EXHIBIT 21

Subsidiaries of Security National

Financial Corporation

as of September 30, 2018

SecurityNational Mortgage Company

Security National Life Insurance Company

Southern Security Life Insurance Company, Inc.

Trans-Western Life Insurance Company

Memorial Insurance Company of America

Reppond Holding Company

First Guaranty Insurance Company

C & J Financial, LLC

SNFC Subsidiary, LLC

American Funeral Financial, LLC

FFC Acquisition Co., LLC dba Funeral Funding Center

Mortician's Choice, LLC

Canadian Funeral Financial, LLC

Beta Capital Corp.

Insuradyne Corporation

EverLEND Mortgage Company

Marketing Source Center, Inc. dba Security National Travel Services

California Memorial Estates, Inc.

Cottonwood Mortuary, Inc.

Deseret Memorial, Inc.

Greer-Wilson Funeral Home, Inc.

Holladay Cottonwood Memorial Foundation

Holladay Memorial Park, Inc.

Memorial Estates, Inc.

SN Midway, LLC

SN Mapleton, LLC

SN Shadow Cliffs, LLC

Memorial Mortuary, Inc.

Affordable Funerals and Cremations of America, Inc.

Paradise Chapel Funeral Home

Dry Creek Property Development, Inc.

New York Land Holdings, Inc.

Security National Funding Company

Select Appraisal Management, Inc.

Security National Real Estate Services, Inc.

5300 Development LLC

SN Farmington LLC