Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2021	Mar. 31, 2021
Assets
Cash	$ 15,611	$ 22,022
Restricted cash	7,240	10,955
Finance receivables, net	165,561	170,318
Repossessed assets	859	685
Operating lease right-of-use assets	4,801	3,392
Prepaid expenses and other assets	1,192	1,271
Income taxes receivable	240	653
Property and equipment, net	1,242	859
Deferred income taxes	1,722	2,283
Total assets	198,468	212,438
Liabilities and shareholders’ equity
Credit facility, net of debt issuance costs	69,599	86,154
Note payable	3,244	3,244
Net long-term debt	72,843	89,398
Operating lease liabilities	4,817	3,367
Accounts payable and accrued expenses	3,719	4,451
Total liabilities	81,379	97,216
Shareholders’ equity
Preferred stock, no par: 5,000 shares authorized; none issued
Common stock, no par: 50,000 shares authorized; 12,665 and 12,653 shares issued, respectively; and 7,583 and 7,708 shares outstanding, respectively	35,151	35,064
Treasury stock: 5,082 and 4,945 common shares, at cost, respectively	(73,895)	(72,343)
Retained earnings	155,833	152,501
Total shareholders' equity	117,089	115,222
Total liabilities and shareholders’ equity	198,468	212,438
Variable Interest Entity
Assets
Restricted cash	7,240	10,955
Finance receivables, net	131,033	150,706
Repossessed assets	745	631
Total assets	139,018	162,292
Liabilities and shareholders’ equity
Credit facility, net of debt issuance costs	69,599	86,154
Accounts payable and accrued expenses	324	405
Total liabilities	$ 69,923	$ 86,559