EX-99.3 4 d850747dex993.htm EX-99.3 EX-99.3

Exhibit 99.3

Industry Guide 3 – Return on Equity and Assets Ratios

 

    
      Q1 2015     For the Year Ended
October 2014		     For the Year Ended
October 2013 (1)		     For the Year Ended
October 2012 (1)		  

Return on Assets

      0.94 %      0.99 %      0.98 %      0.93 % 

Return on Equity

      19.3 %      19.0 %      19.7 %      19.6 % 

Dividend Payout Ratio

      45 %      47 %      46 %      46 % 

Equity to Asset Ratio

      5.32 %      5.74 %      5.50 %      5.31 % 

 

(1) 

Figures restated to reflect adoption of new accounting standards.

Results are from Consolidated Financial Statements.