Segment Reporting (Tables)

3 Months Ended

Mar. 31, 2019

Segment Reporting [Abstract]

Schedule of Segment Data

The following table presents segment data at March 31, 2019 and for the three months then ended.

	Consumer Lending						Commercial Lending			Medallion Lending			RPAC			Corp. and Other Investments			Consolidated
(Dollars in thousands)	Recreation			Home Improvement
Total interest income	$	22,479		$	4,325		$	1,967		$	841		$	—		$	431		$	30,043
Total interest expense		2,774			906			961			1,909			36			1,136			7,722
Net interest income (loss)		19,705			3,419			1,006			(1,068	)		(36	)		(705	)		22,321
Provision for loan losses		7,005			549			455			5,334			—			—			13,343
Net interest income (loss) after loss provision		12,700			2,870			551			(6,402	)		(36	)		(705	)		8,978
Sponsorship and race winnings		—			—			—			—			3,179			—			3,179
Race team related expenses		—			—			—			—			(1,998	)		—			(1,998	)
Other income (expense)		(5,382	)		(1,637	)		(253	)		1,214			(1,797	)		(1,165	)		(9,020	)
Net income (loss) before taxes		7,318			1,233			298			(5,188	)		(652	)		(1,870	)		1,139
Income tax benefit (provision)		(1,895	)		(319	)		(72	)		1,251			157			1,134			256
Net income (loss) after tax	$	5,423		$	914		$	226		($	3,937	)	($	495	)	($	736	)	$	1,395
Balance Sheet Data
Total loans net	$	601,067		$	191,089		$	54,756		$	140,426		$	—		$	—		$	987,338
Total assets		611,702			199,999			86,906			254,714			30,952			244,455			1,428,728
Total funds borrowed		487,165			159,251			78,060			202,255			7,681			164,304			1,098,716
Selected Financial Ratios
Return on assets		3.66	%		2.38	%		1.03	%		(6.05	%)		(6.60	%)		(1.32	%)		0.36	%
Return on equity		13.83			9.53			5.16			(30.23	)		(65.48	)		(4.70	)		1.72
Interest yield		15.50			9.42			13.56			2.33			N/A			N/A			11.52
Net interest margin		13.58			7.45			6.93			(2.96	)		N/A			N/A			8.56
Reserve coverage		1.46			1.13			0.82			15.26			N/A			N/A			3.60
Delinquency ratio		0.56			0.08			1.29			2.47			N/A			N/A			0.81
Charge-off ratio		3.40			0.35			0.00			21.59			N/A			N/A			5.33