Subject: Comments regarding File Number S7–41–11

February 10, 2012

I urge the SEC, FDIC. Office of the Comptroller of the Currency and the Board of the Federal Reserve --- ADOPT A STRONG, SIMPLE 'VOLCKER RULE'.

Thank you for considering my comment,

Sincerely yours, Mimi Hodsoll

Mimi Hodsoll

FALLS CHURCH, VA