0000905729-13-000026.txt : 20130208 0000905729-13-000026.hdr.sgml : 20130208 20130208111839 ACCESSION NUMBER: 0000905729-13-000026 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20121231 FILED AS OF DATE: 20130208 DATE AS OF CHANGE: 20130208 EFFECTIVENESS DATE: 20130208 FILER: COMPANY DATA: COMPANY CONFORMED NAME: PLANNING ALTERNATIVES LTD /ADV CENTRAL INDEX KEY: 0000712011 IRS NUMBER: 382435260 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-15145 FILM NUMBER: 13585432 BUSINESS ADDRESS: STREET 1: 36800 WOODWARD AVENUE STREET 2: SUITE 200 CITY: BLOOMFIELD HILLS STATE: MI ZIP: 48304 BUSINESS PHONE: 2486451520 MAIL ADDRESS: STREET 1: 36800 WOODWARD AVENUE STREET 2: SUITE 200 CITY: BLOOMFIELD HILLS STATE: MI ZIP: 48304 FORMER COMPANY: FORMER CONFORMED NAME: PLANNING ALTERNATIVES LTD DATE OF NAME CHANGE: 20120227 FORMER COMPANY: FORMER CONFORMED NAME: PLANNING ALTERNATIVES LTD /ADV DATE OF NAME CHANGE: 19830106 13F-HR 1 pal13f_020813.txt PLANNING ALTERNATIVES LTD FORM 13F-HR UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: 2012 ----------------- Check here if Amendment [ ]; Amendment Number: ____ This Amendment (Check only one.): [ ] is a restatement [ ] adds new holdings entries Institutional Investment Manager Filing this Report: Name: Planning Alternatives, Ltd. Address: 36800 Woodward Ave. Ste. 200 Bloomfield Hills, MI 48304 Form 13F File Number: 28-__________ The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing the Report on Behalf of Reporting Manager: Name: Daniel E. Cook Title: Chief Compliance Officer Phone: 248-645-1520 Signature, Place, and Date of Signing: /s/ Daniel E. Cook Bloomfield Hills, MI February 6, 2013 [Signature] [City, State] [Date] Report Type (Check only one.): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 ------------ Form 13F Information Table Entry Total: 173 ------------ Form 13F Information Table Value Total: $168,399 ------------ (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. None. List of Other Managers Reporting for this Manager: None. FORM 13F INFORMATION TABLE
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8 --------------------------- -------------- --------- -------- ------------------ ---------- -------- ------------------ VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE --------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ---- ------ ---- ABBOTT LABS COM 002824100 45.3915 693 SH Sole 0 0 693 ABERDEEN ASIA PACIFIC INCOM COM 003009107 77.29938 9987 SH Sole 0 0 9987 ABERDEEN EMERG MKTS TELE&INF COM 00301T102 30.4225 1415 SH Sole 0 0 1415 ADVENT SOFTWARE INC COM 007974108 4.276 200 SH Sole 0 0 200 ALLIANCEBERNSTEIN INCOME FUN COM 01881E101 3.24 400 SH Sole 0 0 400 ALLSTATE CORP COM 020002101 16.63038 414 SH Sole 0 0 414 ALTRIA GROUP INC COM 02209S103 21.44208 682 SH Sole 0 0 682 AMERICAN SOFTWARE INC CL A 029683109 2.439774264 314.4039 SH Sole 0 0 314.4039 AMERIPRISE FINL INC COM 03076C106 0.31315 5 SH Sole 0 0 5 ANDERSONS INC COM 034164103 7.6362 178 SH Sole 0 0 178 ANNALY CAP MGMT INC COM 035710409 5.616 400 SH Sole 0 0 400 APPLE INC COM 037833100 320.8717874 602.9465 SH Sole 0 0 602.9465 AT&T INC COM 00206R102 8.93315 265 SH Sole 0 0 265 BANK OF AMERICA CORPORATION COM 060505104 0.09288 8 SH Sole 0 0 8 BARCLAYS BANK PLC SP ADR 7.1%PF3 06739H776 10.024 400 SH Sole 0 0 400 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 22.425 250 SH Sole 0 0 250 BLACKROCK MUNIYLD MICH QLTY COM 09254V105 46.95 3000 SH Sole 0 0 3000 BOULDER TOTAL RETURN FD INC COM 101541100 0.05412 3 SH Sole 0 0 3 BRISTOL MYERS SQUIBB CO COM 110122108 3.259 100 SH Sole 0 0 100 BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 40.869 900 SH Sole 0 0 900 CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 287.04375 23625 SH Sole 0 0 23625 CALAMOS CONV OPP AND INC FD SH BEN INT 128117108 73.8489 6185 SH Sole 0 0 6185 CAPITAL ONE FINL CORP COM 14040H105 21.78168 376 SH Sole 0 0 376 CARDINAL HEALTH INC COM 14149Y108 46.3275 1125 SH Sole 0 0 1125 CAREFUSION CORP COM 14170T101 16.06196 562 SH Sole 0 0 562 CENTURYLINK INC COM 156700106 3.912 100 SH Sole 0 0 100 CERNER CORP COM 156782104 31.004 400 SH Sole 0 0 400 CISCO SYS INC COM 17275R102 138.7644617 7062.0203 SH Sole 0 0 7062.0203 CITIGROUP INC COM NEW 172967424 16.2196 410 SH Sole 0 0 410 CITIZENS REPUBLIC BANCORP IN COM NEW 174420307 5.80482 306 SH Sole 0 0 306 COCA COLA CO COM 191216100 1.0875 30 SH Sole 0 0 30 COMERICA INC COM 200340107 5.82528 192 SH Sole 0 0 192 COMPUWARE CORP COM 205638109 3896.49281 358463 SH Sole 0 0 358463 CONSOLIDATED EDISON INC COM 209115104 11.108 200 SH Sole 0 0 200 CREE INC COM 225447101 8.495 250 SH Sole 0 0 250 CVS CAREMARK CORPORATION COM 126650100 8.0261 166 SH Sole 0 0 166 DISNEY WALT CO COM DISNEY 254687106 31.59881024 634.6417 SH Sole 0 0 634.6417 DNP SELECT INCOME FD COM 23325P104 135.31683 14289 SH Sole 0 0 14289 DOMINION RES INC VA NEW COM 25746U109 10.36 200 SH Sole 0 0 200 DOW CHEM CO COM 260543103 19.0420166 589 SH Sole 0 0 589 DTE ENERGY CO COM 233331107 73.08085 1217 SH Sole 0 0 1217 EATON VANCE TX ADV GLBL DIV COM 27828S101 13.58 1000 SH Sole 0 0 1000 EBAY INC COM 278642103 1.0709517 21 SH Sole 0 0 21 EDISON INTL COM 281020107 8.1342 180 SH Sole 0 0 180 EGA EMERGING GLOBAL SHS TR EGS EMKTCONS ETF 268461779 4.3956 165 SH Sole 0 0 165 EXACT SCIENCES CORP COM 30063P105 68.835 6500 SH Sole 0 0 6500 EXPRESS SCRIPTS HLDG CO COM 30219G108 9.558 177 SH Sole 0 0 177 EXXON MOBIL CORP COM 30231G102 37.99545 439 SH Sole 0 0 439 FIRSTENERGY CORP COM 337932107 54.288 1300 SH Sole 0 0 1300 FLAHERTY & CRUMRINE PFD INC COM 33848E106 0.2805 25 SH Sole 0 0 25 FORD MTR CO DEL COM PAR $0.01 345370860 913.48005 70539 SH Sole 0 0 70539 FRONTIER COMMUNICATIONS CORP COM 35906A108 0.9416 220 SH Sole 0 0 220 GENERAL ELECTRIC CO COM 369604103 222.45202 10598 SH Sole 0 0 10598 GENERAL MTRS CO COM 37045V100 38.28624 1328 SH Sole 0 0 1328 GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 4.347 100 SH Sole 0 0 100 GOOGLE INC CL A 38259P508 14.1476 20 SH Sole 0 0 20 GRACO INC COM 384109104 468.30155 9095 SH Sole 0 0 9095 HATTERAS FINL CORP COM 41902R103 9.924 400 SH Sole 0 0 400 HCP INC COM 40414L109 16.75436 371 SH Sole 0 0 371 HOME DEPOT INC COM 437076102 37.11 600 SH Sole 0 0 600 HOSPIRA INC COM 441060100 1.8744 60 SH Sole 0 0 60 INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 77.868 2800 SH Sole 0 0 2800 INTEL CORP COM 458140100 0.49488 24 SH Sole 0 0 24 INTERNATIONAL BUSINESS MACHS COM 459200101 198.4458 1036 SH Sole 0 0 1036 INTUITIVE SURGICAL INC COM NEW 46120E602 9.8074 20 SH Sole 0 0 20 INVESCO MUN OPPORTUNITY TR COM 46132C107 292.5295 20050 SH Sole 0 0 20050 ISHARES GOLD TRUST ISHARES 464285105 9.9465912 611 SH Sole 0 0 611 ISHARES INC MSCI GERMAN 464286806 9.1143 369 SH Sole 0 0 369 ISHARES INC MSCI HONG KONG 464286871 8.95262 461 SH Sole 0 0 461 ISHARES SILVER TRUST ISHARES 46428Q109 4.4055 150 SH Sole 0 0 150 ISHARES TR AAA A RATED CP 46429B291 4.23387 81 SH Sole 0 0 81 ISHARES TR BARCLYS 7-10 YR 464287440 6.01944 56 SH Sole 0 0 56 ISHARES TR CORE S&P MCP ETF 464287507 3710.476294 36484.526 SH Sole 0 0 36484.526 ISHARES TR CORE S&P SCP ETF 464287804 2279.88739 29191.9 SH Sole 0 0 29191.9 ISHARES TR CORE S&P500 ETF 464287200 46.5205 325 SH Sole 0 0 325 ISHARES TR CORE TOTUSBD ETF 464287226 13.99608 126 SH Sole 0 0 126 ISHARES TR DJ SEL DIV INX 464287168 30.78893808 537.892 SH Sole 0 0 537.892 ISHARES TR EPRA/NAR DEV R/E 464288489 17.92333 541 SH Sole 0 0 541 ISHARES TR FTSE CHINA25 IDX 464287184 2.06295 51 SH Sole 0 0 51 ISHARES TR RUSSELL 1000 464287622 957.63585 12099 SH Sole 0 0 12099 ISHARES TR RUSSELL 2000 464287655 40.2195906 477 SH Sole 0 0 477 ISHARES TR RUSSELL 3000 464287689 12048.43976 142282 SH Sole 0 0 142282 ISHARES TR S&P GBL HLTHCR 464287325 0.645 10 SH Sole 0 0 10 ISHARES TR S&P SMLCP VALU 464287879 44.58141 551 SH Sole 0 0 551 JDA SOFTWARE GROUP INC COM 46612K108 0.04518 1 SH Sole 0 0 1 JOHNSON & JOHNSON COM 478160104 4.13788383 59.0283 SH Sole 0 0 59.0283 JOHNSON CTLS INC COM 478366107 5.33658 174 SH Sole 0 0 174 JPMORGAN CHASE & CO COM 46625H100 131.9073 3000 SH Sole 0 0 3000 KRAFT FOODS GROUP INC COM 50076Q106 5.59281 123 SH Sole 0 0 123 LA Z BOY INC COM 505336107 4.9525 350 SH Sole 0 0 350 LEXMARK INTL NEW CL A 529771107 23.19 1000 SH Sole 0 0 1000 MACYS INC COM 55616P104 108.78776 2788 SH Sole 0 0 2788 MANULIFE FINL CORP COM 56501R106 44.19468 3252 SH Sole 0 0 3252 MARKET VECTORS ETF TR GOLD MINER ETF 57060U100 16.32928 352 SH Sole 0 0 352 MERCK & CO INC NEW COM 58933Y105 28.45109333 694.9461 SH Sole 0 0 694.9461 METLIFE INC COM 59156R108 4.15044 126 SH Sole 0 0 126 MICROSOFT CORP COM 594918104 360.7144985 13505 SH Sole 0 0 13505 MONDELEZ INTL INC CL A 609207105 9.417684 370 SH Sole 0 0 370 MONSANTO CO NEW COM 61166W101 16.6584 176 SH Sole 0 0 176 NATIONAL OILWELL VARCO INC COM 637071101 568.3986 8316 SH Sole 0 0 8316 NEXTERA ENERGY INC COM 65339F101 16.6056 240 SH Sole 0 0 240 NUSTAR ENERGY LP UNIT COM 67058H102 6.49944 153 SH Sole 0 0 153 NUVEEN MICH PREM INCOME MUN COM 67101Q109 20.94386 1400 SH Sole 0 0 1400 NUVEEN MICH QUALITY INCOME M COM 670979103 162.286 10600 SH Sole 0 0 10600 NUVEEN MUN HIGH INCOME OPP F COM 670682103 77.55 5500 SH Sole 0 0 5500 OMNICOM GROUP INC COM 681919106 90.07299391 1802.9022 SH Sole 0 0 1802.9022 ORACLE CORP COM 68389X105 6.664 200 SH Sole 0 0 200 OUTDOOR CHANNEL HLDGS INC COM NEW 690027206 195.4568 25718 SH Sole 0 0 25718 PEMBINA PIPELINE CORP COM 706327103 4.8688 170 SH Sole 0 0 170 PENSKE AUTOMOTIVE GRP INC COM 70959W103 9.027 300 SH Sole 0 0 300 PEPSICO INC COM 713448108 45.1638 660 SH Sole 0 0 660 PFIZER INC COM 717081103 16.2263071 647 SH Sole 0 0 647 PHILIP MORRIS INTL INC COM 718172109 60.55536 724 SH Sole 0 0 724 PIMCO CORPORATE INCOME STRAT COM 72200U100 382.1225 21650 SH Sole 0 0 21650 PIMCO ETF TR ENHAN SHRT MAT 594846107 1003.454181 9888.1965 SH Sole 0 0 9888.1965 PITNEY BOWES INC COM 724479100 3.192 300 SH Sole 0 0 300 PLUG POWER INC COM NEW 72919P202 0.02 40 SH Sole 0 0 40 POST HLDGS INC COM 737446104 0.3425 10 SH Sole 0 0 10 POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 8.7507 315 SH Sole 0 0 315 POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 10.07552 364 SH Sole 0 0 364 POWERSHARES GLOBAL ETF TRUST SOVEREIGN DEBT 73936T573 8.616204 274 SH Sole 0 0 274 POWERSHARES QQQ TRUST UNIT SER 1 73935A104 27.7454226 426 SH Sole 0 0 426 POWERSHS DB US DOLLAR INDEX DOLL INDX BULL 73936D107 16.77189 769 SH Sole 0 0 769 PRAXAIR INC COM 74005P104 175.12 1600 SH Sole 0 0 1600 PROCTER & GAMBLE CO COM 742718109 456.2446973 6720.352 SH Sole 0 0 6720.352 PRUDENTIAL FINL INC COM 744320102 0.69329 13 SH Sole 0 0 13 QUEST DIAGNOSTICS INC COM 74834L100 5.827 100 SH Sole 0 0 100 RALCORP HLDGS INC NEW COM 751028101 1.88265 21 SH Sole 0 0 21 REGIONS FINL CORP NEW COM 7591EP100 0.66309 93 SH Sole 0 0 93 SCANA CORP NEW COM 80589M102 2.41892 53 SH Sole 0 0 53 SCHLUMBERGER LTD COM 806857108 228.68538 3300 SH Sole 0 0 3300 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1.5834 60 SH Sole 0 0 60 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12.60615 465 SH Sole 0 0 465 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 4.762758 91 SH Sole 0 0 91 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 53328.23216 1549788.787 SH Sole 0 0 1549788.8 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 198.2472 5848 SH Sole 0 0 5848 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 15407.49173 552870 SH Sole 0 0 552870 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 7803.43084 204707 SH Sole 0 0 204707 SCRIPPS E W CO OHIO CL A NEW 811054402 3.59973 333 SH Sole 0 0 333 SCRIPPS NETWORKS INTERACT IN CL A COM 811065101 57.92 1000 SH Sole 0 0 1000 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 5.5392 192 SH Sole 0 0 192 SIRIUS XM RADIO INC COM 82967N108 5.6933 1970 SH Sole 0 0 1970 SMUCKER J M CO COM NEW 832696405 7.7616 90 SH Sole 0 0 90 SPDR GOLD TRUST GOLD SHS 78463V107 294.3910668 1817 SH Sole 0 0 1817 SPDR S&P 500 ETF TR TR UNIT 78462F103 37.88106 266 SH Sole 0 0 266 SPDR SERIES TRUST S&P DIVID ETF 78464A763 254.68264 4379 SH Sole 0 0 4379 STAR SCIENTIFIC INC COM 85517P101 26.8 10000 SH Sole 0 0 10000 STARBUCKS CORP COM 855244109 37.28871912 695.2959 SH Sole 0 0 695.2959 STRYKER CORP COM 863667101 49.338 900 SH Sole 0 0 900 SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104 213.73 5500 SH Sole 0 0 5500 TEXAS INSTRS INC COM 882508104 15.445 500 SH Sole 0 0 500 TRANSOCEAN LTD REG SHS H8817H100 12.0582 270 SH Sole 0 0 270 TRAVELERS COMPANIES INC COM 89417E109 20.39688 284 SH Sole 0 0 284 VALASSIS COMMUNICATIONS INC COM 918866104 2.578 100 SH Sole 0 0 100 VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 664.5088199 7907.995 SH Sole 0 0 7907.995 VANGUARD INDEX FDS SMALL CP ETF 922908751 46.2748 572 SH Sole 0 0 572 VANGUARD INDEX FDS TOTAL STK MKT 922908769 610.56896 8332 SH Sole 0 0 8332 VANGUARD INTL EQUITY INDEX F MSCI EMR MKT ETF 922042858 6.54591 147 SH Sole 0 0 147 VANGUARD INTL EQUITY INDEX F MSCI EUROPE ETF 922042874 2.067944208 42.3412 SH Sole 0 0 42.3412 VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 18967.94426 318414.374 SH Sole 0 0 318414.37 VANGUARD STAR FD VG TL INTL STK F 921909768 38318.13529 814067.034 SH Sole 0 0 814067.03 VANGUARD TAX MANAGED INTL FD MSCI EAFE ETF 921943858 8.94842 254 SH Sole 0 0 254 VCA ANTECH INC COM 918194101 3.1575 150 SH Sole 0 0 150 VERISIGN INC COM 92343E102 31.056 800 SH Sole 0 0 800 VERIZON COMMUNICATIONS INC COM 92343V104 21.635 500 SH Sole 0 0 500 VIACOM INC NEW CL B 92553P201 94.4046 1790 SH Sole 0 0 1790 VISA INC COM CL A 92826C839 1.5158 10 SH Sole 0 0 10 WESTERN ASSET EMRG MKT INCM COM 95766E103 57.71044 3767 SH Sole 0 0 3767 WINDSTREAM CORP COM 97381W104 2.484 300 SH Sole 0 0 300 WISCONSIN ENERGY CORP COM 976657106 69.6465 1890 SH Sole 0 0 1890 WISDOMTREE TR ASIA LC DBT FD 01903Q108 6.2009 118 SH Sole 0 0 118 WISDOMTREE TRUST EMERG MKTS ETF 97717W315 39.91862 698 SH Sole 0 0 698 YUM BRANDS INC COM 988498101 18.3264 276 SH Sole 0 0 276