<SEC-DOCUMENT>0001085146-20-001187.txt : 20200423 <SEC-HEADER>0001085146-20-001187.hdr.sgml : 20200423 <ACCEPTANCE-DATETIME>20200423120918 ACCESSION NUMBER: 0001085146-20-001187 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20200331 FILED AS OF DATE: 20200423 DATE AS OF CHANGE: 20200423 EFFECTIVENESS DATE: 20200423 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CANTOR FITZGERALD INVESTMENT ADVISER L.P. CENTRAL INDEX KEY: 0001710477 IRS NUMBER: 273047790 STATE OF INCORPORATION: NY FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18098 FILM NUMBER: 20810079 BUSINESS ADDRESS: STREET 1: 110 EAST 59TH STREET CITY: NEW YORK STATE: NY ZIP: 10022 BUSINESS PHONE: 2128294952 MAIL ADDRESS: STREET 1: 110 EAST 59TH STREET CITY: NEW YORK STATE: NY ZIP: 10022 </SEC-HEADER> <DOCUMENT> <TYPE>13F-HR <SEQUENCE>1 <FILENAME>primary_doc.xml <TEXT> <XML> <?xml version="1.0" encoding="UTF-8"?> <edgarSubmission xsi:schemaLocation="http://www.sec.gov/edgar/thirteenffiler eis_13F_Filer.xsd" xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:ns1="http://www.sec.gov/edgar/common" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"> <headerData> <submissionType>13F-HR</submissionType> <filerInfo> <liveTestFlag>LIVE</liveTestFlag> <flags> <confirmingCopyFlag>false</confirmingCopyFlag> <returnCopyFlag>false</returnCopyFlag> <overrideInternetFlag>false</overrideInternetFlag> </flags> <filer> <credentials> <cik>0001710477</cik> <ccc>XXXXXXXX</ccc> </credentials> </filer> <periodOfReport>03-31-2020</periodOfReport> </filerInfo> </headerData> <formData> <coverPage> <reportCalendarOrQuarter>03-31-2020</reportCalendarOrQuarter> <isAmendment>false</isAmendment> <filingManager> <name>CANTOR FITZGERALD INVESTMENT ADVISER L.P.</name> <address> <ns1:street1>110 EAST 59TH STREET</ns1:street1> <ns1:city>NEW YORK</ns1:city> <ns1:stateOrCountry>NY</ns1:stateOrCountry> <ns1:zipCode>10022</ns1:zipCode> </address> </filingManager> <reportType>13F HOLDINGS REPORT</reportType> <form13FFileNumber>028-18098</form13FFileNumber> <provideInfoForInstruction5>N</provideInfoForInstruction5> </coverPage> <signatureBlock> <name>Walter Karle</name> <title>Chief Compliance Officer</title> <phone>212-915-1722</phone> <signature>/s/ Walter Karle</signature> <city>New York</city> <stateOrCountry>NY</stateOrCountry> <signatureDate>04-22-2020</signatureDate> </signatureBlock> <summaryPage> 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<investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>526868</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>TORTOISE PIPELINE & ENERGY F</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>89148H108</cusip> <value>42</value> <shrsOrPrnAmt> <sshPrnamt>16000</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>16000</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer> <titleOfClass>CL B</titleOfClass> <cusip>911312106</cusip> <value>968</value> <shrsOrPrnAmt> <sshPrnamt>10367</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>10367</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer> <titleOfClass>INVT GRADE FLTG</titleOfClass> <cusip>92189F486</cusip> <value>17059</value> <shrsOrPrnAmt> <sshPrnamt>722242</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>722242</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer> <titleOfClass>JP MORGAN MKTS</titleOfClass> <cusip>92189H300</cusip> <value>18269</value> <shrsOrPrnAmt> <sshPrnamt>641695</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>641695</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer> <titleOfClass>TOTAL BND MRKT</titleOfClass> <cusip>921937835</cusip> <value>2115</value> <shrsOrPrnAmt> <sshPrnamt>24770</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>24770</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer> <titleOfClass>S&P 500 ETF SHS</titleOfClass> <cusip>922908363</cusip> <value>61897</value> <shrsOrPrnAmt> <sshPrnamt>261368</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>261368</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer> <titleOfClass>MID CAP ETF</titleOfClass> <cusip>922908629</cusip> <value>407</value> <shrsOrPrnAmt> <sshPrnamt>3091</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>3091</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer> <titleOfClass>LARGE CAP ETF</titleOfClass> <cusip>922908637</cusip> <value>2432</value> <shrsOrPrnAmt> <sshPrnamt>20539</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>20539</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer> <titleOfClass>TOTAL STK MKT</titleOfClass> <cusip>922908769</cusip> <value>2566</value> <shrsOrPrnAmt> <sshPrnamt>19904</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>19904</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer> <titleOfClass>ALLWRLD EX US</titleOfClass> <cusip>922042775</cusip> <value>2644</value> <shrsOrPrnAmt> <sshPrnamt>64459</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>64459</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer> <titleOfClass>FTSE EMR MKT ETF</titleOfClass> <cusip>922042858</cusip> <value>24721</value> <shrsOrPrnAmt> <sshPrnamt>736854</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>736854</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer> <titleOfClass>MORTG-BACK SEC</titleOfClass> <cusip>92206C771</cusip> <value>40555</value> <shrsOrPrnAmt> <sshPrnamt>744131</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>744131</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer> <titleOfClass>DIV APP ETF</titleOfClass> <cusip>921908844</cusip> <value>650</value> <shrsOrPrnAmt> <sshPrnamt>6290</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>6290</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer> <titleOfClass>FTSE DEV MKT ETF</titleOfClass> <cusip>921943858</cusip> <value>50665</value> <shrsOrPrnAmt> <sshPrnamt>1519665</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>1519665</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>WISDOMTREE TR</nameOfIssuer> <titleOfClass>EM EX ST-OWNED</titleOfClass> <cusip>97717X578</cusip> <value>12777</value> <shrsOrPrnAmt> <sshPrnamt>523209</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>523209</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>WISDOMTREE TR</nameOfIssuer> <titleOfClass>CHINADIV EX FI</titleOfClass> <cusip>97717X719</cusip> <value>6229</value> <shrsOrPrnAmt> <sshPrnamt>81495</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>81495</None> </votingAuthority> </infoTable> </informationTable> </XML> </TEXT> </DOCUMENT> </SEC-DOCUMENT>