<SEC-DOCUMENT>0001085146-19-002710.txt : 20191105 <SEC-HEADER>0001085146-19-002710.hdr.sgml : 20191105 <ACCEPTANCE-DATETIME>20191105145715 ACCESSION NUMBER: 0001085146-19-002710 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20190930 FILED AS OF DATE: 20191105 DATE AS OF CHANGE: 20191105 EFFECTIVENESS DATE: 20191105 FILER: COMPANY DATA: COMPANY CONFORMED NAME: STRATEGIC CAPITAL ADVISERS, INC. CENTRAL INDEX KEY: 0001731127 IRS NUMBER: 841522071 STATE OF INCORPORATION: CO FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18471 FILM NUMBER: 191192928 BUSINESS ADDRESS: STREET 1: 3457 RINGSBY COURT STREET 2: SUITE #214 CITY: DENVER STATE: CO ZIP: 80216 BUSINESS PHONE: 303-333-0060 MAIL ADDRESS: STREET 1: 3457 RINGSBY COURT STREET 2: SUITE #214 CITY: DENVER STATE: CO ZIP: 80216 </SEC-HEADER> <DOCUMENT> <TYPE>13F-HR <SEQUENCE>1 <FILENAME>primary_doc.xml <TEXT> <XML> <?xml version="1.0" encoding="UTF-8"?> <edgarSubmission xsi:schemaLocation="http://www.sec.gov/edgar/thirteenffiler eis_13F_Filer.xsd" xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:ns1="http://www.sec.gov/edgar/common" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"> <headerData> <submissionType>13F-HR</submissionType> <filerInfo> <liveTestFlag>LIVE</liveTestFlag> <flags> <confirmingCopyFlag>false</confirmingCopyFlag> <returnCopyFlag>false</returnCopyFlag> <overrideInternetFlag>false</overrideInternetFlag> </flags> <filer> <credentials> <cik>0001731127</cik> <ccc>XXXXXXXX</ccc> </credentials> </filer> <periodOfReport>09-30-2019</periodOfReport> </filerInfo> </headerData> <formData> <coverPage> <reportCalendarOrQuarter>09-30-2019</reportCalendarOrQuarter> <isAmendment>false</isAmendment> <filingManager> <name>STRATEGIC CAPITAL ADVISERS, INC.</name> <address> <ns1:street1>3457 RINGSBY COURT</ns1:street1> <ns1:street2>SUITE #214</ns1:street2> <ns1:city>DENVER</ns1:city> <ns1:stateOrCountry>CO</ns1:stateOrCountry> <ns1:zipCode>80216</ns1:zipCode> </address> </filingManager> <reportType>13F HOLDINGS REPORT</reportType> <form13FFileNumber>028-18471</form13FFileNumber> <provideInfoForInstruction5>N</provideInfoForInstruction5> </coverPage> <signatureBlock> <name>John Hancock</name> <title>Chief Compliance Officer</title> <phone>303-333-0060</phone> <signature>/s/ John Hancock</signature> <city>Denver</city> <stateOrCountry>CO</stateOrCountry> 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<sshPrnamt>1477</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>1477</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MICROSOFT CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>594918104</cusip> <value>2645</value> <shrsOrPrnAmt> <sshPrnamt>19026</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>19026</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>NIKE INC</nameOfIssuer> <titleOfClass>CL B</titleOfClass> <cusip>654106103</cusip> <value>2969</value> <shrsOrPrnAmt> <sshPrnamt>31616</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>31616</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>OLD DOMINION FREIGHT LINE IN</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>679580100</cusip> <value>493</value> <shrsOrPrnAmt> <sshPrnamt>2900</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>2900</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ONEOK INC NEW</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>682680103</cusip> <value>587</value> <shrsOrPrnAmt> <sshPrnamt>7968</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>7968</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>70450Y103</cusip> <value>2571</value> <shrsOrPrnAmt> <sshPrnamt>24818</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>24818</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PEPSICO INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>713448108</cusip> <value>262</value> <shrsOrPrnAmt> <sshPrnamt>1913</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>1913</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer> <titleOfClass>SPON ADR B</titleOfClass> <cusip>780259107</cusip> <value>1992</value> <shrsOrPrnAmt> <sshPrnamt>33249</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>33249</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>EMRG MKTEQ ETF</titleOfClass> <cusip>808524706</cusip> <value>5</value> <shrsOrPrnAmt> <sshPrnamt>194</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>194</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>INTL EQTY ETF</titleOfClass> <cusip>808524805</cusip> <value>363</value> <shrsOrPrnAmt> <sshPrnamt>11401</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>11401</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>US AGGREGATE B</titleOfClass> <cusip>808524839</cusip> <value>1431</value> <shrsOrPrnAmt> <sshPrnamt>26576</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>26576</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>US BRD MKT ETF</titleOfClass> <cusip>808524102</cusip> <value>5419</value> <shrsOrPrnAmt> <sshPrnamt>76300</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>76300</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>US DIVIDEND EQ</titleOfClass> <cusip>808524797</cusip> <value>613</value> <shrsOrPrnAmt> <sshPrnamt>11189</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>11189</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>US LCAP GR ETF</titleOfClass> <cusip>808524300</cusip> <value>360</value> <shrsOrPrnAmt> <sshPrnamt>4285</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>4285</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>US MID-CAP ETF</titleOfClass> <cusip>808524508</cusip> <value>831</value> <shrsOrPrnAmt> <sshPrnamt>14705</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>14705</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>US REIT ETF</titleOfClass> <cusip>808524847</cusip> <value>2</value> <shrsOrPrnAmt> <sshPrnamt>39</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>39</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>US SML CAP ETF</titleOfClass> <cusip>808524607</cusip> <value>1711</value> <shrsOrPrnAmt> <sshPrnamt>24541</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>24541</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>US TIPS ETF</titleOfClass> <cusip>808524870</cusip> <value>22</value> <shrsOrPrnAmt> <sshPrnamt>383</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>383</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer> <titleOfClass>SBI HEALTHCARE</titleOfClass> <cusip>81369Y209</cusip> <value>1</value> <shrsOrPrnAmt> <sshPrnamt>16</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>16</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer> <titleOfClass>SBI INT-UTILS</titleOfClass> <cusip>81369Y886</cusip> <value>2466</value> <shrsOrPrnAmt> <sshPrnamt>38085</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>38085</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer> <titleOfClass>TECHNOLOGY</titleOfClass> <cusip>81369Y803</cusip> <value>12</value> <shrsOrPrnAmt> <sshPrnamt>150</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>150</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer> <titleOfClass>GOLD SHS</titleOfClass> <cusip>78463V107</cusip> <value>2408</value> <shrsOrPrnAmt> <sshPrnamt>17338</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>17338</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer> <titleOfClass>GLB NAT RESRCE</titleOfClass> <cusip>78463X541</cusip> <value>2497</value> <shrsOrPrnAmt> <sshPrnamt>57968</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>57968</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer> <titleOfClass>MSCI ACWI EXUS</titleOfClass> <cusip>78463X848</cusip> <value>17</value> <shrsOrPrnAmt> <sshPrnamt>712</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>712</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>STARBUCKS CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>855244109</cusip> <value>2979</value> <shrsOrPrnAmt> <sshPrnamt>33697</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>33697</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>STRYKER CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>863667101</cusip> <value>2822</value> <shrsOrPrnAmt> <sshPrnamt>13046</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>13046</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>THE CHARLES SCHWAB CORPORATI</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>808513105</cusip> <value>1961</value> <shrsOrPrnAmt> <sshPrnamt>46871</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>46871</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>883556102</cusip> <value>305</value> <shrsOrPrnAmt> <sshPrnamt>1049</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>1049</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>UNILEVER PLC</nameOfIssuer> <titleOfClass>SPON ADR NEW</titleOfClass> <cusip>904767704</cusip> <value>2278</value> <shrsOrPrnAmt> <sshPrnamt>37894</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>37894</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>91324P102</cusip> <value>630</value> <shrsOrPrnAmt> <sshPrnamt>2901</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>2901</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>US BANCORP DEL</nameOfIssuer> <titleOfClass>COM NEW</titleOfClass> <cusip>902973304</cusip> <value>2397</value> <shrsOrPrnAmt> <sshPrnamt>43321</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>43321</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer> <titleOfClass>EXTEND MKT ETF</titleOfClass> <cusip>922908652</cusip> <value>23</value> <shrsOrPrnAmt> <sshPrnamt>197</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>197</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer> <titleOfClass>MCAP GR IDXVIP</titleOfClass> <cusip>922908538</cusip> <value>21</value> <shrsOrPrnAmt> <sshPrnamt>141</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>141</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer> <titleOfClass>MID CAP ETF</titleOfClass> <cusip>922908629</cusip> <value>236</value> <shrsOrPrnAmt> <sshPrnamt>1406</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>1406</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer> <titleOfClass>SMALL CP ETF</titleOfClass> <cusip>922908751</cusip> <value>269</value> <shrsOrPrnAmt> <sshPrnamt>1749</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>1749</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer> <titleOfClass>TOTAL STK MKT</titleOfClass> <cusip>922908769</cusip> <value>28</value> <shrsOrPrnAmt> <sshPrnamt>187</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>187</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>92343V104</cusip> <value>2371</value> <shrsOrPrnAmt> <sshPrnamt>39273</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>39273</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VISA INC</nameOfIssuer> <titleOfClass>COM CL A</titleOfClass> <cusip>92826C839</cusip> <value>2140</value> <shrsOrPrnAmt> <sshPrnamt>12439</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>12439</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>94106L109</cusip> <value>3062</value> <shrsOrPrnAmt> <sshPrnamt>26621</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>26621</None> </votingAuthority> </infoTable> </informationTable> </XML> </TEXT> </DOCUMENT> </SEC-DOCUMENT>