<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>doc1.txt
<TEXT>
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: March 31, 2003
Check here if Amendment [ ]; Amendment Number:
-------
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Sumito Life Insurance Co.
-----------------------------------------------------
Address: Sumisei Kowa Toyo-Cho Bld, 2F
2-3-25, Toyo Koto-Ku Tokya JAPAN 135-0016
-----------------------------------------------------
Form 13F File Number: 28-04674
--------
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: /s/ Naoki Sugie
-------------------------
Title: Assistant General Manager
-------------------------
Phone: 81-3-5617-2133
-------------------------
Signature, Place, and Date of Signing:
/s/ Naoki Sugie Tokyo, Japan 8/21/2003
--------------- ------------ ---------
[Signature] [City, State] [Date]
Report Type (Check only one):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
13F File Number Name
28-____________ ________________________________________
[Repeat as necessary.]
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
------------
Form 13F Information Table Entry Total: 94
------------
Form 13F Information Table Value Total: $442,909,597
------------
List of Other Included Managers:
Provide a numbered list of the name(s) and 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings
and list entries.]
NONE
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP VALUE PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- ------- --- ---- ------- -------- ---- ------ ----
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
3M CO COM Common 88579Y10 6181449 47514 PENSION X 0 0
ABBOTT LABS COM Common 00282410 3595902 95395 PENSION X 0 0
ADOBE SYS INC COM Common 00724F10 9866 320 PENSION X 0 0
AIR PRODS & CHEMS INC COM Common 00915810 2953180 71230 PENSION X 0 0
ALCOA INC COM Common 01381710 5523 285 PENSION X 0 0
ALTRIA GROUP INC COM Common 02209S10 2404075 79433 PENSION X 0 0
AMERICAN ELEC PWR INC COM Common 02553710 1940104 84834 PENSION X 0 0
AMERICAN EXPRESS CO COM Common 02581610 5882817 176290 PENSION X 0 0
AMERICAN INTL GROUP INC C Common 02687410 6349778 128262 PENSION X 0 0
AMGEN INC COM Common 03116210 7792247 135065 PENSION X 0 0
ANHEUSER BUSCH COS INC CO Common 03522910 3997787 85719 PENSION X 0 0
AOL TIME WARNER INC COM Common 00184A10 4447036 406900 PENSION X 0 0
AT&T CORP COM NEW Common 00195750 3564 220 PENSION X 0 0
AT&T WIRELESS SVCS INC CO Common 00209A10 2774955 419100 PENSION X 0 0
BAXTER INTL INC COM Common 07181310 4101 220 PENSION X 0 0
BELLSOUTH CORP COM Common 07986010 5049969 232000 PENSION X 0 0
BRISTOL MYERS SQUIBB CO C Common 11012210 2496282 117800 PENSION X 0 0
CARNIVAL CORP CL A Common 14365810 1515775 62720 PENSION X 0 0
CATERPILLAR INC DEL COM Common 14912310 8035627 162840 PENSION X 0 0
CISCO SYS INC COM Common 17275R10 9088515 698369 PENSION X 0 0
CITIGROUP INC COM Common 17296710 10960976 316910 PENSION X 0 0
CLOROX CO DEL COM Common 18905410 2835792 61310 PENSION X 0 0
COCA COLA CO COM Common 19121610 14168 350 PENSION X 0 0
COMCAST CORP NEW CL A Common 20030N10 3309924 115384 PENSION X 0 0
CONCORD EFS INC COM Common 20619710 3102 330 PENSION X 0 0
DEAN FOODS CO NEW COM Common 24237010 3079088 71840 PENSION X 0 0
DELL COMPUTER CORP COM Common 24702510 3529667 128985 PENSION X 0 0
DISNEY WALT CO COM Common 25468710 1871321 109350 PENSION X 0 0
DOW CHEM CO COM Common 26054310 4942 179 PENSION X 0 0
DU PONT E I DE NEMOURS & Common 26353410 6953511 178438 PENSION X 0 0
DUKE ENERGY CORP COM Common 26439910 860578 58931 PENSION X 0 0
E M C CORP MASS COM Common 26864810 3564172 494120 PENSION X 0 0
ELECTRONIC ARTS INC COM Common 28551210 4697614 79895 PENSION X 0 0
EXXON MOBIL CORP COM Common 30231G10 18641143 531051 PENSION X 0 0
FANNIE MAE Common 31358610 8204476 125180 PENSION X 0 0
FEDEX CORP COM Common 31428X10 8266122 149554 PENSION X 0 0
FIRST DATA CORP COM Common 31996310 18135 490 PENSION X 0 0
FPL GROUP INC COM Common 30257110 4927948 83670 PENSION X 0 0
GANNETT INC COM Common 36473010 9156 130 PENSION X 0 0
GAP INC DEL COM Common 36476010 3303020 227640 PENSION X 0 0
GENERAL ELEC CO COM Common 36960410 14649435 572808 PENSION X 0 0
GENERAL MLS INC COM Common 37033410 2885973 63260 PENSION X 0 0
GENERAL MTRS CORP COM Common 37044210 5314439 157802 PENSION X 0 0
HCA INC COM Common 40411910 2647631 63850 PENSION X 0 0
HEWLETT PACKARD CO COM Common 42823610 2278758 145640 PENSION X 0 0
HOME DEPOT INC COM Common 43707610 4061086 166450 PENSION X 0 0
ILLINOIS TOOL WKS INC COM Common 45230810 7098342 122031 PENSION X 0 0
INTEL CORP COM Common 45814010 4801156 292532 PENSION X 0 0
INTERNATIONAL BUSINESS MA Common 45920010 10866392 137963 PENSION X 0 0
INTL PAPER CO COM Common 46014610 3843619 113323 PENSION X 0 0
J C PENNY CORPORATION Common 70816010 2595418 131930 PENSION X 0 0
JOHNSON & JOHNSON COM Common 47816010 12908184 223321 PENSION X 0 0
LEHMAN BROS HLDGS INC COM Common 52490810 8340254 143875 PENSION X 0 0
LILLY ELI & CO COM Common 53245710 2052144 35803 PENSION X 0 0
LIZ CLAIBORNE INC COM Common 53932010 4681951 151290 PENSION X 0 0
LSI LOGIC CORP COM Common 50216110 975790 214730 PENSION X 0 0
MARSH & MCLENNAN COS INC Common 57174810 5052223 118337 PENSION X 0 0
MAXIM INTEGRATED PRODS IN Common 57772K10 2654372 72980 PENSION X 0 0
MBNA CORP COM Common 55262L10 13846 920 PENSION X 0 0
MEDTRONIC INC COM Common 58505510 5762637 127435 PENSION X 0 0
MERCK & CO INC COM Common 58933110 9189771 167512 PENSION X 0 0
MICROSOFT CORP COM Common 59491810 13014845 536144 PENSION X 0 0
MORGAN STANLEY COM NEW Common 61744644 9764160 253049 PENSION X 0 0
OMNICOM GROUP INC COM Common 68191910 2800594 51520 PENSION X 0 0
ORACLE CORP COM Common 68389X10 4307957 395790 PENSION X 0 0
PARKER HANNIFIN CORP COM Common 70109410 4416180 113860 PENSION X 0 0
PEPSICO INC COM Common 71344810 6271388 156840 PENSION X 0 0
PFIZER INC COM Common 71708110 11450167 366385 PENSION X 0 0
PHARMACIA CORP COM Common 71713U10 4634374 106617 PENSION X 0 0
PROCTER & GAMBLE CO COM Common 74271810 10658299 119767 PENSION X 0 0
PROGRESS ENERGY INC COM Common 74326310 2554270 65130 PENSION X 0 0
QUALCOMM INC COM Common 74752510 3514649 96919 PENSION X 0 0
RED HAT INC COM Common 75657710 1149492 210090 PENSION X 0 0
SCHLUMBERGER LTD COM Common 80685710 4453600 116727 PENSION X 0 0
SMUCKER J M CO COM NEW Common 83269640 119070 3402 PENSION X 0 0
STRYKER CORP COM Common 86366710 2840352 41330 PENSION X 0 0
SYMANTEC CORP COM Common 87150310 1767554 44940 PENSION X 0 0
TARGET CORP COM Common 87612E10 5166907 176331 PENSION X 0 0
TENET HEALTHCARE CORP COM Common 88033G10 6513 390 PENSION X 0 0
TEXAS INSTRS INC COM Common 88250810 4698 287 PENSION X 0 0
TRANSOCEAN OFFSHORE INC C Common G9007610 5522 270 PENSION X 0 0
TRAVELERS PPTY CAS CORP N Common 89420G40 4084835 288920 PENSION X 0 0
TYCO INTL LTD NEW COM Common 90212410 2563863 198910 PENSION X 0 0
UNITED TECHNOLOGIES CORP Common 91301710 4993256 86210 PENSION X 0 0
UNITEDHEALTH GROUP INC CO Common 91324P10 3262430 35563 PENSION X 0 0
US BANCORP DEL COM NEW Common 90297330 9927671 519970 PENSION X 0 0
VERITAS SOFTWARE CO COM Common 92343610 2246579 127430 PENSION X 0 0
VERIZON COMMUNICATIONS CO Common 92343V10 7427019 209430 PENSION X 0 0
VIACOM INC CL B Common 92552430 5398307 147152 PENSION X 0 0
WACHOVIA CORP NEW COM Common 92990310 8187937 239870 PENSION X 0 0
WAL MART STORES INC COM Common 93114210 11878217 227615 PENSION X 0 0
WELLS FARGO & CO NEW COM Common 94974610 13907507 308468 PENSION X 0 0
WYETH COM Common 98302410 4999563 132095 PENSION X 0 0
YAHOO INC COM Common 98433210 2874994 119439 PENSION X 0 0
</TABLE>
<PAGE>
</TEXT>
</DOCUMENT>