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Loans and Allowance for Loan Losses - Summary of Activity in Allowance for Loan Losses (Detail) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for loan losses - beginning balance $ 46,093 $ 36,395
Total charge-offs (11,179) (15,862)
Total recoveries 2,602 2,986
Net charge-offs [1] (8,577) (12,876)
Provision for loan losses 16,541 13,343
Allowance for loan losses – ending balance [2] 54,057 36,862
Recreation [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for loan losses - beginning balance 18,075  
Total charge-offs (8,244) (6,525)
Total recoveries 1,862 1,596
Allowance for loan losses – ending balance 22,294  
Home Improvement [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for loan losses - beginning balance 2,608  
Total charge-offs (1,011) (549)
Total recoveries 375 390
Allowance for loan losses – ending balance 3,507  
Medallion [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for loan losses - beginning balance 25,410  
Total charge-offs (1,924) (8,788)
Total recoveries 365 $ 1,000
Allowance for loan losses – ending balance $ 28,256  
[1] As of March 31, 2020, cumulative net charge-offs of loans and loan collateral in process of foreclosure in the medallion loan portfolio were $243,428, representing collection opportunities for the Company.
[2] Includes $2,469 of a general reserve for the Company, for current and performing medallion loans under 90 days past due, as an additional buffer against future losses, representing 5% of the total allowance, and 2.07% of the medallion loans under 90 days past due as of March 31, 2020. This figure excludes $17,351 of a general reserve on loans at the Bank, which was netted against loan balances at consolidation on April 2, 2018. Subsequent to April 2, 2018, the Bank recorded a general reserve benefit of $7,266.