derivatives
– 145 – 145 – 38 – 38

Other contracts
2,588 12,918 115 15,621 5,868 11,654 296 17,818

Valuation adjustments
– (746 ) 4 (742 ) – (631 ) 6 (625 )

Total gross derivatives
2,588 96,537 476 99,601 5,869 88,176 577 94,622

Netting adjustments
(827 ) (827 ) (583 ) (583 )

Total derivatives
98,774 94,039

Other assets
1,108 262 75 1,445 1,020 288 65 1,373

$ 57,808 $ 514,588 $ 2,814 $ (827 ) $574,383 $ 49,341 $ 469,306 $ 2,967 $ (583 ) $ 521,031

Financial Liabilities

Deposits

Personal
$ – $ 16,251 $ 60 $ $ 16,311 $ – $ 14,362 $ 390 $ $ 14,752

Business and government
– 115,788 – 115,788 – 103,440 (5 ) 103,435

Bank
– 2,948 – 2,948 – 7,072 – 7,072

Other

Obligations related to securities sold short
17,690 15,912 – 33,602 17,732 14,515 – 32,247

Obligations related to assets sold under repurchase agreements and securities loaned
– 213,818 – 213,818 – 201,839 – 201,839

Derivatives

Interest rate contracts
– 35,986 902 36,888 – 29,620 726 30,346

Foreign exchange contracts
– 42,138 48 42,186 – 41,836 32 41,868

Credit derivatives
– 251 – 251 – 94 – 94

Other contracts
2,408 15,673 318 18,399 4,369 13,730 380 18,479

Valuation adjustments
– (37 ) (3 ) (40 ) – 29 5 34

Total gross derivatives
2,408 94,011 1,265 97,684 4,369 85,309 1,143 90,821

Netting adjustments
(827 ) (827 ) (583 ) (583 )

Total derivatives
96,857 90,238

Other liabilities
166 (1,498 ) 59 (1,273 ) 170 (1,654 ) 68 (1,416 )

$ 20,264 $ 457,230 $ 1,384 $ (827) $ 478,051 $ 22,271 $ 424,883 $ 1,596 $ (583 ) $ 448,167

(1) As at July 31, 2019, residential and commercial mortgage-backed securities (MBS) included in all fair value levels of trading securities were $20,898 million and $nil (October 31, 2018 – $16,776 million and $nil), respectively, and in all fair value levels of Investment securities were $5,558 million and $1,771 million (October 31, 2018 – $4,713 million and $1,348 million), respectively.

(2) OECD stands for Organisation for Economic Co-operation and Development.

(3) CDO stands for collateralized debt obligations.

Changes in Fair Value Measurement for Instruments Measured on a Recurring Basis and Categorized in Level 3

Changes in fair value measurement for instruments measured on a recurring basis and categorized in Level 3

. For the three months ended July 31, 2019

(Millions of Canadian dollars) Fair value
at beginning
of period Gains (losses)
included in
earnings Gains (losses)
included in
OCI (1) Purchases
(issuances) Settlement
(sales) and
other (2) Transfers
into
Level 3 Transfers
out of
Level 3 Fair value
at end of
period Gains
(losses) included
in earnings for
positions still held

Assets

Securities

Trading

Issued or guaranteed

U.S. state, municipal and agencies debt
$ 67 $ – $ (1 ) $ – $ (2 ) $ – $ – $ 64 $ –

Asset-backed securities

Non-CDO securities
4 – – – (2 ) – – 2 1

Corporate debt and other debt
21 – – – – – – 21 –

Equities
1,107 (20 ) (12 ) 76 (34 ) 20 (1 ) 1,136 (9 )

1,199 (20 ) (13 ) 76 (38 ) 20 (1 ) 1,223 (8 )

Investment

Mortgage-backed securities
28 – (1 ) – – – – 27 n.a.

Corporate debt and other debt
146 – 5 – 1 – – 152 n.a.

Equities
296 – (6 ) 5 (2 ) – – 293 n.a.

Loan substitute securities
– – – – – – – – n.a.

470 – (2 ) 5 (1 ) – – 472 n.a.

Loans
759 9 – 276 (474 ) 2 (4 ) 568 (3 )

Other

Net derivative balances (3)

Interest rate contracts
(585 ) 16 – (2 ) (5 ) (9 ) 4 (581 ) (4 )

Foreign exchange contracts
17 (14 ) (20 ) 2 1 2 – (12 ) 4

Other contracts
(190 ) 10 4 (48 ) 12 2 7 (203 ) 5

Valuation adjustments
6 – – – 1 – – 7 –

Other assets
66 13 (1 ) – (3 ) – – 75 13

$ 1,742 $ 14 $ (32 ) $ 309 $ (507 ) $ 17 $ 6 $ 1,549 $ 7

Liabilities

Deposits

Personal
$ (192 ) $ (5 ) $ 1 $ (16 ) $ 16 $ (13 ) $ 149 $ (60 ) $ 4

Business and government
– – – – – – – – –

Other

Other liabilities
(56 ) (7 ) 1 – 3 – – (59 ) (7 )

$ (248 ) $ (12 ) $ 2 $ (16 ) $ 19 $ (13 ) $ 149 $ (119 ) $ (3 )

. For the three months ended July 31, 2018

(Millions of Canadian dollars) Fair value
at beginning
of period Gains (losses)
included
in earnings Gains (losses)
included in
OCI (1) Purchases
(issuances) Settlement
(sales) and
other (2) Transfers
into
Level 3 Transfers
out of
Level 3 Fair value
at end of
period Gains
(losses) included
in earnings for
positions still held

Assets

Securities

Trading

Issued or guaranteed

U.S. state, municipal and agencies debt
$ 66 $ – $ 1 $ – $ (2 ) $ – $ – $ 65 $ –

Asset-backed securities

Non-CDO securities
115 1 2 – (5 ) – – 113 1

Corporate debt and other debt
23 – – – (1 ) – – 22 –

Equities
1,000 (27 ) 12 87 (16 ) 30 – 1,086 (11 )

1,204 (26 ) 15 87 (24 ) 30 – 1,286 (10 )

Investment

Mortgage-backed securities
– – – – – – – – n.a.

Corporate debt and other debt
33 – 1 – – 202 – 236 n.a.

Equities
246 (1 ) (2 ) – – – – 243 n.a.

Loan substitute securities
4 – – – – – – 4 n.a.

283 (1 ) (1 ) – – 202 – 483 n.a.

Loans
687 2 – 131 (284 ) – (40 ) 496 2

Other

Net derivative balances (3)

Interest rate contracts
(505 ) (18 ) – 21 72 – (6 ) (436 ) (18 )

Foreign exchange contracts
34 (10 ) (7 ) 12 – (1 ) (2 ) 26 (14 )

Other contracts
(112 ) (13 ) (1 ) (71 ) 3 (42 ) 39 (197 ) 13

Valuation adjustments
(22 ) – – – 18 – – (4 ) –

Other assets
– – (1 ) 71 – – – 70 –

$ 1,569 $ (66 ) $ 5 $ 251 $ (215 ) $ 189 $ (9 ) $ 1,724 $ (27 )

Liabilities

Deposits

Personal
$ (254 ) $ (13 ) $ (1 ) $ (54 ) $ 7 $ (238 ) $ 84 $ (469 ) $ (11 )

Business and government
– – – – – – – – –

Other

Other liabilities
(24 ) (2 ) – (35 ) 2 – – (59 ) –

$ (278 ) $ (15 ) $ (1 ) $ (89 ) $ 9 $ (238 ) $ 84 $ (528 ) $ (11 )

. For the nine months ended July 31, 2019

(Millions of Canadian dollars) Fair value
at beginning
of period Gains (losses)
included
in earnings Gains (losses)
included in
OCI (1) Purchases
(issuances) Settlement
(sales) and
other (2) Transfers
into
Level 3 Transfers
out of
Level 3 Fair value
at end of
period Gains
(losses) included
in earnings for
positions still held

Assets

Securities

Trading

Issued or guaranteed

U.S. state, municipal and agencies debt
$ 66 $ (1 ) $ 1 $ – $ (2 ) $ – $ – $ 64 $ –

Asset-backed securities

Non-CDO securities
110 15 – – (123 ) – – 2 3

Corporate debt and other debt
21 1 – – (1 ) – – 21 –

Equities
1,148 (67 ) 4 226 (212 ) 38 (1 ) 1,136 (26 )

1,345 (52 ) 5 226 (338 ) 38 (1 ) 1,223 (23 )

Investment

Mortgage-backed securities
– – – 27 – – – 27 n.a.

Corporate debt and other debt
192 (3 ) 18 – (55 ) – – 152 n.a.

Equities
237 – 14 5 37 – – 293 n.a.

Loan substitute securities
– – – – – – – – n.a.

429 (3 ) 32 32 (18 ) – – 472 n.a.

Loans
551 38 2 588 (478 ) 55 (188 ) 568 18

Other

Net derivative balances (3)

Interest rate contracts
(504 ) (79 ) – (195 ) 219 (6 ) (16 ) (581 ) (41 )

Foreign exchange contracts
21 (20 ) (11 ) 3 1 1 (7 ) (12 ) 4

Other contracts
(84 ) 90 1 (63 ) 2 (37 ) (112 ) (203 ) 79

Valuation adjustments
1 – – – 6 – – 7 –

Other assets
65 23 – – (13 ) – – 75 23

$ 1,824 $ (3 ) $ 29 $ 591 $ (619 ) $ 51 $ (324 ) $ 1,549 $ 60

Liabilities

Deposits

Personal
$ (390 ) $ (39 ) $ – $ (49 ) $ 27 $ (138 ) $ 529 $ (60 ) $ (1 )

Business and government
5 – – – – – (5 ) – –

Other

Other liabilities
(68 ) (12 ) (1 ) 1 21 – – (59 ) (10 )

$ (453 ) $ (51 ) $ (1 ) $ (48 ) $ 48 $ (138 ) $ 524 $ (119 ) $ (11 )

. For the nine months ended July 31, 2018

(Millions of Canadian dollars) Fair value
at beginning
of period Gains (losses)
included
in earnings Gains (losses)
included
in OCI (1) Purchases
(issuances) Settlement
(sales) and
other (2) Transfers
into
Level 3 Transfers
out of
Level 3 Fair value
at end of
period Gains
(losses) included
in earnings for
positions still held

Assets

Securities

Trading

Issued or guaranteed

U.S. state, municipal and agencies debt
$ 508 $ 16 $ (4 ) $ – $ (455 ) $ – $ – $ 65 $ (2 )

Asset-backed securities

Non-CDO securities
196 27 1 – (111 ) – – 113 12

Corporate debt and other debt
30 (2 ) – – (1 ) – (5 ) 22 (1 )

Equities
923 (127 ) 27 320 (89 ) 34 (2 ) 1,086 (48 )

1,657 (86 ) 24 320 (656 ) 34 (7 ) 1,286 (39 )

Investment

Mortgage-backed securities
– – – – – – – – n.a.

Corporate debt and other debt
29 (5 ) 6 – – 206 – 236 n.a.

Equities
217 (1 ) 25 – 2 – – 243 n.a.

Loan substitute securities
3 – 1 – – – – 4 n.a.

249 (6 ) 32 – 2 206 – 483 n.a.

Loans
477 4 (1 ) 345 (289 ) – (40 ) 496 (3 )

Other

Net derivative balances (3)

Interest rate contracts
(455 ) 16 – 71 73 – (141 ) (436 ) (2 )

Foreign exchange contracts
21 (6 ) (4 ) 11 3 4 (3 ) 26 (11 )

Other contracts
(181 ) 35 – (87 ) (42 ) (55 ) 133 (197 ) (8 )

Valuation adjustments
(16 ) – – – 12 – – (4 ) —

Other assets
– – (1 ) 71 – – – 70 —

$ 1,752 $ (43 ) $ 50 $ 731 $ (897 ) $ 189 $ (58 ) $ 1,724 $ (63 )

Liabilities

Deposits

Personal
$ (465 ) $ (58 ) $ (3 ) $ (221 ) $ 33 $ (398 ) $ 643 $ (469 ) $ 54

Business and government
– – – – – – – – —

Other

Other liabilities
(24 ) (3 ) – (40 ) 8 – – (59 ) —

$ (489 ) $ (61 ) $ (3 ) $ (261 ) $ 41 $ (398 ) $ 643 $ (528 ) $ 54

(1) These amounts include the foreign currency translation gains or losses arising on consolidation of foreign subsidiaries relating to the Level 3 instruments, where applicable. The unrealized gains on Investment securities recognized in OCI were $6 million for the three months ended July 31, 2019 (July 31, 2018 – gains of $1 million) and gains of $35 million for the nine months ended July 31, 2019 (July 31, 2018 – gains of $31 million), excluding the translation gains or losses arising on consolidation.

(2) Other includes amortization of premiums or discounts recognized in net income.

(3) Net derivatives as at July 31, 2019 included derivative assets of $476 million (July 31, 2018 – $643 million) and derivative liabilities of $1,265 million (July 31, 2018 – $1,254 million).

n.a. not applicable

Summary of Net Interest Income from Financial Instruments

 For the three months ended For the nine months ended

(Millions of Canadian dollars)
July 31

2019

July 31

2018 (1)

July 31

2019

July 31

2018 (1)

Interest and dividend income (2), (3)

Financial instruments measured at fair value through profit or loss
$ 3,210 $ 2,109 $ 8,997 $ 5,617

Financial instruments measured at fair value through other comprehensive income
298 234 857 558

Financial instruments measured at amortized cost
7,102 6,283 21,037 17,856

10,610 8,626 30,891 24,031

Interest expense (2)

Financial instruments measured at fair value through profit or loss
$ 2,778 $ 1,730 $ 7,774 $ 4,464

Financial instruments measured at amortized cost
2,784 2,300 8,348 6,105

5,562 4,030 16,122 10,569

Net interest income
$ 5,048 $ 4,596 $ 14,769 $ 13,462

(1) Amounts have been revised from those previously presented.

(2) Excludes the following amounts related to our insurance operations and included in Insurance premiums, investment and fee income in the Interim Consolidated Statements of Income: For the three months ended July 31, 2019, Interest income of $123 million (July 31, 2018 – $122 million), and Interest expense of $1 million (July 31, 2018 – $nil). For the nine months ended July 31, 2019, Interest income of $366 million (July 31, 2018 – $360 million), and Interest expense of $3 million (July 31, 2018 – $3 million).

(3) Includes dividend income for the three months ended July 31, 2019 of $614 million (July 31, 2018 – $417 million) and for the nine months ended July 31, 2019 of $1,508 million (July 31, 2018 – $1,177 million).

X

- Definition
The disclosure of the fair value and carrying value for each classification of financial instrument
+ References
No definition available.
+ Details

Name: ry_DisclosureOfCarryingAndFairValuesOfFinancialInstrumentExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
The disclosure of changes in fair value measurements on a recurring basis for instruments included in Level 3.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfChangesInFairValueMeasurementOfLevel3FinancialInstrumentsMeasuredOnRecurringBasisExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
The disclosure of the fair value of financial instruments measured at fair value on a recurring basis and classified using the fair value hierarchy.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfFairValueOfFinancialInstrumentsMeasuredAtFairValueOnRecurringBasisExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Disclosure of net interest income from financial instruments, including dividend income.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfNetInterestIncomeFromFinancialInstrumentsExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 42 R24.htm IDEA: XBRL DOCUMENT v3.19.2

Securities (Tables)
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Unrealized gains and losses on securities at fair value through other comprehensive income

Unrealized gains and losses on securities at FVOCI (1) (2)

 As at

July 31, 2019 October 31, 2018

(Millions of Canadian dollars) Cost/
Amortized cost Gross
unrealized
gains Gross
unrealized
losses Fair value Cost/
Amortized cost Gross
unrealized
gains Gross
unrealized
losses Fair value

Issued or guaranteed

Canadian government debt

Federal (3)
$ 693 $ 3 $ (1 ) $ 695 $ 244 $ – $ (6 ) $ 238

Provincial and municipal
2,033 66 (1 ) 2,098 1,578 2 (26 ) 1,554

U.S. state, municipal and agencies debt (3)
15,704 206 (92 ) 15,818 18,000 285 (149 ) 18,136

Other OECD government debt
4,693 2 (3 ) 4,692 1,469 2 (1 ) 1,470

Mortgage-backed securities (3)
2,577 2 (8 ) 2,571 2,176 1 (3 ) 2,174

Asset-backed securities

CDO
7,228 2 (26 ) 7,204 6,248 1 (10 ) 6,239

Non-CDO securities
847 7 (1 ) 853 856 9 (2 ) 863

Corporate debt and other debt
19,762 73 (9 ) 19,826 17,439 22 (42 ) 17,419

Equities
233 215 (2 ) 446 197 186 (1 ) 382

Loan substitute securities
25 – (1 ) 24 25 – (1 ) 24

$ 53,795 $ 576 $ (144 ) $ 54,227 $ 48,232 $ 508 $ (241 ) $ 48,499

(1) Excludes $46,013 million of held-to-collect securities as at July 31, 2019 that are carried at amortized cost, net of allowance for credit losses (October 31, 2018 – $46,109 million).

(2) Gross unrealized gains and losses includes $(1) million of allowance for credit losses on debt securities at FVOCI as at July 31, 2019 (October 31, 2018 – $11 million) recognized in income and Other components of equity.

(3) The majority of the MBS are residential. Cost/Amortized cost, gross unrealized gains, gross unrealized losses and fair value related to commercial MBS are $1,775 million, $2 million, $6 million and $1,771 million, respectively as at July 31, 2019 (October 31, 2018 – $1,442 million, $nil, $6 million and $1,436 million, respectively).

Summary of Allowance for credit losses - Securities at FVOCI and Amortized Cost

Allowance for credit losses – securities at FVOCI (1)

 For the three months ended

July 31, 2019 July 31, 2018

Performing Impaired Performing Impaired

(Millions of Canadian dollars) Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total

Balance at beginning of period
$ 5 $ – $ (4 ) $ 1 $ 40 $ 5 $ – $ 45

Provision for credit losses

Transfers to stage 1
– – – – – – – –

Transfers to stage 2
– – – – – – – –

Transfers to stage 3
– – – – (36 ) – 36 –

Purchases
1 – – 1 1 – – 1

Sales and maturities
(1 ) – – (1 ) (1 ) – – (1 )

Changes in risk, parameters and exposures
– – (2 ) (2 ) – – – –

Exchange rate and other
– – – – – – – –

Balance at end of period
$ 5 $ – $ (6 ) $ (1 ) $ 4 $ 5 $ 36 $ 45

 For the nine months ended

July 31, 2019 July 31, 2018

Performing Impaired Performing Impaired

(Millions of Canadian dollars) Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total

Balance at beginning of period
$ 4 $ 7 $ – $ 11 $ 3 $ 22 $ – $ 25

Provision for credit losses

Transfers to stage 1
– – – – – – – –

Transfers to stage 2
– – – – – – – –

Transfers to stage 3
– – – – (36 ) – 36 –

Purchases
4 – – 4 83 – – 83

Sales and maturities
(2 ) (7 ) – (9 ) (47 ) (17 ) – (64 )

Changes in risk, parameters and exposures
(1 ) – (6 ) (7 ) (1 ) 1 – –

Exchange rate and other
– – – – 2 (1 ) – 1

Balance at end of period
$ 5 $ – $ (6 ) $ (1 ) $ 4 $ 5 $ 36 $ 45

(1) Expected credit losses on debt securities at FVOCI are not separately recognized on the balance sheet as the related securities are recorded at fair value. The cumulative amount of credit losses recognized in income is presented in Other components of equity.

Allowance for credit losses – securities at amortized cost

 For the three months ended

July 31, 2019 July 31, 2018

Performing Impaired Performing Impaired

(Millions of Canadian dollars) Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total

Balance at beginning of period
$ 7 $ 23 $ – $ 30 $ 4 $ 31 $ – $ 35

Provision for credit losses

Transfers to stage 1
– – – – – – – –

Transfers to stage 2
– – – – – – – –

Transfers to stage 3
– – – – – (2 ) 2 –

Purchases
2 – – 2 1 – – 1

Sales and maturities
(1 ) – – (1 ) – – – –

Changes in risk, parameters and exposures
– (3 ) – (3 ) 1 8 – 9

Exchange rate and other
(1 ) 1 – – 1 – – 1

Balance at end of period
$ 7 $ 21 $ – $ 28 $ 7 $ 37 $ 2 $ 46



 For the nine months ended

July 31, 2019 July 31, 2018

Performing Impaired Performing Impaired

(Millions of Canadian dollars) Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total

Balance at beginning of period
$ 6 $ 32 $ – $ 38 $ 9 $ 45 $ – $ 54

Provision for credit losses

Transfers to stage 1
– – – – 3 (3 ) – –

Transfers to stage 2
– – – – (7 ) 7 – –

Transfers to stage 3
– – – – – (2 ) 2 –

Purchases
6 – – 6 4 – – 4

Sales and maturities
(1 ) – – (1 ) (2 ) (10 ) – (12 )

Changes in risk, parameters and exposures
(3 ) (13 ) – (16 ) (1 ) 1 – –

Exchange rate and other
(1 ) 2 – 1 1 (1 ) – –

Balance at end of period
$ 7 $ 21 $ – $ 28 $ 7 $ 37 $ 2 $ 46

Summary of Credit risk exposure on Investment Securities by internal risk rating

The following table presents the fair value of debt securities at FVOCI and gross carrying amount of securities at amortized cost. Risk ratings are based on internal ratings used in the measurement of expected credit losses, as at the reporting date as outlined in the internal ratings maps in the Credit risk section of our 2018 Annual Report.

 As at

July 31, 2019 October 31, 2018

Performing Impaired Performing Impaired

(Millions of Canadian dollars) Stage 1 Stage 2 Stage 3 (1) Total Stage 1 Stage 2 Stage 3 (1) Total

Investment securities

Securities at FVOCI

Investment grade
$ 53,219 $ 1 $ – $ 53,220 $ 46,956 $ 479 $ – $ 47,435

Non-investment grade
383 10 – 393 500 33 – 533

Impaired
– – 144 144 – – 125 125

$ 53,602 $ 11 $ 144 $ 53,757 $ 47,456 $ 512 $ 125 $ 48,093

Items not subject to impairment (2)
470 406

$ 54,227 $ 48,499

Securities at amortized cost

Investment grade
$ 44,820 $ 44 $ – $ 44,864 $ 44,958 $ 119 $ – $ 45,077

Non-investment grade
616 561 – 1,177 367 703 – 1,070

Impaired
– – – – – – – –

$ 45,436 $ 605 $ – $ 46,041 $ 45,325 $ 822 $ – $ 46,147

Allowance for credit losses
7 21 – 28 6 32 – 38

Amortized cost
$ 45,429 $ 584 $ – $ 46,013 $ 45,319 $ 790 $ – $ 46,109

(1) Includes $144 million of purchased credit impaired securities (October 31, 2018 – $125 million).

(2) Investment securities at FVOCI not subject to impairment represent equity securities designated as FVOCI.

X

- Definition
The disclosure of the allowance relating to impairments of securities due to credit losses.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfAllowanceForCreditLossesSecuritiesExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Disclosure of Credit risk exposure on Investment Securities by internal risk rating.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfCreditRiskExposureOnInvestmentSecuritiesByInternalRiskRatingExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
The disclosure of unrealized gains and losses on securities at fair value through other comprehensive income.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfUnrealizedGainsAndLossesSecuritiesFVOCIExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 43 R25.htm IDEA: XBRL DOCUMENT v3.19.2

Loans and allowance for credit losses (Tables)
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Disclosure of Allowance for Credit Losses

Allowance for credit losses

 For the three months ended

July 31, 2019 July 31, 2018

(Millions of Canadian dollars) Balance at
beginning
of period Provision
for credit
losses Net
write-offs Exchange
rate and
other Balance at
end of
period Balance at
beginning
of period Provision
for credit
losses Net
write-offs Exchange
rate and
other Balance at
end of
period

Retail

Residential mortgages
$ 395 $ 29 $ (10 ) $ (5 ) $ 409 $ 381 $ 20 $ (12 ) $ – $ 389

Personal
922 127 (116 ) (1 ) 932 876 138 (109 ) (3 ) 902

Credit cards
790 130 (130 ) (1 ) 789 694 129 (118 ) – 705

Small business
49 12 (7 ) (1 ) 53 52 16 (7 ) – 61

Wholesale
1,108 133 (89 ) (37 ) 1,115 1,012 34 (57 ) (5 ) 984

Customers’ liability under acceptances
26 (2 ) – (1 ) 23 15 1 – – 16

$ 3,290 $ 429 $ (352 ) $ (46 ) $ 3,321 $ 3,030 $ 338 $ (303 ) $ (8 ) $ 3,057

Presented as:

Allowance for loan losses
$ 3,093 $ 3,131 $ 2,808 $ 2,837

Other liabilities – Provisions
171 167 206 203

Customers’ liability under acceptances
26 23 15 16

Other components of equity
– – 1 1

 For the nine months ended

July 31, 2019 July 31, 2018

(Millions of Canadian dollars) Balance at
beginning
of period Provision
for credit
losses Net
write-offs Exchange
rate and
other Balance at
end of
period Balance at
beginning
of period Provision
for credit
losses Net
write-offs Exchange
rate and
other Balance at
end of
period

Retail

Residential mortgages
$ 382 $ 60 $ (30 ) $ (3 ) $ 409 $ 378 $ 52 $ (35 ) $ (6 ) $ 389

Personal
895 398 (346 ) (15 ) 932 826 405 (318 ) (11 ) 902

Credit cards
760 405 (375 ) (1 ) 789 693 363 (351 ) – 705

Small business
51 25 (20 ) (3 ) 53 49 33 (19 ) (2 ) 61

Wholesale
979 495 (305 ) (54 ) 1,115 1,010 101 (93 ) (34 ) 984

Customers’ liability under acceptances
21 3 – (1 ) 23 20 (4 ) – – 16

$ 3,088 $ 1,386 $ (1,076 ) $ (77 ) $ 3,321 $ 2,976 $ 950 $ (816 ) $ (53 ) $ 3,057

Presented as:

Allowance for loan losses
$ 2,912 $ 3,131 $ 2,749 $ 2,837

Other liabilities – Provisions
154 167 207 203

Customers’ liability under acceptances
21 23 20 16

Other components of equity
1 – – 1

Summary of Allowance for Credit Losses by Stage, for Each Major Product Category

Allowance for credit losses – Retail and wholesale loans

 For the three months ended

July 31, 2019 July 31, 2018

Performing Impaired Performing Impaired

(Millions of Canadian dollars) Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total

Residential mortgages

Balance at beginning of period
$ 140 $ 63 $ 192 $ 395 $ 149 $ 62 $ 170 $ 381

Provision for credit losses

Transfers to stage 1
21 (16 ) (5 ) – 10 (10 ) – –

Transfers to stage 2
(4 ) 4 – – (4 ) 5 (1 ) –

Transfers to stage 3
(1 ) (6 ) 7 – – (6 ) 6 –

Originations
12 – – 12 18 – – 18

Maturities
(4 ) (3 ) – (7 ) (3 ) (4 ) – (7 )

Changes in risk, parameters and exposures
(19 ) 28 15 24 (20 ) 18 11 9

Write-offs
– – (12 ) (12 ) – – (14 ) (14 )

Recoveries
– – 2 2 – – 2 2

Exchange rate and other
(1 ) – (4 ) (5 ) 1 – (1 ) –

Balance at end of period
$ 144 $ 70 $ 195 $ 409 $ 151 $ 65 $ 173 $ 389

Personal

Balance at beginning of period
$ 238 $ 555 $ 129 $ 922 $ 253 $ 488 $ 135 $ 876

Provision for credit losses

Transfers to stage 1
154 (154 ) – – 154 (154 ) – –

Transfers to stage 2
(20 ) 20 – – (26 ) 27 (1 ) –

Transfers to stage 3
– (41 ) 41 – (1 ) (36 ) 37 –

Originations
27 – – 27 30 1 – 31

Maturities
(8 ) (30 ) – (38 ) (9 ) (34 ) – (43 )

Changes in risk, parameters and exposures
(148 ) 210 76 138 (143 ) 213 80 150

Write-offs
– – (148 ) (148 ) – – (139 ) (139 )

Recoveries
– – 32 32 – – 30 30

Exchange rate and other
– – (1 ) (1 ) – – (3 ) (3 )

Balance at end of period
$ 243 $ 560 $ 129 $ 932 $ 258 $ 505 $ 139 $ 902

Credit cards

Balance at beginning of period
$ 166 $ 624 $ – $ 790 $ 199 $ 495 $ – $ 694

Provision for credit losses

Transfers to stage 1
116 (116 ) – – 153 (153 ) – –

Transfers to stage 2
(19 ) 19 – – (21 ) 21 – –

Transfers to stage 3
– (88 ) 88 – (1 ) (53 ) 54 –

Originations
1 – – 1 4 1 – 5

Maturities
(2 ) (8 ) – (10 ) (3 ) (12 ) – (15 )

Changes in risk, parameters and exposures
(94 ) 191 42 139 (113 ) 188 64 139

Write-offs
– – (167 ) (167 ) – – (151 ) (151 )

Recoveries
– – 37 37 – – 33 33

Exchange rate and other
1 (2 ) – (1 ) (1 ) 1 – –

Balance at end of period
$ 169 $ 620 $ – $ 789 $ 217 $ 488 $ – $ 705

Small business

Balance at beginning of period
$ 15 $ 17 $ 17 $ 49 $ 15 $ 17 $ 20 $ 52

Provision for credit losses

Transfers to stage 1
5 (5 ) – – 5 (5 ) – –

Transfers to stage 2
– – – – (1 ) 1 – –

Transfers to stage 3
– (3 ) 3 – – (2 ) 2 –

Originations
2 – – 2 3 – – 3

Maturities
(1 ) (2 ) – (3 ) (1 ) (3 ) – (4 )

Changes in risk, parameters and exposures
(4 ) 9 8 13 (5 ) 15 7 17

Write-offs
– – (9 ) (9 ) – – (9 ) (9 )

Recoveries
– – 2 2 – – 2 2

Exchange rate and other
– – (1 ) (1 ) 1 – (1 ) –

Balance at end of period
$ 17 $ 16 $ 20 $ 53 $ 17 $ 23 $ 21 $ 61

Wholesale

Balance at beginning of period
$ 293 $ 358 $ 457 $ 1,108 $ 254 $ 295 $ 463 $ 1,012

Provision for credit losses

Transfers to stage 1
35 (34 ) (1 ) – 23 (23 ) – –

Transfers to stage 2
(8 ) 9 (1 ) – (14 ) 19 (5 ) –

Transfers to stage 3
(2 ) (15 ) 17 – – (9 ) 9 –

Originations
55 12 – 67 56 11 – 67

Maturities
(39 ) (39 ) – (78 ) (34 ) (37 ) – (71 )

Changes in risk, parameters and exposures
(51 ) 86 109 144 (15 ) 68 (15 ) 38

Write-offs
– – (101 ) (101 ) – – (82 ) (82 )

Recoveries
– – 12 12 – – 25 25

Exchange rate and other
(3 ) (2 ) (32 ) (37 ) 2 2 (9 ) (5 )

Balance at end of period
$ 280 $ 375 $ 460 $ 1,115 $ 272 $ 326 $ 386 $ 984

 For the nine months ended

July 31, 2019 July 31, 2018

Performing Impaired Performing Impaired

(Millions of Canadian dollars) Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total

Residential mortgages

Balance at beginning of period
$ 142 $ 64 $ 176 $ 382 $ 140 $ 65 $ 173 $ 378

Provision for credit losses

Transfers to stage 1
64 (52 ) (12 ) – 49 (49 ) – –

Transfers to stage 2
(9 ) 11 (2 ) – (15 ) 17 (2 ) –

Transfers to stage 3
(2 ) (24 ) 26 – (1 ) (14 ) 15 –

Originations
35 – – 35 51 – – 51

Maturities
(10 ) (6 ) – (16 ) (9 ) (9 ) – (18 )

Changes in risk, parameters and exposures
(76 ) 77 40 41 (66 ) 54 31 19

Write-offs
– – (34 ) (34 ) – – (39 ) (39 )

Recoveries
– – 4 4 – – 4 4

Exchange rate and other
– – (3 ) (3 ) 2 1 (9 ) (6 )

Balance at end of period
$ 144 $ 70 $ 195 $ 409 $ 151 $ 65 $ 173 $ 389

Personal

Balance at beginning of period
$ 242 $ 512 $ 141 $ 895 $ 278 $ 427 $ 121 $ 826

Provision for credit losses

Transfers to stage 1
428 (422 ) (6 ) – 576 (576 ) – –

Transfers to stage 2
(66 ) 67 (1 ) – (118 ) 119 (1 ) –

Transfers to stage 3
(1 ) (125 ) 126 – (2 ) (114 ) 116 –

Originations
73 1 – 74 81 4 – 85

Maturities
(20 ) (87 ) – (107 ) (25 ) (99 ) – (124 )

Changes in risk, parameters and exposures
(414 ) 614 231 431 (530 ) 745 229 444

Write-offs
– – (440 ) (440 ) – – (405 ) (405 )

Recoveries
– – 94 94 – – 87 87

Exchange rate and other
1 – (16 ) (15 ) (2 ) (1 ) (8 ) (11 )

Balance at end of period
$ 243 $ 560 $ 129 $ 932 $ 258 $ 505 $ 139 $ 902

Credit cards

Balance at beginning of period
$ 161 $ 599 $ – $ 760 $ 251 $ 442 $ – $ 693

Provision for credit losses

Transfers to stage 1
344 (344 ) – – 597 (597 ) – –

Transfers to stage 2
(58 ) 58 – – (102 ) 102 – –

Transfers to stage 3
(1 ) (251 ) 252 – (2 ) (145 ) 147 –

Originations
3 – – 3 10 2 – 12

Maturities
(4 ) (19 ) – (23 ) (10 ) (55 ) – (65 )

Changes in risk, parameters and exposures
(276 ) 578 123 425 (526 ) 738 204 416

Write-offs
– – (478 ) (478 ) – – (448 ) (448 )

Recoveries
– – 103 103 – – 97 97

Exchange rate and other
– (1 ) – (1 ) (1 ) 1 – –

Balance at end of period
$ 169 $ 620 $ – $ 789 $ 217 $ 488 $ – $ 705

Small business

Balance at beginning of period
$ 17 $ 16 $ 18 $ 51 $ 15 $ 15 $ 19 $ 49

Provision for credit losses

Transfers to stage 1
16 (16 ) – – 20 (20 ) – –

Transfers to stage 2
(2 ) 2 – – (4 ) 4 – –

Transfers to stage 3
– (8 ) 8 – – (8 ) 8 –

Originations
7 – – 7 8 – – 8

Maturities
(3 ) (6 ) – (9 ) (3 ) (7 ) – (10 )

Changes in risk, parameters and exposures
(18 ) 28 17 27 (20 ) 39 16 35

Write-offs
– – (26 ) (26 ) – – (25 ) (25 )

Recoveries
– – 6 6 – – 6 6

Exchange rate and other
– – (3 ) (3 ) 1 – (3 ) (2 )

Balance at end of period
$ 17 $ 16 $ 20 $ 53 $ 17 $ 23 $ 21 $ 61

Wholesale

Balance at beginning of period
$ 274 $ 340 $ 365 $ 979 $ 251 $ 352 $ 407 $ 1,010

Provision for credit losses

Transfers to stage 1
113 (103 ) (10 ) – 148 (148 ) – –

Transfers to stage 2
(25 ) 28 (3 ) – (60 ) 68 (8 ) –

Transfers to stage 3
(5 ) (48 ) 53 – (1 ) (28 ) 29 –

Originations
182 39 – 221 167 28 – 195

Maturities
(128 ) (118 ) – (246 ) (112 ) (145 ) – (257 )

Changes in risk, parameters and exposures
(130 ) 235 415 520 (123 ) 199 87 163

Write-offs
– – (337 ) (337 ) – – (145 ) (145 )

Recoveries
– – 32 32 – – 52 52

Exchange rate and other
(1 ) 2 (55 ) (54 ) 2 – (36 ) (34 )

Balance at end of period
$ 280 $ 375 $ 460 $ 1,115 $ 272 $ 326 $ 386 $ 984

Credit Risk Exposure by Internal Risk Rating

The following table presents the gross carrying amount of loans measured at amortized cost, and the full contractual amount of undrawn loan commitments subject to the impairment requirements of IFRS 9. Risk ratings are based on internal ratings used in the measurement of expected credit losses as at the reporting date, as outlined in the internal ratings maps for Wholesale and Retail facilities in the Credit risk section of our 2018 Annual Report.

 As at

July 31, 2019 October 31, 2018

(Millions of Canadian dollars) Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total

Retail

Loans outstanding – Residential mortgages

Low risk
$ 232,712 $ 6,367 $ – $ 239,079 $ 222,026 $ 3,688 $ – $ 225,714

Medium risk
13,221 1,289 – 14,510 13,681 1,369 – 15,050

High risk
2,727 2,619 – 5,346 2,577 2,897 – 5,474

Not rated (1)
38,301 608 – 38,909 34,670 578 – 35,248

Impaired
– – 709 709 – – 726 726

286,961 10,883 709 298,553 272,954 8,532 726 282,212

Items not subject to impairment (2)
422 259

Total
298,975 282,471

Loans outstanding – Personal

Low risk
$ 71,290 $ 1,699 $ – $ 72,989 $ 71,763 $ 1,256 $ – $ 73,019

Medium risk
5,997 2,042 – 8,039 6,124 1,925 – 8,049

High risk
937 1,649 – 2,586 998 1,672 – 2,670

Not rated (1)
8,290 41 – 8,331 8,595 64 – 8,659

Impaired
– – 300 300 – – 303 303

Total
86,514 5,431 300 92,245 87,480 4,917 303 92,700

Loans outstanding – Credit cards

Low risk
$ 13,767 $ 102 $ – $ 13,869 $ 13,185 $ 100 $ – $ 13,285

Medium risk
2,185 1,727 – 3,912 2,234 1,632 – 3,866

High risk
130 1,335 – 1,465 139 1,331 – 1,470

Not rated (1)
819 32 – 851 764 30 – 794

Total
16,901 3,196 – 20,097 16,322 3,093 – 19,415

Loans outstanding – Small business

Low risk
$ 2,228 $ 45 $ – $ 2,273 $ 2,004 $ 46 $ – $ 2,050

Medium risk
2,321 109 – 2,430 2,230 102 – 2,332

High risk
118 197 – 315 95 178 – 273

Not rated (1)
197 – – 197 166 1 – 167

Impaired
– – 51 51 – – 44 44

Total
4,864 351 51 5,266 4,495 327 44 4,866

Undrawn loan commitments – Retail

Low risk
$ 197,881 $ 1,943 $ – $ 199,824 $ 182,426 $ 1,270 $ – $ 183,696

Medium risk
7,832 240 – 8,072 10,794 239 – 11,033

High risk
727 207 – 934 3,740 166 – 3,906

Not rated (1)
2,730 29 – 2,759 2,584 35 – 2,619

Total
209,170 2,419 – 211,589 199,544 1,710 – 201,254

Wholesale – Loans outstanding

Investment grade
$ 50,609 $ 79 $ – $ 50,688 $ 46,869 $ 324 $ – $ 47,193

Non-investment grade
116,299 11,525 – 127,824 106,027 10,190 – 116,217

Not rated (1)
7,328 363 – 7,691 6,692 411 – 7,103

Impaired
– – 1,896 1,896 – – 1,096 1,096

174,236 11,967 1,896 188,099 159,588 10,925 1,096 171,609

Items not subject to impairment (2)
10,842 8,669

Total
198,941 180,278

Undrawn loan commitments – Wholesale

Investment grade
$ 220,061 $ – $ – $ 220,061 $ 222,970 $ 93 $ – $ 223,063

Non-investment grade
90,263 8,030 – 98,293 88,828 7,069 – 95,897

Not rated (1)
4,557 – – 4,557 4,291 – – 4,291

Total
314,881 8,030 – 322,911 316,089 7,162 – 323,251

(1) In certain cases where an internal risk rating is not assigned, we use other approved credit risk assessment or rating methodologies, policies and tools to manage our credit risk.

(2) Items not subject to impairment are loans held at FVTPL.

Disclosure of Loans Past Due But Not Impaired

Loans past due but not impaired (1)

 As at

July 31, 2019 October 31, 2018

(Millions of Canadian dollars) 1 to 29 days 30 to 89 days 90 days
and greater Total 1 to 29 days 30 to 89 days 90 days
and greater Total

Retail
$ 3,025 $ 1,285 $ 186 $ 4,496 $ 2,995 $ 1,402 $ 179 $ 4,576

Wholesale
1,301 405 21 1,727 1,246 468 – 1,714

$ 4,326 $ 1,690 $ 207 $ 6,223 $ 4,241 $ 1,870 $ 179 $ 6,290

(1) Amounts presented may include loans past due as a result of administrative processes, such as mortgage loans on which payments are restrained pending payout due to sale or refinancing. Past due loans arising from administrative processes are not representative of the borrowers’ ability to meet their payment obligations.

X

- Definition
Disclosure of the opening and closing allowance for credit losses by stage, for each major product category.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfAllowanceForCreditLossesByStageExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
The disclosure of the allowance relating to impairments of loans due to credit losses.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfAllowanceForCreditLossesLoansExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Disclosure of gross carrying amount of loans measured at amortized cost and undrawn commitments and internal risk rating.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfGrossCarryingAmountOfLoansMeasuredAtAmortizedCostAndUndrawnCommitmentsAndInternalRiskRatingExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Disclosure of loans past due but not impaired.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfLoansPastDueButNotImpairedExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 44 R26.htm IDEA: XBRL DOCUMENT v3.19.2

Deposits (Tables)
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Summary of Deposit Liabilities

 As at

July 31, 2019 October 31, 2018

(Millions of Canadian dollars) Demand (1) Notice (2) Term (3) Total Demand (1) Notice (2) Term (3) Total

Personal
$ 140,474 $ 48,659 $ 98,796 $ 287,929 $ 135,101 $ 48,873 $ 86,180 $ 270,154

Business and government
246,937 12,106 304,300 563,343 238,617 8,606 287,148 534,371

Bank
8,403 173 21,363 29,939 8,750 299 23,472 32,521

$ 395,814 $ 60,938 $ 424,459 $ 881,211 $ 382,468 $ 57,778 $ 396,800 $ 837,046

Non-interest-bearing (4)

Canada
$ 90,308 $ 5,335 $ – $ 95,643 $ 88,119 $ 5,086 $ – $ 93,205

United States
32,451 – – 32,451 34,098 – – 34,098

Europe (5)
690 – – 690 564 – – 564

Other International
5,484 6 – 5,490 5,495 5 – 5,500

Interest-bearing (4)

Canada
226,187 15,167 330,119 571,473 213,747 15,112 292,641 521,500

United States
3,995 36,502 49,929 90,426 2,478 33,099 67,211 102,788

Europe (5)
31,384 873 32,973 65,230 32,930 1,412 26,598 60,940

Other International
5,315 3,055 11,438 19,808 5,037 3,064 10,350 18,451

$ 395,814 $ 60,938 $ 424,459 $ 881,211 $ 382,468 $ 57,778 $ 396,800 $ 837,046

(1) Demand deposits are deposits for which we do not have the right to require notice of withdrawal, which include both savings and chequing accounts.

(2) Notice deposits are deposits for which we can legally require notice of withdrawal. These deposits are primarily savings accounts.

(3) Term deposits are deposits payable on a fixed date, and include term deposits, guaranteed investment certificates and similar instruments.

(4) The geographical splits of the deposits are based on the point of origin of the deposits and where the revenue is recognized. As at July 31, 2019, deposits denominated in U.S. dollars, British pounds, Euro and other foreign currencies were $326 billion, $21 billion, $44 billion and $31 billion, respectively (October 31, 2018 – $309 billion, $20 billion, $38 billion and $32 billion, respectively).

(5) Europe includes the United Kingdom, Luxembourg, the Channel Islands, France and Italy.

Summary of Contractual Maturities of Term Deposits

Contractual maturities of term deposits

 As at

(Millions of Canadian dollars)
July 31

2019

October 31

2018

Within 1 year:

less than 3 months
$ 117,873 $ 89,553

3 to 6 months
40,755 59,109

6 to 12 months
92,765 80,773

1 to 2 years
61,462 51,798

2 to 3 years
36,338 45,550

3 to 4 years
21,616 21,127

4 to 5 years
25,735 23,863

Over 5 years
27,915 25,027

$ 424,459 $ 396,800

Aggregate amount of term deposits in denominations of one hundred thousand dollars or more (1)
$ 387,000 $ 362,000

(1) Amounts have been revised from those previously presented.

X

- Definition
Disclosure of contractual maturities of term deposit liabilities.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfContractualMaturitiesOfTermDepositLiabilitiesExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Disclosure of deposit liabilities.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfDepositLiabilitiesExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 45 R27.htm IDEA: XBRL DOCUMENT v3.19.2

Employee benefits - Pension and other post-employment benefits (Tables)
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Summary of Composition of Pension and Other Post-Employment Benefit Expense

Pension and other post-employment benefit expense

. For the three months ended

Pension plans Other post-employment benefit plans

(Millions of Canadian dollars)
July 31

2019

July 31

2018

July 31

2019

July 31

2018

Current service costs
$ 74 $ 90 $ 10 $ 10

Net interest expense (income)
(5 ) 2 16 16

Remeasurements of other long term benefits
– – 4 (1 )

Administrative expense
4 4 – –

Defined benefit pension expense
$ 73 $ 96 $ 30 $ 25

Defined contribution pension expense
50 45 – –

$ 123 $ 141 $ 30 $ 25

. For the nine months ended

Pension plans Other post-employment benefit plans

(Millions of Canadian dollars)
July 31

2019

July 31

2018

July 31

2019

July 31

2018

Current service costs
$ 222 $ 269 $ 29 $ 29

Net interest expense (income)
(15 ) 6 49 50

Remeasurements of other long term benefits
– – 10 (2 )

Administrative expense
12 11 – –

Defined benefit pension expense
$ 219 $ 286 $ 88 $ 77

Defined contribution pension expense
161 140 – –

$ 380 $ 426 $ 88 $ 77

Summary of Composition of Remeasurements Recorded in OCI Related to Pension and Other Post Employment Benefit Plans

Pension and other post-employment benefit remeasurements (1)

 For the three months ended

Defined benefit pension plans Other post-employment benefit plans

(Millions of Canadian dollars)
July 31

2019

July 31

2018

July 31

2019

July 31

2018

Actuarial (gains) losses:

Changes in financial assumptions (2)
$ 932 $ (378 ) $ 63 $ (40 )

Experience adjustments
– – (3 ) (3 )

Return on plan assets (excluding interest based on discount rate)
(203 ) (209 ) – –

$ 729 $ (587 ) $ 60 $ (43 )

 For the nine months ended

Defined benefit pension plans Other post-employment benefit plans

(Millions of Canadian dollars)
July 31

2019

July 31

2018

July 31

2019

July 31

2018

Actuarial (gains) losses:

Changes in financial assumptions (2)
$ 2,192 $ (571 ) $ 180 $ (62 )

Experience adjustments
– – (6 ) (9 )

Return on plan assets (excluding interest based on discount rate)
(921 ) (171 ) – –

$ 1,271 $ (742 ) $ 174 $ (71 )

(1) Market based assumptions, including Changes in financial assumptions and Return on plan assets, are reviewed on a quarterly basis. All other assumptions are updated during our annual review of plan assumptions.

(2) Changes in financial assumptions in our defined benefit pension plans primarily relate to changes in discount rates.

X

- Definition
Disclosure of pension and other post employment benefit expense.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfPensionAndOtherPostEmploymentBenefitExpenseExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Disclosure of detailed information on remeasurements of defined benefit plans and other post employment plans recorded in OCI.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfPensionAndOtherPostEmploymentBenefitRemeasurementsInOCIExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 46 R28.htm IDEA: XBRL DOCUMENT v3.19.2

Significant capital and funding transactions (Tables)
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Summary of Common Shares Issued

Common shares issued (1)

 For the three months ended

July 31, 2019 July 31, 2018

(Millions of Canadian dollars, except number of shares) Number of
shares
(thousands) Amount Number of
shares
(thousands) Amount

Issued in connection with share-based compensation plans (2)
545 $ 38 440 $ 24

Purchased for cancellation (3)
(1,914 ) (24 ) (1,283 ) (16 )

(1,369 ) $ 14 (843 ) $ 8

 For the nine months ended

July 31, 2019 July 31, 2018

(Millions of Canadian dollars, except number of shares) Number of
shares
(thousands) Amount Number of
shares
(thousands) Amount

Issued in connection with share-based compensation plans (2)
1,230 $ 87 1,105 $ 69

Purchased for cancellation (3)
(5,705 ) (70 ) (12,837 ) (157 )

(4,475 ) $ 17 (11,732 ) $ (88 )

(1) The requirements of our dividend reinvestment plan (DRIP) are satisfied through either open market share purchases or shares issued from treasury. During the three and nine months ended July 31, 2019 and July 31, 2018, our DRIP’s requirements were satisfied through open market share purchases.

(2) Amounts include cash received for stock options exercised during the period and the fair value adjustment to stock options.

(3) During the three months ended July 31, 2019, we purchased for cancellation common shares at a total fair value of $197 million (average cost of $102.82 per share), with a book value of $24 million (book value of $12.28 per share). During the nine months ended July 31, 2019, we purchased for cancellation common shares at a total fair value of $556 million (average cost of $97.36 per share), with a book value of $70 million (book value of $12.26 per share). During the three months ended July 31, 2018, we purchased for cancellation common shares at a total fair value of $128 million (average cost of $99.21 per share), with a book value of $16 million (book value of $12.23 per share). During the nine months ended July 31, 2018, we purchased for cancellation common shares at a total fair value of $1,275 million (average cost of $99.28 per share), with a book value of $157 million (book value of $12.22 per share).

X

- Definition
The disclosure of classes of share capital. [Refer: Share capital [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 79
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_79_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory

Namespace Prefix: ifrs-full_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 47 R29.htm IDEA: XBRL DOCUMENT v3.19.2

Earnings per share (Tables)
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Summary of Earnings Per Share

 For the three months ended For the nine months ended

(Millions of Canadian dollars, except share and per share amounts)
July 31

2019

July 31

2018

July 31

2019

July 31

2018

Basic earnings per share

Net income
$ 3,263 $ 3,109 $ 9,665 $ 9,181

Preferred share dividends
(66 ) (70 ) (205 ) (214 )

Net income attributable to non-controlling interests
– (8 ) (6 ) (28 )

Net income available to common shareholders
3,197 3,031 9,454 8,939

Weighted average number of common shares (in thousands)
1,434,276 1,440,477 1,435,485 1,445,136

Basic earnings per share (in dollars)
$ 2.23 $ 2.10 $ 6.59 $ 6.19

Diluted earnings per share

Net income available to common shareholders
$ 3,197 $ 3,031 $ 9,454 $ 8,939

Dilutive impact of exchangeable shares
4 4 11 11

Net income available to common shareholders including dilutive impact of exchangeable shares
3,201 3,035 9,465 8,950

Weighted average number of common shares (in thousands)
1,434,276 1,440,477 1,435,485 1,445,136

Stock options (1)
2,056 2,547 2,102 2,776

Issuable under other share-based compensation plans
743 731 740 745

Exchangeable shares (2)
3,055 3,201 3,172 3,166

Average number of diluted common shares (in thousands)
 1,440,130 1,446,956 1,441,499 1,451,823

Diluted earnings per share (in dollars)
$ 2.22 $ 2.10 $ 6.57 $ 6.16

(1) The dilutive effect of stock options was calculated using the treasury stock method. When the exercise price of options outstanding is greater than the average market price of our common shares, the options are excluded from the calculation of diluted earnings per share. For the three months ended July 31, 2019, no outstanding options were excluded from the calculation of diluted earnings per share. For the three months ended July 31, 2018, an average of 738,258 outstanding options with an average exercise price of $102.33 were excluded from the calculation of diluted earnings per share. For the nine months ended July 31, 2019, an average of 765,267 outstanding options with an average price of $102.33 were excluded from the calculation of diluted earnings per share. For the nine months ended July 31, 2018, an average of 630,088 outstanding options with an average exercise price of $102.33 were excluded from the calculation of diluted earnings per share.

(2) Includes exchangeable preferred shares.

X

- Definition
The disclosure of earnings per share.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 33
-IssueDate 2018-01-01
-Paragraph 66
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=33&date=2018-03-01&anchor=para_66&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_EarningsPerShareExplanatory

Namespace Prefix: ifrs-full_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 48 R30.htm IDEA: XBRL DOCUMENT v3.19.2

Results by business segment (Tables)
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Disclosure of operating segments

. For the three months ended July 31, 2019

(Millions of Canadian dollars) Personal &
Commercial
Banking Wealth
Management Insurance Investor &
Treasury
Services Capital
Markets (1) Corporate
Support (1) Total

Net interest income (2)
$ 3,221 $ 773 $ – $ (16 ) $ 1,048 $ 22 $ 5,048

Non-interest income
1,325 2,256 1,463 577 986 (111 ) 6,496

Total revenue
4,546 3,029 1,463 561 2,034 (89 ) 11,544

Provision for credit losses
341 27 – 1 56 – 425

Insurance policyholder benefits, claims and acquisition expense
– – 1,046 – – – 1,046

Non-interest expense
1,959 2,183 149 411 1,269 21 5,992

Net income (loss) before income taxes
2,246 819 268 149 709 (110 ) 4,081

Income taxes (recoveries)
582 180 64 31 56 (95 ) 818

Net income
$ 1,664 $ 639 $ 204 $ 118 $ 653 $ (15 ) $ 3,263

Non-interest expense includes:

Depreciation and amortization
$ 159 $ 144 $ 12 $ 36 $ 105 $ – $ 456

. For the three months ended July 31, 2018

(Millions of Canadian dollars) Personal &
Commercial
Banking Wealth
Management Insurance Investor &
Treasury
Services Capital
Markets (1) Corporate
Support (1) Total

Net interest income (2)
$ 3,001 $ 679 $ – $ 32 $ 913 $ (29 ) $ 4,596

Non-interest income
1,283 2,119 1,290 588 1,244 (95 ) 6,429

Total revenue
4,284 2,798 1,290 620 2,157 (124 ) 11,025

Provision for credit losses
339 3 – 1 3 – 346

Insurance policyholder benefits, claims and acquisition expense
– – 925 – – – 925

Non-interest expense
1,910 2,059 153 416 1,312 8 5,858

Net income (loss) before income taxes
2,035 736 212 203 842 (132 ) 3,896

Income taxes (recoveries)
525 158 54 48 144 (142 ) 787

Net income
$ 1,510 $ 578 $ 158 $ 155 $ 698 $ 10 $ 3,109

Non-interest expense includes:

Depreciation and amortization
$ 147 $ 138 $ 9 $ 30 $ 94 $ – $ 418

. For the nine months ended July 31, 2019

(Millions of Canadian dollars) Personal &
Commercial
Banking Wealth
Management Insurance Investor &
Treasury
Services Capital
Markets (1) Corporate
Support (1) Total

Net interest income (2)
$ 9,415 $ 2,248 $ – $ (81 ) $ 3,111 $ 76 $ 14,769

Non-interest income
 3,882 6,708 4,557 1,860 3,190 (334 ) 19,863

Total revenue
 13,297 8,956 4,557 1,779 6,301 (258 ) 34,632

Provision for credit losses
1,061 83 – 1 221 (1 ) 1,365

Insurance policyholder benefits, claims and acquisition expense
– – 3,431 – – – 3,431

Non-interest expense
5,761 6,551 453 1,217 3,788 50 17,820

Net income (loss) before income taxes
6,475 2,322 673 561 2,292 (307 ) 12,016

Income taxes (recoveries)
1,691 501 149 131 210 (331 ) 2,351

Net income
$ 4,784 $ 1,821 $ 524 $ 430 $ 2,082 $ 24 $ 9,665

Non-interest expense includes:

Depreciation and amortization
$ 469 $ 443 $ 35 $ 105 $ 300 $ – $ 1,352

. For the nine months ended July 31, 2018

(Millions of Canadian dollars) Personal &
Commercial
Banking Wealth
Management Insurance Investor &
Treasury
Services Capital
Markets (1) Corporate
Support (1) Total

Net interest income (2)
$ 8,709 $ 1,923 $ – $ 278 $ 2,620 $ (68 ) $ 13,462

Non-interest income
 3,843 6,263 3,240 1,689 3,722 (312 ) 18,445

Total revenue
 12,552 8,186 3,240 1,967 6,342 (380 ) 31,907

Provision for credit losses
956 (19 ) – 1 16 – 954

Insurance policyholder benefits, claims and acquisition expense
– – 2,182 – – – 2,182

Non-interest expense
5,539 6,009 443 1,196 3,716 48 16,951

Net income (loss) before income taxes
6,057 2,196 615 770 2,610 (428 ) 11,820

Income taxes (recoveries)
1,567 484 158 184 499 (253 ) 2,639

Net income
$ 4,490 $ 1,712 $ 457 $ 586 $ 2,111 $ (175 ) $ 9,181

Non-interest expense includes:

Depreciation and amortization
$ 432 $ 401 $ 27 $ 90 $ 271 $ – $ 1,221

(1) Taxable equivalent basis.

(2) Interest revenue is reported net of interest expense as we rely primarily on net interest income as a performance measure.

Total assets and total liabilities by business segment

 As at July 31, 2019

(Millions of Canadian dollars) Personal &
Commercial
Banking Wealth
Management Insurance Investor &
Treasury
Services Capital
Markets Corporate
Support Total

Total assets
 $ 473,914 $ 101,068 $ 18,451 $ 149,863 $ 621,229 $ 42,368 $ 1,406,893

Total liabilities
 $ 473,942 $ 101,276 $ 18,429 $ 149,802 $ 620,925 $ (39,859 ) $ 1,324,515



 As at October 31, 2018

(Millions of Canadian dollars) Personal &
Commercial
Banking Wealth
Management Insurance Investor &
Treasury
Services Capital
Markets Corporate
Support Total

Total assets
 $ 453,879 $ 93,063 $ 16,210 $ 136,030 $ 590,950 $ 44,602 $ 1,334,734

Total liabilities
 $ 453,878 $ 93,162 $ 16,289 $ 135,944 $ 590,582 $ (35,076 ) $ 1,254,779

X

- Definition
The disclosure of operating segments. [Refer: Operating segments [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DisclosureOfOperatingSegmentsExplanatory

Namespace Prefix: ifrs-full_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 49 R31.htm IDEA: XBRL DOCUMENT v3.19.2

Capital management (Tables)
9 Months Ended

Jul. 31, 2019

Text block [abstract]

Summary of Regulatory Capital and Capital Ratios

During the third quarter of 2019, we complied with all capital and leverage requirements, including the domestic stability buffer, imposed by OSFI.

 As at

(Millions of Canadian dollars, except Capital ratios and leverage ratios)
July 31

2019

October 31

2018

Capital (1)


CET1 capital
 $ 60,938 $ 57,001

Tier 1 capital
 66,615 63,279

Total capital
 76,563 72,494

Risk-weighted Assets (RWA) used in calculation of capital ratios (1) (2)


CET1 capital RWA
 $ 510,664 $ 495,528

Tier 1 capital RWA
 510,664 495,993

Total capital RWA
 510,664 496,459

Total capital RWA consisting of: (1)


Credit risk
 $ 415,977 $ 401,534

Market risk
 29,425 32,209

Operational risk
 65,262 62,716

Total Capital RWA
 $ 510,664 $ 496,459

Capital ratios and Leverage ratios (1)


CET1 ratio
 11.9% 11.5%

Tier 1 capital ratio
 13.0% 12.8%

Total capital ratio
 15.0% 14.6%

Leverage ratio
 4.4% 4.4%

Leverage ratio exposure (billions)
 $ 1,529.4 $ 1,450.8

(1) Capital, RWA, and capital ratios are calculated using OSFI Capital Adequacy Requirements based on the Basel III framework. The leverage ratio is calculated using OSFI Leverage Requirements Guideline based on the Basel III framework.

(2) In fiscal 2018, amounts included CVA scalars of 80%, 83% and 86%, respectively.

X

- Definition
Disclosure of regulatory capital and capital ratios.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfRegulatoryCapitalAndCapitalRatiosExplanatory

Namespace Prefix: ry_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Definition
Text block [abstract]
+ References
No definition available.
+ Details

Name: ry_TextBlockAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 50 R32.htm IDEA: XBRL DOCUMENT v3.19.2

Summary of significant accounting policies, estimates and judgments - Additional Information (Detail) - CAD ($)
$ in Millions

Jul. 31, 2019

Apr. 30, 2019

Nov. 01, 2018

Oct. 31, 2018

Jul. 31, 2018

Apr. 30, 2018

Oct. 31, 2017

Disclosure of initial application of standards or interpretations [line items]

Equity $ 82,378 $ 81,946 $ 79,955 $ 77,872 $ 76,025

Retained earnings [member]

Disclosure of initial application of standards or interpretations [line items]

Equity $ 54,716 $ 53,640 $ 49,424 $ 47,405

Increase (decrease) due to changes in accounting policy required by IFRSs [member]

Disclosure of initial application of standards or interpretations [line items]

Equity (70) $ (637)

Increase (decrease) due to changes in accounting policy required by IFRSs [member] | Retained earnings [member]

Disclosure of initial application of standards or interpretations [line items]

Equity $ (70) $ (558)

IFRS 15 [member] | Increase (decrease) due to changes in accounting policy required by IFRSs [member] | Retained earnings [member]

Disclosure of initial application of standards or interpretations [line items]

Equity $ (70)

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of residual interest in the assets of the entity after deducting all its liabilities.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 24
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_24_a&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 32
-Subparagraph a
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_32_a_i&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_a&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_b&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e&doctype=Standard
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 78
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_78_e&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_Equity

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Details

Name: ifrs-full_ComponentsOfEquityAxis=ifrs-full_RetainedEarningsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis=ifrs-full_IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ry_ApplicableAccountingStandardAxis=ry_IFRS15Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 51 R33.htm IDEA: XBRL DOCUMENT v3.19.2

Fair value of financial instruments - Summary of Comparison of Carrying and Fair Values for Each Classification of Financial Instrument (Detail) - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Financial assets

Interest-bearing deposits with banks $ 31,553 $ 36,471

Securities

Trading 140,421 128,258

Investment, net of applicable allowance 100,240 94,608

Securities 240,661 222,866

Assets purchased under reverse repurchase agreements and securities borrowed 309,640 294,602

Loans, net of applicable allowance

Loans, net 612,393 576,818

Other

Derivatives 98,774 94,039

Deposits

Personal 287,929 270,154

Business and government 563,343 534,371

Bank 29,939 32,521

Deposits 881,211 837,046

Other

Obligations related to securities sold short 33,602 32,247

Obligations related to assets sold under repurchase agreements and securities loaned 220,027 206,814

Derivatives 96,857 90,238

Subordinated debentures 9,818 9,131

Financial assets classified as at FVTPL [member]

Securities

Trading 131,515 121,031

Securities 131,515 121,031

Assets purchased under reverse repurchase agreements and securities borrowed 250,276 219,108

Loans, net of applicable allowance

Retail 182 69

Wholesale 9,129 7,129

Loans, net 9,311 7,198

Other

Derivatives 98,774 94,039

Other assets 1,445 1,373

Financial assets designated as at FVTPL [member]

Financial assets

Interest-bearing deposits with banks 17,403 20,274

Securities

Trading 8,906 7,227

Securities 8,906 7,227

Loans, net of applicable allowance

Retail 240 190

Wholesale 1,713 1,540

Loans, net 1,953 1,730

Financial assets classified as at FVOCI [member]

Securities

Investment, net of applicable allowance 53,757 48,093

Securities 53,757 48,093

Loans, net of applicable allowance

Retail 96 94

Wholesale 477 458

Loans, net 573 552

Financial assets designated as at FVOCI [member]

Securities

Investment, net of applicable allowance 470 406

Securities 470 406

Financial liabilities classified as at FVTPL [member]

Deposits

Personal 134 150

Business and government (44) (11)

Deposits 90 139

Other

Obligations related to securities sold short 33,602 32,247

Derivatives 96,857 90,238

Other liabilities (1,328) (1,434)

Financial liabilities designated as at FVTPL [member]

Deposits

Personal 16,177 14,602

Business and government 115,832 103,446

Bank 2,948 7,072

Deposits 134,957 125,120

Other

Obligations related to assets sold under repurchase agreements and securities loaned 213,818 201,839

Other liabilities 55 18

Fair value of financial instruments not measured at fair value [member] | Financial assets measured at amortized cost [member]

Financial assets

Interest-bearing deposits with banks 14,150 16,197

Securities

Investment, net of applicable allowance 46,235 45,367

Securities 46,235 45,367

Assets purchased under reverse repurchase agreements and securities borrowed 59,367 75,490

Loans, net of applicable allowance

Retail 415,474 394,051

Wholesale 185,858 168,087

Loans, net 601,332 562,138

Other

Other assets 51,910 46,205

Fair value of financial instruments not measured at fair value [member] | Financial liabilities measured at amortized cost [member]

Deposits

Personal 271,868 255,115

Business and government 448,732 431,158

Bank 27,018 25,462

Deposits 747,618 711,735

Other

Obligations related to assets sold under repurchase agreements and securities loaned 6,210 4,976

Other liabilities 56,083 54,880

Subordinated debentures 9,953 9,319

Financial assets at carrying amount [member]

Financial assets

Interest-bearing deposits with banks 31,553 36,471

Securities

Trading 140,421 128,258

Investment, net of applicable allowance 100,240 94,608

Securities 240,661 222,866

Assets purchased under reverse repurchase agreements and securities borrowed 309,640 294,602

Loans, net of applicable allowance

Retail 414,507 397,455

Wholesale 197,886 179,363

Loans, net 612,393 576,818

Other

Derivatives 98,774 94,039

Other assets 53,355 47,578

Financial assets at carrying amount [member] | Financial assets measured at amortized cost [member]

Financial assets

Interest-bearing deposits with banks 14,150 16,197

Securities

Investment, net of applicable allowance 46,013 46,109

Securities 46,013 46,109

Assets purchased under reverse repurchase agreements and securities borrowed 59,364 75,494

Loans, net of applicable allowance

Retail 413,989 397,102

Wholesale 186,567 170,236

Loans, net 600,556 567,338

Other

Other assets 51,910 46,205

Financial assets at fair value [member]

Financial assets

Interest-bearing deposits with banks 31,553 36,471

Securities

Trading 140,421 128,258

Investment, net of applicable allowance 100,462 93,866

Securities 240,883 222,124

Assets purchased under reverse repurchase agreements and securities borrowed 309,643 294,598

Loans, net of applicable allowance

Retail 415,992 394,404

Wholesale 197,177 177,214

Loans, net 613,169 571,618

Other

Derivatives 98,774 94,039

Other assets 53,355 47,578

Financial liabilities at carrying amount [member]

Deposits

Personal 287,929 270,154

Business and government 563,343 534,371

Bank 29,939 32,521

Deposits 881,211 837,046

Other

Obligations related to securities sold short 33,602 32,247

Obligations related to assets sold under repurchase agreements and securities loaned 220,027 206,814

Derivatives 96,857 90,238

Other liabilities 54,836 53,501

Subordinated debentures 9,818 9,131

Financial liabilities at carrying amount [member] | Financial liabilities measured at amortized cost [member]

Deposits

Personal 271,618 255,402

Business and government 447,555 430,936

Bank 26,991 25,449

Deposits 746,164 711,787

Other

Obligations related to assets sold under repurchase agreements and securities loaned 6,209 4,975

Other liabilities 56,109 54,917

Subordinated debentures 9,818 9,131

Financial liabilities at fair value [member]

Deposits

Personal 288,179 269,867

Business and government 564,520 534,593

Bank 29,966 32,534

Deposits 882,665 836,994

Other

Obligations related to securities sold short 33,602 32,247

Obligations related to assets sold under repurchase agreements and securities loaned 220,028 206,815

Derivatives 96,857 90,238

Other liabilities 54,810 53,464

Subordinated debentures $ 9,953 $ 9,319

X

- Definition
The amount of deposit liabilities from banks held by the entity.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DepositsFromBanks

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of financial assets classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DerivativeFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of financial liabilities classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DerivativeFinancialLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfFinancialAssetsAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_MiscellaneousAssetsAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_MiscellaneousLiabilitiesAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of financial assets that the entity does not separately disclose in the same statement or note. [Refer: Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 54
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_54_d&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of financial liabilities that the entity does not separately disclose in the same statement or note. [Refer: Financial liabilities]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 54
-Subparagraph m
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_54_m&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherFinancialLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of instruments sold with the intent to reacquire in repurchase agreements and cash collateral on securities lent.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of instruments purchased for resale in reverse repurchase agreements and cash collateral on securities borrowed. [Refer: Repurchase agreements and cash collateral on securities lent]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of short-term deposits held by the entity that are not classified as cash equivalents. [Refer: Cash equivalents]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ShorttermDepositsNotClassifiedAsCashEquivalents

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of liabilities that are subordinate to other liabilities with respect to claims.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_SubordinatedLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The total amount of deposit liabilities held by the entity.
+ References
No definition available.
+ Details

Name: ry_Deposits1

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Deposits.
+ References
No definition available.
+ Details

Name: ry_Deposits1Abstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of deposit liabilities from business and government held by the entity.
+ References
No definition available.
+ Details

Name: ry_DepositsFromBusinessAndGovernment

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of deposit liabilities from customers held by the entity, other than business and government, and banks.
+ References
No definition available.
+ Details

Name: ry_DepositsFromCustomersOtherThanBusinessGovernmentAndBank

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Securities are comprised of Trading and Investment Securities.
+ References
No definition available.
+ Details

Name: ry_FinancialAssetsSecurities

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Financial assets securities.
+ References
No definition available.
+ Details

Name: ry_FinancialAssetsSecuritiesAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Investment securities represent debt and equity securities whose changes in fair value goes through OCI (FVOCI) and debt securities that are measured at amortized cost, net of the related allowance.
+ References
No definition available.
+ Details

Name: ry_InvestmentSecuritiesNetOfApplicableAllowance

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Loans.
+ References
No definition available.
+ Details

Name: ry_LoansAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of Retail and Wholesale loans made by the entity, net of the allowance for loan losses.
+ References
No definition available.
+ Details

Name: ry_LoansNet

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Obligations related to securities sold short.
+ References
No definition available.
+ Details

Name: ry_ObligationsRelatedToSecuritiesSoldShort

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Represents the amount of Retail loans made by the entity, including residential mortgages, personal lending products, credit cards, and lending products to certain small businesses, net of the allowance for loan losses.
+ References
No definition available.
+ Details

Name: ry_RetailLoansNet

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Trading securities at fair value through profit or loss.
+ References
No definition available.
+ Details

Name: ry_TradingSecuritiesAtFairValueThroughProfitOrLoss

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Represents the amount of Wholesale loans made by the entity, which includes lending to businesses, sovereign and bank entities, net of the allowance for loan losses.
+ References
No definition available.
+ Details

Name: ry_WholesaleLoansNet

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_MeasurementAxis=ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ry_FinancialAssetsAtCarryingAmountMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfFinancialLiabilitiesAxis=ry_FinancialLiabilitiesAtCarryingAmountMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 52 R34.htm IDEA: XBRL DOCUMENT v3.19.2

Fair value of financial instrument - Summary of Fair Value of Assets and Liabilities Measured at Fair Value on a Recurring Basis and Classified Using Fair Value Hierarchy (Detail) - CAD ($)
$ in Millions

Jul. 31, 2019

Apr. 30, 2019

Oct. 31, 2018

Jul. 31, 2018

Apr. 30, 2018

Oct. 31, 2017

Financial assets

Interest-bearing deposits with banks $ 31,553 $ 36,471

Trading

Trading securities 140,421 128,258

Investment

Investment securitites 100,240 94,608

Assets purchased under reverse repurchase agreements and securities borrowed 309,640 294,602

Loans 612,393 576,818

Derivatives

Derivatives 98,774 94,039

Deposits

Personal 287,929 270,154

Business and government 563,343 534,371

Bank 29,939 32,521

Other

Obligations related to securities sold short 33,602 32,247

Obligations related to assets sold under repurchase agreements and securities loaned 220,027 206,814

Derivatives

Total derivatives 96,857 90,238

Netting adjustments [member]

Derivatives

Impact on Positive fair values (Derivative assets) of netting agreements that qualify for balance sheet offset (827) (583)

Financial assets (827) (583)

Derivatives

Impact on Negative fair values (Derivative liabilities) of netting agreements that qualify for balance sheet offset (827) (583)

Financial liabilities (827) (583)

Total gross fair value [member] | Level 1 [member]

Trading

Trading securities 54,051 42,410

Investment

Investment securitites 61 42

Derivatives

Total gross derivatives, assets 2,588 5,869

Other assets 1,108 1,020

Financial assets 57,808 49,341

Other

Obligations related to securities sold short 17,690 17,732

Derivatives

Total gross derivatives, liabilities 2,408 4,369

Other liabilities 166 170

Financial liabilities 20,264 22,271

Total gross fair value [member] | Level 2 [member]

Financial assets

Interest-bearing deposits with banks 17,403 20,274

Trading

Trading securities 85,147 84,503

Investment

Investment securitites 53,694 48,028

Assets purchased under reverse repurchase agreements and securities borrowed 250,276 219,108

Loans 11,269 8,929

Derivatives

Total gross derivatives, assets 96,537 88,176

Other assets 262 288

Financial assets 514,588 469,306

Deposits

Personal 16,251 14,362

Business and government 115,788 103,440

Bank 2,948 7,072

Other

Obligations related to securities sold short 15,912 14,515

Obligations related to assets sold under repurchase agreements and securities loaned 213,818 201,839

Derivatives

Total gross derivatives, liabilities 94,011 85,309

Other liabilities (1,498) (1,654)

Financial liabilities 457,230 424,883

Total gross fair value [member] | Level 3 [member]

Trading

Trading securities 1,223 1,345

Investment

Investment securitites 472 429

Loans 568 551

Derivatives

Total gross derivatives, assets 476 577

Other assets 75 65

Financial assets 2,814 2,967

Deposits

Personal 60 390

Business and government (5)

Derivatives

Total gross derivatives, liabilities 1,265 1,143

Other liabilities 59 68

Financial liabilities 1,384 1,596

Total gross fair value [member] | Canadian government debt - issued or guaranteed, Federal [member] | Level 1 [member]

Trading

Trading securities 12,385 8,342

Total gross fair value [member] | Canadian government debt - issued or guaranteed, Federal [member] | Level 2 [member]

Trading

Trading securities 5,554 6,231

Investment

Investment securitites 695 238

Total gross fair value [member] | Canadian government debt - issued or guaranteed, Provincial and municipal [member] | Level 2 [member]

Trading

Trading securities 11,043 11,350

Investment

Investment securitites 2,098 1,554

Total gross fair value [member] | US state, municipal and agencies debt - issued or guaranteed [member] | Level 1 [member]

Trading

Trading securities 1,016 2,068

Investment

Investment securitites 20

Total gross fair value [member] | US state, municipal and agencies debt - issued or guaranteed [member] | Level 2 [member]

Trading

Trading securities 38,129 31,030

Investment

Investment securitites 15,798 18,136

Total gross fair value [member] | US state, municipal and agencies debt - issued or guaranteed [member] | Level 3 [member]

Trading

Trading securities 64 66

Total gross fair value [member] | Other OECD government debt - issued or guaranteed [member] | Level 1 [member]

Trading

Trading securities 1,633 1,151

Total gross fair value [member] | Other OECD government debt - issued or guaranteed [member] | Level 2 [member]

Trading

Trading securities 4,573 9,018

Investment

Investment securitites 4,692 1,470

Total gross fair value [member] | Mortgage-backed securities [member] | Level 2 [member]

Trading

Trading securities 958 1,001

Investment

Investment securitites 2,544 2,174

Total gross fair value [member] | Mortgage-backed securities [member] | Level 3 [member]

Investment

Investment securitites 27

Total gross fair value [member] | Asset-backed securities, Non-CDO [member] | Level 2 [member]

Trading

Trading securities 844 1,023

Investment

Investment securitites 853 863

Total gross fair value [member] | Asset-backed securities, Non-CDO [member] | Level 3 [member]

Trading

Trading securities 2 110

Total gross fair value [member] | Corporate debt and other debt [member] | Level 1 [member]

Trading

Trading securities 2

Total gross fair value [member] | Corporate debt and other debt [member] | Level 2 [member]

Trading

Trading securities 22,034 22,303

Investment

Investment securitites 19,674 17,227

Total gross fair value [member] | Corporate debt and other debt [member] | Level 3 [member]

Trading

Trading securities 21 21

Investment

Investment securitites 152 192

Total gross fair value [member] | Equity securities [member] | Level 1 [member]

Trading

Trading securities 39,017 30,847

Investment

Investment securitites 41 42

Total gross fair value [member] | Equity securities [member] | Level 2 [member]

Trading

Trading securities 2,012 2,547

Investment

Investment securitites 112 103

Total gross fair value [member] | Equity securities [member] | Level 3 [member]

Trading

Trading securities 1,136 1,148

Investment

Investment securitites 293 237

Total gross fair value [member] | Asset-backed securities, CDO [member] | Level 2 [member]

Investment

Investment securitites 7,204 6,239

Total gross fair value [member] | Loan substitute securities [member] | Level 2 [member]

Investment

Investment securitites 24 24

Total gross fair value [member] | Interest rate contracts [member] | Level 1 [member]

Derivatives

Total gross derivatives, assets 1

Total gross fair value [member] | Interest rate contracts [member] | Level 2 [member]

Derivatives

Total gross derivatives, assets 42,885 33,862

Total gross fair value [member] | Interest rate contracts [member] | Level 3 [member]

Derivatives

Total gross derivatives, assets 321 222

Total gross fair value [member] | Foreign exchange contracts [member] | Level 2 [member]

Derivatives

Total gross derivatives, assets 41,335 43,253

Total gross fair value [member] | Foreign exchange contracts [member] | Level 3 [member]

Derivatives

Total gross derivatives, assets 36 53

Total gross fair value [member] | Credit derivatives [member] | Level 2 [member]

Derivatives

Total gross derivatives, assets 145 38

Total gross fair value [member] | Other contracts [member] | Level 1 [member]

Derivatives

Total gross derivatives, assets 2,588 5,868

Total gross fair value [member] | Other contracts [member] | Level 2 [member]

Derivatives

Total gross derivatives, assets 12,918 11,654

Total gross fair value [member] | Other contracts [member] | Level 3 [member]

Derivatives

Total gross derivatives, assets 115 296

Total gross fair value [member] | Valuation adjustments [member] | Level 2 [member]

Derivatives

Total gross derivatives, assets (746) (631)

Total gross fair value [member] | Valuation adjustments [member] | Level 3 [member]

Derivatives

Total gross derivatives, assets 4 6

Total gross fair value [member] | Interest rate contracts [member] | Level 2 [member]

Derivatives

Total gross derivatives, liabilities 35,986 29,620

Total gross fair value [member] | Interest rate contracts [member] | Level 3 [member]

Derivatives

Total gross derivatives, liabilities 902 726

Total gross fair value [member] | Foreign exchange contracts [member] | Level 2 [member]

Derivatives

Total gross derivatives, liabilities 42,138 41,836

Total gross fair value [member] | Foreign exchange contracts [member] | Level 3 [member]

Derivatives

Total gross derivatives, liabilities 48 32

Total gross fair value [member] | Credit derivatives [member] | Level 2 [member]

Derivatives

Total gross derivatives, liabilities 251 94

Total gross fair value [member] | Other contracts [member] | Level 1 [member]

Derivatives

Total gross derivatives, liabilities 2,408 4,369

Total gross fair value [member] | Other contracts [member] | Level 2 [member]

Derivatives

Total gross derivatives, liabilities 15,673 13,730

Total gross fair value [member] | Other contracts [member] | Level 3 [member]

Derivatives

Total gross derivatives, liabilities 318 380

Total gross fair value [member] | Valuation adjustments [member] | Level 2 [member]

Derivatives

Total gross derivatives, liabilities (37) 29

Total gross fair value [member] | Valuation adjustments [member] | Level 3 [member]

Derivatives

Total gross derivatives, liabilities (3) 5

Recurring [member]

Financial assets

Interest-bearing deposits with banks 17,403 20,274

Trading

Trading securities 140,421 128,258

Investment

Investment securitites 54,227 48,499

Assets purchased under reverse repurchase agreements and securities borrowed 250,276 219,108

Loans 11,837 9,480

Derivatives

Total gross derivatives, assets 99,601 94,622

Impact on Positive fair values (Derivative assets) of netting agreements that qualify for balance sheet offset (827) (583)

Derivatives 98,774 94,039

Other assets 1,445 1,373

Financial assets 574,383 521,031

Deposits

Personal 16,311 14,752

Business and government 115,788 103,435

Bank 2,948 7,072

Other

Obligations related to securities sold short 33,602 32,247

Obligations related to assets sold under repurchase agreements and securities loaned 213,818 201,839

Derivatives

Total gross derivatives, liabilities 97,684 90,821

Impact on Negative fair values (Derivative liabilities) of netting agreements that qualify for balance sheet offset (827) (583)

Total derivatives 96,857 90,238

Other liabilities (1,273) (1,416)

Financial liabilities 478,051 448,167

Recurring [member] | Level 3 [member]

Derivatives

Financial assets 1,549 $ 1,742 1,824 $ 1,724 $ 1,569 $ 1,752

Derivatives

Financial liabilities (119) $ (248) (453) $ (528) $ (278) $ (489)

Recurring [member] | Canadian government debt - issued or guaranteed, Federal [member]

Trading

Trading securities 17,939 14,573

Investment

Investment securitites 695 238

Recurring [member] | Canadian government debt - issued or guaranteed, Provincial and municipal [member]

Trading

Trading securities 11,043 11,350

Investment

Investment securitites 2,098 1,554

Recurring [member] | US state, municipal and agencies debt - issued or guaranteed [member]

Trading

Trading securities 39,209 33,164

Investment

Investment securitites 15,818 18,136

Recurring [member] | Other OECD government debt - issued or guaranteed [member]

Trading

Trading securities 6,206 10,169

Investment

Investment securitites 4,692 1,470

Recurring [member] | Mortgage-backed securities [member]

Trading

Trading securities 958 1,001

Investment

Investment securitites 2,571 2,174

Recurring [member] | Asset-backed securities, Non-CDO [member]

Trading

Trading securities 846 1,133

Investment

Investment securitites 853 863

Recurring [member] | Corporate debt and other debt [member]

Trading

Trading securities 22,055 22,326

Investment

Investment securitites 19,826 17,419

Recurring [member] | Equity securities [member]

Trading

Trading securities 42,165 34,542

Investment

Investment securitites 446 382

Recurring [member] | Asset-backed securities, CDO [member]

Investment

Investment securitites 7,204 6,239

Recurring [member] | Loan substitute securities [member]

Investment

Investment securitites 24 24

Recurring [member] | Interest rate contracts [member]

Derivatives

Total gross derivatives, assets 43,206 34,085

Recurring [member] | Foreign exchange contracts [member]

Derivatives

Total gross derivatives, assets 41,371 43,306

Recurring [member] | Credit derivatives [member]

Derivatives

Total gross derivatives, assets 145 38

Recurring [member] | Other contracts [member]

Derivatives

Total gross derivatives, assets 15,621 17,818

Recurring [member] | Valuation adjustments [member]

Derivatives

Total gross derivatives, assets (742) (625)

Recurring [member] | Interest rate contracts [member]

Derivatives

Total gross derivatives, liabilities 36,888 30,346

Recurring [member] | Foreign exchange contracts [member]

Derivatives

Total gross derivatives, liabilities 42,186 41,868

Recurring [member] | Credit derivatives [member]

Derivatives

Total gross derivatives, liabilities 251 94

Recurring [member] | Other contracts [member]

Derivatives

Total gross derivatives, liabilities 18,399 18,479

Recurring [member] | Valuation adjustments [member]

Derivatives

Total gross derivatives, liabilities $ (40) $ 34

X

- Definition
The amount of deposit liabilities from banks held by the entity.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DepositsFromBanks

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of financial assets classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DerivativeFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of financial liabilities classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DerivativeFinancialLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfFinancialAssetsAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The fair value of financial assets. [Refer: At fair value [member]; Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 25
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_25&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_FinancialAssetsAtFairValue

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The fair value of financial liabilities. [Refer: At fair value [member]; Financial liabilities]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 25
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_25&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_FinancialLiabilitiesAtFairValue

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of financial assets set off against financial liabilities when an entity: (a) currently has a legally enforceable right to set off the recognised amounts; and (b) intends either to settle on a net basis, or to realise the asset and settle the liability simultaneously. [Refer: Financial assets; Financial liabilities]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 13C
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_13C_b&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of financial liabilities set off against financial assets when an entity: (a) currently has a legally enforceable right to set off the recognised amounts; and (b) intends either to settle on a net basis or to realise the asset and settle the liability simultaneously. [Refer: Financial assets; Financial liabilities]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 13C
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_13C_b&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- References
No definition available.
+ Details

Name: ifrs-full_MiscellaneousLiabilitiesAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of financial assets that the entity does not separately disclose in the same statement or note. [Refer: Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 54
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_54_d&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of financial liabilities that the entity does not separately disclose in the same statement or note. [Refer: Financial liabilities]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 54
-Subparagraph m
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_54_m&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_OtherFinancialLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of instruments sold with the intent to reacquire in repurchase agreements and cash collateral on securities lent.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of instruments purchased for resale in reverse repurchase agreements and cash collateral on securities borrowed. [Refer: Repurchase agreements and cash collateral on securities lent]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of short-term deposits held by the entity that are not classified as cash equivalents. [Refer: Cash equivalents]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ShorttermDepositsNotClassifiedAsCashEquivalents

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Deposits.
+ References
No definition available.
+ Details

Name: ry_Deposits1Abstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of deposit liabilities from business and government held by the entity.
+ References
No definition available.
+ Details

Name: ry_DepositsFromBusinessAndGovernment

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of deposit liabilities from customers held by the entity, other than business and government, and banks.
+ References
No definition available.
+ Details

Name: ry_DepositsFromCustomersOtherThanBusinessGovernmentAndBank

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Derivative assets 1.
+ References
No definition available.
+ Details

Name: ry_DerivativeAssets1Abstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Derivative financial assets gross, net of valuation adjustments determined on a pooled basis.
+ References
No definition available.
+ Details

Name: ry_DerivativeFinancialAssetsGrossNetOfValuationAdjustments

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Derivative financial liabilities gross, net of valuation adjustments determined on a pooled basis.
+ References
No definition available.
+ Details

Name: ry_DerivativeFinancialLiabilitiesGrossNetOfValuationAdjustments

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Derivative liabilities 1.
+ References
No definition available.
+ Details

Name: ry_DerivativeLiabilities1Abstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Investment securities.
+ References
No definition available.
+ Details

Name: ry_InvestmentSecuritiesAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Investment securities represent debt and equity securities whose changes in fair value goes through OCI (FVOCI) and debt securities that are measured at amortized cost, net of the related allowance.
+ References
No definition available.
+ Details

Name: ry_InvestmentSecuritiesNetOfApplicableAllowance

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of Retail and Wholesale loans made by the entity, net of the allowance for loan losses.
+ References
No definition available.
+ Details

Name: ry_LoansNet

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Obligations related to securities sold short.
+ References
No definition available.
+ Details

Name: ry_ObligationsRelatedToSecuritiesSoldShort

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Trading securities 1.
+ References
No definition available.
+ Details

Name: ry_TradingSecurities1Abstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Trading securities at fair value through profit or loss.
+ References
No definition available.
+ Details

Name: ry_TradingSecuritiesAtFairValueThroughProfitOrLoss

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Details

Name: ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ry_ImpactOfNettingAgreementsQualifyForBalanceSheetOffsetMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_MeasurementAxis=ry_RecurringFairValueMeasurementGrossOfNettingAdjustmentsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_CanadianGovernmentDebtIssuedOrGuaranteedFederalMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_CanadianGovernmentDebtIssuedOrGuaranteedProvincialAndMunicipalMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_OtherOECDGovernmentDebtIssuedOrGuaranteedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_MortgageBackedSecuritiesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_AssetBackedSecuritiesNonCDOMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_CorporateDebtAndOtherDebtMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_EquitySecuritiesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_AssetbackedSecuritiesCdoMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_LoanSubstituteSecuritiesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_InterestRateContractsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_ForeignExchangeContractsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_CreditDerivativeContractsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_OtherContractsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_ValuationAdjustmentsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfLiabilitiesAxis=ry_InterestRateContractsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfLiabilitiesAxis=ry_ForeignExchangeContractsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfLiabilitiesAxis=ry_CreditDerivativeContractsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfLiabilitiesAxis=ry_OtherContractsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfLiabilitiesAxis=ry_ValuationAdjustmentsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 53 R35.htm IDEA: XBRL DOCUMENT v3.19.2

Fair value of financial instrument - Summary of Fair Value of Assets and Liabilities Measured at Fair Value on a Recurring Basis and Classified Using Fair Value Hierarchy (Parenthetical) (Detail) - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Disclosure of Detailed Information about Financial Instruments [line Items]

Trading securities $ 140,421 $ 128,258

Investment securities 100,240 94,608

Residential mortgage-backed securities [member]

Disclosure of Detailed Information about Financial Instruments [line Items]

Trading securities 20,898 16,776

Investment securities 5,558 4,713

Commercial mortgage-backed securities [member]

Disclosure of Detailed Information about Financial Instruments [line Items]

Trading securities 0 0

Investment securities $ 1,771 $ 1,348

X

- Definition
Disclosure of detailed information about financial instruments.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfDetailedInformationAboutFinancialInstrumentsLineItems

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Investment securities represent debt and equity securities whose changes in fair value goes through OCI (FVOCI) and debt securities that are measured at amortized cost, net of the related allowance.
+ References
No definition available.
+ Details

Name: ry_InvestmentSecuritiesNetOfApplicableAllowance

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Trading securities at fair value through profit or loss.
+ References
No definition available.
+ Details

Name: ry_TradingSecuritiesAtFairValueThroughProfitOrLoss

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_ResidentialMortgageBackedSecurities1Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_CommercialMortgageBackedSecurities1Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 54 R36.htm IDEA: XBRL DOCUMENT v3.19.2

Fair value of financial instruments - Changes in Fair Value Measurement for Instruments Measured on a Recurring Basis and Categorized in Level 3 (Detail) - Recurring [member] - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance $ 521,031

Fair value assets, ending balance $ 574,383 574,383

Fair value liabilities, beginning balance 448,167

Fair value liabilities, ending balance 478,051 478,051

Level 3 [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance 1,742 $ 1,569 1,824 $ 1,752

Gains (losses) included in earnings 14 (66) (3) (43)

Gains (losses) included in OCI (32) 5 29 50

Purchases (issuances) 309 251 591 731

Settlement (sales) and other (507) (215) (619) (897)

Transfers into Level 3 17 189 51 189

Transfers out of Level 3 6 (9) (324) (58)

Fair value assets, ending balance 1,549 1,724 1,549 1,724

Gains (losses) included in earnings for positions still held 7 (27) 60 (63)

Fair value liabilities, beginning balance (248) (278) (453) (489)

Gains (losses) included in earnings (12) (15) (51) (61)

Gains (losses) included in OCI 2 (1) (1) (3)

Purchases (issuances) (16) (89) (48) (261)

Settlement (sales) and other 19 9 48 41

Transfers into Level 3 (13) (238) (138) (398)

Transfers out of Level 3 149 84 524 643

Fair value liabilities, ending balance (119) (528) (119) (528)

Gains (losses) included in earnings for positions still held (3) (11) (11) 54

Level 3 [member] | Investment [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance 470 283 429 249

Gains (losses) included in earnings (1) (3) (6)

Gains (losses) included in OCI (2) (1) 32 32

Purchases (issuances) 5 32

Settlement (sales) and other (1) (18) 2

Transfers into Level 3 202 206

Fair value assets, ending balance 472 483 472 483

Level 3 [member] | Corporate debt and other debt [member] | Investment [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance 146 33 192 29

Gains (losses) included in earnings (3) (5)

Gains (losses) included in OCI 5 1 18 6

Settlement (sales) and other 1 (55)

Transfers into Level 3 202 206

Fair value assets, ending balance 152 236 152 236

Level 3 [member] | Equities [member] | Investment [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance 296 246 237 217

Gains (losses) included in earnings (1) (1)

Gains (losses) included in OCI (6) (2) 14 25

Purchases (issuances) 5 5

Settlement (sales) and other (2) 37 2

Fair value assets, ending balance 293 243 293 243

Level 3 [member] | Mortgage-backed securities [member] | Investment [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance 28

Gains (losses) included in OCI (1)

Purchases (issuances) 27

Fair value assets, ending balance 27 27

Level 3 [member] | Loans [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance 759 687 551 477

Gains (losses) included in earnings 9 2 38 4

Gains (losses) included in OCI 2 (1)

Purchases (issuances) 276 131 588 345

Settlement (sales) and other (474) (284) (478) (289)

Transfers into Level 3 2 55

Transfers out of Level 3 (4) (40) (188) (40)

Fair value assets, ending balance 568 496 568 496

Gains (losses) included in earnings for positions still held (3) 2 18 (3)

Level 3 [member] | Interest rate contracts [member] | Net derivative balances, category [Member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance (585) (505) (504) (455)

Gains (losses) included in earnings 16 (18) (79) 16

Purchases (issuances) (2) 21 (195) 71

Settlement (sales) and other (5) 72 219 73

Transfers into Level 3 (9) (6)

Transfers out of Level 3 4 (6) (16) (141)

Fair value assets, ending balance (581) (436) (581) (436)

Gains (losses) included in earnings for positions still held (4) (18) (41) (2)

Level 3 [member] | Foreign exchange contracts [member] | Net derivative balances, category [Member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance 17 34 21 21

Gains (losses) included in earnings (14) (10) (20) (6)

Gains (losses) included in OCI (20) (7) (11) (4)

Purchases (issuances) 2 12 3 11

Settlement (sales) and other 1 1 3

Transfers into Level 3 2 (1) 1 4

Transfers out of Level 3 (2) (7) (3)

Fair value assets, ending balance (12) 26 (12) 26

Gains (losses) included in earnings for positions still held 4 (14) 4 (11)

Level 3 [member] | Other contracts [member] | Net derivative balances, category [Member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance (190) (112) (84) (181)

Gains (losses) included in earnings 10 (13) 90 35

Gains (losses) included in OCI 4 (1) 1

Purchases (issuances) (48) (71) (63) (87)

Settlement (sales) and other 12 3 2 (42)

Transfers into Level 3 2 (42) (37) (55)

Transfers out of Level 3 7 39 (112) 133

Fair value assets, ending balance (203) (197) (203) (197)

Gains (losses) included in earnings for positions still held 5 13 79 (8)

Level 3 [member] | Valuation adjustments [member] | Net derivative balances, category [Member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance 6 (22) 1 (16)

Settlement (sales) and other 1 18 6 12

Fair value assets, ending balance 7 (4) 7 (4)

Level 3 [member] | Other assets [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance 66 65

Gains (losses) included in earnings 13 23

Gains (losses) included in OCI (1) (1) (1)

Purchases (issuances) 71 71

Settlement (sales) and other (3) (13)

Fair value assets, ending balance 75 70 75 70

Gains (losses) included in earnings for positions still held 13 23

Level 3 [member] | Trading Securities [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance 1,199 1,204 1,345 1,657

Gains (losses) included in earnings (20) (26) (52) (86)

Gains (losses) included in OCI (13) 15 5 24

Purchases (issuances) 76 87 226 320

Settlement (sales) and other (38) (24) (338) (656)

Transfers into Level 3 20 30 38 34

Transfers out of Level 3 (1) (1) (7)

Fair value assets, ending balance 1,223 1,286 1,223 1,286

Gains (losses) included in earnings for positions still held (8) (10) (23) (39)

Level 3 [member] | Trading Securities [member] | US state, municipal and agencies debt - issued or guaranteed [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance 67 66 66 508

Gains (losses) included in earnings (1) 16

Gains (losses) included in OCI (1) 1 1 (4)

Settlement (sales) and other (2) (2) (2) (455)

Fair value assets, ending balance 64 65 64 65

Gains (losses) included in earnings for positions still held (2)

Level 3 [member] | Trading Securities [member] | Asset-backed securities, Non-CDO [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance 4 115 110 196

Gains (losses) included in earnings 1 15 27

Gains (losses) included in OCI 2 1

Settlement (sales) and other (2) (5) (123) (111)

Fair value assets, ending balance 2 113 2 113

Gains (losses) included in earnings for positions still held 1 1 3 12

Level 3 [member] | Trading Securities [member] | Corporate debt and other debt [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance 21 23 21 30

Gains (losses) included in earnings 1 (2)

Settlement (sales) and other (1) (1) (1)

Transfers out of Level 3 (5)

Fair value assets, ending balance 21 22 21 22

Gains (losses) included in earnings for positions still held (1)

Level 3 [member] | Trading Securities [member] | Equities [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance 1,107 1,000 1,148 923

Gains (losses) included in earnings (20) (27) (67) (127)

Gains (losses) included in OCI (12) 12 4 27

Purchases (issuances) 76 87 226 320

Settlement (sales) and other (34) (16) (212) (89)

Transfers into Level 3 20 30 38 34

Transfers out of Level 3 (1) (1) (2)

Fair value assets, ending balance 1,136 1,086 1,136 1,086

Gains (losses) included in earnings for positions still held (9) (11) (26) (48)

Level 3 [member] | Loan substitute securities [member] | Investment [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value assets, beginning balance 4 3

Gains (losses) included in OCI 1

Fair value assets, ending balance 4 4

Level 3 [member] | Deposits - Personal [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value liabilities, beginning balance (192) (254) (390) (465)

Gains (losses) included in earnings (5) (13) (39) (58)

Gains (losses) included in OCI 1 (1) (3)

Purchases (issuances) (16) (54) (49) (221)

Settlement (sales) and other 16 7 27 33

Transfers into Level 3 (13) (238) (138) (398)

Transfers out of Level 3 149 84 529 643

Fair value liabilities, ending balance (60) (469) (60) (469)

Gains (losses) included in earnings for positions still held 4 (11) (1) 54

Level 3 [member] | Deposits - Business and government [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value liabilities, beginning balance 5

Transfers out of Level 3 (5)

Level 3 [member] | Other liabilities [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Fair value liabilities, beginning balance (56) (24) (68) (24)

Gains (losses) included in earnings (7) (2) (12) (3)

Gains (losses) included in OCI 1 (1)

Purchases (issuances) (35) 1 (40)

Settlement (sales) and other 3 2 21 8

Fair value liabilities, ending balance (59) $ (59) (59) $ (59)

Gains (losses) included in earnings for positions still held $ (7) $ (10)

X

- Definition
The fair value of financial assets. [Refer: At fair value [member]; Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 25
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_25&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_FinancialAssetsAtFairValue

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The fair value of financial liabilities. [Refer: At fair value [member]; Financial liabilities]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 25
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_25&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_FinancialLiabilitiesAtFairValue

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The gains (losses) recognised in other comprehensive income on the fair value measurement of assets. [Refer: At fair value [member]; Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-Clause ii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e_ii&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- Definition
The gains (losses) recognised in other comprehensive income on the fair value measurement of liabilities. [Refer: At fair value [member]; Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-Clause ii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e_ii&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- Definition
The gains (losses) recognised in profit or loss for assets measured at fair value that are attributable to the change in unrealised gains or losses relating to those assets held at the end of the reporting period. [Refer: At fair value [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph f
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_f&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The gains (losses) recognised in profit or loss for liabilities measured at fair value that are attributable to the change in unrealised gains or losses relating to those liabilities held at the end of the reporting period. [Refer: At fair value [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph f
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_f&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForLiabilitiesHeldAtEndOfPeriodFairValueMeasurement

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The gains (losses) recognised in profit or loss on the fair value measurement of assets. [Refer: At fair value [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e_i&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- Definition
The gains (losses) recognised in profit or loss on the fair value measurement of liabilities. [Refer: At fair value [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e_i&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- Definition
The increase in fair value measurement of liabilities resulting from issues of those liabilities. [Refer: At fair value [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-Clause iii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e_iii&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IssuesFairValueMeasurementLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The increase in the fair value measurement of assets resulting from purchases of those assets. [Refer: At fair value [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-Clause iii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e_iii&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_PurchasesFairValueMeasurementAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The decrease in the fair value measurement of assets resulting from sales. [Refer: At fair value [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-Clause iii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e_iii&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_SalesFairValueMeasurementAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The decrease in the fair value measurement of liabilities resulting from settlements. [Refer: At fair value [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-Clause iii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e_iii&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_SettlementsFairValueMeasurementLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of transfers of assets into Level 3 of the fair value hierarchy. [Refer: Level 3 of fair value hierarchy [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-Clause iv
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e_iv&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of transfers of liabilities into Level 3 of the fair value hierarchy. [Refer: Level 3 of fair value hierarchy [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-Clause iv
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e_iv&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of transfers of assets out of Level 3 of the fair value hierarchy. [Refer: Level 3 of fair value hierarchy [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-Clause iv
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e_iv&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of transfers of liabilities out of Level 3 of the fair value hierarchy. [Refer: Level 3 of fair value hierarchy [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-Clause iv
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e_iv&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Disclosure of fair value measurements of assets and liabilities.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfFairValueMeasurementsOfAssetsAndLiabilitiesLineItems

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Details

Name: ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_InvestmentMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_CorporateDebtAndOtherDebtMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_EquitySecurities1Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_MortgageBackedSecuritiesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_Loans1Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_InterestRateContractsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_NetDerivativeCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_ForeignExchangeContractsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_OtherContractsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_ValuationAdjustmentsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ifrs-full_OtherAssetsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_TradingSecuritiesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_AssetBackedSecuritiesNonCDOMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ry_LoanSubstituteSecuritiesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_TypesOfFinancialLiabilitiesAxis=ry_CustomerDepositOtherThanBusinessGovernmentAndBankMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_TypesOfFinancialLiabilitiesAxis=ry_BusinessAndGovernmentDepositsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_TypesOfFinancialLiabilitiesAxis=ry_OtherFinancialsLiabilitiesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 55 R37.htm IDEA: XBRL DOCUMENT v3.19.2

Fair value of financial instruments - Changes in Fair Value Measurement for Instruments Measured on a Recurring Basis and Categorized in Level 3 (Parenthetical) (Detail) - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Oct. 31, 2018

Disclosure of fair value measurements of assets and liabilities [line items]

Derivative assets $ 98,774 $ 98,774 $ 94,039

Derivative liabilities 96,857 96,857 90,238

Recurring [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Derivative assets 98,774 98,774 94,039

Derivative liabilities 96,857 96,857 $ 90,238

Investment [member] | Recurring [member] | Level 3 [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Unrealized gains (losses), excluding foreign currency translation, recognized in OCI 6 $ 1 35 $ 31

Net derivative balances, category [Member] | Recurring [member] | Level 3 [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Derivative assets 476 643 476 643

Derivative liabilities $ 1,265 $ 1,254 $ 1,265 $ 1,254

X

- Definition
The amount of financial assets classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DerivativeFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of financial liabilities classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DerivativeFinancialLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Disclosure of fair value measurements of assets and liabilities.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfFairValueMeasurementsOfAssetsAndLiabilitiesLineItems

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The gains (losses) recognised in other comprehensive income, excluding foreign currency translation, on the fair value measurement of assets.
+ References
No definition available.
+ Details

Name: ry_GainsLossesRecognisedInOtherComprehensiveIncomeExcludingForeignCurrencyTranslationFairValueMeasurementAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- Details

Name: ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_InvestmentMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_NetDerivativeCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 56 R38.htm IDEA: XBRL DOCUMENT v3.19.2

Fair value of financial instrument - Additional Information (Detail)
$ in Millions
3 Months Ended

Jul. 31, 2019

CAD ($)

Trading Securities [member] | US state, municipal and agencies debt - issued or guaranteed [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Transfers out of Level 1 to Level 2 $ 610

Personal deposits [member]

Disclosure of fair value measurements of assets and liabilities [line items]

Transfers out of Level 3 to Level 2 $ 149

X

- Definition
The amount of transfers out of Level 1 and into Level 2 of the fair value hierarchy of assets held at the end of the reporting period. [Refer: Level 1 of fair value hierarchy [member]; Level 2 of fair value hierarchy [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of transfers of liabilities out of Level 3 of the fair value hierarchy. [Refer: Level 3 of fair value hierarchy [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-Clause iv
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e_iv&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Disclosure of fair value measurements of assets and liabilities.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfFairValueMeasurementsOfAssetsAndLiabilitiesLineItems

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_TradingSecuritiesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfLiabilitiesAxis=ry_PersonalDepositsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 57 R39.htm IDEA: XBRL DOCUMENT v3.19.2

Fair value of financial instruments - Summary of Net Interest Income From Financial Instruments (Detail) - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Disclosure of detailed information about financial instruments [line items]

Interest income $ 10,610 $ 8,626 $ 30,891 $ 24,031

Interest expense 5,562 4,030 16,122 10,569

Net interest income 5,048 4,596 14,769 13,462

Interest and dividend income [member] | Financial assets measured at fair value through profit or loss [member]

Disclosure of detailed information about financial instruments [line items]

Interest income 3,210 2,109 8,997 5,617

Interest and dividend income [member] | Financial assets measured at fair value through other comprehensive income [member]

Disclosure of detailed information about financial instruments [line items]

Interest income 298 234 857 558

Interest and dividend income [member] | Financial assets measured at amortized cost [member]

Disclosure of detailed information about financial instruments [line items]

Interest income 7,102 6,283 21,037 17,856

Interest expense [member] | Financial assets measured at fair value through profit or loss [member]

Disclosure of detailed information about financial instruments [line items]

Interest expense 2,778 1,730 7,774 4,464

Interest expense [member] | Financial liabilities measured at amortized cost [member]

Disclosure of detailed information about financial instruments [line items]

Interest expense $ 2,784 $ 2,300 $ 8,348 $ 6,105

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfFinancialInstrumentsLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of expense arising from interest.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23_d&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_e&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B13
-Subparagraph f
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B13_f&doctype=Appendix&seq=2
-URIDate 2018-03-16
+ Details

Name: ifrs-full_InterestExpense

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of income arising from interest.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23_c&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_e&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B13
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B13_e&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_RevenueFromInterest

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of net income or expense arising from interest.
+ References
No definition available.
+ Details

Name: ry_InterestRevenueExpenseNet1

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Details

Name: ry_IncomeStatementLocationAxis=ry_InterestAndDividendIncomeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ry_IncomeStatementLocationAxis=ry_InterestExpenseMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialLiabilitiesAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 58 R40.htm IDEA: XBRL DOCUMENT v3.19.2

Fair value of financial instruments - Summary of Net Interest Income From Financial Instruments (Parenthetical) (Detail) - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Disclosure of detailed information about financial instruments [line items]

Insurance premiums, investment and fee income $ 1,463 $ 1,290 $ 4,557 $ 3,240

Dividend income 614 417 1,508 1,177

Interest income [member]

Disclosure of detailed information about financial instruments [line items]

Insurance premiums, investment and fee income 123 122 366 360

Interest expense [member]

Disclosure of detailed information about financial instruments [line items]

Insurance premiums, investment and fee income $ 1 $ 0 $ 3 $ 3

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfFinancialInstrumentsLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of expense arising from insurance contracts. [Refer: Types of insurance contracts [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 4
-IssueDate 2018-01-01
-Paragraph 37
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2018-03-02&anchor=para_37_b&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ExpenseArisingFromInsuranceContracts

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of income arising from insurance contracts. [Refer: Types of insurance contracts [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 4
-IssueDate 2018-01-01
-Paragraph 37
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2018-03-02&anchor=para_37_b&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncomeArisingFromInsuranceContracts

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of dividends recognised as income. Dividends are distributions of profits to holders of equity investments in proportion to their holdings of a particular class of capital.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_RevenueFromDividends

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Details

Name: ry_IncomeStatementLocationAxis=ry_InterestIncomeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ry_IncomeStatementLocationAxis=ry_InterestExpenseMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 59 R41.htm IDEA: XBRL DOCUMENT v3.19.2

Securities - Summary of Unrealized Gains and Losses on Securities at Fair Value through Other Comprehensive Income (Detail) - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Disclosure of financial assets [line items]

Cost/Amortized cost $ 53,795 $ 48,232

Gross unrealized gains 576 508

Gross unrealized losses (144) (241)

Fair value 54,227 48,499

Canadian government debt - issued or guaranteed, Federal [member]

Disclosure of financial assets [line items]

Cost/Amortized cost 693 244

Gross unrealized gains 3

Gross unrealized losses (1) (6)

Fair value 695 238

Canadian government debt - issued or guaranteed, Provincial and municipal [member]

Disclosure of financial assets [line items]

Cost/Amortized cost 2,033 1,578

Gross unrealized gains 66 2

Gross unrealized losses (1) (26)

Fair value 2,098 1,554

US state, municipal and agencies debt - issued or guaranteed [member]

Disclosure of financial assets [line items]

Cost/Amortized cost 15,704 18,000

Gross unrealized gains 206 285

Gross unrealized losses (92) (149)

Fair value 15,818 18,136

Other OECD government debt - issued or guaranteed [member]

Disclosure of financial assets [line items]

Cost/Amortized cost 4,693 1,469

Gross unrealized gains 2 2

Gross unrealized losses (3) (1)

Fair value 4,692 1,470

Mortgage-backed securities [member]

Disclosure of financial assets [line items]

Cost/Amortized cost 2,577 2,176

Gross unrealized gains 2 1

Gross unrealized losses (8) (3)

Fair value 2,571 2,174

Asset-backed securities, CDO [member]

Disclosure of financial assets [line items]

Cost/Amortized cost 7,228 6,248

Gross unrealized gains 2 1

Gross unrealized losses (26) (10)

Fair value 7,204 6,239

Asset-backed securities, Non-CDO [member]

Disclosure of financial assets [line items]

Cost/Amortized cost 847 856

Gross unrealized gains 7 9

Gross unrealized losses (1) (2)

Fair value 853 863

Corporate debt and other debt [member]

Disclosure of financial assets [line items]

Cost/Amortized cost 19,762 17,439

Gross unrealized gains 73 22

Gross unrealized losses (9) (42)

Fair value 19,826 17,419

Equities [member]

Disclosure of financial assets [line items]

Cost/Amortized cost 233 197

Gross unrealized gains 215 186

Gross unrealized losses (2) (1)

Fair value 446 382

Loan substitute securities [member]

Disclosure of financial assets [line items]

Cost/Amortized cost 25 25

Gross unrealized losses (1) (1)

Fair value $ 24 $ 24

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfFinancialAssetsLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of financial assets at amortised cost. The amortised cost is the amount at which financial assets are measured at initial recognition minus principal repayments, plus or minus the cumulative amortisation using the effective interest method of any difference between that initial amount and the maturity amount, and adjusted for any impairment. [Refer: Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 8
-Subparagraph f
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_8_f&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_FinancialAssetsAtAmortisedCost

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of financial assets that are measured at fair value through other comprehensive income. A financial asset shall be measured at fair value through other comprehensive income if both of the following conditions are met: (a) the financial asset is held within a business model whose objective is achieved by both collecting contractual cash flows and selling financial assets and (b) the contractual terms of the financial asset give rise on specified dates to cash flows that are solely payments of principal and interest on the principal amount outstanding. [Refer: At fair value [member]; Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 8
-Subparagraph h
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_8_h&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Gross unrealized gains on securities measured at fair value through other comprehensive income.
+ References
No definition available.
+ Details

Name: ry_GrossUnrealizedGainsOnFairValueThroughOtherComprehensiveIncomeSecurities

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Gross unrealized losses on securities measured at fair value through other comprehensive income.
+ References
No definition available.
+ Details

Name: ry_GrossUnrealizedLossesOnFairValueThroughOtherComprehensiveIncomeSecurities

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_CanadianGovernmentDebtIssuedOrGuaranteedFederalMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_CanadianGovernmentDebtIssuedOrGuaranteedProvincialAndMunicipalMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_USStateMunicipalAndAgenciesDebtIssuedOrGuaranteedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_OtherOECDGovernmentDebtIssuedOrGuaranteedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_MortgageBackedSecuritiesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_AssetbackedSecuritiesCdoMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_AssetBackedSecuritiesNonCDOMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_CorporateDebtAndOtherDebtMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_EquitySecurities1Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_LoanSubstituteSecuritiesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 60 R42.htm IDEA: XBRL DOCUMENT v3.19.2

Securities - Summary of Unrealized Gains and Losses on Securities at Fair Value through Other Comprehensive Income (Parenthetical) (Detail) - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Disclosure of financial assets [line items]

Allowance for credit losses on debt securities at FVOCI $ (1) $ 11

Amortized cost 53,795 48,232

Gross unrealized gains on securities measured at FVOCI 576 508

Gross unrealized losses on securities measured at FVOCI 144 241

Securities measured at fair value through other comprehensive income [member] | Commercial mortgage-backed securities [member]

Disclosure of financial assets [line items]

Amortized cost 1,775 1,442

Gross unrealized gains on securities measured at FVOCI 2 0

Gross unrealized losses on securities measured at FVOCI 6 6

Fair value 1,771 1,436

Held-to-collect securities category [member]

Disclosure of financial assets [line items]

Amortized cost $ 46,013 $ 46,109

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfFinancialAssetsLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of financial assets at amortised cost. The amortised cost is the amount at which financial assets are measured at initial recognition minus principal repayments, plus or minus the cumulative amortisation using the effective interest method of any difference between that initial amount and the maturity amount, and adjusted for any impairment. [Refer: Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 8
-Subparagraph f
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_8_f&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_FinancialAssetsAtAmortisedCost

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The fair value of financial assets. [Refer: At fair value [member]; Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 25
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_25&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_FinancialAssetsAtFairValue

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Allowance account for credit losses of debt securities measured at FVOCI.
+ References
No definition available.
+ Details

Name: ry_AllowanceAccountForCreditLossesOfDebtSecuritiesMeasuredAtFVOCI

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Gross unrealized gains on securities measured at fair value through other comprehensive income.
+ References
No definition available.
+ Details

Name: ry_GrossUnrealizedGainsOnFairValueThroughOtherComprehensiveIncomeSecurities

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Gross unrealized losses on securities measured at fair value through other comprehensive income.
+ References
No definition available.
+ Details

Name: ry_GrossUnrealizedLossesOnFairValueThroughOtherComprehensiveIncomeSecurities

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_FinancialAssetsSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfAssetsAxis=ry_CommercialMortgageBackedSecurities1Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_HeldToCollectSecuritiesCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 61 R43.htm IDEA: XBRL DOCUMENT v3.19.2

Securities - Summary of Allowance for Credit Losses - Securities at FVOCI (Detail) - Debt securities at fair value through other comprehensive income [member] - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Disclosure of financial assets [line items]

Balance at beginning of period $ 1 $ 45 $ 11 $ 25

Provision for credit losses

Purchases 1 1 4 83

Sales and maturities (1) (1) (9) (64)

Changes in risk, parameters and exposures (2) (7)

Exchange rate and other 1

Balance at end of period (1) 45 (1) 45

Performing Stage one [member]

Disclosure of financial assets [line items]

Balance at beginning of period 5 40 4 3

Provision for credit losses

Transfers to Stage 3 (36) (36)

Purchases 1 1 4 83

Sales and maturities (1) (1) (2) (47)

Changes in risk, parameters and exposures (1) (1)

Exchange rate and other 2

Balance at end of period 5 4 5 4

Performing Stage two [member]

Disclosure of financial assets [line items]

Balance at beginning of period 5 7 22

Provision for credit losses

Sales and maturities (7) (17)

Changes in risk, parameters and exposures 1

Exchange rate and other (1)

Balance at end of period 5 5

Impaired Stage three [member]

Disclosure of financial assets [line items]

Balance at beginning of period (4)

Provision for credit losses

Transfers to Stage 3 36 36

Changes in risk, parameters and exposures (2) (6)

Balance at end of period $ (6) $ 36 $ (6) $ 36

X

- Definition
The amount of an allowance account used to record impairments to financial assets due to credit losses. [Refer: Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfFinancialAssetsLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The increase (decrease) in an allowance account for credit losses of financial assets resulting from the net exchange differences arising when the financial statements are translated from the functional currency into a different presentation currency, including the translation of a foreign operation into the presentation currency of the reporting entity. [Refer: Allowance account for credit losses of financial assets]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to changes in the allowance for credit losses related to financial assets derecognized during the period without a credit loss being incurred, including those assets that were derecognized following a modification of terms.
+ References
No definition available.
+ Details

Name: ry_DerecognitionsAndMaturitiesAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amounts charged to profit or loss necessary to bring the allowance for credit losses to a level determined appropriate by management, allowance account for credit losses of financial assets.
+ References
No definition available.
+ Details

Name: ry_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Amount charged to profit or loss due to changes in the allowance for credit losses related to financial assets newly recognized during the period, including those financial assets that were de-recognized following a modification of terms.
+ References
No definition available.
+ Details

Name: ry_PurchasesAndOriginationsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to remeasurements of the allowance for credit losses.
+ References
No definition available.
+ Details

Name: ry_RemeasurementsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 3 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageThreeAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_FinancialAssetsDebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PerformingStageOneMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PerformingStageTwoMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_ImpairedStageThreeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 62 R44.htm IDEA: XBRL DOCUMENT v3.19.2

Securities - Summary of Allowance for Credit Losses - Securities at Amortized Cost (Detail) - Debt securities at amortized cost [member] - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Disclosure of credit risk exposure [line items]

Balance at beginning of period $ 30 $ 35 $ 38 $ 54

Provision for credit losses

Purchases 2 1 6 4

Sales and maturities (1) (1) (12)

Changes in risk, parameters and exposures (3) 9 (16)

Exchange rate and other 1 1

Balance at end of period 28 46 28 46

Performing Stage one [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 7 4 6 9

Provision for credit losses

Transfers to Stage 1 3

Transfers to Stage 2 (7)

Purchases 2 1 6 4

Sales and maturities (1) (1) (2)

Changes in risk, parameters and exposures 1 (3) (1)

Exchange rate and other (1) 1 (1) 1

Balance at end of period 7 7 7 7

Performing Stage two [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 23 31 32 45

Provision for credit losses

Transfers to Stage 1 (3)

Transfers to Stage 2 7

Transfers to Stage 3 (2) (2)

Sales and maturities (10)

Changes in risk, parameters and exposures (3) 8 (13) 1

Exchange rate and other 1 2 (1)

Balance at end of period $ 21 37 $ 21 37

Impaired Stage three [member]

Provision for credit losses

Transfers to Stage 3 2 2

Balance at end of period $ 2 $ 2

X

- Definition
The amount of an allowance account used to record impairments to financial assets due to credit losses. [Refer: Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfCreditRiskExposureLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The increase (decrease) in an allowance account for credit losses of financial assets resulting from the net exchange differences arising when the financial statements are translated from the functional currency into a different presentation currency, including the translation of a foreign operation into the presentation currency of the reporting entity. [Refer: Allowance account for credit losses of financial assets]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to changes in the allowance for credit losses related to financial assets derecognized during the period without a credit loss being incurred, including those assets that were derecognized following a modification of terms.
+ References
No definition available.
+ Details

Name: ry_DerecognitionsAndMaturitiesAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amounts charged to profit or loss necessary to bring the allowance for credit losses to a level determined appropriate by management, allowance account for credit losses of financial assets.
+ References
No definition available.
+ Details

Name: ry_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Amount charged to profit or loss due to changes in the allowance for credit losses related to financial assets newly recognized during the period, including those financial assets that were de-recognized following a modification of terms.
+ References
No definition available.
+ Details

Name: ry_PurchasesAndOriginationsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to remeasurements of the allowance for credit losses.
+ References
No definition available.
+ Details

Name: ry_RemeasurementsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 1 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageOneAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 3 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageThreeAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 2 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageTwoAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_FinancialAssetsDebtSecuritiesAtAmortisedCostMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PerformingStageOneMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PerformingStageTwoMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_ImpairedStageThreeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 63 R45.htm IDEA: XBRL DOCUMENT v3.19.2

Securities - Summary of Credit Risk Exposure by Internal Risk Rating (Detail) - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Disclosure of credit risk exposure [line items]

Amortized cost $ 53,795 $ 48,232

Securities measured at fair value through other comprehensive income [member]

Disclosure of credit risk exposure [line items]

Investment grade 53,220 47,435

Non-investment grade 393 533

Impaired 144 125

Carrying amount of securities measured at FVOCI subject to impairment 53,757 48,093

Items not subject to impairment 470 406

Carrying amount of securities measured at FVOCI 54,227 48,499

Securities measured at amortized cost [member]

Disclosure of credit risk exposure [line items]

Investment grade 44,864 45,077

Non-investment grade 1,177 1,070

Amount before allowance for credit losses 46,041 46,147

Allowance for credit losses 28 38

Amortized cost 46,013 46,109

Performing Stage one [member] | Securities measured at fair value through other comprehensive income [member]

Disclosure of credit risk exposure [line items]

Investment grade 53,219 46,956

Non-investment grade 383 500

Carrying amount of securities measured at FVOCI subject to impairment 53,602 47,456

Performing Stage one [member] | Securities measured at amortized cost [member]

Disclosure of credit risk exposure [line items]

Investment grade 44,820 44,958

Non-investment grade 616 367

Amount before allowance for credit losses 45,436 45,325

Allowance for credit losses 7 6

Amortized cost 45,429 45,319

Performing Stage two [member] | Securities measured at fair value through other comprehensive income [member]

Disclosure of credit risk exposure [line items]

Investment grade 1 479

Non-investment grade 10 33

Carrying amount of securities measured at FVOCI subject to impairment 11 512

Performing Stage two [member] | Securities measured at amortized cost [member]

Disclosure of credit risk exposure [line items]

Investment grade 44 119

Non-investment grade 561 703

Amount before allowance for credit losses 605 822

Allowance for credit losses 21 32

Amortized cost 584 790

Impaired Stage three [member] | Securities measured at fair value through other comprehensive income [member]

Disclosure of credit risk exposure [line items]

Impaired 144 125

Carrying amount of securities measured at FVOCI subject to impairment $ 144 $ 125

X

- Definition
The amount of an allowance account used to record impairments to financial assets due to credit losses. [Refer: Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfCreditRiskExposureLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of financial assets at amortised cost. The amortised cost is the amount at which financial assets are measured at initial recognition minus principal repayments, plus or minus the cumulative amortisation using the effective interest method of any difference between that initial amount and the maturity amount, and adjusted for any impairment. [Refer: Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 8
-Subparagraph f
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_8_f&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_FinancialAssetsAtAmortisedCost

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Represents the gross carrying amount of securities measured at amortized cost before the allowance for credit losses.
+ References
No definition available.
+ Details

Name: ry_AmountBeforeAllowanceForCreditLosses

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Represents the carrying amount of securities measured at FVOCI not subject to impairment requirements.
+ References
No definition available.
+ Details

Name: ry_CarryingAmountSecuritiesAtFairValueThroughOtherComprehensiveIncomeNotSubjectToImpairment

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Represents the carrying amount of securities measured at FVOCI subject to impairment requirements.
+ References
No definition available.
+ Details

Name: ry_CarryingAmountSecuritiesAtFairValueThroughOtherComprehensiveIncomeSubjectToImpairment

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Represents the carrying amount of securities measured at FVOCI.
+ References
No definition available.
+ Details

Name: ry_FinancialAssetsSecuritiesAtFairValueThroughOtherComprehensiveIncome

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Represents Investment grade-level securities.
+ References
No definition available.
+ Details

Name: ry_InvestmentGrade

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Investment securities impaired
+ References
No definition available.
+ Details

Name: ry_InvestmentSecuritiesImpaired

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Represents Non-Investment grade-level securities.
+ References
No definition available.
+ Details

Name: ry_NonInvestmentGrade

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_FinancialAssetsSecuritiesAtFairValueThroughOtherComprehensiveIncomeCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_FinancialAssetsSecuritiesAtAmortisedCostCategoryMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PerformingStageOneMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PerformingStageTwoMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_ImpairedStageThreeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 64 R46.htm IDEA: XBRL DOCUMENT v3.19.2

Securities - Summary of Credit Risk Exposure by Internal Risk Rating (Parenthetical) (Detail) - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Purchased Credit Impaired [member]

Disclosure of credit risk exposure [line items]

Securities at Fair Value Through Other Comprehensive Income $ 144 $ 125

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfCreditRiskExposureLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Securities At Fair Value Through Other Comprehensive Income
+ References
No definition available.
+ Details

Name: ry_SecuritiesAtFairValueThroughOtherComprehensiveIncome

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PurchasedCreditImpairedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 65 R47.htm IDEA: XBRL DOCUMENT v3.19.2

Loans and Allowance for Credit Losses - Disclosure of Allowance for Credit Losses (Detail) - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Customers' liability under acceptances [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period $ 26 $ 15 $ 21 $ 20

Provision for credit losses (2) 1 3 (4)

Exchange rate changes/other (1) (1)

Balance at end of period 23 16 23 16

Allowance for credit losses [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 3,290 3,030 3,088 2,976

Provision for credit losses 429 338 1,386 950

Net write-offs (352) (303) (1,076) (816)

Exchange rate changes/other (46) (8) (77) (53)

Balance at end of period 3,321 3,057 3,321 3,057

Allowance for credit losses [member] | Allowance for Loan Losses [Member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 3,093 2,808 2,912 2,749

Balance at end of period 3,131 2,837 3,131 2,837

Allowance for credit losses [member] | Other Liabilities And Provisions [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 171 206 154 207

Balance at end of period 167 203 167 203

Allowance for credit losses [member] | Customers' liability under acceptances [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 26 15 21 20

Balance at end of period 23 16 23 16

Allowance for credit losses [member] | Other components of equity [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 1 1

Balance at end of period 1 1

Retail [member] | Residential mortgages [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 395 381 382 378

Provision for credit losses 29 20 60 52

Net write-offs (10) (12) (30) (35)

Exchange rate changes/other (5) (3) (6)

Balance at end of period 409 389 409 389

Retail [member] | Personal [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 922 876 895 826

Provision for credit losses 127 138 398 405

Net write-offs (116) (109) (346) (318)

Exchange rate changes/other (1) (3) (15) (11)

Balance at end of period 932 902 932 902

Retail [member] | Credit cards [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 790 694 760 693

Provision for credit losses 130 129 405 363

Net write-offs (130) (118) (375) (351)

Exchange rate changes/other (1) (1)

Balance at end of period 789 705 789 705

Retail [member] | Small business [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 49 52 51 49

Provision for credit losses 12 16 25 33

Net write-offs (7) (7) (20) (19)

Exchange rate changes/other (1) (3) (2)

Balance at end of period 53 61 53 61

Wholesale [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 1,108 1,012 979 1,010

Provision for credit losses 133 34 495 101

Net write-offs (89) (57) (305) (93)

Exchange rate changes/other (37) (5) (54) (34)

Balance at end of period $ 1,115 $ 984 $ 1,115 $ 984

X

- Definition
The amount of additional allowance for credit losses of financial assets recognised in profit or loss. [Refer: Allowance account for credit losses of financial assets]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of an allowance account used to record impairments to financial assets due to credit losses. [Refer: Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfCreditRiskExposureLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The increase (decrease) in an allowance account for credit losses of financial assets resulting from the net exchange differences arising when the financial statements are translated from the functional currency into a different presentation currency, including the translation of a foreign operation into the presentation currency of the reporting entity. [Refer: Allowance account for credit losses of financial assets]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The decrease in an allowance account for credit losses of financial assets resulting from net write-offs of the related financial assets.
+ References
No definition available.
+ Details

Name: ry_NetWriteoffsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ry_CustomersLiabilityUnderAcceptancesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_AllowanceForCreditLossesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_AllowanceForLoanLossesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_OtherLiabilitiesAndProvisionsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_CustomersLiabilityUnderAcceptancesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_OtherReservesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_TypesOfFinancialAssetsAxis=ry_RetailMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ry_ResidentialMortgagesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ry_PersonalLoansMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ry_CreditCardsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ry_SmallBusinessMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_TypesOfFinancialAssetsAxis=ry_WholesaleMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 66 R48.htm IDEA: XBRL DOCUMENT v3.19.2

Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Residential Mortgages (Detail) - Retail [member] - Residential mortgages [member] - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Disclosure of credit risk exposure [line items]

Balance at beginning of period $ 395 $ 381 $ 382 $ 378

Provision for credit losses

Originations 12 18 35 51

Maturities (7) (7) (16) (18)

Changes in risk, parameters and exposures 24 9 41 19

Write-offs (12) (14) (34) (39)

Recoveries 2 2 4 4

Exchange rate and other (5) (3) (6)

Balance at end of period 409 389 409 389

Performing Stage one [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 140 149 142 140

Provision for credit losses

Transfers to Stage 1 21 10 64 49

Transfers to Stage 2 (4) (4) (9) (15)

Transfers to Stage 3 (1) (2) (1)

Originations 12 18 35 51

Maturities (4) (3) (10) (9)

Changes in risk, parameters and exposures (19) (20) (76) (66)

Exchange rate and other (1) 1 2

Balance at end of period 144 151 144 151

Performing Stage two [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 63 62 64 65

Provision for credit losses

Transfers to Stage 1 (16) (10) (52) (49)

Transfers to Stage 2 4 5 11 17

Transfers to Stage 3 (6) (6) (24) (14)

Maturities (3) (4) (6) (9)

Changes in risk, parameters and exposures 28 18 77 54

Exchange rate and other 1

Balance at end of period 70 65 70 65

Impaired Stage three [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 192 170 176 173

Provision for credit losses

Transfers to Stage 1 (5) (12)

Transfers to Stage 2 (1) (2) (2)

Transfers to Stage 3 7 6 26 15

Changes in risk, parameters and exposures 15 11 40 31

Write-offs (12) (14) (34) (39)

Recoveries 2 2 4 4

Exchange rate and other (4) (1) (3) (9)

Balance at end of period $ 195 $ 173 $ 195 $ 173

X

- Definition
The amount of an allowance account used to record impairments to financial assets due to credit losses. [Refer: Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfCreditRiskExposureLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The increase (decrease) in an allowance account for credit losses of financial assets resulting from the net exchange differences arising when the financial statements are translated from the functional currency into a different presentation currency, including the translation of a foreign operation into the presentation currency of the reporting entity. [Refer: Allowance account for credit losses of financial assets]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The decrease in an allowance account for credit losses of financial assets resulting from the reversal of impairment. [Refer: Allowance account for credit losses of financial assets]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- Definition
Amount charged to profit or loss due to changes in the allowance for credit losses related to financial assets derecognized during the period without a credit loss being incurred, including those assets that were derecognized following a modification of terms.
+ References
No definition available.
+ Details

Name: ry_DerecognitionsAndMaturitiesAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amounts charged to profit or loss necessary to bring the allowance for credit losses to a level determined appropriate by management, allowance account for credit losses of financial assets.
+ References
No definition available.
+ Details

Name: ry_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Amount charged to profit or loss due to changes in the allowance for credit losses related to financial assets newly recognized during the period, including those financial assets that were de-recognized following a modification of terms.
+ References
No definition available.
+ Details

Name: ry_PurchasesAndOriginationsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to remeasurements of the allowance for credit losses.
+ References
No definition available.
+ Details

Name: ry_RemeasurementsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 1 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageOneAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 3 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageThreeAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 2 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageTwoAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The decrease in an allowance account for credit losses of financial assets resulting from write-offs of the related financial assets.
+ References
No definition available.
+ Details

Name: ry_WriteoffsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: ifrs-full_TypesOfFinancialAssetsAxis=ry_RetailMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_ResidentialMortgagesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PerformingStageOneMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PerformingStageTwoMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_ImpairedStageThreeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 67 R49.htm IDEA: XBRL DOCUMENT v3.19.2

Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Personal (Detail) - Retail [member] - Personal [member] - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Disclosure of credit risk exposure [line items]

Balance at beginning of period $ 922 $ 876 $ 895 $ 826

Provision for credit losses

Originations 27 31 74 85

Maturities (38) (43) (107) (124)

Changes in risk, parameters and exposures 138 150 431 444

Write-offs (148) (139) (440) (405)

Recoveries 32 30 94 87

Exchange rate and other (1) (3) (15) (11)

Balance at end of period 932 902 932 902

Performing Stage one [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 238 253 242 278

Provision for credit losses

Transfers to Stage 1 154 154 428 576

Transfers to Stage 2 (20) (26) (66) (118)

Transfers to Stage 3 (1) (1) (2)

Originations 27 30 73 81

Maturities (8) (9) (20) (25)

Changes in risk, parameters and exposures (148) (143) (414) (530)

Exchange rate and other 1 (2)

Balance at end of period 243 258 243 258

Performing Stage two [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 555 488 512 427

Provision for credit losses

Transfers to Stage 1 (154) (154) (422) (576)

Transfers to Stage 2 20 27 67 119

Transfers to Stage 3 (41) (36) (125) (114)

Originations 1 1 4

Maturities (30) (34) (87) (99)

Changes in risk, parameters and exposures 210 213 614 745

Exchange rate and other (1)

Balance at end of period 560 505 560 505

Impaired Stage three [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 129 135 141 121

Provision for credit losses

Transfers to Stage 1 (6)

Transfers to Stage 2 (1) (1) (1)

Transfers to Stage 3 41 37 126 116

Changes in risk, parameters and exposures 76 80 231 229

Write-offs (148) (139) (440) (405)

Recoveries 32 30 94 87

Exchange rate and other (1) (3) (16) (8)

Balance at end of period $ 129 $ 139 $ 129 $ 139

X

- Definition
The amount of an allowance account used to record impairments to financial assets due to credit losses. [Refer: Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfCreditRiskExposureLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The increase (decrease) in an allowance account for credit losses of financial assets resulting from the net exchange differences arising when the financial statements are translated from the functional currency into a different presentation currency, including the translation of a foreign operation into the presentation currency of the reporting entity. [Refer: Allowance account for credit losses of financial assets]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The decrease in an allowance account for credit losses of financial assets resulting from the reversal of impairment. [Refer: Allowance account for credit losses of financial assets]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- Definition
Amount charged to profit or loss due to changes in the allowance for credit losses related to financial assets derecognized during the period without a credit loss being incurred, including those assets that were derecognized following a modification of terms.
+ References
No definition available.
+ Details

Name: ry_DerecognitionsAndMaturitiesAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amounts charged to profit or loss necessary to bring the allowance for credit losses to a level determined appropriate by management, allowance account for credit losses of financial assets.
+ References
No definition available.
+ Details

Name: ry_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Amount charged to profit or loss due to changes in the allowance for credit losses related to financial assets newly recognized during the period, including those financial assets that were de-recognized following a modification of terms.
+ References
No definition available.
+ Details

Name: ry_PurchasesAndOriginationsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to remeasurements of the allowance for credit losses.
+ References
No definition available.
+ Details

Name: ry_RemeasurementsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 1 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageOneAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 3 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageThreeAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 2 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageTwoAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The decrease in an allowance account for credit losses of financial assets resulting from write-offs of the related financial assets.
+ References
No definition available.
+ Details

Name: ry_WriteoffsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: ifrs-full_TypesOfFinancialAssetsAxis=ry_RetailMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_PersonalLoanMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PerformingStageOneMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PerformingStageTwoMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_ImpairedStageThreeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 68 R50.htm IDEA: XBRL DOCUMENT v3.19.2

Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Credit Cards (Detail) - Retail [member] - Credit cards [member] - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Disclosure of credit risk exposure [line items]

Balance at beginning of period $ 790 $ 694 $ 760 $ 693

Provision for credit losses

Originations 1 5 3 12

Maturities (10) (15) (23) (65)

Changes in risk, parameters and exposures 139 139 425 416

Write-offs (167) (151) (478) (448)

Recoveries 37 33 103 97

Exchange rate and other (1) (1)

Balance at end of period 789 705 789 705

Performing Stage one [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 166 199 161 251

Provision for credit losses

Transfers to Stage 1 116 153 344 597

Transfers to Stage 2 (19) (21) (58) (102)

Transfers to Stage 3 (1) (1) (2)

Originations 1 4 3 10

Maturities (2) (3) (4) (10)

Changes in risk, parameters and exposures (94) (113) (276) (526)

Exchange rate and other 1 (1) (1)

Balance at end of period 169 217 169 217

Performing Stage two [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 624 495 599 442

Provision for credit losses

Transfers to Stage 1 (116) (153) (344) (597)

Transfers to Stage 2 19 21 58 102

Transfers to Stage 3 (88) (53) (251) (145)

Originations 1 2

Maturities (8) (12) (19) (55)

Changes in risk, parameters and exposures 191 188 578 738

Exchange rate and other (2) 1 (1) 1

Balance at end of period 620 488 620 488

Impaired Stage three [member]

Provision for credit losses

Transfers to Stage 3 88 54 252 147

Changes in risk, parameters and exposures 42 64 123 204

Write-offs (167) (151) (478) (448)

Recoveries $ 37 $ 33 $ 103 $ 97

X

- Definition
The amount of an allowance account used to record impairments to financial assets due to credit losses. [Refer: Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfCreditRiskExposureLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The increase (decrease) in an allowance account for credit losses of financial assets resulting from the net exchange differences arising when the financial statements are translated from the functional currency into a different presentation currency, including the translation of a foreign operation into the presentation currency of the reporting entity. [Refer: Allowance account for credit losses of financial assets]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The decrease in an allowance account for credit losses of financial assets resulting from the reversal of impairment. [Refer: Allowance account for credit losses of financial assets]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- Definition
Amount charged to profit or loss due to changes in the allowance for credit losses related to financial assets derecognized during the period without a credit loss being incurred, including those assets that were derecognized following a modification of terms.
+ References
No definition available.
+ Details

Name: ry_DerecognitionsAndMaturitiesAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amounts charged to profit or loss necessary to bring the allowance for credit losses to a level determined appropriate by management, allowance account for credit losses of financial assets.
+ References
No definition available.
+ Details

Name: ry_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Amount charged to profit or loss due to changes in the allowance for credit losses related to financial assets newly recognized during the period, including those financial assets that were de-recognized following a modification of terms.
+ References
No definition available.
+ Details

Name: ry_PurchasesAndOriginationsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to remeasurements of the allowance for credit losses.
+ References
No definition available.
+ Details

Name: ry_RemeasurementsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 1 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageOneAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 3 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageThreeAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 2 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageTwoAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The decrease in an allowance account for credit losses of financial assets resulting from write-offs of the related financial assets.
+ References
No definition available.
+ Details

Name: ry_WriteoffsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: ifrs-full_TypesOfFinancialAssetsAxis=ry_RetailMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_CreditCardsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PerformingStageOneMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PerformingStageTwoMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_ImpairedStageThreeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 69 R51.htm IDEA: XBRL DOCUMENT v3.19.2

Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Small Business (Detail) - Retail [member] - Small business [member] - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Disclosure of credit risk exposure [line items]

Balance at beginning of period $ 49 $ 52 $ 51 $ 49

Provision for credit losses

Originations 2 3 7 8

Maturities (3) (4) (9) (10)

Changes in risk, parameters and exposures 13 17 27 35

Write-offs (9) (9) (26) (25)

Recoveries 2 2 6 6

Exchange rate and other (1) (3) (2)

Balance at end of period 53 61 53 61

Performing Stage one [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 15 15 17 15

Provision for credit losses

Transfers to Stage 1 5 5 16 20

Transfers to Stage 2 (1) (2) (4)

Originations 2 3 7 8

Maturities (1) (1) (3) (3)

Changes in risk, parameters and exposures (4) (5) (18) (20)

Exchange rate and other 1 1

Balance at end of period 17 17 17 17

Performing Stage two [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 17 17 16 15

Provision for credit losses

Transfers to Stage 1 (5) (5) (16) (20)

Transfers to Stage 2 1 2 4

Transfers to Stage 3 (3) (2) (8) (8)

Maturities (2) (3) (6) (7)

Changes in risk, parameters and exposures 9 15 28 39

Balance at end of period 16 23 16 23

Impaired Stage three [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 17 20 18 19

Provision for credit losses

Transfers to Stage 3 3 2 8 8

Changes in risk, parameters and exposures 8 7 17 16

Write-offs (9) (9) (26) (25)

Recoveries 2 2 6 6

Exchange rate and other (1) (1) (3) (3)

Balance at end of period $ 20 $ 21 $ 20 $ 21

X

- Definition
The amount of an allowance account used to record impairments to financial assets due to credit losses. [Refer: Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfCreditRiskExposureLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The increase (decrease) in an allowance account for credit losses of financial assets resulting from the net exchange differences arising when the financial statements are translated from the functional currency into a different presentation currency, including the translation of a foreign operation into the presentation currency of the reporting entity. [Refer: Allowance account for credit losses of financial assets]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The decrease in an allowance account for credit losses of financial assets resulting from the reversal of impairment. [Refer: Allowance account for credit losses of financial assets]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- Definition
Amount charged to profit or loss due to changes in the allowance for credit losses related to financial assets derecognized during the period without a credit loss being incurred, including those assets that were derecognized following a modification of terms.
+ References
No definition available.
+ Details

Name: ry_DerecognitionsAndMaturitiesAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amounts charged to profit or loss necessary to bring the allowance for credit losses to a level determined appropriate by management, allowance account for credit losses of financial assets.
+ References
No definition available.
+ Details

Name: ry_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Amount charged to profit or loss due to changes in the allowance for credit losses related to financial assets newly recognized during the period, including those financial assets that were de-recognized following a modification of terms.
+ References
No definition available.
+ Details

Name: ry_PurchasesAndOriginationsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to remeasurements of the allowance for credit losses.
+ References
No definition available.
+ Details

Name: ry_RemeasurementsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 1 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageOneAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 3 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageThreeAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 2 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageTwoAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The decrease in an allowance account for credit losses of financial assets resulting from write-offs of the related financial assets.
+ References
No definition available.
+ Details

Name: ry_WriteoffsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: ifrs-full_TypesOfFinancialAssetsAxis=ry_RetailMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_SmallBusinessMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PerformingStageOneMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PerformingStageTwoMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_ImpairedStageThreeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 70 R52.htm IDEA: XBRL DOCUMENT v3.19.2

Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Wholesale (Detail) - Wholesale [member] - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Disclosure of credit risk exposure [line items]

Balance at beginning of period $ 1,108 $ 1,012 $ 979 $ 1,010

Provision for credit losses

Originations 67 67 221 195

Maturities (78) (71) (246) (257)

Changes in risk, parameters and exposures 144 38 520 163

Write-offs (101) (82) (337) (145)

Recoveries 12 25 32 52

Exchange rate and other (37) (5) (54) (34)

Balance at end of period 1,115 984 1,115 984

Performing Stage one [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 293 254 274 251

Provision for credit losses

Transfers to Stage 1 35 23 113 148

Transfers to Stage 2 (8) (14) (25) (60)

Transfers to Stage 3 (2) (5) (1)

Originations 55 56 182 167

Maturities (39) (34) (128) (112)

Changes in risk, parameters and exposures (51) (15) (130) (123)

Exchange rate and other (3) 2 (1) 2

Balance at end of period 280 272 280 272

Performing Stage two [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 358 295 340 352

Provision for credit losses

Transfers to Stage 1 (34) (23) (103) (148)

Transfers to Stage 2 9 19 28 68

Transfers to Stage 3 (15) (9) (48) (28)

Originations 12 11 39 28

Maturities (39) (37) (118) (145)

Changes in risk, parameters and exposures 86 68 235 199

Exchange rate and other (2) 2 2

Balance at end of period 375 326 375 326

Impaired Stage three [member]

Disclosure of credit risk exposure [line items]

Balance at beginning of period 457 463 365 407

Provision for credit losses

Transfers to Stage 1 (1) (10)

Transfers to Stage 2 (1) (5) (3) (8)

Transfers to Stage 3 17 9 53 29

Changes in risk, parameters and exposures 109 (15) 415 87

Write-offs (101) (82) (337) (145)

Recoveries 12 25 32 52

Exchange rate and other (32) (9) (55) (36)

Balance at end of period $ 460 $ 386 $ 460 $ 386

X

- Definition
The amount of an allowance account used to record impairments to financial assets due to credit losses. [Refer: Financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfCreditRiskExposureLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The increase (decrease) in an allowance account for credit losses of financial assets resulting from the net exchange differences arising when the financial statements are translated from the functional currency into a different presentation currency, including the translation of a foreign operation into the presentation currency of the reporting entity. [Refer: Allowance account for credit losses of financial assets]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The decrease in an allowance account for credit losses of financial assets resulting from the reversal of impairment. [Refer: Allowance account for credit losses of financial assets]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ReversalAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- Definition
Amount charged to profit or loss due to changes in the allowance for credit losses related to financial assets derecognized during the period without a credit loss being incurred, including those assets that were derecognized following a modification of terms.
+ References
No definition available.
+ Details

Name: ry_DerecognitionsAndMaturitiesAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amounts charged to profit or loss necessary to bring the allowance for credit losses to a level determined appropriate by management, allowance account for credit losses of financial assets.
+ References
No definition available.
+ Details

Name: ry_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Amount charged to profit or loss due to changes in the allowance for credit losses related to financial assets newly recognized during the period, including those financial assets that were de-recognized following a modification of terms.
+ References
No definition available.
+ Details

Name: ry_PurchasesAndOriginationsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to remeasurements of the allowance for credit losses.
+ References
No definition available.
+ Details

Name: ry_RemeasurementsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 1 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageOneAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 3 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageThreeAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Amount charged to profit or loss due to transfers in (out) to Stage 2 as a result of changes in expected credit losses.
+ References
No definition available.
+ Details

Name: ry_TransfersInOutToStageTwoAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The decrease in an allowance account for credit losses of financial assets resulting from write-offs of the related financial assets.
+ References
No definition available.
+ Details

Name: ry_WriteoffsAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: ifrs-full_TypesOfFinancialAssetsAxis=ry_WholesaleMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PerformingStageOneMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_PerformingStageTwoMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ImpairmentOfFinancialAssetsAxis=ry_ImpairedStageThreeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 71 R53.htm IDEA: XBRL DOCUMENT v3.19.2

Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Residential Mortgage (Detail) - Residential mortgages [member] - Retail loans [member] - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment $ 298,553 $ 282,212

Items not subject to impairment 422 259

Gross carrying amount of financial assets 298,975 282,471

Low risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 239,079 225,714

Medium risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 14,510 15,050

High risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 5,346 5,474

Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 38,909 35,248

Impaired [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 709 726

Stage one exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 286,961 272,954

Stage one exposure [member] | Low risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 232,712 222,026

Stage one exposure [member] | Medium risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 13,221 13,681

Stage one exposure [member] | High risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 2,727 2,577

Stage one exposure [member] | Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 38,301 34,670

Stage two exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 10,883 8,532

Stage two exposure [member] | Low risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 6,367 3,688

Stage two exposure [member] | Medium risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 1,289 1,369

Stage two exposure [member] | High risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 2,619 2,897

Stage two exposure [member] | Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 608 578

Stage three exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 709 726

Stage three exposure [member] | Impaired [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment $ 709 $ 726

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfCreditRiskExposureLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Gross carrying amounts of financial assets
+ References
No definition available.
+ Details

Name: ry_GrossCarryingAmountsOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Represents the gross carrying amount of financial assets not subject to impairment requirements.
+ References
No definition available.
+ Details

Name: ry_GrossCarryingAmountsOfFinancialAssetsNotSubjectToImpairment

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Represents the gross carrying amount of financial assets subject to impairment requirements.
+ References
No definition available.
+ Details

Name: ry_GrossCarryingAmountsOfFinancialAssetsSubjectToImpairment

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ry_ResidentialMortgagesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_RetailLoansMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_LowRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_MediumRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_HighRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_NotRatedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_ImpairedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageOneExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageTwoExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageThreeExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 72 R54.htm IDEA: XBRL DOCUMENT v3.19.2

Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Personal (Detail) - Personal [member] - Retail loans [member] - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment $ 92,245 $ 92,700

Low risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 72,989 73,019

Medium risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 8,039 8,049

High risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 2,586 2,670

Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 8,331 8,659

Impaired [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 300 303

Stage one exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 86,514 87,480

Stage one exposure [member] | Low risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 71,290 71,763

Stage one exposure [member] | Medium risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 5,997 6,124

Stage one exposure [member] | High risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 937 998

Stage one exposure [member] | Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 8,290 8,595

Stage two exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 5,431 4,917

Stage two exposure [member] | Low risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 1,699 1,256

Stage two exposure [member] | Medium risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 2,042 1,925

Stage two exposure [member] | High risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 1,649 1,672

Stage two exposure [member] | Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 41 64

Stage three exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 300 303

Stage three exposure [member] | Impaired [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment $ 300 $ 303

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfCreditRiskExposureLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Represents the gross carrying amount of financial assets subject to impairment requirements.
+ References
No definition available.
+ Details

Name: ry_GrossCarryingAmountFinancialAssetsSubjectToImpairment

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ry_PersonalLoanMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_RetailLoansMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_LowRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_MediumRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_HighRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_NotRatedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_ImpairedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageOneExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageTwoExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageThreeExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 73 R55.htm IDEA: XBRL DOCUMENT v3.19.2

Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Credit Cards (Detail) - Credit cards [member] - Retail loans [member] - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment $ 20,097 $ 19,415

Low risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 13,869 13,285

Medium risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 3,912 3,866

High risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 1,465 1,470

Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 851 794

Stage one exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 16,901 16,322

Stage one exposure [member] | Low risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 13,767 13,185

Stage one exposure [member] | Medium risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 2,185 2,234

Stage one exposure [member] | High risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 130 139

Stage one exposure [member] | Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 819 764

Stage two exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 3,196 3,093

Stage two exposure [member] | Low risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 102 100

Stage two exposure [member] | Medium risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 1,727 1,632

Stage two exposure [member] | High risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 1,335 1,331

Stage two exposure [member] | Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment $ 32 $ 30

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfCreditRiskExposureLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Represents the gross carrying amount of financial assets subject to impairment requirements.
+ References
No definition available.
+ Details

Name: ry_GrossCarryingAmountFinancialAssetsSubjectToImpairment

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ry_CreditCardsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_RetailLoansMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_LowRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_MediumRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_HighRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_NotRatedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageOneExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageTwoExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 74 R56.htm IDEA: XBRL DOCUMENT v3.19.2

Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Small Business (Detail) - Small business [member] - Retail loans [member] - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment $ 5,266 $ 4,866

Low risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 2,273 2,050

Medium risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 2,430 2,332

High risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 315 273

Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 197 167

Impaired [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 51 44

Stage one exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 4,864 4,495

Stage one exposure [member] | Low risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 2,228 2,004

Stage one exposure [member] | Medium risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 2,321 2,230

Stage one exposure [member] | High risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 118 95

Stage one exposure [member] | Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 197 166

Stage two exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 351 327

Stage two exposure [member] | Low risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 45 46

Stage two exposure [member] | Medium risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 109 102

Stage two exposure [member] | High risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 197 178

Stage two exposure [member] | Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 1

Stage three exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 51 44

Stage three exposure [member] | Impaired [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment $ 51 $ 44

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfCreditRiskExposureLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Represents the gross carrying amount of financial assets subject to impairment requirements.
+ References
No definition available.
+ Details

Name: ry_GrossCarryingAmountFinancialAssetsSubjectToImpairment

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ry_SmallBusinessMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_RetailLoansMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_LowRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_MediumRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_HighRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_NotRatedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_ImpairedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageOneExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageTwoExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageThreeExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 75 R57.htm IDEA: XBRL DOCUMENT v3.19.2

Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Undrawn Loan Commitments Retail (Detail) - Undrawn loan commitments - retail [member] - Retail loans [member] - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment $ 211,589 $ 201,254

Low risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 199,824 183,696

Medium risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 8,072 11,033

High risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 934 3,906

Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 2,759 2,619

Stage one exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 209,170 199,544

Stage one exposure [member] | Low risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 197,881 182,426

Stage one exposure [member] | Medium risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 7,832 10,794

Stage one exposure [member] | High risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 727 3,740

Stage one exposure [member] | Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 2,730 2,584

Stage two exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 2,419 1,710

Stage two exposure [member] | Low risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 1,943 1,270

Stage two exposure [member] | Medium risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 240 239

Stage two exposure [member] | High risk [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 207 166

Stage two exposure [member] | Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment $ 29 $ 35

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfCreditRiskExposureLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Represents the gross carrying amount of financial assets subject to impairment requirements.
+ References
No definition available.
+ Details

Name: ry_GrossCarryingAmountsOfFinancialAssetsSubjectToImpairment

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ry_UndrawnLoanCommitmentsRetailMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_CategoriesOfFinancialAssetsAxis=ry_RetailLoansMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_LowRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_MediumRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_HighRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_NotRatedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageOneExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageTwoExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 76 R58.htm IDEA: XBRL DOCUMENT v3.19.2

Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Wholesale (Detail) - Wholesale [member] - Loans outstanding [member] - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment $ 188,099 $ 171,609

Items not subject to impairment 10,842 8,669

Gross carrying amount of financial assets 198,941 180,278

Investment grade [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 50,688 47,193

Non investment grade [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 127,824 116,217

Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 7,691 7,103

Impaired [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 1,896 1,096

Stage one exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 174,236 159,588

Stage one exposure [member] | Investment grade [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 50,609 46,869

Stage one exposure [member] | Non investment grade [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 116,299 106,027

Stage one exposure [member] | Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 7,328 6,692

Stage two exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 11,967 10,925

Stage two exposure [member] | Investment grade [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 79 324

Stage two exposure [member] | Non investment grade [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 11,525 10,190

Stage two exposure [member] | Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 363 411

Stage three exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 1,896 1,096

Stage three exposure [member] | Impaired [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment $ 1,896 $ 1,096

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfCreditRiskExposureLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Gross carrying amounts of financial assets
+ References
No definition available.
+ Details

Name: ry_GrossCarryingAmountsOfFinancialAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Represents the gross carrying amount of financial assets not subject to impairment requirements.
+ References
No definition available.
+ Details

Name: ry_GrossCarryingAmountsOfFinancialAssetsNotSubjectToImpairment

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Represents the gross carrying amount of financial assets subject to impairment requirements.
+ References
No definition available.
+ Details

Name: ry_GrossCarryingAmountsOfFinancialAssetsSubjectToImpairment

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Details

Name: ifrs-full_ProbabilityOfDefaultAxis=ry_WholesaleMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ry_LoansOutstandingMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_InvestmentGradeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_NonInvestmentGradeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_NotRatedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_ImpairedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageOneExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageTwoExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageThreeExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 77 R59.htm IDEA: XBRL DOCUMENT v3.19.2

Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Undrawn Loan Commitments Wholesale (Detail) - Wholesale [member] - Undrawn loan commitments [member] - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment $ 322,911 $ 323,251

Investment grade [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 220,061 223,063

Non investment grade [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 98,293 95,897

Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 4,557 4,291

Stage one exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 314,881 316,089

Stage one exposure [member] | Investment grade [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 220,061 222,970

Stage one exposure [member] | Non investment grade [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 90,263 88,828

Stage one exposure [member] | Not rated [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 4,557 4,291

Stage two exposure [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 8,030 7,162

Stage two exposure [member] | Investment grade [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment 93

Stage two exposure [member] | Non investment grade [member]

Disclosure of credit risk exposure [line items]

Gross carrying amount of financial assets subject to impairment $ 8,030 $ 7,069

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfCreditRiskExposureLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Represents the gross carrying amount of financial assets subject to impairment requirements.
+ References
No definition available.
+ Details

Name: ry_GrossCarryingAmountsOfFinancialAssetsSubjectToImpairment

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Details

Name: ifrs-full_ProbabilityOfDefaultAxis=ry_WholesaleMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfFinancialAssetsAxis=ry_UndrawnLoanCommitmentsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_InvestmentGradeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_NonInvestmentGradeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_InternalCreditGradesAxis=ry_NotRatedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageOneExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: invest_CreditRatingSourceAxis=ry_StageTwoExposureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 78 R60.htm IDEA: XBRL DOCUMENT v3.19.2

Loans and Allowance for Credit Losses - Disclosure of Loans Past Due But Not Impaired (Detail) - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Disclosure of loans that are either past due or impaired [line items]

Loans past due but not impaired $ 6,223 $ 6,290

Retail [member]

Disclosure of loans that are either past due or impaired [line items]

Loans past due but not impaired 4,496 4,576

Wholesale [member]

Disclosure of loans that are either past due or impaired [line items]

Loans past due but not impaired 1,727 1,714

1 to 29 days [member]

Disclosure of loans that are either past due or impaired [line items]

Loans past due but not impaired 4,326 4,241

1 to 29 days [member] | Retail [member]

Disclosure of loans that are either past due or impaired [line items]

Loans past due but not impaired 3,025 2,995

1 to 29 days [member] | Wholesale [member]

Disclosure of loans that are either past due or impaired [line items]

Loans past due but not impaired 1,301 1,246

30 to 89 days [member]

Disclosure of loans that are either past due or impaired [line items]

Loans past due but not impaired 1,690 1,870

30 to 89 days [member] | Retail [member]

Disclosure of loans that are either past due or impaired [line items]

Loans past due but not impaired 1,285 1,402

30 to 89 days [member] | Wholesale [member]

Disclosure of loans that are either past due or impaired [line items]

Loans past due but not impaired 405 468

90 Days and Greater [member]

Disclosure of loans that are either past due or impaired [line items]

Loans past due but not impaired 207 179

90 Days and Greater [member] | Retail [member]

Disclosure of loans that are either past due or impaired [line items]

Loans past due but not impaired 186 $ 179

90 Days and Greater [member] | Wholesale [member]

Disclosure of loans that are either past due or impaired [line items]

Loans past due but not impaired $ 21

X

- Definition
Disclosure of loans that are either past due or impaired.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfLoansThatAreEitherPastDueOrImpairedLineItems

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Loans past due but not impaired.
+ References
No definition available.
+ Details

Name: ry_LoansPastDueButNotImpaired

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Details

Name: ifrs-full_TypesOfFinancialAssetsAxis=ry_RetailMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_TypesOfFinancialAssetsAxis=ry_WholesaleMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_PastDueStatusAxis=ifrs-full_NotLaterThanOneMonthMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanThreeMonthsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 79 R61.htm IDEA: XBRL DOCUMENT v3.19.2

Deposits - Summary of Deposit Liabilities (Detail) - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Disclosure of deposits [line items]

Term $ 424,459 $ 396,800

Total deposits 881,211 837,046

Deposits - Personal [member]

Disclosure of deposits [line items]

Demand 140,474 135,101

Notice 48,659 48,873

Term 98,796 86,180

Total deposits 287,929 270,154

Deposits - Business and government [member]

Disclosure of deposits [line items]

Demand 246,937 238,617

Notice 12,106 8,606

Term 304,300 287,148

Total deposits 563,343 534,371

Deposits - Bank [member]

Disclosure of deposits [line items]

Demand 8,403 8,750

Notice 173 299

Term 21,363 23,472

Total deposits 29,939 32,521

Deposits - Personal, Business and government, and Bank [member]

Disclosure of deposits [line items]

Demand 395,814 382,468

Notice 60,938 57,778

Term 424,459 396,800

Total deposits 881,211 837,046

Canada [member] | Non-interest bearing deposits [member]

Disclosure of deposits [line items]

Demand 90,308 88,119

Notice 5,335 5,086

Total deposits 95,643 93,205

Canada [member] | Interest bearing deposits [member]

Disclosure of deposits [line items]

Demand 226,187 213,747

Notice 15,167 15,112

Term 330,119 292,641

Total deposits 571,473 521,500

United States [member] | Non-interest bearing deposits [member]

Disclosure of deposits [line items]

Demand 32,451 34,098

Total deposits 32,451 34,098

United States [member] | Interest bearing deposits [member]

Disclosure of deposits [line items]

Demand 3,995 2,478

Notice 36,502 33,099

Term 49,929 67,211

Total deposits 90,426 102,788

Europe [member] | Non-interest bearing deposits [member]

Disclosure of deposits [line items]

Demand 690 564

Total deposits 690 564

Europe [member] | Interest bearing deposits [member]

Disclosure of deposits [line items]

Demand 31,384 32,930

Notice 873 1,412

Term 32,973 26,598

Total deposits 65,230 60,940

Other International [member] | Non-interest bearing deposits [member]

Disclosure of deposits [line items]

Demand 5,484 5,495

Notice 6 5

Total deposits 5,490 5,500

Other International [member] | Interest bearing deposits [member]

Disclosure of deposits [line items]

Demand 5,315 5,037

Notice 3,055 3,064

Term 11,438 10,350

Total deposits $ 19,808 $ 18,451

X

- Definition
The amount of balances in customers' demand deposits held by the entity.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_BalancesOnDemandDepositsFromCustomers

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The amount of balances in customers' term deposits held by the entity.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_BalancesOnTermDepositsFromCustomers

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Balances on notice deposits from customers.
+ References
No definition available.
+ Details

Name: ry_BalancesOnNoticeDepositsFromCustomers

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The total amount of deposit liabilities held by the entity.
+ References
No definition available.
+ Details

Name: ry_Deposits1

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Disclosure of deposits.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfDepositsLineItems

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Details

Name: ifrs-full_TypesOfFinancialLiabilitiesAxis=ry_CustomerDepositOtherThanBusinessGovernmentAndBankMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_TypesOfFinancialLiabilitiesAxis=ry_BusinessAndGovernmentDepositsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_TypesOfFinancialLiabilitiesAxis=ry_BankDepositsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_TypesOfFinancialLiabilitiesAxis=ry_DepositsFromPersonalBusinessAndGovernmentAndBanksMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_GeographicalAreasAxis=country_CA

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_TypesOfFinancialLiabilitiesAxis=ry_NonInterestBearingDepositsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_TypesOfFinancialLiabilitiesAxis=ry_InterestBearingDeposits1Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_GeographicalAreasAxis=country_US

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_GeographicalAreasAxis=srt_EuropeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_GeographicalAreasAxis=ry_OtherInternationalMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 80 R62.htm IDEA: XBRL DOCUMENT v3.19.2

Deposits - Summary of Deposit Liabilities (Parenthetical) (Detail) - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Disclosure of deposits [line items]

Total deposits $ 881,211 $ 837,046

U.S. dollars [member]

Disclosure of deposits [line items]

Total deposits 326,000 309,000

British pounds [member]

Disclosure of deposits [line items]

Total deposits 21,000 20,000

Euro [member]

Disclosure of deposits [line items]

Total deposits 44,000 38,000

Other currencies [member]

Disclosure of deposits [line items]

Total deposits $ 31,000 $ 32,000

X

- Definition
The total amount of deposit liabilities held by the entity.
+ References
No definition available.
+ Details

Name: ry_Deposits1

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Disclosure of deposits.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfDepositsLineItems

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Details

Name: srt_CurrencyAxis=currency_USD

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: srt_CurrencyAxis=currency_GBP

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: srt_CurrencyAxis=currency_EUR

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: srt_CurrencyAxis=ry_OtherCurrenciesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 81 R63.htm IDEA: XBRL DOCUMENT v3.19.2

Deposits - Summary of Contractual Maturities of Term Deposit Liabilities (Detail) - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Disclosure of deposits [line items]

Term deposit liabilities $ 424,459 $ 396,800

Aggregate amount of term deposits in denominations of one hundred thousand dollars or more 387,000 362,000

Less than 3 months [member]

Disclosure of deposits [line items]

Term deposit liabilities 117,873 89,553

3 to 6 months [member]

Disclosure of deposits [line items]

Term deposit liabilities 40,755 59,109

6 to 12 months [member]

Disclosure of deposits [line items]

Term deposit liabilities 92,765 80,773

1 to 2 years [member]

Disclosure of deposits [line items]

Term deposit liabilities 61,462 51,798

2 to 3 years [member]

Disclosure of deposits [line items]

Term deposit liabilities 36,338 45,550

3 to 4 years [member]

Disclosure of deposits [line items]

Term deposit liabilities 21,616 21,127

4 to 5 years [member]

Disclosure of deposits [line items]

Term deposit liabilities 25,735 23,863

Over 5 years [member]

Disclosure of deposits [line items]

Term deposit liabilities $ 27,915 $ 25,027

X

- Definition
The amount of balances in customers' term deposits held by the entity.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_BalancesOnTermDepositsFromCustomers

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Disclosure of deposits.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfDepositsLineItems

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Represents the aggregate amount of term deposits in denominations of $100,000 or more.
+ References
No definition available.
+ Details

Name: ry_TermDeposits100000OrMore

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Details

Name: ifrs-full_MaturityAxis=ry_LessThanThreeMonthsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_MaturityAxis=ifrs-full_LaterThanSixMonthsAndNotLaterThanOneYearMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFourYearsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_MaturityAxis=ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 82 R64.htm IDEA: XBRL DOCUMENT v3.19.2

Employee benefits - Pension and other post-employment benefits - Summary of Composition of Pension and Other Post-employment Benefit Expense (Detail) - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Disclosure of pension and other post employment plan [line items]

Total pension and other post-employment benefit expense $ 3,615 $ 3,521 $ 10,880 $ 10,347

Defined benefit pension plans [member] | Pension Expense [member]

Disclosure of pension and other post employment plan [line items]

Current service costs 74 90 222 269

Net interest expense (income) (5) 2 (15) 6

Administrative expense 4 4 12 11

Defined benefit pension expense 73 96 219 286

Defined contribution pension plans [member] | Pension Expense [member]

Disclosure of pension and other post employment plan [line items]

Defined contribution pension expense 50 45 161 140

Defined benefit and contribution pension plans [member] | Pension Expense [member]

Disclosure of pension and other post employment plan [line items]

Total pension and other post-employment benefit expense 123 141 380 426

Other post employment benefit [member] | Other post employment benefit expense [member]

Disclosure of pension and other post employment plan [line items]

Current service costs 10 10 29 29

Net interest expense (income) 16 16 49 50

Remeasurements of other long term benefits 4 (1) 10 (2)

Defined benefit pension expense 30 25 88 77

Total pension and other post-employment benefit expense $ 30 $ 25 $ 88 $ 77

X

- Definition
The amount of expenses that the entity classifies as being administrative.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 26
-IssueDate 2018-01-01
-Paragraph 35
-Subparagraph b
-Clause vi
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=26&date=2018-03-01&anchor=para_35_b_vi&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 103
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_103&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 99
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_99&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AdministrativeExpense

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The increase (decrease) in the net defined benefit liability (asset) resulting from employee service in the current period. [Refer: Net defined benefit liability (asset)]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 19
-IssueDate 2018-01-01
-Paragraph 141
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=19&date=2018-03-01&anchor=para_141_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The expense of all forms of consideration given by an entity in exchange for a service rendered by employees or for the termination of employment.
+ References
Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 102
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_102&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 99
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_99&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 104
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_104&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_EmployeeBenefitsExpense

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The decrease (increase) in a net defined benefit liability (asset) resulting from the remeasurement of that net defined benefit liability (asset). [Refer: Net defined benefit liability (asset)]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 19
-IssueDate 2018-01-01
-Paragraph 141
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=19&date=2018-03-01&anchor=para_141_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The increase (decrease) in the net defined benefit liability (asset) resulting from the passage of time. [Refer: Interest expense; Net defined benefit liability (asset)]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 19
-IssueDate 2018-01-01
-Paragraph 141
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=19&date=2018-03-01&anchor=para_141_b&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of post-employment benefit expense relating to defined benefit plans. [Refer: Defined benefit plans [member]]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 19
-IssueDate 2018-01-01
-Paragraph 5
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=19&date=2018-03-01&anchor=para_5&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of post-employment benefit expense relating to defined contribution plans. Defined contribution plans are post-employment benefit plans under which an entity pays fixed contributions into a separate entity (a fund) and will have no legal or constructive obligation to pay further contributions if the fund does not hold sufficient assets to pay all employee benefits relating to employee service in the current and prior periods.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 19
-IssueDate 2018-01-01
-Paragraph 53
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=19&date=2018-03-01&anchor=para_53&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Disclosure of pensions and other post employment plan.
+ References
No definition available.
+ Details

Name: ry_DisclosureOfPensionAndOtherPostEmploymentPlanLineItems

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Details

Name: ry_EmployeeBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ry_EmployeeBenefitExpenseAxis=ry_PensionExpenseMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ry_EmployeeBenefitPlansAxis=ry_DefinedContributionPensionPlansMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ry_EmployeeBenefitPlansAxis=ry_DefinedBenefitAndContributionPensionPlansMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ry_EmployeeBenefitPlansAxis=ry_OtherPostEmploymentBenefitMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ry_EmployeeBenefitExpenseAxis=ry_PostEmploymentBenefitExpenseMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 83 R65.htm IDEA: XBRL DOCUMENT v3.19.2

Employee benefits - Pension and other post-employment benefits - Summary of Composition of Remeasurements Recorded in OCI (Detail) - Remeasurements of Employee Benefit Plans to OCI [member] - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Defined benefit pension plans [member]

Actuarial (gains) losses:

Changes in financial assumptions $ 932 $ (378) $ 2,192 $ (571)

Return on plan assets (excluding interest based on discount rate) (203) (209) (921) (171)

Total remeasurements of employee benefit plans 729 (587) 1,271 (742)

Other post employment benefit [member]

Actuarial (gains) losses:

Changes in financial assumptions 63 (40) 180 (62)

Experience adjustments (3) (3) (6) (9)

Total remeasurements of employee benefit plans $ 60 $ (43) $ 174 $ (71)

X

- Definition
The decrease (increase) in a net defined benefit liability (asset) resulting from actuarial gains (losses) arising from changes in financial assumptions that result in remeasurements of the net defined benefit liability (asset). Financial assumptions deal with items such as: (a) the discount rate; (b) benefit levels, excluding any cost of the benefits to be met by employees, and future salary; (c) in the case of medical benefits, future medical costs, including claim handling costs (ie the costs that will be incurred in processing and resolving claims, including legal and adjuster's fees); and (d) taxes payable by the plan on contributions relating to service before the reporting date or on benefits resulting from that service. [Refer: Net defined benefit liability (asset)]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 19
-IssueDate 2018-01-01
-Paragraph 141
-Subparagraph c
-Clause iii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=19&date=2018-03-01&anchor=para_141_c_iii&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The decrease (increase) in a net defined benefit liability (asset) resulting from actuarial gains (losses) arising from experience adjustments that result in remeasurements of the net defined benefit liability (asset). Experience adjustments deal with the effects of differences between the previous actuarial assumptions and what has actually occurred. [Refer: Net defined benefit liability (asset)]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 19
-IssueDate 2018-01-01
-Paragraph 141
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=19&date=2018-03-01&anchor=para_141_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The decrease (increase) in a net defined benefit liability (asset) resulting from the remeasurement of that net defined benefit liability (asset). [Refer: Net defined benefit liability (asset)]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 19
-IssueDate 2018-01-01
-Paragraph 141
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=19&date=2018-03-01&anchor=para_141_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAssetAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The decrease (increase) in the net defined benefit liability (asset) resulting from the return on plan assets, excluding amounts included in interest income or expense. The return on plans assets is interest, dividends and other revenue derived from the plan assets, together with realised and unrealised gains or losses on the plan assets, less any costs of managing plan assets and less any tax payable by the plan itself, other than tax included in the actuarial assumptions used to measure the present value of the defined benefit obligation. [Refer: Plan assets [member]; Net defined benefit liability (asset); Actuarial assumptions [member]; Interest expense (income), net defined benefit liability (asset)]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 19
-IssueDate 2018-01-01
-Paragraph 141
-Subparagraph c
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=19&date=2018-03-01&anchor=para_141_c_i&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: ifrs-full_NetDefinedBenefitLiabilityAssetAxis=ry_RemeasurementsOfEmployeeBenefitPlansToOCIMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_DefinedBenefitPlansAxis=ry_OtherPostEmploymentBenefitMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 84 R66.htm IDEA: XBRL DOCUMENT v3.19.2

Income taxes - Additional Information (Detail)
$ in Millions
9 Months Ended

Jul. 31, 2019

CAD ($)

2014 taxation years [member]

Additional details on Income taxes [line items]

Amount of tax reassessment on dividend received deduction $ 295

X

- Definition
Additional details on Income taxes [line items]
+ References
No definition available.
+ Details

Name: ry_AdditionalDetailsOnIncomeTaxesLineItems

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Amount of tax reassessment on dividend received deduction.
+ References
No definition available.
+ Details

Name: ry_PotentialAdditionalIncomeTaxOnDividendReceivedDeduction

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: ry_TaxYearAxis=ry_TwoThousandFourteenTaxationYearsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 85 R67.htm IDEA: XBRL DOCUMENT v3.19.2

Significant capital and funding transactions - Additional Information (Detail) - CAD ($)
$ / shares in Units, shares in Millions, $ in Millions
3 Months Ended 9 Months Ended

Jul. 25, 2019

Feb. 24, 2019

Nov. 24, 2018

Nov. 02, 2018

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Disclosure of classes of share capital [line items]

Proceeds from issue of preference shares $ 38 $ 24 $ 437 $ 69

Series BO non-cumulative five year rate reset first preference shares [member]

Disclosure of classes of share capital [line items]

Number of preferred shares issued 14.0

Preferred shares issued price per share $ 25

Proceeds from issue of preference shares $ 350

Earliest redemption date Feb. 24, 2024

Initial period annual yield 4.80%

Dividend rate reset The dividend rate will reset on the earliest redemption date and every fifth year thereafter at a rate equal to the 5-year Government of Canada bond yield plus a premium of 2.38%. Holders have the option to convert their shares into Non-Cumulative Floating Rate First Preferred Shares, Series BP, subject to certain conditions, on the earliest redemption date and every fifth year thereafter at a rate equal to the 3-month Government of Canada Treasury Bill yield plus 2.38%.

Premium 2.38%

Redemption price per share $ 25

Preference shares redemption conditions Subject to the consent of OSFI and the requirements of the Bank Act (Canada), we may redeem the Series BO Preferred Shares in whole or in part at a price per share of $25 on the earliest redemption date and every fifth year thereafter. The Series BO Preferred Shares include NVCC provisions which are necessary for the shares to qualify as Tier 1 regulatory capital.

Series AD non-cumulative fixed rate first preference shares [member]

Disclosure of classes of share capital [line items]

Redemption price per share $ 25

Number of shares redeemed 10.0

Series AK non cumulative fixed rate first preference shares [member]

Disclosure of classes of share capital [line items]

Redemption price per share $ 25

Number of shares redeemed 2.4

Series AJ non-cumulative 5-year rate reset first preference shares [member]

Disclosure of classes of share capital [line items]

Redemption price per share $ 25

Number of shares redeemed 13.6

Series AL non-cumulative 5-year rate reset first preference shares [member]

Disclosure of classes of share capital [line items]

Redemption price per share $ 25

Number of shares redeemed 12.0

Subordinated debentures [member]

Disclosure of classes of share capital [line items]

Dated subordinated liabilities $ 1,000 $ 1,000

Interest rate 2.74% 3.04% 3.04%

Maturity Jul. 25, 2019 July 17, 2024

Redemption date Jul. 17, 2019

Percentage of principal amount 100.00%

Dated subordinated issued $ 1,500

Borrowings adjustment to interest rate 0.98%

Borrowings, interest rate basis The notes bear interest at a fixed rate of 2.74% per annum until July 25, 2024, and at the three-month Canadian Dollar Offered Rate plus 0.98% thereafter until their maturity on July 25, 2029.

X

- Definition
The adjustment to the basis (reference rate) used for calculation of the interest rate on borrowings. [Refer: Borrowings]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 7
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_7&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_BorrowingsAdjustmentToInterestRateBasis

Namespace Prefix: ifrs-full_

Data Type: num:percentItemType

Balance Type: na

Period Type: instant

X

- Definition
The interest rate on borrowings. [Refer: Borrowings]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 7
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_7&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_BorrowingsInterestRate

Namespace Prefix: ifrs-full_

Data Type: num:percentItemType

Balance Type: na

Period Type: instant

X

- Definition
The basis (reference rate) used for calculation of the interest rate on borrowings. [Refer: Borrowings]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 7
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_7&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_BorrowingsInterestRateBasis

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The maturity of borrowings. [Refer: Borrowings]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 7
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2018-03-01&anchor=para_7&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_BorrowingsMaturity

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of subordinated liabilities that have a specified repayment date. [Refer: Subordinated liabilities]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DatedSubordinatedLiabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfClassesOfShareCapitalLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The increase in equity through the issue of equity instruments.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-Clause iii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d_iii&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IssueOfEquity

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The number of shares issued by the entity.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_NumberOfSharesIssued

Namespace Prefix: ifrs-full_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: instant

X

- Definition
The cash inflow from borrowings obtained. [Refer: Borrowings]
+ References
Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 17
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_17_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Dividend rate reset.
+ References
No definition available.
+ Details

Name: ry_DividendRateReset

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Number of shares redeemed during period.
+ References
No definition available.
+ Details

Name: ry_NumberOfSharesRedeemedDuringPeriod

Namespace Prefix: ry_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: duration

X

- Definition
Percentage of principal amount.
+ References
No definition available.
+ Details

Name: ry_PercentageOfPrincipalAmount

Namespace Prefix: ry_

Data Type: num:percentItemType

Balance Type: na

Period Type: duration

X

- Definition
Preference shares earliest redemption date.
+ References
No definition available.
+ Details

Name: ry_PreferenceSharesEarliestRedemptionDate

Namespace Prefix: ry_

Data Type: xbrli:dateItemType

Balance Type: na

Period Type: duration

X

- Definition
Preference shares percentage of premium.
+ References
No definition available.
+ Details

Name: ry_PreferenceSharesPercentageOfPremium

Namespace Prefix: ry_

Data Type: num:percentItemType

Balance Type: na

Period Type: duration

X

- Definition
Preference shares redemption conditions.
+ References
No definition available.
+ Details

Name: ry_PreferenceSharesRedemptionConditions

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Preferred shares initial period annual yield.
+ References
No definition available.
+ Details

Name: ry_PreferredSharesInitialPeriodAnnualYield

Namespace Prefix: ry_

Data Type: num:percentItemType

Balance Type: na

Period Type: duration

X

- Definition
Redemption price per share.
+ References
No definition available.
+ Details

Name: ry_RedemptionPricePerShare

Namespace Prefix: ry_

Data Type: num:perShareItemType

Balance Type: na

Period Type: instant

X

- Definition
Shares issued price per share.
+ References
No definition available.
+ Details

Name: ry_SharesIssuedPricePerShare1

Namespace Prefix: ry_

Data Type: num:perShareItemType

Balance Type: na

Period Type: duration

X

- Definition
Subordinated debentures earliest par value redemption date.
+ References
No definition available.
+ Details

Name: ry_SubordinatedDebenturesEarliestParValueRedemptionDate

Namespace Prefix: ry_

Data Type: xbrli:dateItemType

Balance Type: na

Period Type: duration

X

- Details

Name: ifrs-full_ClassesOfShareCapitalAxis=ry_SeriesBONonCumulativeFiveYearRateResetFirstPreferenceSharesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfShareCapitalAxis=ry_SeriesADNonCumulativeFixedRateFirstPreferenceSharesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfShareCapitalAxis=ry_SeriesAKNonCumulativeFixedRateFirstPreferenceSharesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfShareCapitalAxis=ry_SeriesAJNonCumulativeFiveYearRateResetFirstPreferenceSharesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfShareCapitalAxis=ry_SeriesALNonCumulativeFiveYearRateResetFirstPreferenceSharesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_ClassesOfLiabilitiesAxis=ry_SubordinatedDebentureMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 86 R68.htm IDEA: XBRL DOCUMENT v3.19.2

Significant capital and funding transactions - Summary of Common Shares Issued (Detail) - CAD ($)
shares in Thousands, $ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Disclosure of classes of share capital [line items]

Issued in connection with share-based compensation plans $ (9) $ (2) $ (15) $ (6)

Purchased for cancellation $ (197) $ (128) $ (556) $ (1,275)

Common shares [member]

Disclosure of classes of share capital [line items]

Issued in connection with share-based compensation plans, shares 545 440 1,230 1,105

Purchased for cancellation, shares (1,914) (1,283) (5,705) (12,837)

Increase (decrease) in number of ordinary shares issued, shares (1,369) (843) (4,475) (11,732)

Issued in connection with share-based compensation plans $ 38 $ 24 $ 87 $ 69

Purchased for cancellation (24) (16) (70) (157)

Increase (decrease) in equity $ 14 $ 8 $ 17 $ (88)

X

- Definition
The increase (decrease) in equity. [Refer: Equity]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ChangesInEquity

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfClassesOfShareCapitalLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The increase (decrease) in the number of ordinary shares issued. [Refer: Ordinary shares [member]]
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 112
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_112_c&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncreaseDecreaseInNumberOfOrdinarySharesIssued

Namespace Prefix: ifrs-full_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: duration

X

- Definition
The increase (decrease) in equity resulting from share-based payment transactions. [Refer: Equity]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-Clause iii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d_iii&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The increase (decrease) in Common shares resulting from share-based transactions.
+ References
No definition available.
+ Details

Name: ry_IncreaseDecreaseNumberOfSharesThroughShareBasedPaymentTransactions

Namespace Prefix: ry_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: duration

X

- Definition
Number of Cancellation of Repurchased Ordinary Shares
+ References
No definition available.
+ Details

Name: ry_NumberOfCancellationOfRepurchasedOrdinaryShares

Namespace Prefix: ry_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: duration

X

- Definition
Common shares purchased for cancellation.
+ References
No definition available.
+ Details

Name: ry_OrdinarySharesPurchasedForCancellation

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: ifrs-full_ClassesOfShareCapitalAxis=ifrs-full_OrdinarySharesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 87 R69.htm IDEA: XBRL DOCUMENT v3.19.2

Significant capital and funding transactions - Summary of Common Shares Issued (Parenthetical) (Detail) - CAD ($)
$ / shares in Units, $ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Disclosure of classes of share capital [line items]

Book value of shares purchased for cancellation $ 197 $ 128 $ 556 $ 1,275

Common shares [member]

Disclosure of classes of share capital [line items]

Fair value of shares purchased for cancellation $ 197 $ 128 $ 556 $ 1,275

Average cost of shares purchased for cancellation $ 102.82 $ 99.21 $ 97.36 $ 99.28

Book value of shares purchased for cancellation $ 24 $ 16 $ 70 $ 157

Average book value of shares purchased for cancellation $ 12.28 $ 12.23 $ 12.26 $ 12.22

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfClassesOfShareCapitalLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Average book value per share.
+ References
No definition available.
+ Details

Name: ry_AverageBookValuePerShare

Namespace Prefix: ry_

Data Type: num:perShareItemType

Balance Type: na

Period Type: duration

X

- Definition
Average cost of shares repurchased for cancellation.
+ References
No definition available.
+ Details

Name: ry_AverageCostSharesRepurchasedForCancellation

Namespace Prefix: ry_

Data Type: num:perShareItemType

Balance Type: na

Period Type: duration

X

- Definition
Fair value of shares purchased for cancellation.
+ References
No definition available.
+ Details

Name: ry_FairValueOfSharesPurchasedForCancellation

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Common shares purchased for cancellation.
+ References
No definition available.
+ Details

Name: ry_OrdinarySharesPurchasedForCancellation

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: ifrs-full_ClassesOfShareCapitalAxis=ifrs-full_OrdinarySharesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 88 R70.htm IDEA: XBRL DOCUMENT v3.19.2

Earnings per share - Summary of Earnings Per Share (Detail) - CAD ($)
$ / shares in Units, $ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Basic earnings per share

Net income $ 3,263 $ 3,109 $ 9,665 $ 9,181

Preferred share dividends (67) (89) (206) (251)

Net income attributable to non-controlling interests (8) (6) (28)

Net income available to common shareholders $ 3,197 $ 3,031 $ 9,454 $ 8,939

Weighted average number of common shares (in thousands) 1,434,276 1,440,477 1,435,485 1,445,136

Basic earnings per share (in dollars) $ 2.23 $ 2.10 $ 6.59 $ 6.19

Diluted earnings per share

Net income available to common shareholders $ 3,197 $ 3,031 $ 9,454 $ 8,939

Dilutive impact of exchangeable shares 4 4 11 11

Net income available to common shareholders including dilutive impact of exchangeable shares $ 3,201 $ 3,035 $ 9,465 $ 8,950

Weighted average number of common shares (in thousands) 1,434,276 1,440,477 1,435,485 1,445,136

Stock options 2,056 2,547 2,102 2,776

Issuable under other share-based compensation plans 743 731 740 745

Exchangeable shares 3,055 3,201 3,172 3,166

Average number of diluted common shares (in thousands) 1,440,130 1,446,956 1,441,499 1,451,823

Diluted earnings per share (in dollars) $ 2.22 $ 2.10 $ 6.57 $ 6.16

Equity attributable to shareholders [member]

Basic earnings per share

Net income $ 3,263 $ 3,101 $ 9,659 $ 9,153

Preferred share dividends $ (66) $ (71) $ (205) $ (214)

X

- Definition
The weighted average number of ordinary shares outstanding plus the weighted average number of ordinary shares that would be issued on the conversion of all the dilutive potential ordinary shares into ordinary shares. [Refer: Ordinary shares [member]; Weighted average [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 33
-IssueDate 2018-01-01
-Paragraph 70
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=33&date=2018-03-01&anchor=para_70_b&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_AdjustedWeightedAverageShares

Namespace Prefix: ifrs-full_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator) divided by the weighted average number of ordinary shares outstanding during the period (the denominator).
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 33
-IssueDate 2018-01-01
-Paragraph 66
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=33&date=2018-03-01&anchor=para_66&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_BasicEarningsLossPerShare

Namespace Prefix: ifrs-full_

Data Type: num:perShareItemType

Balance Type: na

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_BasicEarningsPerShareAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator), divided by the weighted average number of ordinary shares outstanding during the period (the denominator), both adjusted for the effects of all dilutive potential ordinary shares. [Refer: Ordinary shares [member]; Weighted average [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 33
-IssueDate 2018-01-01
-Paragraph 66
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=33&date=2018-03-01&anchor=para_66&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DilutedEarningsLossPerShare

Namespace Prefix: ifrs-full_

Data Type: num:perShareItemType

Balance Type: na

Period Type: duration

X

- References
No definition available.
+ Details

Name: ifrs-full_DilutedEarningsPerShareAbstract

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The number of dilutive potential ordinary shares that relate to the assumed conversion of the entity's convertible instruments.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 33
-IssueDate 2018-01-01
-Paragraph 70
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=33&date=2018-03-01&anchor=para_70_b&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares

Namespace Prefix: ifrs-full_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: duration

X

- Definition
The number of dilutive potential ordinary shares that relate to the assumed exercise of the entity's share options.
+ References
Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 33
-IssueDate 2018-01-01
-Paragraph 70
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=33&date=2018-03-01&anchor=para_70_b&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares

Namespace Prefix: ifrs-full_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: duration

X

- Definition
The amount of dividends paid by the entity on shares other than ordinary shares. [Refer: Ordinary shares [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 34
-IssueDate 2018-01-01
-Paragraph 16A
-Subparagraph f
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=34&date=2018-03-01&anchor=para_16A_f&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DividendsPaidOtherShares

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 18
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_18_b&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 24
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_24_b&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 32
-Subparagraph a
-Clause ii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_32_a_ii&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_b&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/exampleRef
-Note Effective on first application of IFRS 9
-Name IFRS
-Number 4
-IssueDate 2018-01-01
-Paragraph 39L
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2018-03-02&anchor=para_39L_e&doctype=Standard&book=b
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23&doctype=Standard
-URIDate 2018-03-16

Reference 7: http://www.xbrl.org/2003/role/exampleRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B10
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B10_b&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d_i&doctype=Standard
-URIDate 2018-03-16

Reference 9: http://www.xbrl.org/2003/role/exampleRef
-Note Effective 2021-01-01
-Name IFRS
-Number 17
-IssueDate 2018-01-01
-Paragraph 113
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=17&date=2018-03-01&anchor=para_113_b&doctype=Standard
-URIDate 2018-03-16

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 81A
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_81A_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProfitLoss

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The profit (loss) from continuing and discontinued operations attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph 12
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_12_e&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 81B
-Subparagraph a
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_81B_a_i&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProfitLossAttributableToNoncontrollingInterests

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The profit (loss) attributable to ordinary equity holders of the parent equity. [Refer: Profit (loss)]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 33
-IssueDate 2018-01-01
-Paragraph 70
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=33&date=2018-03-01&anchor=para_70_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The profit (loss) attributable to ordinary equity holders of the parent equity, adjusted for the effects of all dilutive potential ordinary shares. [Refer: Profit (loss)]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 33
-IssueDate 2018-01-01
-Paragraph 70
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=33&date=2018-03-01&anchor=para_70_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The number of ordinary shares outstanding at the beginning of the period, adjusted by the number of ordinary shares bought back or issued during the period multiplied by a time-weighting factor.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 33
-IssueDate 2018-01-01
-Paragraph 70
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=33&date=2018-03-01&anchor=para_70_b&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_WeightedAverageShares

Namespace Prefix: ifrs-full_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: duration

X

- Definition
Dilutive effect of shares issuable under other share based compensation plans.
+ References
No definition available.
+ Details

Name: ry_DilutiveEffectOfSharesIssuableUnderOtherShareBasedCompensationPlans

Namespace Prefix: ry_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: duration

X

- Definition
Dilutive impact of exchangeable shares.
+ References
No definition available.
+ Details

Name: ry_DilutiveImpactOfExchangeableShares

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Details

Name: ifrs-full_ComponentsOfEquityAxis=ifrs-full_EquityAttributableToOwnersOfParentMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 89 R71.htm IDEA: XBRL DOCUMENT v3.19.2

Earnings per share - Summary of Earnings Per Share (Parenthetical) (Detail) - Dilutive potential shares from stock options [member] - CAD ($)
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Earnings per share [line items]

Outstanding options excluded from calculation of diluted earnings per share 0 738,258 765,267 630,088

Average exercise price $ 102.33 $ 102.33 $ 102.33 $ 102.33

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_EarningsPerShareLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The weighted average exercise price of share options outstanding in a share-based payment arrangement. [Refer: Weighted average [member]]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 2
-IssueDate 2018-01-01
-Paragraph 45
-Subparagraph b
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=2&date=2018-03-01&anchor=para_45_b_i&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 2
-IssueDate 2018-01-01
-Paragraph 45
-Subparagraph b
-Clause vi
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=2&date=2018-03-01&anchor=para_45_b_vi&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: instant

X

- Definition
Antidilutive Options Excluded From Computation Of Earnings Per Share Amount1
+ References
No definition available.
+ Details

Name: ry_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareAmount1

Namespace Prefix: ry_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: duration

X

- Details

Name: ry_TypesOfShareBasedPaymentArrangementsUsedToCalculateDilutiveEPSAxis=ry_DilutivePotentialSharesFromStockOptionsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 90 R72.htm IDEA: XBRL DOCUMENT v3.19.2

Results by Business Segment - Detailed Report of Segments (Detail) - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended

Jul. 31, 2019

Jul. 31, 2018

Jul. 31, 2019

Jul. 31, 2018

Oct. 31, 2018

Disclosure of operating segments [line items]

Net interest income $ 5,048 $ 4,596 $ 14,769 $ 13,462

Non-interest income 6,496 6,429 19,863 18,445

Total revenue 11,544 11,025 34,632 31,907

Provision for credit losses 425 346 1,365 954

Insurance policyholder benefits, claims and acquisition expense 1,046 925 3,431 2,182

Non-interest expense 5,992 5,858 17,820 16,951

Net income (loss) before income taxes 4,081 3,896 12,016 11,820

Income taxes (recoveries) 818 787 2,351 2,639

Net income 3,263 3,109 9,665 9,181

Non-interest expense includes:

Depreciation and amortization 456 418 1,352 1,221

Total assets 1,406,893 1,406,893 $ 1,334,734

Total liabilities 1,324,515 1,324,515 1,254,779

Operating segments [member] | Personal & Commercial Banking [member]

Disclosure of operating segments [line items]

Net interest income 3,221 3,001 9,415 8,709

Non-interest income 1,325 1,283 3,882 3,843

Total revenue 4,546 4,284 13,297 12,552

Provision for credit losses 341 339 1,061 956

Non-interest expense 1,959 1,910 5,761 5,539

Net income (loss) before income taxes 2,246 2,035 6,475 6,057

Income taxes (recoveries) 582 525 1,691 1,567

Net income 1,664 1,510 4,784 4,490

Non-interest expense includes:

Depreciation and amortization 159 147 469 432

Total assets 473,914 473,914 453,879

Total liabilities 473,942 473,942 453,878

Operating segments [member] | Wealth Management [member]

Disclosure of operating segments [line items]

Net interest income 773 679 2,248 1,923

Non-interest income 2,256 2,119 6,708 6,263

Total revenue 3,029 2,798 8,956 8,186

Provision for credit losses 27 3 83 (19)

Non-interest expense 2,183 2,059 6,551 6,009

Net income (loss) before income taxes 819 736 2,322 2,196

Income taxes (recoveries) 180 158 501 484

Net income 639 578 1,821 1,712

Non-interest expense includes:

Depreciation and amortization 144 138 443 401

Total assets 101,068 101,068 93,063

Total liabilities 101,276 101,276 93,162

Operating segments [member] | Insurance [member]

Disclosure of operating segments [line items]

Non-interest income 1,463 1,290 4,557 3,240

Total revenue 1,463 1,290 4,557 3,240

Insurance policyholder benefits, claims and acquisition expense 1,046 925 3,431 2,182

Non-interest expense 149 153 453 443

Net income (loss) before income taxes 268 212 673 615

Income taxes (recoveries) 64 54 149 158

Net income 204 158 524 457

Non-interest expense includes:

Depreciation and amortization 12 9 35 27

Total assets 18,451 18,451 16,210

Total liabilities 18,429 18,429 16,289

Operating segments [member] | Investor & Treasury Services [member]

Disclosure of operating segments [line items]

Net interest income (16) 32 (81) 278

Non-interest income 577 588 1,860 1,689

Total revenue 561 620 1,779 1,967

Provision for credit losses 1 1 1 1

Non-interest expense 411 416 1,217 1,196

Net income (loss) before income taxes 149 203 561 770

Income taxes (recoveries) 31 48 131 184

Net income 118 155 430 586

Non-interest expense includes:

Depreciation and amortization 36 30 105 90

Total assets 149,863 149,863 136,030

Total liabilities 149,802 149,802 135,944

Operating segments [member] | Capital Markets [member]

Disclosure of operating segments [line items]

Net interest income 1,048 913 3,111 2,620

Non-interest income 986 1,244 3,190 3,722

Total revenue 2,034 2,157 6,301 6,342

Provision for credit losses 56 3 221 16

Non-interest expense 1,269 1,312 3,788 3,716

Net income (loss) before income taxes 709 842 2,292 2,610

Income taxes (recoveries) 56 144 210 499

Net income 653 698 2,082 2,111

Non-interest expense includes:

Depreciation and amortization 105 94 300 271

Total assets 621,229 621,229 590,950

Total liabilities 620,925 620,925 590,582

Elimination of intersegment amounts [member] | Corporate Support [member]

Disclosure of operating segments [line items]

Net interest income 22 (29) 76 (68)

Non-interest income (111) (95) (334) (312)

Total revenue (89) (124) (258) (380)

Provision for credit losses (1)

Non-interest expense 21 8 50 48

Net income (loss) before income taxes (110) (132) (307) (428)

Income taxes (recoveries) (95) (142) (331) (253)

Net income (15) $ 10 24 $ (175)

Non-interest expense includes:

Total assets 42,368 42,368 44,602

Total liabilities $ (39,859) $ (39,859) $ (35,076)

X

- Definition
The amount of resources: (a) controlled by the entity as a result of past events; and (b) from which future economic benefits are expected to flow to the entity.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph c
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_c&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_a&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_b&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_Assets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
The amount of depreciation and amortisation expense. Depreciation and amortisation are the systematic allocations of depreciable amounts of assets over their useful lives.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23_e&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_e&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B13
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B13_d&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 102
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_102&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 99
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_99&doctype=Standard
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 104
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_104&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_DepreciationAndAmortisationExpense

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.
+ References
No definition available.
+ Details

Name: ifrs-full_DisclosureOfOperatingSegmentsLineItems

Namespace Prefix: ifrs-full_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 26
-IssueDate 2018-01-01
-Paragraph 35
-Subparagraph b
-Clause viii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=26&date=2018-03-01&anchor=para_35_b_viii&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-Subparagraph h
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23_h&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 12
-IssueDate 2018-01-01
-Paragraph 79
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=12&date=2018-03-01&anchor=para_79&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 12
-IssueDate 2018-01-01
-Paragraph 81
-Subparagraph c
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=12&date=2018-03-01&anchor=para_81_c_i&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 82
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_82_d&doctype=Standard
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 12
-IssueDate 2018-01-01
-Paragraph 81
-Subparagraph c
-Clause ii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=12&date=2018-03-01&anchor=para_81_c_ii&doctype=Standard
-URIDate 2018-03-16

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B13
-Subparagraph g
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B13_g&doctype=Appendix&seq=2
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncomeTaxExpenseContinuingOperations

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The increase (decrease) in the allowance account used to record the impairment of financial assets due to credit losses. [Refer: Financial assets; Allowance account for credit losses of financial assets]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2021-01-01
-Name IFRS
-Number 7
-IssueDate 2018-01-01
-Paragraph 16
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=7&date=2017-03-02&anchor=para_16&doctype=Standard&book=b
-URIDate 2018-03-16
+ Details

Name: ifrs-full_IncreaseDecreaseInAllowanceAccountForCreditLossesOfFinancialAssets

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of present obligations of the entity arising from past events, the settlement of which is expected to result in an outflow from the entity of resources embodying economic benefits.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_a&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph d
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_d&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_b&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 13
-IssueDate 2018-01-01
-Paragraph 93
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=13&date=2018-03-01&anchor=para_93_e&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23&doctype=Standard
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 55
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_55&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_Liabilities

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income]
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 7
-IssueDate 2018-01-01
-Paragraph 18
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=7&date=2018-03-01&anchor=para_18_b&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 24
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_24_b&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 1
-IssueDate 2018-01-01
-Paragraph 32
-Subparagraph a
-Clause ii
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=1&date=2018-03-01&anchor=para_32_a_ii&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_b&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/exampleRef
-Note Effective on first application of IFRS 9
-Name IFRS
-Number 4
-IssueDate 2018-01-01
-Paragraph 39L
-Subparagraph e
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=4&date=2018-03-02&anchor=para_39L_e&doctype=Standard&book=b
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23&doctype=Standard
-URIDate 2018-03-16

Reference 7: http://www.xbrl.org/2003/role/exampleRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B10
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B10_b&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 106
-Subparagraph d
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_106_d_i&doctype=Standard
-URIDate 2018-03-16

Reference 9: http://www.xbrl.org/2003/role/exampleRef
-Note Effective 2021-01-01
-Name IFRS
-Number 17
-IssueDate 2018-01-01
-Paragraph 113
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=17&date=2018-03-01&anchor=para_113_b&doctype=Standard
-URIDate 2018-03-16

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 81A
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_81A_a&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProfitLoss

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The profit (loss) before tax expense or income. [Refer: Profit (loss)]
+ References
Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_b&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 103
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_103&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 102
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_102&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 5
-IssueDate 2018-01-01
-Paragraph 33
-Subparagraph b
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=5&date=2018-03-01&anchor=para_33_b_i&doctype=Standard
-URIDate 2018-03-16
+ Details

Name: ifrs-full_ProfitLossBeforeTax

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The income arising in the course of an entity's ordinary activities. Income is increases in economic benefits during the accounting period in the form of inflows or enhancements of assets or decreases of liabilities that result in an increase in equity, other than those relating to contributions from equity participants.
+ References
Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 28
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_28_a&doctype=Standard
-URIDate 2018-03-16

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 23
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_23_a&doctype=Standard
-URIDate 2018-03-16

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 32
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_32&doctype=Standard
-URIDate 2018-03-16

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 33
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_33_a&doctype=Standard
-URIDate 2018-03-16

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 8
-IssueDate 2018-01-01
-Paragraph 34
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=8&date=2018-03-01&anchor=para_34&doctype=Standard
-URIDate 2018-03-16

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 82
-Subparagraph a
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_82_a&doctype=Standard
-URIDate 2018-03-16

Reference 7: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 103
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_103&doctype=Standard
-URIDate 2018-03-16

Reference 8: http://www.xbrl.org/2003/role/exampleRef
-Name IAS
-Number 1
-IssueDate 2018-01-01
-Paragraph 102
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&num=1&date=2018-03-01&anchor=para_102&doctype=Standard
-URIDate 2018-03-16

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 5
-IssueDate 2018-01-01
-Paragraph 33
-Subparagraph b
-Clause i
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=5&date=2018-03-01&anchor=para_33_b_i&doctype=Standard
-URIDate 2018-03-16

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B12
-Subparagraph b
-Clause v
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B12_b_v&doctype=Appendix&seq=2
-URIDate 2018-03-16

Reference 11: http://www.xbrl.org/2003/role/exampleRef
-Name IFRS
-Number 12
-IssueDate 2018-01-01
-Paragraph B10
-Subparagraph b
-URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&num=12&date=2018-03-01&anchor=para_B10_b&doctype=Appendix&seq=2
-URIDate 2018-03-16
+ Details

Name: ifrs-full_Revenue

Namespace Prefix: ifrs-full_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
The amount of policyholder benefits and claims, net of reinsurance recoveries, and acquisition and administration expense relating to insurance contracts.
+ References
No definition available.
+ Details

Name: ry_BenefitsAndClaimsNetOfReinsuranceRecoveriesAndAcquisitionAndAdministrationExpenseRelatedToInsuranceContracts

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
The amount of net income or expense arising from interest.
+ References
No definition available.
+ Details

Name: ry_InterestRevenueExpenseNet1

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition
Total aggregate amount of all non-interest expense.
+ References
No definition available.
+ Details

Name: ry_NonInterestExpense1

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition
Non interest expense.
+ References
No definition available.
+ Details

Name: ry_NonInterestExpense1Abstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
The total amount of non-interest income which may be derived from: (1) fees and commissions; (2) insurance related income; (3) the sale or disposal of assets; and (4) other sources not otherwise specified.
+ References
No definition available.
+ Details

Name: ry_NonInterestIncome1

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Details

Name: ifrs-full_SegmentConsolidationItemsAxis=ifrs-full_OperatingSegmentsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_SegmentsAxis=ry_PersonalAndCommercialBankingMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_SegmentsAxis=ry_WealthManagementMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_SegmentsAxis=ry_InsuranceMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_SegmentsAxis=ry_InvestorAndTreasuryServicesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_SegmentsAxis=ry_CapitalMarketsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_SegmentConsolidationItemsAxis=ifrs-full_EliminationOfIntersegmentAmountsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: ifrs-full_SegmentsAxis=ifrs-full_AllOtherSegmentsMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 91 R73.htm IDEA: XBRL DOCUMENT v3.19.2

Capital management - Summary of Regulatory Capital and Capital Ratios (Detail) - CAD ($)
$ in Millions

Jul. 31, 2019

Oct. 31, 2018

Capital

CET1 capital $ 60,938 $ 57,001

Tier 1 capital 66,615 63,279

Total capital 76,563 72,494

Risk-weighted Assets (RWA) used in calculation of capital ratios

CET1 capital RWA 510,664 495,528

Tier 1 capital RWA 510,664 495,993

Total capital RWA 510,664 496,459

Total capital RWA consisting of:

Credit risk 415,977 401,534

Market risk 29,425 32,209

Operational risk 65,262 62,716

Total Capital RWA $ 510,664 $ 496,459

Capital ratios and Leverage ratios

CET1 ratio 11.90% 11.50%

Tier 1 capital ratio 13.00% 12.80%

Total capital ratio 15.00% 14.60%

Leverage ratio 4.40% 4.40%

Leverage ratio exposure (billions) $ 1,529,400 $ 1,450,800

X

- Definition
The amount of Total capital.
+ References
No definition available.
+ Details

Name: ry_Capital1

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Capital.
+ References
No definition available.
+ Details

Name: ry_Capital1Abstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Capital ratios and leverage ratios.
+ References
No definition available.
+ Details

Name: ry_CapitalRatiosAndLeverageRatiosAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Common equity tier 1 capital amount
+ References
No definition available.
+ Details

Name: ry_CommonEquityTierOneCapitalAmount

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Common equity tier 1 capital ratio.
+ References
No definition available.
+ Details

Name: ry_CommonEquityTierOneCapitalRatio1

Namespace Prefix: ry_

Data Type: num:percentItemType

Balance Type: na

Period Type: instant

X

- Definition
Risk-weighted assets used in calculation of Common Equity Tier 1 capital ratio.
+ References
No definition available.
+ Details

Name: ry_CommonEquityTierOneCapitalRatioRiskWeightedAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Total credit risk risk-weighted assets.
+ References
No definition available.
+ Details

Name: ry_CreditRiskWeightedAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Leverage ratio.
+ References
No definition available.
+ Details

Name: ry_LeverageRatio

Namespace Prefix: ry_

Data Type: num:percentItemType

Balance Type: na

Period Type: instant

X

- Definition
Leverage ratio exposure.
+ References
No definition available.
+ Details

Name: ry_LeverageRatioExposure

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Total market risk risk-weighted assets.
+ References
No definition available.
+ Details

Name: ry_MarketRiskWeightedAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Total operational risk risk-weighted assets.
+ References
No definition available.
+ Details

Name: ry_OperationalRiskWeightedAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Risk-weighted assets used in calculation of capital ratios.
+ References
No definition available.
+ Details

Name: ry_RiskweightedAssetsUsedInCalculationOfCapitalRatiosAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition
Tier 1 Capital.
+ References
No definition available.
+ Details

Name: ry_TierOneCapital

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Tier 1 capital ratio.
+ References
No definition available.
+ Details

Name: ry_TierOneCapitalRatio

Namespace Prefix: ry_

Data Type: num:percentItemType

Balance Type: na

Period Type: instant

X

- Definition
Risk-weighted assets used in calculation of Tier 1 capital ratio.
+ References
No definition available.
+ Details

Name: ry_TierOneCapitalRatioRiskWeightedAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Total Capital ratio
+ References
No definition available.
+ Details

Name: ry_TotalCapitalRatio

Namespace Prefix: ry_

Data Type: num:percentItemType

Balance Type: na

Period Type: instant

X

- Definition
Risk-weighted assets used in calculation of Total capital ratio.
+ References
No definition available.
+ Details

Name: ry_TotalCapitalRatioRiskWeightedAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition
Total capital risk-weighted assets.
+ References
No definition available.
+ Details

Name: ry_TotalCapitalRiskWeightedAssets

Namespace Prefix: ry_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition
Total Capital risk-weighted assets.
+ References
No definition available.
+ Details

Name: ry_TotalCapitalRiskweightedAssetsAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 92 R74.htm IDEA: XBRL DOCUMENT v3.19.2

Capital management - Summary of Regulatory Capital and Capital Ratios (Parenthetical) (Detail)

Oct. 31, 2018

Regulatory capital and capital ratios [abstract]

Credit Valuation Adjustment scalar Common Equity Tier 1 capital 80.00%

Credit Valuation Adjustment scalar Tier 1 capital 83.00%

Credit Valuation Adjustment scalar Total capital 86.00%

X

- Definition
CVA Scalar Common Equity Tier 1 Capital.
+ References
No definition available.
+ Details

Name: ry_CVAScalarCommonEquityTierOneCapital

Namespace Prefix: ry_

Data Type: num:percentItemType

Balance Type: na

Period Type: instant

X

- Definition
CVA Scalar Tier 1 Capital.
+ References
No definition available.
+ Details

Name: ry_CVAScalarTierOneCapital

Namespace Prefix: ry_

Data Type: num:percentItemType

Balance Type: na

Period Type: instant

X

- Definition
CVA Scalar Total Capital.
+ References
No definition available.
+ Details

Name: ry_CVAScalarTotalCapital

Namespace Prefix: ry_

Data Type: num:percentItemType

Balance Type: na

Period Type: instant

X

- Definition
Regulatory capital and capital ratios.
+ References
No definition available.
+ Details

Name: ry_RegulatoryCapitalAndCapitalRatiosAbstract

Namespace Prefix: ry_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

EXCEL 93 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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â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end XML 94 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 95 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 96 FilingSummary.xml IDEA: XBRL DOCUMENT 3.19.2 html 1283 432 1 false 163 0 false 4 false false R1.htm 101 - Document - Document and Entity Information Sheet http://imetrix.edgar-online.com/taxonomy/role/DocumentandEntityInformation Document and Entity Information Cover 1 false false R2.htm 103 - Statement - Interim Condensed Consolidated Balance Sheets (unaudited) Sheet http://imetrix.edgar-online.com/taxonomy/role/StatementOfFinancialPositionOrderOfLiquidity-220000 Interim Condensed Consolidated Balance Sheets (unaudited) Statements 2 false false R3.htm 104 - Statement - Interim Condensed Consolidated Statements of Income (unaudited) Sheet http://imetrix.edgar-online.com/taxonomy/role/StatementOfComprehensiveIncomeProfitOrLossByNatureOfExpense-320000 Interim Condensed Consolidated Statements of Income (unaudited) Statements 3 false false R4.htm 105 - Statement - Interim Condensed Consolidated Statements of Comprehensive Income (unaudited) Sheet http://imetrix.edgar-online.com/taxonomy/role/StatementOfComprehensiveIncomeOCIComponentsPresentedNetOfTax-410000 Interim Condensed Consolidated Statements of Comprehensive Income (unaudited) Statements 4 false false R5.htm 106 - Statement - Interim Condensed Consolidated Statements of Changes in Equity (unaudited) Sheet http://imetrix.edgar-online.com/taxonomy/role/StatementOfChangesInEquity-610000 Interim Condensed Consolidated Statements of Changes in Equity (unaudited) Statements 5 false false R6.htm 107 - Statement - Interim Condensed Consolidated Statements of Cash Flows (unaudited) Sheet http://imetrix.edgar-online.com/taxonomy/role/StatementOfCashFlowsIndirectMethod-520000 Interim Condensed Consolidated Statements of Cash Flows (unaudited) Statements 6 false false R7.htm 108 - Statement - Interim Condensed Consolidated Statements of Cash Flows (unaudited) (Parenthetical) Sheet http://imetrix.edgar-online.com/taxonomy/role/StatementOfCashFlowsIndirectMethod-520000Parenthetical Interim Condensed Consolidated Statements of Cash Flows (unaudited) (Parenthetical) Statements 7 false false R8.htm 109 - Disclosure - General information Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfGeneralInformationAboutFinancialStatementsExplanatory General information Notes 8 false false R9.htm 110 - Disclosure - Summary of significant accounting policies, estimates and judgments Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfAccountingJudgementsAndEstimatesExplanatory Summary of significant accounting policies, estimates and judgments Notes 9 false false R10.htm 111 - Disclosure - Fair value of financial instruments Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfFairValueOfFinancialInstrumentsExplanatory Fair value of financial instruments Notes 10 false false R11.htm 112 - Disclosure - Securities Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfSecuritiesExplanatory Securities Notes 11 false false R12.htm 113 - Disclosure - Loans and allowance for credit losses Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfLoansAndAllowanceForCreditLossesExplanatory Loans and allowance for credit losses Notes 12 false false R13.htm 114 - Disclosure - Deposits Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfDepositsExplanatory Deposits Notes 13 false false R14.htm 115 - Disclosure - Employee benefits - Pension and other post-employment benefits Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfEmployeeBenefitsExplanatory Employee benefits - Pension and other post-employment benefits Notes 14 false false R15.htm 116 - Disclosure - Income taxes Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfIncomeTaxExplanatory Income taxes Notes 15 false false R16.htm 117 - Disclosure - Significant capital and funding transactions Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfIssuedCapitalExplanatory Significant capital and funding transactions Notes 16 false false R17.htm 118 - Disclosure - Earnings per share Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfEarningsPerShareExplanatory Earnings per share Notes 17 false false R18.htm 119 - Disclosure - Legal and regulatory matters Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfLegalAndRegulatoryMattersExplanatory Legal and regulatory matters Notes 18 false false R19.htm 120 - Disclosure - Results by business segment Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfEntitysReportableSegmentsExplanatory Results by business segment Notes 19 false false R20.htm 121 - Disclosure - Capital management Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfCapitalManagementExplanatory Capital management Notes 20 false false R21.htm 122 - Disclosure - Significant dispositions Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfSignificantAcquisitionsAndDispositionsExplanatory Significant dispositions Notes 21 false false R22.htm 123 - Disclosure - Summary of significant accounting policies, estimates and judgments (Policies) Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfAccountingJudgementsAndEstimatesExplanatoryPolicies Summary of significant accounting policies, estimates and judgments (Policies) Policies 22 false false R23.htm 124 - Disclosure - Fair value of financial instruments (Tables) Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfFairValueOfFinancialInstrumentsExplanatoryTables Fair value of financial instruments (Tables) Tables http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfFairValueOfFinancialInstrumentsExplanatory 23 false false R24.htm 125 - Disclosure - Securities (Tables) Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfSecuritiesExplanatoryTables Securities (Tables) Tables http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfSecuritiesExplanatory 24 false false R25.htm 126 - Disclosure - Loans and allowance for credit losses (Tables) Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfLoansAndAllowanceForCreditLossesExplanatoryTables Loans and allowance for credit losses (Tables) Tables http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfLoansAndAllowanceForCreditLossesExplanatory 25 false false R26.htm 127 - Disclosure - Deposits (Tables) Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfDepositsExplanatoryTables Deposits (Tables) Tables http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfDepositsExplanatory 26 false false R27.htm 128 - Disclosure - Employee benefits - Pension and other post-employment benefits (Tables) Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfEmployeeBenefitsExplanatoryTables Employee benefits - Pension and other post-employment benefits (Tables) Tables http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfEmployeeBenefitsExplanatory 27 false false R28.htm 129 - Disclosure - Significant capital and funding transactions (Tables) Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfIssuedCapitalExplanatoryTables Significant capital and funding transactions (Tables) Tables http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfIssuedCapitalExplanatory 28 false false R29.htm 130 - Disclosure - Earnings per share (Tables) Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfEarningsPerShareExplanatoryTables Earnings per share (Tables) Tables http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfEarningsPerShareExplanatory 29 false false R30.htm 131 - Disclosure - Results by business segment (Tables) Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfEntitysReportableSegmentsExplanatoryTables Results by business segment (Tables) Tables http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfEntitysReportableSegmentsExplanatory 30 false false R31.htm 132 - Disclosure - Capital management (Tables) Sheet http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfCapitalManagementExplanatoryTables Capital management (Tables) Tables http://imetrix.edgar-online.com/taxonomy/role/NotesToFinancialStatementsDisclosureOfCapitalManagementExplanatory 31 false false R32.htm 133 - Disclosure - Summary of significant accounting policies, estimates and judgments - Additional Information (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureSummaryOfSignificantAccountingPoliciesEstimatesAndJudgmentsAdditionalInformation Summary of significant accounting policies, estimates and judgments - Additional Information (Detail) Details 32 false false R33.htm 134 - Disclosure - Fair value of financial instruments - Summary of Comparison of Carrying and Fair Values for Each Classification of Financial Instrument (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureFairValueOfFinancialInstrumentsSummaryOfComparisonOfCarryingAndFairValuesForEachClassificationOfFinancialInstrument Fair value of financial instruments - Summary of Comparison of Carrying and Fair Values for Each Classification of Financial Instrument (Detail) Details 33 false false R34.htm 135 - Disclosure - Fair value of financial instrument - Summary of Fair Value of Assets and Liabilities Measured at Fair Value on a Recurring Basis and Classified Using Fair Value Hierarchy (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureFairValueOfFinancialInstrumentSummaryOfFairValueOfAssetsAndLiabilitiesMeasuredAtFairValueOnARecurringBasisAndClassifiedUsingFairValueHierarchy Fair value of financial instrument - Summary of Fair Value of Assets and Liabilities Measured at Fair Value on a Recurring Basis and Classified Using Fair Value Hierarchy (Detail) Details 34 false false R35.htm 136 - Disclosure - Fair value of financial instrument - Summary of Fair Value of Assets and Liabilities Measured at Fair Value on a Recurring Basis and Classified Using Fair Value Hierarchy (Parenthetical) (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureFairValueOfFinancialInstrumentSummaryOfFairValueOfAssetsAndLiabilitiesMeasuredAtFairValueOnARecurringBasisAndClassifiedUsingFairValueHierarchyParenthetical Fair value of financial instrument - Summary of Fair Value of Assets and Liabilities Measured at Fair Value on a Recurring Basis and Classified Using Fair Value Hierarchy (Parenthetical) (Detail) Details 35 false false R36.htm 137 - Disclosure - Fair value of financial instruments - Changes in Fair Value Measurement for Instruments Measured on a Recurring Basis and Categorized in Level 3 (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureFairValueOfFinancialInstrumentsChangesInFairValueMeasurementForInstrumentsMeasuredOnARecurringBasisAndCategorizedInLevel3 Fair value of financial instruments - Changes in Fair Value Measurement for Instruments Measured on a Recurring Basis and Categorized in Level 3 (Detail) Details 36 false false R37.htm 138 - Disclosure - Fair value of financial instruments - Changes in Fair Value Measurement for Instruments Measured on a Recurring Basis and Categorized in Level 3 (Parenthetical) (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureFairValueOfFinancialInstrumentsChangesInFairValueMeasurementForInstrumentsMeasuredOnARecurringBasisAndCategorizedInLevel3Parenthetical Fair value of financial instruments - Changes in Fair Value Measurement for Instruments Measured on a Recurring Basis and Categorized in Level 3 (Parenthetical) (Detail) Details 37 false false R38.htm 139 - Disclosure - Fair value of financial instrument - Additional Information (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureFairValueOfFinancialInstrumentAdditionalInformation Fair value of financial instrument - Additional Information (Detail) Details 38 false false R39.htm 140 - Disclosure - Fair value of financial instruments - Summary of Net Interest Income From Financial Instruments (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureFairValueOfFinancialInstrumentsSummaryOfNetInterestIncomeFromFinancialInstruments Fair value of financial instruments - Summary of Net Interest Income From Financial Instruments (Detail) Details 39 false false R40.htm 141 - Disclosure - Fair value of financial instruments - Summary of Net Interest Income From Financial Instruments (Parenthetical) (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureFairValueOfFinancialInstrumentsSummaryOfNetInterestIncomeFromFinancialInstrumentsParenthetical Fair value of financial instruments - Summary of Net Interest Income From Financial Instruments (Parenthetical) (Detail) Details 40 false false R41.htm 142 - Disclosure - Securities - Summary of Unrealized Gains and Losses on Securities at Fair Value through Other Comprehensive Income (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureSecuritiesSummaryOfUnrealizedGainsAndLossesOnSecuritiesAtFairValueThroughOtherComprehensiveIncome Securities - Summary of Unrealized Gains and Losses on Securities at Fair Value through Other Comprehensive Income (Detail) Details 41 false false R42.htm 143 - Disclosure - Securities - Summary of Unrealized Gains and Losses on Securities at Fair Value through Other Comprehensive Income (Parenthetical) (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureSecuritiesSummaryOfUnrealizedGainsAndLossesOnSecuritiesAtFairValueThroughOtherComprehensiveIncomeParenthetical Securities - Summary of Unrealized Gains and Losses on Securities at Fair Value through Other Comprehensive Income (Parenthetical) (Detail) Details 42 false false R43.htm 144 - Disclosure - Securities - Summary of Allowance for Credit Losses - Securities at FVOCI (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureSecuritiesSummaryOfAllowanceForCreditLossesSecuritiesAtFVOCI Securities - Summary of Allowance for Credit Losses - Securities at FVOCI (Detail) Details 43 false false R44.htm 145 - Disclosure - Securities - Summary of Allowance for Credit Losses - Securities at Amortized Cost (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureSecuritiesSummaryOfAllowanceForCreditLossesSecuritiesAtAmortizedCost Securities - Summary of Allowance for Credit Losses - Securities at Amortized Cost (Detail) Details 44 false false R45.htm 146 - Disclosure - Securities - Summary of Credit Risk Exposure by Internal Risk Rating (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureSecuritiesSummaryOfCreditRiskExposureByInternalRiskRating Securities - Summary of Credit Risk Exposure by Internal Risk Rating (Detail) Details 45 false false R46.htm 147 - Disclosure - Securities - Summary of Credit Risk Exposure by Internal Risk Rating (Parenthetical) (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureSecuritiesSummaryOfCreditRiskExposureByInternalRiskRatingParenthetical Securities - Summary of Credit Risk Exposure by Internal Risk Rating (Parenthetical) (Detail) Details 46 false false R47.htm 148 - Disclosure - Loans and Allowance for Credit Losses - Disclosure of Allowance for Credit Losses (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureLoansAndAllowanceForCreditLossesDisclosureOfAllowanceForCreditLosses Loans and Allowance for Credit Losses - Disclosure of Allowance for Credit Losses (Detail) Details 47 false false R48.htm 149 - Disclosure - Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Residential Mortgages (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureLoansAndAllowanceForCreditLossesReconciliationOfAllowanceForCreditLossesResidentialMortgages Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Residential Mortgages (Detail) Details 48 false false R49.htm 150 - Disclosure - Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Personal (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureLoansAndAllowanceForCreditLossesReconciliationOfAllowanceForCreditLossesPersonal Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Personal (Detail) Details 49 false false R50.htm 151 - Disclosure - Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Credit Cards (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureLoansAndAllowanceForCreditLossesReconciliationOfAllowanceForCreditLossesCreditCards Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Credit Cards (Detail) Details 50 false false R51.htm 152 - Disclosure - Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Small Business (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureLoansAndAllowanceForCreditLossesReconciliationOfAllowanceForCreditLossesSmallBusiness Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Small Business (Detail) Details 51 false false R52.htm 153 - Disclosure - Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Wholesale (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureLoansAndAllowanceForCreditLossesReconciliationOfAllowanceForCreditLossesWholesale Loans and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses - Wholesale (Detail) Details 52 false false R53.htm 154 - Disclosure - Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Residential Mortgage (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureLoansAndAllowanceForCreditLossesSummaryOfGrossCarryingAmountOfLoansMeasuredAtAmortizedCostResidentialMortgage Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Residential Mortgage (Detail) Details 53 false false R54.htm 155 - Disclosure - Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Personal (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureLoansAndAllowanceForCreditLossesSummaryOfGrossCarryingAmountOfLoansMeasuredAtAmortizedCostPersonal Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Personal (Detail) Details 54 false false R55.htm 156 - Disclosure - Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Credit Cards (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureLoansAndAllowanceForCreditLossesSummaryOfGrossCarryingAmountOfLoansMeasuredAtAmortizedCostCreditCards Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Credit Cards (Detail) Details 55 false false R56.htm 157 - Disclosure - Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Small Business (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureLoansAndAllowanceForCreditLossesSummaryOfGrossCarryingAmountOfLoansMeasuredAtAmortizedCostSmallBusiness Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Small Business (Detail) Details 56 false false R57.htm 158 - Disclosure - Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Undrawn Loan Commitments Retail (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureLoansAndAllowanceForCreditLossesSummaryOfGrossCarryingAmountOfLoansMeasuredAtAmortizedCostUndrawnLoanCommitmentsRetail Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Undrawn Loan Commitments Retail (Detail) Details 57 false false R58.htm 159 - Disclosure - Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Wholesale (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureLoansAndAllowanceForCreditLossesSummaryOfGrossCarryingAmountOfLoansMeasuredAtAmortizedCostWholesale Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Wholesale (Detail) Details 58 false false R59.htm 160 - Disclosure - Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Undrawn Loan Commitments Wholesale (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureLoansAndAllowanceForCreditLossesSummaryOfGrossCarryingAmountOfLoansMeasuredAtAmortizedCostUndrawnLoanCommitmentsWholesale Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Undrawn Loan Commitments Wholesale (Detail) Details 59 false false R60.htm 161 - Disclosure - Loans and Allowance for Credit Losses - Disclosure of Loans Past Due But Not Impaired (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureLoansAndAllowanceForCreditLossesDisclosureOfLoansPastDueButNotImpaired Loans and Allowance for Credit Losses - Disclosure of Loans Past Due But Not Impaired (Detail) Details 60 false false R61.htm 162 - Disclosure - Deposits - Summary of Deposit Liabilities (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureDepositsSummaryOfDepositLiabilities Deposits - Summary of Deposit Liabilities (Detail) Details 61 false false R62.htm 163 - Disclosure - Deposits - Summary of Deposit Liabilities (Parenthetical) (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureDepositsSummaryOfDepositLiabilitiesParenthetical Deposits - Summary of Deposit Liabilities (Parenthetical) (Detail) Details 62 false false R63.htm 164 - Disclosure - Deposits - Summary of Contractual Maturities of Term Deposit Liabilities (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureDepositsSummaryOfContractualMaturitiesOfTermDepositLiabilities Deposits - Summary of Contractual Maturities of Term Deposit Liabilities (Detail) Details 63 false false R64.htm 165 - Disclosure - Employee benefits - Pension and other post-employment benefits - Summary of Composition of Pension and Other Post-employment Benefit Expense (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureEmployeeBenefitsPensionAndOtherPostemploymentBenefitsSummaryOfCompositionOfPensionAndOtherPostemploymentBenefitExpense Employee benefits - Pension and other post-employment benefits - Summary of Composition of Pension and Other Post-employment Benefit Expense (Detail) Details 64 false false R65.htm 166 - Disclosure - Employee benefits - Pension and other post-employment benefits - Summary of Composition of Remeasurements Recorded in OCI (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureEmployeeBenefitsPensionAndOtherPostemploymentBenefitsSummaryOfCompositionOfRemeasurementsRecordedInOCI Employee benefits - Pension and other post-employment benefits - Summary of Composition of Remeasurements Recorded in OCI (Detail) Details 65 false false R66.htm 167 - Disclosure - Income taxes - Additional Information (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureIncomeTaxesAdditionalInformation Income taxes - Additional Information (Detail) Details 66 false false R67.htm 168 - Disclosure - Significant capital and funding transactions - Additional Information (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureSignificantCapitalAndFundingTransactionsAdditionalInformation Significant capital and funding transactions - Additional Information (Detail) Details 67 false false R68.htm 169 - Disclosure - Significant capital and funding transactions - Summary of Common Shares Issued (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureSignificantCapitalAndFundingTransactionsSummaryOfCommonSharesIssued Significant capital and funding transactions - Summary of Common Shares Issued (Detail) Details 68 false false R69.htm 170 - Disclosure - Significant capital and funding transactions - Summary of Common Shares Issued (Parenthetical) (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureSignificantCapitalAndFundingTransactionsSummaryOfCommonSharesIssuedParenthetical Significant capital and funding transactions - Summary of Common Shares Issued (Parenthetical) (Detail) Details 69 false false R70.htm 171 - Disclosure - Earnings per share - Summary of Earnings Per Share (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureEarningsPerShareSummaryOfEarningsPerShare Earnings per share - Summary of Earnings Per Share (Detail) Details 70 false false R71.htm 172 - Disclosure - Earnings per share - Summary of Earnings Per Share (Parenthetical) (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureEarningsPerShareSummaryOfEarningsPerShareParenthetical Earnings per share - Summary of Earnings Per Share (Parenthetical) (Detail) Details 71 false false R72.htm 173 - Disclosure - Results by Business Segment - Detailed Report of Segments (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureResultsByBusinessSegmentDetailedReportOfSegments Results by Business Segment - Detailed Report of Segments (Detail) Details 72 false false R73.htm 174 - Disclosure - Capital management - Summary of Regulatory Capital and Capital Ratios (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureCapitalManagementSummaryOfRegulatoryCapitalAndCapitalRatios Capital management - Summary of Regulatory Capital and Capital Ratios (Detail) Details 73 false false R74.htm 175 - Disclosure - Capital management - Summary of Regulatory Capital and Capital Ratios (Parenthetical) (Detail) Sheet http://imetrix.edgar-online.com/taxonomy/role/DisclosureCapitalManagementSummaryOfRegulatoryCapitalAndCapitalRatiosParenthetical Capital management - Summary of Regulatory Capital and Capital Ratios (Parenthetical) (Detail) Details 74 false false All Reports Book All Reports ry-20190731.xml ry-20190731.xsd ry-20190731_cal.xml ry-20190731_def.xml ry-20190731_lab.xml ry-20190731_pre.xml http://fasb.org/srt/2018-01-31 http://xbrl.sec.gov/country/2017-01-31 http://xbrl.sec.gov/currency/2017-01-31 http://xbrl.ifrs.org/taxonomy/2018-03-16/ifrs-full http://xbrl.sec.gov/dei/2019-01-31 http://xbrl.sec.gov/invest/2013-01-31 true true ZIP 99 0001193125-19-225574-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001193125-19-225574-xbrl.zip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�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έ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
_A7>T;YZE*F"2'5L.;ZENW#SBT_5G\H&I&@L(6>5"HSOJU> M1$]1B!7WZGML:/@57)F133\OGQ_QN<'61/KEK"%:-RC"<;^8M:]78\*F>#'* M6?O^#7I"R1;5TN&[V5MV'RAE79E%==?(5;+I+7,FTJA:HB8X(AJ4?,KM9"FW6:'&$==]?89TP S MA2/8VY?+\> [GJQ!5C!4V">/\&F2[75JR:KG/VES#$1E[\7&]$BK/(&H_,T M*;<$]M!*579%TGJ?TQ)4IBZ\S(_^,G_<[\AR9 0G&0B=AZQ&5VKEYD7\SIY*@@BOH4H^X>A;035=J=6<@I^:;1+_R#"35 M>(GH5C1>19?_VF+MICW1F+9J5D%7,.;3A)@("ZHY*ET=HB544.$D =!HV3QE M<89UTY[&NDADO]].R>&DM=:R;1D;;7P$(0V:-I;R4QHDMUM\T$3%MD""V,?B M\L;]^8S7\CI8H[[>SNJ/H+QQ?\HQ6%R>7XC4658'51N &,$0(_CP,8(U+[:^ MV@7' 8]_K_;?YW"B8-6^.B#*P*=\?/GO@2@#FT@+\97FK(:2R$;L*]M9 R6^ MY;H%RE<:BM2Q*3(/MC#Y2C.1@8EI_VGA\95.(@./Z$+;HN37R[Z6-5KBI7;/ MZ.G_Y4C%Q*WB]6C(-70Z<+T^>E9-B4?*0E2"U\2*J4=7_+7"-ZG2V_J&L%5[ MOZ^D,_5G-85\ =X1&$W1DIO"4Q) CX%P9>!(2&,[Q7'ZG9#L3Y?+=)L4']+L M' ]-5-1=7)%K45>WW6TVORW.KRA4*+/V7'E3]3YD/;"-;+*--AN4D9%F6?.8 MS GYJJX@#@PD8""-PT "_H_M4/SRDK55')7J ('T*3M]KWD=]8TKR"B? X6 M<+!J*?^.XO N/4_C&"T[6KAH3LI56&7#'&'PR!;^^7D0>%M$:S)MQ$[?C6KI"NSB[,.N*>[J)XS M\B7+# 4YND#5?^N9\@45E\_+AR!9HXMHA>\A")_GIFK#5%\UGK_7*%NEV29* MUN6\7"3,^H$WUVE>&/S67S+ ]8WGNLB#)\7:17R6+;7&7 MMJ>)N6P6VP8BS/SL?,!:.,@;F_JZ-7H3?D080J*$9H5OF(YRC,/SL+VI^^V= MX;-Q-7DODSF[MG(>]80W,/##-'UT/\XC"!Z2)?#3M2\V1P_S)NU_K 2[T'4, M /XS,PVA8]L?_2=F&C _;%FI_6=_2%J%>YGLE">UKS?$$4V+]Y'_GG[IB'PBH91"^L)HS&;C1,#?!ZX3KG$ AK9.PG>_B<+E+H M?,FQ('4":1.('7Z2>JL>GP3Y7]<@K MSWIDU7513I_)ND#PG"/!<\\?7).]26L#J)E S01J)E S@9H)U,SY4C/Q6AR) MF*G3\M'13^W*^3T=2TJ-EH%B.Y?7)^T;.A!%1X,5N*+N3^#CI(L*+%G &+4& M'I!&#<"3W@F.@3IJQ76&";__>A%0;QV!#JBW0+V=F'I+?3\ 7BWUN !>[8%Y MM5KF/#U6+5#8K)K+K/!J810LB66NY;NF7_6.9CWZG<9)D/K4-G+U<)%@QWG/SU!O!AKKZFX\#Z)2UNM_?_1$NLQ;77QZ$\HWW) 0PF M L!<>M])_X>BABNQICG5YR'MX%46B/\S(?X#(;Z_QWB=MMA)NC_35&^0Q9?7 MC@L)BI6$D6[4!4%Z0#WS,@I R__L%+'ZQG6/-^/$^ M3REMW)@7J:HC61(U.,9^ ^WG%U=CQW@/WKC6?[UF ">(V[%ZVKT>%@S M M2684;OH=YS<.7MI=.]HKL)'[A2@2N5<^"!*]6TKD"^GAP3N +Y>FI,X JD MX8(_"^@,7($@ O^$ ',?;_WWD_3.WVK.--7K4!$ML3R.O,X"9PPX8SJR M F<,6!9*0?W":@XU2B/SP9U;W+@W=HA19DPH!^_I\/8]F@'8T.+KK6HZNLGR MW;'.1#"Z36,YXA]L_E_1X7)I_W+Y*0U*OVH65Z"[@)E\ D=4TM,PC"I\=SV] MJ;S'\:*Y2JZS=!45BXQTVI[GY(C?=$75GXN;J8<(.)3!B+7Z!1=<035S1^). M^V0SXW1*5-H5I,_C@!X9@.LSRJMD[@Y+I\3K-B':S9 M&BZGK(5^%$$4L[_<^=7\@6P3Q/'9-LOS^D M,V/W1.'11(PTXA; M5'VE6QO-Z,EBM&K$,GA"V7WJ.?Y&&=#>0@8T"J0\)1<\]C@>>USU%MSU+#B* M NU*5=W_!+0K!=H5_X'9_V YAO!)V2O]#YYCB*+\2[C_@7%,H!28F?V/BR,S MV7AF:/]9II).W,,G O\I]%([U9 IY'], !E@J \=_OO\CW6Z^6IY4CC"1(Q, M_X->"ADJNQ.M^Z#I?RPV65P&CX7^1U7SSHGD4$"*W[VY[[;=.0D>-YW=FSQ^ M89SBJ.P,V^N&IJ4[XXD#'B/@,>)(^BL*1\9J5M$^O\9FXZZ,)'@G@'>"CJS@ MG> 65_'PJ;!\]%: =$HT=,%C8L8>$[XE3=+NPTA)O3M]M_T%:P&TB.ZZR*(U M_DZERAJKQM9:MN#A8);)OB^987O@.7*X_?\&/:$L[["/3;=V[0:-T;_+@B3' MAT9^E2RVQ5W:[,CF\]M:R^/(6.I-(TFIU_9(\_ 8,7]C]=O :Y?+D/]M6#VD;OEQ*U-M?*T@3M,:[],S= M7@2[@O[]P'\J[CS@KZ12N]!1K+![-.&(P"K;=##1#BL% M6*!^:48>FP/VX"OHBJ]@$Z\"_ -=X2R!?R#X!X)_(/@'@G\@^ >ZPX4'_T#P M#P3_0/ /!/] C5Q!,JF"P"\1_!)Y,OKGEPC^@. /"/Z X \(_H#@#PC^@. / MZ!*$ U,=^ ."/Z /2(,_(/@#S@Y8\ >@."3!SYYX),'/GG@ MDP<^>>"3!SYYX),'/GG@DP<^>>"3!SYY.NCOV6!8@T K!-Z X T(WH#@#0C> M@. -"-Z [CM(@#<@> .Z@31X X(WX.R !6_ .1UVX T(WH#@#>@>>. -"-Z M3OAE@3<@> ."-Z"KWH#41PGP!P1_0/ '=-+9 /P!G1T%\ =T8A3 'Q#\ 8]Q M%, ?T)&! '] \ =L(733'_#W!]QN'L0(? %=82O-QQ<0?.7 5PY\YPSF2^.;$ M XXD8SN2W&XWFR![6:P^9OC_SX,L>\&WX],-F7F+55G[,Z M?7H=)4\H+XA<[^M_$_;$^U=OWKZJ^1/57^O$U#=X]B?KVQ2K HC6;V[9PW;W M(MT$42+;X;JT*W,''%+ (45'5K<=4A)\+N-SM^KVQRP(D:HG"KL%5V0^HG1- M:C+9(O=15" 9(I]]WZVY?(D_7Q:I@C."G]#MOP/9_-O[:9]S][8;WP4$) MXV_B]7I#[O*L+_9^M^#F,K@!,O/=<,I:2G=4WU5Y.8^Z1\I;5T:'LP-[RBC70H9V1QYX= ORT1G-ST;_>&N77.'9$6:8/ M/<(,@&K$<,W)+7S]3MPH> D>N'>'9G( C6TE_OO5J*+5?_MR7\O$UVD^B\B_B=V MT46J_[[H?PP+E>Q)E!.$L3*,I6*,K7&(E2 M5D?8$,!+!E[RB-T%7C+PDH&7#+QDX"5[STNV1)8%IJPS,PV8LAXS99N+"+FL M<-(,],L ,U;_^\",!68L,&/=@@J8L<",!6:L0^@ ,Q:8L8>E' (M%BB(0$&< M!7) 000*(E 09\?L 0HB4!"!@@@41.>1 @HB4! U*(BTMQ6@'@+U\+#4PZH5 M7"/,@7TXD7P'9A]27@$[LX#U #@L IQ'X#P"YQ$XC\!Y!,ZC [(!YU&]]Z-R M'H&#"!Q$C>\=,Q<0>'C PP,>'O#P#L7#\\P^:YF'YQE+$7AF<^>9^<8,!9X9 M\,SF@QSPS(!G!CRSV=$W@&<&/#/@F0'/;'[LJ2.AEU&!H3 4@#P%Y*G#DJ=N M-T$4+8@?!O0QH VYA140!N#\&T.T<8\(^E ^#:@U;D!X<""!>'; M@%;G!E,':'5 JP-:W4Q0 UH=T.J 5N0#1B(P$H&1"(Q$8"0"(Q$8 MB2,R$H?'I2XI4:XEMWF)P!,$GJ#&]R# F@E33O?[O(L:JR\2=8#!-S^;"C#X M@,'G&(//,\LN!'X#AIH+$ XL&FR&FN35QEM:*9#4@*0V'^2 I 8D-2"IS8[[ M 20U(*D!20U(:O.C7AT)-XT*C(SI%)A8P,0Z+!/K]P?\I3S ^ILCCWA 2P): M$M"2@)8$M*1CHB7U>GR=I??!?13CORU6%V@5;.-"369."Z[(/!^ZDB8W::+> MX?N9/3X5HS&@A4'X. OS^:I4I,AHE*TR@:06LT!*P_> Q;;(BR )\>1AL].H MY2Q0QA)) )@EW::MC3>':<<9=PXS*WA"B?,C@)WN]W>W=M:'^P6 .N:VO0RH M8T = ^J80^AP@[\=*8L)J'4N4^N.-"*A$:(LT\&Q!]4S K4+GZ\,%:![3L4@ M8]]\@>II2I(%GN<0.>!Y L_S4#&^Z,91X'NRF7DL@S+P/M79C,#[["U'9L@] M7WF?RJ_P-5(#=/-:3?=]1B_P'M$6B/0'MT M@?;HF3G6,NW1,U(HT/IFP9<21,SSC(L+%"J@4,T"-:!0 84**%1N,!& 0@44 M*IWM1QI=$X56R2K---3?OTVUQEF99^AU?FG,E_H9"&* M3)^PZICA@4@6"?J<)L4#WH?PIK+[<^EZ7OX@XC*HM^0C MBX>_3Q(6[F-=;T"&DNDM04?^)K>73N1X3*&RN' LZ;X^:3$5?LZI>42&8/95 M8A\?WFW0_S<^:9@TS#+^O_NIH\>%R=TSPJ6F_L M^@^?HNJ5*D*Y*V\L9T%,WHGR17*!-D$2-EW_@*?"^38OT@W&GFF0D*MM;)MH M/X-WKFB)9#HI7U#;VSN4;73'@5W7PB@D?S1-LXQ$E#+FW]WF>,'EY%WS M8_J$LH2P"H0=D:BD/_*-)_V2,)^SMGYP1BC M9IAK"1?D!D>.K0:&%@,,"!DD%FZZ#9F_#M9C\Y;RW+?[R96U2EUAX@=H;BUK M")+FKW'+Y$RD+H-ZY)AK1[U9G5M4?\:N@OR^G+%Y M5L;J^/-K%!$0>_.S**MJIBQV]2.4IG%[-%>D^ MHG2=!8\/T1+KPQD*^$\[]-+.RB(8(E9Y"Y[O^"Z \N(,!5F4K' MCB\\]1-#>,^E6=VS2:L;D:LOC!+NC+O^A?0SHI7>BCMUYM6\_MZR]#\ M\ \'?EN1T6,HKRB]X]!7JZ2L2K)O!9&\4OL:BU\%-/F[O:^A]TVG&,=6T$+F MEQ%<<8)U+I8M(CJ&;4(VGQ4B'$X!0SGUEI:ACI!0]?#64U86*_$Z])<^H7J) MK?'2-M/Y_]:DA*.42?B(R"=2F%',]_Z'B%&"2-N"ZG]4$R4D\'7.X$R M&N4$]_5"H(Q&N?_X>@^018.]+?FJ_[/4K;VY047-?V,+D&/&?H;7>L^1$_H/U&028>NZU=P3Z)T MFY4=[#F_JTLJV9!S""R2LG]]Y__OJ9+X4JTX)_MM]%QY[O?Z74LC*[Q<,\Y) MWXEH*^-0:^VT9RU&(6/\NDHFH0Z]>;/(/J<913UAECRL#49X?VB"D+$GBJ\& M;T60S$X&7^WDYB!**A>^FM;- 9333'TUP%M8Q;*GNO\^!$8;H91RZ+]/@2Z& MTE=L_WT.M"%D0^6K6P&\L1W<.UC' V..CW"LATGV'PF[ M]5AYJ+V;9L_8GS:<@_"HF.&7F\=EKO$12S.K_L2/V@^M6(2MON2SG/I1!I2X[2!TDTNF5=V>O[I[;HY&*5 M=T6>CQAX'C6\&JZ,3GV<[./'/O<5*AJC7G^A'FH6TM12MKZ=LX]9%DE/L;(S M\X!SQZ&,,7M:*+8S(_GW-%U3$(:-F<]9VG8C6CWB.@[8B-3U_GT3B<:%TE=" M@V5D]0YW/:+#KQ6X267L.@IX];5)7ZD0E@%FF,U\)4)81D]9:3!C1\PF-NP$ MN%*4$5]I$Y;!95H5$#RL:#&B&Y=\C@#@@HV$I8$CQ,?B)YY.&?B\:TQR@-43YD56IA] M96!*@R7_".]K2&<-J.09%AY3#*5!$S]A>9PJ2>,U1TZ@;Z;VBU^A")F:,='; M^!,&U[C>(E76_H]@[1K<#>TP*-LQ\S^BC^[];@,7#@8=%[6O'7@6/LX="XN>JY<@#8=MQG M5!Q ]C&_(#K?9+TV*E0TMNSR/\0($R-3R6H\F^Y M,;WA114L^#WCR5<0A;(S6>KO+)*+Z"D*\>2\04L4/:'P H7;93F+!CW5;<@\ M@GSP7$9GIH:2Z?YHZTNL@#'[/YM_[7MZ]Y!N\R )2>3: J$$?Z%ZPB[7Q!'MKA1OC4E:T$A/2W]-'/+'DQ1FGIO;Z0?/ M_D([ G\6ZI'8H"!Y@$V7N<,!]?PV6B?1*EH&27$>/$;XDGN*X=DF892L[S)\ M@^ LS;+T.^YQWMJ][M(FG,D-OK^?!3F'021;WQ7&1-O?;A\E MQ-LK[K8TLB,VAU%JXCY+B+,KZHH4YW% K,R+52=7+I>.QZS@G$2W#_@H:78] M*9$&-9R624!IX]5Q1:X+8GN]W=[C,SE*2MMW)V,S2S!N)63\ 3G4+ML#::H%7S T:TBRI15S!^"K/MQB?RW]M>8ESR!2#6MAX_NZW>H-"A#8HO,#:5+*^ M1O@JUN^07!T+T6>S);G,K8G7,6YX&3WBK7F3;A-JM%EV8?.>E#=90@^HY+T, MLC@BJC.6N^)N7 RO$?+UK/=O'PRTB;8;<>=HE:SWK)7\/$VJBS'%V"]5RU+? M,JSQ5,LIB8AANIJ]ITFR#>+_C%!,F?RR%5W98ZZS=(E06*;E:B],Y9$8K2(4 MGN8U&RE9GRX+?%1QE42]UBQX>31S "_O)<)HE^C3O#GH!8U[<$LH0OGIQ1<\ M#;>;;5P&R_P0/:/R6/\097G1G[BLIQW]IFQ)\8_>IZMT@#O]1$<:@R9M2?4_ M[8V-1E.VI/AD?VP,FK0DU=G"NE0F39I+U='!]C::MY3NLLN:]Z-S7;] ]_@$ MQQ<>)FZ8<_373U^CV5L 4(::X&M<>WNZ'9\+Z&O$>WOXL5CC MOJ;)&0.YELGM:\H<&U=8K1>T%E"X9O0/8!Z%K,4-KA;TY:M)'&J!A5N(:%\4 M^%VU4,*%1.5P'L!WM'<33FPX-F_!6Y]RR\ -V0Q'%IA0%3F5U>ZOA[Z$"P-/ M(QR^1AY!BBU9?^MN5JU-FNP]GSG"Q]X%@11XW?3+N<(G!S_0&?F!@K$L> MS%MR1+_%9)FA($<7J/KO5=+8BA?E>9F]2'G4*39CS)'N?V_?P'WWD*7;]4/Y M/_@&@\+KH$PKT#W?AHQI"VVZ.JK=SM_+ 6+8F#5ORO,@6:(X+E4CDM7S<9LM M'\A7]R?6<#A5&W!E[/:[)3@ZJ87-\R_MM7K= /8AS;I@#B&7K.<@T1$H]"IH M\3+?T*K&HS9Z(/'[6\/&)R(\WD.MR]!Y0@5N) MS5-(/*$L6*.S-/VCI":QH[(P2YHGB:A:/D_SHJ&)/DK?_%4JNV)H@><7>'Z! MYQ=X?M':+3\$4<4B;>P+\E92^:JNC F8I,$D[8Y2;-TD?;2T93!)CVP]43@E MP/+,1%'I9@)69XNV// LHD]%RD4=;,B&9KPC/C[ BJ=CQ;L,LH3XJS1K<&>M MZ__@"E^Y\E%"X>\H6C_@_]:;"97 )%O+E2LB<11:-L"3+-D,$Z9,#2=E:GHG M-#3Q:[DBVWFZ>4P35.6++E^B^)9/>G%7I+F(XBU>&DKSCU?'4;FDYZ"HGE/R M14_H);BOVRJC.8,6P1=?OUE7T2F[MRC/87-,I!JS MD-.'\M7R"8VH/%^Q,I MBH=Z>I:T+++3H"0O%8@R<_W0IF>C46N276T> ]*) MR^=E^;)/NL"B)$O4<6?N54&Q\NL@"ELT>?.+4<$5B90W4>=WSWX'Q>]![!JN MRL1_[:&7=D:62E$J\+7F?EN0KMVEB^\)OF8M5A5_0/"4(MV 6Q)+2>58SZ^S M=!451 ED]KM3Q+U>[T^2+VFR3),"7YAQ-]9-0 <9T>3:<5W^1HVIIMK?TSCL MK)G+I.!Y"YNTZ0$N5\DRWA(BU+Z6I3YW3+[E"HYJEAJ!A>8@MD?^#0&M@ MQ;'S^^_CR3>:[P.U?Q4ZAD=.*5/U*'N9O_&>I3&5M$@>0Y#G:>F<9E&2H1-,%ZY_3C1PRR$;\.T_K,_@6AF\?":F M !22-!]DS6^+.DC60-DN,Z>\'1+$;#1JC=EVG>)A(NDDJR.0=."V2)=_U!VC MLCR4J[ORT@OL,&"'2:Z/.URZ<<+I1A(\S3)B;BWU[J_XSW?I>1 O27YTM%/6 MKV\I-'L[;1Y8KHMT$T04!WPKK;HR_WIW@\MGE"VC')69/'N&@6V1%T$94>BJ M"AQT3Q=>EDUBY5MN*8-@ #6RJUC10, ^RG^>L+/$_:=1"2]ZE@[.&LEWQ[/\ MX]90/*:.5U0"@=L&CT_=,\1QSB>_VS M\;WK#"5H%17Y:1*>QT&TR;^@@@16CQ(\%4A@EANT3+$V0K)*)N'I\E_;*"]S MWI/_"S=1$A$UFOSA\ID\F^'R<4DD3J^:%LX)P388LOBG_KHQ5DVTKR#[ S&F M%ZN4*[/J N&-9!D%#88;O)*CO(L@<\9)5'5&RD[T.8_QOIVG<1268I234"2U6C.N2'^58%T,W[.>ZTV4G%=1LL5SLYZD M@NQHXLH.2=I+.()5L/0[.:1/ETLR,TDP.*Q55V18HO+7F>F#6* -66C:0E; M6N-@*0;] A:^6.=*1T\HV:)Z#F 5BO*XQREKH1]/N.4TPUK!'8%_F[W6,"[9(VSOC M[RB(BX?/01)4!F36;L@H=VC7)P7[!CND*^L"[>M3@J[19)?BDZUN'X,[J 9D M-#WN&+Q 5:&B'*IF#IR^PV3#EJ#G]#FO$!]:JW;:-R'_?=5,M\[6#."_(YK) MID"]6/GO:F:XCTI8GXWVMC.*U[>.R] 1S*^AQ@*W MC"%*>Y;Z'53OCO*6P>%M"LQ@1Y;86@.Y_&@<:'6!DEW%_O*$3=D-O1R2K/V8!/ED[C:_ 9N:?=WA*6( JV9ZRO)BJI)Z/>9%.*CF%LAQL*^6_W MBRVG'@[3<5#"UCS!U^ M>/]GNU_#U]=R8Q-\=5?,^.O5V2J#-[.D<1]VKWEX7DETA%_\EEOS[GN3$R?PJ:9S,2W.2;+?UVS(/K;2WK0S[UOO=\O<8*YQ6:(POR\SV MB?;=TB0D0&50Q/Y7I1"1J&2W9ZJ=FJ _^^N5O;8EZQW(\LO2;YO[GU#5\Y6? M)<:FOW'ZRKZ2F"6[BYBO="KE6YEP_337$E\MM;J(4=4#7^VVVB -=05?3;FZ M$/6ND+[:<:W T]YY?;7LZMPJ>X<;C8_H5_)% Y!,+L.^4F(-X)2]:TP73'\V MT,GNAKZ29:U8IN2T5]JMW%?W/9NP*D/IW@V;PZ)W;Q)Y[^=WN)V@HRM M^%!>P24JF3_*-Q^1[LUX/>A,7=[WN\5F]B0\DYN.S&SUV+QLC!L;*^_T1'.L M]E;]$02\_Y(6*+]+=V%!;O&WJEP"7?>UCRC!>D]\E:S2;%.-Y7VZ+2BU+I\? M8WS D2%P)2*^N2#[FZW-ELV?Z_$D.,.%_^"\S ^*'$J%9/65[3>I.5[3'0>. M+]PZ#%"4K/^Q#>LD(7A/O,R+",.)7%^N*MV76:0J[<'2Y"]-I;&!!:F.VG4: M1TL2QL&5A8GR918]5E;+5HZRFR\?TNP#0K6O7I3GQ,&SC*I#A*M<9:46J\5O MN!+;LSO\YP\D5U-^E?1D(T'$=G_9308B5Y:EF?(^9^$SL/WQMS\;(^GQK546 M49M[RG076\!QV,[ACJ;0>YF]4*$YV//X>Y[*R(#& MIPQ:&4O(W%]T[Y0*LNP%;ZAXQ]SU(Z=VA+VLK#1IO+2H9^^N Y]+M_82_,6* M<&'B]S2PZV+A(KE!RVV683'.@CSB["E3?MDJ1H)IU_3GM&@+ZH)B]U-64?B" MBOW0VR2WJ=JI8J-%.%@ZQG8+^].Q*L[CKG&/'X:4YN2HIXO'#@PJ(.MMS-.Y M-SBN5-Z2"58&>=6^S E.3OH7N$YUM"91WN]L@<+]J1#^E M0;EP6?-Q+ 54Y;O<_5RE(=C(&>M*:31 A55';4+%]NP%]W;-X6/HMV-5L6-] MMT35N/>#5JSV_6.&/[*S;I9!A.KIT%KEJG#R6#0PBW%>U_5[8!.STBGKG<-6!HJZ\ MS8*6/NGN",9VE4T5K.LU7A<(7QTC Z*4X)"CM<\]TF@5X !CS'8JNG E8:,S M!N^HSFR\)?[.16US6:SN4+:I.]#)4RAO?M9MU:J*:B# R+WT?$6S$ <]U'#- M 7&ZAO!R\QBG+P@UN=\=9TKSNKN_\M7KPV;4+#,-[$';$*,T@M9QC1+B)(+O MA67&HFM\<:PZ0/I5=T'HC&:G3:L:ATP?;C#X.Y9:?I6HO'A;:!^V"\:IK#LG M0:FQ-O5!O:G!K)B6=\&SXWH-M9\R"@VU(FQ-?$V&CC:H, T\>;Y%310AUQ<. MJZ]2BX=5&1:08 $Q48=%)(!(YQ(P4:2&.""/>(O5[4.PB]VH'(=!U @L+?[2 M$H\"++'FJAUD292L\VN4E6 Y?E3QNBMEN^+4AU4EL%WQL(<%)4;)K6-+9RG! M\E%;/K!DI/BN:%W&7&WCL'X."B+@:"1QF0]R;9]2+<"*8)CGY/"']=$<*4F! M>Y_?H,Z'N'H>MR8L X9^Q\<;YK\$3"/P7(1I M+J17A5)+L$H8JT1M/- %>HG42K:)ED!2GRW]MHSPB'2)N/;A425@E_SM: M@"/EKW-7DGISL)P8RTEC9 Z\IO[ZFLAR'^0(_\__ 5!+ 0(4 Q0 ( LT M%4^K+!H2;/4# .W.: / " 0 !R>2TR,#$Y,#'-D4$L! A0#% @ "S053Y[B"LX((0 )P<" M !, ( !Z!H$ ')Y+3(P,3DP-S,Q7V-A;"YX;6Q02P$"% ,4 M " +-!5/@&2[YEA. "1_P8 $P @ $A/ 0 2TR,#$Y,#&UL4$L! A0#% @ M"S053_3XY1KO:0 G-@) !, ( !SD@% ')Y+3(P,3DP-S,Q >7W!R92YX;6Q02P4& 8 !@!^ 0 [K(% end

Document and Entity Information	9 Months Ended
Document and Entity Information	Jul. 31, 2019
Document and entity information [abstract]
Document Type	6-K
Amendment Flag	false
Document Period End Date	Jul. 31, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q3
Entity Registrant Name	ROYAL BANK OF CANADA
Entity Central Index Key	0001000275
Current Fiscal Year End Date	--10-31

Interim Condensed Consolidated Balance Sheets (unaudited) - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Assets
Cash and due from banks	$ 26,863	$ 30,209
Interest-bearing deposits with banks	31,553	36,471
Securities
Trading	140,421	128,258
Investment, net of applicable allowance (Note 4)	100,240	94,608
Securities	240,661	222,866
Assets purchased under reverse repurchase agreements and securities borrowed	309,640	294,602
Loans (Note 5)
Retail	416,583	399,452
Wholesale	198,941	180,278
Loans	615,524	579,730
Allowance for loan losses (Note 5)	(3,131)	(2,912)
Loans, net	612,393	576,818
Segregated fund net assets	1,602	1,368
Other
Customers' liability under acceptances	17,101	15,641
Derivatives	98,774	94,039
Premises and equipment	3,058	2,832
Goodwill	11,115	11,137
Other intangibles	4,735	4,687
Other assets	49,398	44,064
Total other assets	184,181	172,400
Total assets	1,406,893	1,334,734
Deposits (Note 6)
Personal	287,929	270,154
Business and government	563,343	534,371
Bank	29,939	32,521
Total deposits	881,211	837,046
Segregated fund net liabilities	1,602	1,368
Other
Acceptances	17,124	15,662
Obligations related to securities sold short	33,602	32,247
Obligations related to assets sold under repurchase agreements and securities loaned	220,027	206,814
Derivatives	96,857	90,238
Insurance claims and policy benefit liabilities	11,480	10,000
Other liabilities	52,794	52,273
Total other liabilities	431,884	407,234
Subordinated debentures	9,818	9,131
Total liabilities	1,324,515	1,254,779
Equity attributable to shareholders
Retained earnings	54,716	51,112
Other components of equity	4,265	4,823
Total equity attributable to shareholders	82,279	79,861
Non-controlling interests	99	94
Total equity	82,378	79,955
Total liabilities and equity	1,406,893	1,334,734
Preferred shares [member]
Equity attributable to shareholders
Issued capital	5,705	6,309
Common shares [member]
Equity attributable to shareholders
Issued capital	$ 17,593	$ 17,617

Interim Condensed Consolidated Statements of Income (unaudited) - CAD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2019	Jul. 31, 2018	Jul. 31, 2019	Jul. 31, 2018
Interest and dividend income (Note 3)
Loans	$ 6,394	$ 5,484	$ 18,677	$ 15,516
Securities	1,770	1,486	5,168	4,236
Assets purchased under reverse repurchase agreements and securities borrowed	2,353	1,501	6,692	3,894
Deposits and other	93	155	354	385
Interest income	10,610	8,626	30,891	24,031
Interest expense (Note 3)
Deposits and other	3,254	2,633	9,682	6,840
Other liabilities	2,218	1,312	6,165	3,494
Subordinated debentures	90	85	275	235
Interest expense	5,562	4,030	16,122	10,569
Net interest income	5,048	4,596	14,769	13,462
Non-interest income
Insurance premiums, investment and fee income	1,463	1,290	4,557	3,240
Trading revenue	140	234	748	788
Investment management and custodial fees	1,440	1,347	4,271	3,990
Mutual fund revenue	924	908	2,696	2,655
Securities brokerage commissions	324	334	982	1,023
Service charges	480	458	1,414	1,341
Underwriting and other advisory fees	488	541	1,387	1,539
Foreign exchange revenue, other than trading	252	273	744	831
Card service revenue	272	266	820	790
Credit fees	322	378	925	1,023
Net gains on investment securities	26	26	109	114
Share of profit in joint ventures and associates	21	(26)	50	13
Other	344	400	1,160	1,098
Non-interest income	6,496	6,429	19,863	18,445
Total revenue	11,544	11,025	34,632	31,907
Provision for credit losses (Notes 4 and 5)	425	346	1,365	954
Insurance policyholder benefits, claims and acquisition expense	1,046	925	3,431	2,182
Non-interest expense
Human resources (Note 7)	3,615	3,521	10,880	10,347
Equipment	449	416	1,325	1,174
Occupancy	409	393	1,211	1,158
Communications	281	260	794	733
Professional fees	328	359	923	961
Amortization of other intangibles	299	271	888	798
Other	611	638	1,799	1,780
Non-interest expense	5,992	5,858	17,820	16,951
Income before income taxes	4,081	3,896	12,016	11,820
Income taxes	818	787	2,351	2,639
Net income	3,263	3,109	9,665	9,181
Net income attributable to:
Shareholders	3,263	3,101	9,659	9,153
Non-controlling interests		8	6	28
Net income	$ 3,263	$ 3,109	$ 9,665	$ 9,181
Basic earnings per share (in dollars) (Note 10)	$ 2.23	$ 2.10	$ 6.59	$ 6.19
Diluted earnings per share (in dollars) (Note 10)	2.22	2.10	6.57	6.16
Dividends per common share (in dollars)	$ 1.02	$ 0.94	$ 3.02	$ 2.79

Interim Condensed Consolidated Statements of Changes in Equity (unaudited) - CAD ($) $ in Millions	Total	Common shares [member]	Issued capital [member] Preferred shares [member]	Issued capital [member] Common shares [member]	Treasury shares [member] Preferred shares [member]	Treasury shares [member] Common shares [member]	Retained earnings [member]	Other components of equity [member]	Equity attributable to shareholders [member]	Non-controlling interests [member]	Available- for-sale securities [member] Other components of equity [member]	FVOCI securities and loans [member] Other components of equity [member]	Foreign currency translation reserve [member] Other components of equity [member]	Cash flow hedge reserve [member] Other components of equity [member]
Equity at beginning of period (Previously stated [member]) at Oct. 31, 2017	$ 74,428		$ 6,413	$ 17,730		$ (27)	$ 45,359	$ 4,354	$ 73,829	$ 599	$ 378		$ 3,545	$ 431
Equity at beginning of period (Increase (decrease) due to changes in accounting policy required by IFRSs [member]) at Oct. 31, 2017	(637)						(558)	(79)	(637)		$ (378)	$ 299
Equity at beginning of period (Balance After IFRS Adjustments [member]) at Oct. 31, 2017	73,791		6,413	17,730		(27)	44,801	4,275	73,192	599		299	3,545	431
Changes in equity
Issues of share capital	69			69					69
Common shares purchased for cancellation	(1,275)	$ (157)		(157)			(1,118)		(1,275)
Redemption of preferred shares	(105)		(107)				2		(105)
Redemption of trust capital securities	(500)									(500)
Sales of treasury shares	4,263				$ 202	4,061			4,263
Purchases of treasury shares	(4,345)				(202)	(4,143)			(4,345)
Share-based compensation awards	(6)	69					(6)		(6)
Dividends on common shares	(4,030)						(4,030)		(4,030)
Dividends on preferred shares and other	(251)						(214)		(214)	(37)
Other	(13)						125	(138)	(13)			(138)
Net income	9,181						9,153		9,153	28
Total other comprehensive income (loss), net of taxes	1,093						711	381	1,092	1		(56)	256	181
Equity at end of period at Jul. 31, 2018	77,872		6,306	17,642		(109)	49,424	4,518	77,781	91		105	3,801	612
Equity at beginning of period at Apr. 30, 2018	76,025		6,306	17,634	(3)	(95)	47,405	4,178	75,425	600		84	3,465	629
Changes in equity
Issues of share capital	24			24					24
Common shares purchased for cancellation	(128)	(16)		(16)			(112)		(128)
Redemption of trust capital securities	(500)									(500)
Sales of treasury shares	1,361				69	1,292			1,361
Purchases of treasury shares	(1,372)				(66)	(1,306)			(1,372)
Share-based compensation awards	(2)	24					(2)		(2)
Dividends on common shares	(1,355)						(1,355)		(1,355)
Dividends on preferred shares and other	(89)						(71)		(71)	(18)
Other	5						5		5
Net income	3,109						3,101		3,101	8
Total other comprehensive income (loss), net of taxes	794						453	340	793	1		21	336	(17)
Equity at end of period at Jul. 31, 2018	77,872		6,306	17,642		(109)	49,424	4,518	77,781	91		105	3,801	612
Equity at beginning of period (Previously stated [member]) at Oct. 31, 2018	79,955		6,306	17,635	3	(18)	51,112	4,823	79,861	94		(12)	4,147	688
Equity at beginning of period (Increase (decrease) due to changes in accounting policy required by IFRSs [member]) at Oct. 31, 2018	(70)						(70)		(70)
Equity at beginning of period (Balance After IFRS Adjustments [member]) at Oct. 31, 2018	79,885		6,306	17,635	3	(18)	51,042	4,823	79,791	94		(12)	4,147	688
Equity at beginning of period at Oct. 31, 2018	79,955
Changes in equity
Issues of share capital	437		350	87					437
Common shares purchased for cancellation	(556)	(70)		(70)			(486)		(556)
Redemption of preferred shares	(950)		(950)						(950)
Sales of treasury shares	3,985				145	3,840			3,985
Purchases of treasury shares	(4,030)				(149)	(3,881)			(4,030)
Share-based compensation awards	(15)	87					(15)		(15)
Dividends on common shares	(4,337)						(4,337)		(4,337)
Dividends on preferred shares and other	(206)						(205)		(205)	(1)
Other	6						6		6
Net income	9,665						9,659		9,659	6
Total other comprehensive income (loss), net of taxes	(1,506)						(948)	(558)	(1,506)			131	15	(704)
Equity at end of period at Jul. 31, 2019	82,378		5,706	17,652	(1)	(59)	54,716	4,265	82,279	99		119	4,162	(16)
Equity at beginning of period at Apr. 30, 2019	81,946		5,706	17,638		(104)	53,640	4,965	81,845	101		57	4,817	91
Changes in equity
Issues of share capital	38			38					38
Common shares purchased for cancellation	(197)	(24)		(24)			(173)		(197)
Sales of treasury shares	1,059				20	1,039			1,059
Purchases of treasury shares	(1,015)				(21)	(994)			(1,015)
Share-based compensation awards	(9)	$ 38					(9)		(9)
Dividends on common shares	(1,464)						(1,464)		(1,464)
Dividends on preferred shares and other	(67)						(66)		(66)	(1)
Other	(2)						(2)		(2)
Net income	3,263						3,263		3,263
Total other comprehensive income (loss), net of taxes	(1,174)						(473)	(700)	(1,173)	(1)		62	(655)	(107)
Equity at end of period at Jul. 31, 2019	$ 82,378		$ 5,706	$ 17,652	$ (1)	$ (59)	$ 54,716	$ 4,265	$ 82,279	$ 99		$ 119	$ 4,162	$ (16)

Interim Condensed Consolidated Statements of Cash Flows (unaudited) (Parenthetical) - CAD ($) $ in Billions	Jul. 31, 2019	Apr. 30, 2019	Oct. 31, 2018	Jul. 31, 2018	Apr. 30, 2018	Oct. 31, 2017
Statement of cash flows [abstract]
Mandatory reserve deposits at central banks	$ 2.3	$ 2.3	$ 2.4	$ 2.7	$ 2.6	$ 2.3

Summary of significant accounting policies, estimates and judgments (Policies)	9 Months Ended
	Jul. 31, 2019
Text block [abstract]
Changes in accounting policies	Changes in accounting policies During the first quarter, we adopted IFRS 15 Revenue from Contracts with Customers (IFRS 15). As permitted by the transition provisions of IFRS 15, we elected not to restate comparative period results; accordingly, all comparative period information is presented in accordance with our previous accounting policies, as described in our 2018 Annual Report. As a result of the adoption of IFRS 15, we reduced our opening retained earnings by $70 million, on an after tax basis as at November 1, 2018 (the date of initial application), to align the recognition of certain fees with the transfer of the performance obligations.
Commissions and fees	Commissions and fees Commissions and fees primarily relate to Investment management and custodial fees, Mutual fund revenue, Securities brokerage commissions, Services charges, Underwriting and other advisory fees, Card service revenue and Credit fees, and are recognized based on the applicable service contracts with customers. Investment management and custodial fees and Mutual fund revenue are generally calculated as a percentage of daily or period-end net asset values based on the terms of the contract with customers and are received monthly, quarterly, semi-annually or annually, depending on the terms of the contract. Investment management and custodial fees are generally derived from assets under management (AUM) when our clients solicit the investment capabilities of an investment manager or from assets under administration (AUA) where the investment strategy is directed by the client or a designated third party manager. Mutual fund revenue is derived from the daily net asset value (NAV) of the mutual funds. Investment management and custodial fees and Mutual fund revenue are recognized over time when the service is provided to the customer provided that it is highly probable that a significant reversal in the amount of revenue recognized will not occur. Commissions earned on Securities brokerage services and Service charges that are related to the provision of specific transaction type services are recognized when the service is fulfilled. Where services are provided over time, revenue is recognized as the services are provided. Underwriting and other advisory fees primarily relate to underwriting of new issuances of debt or equity and various advisory services. Underwriting fees are generally expressed as a percentage of the funds raised through issuance and are recognized when the service has been completed. Advisory fees vary depending on the scope and type of engagement and can be fixed in nature or contingent on a future event. Advisory fees are recognized over the period in which the service is provided and are recognized only to the extent that it is highly probable that a significant reversal in the amount of revenue will not occur. Card service revenue primarily includes interchange revenue and annual card fees. Interchange revenue is calculated as a fixed percentage of the transaction amount and recognized when the card transaction is settled. Annual card fees are fixed fees and are recognized over a twelve month period. Credit fees are primarily earned for arranging syndicated loans and making credit available on undrawn facilities. The timing of the recognition of credit fees varies based on the nature of the services provided. When service fees and other costs are incurred in relation to commissions and fees earned, we record these costs on a gross basis in either Non-interest expense – Other or Non-interest expense – Human resources based on our assessment of whether we have primary responsibility to fulfill the contract with the customer and have discretion in establishing the price for the commissions and fees earned, which may require judgment.

Summary of significant accounting policies, estimates and judgments - Additional Information (Detail) - CAD ($) $ in Millions	Jul. 31, 2019	Apr. 30, 2019	Nov. 01, 2018	Oct. 31, 2018	Jul. 31, 2018	Apr. 30, 2018	Oct. 31, 2017
Disclosure of initial application of standards or interpretations [line items]
Equity	$ 82,378	$ 81,946		$ 79,955	$ 77,872	$ 76,025
Retained earnings [member]
Disclosure of initial application of standards or interpretations [line items]
Equity	$ 54,716	$ 53,640			$ 49,424	$ 47,405
Increase (decrease) due to changes in accounting policy required by IFRSs [member]
Disclosure of initial application of standards or interpretations [line items]
Equity				(70)			$ (637)
Increase (decrease) due to changes in accounting policy required by IFRSs [member] \| Retained earnings [member]
Disclosure of initial application of standards or interpretations [line items]
Equity				$ (70)			$ (558)
IFRS 15 [member] \| Increase (decrease) due to changes in accounting policy required by IFRSs [member] \| Retained earnings [member]
Disclosure of initial application of standards or interpretations [line items]
Equity			$ (70)

Fair value of financial instruments - Summary of Comparison of Carrying and Fair Values for Each Classification of Financial Instrument (Detail) - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Financial assets
Interest-bearing deposits with banks	$ 31,553	$ 36,471
Securities
Trading	140,421	128,258
Investment, net of applicable allowance	100,240	94,608
Securities	240,661	222,866
Assets purchased under reverse repurchase agreements and securities borrowed	309,640	294,602
Loans, net of applicable allowance
Loans, net	612,393	576,818
Other
Derivatives	98,774	94,039
Deposits
Personal	287,929	270,154
Business and government	563,343	534,371
Bank	29,939	32,521
Deposits	881,211	837,046
Other
Obligations related to securities sold short	33,602	32,247
Obligations related to assets sold under repurchase agreements and securities loaned	220,027	206,814
Derivatives	96,857	90,238
Subordinated debentures	9,818	9,131
Financial assets classified as at FVTPL [member]
Securities
Trading	131,515	121,031
Securities	131,515	121,031
Assets purchased under reverse repurchase agreements and securities borrowed	250,276	219,108
Loans, net of applicable allowance
Retail	182	69
Wholesale	9,129	7,129
Loans, net	9,311	7,198
Other
Derivatives	98,774	94,039
Other assets	1,445	1,373
Financial assets designated as at FVTPL [member]
Financial assets
Interest-bearing deposits with banks	17,403	20,274
Securities
Trading	8,906	7,227
Securities	8,906	7,227
Loans, net of applicable allowance
Retail	240	190
Wholesale	1,713	1,540
Loans, net	1,953	1,730
Financial assets classified as at FVOCI [member]
Securities
Investment, net of applicable allowance	53,757	48,093
Securities	53,757	48,093
Loans, net of applicable allowance
Retail	96	94
Wholesale	477	458
Loans, net	573	552
Financial assets designated as at FVOCI [member]
Securities
Investment, net of applicable allowance	470	406
Securities	470	406
Financial liabilities classified as at FVTPL [member]
Deposits
Personal	134	150
Business and government	(44)	(11)
Deposits	90	139
Other
Obligations related to securities sold short	33,602	32,247
Derivatives	96,857	90,238
Other liabilities	(1,328)	(1,434)
Financial liabilities designated as at FVTPL [member]
Deposits
Personal	16,177	14,602
Business and government	115,832	103,446
Bank	2,948	7,072
Deposits	134,957	125,120
Other
Obligations related to assets sold under repurchase agreements and securities loaned	213,818	201,839
Other liabilities	55	18
Fair value of financial instruments not measured at fair value [member] \| Financial assets measured at amortized cost [member]
Financial assets
Interest-bearing deposits with banks	14,150	16,197
Securities
Investment, net of applicable allowance	46,235	45,367
Securities	46,235	45,367
Assets purchased under reverse repurchase agreements and securities borrowed	59,367	75,490
Loans, net of applicable allowance
Retail	415,474	394,051
Wholesale	185,858	168,087
Loans, net	601,332	562,138
Other
Other assets	51,910	46,205
Fair value of financial instruments not measured at fair value [member] \| Financial liabilities measured at amortized cost [member]
Deposits
Personal	271,868	255,115
Business and government	448,732	431,158
Bank	27,018	25,462
Deposits	747,618	711,735
Other
Obligations related to assets sold under repurchase agreements and securities loaned	6,210	4,976
Other liabilities	56,083	54,880
Subordinated debentures	9,953	9,319
Financial assets at carrying amount [member]
Financial assets
Interest-bearing deposits with banks	31,553	36,471
Securities
Trading	140,421	128,258
Investment, net of applicable allowance	100,240	94,608
Securities	240,661	222,866
Assets purchased under reverse repurchase agreements and securities borrowed	309,640	294,602
Loans, net of applicable allowance
Retail	414,507	397,455
Wholesale	197,886	179,363
Loans, net	612,393	576,818
Other
Derivatives	98,774	94,039
Other assets	53,355	47,578
Financial assets at carrying amount [member] \| Financial assets measured at amortized cost [member]
Financial assets
Interest-bearing deposits with banks	14,150	16,197
Securities
Investment, net of applicable allowance	46,013	46,109
Securities	46,013	46,109
Assets purchased under reverse repurchase agreements and securities borrowed	59,364	75,494
Loans, net of applicable allowance
Retail	413,989	397,102
Wholesale	186,567	170,236
Loans, net	600,556	567,338
Other
Other assets	51,910	46,205
Financial assets at fair value [member]
Financial assets
Interest-bearing deposits with banks	31,553	36,471
Securities
Trading	140,421	128,258
Investment, net of applicable allowance	100,462	93,866
Securities	240,883	222,124
Assets purchased under reverse repurchase agreements and securities borrowed	309,643	294,598
Loans, net of applicable allowance
Retail	415,992	394,404
Wholesale	197,177	177,214
Loans, net	613,169	571,618
Other
Derivatives	98,774	94,039
Other assets	53,355	47,578
Financial liabilities at carrying amount [member]
Deposits
Personal	287,929	270,154
Business and government	563,343	534,371
Bank	29,939	32,521
Deposits	881,211	837,046
Other
Obligations related to securities sold short	33,602	32,247
Obligations related to assets sold under repurchase agreements and securities loaned	220,027	206,814
Derivatives	96,857	90,238
Other liabilities	54,836	53,501
Subordinated debentures	9,818	9,131
Financial liabilities at carrying amount [member] \| Financial liabilities measured at amortized cost [member]
Deposits
Personal	271,618	255,402
Business and government	447,555	430,936
Bank	26,991	25,449
Deposits	746,164	711,787
Other
Obligations related to assets sold under repurchase agreements and securities loaned	6,209	4,975
Other liabilities	56,109	54,917
Subordinated debentures	9,818	9,131
Financial liabilities at fair value [member]
Deposits
Personal	288,179	269,867
Business and government	564,520	534,593
Bank	29,966	32,534
Deposits	882,665	836,994
Other
Obligations related to securities sold short	33,602	32,247
Obligations related to assets sold under repurchase agreements and securities loaned	220,028	206,815
Derivatives	96,857	90,238
Other liabilities	54,810	53,464
Subordinated debentures	$ 9,953	$ 9,319

Fair value of financial instrument - Summary of Fair Value of Assets and Liabilities Measured at Fair Value on a Recurring Basis and Classified Using Fair Value Hierarchy (Parenthetical) (Detail) - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Disclosure of Detailed Information about Financial Instruments [line Items]
Trading securities	$ 140,421	$ 128,258
Investment securities	100,240	94,608
Residential mortgage-backed securities [member]
Disclosure of Detailed Information about Financial Instruments [line Items]
Trading securities	20,898	16,776
Investment securities	5,558	4,713
Commercial mortgage-backed securities [member]
Disclosure of Detailed Information about Financial Instruments [line Items]
Trading securities	0	0
Investment securities	$ 1,771	$ 1,348

Fair value of financial instrument - Additional Information (Detail) $ in Millions	3 Months Ended
	Jul. 31, 2019 CAD ($)
Trading Securities [member] \| US state, municipal and agencies debt - issued or guaranteed [member]
Disclosure of fair value measurements of assets and liabilities [line items]
Transfers out of Level 1 to Level 2	$ 610
Personal deposits [member]
Disclosure of fair value measurements of assets and liabilities [line items]
Transfers out of Level 3 to Level 2	$ 149

Securities - Summary of Unrealized Gains and Losses on Securities at Fair Value through Other Comprehensive Income (Detail) - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Disclosure of financial assets [line items]
Cost/Amortized cost	$ 53,795	$ 48,232
Gross unrealized gains	576	508
Gross unrealized losses	(144)	(241)
Fair value	54,227	48,499
Canadian government debt - issued or guaranteed, Federal [member]
Disclosure of financial assets [line items]
Cost/Amortized cost	693	244
Gross unrealized gains	3
Gross unrealized losses	(1)	(6)
Fair value	695	238
Canadian government debt - issued or guaranteed, Provincial and municipal [member]
Disclosure of financial assets [line items]
Cost/Amortized cost	2,033	1,578
Gross unrealized gains	66	2
Gross unrealized losses	(1)	(26)
Fair value	2,098	1,554
US state, municipal and agencies debt - issued or guaranteed [member]
Disclosure of financial assets [line items]
Cost/Amortized cost	15,704	18,000
Gross unrealized gains	206	285
Gross unrealized losses	(92)	(149)
Fair value	15,818	18,136
Other OECD government debt - issued or guaranteed [member]
Disclosure of financial assets [line items]
Cost/Amortized cost	4,693	1,469
Gross unrealized gains	2	2
Gross unrealized losses	(3)	(1)
Fair value	4,692	1,470
Mortgage-backed securities [member]
Disclosure of financial assets [line items]
Cost/Amortized cost	2,577	2,176
Gross unrealized gains	2	1
Gross unrealized losses	(8)	(3)
Fair value	2,571	2,174
Asset-backed securities, CDO [member]
Disclosure of financial assets [line items]
Cost/Amortized cost	7,228	6,248
Gross unrealized gains	2	1
Gross unrealized losses	(26)	(10)
Fair value	7,204	6,239
Asset-backed securities, Non-CDO [member]
Disclosure of financial assets [line items]
Cost/Amortized cost	847	856
Gross unrealized gains	7	9
Gross unrealized losses	(1)	(2)
Fair value	853	863
Corporate debt and other debt [member]
Disclosure of financial assets [line items]
Cost/Amortized cost	19,762	17,439
Gross unrealized gains	73	22
Gross unrealized losses	(9)	(42)
Fair value	19,826	17,419
Equities [member]
Disclosure of financial assets [line items]
Cost/Amortized cost	233	197
Gross unrealized gains	215	186
Gross unrealized losses	(2)	(1)
Fair value	446	382
Loan substitute securities [member]
Disclosure of financial assets [line items]
Cost/Amortized cost	25	25
Gross unrealized losses	(1)	(1)
Fair value	$ 24	$ 24

Securities - Summary of Unrealized Gains and Losses on Securities at Fair Value through Other Comprehensive Income (Parenthetical) (Detail) - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Disclosure of financial assets [line items]
Allowance for credit losses on debt securities at FVOCI	$ (1)	$ 11
Amortized cost	53,795	48,232
Gross unrealized gains on securities measured at FVOCI	576	508
Gross unrealized losses on securities measured at FVOCI	144	241
Securities measured at fair value through other comprehensive income [member] \| Commercial mortgage-backed securities [member]
Disclosure of financial assets [line items]
Amortized cost	1,775	1,442
Gross unrealized gains on securities measured at FVOCI	2	0
Gross unrealized losses on securities measured at FVOCI	6	6
Fair value	1,771	1,436
Held-to-collect securities category [member]
Disclosure of financial assets [line items]
Amortized cost	$ 46,013	$ 46,109

Securities - Summary of Credit Risk Exposure by Internal Risk Rating (Detail) - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Disclosure of credit risk exposure [line items]
Amortized cost	$ 53,795	$ 48,232
Securities measured at fair value through other comprehensive income [member]
Disclosure of credit risk exposure [line items]
Investment grade	53,220	47,435
Non-investment grade	393	533
Impaired	144	125
Carrying amount of securities measured at FVOCI subject to impairment	53,757	48,093
Items not subject to impairment	470	406
Carrying amount of securities measured at FVOCI	54,227	48,499
Securities measured at amortized cost [member]
Disclosure of credit risk exposure [line items]
Investment grade	44,864	45,077
Non-investment grade	1,177	1,070
Amount before allowance for credit losses	46,041	46,147
Allowance for credit losses	28	38
Amortized cost	46,013	46,109
Performing Stage one [member] \| Securities measured at fair value through other comprehensive income [member]
Disclosure of credit risk exposure [line items]
Investment grade	53,219	46,956
Non-investment grade	383	500
Carrying amount of securities measured at FVOCI subject to impairment	53,602	47,456
Performing Stage one [member] \| Securities measured at amortized cost [member]
Disclosure of credit risk exposure [line items]
Investment grade	44,820	44,958
Non-investment grade	616	367
Amount before allowance for credit losses	45,436	45,325
Allowance for credit losses	7	6
Amortized cost	45,429	45,319
Performing Stage two [member] \| Securities measured at fair value through other comprehensive income [member]
Disclosure of credit risk exposure [line items]
Investment grade	1	479
Non-investment grade	10	33
Carrying amount of securities measured at FVOCI subject to impairment	11	512
Performing Stage two [member] \| Securities measured at amortized cost [member]
Disclosure of credit risk exposure [line items]
Investment grade	44	119
Non-investment grade	561	703
Amount before allowance for credit losses	605	822
Allowance for credit losses	21	32
Amortized cost	584	790
Impaired Stage three [member] \| Securities measured at fair value through other comprehensive income [member]
Disclosure of credit risk exposure [line items]
Impaired	144	125
Carrying amount of securities measured at FVOCI subject to impairment	$ 144	$ 125

Securities - Summary of Credit Risk Exposure by Internal Risk Rating (Parenthetical) (Detail) - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Purchased Credit Impaired [member]
Disclosure of credit risk exposure [line items]
Securities at Fair Value Through Other Comprehensive Income	$ 144	$ 125

Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Residential Mortgage (Detail) - Residential mortgages [member] - Retail loans [member] - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	$ 298,553	$ 282,212
Items not subject to impairment	422	259
Gross carrying amount of financial assets	298,975	282,471
Low risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	239,079	225,714
Medium risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	14,510	15,050
High risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	5,346	5,474
Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	38,909	35,248
Impaired [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	709	726
Stage one exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	286,961	272,954
Stage one exposure [member] \| Low risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	232,712	222,026
Stage one exposure [member] \| Medium risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	13,221	13,681
Stage one exposure [member] \| High risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	2,727	2,577
Stage one exposure [member] \| Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	38,301	34,670
Stage two exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	10,883	8,532
Stage two exposure [member] \| Low risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	6,367	3,688
Stage two exposure [member] \| Medium risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	1,289	1,369
Stage two exposure [member] \| High risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	2,619	2,897
Stage two exposure [member] \| Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	608	578
Stage three exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	709	726
Stage three exposure [member] \| Impaired [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	$ 709	$ 726

Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Personal (Detail) - Personal [member] - Retail loans [member] - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	$ 92,245	$ 92,700
Low risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	72,989	73,019
Medium risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	8,039	8,049
High risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	2,586	2,670
Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	8,331	8,659
Impaired [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	300	303
Stage one exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	86,514	87,480
Stage one exposure [member] \| Low risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	71,290	71,763
Stage one exposure [member] \| Medium risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	5,997	6,124
Stage one exposure [member] \| High risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	937	998
Stage one exposure [member] \| Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	8,290	8,595
Stage two exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	5,431	4,917
Stage two exposure [member] \| Low risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	1,699	1,256
Stage two exposure [member] \| Medium risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	2,042	1,925
Stage two exposure [member] \| High risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	1,649	1,672
Stage two exposure [member] \| Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	41	64
Stage three exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	300	303
Stage three exposure [member] \| Impaired [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	$ 300	$ 303

Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Credit Cards (Detail) - Credit cards [member] - Retail loans [member] - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	$ 20,097	$ 19,415
Low risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	13,869	13,285
Medium risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	3,912	3,866
High risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	1,465	1,470
Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	851	794
Stage one exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	16,901	16,322
Stage one exposure [member] \| Low risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	13,767	13,185
Stage one exposure [member] \| Medium risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	2,185	2,234
Stage one exposure [member] \| High risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	130	139
Stage one exposure [member] \| Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	819	764
Stage two exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	3,196	3,093
Stage two exposure [member] \| Low risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	102	100
Stage two exposure [member] \| Medium risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	1,727	1,632
Stage two exposure [member] \| High risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	1,335	1,331
Stage two exposure [member] \| Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	$ 32	$ 30

Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Small Business (Detail) - Small business [member] - Retail loans [member] - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	$ 5,266	$ 4,866
Low risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	2,273	2,050
Medium risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	2,430	2,332
High risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	315	273
Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	197	167
Impaired [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	51	44
Stage one exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	4,864	4,495
Stage one exposure [member] \| Low risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	2,228	2,004
Stage one exposure [member] \| Medium risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	2,321	2,230
Stage one exposure [member] \| High risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	118	95
Stage one exposure [member] \| Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	197	166
Stage two exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	351	327
Stage two exposure [member] \| Low risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	45	46
Stage two exposure [member] \| Medium risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	109	102
Stage two exposure [member] \| High risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	197	178
Stage two exposure [member] \| Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment		1
Stage three exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	51	44
Stage three exposure [member] \| Impaired [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	$ 51	$ 44

Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Undrawn Loan Commitments Retail (Detail) - Undrawn loan commitments - retail [member] - Retail loans [member] - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	$ 211,589	$ 201,254
Low risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	199,824	183,696
Medium risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	8,072	11,033
High risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	934	3,906
Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	2,759	2,619
Stage one exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	209,170	199,544
Stage one exposure [member] \| Low risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	197,881	182,426
Stage one exposure [member] \| Medium risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	7,832	10,794
Stage one exposure [member] \| High risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	727	3,740
Stage one exposure [member] \| Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	2,730	2,584
Stage two exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	2,419	1,710
Stage two exposure [member] \| Low risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	1,943	1,270
Stage two exposure [member] \| Medium risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	240	239
Stage two exposure [member] \| High risk [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	207	166
Stage two exposure [member] \| Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	$ 29	$ 35

Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Wholesale (Detail) - Wholesale [member] - Loans outstanding [member] - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	$ 188,099	$ 171,609
Items not subject to impairment	10,842	8,669
Gross carrying amount of financial assets	198,941	180,278
Investment grade [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	50,688	47,193
Non investment grade [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	127,824	116,217
Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	7,691	7,103
Impaired [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	1,896	1,096
Stage one exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	174,236	159,588
Stage one exposure [member] \| Investment grade [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	50,609	46,869
Stage one exposure [member] \| Non investment grade [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	116,299	106,027
Stage one exposure [member] \| Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	7,328	6,692
Stage two exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	11,967	10,925
Stage two exposure [member] \| Investment grade [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	79	324
Stage two exposure [member] \| Non investment grade [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	11,525	10,190
Stage two exposure [member] \| Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	363	411
Stage three exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	1,896	1,096
Stage three exposure [member] \| Impaired [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	$ 1,896	$ 1,096

Loans and Allowance for Credit Losses - Summary of Gross Carrying Amount of Loans Measured at Amortized Cost - Undrawn Loan Commitments Wholesale (Detail) - Wholesale [member] - Undrawn loan commitments [member] - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	$ 322,911	$ 323,251
Investment grade [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	220,061	223,063
Non investment grade [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	98,293	95,897
Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	4,557	4,291
Stage one exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	314,881	316,089
Stage one exposure [member] \| Investment grade [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	220,061	222,970
Stage one exposure [member] \| Non investment grade [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	90,263	88,828
Stage one exposure [member] \| Not rated [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	4,557	4,291
Stage two exposure [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	8,030	7,162
Stage two exposure [member] \| Investment grade [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment		93
Stage two exposure [member] \| Non investment grade [member]
Disclosure of credit risk exposure [line items]
Gross carrying amount of financial assets subject to impairment	$ 8,030	$ 7,069

Loans and Allowance for Credit Losses - Disclosure of Loans Past Due But Not Impaired (Detail) - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Disclosure of loans that are either past due or impaired [line items]
Loans past due but not impaired	$ 6,223	$ 6,290
Retail [member]
Disclosure of loans that are either past due or impaired [line items]
Loans past due but not impaired	4,496	4,576
Wholesale [member]
Disclosure of loans that are either past due or impaired [line items]
Loans past due but not impaired	1,727	1,714
1 to 29 days [member]
Disclosure of loans that are either past due or impaired [line items]
Loans past due but not impaired	4,326	4,241
1 to 29 days [member] \| Retail [member]
Disclosure of loans that are either past due or impaired [line items]
Loans past due but not impaired	3,025	2,995
1 to 29 days [member] \| Wholesale [member]
Disclosure of loans that are either past due or impaired [line items]
Loans past due but not impaired	1,301	1,246
30 to 89 days [member]
Disclosure of loans that are either past due or impaired [line items]
Loans past due but not impaired	1,690	1,870
30 to 89 days [member] \| Retail [member]
Disclosure of loans that are either past due or impaired [line items]
Loans past due but not impaired	1,285	1,402
30 to 89 days [member] \| Wholesale [member]
Disclosure of loans that are either past due or impaired [line items]
Loans past due but not impaired	405	468
90 Days and Greater [member]
Disclosure of loans that are either past due or impaired [line items]
Loans past due but not impaired	207	179
90 Days and Greater [member] \| Retail [member]
Disclosure of loans that are either past due or impaired [line items]
Loans past due but not impaired	186	$ 179
90 Days and Greater [member] \| Wholesale [member]
Disclosure of loans that are either past due or impaired [line items]
Loans past due but not impaired	$ 21

Deposits - Summary of Deposit Liabilities (Detail) - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Disclosure of deposits [line items]
Term	$ 424,459	$ 396,800
Total deposits	881,211	837,046
Deposits - Personal [member]
Disclosure of deposits [line items]
Demand	140,474	135,101
Notice	48,659	48,873
Term	98,796	86,180
Total deposits	287,929	270,154
Deposits - Business and government [member]
Disclosure of deposits [line items]
Demand	246,937	238,617
Notice	12,106	8,606
Term	304,300	287,148
Total deposits	563,343	534,371
Deposits - Bank [member]
Disclosure of deposits [line items]
Demand	8,403	8,750
Notice	173	299
Term	21,363	23,472
Total deposits	29,939	32,521
Deposits - Personal, Business and government, and Bank [member]
Disclosure of deposits [line items]
Demand	395,814	382,468
Notice	60,938	57,778
Term	424,459	396,800
Total deposits	881,211	837,046
Canada [member] \| Non-interest bearing deposits [member]
Disclosure of deposits [line items]
Demand	90,308	88,119
Notice	5,335	5,086
Total deposits	95,643	93,205
Canada [member] \| Interest bearing deposits [member]
Disclosure of deposits [line items]
Demand	226,187	213,747
Notice	15,167	15,112
Term	330,119	292,641
Total deposits	571,473	521,500
United States [member] \| Non-interest bearing deposits [member]
Disclosure of deposits [line items]
Demand	32,451	34,098
Total deposits	32,451	34,098
United States [member] \| Interest bearing deposits [member]
Disclosure of deposits [line items]
Demand	3,995	2,478
Notice	36,502	33,099
Term	49,929	67,211
Total deposits	90,426	102,788
Europe [member] \| Non-interest bearing deposits [member]
Disclosure of deposits [line items]
Demand	690	564
Total deposits	690	564
Europe [member] \| Interest bearing deposits [member]
Disclosure of deposits [line items]
Demand	31,384	32,930
Notice	873	1,412
Term	32,973	26,598
Total deposits	65,230	60,940
Other International [member] \| Non-interest bearing deposits [member]
Disclosure of deposits [line items]
Demand	5,484	5,495
Notice	6	5
Total deposits	5,490	5,500
Other International [member] \| Interest bearing deposits [member]
Disclosure of deposits [line items]
Demand	5,315	5,037
Notice	3,055	3,064
Term	11,438	10,350
Total deposits	$ 19,808	$ 18,451

Deposits - Summary of Deposit Liabilities (Parenthetical) (Detail) - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Disclosure of deposits [line items]
Total deposits	$ 881,211	$ 837,046
U.S. dollars [member]
Disclosure of deposits [line items]
Total deposits	326,000	309,000
British pounds [member]
Disclosure of deposits [line items]
Total deposits	21,000	20,000
Euro [member]
Disclosure of deposits [line items]
Total deposits	44,000	38,000
Other currencies [member]
Disclosure of deposits [line items]
Total deposits	$ 31,000	$ 32,000

Deposits - Summary of Contractual Maturities of Term Deposit Liabilities (Detail) - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Disclosure of deposits [line items]
Term deposit liabilities	$ 424,459	$ 396,800
Aggregate amount of term deposits in denominations of one hundred thousand dollars or more	387,000	362,000
Less than 3 months [member]
Disclosure of deposits [line items]
Term deposit liabilities	117,873	89,553
3 to 6 months [member]
Disclosure of deposits [line items]
Term deposit liabilities	40,755	59,109
6 to 12 months [member]
Disclosure of deposits [line items]
Term deposit liabilities	92,765	80,773
1 to 2 years [member]
Disclosure of deposits [line items]
Term deposit liabilities	61,462	51,798
2 to 3 years [member]
Disclosure of deposits [line items]
Term deposit liabilities	36,338	45,550
3 to 4 years [member]
Disclosure of deposits [line items]
Term deposit liabilities	21,616	21,127
4 to 5 years [member]
Disclosure of deposits [line items]
Term deposit liabilities	25,735	23,863
Over 5 years [member]
Disclosure of deposits [line items]
Term deposit liabilities	$ 27,915	$ 25,027

Income taxes - Additional Information (Detail) $ in Millions	9 Months Ended
	Jul. 31, 2019 CAD ($)
2014 taxation years [member]
Additional details on Income taxes [line items]
Amount of tax reassessment on dividend received deduction	$ 295

Significant capital and funding transactions - Additional Information (Detail) - CAD ($) $ / shares in Units, shares in Millions, $ in Millions					3 Months Ended		9 Months Ended
	Jul. 25, 2019	Feb. 24, 2019	Nov. 24, 2018	Nov. 02, 2018	Jul. 31, 2019	Jul. 31, 2018	Jul. 31, 2019	Jul. 31, 2018
Disclosure of classes of share capital [line items]
Proceeds from issue of preference shares					$ 38	$ 24	$ 437	$ 69
Series BO non-cumulative five year rate reset first preference shares [member]
Disclosure of classes of share capital [line items]
Number of preferred shares issued				14.0
Preferred shares issued price per share				$ 25
Proceeds from issue of preference shares				$ 350
Earliest redemption date				Feb. 24, 2024
Initial period annual yield				4.80%
Dividend rate reset				The dividend rate will reset on the earliest redemption date and every fifth year thereafter at a rate equal to the 5-year Government of Canada bond yield plus a premium of 2.38%. Holders have the option to convert their shares into Non-Cumulative Floating Rate First Preferred Shares, Series BP, subject to certain conditions, on the earliest redemption date and every fifth year thereafter at a rate equal to the 3-month Government of Canada Treasury Bill yield plus 2.38%.
Premium				2.38%
Redemption price per share				$ 25
Preference shares redemption conditions				Subject to the consent of OSFI and the requirements of the Bank Act (Canada), we may redeem the Series BO Preferred Shares in whole or in part at a price per share of $25 on the earliest redemption date and every fifth year thereafter. The Series BO Preferred Shares include NVCC provisions which are necessary for the shares to qualify as Tier 1 regulatory capital.
Series AD non-cumulative fixed rate first preference shares [member]
Disclosure of classes of share capital [line items]
Redemption price per share			$ 25
Number of shares redeemed			10.0
Series AK non cumulative fixed rate first preference shares [member]
Disclosure of classes of share capital [line items]
Redemption price per share		$ 25
Number of shares redeemed		2.4
Series AJ non-cumulative 5-year rate reset first preference shares [member]
Disclosure of classes of share capital [line items]
Redemption price per share		$ 25
Number of shares redeemed		13.6
Series AL non-cumulative 5-year rate reset first preference shares [member]
Disclosure of classes of share capital [line items]
Redemption price per share		$ 25
Number of shares redeemed		12.0
Subordinated debentures [member]
Disclosure of classes of share capital [line items]
Dated subordinated liabilities					$ 1,000		$ 1,000
Interest rate	2.74%				3.04%		3.04%
Maturity	Jul. 25, 2019						July 17, 2024
Redemption date							Jul. 17, 2019
Percentage of principal amount							100.00%
Dated subordinated issued	$ 1,500
Borrowings adjustment to interest rate	0.98%
Borrowings, interest rate basis	The notes bear interest at a fixed rate of 2.74% per annum until July 25, 2024, and at the three-month Canadian Dollar Offered Rate plus 0.98% thereafter until their maturity on July 25, 2029.

Capital management - Summary of Regulatory Capital and Capital Ratios (Detail) - CAD ($) $ in Millions	Jul. 31, 2019	Oct. 31, 2018
Capital
CET1 capital	$ 60,938	$ 57,001
Tier 1 capital	66,615	63,279
Total capital	76,563	72,494
Risk-weighted Assets (RWA) used in calculation of capital ratios
CET1 capital RWA	510,664	495,528
Tier 1 capital RWA	510,664	495,993
Total capital RWA	510,664	496,459
Total capital RWA consisting of:
Credit risk	415,977	401,534
Market risk	29,425	32,209
Operational risk	65,262	62,716
Total Capital RWA	$ 510,664	$ 496,459
Capital ratios and Leverage ratios
CET1 ratio	11.90%	11.50%
Tier 1 capital ratio	13.00%	12.80%
Total capital ratio	15.00%	14.60%
Leverage ratio	4.40%	4.40%
Leverage ratio exposure (billions)	$ 1,529,400	$ 1,450,800

Capital management - Summary of Regulatory Capital and Capital Ratios (Parenthetical) (Detail)	Oct. 31, 2018
Regulatory capital and capital ratios [abstract]
Credit Valuation Adjustment scalar Common Equity Tier 1 capital	80.00%
Credit Valuation Adjustment scalar Tier 1 capital	83.00%
Credit Valuation Adjustment scalar Total capital	86.00%