Exhibit 21

SUBSIDIARIES OF THE REGISTRANT

As of December 31, 2018

BB&T Corporation, a North Carolina corporation, is a FHC. The table below sets forth BB&T's subsidiaries as to State or Jurisdiction of Organization.

Subsidiary					State or Jurisdiction of Organization
Branch Banking and Trust Company					North Carolina
	Atlas SPE, LLC				North Carolina
		Atlas NC I SPE, LLC			North Carolina
		Atlas Tri-State SPE, LLC			North Carolina
	BB&T Capital Partners II, L.L.C.				Delaware
	BB&T Capital Partners Mezzanine Fund II, LP				Delaware
	BB&T Capital Partners, L.L.C.				Delaware
	BB&T Collateral Service Corporation				North Carolina
	BB&T Collateral Service Corporation (TN)				Tennessee
	BB&T Collateral Service Corporation (WV)				West Virginia
	BB&T Commercial Equipment Capital Corp.				Pennsylvania
	BB&T Community Holdings Co.				Nevada
	BB&T Credit Services, Inc.				Virginia
	BB&T Equipment Finance Corporation				North Carolina
	BB&T Institutional Investment Advisers, Inc.				South Carolina
	BB&T Insurance Holdings, Inc.				Delaware
		CRC Insurance Services, Inc.			Alabama
			Association of Independent Drivers of America, LLC		Florida
			Cooper Gay Re, Ltd.		New York
			Five Star Agents, Inc. Purchasing Group		Illinois
			Hanleigh Management Inc.		New Jersey
			J. H. Blades & Co., Inc.		Texas
				J. H. Blades & Co. (Agency), Inc.	Texas
			Real Property Inc., A Risk Purchasing Group		New York
		Crump Life Insurance Services, Inc.			Pennsylvania
			P.J. Robb Variable Corp.		Tennessee
			Ramkade Insurance Services, Inc.		California
			RiskRighter, LLC		Delaware
			Tellus Brokerage Connections, Inc.		Delaware
		McGriff Insurance Services, Inc.			North Carolina
			AmRisc, LLC		Delaware
			BB&T Insurance Services of California, Inc.		California
				F.B.P. Insurance Services, LLC	California
				Precept Advisory Group LLC	California
			Independent Trustees, Inc.		Virginia
			Title Insurance Services of Alabama, LLC		Alabama
		McGriff, Seibels & Williams, Inc.			Alabama
			M & M Aviation, L.L.C.		Alabama
			McGriff, Seibels & Williams de Mexico, Intermediario de Reaseguro, S.A. de C.V.		Mexico
	BB&T Leadership Institute, Inc., The				North Carolina

Subsidiary				State or Jurisdiction of Organization
	BB&T Merchant Services LLC			North Carolina
	BB&T-VA Collateral Service Corporation			Virginia
	Eagle SPE Multi I, Inc.			North Carolina
	Eagle SPE NV I, Inc.			North Carolina
	Five Points Capital Partners IV, L.P.			Delaware
	Five Points Mezzanine Fund III, L.P.			Delaware
	Grandbridge Real Estate Capital LLC			North Carolina
		BB&T Real Estate Funding LLC		North Carolina
		Grandbridge Investment Sales, Inc.		North Carolina
	Lititz Properties, LLC			Pennsylvania
	Prime Rate Premium Finance Corporation, Inc.			South Carolina
		AFCO Credit Corporation		New York
			AFCO Acceptance Corporation	California
		CAFO Holdings Company		Nova Scotia
			CAFO Inc.	Canada
		Prime Rate Premium Finance of California, Inc.		California
	Susquehanna Corporation			Pennsylvania
	Susquehanna Mortgage Corporation			Maryland
	Turks Head Properties, Inc.			Pennsylvania
BB&T Assurance Company, Ltd.				Bermuda
BB&T Securities, LLC				Delaware
BB&T Ventures LLC				North Carolina
Boston Service Company, Inc. (t/a Hann Financial Service Corp.)				New Jersey
	SALE NYC, LLC			Delaware
Regional Acceptance Corporation				North Carolina
Sterling Capital Management LLC				North Carolina
	Sterling Capital (Cayman) Limited			Cayman Islands