<SEC-DOCUMENT>0001376474-19-000255.txt : 20191023
<SEC-HEADER>0001376474-19-000255.hdr.sgml : 20191023
<ACCEPTANCE-DATETIME>20191023150746
ACCESSION NUMBER:		0001376474-19-000255
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20190930
FILED AS OF DATE:		20191023
DATE AS OF CHANGE:		20191023
EFFECTIVENESS DATE:		20191023

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			LeJeune Puetz Investment Counsel LLC
		CENTRAL INDEX KEY:			0001698146
		IRS NUMBER:				383396317
		STATE OF INCORPORATION:			MI
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-17948
		FILM NUMBER:		191163544

	BUSINESS ADDRESS:	
		STREET 1:		13721 W. BAY SHORE DRIVE
		CITY:			TRAVERSE CITY
		STATE:			MI
		ZIP:			49684
		BUSINESS PHONE:		231-922-0525

	MAIL ADDRESS:	
		STREET 1:		13721 W. BAY SHORE DRIVE
		CITY:			TRAVERSE CITY
		STATE:			MI
		ZIP:			49684
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
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  <headerData>
    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>false</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
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      <filer>
        <credentials>
          <cik>0001698146</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>09-30-2019</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>09-30-2019</reportCalendarOrQuarter>
      <filingManager>
        <name>LeJeune Puetz Investment Counsel LLC</name>
        <address>
          <com:street1>13721 W. BAY SHORE DRIVE</com:street1>
          <com:city>TRAVERSE CITY</com:city>
          <com:stateOrCountry>MI</com:stateOrCountry>
          <com:zipCode>49684</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-17948</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>John C. Puetz</name>
      <title>Chief Executive Officer</title>
      <phone>231-922-0525</phone>
      <signature>/s/ John C. Puetz</signature>
      <city>Traverse City</city>
      <stateOrCountry>MI</stateOrCountry>
      <signatureDate>10-23-2019</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>0</otherIncludedManagersCount>
      <tableEntryTotal>176</tableEntryTotal>
      <tableValueTotal>196908</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
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<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>aci_13f.xml
<DESCRIPTION>INFORMATION TABLE
<TEXT>
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		<nameOfIssuer>ISHARES FLOATING RATE BOND ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>46429B655</cusip>
		<value>6834</value>
		<shrsOrPrnAmt>
			<sshPrnamt>134073</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
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			<Sole>134073</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES JPMORGAN USD MTSBOND ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464288281</cusip>
		<value>5920</value>
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			<sshPrnamt>52226</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<otherManager>None</otherManager>
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			<Sole>52226</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>APPLE INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>037833100</cusip>
		<value>5506</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24584</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
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			<Sole>24585</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>594918104</cusip>
		<value>5424</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39010</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
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			<Sole>39010</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>46625H100</cusip>
		<value>4256</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36166</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
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			<Sole>36166</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BOEING CO</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>097023105</cusip>
		<value>4149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10904</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
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			<Sole>10904</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALPHABET INC. CLASS C</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>02079K107</cusip>
		<value>4064</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3334</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>3334</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD FTSE DEVELOPED MARKETS ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>921943858</cusip>
		<value>3986</value>
		<shrsOrPrnAmt>
			<sshPrnamt>97030</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>97030</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR S&amp;P 500 ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>78462F103</cusip>
		<value>3792</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12778</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>12779</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>17275R102</cusip>
		<value>3580</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72460</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>72460</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>742718109</cusip>
		<value>3493</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28086</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>28086</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTEL CORP</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>458140100</cusip>
		<value>3398</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65946</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>65946</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB INTERNATIONAL EQUITY ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>808524805</cusip>
		<value>3228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>101317</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>101318</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>478160104</cusip>
		<value>3181</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>24590</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>VANGUARD VALUE ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>922908744</cusip>
		<value>3071</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>27511</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>SCHWAB EMERGING MARKETS EQUITY ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>808524706</cusip>
		<value>3053</value>
		<shrsOrPrnAmt>
			<sshPrnamt>121495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>121496</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>MC DONALDS CORP</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>580135101</cusip>
		<value>2977</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13866</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>13866</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RUSSELL MID CAP VALUE ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464287473</cusip>
		<value>2967</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33072</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>33072</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SCHWAB US LARGE CAP ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>808524201</cusip>
		<value>2750</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38769</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>38770</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMGEN INCORPORATED</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>031162100</cusip>
		<value>2693</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13915</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>13915</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PAYPAL HOLDINGS INCO</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>70450Y103</cusip>
		<value>2560</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>24710</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
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		<titleOfClass>Equity</titleOfClass>
		<cusip>437076102</cusip>
		<value>2456</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10587</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>10587</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<titleOfClass>Equity</titleOfClass>
		<cusip>126650100</cusip>
		<value>2398</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38017</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>38017</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE INC CLASS B</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>654106103</cusip>
		<value>2391</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25462</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>25462</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SHORT TERM CORP BOND ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>92206C409</cusip>
		<value>2354</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29046</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>29047</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>172967424</cusip>
		<value>2303</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33334</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>33334</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB US SMALL CAP ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>808524607</cusip>
		<value>2287</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32802</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>32803</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>149123101</cusip>
		<value>2233</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17681</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>17681</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>A T &amp; T INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>00206R102</cusip>
		<value>2210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58396</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>58396</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR BLMBRG BRCLY SHORT TERM HGH ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>78468R408</cusip>
		<value>2174</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80475</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>80475</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES U.S. PREFERRED STOCK ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464288687</cusip>
		<value>2134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56871</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>56872</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALIBABA GROUP HLDG FADR</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>01609W102</cusip>
		<value>2079</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12431</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>12431</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RUSSELL MID CAP GROWTH ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464287481</cusip>
		<value>2016</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14260</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>14260</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COCA COLA COMPANY</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>191216100</cusip>
		<value>2003</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36792</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>36792</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB US BROAD MARKET ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>808524102</cusip>
		<value>1937</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27276</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>27276</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PFIZER INCORPORATED</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>717081103</cusip>
		<value>1921</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53467</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>53467</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HCP INC REIT</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>40414L109</cusip>
		<value>1891</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53080</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>53080</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>291011104</cusip>
		<value>1884</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>28185</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPS ALERIAN MLP ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>00162Q866</cusip>
		<value>1880</value>
		<shrsOrPrnAmt>
			<sshPrnamt>205700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>205700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHARLES SCHWAB CORP</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>808513105</cusip>
		<value>1853</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44292</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>44292</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORACLE CORPORATION</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>68389X105</cusip>
		<value>1766</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32083</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>32083</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REALTY INCM CORP REIT</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>756109104</cusip>
		<value>1756</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22905</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>22905</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAIDU COM INC ADR</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>056752108</cusip>
		<value>1721</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>16750</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATN</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>92343V104</cusip>
		<value>1695</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>28075</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>375558103</cusip>
		<value>1672</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26385</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>26385</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIAGEO PLC ADR</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>G42089113</cusip>
		<value>1662</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>10165</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VISA INC CLASS A</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>92826C839</cusip>
		<value>1633</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9494</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>9494</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>1631</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19374</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>19374</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>78467Y107</cusip>
		<value>1600</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4539</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>4540</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BECTON DICKINSON&amp;CO</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>075887109</cusip>
		<value>1513</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5980</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>5980</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD FTSE EMERGING MARKETS ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>922042858</cusip>
		<value>1448</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35972</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>35973</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES CORE S&amp;P SMALL CAP ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464287804</cusip>
		<value>1434</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>18427</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORD MOTOR COMPANY</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>345370860</cusip>
		<value>1322</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>144300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES S&amp;P 100 ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464287101</cusip>
		<value>1298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9868</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>9869</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET INC. CLASS A</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>02079K305</cusip>
		<value>1291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1057</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>1057</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>500754106</cusip>
		<value>1285</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45999</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>45999</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXELON CORPORATION</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>30161N101</cusip>
		<value>1234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25540</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>25540</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>09247X101</cusip>
		<value>1143</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2565</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2565</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TERADYNE INCORPORATED</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>880770102</cusip>
		<value>1135</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>19600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>747525103</cusip>
		<value>1073</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14066</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>14066</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOWES COMPANIES INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>548661107</cusip>
		<value>1072</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9748</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>9749</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>438516106</cusip>
		<value>966</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5709</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>5709</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUTRIEN</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>67077M108</cusip>
		<value>955</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19136</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>19136</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE SENIOR FLOAT</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>27828Q105</cusip>
		<value>912</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69975</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>69975</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464287465</cusip>
		<value>902</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13837</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>13837</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>30231G102</cusip>
		<value>890</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12599</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>12599</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SMALL CAP ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>922908751</cusip>
		<value>885</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>5750</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>L BRANDS</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>501797104</cusip>
		<value>873</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44575</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>44575</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES INTERNATIONAL SEL DIV ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464288448</cusip>
		<value>867</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28188</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>28189</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INTL DIVIDEND APRECTN ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>921946810</cusip>
		<value>865</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>13000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES CORE S&amp;P 500 ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464287200</cusip>
		<value>860</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2880</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD DIVIDEND APPRECIATION ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>921908844</cusip>
		<value>825</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>6900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS GROUP</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>38141G104</cusip>
		<value>819</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>3950</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>539830109</cusip>
		<value>814</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2088</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2088</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EBAY INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>278642103</cusip>
		<value>809</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>20760</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FEDEX CORPORATION</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>31428X106</cusip>
		<value>806</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5540</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>5540</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>931142103</cusip>
		<value>776</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6540</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>6540</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MYRIAD GENETICS INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>62855J104</cusip>
		<value>742</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25925</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>25925</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN MICHIGAN QUALITY</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>670979103</cusip>
		<value>731</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>52350</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY CLASS B</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>084670702</cusip>
		<value>725</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3486</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>3486</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHARLES SCHWAB US MID CAP ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>808524508</cusip>
		<value>712</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12587</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>12588</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED HEALTHCARE GROUP</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>91324P102</cusip>
		<value>670</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3085</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>3085</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRYKER CORP</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>863667101</cusip>
		<value>668</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3088</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>3088</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES 1-3 YEAR CREDIT BOND ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464288646</cusip>
		<value>667</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>12435</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB LARGE CAP VALUE ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>808524409</cusip>
		<value>665</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11715</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>11715</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES INTERNATIONAL PREFERRED ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>46429B135</cusip>
		<value>653</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>43300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR BLMBRG BRCLY HIGH YIELD BND ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>78464A417</cusip>
		<value>642</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5901</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>5902</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR UTI SELECTSPDR ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>81369Y886</cusip>
		<value>618</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>9550</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES HIGH YIELD CORPORATE BOND ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>46434V407</cusip>
		<value>595</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>12800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALT DISNEY CO</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>254687106</cusip>
		<value>585</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4486</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>4486</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEPSICO INCORPORATED</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>713448108</cusip>
		<value>581</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4240</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>4240</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD MID CAP ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>922908629</cusip>
		<value>578</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>3450</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRISTOL MYLERS SQUIBB</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>110122108</cusip>
		<value>566</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11163</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>11163</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES IBOXX HIGH YIELDBOND ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464288513</cusip>
		<value>557</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6385</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>6385</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHYSICIANS REALTY TRUST</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>71943U104</cusip>
		<value>552</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31094</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>31094</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVARTIS AG FADR</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>66987V109</cusip>
		<value>547</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6291</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>6291</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES CORE S&amp;P MID CAP GROWTH ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464287606</cusip>
		<value>545</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2435</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES IBOXX INVT GRADEBOND ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464287242</cusip>
		<value>534</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4188</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>4189</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>20825C104</cusip>
		<value>517</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9071</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>9071</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FACEBOOK</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>30303M102</cusip>
		<value>502</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2818</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2818</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>166764100</cusip>
		<value>470</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3963</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>3963</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES SELECT DIVIDEND ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464287168</cusip>
		<value>469</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>4600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EDWARD LIFESCIENCES</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>28176E108</cusip>
		<value>462</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOKIA CORP SPON FUNSPONSORED ADR</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>654902204</cusip>
		<value>450</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>88950</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES CORE S&amp;P MID CAP ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464287507</cusip>
		<value>431</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2230</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2230</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MOTORS CO</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>37045V100</cusip>
		<value>427</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11393</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>11393</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>718172109</cusip>
		<value>406</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>5345</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALGREENS BOOTS ALLIANCE</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>931427108</cusip>
		<value>396</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7164</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>7164</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TIPS BOND ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464287176</cusip>
		<value>362</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>3115</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>718546104</cusip>
		<value>359</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3504</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>3504</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADOBE</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>00724F101</cusip>
		<value>349</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1265</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>1265</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDTRONIC PLC F</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>348</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3202</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>3202</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES MBS ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464288588</cusip>
		<value>336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>3104</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BP PLC FUNSPONSORED ADR</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>055622104</cusip>
		<value>329</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8666</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>8666</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMAZON</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>023135106</cusip>
		<value>321</value>
		<shrsOrPrnAmt>
			<sshPrnamt>185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>185</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLIFFS NATURAL RES</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>18383K101</cusip>
		<value>321</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>44400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF AMERICA CORP</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>060505104</cusip>
		<value>309</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10598</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>10598</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES CORE S&amp;P SMALL CAP GROWTH ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464287887</cusip>
		<value>308</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1725</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>1725</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD TOTAL STOCK MARKET ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>922908769</cusip>
		<value>307</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2035</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2035</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUNTINGTON BANCSHS</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>446150104</cusip>
		<value>294</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20581</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>20581</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>49456B101</cusip>
		<value>292</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14162</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>14162</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHURCH AND DWIGHT</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>171340102</cusip>
		<value>286</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>3800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>02209S103</cusip>
		<value>286</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6985</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>6985</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAUSCH HEALTH COS INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>91911K102</cusip>
		<value>279</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>12750</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEMBINA PIPELINE CO F</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>706327103</cusip>
		<value>278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7507</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>7507</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES US REGIONAL BANKS ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464288778</cusip>
		<value>277</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>5950</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZOETIS INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>98978V103</cusip>
		<value>262</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COSTCO</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>22160K105</cusip>
		<value>252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>875</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARRIOTT INTL INC CLASS A</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>571903202</cusip>
		<value>249</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TENCENT HOLDINGS</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>88032XAD6</cusip>
		<value>237</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>5700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS INSTRUMENTS</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>882508104</cusip>
		<value>237</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1835</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>1835</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES US HEALTHCARE ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464287762</cusip>
		<value>229</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1210</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>1210</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROPER TECHNOLOGIES</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>776696106</cusip>
		<value>226</value>
		<shrsOrPrnAmt>
			<sshPrnamt>635</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>635</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR MSCI ACWI EX-US ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>78463X848</cusip>
		<value>225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9375</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>9375</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEC ENERGY GROUP</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>976657106</cusip>
		<value>224</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2359</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2359</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ECOLAB</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>278865100</cusip>
		<value>218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>1100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORO CORP</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>891092108</cusip>
		<value>213</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ELI LILLY &amp; COMPANY</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>532457108</cusip>
		<value>207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>1850</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FREEPORT MCMORAN</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>35671D857</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>21000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEXTERA ENERGY</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>65339F101</cusip>
		<value>199</value>
		<shrsOrPrnAmt>
			<sshPrnamt>853</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>853</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK MUNIASSETS CF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>09254J102</cusip>
		<value>197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>12700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SANOFI SPOND FUNSPONSORED ADR</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>590328100</cusip>
		<value>195</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>4200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNDER ARMOUR CLASS C</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>904311206</cusip>
		<value>188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10360</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>10360</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD TOTAL BOND MKT ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>921937835</cusip>
		<value>173</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2043</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2044</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES QQQ TRUST SRS 1 ETF IV</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>73935A104</cusip>
		<value>165</value>
		<shrsOrPrnAmt>
			<sshPrnamt>873</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>874</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO BK N A</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>949746101</cusip>
		<value>164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>3250</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK MUNIY MICHIGAN</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>09254V105</cusip>
		<value>162</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>11550</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR S&amp;P REGIONAL BANKING ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>78464A698</cusip>
		<value>157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2975</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2975</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LABCORP OF AMERICA</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>50540R409</cusip>
		<value>155</value>
		<shrsOrPrnAmt>
			<sshPrnamt>925</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>925</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT FINANCIAL SPDR ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>81369Y605</cusip>
		<value>155</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>5550</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONDELEZ INTL CLASS A</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>609207105</cusip>
		<value>148</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2674</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2674</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>002824100</cusip>
		<value>148</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1767</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>1767</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SMALL CAP VALUE ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>922908611</cusip>
		<value>139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>1075</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERCONTINENTAL INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>45866F104</cusip>
		<value>138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>1500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SHORT TERM BOND ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>092193782</cusip>
		<value>134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1663</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>1663</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HERSHEYS CO</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>427866108</cusip>
		<value>133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>860</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGY SELECT SECTOR SPDR ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>81369Y506</cusip>
		<value>133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2250</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICRON TECHNOLOGY</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>595112103</cusip>
		<value>133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>3100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>369604103</cusip>
		<value>132</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14715</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>14715</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARSH &amp; MCLELLAN</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>571748102</cusip>
		<value>131</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1310</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>1310</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK MUNIHOLDINGS I</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>09253P109</cusip>
		<value>130</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>8600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BB&amp;T CORP</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>054397107</cusip>
		<value>127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2374</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2374</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DBV TECHNOLOGY</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>23306J101</cusip>
		<value>126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>14650</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERIPRISE FINANCIAL</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>03076C106</cusip>
		<value>125</value>
		<shrsOrPrnAmt>
			<sshPrnamt>850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>850</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROADCOM INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>11135F101</cusip>
		<value>125</value>
		<shrsOrPrnAmt>
			<sshPrnamt>452</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>452</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES CORE MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>46432F842</cusip>
		<value>122</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ILLINOIS TOOL WORKS</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>452308109</cusip>
		<value>121</value>
		<shrsOrPrnAmt>
			<sshPrnamt>772</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>772</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD LARGE CAP ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>922908637</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>850</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>009158106</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>509</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>509</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>704326107</cusip>
		<value>111</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1347</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>1347</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES US FINANCIAL SERVICES ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464287770</cusip>
		<value>111</value>
		<shrsOrPrnAmt>
			<sshPrnamt>812</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>812</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES RUSSELL 2000 ETF</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>464287655</cusip>
		<value>106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSX CORP</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>126408103</cusip>
		<value>106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1528</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>1528</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BIOGEN INC</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>09062X103</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>452</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>452</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DELL TECHNOLOGIES</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>24703L202</cusip>
		<value>104</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CROWN CASTLE INTL</nameOfIssuer>
		<titleOfClass>Equity</titleOfClass>
		<cusip>22822V101</cusip>
		<value>103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>744</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>None</otherManager>
		<votingAuthority>
			<Sole>744</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>