EX-99.3 4 d683993dex993.htm EX-99.3 EX-99.3

Exhibit 99.3

Industry Guide 3 – Return on Equity and Assets Ratios

 

     Q3 2018      Q2 2018      Q1 2018      Nine months ended
July 31, 2018		      For the year-ended
October 2017		  

Return on Assets

      0.95%        0.98%        0.94%        0.96%        0.97%  

Return on Equity

      17.3%        18.1%        17.4%        17.6%        17.0%  

Dividend Payout Ratio

      45%        46%        45%        45%        46%  

Equity to Asset Ratio

      5.87%        5.82%        5.78%        5.82%        6.12%