<SEC-DOCUMENT>0001819679-21-000001.txt : 20210125 <SEC-HEADER>0001819679-21-000001.hdr.sgml : 20210125 <ACCEPTANCE-DATETIME>20210125154120 ACCESSION NUMBER: 0001819679-21-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20201231 FILED AS OF DATE: 20210125 DATE AS OF CHANGE: 20210125 EFFECTIVENESS DATE: 20210125 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Milestone Advisory Partners CENTRAL INDEX KEY: 0001819679 IRS NUMBER: 474364162 STATE OF INCORPORATION: NC FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20309 FILM NUMBER: 21549560 BUSINESS ADDRESS: STREET 1: 103 BRADFORD VILLAGE CT CITY: SOUTHERN PINES STATE: NC ZIP: 28387 BUSINESS PHONE: 9106916100 MAIL ADDRESS: STREET 1: 103 BRADFORD VILLAGE CT CITY: SOUTHERN PINES STATE: NC ZIP: 28387 </SEC-HEADER> <DOCUMENT> <TYPE>13F-HR <SEQUENCE>1 <FILENAME>primary_doc.xml <TEXT> <XML> <?xml version="1.0" encoding="UTF-8"?> <edgarSubmission xsi:schemaLocation="http://www.sec.gov/edgar/thirteenffiler eis_13F_Filer.xsd" xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:ns1="http://www.sec.gov/edgar/common" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"> <headerData> <submissionType>13F-HR</submissionType> <filerInfo> <liveTestFlag>LIVE</liveTestFlag> <flags> <confirmingCopyFlag>false</confirmingCopyFlag> <returnCopyFlag>false</returnCopyFlag> <overrideInternetFlag>false</overrideInternetFlag> </flags> <filer> <credentials> <cik>0001819679</cik> <ccc>XXXXXXXX</ccc> </credentials> </filer> <periodOfReport>12-31-2020</periodOfReport> </filerInfo> </headerData> <formData> <coverPage> <reportCalendarOrQuarter>12-31-2020</reportCalendarOrQuarter> <isAmendment>false</isAmendment> <filingManager> <name>Milestone Advisory Partners</name> <address> <ns1:street1>103 Bradford Village Ct</ns1:street1> <ns1:city>Southern Pines</ns1:city> <ns1:stateOrCountry>NC</ns1:stateOrCountry> <ns1:zipCode>28387</ns1:zipCode> </address> </filingManager> <reportType>13F HOLDINGS REPORT</reportType> <form13FFileNumber>028-20309</form13FFileNumber> <provideInfoForInstruction5>N</provideInfoForInstruction5> </coverPage> <signatureBlock> <name>Winfred Norman Hasty</name> <title>Managing Member / CCO</title> <phone>910-691-6100</phone> <signature>/s/ Winfred Norman Hasty</signature> <city>Southern Pines</city> <stateOrCountry>NC</stateOrCountry> <signatureDate>01-25-2021</signatureDate> </signatureBlock> <summaryPage> <otherIncludedManagersCount>0</otherIncludedManagersCount> <tableEntryTotal>55</tableEntryTotal> <tableValueTotal>175379</tableValueTotal> </summaryPage> </formData> </edgarSubmission> </XML> </TEXT> </DOCUMENT> <DOCUMENT> <TYPE>INFORMATION TABLE <SEQUENCE>2 <FILENAME>infotable.xml <TEXT> <XML> <?xml version="1.0" ?> <informationTable xsi:schemaLocation="http://www.sec.gov/edgar/document/thirteenf/informationtable eis_13FDocument.xsd" xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:n1="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"> <infoTable> <nameOfIssuer>AMAZON COM INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>023135106</cusip> <value>218</value> <shrsOrPrnAmt> <sshPrnamt>67</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>67</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>APPLE INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>037833100</cusip> <value>1717</value> <shrsOrPrnAmt> <sshPrnamt>12936</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>12936</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer> <titleOfClass>CL A</titleOfClass> <cusip>084670108</cusip> <value>696</value> <shrsOrPrnAmt> <sshPrnamt>2</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>2</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>25746U109</cusip> <value>347</value> <shrsOrPrnAmt> <sshPrnamt>4621</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>4621</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer> <titleOfClass>COM NEW</titleOfClass> <cusip>26441C204</cusip> <value>341</value> <shrsOrPrnAmt> <sshPrnamt>3726</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>3726</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FACTSET RESH SYS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>303075105</cusip> <value>249</value> <shrsOrPrnAmt> <sshPrnamt>750</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>750</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FIRST BANCORP N C</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>318910106</cusip> <value>915</value> <shrsOrPrnAmt> <sshPrnamt>27032</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>27032</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer> <titleOfClass>MANAGD MUN ETF</titleOfClass> <cusip>33739N108</cusip> <value>3297</value> <shrsOrPrnAmt> <sshPrnamt>58117</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>58117</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer> <titleOfClass>PFD SECS INC ETF</titleOfClass> <cusip>33739E108</cusip> <value>16075</value> <shrsOrPrnAmt> <sshPrnamt>796182</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>796182</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer> <titleOfClass>UTILITIES ALPH</titleOfClass> <cusip>33734X184</cusip> <value>434</value> <shrsOrPrnAmt> <sshPrnamt>15287</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>15287</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer> <titleOfClass>TECH ALPHADEX</titleOfClass> <cusip>33734X176</cusip> <value>691</value> <shrsOrPrnAmt> <sshPrnamt>6180</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>6180</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer> <titleOfClass>NY ARCA BIOTECH</titleOfClass> <cusip>33733E203</cusip> <value>328</value> <shrsOrPrnAmt> <sshPrnamt>1950</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>1950</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer> <titleOfClass>NASD TECH DIV</titleOfClass> <cusip>33738R118</cusip> <value>3905</value> <shrsOrPrnAmt> <sshPrnamt>78936</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>78936</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer> <titleOfClass>DJ INTERNT IDX</titleOfClass> <cusip>33733E302</cusip> <value>1359</value> <shrsOrPrnAmt> <sshPrnamt>6404</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>6404</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer> <titleOfClass>SENIOR LN FD</titleOfClass> <cusip>33738D309</cusip> <value>14513</value> <shrsOrPrnAmt> <sshPrnamt>304966</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>304966</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer> <titleOfClass>FIRST TR ENH NEW</titleOfClass> <cusip>33739Q408</cusip> <value>2297</value> <shrsOrPrnAmt> <sshPrnamt>38262</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>38262</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer> <titleOfClass>NAS CLNEDG GREEN</titleOfClass> <cusip>33733E500</cusip> <value>6792</value> <shrsOrPrnAmt> <sshPrnamt>96708</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>96708</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FIRST TR NASDAQ 100 TECH IND</nameOfIssuer> <titleOfClass>SHS</titleOfClass> <cusip>337345102</cusip> <value>695</value> <shrsOrPrnAmt> <sshPrnamt>5035</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>5035</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>375558103</cusip> <value>287</value> <shrsOrPrnAmt> <sshPrnamt>4933</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>4933</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>GLOBAL X FDS</nameOfIssuer> <titleOfClass>NASDAQ 100 COVER</titleOfClass> <cusip>37954Y483</cusip> <value>853</value> <shrsOrPrnAmt> <sshPrnamt>37424</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>37424</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer> <titleOfClass>PFD ETF</titleOfClass> <cusip>46138E511</cusip> <value>421</value> <shrsOrPrnAmt> <sshPrnamt>27590</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>27590</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer> <titleOfClass>S&P500 LOW VOL</titleOfClass> <cusip>46138E354</cusip> <value>4994</value> <shrsOrPrnAmt> <sshPrnamt>88821</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>88821</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer> <titleOfClass>S&P500 EQL UTL</titleOfClass> <cusip>46137V274</cusip> <value>6117</value> <shrsOrPrnAmt> <sshPrnamt>61138</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>61138</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer> <titleOfClass>DYNMC NETWRNG</titleOfClass> <cusip>46137V688</cusip> <value>5856</value> <shrsOrPrnAmt> <sshPrnamt>69342</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>69342</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer> <titleOfClass>DWA MOMENTUM</titleOfClass> <cusip>46137V837</cusip> <value>7031</value> <shrsOrPrnAmt> <sshPrnamt>80130</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>80130</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer> <titleOfClass>S&P500 EQL IND</titleOfClass> <cusip>46137V324</cusip> <value>2579</value> <shrsOrPrnAmt> <sshPrnamt>16324</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>16324</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>EXPND TEC SC ETF</titleOfClass> <cusip>464287549</cusip> <value>1235</value> <shrsOrPrnAmt> <sshPrnamt>3530</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>3530</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>U.S. MED DVC ETF</titleOfClass> <cusip>464288810</cusip> <value>5489</value> <shrsOrPrnAmt> <sshPrnamt>16770</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>16770</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>EXPANDED TECH</titleOfClass> <cusip>464287515</cusip> <value>4804</value> <shrsOrPrnAmt> <sshPrnamt>13568</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>13568</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>CORE S&P SCP ETF</titleOfClass> <cusip>464287804</cusip> <value>311</value> <shrsOrPrnAmt> <sshPrnamt>3386</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>3386</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>MSCI USA MIN VOL</titleOfClass> <cusip>46429B697</cusip> <value>5508</value> <shrsOrPrnAmt> <sshPrnamt>81141</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>81141</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>IBOXX INV CP ETF</titleOfClass> <cusip>464287242</cusip> <value>616</value> <shrsOrPrnAmt> <sshPrnamt>4456</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>4456</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>CORE S&P TTL STK</titleOfClass> <cusip>464287150</cusip> <value>2306</value> <shrsOrPrnAmt> <sshPrnamt>26743</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>26743</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>PHLX SEMICND ETF</titleOfClass> <cusip>464287523</cusip> <value>1381</value> <shrsOrPrnAmt> <sshPrnamt>3643</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>3643</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>PFD AND INCM SEC</titleOfClass> <cusip>464288687</cusip> <value>285</value> <shrsOrPrnAmt> <sshPrnamt>7400</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>7400</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>JOHNSON & JOHNSON</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>478160104</cusip> <value>362</value> <shrsOrPrnAmt> <sshPrnamt>2300</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>2300</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MICROSOFT CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>594918104</cusip> <value>279</value> <shrsOrPrnAmt> <sshPrnamt>1253</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>1253</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>US DIVIDEND EQ</titleOfClass> <cusip>808524797</cusip> <value>11808</value> <shrsOrPrnAmt> <sshPrnamt>184097</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>184097</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer> <titleOfClass>RL EST SEL SEC</titleOfClass> <cusip>81369Y860</cusip> <value>3170</value> <shrsOrPrnAmt> <sshPrnamt>86715</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>86715</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer> <titleOfClass>SBI INT-FINL</titleOfClass> <cusip>81369Y605</cusip> <value>3904</value> <shrsOrPrnAmt> <sshPrnamt>132437</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>132437</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SPDR GOLD TR</nameOfIssuer> <titleOfClass>GOLD SHS</titleOfClass> <cusip>78463V107</cusip> <value>1746</value> <shrsOrPrnAmt> <sshPrnamt>9791</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>9791</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SPDR SER TR</nameOfIssuer> <titleOfClass>S&P BIOTECH</titleOfClass> <cusip>78464A870</cusip> <value>2997</value> <shrsOrPrnAmt> <sshPrnamt>21290</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>21290</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer> <titleOfClass>SHORT MUNI ETF</titleOfClass> <cusip>92189F528</cusip> <value>433</value> <shrsOrPrnAmt> <sshPrnamt>23905</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>23905</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer> <titleOfClass>INVT GRADE FLTG</titleOfClass> <cusip>92189F486</cusip> <value>7793</value> <shrsOrPrnAmt> <sshPrnamt>308131</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>308131</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer> <titleOfClass>INTRMDT MUNI ETF</titleOfClass> <cusip>92189H201</cusip> <value>282</value> <shrsOrPrnAmt> <sshPrnamt>5418</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>5418</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer> <titleOfClass>INTERMED TERM</titleOfClass> <cusip>921937819</cusip> <value>18584</value> <shrsOrPrnAmt> <sshPrnamt>200147</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>200147</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer> <titleOfClass>TOTAL BND MRKT</titleOfClass> <cusip>921937835</cusip> <value>312</value> <shrsOrPrnAmt> <sshPrnamt>3542</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>3542</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer> <titleOfClass>GROWTH ETF</titleOfClass> <cusip>922908736</cusip> <value>3883</value> <shrsOrPrnAmt> <sshPrnamt>15328</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>15328</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer> <titleOfClass>FTSE PACIFIC ETF</titleOfClass> <cusip>922042866</cusip> <value>3469</value> <shrsOrPrnAmt> <sshPrnamt>43582</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>43582</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer> <titleOfClass>TAX EXEMPT BD</titleOfClass> <cusip>922907746</cusip> <value>2206</value> <shrsOrPrnAmt> <sshPrnamt>39968</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>39968</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer> <titleOfClass>SHORT TERM TREAS</titleOfClass> <cusip>92206C102</cusip> <value>5865</value> <shrsOrPrnAmt> <sshPrnamt>95208</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>95208</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer> <titleOfClass>HIGH DIV YLD</titleOfClass> <cusip>921946406</cusip> <value>320</value> <shrsOrPrnAmt> <sshPrnamt>3500</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>3500</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer> <titleOfClass>CONSUM DIS ETF</titleOfClass> <cusip>92204A108</cusip> <value>2445</value> <shrsOrPrnAmt> <sshPrnamt>8886</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>8886</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>92343V104</cusip> <value>273</value> <shrsOrPrnAmt> <sshPrnamt>4649</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>4649</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VISA INC</nameOfIssuer> <titleOfClass>COM CL A</titleOfClass> <cusip>92826C839</cusip> <value>306</value> <shrsOrPrnAmt> <sshPrnamt>1400</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>1400</None> </votingAuthority> </infoTable> </informationTable> </XML> </TEXT> </DOCUMENT> </SEC-DOCUMENT>