497 1 PPO_supp_3-10-14.txt SUPPLEMENT TO THE VARIABLE ANNUITY PROSPECTUS _____________________________________________________________________________ AMERICAN GENERAL LIFE INSURANCE COMPANY VARIABLE ANNUITY ACCOUNT SEVEN Polaris Platinum O-Series Variable Annuity dated May 1, 2013 _____________________________________________________________________________ THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK FS VARIABLE SEPARATE ACCOUNT Polaris Platinum O-Series Variable Annuity dated May 1, 2013 _____________________________________________________________________________ All references in the prospectus to the "SunAmerica Income Builder" Optional Living Benefit are replaced by "Polaris Income Builder" Optional Living Benefit. The following replaces the chart under "What determines the amount I can receive each year?" in the POLARIS INCOME BUILDER Optional Living Benefit section of the prospectus for contracts issued on or after March 10, 2014: Number of Covered Persons and Age of Covered Person Maximum Annual Protected Income at First Withdrawal* Withdrawal Percentage Payment Percentage ------------------------- --------------------- ------------------ One Covered Person 4.0% 4.0% (Age 64 and Younger) One Covered Person 5.2% 5.2% (Age 65 and Older) Two Covered Persons 3.5% 3.5% (Age 64 and Younger) Two Covered Persons 4.7% 4.7% (Age 65 and Older) * If there is One Covered Person but there are joint Owners, the Covered Person is the older Owner. If there are Two Covered Persons, the age of first withdrawal is based on the age of the younger of Two Covered Persons. The following replaces the chart which requires that you allocate your assets in accordance with one of the options below under "Are there investment requirements if I elect a Living Benefit?" in the POLARIS INCOME BUILDER Optional Living Benefit section of the prospectus for contracts issued on or after March 10, 2014: -------------------------------- --------------------------------------------- 1 10% Secure Value Account 90% SunAmerica Dynamic Allocation Portfolio -------------------------------- --------------------------------------------- 2 10% Secure Value Account Up to 90% in one or more of the following individual Variable Portfolios: Cash Management Corporate Bond Global Bond Government and Quality Bond Real Return SunAmerica Dynamic Allocation Portfolio Total Return Bond -------------------------------- --------------------------------------------- Dated: March 10, 2014 Please keep this Supplement with your Prospectus