EXHIBIT 21.1

  SUBSIDIARIES OF THE REGISTRANT

  The following is a list of the subsidiaries of Hudson City Bancorp, Inc.:

Hudson City Savings Bank	United States of America
Name	Jurisdiction of Incorporation
The following is a list of the subsidiaries of Hudson City Savings Bank:
HudCiti Service Corporation	New Jersey
Name	State of Incorporation
HC Value Broker Services, Inc	New Jersey
Name	State of Incorporation
The following is a list of the subsidiaries of HudCiti Service Corporation:
Hudson City Preferred Funding Corp.	Delaware
Name	State of Incorporation
Sound REIT, Inc.	New York
Name	State of Incorporation