Exhibit 21.1

REGISTRANT’S SUBSIDIARIES

Following is a list of the Registrant’s subsidiaries and the state of incorporation or other jurisdiction.

	State of Incorporation or
Name of Subsidiary	Other Jurisdiction
Ameris Bank	State of Georgia
Ameris Statutory Trust I	State of Delaware
Ameris Sub Holding Company, Inc.	State of Delaware
Moultrie Real Estate Holdings, Inc.	State of Delaware
Quitman Real Estate Holdings, Inc.	State of Delaware
Thomas Real Estate Holdings, Inc.	State of Delaware
Citizens Real Estate Holdings, Inc.	State of Delaware
Cairo Real Estate Holdings, Inc.	State of Delaware
Southland Real Estate Holdings, Inc.	State of Alabama
Cordele Real Estate Holdings, Inc.	State of Delaware
First National Real Estate Holdings, Inc.	State of Delaware
M&F Real Estate Holdings, Inc.	State of Delaware
Tri-County Real Estate Holdings, Inc.	State of Delaware
First National Banc Statutory Trust I	State of Delaware
Prosperity Bank Statutory Trust II	State of Connecticut
Prosperity Bank Statutory Trust III	State of Delaware
Prosperity Bank Statutory Trust IV	State of Delaware
Prosperity Banking Capital Trust I	State of Delaware
Prosperity Land Holdings, LLC	State of Florida
Coastal Bankshares Statutory Trust I	State of Delaware
Coastal Bankshares Statutory Trust II	State of Connecticut
Merchants & Southern Statutory Trust I	State of Delaware
Merchants & Southern Statutory Trust II	State of Delaware

Each subsidiary conducts business under the name listed above.