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Loans and Allowance for Credit Losses - Summary of Activity in Allowance for Loan Losses (Detail) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for credit losses - beginning balance [1] $ 84,235 $ 63,845
Total charge-offs (22,999) (18,097)
Total recoveries 5,390 6,782
Charge-offs, net [2] (17,609) (11,315)
Provision for credit losses 17,201 4,038
Allowance for credit losses - ending balance [3] 83,827 70,280
Accounting Standards Update 2016-13 [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for credit losses - ending balance 0 13,712
Recreation [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for credit losses - beginning balance 57,532  
Total charge-offs (18,101) (12,590)
Total recoveries 3,548 2,771
Allowance for credit losses - ending balance 60,011  
Home Improvement [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for credit losses - beginning balance 21,019  
Total charge-offs (4,898) (1,914)
Total recoveries 911 632
Allowance for credit losses - ending balance 17,930  
Commercial [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for credit losses - beginning balance 4,148  
Total charge-offs 0 0
Total recoveries 20 10
Allowance for credit losses - ending balance 4,384  
Taxi Medallion [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for credit losses - beginning balance 1,536  
Total charge-offs 0 (3,593)
Total recoveries 911 $ 3,369
Allowance for credit losses - ending balance $ 1,502  
[1] 2023 beginning balance represents allowance prior to the adoption of ASU 2016-13.
[2] As of March 31, 2024, cumulative net charge-offs of loans and loan collateral in process of foreclosure in the taxi medallion loan portfolio were $173.7 million, including $105.5 million related to loans secured by New York City taxi medallions, some of which may represent collection opportunities for the Company.
[3] As of March 31, 2024 and March 31, 2023, there were no allowance for credit losses and net charge-offs related to the strategic partnership loans.