Exhibit 21

SUBSIDIARIES OF THE REGISTRANT

As of December 31, 2013

BB&T Corporation, a North Carolina corporation, is a financial holding company. The table below sets forth all of BB&T's subsidiaries as to State or Jurisdiction of Organization.

					State or Jurisdiction of
Subsidiary					Organization
Branch Banking and Trust Company					North Carolina
	Agency Technologies, Inc.				South Carolina
	Atlas SPE, LLC				North Carolina
		Atlas FL I SPE, LLC			North Carolina
		Atlas GA I SPE, LLC			North Carolina
		Atlas GA II SPE, LLC			North Carolina
			MHI Syndicated Holdings - 2010, LLC		Delaware
			Redus LH, LLC		Delaware
		Atlas GA III SPE, LLC			North Carolina
		Atlas MD I SPE, LLC			North Carolina
		Atlas NC I SPE, LLC			North Carolina
		Atlas NC II SPE, LLC			North Carolina
		Atlas SC I SPE, LLC			North Carolina
		Atlas Tri-State SPE, LLC			North Carolina
		Atlas VA I SPE, LLC			North Carolina
	BB&T Capital Partners II, L.L.C.				Delaware
	BB&T Capital Partners Mezzanine Fund II, LP				Delaware
	BB&T Capital Partners, L.L.C.				Delaware
	BB&T Capital Partners/Windsor Mezzanine Fund, LLC				Delaware
	BB&T Collateral Service Corporation				North Carolina
		BB&T Collateral Service Corporation (TN)			Tennessee
		BB&T Collateral Service Corporation (WV)			West Virginia
	BB&T Credit Services, Inc.				Virginia
	BB&T EFC Energy, LLC				North Carolina
	BB&T Equipment Finance Corporation				North Carolina
	BB&T Insurance Holdings, Inc.				Delaware
		BB&T Insurance Services, Inc.			North Carolina
			AmRisc, LP		Delaware
			BB&T Insurance Services of California, Inc.		California
				F.B.P. Insurance Services, LLC	California
				Precept Advisory Group LLC	California
			Independent Trustees, Inc.		Virginia
			Title Insurance Services of Alabama, LLC		Alabama
		CRC Insurance Services, Inc.			Alabama
			AmRisc GP, LLC		Delaware
			Association of Independent Drivers of America, LLC		Florida
			Five Star Agents, Inc. Purchasing Group		Illinois
			Five Star Realty, Inc.		Illinois
			Hanleigh Management Inc.		New Jersey
			Home Inspection Liability Group Incorporated		Illinois
			Professional Liability Assurance Society, Inc		Illinois
			Real Property Inc., A Risk Purchasing Group		New York
			Real Restaurant Owners, Inc. A Risk Purchasing Group		New York
			TAPCO Underwriters, Inc.		North Carolina
		Crump Life Insurance Services, Inc.			Pennsylvania
			P.J. Robb Variable Corp.		Tennessee
			Ramkade Insurance Services, Inc.		California
			RiskRighter, LLC		Delaware
			Tellus Brokerage Connections, Inc.		Delaware

					State or Jurisdiction of
Subsidiary					Organization
		Crump International Ltd.			Bermuda
		McGriff, Seibels & Williams, Inc.			Alabama
			M & M Aviation, L.L.C.		Alabama
			McGriff Seibels of Texas, Inc.		Texas
				McGriff, Seibels and Williams of Texas, Inc.	Texas
				McGriff, Seibels & Williams of Texas Life Agency, Inc.	Texas
			McGriff, Seibels & Williams de Mexico, Intermediario de Reaseguro, S.A. de C.V.		Mexico
			McGriff, Seibels & Williams of California, Inc.		California
			McGriff, Seibels & Williams of Georgia, Inc.		Georgia
			McGriff, Seibels & Williams of Louisiana, Inc.		Louisiana
			McGriff, Seibels & Williams of Missouri, Inc.		Missouri
			McGriff, Seibels & Williams of Oregon, Inc.		Oregon
	BB&T Investment Services, Inc.				North Carolina
	BB&T Merchant Services LLC				North Carolina
	BB&T Mortgage Reinsurance Company				Vermont
	BB&T-VA Collateral Service Corporation				Virginia
	CBG Nevada Holding Corp.				Nevada
		CBG Florida REIT Corp.			Florida
	CBG, Inc.				Nevada
	Colonial REMIC, LLC				Delaware
	Eagle SPE Multi I, Inc.				North Carolina
	Eagle SPE NV I, Inc.				North Carolina
	Eagle SPE NV II, Inc.				North Carolina
	Eagle SPE NV III, Inc.				North Carolina
	Eagle SPE, LLC				North Carolina
		Eagle AL I SPE, LLC			North Carolina
		Eagle FL I SPE, LLC			North Carolina
		Eagle FL II SPE, LLC			North Carolina
		Eagle FL III SPE, LLC			North Carolina
		Eagle FL IV SPE, LLC			North Carolina
		Eagle FL V SPE, LLC			North Carolina
		Eagle FL VI SPE, LLC			North Carolina
		Eagle FL VII SPE, LLC			North Carolina
		Eagle GA I SPE, LLC			North Carolina
		Eagle GA II SPE, LLC			North Carolina
		Eagle TX I SPE, LLC			North Carolina
	Farr Associates, Inc. - Behavioral Science Consultants				North Carolina
	FCP Assets I, LLC				Florida
	FCP Assets II, LLC				Florida
	Fountainhead SPE, Inc.				North Carolina
	Georgia Asset Resolution Group, LLC				Florida
	Grandbridge Real Estate Capital LLC				North Carolina
		BB&T Real Estate Funding LLC			North Carolina
		Grandbridge Investment Sales, Inc.			North Carolina
	OVB Foreclosed Properties, Inc.				West Virginia
	Prime Rate Premium Finance Corporation, Inc.				South Carolina
		AFCO Credit Corporation			New York
			AFCO Acceptance Corporation		California
			AFCO Premium Credit LLC		New York
				AFCO Premium Acceptance, Inc.	California
		CAFO US Holdings, Inc.			North Carolina
			CAFO Holdings Company		Nova Scotia
				CAFO Inc.	Canada
		Prime Rate Premium Finance of California, Inc.			California
		Reliable Policy Management, LLC			South Carolina
	Salem Financial, Inc.				Delaware

			State or Jurisdiction of
Subsidiary			Organization
		Matewan Realty Corporation	Delaware
AmCo Holding Company			North Carolina
	American Coastal Insurance Company		Florida
BB&T Assurance Company, Ltd.			Bermuda
BB&T Auto Finance Corporation			North Carolina
BB&T Charitable Foundation			North Carolina
BB&T Institutional Investment Advisers, Inc.			South Carolina
BB&T Securities, LLC			Delaware
Regional Acceptance Corporation			North Carolina
	Rega Insurance Services, Inc.		North Carolina
	Regional Fidelity Reinsurance, Ltd.		Turks & Caicos Islands
Sterling Capital Management LLC			North Carolina
	Sterling Capital (Cayman) Limited		Cayman Islands