Segment Reporting (Tables)

6 Months Ended

Jun. 30, 2018

Segment Reporting [Abstract]

Schedule of Segment Data

The following table presents segment data at June 30, 2018 and for the three months then ended.

	Consumer Lending						Commercial Lending			Medallion Lending			RPAC			Corp. and Other			Consolidated
(dollars in thousands)	Recreation			Home Improvement
Total interest income	$	22,132		$	4,637		$	2,322		$	3,189		$	—		$	364		$	32,644
Total interest expense		2,136			739			655			3,373			41			981			7,925
Net interest income (loss)		19,996			3,898			1,667			(184	)		(41	)		(617	)		24,719
Provision for loan losses		4,710			877			175			24,814			—			—			30,576
Net interest income after loss provision		15,286			3,021			1,492			(24,998	)		(41	)		(617	)		(5,857	)
Sponsorship and race winning		—			—			—			—			5,228			—			5,228
Race team related expenses		—			—			—			—			(2,540	)		—			(2,540	)
Other income (expense)		(5,520	)		(1,685	)		(1,110	)		(2,811	)		(2,237	)		(1,373	)		(14,736	)
Net income before taxes		9,766			1,336			382			(27,809	)		410			(1,990	)		(17,905	)
Income tax benefit (provision)		(2,162	)		(296	)		(85	)		6,157			(43	)		450			4,021
Net Income (loss) after tax	$	7,604		$	1,040		$	297		($	21,652	)	$	367		($	1,540	)	($	13,884	)
Balance Sheet Data
Total loans net	$	595,385		$	195,321		$	79,930		$	258,062		$	—		$	—		$	1,128,698
Total assets		599,960			206,298			109,261			386,225			37,861			194,924			1,534,529
Total funds borrowed		456,955			159,913			68,224			402,955			7,578			130,717			1,226,342
Selected Financial Ratios
Return on assets		5.32	%		2.13	%		1.05	%		(21.69	%)		3.89	%		(2.99	%)		(4.53	%)
Return on equity		23.33			9.74			2.53			NM			22.38			(8.15	)		(22.00	)
Interest yield		15.62			10.02			10.54			4.43			N/A			N/A			11.23
Net interest margin		14.12			8.43			7.57			(0.26	)		N/A			N/A			8.57
Reserve coverage		0.33			0.28			0.22			6.77			N/A			N/A			1.86
Delinquency ratio		0.40			0.06			0.27			4.49			N/A			N/A			1.32
Charge off ratio		0.82			0.30			0.00			2.18			N/A			N/A			3.19