Client Name:		XXXX
Client Project Name:		XXXX
Start - End Dates:		6/10/2018 - 8/21/2018
Deal Loan Count:		861
Report Run Date:		10/26/2018 3:05 PM
Conditions Report 2.0
Loans in Report:		861
Loans with Conditions:		688
2189 - Total Active Conditions
	266 - Material Conditions
			266 - Compliance Review Scope
				242 - Category: Documentation
				2 - Category: Repayment Ability
				12 - Category: RESPA
				5 - Category: State Consumer Protection
				5 - Category: State Rate Spread
	1923 - Non-Material Conditions
			1923 - Compliance Review Scope
				17 - Category: Borrower's Interest
				83 - Category: Documentation
				922 - Category: Federal Consumer Protection
				52 - Category: Finance Charge Tolerance
				2 - Category: Repayment Ability
				410 - Category: RESPA
				86 - Category: Right of Rescission
				32 - Category: State Consumer Protection
				190 - Category: State Late Charges
				129 - Category: State Prepayment Penalty
23 - Total Satisfied Conditions
			23 - Compliance Review Scope
				10 - Category: Documentation
				8 - Category: Federal Consumer Protection
				5 - Category: RESPA
0 - Total Waived Conditions
©2018 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

Client Name:	XXXX
Client Project Name:	XXXX
Start - End Dates:	6/10/2018 - 8/21/2018
Deal Loan Count:	861
Report Run Date:	10/26/2018 3:05 PM
Conditions Report 2.0
Loans in Report:	861
Loans with Conditions:	688

Redacted Loan Number

Loan UID

Original Principal Balance

State

Lender ATR/QM Status

Loan Level ATR/QM Status

Initial Securitization Compliance Loan Grade

Final Securitization Compliance Loan Grade

Initial S&P Compliance Loan Grade

Final S&P Compliance Loan Grade

Condition Category

Condition Sub Category

Condition Status

Initial Securitization Condition Grade

Final Securitization Condition Grade

Initial S&P Condition Grade

Final S&P Condition Grade

Condition Code

Condition Description

Condition Material Indicator

Initial Comments

Client/Seller Response Comments

Conclusion Comments

TRID Error Type

Cure Method

Loan Status

4C1ACE86-8045-497F-9324-7FFA8247BD0C

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4C1ACE86-8045-497F-9324-7FFA8247BD0C

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4C1ACE86-8045-497F-9324-7FFA8247BD0C

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4C1ACE86-8045-497F-9324-7FFA8247BD0C

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

XXX% Late Charge percentage exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3D1C8946-4CE1-482A-8512-C43F5450FB33

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not dated by borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3D1C8946-4CE1-482A-8512-C43F5450FB33

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepayment penalty is not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3D1C8946-4CE1-482A-8512-C43F5450FB33

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3D1C8946-4CE1-482A-8512-C43F5450FB33

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

XXX% late charge percentage exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3D1C8946-4CE1-482A-8512-C43F5450FB33

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge amount exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3D1C8946-4CE1-482A-8512-C43F5450FB33

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state.   PPP has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

85F2F2B6-D675-4F19-8AC3-8182D1C6AA54

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by bborrower

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

85F2F2B6-D675-4F19-8AC3-8182D1C6AA54

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

983C72C1-DFE6-467C-BD63-AFC5AFBB1380

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5BA32262-8CDE-423F-AF7F-D1877E002CAA

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient. XXXX Ownership Verification.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5BA32262-8CDE-423F-AF7F-D1877E002CAA

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated by the borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5BA32262-8CDE-423F-AF7F-D1877E002CAA

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5BA32262-8CDE-423F-AF7F-D1877E002CAA

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5BA32262-8CDE-423F-AF7F-D1877E002CAA

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge of XXX% exceeds sate max of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5BA32262-8CDE-423F-AF7F-D1877E002CAA

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP1536

PPP - Prepayment penalty exercised upon acceleration

No

Prepayment penalty exercised upon acceleration; PPP expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5BA32262-8CDE-423F-AF7F-D1877E002CAA

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP306

PPP - Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale.

No

Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale.; PPP expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5B411D06-BDE5-4AE1-97B5-1DEE43F24931

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5B411D06-BDE5-4AE1-97B5-1DEE43F24931

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5B411D06-BDE5-4AE1-97B5-1DEE43F24931

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5D57AC64-27BD-4A94-90E9-D01E70F334C0

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5D57AC64-27BD-4A94-90E9-D01E70F334C0

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL, Prepay disclosed on note.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5D57AC64-27BD-4A94-90E9-D01E70F334C0

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5D57AC64-27BD-4A94-90E9-D01E70F334C0

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than XXX days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; XXX State Statute requires , If a payment is more than XXX days late the maximum percent of late charge to be XXX%, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5D57AC64-27BD-4A94-90E9-D01E70F334C0

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

7D1735E1-E3D3-4046-AB23-7022DBBACC38

XXXXXX

XXXXXX

LA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7D1735E1-E3D3-4046-AB23-7022DBBACC38

XXXXXX

XXXXXX

LA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7D1735E1-E3D3-4046-AB23-7022DBBACC38

XXXXXX

XXXXXX

LA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7D1735E1-E3D3-4046-AB23-7022DBBACC38

XXXXXX

XXXXXX

LA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7D1735E1-E3D3-4046-AB23-7022DBBACC38

XXXXXX

XXXXXX

LA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7D1735E1-E3D3-4046-AB23-7022DBBACC38

XXXXXX

XXXXXX

LA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge per Note of XXX% exceeds regulatory limits of only XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7D1735E1-E3D3-4046-AB23-7022DBBACC38

XXXXXX

XXXXXX

LA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late charge per Note of XXX% exceeds regulatory limits of only XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A2237F31-A2D9-4BAA-A451-1D3894DBF909

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A2237F31-A2D9-4BAA-A451-1D3894DBF909

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A2237F31-A2D9-4BAA-A451-1D3894DBF909

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A2237F31-A2D9-4BAA-A451-1D3894DBF909

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge of XXX% exceeds limit of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A2237F31-A2D9-4BAA-A451-1D3894DBF909

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state. PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

E2BFC040-FF10-4C30-8FD5-F76C130910D1

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E2BFC040-FF10-4C30-8FD5-F76C130910D1

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E2BFC040-FF10-4C30-8FD5-F76C130910D1

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepayment is not disclosed on the final TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E2BFC040-FF10-4C30-8FD5-F76C130910D1

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP315

TILA - Sum of scheduled pmts not equal to Total of Payments

No

TIL discloses Total of Payments as $XXX, but is incomplete and missing part of the pay stream.  Clayton calculated total payments is $XXX

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

E2BFC040-FF10-4C30-8FD5-F76C130910D1

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Final TIL is incomplete and missing part of the pay stream.  Loan term is XXX and TIL only discloses XXX; additional part of payment stream is redacted.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

E2BFC040-FF10-4C30-8FD5-F76C130910D1

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E2BFC040-FF10-4C30-8FD5-F76C130910D1

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

XXX% Late Charge percentage exceeds regulatory limits

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

481EB12C-D684-4912-9807-9ECF617ED1C5

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

481EB12C-D684-4912-9807-9ECF617ED1C5

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

TILA - Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

481EB12C-D684-4912-9807-9ECF617ED1C5

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D0091402-9E53-4326-B075-D2ECF1E59E93

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1203

VA - Refi within 12 mos/undetermined

No

Missing title, unable to determine if refinance within last XXX months.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D0091402-9E53-4326-B075-D2ECF1E59E93

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D0091402-9E53-4326-B075-D2ECF1E59E93

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D0091402-9E53-4326-B075-D2ECF1E59E93

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D0091402-9E53-4326-B075-D2ECF1E59E93

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D0091402-9E53-4326-B075-D2ECF1E59E93

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than XXX days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; XXX State Statute requires the maximum percent of late charge to be XXX%, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D0091402-9E53-4326-B075-D2ECF1E59E93

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP306

PPP - Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale.

No

Note Prepayment Penalty is Hard with no exclusions. State Provisions state penalty may not be collected if the prepayment funds come from the sale of the property.   PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84FEF6C6-F95A-4D51-8D74-8D3922F67D6C

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84FEF6C6-F95A-4D51-8D74-8D3922F67D6C

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84FEF6C6-F95A-4D51-8D74-8D3922F67D6C

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84FEF6C6-F95A-4D51-8D74-8D3922F67D6C

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP per Note; not disclosed on TIL.  PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84FEF6C6-F95A-4D51-8D74-8D3922F67D6C

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C17C192D-E1D2-4AC9-924D-9C55294A13B7

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C17C192D-E1D2-4AC9-924D-9C55294A13B7

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C17C192D-E1D2-4AC9-924D-9C55294A13B7

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C17C192D-E1D2-4AC9-924D-9C55294A13B7

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state.    PPP has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

11C90155-02EA-4639-9508-6F313D3AEA11

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

11C90155-02EA-4639-9508-6F313D3AEA11

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

11C90155-02EA-4639-9508-6F313D3AEA11

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

11C90155-02EA-4639-9508-6F313D3AEA11

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

N/A

B

N/A

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge of XXX% exceeds limit of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BAE6E45F-B623-406E-8FB2-8A251216B669

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BAE6E45F-B623-406E-8FB2-8A251216B669

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BAE6E45F-B623-406E-8FB2-8A251216B669

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BAE6E45F-B623-406E-8FB2-8A251216B669

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BAE6E45F-B623-406E-8FB2-8A251216B669

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EE7737E7-032B-44CD-BA17-8F42A9863EF7

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EE7737E7-032B-44CD-BA17-8F42A9863EF7

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1761D074-ED76-4977-B3A9-8B76B7B6FE2A

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit and ownership report provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1761D074-ED76-4977-B3A9-8B76B7B6FE2A

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1761D074-ED76-4977-B3A9-8B76B7B6FE2A

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1761D074-ED76-4977-B3A9-8B76B7B6FE2A

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BF95F350-C20A-4636-ADF1-FE18460D43B2

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BF95F350-C20A-4636-ADF1-FE18460D43B2

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BF95F350-C20A-4636-ADF1-FE18460D43B2

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BF95F350-C20A-4636-ADF1-FE18460D43B2

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

134BBE6B-9A6D-4D9E-B235-A6DBC979A22D

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

C

D

C

D

Compliance

Documentation

Active

N/A

D

N/A

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

134BBE6B-9A6D-4D9E-B235-A6DBC979A22D

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

C

D

C

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

134BBE6B-9A6D-4D9E-B235-A6DBC979A22D

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

C

D

C

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

134BBE6B-9A6D-4D9E-B235-A6DBC979A22D

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

C

D

C

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state.  PPP term has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

3BB8AC36-422F-4FEE-9775-069AE5ED26FA

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1203

VA - Refi within 12 mos/undetermined

No

Prior Mortgage information not available on Final Title Policy is incomplete.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3BB8AC36-422F-4FEE-9775-069AE5ED26FA

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3BB8AC36-422F-4FEE-9775-069AE5ED26FA

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge percentage is XXX% per Note, State max is XXX%. Late Charge percentage exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

187827AE-F486-44AF-93D7-4C280D4D2692

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

187827AE-F486-44AF-93D7-4C280D4D2692

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

187827AE-F486-44AF-93D7-4C280D4D2692

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

187827AE-F486-44AF-93D7-4C280D4D2692

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

187827AE-F486-44AF-93D7-4C280D4D2692

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

187827AE-F486-44AF-93D7-4C280D4D2692

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

XX% Late Charge percentage exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

187827AE-F486-44AF-93D7-4C280D4D2692

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge amount exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

187827AE-F486-44AF-93D7-4C280D4D2692

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP105

PPP - State prohibits a PPP upon a bona fide sale of home; this PPP does not include a bona fide sale restriction.

No

State prohibits a PPP upon a bona fide sale of home; this PPP does not include a bona fide sale restriction.   PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B30A1514-BE75-4D89-9E5C-13F6840D7A3A

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B30A1514-BE75-4D89-9E5C-13F6840D7A3A

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B30A1514-BE75-4D89-9E5C-13F6840D7A3A

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B30A1514-BE75-4D89-9E5C-13F6840D7A3A

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B30A1514-BE75-4D89-9E5C-13F6840D7A3A

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

A

B

A

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge percentage per note is XXX%.  Maximum late charge percentage is XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B30A1514-BE75-4D89-9E5C-13F6840D7A3A

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

A

B

A

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalties prohibited in state of XXX.  Per note, if mortgage is terminated within XXX months of transaction date, a termination fee consisting of processing fees paid by lender ($XXX) will be assessed.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

083B90F3-A83A-4AC3-93D6-F01A6DEDDEE1

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

083B90F3-A83A-4AC3-93D6-F01A6DEDDEE1

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7ACC6914-7B5F-48C8-AB91-7F11654ADC04

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7ACC6914-7B5F-48C8-AB91-7F11654ADC04

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7ACC6914-7B5F-48C8-AB91-7F11654ADC04

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7ACC6914-7B5F-48C8-AB91-7F11654ADC04

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7ACC6914-7B5F-48C8-AB91-7F11654ADC04

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

A

B

A

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7ACC6914-7B5F-48C8-AB91-7F11654ADC04

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

N/A

B

N/A

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state. PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

4FC3FC67-2709-40B7-8369-6D19415A1EF3

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4FC3FC67-2709-40B7-8369-6D19415A1EF3

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4FC3FC67-2709-40B7-8369-6D19415A1EF3

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4FC3FC67-2709-40B7-8369-6D19415A1EF3

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP101

OH CSPA; Unable to determine prior refi made by govt.

No

Missing prior lien note, unable to determine if prior refinance was made by government.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4FC3FC67-2709-40B7-8369-6D19415A1EF3

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP117

OH CSPA; Home Mortgage Information Document not provided

No

Home Mortgage Information Document not provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4FC3FC67-2709-40B7-8369-6D19415A1EF3

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP122

OH CSPA; Tangible Net Benefit worksheet not in file

No

Tangible Net Benefit worksheet not in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4FC3FC67-2709-40B7-8369-6D19415A1EF3

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP1770

OH CSPA; Required Closing Disclosure not provided to borrower

No

Required Closing Disclosure not provided to borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4FC3FC67-2709-40B7-8369-6D19415A1EF3

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP2455

OH CSPA - Reduced Documentation Loan

No

Stated income review, Reduced Documentation Loan.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4FC3FC67-2709-40B7-8369-6D19415A1EF3

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge percentage of XXX% exceeds limit of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4FC3FC67-2709-40B7-8369-6D19415A1EF3

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late charge percentage of XXX% exceeds limit of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

305764E9-0476-4A60-AD04-444F58131EE6

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

305764E9-0476-4A60-AD04-444F58131EE6

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

305764E9-0476-4A60-AD04-444F58131EE6

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

305764E9-0476-4A60-AD04-444F58131EE6

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

305764E9-0476-4A60-AD04-444F58131EE6

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1121

Late Charge percentage exceeds customary maximum

No

Late fee per note reflects, If a payment is more than XXX days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; XXX State Statute requires the maximum percent of late charge to be XXX%, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

951EA1DF-9244-40B4-A80F-459A8C701C81

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

951EA1DF-9244-40B4-A80F-459A8C701C81

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Note contains prepayment penalty verbiage, Final TIL states a prepayment penalty will not be charged.   PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

951EA1DF-9244-40B4-A80F-459A8C701C81

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DDA09239-A062-4B21-9D28-B59B28C660DD

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DDA09239-A062-4B21-9D28-B59B28C660DD

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not dated by borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DDA09239-A062-4B21-9D28-B59B28C660DD

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DDA09239-A062-4B21-9D28-B59B28C660DD

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

76D4BF86-C046-4456-B97C-7C8FFFBFCDBA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

76D4BF86-C046-4456-B97C-7C8FFFBFCDBA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

76D4BF86-C046-4456-B97C-7C8FFFBFCDBA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2AB0B13D-6F51-4A85-BD5F-174C75C0DF1B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2AB0B13D-6F51-4A85-BD5F-174C75C0DF1B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2AB0B13D-6F51-4A85-BD5F-174C75C0DF1B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2AE3DD94-1A7A-4178-8249-268FC69A5C8D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2AE3DD94-1A7A-4178-8249-268FC69A5C8D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower. Unable to confirm delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2AE3DD94-1A7A-4178-8249-268FC69A5C8D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2AE3DD94-1A7A-4178-8249-268FC69A5C8D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B4732EAE-DF6B-4141-990D-809CF27A7DBF

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B4732EAE-DF6B-4141-990D-809CF27A7DBF

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B4732EAE-DF6B-4141-990D-809CF27A7DBF

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B4732EAE-DF6B-4141-990D-809CF27A7DBF

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B4732EAE-DF6B-4141-990D-809CF27A7DBF

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

A

B

A

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B4732EAE-DF6B-4141-990D-809CF27A7DBF

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

A

B

A

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge amount exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B4732EAE-DF6B-4141-990D-809CF27A7DBF

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

N/A

B

N/A

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state; PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

28B1101C-2FBE-40E2-82D9-BB70B1362CC3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

28B1101C-2FBE-40E2-82D9-BB70B1362CC3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

28B1101C-2FBE-40E2-82D9-BB70B1362CC3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

28B1101C-2FBE-40E2-82D9-BB70B1362CC3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E49EAF5B-218E-413D-A9BF-6B02EC0CF08E

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E49EAF5B-218E-413D-A9BF-6B02EC0CF08E

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E49EAF5B-218E-413D-A9BF-6B02EC0CF08E

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E49EAF5B-218E-413D-A9BF-6B02EC0CF08E

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than 15 days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; XXX State Statute requires the maximum is more than 10 days late, percent of late charge to be XXX%, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E49EAF5B-218E-413D-A9BF-6B02EC0CF08E

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state.   PPP has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

57B90CA0-F05E-48B7-997F-692D7CB08B03

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepayment Penalty not disclosed on the TIL. Per HUD-1, Lender Paid Closing Costs are required to be reimbursed to the Lender if the loan is paid in full within XXX months of the transaction date.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

57B90CA0-F05E-48B7-997F-692D7CB08B03

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

57B90CA0-F05E-48B7-997F-692D7CB08B03

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP108

PPP - Prepayment penalty type exceeds maximum allowed

No

Prepayment Penalty per HUD-1 is a Specific, fixed dollar amount. State maximum prepayment penalty type is XXX % of amt prepaid. PPP has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

7088DFEB-6DA4-4386-A4F7-1F47164D5F91

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7088DFEB-6DA4-4386-A4F7-1F47164D5F91

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7088DFEB-6DA4-4386-A4F7-1F47164D5F91

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7088DFEB-6DA4-4386-A4F7-1F47164D5F91

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9305B748-73FA-47F0-9862-1725C02FE701

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9305B748-73FA-47F0-9862-1725C02FE701

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9305B748-73FA-47F0-9862-1725C02FE701

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9305B748-73FA-47F0-9862-1725C02FE701

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

040EBD82-23D8-4F5B-9E11-16D9EBB93226

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

040EBD82-23D8-4F5B-9E11-16D9EBB93226

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

040EBD82-23D8-4F5B-9E11-16D9EBB93226

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the XXX XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

040EBD82-23D8-4F5B-9E11-16D9EBB93226

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

040EBD82-23D8-4F5B-9E11-16D9EBB93226

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP955

MI Home Loans -Borrower's Bill of Rights Not in File

No

Missing XXX Borrower's Bill of Rights.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

040EBD82-23D8-4F5B-9E11-16D9EBB93226

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP961

MI Home Loans -Consumer Caution/Homeownership Counseling Notice Not in File

No

Missing XXX Consumer Caution/ Homeownership Counseling Notice.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

040EBD82-23D8-4F5B-9E11-16D9EBB93226

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

N/A

B

N/A

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge of XXX% exceeds the regulatory limit of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

040EBD82-23D8-4F5B-9E11-16D9EBB93226

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

N/A

B

N/A

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late charge of XXX% exceeds the regulatory limit of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

931184F3-4062-471B-808E-4119A803909A

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

931184F3-4062-471B-808E-4119A803909A

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Loan understated by $XXX missing TIL  itemization

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

931184F3-4062-471B-808E-4119A803909A

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

931184F3-4062-471B-808E-4119A803909A

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than 15 days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A789D7DE-8BF9-4337-B7A7-778624C16BF3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

A

D

A

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A789D7DE-8BF9-4337-B7A7-778624C16BF3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A789D7DE-8BF9-4337-B7A7-778624C16BF3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A789D7DE-8BF9-4337-B7A7-778624C16BF3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5DF55334-938A-4E98-9249-59B340D4E65F

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5DF55334-938A-4E98-9249-59B340D4E65F

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5DF55334-938A-4E98-9249-59B340D4E65F

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5DF55334-938A-4E98-9249-59B340D4E65F

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5DF55334-938A-4E98-9249-59B340D4E65F

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than 15 days late, Borrower will be charged a late charge of the greater of XXX or XXX% of the payment amount; XXX State Statute requires the maximum percent of late charge to be XXX%, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5DF55334-938A-4E98-9249-59B340D4E65F

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than 15 days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; XXX State Statute requires the maximum amount to be $XXX and minimum amount to be $XXX therefore amount exceeds regulatory amount limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

015AE6AD-35A3-497C-A099-616374222C2A

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

015AE6AD-35A3-497C-A099-616374222C2A

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F53A56C-3409-41F0-B5A1-E99601059EE0

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F53A56C-3409-41F0-B5A1-E99601059EE0

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F53A56C-3409-41F0-B5A1-E99601059EE0

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F53A56C-3409-41F0-B5A1-E99601059EE0

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

133DA7E4-1DF9-4A99-8760-9666C746E12B

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

133DA7E4-1DF9-4A99-8760-9666C746E12B

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

133DA7E4-1DF9-4A99-8760-9666C746E12B

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Per HUD-1, Prepayment Penalty is the reimbursement of Lender Paid Closing Costs if the loan is Paid in Full within the first XXX months. Final TIL discloses loan Will Not have a Prepayment Penalty. PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

133DA7E4-1DF9-4A99-8760-9666C746E12B

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

133DA7E4-1DF9-4A99-8760-9666C746E12B

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage exceeds State Limit. Late Charge percentage per Note is XXX% of overdue payment. State Maximum Late Charge Percentage is XXX% of overdue payment.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

133DA7E4-1DF9-4A99-8760-9666C746E12B

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge Amount of $XXX( exceeds the Maximum Dollar Amount Late Charge of $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

35B0A5D1-C9D0-41FB-9CDD-529935186834

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

35B0A5D1-C9D0-41FB-9CDD-529935186834

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

35B0A5D1-C9D0-41FB-9CDD-529935186834

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

35B0A5D1-C9D0-41FB-9CDD-529935186834

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FEB8C1E3-E369-4E87-8BAC-9140EB6CDD9F

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FEB8C1E3-E369-4E87-8BAC-9140EB6CDD9F

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FEB8C1E3-E369-4E87-8BAC-9140EB6CDD9F

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FEB8C1E3-E369-4E87-8BAC-9140EB6CDD9F

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

XXX% Late Charge percentage exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FEB8C1E3-E369-4E87-8BAC-9140EB6CDD9F

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge amount exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FEB8C1E3-E369-4E87-8BAC-9140EB6CDD9F

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state.   PPP has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

22DB1D05-6D8D-46A6-904A-1EE11B067E8C

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

22DB1D05-6D8D-46A6-904A-1EE11B067E8C

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge Percentage per Note is XXX% of overdue payment. Maximum Percentage is XXX% of overdue payment.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A48CB170-2605-418F-8681-09418D069A19

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A48CB170-2605-418F-8681-09418D069A19

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A48CB170-2605-418F-8681-09418D069A19

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A48CB170-2605-418F-8681-09418D069A19

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AC7B1D65-563B-46AF-844C-37AB2A2E9F51

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

C

D

C

D

Compliance

Documentation

Active

N/A

D

N/A

D

CMPDOC796

Missing Title

Yes

Missing title; Borrower’s Limited Title Commitment/affidavit provided

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AC7B1D65-563B-46AF-844C-37AB2A2E9F51

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

C

D

C

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP on note, not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AC7B1D65-563B-46AF-844C-37AB2A2E9F51

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

C

D

C

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL disclosed finance charges of $XXX, per Clayton paystream calculations, finance charges are $XXX, resulting in understated finance charges of $XXX.  Unable to determine source of understatement.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

AC7B1D65-563B-46AF-844C-37AB2A2E9F51

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

C

D

C

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC22A0D1-0444-42CD-A858-070B95C5FE86

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC22A0D1-0444-42CD-A858-070B95C5FE86

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC22A0D1-0444-42CD-A858-070B95C5FE86

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC22A0D1-0444-42CD-A858-070B95C5FE86

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than 15 days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; XXX State Statute requires the maximum percent of late charge to be XXX%, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC22A0D1-0444-42CD-A858-070B95C5FE86

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than 15 days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; XXX State Statute requires the maximum amount to be $XXX therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC22A0D1-0444-42CD-A858-070B95C5FE86

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state. PPP since has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1B7B4C3A-33CC-419A-BA5E-8D3C3108C1AE

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm  timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1B7B4C3A-33CC-419A-BA5E-8D3C3108C1AE

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1B7B4C3A-33CC-419A-BA5E-8D3C3108C1AE

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge Percentage per Note is XXX% of overdue payment. State Maximum Late Charge percentage is XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

ADCF32AE-883D-4234-8420-F6854D224814

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

ADCF32AE-883D-4234-8420-F6854D224814

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9CA8F9C7-DCEE-4DF2-836D-0B33768DD247

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9CA8F9C7-DCEE-4DF2-836D-0B33768DD247

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9CA8F9C7-DCEE-4DF2-836D-0B33768DD247

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9CA8F9C7-DCEE-4DF2-836D-0B33768DD247

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

244B1B13-EAE7-4F55-9F18-490544B4717A

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

244B1B13-EAE7-4F55-9F18-490544B4717A

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated by borrower, form dated.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

244B1B13-EAE7-4F55-9F18-490544B4717A

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay disclosed on  Note and HUD-1 Disclosed as Early Closure Release Fee. Expired XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

244B1B13-EAE7-4F55-9F18-490544B4717A

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

52505C60-FC2F-406B-B4E6-1BCD8480BB45

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

52505C60-FC2F-406B-B4E6-1BCD8480BB45

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP not disclosed on Final TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

52505C60-FC2F-406B-B4E6-1BCD8480BB45

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

383520F0-2E20-4C7F-BC34-4F1253E582A5

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

383520F0-2E20-4C7F-BC34-4F1253E582A5

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

383520F0-2E20-4C7F-BC34-4F1253E582A5

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

97A62A7B-7043-4815-9624-5B1C19325A91

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

97A62A7B-7043-4815-9624-5B1C19325A91

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

97A62A7B-7043-4815-9624-5B1C19325A91

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge stated as greater of XXX% of overdue P&I or $XXX with a 15 day grace period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

97A62A7B-7043-4815-9624-5B1C19325A91

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late charge stated as greater of XXX% of overdue P&I or $XXX with a 15 day grace period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B2686D46-8EB8-4759-91EB-769CB32A0714

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B2686D46-8EB8-4759-91EB-769CB32A0714

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B2686D46-8EB8-4759-91EB-769CB32A0714

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B2686D46-8EB8-4759-91EB-769CB32A0714

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B2686D46-8EB8-4759-91EB-769CB32A0714

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage of XXX% exceeds regulatory limit of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B2686D46-8EB8-4759-91EB-769CB32A0714

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge percentage of XXX% exceeds regulatory limit of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B2686D46-8EB8-4759-91EB-769CB32A0714

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state. PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

BAFF5355-E3C4-49C3-9204-A449788FBA6C

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

A

D

A

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

Upon further review: Cancelled due to data point change.

(No Data)

Not Applicable

Complete

BAFF5355-E3C4-49C3-9204-A449788FBA6C

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BAFF5355-E3C4-49C3-9204-A449788FBA6C

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepayment Penalty not disclosed on the TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BAFF5355-E3C4-49C3-9204-A449788FBA6C

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CB09146E-3A64-4829-9B7E-BEC90F214972

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

final TIL not hand dated by borrower

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CB09146E-3A64-4829-9B7E-BEC90F214972

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL, Prepay disclosed on note.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CB09146E-3A64-4829-9B7E-BEC90F214972

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CB09146E-3A64-4829-9B7E-BEC90F214972

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than 15 days late, Borrower will be charged a late charge of the greater of $XXX% of the payment amount; XXX requires the maximum percent of late charge to be XXX%, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CB09146E-3A64-4829-9B7E-BEC90F214972

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

878D9132-E866-4949-A069-227E33200A40

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

878D9132-E866-4949-A069-227E33200A40

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

878D9132-E866-4949-A069-227E33200A40

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

878D9132-E866-4949-A069-227E33200A40

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

878D9132-E866-4949-A069-227E33200A40

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

878D9132-E866-4949-A069-227E33200A40

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage exceeds regulatory limits

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

878D9132-E866-4949-A069-227E33200A40

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge percentage XXX% exceeds regulatory limits XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

878D9132-E866-4949-A069-227E33200A40

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP - Prepayment penalty prohibited by state. PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

524BE37D-8E25-4F74-A34B-11E8F2C8385A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing title; Borrower's Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

524BE37D-8E25-4F74-A34B-11E8F2C8385A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

524BE37D-8E25-4F74-A34B-11E8F2C8385A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepayment not disclosed on Final TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

524BE37D-8E25-4F74-A34B-11E8F2C8385A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Repayment Ability

Active

B

B

B

B

CMPSTRA1497

File does not contain a repayment ability worksheet

No

File does not contain a repayment ability worksheet.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

524BE37D-8E25-4F74-A34B-11E8F2C8385A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Repayment Ability

Active

C

C

C

C

CMPSTRA1493

MN Home Loan - Repayment Ability not based on Full Doc

Yes

Doc type is Stated Income.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

524BE37D-8E25-4F74-A34B-11E8F2C8385A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

524BE37D-8E25-4F74-A34B-11E8F2C8385A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP1537

MN No acknowledgement of Oral Tax/Insurance Disclosure in file

No

XXX No acknowledgement of Oral Tax/Insurance Disclosure in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

524BE37D-8E25-4F74-A34B-11E8F2C8385A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

D

D

D

D

CMPSTCP1549

MN Home Loan- Initial Prepayment Penalty Disclosure not in file

Yes

XXX Home Loan- Initial Prepayment Penalty Disclosure not in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

524BE37D-8E25-4F74-A34B-11E8F2C8385A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

D

D

D

D

CMPSTCP1571

MN Home Loan- Final Prepayment Penalty Disclosure not in file

Yes

XXX Home Loan- Final Prepayment Penalty Disclosure not in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

524BE37D-8E25-4F74-A34B-11E8F2C8385A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge is greater of XXX% of P&I or $XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

524BE37D-8E25-4F74-A34B-11E8F2C8385A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late charge is greater of XXX% of P&I or $XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

524BE37D-8E25-4F74-A34B-11E8F2C8385A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP105

PPP - State prohibits a PPP upon a bona fide sale of home; this PPP does not include a bona fide sale restriction.

No

State prohibits a PPP upon a XXX sale of home; this PPP does not include a XXX sale restriction. PPP expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

524BE37D-8E25-4F74-A34B-11E8F2C8385A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP1533

MN Home Loan-Prepayment Penalty Exceeds Maximum Allowed

No

XXX Home Loan-Prepayment Penalty Exceeds Maximum Allowed. PPP expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

D11F9A33-2054-4F10-9A42-2B2B7671A3E0

XXXXXX

XXXXXX

RI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1622

RI Borrower Interest; NTB Disclosure not in file

No

Missing XXX Borrower Interest; XXX Disclosure

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D11F9A33-2054-4F10-9A42-2B2B7671A3E0

XXXXXX

XXXXXX

RI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D11F9A33-2054-4F10-9A42-2B2B7671A3E0

XXXXXX

XXXXXX

RI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D11F9A33-2054-4F10-9A42-2B2B7671A3E0

XXXXXX

XXXXXX

RI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP1307

RI Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan), not dated

No

XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan), not dated

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D11F9A33-2054-4F10-9A42-2B2B7671A3E0

XXXXXX

XXXXXX

RI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

D

D

D

D

CMPSTCP1297

RI Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan), not in file

Yes

Missing XXX Home Loan - Prohibited Acts of Lenders and Loan Brokers Disclosure (Home Loan)

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

28A79711-9AC2-4507-B32D-F2A25274D099

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Not hand dated by borrower

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

28A79711-9AC2-4507-B32D-F2A25274D099

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5A86F7A9-D35A-4781-B2D5-DB4AE1D7D997

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5A86F7A9-D35A-4781-B2D5-DB4AE1D7D997

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D20183D5-0B24-4AA6-A76A-E6F4C5C3EB5A

XXXXXX

XXXXXX

DE

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D20183D5-0B24-4AA6-A76A-E6F4C5C3EB5A

XXXXXX

XXXXXX

DE

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect. PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D20183D5-0B24-4AA6-A76A-E6F4C5C3EB5A

XXXXXX

XXXXXX

DE

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EA5272BB-DAED-43B5-AB60-D66120F38B32

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EA5272BB-DAED-43B5-AB60-D66120F38B32

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP reflected on Note; PPP not disclosed on TIL; PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EA5272BB-DAED-43B5-AB60-D66120F38B32

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84A570CE-7BFA-4487-9E53-D1B5233F667C

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84A570CE-7BFA-4487-9E53-D1B5233F667C

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84A570CE-7BFA-4487-9E53-D1B5233F667C

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Note has a PPP, TIL  does not disclose a PPP.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84A570CE-7BFA-4487-9E53-D1B5233F667C

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84A570CE-7BFA-4487-9E53-D1B5233F667C

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge is XXX%, or $XXX greater of. exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84A570CE-7BFA-4487-9E53-D1B5233F667C

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP306

PPP - Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale.

No

PPP is for XXX months, PPP has no XXX sale clause.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84A570CE-7BFA-4487-9E53-D1B5233F667C

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP108

PPP - Prepayment penalty type exceeds maximum allowed

No

PPP is a specific amount, PPP expired on XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

03F5616B-556E-4F3C-ACB9-C274B4D5C014

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

03F5616B-556E-4F3C-ACB9-C274B4D5C014

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

03F5616B-556E-4F3C-ACB9-C274B4D5C014

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

95DCC207-A3BB-426B-BA0A-A9AA2E821CD4

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

95DCC207-A3BB-426B-BA0A-A9AA2E821CD4

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

95DCC207-A3BB-426B-BA0A-A9AA2E821CD4

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

95DCC207-A3BB-426B-BA0A-A9AA2E821CD4

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

95DCC207-A3BB-426B-BA0A-A9AA2E821CD4

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

XXX% Late Charge percentage exceeds regulatory limits

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

764520C6-62D9-4628-9647-A5F7558300DD

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

A

D

A

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

Upon further review: Cancelled due to data point change.

(No Data)

Not Applicable

Complete

764520C6-62D9-4628-9647-A5F7558300DD

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

764520C6-62D9-4628-9647-A5F7558300DD

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP2109

ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

764520C6-62D9-4628-9647-A5F7558300DD

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

764520C6-62D9-4628-9647-A5F7558300DD

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

764520C6-62D9-4628-9647-A5F7558300DD

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

764520C6-62D9-4628-9647-A5F7558300DD

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

D

D

D

D

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

Yes

Missing final HUD-1 – none in file, unable to capture fees, missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

764520C6-62D9-4628-9647-A5F7558300DD

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

D

B

D

B

CMPROR113

ROR - Missing Right of Rescission form

No

Missing Right of Rescission form.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

2B92555F-B191-48B9-A3EA-4918F1E7E295

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2B92555F-B191-48B9-A3EA-4918F1E7E295

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Note contains prepayment penalty verbiage, Final TIL states a prepayment penalty will note be charged.  PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2B92555F-B191-48B9-A3EA-4918F1E7E295

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F3A54D5-520E-4857-A595-AB4AB8756BF2

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F3A54D5-520E-4857-A595-AB4AB8756BF2

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F3A54D5-520E-4857-A595-AB4AB8756BF2

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Per HUD-1, Prepayment Penalty is the reimbursement of Lender Paid Closing Costs if the loan is Paid in Full within the XXX months. Final TIL discloses loan Will Not have a Prepayment Penalty. PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F3A54D5-520E-4857-A595-AB4AB8756BF2

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F3A54D5-520E-4857-A595-AB4AB8756BF2

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage exceeds State Limit. Late Charge percentage per Note is XXX% of overdue payment. State Maximum Late Charge Percentage is XXX% of overdue payment.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F3A54D5-520E-4857-A595-AB4AB8756BF2

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP303

PPP - State law prohibits PPP if paid by insurance proceeds; provision not disclosed

No

Missing the Provision that the Prepayment Penalty is prohibited if the loan is paid in full by Insurance Proceeds. Loan contains a Prepayment Penalty of the reimbursement of Lender paid Closing Costs of $XXX if the loan is paid in full within the XXX months. PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F3A54D5-520E-4857-A595-AB4AB8756BF2

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP108

PPP - Prepayment penalty type exceeds maximum allowed

No

Prepayment Penalty Type per HUD-1 is Specific, fixed dollar amount of $XXX which is the Lender Paid Closing costs that are required to be repaid if the loan is paid in full within XXX months. The State maximum prepayment penalty type XXX months interest on amount prepaid in XXX months that is >XXX% of XXX. PPP has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

B1A9A215-64C3-4EBF-861C-E48789C66263

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B1A9A215-64C3-4EBF-861C-E48789C66263

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX% which results in APR Variance of XXX% which exceeds the maximum allowed of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B1A9A215-64C3-4EBF-861C-E48789C66263

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E7BD6CC2-D907-4005-9283-830D1B7DF8D3

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E7BD6CC2-D907-4005-9283-830D1B7DF8D3

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AC21D73D-22D6-401A-8217-A427A0148F8F

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

A

D

A

Compliance

Documentation

Satisfied

D

A

D

A

CMPDOC796

Missing Title

No

Missing Title.

6/18/2018 – Title provided

6/18/2018 – Satisfied

(No Data)

Not Applicable

Complete

E6ABFDC5-672B-40DC-80BA-45A788AECB4C

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E344ECCD-5A4A-4698-AD18-17501B9B530E

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E344ECCD-5A4A-4698-AD18-17501B9B530E

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

504838DF-2F68-4EC6-B073-BBC7796C2D81

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

091EDF9A-8093-4CF3-8415-C383B91C3E23

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance charge understated by $XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

091EDF9A-8093-4CF3-8415-C383B91C3E23

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A72FE17E-F256-4687-8F04-ED92CB72501D

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A72FE17E-F256-4687-8F04-ED92CB72501D

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance charges understated $XXX. Understatement due to $XXX attorney fee under disclosed on Itemization of Amount Financed.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

20E273EE-3E81-42CE-999D-3ED46A84D43A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated by the borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3B5B87FB-A038-478D-B5F8-0566F53E1E4E

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3B5B87FB-A038-478D-B5F8-0566F53E1E4E

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3B5B87FB-A038-478D-B5F8-0566F53E1E4E

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

State law for late fees in XXX is XXX% and XXX late and the Note has XXX% and XXX days late with a XXX of P&I.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3B5B87FB-A038-478D-B5F8-0566F53E1E4E

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP303

PPP - State law prohibits PPP if paid by insurance proceeds; provision not disclosed

No

State law prohibits PPP if paid by insurance proceeds; provision not disclosed.  PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4D30C9F-E761-4E98-A69B-F43F7BAF411F

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower(s), unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4D30C9F-E761-4E98-A69B-F43F7BAF411F

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4D30C9F-E761-4E98-A69B-F43F7BAF411F

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than XXX days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; State maximum is XXX% in XXX days. Late fee exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4D30C9F-E761-4E98-A69B-F43F7BAF411F

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state.  PPP term has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

790E2A4A-BA4C-4A34-8AB0-BAA54C360545

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

790E2A4A-BA4C-4A34-8AB0-BAA54C360545

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP on note, TIL does not disclose a PPP

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

790E2A4A-BA4C-4A34-8AB0-BAA54C360545

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

699B437C-4722-4142-9BAD-67C87FD00C3D

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

59004186-91F6-4D1C-B8EB-A90FDE344069

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4A440CD-2044-4F8E-8ADE-714466FD973B

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL disclosed finance charges of $XXX, per Clayton paystream calculations, finance charges are $XXX,resulting in understated finance charges of $-XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A4A440CD-2044-4F8E-8ADE-714466FD973B

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4A440CD-2044-4F8E-8ADE-714466FD973B

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage exceeds regulatory limits

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9B85663D-C133-48EF-9C6B-BAEDFE00A3CE

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9B85663D-C133-48EF-9C6B-BAEDFE00A3CE

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9BB06C5A-DC58-469A-A4E4-7119F7F207A9

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

A

D

A

D

Compliance

Documentation

Active

N/A

D

N/A

D

CMPDOC4027

Incomplete file - unable to test

Yes

Incomplete file, only Note, Mtg, and Title provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Missing File; Unavailable for Review

9BB06C5A-DC58-469A-A4E4-7119F7F207A9

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

A

D

A

D

Compliance

Federal Consumer Protection

Active

N/A

B

N/A

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

Missing File; Unavailable for Review

E90527CE-9D1C-4753-A2CB-D0443E6D3A41

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

A

D

A

D

Compliance

Documentation

Active

N/A

D

N/A

D

CMPDOC4027

Incomplete file - unable to test

Yes

Incomplete file, only Note, Mtg, Title, and extensions provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Missing File; Unavailable for Review

E90527CE-9D1C-4753-A2CB-D0443E6D3A41

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

A

D

A

D

Compliance

Federal Consumer Protection

Active

N/A

B

N/A

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

(No Data)

(No Data)

(No Data)

(No Data)

Not Applicable

Missing File; Unavailable for Review

C4E6E3F3-4E1C-4FF8-8FC3-B01916BA3EC1

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

D

A

D

Compliance

Documentation

Active

N/A

D

N/A

D

CMPDOC4027

Incomplete file - unable to test

Yes

Incomplete file - only Note, Mortgage, and Title provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Missing File; Unavailable for Review

36B4597F-125F-4AE6-A196-339637551414

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Satisfied

D

A

D

A

CMPDOC796

Missing Title

No

Missing Title.

6/22/2018 – Title Policy provided.

6/25/2018 - Exception Satisfied.

(No Data)

Not Applicable

Complete

36B4597F-125F-4AE6-A196-339637551414

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX, HMDA benchmark of XXX%, variance of XXX which exceeds 5.0 trigger by XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

36B4597F-125F-4AE6-A196-339637551414

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

36B4597F-125F-4AE6-A196-339637551414

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP108

PPP - Prepayment penalty type exceeds maximum allowed

No

Prepayment penalty of XXX months interest exceeds max allowed per state of XXX%.  Prepayment expired XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

0E91C754-9877-4458-920D-AB2235AB4EAD

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

0E91C754-9877-4458-920D-AB2235AB4EAD

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX% resulting in a difference of  XXX%. This exceeds the HMDA rate spread trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0E91C754-9877-4458-920D-AB2235AB4EAD

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP2109

ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

0E91C754-9877-4458-920D-AB2235AB4EAD

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

0E91C754-9877-4458-920D-AB2235AB4EAD

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

0E91C754-9877-4458-920D-AB2235AB4EAD

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0E91C754-9877-4458-920D-AB2235AB4EAD

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Satisfied

D

A

D

A

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

No

Missing Final HUD-1.Unable to capture fees due to missing docs

7/2/18 - HUD1 provided.

7/2/18 - satisfied.

(No Data)

Not Applicable

Complete

0E91C754-9877-4458-920D-AB2235AB4EAD

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Right of Rescission

Active

D

B

D

B

CMPROR113

ROR - Missing Right of Rescission form

No

Missing ROR.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

82270D4A-4385-4793-A748-0B6A66F8B403

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC191

Missing Mortgage

Yes

Missing Mortgage.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

82270D4A-4385-4793-A748-0B6A66F8B403

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

82270D4A-4385-4793-A748-0B6A66F8B403

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Missing Final HUD-1 and Final TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

82270D4A-4385-4793-A748-0B6A66F8B403

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP2109

ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

82270D4A-4385-4793-A748-0B6A66F8B403

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

82270D4A-4385-4793-A748-0B6A66F8B403

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

82270D4A-4385-4793-A748-0B6A66F8B403

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

82270D4A-4385-4793-A748-0B6A66F8B403

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

D

D

D

D

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

Yes

Missing final HUD-1 – none in file, unable to capture fees, missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

82270D4A-4385-4793-A748-0B6A66F8B403

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

D

B

D

B

CMPROR113

ROR - Missing Right of Rescission form

No

Missing Right of Rescission form.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

4D23435D-E483-49E0-A102-C3B7B150C0B6

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX%; HMDA benchmark rate XXX%. APR variance of XXX% exceeds 5.000% trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D38E4922-7459-46D8-9359-C321CC177B43

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D38E4922-7459-46D8-9359-C321CC177B43

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D38E4922-7459-46D8-9359-C321CC177B43

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D38E4922-7459-46D8-9359-C321CC177B43

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D38E4922-7459-46D8-9359-C321CC177B43

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge per Note of XXX% exceeds regulatory limits of only XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D38E4922-7459-46D8-9359-C321CC177B43

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late charge per Note of XXX% exceeds regulatory limits of only XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D38E4922-7459-46D8-9359-C321CC177B43

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state of XXX. However, PPP has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A4F66A4A-2DAB-41E9-AB2F-1E86B60C6594

XXXXXX

XXXXXX

WV

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E793E98A-659E-417F-9F38-B38B0A6DF127

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E793E98A-659E-417F-9F38-B38B0A6DF127

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E793E98A-659E-417F-9F38-B38B0A6DF127

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

N/A

B

N/A

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E793E98A-659E-417F-9F38-B38B0A6DF127

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

GFE not in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8D54CEB4-24EA-4DA8-BA98-0548993CF21D

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

B4DCAE3E-565B-433E-924B-D07D46D9F909

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

All prepayment penalty prohibited by state. Note contains a Prepayment Penalty per Addendum to Note, XXX mos interest on amt prepd in XXX mos that is >XXX% of OPB.  PPP has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

24F26541-A45F-4270-B0AC-6F723E2D4344

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B1E10352-2521-4537-9026-2C565F4B0FF8

XXXXXX

XXXXXX

NM

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP305

TILA - TIL discl. not made within 3 days of application

No

Initial TIL dated XXX not made within 3 days of application date of XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B1E10352-2521-4537-9026-2C565F4B0FF8

XXXXXX

XXXXXX

NM

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

GFE dated XXX not made within 3 days of application date of XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B1E10352-2521-4537-9026-2C565F4B0FF8

XXXXXX

XXXXXX

NM

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR1911

Incorrect ROR Form Used - H9 Form Used in Refinance With Different Creditor

No

H9 (increase amount of credit) ROR form used for this NON-lender to lender refinance. H8 (will result in mortgage) was the proper form.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

5E840C4C-737D-4E28-99F9-D6E2BD8EFC9A

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing lenders initial TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5E840C4C-737D-4E28-99F9-D6E2BD8EFC9A

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4B8D2BDF-5CA7-4358-BE2C-01CDEE7DAA11

XXXXXX

XXXXXX

AL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1817

Final HUD-1 is incomplete or illegible

Yes

Incomplete HUD-1 in file- Missing pg. 2. Unable to capture fees for testing.

6/22/2018 - HUD-1 provided

6/22/2018 - Incomplete HUD-1 - Missing pg2. Exception remains.

(No Data)

Not Applicable

Complete

D87BA996-8915-4E36-A071-8CA52427FBFF

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

F6A2D98B-E2E0-440A-954E-B036BC15AF5D

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

93E30C66-D85F-4CC1-81F1-4863AB5E67CA

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR2043

Cannot determine if funding date is after rescission period

No

Missing disbursement date.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8A3068AB-CE7D-4F62-8DFF-3E0853F1BACB

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8A3068AB-CE7D-4F62-8DFF-3E0853F1BACB

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8A3068AB-CE7D-4F62-8DFF-3E0853F1BACB

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP2109

ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

8A3068AB-CE7D-4F62-8DFF-3E0853F1BACB

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

8A3068AB-CE7D-4F62-8DFF-3E0853F1BACB

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

8A3068AB-CE7D-4F62-8DFF-3E0853F1BACB

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D9988B4B-9F36-43E0-B301-FCBC94C5FA2C

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX%; HMDA benchmark rate XXX%. APR variance of XXX% exceeds 5.000% trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

367287E2-95B2-44C5-9731-5F2A0508FE9E

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

367287E2-95B2-44C5-9731-5F2A0508FE9E

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1AF8AA0E-F0C1-41A1-8185-F15836F56E49

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX - HMDA Benchmark Rate XXX = HMDA Benchmark/APR Variance XXX which exceeds the max HMDA Rate Spread Trigger 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1AF8AA0E-F0C1-41A1-8185-F15836F56E49

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance charge understated by $XXX; due to last payment per TIL was $XXX and calculated last payment amount of $XXX = a difference of $XXX.  Daily Simple Interest

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1AF8AA0E-F0C1-41A1-8185-F15836F56E49

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge percentage (XXX%) exceeds regulatory limits of (XXX%).

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D17D2733-E22C-4CA5-9B38-95B94A3FEABB

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D17D2733-E22C-4CA5-9B38-95B94A3FEABB

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP306

PPP - Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale.

No

Prepayment Penalty is hard per note and does not contain state required exclusion that prepayment will not be charged on a bona-fide sale of the property.  PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D17D2733-E22C-4CA5-9B38-95B94A3FEABB

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP106

PPP - Prepayment penalty exceeds maximum allowed (%)

No

State Maximum prepayment penalty is XXX% of amount prepaid; Prepayment penalty per note addendum is XXX%, XXX%, XXX% of UPB in year XXX.  PPP exceeds the maximum percentage allowed in the XXX year.  Prepayment penalty expired XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

D17D2733-E22C-4CA5-9B38-95B94A3FEABB

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP108

PPP - Prepayment penalty type exceeds maximum allowed

No

State Maximum prepayment penalty is XXX% of amount prepaid; Prepayment penalty per note addendum is XXX%, XXX%, XXX% of UPB in year XXX.  PPP exceeds the maximum percentage allowed in the XXX year.  Prepayment penalty expired XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

78E94CF5-5438-49D5-8F14-B1A4684A30DE

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

78E94CF5-5438-49D5-8F14-B1A4684A30DE

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR2043

Cannot determine if funding date is after rescission period

No

Disbursement date missing.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4956C9F7-011C-4A60-B590-2240061047F8

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

411D2A2A-A448-485C-972B-4D9BDA6EEDCF

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

EA001D50-4E83-4CE6-B57E-F4F45BD20F66

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX%, HMDA Benchmark Rate XXX%, HMDA Benchmark/APR Variance XXX, HMDA Rate Spread Trigger 5.000%

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EA001D50-4E83-4CE6-B57E-F4F45BD20F66

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP - Prepayment penalty prohibited by state. PPP Expired XXX

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

0390FD0F-B5E5-4930-AA55-8351DCF7791A

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

8F66309D-2DA3-4223-B398-0066E4F1AC2B

XXXXXX

XXXXXX

RI

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance charge understated by $XXX; Missing TIL itemization unable to determine source.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

C33C28BF-6FAC-437C-BE06-63735D9799AA

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

0239282B-2283-437F-B47F-70980F43B75D

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

6E7C9530-AC6D-4480-AEBF-47384D7DF097

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

233946C4-5BD2-4FE8-B5C4-2A93BCE68E96

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX%, HMDA Benchmark Rate XXX%, HMDA Benchmark/APR Variance XXX%, HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EB5E176A-F5BE-4A31-969F-CD36B057DA41

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

27B750E0-2869-472D-84F6-4FB446A42265

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5FCA7707-EF7F-4C4C-B33A-875F933966F5

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

3F24D2F2-F18D-4166-AD60-D2EE52D67ECA

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

21D8921D-C48E-4C28-AD20-A09C27BBDB69

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated by Borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6A9E9A39-0D99-44D5-A3FD-89D62E8CAC22

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

BCE9251F-5C6E-4E8B-BE58-7A7C71BEBF5B

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

0814D067-1E1D-429B-A762-D4153D12B918

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F1EF26FF-184A-4CF8-8D82-CDA43CCB9BB9

XXXXXX

XXXXXX

DC

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

407BA2DA-1D7D-4333-AFC8-FD5A7A2EC07E

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

42F66C02-EFC6-4B91-8F35-BC7ACDF123CE

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

B0DFDCAA-886D-4B0F-B185-887BD5238ECA

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CA8EB9C6-80A7-40A0-9400-D58C99EE781E

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000 Violates Federal Rate Spread threshold? Yes

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BD2C7475-6AAF-4F84-AD84-F2E4178E5D33

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

75B1CAE7-6A6E-4171-BAD9-35DE04FC40FA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing lender GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6C1E441F-596E-4177-9C47-45BAFB628AC2

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

9E2BE21A-48B9-4C81-9166-FBC90E735C01

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

6135824B-F86D-4F7F-9E1A-A4A123F25B63

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5FFB501D-60E4-4D44-A04E-AF8AC82D7986

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

9A38DEF4-6451-4D4F-826D-BD11D89DBC9F

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

54FF07CF-C474-4E2A-86A7-DB6DAB45C8DC

XXXXXX

XXXXXX

(No Data)

(No Data)

ATR/QM: Not Applicable

A

D

A

D

Compliance

Documentation

Active

N/A

D

N/A

D

CMPDOC4027

Incomplete file - unable to test

Yes

File pages hare cut off vertically.

(No Data)

(No Data)

(No Data)

Not Applicable

Missing File; Unavailable for Review

D9BAE299-AEDE-45A9-AFAE-440E1FEC8DDC

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D9BAE299-AEDE-45A9-AFAE-440E1FEC8DDC

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR1909

Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor

No

Lender used H8 ROR form for a lender to lender refinance. Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a ‘substantially similar notice.’  Clayton’s view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the ‘substantially similar notice’ argument.  The majority of XXX that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level B condition- Non Material exception.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

003200B4-5B7C-49F0-AABB-18032E88FF93

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR2330

ROR - Disbursement date is before end of statutory rescission period

No

Disbursement date XXX is before end of statutory rescission period XXX based on transaction date of XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

003200B4-5B7C-49F0-AABB-18032E88FF93

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Right of Rescission

Active

D

B

D

B

CMPROR113

ROR - Missing Right of Rescission form

No

Missing right of rescission form.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

FEA5A2CC-1415-4E22-9200-166C595BF0C0

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

3E2AD938-F579-4D02-A46C-ECA31CC84D3E

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

C1975371-E10B-45A4-8917-3C013D00560E

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

0B825258-EF55-4C00-B572-294F7FF4B856

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

16F25FD2-E288-4D4D-8139-8C143D286151

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

3137813A-4915-436E-BC8A-6AFCCCB27A4F

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

287DACBA-E807-4DD7-BF85-86786A41D582

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

95B6FAAD-F63F-42F4-9A7F-EF688E35A041

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

Earliest GFE in file dated XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

225E0BF8-5ED4-42DA-8C93-12747CC73B90

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not dated by the Borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

225E0BF8-5ED4-42DA-8C93-12747CC73B90

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

$XXX finance charge is understated by $XXX from $XXX Clayton Pay-stream.  Unable to determine reason as TIL itemization is not in file.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

225E0BF8-5ED4-42DA-8C93-12747CC73B90

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3585A60C-0A11-4D8B-9000-89C54FFC31DD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL disclosed finance charges of $XXX, per Clayton pay stream calculations, finance charges are $XXX,resulting in understated finance charges of $XXX.  Comparing to Itemization, the Appraisal charges of $XXX POC should not be Prepaid Finance charges, also the Lender Credit for Appraisal ($XXX) does not reduce Prepaid Charges,  and Title Settlement fee ($XXX) should be listed as Prepaid Finance Charge, as well as Title Courier Fees ($XXX) and Title Wire Charge ($XXX) should be a Prepaid Finance Charge; resulting in understatement by $XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

F7F4A200-B642-40F1-BB23-F96BBD532A72

XXXXXX

XXXXXX

MS

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

399508DD-1AF6-4AA4-B94D-3EA93E4CBE25

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1623

MA Borrower Interest; Worksheet missing

No

XXX Borrower Interest; Worksheet missing.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CCBD238E-5624-4EFF-9AE7-D4947A604DC5

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP305

TILA - TIL discl. not made within 3 days of application

No

Application date XXX, TIL in file Dated XXX . TIL not provided within XXX days of application.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

52EA4192-D9F5-4445-B43B-44D75DE1E7CF

XXXXXX

XXXXXX

NV

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

F7A9CBC6-82D2-464C-B5C2-5D5C2CBBA46B

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

76DF493A-F562-4A78-8980-5817FE91E8EA

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

C0BB7745-8612-42D9-A356-64D70213C5EE

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR2442

Incorrect ROR Form Used - H8 for refi with same lender, 3rd Circuit state (has held H8 to be defective)

No

The property securing this loan is in the XXX. In XXX the XXX held that the use of an H-8 rescission form in a same-creditor refinance provides insufficient notice and extends the right to rescind. This decision has not been overturned.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

78AF9006-A81D-4577-B976-F17365A7F9E3

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

6C08341C-60EC-49FF-A57D-5F01DA0F55A4

XXXXXX

XXXXXX

MT

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

26845EBD-0B42-4990-AE91-4EB5B80AC380

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

26845EBD-0B42-4990-AE91-4EB5B80AC380

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

090AA61C-78E4-4FBD-96EB-2FC0D2A94FAD

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

3D6F7D50-157C-49BC-B6D6-A880F6B5F255

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

869674F7-54FE-436C-B618-91338916D57F

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1623

MA Borrower Interest; Worksheet missing

No

Missing XXX Borrower Interest Worksheet.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6E18ABBB-2C71-4F5C-9FB5-E00E5C6BD963

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

C9D629B4-D0F5-411E-8042-F2B533EACDEF

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

92045FA1-EFC2-4B19-ABDF-9470741DB510

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing TIL at application

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F94E3155-E09C-4F15-9565-7BD0CD85563E

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

014DDD28-051B-430D-9F06-753017F1CC65

XXXXXX

XXXXXX

SD

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

014DDD28-051B-430D-9F06-753017F1CC65

XXXXXX

XXXXXX

SD

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

47DC51BB-8099-4711-9C1A-4FFB181B9186

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

F41F7AB1-9B0A-4332-A0F4-44FA4B326407

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP305

TILA - TIL discl. not made within 3 days of application

No

Application date of XXX, TIL in file Dated XXX.  Lender's Initial TIL not received within 3 days of application.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5C85E8A7-C181-4509-8722-1C2081B243D5

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

BB206C49-88EC-42A4-B863-4702856233B4

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1623

MA Borrower Interest; Worksheet missing

No

XXX Borrower Interest Worksheet is missing

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A081630F-AAA0-4718-81E4-0B5BE74667E2

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

21A7F8F5-1671-42F5-B67A-08737A7ADA5B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

A

D

A

Compliance

RESPA

Satisfied

D

A

D

A

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

No

Missing final HUD, fees captured from GFE.

6/15/18 - HUD1 provided.

6/15/18 - satisfied.

(No Data)

Not Applicable

Complete

F4550F59-EF2E-4B50-AD2E-E3AC5FAA0930

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F13E089F-BD79-4ED7-8684-9B6A75C34D1B

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC191

Missing Mortgage

Yes

Missing Mortgage

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F13E089F-BD79-4ED7-8684-9B6A75C34D1B

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; no title info found in file

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F13E089F-BD79-4ED7-8684-9B6A75C34D1B

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Lenders initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F13E089F-BD79-4ED7-8684-9B6A75C34D1B

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Due to missing final TIL

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

F13E089F-BD79-4ED7-8684-9B6A75C34D1B

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing TIL at closing

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

F13E089F-BD79-4ED7-8684-9B6A75C34D1B

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F13E089F-BD79-4ED7-8684-9B6A75C34D1B

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

D

D

D

D

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

Yes

Missing final HUD-1 – none in file, unable to capture fees, missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

47AD777B-922A-4213-90AB-AC1F57FAAEE6

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

79A35A7C-9C6E-4D83-8FBF-3CE89CC9E8F2

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

906B3856-732B-4F84-9DB1-ABED28661DFD

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

3492E22A-CA15-4233-AA9C-E6CF169F6239

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

52C7FCBE-E970-4E83-9811-540218163104

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1974538B-B57C-4C11-8695-45CDE2761FA3

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower. Unable to confirm delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1974538B-B57C-4C11-8695-45CDE2761FA3

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

TIL Discl for Finance Charge is XXX Clayton Pay stream is Finance charge is $XXX, Difference of $XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1974538B-B57C-4C11-8695-45CDE2761FA3

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4E93D97D-8664-4E8D-80C9-013D90712B61

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT109

Finance charge understated by more than  $35 (Pmt Stream)

No

Final TIL disclosed finance charges of $XXX, per Clayton pay stream calculations, finance charges are $XXX,resulting in understated finance charges of $XXX. Comparing to Itemization, the Tax Service Fee of $XXXPOC is not on the HUD, also the Per Diem Interest is $XXX on the HUD ($XXX on the Itemization), and Title Wire Charge ($XXX) should be listed as Prepaid Finance Charge; resulting in understatement by $XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

F6EEA6EC-331F-4A25-B3D9-4408DADBA9FB

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

263F9F09-4E44-48DD-B9F5-42A193102280

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

263F9F09-4E44-48DD-B9F5-42A193102280

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing the GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

263F9F09-4E44-48DD-B9F5-42A193102280

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

XXX% Late Charge percentage exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

263F9F09-4E44-48DD-B9F5-42A193102280

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP306

PPP - Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale.

No

Missing state-required disclosure that a PPP cannot be assessed upon a XXX sale. PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0B156CCB-004C-4053-A273-A203A2D1F908

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

ACFA894A-9C93-4C5C-9062-B3C6C043CC6F

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

0290A214-E651-4748-AADE-04EF82857922

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

9470754E-B098-4700-A49C-181CA770001D

XXXXXX

XXXXXX

NV

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

2A64E7BB-D21A-449D-A52C-146B73E19C5D

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1623

MA Borrower Interest; Worksheet missing

No

XXX Borrower Interest; Worksheet missing.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

216928C8-4EC6-4561-B471-29620F1452EF

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

6972C13F-997D-496D-A80A-DA310F5A74BA

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6972C13F-997D-496D-A80A-DA310F5A74BA

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6972C13F-997D-496D-A80A-DA310F5A74BA

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge Percentage per Note is XXX% of Overdue Payment. State Maximum Late Charge Percentage is XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FE1E0092-5546-4E05-BFCA-F68069C88C2C

XXXXXX

XXXXXX

ID

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FE1E0092-5546-4E05-BFCA-F68069C88C2C

XXXXXX

XXXXXX

ID

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1155D0C8-32D0-41D0-B12E-D56028E3E962

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

4FE81F9A-FE14-4688-99DB-C0A1AFDCAB74

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL was not hand-dated by the borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1F3DD2DA-CF02-4A54-8498-262265E13426

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1F3DD2DA-CF02-4A54-8498-262265E13426

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DA06ECAA-EF42-4E15-B2C0-2D8157E12307

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2C887B10-65C6-4A7E-A52C-18294789D9A4

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

84689534-3822-4D69-849C-542AD05F391F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

19C587DC-1FA8-4935-A292-A8A25C9A77D8

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

7D13A32C-BDF0-45B6-8CA7-6BE6DE6749F8

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FF440EB1-AFE2-46A5-A1B3-3320347B8556

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

977B44E2-3894-4AEC-8A95-F87400BC6171

XXXXXX

XXXXXX

NM

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC191

Missing Mortgage

Yes

Missing Mortgage.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

977B44E2-3894-4AEC-8A95-F87400BC6171

XXXXXX

XXXXXX

NM

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP2109

ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

977B44E2-3894-4AEC-8A95-F87400BC6171

XXXXXX

XXXXXX

NM

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

977B44E2-3894-4AEC-8A95-F87400BC6171

XXXXXX

XXXXXX

NM

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

977B44E2-3894-4AEC-8A95-F87400BC6171

XXXXXX

XXXXXX

NM

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

977B44E2-3894-4AEC-8A95-F87400BC6171

XXXXXX

XXXXXX

NM

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

D

D

D

D

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

Yes

Missing final HUD-1 – none in file, unable to capture fees, missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

977B44E2-3894-4AEC-8A95-F87400BC6171

XXXXXX

XXXXXX

NM

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

D

B

D

B

CMPROR113

ROR - Missing Right of Rescission form

No

Missing Right of Rescission form.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

29A12569-289B-4D2C-B0C1-561C09190133

XXXXXX

XXXXXX

NM

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

BB565E2A-4023-43B9-9482-E4616058CC13

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BB565E2A-4023-43B9-9482-E4616058CC13

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect. PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BB565E2A-4023-43B9-9482-E4616058CC13

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BB565E2A-4023-43B9-9482-E4616058CC13

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

A

B

A

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0280B7F3-231F-45CC-993B-1AAE9CBCADFF

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

D089128B-A580-4EE6-86DD-0A3BDAE1C62E

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

CD70182A-4B46-4DDF-9D4A-EB14EF4A66F1

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing TIL at application.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CD70182A-4B46-4DDF-9D4A-EB14EF4A66F1

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

GFE not in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CD70182A-4B46-4DDF-9D4A-EB14EF4A66F1

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge percentage (XXX%) exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

33CA975D-A6A5-44F5-B56E-E85B23B29A74

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX% resulting in a difference of XXX%. This exceeds the HMDA rate spread trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

33CA975D-A6A5-44F5-B56E-E85B23B29A74

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

XXX% late charge exceeds the XXX% tolerance.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

33CA975D-A6A5-44F5-B56E-E85B23B29A74

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Rate Spread

Active

C

C

C

C

CMPSRS1623

NY Subprime Loan - Mortgage does not disclose subprime

Yes

Mortgage does not disclose as XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

33CA975D-A6A5-44F5-B56E-E85B23B29A74

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Rate Spread

Active

D

D

D

D

CMPSRS1607

NY Subprime Loan - Home Ownership Counseling Disclosure missing

Yes

Missing the Home Ownership Counseling Disclosure.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

33CA975D-A6A5-44F5-B56E-E85B23B29A74

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Rate Spread

Active

D

D

D

D

CMPSRS1637

NY Subprime Loan - No evidence of required T&I disclosure

Yes

Missing T&I disclosure. There is insufficient documentation in file to determine if TI is escrowed on the XXX mortgage.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

33CA975D-A6A5-44F5-B56E-E85B23B29A74

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Rate Spread

Active

N/A

C

N/A

C

CMPSRS1659

NY Subprime Loan - Loan extended w/o regard to repayment ability

Yes

Lenders determination for ability to repay not fully documented in file. Lenders DTI is at XXX%, lender's guidelines and underwriting worksheet are not available. Unable to locate XXX mtg PI pmt in the file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

33CA975D-A6A5-44F5-B56E-E85B23B29A74

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Rate Spread

Active

N/A

D

N/A

D

CMPSRS1633

NY Subprime Loan - Broker compensation worksheet missing

Yes

Missing broker compensation worksheet to evidence methodology for determining the total compensation that the broker will receive. Amount per GFE is $XXX and per HUD1 $XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

484F0032-8F25-46E7-842F-00E969440303

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E3278DC4-B5B9-41E0-AB7D-3C06FE31FC65

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Documentation

Active

B

B

B

B

CMPDOC879

Loan subject to mandatory arbitration clause

No

Loan subject to mandatory arbitration clause; does not have removal upon sale clause.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E3278DC4-B5B9-41E0-AB7D-3C06FE31FC65

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

Application Date: XXX GFE Date Delivered: XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E3278DC4-B5B9-41E0-AB7D-3C06FE31FC65

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP1536

PPP - Prepayment penalty exercised upon acceleration

No

Prepayment penalty exercised upon acceleration.  PPP expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E3278DC4-B5B9-41E0-AB7D-3C06FE31FC65

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP302

PPP - State law prohibits PPP on L-to-L refinance; provison not disclosed

No

State law prohibits PPP on L-to-L refinance; provision not disclosed.  PPP expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E3278DC4-B5B9-41E0-AB7D-3C06FE31FC65

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP303

PPP - State law prohibits PPP if paid by insurance proceeds; provision not disclosed

No

State law prohibits PPP if paid by insurance proceeds; provision not disclosed.  PPP expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A2000692-E651-4A8E-96E2-E1850DD99F06

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

HMDA Benchmark Date XXX Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B02470C3-A6EC-4135-9DB1-962F48116756

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

B

B

B

B

CMPDOC879

Loan subject to mandatory arbitration clause

No

Loan subject to mandatory arbitration clause; does not have removal upon sale clause.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B02470C3-A6EC-4135-9DB1-962F48116756

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1817

Final HUD-1 is incomplete or illegible

Yes

HUD-1 in file incomplete, bar code label covering part of fees section.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B02470C3-A6EC-4135-9DB1-962F48116756

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR2043

Cannot determine if funding date is after rescission period

No

Missing Disbursement date. Cannot determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

78454048-B32B-4043-9F63-785C56A07907

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1817

Final HUD-1 is incomplete or illegible

Yes

Final HUD-1 is incomplete, Missing signatures and balances.    Fees captured for testing.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

78454048-B32B-4043-9F63-785C56A07907

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HDMA bench mark rate of XXX% causing variance of XXX% which exceeds 5.000% rate spread trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

78454048-B32B-4043-9F63-785C56A07907

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

78454048-B32B-4043-9F63-785C56A07907

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

GFE dated XXX given after 3 days from application date of XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

78454048-B32B-4043-9F63-785C56A07907

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge of $XXX (calculates to XXX%) after 10 business days exceeds regulatory limits of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

78454048-B32B-4043-9F63-785C56A07907

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge amount of $XXX exceeds regulatory limits

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

78454048-B32B-4043-9F63-785C56A07907

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP302

PPP - State law prohibits PPP on L-to-L refinance; provison not disclosed

No

State law prohibits PPP on L-to-L refinance; provision not disclosed.    PPP is Expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8CD2D0B0-AE78-4509-8298-2E3072200F94

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

53734F61-FF55-49E6-8E10-C7BD31E0E753

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP302

PPP - State law prohibits PPP on L-to-L refinance; provison not disclosed

No

Prepayment Penalty is hard per note and does not contain state required exclusion that prepayment will not be charged on lender to lender refinance.    PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

85CDB673-90E8-4DD8-8BC6-864978E8FD93

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

85CDB673-90E8-4DD8-8BC6-864978E8FD93

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

384845D1-FD02-496F-B878-9AE43A7978E7

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Documentation

Active

B

B

B

B

CMPDOC879

Loan subject to mandatory arbitration clause

No

Loan subject to mandatory arbitration clause; does not have removal upon sale clause.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

384845D1-FD02-496F-B878-9AE43A7978E7

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL Disclosed finance charge of $XXX, per Clayton pay stream calculations, finance charge are $XXX, resulting in understated finance charges of $XXX. Lender's pay stream matches that of Clayton's calculation. However, Lender did not include Settlement/Closing Fee ($XXX) or Courier Fee ($XXX) as Prepaid Finance Charges.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

F6A2EE96-3185-4C86-ADBF-35E491851B85

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

6197B11E-4C5F-4D40-819D-12F32E3699A5

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Documentation

Active

B

B

B

B

CMPDOC879

Loan subject to mandatory arbitration clause

No

Loan subject to mandatory arbitration clause; does not have removal upon sale clause.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

99EBC33D-BB29-4584-8762-29E385296F91

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

B

B

B

B

CMPDOC879

Loan subject to mandatory arbitration clause

No

Loan subject to mandatory arbitration clause; does not have removal upon sale clause.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

99EBC33D-BB29-4584-8762-29E385296F91

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1819

Estimated HUD-1 in File, Missing Final HUD-1

Yes

Incomplete HUD-1 in file- Indicated as final, the Closing statement is not signed by the borrower or signed/certified by the settlement agent.  Fees captured for testing.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48A687BD-4F90-4D12-81FF-FE5F64404491

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Documentation

Active

B

B

B

B

CMPDOC879

Loan subject to mandatory arbitration clause

No

Loan subject to mandatory arbitration clause; does not have removal upon sale clause.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7A2B77AA-EE45-449A-9621-1B903258D077

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

A2392D70-03A2-46CB-952F-FE533ED219DC

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by the borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1CCC5498-7479-4BC4-9BBA-9D57C27CCBFD

XXXXXX

XXXXXX

LA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

HMDA Benchmark Date XXX Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000 Violates Federal Rate Spread threshold? Yes

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1CCC5498-7479-4BC4-9BBA-9D57C27CCBFD

XXXXXX

XXXXXX

LA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT109

Finance charge understated by more than  $35 (Pmt Stream)

No

Final TIL disclosed finance charges of $XXX, per Clayton pay stream calculations, finance charges are $XXX,resulting in understated finance charges of $XXX. The Recording Service Fee of $XXX and the Title Closing Protection Letter of $XXX were not included as a Prepaid finance charge on the Itemization; however, a Document Fee of $XXX was included that should not have been. This results in the $XXX difference.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1CCC5498-7479-4BC4-9BBA-9D57C27CCBFD

XXXXXX

XXXXXX

LA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge per Note of XXX% exceeds regulatory limits of only XXX% for the State of XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3BD99CEA-EBB4-4755-B859-ADF1B81C0FD0

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

HMDA Benchmark Date XXX Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3BD99CEA-EBB4-4755-B859-ADF1B81C0FD0

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP2109

ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period

No

Missing Final TIL

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

3BD99CEA-EBB4-4755-B859-ADF1B81C0FD0

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Missing Final TIL

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

3BD99CEA-EBB4-4755-B859-ADF1B81C0FD0

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

3BD99CEA-EBB4-4755-B859-ADF1B81C0FD0

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP303

PPP - State law prohibits PPP if paid by insurance proceeds; provision not disclosed

No

State law prohibits PPP if paid by insurance proceeds; provision not disclosed.   PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CF4F81A4-5701-433A-99C1-E48D52B89E25

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC195

Missing Note

Yes

Missing Note.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CF4F81A4-5701-433A-99C1-E48D52B89E25

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CF4F81A4-5701-433A-99C1-E48D52B89E25

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CF4F81A4-5701-433A-99C1-E48D52B89E25

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP318

TILA - TIL 1st payment date does not match Note 1st payment date

No

Missing Note.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

136AFB68-0D3A-4052-BBAA-F847DFE7B1DD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

BF79D793-099C-470E-9FAB-04E7B9309601

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC191

Missing Mortgage

Yes

Missing Mortgage

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BF79D793-099C-470E-9FAB-04E7B9309601

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BF79D793-099C-470E-9FAB-04E7B9309601

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX% resulting in a difference of XXX%. This exceeds the HMDA rate spread trigger of 5.0%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BF79D793-099C-470E-9FAB-04E7B9309601

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP1536

PPP - Prepayment penalty exercised upon acceleration

No

Prepayment Penalty is hard per note and does not contain exclusion that prepayment will not be charged upon acceleration. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BF79D793-099C-470E-9FAB-04E7B9309601

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP302

PPP - State law prohibits PPP on L-to-L refinance; provison not disclosed

No

Prepayment penalty per note is hard and lacks state required exclusion that the prepayment cannot be charged upon a lender to lender transaction. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BF79D793-099C-470E-9FAB-04E7B9309601

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP303

PPP - State law prohibits PPP if paid by insurance proceeds; provision not disclosed

No

Prepayment penalty per note is hard and lacks provision for payment of loan by insurance proceeds. PPP is expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6920AC6D-8724-4025-B2D9-E5F0AE5CDB3D

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6920AC6D-8724-4025-B2D9-E5F0AE5CDB3D

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

Application date of XXX, GFE in file dated XXX. Lender Initial GFE not received within 3 days of application.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

04B66A09-F170-4C6D-B4E1-A636B73945C5

XXXXXX

XXXXXX

AL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC191

Missing Mortgage

Yes

Missing Mortgage.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

04B66A09-F170-4C6D-B4E1-A636B73945C5

XXXXXX

XXXXXX

AL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

04B66A09-F170-4C6D-B4E1-A636B73945C5

XXXXXX

XXXXXX

AL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

04B66A09-F170-4C6D-B4E1-A636B73945C5

XXXXXX

XXXXXX

AL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP2109

ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

04B66A09-F170-4C6D-B4E1-A636B73945C5

XXXXXX

XXXXXX

AL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

04B66A09-F170-4C6D-B4E1-A636B73945C5

XXXXXX

XXXXXX

AL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

04B66A09-F170-4C6D-B4E1-A636B73945C5

XXXXXX

XXXXXX

AL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

04B66A09-F170-4C6D-B4E1-A636B73945C5

XXXXXX

XXXXXX

AL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

D

D

D

D

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

Yes

Missing final HUD-1 – none in file, unable to capture fees, missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

04B66A09-F170-4C6D-B4E1-A636B73945C5

XXXXXX

XXXXXX

AL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

D

B

D

B

CMPROR113

ROR - Missing Right of Rescission form

No

Missing right of rescission form.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

FF0A5B7D-B228-4828-B293-8B34B11587B6

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC225

Missing Rider

Yes

Missing PUD Rider.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FF0A5B7D-B228-4828-B293-8B34B11587B6

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Satisfied

D

A

D

A

CMPDOC796

Missing Title

No

Missing Title.

6/22/2018 – Title Policy provided.

6/25/2018 - Exception Satisfied.

(No Data)

Not Applicable

Complete

FF0A5B7D-B228-4828-B293-8B34B11587B6

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FF0A5B7D-B228-4828-B293-8B34B11587B6

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

Application date XXX, GFE in file Dated XXX.GFE not provided within 3 days of application.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B6D84BE5-282F-43E6-B1F1-50967DF1E7EF

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B6D84BE5-282F-43E6-B1F1-50967DF1E7EF

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

99538C85-DCDE-4315-BE9A-58DCFE2DB241

XXXXXX

XXXXXX

DE

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

99538C85-DCDE-4315-BE9A-58DCFE2DB241

XXXXXX

XXXXXX

DE

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

99538C85-DCDE-4315-BE9A-58DCFE2DB241

XXXXXX

XXXXXX

DE

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance Charge understated $XXX. Understatement due to $XXX Settlement Closing fee under disclosed on Itemization of Amount Financed.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

9A356AE6-87DD-4E57-9599-32131A92DF80

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9A356AE6-87DD-4E57-9599-32131A92DF80

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage of XXX% exceeds New York regulatory limits of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9A356AE6-87DD-4E57-9599-32131A92DF80

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state of XXX. PPP has since expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

2593B06F-F552-43D9-BEF0-0D8A8F41F769

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3D126918-1FA8-4227-BBCC-17C89E8728B4

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3720A31A-A619-4025-B6E2-B4FEF3DF1545

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

0DA82AFF-4B6B-46FB-8CD4-5EE8EED5FCBC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E8B6FCC9-3CA8-46F1-B71C-11B3F8FE60D8

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E8B6FCC9-3CA8-46F1-B71C-11B3F8FE60D8

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX%, HMDA Benchmark Rate XXX%, HMDA Benchmark/APR Variance XXX%, HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E8B6FCC9-3CA8-46F1-B71C-11B3F8FE60D8

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E8B6FCC9-3CA8-46F1-B71C-11B3F8FE60D8

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR2043

Cannot determine if funding date is after rescission period

No

HUD-1 missing disbursement date.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E8B6FCC9-3CA8-46F1-B71C-11B3F8FE60D8

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP is XXX% or $XXX whichever is greater, is prohibited by State.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

922E0837-31DE-4022-BF34-4648D7AA30C3

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

922E0837-31DE-4022-BF34-4648D7AA30C3

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by the state. PPP expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

AF2E9208-87B2-46A0-81DD-F04780EE29BB

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C120A344-83A3-4497-AC69-676152ADCE39

XXXXXX

XXXXXX

NC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC191

Missing Mortgage

Yes

Missing Mortgage.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C120A344-83A3-4497-AC69-676152ADCE39

XXXXXX

XXXXXX

NC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title. No title documents available.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C120A344-83A3-4497-AC69-676152ADCE39

XXXXXX

XXXXXX

NC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5890129B-2837-4D84-98E5-6AE0E437019E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

18915E7E-9A1A-4489-AA0E-9934D31E1C67

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

18915E7E-9A1A-4489-AA0E-9934D31E1C67

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP306

PPP - Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale.

No

Prepay does not contain soft language for due on sale exclusion.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1E011ADB-97EA-413B-9EB1-E39115E1C5F0

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

D3AFD603-B236-4390-AF90-344F3B469BD0

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

126164EE-6DF6-4C7B-A4BD-81758EB6E784

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

74DC39E9-0F9D-4F46-8525-BD2BAA0A6F4E

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

426C315F-810A-45B9-AD7D-FFB7E58E800D

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D2F36BBC-C1C4-450B-B21E-1D4F8764609E

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D2F36BBC-C1C4-450B-B21E-1D4F8764609E

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Right of Rescission

Active

D

B

D

B

CMPROR113

ROR - Missing Right of Rescission form

No

Missing right of rescission form.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

0C3933CC-1338-4029-9A9E-EA041DF077D6

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B01BDAFC-B071-4174-8F3D-0DB813C9DA20

XXXXXX

XXXXXX

MT

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HDMA bench mark rate of XXX% causing variance of XXX% which exceeds 5.000% rate spread trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7AADF820-EE26-48A6-8718-850E9CFACF3F

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Title document in file is incomplete , only schedule A provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7AADF820-EE26-48A6-8718-850E9CFACF3F

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HDMA bench mark rate of XXX% causing variance of XXX% which exceeds 5.000% rate spread trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7AADF820-EE26-48A6-8718-850E9CFACF3F

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7AADF820-EE26-48A6-8718-850E9CFACF3F

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

GFE dated XXX given after 3 days from application of XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6963454A-6E4F-41A1-AC8B-61B2E410BBC5

XXXXXX

XXXXXX

LA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AB83A7BD-1A25-4548-AA52-BDBC40DEE2F0

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Documentation

Active

B

B

B

B

CMPDOC879

Loan subject to mandatory arbitration clause

No

Loan subject to mandatory arbitration clause; does not have removal upon sale clause.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AB83A7BD-1A25-4548-AA52-BDBC40DEE2F0

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

HMDA Benchmark Rate XXX - HMDA Benchmark/APR Variance XXX which exceeds the max HMDA Rate Spread Trigger 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

96D5094E-3644-48EA-BFE3-C7A6B74317F2

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HDMA bench mark rate of XXX% causing variance of XXX% which exceeds 5.000% rate spread trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

96BB8718-BC1A-4822-BDD4-5166EAF54432

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

F5596E19-28D8-4CA0-A5BD-BBE71B62CE18

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX; HMDA Benchmark Rate XXX; HMDA Benchmark/APR Variance XXX; HMDA Rate Spread Trigger 5.000. Exceeds Federal Rate Spread threshold.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

148D0E54-2B80-49AB-A1CD-97FE88D2A146

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX; HMDA Benchmark Rate XXX; HMDA Benchmark/APR Variance XXX; HMDA Rate Spread Trigger 5.000. Exceeds Federal Rate Spread threshold.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

148D0E54-2B80-49AB-A1CD-97FE88D2A146

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm  timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

148D0E54-2B80-49AB-A1CD-97FE88D2A146

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F0454EE-063F-4BE4-A8C3-3BD83CE44B41

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Final Title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F0454EE-063F-4BE4-A8C3-3BD83CE44B41

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HDMA bench mark rate of XXX% causing variance of XXX% which exceeds 5.000% rate spread trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E72C8148-99F0-4934-A120-1CFCE75E77DA

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

HMDA Benchmark Date XXX Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E72C8148-99F0-4934-A120-1CFCE75E77DA

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0BD82F3E-256A-4AF7-AA84-301BDFE6092A

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0BD82F3E-256A-4AF7-AA84-301BDFE6092A

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL disclosed finance charges of $XXX, per Clayton pay stream calculations, finance charges are $XXX, resulting in understated finance charges of XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

0BD82F3E-256A-4AF7-AA84-301BDFE6092A

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0BD82F3E-256A-4AF7-AA84-301BDFE6092A

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

If the note does not indicate that the loan is originated under the credit grantor provisions (XXX), the maximum is the greater of XXX on payment more than XXX days late. The Note reflects the greater of XXX on more than XXX days late.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1FB9DF25-DD6C-4CA9-8508-C16E68CB89F8

XXXXXX

XXXXXX

OK

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0F478C59-ABE9-48DB-B12E-D306B40AC6AE

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4F0746A6-0A32-4079-BF48-5152CB3279C3

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4F0746A6-0A32-4079-BF48-5152CB3279C3

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4F0746A6-0A32-4079-BF48-5152CB3279C3

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

Application date XXX, GFE in file Dated XXX. Lender GFE not received within 3 days of application.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

50510D14-06CC-45F7-B8AA-F6B5D61C72AE

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

F91A1AB0-698E-447C-B070-F29864075B06

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F91A1AB0-698E-447C-B070-F29864075B06

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty type exceeds maximum.   PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

7B58638D-42EE-46F1-A4FA-96AE2228A133

XXXXXX

XXXXXX

ID

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7B58638D-42EE-46F1-A4FA-96AE2228A133

XXXXXX

XXXXXX

ID

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP107

PPP - Prepayment penalty exceeds maximum allowed (months interest)

No

Prepayment penalty exceeds maximum allowed.  PPP has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

C7186EAC-B041-416F-B70C-D993F2E7B1C2

XXXXXX

XXXXXX

NC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B59C0BA0-C594-4451-ADA4-8DE746387AE9

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Documentation

Active

A

B

A

B

CMPDOC879

Loan subject to mandatory arbitration clause

No

Loan subject to mandatory arbitration clause; does not have removal upon sale clause.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B59C0BA0-C594-4451-ADA4-8DE746387AE9

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CB15353E-6FDE-48A7-BC73-5012FE56E46A

XXXXXX

XXXXXX

KY

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B08EE696-CD63-4B0B-9308-3B8F3443AEFA

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B08EE696-CD63-4B0B-9308-3B8F3443AEFA

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B08EE696-CD63-4B0B-9308-3B8F3443AEFA

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment per Note reflects XXX months interest within XXX, Per the advice of outside counsel Clayton will test under the XXX under which a licensed mortgage banker may not charge a PPP on a XXX lien loan. PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

9054CEE5-5120-409A-8751-328DDB77FE73

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX%; HMDA benchmark rate XXX%. APR variance of XXX% exceeds 5.000% trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D3F154CC-7E69-4A4C-B4B3-E2B1B994C1CB

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX%, HMDA Benchmark Rate XXX%, HMDA Benchmark/APR Variance XXX%, HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

630490CE-1656-488B-91B2-25474043A435

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

630490CE-1656-488B-91B2-25474043A435

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

815215BB-1F37-4A17-B632-AC36CC4DD4D0

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

236BCA94-9553-4391-9BC9-12D31E2D80EB

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

D5C9B7D9-116B-4FA4-9DDA-29C0614FBCDC

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D5C9B7D9-116B-4FA4-9DDA-29C0614FBCDC

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR118

ROR - Disbursement date is on/before disclosed "midnight of" date

No

ROR Expiration date of XXX; disbursement date per file XXX. Borrower did not receive full mandatory rescission period prior to disbursement of funds.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

976F8D31-6438-471C-9D7C-96BAF6EB00D6

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

6320CB27-231D-4BAF-8E8E-9F69D8295220

XXXXXX

XXXXXX

NC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6320CB27-231D-4BAF-8E8E-9F69D8295220

XXXXXX

XXXXXX

NC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

28161CF6-398D-44C6-86DE-88509DB91943

XXXXXX

XXXXXX

DE

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX - HMDA Benchmark Rate XXX = HMDA Benchmark/APR Variance XXX which exceeds the max HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

28161CF6-398D-44C6-86DE-88509DB91943

XXXXXX

XXXXXX

DE

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

46A6C18D-326A-45A1-AA7F-A2D17858B999

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

46A6C18D-326A-45A1-AA7F-A2D17858B999

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

46A6C18D-326A-45A1-AA7F-A2D17858B999

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

46A6C18D-326A-45A1-AA7F-A2D17858B999

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage XXX% exceeds regulatory limit of XXX%

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EEF4608B-0189-41E8-982C-856BAF8F388B

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

EEF4608B-0189-41E8-982C-856BAF8F388B

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EEF4608B-0189-41E8-982C-856BAF8F388B

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EEF4608B-0189-41E8-982C-856BAF8F388B

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EEF4608B-0189-41E8-982C-856BAF8F388B

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CD568B93-AE4C-4144-8F16-E766CBD74722

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

CD568B93-AE4C-4144-8F16-E766CBD74722

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CD568B93-AE4C-4144-8F16-E766CBD74722

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CD568B93-AE4C-4144-8F16-E766CBD74722

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CD568B93-AE4C-4144-8F16-E766CBD74722

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CD568B93-AE4C-4144-8F16-E766CBD74722

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Note Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due; XXX Statute requires late fee of no more than XXX% of payment less than XXX days late, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CD568B93-AE4C-4144-8F16-E766CBD74722

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Note Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due; XXX Statute requires late fee of no more than XXX% of payment less than XXX days late, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5FC46A76-D53A-48FE-A3D3-75908141C556

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

5FC46A76-D53A-48FE-A3D3-75908141C556

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5FC46A76-D53A-48FE-A3D3-75908141C556

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5FC46A76-D53A-48FE-A3D3-75908141C556

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing copy of GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E2BF348B-BABF-4B14-8A24-4F7BFD6E0E18

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

E2BF348B-BABF-4B14-8A24-4F7BFD6E0E18

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E2BF348B-BABF-4B14-8A24-4F7BFD6E0E18

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E2BF348B-BABF-4B14-8A24-4F7BFD6E0E18

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect. PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E2BF348B-BABF-4B14-8A24-4F7BFD6E0E18

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance charges understated $XXX due to payment stream and fees. Lender's payment stream is $XXX months plus one final payment of $XXX. Clayton's calculated payment stream is $XXX months plus one final payment of $XXX for a variance of $-.XXX. Lender also did not include the borrower-paid Settlement/Closing Fee ($XXX) as Prepaid Finance Charges. Total understated finance charge is $XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

E2BF348B-BABF-4B14-8A24-4F7BFD6E0E18

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84101E90-16BB-4F85-ABCE-344B7A4CF618

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

84101E90-16BB-4F85-ABCE-344B7A4CF618

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84101E90-16BB-4F85-ABCE-344B7A4CF618

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84101E90-16BB-4F85-ABCE-344B7A4CF618

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84101E90-16BB-4F85-ABCE-344B7A4CF618

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge per Note of XXX% exceeds regulatory limits of only XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

84101E90-16BB-4F85-ABCE-344B7A4CF618

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late charge per Note of XXX% exceeds regulatory limits of only XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

67EE418E-15DE-42E7-9542-7C9D0400CF20

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

67EE418E-15DE-42E7-9542-7C9D0400CF20

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

67EE418E-15DE-42E7-9542-7C9D0400CF20

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

67EE418E-15DE-42E7-9542-7C9D0400CF20

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

67EE418E-15DE-42E7-9542-7C9D0400CF20

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8AE7354F-A6B8-48C4-858D-6C8967BBC6A4

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing  Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

8AE7354F-A6B8-48C4-858D-6C8967BBC6A4

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8AE7354F-A6B8-48C4-858D-6C8967BBC6A4

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8AE7354F-A6B8-48C4-858D-6C8967BBC6A4

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP per Note; not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8AE7354F-A6B8-48C4-858D-6C8967BBC6A4

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8AE7354F-A6B8-48C4-858D-6C8967BBC6A4

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP105

PPP - State prohibits a PPP upon a bona fide sale of home; this PPP does not include a bona fide sale restriction.

No

Note Prepayment Penalty is Hard with no exclusions.XXX State Provisions state penalty may not be collected if the prepayment funds come from the sale of the property. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

74076360-AE51-4CE4-910E-0189D0D6BC3D

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

74076360-AE51-4CE4-910E-0189D0D6BC3D

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

74076360-AE51-4CE4-910E-0189D0D6BC3D

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

74076360-AE51-4CE4-910E-0189D0D6BC3D

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

74076360-AE51-4CE4-910E-0189D0D6BC3D

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0687F4C0-8183-4558-A699-A80A679CE727

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

0687F4C0-8183-4558-A699-A80A679CE727

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0687F4C0-8183-4558-A699-A80A679CE727

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0687F4C0-8183-4558-A699-A80A679CE727

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0687F4C0-8183-4558-A699-A80A679CE727

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge Percentage XXX% State maximum is XXX%

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BD5B51DD-A51C-4FBF-92C7-8942C56C23F5

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

BD5B51DD-A51C-4FBF-92C7-8942C56C23F5

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BD5B51DD-A51C-4FBF-92C7-8942C56C23F5

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BD5B51DD-A51C-4FBF-92C7-8942C56C23F5

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BD5B51DD-A51C-4FBF-92C7-8942C56C23F5

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note discloses an Early Closure Release Fee that if the loan is closed within the XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect. PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BD5B51DD-A51C-4FBF-92C7-8942C56C23F5

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BD5B51DD-A51C-4FBF-92C7-8942C56C23F5

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge per Note of XXX% exceeds regulatory limits of only XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

06349858-3754-4EC3-B038-9682DDEBE2EA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing initial Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

06349858-3754-4EC3-B038-9682DDEBE2EA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

06349858-3754-4EC3-B038-9682DDEBE2EA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing copy of initial GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8970CA0E-9EC8-43B9-A8E2-3D362CAC8798

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

8970CA0E-9EC8-43B9-A8E2-3D362CAC8798

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8970CA0E-9EC8-43B9-A8E2-3D362CAC8798

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

696CD49C-A271-4097-80DE-A061AEC7DCDC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

696CD49C-A271-4097-80DE-A061AEC7DCDC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

696CD49C-A271-4097-80DE-A061AEC7DCDC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

696CD49C-A271-4097-80DE-A061AEC7DCDC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

696CD49C-A271-4097-80DE-A061AEC7DCDC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

696CD49C-A271-4097-80DE-A061AEC7DCDC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1658B88C-3315-4C3D-8DF8-85A14DF0A61A

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1658B88C-3315-4C3D-8DF8-85A14DF0A61A

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient.  Deed information report in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1658B88C-3315-4C3D-8DF8-85A14DF0A61A

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1658B88C-3315-4C3D-8DF8-85A14DF0A61A

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1658B88C-3315-4C3D-8DF8-85A14DF0A61A

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

$XXX finance charge is understated by $XXX from $XXX Clayton Pay-stream. Unable to determine reason as TIL itemization is not in file.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1658B88C-3315-4C3D-8DF8-85A14DF0A61A

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1658B88C-3315-4C3D-8DF8-85A14DF0A61A

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B8990B2E-369D-4513-9D95-B1D169407D0D

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

B8990B2E-369D-4513-9D95-B1D169407D0D

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B8990B2E-369D-4513-9D95-B1D169407D0D

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B8990B2E-369D-4513-9D95-B1D169407D0D

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B8990B2E-369D-4513-9D95-B1D169407D0D

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4B4087A1-2DF1-4F8D-A9AE-B76F71E2ED19

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

4B4087A1-2DF1-4F8D-A9AE-B76F71E2ED19

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4B4087A1-2DF1-4F8D-A9AE-B76F71E2ED19

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower. unable to confirm delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4B4087A1-2DF1-4F8D-A9AE-B76F71E2ED19

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4B4087A1-2DF1-4F8D-A9AE-B76F71E2ED19

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

50EC25F9-DBA0-427E-8F7B-299A539EA8F6

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

A

D

A

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

50EC25F9-DBA0-427E-8F7B-299A539EA8F6

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

50EC25F9-DBA0-427E-8F7B-299A539EA8F6

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

50EC25F9-DBA0-427E-8F7B-299A539EA8F6

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

50EC25F9-DBA0-427E-8F7B-299A539EA8F6

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

690623C1-5D7D-41DD-ACC5-A4DAC95EA9B9

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

690623C1-5D7D-41DD-ACC5-A4DAC95EA9B9

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient. titleserv report in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

690623C1-5D7D-41DD-ACC5-A4DAC95EA9B9

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

690623C1-5D7D-41DD-ACC5-A4DAC95EA9B9

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

690623C1-5D7D-41DD-ACC5-A4DAC95EA9B9

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8BE5B8BB-7F01-4B9B-B561-11A92EC0C31C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

8BE5B8BB-7F01-4B9B-B561-11A92EC0C31C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8BE5B8BB-7F01-4B9B-B561-11A92EC0C31C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8BE5B8BB-7F01-4B9B-B561-11A92EC0C31C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8BE5B8BB-7F01-4B9B-B561-11A92EC0C31C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8BE5B8BB-7F01-4B9B-B561-11A92EC0C31C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8BE5B8BB-7F01-4B9B-B561-11A92EC0C31C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP108

PPP - Prepayment penalty type exceeds maximum allowed

No

Prepayment penalty type of specified, fixed dollar amount $XXX - exceeds maximum allowed. PPP expired

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1B4B0FF8-4E0A-45E6-94BA-ABF65D1396E0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1B4B0FF8-4E0A-45E6-94BA-ABF65D1396E0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation (LSI deed info and XL policy) and relevant source documents provided are insufficient.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1B4B0FF8-4E0A-45E6-94BA-ABF65D1396E0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1B4B0FF8-4E0A-45E6-94BA-ABF65D1396E0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1B4B0FF8-4E0A-45E6-94BA-ABF65D1396E0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL disclosed finance charges of $XXX, per Clayton paystream calculations, finance charges are $XXX, resulting in understated finance charges of XXX.  Unable to determine source of understatement.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1B4B0FF8-4E0A-45E6-94BA-ABF65D1396E0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1B4B0FF8-4E0A-45E6-94BA-ABF65D1396E0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C4717FBD-FC9E-4AF9-94DE-98C820CA9830

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

C4717FBD-FC9E-4AF9-94DE-98C820CA9830

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C4717FBD-FC9E-4AF9-94DE-98C820CA9830

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C4717FBD-FC9E-4AF9-94DE-98C820CA9830

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C4717FBD-FC9E-4AF9-94DE-98C820CA9830

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C4717FBD-FC9E-4AF9-94DE-98C820CA9830

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C4717FBD-FC9E-4AF9-94DE-98C820CA9830

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge the greater of XXX% or $XXX exceeds regulatory limits

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

57E87840-8A90-408D-902C-801B435547DF

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

57E87840-8A90-408D-902C-801B435547DF

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

57E87840-8A90-408D-902C-801B435547DF

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

57E87840-8A90-408D-902C-801B435547DF

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing Lender GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B1026910-CDDE-42DE-9C36-4DA486D724DD

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

B1026910-CDDE-42DE-9C36-4DA486D724DD

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B1026910-CDDE-42DE-9C36-4DA486D724DD

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B1026910-CDDE-42DE-9C36-4DA486D724DD

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B1026910-CDDE-42DE-9C36-4DA486D724DD

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B1026910-CDDE-42DE-9C36-4DA486D724DD

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

N/A

B

N/A

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B1026910-CDDE-42DE-9C36-4DA486D724DD

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0E9021B4-21AD-4345-98A8-CD4E664A58E9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

0E9021B4-21AD-4345-98A8-CD4E664A58E9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

N/A

D

N/A

D

CMPDOC796

Missing Title

Yes

Missing Title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0E9021B4-21AD-4345-98A8-CD4E664A58E9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0E9021B4-21AD-4345-98A8-CD4E664A58E9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0E9021B4-21AD-4345-98A8-CD4E664A58E9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

06C146A8-13C0-48A9-8281-A6B0F65FB21E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

06C146A8-13C0-48A9-8281-A6B0F65FB21E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

06C146A8-13C0-48A9-8281-A6B0F65FB21E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

06C146A8-13C0-48A9-8281-A6B0F65FB21E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

06C146A8-13C0-48A9-8281-A6B0F65FB21E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

06C146A8-13C0-48A9-8281-A6B0F65FB21E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

76840D44-2299-41F8-A17A-758EF5A9EAE4

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Application Missing

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

76840D44-2299-41F8-A17A-758EF5A9EAE4

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

76840D44-2299-41F8-A17A-758EF5A9EAE4

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP Expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

76840D44-2299-41F8-A17A-758EF5A9EAE4

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

GFE Not in File

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

76840D44-2299-41F8-A17A-758EF5A9EAE4

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

76840D44-2299-41F8-A17A-758EF5A9EAE4

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP108

PPP - Prepayment penalty type exceeds maximum allowed

No

Prepayment penalty type - Specified dollar amount within first XXX months, exceeds maximum allowed. PPP Expired

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

C410680D-6BAD-4614-B12E-DCC0EB949C92

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

C410680D-6BAD-4614-B12E-DCC0EB949C92

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C410680D-6BAD-4614-B12E-DCC0EB949C92

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C410680D-6BAD-4614-B12E-DCC0EB949C92

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C410680D-6BAD-4614-B12E-DCC0EB949C92

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

XXX% Late Charge percentage exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C410680D-6BAD-4614-B12E-DCC0EB949C92

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge amount exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C410680D-6BAD-4614-B12E-DCC0EB949C92

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state.   PPP has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

149ED0A3-F2DA-4576-AAC3-61BD241D5D11

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

149ED0A3-F2DA-4576-AAC3-61BD241D5D11

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient. Titleserv Title Affidavit & deed info in File

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

149ED0A3-F2DA-4576-AAC3-61BD241D5D11

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

149ED0A3-F2DA-4576-AAC3-61BD241D5D11

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

149ED0A3-F2DA-4576-AAC3-61BD241D5D11

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7B133D92-935E-428E-B54D-D91246189A14

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

7B133D92-935E-428E-B54D-D91246189A14

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7B133D92-935E-428E-B54D-D91246189A14

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7B133D92-935E-428E-B54D-D91246189A14

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7B133D92-935E-428E-B54D-D91246189A14

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7B133D92-935E-428E-B54D-D91246189A14

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge Percentage XXX% State maximum is XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C45E4EE4-EB48-419D-ACE5-7840D181F82E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

C45E4EE4-EB48-419D-ACE5-7840D181F82E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1819

Estimated HUD-1 in File, Missing Final HUD-1

Yes

Missing final HUD-1- Estimated HUD1 only in file.  Fees captured from Estimate.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C45E4EE4-EB48-419D-ACE5-7840D181F82E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C45E4EE4-EB48-419D-ACE5-7840D181F82E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C45E4EE4-EB48-419D-ACE5-7840D181F82E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay is disclosed on HUD and Note.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C45E4EE4-EB48-419D-ACE5-7840D181F82E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

GFE Not in File

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48C9A7FB-E0E7-4CE3-8956-A6A6DE1442BF

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

48C9A7FB-E0E7-4CE3-8956-A6A6DE1442BF

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48C9A7FB-E0E7-4CE3-8956-A6A6DE1442BF

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48C9A7FB-E0E7-4CE3-8956-A6A6DE1442BF

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48C9A7FB-E0E7-4CE3-8956-A6A6DE1442BF

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48C9A7FB-E0E7-4CE3-8956-A6A6DE1442BF

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FADA3EA8-876B-4FCB-B1D0-FC164642D87D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FADA3EA8-876B-4FCB-B1D0-FC164642D87D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is Expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FADA3EA8-876B-4FCB-B1D0-FC164642D87D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance charges understated $XXX. Missing Lender's itemization of amounts financed, unable to reconcile. Appears Lender did not include Settlement closing fee of $XXX

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

FADA3EA8-876B-4FCB-B1D0-FC164642D87D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

07A061AE-491E-453B-963C-C76C89B2A235

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

07A061AE-491E-453B-963C-C76C89B2A235

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

07A061AE-491E-453B-963C-C76C89B2A235

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

07A061AE-491E-453B-963C-C76C89B2A235

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

07A061AE-491E-453B-963C-C76C89B2A235

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F93E2F41-E75C-48B5-898F-54762E0FABD1

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing the Application

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

F93E2F41-E75C-48B5-898F-54762E0FABD1

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F93E2F41-E75C-48B5-898F-54762E0FABD1

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL was not hand-dated by the borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F93E2F41-E75C-48B5-898F-54762E0FABD1

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F93E2F41-E75C-48B5-898F-54762E0FABD1

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing the GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F93E2F41-E75C-48B5-898F-54762E0FABD1

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP108

PPP - Prepayment penalty type exceeds maximum allowed

No

PPP expired

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

EF952B11-58E6-4FFA-9D60-D9A6A6845935

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

EF952B11-58E6-4FFA-9D60-D9A6A6845935

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EF952B11-58E6-4FFA-9D60-D9A6A6845935

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Note indicates a XXX month prepayment term, specific amount is based on Lender's POC charges on HUD.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EF952B11-58E6-4FFA-9D60-D9A6A6845935

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing copy of GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EF952B11-58E6-4FFA-9D60-D9A6A6845935

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge percentage is XXX% per Note, State max is XXX%. Late Charge percentage exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5E14C81F-5DE6-4E94-A6E9-11C58F5ECEB7

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

5E14C81F-5DE6-4E94-A6E9-11C58F5ECEB7

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5E14C81F-5DE6-4E94-A6E9-11C58F5ECEB7

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Right of Rescission

Active

N/A

B

N/A

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5E14C81F-5DE6-4E94-A6E9-11C58F5ECEB7

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than 15 days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DDF63295-872D-491E-8AE8-15433469B844

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

DDF63295-872D-491E-8AE8-15433469B844

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm  timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DDF63295-872D-491E-8AE8-15433469B844

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DDF63295-872D-491E-8AE8-15433469B844

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance charges understated, finance charges per Final TIL $XXX, finance charges calculated by payment stream $XXX, under stated $XXX

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

DDF63295-872D-491E-8AE8-15433469B844

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B76230EB-18C9-4F17-896F-74D1BA589B19

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

B76230EB-18C9-4F17-896F-74D1BA589B19

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B76230EB-18C9-4F17-896F-74D1BA589B19

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B76230EB-18C9-4F17-896F-74D1BA589B19

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B76230EB-18C9-4F17-896F-74D1BA589B19

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B76230EB-18C9-4F17-896F-74D1BA589B19

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B76230EB-18C9-4F17-896F-74D1BA589B19

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1121

Late Charge percentage exceeds customary maximum

No

Late Charge states, If a payment is more than 15 days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8230DAA2-C515-486B-9F09-6AB8BD8AB373

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

8230DAA2-C515-486B-9F09-6AB8BD8AB373

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient.  LSI deed information in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8230DAA2-C515-486B-9F09-6AB8BD8AB373

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8230DAA2-C515-486B-9F09-6AB8BD8AB373

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8230DAA2-C515-486B-9F09-6AB8BD8AB373

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

$XXX finance charge is understated by $XXX from $XXX Clayton Pay-stream.  Unable to determine reason as TIL itemization is not in file.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

8230DAA2-C515-486B-9F09-6AB8BD8AB373

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

96EE9D96-33D9-43A5-BEB3-92BDC068C4CF

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

96EE9D96-33D9-43A5-BEB3-92BDC068C4CF

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

96EE9D96-33D9-43A5-BEB3-92BDC068C4CF

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

96EE9D96-33D9-43A5-BEB3-92BDC068C4CF

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

96EE9D96-33D9-43A5-BEB3-92BDC068C4CF

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

96EE9D96-33D9-43A5-BEB3-92BDC068C4CF

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge of XXX% exceeds XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

96EE9D96-33D9-43A5-BEB3-92BDC068C4CF

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP303

PPP - State law prohibits PPP if paid by insurance proceeds; provision not disclosed

No

State law prohibits PPP if paid by insurance proceeds; provision not disclosed. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

507EA7D1-C22C-4940-948D-4E1535222249

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

507EA7D1-C22C-4940-948D-4E1535222249

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

507EA7D1-C22C-4940-948D-4E1535222249

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

507EA7D1-C22C-4940-948D-4E1535222249

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

507EA7D1-C22C-4940-948D-4E1535222249

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

507EA7D1-C22C-4940-948D-4E1535222249

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1121

Late Charge percentage exceeds customary maximum

No

Late fee per note reflects, If a payment is more than 15 days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; XXX State Statute requires the maximum percent of late charge to be XXX%, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

353BABE7-53A5-4FF5-B75D-AE67C68CDF99

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

353BABE7-53A5-4FF5-B75D-AE67C68CDF99

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient. LSI Deed Information Report in File

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

353BABE7-53A5-4FF5-B75D-AE67C68CDF99

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

353BABE7-53A5-4FF5-B75D-AE67C68CDF99

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

353BABE7-53A5-4FF5-B75D-AE67C68CDF99

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT109

Finance charge understated by more than  $35 (Pmt Stream)

No

$XXX finance charge is understated by $XXX from $XXX Clayton Pay-stream.  Unable to determine reason as TIL itemization is not in file.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

353BABE7-53A5-4FF5-B75D-AE67C68CDF99

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

353BABE7-53A5-4FF5-B75D-AE67C68CDF99

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

721F1B79-D0C0-4565-B040-0752DC48170F

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application; unable to verify purpose and occupancy.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

721F1B79-D0C0-4565-B040-0752DC48170F

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

721F1B79-D0C0-4565-B040-0752DC48170F

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Per not and HUD1 subject has a PPP; However final TIL states will not have a PPP.  PPP expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

721F1B79-D0C0-4565-B040-0752DC48170F

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

721F1B79-D0C0-4565-B040-0752DC48170F

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than 15 days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; XXX State Statute requires the maximum percent of late charge to be XXX%, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

721F1B79-D0C0-4565-B040-0752DC48170F

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state.  PPP expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

3EC840FA-2664-48F8-894C-0283A9E6B893

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

3EC840FA-2664-48F8-894C-0283A9E6B893

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3EC840FA-2664-48F8-894C-0283A9E6B893

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3EC840FA-2664-48F8-894C-0283A9E6B893

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3EC840FA-2664-48F8-894C-0283A9E6B893

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance charges understated $XXX due to payment stream and fees. Lender's payment stream is $XXX for XXX months plus one final payment of $XXX. Clayton's calculated payment stream is $XXX for XXX months plus one final payment of $XXX for a variance of $XXX. Lender also did not include borrower-paid Settlement/Closing Fee ($XXX) as Prepaid Finance Charges. Total understated finance charge is $XXX

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

3EC840FA-2664-48F8-894C-0283A9E6B893

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3EC840FA-2664-48F8-894C-0283A9E6B893

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9893EBEE-30F5-47EA-9650-1E384E76F2F3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

9893EBEE-30F5-47EA-9650-1E384E76F2F3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Title document in file is incomplete, missing schedule B.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9893EBEE-30F5-47EA-9650-1E384E76F2F3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9893EBEE-30F5-47EA-9650-1E384E76F2F3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Note indicates a XXX month prepayment term, specific amount is based on Lender's POC charges on HUD.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9893EBEE-30F5-47EA-9650-1E384E76F2F3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL Disclosed finance charge of $XXX per Clayton pay stream calculations, finance charge are $XXX, resulting in understated finance charges of $XXX

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

9893EBEE-30F5-47EA-9650-1E384E76F2F3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing copy of GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9893EBEE-30F5-47EA-9650-1E384E76F2F3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F89CB94C-0140-477C-A315-8A0242A3A4E7

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

F89CB94C-0140-477C-A315-8A0242A3A4E7

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F89CB94C-0140-477C-A315-8A0242A3A4E7

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F89CB94C-0140-477C-A315-8A0242A3A4E7

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F89CB94C-0140-477C-A315-8A0242A3A4E7

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8D11EF68-EABE-4A2C-99E6-23170EB3F8C9

XXXXXX

XXXXXX

AR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application; unable to verify occupancy.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

8D11EF68-EABE-4A2C-99E6-23170EB3F8C9

XXXXXX

XXXXXX

AR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Only ownership report in file.  unable to verify XXX  lien information.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8D11EF68-EABE-4A2C-99E6-23170EB3F8C9

XXXXXX

XXXXXX

AR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8D11EF68-EABE-4A2C-99E6-23170EB3F8C9

XXXXXX

XXXXXX

AR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F8257AAB-F8FF-4068-ACE9-00BE39B6EB49

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

F8257AAB-F8FF-4068-ACE9-00BE39B6EB49

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F8257AAB-F8FF-4068-ACE9-00BE39B6EB49

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F8257AAB-F8FF-4068-ACE9-00BE39B6EB49

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F8257AAB-F8FF-4068-ACE9-00BE39B6EB49

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A53CE90A-35CA-46F1-89C8-A3E8EA628C9D

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A53CE90A-35CA-46F1-89C8-A3E8EA628C9D

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient.  Ownership report in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A53CE90A-35CA-46F1-89C8-A3E8EA628C9D

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A53CE90A-35CA-46F1-89C8-A3E8EA628C9D

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A53CE90A-35CA-46F1-89C8-A3E8EA628C9D

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A53CE90A-35CA-46F1-89C8-A3E8EA628C9D

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge percentage XXX% per Note in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A53CE90A-35CA-46F1-89C8-A3E8EA628C9D

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late charge amount $XXX per Note in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

91F9FAF2-712E-476C-B71C-AE957606014C

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

91F9FAF2-712E-476C-B71C-AE957606014C

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

91F9FAF2-712E-476C-B71C-AE957606014C

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.  PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

91F9FAF2-712E-476C-B71C-AE957606014C

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4D108A16-35E8-4979-9FB0-E3628021AE83

XXXXXX

XXXXXX

VT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Application Missing

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

4D108A16-35E8-4979-9FB0-E3628021AE83

XXXXXX

XXXXXX

VT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4D108A16-35E8-4979-9FB0-E3628021AE83

XXXXXX

XXXXXX

VT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4D108A16-35E8-4979-9FB0-E3628021AE83

XXXXXX

XXXXXX

VT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay disclosed on Note and HUD.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4D108A16-35E8-4979-9FB0-E3628021AE83

XXXXXX

XXXXXX

VT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

GFE Not in File

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4D108A16-35E8-4979-9FB0-E3628021AE83

XXXXXX

XXXXXX

VT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty of $XXX prohibited by state of XXX. However, PPP has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

CB218D05-38D1-411E-8A16-B314E53064FC

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CB218D05-38D1-411E-8A16-B314E53064FC

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CB218D05-38D1-411E-8A16-B314E53064FC

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CB218D05-38D1-411E-8A16-B314E53064FC

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL - PPP is Expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CB218D05-38D1-411E-8A16-B314E53064FC

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CB218D05-38D1-411E-8A16-B314E53064FC

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage of XXX% exceeds regulatory limits of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CB218D05-38D1-411E-8A16-B314E53064FC

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state - PPP is Expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

86957F46-FE6B-400D-AE28-852DF6805FB7

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1203

VA - Refi within 12 mos/undetermined

No

XXX - Refi within XXX mos/undetermined; unable to determine with out prior lien information.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

86957F46-FE6B-400D-AE28-852DF6805FB7

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application; unable to verify occupancy.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

86957F46-FE6B-400D-AE28-852DF6805FB7

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Only Title limited agreement and ownership report.  Unable to locate/confirm the 1st lien information

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

86957F46-FE6B-400D-AE28-852DF6805FB7

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Per note and HUD1 subject had Prepay.  Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

86957F46-FE6B-400D-AE28-852DF6805FB7

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

86957F46-FE6B-400D-AE28-852DF6805FB7

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage XXX% exceeds regulatory limits Late Charge of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

86957F46-FE6B-400D-AE28-852DF6805FB7

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP306

PPP - Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale.

No

PPP - Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale. Prepayment penalty exercised upon acceleration.  PPP expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

59444A1E-CF81-4EA4-9033-19E3939C1CDB

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

59444A1E-CF81-4EA4-9033-19E3939C1CDB

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title report and relevant source documents provided are insufficient

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

59444A1E-CF81-4EA4-9033-19E3939C1CDB

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

59444A1E-CF81-4EA4-9033-19E3939C1CDB

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

59444A1E-CF81-4EA4-9033-19E3939C1CDB

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

59444A1E-CF81-4EA4-9033-19E3939C1CDB

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

59444A1E-CF81-4EA4-9033-19E3939C1CDB

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty specific dollar amount $XXX prohibited by state. PPP expired

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

F1A1F3BC-C606-4457-88F6-BCBA1118D44A

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

F1A1F3BC-C606-4457-88F6-BCBA1118D44A

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Title document in file is incomplete, missing lien information.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F1A1F3BC-C606-4457-88F6-BCBA1118D44A

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F1A1F3BC-C606-4457-88F6-BCBA1118D44A

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL disclosed finance charges of $XXX, per Clayton paystream calculations, finance charges are $XXX,resulting in understated finance charges of $-XXX. Itemization of Amount Financed not provided - unable to reconcile.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

F1A1F3BC-C606-4457-88F6-BCBA1118D44A

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F1A1F3BC-C606-4457-88F6-BCBA1118D44A

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

N/A

B

N/A

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F1A1F3BC-C606-4457-88F6-BCBA1118D44A

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F1A1F3BC-C606-4457-88F6-BCBA1118D44A

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

56C329A2-9259-4EC8-A7BA-0F5782054FFF

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

A4380264-3977-4011-BAD6-128E9883F9EA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A4380264-3977-4011-BAD6-128E9883F9EA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4380264-3977-4011-BAD6-128E9883F9EA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4380264-3977-4011-BAD6-128E9883F9EA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C54905D0-6F55-4182-B5E2-FD03B69B6E3A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

C54905D0-6F55-4182-B5E2-FD03B69B6E3A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C54905D0-6F55-4182-B5E2-FD03B69B6E3A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C54905D0-6F55-4182-B5E2-FD03B69B6E3A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C54905D0-6F55-4182-B5E2-FD03B69B6E3A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than XXX days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; XXX State Statute requires the maximum percent of late charge to be XXX%, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C54905D0-6F55-4182-B5E2-FD03B69B6E3A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than XXX days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; XXX State Statute requires the maximum percent of late charge to be XXX%, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C54905D0-6F55-4182-B5E2-FD03B69B6E3A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP105

PPP - State prohibits a PPP upon a bona fide sale of home; this PPP does not include a bona fide sale restriction.

No

State prohibits a PPP upon a bona fide sale of home; this PPP does not include a bona fide sale restriction. PPP expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FE03AD3D-689D-4930-994F-888F3F30BC3A

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

FE03AD3D-689D-4930-994F-888F3F30BC3A

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FE03AD3D-689D-4930-994F-888F3F30BC3A

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FE03AD3D-689D-4930-994F-888F3F30BC3A

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FE03AD3D-689D-4930-994F-888F3F30BC3A

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FE03AD3D-689D-4930-994F-888F3F30BC3A

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge per Note of XXX% exceeds regulatory limits of only XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FE03AD3D-689D-4930-994F-888F3F30BC3A

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. PPP Prohibited by the State of XXX.  PPP has since expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

F516454D-0608-45DD-B983-521CA9B7EEF8

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F516454D-0608-45DD-B983-521CA9B7EEF8

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F516454D-0608-45DD-B983-521CA9B7EEF8

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F516454D-0608-45DD-B983-521CA9B7EEF8

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F516454D-0608-45DD-B983-521CA9B7EEF8

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state. PPP expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

607B877A-FAE8-4EE1-962E-35030BF4B2AD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

607B877A-FAE8-4EE1-962E-35030BF4B2AD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient.  Title declaration cert in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

607B877A-FAE8-4EE1-962E-35030BF4B2AD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

607B877A-FAE8-4EE1-962E-35030BF4B2AD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

607B877A-FAE8-4EE1-962E-35030BF4B2AD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

$XXX finance charge is understated by $XXX from $XXX Clayton Pay-stream.  Unable to determine reason as TIL itemization is not in file.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

607B877A-FAE8-4EE1-962E-35030BF4B2AD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EECDDF62-A41E-4C6D-9A40-FB79C26E6EC4

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

EECDDF62-A41E-4C6D-9A40-FB79C26E6EC4

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EECDDF62-A41E-4C6D-9A40-FB79C26E6EC4

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EECDDF62-A41E-4C6D-9A40-FB79C26E6EC4

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EECDDF62-A41E-4C6D-9A40-FB79C26E6EC4

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage XXX% exceeds regulatory limits XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EECDDF62-A41E-4C6D-9A40-FB79C26E6EC4

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP - Prepayment penalty prohibited by state . PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

DA2B12D3-D7A2-4771-9884-7662BA287337

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DA2B12D3-D7A2-4771-9884-7662BA287337

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DA2B12D3-D7A2-4771-9884-7662BA287337

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DA2B12D3-D7A2-4771-9884-7662BA287337

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B7DBC6E9-0428-4B19-8413-0EB2CDD9F83A

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B7DBC6E9-0428-4B19-8413-0EB2CDD9F83A

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B7DBC6E9-0428-4B19-8413-0EB2CDD9F83A

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B7DBC6E9-0428-4B19-8413-0EB2CDD9F83A

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B7DBC6E9-0428-4B19-8413-0EB2CDD9F83A

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

02546048-C73A-400B-B76A-B8A4A726F062

XXXXXX

XXXXXX

RI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

02546048-C73A-400B-B76A-B8A4A726F062

XXXXXX

XXXXXX

RI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR2043

Cannot determine if funding date is after rescission period

No

Missing Disbursement.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

67AAF53A-62A2-4A61-AEA5-E5DEE20A0B5F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

67AAF53A-62A2-4A61-AEA5-E5DEE20A0B5F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

67AAF53A-62A2-4A61-AEA5-E5DEE20A0B5F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

67AAF53A-62A2-4A61-AEA5-E5DEE20A0B5F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48ABA313-2062-40EC-BCDF-718A666B0F31

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48ABA313-2062-40EC-BCDF-718A666B0F31

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48ABA313-2062-40EC-BCDF-718A666B0F31

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48ABA313-2062-40EC-BCDF-718A666B0F31

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP per Note; not disclosed on TIL.  PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48ABA313-2062-40EC-BCDF-718A666B0F31

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

579F7A9B-38F3-4773-A4BE-72FCC6F5082C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing TIL at application

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

579F7A9B-38F3-4773-A4BE-72FCC6F5082C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

579F7A9B-38F3-4773-A4BE-72FCC6F5082C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

579F7A9B-38F3-4773-A4BE-72FCC6F5082C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state. PPP expired

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

9B990484-F615-4F01-B142-E8DBD2EBD056

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9B990484-F615-4F01-B142-E8DBD2EBD056

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9B990484-F615-4F01-B142-E8DBD2EBD056

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9B990484-F615-4F01-B142-E8DBD2EBD056

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9B990484-F615-4F01-B142-E8DBD2EBD056

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

43C79E13-C88D-485D-8E51-26533DED83D1

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

43C79E13-C88D-485D-8E51-26533DED83D1

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

43C79E13-C88D-485D-8E51-26533DED83D1

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL - PPP is Expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

43C79E13-C88D-485D-8E51-26533DED83D1

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

43C79E13-C88D-485D-8E51-26533DED83D1

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

43C79E13-C88D-485D-8E51-26533DED83D1

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state - PPP is Expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

636F19AE-D541-4093-8E31-3DFEC5D51B2E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

636F19AE-D541-4093-8E31-3DFEC5D51B2E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP per Note; not disclosed on TIL.  PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

636F19AE-D541-4093-8E31-3DFEC5D51B2E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

636F19AE-D541-4093-8E31-3DFEC5D51B2E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Right of Rescission

Active

D

B

D

B

CMPROR113

ROR - Missing Right of Rescission form

No

Missing Right of Rescission form.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A256CF80-3C2F-47AB-83C0-1A3FE573BA32

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A256CF80-3C2F-47AB-83C0-1A3FE573BA32

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A256CF80-3C2F-47AB-83C0-1A3FE573BA32

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B2F731E1-5080-4ED9-843C-A2038C7E3C68

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B2F731E1-5080-4ED9-843C-A2038C7E3C68

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL- PPP is Expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B2F731E1-5080-4ED9-843C-A2038C7E3C68

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B2F731E1-5080-4ED9-843C-A2038C7E3C68

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B2F731E1-5080-4ED9-843C-A2038C7E3C68

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state- PPP is Expired

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

8F0A9F18-4232-4036-B879-3CB3387FCA31

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8F0A9F18-4232-4036-B879-3CB3387FCA31

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL disclosed finance charges of $XXX, per Clayton paystream calculations, finance charges are $XXX,resulting in understated finance charges of $XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

8F0A9F18-4232-4036-B879-3CB3387FCA31

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC322A1F-3D32-4188-B8D1-991EB44E70D1

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC322A1F-3D32-4188-B8D1-991EB44E70D1

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC322A1F-3D32-4188-B8D1-991EB44E70D1

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC322A1F-3D32-4188-B8D1-991EB44E70D1

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC322A1F-3D32-4188-B8D1-991EB44E70D1

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. A PPP is prohibited by the State of XXX.  PPP has since expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A7DE6285-D38F-4F1A-B4DD-B4974FB6EEC0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A7DE6285-D38F-4F1A-B4DD-B4974FB6EEC0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A7DE6285-D38F-4F1A-B4DD-B4974FB6EEC0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A7DE6285-D38F-4F1A-B4DD-B4974FB6EEC0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B3461E65-0D42-445C-8E28-521E38D98D6B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B3461E65-0D42-445C-8E28-521E38D98D6B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B3461E65-0D42-445C-8E28-521E38D98D6B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B3461E65-0D42-445C-8E28-521E38D98D6B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

52678B04-AC16-4346-A5D2-C8F4EB40FC23

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

52678B04-AC16-4346-A5D2-C8F4EB40FC23

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP not disclosed on TIL, PPP expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

52678B04-AC16-4346-A5D2-C8F4EB40FC23

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL Disclosed Finance charges of $XXX, per Clayton pay stream calculations, finance charges are $XXX, resulting in understated finance charges of $XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

52678B04-AC16-4346-A5D2-C8F4EB40FC23

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

52678B04-AC16-4346-A5D2-C8F4EB40FC23

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP prohibited by State, PPP Expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

09A41E5E-4A5E-4000-928B-29DB77D30E77

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

09A41E5E-4A5E-4000-928B-29DB77D30E77

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

09A41E5E-4A5E-4000-928B-29DB77D30E77

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

09A41E5E-4A5E-4000-928B-29DB77D30E77

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

09A41E5E-4A5E-4000-928B-29DB77D30E77

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

09A41E5E-4A5E-4000-928B-29DB77D30E77

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

09A41E5E-4A5E-4000-928B-29DB77D30E77

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage XXX% exceeds regulatory limits XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

09A41E5E-4A5E-4000-928B-29DB77D30E77

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP - Prepayment penalty prohibited by state . PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

16EC77BE-9FF5-42EC-ACBE-E25A6E8CDCC9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient. Deed Information Report in File

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

16EC77BE-9FF5-42EC-ACBE-E25A6E8CDCC9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

16EC77BE-9FF5-42EC-ACBE-E25A6E8CDCC9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

16EC77BE-9FF5-42EC-ACBE-E25A6E8CDCC9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3C064981-9244-45A7-962B-6C3CFF17E5E4

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3C064981-9244-45A7-962B-6C3CFF17E5E4

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3C064981-9244-45A7-962B-6C3CFF17E5E4

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3C064981-9244-45A7-962B-6C3CFF17E5E4

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3C064981-9244-45A7-962B-6C3CFF17E5E4

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than 15 days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3C064981-9244-45A7-962B-6C3CFF17E5E4

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state. PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

0487C5B3-9772-4236-ACFD-4C30F24F2E56

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0487C5B3-9772-4236-ACFD-4C30F24F2E56

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0487C5B3-9772-4236-ACFD-4C30F24F2E56

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0487C5B3-9772-4236-ACFD-4C30F24F2E56

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

93060940-9921-4D15-971B-930FAC31EA97

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title. Only borrowers limited title agreement in file.  unable to verify 1st lien information.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

93060940-9921-4D15-971B-930FAC31EA97

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

93060940-9921-4D15-971B-930FAC31EA97

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

93060940-9921-4D15-971B-930FAC31EA97

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

37045F8A-B3EB-4CFD-AC67-85C184063CFC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

37045F8A-B3EB-4CFD-AC67-85C184063CFC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

37045F8A-B3EB-4CFD-AC67-85C184063CFC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2DFBEC70-652C-46FD-818A-11158F10DB15

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2DFBEC70-652C-46FD-818A-11158F10DB15

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2DFBEC70-652C-46FD-818A-11158F10DB15

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2DFBEC70-652C-46FD-818A-11158F10DB15

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2DFBEC70-652C-46FD-818A-11158F10DB15

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

940D2E6B-EB1B-43CE-8428-0B163D59F565

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

940D2E6B-EB1B-43CE-8428-0B163D59F565

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

940D2E6B-EB1B-43CE-8428-0B163D59F565

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

940D2E6B-EB1B-43CE-8428-0B163D59F565

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

940D2E6B-EB1B-43CE-8428-0B163D59F565

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CCA98F3C-9E5C-4CC1-A0FD-C22EF6621BA7

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CCA98F3C-9E5C-4CC1-A0FD-C22EF6621BA7

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CCA98F3C-9E5C-4CC1-A0FD-C22EF6621BA7

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CCA98F3C-9E5C-4CC1-A0FD-C22EF6621BA7

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CCA98F3C-9E5C-4CC1-A0FD-C22EF6621BA7

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage showing of XXX% exceeds regulatory limits of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9A53F2B9-BC39-494A-9A27-6B7203C9A93A

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9A53F2B9-BC39-494A-9A27-6B7203C9A93A

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9A53F2B9-BC39-494A-9A27-6B7203C9A93A

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9A53F2B9-BC39-494A-9A27-6B7203C9A93A

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B806CC43-53C5-473B-B5AD-364B83FD7772

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Title document in file is incomplete, Lien information not provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B806CC43-53C5-473B-B5AD-364B83FD7772

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B806CC43-53C5-473B-B5AD-364B83FD7772

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.  PPP term has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B806CC43-53C5-473B-B5AD-364B83FD7772

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B806CC43-53C5-473B-B5AD-364B83FD7772

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR2043

Cannot determine if funding date is after rescission period

No

Missing funding date.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A75875FA-54B9-4477-B652-2D3B796CDBE4

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing appraisal.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A75875FA-54B9-4477-B652-2D3B796CDBE4

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Title commitment in file addresses XXX lien only.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A75875FA-54B9-4477-B652-2D3B796CDBE4

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A75875FA-54B9-4477-B652-2D3B796CDBE4

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A75875FA-54B9-4477-B652-2D3B796CDBE4

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A75875FA-54B9-4477-B652-2D3B796CDBE4

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than 15 days late, Borrower will pay a late charge equal to the greater of XXXX of the unpaid portion of the payment due or $XXX. State max is XXX%

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A75875FA-54B9-4477-B652-2D3B796CDBE4

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge states, If a payment is more than 15 days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX. State max is XXX%

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0722126C-298D-48DF-9B3B-7843F83BC7B1

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0722126C-298D-48DF-9B3B-7843F83BC7B1

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0722126C-298D-48DF-9B3B-7843F83BC7B1

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0722126C-298D-48DF-9B3B-7843F83BC7B1

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL disclosed finance charges of $XXX, per Clayton paystream calculations, finance charges are $XXX,resulting in understated finance charges of $XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

0722126C-298D-48DF-9B3B-7843F83BC7B1

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0722126C-298D-48DF-9B3B-7843F83BC7B1

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than 15 days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0722126C-298D-48DF-9B3B-7843F83BC7B1

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge states, If a payment is more than 15 days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4689F867-233D-4E89-879D-DCD07CC622E8

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title. Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient. Borrower's Limited Title agreement in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4689F867-233D-4E89-879D-DCD07CC622E8

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX% resulting in a difference of XXX%. This exceeds the HMDA rate spread trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4689F867-233D-4E89-879D-DCD07CC622E8

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4689F867-233D-4E89-879D-DCD07CC622E8

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepayment Penalty not disclosed on the Final TIL. Per HUD-1, Lender Paid Closing Costs are required to be refunded by borrower if loan is paid in full within XXX months.  XXX has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4689F867-233D-4E89-879D-DCD07CC622E8

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Repayment Ability

Active

C

C

C

C

CMPSTRA1493

MN Home Loan - Repayment Ability not based on Full Doc

Yes

XXX Home Loan - Repayment Ability not based on Full Doc.  (Stated Income)

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4689F867-233D-4E89-879D-DCD07CC622E8

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4689F867-233D-4E89-879D-DCD07CC622E8

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Per Note, Late Charge Percentage is XXX% of overdue payment. State Maximum Late Charge Percentage is XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4689F867-233D-4E89-879D-DCD07CC622E8

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Per Note, Late Charge Percentage is XXX% of overdue payment which equals $$XXX. State Maximum percentage is XXX% which equals $XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4689F867-233D-4E89-879D-DCD07CC622E8

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP105

PPP - State prohibits a PPP upon a bona fide sale of home; this PPP does not include a bona fide sale restriction.

No

There is no exclusion stated the prohibits a bona fide sale of the home. XXX has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E5BC1BE8-51F6-46C3-8346-5E0FF9D678A2

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E5BC1BE8-51F6-46C3-8346-5E0FF9D678A2

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E5BC1BE8-51F6-46C3-8346-5E0FF9D678A2

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

XXX not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E5BC1BE8-51F6-46C3-8346-5E0FF9D678A2

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E5BC1BE8-51F6-46C3-8346-5E0FF9D678A2

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state. XXX is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A4CA3525-B90A-4171-8828-DE7CC3498EA3

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4CA3525-B90A-4171-8828-DE7CC3498EA3

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepayment penalty not disclosed on the final TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4CA3525-B90A-4171-8828-DE7CC3498EA3

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4CA3525-B90A-4171-8828-DE7CC3498EA3

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

65278FDB-AC3B-4923-BAF2-66B1578AB5B2

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HMDA Benchmark Rate XXX% causing HMDA Benchmark/APR Variance XXX% which exceeds HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

65278FDB-AC3B-4923-BAF2-66B1578AB5B2

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

65278FDB-AC3B-4923-BAF2-66B1578AB5B2

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

65278FDB-AC3B-4923-BAF2-66B1578AB5B2

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

65278FDB-AC3B-4923-BAF2-66B1578AB5B2

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage of  XXX% exceeds regulatory limits of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

65278FDB-AC3B-4923-BAF2-66B1578AB5B2

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP302

PPP - State law prohibits PPP on L-to-L refinance; provison not disclosed

No

Prepayment penalty per note is hard and lacks state required exclusion that the prepayment cannot be charged upon a lender to lender transaction. - PPP is Expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7A4C2873-FDE2-4DE1-9412-D4F43E18A906

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7A4C2873-FDE2-4DE1-9412-D4F43E18A906

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7A4C2873-FDE2-4DE1-9412-D4F43E18A906

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance charge per TIL is $XXX, actual finance charge calculation is $XXX per payment stream, causing an understatement of $XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

7A4C2873-FDE2-4DE1-9412-D4F43E18A906

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7A4C2873-FDE2-4DE1-9412-D4F43E18A906

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

544C6400-08BE-4F73-87E5-C91C66596CEC

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the XXX APR is XXX% resulting in a difference of XXX%. This exceeds the XXX rate spread trigger of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

544C6400-08BE-4F73-87E5-C91C66596CEC

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

544C6400-08BE-4F73-87E5-C91C66596CEC

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepayment penalty not disclosed on Final TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

544C6400-08BE-4F73-87E5-C91C66596CEC

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

544C6400-08BE-4F73-87E5-C91C66596CEC

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

544C6400-08BE-4F73-87E5-C91C66596CEC

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge percentage per Note is XXX% of the overdue payment. Statutory Limit is XXX% of the over due payment amount.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E54C3A33-3204-4D8B-849D-ABAF4D2349CB

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E54C3A33-3204-4D8B-849D-ABAF4D2349CB

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E54C3A33-3204-4D8B-849D-ABAF4D2349CB

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance charges understated $XXX. Lender did not include attorney closing fee of $XXX

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

E54C3A33-3204-4D8B-849D-ABAF4D2349CB

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E54C3A33-3204-4D8B-849D-ABAF4D2349CB

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR2043

Cannot determine if funding date is after rescission period

No

Disbursement date missing.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E54C3A33-3204-4D8B-849D-ABAF4D2349CB

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP1151

SC Home Loans -Broker 'Amounts Earned' Disclosure not in file

No

Missing Broker 'Amounts Earned' Disclosure

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E54C3A33-3204-4D8B-849D-ABAF4D2349CB

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP1159

SC Home Loans - Designated Agency Disclosure not in file

No

Missing Designated Agency Disclosure

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E50C763C-567B-4587-80E0-15B29A37F1A2

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E50C763C-567B-4587-80E0-15B29A37F1A2

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E50C763C-567B-4587-80E0-15B29A37F1A2

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E50C763C-567B-4587-80E0-15B29A37F1A2

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E50C763C-567B-4587-80E0-15B29A37F1A2

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E50C763C-567B-4587-80E0-15B29A37F1A2

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

XXX% Late Charge percentage with $XXX minimum exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0C2A0B8B-AFC8-439B-9A6C-B5D9D359F7D6

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

36EB5FBA-293A-4477-A969-1CCA47A883C6

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

36EB5FBA-293A-4477-A969-1CCA47A883C6

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

36EB5FBA-293A-4477-A969-1CCA47A883C6

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

36EB5FBA-293A-4477-A969-1CCA47A883C6

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

36EB5FBA-293A-4477-A969-1CCA47A883C6

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

05726BA0-80D0-41DB-841A-52971917FD38

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

05726BA0-80D0-41DB-841A-52971917FD38

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

05726BA0-80D0-41DB-841A-52971917FD38

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay disclosed on HUD and Note.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

05726BA0-80D0-41DB-841A-52971917FD38

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

GFE Not in File

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

05726BA0-80D0-41DB-841A-52971917FD38

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9B084C82-C179-4911-9876-0CD64512C359

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1203

VA - Refi within 12 mos/undetermined

No

Missing Title to determine prior mortgage date.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9B084C82-C179-4911-9876-0CD64512C359

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Title document in file is incomplete, missing schedule B.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9B084C82-C179-4911-9876-0CD64512C359

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9B084C82-C179-4911-9876-0CD64512C359

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on the Final TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9B084C82-C179-4911-9876-0CD64512C359

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

GFE Not in File.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9B084C82-C179-4911-9876-0CD64512C359

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage of XXX% exceeds XXX regulatory limits XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9B084C82-C179-4911-9876-0CD64512C359

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP1536

PPP - Prepayment penalty exercised upon acceleration

No

Prepayment penalty exercised upon acceleration, however PPP has expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9B084C82-C179-4911-9876-0CD64512C359

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP306

PPP - Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale.

No

Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale, however PPP has expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B6BB8C6A-E195-40EB-9214-8DF6946C4C34

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B6BB8C6A-E195-40EB-9214-8DF6946C4C34

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B6BB8C6A-E195-40EB-9214-8DF6946C4C34

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B6BB8C6A-E195-40EB-9214-8DF6946C4C34

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B6BB8C6A-E195-40EB-9214-8DF6946C4C34

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B6BB8C6A-E195-40EB-9214-8DF6946C4C34

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP108

PPP - Prepayment penalty type exceeds maximum allowed

No

Prepayment penalty type Specific, fixed dollar amount $XXX exceeds maximum allowed; XXX mos interest on amt prepaid in XXX mos that is >XXX% of OPB. PPP expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

592898DE-6A50-494D-800A-8A0BBF0AFEEC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

592898DE-6A50-494D-800A-8A0BBF0AFEEC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

592898DE-6A50-494D-800A-8A0BBF0AFEEC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

592898DE-6A50-494D-800A-8A0BBF0AFEEC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

705AFE98-2CCF-4E96-B9D1-6842DBA084F3

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

705AFE98-2CCF-4E96-B9D1-6842DBA084F3

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

705AFE98-2CCF-4E96-B9D1-6842DBA084F3

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

705AFE98-2CCF-4E96-B9D1-6842DBA084F3

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

705AFE98-2CCF-4E96-B9D1-6842DBA084F3

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

705AFE98-2CCF-4E96-B9D1-6842DBA084F3

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1121

Late Charge percentage exceeds customary maximum

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9086B336-9DC5-4BCA-98B9-B7092AB9670C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by the borrowers, the date is typed.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9086B336-9DC5-4BCA-98B9-B7092AB9670C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Final TIL states no prepayment penalty, note states if the lender has paid any closing costs for this note and if during the first XXX months the borrowers request to terminate the note, the borrower will be required to repay all 3rd party fees paid by the lender.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9086B336-9DC5-4BCA-98B9-B7092AB9670C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9086B336-9DC5-4BCA-98B9-B7092AB9670C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR114

ROR - Right of Rescission not executed by all title holders

No

Right of rescission not executed by the borrowers.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

0B6204D4-AB16-4014-9ACF-3F02C7540CF2

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

D

B

D

Compliance

Documentation

Active

N/A

D

N/A

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient. XXX deed search.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0B6204D4-AB16-4014-9ACF-3F02C7540CF2

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

D

B

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0B6204D4-AB16-4014-9ACF-3F02C7540CF2

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

D

B

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0B6204D4-AB16-4014-9ACF-3F02C7540CF2

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

D

B

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

487612E8-4050-49C0-BD00-4003628F35F8

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

487612E8-4050-49C0-BD00-4003628F35F8

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC6251E2-7249-4921-A632-CFE83DDBC1CD

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC6251E2-7249-4921-A632-CFE83DDBC1CD

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC6251E2-7249-4921-A632-CFE83DDBC1CD

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC6251E2-7249-4921-A632-CFE83DDBC1CD

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC6251E2-7249-4921-A632-CFE83DDBC1CD

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR2043

Cannot determine if funding date is after rescission period

No

Disbursement date is unknown.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EC6251E2-7249-4921-A632-CFE83DDBC1CD

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

XXX State provisions require XXX% maximum late fee.  Subject note state XXX%.  Late fee exceeds customary maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

47FAE4BD-805B-488F-8C84-7100558F7E3F

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

47FAE4BD-805B-488F-8C84-7100558F7E3F

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

47FAE4BD-805B-488F-8C84-7100558F7E3F

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

47FAE4BD-805B-488F-8C84-7100558F7E3F

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

47FAE4BD-805B-488F-8C84-7100558F7E3F

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

47FAE4BD-805B-488F-8C84-7100558F7E3F

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

47FAE4BD-805B-488F-8C84-7100558F7E3F

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6A2FCA2F-5F07-4765-806D-C56CC2CE41FA

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Preliminary Title missing Schedule B

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6A2FCA2F-5F07-4765-806D-C56CC2CE41FA

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6A2FCA2F-5F07-4765-806D-C56CC2CE41FA

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL -PPP is Expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6A2FCA2F-5F07-4765-806D-C56CC2CE41FA

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6A2FCA2F-5F07-4765-806D-C56CC2CE41FA

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B110D84A-CEA5-4FDF-A382-04481336F02A

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B110D84A-CEA5-4FDF-A382-04481336F02A

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B110D84A-CEA5-4FDF-A382-04481336F02A

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B110D84A-CEA5-4FDF-A382-04481336F02A

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B110D84A-CEA5-4FDF-A382-04481336F02A

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B110D84A-CEA5-4FDF-A382-04481336F02A

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B110D84A-CEA5-4FDF-A382-04481336F02A

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

6F66CBD0-AED2-4E10-B6E8-291EAF02BAC9

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6F66CBD0-AED2-4E10-B6E8-291EAF02BAC9

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6F66CBD0-AED2-4E10-B6E8-291EAF02BAC9

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6F66CBD0-AED2-4E10-B6E8-291EAF02BAC9

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6F66CBD0-AED2-4E10-B6E8-291EAF02BAC9

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6F66CBD0-AED2-4E10-B6E8-291EAF02BAC9

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage of XXX% exceeds regulatory state limits of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6F66CBD0-AED2-4E10-B6E8-291EAF02BAC9

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state loan originated XXX. -PPP has since expired

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

56A05246-AD17-4E87-9395-0F0CF0EBFC29

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

56A05246-AD17-4E87-9395-0F0CF0EBFC29

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

56A05246-AD17-4E87-9395-0F0CF0EBFC29

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

56A05246-AD17-4E87-9395-0F0CF0EBFC29

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3C868719-103C-41AA-BAEC-837BB61789CA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3C868719-103C-41AA-BAEC-837BB61789CA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3C868719-103C-41AA-BAEC-837BB61789CA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3C868719-103C-41AA-BAEC-837BB61789CA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B774890E-DE61-41D4-A214-3E9F9501F26B

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1817

Final HUD-1 is incomplete or illegible

Yes

Incomplete HUD-1 in file- the HUD-1 is not signed by the borrower or signed/certified by the settlement agent.  Fees captured for testing.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B774890E-DE61-41D4-A214-3E9F9501F26B

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B774890E-DE61-41D4-A214-3E9F9501F26B

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower(s), unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B774890E-DE61-41D4-A214-3E9F9501F26B

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8023AA41-9BB2-4B48-8895-B1D1DF297D96

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8023AA41-9BB2-4B48-8895-B1D1DF297D96

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8023AA41-9BB2-4B48-8895-B1D1DF297D96

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8EA79364-0ACE-43C7-B706-0CF72A20ECAC

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8EA79364-0ACE-43C7-B706-0CF72A20ECAC

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F347BCE3-B055-4240-90C0-6B737BBBB8B4

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

3332FED2-48AB-4903-95F0-D8E100587096

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3332FED2-48AB-4903-95F0-D8E100587096

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9D1554BF-56C5-465D-99C4-511D1038980B

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

41A6A3E1-98C9-44A9-B67F-1E323FDEE053

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial Lender TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

41A6A3E1-98C9-44A9-B67F-1E323FDEE053

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower(s), unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

41A6A3E1-98C9-44A9-B67F-1E323FDEE053

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing lender GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6F251831-889A-4D86-B10E-3B824FDB6456

XXXXXX

XXXXXX

ID

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6F251831-889A-4D86-B10E-3B824FDB6456

XXXXXX

XXXXXX

ID

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR2043

Cannot determine if funding date is after rescission period

No

Disbursement date is not shown on final HUD-1.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6CE9E612-FE7B-4F59-A27B-04437D2976DD

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing lender's initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

374BE4EA-0991-4C60-B98E-82C9514DDADA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL. The early TIL provided in the file is for the XXX lien mortgage and not this subject transaction.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

374BE4EA-0991-4C60-B98E-82C9514DDADA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

Application date XXX GFE in file Dated XXX. Lender GFE not received within 3 days of application. An earlier GFE provided in the file is for the XXX lien mortgage and not this subject transaction.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5E857127-CD90-404C-AD3B-7F072C11A184

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

559CE25E-9678-4B1A-8BBF-8F339557DB7A

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1817

Final HUD-1 is incomplete or illegible

Yes

Incomplete HUD-1 in file- Missing pg. 2.  GFE also missing, unable to capture fees for testing.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

559CE25E-9678-4B1A-8BBF-8F339557DB7A

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

559CE25E-9678-4B1A-8BBF-8F339557DB7A

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

559CE25E-9678-4B1A-8BBF-8F339557DB7A

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9CE40F77-DADA-4602-B5BE-E8840A5D411D

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

76A501DD-48DB-4647-8617-A9E2C9A88A58

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

7700DA26-EC3C-4D47-BA52-FF7212974A24

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1203

VA - Refi within 12 mos/undetermined

No

Refi within XXX mos/undetermined.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7700DA26-EC3C-4D47-BA52-FF7212974A24

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7700DA26-EC3C-4D47-BA52-FF7212974A24

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

D

D

D

D

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

Yes

Missing final HUD-1 – none in file, unable to capture fees, missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1207D285-F9A6-4EC9-B48F-F44493B931A2

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1131

Late Charges - Grace Period not adequate under state law

No

Late Charges - Grace Period XXX days not adequate under state law

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

36B9D3C7-C2AB-4909-BB7C-749DD46DDA9B

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

61059EE5-F457-45C2-8668-3E79D2350B5E

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

61059EE5-F457-45C2-8668-3E79D2350B5E

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

GFE Not in File

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8BB58FFC-3EC9-4215-99C8-F90A4B87BFC9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1817

Final HUD-1 is incomplete or illegible

Yes

Incomplete HUD-1 in file- Indicated as final, the HUD-1 is not signed by the borrower or signed/certified by the settlement agent.  Fees captured for testing.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8BB58FFC-3EC9-4215-99C8-F90A4B87BFC9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5A41505B-8FD6-4E5A-A8B5-08B34CF1AD64

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX % resulting in a difference of XXX%. This exceeds the HMDA rate spread trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5A41505B-8FD6-4E5A-A8B5-08B34CF1AD64

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5A41505B-8FD6-4E5A-A8B5-08B34CF1AD64

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL disclosed finance charges of $XXX per Clayton pay stream calculations, finance charges are $XXX, resulting in understated finance charges of $XXX .Unable to determine reason as TIL itemization is not in file.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

5A41505B-8FD6-4E5A-A8B5-08B34CF1AD64

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

660353B0-7FDC-491D-A1C2-CB58F7A76765

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

2A553DCF-C370-4812-A3CD-BB67A5AC1C75

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1819

Estimated HUD-1 in File, Missing Final HUD-1

Yes

Missing final HUD1; Used Est HUD1 to capture fees for testing.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2A553DCF-C370-4812-A3CD-BB67A5AC1C75

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EF9F916A-3C01-4D09-BB6C-8F124E0972F9

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

B8085BF5-DAA7-4FCB-AB30-40DD7B4B2BED

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

XXX GFE given after 3 days from XXX application.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B9CB2C2A-BEB8-4192-90BD-E66A4D3C8F8E

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

D82DD2FC-7D00-4291-8A93-8056D6D7A67B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Satisfied

B

A

B

A

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

6/19/18 - TIL provided.

6/19/18 -  Exception satisfied.

(No Data)

Not Applicable

Complete

D82DD2FC-7D00-4291-8A93-8056D6D7A67B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

37120892-250C-4155-A337-157CA23A910E

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

4F339F58-B128-4FD9-ABE0-83C7AB7D4192

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

88B6B5A9-42A5-4270-920C-63CD6142814A

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0EB975ED-0B54-4043-BF45-81666159DA32

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

B517FE94-524D-4B4E-9CAB-67C4792B906C

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

EE797C0D-D8D2-4294-8A28-8E79E02F7ECF

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Lender initial TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EE797C0D-D8D2-4294-8A28-8E79E02F7ECF

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0BB87094-6AE1-4B89-A43A-623CD930EA46

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0BB87094-6AE1-4B89-A43A-623CD930EA46

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2966E8E8-4A3C-4100-94EF-EFDF12A9941E

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

06ADA26A-F074-4785-997B-16C272673DF8

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX% resulting in a difference of XXX%. This exceeds the HMDA rate spread trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

227AB082-D684-435F-A8F1-5EE46D2D6C15

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

B67CD9BB-EDFF-4C03-8C6C-C881777BD7E3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1819

Estimated HUD-1 in File, Missing Final HUD-1

Yes

Missing final HUD; Estimated HUD1 only in file.  Fees captured from Estimate.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B67CD9BB-EDFF-4C03-8C6C-C881777BD7E3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Lender initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

73F35FB8-CB5B-40D1-8B7A-E6AD28DBAFA6

XXXXXX

XXXXXX

NV

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

8801C73F-9284-49CA-8392-AEDB2EE9BDB9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E724640D-A47C-496B-8527-079C4C29ED79

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

360C6B4F-498C-42E6-B26A-E3FAF51AC36C

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

BB66C4CC-C086-4D63-87BD-37B3478EBBB7

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

BE2E18A6-9D48-4B1F-A289-446BBDCB8F88

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1819

Estimated HUD-1 in File, Missing Final HUD-1

Yes

Missing final HUD-1- Estimated HUD1 only in file.  Fees captured from Estimate.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BE2E18A6-9D48-4B1F-A289-446BBDCB8F88

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3E065705-878C-44CA-A640-01CCB2D9D4E3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

3804E21D-CFBF-4C83-8A5A-6B5A8908FA95

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

AC54FAD2-B656-4FB4-BA00-BF9E29D8EC4E

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP955

MI Home Loans -Borrower's Bill of Rights Not in File

No

Missing Borrower's Bill of Rights.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AC54FAD2-B656-4FB4-BA00-BF9E29D8EC4E

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP961

MI Home Loans -Consumer Caution/Homeownership Counseling Notice Not in File

No

Missing Consumer Caution/XXX Counseling Notice.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5E806558-782D-412A-86DB-71EB173BED72

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

F116D799-B257-4621-AAAB-6C4B7E2F12F4

XXXXXX

XXXXXX

HI

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX%; HMDA benchmark rate XXX%. APR variance of XXX% exceeds 5.000% trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F116D799-B257-4621-AAAB-6C4B7E2F12F4

XXXXXX

XXXXXX

HI

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F116D799-B257-4621-AAAB-6C4B7E2F12F4

XXXXXX

XXXXXX

HI

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance charge understated by $XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

165D5CE9-6969-4FA6-A957-115FBF2702BD

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

3EC4F719-C957-425A-B879-12AE37301FF8

XXXXXX

XXXXXX

NM

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

E55E8846-2806-42F8-8DDF-21544141710F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

43A6CC94-451A-4B20-B8C3-1E999B3B9680

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Satisfied

D

A

D

A

CMPDOC191

Missing Mortgage

No

Missing Mortgage.

6/19/18 - Mortgage provided.

6/19/18 - Exception satisfied.

(No Data)

Not Applicable

Complete

43A6CC94-451A-4B20-B8C3-1E999B3B9680

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Satisfied

D

A

D

A

CMPDOC796

Missing Title

No

Missing Title.

6/19/18 - Title provided.

6/19/18 - Exception satisfied.

(No Data)

Not Applicable

Complete

43A6CC94-451A-4B20-B8C3-1E999B3B9680

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

43A6CC94-451A-4B20-B8C3-1E999B3B9680

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Satisfied

C

A

C

A

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Missing Final TIL.

6/19/18 - TIL provided.

6/19/18 - Exception satisfied. Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

43A6CC94-451A-4B20-B8C3-1E999B3B9680

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Satisfied

D

A

D

A

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL.

6/19/18 - TIL provided.

6/19/18 - Exception satisfied. Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

43A6CC94-451A-4B20-B8C3-1E999B3B9680

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

43A6CC94-451A-4B20-B8C3-1E999B3B9680

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Satisfied

D

A

D

A

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

No

Missing final HUD-1 – none in file, unable to capture fees, missing GFE.

6/15/18 - HUD1 provided.

6/15/18 - satisfied.

(No Data)

Not Applicable

Complete

DB88B0B7-27D4-44CD-9102-F0AC02B30122

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

BAA6DB08-9F93-490F-8BAC-40AC256E7DB7

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

95A1289C-B842-4C59-962D-F19003CA22F0

XXXXXX

XXXXXX

ID

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

07B370FD-5D8A-4E39-81C3-BB239B07A3BC

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Legal & Vesting Deed Report provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9C077B07-69E1-490C-B2C6-A603BD2760F8

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9C077B07-69E1-490C-B2C6-A603BD2760F8

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Missing Final TIL

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

9C077B07-69E1-490C-B2C6-A603BD2760F8

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

2FF39514-D9C2-4C17-AC7B-2652998F2E9C

XXXXXX

XXXXXX

VT

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

26FE4C9E-6A70-4F08-A498-A2E87A52676E

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

26FE4C9E-6A70-4F08-A498-A2E87A52676E

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

26FE4C9E-6A70-4F08-A498-A2E87A52676E

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6BA3EB97-E1F7-450C-90A0-201CBBC65EE8

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

923DBA0B-1841-403C-AD97-20021EC08485

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

101FDA34-8DB1-48F5-803A-CE4BFD46F489

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP305

TILA - TIL discl. not made within 3 days of application

No

TIL disclosure on XXX not made within 3 days of application on XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

101FDA34-8DB1-48F5-803A-CE4BFD46F489

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

GFE given on XXX after 3 days from application on XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B70EE5E6-ECBA-4103-9365-8A0CFCAC12A9

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B70EE5E6-ECBA-4103-9365-8A0CFCAC12A9

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EE88D59D-9BBC-459A-9ABE-0DE4634B8BC8

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EE88D59D-9BBC-459A-9ABE-0DE4634B8BC8

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP312

TILA - Final TIL Date after actual transaction date

No

Transaction date XXX; Final TIL dated XXX. No evidence in file that an earlier Final TIL was provided on the actual transaction date.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

AB749964-F3A1-4677-B598-A612B45318BB

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

BA1BB270-182B-4B91-AE8D-E0A979271469

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1819

Estimated HUD-1 in File, Missing Final HUD-1

Yes

Missing Final HUD-1 -  Estimated HUD1 only in file.  Fees captured from Estimate.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9C5A41B6-5043-47F8-BAC5-99F69D282EFC

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX - HMDA Benchmark Rate XXX = HMDA Benchmark/APR Variance XXX which exceeds the max HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9C5A41B6-5043-47F8-BAC5-99F69D282EFC

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Lenders Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9C5A41B6-5043-47F8-BAC5-99F69D282EFC

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F5189D66-3D90-4B94-800A-AA9CA1C2A635

XXXXXX

XXXXXX

VT

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

HMDA Benchmark Date XXX Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F5189D66-3D90-4B94-800A-AA9CA1C2A635

XXXXXX

XXXXXX

VT

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing lender initial TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F5189D66-3D90-4B94-800A-AA9CA1C2A635

XXXXXX

XXXXXX

VT

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E6700A54-1321-45E0-AFDF-5F4232446AC1

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1817

Final HUD-1 is incomplete or illegible

Yes

The HUD-1 is not signed by the borrower or signed/certified by the settlement agent. Fees captured for testing.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E6700A54-1321-45E0-AFDF-5F4232446AC1

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Lender's Early TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E6700A54-1321-45E0-AFDF-5F4232446AC1

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment per Note reflects if within the XXX years a full/partial prepayment of more then XXX% of the XXX in any XXX month period a prepayment charge in an amount equal to the payment of XXX months advance interest on the amount prepaid in excess of XXX% of the XXX. Per the advice of outside counsel Clayton will test under the XXX Banking Law XXX under which a licensed mortgage banker may not charge a PPP on a second lien loan. PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

01748206-48A6-4807-9CD6-CC92F2086DCE

XXXXXX

XXXXXX

DC

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm  timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

01748206-48A6-4807-9CD6-CC92F2086DCE

XXXXXX

XXXXXX

DC

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

TIL disclosed Finance Charge $XXX Pay stream Finance Charge $XXX Difference of $XXX exceeds maximum tolerance of $XXX. Itemization indicates lender did not include $XXX settlement and $XXX courier fee.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A9606A3E-BED8-4BBD-8E4E-1CBD1020EA74

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

ABE1E7AE-2FA9-46A0-A1FE-84DED814CB1D

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

HMDA Benchmark Term HMDA Benchmark Date XXX Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000 Violates Federal Rate Spread threshold? Yes

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

19706F2F-D081-432D-B86C-267ADE069936

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Lender Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

19706F2F-D081-432D-B86C-267ADE069936

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6DA3387C-EFA6-4A8B-A999-D2CDA279B8B3

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DA2E0E9A-7577-474E-806F-2B4FD1BE8B9D

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FED073A7-31F7-4257-A3F9-E0559CA0665F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP305

TILA - TIL discl. not made within 3 days of application

No

TIL Date: XXX Application Date: XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FED073A7-31F7-4257-A3F9-E0559CA0665F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

Application Date: XXX GFE Date Delivered: XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

71F7175B-730E-40CC-BB98-F2B6DBB1FCF3

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

D36EB79A-0D5A-42E7-959B-EE0657C60CAD

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX% resulting in a difference of XXX%. This exceeds the HMDA rate spread trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D36EB79A-0D5A-42E7-959B-EE0657C60CAD

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D36EB79A-0D5A-42E7-959B-EE0657C60CAD

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D36EB79A-0D5A-42E7-959B-EE0657C60CAD

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP306

PPP - Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale.

No

Missing state-required disclosure that a PPP cannot be assessed upon a XXX sale. PPP expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

69911836-5061-40EA-8ECF-A48378F001BF

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

D

D

D

D

CMPSTCP1549

MN Home Loan- Initial Prepayment Penalty Disclosure not in file

Yes

Initial Prepayment Penalty Disclosure not in file.  PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

69911836-5061-40EA-8ECF-A48378F001BF

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP104

PPP - State does not allow prepayment penalty upon a partial prepay

No

State does not allow prepayment penalty upon a partial prepay.  PPP has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

69911836-5061-40EA-8ECF-A48378F001BF

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP1529

MN Home Loan-Prohibited Prepayment Penalty

No

Home Loan-Prohibited Prepayment Penalty .  PPP has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

69911836-5061-40EA-8ECF-A48378F001BF

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP1533

MN Home Loan-Prepayment Penalty Exceeds Maximum Allowed

No

Home Loan-Prepayment Penalty Exceeds Maximum Allowed.  PPP has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A8CC4E75-7976-4964-B348-D54E83BE882B

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A6B701A9-1E41-4512-8907-FDBF89C917DC

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

896590D1-931F-40BA-9ACC-8D0DFB79DABE

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL disclosed finance charges of $XXX, per Clayton pay stream calculations, finance charges are $XXX,resulting in understated finance charges of $-XXX. The settlement closing fee was not included as a Prepaid finance charge on the Itemization.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

2CC3D9EE-3C61-46F1-87AB-8770785163E0

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1819

Estimated HUD-1 in File, Missing Final HUD-1

Yes

Missing final HUD, fees captured from GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

94AB0D0C-275C-4A3C-8FDB-D2F091E42C8B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

94AB0D0C-275C-4A3C-8FDB-D2F091E42C8B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

Application Date XXX, Initial GFE Dated XXX. GFE given after 3 days from application.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7CD07DD4-C1A6-4DB5-98BC-191D80901A96

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7CD07DD4-C1A6-4DB5-98BC-191D80901A96

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FE7ECB42-359F-4560-8E3F-838B24E421D2

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC225

Missing Rider

Yes

Missing balloon rider.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FE7ECB42-359F-4560-8E3F-838B24E421D2

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

623D95EE-29D2-4556-8256-8253044A111A

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient.; FACT upgrade title report.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

623D95EE-29D2-4556-8256-8253044A111A

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D9FCD0E3-4112-425E-9D64-3BB3C7788040

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D9FCD0E3-4112-425E-9D64-3BB3C7788040

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DC2B3B12-A906-4A5B-AE2C-840DDC274B64

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

B

B

B

B

CMPDOC879

Loan subject to mandatory arbitration clause

No

Loan subject to mandatory arbitration clause; does not have removal upon sale clause.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DC2B3B12-A906-4A5B-AE2C-840DDC274B64

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DC2B3B12-A906-4A5B-AE2C-840DDC274B64

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX % resulting in a difference of XXX%. This exceeds the HMDA rate spread trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F0288B3F-34DF-4BF6-95D2-088DD2AD41F1

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

505561E6-7BFD-439A-A985-673C280CBD2A

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DA3D7C13-B0EC-4048-8284-0B08683880D5

XXXXXX

XXXXXX

RI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DA3D7C13-B0EC-4048-8284-0B08683880D5

XXXXXX

XXXXXX

RI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing lender's initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D2524A9C-0B2F-4007-B299-B0E45458F88D

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1817

Final HUD-1 is incomplete or illegible

Yes

Incomplete HUD-1 in file- HUD-1 is missing the attachment itemizing line 811 and 1113. Fees captured from HUD provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D2524A9C-0B2F-4007-B299-B0E45458F88D

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C6D821ED-BC85-4173-9A5A-4FB77DA63139

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A7F1581D-BA17-434F-810D-C165E999E2E3

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP302

PPP - State law prohibits PPP on L-to-L refinance; provison not disclosed

No

Prepayment penalty per note is hard and lacks state required exclusion that the prepayment cannot be charged upon a lender to lender transaction.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A7F1581D-BA17-434F-810D-C165E999E2E3

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP303

PPP - State law prohibits PPP if paid by insurance proceeds; provision not disclosed

No

Prepayment penalty per note is hard and lacks state required exclusion that the prepayment cannot be charged upon a lender to lender transaction.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

45A8D770-9901-4EA6-8DB9-5CDC05C30CE5

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

56B588AF-00BC-4A64-90C5-D8A25330F7C7

XXXXXX

XXXXXX

NV

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AAFE33AC-C365-43E9-B479-3AFB0690B293

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AAFE33AC-C365-43E9-B479-3AFB0690B293

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

D

D

D

D

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

Yes

Missing final HUD-1 – none in file, unable to capture fees, missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B87B06B8-2BF8-4542-BED8-0D7F44CD0CD2

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

E0FDE891-FF44-4D4D-88C2-319546854801

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

773F9B1F-B036-4EF4-9FC8-D3B4FC3BD4B9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

B13CAE14-1430-4AFC-92FF-68A6B0E9B932

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state -PPP is Expired

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1BC28153-F27A-41CF-AAF0-9AAECA52B506

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial Lender TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7AA6D029-4A70-44A7-9899-C179C846638B

XXXXXX

XXXXXX

ID

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HMDA Benchmark Rate XXX% causing HMDA Benchmark/APR Variance XXX% which exceeds HMDA Rate Spread Trigger 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8554CF7F-CBDD-4E02-8DD2-1EFF91C4C2DC

XXXXXX

XXXXXX

ID

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8554CF7F-CBDD-4E02-8DD2-1EFF91C4C2DC

XXXXXX

XXXXXX

ID

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage exceeds regulatory limits

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8554CF7F-CBDD-4E02-8DD2-1EFF91C4C2DC

XXXXXX

XXXXXX

ID

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge amount exceeds regulatory limits

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6E14B9E5-8D0E-4E53-B85A-735B565463FC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A96F648D-B2BB-4CD3-859C-5A45867C4FDE

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

38B3E46C-4546-4B4B-A438-04E05747DFD3

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

38B3E46C-4546-4B4B-A438-04E05747DFD3

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP1151

SC Home Loans -Broker 'Amounts Earned' Disclosure not in file

No

Missing XXX Broker Amounts Earned Disclosure.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

38B3E46C-4546-4B4B-A438-04E05747DFD3

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP1159

SC Home Loans - Designated Agency Disclosure not in file

No

Missing XXX Designated Agency Disclosure.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F54A0B50-8F96-4B7A-A7F9-8A0DFC8A6802

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

904D750D-0B67-434A-B93B-FDD67EB297DA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1819

Estimated HUD-1 in File, Missing Final HUD-1

Yes

Missing final HUD-1- Estimated HUD1 only in file. Fees captured from Estimate.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

904D750D-0B67-434A-B93B-FDD67EB297DA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C046D307-BD15-49E2-881C-CF20B2C15F6C

XXXXXX

XXXXXX

DE

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HMDA Benchmark Rate XXX% causing HMDA Benchmark/APR Variance XXX% which exceeds HMDA Rate Spread Trigger 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BBF368C8-15DC-43A7-A80E-77F101F4426B

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

49301FFD-2C8B-4E1C-B0B8-011181C93F24

XXXXXX

XXXXXX

NV

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

40C2A164-B861-439F-ACBC-B5FA766327E3

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

6DB4D950-52BB-44AF-8EFB-CEE71AE6F5E7

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

5B5C202B-BDFC-4C9F-8CA0-9B75B2CC74C3

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1623

MA Borrower Interest; Worksheet missing

No

Missing XXX Borrower Interest Worksheet.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5B5C202B-BDFC-4C9F-8CA0-9B75B2CC74C3

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX% resulting in a difference of  XXX%. This exceeds the HMDA rate spread trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5B5C202B-BDFC-4C9F-8CA0-9B75B2CC74C3

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

GFE Not in File

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DB50EF15-D95E-4CD3-90F8-73E52B614048

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DB50EF15-D95E-4CD3-90F8-73E52B614048

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DB50EF15-D95E-4CD3-90F8-73E52B614048

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DB34361C-19FE-4AD4-B952-23790BAA4B30

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing lender's initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

92D8F90C-0F45-4C6E-B14E-87A30760242C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

13B0CAD6-6B04-4939-95C4-E4ED5BC139A4

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

6481F91E-A386-4548-BFDB-BE55918FB30E

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing TIL at application

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

731380BD-FA71-4B81-8362-739468207A86

XXXXXX

XXXXXX

NV

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

7149FA46-0985-42B4-9166-89864FC128D4

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7149FA46-0985-42B4-9166-89864FC128D4

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP309

TILA - Final TIL not Executed

No

Final TIL not Executed

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7149FA46-0985-42B4-9166-89864FC128D4

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3F0230EC-44DF-49BF-B099-6F6FCF58FE72

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

33057633-B170-432B-88F5-77A3ACC547C6

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

AFA2ABAF-BF6D-42D4-89F9-C8537FC73301

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

325FF3D9-5288-4743-9F86-445FB4A9899E

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance Charge understated $XXX Understatement due to Attorney's fee $XXX and  Processing fee $XXX underdisclosed $XXX on Itemization of Amount Financed.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

5781D188-18C4-4B7D-9B0F-5A2D57377E8E

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP305

TILA - TIL discl. not made within 3 days of application

No

Lender Application date per initial 1003 is XXX, earliest TIL in file dated XXX.  Lender Initial TIL not received within 3 days of application.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5781D188-18C4-4B7D-9B0F-5A2D57377E8E

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

Lender Application date per Initial 1003 is XXX, earliest GFE in file dated XXX  Lender Initial GFE not received within 3 days of application.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1DAD84BE-3B07-4C01-9D51-FF5FE070CEFA

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

358D32D5-97F8-403F-8874-256D2F5CAE19

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

627E5B79-A0F6-4E5C-899F-656A8214EC90

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

02EDD6AB-7694-47C6-A2E5-08A08C607A76

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

02EDD6AB-7694-47C6-A2E5-08A08C607A76

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C3F17EC9-22E0-41C4-AFB1-41E839841CDF

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BD2337BC-64F8-46A1-AC72-82B0A4FE33EE

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HMDA Benchmark Rate XXX% causing HMDA Benchmark/APR Variance XXX% which exceeds HMDA Rate Spread Trigger 5.00%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BD2337BC-64F8-46A1-AC72-82B0A4FE33EE

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Lender initial TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BD2337BC-64F8-46A1-AC72-82B0A4FE33EE

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BD2337BC-64F8-46A1-AC72-82B0A4FE33EE

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge amount exceeds regulatory limits

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

56196DE0-534A-442C-8544-F119631E163B

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

D22CDBEC-1282-40B2-9347-84937328311D

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

C

C

C

C

Compliance

State Consumer Protection

Active

C

C

C

C

CMPSTCP989

UT Home Loans -  Subordinate Lien, PPP choice not disclosed to Borrower

Yes

PPP choice not disclosed to Borrower.    PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D22CDBEC-1282-40B2-9347-84937328311D

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

C

C

C

C

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Note Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due; State Statute requires late fee of no more than XXX% of payment less than XXX days late, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6CEAB25E-A760-4C73-85D1-F0F1147B6251

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6CEAB25E-A760-4C73-85D1-F0F1147B6251

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by the borrower. Date is typed.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

40118070-9C92-4A48-BDF5-D057C79573D7

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

7861F200-842A-4E35-906E-81F96058851B

XXXXXX

XXXXXX

MS

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6AC7CB75-F1BA-485B-A56D-22FB05704206

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC225

Missing Rider

Yes

Missing balloon rider.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FF094D7E-A4BB-43B7-BF98-058D31CFB448

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

8AC2B6C7-DEA6-42E8-B780-F527AFCE1B4A

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2B978E9D-A064-4035-BEE1-5D184078200E

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

758445B0-7DED-4629-8DF4-3584E8D30842

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

A

B

A

Compliance

Federal Consumer Protection

Satisfied

B

A

B

A

CMPFDCP307

TILA - Missing TIL at application

No

Missing Lender Early TIL.

6/19/18 - TIL provided

6/19/18 - Exception satisfied.

(No Data)

Not Applicable

Complete

7BB8AF38-551F-4D62-883E-8639F499AA2F

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1611

MA Borrower Interest; Worksheet dated after transaction

No

XXX borrower interest worksheet date of XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7BB8AF38-551F-4D62-883E-8639F499AA2F

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing lender GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

69918431-95CF-4B03-9FB6-79A518785C17

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP305

TILA - TIL discl. not made within 3 days of application

No

Application date of XXX; Initial TIL in file dated XXX, after Closing.  Lender's Initial TIL not received within 3 days of application.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

69918431-95CF-4B03-9FB6-79A518785C17

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

Application date of XXX; Initial GFE in file dated XXX, after Closing.  Lender's Initial GFE not received within 3 days of application.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AD9214E6-CDB4-4B95-B422-0E1F5A07D482

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AD9214E6-CDB4-4B95-B422-0E1F5A07D482

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR2330

ROR - Disbursement date is before end of statutory rescission period

No

Disbursement date XXX is before end of statutory rescission period XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

AD9214E6-CDB4-4B95-B422-0E1F5A07D482

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Right of Rescission

Active

D

B

D

B

CMPROR113

ROR - Missing Right of Rescission form

No

Missing ROR

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

8029E1D1-76F5-4FA6-866C-4126CE27BD0B

XXXXXX

XXXXXX

DE

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HDMA bench mark rate of XXX% causing variance of XXX% which exceeds XXX% rate spread trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

991633A9-D741-4DE0-927C-71F39E6E82EA

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state. PPP Expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

F3A94478-ADDA-4597-AE2F-ABC1189439A0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F3A94478-ADDA-4597-AE2F-ABC1189439A0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E108492D-FB6F-4556-8CD5-F8E520D5B1E8

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E108492D-FB6F-4556-8CD5-F8E520D5B1E8

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E108492D-FB6F-4556-8CD5-F8E520D5B1E8

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance Charge understated $XXX. Understatement due to Lender Discount fee $XXX underdisclosed $XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

33F4A22F-4AF8-4588-A583-77CCEA37A64B

XXXXXX

XXXXXX

NC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HDMA bench mark rate of XXX% causing variance of XXX% which exceeds 5.000% rate spread trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

33F4A22F-4AF8-4588-A583-77CCEA37A64B

XXXXXX

XXXXXX

NC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

96688153-7AB6-4B58-8B41-8355D3A5FB60

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

96688153-7AB6-4B58-8B41-8355D3A5FB60

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1819

Estimated HUD-1 in File, Missing Final HUD-1

Yes

Missing Final HUD-1; Fees captured for testing from est HUD1 in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

68CC6DC8-7332-4B1B-95CE-C672E571FBA7

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4D55BD8A-3E2C-491D-B6AB-CA44F763D234

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

9C66F6B9-40AF-4054-8394-6F677ECF623F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HMDA Benchmark Rate XXX% causing HMDA Benchmark/APR Variance XXX% which exceeds HMDA Rate Spread Trigger 5.00%

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

86FF5502-A6CC-4C83-93BF-097590F7DF87

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing lender initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

90013566-CF43-4A8B-A803-DA2DC90BAC24

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

2DB7FEA9-5D2B-4B6E-8277-32B25880AF53

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1817

Final HUD-1 is incomplete or illegible

Yes

HUD-1 is not signed by the borrower or signed/certified by the settlement agent.  Fees captured for testing.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

03F1CF06-6252-4A2C-9BC3-A1F753D469C5

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

03F1CF06-6252-4A2C-9BC3-A1F753D469C5

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

03F1CF06-6252-4A2C-9BC3-A1F753D469C5

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

GFE Not in File

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

03F1CF06-6252-4A2C-9BC3-A1F753D469C5

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR118

ROR - Disbursement date is on/before disclosed "midnight of" date

No

Disbursement date of XXX is on/before disclosed "midnight of" date of XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

03F1CF06-6252-4A2C-9BC3-A1F753D469C5

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR2330

ROR - Disbursement date is before end of statutory rescission period

No

Disbursement date of XXX is before end of statutory rescission period on XXX

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

BCAFDD00-19C4-419B-A2C3-F5BB51464E82

XXXXXX

XXXXXX

LA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC225

Missing Rider

Yes

Missing balloon rider.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BCAFDD00-19C4-419B-A2C3-F5BB51464E82

XXXXXX

XXXXXX

LA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by Borrower.  Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1C849333-AAE7-4C38-ADCC-5D974FFD8657

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

49AEFDC1-87C4-424D-9939-A364099A4927

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX; HMDA benchmark rate XXX. APR variance of XXX exceeds 5.000 trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

49AEFDC1-87C4-424D-9939-A364099A4927

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2A9E31BC-12F6-4CD6-A8CA-6D1B0F0E5726

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DE06E9ED-9DF0-4B89-9CE8-20903A24A356

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

366EB659-B992-4BC5-BB4E-816932B0D558

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

366EB659-B992-4BC5-BB4E-816932B0D558

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

57FE8A01-1808-4A1A-9319-1161BAB05EA4

XXXXXX

XXXXXX

NC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

03CB9F10-3525-4778-8D22-5FA615F695BE

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

9EF2571D-E1D6-473B-B7DE-85CB49D45611

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

B7F84E0D-3551-4FBF-8967-DFCFF5AA603D

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1623

MA Borrower Interest; Worksheet missing

No

Missing  Borrower Interest Worksheet.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B7F84E0D-3551-4FBF-8967-DFCFF5AA603D

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

$XXX finance charge is understated by $XXX from $XXX Clayton Pay-stream.  TIL itemization omits $XXX attorney closing fee.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

B7F84E0D-3551-4FBF-8967-DFCFF5AA603D

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BEA57BAA-1457-4465-8065-28B923866376

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A3A5F5B1-ED5E-4435-BE79-D21FCB60808E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

CD3B376C-C428-4452-BD07-B80ACFEFDAC1

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

E4F09D9C-846E-46FC-BAF1-1019AC461800

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

144E0B82-42E6-4581-9B47-07BD7AF1CC24

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by Borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4C0E366B-7A35-482E-B60D-1EDF6C66997E

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0883B4DD-B723-4E8B-B554-BAC5A596F648

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

97E7EA7C-24A3-47EE-8FDF-9BAC404B0349

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

4397A45C-6F0C-4470-898F-FEE803A34CE9

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

A

B

A

B

Compliance

State Prepayment Penalty

Active

N/A

B

N/A

B

CMPSTPP104

PPP - State does not allow prepayment penalty upon a partial prepay

No

State does not allow prepayment penalty upon a partial prepay. PPP expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

4397A45C-6F0C-4470-898F-FEE803A34CE9

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

A

B

A

B

Compliance

State Prepayment Penalty

Active

N/A

B

N/A

B

CMPSTPP105

PPP - State prohibits a PPP upon a bona fide sale of home; this PPP does not include a bona fide sale restriction.

No

State prohibits a PPP upon a bona fide sale of home; this PPP does not include a bona fide sale restriction.  PPP expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4397A45C-6F0C-4470-898F-FEE803A34CE9

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

A

B

A

B

Compliance

State Prepayment Penalty

Active

N/A

B

N/A

B

CMPSTPP1529

MN Home Loan-Prohibited Prepayment Penalty

No

XXX Home Loan-Prohibited Prepayment Penalty. PPP expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

4397A45C-6F0C-4470-898F-FEE803A34CE9

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

A

B

A

B

Compliance

State Prepayment Penalty

Active

N/A

B

N/A

B

CMPSTPP1533

MN Home Loan-Prepayment Penalty Exceeds Maximum Allowed

No

XXX Home Loan-Prepayment Penalty Exceeds Maximum Allowed. PPP expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

43602CAB-A873-4421-9695-2E354CC794F7

XXXXXX

XXXXXX

RI

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

F4632017-C68C-45D0-8D75-2C63CC7F3AAA

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

HMDA Benchmark Rate is XXX.  HMDA Benchmark/APR variance is XXX.  HMDA Rate Spread Trigger is XXX which violates Federal Rate Spread threshold.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

997FDDC0-7B81-4F42-ADCC-0792432B0F40

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

832C6BEE-D60A-4966-9459-AD2DEDA3A289

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C0EFFC01-0E1F-41FA-97DA-1C1C6C053D43

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

62CFFEE3-0A91-4CC4-AD94-A9887FFAE63E

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

4289E146-A4E8-4DAD-A533-7F00043E92FC

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9BC129AD-C92F-4CE7-B815-AEFCADA930C1

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

946818AE-0137-46F3-AB1A-7C9A58CD50A9

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

946818AE-0137-46F3-AB1A-7C9A58CD50A9

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP955

MI Home Loans -Borrower's Bill of Rights Not in File

No

Missing XXX Borrower's Bill of Rights.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

946818AE-0137-46F3-AB1A-7C9A58CD50A9

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP961

MI Home Loans -Consumer Caution/Homeownership Counseling Notice Not in File

No

Missing XXX Consumer Caution/Homeownership Counseling Notice.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7F418647-C807-4E5B-BB18-87F679F1200B

XXXXXX

XXXXXX

NV

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

90A925A2-0800-4490-88D6-A169214E2B8A

XXXXXX

XXXXXX

HI

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

00349594-4794-4915-A6CC-60DC602DA9C5

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

30076C15-DFFA-4C74-9CC9-C9EFE6E24E57

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

3672C028-1FE6-404A-95C8-424870A9D752

XXXXXX

XXXXXX

ID

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

AA000AD1-2DB3-46FB-ABF7-C37FCEA4515C

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

132FD279-6CAE-4B57-A13A-03A91E069497

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B77BAD20-D5C4-4F79-91A0-FD5F5F84CD6F

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

HMDA Benchmark Date XXX Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B77BAD20-D5C4-4F79-91A0-FD5F5F84CD6F

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing TIL at application

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B77BAD20-D5C4-4F79-91A0-FD5F5F84CD6F

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5A7231EF-6FEB-4401-829C-9721E9927C10

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger XXX Violates Federal Rate Spread threshold by XXX%

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F2BF6CF-FD77-4A10-9113-145494AF401C

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3274

Mortgage/Deed in file is incomplete

Yes

Missing pages 1 and 2 of mortgage document.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F2BF6CF-FD77-4A10-9113-145494AF401C

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HDMA bench mark rate of XXX% causing variance of XXX% which exceeds 5.000% rate spread trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F2BF6CF-FD77-4A10-9113-145494AF401C

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

D

D

D

D

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

Yes

Missing final HUD, fees captured from GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0CF4D5EF-8A5B-4CF4-95CB-6D31881765E2

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR117

ROR - Expiration date on form prior to end of rescission period

No

Per note, TIL and ROR transaction date is XXX  However mortgage not signed until XXX per notary date.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

0CF4D5EF-8A5B-4CF4-95CB-6D31881765E2

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR2330

ROR - Disbursement date is before end of statutory rescission period

No

Per note, TIL and ROR transaction date is XXX.  However mortgage not signed until XXX per notary date.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

41DEEAFF-A0D3-4C30-A356-0C3C1A6E9A45

XXXXXX

XXXXXX

HI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower(s), unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

922B5F64-20A9-4026-8E39-ED8B7F7F92B3

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC225

Missing Rider

Yes

Missing balloon rider.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6CEFF671-502A-4398-AC86-B953BC3CD99F

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower(s), unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6CEFF671-502A-4398-AC86-B953BC3CD99F

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP955

MI Home Loans -Borrower's Bill of Rights Not in File

No

Missing XXX Home Loans -Borrower's Bill of Rights.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6CEFF671-502A-4398-AC86-B953BC3CD99F

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP961

MI Home Loans -Consumer Caution/Homeownership Counseling Notice Not in File

No

Missing XXX Home Loans -Consumer Caution/Homeownership Counseling Notice.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

41C81E0F-4F4A-47C2-AE75-D821443A3BDE

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1817

Final HUD-1 is incomplete or illegible

Yes

Incomplete HUD-1 in file- Indicated as final, the HUD-1 is not signed by the borrower or signed/certified by the settlement agent.  Fees captured for testing.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

38FE1B9E-9D5A-4F2F-BAE1-3170503E471D

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL was not hand-dated by the borrowers.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0AFA2E73-9702-47E3-AAD4-513E0A237E33

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0AFA2E73-9702-47E3-AAD4-513E0A237E33

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5433CEB5-7B5C-4EE1-B47A-07B01BD4C858

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX% resulting in a difference of  XXX%. This exceeds the HMDA rate spread trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5433CEB5-7B5C-4EE1-B47A-07B01BD4C858

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5433CEB5-7B5C-4EE1-B47A-07B01BD4C858

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7DC0BD8F-B6A1-4B4B-9175-4BDE1A2CA691

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7DC0BD8F-B6A1-4B4B-9175-4BDE1A2CA691

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CCE29905-D429-4108-976F-C49EFAD22DF7

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

586EE208-BDFC-46C1-8191-A84EA348F7A1

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP305

TILA - TIL discl. not made within 3 days of application

No

Application Date is XXX. TIL dated XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

586EE208-BDFC-46C1-8191-A84EA348F7A1

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

Application Date is XXX. GFE dated XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

131E42C2-5854-4286-83AD-D4595AAD8BE0

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AFE19792-F512-4D21-9941-251A467F7850

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Satisfied

D

A

D

A

CMPDOC191

Missing Mortgage

No

Missing Mortgage

6/22/2018 - Mortgage provided.

6/25/2018 - Exception Satisfied.

(No Data)

Not Applicable

Complete

AFE19792-F512-4D21-9941-251A467F7850

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Satisfied

D

A

D

A

CMPDOC796

Missing Title

No

Missing Title

6/22/2018 - Title provided

6/22/2018 - Satisfied

(No Data)

Not Applicable

Complete

AFE19792-F512-4D21-9941-251A467F7850

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Missing Mortgage

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AFE19792-F512-4D21-9941-251A467F7850

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Lender initial TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AFE19792-F512-4D21-9941-251A467F7850

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Missing Final TIL

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

AFE19792-F512-4D21-9941-251A467F7850

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

AFE19792-F512-4D21-9941-251A467F7850

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AFE19792-F512-4D21-9941-251A467F7850

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Satisfied

D

A

D

A

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

No

Missing final HUD-1 – none in file, unable to capture fees, missing GFE.

6/21/2018 - HUD-1 provided

6/21/2018 - Satisfied

(No Data)

Not Applicable

Complete

C00E8DA0-A745-4905-98AF-024C2D974E90

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4FC1C468-4298-488C-897E-596FAB3DE08A

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

Application date is XXX; the earliest GFE in file is dated XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DAAC0B06-320A-4F42-8AD0-022A2C08EA9B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

A5E9DCDA-177C-44F5-8A63-06625DCD74F9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A5C31FDD-98CE-4E97-9AEE-B99585917C01

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL from file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A5C31FDD-98CE-4E97-9AEE-B99585917C01

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Due to missing final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A5C31FDD-98CE-4E97-9AEE-B99585917C01

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL from file.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A5C31FDD-98CE-4E97-9AEE-B99585917C01

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE from file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A5C31FDD-98CE-4E97-9AEE-B99585917C01

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

D

D

D

D

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

Yes

Missing Final HUD1 Settlement Statement; unable to capture fees for testing. Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1DB6B05C-A9D4-4762-A9F0-94C798EA5C94

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC225

Missing Rider

Yes

Missing Balloon Rider.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1DB6B05C-A9D4-4762-A9F0-94C798EA5C94

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP2109

ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period

No

Missing final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1DB6B05C-A9D4-4762-A9F0-94C798EA5C94

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Missing final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1DB6B05C-A9D4-4762-A9F0-94C798EA5C94

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1DB6B05C-A9D4-4762-A9F0-94C798EA5C94

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR117

ROR - Expiration date on form prior to end of rescission period

No

ROR expiration date is XXX; signature date and transaction date is XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1DB6B05C-A9D4-4762-A9F0-94C798EA5C94

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR2330

ROR - Disbursement date is before end of statutory rescission period

No

Disbursement date on HUD is XXX.  ROR was not executed until XXX and the expiration date on the ROR is XXX.  Loan funded prior to the end of statutory rescission period based on the signature/transaction date.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1D124ACF-D549-469B-9E39-DEB6C2C11DDD

XXXXXX

XXXXXX

OK

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4FFCC6C-53CD-4DDD-AAB9-D8807C80DD82

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX% resulting in a difference of XXX%. This exceeds the HMDA rate spread trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4FFCC6C-53CD-4DDD-AAB9-D8807C80DD82

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4FFCC6C-53CD-4DDD-AAB9-D8807C80DD82

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F40A0693-C95C-4E39-9BB9-4267919EB6E7

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CF385C58-70A2-468A-A68C-84EA8956C17D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

00181378-C74F-4FB6-8656-0FD565239BE3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

5C21B8C0-EE63-49C4-96CA-65BFFE566EB2

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F18F098-E191-4058-B38F-14EDDD4182B3

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

481043B3-6ADB-4948-B263-51179EB16C05

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

A46357E7-174B-4A39-A249-1A832102B99A

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing TIL at application.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

16F934F7-C58C-45F5-BC85-0CC84ACF227B

XXXXXX

XXXXXX

NC

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

13379927-B821-4FC1-AAC6-7772F0D1ACBD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

89373143-4890-41A7-AEF7-96E995AA46D8

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

3DDF1BC3-FC9F-45ED-B23F-3A93B4ED27AD

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2813C435-DE4A-4CE5-8CE1-3A1D314F4617

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2813C435-DE4A-4CE5-8CE1-3A1D314F4617

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2813C435-DE4A-4CE5-8CE1-3A1D314F4617

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

D

D

D

D

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

Yes

Missing final HUD-1 – none in file, unable to capture fees, missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C96FFEC2-61E6-4F12-AA18-784AA5B70B6F

XXXXXX

XXXXXX

NC

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

18741AC6-E0C9-4AB0-B095-C495D70652C8

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HDMA bench mark rate of XXX% causing variance of XXX% which exceeds 5.000% rate spread trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

18741AC6-E0C9-4AB0-B095-C495D70652C8

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

GFE dated XXX given after XXX days from application date of XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9F540D55-A368-4440-91CA-C8CB50CE6A56

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A520FC4B-E959-4696-967B-8383676537B8

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

2B043007-938D-44CA-98AB-DA39B7FB3223

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

7744DD5A-86D9-4A0A-8F15-D256DEBAE66D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1819

Estimated HUD-1 in File, Missing Final HUD-1

Yes

Missing final HUD-1- Estimated HUD1 only in file. Fees captured from Estimate.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7744DD5A-86D9-4A0A-8F15-D256DEBAE66D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7744DD5A-86D9-4A0A-8F15-D256DEBAE66D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7744DD5A-86D9-4A0A-8F15-D256DEBAE66D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DE926769-F51F-40AC-AFC3-DC508D828099

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1819

Estimated HUD-1 in File, Missing Final HUD-1

Yes

Missing final HUD-1- Estimated HUD1 only in file.  Fees captured from Estimate.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C6199FCF-6105-4AEA-ACF9-64691171887E

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

43DE47E3-B3D0-48C4-AC8B-B3BB03FEF48C

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

43DE47E3-B3D0-48C4-AC8B-B3BB03FEF48C

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Satisfied

B

A

B

A

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

6/19/18 - TIL provided.

6/19/18 - Exception satisfied.

(No Data)

Not Applicable

Complete

43DE47E3-B3D0-48C4-AC8B-B3BB03FEF48C

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D9783EB0-2483-4A3D-9B4B-2323B8A7A9E0

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

E58CA15A-BE35-4217-8140-DAA9A894329E

XXXXXX

XXXXXX

HI

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

830FBE5C-2808-48D8-B7C4-A4468E03FC82

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

830FBE5C-2808-48D8-B7C4-A4468E03FC82

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing Lender GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8C3B5633-DE8B-408F-AC43-B08469A54E81

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4B6F5B74-6BA7-4372-B249-E7755463CEDE

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4B6F5B74-6BA7-4372-B249-E7755463CEDE

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4B6F5B74-6BA7-4372-B249-E7755463CEDE

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP/Early Closure Release Fee per Note; not disclosed on TIL.  PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4B6F5B74-6BA7-4372-B249-E7755463CEDE

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4B6F5B74-6BA7-4372-B249-E7755463CEDE

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage exceeds State regulatory limits of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4B6F5B74-6BA7-4372-B249-E7755463CEDE

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge amount exceeds State regulatory limits of max $XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4B6F5B74-6BA7-4372-B249-E7755463CEDE

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP302

PPP - State law prohibits PPP on L-to-L refinance; provison not disclosed

No

State law prohibits PPP on L-to-L refinance; provison not disclosed. PPP Expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

54DB0CCA-00A0-48D5-A010-BB94AD47D323

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Title document in file is incomplete missing schedule B.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

54DB0CCA-00A0-48D5-A010-BB94AD47D323

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

54DB0CCA-00A0-48D5-A010-BB94AD47D323

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

311D49DE-F050-4B54-BA3F-D9F14AFC15F0

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

D

C

D

Compliance

Documentation

Active

N/A

D

N/A

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient. Titleserv deed report.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

311D49DE-F050-4B54-BA3F-D9F14AFC15F0

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

D

C

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Final TIL, will not have to pay a prepayment penalty

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

311D49DE-F050-4B54-BA3F-D9F14AFC15F0

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

D

C

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

311D49DE-F050-4B54-BA3F-D9F14AFC15F0

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

D

C

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

XXX state maximum prepayment percentage XXX%,Note percentage XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

311D49DE-F050-4B54-BA3F-D9F14AFC15F0

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

D

C

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP expired

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

B186A219-1F12-426B-B9B0-F2530F8A8400

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B186A219-1F12-426B-B9B0-F2530F8A8400

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B186A219-1F12-426B-B9B0-F2530F8A8400

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect. PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B186A219-1F12-426B-B9B0-F2530F8A8400

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

90066A88-2898-4EED-A89D-67028268D031

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

90066A88-2898-4EED-A89D-67028268D031

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect. PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

90066A88-2898-4EED-A89D-67028268D031

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

15A1749C-46E6-4DDF-98FE-EDEC4020097E

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient. Titleserve deed search.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

15A1749C-46E6-4DDF-98FE-EDEC4020097E

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

15A1749C-46E6-4DDF-98FE-EDEC4020097E

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE from file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

147E2C07-0C98-4858-A6A6-F93DEB32E02E

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay on note and HUD1; Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

147E2C07-0C98-4858-A6A6-F93DEB32E02E

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

147E2C07-0C98-4858-A6A6-F93DEB32E02E

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP955

MI Home Loans -Borrower's Bill of Rights Not in File

No

Missing XXX Bill of Rights Disclosure.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

147E2C07-0C98-4858-A6A6-F93DEB32E02E

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP961

MI Home Loans -Consumer Caution/Homeownership Counseling Notice Not in File

No

Missing XXX Consumer Caution/Homeownership Counseling Notice.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

147E2C07-0C98-4858-A6A6-F93DEB32E02E

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge percentage is XXX% per Note, XXX State max is XXX%. Late Charge percentage exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

147E2C07-0C98-4858-A6A6-F93DEB32E02E

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late charge percentage is XXX% per Note, XXX State max is XXX%. Late Charge amount is $XXX, State max amount is $XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

75605FC4-5FFD-41B9-AE90-C23DDB3263DE

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

75605FC4-5FFD-41B9-AE90-C23DDB3263DE

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP315

TILA - Sum of scheduled pmts not equal to Total of Payments

No

Final TIL is illegible.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

75605FC4-5FFD-41B9-AE90-C23DDB3263DE

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Final TIL is illegible.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

75605FC4-5FFD-41B9-AE90-C23DDB3263DE

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

75605FC4-5FFD-41B9-AE90-C23DDB3263DE

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP1151

SC Home Loans -Broker 'Amounts Earned' Disclosure not in file

No

XXX Home Loans -Broker 'Amounts Earned' Disclosure not in file

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

75605FC4-5FFD-41B9-AE90-C23DDB3263DE

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP1159

SC Home Loans - Designated Agency Disclosure not in file

No

XXX Home Loans - Designated Agency Disclosure not in file

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

75605FC4-5FFD-41B9-AE90-C23DDB3263DE

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge Percentage XXX% State maximum is XXX%

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

75605FC4-5FFD-41B9-AE90-C23DDB3263DE

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Calc Late Charge Maximum $ $XXX State maximum is $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DEB44DC8-8D19-4984-BD2B-A27171CDD396

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DEB44DC8-8D19-4984-BD2B-A27171CDD396

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL, disclosed on note.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DEB44DC8-8D19-4984-BD2B-A27171CDD396

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DEB44DC8-8D19-4984-BD2B-A27171CDD396

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR2043

Cannot determine if funding date is after rescission period

No

Missing right of rescission form.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0347F243-9EE8-462F-9CF6-1A410B3E5B25

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0347F243-9EE8-462F-9CF6-1A410B3E5B25

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0347F243-9EE8-462F-9CF6-1A410B3E5B25

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepayment penalty type exceeds maximum; PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0347F243-9EE8-462F-9CF6-1A410B3E5B25

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0347F243-9EE8-462F-9CF6-1A410B3E5B25

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP108

PPP - Prepayment penalty type exceeds maximum allowed

No

Prepayment penalty type exceeds maximum; PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

B23BD429-E704-44D6-9643-5F403C2E534A

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Note has XXX month prepayment penalty for early termination. Prepayment is not disclosed on the final TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B23BD429-E704-44D6-9643-5F403C2E534A

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage exceeds regulatory limits. Late charge is greater of XXX% or $XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B23BD429-E704-44D6-9643-5F403C2E534A

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty not allowed per state.  Prepayment has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A797763C-2786-48E6-92E8-29A3D7D2CFAE

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A797763C-2786-48E6-92E8-29A3D7D2CFAE

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A797763C-2786-48E6-92E8-29A3D7D2CFAE

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage XXX% exceeds regulatory limit of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D5EEF576-BE8F-46EC-8CFC-1FA81BE750F2

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D5EEF576-BE8F-46EC-8CFC-1FA81BE750F2

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D5EEF576-BE8F-46EC-8CFC-1FA81BE750F2

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay penalty not disclosed on final TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D5EEF576-BE8F-46EC-8CFC-1FA81BE750F2

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BDD4C29C-EAEF-4A0B-BD5A-C2A164DA4200

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BDD4C29C-EAEF-4A0B-BD5A-C2A164DA4200

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP in the form of an early release fee is disclosed on the Note and the HUD-1..

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BDD4C29C-EAEF-4A0B-BD5A-C2A164DA4200

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BDD4C29C-EAEF-4A0B-BD5A-C2A164DA4200

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge Percentage XXX% State maximum is XXX%

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48B6C84C-340F-40BC-808B-E0202293FCE3

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

TIL not hand dated by borrower

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48B6C84C-340F-40BC-808B-E0202293FCE3

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Understated by $XXX. Per HUD no fees are lender paid.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

48B6C84C-340F-40BC-808B-E0202293FCE3

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

GFE Not in File

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48B6C84C-340F-40BC-808B-E0202293FCE3

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge of XXX% exceeds XXX% maximum

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7D65778D-E162-4A2F-A3AA-C0FE942AE65F

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7D65778D-E162-4A2F-A3AA-C0FE942AE65F

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7D65778D-E162-4A2F-A3AA-C0FE942AE65F

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7D65778D-E162-4A2F-A3AA-C0FE942AE65F

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

67FA44B7-3129-43FE-ABD1-752A11CB8E8F

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48510A14-0E16-4C58-B134-AECEA8CEF991

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

TIL not dated by borrower

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48510A14-0E16-4C58-B134-AECEA8CEF991

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

48510A14-0E16-4C58-B134-AECEA8CEF991

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

GFE Not in File

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A89B2605-9652-4277-9085-CD58EF70EFF9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A89B2605-9652-4277-9085-CD58EF70EFF9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A89B2605-9652-4277-9085-CD58EF70EFF9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepayment penalty not disclosed on final TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A89B2605-9652-4277-9085-CD58EF70EFF9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

11D65D33-CB36-40B8-9541-5B11F3894404

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

11D65D33-CB36-40B8-9541-5B11F3894404

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay on note not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

11D65D33-CB36-40B8-9541-5B11F3894404

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5CF5903D-9CAB-4974-9513-92D9B387CBA0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5CF5903D-9CAB-4974-9513-92D9B387CBA0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

TIL not dated by borrower. PPP expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5CF5903D-9CAB-4974-9513-92D9B387CBA0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5CF5903D-9CAB-4974-9513-92D9B387CBA0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

GFE Not in File

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

618F1B3D-87CE-4314-BEEC-0B2AE0EF4E30

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

618F1B3D-87CE-4314-BEEC-0B2AE0EF4E30

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

GFE Not in File

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

618F1B3D-87CE-4314-BEEC-0B2AE0EF4E30

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge of XXX% exceeds XXX% maximum

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

618F1B3D-87CE-4314-BEEC-0B2AE0EF4E30

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP not allowed in XXX. Note calls for prepay of lender paid fees if paid in full within XXX years. PPP has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

EFC98098-8097-4734-8ACF-B81DA5B5AD8A

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EFC98098-8097-4734-8ACF-B81DA5B5AD8A

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EFC98098-8097-4734-8ACF-B81DA5B5AD8A

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

EFC98098-8097-4734-8ACF-B81DA5B5AD8A

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3B585345-71D7-469C-A04A-6DF9BAECB823

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

59A10D60-9A9E-42CC-A614-4EF35ADA946D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by the borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

59A10D60-9A9E-42CC-A614-4EF35ADA946D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepayment of fee's by the lender if paid off within XXX years not disclosed on the TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

59A10D60-9A9E-42CC-A614-4EF35ADA946D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

766972D4-DF66-42C5-9771-24F6F8C2EA36

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

766972D4-DF66-42C5-9771-24F6F8C2EA36

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

766972D4-DF66-42C5-9771-24F6F8C2EA36

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP not disclosed on TIL, PPP expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

766972D4-DF66-42C5-9771-24F6F8C2EA36

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

766972D4-DF66-42C5-9771-24F6F8C2EA36

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

766972D4-DF66-42C5-9771-24F6F8C2EA36

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP expired

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

6C92C57A-C205-48F9-8F4C-9DF46AF2F32F

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX% resulting in a difference of  XXX%. This exceeds the HMDA rate spread trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6C92C57A-C205-48F9-8F4C-9DF46AF2F32F

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6C92C57A-C205-48F9-8F4C-9DF46AF2F32F

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepayment Penalty not disclosed on Final TIL. Per HUD-1, Lender Paid Closing Costs are required to be reimbursed to Lender if the borrower pays off the loan in full within XXX months. PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6C92C57A-C205-48F9-8F4C-9DF46AF2F32F

XXXXXX

XXXXXX

CO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5F00DD80-9857-4994-897F-E455EA6F980F

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

5F00DD80-9857-4994-897F-E455EA6F980F

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5F00DD80-9857-4994-897F-E455EA6F980F

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5F00DD80-9857-4994-897F-E455EA6F980F

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5F00DD80-9857-4994-897F-E455EA6F980F

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage exceeds regulatory limits

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5F00DD80-9857-4994-897F-E455EA6F980F

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP - Prepayment penalty prohibited by state . PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

93AE6FFA-986B-4042-A43C-ADF361A1127C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

93AE6FFA-986B-4042-A43C-ADF361A1127C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

93AE6FFA-986B-4042-A43C-ADF361A1127C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP reflected on Note; PPP not disclosed on TIL; PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

93AE6FFA-986B-4042-A43C-ADF361A1127C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5AEB5FBA-EB15-4EBC-8958-063E165CD7EB

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5AEB5FBA-EB15-4EBC-8958-063E165CD7EB

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0B4F617B-EB2A-43C5-8140-3B75B8243FF0

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1203

VA - Refi within 12 mos/undetermined

No

Missing title, unable to determine if refinance within last XXX months.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0B4F617B-EB2A-43C5-8140-3B75B8243FF0

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0B4F617B-EB2A-43C5-8140-3B75B8243FF0

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0B4F617B-EB2A-43C5-8140-3B75B8243FF0

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL, disclosed on note. PPP Expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0B4F617B-EB2A-43C5-8140-3B75B8243FF0

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0B4F617B-EB2A-43C5-8140-3B75B8243FF0

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX.% of the unpaid portion of the payment due or $XXX; XXX State Statute requires late fee of no more than XXX% of payment more than XXX days late, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0B4F617B-EB2A-43C5-8140-3B75B8243FF0

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP306

PPP - Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale.

No

Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale. PPP expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0B4F617B-EB2A-43C5-8140-3B75B8243FF0

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP108

PPP - Prepayment penalty type exceeds maximum allowed

No

Prepayment penalty type specified amount $XXX within the first XXX months, exceeds maximum allowed. PPP expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

9A73C6B3-C4FA-4FC4-A34A-DCD594A48AF1

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

HMDA Benchmark Term   HMDA Benchmark Date XXX Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000 Violates Federal Rate Spread threshold? Yes

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9A73C6B3-C4FA-4FC4-A34A-DCD594A48AF1

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9A73C6B3-C4FA-4FC4-A34A-DCD594A48AF1

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.  PPP term has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9A73C6B3-C4FA-4FC4-A34A-DCD594A48AF1

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9A73C6B3-C4FA-4FC4-A34A-DCD594A48AF1

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1121

Late Charge percentage exceeds customary maximum

No

Late Charge percentage exceeds customary maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B9D29060-E9BE-439F-ADFB-B29C535BA5A3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B9D29060-E9BE-439F-ADFB-B29C535BA5A3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B9D29060-E9BE-439F-ADFB-B29C535BA5A3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP Expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B9D29060-E9BE-439F-ADFB-B29C535BA5A3

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4C9448B-1098-4766-B275-11AD25BDAD74

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4C9448B-1098-4766-B275-11AD25BDAD74

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4C9448B-1098-4766-B275-11AD25BDAD74

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP per Note; not disclosed on TIL.  PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4C9448B-1098-4766-B275-11AD25BDAD74

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4C9448B-1098-4766-B275-11AD25BDAD74

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

XXX: If the loan is secured by the borrower’s principal residence, the maximum is the greater of XXX% or $XXX on payment more than XXX days late.                                                       Late fee per note reflects, If a payment is more than XXX days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4C9448B-1098-4766-B275-11AD25BDAD74

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

XXX: If the loan is secured by the borrower’s principal residence, the maximum is the greater of XXX% or $XXX on payment more than XXX days late.                                                       Late fee per note reflects, If a payment is more than XXX days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A4C9448B-1098-4766-B275-11AD25BDAD74

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

No prepayment penalty is allowed on a loan secured by the borrower's principal Residence or XXX home.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

F06A8C9D-3D8E-48EA-972D-4ABA2A28983E

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F06A8C9D-3D8E-48EA-972D-4ABA2A28983E

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

TIL not dated by borrower

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F06A8C9D-3D8E-48EA-972D-4ABA2A28983E

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F06A8C9D-3D8E-48EA-972D-4ABA2A28983E

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

GFE Not in File

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F06A8C9D-3D8E-48EA-972D-4ABA2A28983E

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge of XXX% exceeds state max of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F06A8C9D-3D8E-48EA-972D-4ABA2A28983E

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP expired

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A5CD2535-D673-4E01-8DC9-5623D3665260

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A5CD2535-D673-4E01-8DC9-5623D3665260

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A5CD2535-D673-4E01-8DC9-5623D3665260

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A5CD2535-D673-4E01-8DC9-5623D3665260

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than XXX days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; XXX State Statute requires the maximum percent of late charge to be XXX%, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E22ECAFF-D2C4-4AE3-8528-9DA6415664D0

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E22ECAFF-D2C4-4AE3-8528-9DA6415664D0

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E22ECAFF-D2C4-4AE3-8528-9DA6415664D0

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR119

ROR - Notice of Right to Cancel does not contain minimum required information

No

ROR not signed by the borrower(s), unable to confirm date of receipt and determine if funding date is after rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E22ECAFF-D2C4-4AE3-8528-9DA6415664D0

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

XXX State provisions require XXX% maximum late fee.  Subject note state XXX% or minimum $XXX.  Late fee exceeds customary maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E22ECAFF-D2C4-4AE3-8528-9DA6415664D0

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

XXX State provisions require XXX% maximum late fee.  Subject note state XXX% or minimum $XXX.  Late fee exceeds customary maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E22ECAFF-D2C4-4AE3-8528-9DA6415664D0

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP106

PPP - Prepayment penalty exceeds maximum allowed (%)

No

Prepayment penalty type exceeds maximum; PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

E22ECAFF-D2C4-4AE3-8528-9DA6415664D0

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP108

PPP - Prepayment penalty type exceeds maximum allowed

No

Prepayment penalty type exceeds maximum; PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

6DB03E8A-3430-496A-A7C8-E4724D5D0E8E

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6DB03E8A-3430-496A-A7C8-E4724D5D0E8E

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6DB03E8A-3430-496A-A7C8-E4724D5D0E8E

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6DB03E8A-3430-496A-A7C8-E4724D5D0E8E

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7D893645-0B8B-480E-A3DC-6FD48DB7325C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7D893645-0B8B-480E-A3DC-6FD48DB7325C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7D893645-0B8B-480E-A3DC-6FD48DB7325C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7D893645-0B8B-480E-A3DC-6FD48DB7325C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL disclosed finance charges $XXX with actual calculated finance charges $XXX per payment stream causing $XXX finance charge underdisclosure.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

7D893645-0B8B-480E-A3DC-6FD48DB7325C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7D893645-0B8B-480E-A3DC-6FD48DB7325C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage XXX% exceeds regulatory limits XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7D893645-0B8B-480E-A3DC-6FD48DB7325C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP - Prepayment penalty prohibited by state. PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

546B5B3A-63AF-49E8-A64D-04F0EDDCC8B5

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC225

Missing Rider

Yes

Missing XXX Family Rider.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

546B5B3A-63AF-49E8-A64D-04F0EDDCC8B5

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

546B5B3A-63AF-49E8-A64D-04F0EDDCC8B5

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

546B5B3A-63AF-49E8-A64D-04F0EDDCC8B5

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

546B5B3A-63AF-49E8-A64D-04F0EDDCC8B5

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

N/A

B

N/A

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance charges understated $XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

546B5B3A-63AF-49E8-A64D-04F0EDDCC8B5

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

546B5B3A-63AF-49E8-A64D-04F0EDDCC8B5

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage of XXX% exceeds regulatory state limits of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

546B5B3A-63AF-49E8-A64D-04F0EDDCC8B5

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A1684033-7A80-41C4-9DE4-0C160D820E43

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A1684033-7A80-41C4-9DE4-0C160D820E43

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A1684033-7A80-41C4-9DE4-0C160D820E43

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A1684033-7A80-41C4-9DE4-0C160D820E43

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX; XXX State Statute requires late fee of no more than XXX% of payment or maximum of $XXX more than XXX days late, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A1684033-7A80-41C4-9DE4-0C160D820E43

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX; XXX State Statute requires late fee of no more than XXX% of payment or maximum of $XXX more than XXX days late, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E1A7C730-686F-4A11-9C22-8C2C10E0CB8F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E1A7C730-686F-4A11-9C22-8C2C10E0CB8F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP Expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E1A7C730-686F-4A11-9C22-8C2C10E0CB8F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F569B0BB-4E3E-435F-A54E-E8E1BA68E166

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F569B0BB-4E3E-435F-A54E-E8E1BA68E166

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F569B0BB-4E3E-435F-A54E-E8E1BA68E166

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP reflected on Note; PPP not disclosed on TIL; PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F569B0BB-4E3E-435F-A54E-E8E1BA68E166

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8A62862A-C4A6-4506-BD94-43D64371426A

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8A62862A-C4A6-4506-BD94-43D64371426A

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8A62862A-C4A6-4506-BD94-43D64371426A

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay penalty not disclosed on final TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8A62862A-C4A6-4506-BD94-43D64371426A

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8A62862A-C4A6-4506-BD94-43D64371426A

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

N/A

B

N/A

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage exceeds regulatory limits

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0B5474F5-268C-4570-9EED-A6C6867685CD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Satisfied

D

A

D

A

CMPDOC155

Application Missing

No

Missing 2nd Lien Application.

6/19/18 - Application provided.

Applicable Statute of Limitation has expired. Final grade B, non-material. 6/19/18 - Exception satisfied.

(No Data)

Not Applicable

Complete

0B5474F5-268C-4570-9EED-A6C6867685CD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

41CC53AA-6F08-49BA-B5F8-63599755B33B

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

41CC53AA-6F08-49BA-B5F8-63599755B33B

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

41CC53AA-6F08-49BA-B5F8-63599755B33B

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Note contains prepayment penalty verbiage, Final TIL states prepayment penalty will not be charged.  PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

41CC53AA-6F08-49BA-B5F8-63599755B33B

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

960CE046-2B68-4B11-A97D-7334E67E8A07

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

960CE046-2B68-4B11-A97D-7334E67E8A07

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D345F960-8417-4451-853D-1EDB3261C8F9

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D345F960-8417-4451-853D-1EDB3261C8F9

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D345F960-8417-4451-853D-1EDB3261C8F9

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not Disclosed on TIL. PPP expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D345F960-8417-4451-853D-1EDB3261C8F9

XXXXXX

XXXXXX

NH

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1656D930-6727-4FE7-AC1B-FDAA98E016AF

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Borrower’s Limited Title Commitment/affidavit and Master Title Policy provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1656D930-6727-4FE7-AC1B-FDAA98E016AF

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing copy of GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1656D930-6727-4FE7-AC1B-FDAA98E016AF

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge percentage is 6% per Note, State max is XXX%. Late Charge percentage exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1656D930-6727-4FE7-AC1B-FDAA98E016AF

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late charge percentage is XXX% per Note, State max is XXX%. Late Charge amount is $XXX, State max amount is XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1656D930-6727-4FE7-AC1B-FDAA98E016AF

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP penalty is allowed if loan is paid in full within XXX months of Origination per Note and HUD. PPP amount is equal to Lender POC settlement charges paid at Origination.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

70EFE43D-007B-48A1-AE14-CDD60C82009D

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

27628C2A-1CF7-4286-8522-1843B9F463E2

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm  timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

27628C2A-1CF7-4286-8522-1843B9F463E2

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL, Prepay disclosed on note.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

27628C2A-1CF7-4286-8522-1843B9F463E2

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

27628C2A-1CF7-4286-8522-1843B9F463E2

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1121

Late Charge percentage exceeds customary maximum

No

Late fee per note reflects, If a payment is more than 15 days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; XXX State Statute requires the maximum ipercent of late charge to be XXX%, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

76A3A540-4C61-4ED1-BDC8-0BDAC7599AED

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

76A3A540-4C61-4ED1-BDC8-0BDAC7599AED

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

76A3A540-4C61-4ED1-BDC8-0BDAC7599AED

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

76A3A540-4C61-4ED1-BDC8-0BDAC7599AED

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D198E301-F16F-4BDC-B508-210CB067B3B9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D198E301-F16F-4BDC-B508-210CB067B3B9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2449B7B0-F4F4-4AC7-8547-1BF490174B1A

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2449B7B0-F4F4-4AC7-8547-1BF490174B1A

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2449B7B0-F4F4-4AC7-8547-1BF490174B1A

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2449B7B0-F4F4-4AC7-8547-1BF490174B1A

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge greater of XXX% of P&I or $XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2449B7B0-F4F4-4AC7-8547-1BF490174B1A

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state. PPP expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A3D8A1E8-F00A-4CC5-BCF0-AE47D5E9CBAC

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A3D8A1E8-F00A-4CC5-BCF0-AE47D5E9CBAC

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX% resulting in a difference XXX%. This exceeds the HMDA rate spread trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A3D8A1E8-F00A-4CC5-BCF0-AE47D5E9CBAC

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepayment Penalty not disclosed on the TIL. Lender Paid Closing Costs are required to be reimbursed to the Lender if the loan is paid in full within XXX months of the transaction date. PPP has expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A3D8A1E8-F00A-4CC5-BCF0-AE47D5E9CBAC

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A3D8A1E8-F00A-4CC5-BCF0-AE47D5E9CBAC

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage per Note is XXX% of principle and interest payment. State Maximum Late Charge percentage is XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A3D8A1E8-F00A-4CC5-BCF0-AE47D5E9CBAC

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge Amount at XXX% is $XXX State Maximum Late Charge Amount is $XXX at XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A3D8A1E8-F00A-4CC5-BCF0-AE47D5E9CBAC

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP105

PPP - State prohibits a PPP upon a bona fide sale of home; this PPP does not include a bona fide sale restriction.

No

Prepayment penalty per Note is hard and lacks state required exclusion that prohibits a prepayment penalty upon the bona fide sale of the home. PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1A7501CC-5069-4C9A-8F77-611D96215933

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1A7501CC-5069-4C9A-8F77-611D96215933

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1A7501CC-5069-4C9A-8F77-611D96215933

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B167141A-AC08-48D7-AEAE-9BCF8D05674B

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HMDA Benchmark Rate XXX% causing HMDA Benchmark/APR Variance XXX% which exceeds HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B167141A-AC08-48D7-AEAE-9BCF8D05674B

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B167141A-AC08-48D7-AEAE-9BCF8D05674B

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL -PPP is Expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B167141A-AC08-48D7-AEAE-9BCF8D05674B

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B167141A-AC08-48D7-AEAE-9BCF8D05674B

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage of %XXX exceeds regulatory limits of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B167141A-AC08-48D7-AEAE-9BCF8D05674B

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge amount of $XXX exceeds regulatory limits of $XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

16132040-BFC1-46C0-BACE-FF9025FE0167

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

16132040-BFC1-46C0-BACE-FF9025FE0167

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL Disclosed Finance charges of $XXX, per Clayton pay stream calculations, finance charges are $XXX, resulting in understated finance charges of $XXX

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

16132040-BFC1-46C0-BACE-FF9025FE0167

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

16132040-BFC1-46C0-BACE-FF9025FE0167

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR2043

Cannot determine if funding date is after rescission period

No

Missing Disbursement Date.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9C72569C-790A-4FE1-8B29-E11EB2589B9B

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9C72569C-790A-4FE1-8B29-E11EB2589B9B

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Per note subject has PPP; Prepay not disclosed on TIL.  PPP expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9C72569C-790A-4FE1-8B29-E11EB2589B9B

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL disclosed finance charges of $XXX, per Clayton pay stream calculations, finance charges are $XXX,resulting in understated finance charges of $-XXX

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

9C72569C-790A-4FE1-8B29-E11EB2589B9B

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9C72569C-790A-4FE1-8B29-E11EB2589B9B

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Note Late Charge: Greater of XXX%  ($XXX) of P&I with a minimum of $XXX. Maximum NY Late Charge: XXX%  or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9C72569C-790A-4FE1-8B29-E11EB2589B9B

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state of XXX; PPP expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

434F9F15-3424-4EFB-BF2D-021D95E5DB6B

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

434F9F15-3424-4EFB-BF2D-021D95E5DB6B

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

434F9F15-3424-4EFB-BF2D-021D95E5DB6B

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

434F9F15-3424-4EFB-BF2D-021D95E5DB6B

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage XXX% exceeds regulatory limits XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CF1138B3-3235-4954-9FBA-720E310C2B29

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CF1138B3-3235-4954-9FBA-720E310C2B29

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing TIL at application

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CF1138B3-3235-4954-9FBA-720E310C2B29

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CF1138B3-3235-4954-9FBA-720E310C2B29

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CF1138B3-3235-4954-9FBA-720E310C2B29

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Per note Late Charge was XXX% which exceed the max Late Charge Percentage of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

98401A7A-C1F7-4D05-B5C3-ABA4337226AB

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

98401A7A-C1F7-4D05-B5C3-ABA4337226AB

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX%, HMDA benchmark rate XXX%, variance XXX% exceeds XXX% trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

98401A7A-C1F7-4D05-B5C3-ABA4337226AB

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated by Borrower, unable to confirm timely payment.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

98401A7A-C1F7-4D05-B5C3-ABA4337226AB

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.  PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

98401A7A-C1F7-4D05-B5C3-ABA4337226AB

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

31475634-C9AA-4F9F-BD8D-620F79B6CF87

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

31475634-C9AA-4F9F-BD8D-620F79B6CF87

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

31475634-C9AA-4F9F-BD8D-620F79B6CF87

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

31475634-C9AA-4F9F-BD8D-620F79B6CF87

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

31475634-C9AA-4F9F-BD8D-620F79B6CF87

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

A

B

A

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C66ED09A-A92D-4848-B74F-C5A25F5AD129

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C66ED09A-A92D-4848-B74F-C5A25F5AD129

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C66ED09A-A92D-4848-B74F-C5A25F5AD129

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C66ED09A-A92D-4848-B74F-C5A25F5AD129

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6A5645F0-2074-4211-9718-FFE3EF3D1609

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6A5645F0-2074-4211-9718-FFE3EF3D1609

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6A5645F0-2074-4211-9718-FFE3EF3D1609

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

991994A6-8E40-4B08-85B3-71A01321D731

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

991994A6-8E40-4B08-85B3-71A01321D731

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

991994A6-8E40-4B08-85B3-71A01321D731

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

991994A6-8E40-4B08-85B3-71A01321D731

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR2043

Cannot determine if funding date is after rescission period

No

Disbursement date is not shown on final HUD-1 or Note/Final TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

991994A6-8E40-4B08-85B3-71A01321D731

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX.% of the unpaid portion of the payment due or $XXX; XXX State Statute requires late fee of no more than XXX% of payment more than 15 days late, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BEFFDD21-8F3D-4C3F-A3E1-A487E16F0F10

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

BEFFDD21-8F3D-4C3F-A3E1-A487E16F0F10

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BEFFDD21-8F3D-4C3F-A3E1-A487E16F0F10

XXXXXX

XXXXXX

ME

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BF20B073-CEC4-49B7-874C-1887BBBF9DEB

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BF20B073-CEC4-49B7-874C-1887BBBF9DEB

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BF20B073-CEC4-49B7-874C-1887BBBF9DEB

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL, prepay disclosed on note.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BF20B073-CEC4-49B7-874C-1887BBBF9DEB

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BF20B073-CEC4-49B7-874C-1887BBBF9DEB

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than XXX days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; XXX State Statute requires late fee of no more than XXX% of payment, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BF20B073-CEC4-49B7-874C-1887BBBF9DEB

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than XXX days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; XXX State Statute requires late fee of no more than XXX% of payment, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BF20B073-CEC4-49B7-874C-1887BBBF9DEB

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

14E28CB6-C5C3-4CB6-B68C-B9F8AED105A2

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient; XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

14E28CB6-C5C3-4CB6-B68C-B9F8AED105A2

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

14E28CB6-C5C3-4CB6-B68C-B9F8AED105A2

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP per Note; not disclosed on TIL.  PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

14E28CB6-C5C3-4CB6-B68C-B9F8AED105A2

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

14E28CB6-C5C3-4CB6-B68C-B9F8AED105A2

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

XXX Late charge maximum is the greater of XXX% or $XXX on payment more than XXX days late.  Late fee per note reflects, If a payment is more than XXX days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

14E28CB6-C5C3-4CB6-B68C-B9F8AED105A2

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

XXX Late charge maximum is the greater of XXX% or $XXX on payment more than XXX days late.  Late fee per note reflects, If a payment is more than XXX days late, Borrower will be charged a late charge of the greater of $XXX or XXX.0% of the payment amount; late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

81EDBC6E-3F18-4699-B953-C835739CC56E

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

81EDBC6E-3F18-4699-B953-C835739CC56E

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Note contains prepayment penalty verbiage, Final TIL states prepayment penalty will not be charged

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

81EDBC6E-3F18-4699-B953-C835739CC56E

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

81EDBC6E-3F18-4699-B953-C835739CC56E

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4E39514C-41CF-449B-872A-89A922BC8DB7

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Title document in file is incomplete, lien information not provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4E39514C-41CF-449B-872A-89A922BC8DB7

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4E39514C-41CF-449B-872A-89A922BC8DB7

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A16ED5EE-4EC9-4BAF-9A2A-56D8BC1462A9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC191

Missing Mortgage

Yes

Missing Mortgage

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A16ED5EE-4EC9-4BAF-9A2A-56D8BC1462A9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC195

Missing Note

Yes

Missing Note

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A16ED5EE-4EC9-4BAF-9A2A-56D8BC1462A9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A16ED5EE-4EC9-4BAF-9A2A-56D8BC1462A9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A16ED5EE-4EC9-4BAF-9A2A-56D8BC1462A9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3DD6E582-6CEE-4DA0-A24A-0F742AB30479

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3DD6E582-6CEE-4DA0-A24A-0F742AB30479

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HDMA bench mark rate of XXX% causing variance of XXX% which exceeds XXX% rate spread trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3DD6E582-6CEE-4DA0-A24A-0F742AB30479

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3DD6E582-6CEE-4DA0-A24A-0F742AB30479

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3DD6E582-6CEE-4DA0-A24A-0F742AB30479

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge XXX% exceeds regulatory limits XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4D805353-8FA2-4ECC-9695-A7C78A1B102D

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4D805353-8FA2-4ECC-9695-A7C78A1B102D

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4D805353-8FA2-4ECC-9695-A7C78A1B102D

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4D805353-8FA2-4ECC-9695-A7C78A1B102D

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL disclosed finance charges $XXX with actual calculated finance charges $XXX per payment stream causing $XXX finance charge underdisclosure.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

4D805353-8FA2-4ECC-9695-A7C78A1B102D

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4D805353-8FA2-4ECC-9695-A7C78A1B102D

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage XXX% exceeds regulatory limits XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4D805353-8FA2-4ECC-9695-A7C78A1B102D

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP - Prepayment penalty prohibited by state. PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

12E4EC18-079A-41D9-BC80-B33DFE68642C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

12E4EC18-079A-41D9-BC80-B33DFE68642C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP not disclosed in TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

12E4EC18-079A-41D9-BC80-B33DFE68642C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL Disclosed Finance charges of $XXX, per Clayton pay stream calculations, finance charges are $XXX, resulting in understated finance charges of $XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

12E4EC18-079A-41D9-BC80-B33DFE68642C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

12E4EC18-079A-41D9-BC80-B33DFE68642C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge Percentage XXX% State maximum is XXX%

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

12E4EC18-079A-41D9-BC80-B33DFE68642C

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

PPP Prohibited by state. PPP Expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

2579A13B-5630-49B0-84BF-82EBF994098F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2579A13B-5630-49B0-84BF-82EBF994098F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2579A13B-5630-49B0-84BF-82EBF994098F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage showing XXX% exceeds regulatory limits of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

95C2A9E6-0B47-4556-B7E3-A121077201FB

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepayment penalty type exceeds maximum; PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

95C2A9E6-0B47-4556-B7E3-A121077201FB

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance charges per Final TIL $XXX, finance charges calculated by payment stream $XXX, finance charges understated $XXX

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

95C2A9E6-0B47-4556-B7E3-A121077201FB

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

95C2A9E6-0B47-4556-B7E3-A121077201FB

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage exceeds regulatory limits.  Late charge percentage is XXX%

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

95C2A9E6-0B47-4556-B7E3-A121077201FB

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state.  PPP has expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

E7716C70-2916-4DAE-B6BF-BCE6B6D1695E

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing application

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

E7716C70-2916-4DAE-B6BF-BCE6B6D1695E

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title to 2nd lien.  Title in file only listed 1st mtg as proposed insured. Unable to locate/confirm the lien position, title documentation and relevant source documents provided are insufficient

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E7716C70-2916-4DAE-B6BF-BCE6B6D1695E

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E7716C70-2916-4DAE-B6BF-BCE6B6D1695E

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Per note subject has a PPP;  Prepay not disclosed on TIL.  PPP expired

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E7716C70-2916-4DAE-B6BF-BCE6B6D1695E

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP315

TILA - Sum of scheduled pmts not equal to Total of Payments

No

Total of Payments per the Final TIL is $XXX of Payments per payment stream is $XXX, for a discrepancy of $.XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

E7716C70-2916-4DAE-B6BF-BCE6B6D1695E

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E7716C70-2916-4DAE-B6BF-BCE6B6D1695E

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP1151

SC Home Loans -Broker 'Amounts Earned' Disclosure not in file

No

Missing XXX Home Loans -Broker 'Amounts Earned' Disclosure

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E7716C70-2916-4DAE-B6BF-BCE6B6D1695E

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP1159

SC Home Loans - Designated Agency Disclosure not in file

No

Missing XXX Home Loans - Designated Agency Disclosure

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E7716C70-2916-4DAE-B6BF-BCE6B6D1695E

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX.% of the unpaid portion of the payment due or XXX; State Statute requires late fee of no more than XXX% of payment more than 15 days late, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E7716C70-2916-4DAE-B6BF-BCE6B6D1695E

XXXXXX

XXXXXX

SC

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX.% of the unpaid portion of the payment due or $XXX; State Statute requires late fee of no more than XXX% of payment more than 15 days late, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1E14C28C-88B4-49B7-886F-83FD8BF0C2F9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1E14C28C-88B4-49B7-886F-83FD8BF0C2F9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1E14C28C-88B4-49B7-886F-83FD8BF0C2F9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1E14C28C-88B4-49B7-886F-83FD8BF0C2F9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

74D866F6-C8C9-4FD3-9AFB-B3359911DF58

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

74D866F6-C8C9-4FD3-9AFB-B3359911DF58

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

74D866F6-C8C9-4FD3-9AFB-B3359911DF58

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D9DEEC56-E26A-44F0-9078-69A65369660A

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

A

B

A

Compliance

Federal Consumer Protection

Satisfied

B

A

B

A

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

6/19/18 - TIL provided.

6/19/18 - Exception satisfied.

(No Data)

Not Applicable

Complete

81024B00-16AC-44CA-B2AC-D27AB52D0EBD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing application.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

81024B00-16AC-44CA-B2AC-D27AB52D0EBD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not dated, unable to confirm timely delivery

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

81024B00-16AC-44CA-B2AC-D27AB52D0EBD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP per note, TIL does not indicate a PPP.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

81024B00-16AC-44CA-B2AC-D27AB52D0EBD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

81024B00-16AC-44CA-B2AC-D27AB52D0EBD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP108

PPP - Prepayment penalty type exceeds maximum allowed

No

PPP is a specific amount.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

2E1899B4-C372-4F1D-8F4A-7AE76D55B570

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2E1899B4-C372-4F1D-8F4A-7AE76D55B570

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay penalty not disclosed on Final TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2E1899B4-C372-4F1D-8F4A-7AE76D55B570

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

83524CE4-7745-4919-B13A-4FE1598037D8

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

83524CE4-7745-4919-B13A-4FE1598037D8

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP reflected on Note; PPP not disclosed on TIL; PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

83524CE4-7745-4919-B13A-4FE1598037D8

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

83524CE4-7745-4919-B13A-4FE1598037D8

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge reflected on Note is XXX%; XXX maximum late charge is XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

83524CE4-7745-4919-B13A-4FE1598037D8

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP306

PPP - Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale.

No

Note Prepayment Penalty is Hard with no exclusions.  XXX State Provisions state penalty may not be collected if the prepayment funds come from the sale of the property.  PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

507C3231-3ADC-4D4D-8E41-E304E3B699D7

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower(s), unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

507C3231-3ADC-4D4D-8E41-E304E3B699D7

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP/Early Closure Release Fee per Note; not disclosed on TIL.  PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

507C3231-3ADC-4D4D-8E41-E304E3B699D7

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

507C3231-3ADC-4D4D-8E41-E304E3B699D7

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than XXX days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; State maximum is XXX%.  Late fee exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

507C3231-3ADC-4D4D-8E41-E304E3B699D7

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state. PPP Expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

2206A7F8-48FB-44AA-99AD-151CB9FB2935

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2206A7F8-48FB-44AA-99AD-151CB9FB2935

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2206A7F8-48FB-44AA-99AD-151CB9FB2935

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

020003E2-0A31-41A7-9684-4D874ED7D410

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

A

D

A

D

CMPDOC796

Missing Title

Yes

Missing title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

020003E2-0A31-41A7-9684-4D874ED7D410

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

020003E2-0A31-41A7-9684-4D874ED7D410

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

020003E2-0A31-41A7-9684-4D874ED7D410

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR2043

Cannot determine if funding date is after rescission period

No

Disbursement date is not shown on final HUD-1 or Note/Final TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

34CFC9FE-66B9-4BFF-B6DA-930464A0F51A

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Title document in file is incomplete, missing schedule B.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

34CFC9FE-66B9-4BFF-B6DA-930464A0F51A

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

34CFC9FE-66B9-4BFF-B6DA-930464A0F51A

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

34CFC9FE-66B9-4BFF-B6DA-930464A0F51A

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

34CFC9FE-66B9-4BFF-B6DA-930464A0F51A

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage of XXX% exceeds regulatory state limits of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

34CFC9FE-66B9-4BFF-B6DA-930464A0F51A

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge amount of $XXX exceeds regulatory limits of $XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

34CFC9FE-66B9-4BFF-B6DA-930464A0F51A

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

873136D8-5C2A-48DE-B8E0-9BD6D672C9A0

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing appraisal.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

873136D8-5C2A-48DE-B8E0-9BD6D672C9A0

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing title; title commitment docs in file for the XXX.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

873136D8-5C2A-48DE-B8E0-9BD6D672C9A0

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

873136D8-5C2A-48DE-B8E0-9BD6D672C9A0

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

873136D8-5C2A-48DE-B8E0-9BD6D672C9A0

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

873136D8-5C2A-48DE-B8E0-9BD6D672C9A0

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state; PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

CE000AE2-D40D-4938-B386-57401EFC149D

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CE000AE2-D40D-4938-B386-57401EFC149D

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CE000AE2-D40D-4938-B386-57401EFC149D

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CE000AE2-D40D-4938-B386-57401EFC149D

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge per Note of XXX% exceeds regulatory limits of only XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CE000AE2-D40D-4938-B386-57401EFC149D

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late charge per Note of XXX% exceeds regulatory limits of only XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CE000AE2-D40D-4938-B386-57401EFC149D

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. A PPP is prohibited by the State of XXX.  PPP has since expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

F6F88EE6-A173-4821-A13D-B46E762AB56B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.  PPP term has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

44171D87-ED32-4B65-96CB-073AEDF1A980

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7CCE722C-AC58-444E-9ACB-3B19A7B11512

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL.  PPP has expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7CCE722C-AC58-444E-9ACB-3B19A7B11512

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7CCE722C-AC58-444E-9ACB-3B19A7B11512

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than XXX days late, Borrower will be charged a late charge of the greater of $XXX or XXX% of the payment amount; XXX State Statute requires late fee of no more than XXX% of the payment amount if the loan is more than XXX days late, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7CCE722C-AC58-444E-9ACB-3B19A7B11512

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP303

PPP - State law prohibits PPP if paid by insurance proceeds; provision not disclosed

No

Prepayment penalty type exceeds maximum; PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E3F05149-8B1E-477A-82B8-CF299890EEF1

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E3F05149-8B1E-477A-82B8-CF299890EEF1

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E3F05149-8B1E-477A-82B8-CF299890EEF1

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepay not disclosed on TIL. PPP is expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E3F05149-8B1E-477A-82B8-CF299890EEF1

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E3F05149-8B1E-477A-82B8-CF299890EEF1

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage XXX% exceeds regulatory limits XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E3F05149-8B1E-477A-82B8-CF299890EEF1

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge amount exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1DEA9FFF-C8DE-48CE-A3C7-64C6EFA40560

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1DEA9FFF-C8DE-48CE-A3C7-64C6EFA40560

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1DEA9FFF-C8DE-48CE-A3C7-64C6EFA40560

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1DEA9FFF-C8DE-48CE-A3C7-64C6EFA40560

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX% of the unpaid portion of the payment due or $XXX. This exceeds the regulatory limit of only XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1DEA9FFF-C8DE-48CE-A3C7-64C6EFA40560

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge states, If a payment is more than XXX days late, Borrower will pay a late charge equal to the greater of XXX of the unpaid portion of the payment due or $XXX. This exceeds the regulatory limit of only XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

809F4B5A-57BB-47C4-B305-DE82FD0C63D9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

809F4B5A-57BB-47C4-B305-DE82FD0C63D9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

809F4B5A-57BB-47C4-B305-DE82FD0C63D9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

ADCAFF17-F8E7-4732-9B8B-C150EDDD54FD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

ADCAFF17-F8E7-4732-9B8B-C150EDDD54FD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

ADCAFF17-F8E7-4732-9B8B-C150EDDD54FD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the first XXX years that the borrower must pay any third party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect.  PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

ADCAFF17-F8E7-4732-9B8B-C150EDDD54FD

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C5119CE2-F465-4AC8-824B-958C32886136

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state. PPP is expired.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

E4F9ABCF-B04F-402D-8345-1B2F08E274ED

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

E7BA347F-4876-40E9-B6BC-2F5F33CC1446

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

11990517-34E5-4F95-927D-074924FFEC97

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

6ADD44F5-CAD1-4613-B932-137AF2B7A9E6

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC191

Missing Mortgage

Yes

Missing Mortgage.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6ADD44F5-CAD1-4613-B932-137AF2B7A9E6

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6ADD44F5-CAD1-4613-B932-137AF2B7A9E6

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP2109

ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

6ADD44F5-CAD1-4613-B932-137AF2B7A9E6

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

6ADD44F5-CAD1-4613-B932-137AF2B7A9E6

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

6ADD44F5-CAD1-4613-B932-137AF2B7A9E6

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6ADD44F5-CAD1-4613-B932-137AF2B7A9E6

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

D

D

D

D

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

Yes

Missing final HUD-1 – none in file, unable to capture fees, missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6ADD44F5-CAD1-4613-B932-137AF2B7A9E6

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

D

B

D

B

CMPROR113

ROR - Missing Right of Rescission form

No

Missing Right of Rescission form.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

7B9C069C-F247-401F-96A5-E5370013D32F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6BFBAAC1-3F87-4722-ACD3-69A60FB05EE0

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DD1A626C-9DA0-43CA-8AF5-BD2835C467B2

XXXXXX

XXXXXX

NV

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D0BB44FF-5DA3-4C53-AEAD-855A8A6F2D96

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D0BB44FF-5DA3-4C53-AEAD-855A8A6F2D96

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D0BB44FF-5DA3-4C53-AEAD-855A8A6F2D96

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Grace Period (Days) 15 state maximum is 10 days.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

36797F94-4378-40B7-93D8-0CEF382748F8

XXXXXX

XXXXXX

WV

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

55BCE588-71AB-4E63-B4BA-AD0035AE255B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1817

Final HUD-1 is incomplete or illegible

Yes

HUD-1 in file is illegible. Used fees from GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7A4DF5C0-2482-4547-A572-57D1A1316B35

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FBB5E988-AE70-4715-811C-78459928169B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT109

Finance charge understated by more than  $35 (Pmt Stream)

No

TIL disclosed Finance Charge $XXX. Paystream  Finance Charge $XXX. Difference of $XXX exceeds maximum tolerance of $XXX

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

FBB5E988-AE70-4715-811C-78459928169B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3041C888-403D-4FA9-863E-ED376B8AEE53

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX% resulting in a difference of  XXX%. This exceeds the HMDA rate spread trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B7CE738A-50CB-4613-9D5C-6FC02D7AC27B

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

73FBFC67-D662-4194-A828-C8837DE691E9

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8893FC99-9776-48F0-9319-5DC985AD046C

XXXXXX

XXXXXX

ID

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C148B06D-F459-405F-A499-696AA96AC72C

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B21F3DE8-B74B-42A0-B71F-930F30F8B29D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC3276

Title document in file is incomplete

Yes

Incomplete Final Title. The document on file contains Schedules B (I and II) and C.  It is missing Schedule A.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B21F3DE8-B74B-42A0-B71F-930F30F8B29D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B21F3DE8-B74B-42A0-B71F-930F30F8B29D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

98FA1C8C-40D4-484D-9D34-B0CD8A94B653

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC1817

Final HUD-1 is incomplete or illegible

Yes

Incomplete HUD-1 in file. The HUD-1 is not signed by the borrower or signed/certified by the settlement agent. Fees captured for testing.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8A3B82B0-26BC-4953-A65E-E4211E9BE828

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

HMDA Benchmark Date XXX Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8A3B82B0-26BC-4953-A65E-E4211E9BE828

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing TIL at application

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1FAF94DD-2748-4516-856A-72C5858B8871

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

HMDA Benchmark Date XXX Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D1F45A29-1ADD-499C-B7D7-5F8E5B409B1F

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

319D6F9A-4D16-4742-A0A0-9AF5A13A5066

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

755DFED1-8556-43FD-972C-3AE055BF2665

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP2095

TILA - Cannot determine timely delivery of Initial TIL

No

Initial TIL is not dated.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0C4B53C0-A2F4-4318-B03C-213E7240535B

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

HMDA Benchmark Date XXX Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4EEEA75C-5C12-4747-9DA6-0131EACF598A

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

0E561144-9879-4BCE-98BB-3B64CC36D329

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

C9ABF103-9092-4E3F-A848-610AD0F0B305

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4CF00B72-C937-45AD-88B3-399ED92DD984

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Right of Rescission

Active

B

B

B

B

CMPROR118

ROR - Disbursement date is on/before disclosed "midnight of" date

No

ROR dated XXX, expiration XXX, subject loan funded XXX Disbursement date is before end of statutory rescission period.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

709723F2-4B52-4DF7-9EC4-573D3800C8B9

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HMDA Benchmark Rate XXX% causing HMDA Benchmark/APR Variance XXX% which exceeds HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

709723F2-4B52-4DF7-9EC4-573D3800C8B9

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

709723F2-4B52-4DF7-9EC4-573D3800C8B9

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Prepayment Penalty

Active

C

B

C

B

CMPSTPP100

PPP - Prepayment penalty prohibited by state

No

Prepayment penalty prohibited by state - PPP is Expired

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

6573138D-7B78-4243-B647-F072D4AF6D0C

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX% resulting in a difference of  XXX%. This exceeds the HMDA rate spread trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6573138D-7B78-4243-B647-F072D4AF6D0C

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6573138D-7B78-4243-B647-F072D4AF6D0C

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP302

PPP - State law prohibits PPP on L-to-L refinance; provison not disclosed

No

State law prohibits PPP on L-to-L refinance; provison not disclosed. PPP expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5F53F9E7-6613-414C-A0ED-F9EC23BAF953

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

HDMA rate spread exceed threshold.Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5F53F9E7-6613-414C-A0ED-F9EC23BAF953

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Lender GFE is not in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1E43E799-F030-4B95-8F48-DA2FBDEC260C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C6A8C509-47B0-459D-B7FE-427E20BFB3AC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP305

TILA - TIL discl. not made within 3 days of application

No

Application date of XXX, TIL in file Dated XXX.  Lender's Initial TIL not received within 3 days of application.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C6A8C509-47B0-459D-B7FE-427E20BFB3AC

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

993601FC-EE45-4F8A-8EC7-4E7E77FF100C

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0438E813-76AE-4E55-A92B-982AD18A68DF

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX% resulting in a difference XXX%. This exceeds the HMDA rate spread trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

8608A52A-0305-4689-9697-5E7A5A547BAE

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT109

Finance charge understated by more than  $35 (Pmt Stream)

No

Final TIL disclosed finance charges of $XXX, per Clayton paystream calculations, finance charges are $XXX,resulting in understated finance charges of $XXX.  Variance due to lender did not include courier fees $XXX in calculations of amount financed per TIL itemization.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

AFC85A8C-B946-4E8A-881F-768AEEC804CE

XXXXXX

XXXXXX

TX

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

98CB4E55-4050-4863-AC3F-CE7BE1839177

XXXXXX

XXXXXX

IN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX- HMDA Benchmark Rate XXX = HMDA Benchmark/APR Variance XXX which exceeds the max HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C8B059B7-B26D-4B19-AC33-6E2FA9CFB21F

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Documentation

Active

B

B

B

B

CMPDOC879

Loan subject to mandatory arbitration clause

No

Loan subject to mandatory arbitration clause; does not have removal upon sale clause.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C8B059B7-B26D-4B19-AC33-6E2FA9CFB21F

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HMDA Benchmark Rate XXX% causing HMDA Benchmark/APR Variance XXX% which exceeds HMDA Rate Spread Trigger 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FA7A7B8A-FA42-4041-BA21-795B82988AD5

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

0DF4DFBD-02C2-48B9-B946-0AE902B1DCDB

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Documentation

Active

B

B

B

B

CMPDOC879

Loan subject to mandatory arbitration clause

No

Loan subject to mandatory arbitration clause; does not have removal upon sale clause.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0DF4DFBD-02C2-48B9-B946-0AE902B1DCDB

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0DF4DFBD-02C2-48B9-B946-0AE902B1DCDB

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing lender's initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

33816461-4568-4CB2-9BE2-94BD20220E23

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

DA37FEE6-8A53-430A-86E8-97C2D96480E1

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

N/A

B

N/A

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with benchmark rate of XXX% for a variance of XXX% exceeding the rate spread trigger of 5%

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DA37FEE6-8A53-430A-86E8-97C2D96480E1

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1E4A696D-A768-48C9-BA29-A9DE1E5FE911

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

02C71E1B-BAE7-4A6C-BB00-43484B419E00

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC191

Missing Mortgage

Yes

Missing Mortgage

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

02C71E1B-BAE7-4A6C-BB00-43484B419E00

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

02C71E1B-BAE7-4A6C-BB00-43484B419E00

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

02C71E1B-BAE7-4A6C-BB00-43484B419E00

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Missing Final TIL

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

02C71E1B-BAE7-4A6C-BB00-43484B419E00

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

02C71E1B-BAE7-4A6C-BB00-43484B419E00

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

02C71E1B-BAE7-4A6C-BB00-43484B419E00

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

D

D

D

D

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

Yes

Missing final HUD-1 – none in file, unable to capture fees, missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F9998193-2D37-443E-A3B7-0671CB41114F

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9AFF2D0F-16DF-4DD6-AE72-0E07D437BA6D

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FA6E6A2A-B800-4246-804B-6883997999D1

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9BADFF6D-A7F7-447D-8603-67C51D9490DE

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9BADFF6D-A7F7-447D-8603-67C51D9490DE

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

9BADFF6D-A7F7-447D-8603-67C51D9490DE

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA845

RESPA - GFE given after 3 days from application

No

GFE given after 3 days from application

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1BAD7CD4-824A-46E3-BF94-412449498A54

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1623

MA Borrower Interest; Worksheet missing

No

Missing Borrower interest; Worksheet.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1BAD7CD4-824A-46E3-BF94-412449498A54

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC225

Missing Rider

Yes

Missing balloon rider.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1BAD7CD4-824A-46E3-BF94-412449498A54

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FC10D813-32BA-4CB6-BC7B-7D3F4006B5F2

XXXXXX

XXXXXX

ID

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL disclosed finance charges of $XXX, per Clayton paystream calculations, finance charges are $XXX,resulting in understated finance charges of $XXX.  Unable to determine source of understatement.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1621AE85-F4F4-45E1-A02E-1D7A890EE7A9

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1623

MA Borrower Interest; Worksheet missing

No

Missing XXX Borrower's Benefit Worksheet.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1621AE85-F4F4-45E1-A02E-1D7A890EE7A9

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1621AE85-F4F4-45E1-A02E-1D7A890EE7A9

XXXXXX

XXXXXX

MA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F843A066-AECE-4C06-8A2C-9656E666FEFC

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AF210935-CFD2-4218-B7EE-0A1829682C8E

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

18C9A075-0ED5-46BC-962C-81A7C9152F01

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HDMA bench mark rate of XXX% causing variance of XXX% which exceeds 5.000% rate spread trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

18C9A075-0ED5-46BC-962C-81A7C9152F01

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR117

ROR - Expiration date on form prior to end of rescission period

No

Expiration date on form XXX is prior to end of rescission period XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

A8AE9516-4806-437D-9D90-DFEBC1E01914

XXXXXX

XXXXXX

NC

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

HMDA Benchmark Date XXX Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4ECEA809-C143-4F8B-B7A9-3DEEBC018DA3

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

B89E3292-9115-47DA-BC62-A13B3D26DAF5

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

C48AA787-45BF-4C20-B886-80B16BAA2EF6

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C48AA787-45BF-4C20-B886-80B16BAA2EF6

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6FAC1110-4DF3-4C4A-871D-2E7FB805F440

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

3FD2AD63-655F-4C34-87D1-34018F4EC48E

XXXXXX

XXXXXX

NJ

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

1CEEA31B-9E18-45A0-B8C6-06C9D1EE0E11

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

0BE8557B-4AD4-4B1E-AD56-2DE6F35F747C

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

3FDE7857-67F9-41F1-B0E2-54AF0E3F2863

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Documentation

Active

B

B

B

B

CMPDOC879

Loan subject to mandatory arbitration clause

No

Loan subject to mandatory arbitration clause; does not have removal upon sale clause.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3FDE7857-67F9-41F1-B0E2-54AF0E3F2863

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3FDE7857-67F9-41F1-B0E2-54AF0E3F2863

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DBF8C3F4-691D-48B1-B7CE-A2843E8D3FCD

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Documentation

Active

A

B

A

B

CMPDOC879

Loan subject to mandatory arbitration clause

No

Loan subject to mandatory arbitration clause; does not have removal upon sale clause.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

DBF8C3F4-691D-48B1-B7CE-A2843E8D3FCD

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6AFA8C78-9221-43E3-A0F2-8E6A1B56A8B6

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Documentation

Active

B

B

B

B

CMPDOC879

Loan subject to mandatory arbitration clause

No

Loan subject to mandatory arbitration clause. Loan does have removal upon sale clause.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6AFA8C78-9221-43E3-A0F2-8E6A1B56A8B6

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

The test APR is XXX%, the benchmark APR is XXX % resulting in a difference of XXX%. This exceeds the HMDA rate spread trigger of 5.000%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

6AFA8C78-9221-43E3-A0F2-8E6A1B56A8B6

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

38C4FE67-6C96-490B-8F09-8417A18A72B9

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

221029F0-168D-4014-BBDD-9CEE6A0C1732

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C0696B0E-6302-4C95-997F-3D0FD1FE048A

XXXXXX

XXXXXX

OR

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0C96A6E1-1C1C-4D06-91E1-33367B3DF1C5

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

0C96A6E1-1C1C-4D06-91E1-33367B3DF1C5

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1131

Late Charges - Grace Period not adequate under state law

No

Late Charges - Grace Period not adequate under state law. 10 day grace period where Pennsylvania requires 15 days.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C802B66A-0DE0-4BF2-A104-06EADB2CEBE2

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Missing Final TIL

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

C802B66A-0DE0-4BF2-A104-06EADB2CEBE2

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

D

B

D

B

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

C802B66A-0DE0-4BF2-A104-06EADB2CEBE2

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP1201

VA Home Loans - Truth-in-Lending not provided to borrower

No

Missing Final TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BD9FFD46-C65A-4F70-AD94-9A270666F9D8

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is not hand dated by the borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F8D7F86A-AB6E-4C7E-93ED-1DA5DB07C208

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

F8D7F86A-AB6E-4C7E-93ED-1DA5DB07C208

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT109

Finance charge understated by more than  $35 (Pmt Stream)

No

Final TIL disclosed finance charges $XXX with actual calculated finance charges $XXX per payment stream causing $XXX finance charge under disclosure.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

FEBA5046-8C1D-470B-84AB-1AC064CF7EAB

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

FEBA5046-8C1D-470B-84AB-1AC064CF7EAB

XXXXXX

XXXXXX

VA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrower, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4611199C-EE38-4CAC-BB7D-1D66C784806E

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HMDA Benchmark Rate XXX% causing HMDA Benchmark/APR Variance XXX% which exceeds HMDA Rate Spread Trigger 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

4611199C-EE38-4CAC-BB7D-1D66C784806E

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

C

B

C

B

CMPFDCP312

TILA - Final TIL Date after actual transaction date

No

Final TIL showing signature date of XXX, Mortgage notary date showing XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

4611199C-EE38-4CAC-BB7D-1D66C784806E

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR117

ROR - Expiration date on form prior to end of rescission period

No

Expiration date on form showing XXX is prior to end of rescission period date of XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

06161227-D1A5-4C1C-842B-A32E5C60AB60

XXXXXX

XXXXXX

LA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HDMA bench mark rate of XXX% causing variance of XXX% which exceeds 5.000% rate spread trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

620D41A4-DF25-4529-9A56-3DF6B2AE6CB2

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

97F71C3F-4A41-4E13-9EF5-94A386F2AD7F

XXXXXX

XXXXXX

RI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Borrower's Interest

Active

B

B

B

B

CMPBI1622

RI Borrower Interest; NTB Disclosure not in file

No

Missing XXX Disclosure.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

97F71C3F-4A41-4E13-9EF5-94A386F2AD7F

XXXXXX

XXXXXX

RI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3E8A3183-2C31-4101-B747-15E47ECF102B

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

437540D3-0863-422E-BE62-C01415F64EB1

XXXXXX

XXXXXX

MO

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

C3B8E57E-893F-4C87-BFB5-CF344D7D1082

XXXXXX

XXXXXX

ID

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

C3B8E57E-893F-4C87-BFB5-CF344D7D1082

XXXXXX

XXXXXX

ID

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

BCA1C1A2-D1B2-43F5-A6D1-619207662FBE

XXXXXX

XXXXXX

IA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3B227FE8-4186-4C99-8FB4-722FBF73D680

XXXXXX

XXXXXX

FL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HMDA Benchmark Rate XXX% causing HMDA Benchmark/APR Variance XXX% which exceeds HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

3FD33BDA-E1C5-4A26-8A14-EFC8F2B6AD86

XXXXXX

XXXXXX

AZ

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

77DCAB68-6256-4212-A10F-9EAAC36689A7

XXXXXX

XXXXXX

WI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.000.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A827E524-1BFA-4DCD-B212-CDC8F07A3AAC

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

697FE881-F376-4955-8DE5-7372B2876ED3

XXXXXX

XXXXXX

GA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX - HMDA Benchmark Rate XXX = HMDA Benchmark/APR Variance XXX which exceeds the max HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

A632D158-D23E-44CC-80D9-A0FA3A0648C8

XXXXXX

XXXXXX

PA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

D3A2F421-FB90-4151-806A-324B85430CEE

XXXXXX

XXXXXX

WA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

D1C5C9F6-678D-4411-AA5A-094B6F8A33C9

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with HMDA Benchmark Rate XXX% causing HMDA Benchmark/APR Variance XXX% which exceeds HMDA Rate Spread Trigger 5.000

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D1C5C9F6-678D-4411-AA5A-094B6F8A33C9

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Repayment Ability

Active

B

B

B

B

CMPSTRA119

OH CSPA - No lender analysis of repayment ability in file

No

Missing lender analysis of repayment ability in file.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D1C5C9F6-678D-4411-AA5A-094B6F8A33C9

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP101

OH CSPA; Unable to determine prior refi made by govt.

No

Missing prior lien note, unable to determine if prior refinance was made by government.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D1C5C9F6-678D-4411-AA5A-094B6F8A33C9

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP117

OH CSPA; Home Mortgage Information Document not provided

No

Missing XXX Home Mortgage Information Document.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D1C5C9F6-678D-4411-AA5A-094B6F8A33C9

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP122

OH CSPA; Tangible Net Benefit worksheet not in file

No

Missing Tangible Net Benefit Worksheet.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D1C5C9F6-678D-4411-AA5A-094B6F8A33C9

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP1770

OH CSPA; Required Closing Disclosure not provided to borrower

No

Missing XXX CSPA; Required Closing Disclosure.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

D1C5C9F6-678D-4411-AA5A-094B6F8A33C9

XXXXXX

XXXXXX

OH

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Prepayment Penalty

Active

B

B

B

B

CMPSTPP302

PPP - State law prohibits PPP on L-to-L refinance; provison not disclosed

No

Prepayment penalty per note is hard and lacks state required exclusion that the prepayment cannot be charged upon a lender to lender transaction.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

735A96A3-2C34-45DF-9B04-26463D548489

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

7EB367F5-8A2B-48AB-9581-E11645F173B3

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP955

MI Home Loans -Borrower's Bill of Rights Not in File

No

Missing Borrower's Bill of Rights.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7EB367F5-8A2B-48AB-9581-E11645F173B3

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Consumer Protection

Active

B

B

B

B

CMPSTCP961

MI Home Loans -Consumer Caution/Homeownership Counseling Notice Not in File

No

Missing Consumer Caution/XXX Counseling Notice.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1D6E3EC1-3C24-4F9B-B0EE-E74653B72573

XXXXXX

XXXXXX

KS

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Right of Rescission

Active

D

B

D

B

CMPROR113

ROR - Missing Right of Rescission form

No

Missing Right of Rescission form.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

E94C7270-CEE3-4B6C-B847-E56ADF4C276F

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

995BD71E-90C3-42C9-ADED-2D7BAEEC23CD

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC191

Missing Mortgage

Yes

Missing Mortgage.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

995BD71E-90C3-42C9-ADED-2D7BAEEC23CD

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

995BD71E-90C3-42C9-ADED-2D7BAEEC23CD

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2CCF870E-B99D-4DB9-AC9F-CC2E97843271

XXXXXX

XXXXXX

DE

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

A26E47D2-8038-4AAC-85EF-AF64E937F2EF

XXXXXX

XXXXXX

CT

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR XXX% with benchmark rate XXX% causing APR variance XXX% which exceeds 5.00% rate spread trigger.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E5DB4DBF-8057-454A-99EA-B167465880B4

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Documentation

Satisfied

D

A

D

A

CMPDOC1817

Final HUD-1 is incomplete or illegible

No

Incomplete HUD-1 in file- Indicated as final, the HUD-1 is not signed by the borrower or signed/certified by the settlement agent.  Fees captured for testing.

6/21/2018 - HUD-1 provided

6/21/2018 - Satisfied

(No Data)

Not Applicable

Complete

E5DB4DBF-8057-454A-99EA-B167465880B4

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

E5DB4DBF-8057-454A-99EA-B167465880B4

XXXXXX

XXXXXX

UT

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AA25C2A2-F66F-4300-A648-2F2EE72970B9

XXXXXX

XXXXXX

AR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AA25C2A2-F66F-4300-A648-2F2EE72970B9

XXXXXX

XXXXXX

AR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

Test APR of XXX% with HMDA Benchmark Rate of XXX% causing variance of XXX% which exceeds HMDA Rate spread Trigger of 5.00%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AA25C2A2-F66F-4300-A648-2F2EE72970B9

XXXXXX

XXXXXX

AR

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AF622C71-3A43-4432-8EF9-D7EFDCABA3CB

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title; Borrower’s Limited Title Commitment/affidavit provided.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AF622C71-3A43-4432-8EF9-D7EFDCABA3CB

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL is signed, but is not hand-dated by the borrower. Unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AF622C71-3A43-4432-8EF9-D7EFDCABA3CB

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

The Note and the HUD-1 disclose an Early Closure Release Fee that if the loan is closed within the XXX years that the borrower must pay any XXX party processing fees and any costs that the Lender incurred and paid at Closing. The Final TIL does not disclose this aspect. PPP has since expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

AF622C71-3A43-4432-8EF9-D7EFDCABA3CB

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

5269B738-D089-406F-A05A-65332256A92D

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

A

A

A

A

Complete

1908DE58-C6EA-4DC5-9FF2-4D9D31F35DA8

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP314

TILA - Final TIL not dated, unable to confirm timely delivery

No

Final TIL not hand dated by borrowers, unable to confirm timely delivery.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

1908DE58-C6EA-4DC5-9FF2-4D9D31F35DA8

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Final TIL disclosed finance charges of $XXX, per Clayton pay stream calculations, finance charges are $XXX, resulting in understated finance charges of $XXX. The under disclosure is due to a $XXX Settlement Closing Fee.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

1908DE58-C6EA-4DC5-9FF2-4D9D31F35DA8

XXXXXX

XXXXXX

MD

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

52074D54-2E6A-4BCF-971A-2C8BAC006296

XXXXXX

XXXXXX

KY

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing initial GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2597FD61-AB62-4434-89BC-E8710225B979

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

B

D

B

CMPDOC155

Application Missing

No

Missing Application

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

2597FD61-AB62-4434-89BC-E8710225B979

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2597FD61-AB62-4434-89BC-E8710225B979

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Early TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2597FD61-AB62-4434-89BC-E8710225B979

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2597FD61-AB62-4434-89BC-E8710225B979

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage XXX% exceeds regulatory limits XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

2597FD61-AB62-4434-89BC-E8710225B979

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge amount exceeds regulatory limits

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B9E15388-048A-41F8-BB57-8B64CCE09BCD

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B9E15388-048A-41F8-BB57-8B64CCE09BCD

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

B9E15388-048A-41F8-BB57-8B64CCE09BCD

XXXXXX

XXXXXX

MN

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Right of Rescission

Active

C

B

C

B

CMPROR117

ROR - Expiration date on form prior to end of rescission period

No

ROR Form Expiration Date XXX prior to end of rescission period XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

16C24415-FD7A-4E4D-A61A-3326900B3C62

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Active

D

D

D

D

CMPDOC796

Missing Title

Yes

Missing Title.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

16C24415-FD7A-4E4D-A61A-3326900B3C62

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Documentation

Satisfied

D

A

D

A

CMPDOC191

Missing Mortgage

No

Missing Mortgage.

6/19/18 - MTG provided.

6/19/18 - Exception satisfied.

(No Data)

Not Applicable

Complete

16C24415-FD7A-4E4D-A61A-3326900B3C62

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Application.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

16C24415-FD7A-4E4D-A61A-3326900B3C62

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Satisfied

C

A

C

A

CMPFDCP316

TILA - Stated Loan Term not equal to the TIL Payment term

No

Missing Final TIL.

6/19/18 - TIL provided.

6/19/18 - Exception satisfied. Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

16C24415-FD7A-4E4D-A61A-3326900B3C62

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

Federal Consumer Protection

Satisfied

D

A

D

A

CMPFDCP308

TILA - Missing TIL at closing

No

Missing Final TIL.

6/19/18 - TIL provided.

6/19/18 - Exception satisfied. Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

16C24415-FD7A-4E4D-A61A-3326900B3C62

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

16C24415-FD7A-4E4D-A61A-3326900B3C62

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

D

D

D

Compliance

RESPA

Satisfied

D

A

D

A

CMPRESPA855

RESPA - Missing HUD 1/1A Settlement Statement

No

Missing final HUD-1 – none in file, unable to capture fees, missing GFE.

6/19/18 - HUD-1 provided.

6/19/18 - Exception satisfied.

(No Data)

Not Applicable

Complete

ECC545E0-16DE-44F9-8190-BEC5F0D81E33

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

ECC545E0-16DE-44F9-8190-BEC5F0D81E33

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

39048092-F63A-4853-A967-CDAB9704AA19

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP300

HMDA Rate Spread greater than threshold

No

HMDA Benchmark Term HMDA Benchmark Date XXX Test APR XXX HMDA Benchmark Rate XXX HMDA Benchmark/APR Variance XXX HMDA Rate Spread Trigger 5.000 Violates Federal Rate Spread threshold? Yes

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

39048092-F63A-4853-A967-CDAB9704AA19

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

39048092-F63A-4853-A967-CDAB9704AA19

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

39048092-F63A-4853-A967-CDAB9704AA19

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late Charge percentage exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

39048092-F63A-4853-A967-CDAB9704AA19

XXXXXX

XXXXXX

MI

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1129

Late Charge amount exceeds regulatory limits

No

Late Charge amount exceeds regulatory limits.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7DF09FA5-E022-4A40-9BC6-E64CEF3FB8BD

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing initial TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7DF09FA5-E022-4A40-9BC6-E64CEF3FB8BD

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

Finance Charge Tolerance

Active

C

B

C

B

CMPFINT106

Finance charge understated by more than $100 (Pmt Stream)

No

Finance charges understated $XXX. Missing Lender's itemization of amounts financed, unable to reconcile. Appears Lender did not include Attorney Closing fee of $XXX.

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

7DF09FA5-E022-4A40-9BC6-E64CEF3FB8BD

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

7DF09FA5-E022-4A40-9BC6-E64CEF3FB8BD

XXXXXX

XXXXXX

NY

(No Data)

ATR/QM: Not Applicable

C

B

C

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late charge percentage of XXX% exceeds limit of XXX%.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

006EA82F-7460-4B91-B87C-8E373AC9CC9E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

Prepayment not disclosed on TIL, PPP Expired.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

006EA82F-7460-4B91-B87C-8E373AC9CC9E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

006EA82F-7460-4B91-B87C-8E373AC9CC9E

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

D

B

D

B

Compliance

Right of Rescission

Active

D

B

D

B

CMPROR113

ROR - Missing Right of Rescission form

No

Missing ROR at origination. Subject loan closed XXX, letter in file date XXX from lender to borrower states after file review, ROR was found to be missing. Lender issued new ROR and reopened rescission period to XXX

(No Data)

Applicable Statute of Limitation has expired. Final grade B, non-material.

(No Data)

Not Applicable

Complete

CF3103FF-A290-45BF-A654-D725B43554C8

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

CF3103FF-A290-45BF-A654-D725B43554C8

XXXXXX

XXXXXX

IL

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

State Late Charges

Active

B

B

B

B

CMPSLC1127

Late Charge percentage exceeds regulatory limits

No

Late fee per note reflects, If a payment is more than 15 days late, Borrower will be charged a late charge of the greater of $XXX% of the payment amount; XXX State Statute requires late fee of no more than XXX% of the payment amount if the loan is more than 10 days late, therefore late fee exceeds maximum.

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

94E8CDFD-E343-4DA5-B6A7-5AF673BEBAED

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP307

TILA - Missing TIL at application

No

Missing Lender Initial Till

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

94E8CDFD-E343-4DA5-B6A7-5AF673BEBAED

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

Federal Consumer Protection

Active

B

B

B

B

CMPFDCP320

TILA - Prepay not disclosed on TIL

No

PPP not disclosed on TIL

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

94E8CDFD-E343-4DA5-B6A7-5AF673BEBAED

XXXXXX

XXXXXX

CA

(No Data)

ATR/QM: Not Applicable

B

B

B

B

Compliance

RESPA

Active

B

B

B

B

CMPRESPA3016

RESPA - GFE Not in File

No

Missing GFE

(No Data)

(No Data)

(No Data)

Not Applicable

Complete

Client Name:	XXXX
Client Project Name:	XXXX
Start - End Dates:	6/10/2018 - 8/21/2018
Deal Loan Count:	861
Report Run Date:	10/26/2018 3:05 PM
Conditions Report 2.0
Loans in Report:	861
Loans with Conditions:	688

Redacted Loan Number	Loan UID	TRID Indicator	Lender Application Date	Broker Application Date	Initial Securitization Compliance Loan Grade	Final Securitization Compliance Loan Grade	Initial S&P Compliance Loan Grade	Final S&P Compliance Loan Grade
4C1ACE86-8045-497F-9324-7FFA8247BD0C	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
3D1C8946-4CE1-482A-8512-C43F5450FB33	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
85F2F2B6-D675-4F19-8AC3-8182D1C6AA54	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
983C72C1-DFE6-467C-BD63-AFC5AFBB1380	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
5BA32262-8CDE-423F-AF7F-D1877E002CAA	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
5B411D06-BDE5-4AE1-97B5-1DEE43F24931	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
5D57AC64-27BD-4A94-90E9-D01E70F334C0	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
7D1735E1-E3D3-4046-AB23-7022DBBACC38	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
A2237F31-A2D9-4BAA-A451-1D3894DBF909	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
E2BFC040-FF10-4C30-8FD5-F76C130910D1	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
481EB12C-D684-4912-9807-9ECF617ED1C5	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
D0091402-9E53-4326-B075-D2ECF1E59E93	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
84FEF6C6-F95A-4D51-8D74-8D3922F67D6C	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
C17C192D-E1D2-4AC9-924D-9C55294A13B7	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
11C90155-02EA-4639-9508-6F313D3AEA11	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
BAE6E45F-B623-406E-8FB2-8A251216B669	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
EE7737E7-032B-44CD-BA17-8F42A9863EF7	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
1761D074-ED76-4977-B3A9-8B76B7B6FE2A	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
BF95F350-C20A-4636-ADF1-FE18460D43B2	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
134BBE6B-9A6D-4D9E-B235-A6DBC979A22D	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	D	C	D
3BB8AC36-422F-4FEE-9775-069AE5ED26FA	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
187827AE-F486-44AF-93D7-4C280D4D2692	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
B30A1514-BE75-4D89-9E5C-13F6840D7A3A	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
083B90F3-A83A-4AC3-93D6-F01A6DEDDEE1	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
7ACC6914-7B5F-48C8-AB91-7F11654ADC04	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
4FC3FC67-2709-40B7-8369-6D19415A1EF3	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
305764E9-0476-4A60-AD04-444F58131EE6	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
951EA1DF-9244-40B4-A80F-459A8C701C81	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
DDA09239-A062-4B21-9D28-B59B28C660DD	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
76D4BF86-C046-4456-B97C-7C8FFFBFCDBA	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
2AB0B13D-6F51-4A85-BD5F-174C75C0DF1B	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
2AE3DD94-1A7A-4178-8249-268FC69A5C8D	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
B4732EAE-DF6B-4141-990D-809CF27A7DBF	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
28B1101C-2FBE-40E2-82D9-BB70B1362CC3	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
E49EAF5B-218E-413D-A9BF-6B02EC0CF08E	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
57B90CA0-F05E-48B7-997F-692D7CB08B03	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
7088DFEB-6DA4-4386-A4F7-1F47164D5F91	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
9305B748-73FA-47F0-9862-1725C02FE701	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
040EBD82-23D8-4F5B-9E11-16D9EBB93226	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
931184F3-4062-471B-808E-4119A803909A	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
A789D7DE-8BF9-4337-B7A7-778624C16BF3	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
5DF55334-938A-4E98-9249-59B340D4E65F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
015AE6AD-35A3-497C-A099-616374222C2A	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
9F53A56C-3409-41F0-B5A1-E99601059EE0	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
133DA7E4-1DF9-4A99-8760-9666C746E12B	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
35B0A5D1-C9D0-41FB-9CDD-529935186834	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
FEB8C1E3-E369-4E87-8BAC-9140EB6CDD9F	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
22DB1D05-6D8D-46A6-904A-1EE11B067E8C	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
A48CB170-2605-418F-8681-09418D069A19	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
AC7B1D65-563B-46AF-844C-37AB2A2E9F51	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	D	C	D
EC22A0D1-0444-42CD-A858-070B95C5FE86	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
1B7B4C3A-33CC-419A-BA5E-8D3C3108C1AE	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
ADCF32AE-883D-4234-8420-F6854D224814	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
9CA8F9C7-DCEE-4DF2-836D-0B33768DD247	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
244B1B13-EAE7-4F55-9F18-490544B4717A	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
52505C60-FC2F-406B-B4E6-1BCD8480BB45	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
383520F0-2E20-4C7F-BC34-4F1253E582A5	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
97A62A7B-7043-4815-9624-5B1C19325A91	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
B2686D46-8EB8-4759-91EB-769CB32A0714	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
BAFF5355-E3C4-49C3-9204-A449788FBA6C	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
CB09146E-3A64-4829-9B7E-BEC90F214972	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
878D9132-E866-4949-A069-227E33200A40	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
524BE37D-8E25-4F74-A34B-11E8F2C8385A	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
D11F9A33-2054-4F10-9A42-2B2B7671A3E0	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
28A79711-9AC2-4507-B32D-F2A25274D099	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
5A86F7A9-D35A-4781-B2D5-DB4AE1D7D997	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
D20183D5-0B24-4AA6-A76A-E6F4C5C3EB5A	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
EA5272BB-DAED-43B5-AB60-D66120F38B32	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
84A570CE-7BFA-4487-9E53-D1B5233F667C	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
03F5616B-556E-4F3C-ACB9-C274B4D5C014	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
95DCC207-A3BB-426B-BA0A-A9AA2E821CD4	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
764520C6-62D9-4628-9647-A5F7558300DD	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
2B92555F-B191-48B9-A3EA-4918F1E7E295	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
9F3A54D5-520E-4857-A595-AB4AB8756BF2	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
B1A9A215-64C3-4EBF-861C-E48789C66263	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
E7BD6CC2-D907-4005-9283-830D1B7DF8D3	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
AC21D73D-22D6-401A-8217-A427A0148F8F	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	A	D	A
E6ABFDC5-672B-40DC-80BA-45A788AECB4C	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
E344ECCD-5A4A-4698-AD18-17501B9B530E	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
504838DF-2F68-4EC6-B073-BBC7796C2D81	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
091EDF9A-8093-4CF3-8415-C383B91C3E23	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
A72FE17E-F256-4687-8F04-ED92CB72501D	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
20E273EE-3E81-42CE-999D-3ED46A84D43A	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
3B5B87FB-A038-478D-B5F8-0566F53E1E4E	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
A4D30C9F-E761-4E98-A69B-F43F7BAF411F	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
790E2A4A-BA4C-4A34-8AB0-BAA54C360545	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
699B437C-4722-4142-9BAD-67C87FD00C3D	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
59004186-91F6-4D1C-B8EB-A90FDE344069	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
A4A440CD-2044-4F8E-8ADE-714466FD973B	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
9B85663D-C133-48EF-9C6B-BAEDFE00A3CE	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
9BB06C5A-DC58-469A-A4E4-7119F7F207A9	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	D	A	D
E90527CE-9D1C-4753-A2CB-D0443E6D3A41	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	D	A	D
C4E6E3F3-4E1C-4FF8-8FC3-B01916BA3EC1	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	D	A	D
36B4597F-125F-4AE6-A196-339637551414	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
0E91C754-9877-4458-920D-AB2235AB4EAD	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
82270D4A-4385-4793-A748-0B6A66F8B403	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
4D23435D-E483-49E0-A102-C3B7B150C0B6	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
D38E4922-7459-46D8-9359-C321CC177B43	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
A4F66A4A-2DAB-41E9-AB2F-1E86B60C6594	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
E793E98A-659E-417F-9F38-B38B0A6DF127	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
8D54CEB4-24EA-4DA8-BA98-0548993CF21D	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
B4DCAE3E-565B-433E-924B-D07D46D9F909	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
24F26541-A45F-4270-B0AC-6F723E2D4344	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
B1E10352-2521-4537-9026-2C565F4B0FF8	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
5E840C4C-737D-4E28-99F9-D6E2BD8EFC9A	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
4B8D2BDF-5CA7-4358-BE2C-01CDEE7DAA11	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
D87BA996-8915-4E36-A071-8CA52427FBFF	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
F6A2D98B-E2E0-440A-954E-B036BC15AF5D	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
93E30C66-D85F-4CC1-81F1-4863AB5E67CA	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
8A3068AB-CE7D-4F62-8DFF-3E0853F1BACB	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
D9988B4B-9F36-43E0-B301-FCBC94C5FA2C	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
367287E2-95B2-44C5-9731-5F2A0508FE9E	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
1AF8AA0E-F0C1-41A1-8185-F15836F56E49	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
D17D2733-E22C-4CA5-9B38-95B94A3FEABB	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
78E94CF5-5438-49D5-8F14-B1A4684A30DE	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
4956C9F7-011C-4A60-B590-2240061047F8	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
411D2A2A-A448-485C-972B-4D9BDA6EEDCF	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
EA001D50-4E83-4CE6-B57E-F4F45BD20F66	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
0390FD0F-B5E5-4930-AA55-8351DCF7791A	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
8F66309D-2DA3-4223-B398-0066E4F1AC2B	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
C33C28BF-6FAC-437C-BE06-63735D9799AA	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
0239282B-2283-437F-B47F-70980F43B75D	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
6E7C9530-AC6D-4480-AEBF-47384D7DF097	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
233946C4-5BD2-4FE8-B5C4-2A93BCE68E96	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
EB5E176A-F5BE-4A31-969F-CD36B057DA41	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
27B750E0-2869-472D-84F6-4FB446A42265	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
5FCA7707-EF7F-4C4C-B33A-875F933966F5	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
3F24D2F2-F18D-4166-AD60-D2EE52D67ECA	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
21D8921D-C48E-4C28-AD20-A09C27BBDB69	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
6A9E9A39-0D99-44D5-A3FD-89D62E8CAC22	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
BCE9251F-5C6E-4E8B-BE58-7A7C71BEBF5B	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
0814D067-1E1D-429B-A762-D4153D12B918	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
F1EF26FF-184A-4CF8-8D82-CDA43CCB9BB9	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
407BA2DA-1D7D-4333-AFC8-FD5A7A2EC07E	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
42F66C02-EFC6-4B91-8F35-BC7ACDF123CE	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
B0DFDCAA-886D-4B0F-B185-887BD5238ECA	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
CA8EB9C6-80A7-40A0-9400-D58C99EE781E	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
BD2C7475-6AAF-4F84-AD84-F2E4178E5D33	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
75B1CAE7-6A6E-4171-BAD9-35DE04FC40FA	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
6C1E441F-596E-4177-9C47-45BAFB628AC2	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
9E2BE21A-48B9-4C81-9166-FBC90E735C01	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
6135824B-F86D-4F7F-9E1A-A4A123F25B63	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
5FFB501D-60E4-4D44-A04E-AF8AC82D7986	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
9A38DEF4-6451-4D4F-826D-BD11D89DBC9F	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
54FF07CF-C474-4E2A-86A7-DB6DAB45C8DC	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	D	A	D
D9BAE299-AEDE-45A9-AFAE-440E1FEC8DDC	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
003200B4-5B7C-49F0-AABB-18032E88FF93	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
FEA5A2CC-1415-4E22-9200-166C595BF0C0	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
3E2AD938-F579-4D02-A46C-ECA31CC84D3E	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
C1975371-E10B-45A4-8917-3C013D00560E	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
0B825258-EF55-4C00-B572-294F7FF4B856	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
16F25FD2-E288-4D4D-8139-8C143D286151	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
3137813A-4915-436E-BC8A-6AFCCCB27A4F	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
287DACBA-E807-4DD7-BF85-86786A41D582	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
95B6FAAD-F63F-42F4-9A7F-EF688E35A041	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
225E0BF8-5ED4-42DA-8C93-12747CC73B90	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
3585A60C-0A11-4D8B-9000-89C54FFC31DD	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
F7F4A200-B642-40F1-BB23-F96BBD532A72	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
399508DD-1AF6-4AA4-B94D-3EA93E4CBE25	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
CCBD238E-5624-4EFF-9AE7-D4947A604DC5	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
52EA4192-D9F5-4445-B43B-44D75DE1E7CF	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
F7A9CBC6-82D2-464C-B5C2-5D5C2CBBA46B	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
76DF493A-F562-4A78-8980-5817FE91E8EA	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
C0BB7745-8612-42D9-A356-64D70213C5EE	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
78AF9006-A81D-4577-B976-F17365A7F9E3	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
6C08341C-60EC-49FF-A57D-5F01DA0F55A4	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
26845EBD-0B42-4990-AE91-4EB5B80AC380	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
090AA61C-78E4-4FBD-96EB-2FC0D2A94FAD	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
3D6F7D50-157C-49BC-B6D6-A880F6B5F255	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
869674F7-54FE-436C-B618-91338916D57F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
6E18ABBB-2C71-4F5C-9FB5-E00E5C6BD963	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
C9D629B4-D0F5-411E-8042-F2B533EACDEF	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
92045FA1-EFC2-4B19-ABDF-9470741DB510	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
F94E3155-E09C-4F15-9565-7BD0CD85563E	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
014DDD28-051B-430D-9F06-753017F1CC65	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
47DC51BB-8099-4711-9C1A-4FFB181B9186	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
F41F7AB1-9B0A-4332-A0F4-44FA4B326407	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
5C85E8A7-C181-4509-8722-1C2081B243D5	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
BB206C49-88EC-42A4-B863-4702856233B4	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
A081630F-AAA0-4718-81E4-0B5BE74667E2	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
21A7F8F5-1671-42F5-B67A-08737A7ADA5B	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	A	D	A
F4550F59-EF2E-4B50-AD2E-E3AC5FAA0930	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
F13E089F-BD79-4ED7-8684-9B6A75C34D1B	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
47AD777B-922A-4213-90AB-AC1F57FAAEE6	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
79A35A7C-9C6E-4D83-8FBF-3CE89CC9E8F2	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
906B3856-732B-4F84-9DB1-ABED28661DFD	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
3492E22A-CA15-4233-AA9C-E6CF169F6239	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
52C7FCBE-E970-4E83-9811-540218163104	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
1974538B-B57C-4C11-8695-45CDE2761FA3	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
4E93D97D-8664-4E8D-80C9-013D90712B61	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
F6EEA6EC-331F-4A25-B3D9-4408DADBA9FB	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
263F9F09-4E44-48DD-B9F5-42A193102280	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
0B156CCB-004C-4053-A273-A203A2D1F908	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
ACFA894A-9C93-4C5C-9062-B3C6C043CC6F	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
0290A214-E651-4748-AADE-04EF82857922	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
9470754E-B098-4700-A49C-181CA770001D	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
2A64E7BB-D21A-449D-A52C-146B73E19C5D	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
216928C8-4EC6-4561-B471-29620F1452EF	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
6972C13F-997D-496D-A80A-DA310F5A74BA	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
FE1E0092-5546-4E05-BFCA-F68069C88C2C	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
1155D0C8-32D0-41D0-B12E-D56028E3E962	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
4FE81F9A-FE14-4688-99DB-C0A1AFDCAB74	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
1F3DD2DA-CF02-4A54-8498-262265E13426	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
DA06ECAA-EF42-4E15-B2C0-2D8157E12307	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
2C887B10-65C6-4A7E-A52C-18294789D9A4	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
84689534-3822-4D69-849C-542AD05F391F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
19C587DC-1FA8-4935-A292-A8A25C9A77D8	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
7D13A32C-BDF0-45B6-8CA7-6BE6DE6749F8	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
FF440EB1-AFE2-46A5-A1B3-3320347B8556	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
977B44E2-3894-4AEC-8A95-F87400BC6171	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
29A12569-289B-4D2C-B0C1-561C09190133	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
BB565E2A-4023-43B9-9482-E4616058CC13	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
0280B7F3-231F-45CC-993B-1AAE9CBCADFF	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
D089128B-A580-4EE6-86DD-0A3BDAE1C62E	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
CD70182A-4B46-4DDF-9D4A-EB14EF4A66F1	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
33CA975D-A6A5-44F5-B56E-E85B23B29A74	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
484F0032-8F25-46E7-842F-00E969440303	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
E3278DC4-B5B9-41E0-AB7D-3C06FE31FC65	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
A2000692-E651-4A8E-96E2-E1850DD99F06	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
B02470C3-A6EC-4135-9DB1-962F48116756	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
78454048-B32B-4043-9F63-785C56A07907	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
8CD2D0B0-AE78-4509-8298-2E3072200F94	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
53734F61-FF55-49E6-8E10-C7BD31E0E753	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
85CDB673-90E8-4DD8-8BC6-864978E8FD93	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
384845D1-FD02-496F-B878-9AE43A7978E7	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
F6A2EE96-3185-4C86-ADBF-35E491851B85	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
6197B11E-4C5F-4D40-819D-12F32E3699A5	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
99EBC33D-BB29-4584-8762-29E385296F91	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
48A687BD-4F90-4D12-81FF-FE5F64404491	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
7A2B77AA-EE45-449A-9621-1B903258D077	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
A2392D70-03A2-46CB-952F-FE533ED219DC	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
1CCC5498-7479-4BC4-9BBA-9D57C27CCBFD	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
3BD99CEA-EBB4-4755-B859-ADF1B81C0FD0	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
CF4F81A4-5701-433A-99C1-E48D52B89E25	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
136AFB68-0D3A-4052-BBAA-F847DFE7B1DD	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
BF79D793-099C-470E-9FAB-04E7B9309601	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
6920AC6D-8724-4025-B2D9-E5F0AE5CDB3D	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
04B66A09-F170-4C6D-B4E1-A636B73945C5	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
FF0A5B7D-B228-4828-B293-8B34B11587B6	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
B6D84BE5-282F-43E6-B1F1-50967DF1E7EF	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
99538C85-DCDE-4315-BE9A-58DCFE2DB241	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
9A356AE6-87DD-4E57-9599-32131A92DF80	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
2593B06F-F552-43D9-BEF0-0D8A8F41F769	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
3D126918-1FA8-4227-BBCC-17C89E8728B4	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
3720A31A-A619-4025-B6E2-B4FEF3DF1545	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
0DA82AFF-4B6B-46FB-8CD4-5EE8EED5FCBC	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
E8B6FCC9-3CA8-46F1-B71C-11B3F8FE60D8	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
922E0837-31DE-4022-BF34-4648D7AA30C3	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
AF2E9208-87B2-46A0-81DD-F04780EE29BB	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
C120A344-83A3-4497-AC69-676152ADCE39	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
5890129B-2837-4D84-98E5-6AE0E437019E	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
18915E7E-9A1A-4489-AA0E-9934D31E1C67	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
1E011ADB-97EA-413B-9EB1-E39115E1C5F0	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
D3AFD603-B236-4390-AF90-344F3B469BD0	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
126164EE-6DF6-4C7B-A4BD-81758EB6E784	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
74DC39E9-0F9D-4F46-8525-BD2BAA0A6F4E	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
426C315F-810A-45B9-AD7D-FFB7E58E800D	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
D2F36BBC-C1C4-450B-B21E-1D4F8764609E	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
0C3933CC-1338-4029-9A9E-EA041DF077D6	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
B01BDAFC-B071-4174-8F3D-0DB813C9DA20	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
7AADF820-EE26-48A6-8718-850E9CFACF3F	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
6963454A-6E4F-41A1-AC8B-61B2E410BBC5	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
AB83A7BD-1A25-4548-AA52-BDBC40DEE2F0	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
96D5094E-3644-48EA-BFE3-C7A6B74317F2	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
96BB8718-BC1A-4822-BDD4-5166EAF54432	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
F5596E19-28D8-4CA0-A5BD-BBE71B62CE18	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
148D0E54-2B80-49AB-A1CD-97FE88D2A146	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
9F0454EE-063F-4BE4-A8C3-3BD83CE44B41	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
E72C8148-99F0-4934-A120-1CFCE75E77DA	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
0BD82F3E-256A-4AF7-AA84-301BDFE6092A	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
1FB9DF25-DD6C-4CA9-8508-C16E68CB89F8	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
0F478C59-ABE9-48DB-B12E-D306B40AC6AE	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
4F0746A6-0A32-4079-BF48-5152CB3279C3	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
50510D14-06CC-45F7-B8AA-F6B5D61C72AE	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
F91A1AB0-698E-447C-B070-F29864075B06	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
7B58638D-42EE-46F1-A4FA-96AE2228A133	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
C7186EAC-B041-416F-B70C-D993F2E7B1C2	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
B59C0BA0-C594-4451-ADA4-8DE746387AE9	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
CB15353E-6FDE-48A7-BC73-5012FE56E46A	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
B08EE696-CD63-4B0B-9308-3B8F3443AEFA	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
9054CEE5-5120-409A-8751-328DDB77FE73	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
D3F154CC-7E69-4A4C-B4B3-E2B1B994C1CB	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
630490CE-1656-488B-91B2-25474043A435	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
815215BB-1F37-4A17-B632-AC36CC4DD4D0	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
236BCA94-9553-4391-9BC9-12D31E2D80EB	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
D5C9B7D9-116B-4FA4-9DDA-29C0614FBCDC	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
976F8D31-6438-471C-9D7C-96BAF6EB00D6	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
6320CB27-231D-4BAF-8E8E-9F69D8295220	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
28161CF6-398D-44C6-86DE-88509DB91943	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
46A6C18D-326A-45A1-AA7F-A2D17858B999	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
EEF4608B-0189-41E8-982C-856BAF8F388B	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
CD568B93-AE4C-4144-8F16-E766CBD74722	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
5FC46A76-D53A-48FE-A3D3-75908141C556	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
E2BF348B-BABF-4B14-8A24-4F7BFD6E0E18	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
84101E90-16BB-4F85-ABCE-344B7A4CF618	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
67EE418E-15DE-42E7-9542-7C9D0400CF20	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
8AE7354F-A6B8-48C4-858D-6C8967BBC6A4	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
74076360-AE51-4CE4-910E-0189D0D6BC3D	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
0687F4C0-8183-4558-A699-A80A679CE727	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
BD5B51DD-A51C-4FBF-92C7-8942C56C23F5	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
06349858-3754-4EC3-B038-9682DDEBE2EA	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
8970CA0E-9EC8-43B9-A8E2-3D362CAC8798	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
696CD49C-A271-4097-80DE-A061AEC7DCDC	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
1658B88C-3315-4C3D-8DF8-85A14DF0A61A	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
B8990B2E-369D-4513-9D95-B1D169407D0D	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
4B4087A1-2DF1-4F8D-A9AE-B76F71E2ED19	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
50EC25F9-DBA0-427E-8F7B-299A539EA8F6	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
690623C1-5D7D-41DD-ACC5-A4DAC95EA9B9	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
8BE5B8BB-7F01-4B9B-B561-11A92EC0C31C	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
1B4B0FF8-4E0A-45E6-94BA-ABF65D1396E0	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
C4717FBD-FC9E-4AF9-94DE-98C820CA9830	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
57E87840-8A90-408D-902C-801B435547DF	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
B1026910-CDDE-42DE-9C36-4DA486D724DD	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
0E9021B4-21AD-4345-98A8-CD4E664A58E9	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
06C146A8-13C0-48A9-8281-A6B0F65FB21E	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
76840D44-2299-41F8-A17A-758EF5A9EAE4	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
C410680D-6BAD-4614-B12E-DCC0EB949C92	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
149ED0A3-F2DA-4576-AAC3-61BD241D5D11	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
7B133D92-935E-428E-B54D-D91246189A14	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
C45E4EE4-EB48-419D-ACE5-7840D181F82E	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
48C9A7FB-E0E7-4CE3-8956-A6A6DE1442BF	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
FADA3EA8-876B-4FCB-B1D0-FC164642D87D	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
07A061AE-491E-453B-963C-C76C89B2A235	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
F93E2F41-E75C-48B5-898F-54762E0FABD1	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
EF952B11-58E6-4FFA-9D60-D9A6A6845935	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
5E14C81F-5DE6-4E94-A6E9-11C58F5ECEB7	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
DDF63295-872D-491E-8AE8-15433469B844	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
B76230EB-18C9-4F17-896F-74D1BA589B19	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
8230DAA2-C515-486B-9F09-6AB8BD8AB373	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
96EE9D96-33D9-43A5-BEB3-92BDC068C4CF	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
507EA7D1-C22C-4940-948D-4E1535222249	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
353BABE7-53A5-4FF5-B75D-AE67C68CDF99	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
721F1B79-D0C0-4565-B040-0752DC48170F	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
3EC840FA-2664-48F8-894C-0283A9E6B893	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
9893EBEE-30F5-47EA-9650-1E384E76F2F3	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
F89CB94C-0140-477C-A315-8A0242A3A4E7	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
8D11EF68-EABE-4A2C-99E6-23170EB3F8C9	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
F8257AAB-F8FF-4068-ACE9-00BE39B6EB49	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
A53CE90A-35CA-46F1-89C8-A3E8EA628C9D	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
91F9FAF2-712E-476C-B71C-AE957606014C	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
4D108A16-35E8-4979-9FB0-E3628021AE83	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
CB218D05-38D1-411E-8A16-B314E53064FC	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
86957F46-FE6B-400D-AE28-852DF6805FB7	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
59444A1E-CF81-4EA4-9033-19E3939C1CDB	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
F1A1F3BC-C606-4457-88F6-BCBA1118D44A	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
56C329A2-9259-4EC8-A7BA-0F5782054FFF	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
A4380264-3977-4011-BAD6-128E9883F9EA	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
C54905D0-6F55-4182-B5E2-FD03B69B6E3A	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
FE03AD3D-689D-4930-994F-888F3F30BC3A	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
F516454D-0608-45DD-B983-521CA9B7EEF8	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
607B877A-FAE8-4EE1-962E-35030BF4B2AD	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
EECDDF62-A41E-4C6D-9A40-FB79C26E6EC4	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
DA2B12D3-D7A2-4771-9884-7662BA287337	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
B7DBC6E9-0428-4B19-8413-0EB2CDD9F83A	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
02546048-C73A-400B-B76A-B8A4A726F062	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
67AAF53A-62A2-4A61-AEA5-E5DEE20A0B5F	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
48ABA313-2062-40EC-BCDF-718A666B0F31	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
579F7A9B-38F3-4773-A4BE-72FCC6F5082C	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
9B990484-F615-4F01-B142-E8DBD2EBD056	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
43C79E13-C88D-485D-8E51-26533DED83D1	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
636F19AE-D541-4093-8E31-3DFEC5D51B2E	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
A256CF80-3C2F-47AB-83C0-1A3FE573BA32	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
B2F731E1-5080-4ED9-843C-A2038C7E3C68	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
8F0A9F18-4232-4036-B879-3CB3387FCA31	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
EC322A1F-3D32-4188-B8D1-991EB44E70D1	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
A7DE6285-D38F-4F1A-B4DD-B4974FB6EEC0	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
B3461E65-0D42-445C-8E28-521E38D98D6B	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
52678B04-AC16-4346-A5D2-C8F4EB40FC23	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
09A41E5E-4A5E-4000-928B-29DB77D30E77	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
16EC77BE-9FF5-42EC-ACBE-E25A6E8CDCC9	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
3C064981-9244-45A7-962B-6C3CFF17E5E4	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
0487C5B3-9772-4236-ACFD-4C30F24F2E56	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
93060940-9921-4D15-971B-930FAC31EA97	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
37045F8A-B3EB-4CFD-AC67-85C184063CFC	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
2DFBEC70-652C-46FD-818A-11158F10DB15	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
940D2E6B-EB1B-43CE-8428-0B163D59F565	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
CCA98F3C-9E5C-4CC1-A0FD-C22EF6621BA7	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
9A53F2B9-BC39-494A-9A27-6B7203C9A93A	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
B806CC43-53C5-473B-B5AD-364B83FD7772	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
A75875FA-54B9-4477-B652-2D3B796CDBE4	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
0722126C-298D-48DF-9B3B-7843F83BC7B1	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
4689F867-233D-4E89-879D-DCD07CC622E8	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
E5BC1BE8-51F6-46C3-8346-5E0FF9D678A2	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
A4CA3525-B90A-4171-8828-DE7CC3498EA3	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
65278FDB-AC3B-4923-BAF2-66B1578AB5B2	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
7A4C2873-FDE2-4DE1-9412-D4F43E18A906	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
544C6400-08BE-4F73-87E5-C91C66596CEC	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
E54C3A33-3204-4D8B-849D-ABAF4D2349CB	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
E50C763C-567B-4587-80E0-15B29A37F1A2	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
0C2A0B8B-AFC8-439B-9A6C-B5D9D359F7D6	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
36EB5FBA-293A-4477-A969-1CCA47A883C6	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
05726BA0-80D0-41DB-841A-52971917FD38	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
9B084C82-C179-4911-9876-0CD64512C359	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
B6BB8C6A-E195-40EB-9214-8DF6946C4C34	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
592898DE-6A50-494D-800A-8A0BBF0AFEEC	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
705AFE98-2CCF-4E96-B9D1-6842DBA084F3	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
9086B336-9DC5-4BCA-98B9-B7092AB9670C	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
0B6204D4-AB16-4014-9ACF-3F02C7540CF2	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	D	B	D
487612E8-4050-49C0-BD00-4003628F35F8	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
EC6251E2-7249-4921-A632-CFE83DDBC1CD	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
47FAE4BD-805B-488F-8C84-7100558F7E3F	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
6A2FCA2F-5F07-4765-806D-C56CC2CE41FA	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
B110D84A-CEA5-4FDF-A382-04481336F02A	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
6F66CBD0-AED2-4E10-B6E8-291EAF02BAC9	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
56A05246-AD17-4E87-9395-0F0CF0EBFC29	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
3C868719-103C-41AA-BAEC-837BB61789CA	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
B774890E-DE61-41D4-A214-3E9F9501F26B	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
8023AA41-9BB2-4B48-8895-B1D1DF297D96	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
8EA79364-0ACE-43C7-B706-0CF72A20ECAC	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
F347BCE3-B055-4240-90C0-6B737BBBB8B4	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
3332FED2-48AB-4903-95F0-D8E100587096	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
9D1554BF-56C5-465D-99C4-511D1038980B	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
41A6A3E1-98C9-44A9-B67F-1E323FDEE053	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
6F251831-889A-4D86-B10E-3B824FDB6456	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
6CE9E612-FE7B-4F59-A27B-04437D2976DD	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
374BE4EA-0991-4C60-B98E-82C9514DDADA	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
5E857127-CD90-404C-AD3B-7F072C11A184	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
559CE25E-9678-4B1A-8BBF-8F339557DB7A	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
9CE40F77-DADA-4602-B5BE-E8840A5D411D	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
76A501DD-48DB-4647-8617-A9E2C9A88A58	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
7700DA26-EC3C-4D47-BA52-FF7212974A24	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
1207D285-F9A6-4EC9-B48F-F44493B931A2	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
36B9D3C7-C2AB-4909-BB7C-749DD46DDA9B	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
61059EE5-F457-45C2-8668-3E79D2350B5E	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
8BB58FFC-3EC9-4215-99C8-F90A4B87BFC9	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
5A41505B-8FD6-4E5A-A8B5-08B34CF1AD64	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
660353B0-7FDC-491D-A1C2-CB58F7A76765	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
2A553DCF-C370-4812-A3CD-BB67A5AC1C75	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
EF9F916A-3C01-4D09-BB6C-8F124E0972F9	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
B8085BF5-DAA7-4FCB-AB30-40DD7B4B2BED	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
B9CB2C2A-BEB8-4192-90BD-E66A4D3C8F8E	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
D82DD2FC-7D00-4291-8A93-8056D6D7A67B	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
37120892-250C-4155-A337-157CA23A910E	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
4F339F58-B128-4FD9-ABE0-83C7AB7D4192	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
88B6B5A9-42A5-4270-920C-63CD6142814A	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
0EB975ED-0B54-4043-BF45-81666159DA32	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
B517FE94-524D-4B4E-9CAB-67C4792B906C	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
EE797C0D-D8D2-4294-8A28-8E79E02F7ECF	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
0BB87094-6AE1-4B89-A43A-623CD930EA46	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
2966E8E8-4A3C-4100-94EF-EFDF12A9941E	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
06ADA26A-F074-4785-997B-16C272673DF8	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
227AB082-D684-435F-A8F1-5EE46D2D6C15	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
B67CD9BB-EDFF-4C03-8C6C-C881777BD7E3	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
73F35FB8-CB5B-40D1-8B7A-E6AD28DBAFA6	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
8801C73F-9284-49CA-8392-AEDB2EE9BDB9	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
E724640D-A47C-496B-8527-079C4C29ED79	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
360C6B4F-498C-42E6-B26A-E3FAF51AC36C	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
BB66C4CC-C086-4D63-87BD-37B3478EBBB7	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
BE2E18A6-9D48-4B1F-A289-446BBDCB8F88	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
3E065705-878C-44CA-A640-01CCB2D9D4E3	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
3804E21D-CFBF-4C83-8A5A-6B5A8908FA95	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
AC54FAD2-B656-4FB4-BA00-BF9E29D8EC4E	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
5E806558-782D-412A-86DB-71EB173BED72	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
F116D799-B257-4621-AAAB-6C4B7E2F12F4	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
165D5CE9-6969-4FA6-A957-115FBF2702BD	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
3EC4F719-C957-425A-B879-12AE37301FF8	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
E55E8846-2806-42F8-8DDF-21544141710F	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
43A6CC94-451A-4B20-B8C3-1E999B3B9680	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
DB88B0B7-27D4-44CD-9102-F0AC02B30122	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
BAA6DB08-9F93-490F-8BAC-40AC256E7DB7	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
95A1289C-B842-4C59-962D-F19003CA22F0	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
07B370FD-5D8A-4E39-81C3-BB239B07A3BC	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
9C077B07-69E1-490C-B2C6-A603BD2760F8	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
2FF39514-D9C2-4C17-AC7B-2652998F2E9C	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
26FE4C9E-6A70-4F08-A498-A2E87A52676E	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
6BA3EB97-E1F7-450C-90A0-201CBBC65EE8	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
923DBA0B-1841-403C-AD97-20021EC08485	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
101FDA34-8DB1-48F5-803A-CE4BFD46F489	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
B70EE5E6-ECBA-4103-9365-8A0CFCAC12A9	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
EE88D59D-9BBC-459A-9ABE-0DE4634B8BC8	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
AB749964-F3A1-4677-B598-A612B45318BB	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
BA1BB270-182B-4B91-AE8D-E0A979271469	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
9C5A41B6-5043-47F8-BAC5-99F69D282EFC	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
F5189D66-3D90-4B94-800A-AA9CA1C2A635	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
E6700A54-1321-45E0-AFDF-5F4232446AC1	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
01748206-48A6-4807-9CD6-CC92F2086DCE	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
A9606A3E-BED8-4BBD-8E4E-1CBD1020EA74	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
ABE1E7AE-2FA9-46A0-A1FE-84DED814CB1D	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
19706F2F-D081-432D-B86C-267ADE069936	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
6DA3387C-EFA6-4A8B-A999-D2CDA279B8B3	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
DA2E0E9A-7577-474E-806F-2B4FD1BE8B9D	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
FED073A7-31F7-4257-A3F9-E0559CA0665F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
71F7175B-730E-40CC-BB98-F2B6DBB1FCF3	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
D36EB79A-0D5A-42E7-959B-EE0657C60CAD	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
69911836-5061-40EA-8ECF-A48378F001BF	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
A8CC4E75-7976-4964-B348-D54E83BE882B	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
A6B701A9-1E41-4512-8907-FDBF89C917DC	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
896590D1-931F-40BA-9ACC-8D0DFB79DABE	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
2CC3D9EE-3C61-46F1-87AB-8770785163E0	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
94AB0D0C-275C-4A3C-8FDB-D2F091E42C8B	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
7CD07DD4-C1A6-4DB5-98BC-191D80901A96	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
FE7ECB42-359F-4560-8E3F-838B24E421D2	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
623D95EE-29D2-4556-8256-8253044A111A	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
D9FCD0E3-4112-425E-9D64-3BB3C7788040	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
DC2B3B12-A906-4A5B-AE2C-840DDC274B64	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
F0288B3F-34DF-4BF6-95D2-088DD2AD41F1	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
505561E6-7BFD-439A-A985-673C280CBD2A	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
DA3D7C13-B0EC-4048-8284-0B08683880D5	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
D2524A9C-0B2F-4007-B299-B0E45458F88D	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
C6D821ED-BC85-4173-9A5A-4FB77DA63139	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
A7F1581D-BA17-434F-810D-C165E999E2E3	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
45A8D770-9901-4EA6-8DB9-5CDC05C30CE5	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
56B588AF-00BC-4A64-90C5-D8A25330F7C7	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
AAFE33AC-C365-43E9-B479-3AFB0690B293	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
B87B06B8-2BF8-4542-BED8-0D7F44CD0CD2	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
E0FDE891-FF44-4D4D-88C2-319546854801	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
773F9B1F-B036-4EF4-9FC8-D3B4FC3BD4B9	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
B13CAE14-1430-4AFC-92FF-68A6B0E9B932	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
1BC28153-F27A-41CF-AAF0-9AAECA52B506	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
7AA6D029-4A70-44A7-9899-C179C846638B	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
8554CF7F-CBDD-4E02-8DD2-1EFF91C4C2DC	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
6E14B9E5-8D0E-4E53-B85A-735B565463FC	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
A96F648D-B2BB-4CD3-859C-5A45867C4FDE	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
38B3E46C-4546-4B4B-A438-04E05747DFD3	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
F54A0B50-8F96-4B7A-A7F9-8A0DFC8A6802	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
904D750D-0B67-434A-B93B-FDD67EB297DA	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
C046D307-BD15-49E2-881C-CF20B2C15F6C	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
BBF368C8-15DC-43A7-A80E-77F101F4426B	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
49301FFD-2C8B-4E1C-B0B8-011181C93F24	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
40C2A164-B861-439F-ACBC-B5FA766327E3	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
6DB4D950-52BB-44AF-8EFB-CEE71AE6F5E7	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
5B5C202B-BDFC-4C9F-8CA0-9B75B2CC74C3	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
DB50EF15-D95E-4CD3-90F8-73E52B614048	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
DB34361C-19FE-4AD4-B952-23790BAA4B30	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
92D8F90C-0F45-4C6E-B14E-87A30760242C	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
13B0CAD6-6B04-4939-95C4-E4ED5BC139A4	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
6481F91E-A386-4548-BFDB-BE55918FB30E	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
731380BD-FA71-4B81-8362-739468207A86	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
7149FA46-0985-42B4-9166-89864FC128D4	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
3F0230EC-44DF-49BF-B099-6F6FCF58FE72	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
33057633-B170-432B-88F5-77A3ACC547C6	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
AFA2ABAF-BF6D-42D4-89F9-C8537FC73301	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
325FF3D9-5288-4743-9F86-445FB4A9899E	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
5781D188-18C4-4B7D-9B0F-5A2D57377E8E	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
1DAD84BE-3B07-4C01-9D51-FF5FE070CEFA	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
358D32D5-97F8-403F-8874-256D2F5CAE19	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
627E5B79-A0F6-4E5C-899F-656A8214EC90	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
02EDD6AB-7694-47C6-A2E5-08A08C607A76	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
C3F17EC9-22E0-41C4-AFB1-41E839841CDF	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
BD2337BC-64F8-46A1-AC72-82B0A4FE33EE	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
56196DE0-534A-442C-8544-F119631E163B	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
D22CDBEC-1282-40B2-9347-84937328311D	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	C	C	C
6CEAB25E-A760-4C73-85D1-F0F1147B6251	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
40118070-9C92-4A48-BDF5-D057C79573D7	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
7861F200-842A-4E35-906E-81F96058851B	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
6AC7CB75-F1BA-485B-A56D-22FB05704206	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
FF094D7E-A4BB-43B7-BF98-058D31CFB448	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
8AC2B6C7-DEA6-42E8-B780-F527AFCE1B4A	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
2B978E9D-A064-4035-BEE1-5D184078200E	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
758445B0-7DED-4629-8DF4-3584E8D30842	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	A	B	A
7BB8AF38-551F-4D62-883E-8639F499AA2F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
69918431-95CF-4B03-9FB6-79A518785C17	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
AD9214E6-CDB4-4B95-B422-0E1F5A07D482	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
8029E1D1-76F5-4FA6-866C-4126CE27BD0B	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
991633A9-D741-4DE0-927C-71F39E6E82EA	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
F3A94478-ADDA-4597-AE2F-ABC1189439A0	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
E108492D-FB6F-4556-8CD5-F8E520D5B1E8	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
33F4A22F-4AF8-4588-A583-77CCEA37A64B	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
96688153-7AB6-4B58-8B41-8355D3A5FB60	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
68CC6DC8-7332-4B1B-95CE-C672E571FBA7	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
4D55BD8A-3E2C-491D-B6AB-CA44F763D234	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
9C66F6B9-40AF-4054-8394-6F677ECF623F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
86FF5502-A6CC-4C83-93BF-097590F7DF87	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
90013566-CF43-4A8B-A803-DA2DC90BAC24	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
2DB7FEA9-5D2B-4B6E-8277-32B25880AF53	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
03F1CF06-6252-4A2C-9BC3-A1F753D469C5	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
BCAFDD00-19C4-419B-A2C3-F5BB51464E82	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
1C849333-AAE7-4C38-ADCC-5D974FFD8657	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
49AEFDC1-87C4-424D-9939-A364099A4927	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
2A9E31BC-12F6-4CD6-A8CA-6D1B0F0E5726	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
DE06E9ED-9DF0-4B89-9CE8-20903A24A356	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
366EB659-B992-4BC5-BB4E-816932B0D558	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
57FE8A01-1808-4A1A-9319-1161BAB05EA4	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
03CB9F10-3525-4778-8D22-5FA615F695BE	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
9EF2571D-E1D6-473B-B7DE-85CB49D45611	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
B7F84E0D-3551-4FBF-8967-DFCFF5AA603D	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
BEA57BAA-1457-4465-8065-28B923866376	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
A3A5F5B1-ED5E-4435-BE79-D21FCB60808E	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
CD3B376C-C428-4452-BD07-B80ACFEFDAC1	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
E4F09D9C-846E-46FC-BAF1-1019AC461800	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
144E0B82-42E6-4581-9B47-07BD7AF1CC24	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
4C0E366B-7A35-482E-B60D-1EDF6C66997E	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
0883B4DD-B723-4E8B-B554-BAC5A596F648	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
97E7EA7C-24A3-47EE-8FDF-9BAC404B0349	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
4397A45C-6F0C-4470-898F-FEE803A34CE9	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	B	A	B
43602CAB-A873-4421-9695-2E354CC794F7	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
F4632017-C68C-45D0-8D75-2C63CC7F3AAA	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
997FDDC0-7B81-4F42-ADCC-0792432B0F40	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
832C6BEE-D60A-4966-9459-AD2DEDA3A289	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
C0EFFC01-0E1F-41FA-97DA-1C1C6C053D43	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
62CFFEE3-0A91-4CC4-AD94-A9887FFAE63E	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
4289E146-A4E8-4DAD-A533-7F00043E92FC	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
9BC129AD-C92F-4CE7-B815-AEFCADA930C1	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
946818AE-0137-46F3-AB1A-7C9A58CD50A9	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
7F418647-C807-4E5B-BB18-87F679F1200B	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
90A925A2-0800-4490-88D6-A169214E2B8A	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
00349594-4794-4915-A6CC-60DC602DA9C5	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
30076C15-DFFA-4C74-9CC9-C9EFE6E24E57	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
3672C028-1FE6-404A-95C8-424870A9D752	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
AA000AD1-2DB3-46FB-ABF7-C37FCEA4515C	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
132FD279-6CAE-4B57-A13A-03A91E069497	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
B77BAD20-D5C4-4F79-91A0-FD5F5F84CD6F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
5A7231EF-6FEB-4401-829C-9721E9927C10	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
9F2BF6CF-FD77-4A10-9113-145494AF401C	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
0CF4D5EF-8A5B-4CF4-95CB-6D31881765E2	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
41DEEAFF-A0D3-4C30-A356-0C3C1A6E9A45	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
922B5F64-20A9-4026-8E39-ED8B7F7F92B3	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
6CEFF671-502A-4398-AC86-B953BC3CD99F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
41C81E0F-4F4A-47C2-AE75-D821443A3BDE	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
38FE1B9E-9D5A-4F2F-BAE1-3170503E471D	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
0AFA2E73-9702-47E3-AAD4-513E0A237E33	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
5433CEB5-7B5C-4EE1-B47A-07B01BD4C858	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
7DC0BD8F-B6A1-4B4B-9175-4BDE1A2CA691	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
CCE29905-D429-4108-976F-C49EFAD22DF7	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
586EE208-BDFC-46C1-8191-A84EA348F7A1	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
131E42C2-5854-4286-83AD-D4595AAD8BE0	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
AFE19792-F512-4D21-9941-251A467F7850	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
C00E8DA0-A745-4905-98AF-024C2D974E90	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
4FC1C468-4298-488C-897E-596FAB3DE08A	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
DAAC0B06-320A-4F42-8AD0-022A2C08EA9B	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
A5E9DCDA-177C-44F5-8A63-06625DCD74F9	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
A5C31FDD-98CE-4E97-9AEE-B99585917C01	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
1DB6B05C-A9D4-4762-A9F0-94C798EA5C94	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
1D124ACF-D549-469B-9E39-DEB6C2C11DDD	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
A4FFCC6C-53CD-4DDD-AAB9-D8807C80DD82	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
F40A0693-C95C-4E39-9BB9-4267919EB6E7	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
CF385C58-70A2-468A-A68C-84EA8956C17D	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
00181378-C74F-4FB6-8656-0FD565239BE3	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
5C21B8C0-EE63-49C4-96CA-65BFFE566EB2	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
9F18F098-E191-4058-B38F-14EDDD4182B3	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
481043B3-6ADB-4948-B263-51179EB16C05	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
A46357E7-174B-4A39-A249-1A832102B99A	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
16F934F7-C58C-45F5-BC85-0CC84ACF227B	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
13379927-B821-4FC1-AAC6-7772F0D1ACBD	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
89373143-4890-41A7-AEF7-96E995AA46D8	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
3DDF1BC3-FC9F-45ED-B23F-3A93B4ED27AD	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
2813C435-DE4A-4CE5-8CE1-3A1D314F4617	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
C96FFEC2-61E6-4F12-AA18-784AA5B70B6F	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
18741AC6-E0C9-4AB0-B095-C495D70652C8	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
9F540D55-A368-4440-91CA-C8CB50CE6A56	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
A520FC4B-E959-4696-967B-8383676537B8	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
2B043007-938D-44CA-98AB-DA39B7FB3223	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
7744DD5A-86D9-4A0A-8F15-D256DEBAE66D	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
DE926769-F51F-40AC-AFC3-DC508D828099	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
C6199FCF-6105-4AEA-ACF9-64691171887E	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
43DE47E3-B3D0-48C4-AC8B-B3BB03FEF48C	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
D9783EB0-2483-4A3D-9B4B-2323B8A7A9E0	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
E58CA15A-BE35-4217-8140-DAA9A894329E	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
830FBE5C-2808-48D8-B7C4-A4468E03FC82	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
8C3B5633-DE8B-408F-AC43-B08469A54E81	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
4B6F5B74-6BA7-4372-B249-E7755463CEDE	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
54DB0CCA-00A0-48D5-A010-BB94AD47D323	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
311D49DE-F050-4B54-BA3F-D9F14AFC15F0	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	D	C	D
B186A219-1F12-426B-B9B0-F2530F8A8400	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
90066A88-2898-4EED-A89D-67028268D031	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
15A1749C-46E6-4DDF-98FE-EDEC4020097E	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
147E2C07-0C98-4858-A6A6-F93DEB32E02E	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
75605FC4-5FFD-41B9-AE90-C23DDB3263DE	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
DEB44DC8-8D19-4984-BD2B-A27171CDD396	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
0347F243-9EE8-462F-9CF6-1A410B3E5B25	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
B23BD429-E704-44D6-9643-5F403C2E534A	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
A797763C-2786-48E6-92E8-29A3D7D2CFAE	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
D5EEF576-BE8F-46EC-8CFC-1FA81BE750F2	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
BDD4C29C-EAEF-4A0B-BD5A-C2A164DA4200	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
48B6C84C-340F-40BC-808B-E0202293FCE3	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
7D65778D-E162-4A2F-A3AA-C0FE942AE65F	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
67FA44B7-3129-43FE-ABD1-752A11CB8E8F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
48510A14-0E16-4C58-B134-AECEA8CEF991	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
A89B2605-9652-4277-9085-CD58EF70EFF9	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
11D65D33-CB36-40B8-9541-5B11F3894404	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
5CF5903D-9CAB-4974-9513-92D9B387CBA0	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
618F1B3D-87CE-4314-BEEC-0B2AE0EF4E30	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
EFC98098-8097-4734-8ACF-B81DA5B5AD8A	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
3B585345-71D7-469C-A04A-6DF9BAECB823	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
59A10D60-9A9E-42CC-A614-4EF35ADA946D	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
766972D4-DF66-42C5-9771-24F6F8C2EA36	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
6C92C57A-C205-48F9-8F4C-9DF46AF2F32F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
5F00DD80-9857-4994-897F-E455EA6F980F	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
93AE6FFA-986B-4042-A43C-ADF361A1127C	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
5AEB5FBA-EB15-4EBC-8958-063E165CD7EB	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
0B4F617B-EB2A-43C5-8140-3B75B8243FF0	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
9A73C6B3-C4FA-4FC4-A34A-DCD594A48AF1	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
B9D29060-E9BE-439F-ADFB-B29C535BA5A3	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
A4C9448B-1098-4766-B275-11AD25BDAD74	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
F06A8C9D-3D8E-48EA-972D-4ABA2A28983E	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
A5CD2535-D673-4E01-8DC9-5623D3665260	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
E22ECAFF-D2C4-4AE3-8528-9DA6415664D0	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
6DB03E8A-3430-496A-A7C8-E4724D5D0E8E	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
7D893645-0B8B-480E-A3DC-6FD48DB7325C	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
546B5B3A-63AF-49E8-A64D-04F0EDDCC8B5	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
A1684033-7A80-41C4-9DE4-0C160D820E43	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
E1A7C730-686F-4A11-9C22-8C2C10E0CB8F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
F569B0BB-4E3E-435F-A54E-E8E1BA68E166	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
8A62862A-C4A6-4506-BD94-43D64371426A	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
0B5474F5-268C-4570-9EED-A6C6867685CD	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
41CC53AA-6F08-49BA-B5F8-63599755B33B	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
960CE046-2B68-4B11-A97D-7334E67E8A07	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
D345F960-8417-4451-853D-1EDB3261C8F9	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
1656D930-6727-4FE7-AC1B-FDAA98E016AF	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
70EFE43D-007B-48A1-AE14-CDD60C82009D	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
27628C2A-1CF7-4286-8522-1843B9F463E2	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
76A3A540-4C61-4ED1-BDC8-0BDAC7599AED	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
D198E301-F16F-4BDC-B508-210CB067B3B9	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
2449B7B0-F4F4-4AC7-8547-1BF490174B1A	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
A3D8A1E8-F00A-4CC5-BCF0-AE47D5E9CBAC	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
1A7501CC-5069-4C9A-8F77-611D96215933	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
B167141A-AC08-48D7-AEAE-9BCF8D05674B	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
16132040-BFC1-46C0-BACE-FF9025FE0167	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
9C72569C-790A-4FE1-8B29-E11EB2589B9B	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
434F9F15-3424-4EFB-BF2D-021D95E5DB6B	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
CF1138B3-3235-4954-9FBA-720E310C2B29	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
98401A7A-C1F7-4D05-B5C3-ABA4337226AB	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
31475634-C9AA-4F9F-BD8D-620F79B6CF87	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
C66ED09A-A92D-4848-B74F-C5A25F5AD129	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
6A5645F0-2074-4211-9718-FFE3EF3D1609	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
991994A6-8E40-4B08-85B3-71A01321D731	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
BEFFDD21-8F3D-4C3F-A3E1-A487E16F0F10	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
BF20B073-CEC4-49B7-874C-1887BBBF9DEB	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
14E28CB6-C5C3-4CB6-B68C-B9F8AED105A2	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
81EDBC6E-3F18-4699-B953-C835739CC56E	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
4E39514C-41CF-449B-872A-89A922BC8DB7	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
A16ED5EE-4EC9-4BAF-9A2A-56D8BC1462A9	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
3DD6E582-6CEE-4DA0-A24A-0F742AB30479	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
4D805353-8FA2-4ECC-9695-A7C78A1B102D	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
12E4EC18-079A-41D9-BC80-B33DFE68642C	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
2579A13B-5630-49B0-84BF-82EBF994098F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
95C2A9E6-0B47-4556-B7E3-A121077201FB	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
E7716C70-2916-4DAE-B6BF-BCE6B6D1695E	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
1E14C28C-88B4-49B7-886F-83FD8BF0C2F9	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
74D866F6-C8C9-4FD3-9AFB-B3359911DF58	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
D9DEEC56-E26A-44F0-9078-69A65369660A	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	A	B	A
81024B00-16AC-44CA-B2AC-D27AB52D0EBD	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
2E1899B4-C372-4F1D-8F4A-7AE76D55B570	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
83524CE4-7745-4919-B13A-4FE1598037D8	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
507C3231-3ADC-4D4D-8E41-E304E3B699D7	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
2206A7F8-48FB-44AA-99AD-151CB9FB2935	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
020003E2-0A31-41A7-9684-4D874ED7D410	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
34CFC9FE-66B9-4BFF-B6DA-930464A0F51A	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
873136D8-5C2A-48DE-B8E0-9BD6D672C9A0	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
CE000AE2-D40D-4938-B386-57401EFC149D	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
F6F88EE6-A173-4821-A13D-B46E762AB56B	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
44171D87-ED32-4B65-96CB-073AEDF1A980	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
7CCE722C-AC58-444E-9ACB-3B19A7B11512	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
E3F05149-8B1E-477A-82B8-CF299890EEF1	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
1DEA9FFF-C8DE-48CE-A3C7-64C6EFA40560	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
809F4B5A-57BB-47C4-B305-DE82FD0C63D9	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
ADCAFF17-F8E7-4732-9B8B-C150EDDD54FD	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
C5119CE2-F465-4AC8-824B-958C32886136	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
E4F9ABCF-B04F-402D-8345-1B2F08E274ED	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
E7BA347F-4876-40E9-B6BC-2F5F33CC1446	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
11990517-34E5-4F95-927D-074924FFEC97	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
6ADD44F5-CAD1-4613-B932-137AF2B7A9E6	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
7B9C069C-F247-401F-96A5-E5370013D32F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
6BFBAAC1-3F87-4722-ACD3-69A60FB05EE0	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
DD1A626C-9DA0-43CA-8AF5-BD2835C467B2	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
D0BB44FF-5DA3-4C53-AEAD-855A8A6F2D96	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
36797F94-4378-40B7-93D8-0CEF382748F8	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
55BCE588-71AB-4E63-B4BA-AD0035AE255B	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
7A4DF5C0-2482-4547-A572-57D1A1316B35	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
FBB5E988-AE70-4715-811C-78459928169B	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
3041C888-403D-4FA9-863E-ED376B8AEE53	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
B7CE738A-50CB-4613-9D5C-6FC02D7AC27B	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
73FBFC67-D662-4194-A828-C8837DE691E9	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
8893FC99-9776-48F0-9319-5DC985AD046C	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
C148B06D-F459-405F-A499-696AA96AC72C	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
B21F3DE8-B74B-42A0-B71F-930F30F8B29D	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
98FA1C8C-40D4-484D-9D34-B0CD8A94B653	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
8A3B82B0-26BC-4953-A65E-E4211E9BE828	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
1FAF94DD-2748-4516-856A-72C5858B8871	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
D1F45A29-1ADD-499C-B7D7-5F8E5B409B1F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
319D6F9A-4D16-4742-A0A0-9AF5A13A5066	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
755DFED1-8556-43FD-972C-3AE055BF2665	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
0C4B53C0-A2F4-4318-B03C-213E7240535B	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
4EEEA75C-5C12-4747-9DA6-0131EACF598A	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
0E561144-9879-4BCE-98BB-3B64CC36D329	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
C9ABF103-9092-4E3F-A848-610AD0F0B305	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
4CF00B72-C937-45AD-88B3-399ED92DD984	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
709723F2-4B52-4DF7-9EC4-573D3800C8B9	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
6573138D-7B78-4243-B647-F072D4AF6D0C	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
5F53F9E7-6613-414C-A0ED-F9EC23BAF953	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
1E43E799-F030-4B95-8F48-DA2FBDEC260C	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
C6A8C509-47B0-459D-B7FE-427E20BFB3AC	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
993601FC-EE45-4F8A-8EC7-4E7E77FF100C	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
0438E813-76AE-4E55-A92B-982AD18A68DF	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
8608A52A-0305-4689-9697-5E7A5A547BAE	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
AFC85A8C-B946-4E8A-881F-768AEEC804CE	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
98CB4E55-4050-4863-AC3F-CE7BE1839177	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
C8B059B7-B26D-4B19-AC33-6E2FA9CFB21F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
FA7A7B8A-FA42-4041-BA21-795B82988AD5	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
0DF4DFBD-02C2-48B9-B946-0AE902B1DCDB	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
33816461-4568-4CB2-9BE2-94BD20220E23	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
DA37FEE6-8A53-430A-86E8-97C2D96480E1	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
1E4A696D-A768-48C9-BA29-A9DE1E5FE911	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
02C71E1B-BAE7-4A6C-BB00-43484B419E00	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
F9998193-2D37-443E-A3B7-0671CB41114F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
9AFF2D0F-16DF-4DD6-AE72-0E07D437BA6D	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
FA6E6A2A-B800-4246-804B-6883997999D1	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
9BADFF6D-A7F7-447D-8603-67C51D9490DE	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
1BAD7CD4-824A-46E3-BF94-412449498A54	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
FC10D813-32BA-4CB6-BC7B-7D3F4006B5F2	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
1621AE85-F4F4-45E1-A02E-1D7A890EE7A9	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
F843A066-AECE-4C06-8A2C-9656E666FEFC	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
AF210935-CFD2-4218-B7EE-0A1829682C8E	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
18C9A075-0ED5-46BC-962C-81A7C9152F01	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
A8AE9516-4806-437D-9D90-DFEBC1E01914	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
4ECEA809-C143-4F8B-B7A9-3DEEBC018DA3	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
B89E3292-9115-47DA-BC62-A13B3D26DAF5	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
C48AA787-45BF-4C20-B886-80B16BAA2EF6	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
6FAC1110-4DF3-4C4A-871D-2E7FB805F440	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
3FD2AD63-655F-4C34-87D1-34018F4EC48E	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
1CEEA31B-9E18-45A0-B8C6-06C9D1EE0E11	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
0BE8557B-4AD4-4B1E-AD56-2DE6F35F747C	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
3FDE7857-67F9-41F1-B0E2-54AF0E3F2863	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
DBF8C3F4-691D-48B1-B7CE-A2843E8D3FCD	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
6AFA8C78-9221-43E3-A0F2-8E6A1B56A8B6	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
38C4FE67-6C96-490B-8F09-8417A18A72B9	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
221029F0-168D-4014-BBDD-9CEE6A0C1732	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
C0696B0E-6302-4C95-997F-3D0FD1FE048A	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
0C96A6E1-1C1C-4D06-91E1-33367B3DF1C5	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
C802B66A-0DE0-4BF2-A104-06EADB2CEBE2	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
BD9FFD46-C65A-4F70-AD94-9A270666F9D8	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
F8D7F86A-AB6E-4C7E-93ED-1DA5DB07C208	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
FEBA5046-8C1D-470B-84AB-1AC064CF7EAB	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
4611199C-EE38-4CAC-BB7D-1D66C784806E	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
06161227-D1A5-4C1C-842B-A32E5C60AB60	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
620D41A4-DF25-4529-9A56-3DF6B2AE6CB2	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
97F71C3F-4A41-4E13-9EF5-94A386F2AD7F	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
3E8A3183-2C31-4101-B747-15E47ECF102B	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
437540D3-0863-422E-BE62-C01415F64EB1	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
C3B8E57E-893F-4C87-BFB5-CF344D7D1082	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
BCA1C1A2-D1B2-43F5-A6D1-619207662FBE	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
3B227FE8-4186-4C99-8FB4-722FBF73D680	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
3FD33BDA-E1C5-4A26-8A14-EFC8F2B6AD86	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
77DCAB68-6256-4212-A10F-9EAAC36689A7	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
A827E524-1BFA-4DCD-B212-CDC8F07A3AAC	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
697FE881-F376-4955-8DE5-7372B2876ED3	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
A632D158-D23E-44CC-80D9-A0FA3A0648C8	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
D3A2F421-FB90-4151-806A-324B85430CEE	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
D1C5C9F6-678D-4411-AA5A-094B6F8A33C9	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
735A96A3-2C34-45DF-9B04-26463D548489	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
7EB367F5-8A2B-48AB-9581-E11645F173B3	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
1D6E3EC1-3C24-4F9B-B0EE-E74653B72573	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
E94C7270-CEE3-4B6C-B847-E56ADF4C276F	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
995BD71E-90C3-42C9-ADED-2D7BAEEC23CD	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
2CCF870E-B99D-4DB9-AC9F-CC2E97843271	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
A26E47D2-8038-4AAC-85EF-AF64E937F2EF	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
E5DB4DBF-8057-454A-99EA-B167465880B4	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
AA25C2A2-F66F-4300-A648-2F2EE72970B9	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
AF622C71-3A43-4432-8EF9-D7EFDCABA3CB	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
5269B738-D089-406F-A05A-65332256A92D	XXXXXX	(No Data)	XXXXXX	XXXXXX	A	A	A	A
1908DE58-C6EA-4DC5-9FF2-4D9D31F35DA8	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
52074D54-2E6A-4BCF-971A-2C8BAC006296	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
2597FD61-AB62-4434-89BC-E8710225B979	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
B9E15388-048A-41F8-BB57-8B64CCE09BCD	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
16C24415-FD7A-4E4D-A61A-3326900B3C62	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	D	D	D
ECC545E0-16DE-44F9-8190-BEC5F0D81E33	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
39048092-F63A-4853-A967-CDAB9704AA19	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
7DF09FA5-E022-4A40-9BC6-E64CEF3FB8BD	XXXXXX	(No Data)	XXXXXX	XXXXXX	C	B	C	B
006EA82F-7460-4B91-B87C-8E373AC9CC9E	XXXXXX	(No Data)	XXXXXX	XXXXXX	D	B	D	B
CF3103FF-A290-45BF-A654-D725B43554C8	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B
94E8CDFD-E343-4DA5-B6A7-5AF673BEBAED	XXXXXX	(No Data)	XXXXXX	XXXXXX	B	B	B	B

Client Name:	XXXX
Client Project Name:	XXXX
Start - End Dates:	6/10/2018 - 8/21/2018
Deal Loan Count:	861
Report Run Date:	10/26/2018 3:05 PM
Conditions Report 2.0
Loans in Report:	861
Loans with Conditions:	688

Redacted Loan Number	LoanUID	TRID Indicator	Initial Securitization Loan Compliance Grade	Final Securitization Loan Compliance Grade	Initial S&P Loan Compliance Grade	Final S&P Loan Compliance Grade	HUD 1 Status	UAL State	Subject to Predatory Testing?
4C1ACE86-8045-497F-9324-7FFA8247BD0C	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
3D1C8946-4CE1-482A-8512-C43F5450FB33	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
85F2F2B6-D675-4F19-8AC3-8182D1C6AA54	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
983C72C1-DFE6-467C-BD63-AFC5AFBB1380	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
5BA32262-8CDE-423F-AF7F-D1877E002CAA	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
5B411D06-BDE5-4AE1-97B5-1DEE43F24931	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
5D57AC64-27BD-4A94-90E9-D01E70F334C0	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
7D1735E1-E3D3-4046-AB23-7022DBBACC38	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
A2237F31-A2D9-4BAA-A451-1D3894DBF909	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
E2BFC040-FF10-4C30-8FD5-F76C130910D1	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
481EB12C-D684-4912-9807-9ECF617ED1C5	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
D0091402-9E53-4326-B075-D2ECF1E59E93	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
84FEF6C6-F95A-4D51-8D74-8D3922F67D6C	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
C17C192D-E1D2-4AC9-924D-9C55294A13B7	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
11C90155-02EA-4639-9508-6F313D3AEA11	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
BAE6E45F-B623-406E-8FB2-8A251216B669	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
EE7737E7-032B-44CD-BA17-8F42A9863EF7	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
1761D074-ED76-4977-B3A9-8B76B7B6FE2A	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
BF95F350-C20A-4636-ADF1-FE18460D43B2	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
134BBE6B-9A6D-4D9E-B235-A6DBC979A22D	XXXXXX	N/A	C	D	C	D	Present	N/A	N/A
3BB8AC36-422F-4FEE-9775-069AE5ED26FA	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
187827AE-F486-44AF-93D7-4C280D4D2692	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
B30A1514-BE75-4D89-9E5C-13F6840D7A3A	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
083B90F3-A83A-4AC3-93D6-F01A6DEDDEE1	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
7ACC6914-7B5F-48C8-AB91-7F11654ADC04	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
4FC3FC67-2709-40B7-8369-6D19415A1EF3	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
305764E9-0476-4A60-AD04-444F58131EE6	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
951EA1DF-9244-40B4-A80F-459A8C701C81	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
DDA09239-A062-4B21-9D28-B59B28C660DD	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
76D4BF86-C046-4456-B97C-7C8FFFBFCDBA	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
2AB0B13D-6F51-4A85-BD5F-174C75C0DF1B	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
2AE3DD94-1A7A-4178-8249-268FC69A5C8D	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
B4732EAE-DF6B-4141-990D-809CF27A7DBF	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
28B1101C-2FBE-40E2-82D9-BB70B1362CC3	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
E49EAF5B-218E-413D-A9BF-6B02EC0CF08E	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
57B90CA0-F05E-48B7-997F-692D7CB08B03	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
7088DFEB-6DA4-4386-A4F7-1F47164D5F91	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
9305B748-73FA-47F0-9862-1725C02FE701	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
040EBD82-23D8-4F5B-9E11-16D9EBB93226	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
931184F3-4062-471B-808E-4119A803909A	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
A789D7DE-8BF9-4337-B7A7-778624C16BF3	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
5DF55334-938A-4E98-9249-59B340D4E65F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
015AE6AD-35A3-497C-A099-616374222C2A	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
9F53A56C-3409-41F0-B5A1-E99601059EE0	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
133DA7E4-1DF9-4A99-8760-9666C746E12B	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
35B0A5D1-C9D0-41FB-9CDD-529935186834	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
FEB8C1E3-E369-4E87-8BAC-9140EB6CDD9F	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
22DB1D05-6D8D-46A6-904A-1EE11B067E8C	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
A48CB170-2605-418F-8681-09418D069A19	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
AC7B1D65-563B-46AF-844C-37AB2A2E9F51	XXXXXX	N/A	C	D	C	D	Present	N/A	N/A
EC22A0D1-0444-42CD-A858-070B95C5FE86	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
1B7B4C3A-33CC-419A-BA5E-8D3C3108C1AE	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
ADCF32AE-883D-4234-8420-F6854D224814	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
9CA8F9C7-DCEE-4DF2-836D-0B33768DD247	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
244B1B13-EAE7-4F55-9F18-490544B4717A	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
52505C60-FC2F-406B-B4E6-1BCD8480BB45	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
383520F0-2E20-4C7F-BC34-4F1253E582A5	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
97A62A7B-7043-4815-9624-5B1C19325A91	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
B2686D46-8EB8-4759-91EB-769CB32A0714	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
BAFF5355-E3C4-49C3-9204-A449788FBA6C	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
CB09146E-3A64-4829-9B7E-BEC90F214972	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
878D9132-E866-4949-A069-227E33200A40	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
524BE37D-8E25-4F74-A34B-11E8F2C8385A	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
D11F9A33-2054-4F10-9A42-2B2B7671A3E0	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
28A79711-9AC2-4507-B32D-F2A25274D099	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
5A86F7A9-D35A-4781-B2D5-DB4AE1D7D997	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
D20183D5-0B24-4AA6-A76A-E6F4C5C3EB5A	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
EA5272BB-DAED-43B5-AB60-D66120F38B32	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
84A570CE-7BFA-4487-9E53-D1B5233F667C	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
03F5616B-556E-4F3C-ACB9-C274B4D5C014	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
95DCC207-A3BB-426B-BA0A-A9AA2E821CD4	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
764520C6-62D9-4628-9647-A5F7558300DD	XXXXXX	N/A	D	D	D	D	Missing	No	Yes
2B92555F-B191-48B9-A3EA-4918F1E7E295	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
9F3A54D5-520E-4857-A595-AB4AB8756BF2	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
B1A9A215-64C3-4EBF-861C-E48789C66263	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
E7BD6CC2-D907-4005-9283-830D1B7DF8D3	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
AC21D73D-22D6-401A-8217-A427A0148F8F	XXXXXX	N/A	D	A	D	A	Present	N/A	N/A
E6ABFDC5-672B-40DC-80BA-45A788AECB4C	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
E344ECCD-5A4A-4698-AD18-17501B9B530E	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
504838DF-2F68-4EC6-B073-BBC7796C2D81	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
091EDF9A-8093-4CF3-8415-C383B91C3E23	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
A72FE17E-F256-4687-8F04-ED92CB72501D	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
20E273EE-3E81-42CE-999D-3ED46A84D43A	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
3B5B87FB-A038-478D-B5F8-0566F53E1E4E	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
A4D30C9F-E761-4E98-A69B-F43F7BAF411F	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
790E2A4A-BA4C-4A34-8AB0-BAA54C360545	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
699B437C-4722-4142-9BAD-67C87FD00C3D	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
59004186-91F6-4D1C-B8EB-A90FDE344069	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
A4A440CD-2044-4F8E-8ADE-714466FD973B	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
9B85663D-C133-48EF-9C6B-BAEDFE00A3CE	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
9BB06C5A-DC58-469A-A4E4-7119F7F207A9	XXXXXX	N/A	A	D	A	D	(No Data)	No	Unable to determine
E90527CE-9D1C-4753-A2CB-D0443E6D3A41	XXXXXX	N/A	A	D	A	D	(No Data)	No	Unable to determine
C4E6E3F3-4E1C-4FF8-8FC3-B01916BA3EC1	XXXXXX	N/A	A	D	A	D	(No Data)	No	Unable to determine
36B4597F-125F-4AE6-A196-339637551414	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
0E91C754-9877-4458-920D-AB2235AB4EAD	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
82270D4A-4385-4793-A748-0B6A66F8B403	XXXXXX	N/A	D	D	D	D	Missing	No	Yes
4D23435D-E483-49E0-A102-C3B7B150C0B6	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
D38E4922-7459-46D8-9359-C321CC177B43	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
A4F66A4A-2DAB-41E9-AB2F-1E86B60C6594	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
E793E98A-659E-417F-9F38-B38B0A6DF127	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
8D54CEB4-24EA-4DA8-BA98-0548993CF21D	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
B4DCAE3E-565B-433E-924B-D07D46D9F909	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
24F26541-A45F-4270-B0AC-6F723E2D4344	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
B1E10352-2521-4537-9026-2C565F4B0FF8	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
5E840C4C-737D-4E28-99F9-D6E2BD8EFC9A	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
4B8D2BDF-5CA7-4358-BE2C-01CDEE7DAA11	XXXXXX	N/A	D	D	D	D	Incomplete	No	Yes
D87BA996-8915-4E36-A071-8CA52427FBFF	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
F6A2D98B-E2E0-440A-954E-B036BC15AF5D	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
93E30C66-D85F-4CC1-81F1-4863AB5E67CA	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
8A3068AB-CE7D-4F62-8DFF-3E0853F1BACB	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
D9988B4B-9F36-43E0-B301-FCBC94C5FA2C	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
367287E2-95B2-44C5-9731-5F2A0508FE9E	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
1AF8AA0E-F0C1-41A1-8185-F15836F56E49	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
D17D2733-E22C-4CA5-9B38-95B94A3FEABB	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
78E94CF5-5438-49D5-8F14-B1A4684A30DE	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
4956C9F7-011C-4A60-B590-2240061047F8	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
411D2A2A-A448-485C-972B-4D9BDA6EEDCF	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
EA001D50-4E83-4CE6-B57E-F4F45BD20F66	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
0390FD0F-B5E5-4930-AA55-8351DCF7791A	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
8F66309D-2DA3-4223-B398-0066E4F1AC2B	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
C33C28BF-6FAC-437C-BE06-63735D9799AA	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
0239282B-2283-437F-B47F-70980F43B75D	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
6E7C9530-AC6D-4480-AEBF-47384D7DF097	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
233946C4-5BD2-4FE8-B5C4-2A93BCE68E96	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
EB5E176A-F5BE-4A31-969F-CD36B057DA41	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
27B750E0-2869-472D-84F6-4FB446A42265	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
5FCA7707-EF7F-4C4C-B33A-875F933966F5	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
3F24D2F2-F18D-4166-AD60-D2EE52D67ECA	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
21D8921D-C48E-4C28-AD20-A09C27BBDB69	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
6A9E9A39-0D99-44D5-A3FD-89D62E8CAC22	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
BCE9251F-5C6E-4E8B-BE58-7A7C71BEBF5B	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
0814D067-1E1D-429B-A762-D4153D12B918	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
F1EF26FF-184A-4CF8-8D82-CDA43CCB9BB9	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
407BA2DA-1D7D-4333-AFC8-FD5A7A2EC07E	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
42F66C02-EFC6-4B91-8F35-BC7ACDF123CE	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
B0DFDCAA-886D-4B0F-B185-887BD5238ECA	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
CA8EB9C6-80A7-40A0-9400-D58C99EE781E	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
BD2C7475-6AAF-4F84-AD84-F2E4178E5D33	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
75B1CAE7-6A6E-4171-BAD9-35DE04FC40FA	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
6C1E441F-596E-4177-9C47-45BAFB628AC2	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
9E2BE21A-48B9-4C81-9166-FBC90E735C01	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
6135824B-F86D-4F7F-9E1A-A4A123F25B63	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
5FFB501D-60E4-4D44-A04E-AF8AC82D7986	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
9A38DEF4-6451-4D4F-826D-BD11D89DBC9F	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
54FF07CF-C474-4E2A-86A7-DB6DAB45C8DC	XXXXXX	N/A	A	D	A	D	(No Data)	No	Unable to determine
D9BAE299-AEDE-45A9-AFAE-440E1FEC8DDC	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
003200B4-5B7C-49F0-AABB-18032E88FF93	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
FEA5A2CC-1415-4E22-9200-166C595BF0C0	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
3E2AD938-F579-4D02-A46C-ECA31CC84D3E	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
C1975371-E10B-45A4-8917-3C013D00560E	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
0B825258-EF55-4C00-B572-294F7FF4B856	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
16F25FD2-E288-4D4D-8139-8C143D286151	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
3137813A-4915-436E-BC8A-6AFCCCB27A4F	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
287DACBA-E807-4DD7-BF85-86786A41D582	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
95B6FAAD-F63F-42F4-9A7F-EF688E35A041	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
225E0BF8-5ED4-42DA-8C93-12747CC73B90	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
3585A60C-0A11-4D8B-9000-89C54FFC31DD	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
F7F4A200-B642-40F1-BB23-F96BBD532A72	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
399508DD-1AF6-4AA4-B94D-3EA93E4CBE25	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
CCBD238E-5624-4EFF-9AE7-D4947A604DC5	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
52EA4192-D9F5-4445-B43B-44D75DE1E7CF	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
F7A9CBC6-82D2-464C-B5C2-5D5C2CBBA46B	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
76DF493A-F562-4A78-8980-5817FE91E8EA	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
C0BB7745-8612-42D9-A356-64D70213C5EE	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
78AF9006-A81D-4577-B976-F17365A7F9E3	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
6C08341C-60EC-49FF-A57D-5F01DA0F55A4	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
26845EBD-0B42-4990-AE91-4EB5B80AC380	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
090AA61C-78E4-4FBD-96EB-2FC0D2A94FAD	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
3D6F7D50-157C-49BC-B6D6-A880F6B5F255	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
869674F7-54FE-436C-B618-91338916D57F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
6E18ABBB-2C71-4F5C-9FB5-E00E5C6BD963	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
C9D629B4-D0F5-411E-8042-F2B533EACDEF	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
92045FA1-EFC2-4B19-ABDF-9470741DB510	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
F94E3155-E09C-4F15-9565-7BD0CD85563E	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
014DDD28-051B-430D-9F06-753017F1CC65	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
47DC51BB-8099-4711-9C1A-4FFB181B9186	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
F41F7AB1-9B0A-4332-A0F4-44FA4B326407	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
5C85E8A7-C181-4509-8722-1C2081B243D5	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
BB206C49-88EC-42A4-B863-4702856233B4	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
A081630F-AAA0-4718-81E4-0B5BE74667E2	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
21A7F8F5-1671-42F5-B67A-08737A7ADA5B	XXXXXX	N/A	D	A	D	A	Present	N/A	N/A
F4550F59-EF2E-4B50-AD2E-E3AC5FAA0930	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
F13E089F-BD79-4ED7-8684-9B6A75C34D1B	XXXXXX	N/A	D	D	D	D	Missing	No	Yes
47AD777B-922A-4213-90AB-AC1F57FAAEE6	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
79A35A7C-9C6E-4D83-8FBF-3CE89CC9E8F2	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
906B3856-732B-4F84-9DB1-ABED28661DFD	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
3492E22A-CA15-4233-AA9C-E6CF169F6239	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
52C7FCBE-E970-4E83-9811-540218163104	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
1974538B-B57C-4C11-8695-45CDE2761FA3	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
4E93D97D-8664-4E8D-80C9-013D90712B61	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
F6EEA6EC-331F-4A25-B3D9-4408DADBA9FB	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
263F9F09-4E44-48DD-B9F5-42A193102280	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
0B156CCB-004C-4053-A273-A203A2D1F908	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
ACFA894A-9C93-4C5C-9062-B3C6C043CC6F	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
0290A214-E651-4748-AADE-04EF82857922	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
9470754E-B098-4700-A49C-181CA770001D	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
2A64E7BB-D21A-449D-A52C-146B73E19C5D	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
216928C8-4EC6-4561-B471-29620F1452EF	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
6972C13F-997D-496D-A80A-DA310F5A74BA	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
FE1E0092-5546-4E05-BFCA-F68069C88C2C	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
1155D0C8-32D0-41D0-B12E-D56028E3E962	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
4FE81F9A-FE14-4688-99DB-C0A1AFDCAB74	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
1F3DD2DA-CF02-4A54-8498-262265E13426	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
DA06ECAA-EF42-4E15-B2C0-2D8157E12307	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
2C887B10-65C6-4A7E-A52C-18294789D9A4	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
84689534-3822-4D69-849C-542AD05F391F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
19C587DC-1FA8-4935-A292-A8A25C9A77D8	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
7D13A32C-BDF0-45B6-8CA7-6BE6DE6749F8	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
FF440EB1-AFE2-46A5-A1B3-3320347B8556	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
977B44E2-3894-4AEC-8A95-F87400BC6171	XXXXXX	N/A	D	D	D	D	Missing	Yes	Yes
29A12569-289B-4D2C-B0C1-561C09190133	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
BB565E2A-4023-43B9-9482-E4616058CC13	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
0280B7F3-231F-45CC-993B-1AAE9CBCADFF	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
D089128B-A580-4EE6-86DD-0A3BDAE1C62E	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
CD70182A-4B46-4DDF-9D4A-EB14EF4A66F1	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
33CA975D-A6A5-44F5-B56E-E85B23B29A74	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
484F0032-8F25-46E7-842F-00E969440303	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
E3278DC4-B5B9-41E0-AB7D-3C06FE31FC65	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
A2000692-E651-4A8E-96E2-E1850DD99F06	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
B02470C3-A6EC-4135-9DB1-962F48116756	XXXXXX	N/A	D	D	D	D	Incomplete	No	Yes
78454048-B32B-4043-9F63-785C56A07907	XXXXXX	N/A	D	D	D	D	Incomplete	Yes	Yes
8CD2D0B0-AE78-4509-8298-2E3072200F94	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
53734F61-FF55-49E6-8E10-C7BD31E0E753	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
85CDB673-90E8-4DD8-8BC6-864978E8FD93	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
384845D1-FD02-496F-B878-9AE43A7978E7	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
F6A2EE96-3185-4C86-ADBF-35E491851B85	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
6197B11E-4C5F-4D40-819D-12F32E3699A5	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
99EBC33D-BB29-4584-8762-29E385296F91	XXXXXX	N/A	D	D	D	D	Estimated	No	Yes
48A687BD-4F90-4D12-81FF-FE5F64404491	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
7A2B77AA-EE45-449A-9621-1B903258D077	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
A2392D70-03A2-46CB-952F-FE533ED219DC	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
1CCC5498-7479-4BC4-9BBA-9D57C27CCBFD	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
3BD99CEA-EBB4-4755-B859-ADF1B81C0FD0	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
CF4F81A4-5701-433A-99C1-E48D52B89E25	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
136AFB68-0D3A-4052-BBAA-F847DFE7B1DD	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
BF79D793-099C-470E-9FAB-04E7B9309601	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
6920AC6D-8724-4025-B2D9-E5F0AE5CDB3D	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
04B66A09-F170-4C6D-B4E1-A636B73945C5	XXXXXX	N/A	D	D	D	D	Missing	No	Yes
FF0A5B7D-B228-4828-B293-8B34B11587B6	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
B6D84BE5-282F-43E6-B1F1-50967DF1E7EF	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
99538C85-DCDE-4315-BE9A-58DCFE2DB241	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
9A356AE6-87DD-4E57-9599-32131A92DF80	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
2593B06F-F552-43D9-BEF0-0D8A8F41F769	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
3D126918-1FA8-4227-BBCC-17C89E8728B4	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
3720A31A-A619-4025-B6E2-B4FEF3DF1545	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
0DA82AFF-4B6B-46FB-8CD4-5EE8EED5FCBC	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
E8B6FCC9-3CA8-46F1-B71C-11B3F8FE60D8	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
922E0837-31DE-4022-BF34-4648D7AA30C3	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
AF2E9208-87B2-46A0-81DD-F04780EE29BB	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
C120A344-83A3-4497-AC69-676152ADCE39	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
5890129B-2837-4D84-98E5-6AE0E437019E	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
18915E7E-9A1A-4489-AA0E-9934D31E1C67	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
1E011ADB-97EA-413B-9EB1-E39115E1C5F0	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
D3AFD603-B236-4390-AF90-344F3B469BD0	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
126164EE-6DF6-4C7B-A4BD-81758EB6E784	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
74DC39E9-0F9D-4F46-8525-BD2BAA0A6F4E	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
426C315F-810A-45B9-AD7D-FFB7E58E800D	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
D2F36BBC-C1C4-450B-B21E-1D4F8764609E	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
0C3933CC-1338-4029-9A9E-EA041DF077D6	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
B01BDAFC-B071-4174-8F3D-0DB813C9DA20	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
7AADF820-EE26-48A6-8718-850E9CFACF3F	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
6963454A-6E4F-41A1-AC8B-61B2E410BBC5	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
AB83A7BD-1A25-4548-AA52-BDBC40DEE2F0	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
96D5094E-3644-48EA-BFE3-C7A6B74317F2	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
96BB8718-BC1A-4822-BDD4-5166EAF54432	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
F5596E19-28D8-4CA0-A5BD-BBE71B62CE18	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
148D0E54-2B80-49AB-A1CD-97FE88D2A146	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
9F0454EE-063F-4BE4-A8C3-3BD83CE44B41	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
E72C8148-99F0-4934-A120-1CFCE75E77DA	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
0BD82F3E-256A-4AF7-AA84-301BDFE6092A	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
1FB9DF25-DD6C-4CA9-8508-C16E68CB89F8	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
0F478C59-ABE9-48DB-B12E-D306B40AC6AE	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
4F0746A6-0A32-4079-BF48-5152CB3279C3	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
50510D14-06CC-45F7-B8AA-F6B5D61C72AE	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
F91A1AB0-698E-447C-B070-F29864075B06	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
7B58638D-42EE-46F1-A4FA-96AE2228A133	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
C7186EAC-B041-416F-B70C-D993F2E7B1C2	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
B59C0BA0-C594-4451-ADA4-8DE746387AE9	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
CB15353E-6FDE-48A7-BC73-5012FE56E46A	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
B08EE696-CD63-4B0B-9308-3B8F3443AEFA	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
9054CEE5-5120-409A-8751-328DDB77FE73	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
D3F154CC-7E69-4A4C-B4B3-E2B1B994C1CB	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
630490CE-1656-488B-91B2-25474043A435	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
815215BB-1F37-4A17-B632-AC36CC4DD4D0	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
236BCA94-9553-4391-9BC9-12D31E2D80EB	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
D5C9B7D9-116B-4FA4-9DDA-29C0614FBCDC	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
976F8D31-6438-471C-9D7C-96BAF6EB00D6	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
6320CB27-231D-4BAF-8E8E-9F69D8295220	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
28161CF6-398D-44C6-86DE-88509DB91943	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
46A6C18D-326A-45A1-AA7F-A2D17858B999	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
EEF4608B-0189-41E8-982C-856BAF8F388B	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
CD568B93-AE4C-4144-8F16-E766CBD74722	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
5FC46A76-D53A-48FE-A3D3-75908141C556	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
E2BF348B-BABF-4B14-8A24-4F7BFD6E0E18	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
84101E90-16BB-4F85-ABCE-344B7A4CF618	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
67EE418E-15DE-42E7-9542-7C9D0400CF20	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
8AE7354F-A6B8-48C4-858D-6C8967BBC6A4	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
74076360-AE51-4CE4-910E-0189D0D6BC3D	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
0687F4C0-8183-4558-A699-A80A679CE727	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
BD5B51DD-A51C-4FBF-92C7-8942C56C23F5	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
06349858-3754-4EC3-B038-9682DDEBE2EA	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
8970CA0E-9EC8-43B9-A8E2-3D362CAC8798	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
696CD49C-A271-4097-80DE-A061AEC7DCDC	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
1658B88C-3315-4C3D-8DF8-85A14DF0A61A	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
B8990B2E-369D-4513-9D95-B1D169407D0D	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
4B4087A1-2DF1-4F8D-A9AE-B76F71E2ED19	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
50EC25F9-DBA0-427E-8F7B-299A539EA8F6	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
690623C1-5D7D-41DD-ACC5-A4DAC95EA9B9	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
8BE5B8BB-7F01-4B9B-B561-11A92EC0C31C	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
1B4B0FF8-4E0A-45E6-94BA-ABF65D1396E0	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
C4717FBD-FC9E-4AF9-94DE-98C820CA9830	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
57E87840-8A90-408D-902C-801B435547DF	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
B1026910-CDDE-42DE-9C36-4DA486D724DD	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
0E9021B4-21AD-4345-98A8-CD4E664A58E9	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
06C146A8-13C0-48A9-8281-A6B0F65FB21E	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
76840D44-2299-41F8-A17A-758EF5A9EAE4	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
C410680D-6BAD-4614-B12E-DCC0EB949C92	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
149ED0A3-F2DA-4576-AAC3-61BD241D5D11	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
7B133D92-935E-428E-B54D-D91246189A14	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
C45E4EE4-EB48-419D-ACE5-7840D181F82E	XXXXXX	N/A	D	D	D	D	Estimated	No	Yes
48C9A7FB-E0E7-4CE3-8956-A6A6DE1442BF	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
FADA3EA8-876B-4FCB-B1D0-FC164642D87D	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
07A061AE-491E-453B-963C-C76C89B2A235	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
F93E2F41-E75C-48B5-898F-54762E0FABD1	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
EF952B11-58E6-4FFA-9D60-D9A6A6845935	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
5E14C81F-5DE6-4E94-A6E9-11C58F5ECEB7	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
DDF63295-872D-491E-8AE8-15433469B844	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
B76230EB-18C9-4F17-896F-74D1BA589B19	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
8230DAA2-C515-486B-9F09-6AB8BD8AB373	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
96EE9D96-33D9-43A5-BEB3-92BDC068C4CF	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
507EA7D1-C22C-4940-948D-4E1535222249	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
353BABE7-53A5-4FF5-B75D-AE67C68CDF99	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
721F1B79-D0C0-4565-B040-0752DC48170F	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
3EC840FA-2664-48F8-894C-0283A9E6B893	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
9893EBEE-30F5-47EA-9650-1E384E76F2F3	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
F89CB94C-0140-477C-A315-8A0242A3A4E7	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
8D11EF68-EABE-4A2C-99E6-23170EB3F8C9	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
F8257AAB-F8FF-4068-ACE9-00BE39B6EB49	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
A53CE90A-35CA-46F1-89C8-A3E8EA628C9D	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
91F9FAF2-712E-476C-B71C-AE957606014C	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
4D108A16-35E8-4979-9FB0-E3628021AE83	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
CB218D05-38D1-411E-8A16-B314E53064FC	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
86957F46-FE6B-400D-AE28-852DF6805FB7	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
59444A1E-CF81-4EA4-9033-19E3939C1CDB	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
F1A1F3BC-C606-4457-88F6-BCBA1118D44A	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
56C329A2-9259-4EC8-A7BA-0F5782054FFF	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
A4380264-3977-4011-BAD6-128E9883F9EA	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
C54905D0-6F55-4182-B5E2-FD03B69B6E3A	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
FE03AD3D-689D-4930-994F-888F3F30BC3A	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
F516454D-0608-45DD-B983-521CA9B7EEF8	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
607B877A-FAE8-4EE1-962E-35030BF4B2AD	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
EECDDF62-A41E-4C6D-9A40-FB79C26E6EC4	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
DA2B12D3-D7A2-4771-9884-7662BA287337	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
B7DBC6E9-0428-4B19-8413-0EB2CDD9F83A	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
02546048-C73A-400B-B76A-B8A4A726F062	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
67AAF53A-62A2-4A61-AEA5-E5DEE20A0B5F	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
48ABA313-2062-40EC-BCDF-718A666B0F31	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
579F7A9B-38F3-4773-A4BE-72FCC6F5082C	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
9B990484-F615-4F01-B142-E8DBD2EBD056	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
43C79E13-C88D-485D-8E51-26533DED83D1	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
636F19AE-D541-4093-8E31-3DFEC5D51B2E	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
A256CF80-3C2F-47AB-83C0-1A3FE573BA32	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
B2F731E1-5080-4ED9-843C-A2038C7E3C68	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
8F0A9F18-4232-4036-B879-3CB3387FCA31	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
EC322A1F-3D32-4188-B8D1-991EB44E70D1	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
A7DE6285-D38F-4F1A-B4DD-B4974FB6EEC0	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
B3461E65-0D42-445C-8E28-521E38D98D6B	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
52678B04-AC16-4346-A5D2-C8F4EB40FC23	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
09A41E5E-4A5E-4000-928B-29DB77D30E77	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
16EC77BE-9FF5-42EC-ACBE-E25A6E8CDCC9	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
3C064981-9244-45A7-962B-6C3CFF17E5E4	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
0487C5B3-9772-4236-ACFD-4C30F24F2E56	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
93060940-9921-4D15-971B-930FAC31EA97	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
37045F8A-B3EB-4CFD-AC67-85C184063CFC	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
2DFBEC70-652C-46FD-818A-11158F10DB15	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
940D2E6B-EB1B-43CE-8428-0B163D59F565	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
CCA98F3C-9E5C-4CC1-A0FD-C22EF6621BA7	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
9A53F2B9-BC39-494A-9A27-6B7203C9A93A	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
B806CC43-53C5-473B-B5AD-364B83FD7772	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
A75875FA-54B9-4477-B652-2D3B796CDBE4	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
0722126C-298D-48DF-9B3B-7843F83BC7B1	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
4689F867-233D-4E89-879D-DCD07CC622E8	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
E5BC1BE8-51F6-46C3-8346-5E0FF9D678A2	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
A4CA3525-B90A-4171-8828-DE7CC3498EA3	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
65278FDB-AC3B-4923-BAF2-66B1578AB5B2	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
7A4C2873-FDE2-4DE1-9412-D4F43E18A906	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
544C6400-08BE-4F73-87E5-C91C66596CEC	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
E54C3A33-3204-4D8B-849D-ABAF4D2349CB	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
E50C763C-567B-4587-80E0-15B29A37F1A2	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
0C2A0B8B-AFC8-439B-9A6C-B5D9D359F7D6	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
36EB5FBA-293A-4477-A969-1CCA47A883C6	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
05726BA0-80D0-41DB-841A-52971917FD38	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
9B084C82-C179-4911-9876-0CD64512C359	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
B6BB8C6A-E195-40EB-9214-8DF6946C4C34	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
592898DE-6A50-494D-800A-8A0BBF0AFEEC	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
705AFE98-2CCF-4E96-B9D1-6842DBA084F3	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
9086B336-9DC5-4BCA-98B9-B7092AB9670C	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
0B6204D4-AB16-4014-9ACF-3F02C7540CF2	XXXXXX	N/A	B	D	B	D	Present	N/A	N/A
487612E8-4050-49C0-BD00-4003628F35F8	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
EC6251E2-7249-4921-A632-CFE83DDBC1CD	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
47FAE4BD-805B-488F-8C84-7100558F7E3F	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
6A2FCA2F-5F07-4765-806D-C56CC2CE41FA	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
B110D84A-CEA5-4FDF-A382-04481336F02A	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
6F66CBD0-AED2-4E10-B6E8-291EAF02BAC9	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
56A05246-AD17-4E87-9395-0F0CF0EBFC29	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
3C868719-103C-41AA-BAEC-837BB61789CA	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
B774890E-DE61-41D4-A214-3E9F9501F26B	XXXXXX	N/A	D	D	D	D	Incomplete	No	No
8023AA41-9BB2-4B48-8895-B1D1DF297D96	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
8EA79364-0ACE-43C7-B706-0CF72A20ECAC	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
F347BCE3-B055-4240-90C0-6B737BBBB8B4	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
3332FED2-48AB-4903-95F0-D8E100587096	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
9D1554BF-56C5-465D-99C4-511D1038980B	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
41A6A3E1-98C9-44A9-B67F-1E323FDEE053	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
6F251831-889A-4D86-B10E-3B824FDB6456	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
6CE9E612-FE7B-4F59-A27B-04437D2976DD	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
374BE4EA-0991-4C60-B98E-82C9514DDADA	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
5E857127-CD90-404C-AD3B-7F072C11A184	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
559CE25E-9678-4B1A-8BBF-8F339557DB7A	XXXXXX	N/A	D	D	D	D	Incomplete	No	Yes
9CE40F77-DADA-4602-B5BE-E8840A5D411D	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
76A501DD-48DB-4647-8617-A9E2C9A88A58	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
7700DA26-EC3C-4D47-BA52-FF7212974A24	XXXXXX	N/A	D	D	D	D	Missing	No	Yes
1207D285-F9A6-4EC9-B48F-F44493B931A2	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
36B9D3C7-C2AB-4909-BB7C-749DD46DDA9B	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
61059EE5-F457-45C2-8668-3E79D2350B5E	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
8BB58FFC-3EC9-4215-99C8-F90A4B87BFC9	XXXXXX	N/A	D	D	D	D	Incomplete	No	Yes
5A41505B-8FD6-4E5A-A8B5-08B34CF1AD64	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
660353B0-7FDC-491D-A1C2-CB58F7A76765	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
2A553DCF-C370-4812-A3CD-BB67A5AC1C75	XXXXXX	N/A	D	D	D	D	Estimated	No	Yes
EF9F916A-3C01-4D09-BB6C-8F124E0972F9	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
B8085BF5-DAA7-4FCB-AB30-40DD7B4B2BED	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
B9CB2C2A-BEB8-4192-90BD-E66A4D3C8F8E	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
D82DD2FC-7D00-4291-8A93-8056D6D7A67B	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
37120892-250C-4155-A337-157CA23A910E	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
4F339F58-B128-4FD9-ABE0-83C7AB7D4192	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
88B6B5A9-42A5-4270-920C-63CD6142814A	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
0EB975ED-0B54-4043-BF45-81666159DA32	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
B517FE94-524D-4B4E-9CAB-67C4792B906C	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
EE797C0D-D8D2-4294-8A28-8E79E02F7ECF	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
0BB87094-6AE1-4B89-A43A-623CD930EA46	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
2966E8E8-4A3C-4100-94EF-EFDF12A9941E	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
06ADA26A-F074-4785-997B-16C272673DF8	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
227AB082-D684-435F-A8F1-5EE46D2D6C15	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
B67CD9BB-EDFF-4C03-8C6C-C881777BD7E3	XXXXXX	N/A	D	D	D	D	Estimated	No	Yes
73F35FB8-CB5B-40D1-8B7A-E6AD28DBAFA6	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
8801C73F-9284-49CA-8392-AEDB2EE9BDB9	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
E724640D-A47C-496B-8527-079C4C29ED79	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
360C6B4F-498C-42E6-B26A-E3FAF51AC36C	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
BB66C4CC-C086-4D63-87BD-37B3478EBBB7	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
BE2E18A6-9D48-4B1F-A289-446BBDCB8F88	XXXXXX	N/A	D	D	D	D	Estimated	No	Yes
3E065705-878C-44CA-A640-01CCB2D9D4E3	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
3804E21D-CFBF-4C83-8A5A-6B5A8908FA95	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
AC54FAD2-B656-4FB4-BA00-BF9E29D8EC4E	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
5E806558-782D-412A-86DB-71EB173BED72	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
F116D799-B257-4621-AAAB-6C4B7E2F12F4	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
165D5CE9-6969-4FA6-A957-115FBF2702BD	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
3EC4F719-C957-425A-B879-12AE37301FF8	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
E55E8846-2806-42F8-8DDF-21544141710F	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
43A6CC94-451A-4B20-B8C3-1E999B3B9680	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
DB88B0B7-27D4-44CD-9102-F0AC02B30122	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
BAA6DB08-9F93-490F-8BAC-40AC256E7DB7	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
95A1289C-B842-4C59-962D-F19003CA22F0	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
07B370FD-5D8A-4E39-81C3-BB239B07A3BC	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
9C077B07-69E1-490C-B2C6-A603BD2760F8	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
2FF39514-D9C2-4C17-AC7B-2652998F2E9C	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
26FE4C9E-6A70-4F08-A498-A2E87A52676E	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
6BA3EB97-E1F7-450C-90A0-201CBBC65EE8	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
923DBA0B-1841-403C-AD97-20021EC08485	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
101FDA34-8DB1-48F5-803A-CE4BFD46F489	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
B70EE5E6-ECBA-4103-9365-8A0CFCAC12A9	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
EE88D59D-9BBC-459A-9ABE-0DE4634B8BC8	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
AB749964-F3A1-4677-B598-A612B45318BB	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
BA1BB270-182B-4B91-AE8D-E0A979271469	XXXXXX	N/A	D	D	D	D	Estimated	No	Yes
9C5A41B6-5043-47F8-BAC5-99F69D282EFC	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
F5189D66-3D90-4B94-800A-AA9CA1C2A635	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
E6700A54-1321-45E0-AFDF-5F4232446AC1	XXXXXX	N/A	D	D	D	D	Incomplete	No	Yes
01748206-48A6-4807-9CD6-CC92F2086DCE	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
A9606A3E-BED8-4BBD-8E4E-1CBD1020EA74	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
ABE1E7AE-2FA9-46A0-A1FE-84DED814CB1D	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
19706F2F-D081-432D-B86C-267ADE069936	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
6DA3387C-EFA6-4A8B-A999-D2CDA279B8B3	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
DA2E0E9A-7577-474E-806F-2B4FD1BE8B9D	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
FED073A7-31F7-4257-A3F9-E0559CA0665F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
71F7175B-730E-40CC-BB98-F2B6DBB1FCF3	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
D36EB79A-0D5A-42E7-959B-EE0657C60CAD	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
69911836-5061-40EA-8ECF-A48378F001BF	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
A8CC4E75-7976-4964-B348-D54E83BE882B	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
A6B701A9-1E41-4512-8907-FDBF89C917DC	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
896590D1-931F-40BA-9ACC-8D0DFB79DABE	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
2CC3D9EE-3C61-46F1-87AB-8770785163E0	XXXXXX	N/A	D	D	D	D	Estimated	No	Yes
94AB0D0C-275C-4A3C-8FDB-D2F091E42C8B	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
7CD07DD4-C1A6-4DB5-98BC-191D80901A96	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
FE7ECB42-359F-4560-8E3F-838B24E421D2	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
623D95EE-29D2-4556-8256-8253044A111A	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
D9FCD0E3-4112-425E-9D64-3BB3C7788040	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
DC2B3B12-A906-4A5B-AE2C-840DDC274B64	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
F0288B3F-34DF-4BF6-95D2-088DD2AD41F1	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
505561E6-7BFD-439A-A985-673C280CBD2A	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
DA3D7C13-B0EC-4048-8284-0B08683880D5	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
D2524A9C-0B2F-4007-B299-B0E45458F88D	XXXXXX	N/A	D	D	D	D	Incomplete	No	No
C6D821ED-BC85-4173-9A5A-4FB77DA63139	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
A7F1581D-BA17-434F-810D-C165E999E2E3	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
45A8D770-9901-4EA6-8DB9-5CDC05C30CE5	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
56B588AF-00BC-4A64-90C5-D8A25330F7C7	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
AAFE33AC-C365-43E9-B479-3AFB0690B293	XXXXXX	N/A	D	D	D	D	Missing	No	Yes
B87B06B8-2BF8-4542-BED8-0D7F44CD0CD2	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
E0FDE891-FF44-4D4D-88C2-319546854801	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
773F9B1F-B036-4EF4-9FC8-D3B4FC3BD4B9	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
B13CAE14-1430-4AFC-92FF-68A6B0E9B932	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
1BC28153-F27A-41CF-AAF0-9AAECA52B506	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
7AA6D029-4A70-44A7-9899-C179C846638B	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
8554CF7F-CBDD-4E02-8DD2-1EFF91C4C2DC	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
6E14B9E5-8D0E-4E53-B85A-735B565463FC	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
A96F648D-B2BB-4CD3-859C-5A45867C4FDE	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
38B3E46C-4546-4B4B-A438-04E05747DFD3	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
F54A0B50-8F96-4B7A-A7F9-8A0DFC8A6802	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
904D750D-0B67-434A-B93B-FDD67EB297DA	XXXXXX	N/A	D	D	D	D	Estimated	No	Yes
C046D307-BD15-49E2-881C-CF20B2C15F6C	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
BBF368C8-15DC-43A7-A80E-77F101F4426B	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
49301FFD-2C8B-4E1C-B0B8-011181C93F24	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
40C2A164-B861-439F-ACBC-B5FA766327E3	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
6DB4D950-52BB-44AF-8EFB-CEE71AE6F5E7	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
5B5C202B-BDFC-4C9F-8CA0-9B75B2CC74C3	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
DB50EF15-D95E-4CD3-90F8-73E52B614048	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
DB34361C-19FE-4AD4-B952-23790BAA4B30	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
92D8F90C-0F45-4C6E-B14E-87A30760242C	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
13B0CAD6-6B04-4939-95C4-E4ED5BC139A4	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
6481F91E-A386-4548-BFDB-BE55918FB30E	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
731380BD-FA71-4B81-8362-739468207A86	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
7149FA46-0985-42B4-9166-89864FC128D4	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
3F0230EC-44DF-49BF-B099-6F6FCF58FE72	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
33057633-B170-432B-88F5-77A3ACC547C6	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
AFA2ABAF-BF6D-42D4-89F9-C8537FC73301	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
325FF3D9-5288-4743-9F86-445FB4A9899E	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
5781D188-18C4-4B7D-9B0F-5A2D57377E8E	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
1DAD84BE-3B07-4C01-9D51-FF5FE070CEFA	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
358D32D5-97F8-403F-8874-256D2F5CAE19	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
627E5B79-A0F6-4E5C-899F-656A8214EC90	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
02EDD6AB-7694-47C6-A2E5-08A08C607A76	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
C3F17EC9-22E0-41C4-AFB1-41E839841CDF	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
BD2337BC-64F8-46A1-AC72-82B0A4FE33EE	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
56196DE0-534A-442C-8544-F119631E163B	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
D22CDBEC-1282-40B2-9347-84937328311D	XXXXXX	N/A	C	C	C	C	Present	N/A	N/A
6CEAB25E-A760-4C73-85D1-F0F1147B6251	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
40118070-9C92-4A48-BDF5-D057C79573D7	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
7861F200-842A-4E35-906E-81F96058851B	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
6AC7CB75-F1BA-485B-A56D-22FB05704206	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
FF094D7E-A4BB-43B7-BF98-058D31CFB448	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
8AC2B6C7-DEA6-42E8-B780-F527AFCE1B4A	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
2B978E9D-A064-4035-BEE1-5D184078200E	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
758445B0-7DED-4629-8DF4-3584E8D30842	XXXXXX	N/A	B	A	B	A	Present	N/A	N/A
7BB8AF38-551F-4D62-883E-8639F499AA2F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
69918431-95CF-4B03-9FB6-79A518785C17	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
AD9214E6-CDB4-4B95-B422-0E1F5A07D482	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
8029E1D1-76F5-4FA6-866C-4126CE27BD0B	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
991633A9-D741-4DE0-927C-71F39E6E82EA	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
F3A94478-ADDA-4597-AE2F-ABC1189439A0	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
E108492D-FB6F-4556-8CD5-F8E520D5B1E8	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
33F4A22F-4AF8-4588-A583-77CCEA37A64B	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
96688153-7AB6-4B58-8B41-8355D3A5FB60	XXXXXX	N/A	D	D	D	D	Estimated	No	Yes
68CC6DC8-7332-4B1B-95CE-C672E571FBA7	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
4D55BD8A-3E2C-491D-B6AB-CA44F763D234	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
9C66F6B9-40AF-4054-8394-6F677ECF623F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
86FF5502-A6CC-4C83-93BF-097590F7DF87	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
90013566-CF43-4A8B-A803-DA2DC90BAC24	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
2DB7FEA9-5D2B-4B6E-8277-32B25880AF53	XXXXXX	N/A	D	D	D	D	Incomplete	No	Yes
03F1CF06-6252-4A2C-9BC3-A1F753D469C5	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
BCAFDD00-19C4-419B-A2C3-F5BB51464E82	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
1C849333-AAE7-4C38-ADCC-5D974FFD8657	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
49AEFDC1-87C4-424D-9939-A364099A4927	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
2A9E31BC-12F6-4CD6-A8CA-6D1B0F0E5726	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
DE06E9ED-9DF0-4B89-9CE8-20903A24A356	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
366EB659-B992-4BC5-BB4E-816932B0D558	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
57FE8A01-1808-4A1A-9319-1161BAB05EA4	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
03CB9F10-3525-4778-8D22-5FA615F695BE	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
9EF2571D-E1D6-473B-B7DE-85CB49D45611	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
B7F84E0D-3551-4FBF-8967-DFCFF5AA603D	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
BEA57BAA-1457-4465-8065-28B923866376	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
A3A5F5B1-ED5E-4435-BE79-D21FCB60808E	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
CD3B376C-C428-4452-BD07-B80ACFEFDAC1	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
E4F09D9C-846E-46FC-BAF1-1019AC461800	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
144E0B82-42E6-4581-9B47-07BD7AF1CC24	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
4C0E366B-7A35-482E-B60D-1EDF6C66997E	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
0883B4DD-B723-4E8B-B554-BAC5A596F648	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
97E7EA7C-24A3-47EE-8FDF-9BAC404B0349	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
4397A45C-6F0C-4470-898F-FEE803A34CE9	XXXXXX	N/A	A	B	A	B	Present	N/A	N/A
43602CAB-A873-4421-9695-2E354CC794F7	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
F4632017-C68C-45D0-8D75-2C63CC7F3AAA	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
997FDDC0-7B81-4F42-ADCC-0792432B0F40	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
832C6BEE-D60A-4966-9459-AD2DEDA3A289	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
C0EFFC01-0E1F-41FA-97DA-1C1C6C053D43	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
62CFFEE3-0A91-4CC4-AD94-A9887FFAE63E	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
4289E146-A4E8-4DAD-A533-7F00043E92FC	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
9BC129AD-C92F-4CE7-B815-AEFCADA930C1	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
946818AE-0137-46F3-AB1A-7C9A58CD50A9	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
7F418647-C807-4E5B-BB18-87F679F1200B	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
90A925A2-0800-4490-88D6-A169214E2B8A	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
00349594-4794-4915-A6CC-60DC602DA9C5	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
30076C15-DFFA-4C74-9CC9-C9EFE6E24E57	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
3672C028-1FE6-404A-95C8-424870A9D752	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
AA000AD1-2DB3-46FB-ABF7-C37FCEA4515C	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
132FD279-6CAE-4B57-A13A-03A91E069497	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
B77BAD20-D5C4-4F79-91A0-FD5F5F84CD6F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
5A7231EF-6FEB-4401-829C-9721E9927C10	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
9F2BF6CF-FD77-4A10-9113-145494AF401C	XXXXXX	N/A	D	D	D	D	Missing	No	No
0CF4D5EF-8A5B-4CF4-95CB-6D31881765E2	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
41DEEAFF-A0D3-4C30-A356-0C3C1A6E9A45	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
922B5F64-20A9-4026-8E39-ED8B7F7F92B3	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
6CEFF671-502A-4398-AC86-B953BC3CD99F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
41C81E0F-4F4A-47C2-AE75-D821443A3BDE	XXXXXX	N/A	D	D	D	D	Incomplete	No	Yes
38FE1B9E-9D5A-4F2F-BAE1-3170503E471D	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
0AFA2E73-9702-47E3-AAD4-513E0A237E33	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
5433CEB5-7B5C-4EE1-B47A-07B01BD4C858	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
7DC0BD8F-B6A1-4B4B-9175-4BDE1A2CA691	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
CCE29905-D429-4108-976F-C49EFAD22DF7	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
586EE208-BDFC-46C1-8191-A84EA348F7A1	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
131E42C2-5854-4286-83AD-D4595AAD8BE0	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
AFE19792-F512-4D21-9941-251A467F7850	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
C00E8DA0-A745-4905-98AF-024C2D974E90	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
4FC1C468-4298-488C-897E-596FAB3DE08A	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
DAAC0B06-320A-4F42-8AD0-022A2C08EA9B	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
A5E9DCDA-177C-44F5-8A63-06625DCD74F9	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
A5C31FDD-98CE-4E97-9AEE-B99585917C01	XXXXXX	N/A	D	D	D	D	Missing	Yes	No
1DB6B05C-A9D4-4762-A9F0-94C798EA5C94	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
1D124ACF-D549-469B-9E39-DEB6C2C11DDD	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
A4FFCC6C-53CD-4DDD-AAB9-D8807C80DD82	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
F40A0693-C95C-4E39-9BB9-4267919EB6E7	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
CF385C58-70A2-468A-A68C-84EA8956C17D	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
00181378-C74F-4FB6-8656-0FD565239BE3	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
5C21B8C0-EE63-49C4-96CA-65BFFE566EB2	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
9F18F098-E191-4058-B38F-14EDDD4182B3	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
481043B3-6ADB-4948-B263-51179EB16C05	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
A46357E7-174B-4A39-A249-1A832102B99A	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
16F934F7-C58C-45F5-BC85-0CC84ACF227B	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
13379927-B821-4FC1-AAC6-7772F0D1ACBD	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
89373143-4890-41A7-AEF7-96E995AA46D8	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
3DDF1BC3-FC9F-45ED-B23F-3A93B4ED27AD	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
2813C435-DE4A-4CE5-8CE1-3A1D314F4617	XXXXXX	N/A	D	D	D	D	Missing	No	Yes
C96FFEC2-61E6-4F12-AA18-784AA5B70B6F	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
18741AC6-E0C9-4AB0-B095-C495D70652C8	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
9F540D55-A368-4440-91CA-C8CB50CE6A56	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
A520FC4B-E959-4696-967B-8383676537B8	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
2B043007-938D-44CA-98AB-DA39B7FB3223	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
7744DD5A-86D9-4A0A-8F15-D256DEBAE66D	XXXXXX	N/A	D	D	D	D	Estimated	No	Yes
DE926769-F51F-40AC-AFC3-DC508D828099	XXXXXX	N/A	D	D	D	D	Estimated	No	No
C6199FCF-6105-4AEA-ACF9-64691171887E	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
43DE47E3-B3D0-48C4-AC8B-B3BB03FEF48C	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
D9783EB0-2483-4A3D-9B4B-2323B8A7A9E0	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
E58CA15A-BE35-4217-8140-DAA9A894329E	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
830FBE5C-2808-48D8-B7C4-A4468E03FC82	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
8C3B5633-DE8B-408F-AC43-B08469A54E81	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
4B6F5B74-6BA7-4372-B249-E7755463CEDE	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
54DB0CCA-00A0-48D5-A010-BB94AD47D323	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
311D49DE-F050-4B54-BA3F-D9F14AFC15F0	XXXXXX	N/A	C	D	C	D	Present	N/A	N/A
B186A219-1F12-426B-B9B0-F2530F8A8400	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
90066A88-2898-4EED-A89D-67028268D031	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
15A1749C-46E6-4DDF-98FE-EDEC4020097E	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
147E2C07-0C98-4858-A6A6-F93DEB32E02E	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
75605FC4-5FFD-41B9-AE90-C23DDB3263DE	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
DEB44DC8-8D19-4984-BD2B-A27171CDD396	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
0347F243-9EE8-462F-9CF6-1A410B3E5B25	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
B23BD429-E704-44D6-9643-5F403C2E534A	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
A797763C-2786-48E6-92E8-29A3D7D2CFAE	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
D5EEF576-BE8F-46EC-8CFC-1FA81BE750F2	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
BDD4C29C-EAEF-4A0B-BD5A-C2A164DA4200	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
48B6C84C-340F-40BC-808B-E0202293FCE3	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
7D65778D-E162-4A2F-A3AA-C0FE942AE65F	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
67FA44B7-3129-43FE-ABD1-752A11CB8E8F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
48510A14-0E16-4C58-B134-AECEA8CEF991	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
A89B2605-9652-4277-9085-CD58EF70EFF9	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
11D65D33-CB36-40B8-9541-5B11F3894404	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
5CF5903D-9CAB-4974-9513-92D9B387CBA0	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
618F1B3D-87CE-4314-BEEC-0B2AE0EF4E30	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
EFC98098-8097-4734-8ACF-B81DA5B5AD8A	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
3B585345-71D7-469C-A04A-6DF9BAECB823	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
59A10D60-9A9E-42CC-A614-4EF35ADA946D	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
766972D4-DF66-42C5-9771-24F6F8C2EA36	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
6C92C57A-C205-48F9-8F4C-9DF46AF2F32F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
5F00DD80-9857-4994-897F-E455EA6F980F	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
93AE6FFA-986B-4042-A43C-ADF361A1127C	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
5AEB5FBA-EB15-4EBC-8958-063E165CD7EB	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
0B4F617B-EB2A-43C5-8140-3B75B8243FF0	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
9A73C6B3-C4FA-4FC4-A34A-DCD594A48AF1	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
B9D29060-E9BE-439F-ADFB-B29C535BA5A3	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
A4C9448B-1098-4766-B275-11AD25BDAD74	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
F06A8C9D-3D8E-48EA-972D-4ABA2A28983E	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
A5CD2535-D673-4E01-8DC9-5623D3665260	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
E22ECAFF-D2C4-4AE3-8528-9DA6415664D0	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
6DB03E8A-3430-496A-A7C8-E4724D5D0E8E	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
7D893645-0B8B-480E-A3DC-6FD48DB7325C	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
546B5B3A-63AF-49E8-A64D-04F0EDDCC8B5	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
A1684033-7A80-41C4-9DE4-0C160D820E43	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
E1A7C730-686F-4A11-9C22-8C2C10E0CB8F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
F569B0BB-4E3E-435F-A54E-E8E1BA68E166	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
8A62862A-C4A6-4506-BD94-43D64371426A	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
0B5474F5-268C-4570-9EED-A6C6867685CD	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
41CC53AA-6F08-49BA-B5F8-63599755B33B	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
960CE046-2B68-4B11-A97D-7334E67E8A07	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
D345F960-8417-4451-853D-1EDB3261C8F9	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
1656D930-6727-4FE7-AC1B-FDAA98E016AF	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
70EFE43D-007B-48A1-AE14-CDD60C82009D	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
27628C2A-1CF7-4286-8522-1843B9F463E2	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
76A3A540-4C61-4ED1-BDC8-0BDAC7599AED	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
D198E301-F16F-4BDC-B508-210CB067B3B9	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
2449B7B0-F4F4-4AC7-8547-1BF490174B1A	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
A3D8A1E8-F00A-4CC5-BCF0-AE47D5E9CBAC	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
1A7501CC-5069-4C9A-8F77-611D96215933	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
B167141A-AC08-48D7-AEAE-9BCF8D05674B	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
16132040-BFC1-46C0-BACE-FF9025FE0167	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
9C72569C-790A-4FE1-8B29-E11EB2589B9B	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
434F9F15-3424-4EFB-BF2D-021D95E5DB6B	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
CF1138B3-3235-4954-9FBA-720E310C2B29	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
98401A7A-C1F7-4D05-B5C3-ABA4337226AB	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
31475634-C9AA-4F9F-BD8D-620F79B6CF87	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
C66ED09A-A92D-4848-B74F-C5A25F5AD129	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
6A5645F0-2074-4211-9718-FFE3EF3D1609	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
991994A6-8E40-4B08-85B3-71A01321D731	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
BEFFDD21-8F3D-4C3F-A3E1-A487E16F0F10	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
BF20B073-CEC4-49B7-874C-1887BBBF9DEB	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
14E28CB6-C5C3-4CB6-B68C-B9F8AED105A2	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
81EDBC6E-3F18-4699-B953-C835739CC56E	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
4E39514C-41CF-449B-872A-89A922BC8DB7	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
A16ED5EE-4EC9-4BAF-9A2A-56D8BC1462A9	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
3DD6E582-6CEE-4DA0-A24A-0F742AB30479	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
4D805353-8FA2-4ECC-9695-A7C78A1B102D	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
12E4EC18-079A-41D9-BC80-B33DFE68642C	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
2579A13B-5630-49B0-84BF-82EBF994098F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
95C2A9E6-0B47-4556-B7E3-A121077201FB	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
E7716C70-2916-4DAE-B6BF-BCE6B6D1695E	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
1E14C28C-88B4-49B7-886F-83FD8BF0C2F9	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
74D866F6-C8C9-4FD3-9AFB-B3359911DF58	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
D9DEEC56-E26A-44F0-9078-69A65369660A	XXXXXX	N/A	B	A	B	A	Present	N/A	N/A
81024B00-16AC-44CA-B2AC-D27AB52D0EBD	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
2E1899B4-C372-4F1D-8F4A-7AE76D55B570	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
83524CE4-7745-4919-B13A-4FE1598037D8	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
507C3231-3ADC-4D4D-8E41-E304E3B699D7	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
2206A7F8-48FB-44AA-99AD-151CB9FB2935	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
020003E2-0A31-41A7-9684-4D874ED7D410	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
34CFC9FE-66B9-4BFF-B6DA-930464A0F51A	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
873136D8-5C2A-48DE-B8E0-9BD6D672C9A0	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
CE000AE2-D40D-4938-B386-57401EFC149D	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
F6F88EE6-A173-4821-A13D-B46E762AB56B	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
44171D87-ED32-4B65-96CB-073AEDF1A980	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
7CCE722C-AC58-444E-9ACB-3B19A7B11512	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
E3F05149-8B1E-477A-82B8-CF299890EEF1	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
1DEA9FFF-C8DE-48CE-A3C7-64C6EFA40560	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
809F4B5A-57BB-47C4-B305-DE82FD0C63D9	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
ADCAFF17-F8E7-4732-9B8B-C150EDDD54FD	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
C5119CE2-F465-4AC8-824B-958C32886136	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
E4F9ABCF-B04F-402D-8345-1B2F08E274ED	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
E7BA347F-4876-40E9-B6BC-2F5F33CC1446	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
11990517-34E5-4F95-927D-074924FFEC97	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
6ADD44F5-CAD1-4613-B932-137AF2B7A9E6	XXXXXX	N/A	D	D	D	D	Missing	No	Yes
7B9C069C-F247-401F-96A5-E5370013D32F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
6BFBAAC1-3F87-4722-ACD3-69A60FB05EE0	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
DD1A626C-9DA0-43CA-8AF5-BD2835C467B2	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
D0BB44FF-5DA3-4C53-AEAD-855A8A6F2D96	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
36797F94-4378-40B7-93D8-0CEF382748F8	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
55BCE588-71AB-4E63-B4BA-AD0035AE255B	XXXXXX	N/A	D	D	D	D	Incomplete	No	Yes
7A4DF5C0-2482-4547-A572-57D1A1316B35	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
FBB5E988-AE70-4715-811C-78459928169B	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
3041C888-403D-4FA9-863E-ED376B8AEE53	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
B7CE738A-50CB-4613-9D5C-6FC02D7AC27B	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
73FBFC67-D662-4194-A828-C8837DE691E9	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
8893FC99-9776-48F0-9319-5DC985AD046C	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
C148B06D-F459-405F-A499-696AA96AC72C	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
B21F3DE8-B74B-42A0-B71F-930F30F8B29D	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
98FA1C8C-40D4-484D-9D34-B0CD8A94B653	XXXXXX	N/A	D	D	D	D	Incomplete	No	No
8A3B82B0-26BC-4953-A65E-E4211E9BE828	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
1FAF94DD-2748-4516-856A-72C5858B8871	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
D1F45A29-1ADD-499C-B7D7-5F8E5B409B1F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
319D6F9A-4D16-4742-A0A0-9AF5A13A5066	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
755DFED1-8556-43FD-972C-3AE055BF2665	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
0C4B53C0-A2F4-4318-B03C-213E7240535B	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
4EEEA75C-5C12-4747-9DA6-0131EACF598A	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
0E561144-9879-4BCE-98BB-3B64CC36D329	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
C9ABF103-9092-4E3F-A848-610AD0F0B305	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
4CF00B72-C937-45AD-88B3-399ED92DD984	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
709723F2-4B52-4DF7-9EC4-573D3800C8B9	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
6573138D-7B78-4243-B647-F072D4AF6D0C	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
5F53F9E7-6613-414C-A0ED-F9EC23BAF953	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
1E43E799-F030-4B95-8F48-DA2FBDEC260C	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
C6A8C509-47B0-459D-B7FE-427E20BFB3AC	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
993601FC-EE45-4F8A-8EC7-4E7E77FF100C	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
0438E813-76AE-4E55-A92B-982AD18A68DF	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
8608A52A-0305-4689-9697-5E7A5A547BAE	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
AFC85A8C-B946-4E8A-881F-768AEEC804CE	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
98CB4E55-4050-4863-AC3F-CE7BE1839177	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
C8B059B7-B26D-4B19-AC33-6E2FA9CFB21F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
FA7A7B8A-FA42-4041-BA21-795B82988AD5	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
0DF4DFBD-02C2-48B9-B946-0AE902B1DCDB	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
33816461-4568-4CB2-9BE2-94BD20220E23	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
DA37FEE6-8A53-430A-86E8-97C2D96480E1	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
1E4A696D-A768-48C9-BA29-A9DE1E5FE911	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
02C71E1B-BAE7-4A6C-BB00-43484B419E00	XXXXXX	N/A	D	D	D	D	Missing	No	Yes
F9998193-2D37-443E-A3B7-0671CB41114F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
9AFF2D0F-16DF-4DD6-AE72-0E07D437BA6D	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
FA6E6A2A-B800-4246-804B-6883997999D1	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
9BADFF6D-A7F7-447D-8603-67C51D9490DE	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
1BAD7CD4-824A-46E3-BF94-412449498A54	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
FC10D813-32BA-4CB6-BC7B-7D3F4006B5F2	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
1621AE85-F4F4-45E1-A02E-1D7A890EE7A9	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
F843A066-AECE-4C06-8A2C-9656E666FEFC	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
AF210935-CFD2-4218-B7EE-0A1829682C8E	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
18C9A075-0ED5-46BC-962C-81A7C9152F01	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
A8AE9516-4806-437D-9D90-DFEBC1E01914	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
4ECEA809-C143-4F8B-B7A9-3DEEBC018DA3	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
B89E3292-9115-47DA-BC62-A13B3D26DAF5	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
C48AA787-45BF-4C20-B886-80B16BAA2EF6	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
6FAC1110-4DF3-4C4A-871D-2E7FB805F440	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
3FD2AD63-655F-4C34-87D1-34018F4EC48E	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
1CEEA31B-9E18-45A0-B8C6-06C9D1EE0E11	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
0BE8557B-4AD4-4B1E-AD56-2DE6F35F747C	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
3FDE7857-67F9-41F1-B0E2-54AF0E3F2863	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
DBF8C3F4-691D-48B1-B7CE-A2843E8D3FCD	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
6AFA8C78-9221-43E3-A0F2-8E6A1B56A8B6	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
38C4FE67-6C96-490B-8F09-8417A18A72B9	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
221029F0-168D-4014-BBDD-9CEE6A0C1732	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
C0696B0E-6302-4C95-997F-3D0FD1FE048A	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
0C96A6E1-1C1C-4D06-91E1-33367B3DF1C5	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
C802B66A-0DE0-4BF2-A104-06EADB2CEBE2	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
BD9FFD46-C65A-4F70-AD94-9A270666F9D8	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
F8D7F86A-AB6E-4C7E-93ED-1DA5DB07C208	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
FEBA5046-8C1D-470B-84AB-1AC064CF7EAB	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
4611199C-EE38-4CAC-BB7D-1D66C784806E	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
06161227-D1A5-4C1C-842B-A32E5C60AB60	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
620D41A4-DF25-4529-9A56-3DF6B2AE6CB2	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
97F71C3F-4A41-4E13-9EF5-94A386F2AD7F	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
3E8A3183-2C31-4101-B747-15E47ECF102B	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
437540D3-0863-422E-BE62-C01415F64EB1	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
C3B8E57E-893F-4C87-BFB5-CF344D7D1082	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
BCA1C1A2-D1B2-43F5-A6D1-619207662FBE	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
3B227FE8-4186-4C99-8FB4-722FBF73D680	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
3FD33BDA-E1C5-4A26-8A14-EFC8F2B6AD86	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
77DCAB68-6256-4212-A10F-9EAAC36689A7	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
A827E524-1BFA-4DCD-B212-CDC8F07A3AAC	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
697FE881-F376-4955-8DE5-7372B2876ED3	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
A632D158-D23E-44CC-80D9-A0FA3A0648C8	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
D3A2F421-FB90-4151-806A-324B85430CEE	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
D1C5C9F6-678D-4411-AA5A-094B6F8A33C9	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
735A96A3-2C34-45DF-9B04-26463D548489	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
7EB367F5-8A2B-48AB-9581-E11645F173B3	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
1D6E3EC1-3C24-4F9B-B0EE-E74653B72573	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
E94C7270-CEE3-4B6C-B847-E56ADF4C276F	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
995BD71E-90C3-42C9-ADED-2D7BAEEC23CD	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
2CCF870E-B99D-4DB9-AC9F-CC2E97843271	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
A26E47D2-8038-4AAC-85EF-AF64E937F2EF	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
E5DB4DBF-8057-454A-99EA-B167465880B4	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
AA25C2A2-F66F-4300-A648-2F2EE72970B9	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
AF622C71-3A43-4432-8EF9-D7EFDCABA3CB	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
5269B738-D089-406F-A05A-65332256A92D	XXXXXX	N/A	A	A	A	A	Present	N/A	N/A
1908DE58-C6EA-4DC5-9FF2-4D9D31F35DA8	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
52074D54-2E6A-4BCF-971A-2C8BAC006296	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
2597FD61-AB62-4434-89BC-E8710225B979	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
B9E15388-048A-41F8-BB57-8B64CCE09BCD	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
16C24415-FD7A-4E4D-A61A-3326900B3C62	XXXXXX	N/A	D	D	D	D	Present	N/A	N/A
ECC545E0-16DE-44F9-8190-BEC5F0D81E33	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
39048092-F63A-4853-A967-CDAB9704AA19	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
7DF09FA5-E022-4A40-9BC6-E64CEF3FB8BD	XXXXXX	N/A	C	B	C	B	Present	N/A	N/A
006EA82F-7460-4B91-B87C-8E373AC9CC9E	XXXXXX	N/A	D	B	D	B	Present	N/A	N/A
CF3103FF-A290-45BF-A654-D725B43554C8	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A
94E8CDFD-E343-4DA5-B6A7-5AF673BEBAED	XXXXXX	N/A	B	B	B	B	Present	N/A	N/A