<SEC-DOCUMENT>0001213900-19-020796.txt : 20191022
<SEC-HEADER>0001213900-19-020796.hdr.sgml : 20191022
<ACCEPTANCE-DATETIME>20191022115239
ACCESSION NUMBER:		0001213900-19-020796
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20190930
FILED AS OF DATE:		20191022
DATE AS OF CHANGE:		20191022
EFFECTIVENESS DATE:		20191022

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Newfound Research LLC
		CENTRAL INDEX KEY:			0001630806
		IRS NUMBER:				263296223
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-17093
		FILM NUMBER:		191161006

	BUSINESS ADDRESS:	
		STREET 1:		425 BOYLSTON STREET
		STREET 2:		3RD FL
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02116
		BUSINESS PHONE:		617-531-9773

	MAIL ADDRESS:	
		STREET 1:		425 BOYLSTON STREET
		STREET 2:		3RD FL
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02116
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
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      <periodOfReport>09-30-2019</periodOfReport>
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      <reportCalendarOrQuarter>09-30-2019</reportCalendarOrQuarter>
      <isAmendment>false</isAmendment>
      <filingManager>
        <name>Newfound Research LLC</name>
        <address>
          <ns1:street1>425 Boylston Street</ns1:street1>
          <ns1:street2>3rd Fl</ns1:street2>
          <ns1:city>Boston</ns1:city>
          <ns1:stateOrCountry>MA</ns1:stateOrCountry>
          <ns1:zipCode>02116</ns1:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-17093</form13FFileNumber>
      <provideInfoForInstruction5>Y</provideInfoForInstruction5>
      <additionalInformation>The filing of this report shall not be deemed an admission, for purposes of Section 13(f), 13(d), 13(g), or 16(a) under the Securities Exchange Act of 1934, as amended, and the rules thereunder, or for any other purpose, that the Reporting Manager or any other person (including Other Managers or Other Included Managers named herein) is the beneficial owner of any securities.  Newfound Research LLC, a Delaware limited liability company ("Newfound"), is an institutional investment manager which, for the purposes of Section 13(f) of the Securities Exchange Act of 1934 and the rules promulgated thereunder ("Section 13(f)"), exercises investment discretion with respect to certain securities positions. Thomas B. Rosedale, an individual ("Rosedale"), Corey M. Hoffstein, an individual ("Hoffstein"), Nathan Faber, an individual ("Faber"), Newfound Holdings, LLC, a Delaware limited liability company ("Holdings"), and Sand Hill Cove Management LLC, a Delaware limited liability company ("SandHill"), may each be deemed to exercise investment discretion over the securities reported on this Form 13F for purposes of Section 13(f).  Certain of the security positions reported by Newfound are also being reported by Rosedale, Hoffstein, Faber, Holdings and SandHill.  Each of Newfound, Rosedale, Hoffstein, Faber, Holdings and SandHill disclaims beneficial ownership of the shares reported on this Form 13F by Newfound except to the extent of any pecuniary interest therein.</additionalInformation>
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    <signatureBlock>
      <name>Thomas B. Rosedale</name>
      <title>Chief Executive Officer</title>
      <phone>617-531-9773</phone>
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      <city>Boston</city>
      <stateOrCountry>MA</stateOrCountry>
      <signatureDate>10-21-2019</signatureDate>
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        <otherManager2>
          <sequenceNumber>3</sequenceNumber>
          <otherManager>
            <form13FFileNumber>028-19511</form13FFileNumber>
            <name>Nathan Faber</name>
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        </otherManager2>
        <otherManager2>
          <sequenceNumber>4</sequenceNumber>
          <otherManager>
            <form13FFileNumber>028-17097</form13FFileNumber>
            <name>Sand Hill Cove Management LLC</name>
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<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
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<TEXT>
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    <titleOfClass>FIDELITY MSCI CONSUMER STAPLES INDEX ETF</titleOfClass>
    <cusip>316092303</cusip>
    <value>1944</value>
    <shrsOrPrnAmt>
      <sshPrnamt>53111</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>53111</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fidelity</nameOfIssuer>
    <titleOfClass>FIDELITY MSCI INDUSTRIALS INDEX ETF</titleOfClass>
    <cusip>316092709</cusip>
    <value>1929</value>
    <shrsOrPrnAmt>
      <sshPrnamt>48395</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>48395</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fidelity</nameOfIssuer>
    <titleOfClass>FIDELITY MSCI MATERIALS INDEX ETF</titleOfClass>
    <cusip>316092881</cusip>
    <value>1908</value>
    <shrsOrPrnAmt>
      <sshPrnamt>59007</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>59007</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares</nameOfIssuer>
    <titleOfClass>ISHARES IBOXX $ INVEST GR CORP BD</titleOfClass>
    <cusip>464287242</cusip>
    <value>1878</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14729</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>14729</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fidelity</nameOfIssuer>
    <titleOfClass>FIDELITY MSCI HEALTH CARE INDEX ETF</titleOfClass>
    <cusip>316092600</cusip>
    <value>1875</value>
    <shrsOrPrnAmt>
      <sshPrnamt>43243</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>43243</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>PowerShares</nameOfIssuer>
    <titleOfClass>POWERSHARES EM MKT SOVR DEBT</titleOfClass>
    <cusip>73936T573</cusip>
    <value>1717</value>
    <shrsOrPrnAmt>
      <sshPrnamt>58904</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>58904</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Van Eck</nameOfIssuer>
    <titleOfClass>VANECK VECTORS PREFERRED SECURITIES EX FINANCIALS ETF</titleOfClass>
    <cusip>92189F429</cusip>
    <value>1016</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50073</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>50073</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR</nameOfIssuer>
    <titleOfClass>SPDR BARCLAYS CONV SEC ETF</titleOfClass>
    <cusip>78464A359</cusip>
    <value>1015</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19350</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>19350</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares</nameOfIssuer>
    <titleOfClass>ISHARES GLOBAL ENERGY ETF</titleOfClass>
    <cusip>464287341</cusip>
    <value>999</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32685</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>32685</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares</nameOfIssuer>
    <titleOfClass>ISHARES INTERNATIONAL SELECT</titleOfClass>
    <cusip>464288448</cusip>
    <value>725</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23591</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>23591</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard</nameOfIssuer>
    <titleOfClass>VANGUARD REIT VIPER</titleOfClass>
    <cusip>922908553</cusip>
    <value>710</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7611</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>7611</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard</nameOfIssuer>
    <titleOfClass>VANGUARD GLBL EX-US REAL EST</titleOfClass>
    <cusip>922042676</cusip>
    <value>562</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9595</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>9595</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>iShares</nameOfIssuer>
    <titleOfClass>ISHARES 20+ YEAR TREASURY BO</titleOfClass>
    <cusip>464287432</cusip>
    <value>547</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3825</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>3825</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard</nameOfIssuer>
    <titleOfClass>VANGUARD HIGH DVD YIELD ETF</titleOfClass>
    <cusip>921946406</cusip>
    <value>512</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5768</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>5768</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR</nameOfIssuer>
    <titleOfClass>SPDR BLOOMBERG BARCLAYS INTL TREASURY BOND ETF</titleOfClass>
    <cusip>78464A516</cusip>
    <value>489</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17030</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>17030</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Van Eck</nameOfIssuer>
    <titleOfClass>MARKET VECTORS EMERGING MARK</titleOfClass>
    <cusip>57060U522</cusip>
    <value>442</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13395</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>13395</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares</nameOfIssuer>
    <titleOfClass>ISHARES CONVERTIBLE BOND ETF</titleOfClass>
    <cusip>46435G102</cusip>
    <value>333</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5730</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>5730</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PowerShares</nameOfIssuer>
    <titleOfClass>POWERSHARES GLOBAL ETF FD S&amp;P 500 BUYWRT</titleOfClass>
    <cusip>73936G308</cusip>
    <value>311</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14372</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>14372</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares</nameOfIssuer>
    <titleOfClass>ISHARES MORTGAGE REAL ESTATE</titleOfClass>
    <cusip>464288539</cusip>
    <value>309</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7329</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>7329</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PowerShares</nameOfIssuer>
    <titleOfClass>PowerShares Variable Rate Preferred Portfolio</titleOfClass>
    <cusip>73937B597</cusip>
    <value>258</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10151</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>10151</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Recon Capital</nameOfIssuer>
    <titleOfClass>RECON CAPITAL NASDAQ 100 COVERED CALL ETF</titleOfClass>
    <cusip>75623U102</cusip>
    <value>205</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9071</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>9071</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PowerShares</nameOfIssuer>
    <titleOfClass>POWERSHARES S&amp;P SC FINANCIAL</titleOfClass>
    <cusip>73937B803</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>386</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>386</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PowerShares</nameOfIssuer>
    <titleOfClass>POWERSHARES S&amp;P SC INFO TECH</titleOfClass>
    <cusip>73937B860</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>240</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>240</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PowerShares</nameOfIssuer>
    <titleOfClass>POWERSHARES S&amp;P SC UTILITIES</titleOfClass>
    <cusip>73937B837</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>388</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>388</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Van Eck</nameOfIssuer>
    <titleOfClass>MARKET VECTORS ETF TR</titleOfClass>
    <cusip>57060U878</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>228</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>228</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PowerShares</nameOfIssuer>
    <titleOfClass>POWERSHARES S&amp;P SC INDUSTRIA</titleOfClass>
    <cusip>73937B878</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>218</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>218</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>JP Morgan</nameOfIssuer>
    <titleOfClass>JPMORGAN DIVERSIFIED RETURN U.S. EQUITY ETF</titleOfClass>
    <cusip>46641Q407</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>186</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>186</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PowerShares</nameOfIssuer>
    <titleOfClass>POWERSHARES S&amp;P SC CONS-DISC</titleOfClass>
    <cusip>73937B506</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>179</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>179</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PowerShares</nameOfIssuer>
    <titleOfClass>POWERSHARES S&amp;P SC CONS STAP</titleOfClass>
    <cusip>73937B605</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>139</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>139</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares</nameOfIssuer>
    <titleOfClass>ISHARES EDGE MSCI USA VALUE ETF</titleOfClass>
    <cusip>46432F388</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>125</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>125</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PowerShares</nameOfIssuer>
    <titleOfClass>POWERSHARES S&amp;P SC HEALTH CA</titleOfClass>
    <cusip>73937B886</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>90</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>90</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PIMCO</nameOfIssuer>
    <titleOfClass>PIMCO ETF TR 0-5 YR HIGH YIELD CORP</titleOfClass>
    <cusip>72201R783</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PROSHARES</nameOfIssuer>
    <titleOfClass>PROSHARES LARGE CAP CORE PLUS ETF</titleOfClass>
    <cusip>74347R248</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>119</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>119</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares</nameOfIssuer>
    <titleOfClass>ISHAES EDGE MSCI MULTIFACTOR USA ETF</titleOfClass>
    <cusip>46434V282</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>263</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>263</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PowerShares</nameOfIssuer>
    <titleOfClass>POWERSHARES S&amp;P SC MATERIALS</titleOfClass>
    <cusip>73937B852</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>171</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>171</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares</nameOfIssuer>
    <titleOfClass>ISHARES MSCI USA MINIMUM VOL</titleOfClass>
    <cusip>46429B697</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>118</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>118</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ProShares</nameOfIssuer>
    <titleOfClass>PROSHARES S&amp;P500 ARISTOCRATS</titleOfClass>
    <cusip>74348A467</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>83</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>83</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PROSHARES</nameOfIssuer>
    <titleOfClass>PROSHARES ULTRA S&amp;P500 ETF</titleOfClass>
    <cusip>74347R107</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>45</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PROSHARES</nameOfIssuer>
    <titleOfClass>PROSHARES UNLTRA 7-10 YR US TREASURY ETF</titleOfClass>
    <cusip>74347R180</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>86</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>86</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Tyson Foods, Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>902494103</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>64</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>64</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard</nameOfIssuer>
    <titleOfClass>VANGUARD INTERMEDIATE-TERM GOVERNMENT BOND ETF</titleOfClass>
    <cusip>92206C706</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>78</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>78</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GlobalX</nameOfIssuer>
    <titleOfClass>GLOBALX SCIENTIFIC BETA U.S. ETF</titleOfClass>
    <cusip>37954Y103</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>153</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>153</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Guggenheim</nameOfIssuer>
    <titleOfClass>GUGGENHEIM S&amp;P 500 EQUAL WEI</titleOfClass>
    <cusip>78355W106</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>46</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>46</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Exelon Corporation</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>30161N101</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>101</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>101</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares</nameOfIssuer>
    <titleOfClass>ISHARES MSCI USA MOMENTUM</titleOfClass>
    <cusip>46432F396</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>40</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BlackRock</nameOfIssuer>
    <titleOfClass>BLACKROCK MULTI-ASSET INCOME PORTFOLIO CLASS A</titleOfClass>
    <cusip>09256H351</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>424</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>424</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PIMCO</nameOfIssuer>
    <titleOfClass>PIMCO INCOME FUND CLASS A</titleOfClass>
    <cusip>78464A516</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>378</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>378</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Guggenheim</nameOfIssuer>
    <titleOfClass>GUGGENHEIM S&amp;P 500 PURE VALU</titleOfClass>
    <cusip>78355W304</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>65</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>65</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Valero Energy Corporation</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>91913Y100</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>48</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>48</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Anthem, Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>94973V107</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>17</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Newfound Research</nameOfIssuer>
    <titleOfClass>NEWFOUND MULTI-ASSET INCOME FUND CLASS A</titleOfClass>
    <cusip>66538G825</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>457</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>457</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Micron Technology, Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>595112103</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>89</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>89</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>The Allstate Corporation</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>020002101</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>35</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>JP Morgan</nameOfIssuer>
    <titleOfClass>JPMORGAN DIVERSIFIED RETURN INTERNATIONAL EQUITY ETF</titleOfClass>
    <cusip>46641Q209</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>70</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>70</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HP Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>40434L105</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>190</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>190</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Newfound Research</nameOfIssuer>
    <titleOfClass>NEWFOUND RISK MANAGED GLOBAL SECTORS FUND CLASS A</titleOfClass>
    <cusip>66538G700</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>272</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>272</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Archer-Daniels-Midland Company</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>039483102</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>69</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>69</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HCA HEALTHCARE INC</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>40412C101</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>23</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Discover Financial Services</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>254709108</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>34</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Target Corp.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>87612E106</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>25</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard</nameOfIssuer>
    <titleOfClass>VANGUARD TOTAL INTERNATIONAL BOND ETF</titleOfClass>
    <cusip>92203J407</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>46</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>46</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Lam Research Corporation</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>512807108</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>11</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Bank of America</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>060505104</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>87</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>87</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Cummins Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>231021106</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>15</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Intel Corp</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>458140100</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>45</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ameriprise Financial, Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>03076C106</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>16</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Best Buy Co., Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>086516101</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>33</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares</nameOfIssuer>
    <titleOfClass>ISHARES GOLD TRUST ETF</titleOfClass>
    <cusip>464285105</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>161</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>161</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Aflac Incorporated</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>001055102</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>43</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>43</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Goldman Sachs</nameOfIssuer>
    <titleOfClass>GOLDMAN SACHS ACTIVEBETA EMERGING MARKETS EQUITY ETF</titleOfClass>
    <cusip>381430206</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>70</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>70</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Xerox Corporation</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>984121103</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>73</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>73</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>LyondellBasell Industries</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>N57345100</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>24</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Cigna Corp.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>125509109</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>14</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Marathon Petroleum Corporation</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>56585A102</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>34</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PowerShares</nameOfIssuer>
    <titleOfClass>POWERSHARES S&amp;P SC ENERGY</titleOfClass>
    <cusip>73937B704</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>242</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>242</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>iShares</nameOfIssuer>
    <titleOfClass>ISHARES CORE US AGGREGATE BOND ETF</titleOfClass>
    <cusip>464287226</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>15</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>316773100</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>61</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>61</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INTERNATIONAL BUSINESS MACHINES</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>459200101</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>12</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard</nameOfIssuer>
    <titleOfClass>VANGUARD INT-TERM CORPORATE</titleOfClass>
    <cusip>92206C870</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>18</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>DARDEN RESTAURANTS INC</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>237194105</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>14</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Quest Diagnostics Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>74834L100</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>15</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Western Digital Corporation</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>958102105</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>26</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WisdomTree</nameOfIssuer>
    <titleOfClass>WISDOMTREE CARCLAYS YIELD ENHANCED US AGGREGATE BOND ETF</titleOfClass>
    <cusip>97717X511</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>29</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>29</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Southwest Airlines Co.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>844741108</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>28</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PulteGroup, Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>745867101</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>40</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PowerShares</nameOfIssuer>
    <titleOfClass>POWERSHARES OPTIMUM YIELD DIVERSIFIED COMMODITY INDEX ETF</titleOfClass>
    <cusip>73937V106</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>92</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>92</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Foot Locker, Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>344849104</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>33</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Eaton Corporation plc</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>G29183103</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>17</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>375558103</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>22</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WESTERN UNION COMPANY</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>959802109</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>59</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>59</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Kohl's Corp.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>500255104</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>27</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Entergy Corporation</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>29364G103</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>12</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>JP Morgan</nameOfIssuer>
    <titleOfClass>JP MORGAN SYSTEMATIC ALPHA FUND CLASS A</titleOfClass>
    <cusip>46637K620</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>95</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>95</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>The Kroger Co.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>501044101</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>50</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Phillips 66</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>718546104</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>12</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Citigroup Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>172967424</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>18</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PACCAR INC</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>693718108</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>17</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Capital One Financial Corporation</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>14040H105</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>13</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>The Goldman Sachs Group, Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>38141G104</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>5</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CVS Health Corporation</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>126650100</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>17</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Robert Half Intl, Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>770323103</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>19</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ST JUDE MEDICAL INC</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>832696405</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>9</Sole>
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      <None>0</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>SUNTRUST BANKS INC</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>867914889</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>15</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>KEYCORP</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>493267108</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>57</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>57</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Eastman Chemical Co.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>277432100</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>14</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares</nameOfIssuer>
    <titleOfClass>FLEXSHARES CREDIT-SCORED US CORPORATE BOND INDEX ETF</titleOfClass>
    <cusip>33939L761</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>19</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Delta Air Lines, Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>247361702</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>18</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TERADATA CORPORATION</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>88076W103</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
    <votingAuthority>
      <Sole>32</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>UnitedHealth Group Incorporated</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>91324P102</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <None>0</None>
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    <nameOfIssuer>Nucor Corporation</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>670346105</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <None>0</None>
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    <nameOfIssuer>COGNIZANT TECH SOLUTIONS</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>192446102</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>15</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>REPUBLIC SERVICES INC</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>760759100</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>10</Sole>
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      <None>0</None>
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    <nameOfIssuer>UNIVERSAL HEALTH SERVICES INC</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>913903100</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>6</Sole>
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      <None>0</None>
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    <nameOfIssuer>HOLLYFRONTIER CORPORATION</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>436106108</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16</sshPrnamt>
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    <nameOfIssuer>AT&amp;T</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>00206R102</cusip>
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      <sshPrnamt>23</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Viacom, Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>92553P201</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>36</Sole>
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    <nameOfIssuer>JP Morgan</nameOfIssuer>
    <titleOfClass>JP MORGAN INCOME BUILDER CLASS A</titleOfClass>
    <cusip>4812A3288</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>80</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>80</Sole>
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      <None>0</None>
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    <nameOfIssuer>CREDIT SUISSE</nameOfIssuer>
    <titleOfClass>CREDIT SUISSE MANAGED FUTURES STRATEGY FUND CLASS A</titleOfClass>
    <cusip>22540S737</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>80</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>80</Sole>
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      <None>0</None>
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    <nameOfIssuer>iShares</nameOfIssuer>
    <titleOfClass>ISHARES BARCLAYS TIPS BOND ETF</titleOfClass>
    <cusip>464287176</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>6</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Longboard</nameOfIssuer>
    <titleOfClass>LONGBOARD MANAGED FUTURES STRATEGY FUND CLASS A</titleOfClass>
    <cusip>66538A430</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>76</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>76</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>The Travelers Companies, Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>89417E109</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>5</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Juniper Networks Inc</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>48203R104</cusip>
    <value>1</value>
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      <sshPrnamt>29</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>29</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>AlphaCentric</nameOfIssuer>
    <titleOfClass>ALPHACENTRIC INCOME OPPORTUNITIES FUND CLASS A</titleOfClass>
    <cusip>62827M169</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>49</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>49</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>United Continental Holdings, Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>910047109</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>7</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>MYLAN NV</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>N59465109</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>31</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Arbitrage Funds</nameOfIssuer>
    <titleOfClass>THE ARBITRAGE FUND CLASS R</titleOfClass>
    <cusip>03875R106</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>44</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>44</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Michael Kors Holdings Ltd.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>G1890L107</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>17</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Humana Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>444859102</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>2</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>336433107</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>9</Sole>
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      <None>0</None>
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    <nameOfIssuer>NRG Energy</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>629377508</cusip>
    <value>1</value>
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      <sshPrnamt>13</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <None>0</None>
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    <nameOfIssuer>General Motors Company</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>37045V100</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>13</Sole>
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      <None>0</None>
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    <nameOfIssuer>Nielsen NV</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>G6518L108</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>23</Sole>
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      <None>0</None>
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    <nameOfIssuer>SNAP ON INC</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>833034101</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>3</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ALLIANCE DATA SYSTEMS CORP</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>018581108</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>3</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ford Motor Co.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>345370860</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>42</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>42</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Unum Group</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>91529Y106</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>13</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Macy's, Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>55616P104</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>25</Sole>
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      <None>0</None>
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    <nameOfIssuer>International Paper Company</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>460146103</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>9</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FRANKLIN RES CORP</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>913903100</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>13</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>30231G102</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>5</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>United Rentals, Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>911363109</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>3</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>COMCAST CORP</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>V7780T103</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>8</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>025816109</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>3</Sole>
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  <infoTable>
    <nameOfIssuer>FlexShares</nameOfIssuer>
    <titleOfClass>FLEXSHARES QUALITY DIVIDEND INDEX ETF</titleOfClass>
    <cusip>33939L860</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>1, 2, 3, 4, 5</otherManager>
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      <Sole>8</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Laboratory Corp. of America Holdings</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>50540R409</cusip>
    <value>0</value>
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      <sshPrnamt>2</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>2</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>The Goodyear Tire &amp; Rubber Company</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>382550101</cusip>
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    <titleOfClass>EQUITY</titleOfClass>
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    <nameOfIssuer>Dish Network Corp.</nameOfIssuer>
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    <nameOfIssuer>FlexShares</nameOfIssuer>
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    <cusip>33939L753</cusip>
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    <cusip>G7945M107</cusip>
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    <nameOfIssuer>DISCOVERY COMMUNICATIONS, Inc.</nameOfIssuer>
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    <cusip>33939L837</cusip>
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    <titleOfClass>EQUITY</titleOfClass>
    <cusip>038222105</cusip>
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    <cusip>883203101</cusip>
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      <sshPrnamt>3</sshPrnamt>
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    <cusip>31428X106</cusip>
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    <cusip>174610204</cusip>
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    <titleOfClass>EQUITY</titleOfClass>
    <cusip>02376R102</cusip>
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      <sshPrnamt>5</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>Alask Air Group Inc.</nameOfIssuer>
    <titleOfClass>EQUITY</titleOfClass>
    <cusip>011659109</cusip>
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      <sshPrnamt>2</sshPrnamt>
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    <cusip>69331C108</cusip>
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    <cusip>501889208</cusip>
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    <nameOfIssuer>Bed Bath &amp; Beyond Inc.</nameOfIssuer>
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