SEC FORM 3

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Vereecke Jeffrey D

(Last)

(First)

(Middle)

601 CLINTON STREET

(Street)

DEFIANCE

43512

(City)

(State)

(Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
04/17/2007

3. Issuer Name and Ticker or Trading Symbol
FIRST DEFIANCE FINANCIAL CORP [ FDEF ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EVP, First Federal Bank

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	24,145	D
Common Stock	2,212	I	As custodian for minor children
Common Stock	15,810	I	Held by ESOP

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Stock Options	04/18/1999	04/18/2008	First Defiance Financial Corp. Common Stock	25,000	$15.5	D
Stock Options	04/20/2004	04/20/2013	First Defiance Financial Corp. Common Stock	1,000	$19.53	D
Stock Options	04/18/2005	04/18/2014	First Defiance Financial Corp. Common Stock	1,000	$27.13	D
Stock Options	04/18/2006	04/18/2015	First Defiance Financial Corp. Common Stock	2,000	$25.89	D
Stock Options	05/21/2007	05/21/2016	First Defiance Financial Corp. Common Stock	1,000	$26.47	D
Stock Options	04/16/2008	04/16/2017	First Defiance Financial Corp. Common Stock	1,000	$27.41	D

Explanation of Responses:

Remarks:

Options listed above vest at 20% per year. Options with an exercise price of $15.50 are fully vested. Options with an exercise price of $19.53 fully vest on 4/20/08, options with an exercise price of $27.13 fully vest on 4/18/09, options with an exercise price of $25.89 fully vest on 4/18/10, options with an exercise price of $26.47 fully vest on 5/21/11, options with an exercise price of $27.41 fully vest on 4/16/12.

	/s/ Jeffrey D. Vereecke	04/26/2007
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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