Exhibit 21

SUBSIDIARIES OF REGISTRANT

Subsidiary	State of Organization
West Suburban Bank	Illinois
West Suburban Insurance Services, Inc.	Illinois
Melrose Holdings, Inc.	Illinois
Melrose Holdings 1, LLC	Illinois
Melrose Holdings 2, LLC	Illinois
Melrose Holdings 3, LLC	Illinois
Melrose Holdings 4, LLC	Illinois
Melrose Holdings 5, LLC	Illinois
Melrose Holdings 6, LLC	Illinois
Melrose Holdings 7, LLC	Illinois
Melrose Holdings 8, LLC	Illinois
Melrose Holdings 9, LLC	Illinois
Melrose Holdings 10, LLC	Illinois
Melrose Holdings 11, LLC	Illinois
Melrose Holdings 12, LLC	Illinois
Melrose Holdings 13, LLC	Illinois