Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Cash flows from operating activities:
Net income	$ 2,998	$ 8,351
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization of intangibles	401	244
Amortization of debt issuance costs	2,176	429
Amortization of operating of lease right-of-use assets	1,388	1,593
Gain on sale of property and equipment	(20)	(13)
Purchases of equity investments	0	(4,142)
Proceeds from equity investments	0	5,951
Realized gains on equity investments	0	(1,809)
Provision for credit losses	5,965	7,250
Amortization of dealer discounts	(6,411)	(6,421)
Amortization of insurance and fee commissions	(2,821)	(2,370)
Accretion of purchase price discount	(152)	(551)
Deferred income taxes	898	1,626
Principal reduction on operating lease liabilities	(1,591)	(1,193)
Share-based compensation	200	197
Changes in operating assets and liabilities:
Repossessed assets	27	655
Accrued interest receivable	(30)	879
Prepaid expenses and other assets	168	(145)
Accounts payable and accrued expenses	627	(373)
Income taxes receivable	(336)	4,245
Net cash provided by operating activities	3,487	14,403
Cash flows from investing activities:
Purchase and origination of finance receivables	(114,544)	(88,173)
Principal payments received	119,711	118,849
Purchase of property and equipment	(1,312)	(615)
Proceeds from sale of property and equipment	7	20
Net cash provided by (used in) investing activities	3,862	30,081
Cash flows from financing activities:
Repayments on credit facility	(105,830)	(38,530)
Proceeds from the credit facility	72,530	0
Payment of loan originations fees	(217)	0
Proceeds from PPP Loan	0	3,244
Proceeds from exercise of stock options	28	0
Repurchases of treasury stock	(2,062)	(905)
Net cash used in financing activities	(35,551)	(36,191)
Net increase (decrease) in cash	(28,202)	8,293
Cash and restricted cash, beginning of year	32,977	24,684
Cash and restricted cash, end of year	4,775	32,977
Supplemental Disclosures:
Interest paid, including debt originations cost, during the year	3,415	5,714
Income taxes paid during the year	541	1,357
Leased assets obtained in exchange for new operating lease liabilities	2,504	2,067
Cash	4,775	22,022
Restricted cash	0	10,955
Total cash and restricted cash	$ 4,775	$ 32,977