SEC Form 4

FORM 4		UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940	OMB APPROVAL OMB Number: 3235-0287 Estimated average burden hours per response: 0.5
X	Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person* O NEIL MICHAEL T (Last) (First) (Middle) 13500 COMMERCIAL FEDERAL PLAZA (Street) OMAHA NE 68154 (City) (State) (Zip)	2. Issuer Name and Ticker or Trading Symbol COMMERCIAL FEDERAL CORP [ CFB ]	5. Relationship of Reporting Person(s) to Issuer (Check all applicable) X Director 10% Owner Officer (give title below) Other (specify below)
	3. Date of Earliest Transaction (Month/Day/Year) 12/02/2005
	4. If Amendment, Date of Original Filed (Month/Day/Year)	6. Individual or Joint/Group Filing (Check Applicable Line) X Form filed by One Reporting Person Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/02/2005		D		14,353	D	$34(1)	0	D
Common Stock	12/02/2005		D		205(2)	D	$34(1)	0	I	Dividend Reinvestment Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$22.17	12/02/2005		D			4,500	05/14/1997	05/14/2007	Common Stock	4,500	$11.83(3)	0	D
Stock Option (Right to Buy)	$34.16	12/02/2005		D			5,000	05/13/1998	05/13/2008	Common Stock	5,000	(4)	0	D
Stock Option (right to buy)	$24.19	12/02/2005		D			5,000	05/12/1999	05/12/2009	Common Stock	5,000	$9.81(3)	0	D
Stock Option (Right to Buy)	$17.67	12/02/2005		D			1,145	09/30/1999	09/30/2009	Common Stock	1,145	$16.33(3)	0	D
Stock Option (Right to Buy)	$22	12/02/2005		D			5,000	03/01/2001	03/01/2011	Common Stock	5,000	$12(3)	0	D
Stock Option (Right to Buy)	$16.43	12/02/2005		D			1,234	06/30/2001	06/30/2011	Common Stock	1,234	$17.57(3)	0	D
Stock Option (Right to Buy)	$17.29	12/02/2005		D			1,042	09/30/2001	09/30/2011	Common Stock	1,042	$16.71(3)	0	D
Stock Option (Right to Buy)	$17.99	12/02/2005		D			751	12/31/2001	12/31/2011	Common Stock	751	$16.01(3)	0	D
Stock Option (Right to Buy)	$25	12/02/2005		D			5,000	03/01/2002	03/01/2012	Common Stock	5,000	$9(3)	0	D
Stock Option (Right to Buy)	$17.66	12/02/2005		D			1,146	03/31/2002	03/31/2012	Common Stock	1,146	$16.34(3)	0	D
Stock Option (Right to Buy)	$20.06	12/02/2005		D			898	06/30/2002	06/30/2012	Common Stock	898	$13.94(3)	0	D
Stock Option (Right to Buy)	$21.23	12/02/2005		D			848	09/30/2002	09/30/2012	Common Stock	848	$12.77(3)	0	D
Stock Option (Right to Buy)	$16.88	12/02/2005		D			1,065	12/31/2002	12/31/2012	Common Stock	1,065	$17.12(3)	0	D
Stock Option (Right to Buy)	$22.54	12/02/2005		D			5,000	02/27/2003	02/27/2013	Common Stock	5,000	$11.46(3)	0	D
Stock Option (Right to Buy)	$17.67	12/02/2005		D			1,104	03/31/2003	03/31/2013	Common Stock	1,104	$16.33(3)	0	D
Stock Option (Right to Buy)	$16.3	12/02/2005		D			1,381	06/30/2003	06/30/2013	Common Stock	1,381	$17.7(3)	0	D
Stock Option (Right to Buy)	$15.85	12/02/2005		D			1,231	09/30/2003	09/30/2013	Common Stock	1,231	$18.15(3)	0	D
Stock Option (Right to Buy)	$18.4	12/02/2005		D			1,060	12/31/2003	12/31/2013	Common Stock	1,060	$15.6(3)	0	D
Stock Option (Right to Buy)	$27.9	12/02/2005		D			5,000	02/25/2004	02/25/2014	Common Stock	5,000	$6.1(3)	0	D
Stock Option (Right to Buy)	$20.06	12/02/2005		D			972	03/31/2004	03/31/2014	Common Stock	972	$13.94(3)	0	D
Stock Option (Right to Buy)	$20.96	12/02/2005		D			1,074	06/30/2004	06/30/2014	Common Stock	1,074	$13.04(3)	0	D
Stock Option (Right to Buy)	$20.22	12/02/2005		D			965	09/30/2004	09/30/2014	Common Stock	965	$13.78(3)	0	D
Stock Option (Right to Buy)	$20.47	12/02/2005		D			953	12/31/2004	12/31/2014	Common Stock	953	$13.53(3)	0	D
Stock Option (Right to Buy)	$27.06	12/02/2005		D			5,000	02/23/2005	02/23/2015	Common Stock	5,000	$6.94(3)	0	D

Explanation of Responses:

1. Disposed of pursuant to the merger agreement between Commercial Federal Corporation and Bank of the West in exchange for cash consideration of $34.00 per share.

2. This form reflects increases in beneficial ownership resulting from exempt acquisitions under the Commercial Federal Corporation Dividend Reinvestment Plan pursuant to Rule 16a-11.

3. This option was canceled in the merger in exchange for a cash payment representing the difference between the merger consideration of $34.00 per share and the exercise price of the option.

4. Because the exercise price of this option exceeded the merger consideration of $34.00 per share, a $0.50 cash dividend was paid for each share subject to this option and the option was then cancelled.

Remarks:

	By: Joel E. Rappoport, Attorney-in-Fact	12/06/2005
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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