<SEC-DOCUMENT>0001606587-20-000877.txt : 20200807
<SEC-HEADER>0001606587-20-000877.hdr.sgml : 20200807
<ACCEPTANCE-DATETIME>20200807112549
ACCESSION NUMBER:		0001606587-20-000877
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20200630
FILED AS OF DATE:		20200807
DATE AS OF CHANGE:		20200807
EFFECTIVENESS DATE:		20200807

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Financial Advantage, Inc.
		CENTRAL INDEX KEY:			0001518320
		IRS NUMBER:				521534205
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-14453
		FILM NUMBER:		201084412

	BUSINESS ADDRESS:	
		STREET 1:		10211 WINCOPIN CIRCLE
		STREET 2:		SUITE 220
		CITY:			COLUMBIA
		STATE:			MD
		ZIP:			21044
		BUSINESS PHONE:		(410) 715-9200

	MAIL ADDRESS:	
		STREET 1:		10211 WINCOPIN CIRCLE
		STREET 2:		SUITE 220
		CITY:			COLUMBIA
		STATE:			MD
		ZIP:			21044
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
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        <credentials>
          <cik>0001518320</cik>
          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>06-30-2020</periodOfReport>
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    <coverPage>
      <reportCalendarOrQuarter>06-30-2020</reportCalendarOrQuarter>
      <isAmendment>false</isAmendment>
      <filingManager>
        <name>FAI Wealth Management</name>
        <address>
          <ns1:street1>10211 Wincopin Circle</ns1:street1>
          <ns1:street2>Suite 220</ns1:street2>
          <ns1:city>Columbia</ns1:city>
          <ns1:stateOrCountry>MD</ns1:stateOrCountry>
          <ns1:zipCode>21044</ns1:zipCode>
        </address>
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      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-14453</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Diana Schneider</name>
      <title>Office Manager</title>
      <phone>410-715-9200</phone>
      <signature>Diana Schneider</signature>
      <city>Columbia</city>
      <stateOrCountry>MD</stateOrCountry>
      <signatureDate>08-07-2020</signatureDate>
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    <summaryPage>
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      <tableValueTotal>132246</tableValueTotal>
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<titleOfClass>COM</titleOfClass>
<cusip>02376R102</cusip>
<value>27</value>
<shrsOrPrnAmt><sshPrnamt>2070</sshPrnamt>
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<Shared>0</Shared>
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<infoTable><nameOfIssuer>APPLE INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>037833100</cusip>
<value>326</value>
<shrsOrPrnAmt><sshPrnamt>894</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
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<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>894</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ABBOTT LABS</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>002824100</cusip>
<value>9</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
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<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
<titleOfClass>ORD</titleOfClass>
<cusip>G0450A105</cusip>
<value>2883</value>
<shrsOrPrnAmt><sshPrnamt>100649</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100649</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMERICAN ELEC PWR INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>025537101</cusip>
<value>159</value>
<shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AFLAC INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>001055102</cusip>
<value>23</value>
<shrsOrPrnAmt><sshPrnamt>646</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>646</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ALASKA AIR GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>011659109</cusip>
<value>28</value>
<shrsOrPrnAmt><sshPrnamt>790</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>790</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMAZON COM INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>023135106</cusip>
<value>41</value>
<shrsOrPrnAmt><sshPrnamt>15</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>15</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ARES CAP CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>04010L103</cusip>
<value>4065</value>
<shrsOrPrnAmt><sshPrnamt>281320</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>281320</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>025816109</cusip>
<value>64</value>
<shrsOrPrnAmt><sshPrnamt>680</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>680</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BK OF AMERICA CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>060505104</cusip>
<value>19</value>
<shrsOrPrnAmt><sshPrnamt>810</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>810</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BANK OF NEW YORK MELLON CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>064058100</cusip>
<value>55</value>
<shrsOrPrnAmt><sshPrnamt>1428</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1428</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BLACKROCK INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>09247X101</cusip>
<value>13</value>
<shrsOrPrnAmt><sshPrnamt>25</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>25</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BLACKROCK HEALTH SCIENCES TR</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>09250W107</cusip>
<value>31</value>
<shrsOrPrnAmt><sshPrnamt>773</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>773</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>110122108</cusip>
<value>6747</value>
<shrsOrPrnAmt><sshPrnamt>114746</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>114746</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer>
<titleOfClass>RIGHT 99/99/9999</titleOfClass>
<cusip>110122157</cusip>
<value>152</value>
<shrsOrPrnAmt><sshPrnamt>42653</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>42653</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD TOTAL BOND MARKET</nameOfIssuer>
<titleOfClass>TOTAL BND MRKT</titleOfClass>
<cusip>921937835</cusip>
<value>119</value>
<shrsOrPrnAmt><sshPrnamt>1358</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1358</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
<titleOfClass>CL B NEW</titleOfClass>
<cusip>084670702</cusip>
<value>182</value>
<shrsOrPrnAmt><sshPrnamt>1020</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1020</None>
</votingAuthority>
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<infoTable><nameOfIssuer>BOSTON SCIENTIFIC CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>101137107</cusip>
<value>7</value>
<shrsOrPrnAmt><sshPrnamt>200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>200</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CATERPILLAR INC DEL</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>149123101</cusip>
<value>16</value>
<shrsOrPrnAmt><sshPrnamt>133</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>133</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CEDAR REALTY TRUST INC</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>150602209</cusip>
<value>1</value>
<shrsOrPrnAmt><sshPrnamt>1524</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1524</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COMERICA INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>200340107</cusip>
<value>7</value>
<shrsOrPrnAmt><sshPrnamt>201</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>201</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COMCAST CORP NEW</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>20030N101</cusip>
<value>68</value>
<shrsOrPrnAmt><sshPrnamt>1752</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1752</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CANADIAN NATL RY CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>136375102</cusip>
<value>17</value>
<shrsOrPrnAmt><sshPrnamt>201</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>201</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CAPITAL ONE FINANCIAL CORPORATION</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>14040H105</cusip>
<value>12</value>
<shrsOrPrnAmt><sshPrnamt>197</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>197</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>20825C104</cusip>
<value>8</value>
<shrsOrPrnAmt><sshPrnamt>210</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>210</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CISCO SYS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>17275R102</cusip>
<value>5681</value>
<shrsOrPrnAmt><sshPrnamt>121824</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>121824</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CSX CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>126408103</cusip>
<value>96</value>
<shrsOrPrnAmt><sshPrnamt>1390</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1390</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>244199105</cusip>
<value>18</value>
<shrsOrPrnAmt><sshPrnamt>116</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>116</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DELL TECHNOLOGIES INC</nameOfIssuer>
<titleOfClass>CL C</titleOfClass>
<cusip>24703L202</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>39</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>39</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DIAGEO P L C</nameOfIssuer>
<titleOfClass>SPON ADR NEW</titleOfClass>
<cusip>25243Q205</cusip>
<value>13</value>
<shrsOrPrnAmt><sshPrnamt>101</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>101</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>74834L100</cusip>
<value>3446</value>
<shrsOrPrnAmt><sshPrnamt>30245</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>30245</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
<titleOfClass>COM DISNEY</titleOfClass>
<cusip>254687106</cusip>
<value>8861</value>
<shrsOrPrnAmt><sshPrnamt>79467</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>79467</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>SELECT DIVID ETF</titleOfClass>
<cusip>464287168</cusip>
<value>40</value>
<shrsOrPrnAmt><sshPrnamt>500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>500</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WISDOMTREE JAPAN HEDGED</nameOfIssuer>
<titleOfClass>JAPN HEDGE EQT</titleOfClass>
<cusip>97717W851</cusip>
<value>5128</value>
<shrsOrPrnAmt><sshPrnamt>109073</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>109073</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR SER TR</nameOfIssuer>
<titleOfClass>BLOMBRG BRC EMRG</titleOfClass>
<cusip>78464A391</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>130</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>130</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES MSCI EMERGING MARKETS</nameOfIssuer>
<titleOfClass>MSCI EMG MKT ETF</titleOfClass>
<cusip>464287234</cusip>
<value>53</value>
<shrsOrPrnAmt><sshPrnamt>1329</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1329</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EQT CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>26884L109</cusip>
<value>6</value>
<shrsOrPrnAmt><sshPrnamt>550</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>550</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EQUITRANS MIDSTREAM CORPORAT</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>294600101</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>440</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>440</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EXELON CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>30161N101</cusip>
<value>13</value>
<shrsOrPrnAmt><sshPrnamt>385</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>385</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>F.N.B. CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>302520101</cusip>
<value>4042</value>
<shrsOrPrnAmt><sshPrnamt>538969</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>538969</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>SCHWAB FDT US SC</titleOfClass>
<cusip>808524763</cusip>
<value>14</value>
<shrsOrPrnAmt><sshPrnamt>453</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>453</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>SCHWB FDT INT SC</titleOfClass>
<cusip>808524748</cusip>
<value>11</value>
<shrsOrPrnAmt><sshPrnamt>431</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>431</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>SCHWB FDT EMK LG</titleOfClass>
<cusip>808524730</cusip>
<value>19</value>
<shrsOrPrnAmt><sshPrnamt>815</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>815</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>SCHWB FDT INT LG</titleOfClass>
<cusip>808524755</cusip>
<value>13</value>
<shrsOrPrnAmt><sshPrnamt>584</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>584</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>SCHWAB FDT US LG</titleOfClass>
<cusip>808524771</cusip>
<value>19</value>
<shrsOrPrnAmt><sshPrnamt>535</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>535</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FEDERAL REALTY INVT TR</nameOfIssuer>
<titleOfClass>SH BEN INT NEW</titleOfClass>
<cusip>313747206</cusip>
<value>10</value>
<shrsOrPrnAmt><sshPrnamt>124</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>124</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FS KKR CAP CORP II</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>35952V303</cusip>
<value>1</value>
<shrsOrPrnAmt><sshPrnamt>78</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>78</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FULTON FINL CORP PA</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>360271100</cusip>
<value>8</value>
<shrsOrPrnAmt><sshPrnamt>800</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>800</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NEW GERMANY FD INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>644465106</cusip>
<value>7</value>
<shrsOrPrnAmt><sshPrnamt>506</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>506</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
<titleOfClass>GOLD SHS</titleOfClass>
<cusip>78463V107</cusip>
<value>14135</value>
<shrsOrPrnAmt><sshPrnamt>84457</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>84457</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CORNING INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>219350105</cusip>
<value>10</value>
<shrsOrPrnAmt><sshPrnamt>406</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>406</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>37045V100</cusip>
<value>7</value>
<shrsOrPrnAmt><sshPrnamt>309</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>309</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GLOBAL MED REIT INC</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>37954A204</cusip>
<value>78</value>
<shrsOrPrnAmt><sshPrnamt>6911</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6911</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BARRICK GOLD CORPORATION</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>067901108</cusip>
<value>13</value>
<shrsOrPrnAmt><sshPrnamt>503</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>503</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GOOGLE INC</nameOfIssuer>
<titleOfClass>CAP STK CL C</titleOfClass>
<cusip>02079K107</cusip>
<value>8996</value>
<shrsOrPrnAmt><sshPrnamt>6364</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6364</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GOOGLE INC</nameOfIssuer>
<titleOfClass>CAP STK CL A</titleOfClass>
<cusip>02079K305</cusip>
<value>55</value>
<shrsOrPrnAmt><sshPrnamt>39</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>39</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DBX ETF TR</nameOfIssuer>
<titleOfClass>XTRACK INTL REAL</titleOfClass>
<cusip>233051846</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>161</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>161</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HANESBRANDS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>410345102</cusip>
<value>3908</value>
<shrsOrPrnAmt><sshPrnamt>346234</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>346234</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>437076102</cusip>
<value>12</value>
<shrsOrPrnAmt><sshPrnamt>50</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>50</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HARTFORD FINL SVCS GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>416515104</cusip>
<value>11</value>
<shrsOrPrnAmt><sshPrnamt>304</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>304</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HARLEY DAVIDSON INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>412822108</cusip>
<value>11</value>
<shrsOrPrnAmt><sshPrnamt>500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>500</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DBX ETF TR</nameOfIssuer>
<titleOfClass>XTRACK USD HIGH</titleOfClass>
<cusip>233051432</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>59</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>59</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES GOLD TRUST</nameOfIssuer>
<titleOfClass>ISHARES</titleOfClass>
<cusip>464285105</cusip>
<value>79</value>
<shrsOrPrnAmt><sshPrnamt>4701</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4701</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>459200101</cusip>
<value>11</value>
<shrsOrPrnAmt><sshPrnamt>92</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>92</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>459506101</cusip>
<value>48</value>
<shrsOrPrnAmt><sshPrnamt>400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>400</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>EXPANDED TECH</titleOfClass>
<cusip>464287515</cusip>
<value>13959</value>
<shrsOrPrnAmt><sshPrnamt>49111</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>49111</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>CORE S&amp;P MCP ETF</titleOfClass>
<cusip>464287507</cusip>
<value>78</value>
<shrsOrPrnAmt><sshPrnamt>444</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>444</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INTEL CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>458140100</cusip>
<value>30</value>
<shrsOrPrnAmt><sshPrnamt>510</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>510</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INTUIT</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>461202103</cusip>
<value>29</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
<titleOfClass>INTL QLTDV IDX</titleOfClass>
<cusip>33939L837</cusip>
<value>17</value>
<shrsOrPrnAmt><sshPrnamt>865</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>865</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INVESCO QUALITY MUN INCOME T</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>46133G107</cusip>
<value>47</value>
<shrsOrPrnAmt><sshPrnamt>4014</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4014</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>46120E602</cusip>
<value>43</value>
<shrsOrPrnAmt><sshPrnamt>77</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>77</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>RUS 1000 ETF</titleOfClass>
<cusip>464287622</cusip>
<value>28</value>
<shrsOrPrnAmt><sshPrnamt>167</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>167</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>RUS 2000 GRW ETF</titleOfClass>
<cusip>464287648</cusip>
<value>62</value>
<shrsOrPrnAmt><sshPrnamt>302</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>302</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>478160104</cusip>
<value>45</value>
<shrsOrPrnAmt><sshPrnamt>321</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>321</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>46625H100</cusip>
<value>39</value>
<shrsOrPrnAmt><sshPrnamt>417</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>417</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>49456B101</cusip>
<value>4735</value>
<shrsOrPrnAmt><sshPrnamt>312143</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>312143</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>KINSALE CAP GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>49714P108</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>32</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>32</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COCA COLA CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>191216100</cusip>
<value>48</value>
<shrsOrPrnAmt><sshPrnamt>1080</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1080</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES INC</nameOfIssuer>
<titleOfClass>JP MORGAN EM ETF</titleOfClass>
<cusip>464286517</cusip>
<value>10</value>
<shrsOrPrnAmt><sshPrnamt>250</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>250</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LENNAR CORP</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>526057104</cusip>
<value>9</value>
<shrsOrPrnAmt><sshPrnamt>150</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>150</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LENNAR CORP</nameOfIssuer>
<titleOfClass>CL B</titleOfClass>
<cusip>526057302</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>2</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LOWES COS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>548661107</cusip>
<value>13</value>
<shrsOrPrnAmt><sshPrnamt>101</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>101</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES BARCLAYS MBS BOND</nameOfIssuer>
<titleOfClass>MBS ETF</titleOfClass>
<cusip>464288588</cusip>
<value>163</value>
<shrsOrPrnAmt><sshPrnamt>1477</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1477</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>609207105</cusip>
<value>21</value>
<shrsOrPrnAmt><sshPrnamt>415</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>415</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>3M CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>88579Y101</cusip>
<value>3540</value>
<shrsOrPrnAmt><sshPrnamt>22696</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>22696</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MERCK &amp; CO INC NEW</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>58933Y105</cusip>
<value>8</value>
<shrsOrPrnAmt><sshPrnamt>107</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>107</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MARATHON OIL CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>565849106</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>99</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>99</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>594918104</cusip>
<value>147</value>
<shrsOrPrnAmt><sshPrnamt>726</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>726</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>65339F101</cusip>
<value>247</value>
<shrsOrPrnAmt><sshPrnamt>1032</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1032</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NEWMONT CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>651639106</cusip>
<value>49</value>
<shrsOrPrnAmt><sshPrnamt>805</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>805</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NATIONAL GRID PLC</nameOfIssuer>
<titleOfClass>SPONSORED ADR NE</titleOfClass>
<cusip>636274409</cusip>
<value>11</value>
<shrsOrPrnAmt><sshPrnamt>186</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>186</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NUVEEN MARYLAND QLT MUN INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>67061Q107</cusip>
<value>82</value>
<shrsOrPrnAmt><sshPrnamt>6370</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6370</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>655844108</cusip>
<value>24</value>
<shrsOrPrnAmt><sshPrnamt>139</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>139</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NUTRIEN LTD</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>67077M108</cusip>
<value>9</value>
<shrsOrPrnAmt><sshPrnamt>308</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>308</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>OCCIDENTAL PETE CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>674599105</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>29</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>29</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PFIZER INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>717081103</cusip>
<value>13</value>
<shrsOrPrnAmt><sshPrnamt>412</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>412</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>742718109</cusip>
<value>36</value>
<shrsOrPrnAmt><sshPrnamt>303</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>303</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>693475105</cusip>
<value>51</value>
<shrsOrPrnAmt><sshPrnamt>493</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>493</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>744320102</cusip>
<value>14</value>
<shrsOrPrnAmt><sshPrnamt>230</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>230</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PHILLIPS 66</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>718546104</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>55</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>55</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>70450Y103</cusip>
<value>17</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>QUALCOMM INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>747525103</cusip>
<value>18</value>
<shrsOrPrnAmt><sshPrnamt>203</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>203</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
<titleOfClass>UNIT SER 1</titleOfClass>
<cusip>46090E103</cusip>
<value>136</value>
<shrsOrPrnAmt><sshPrnamt>550</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>550</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
<titleOfClass>SPONS ADR A</titleOfClass>
<cusip>780259206</cusip>
<value>11</value>
<shrsOrPrnAmt><sshPrnamt>340</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>340</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>REGENCY CTRS CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>758849103</cusip>
<value>2268</value>
<shrsOrPrnAmt><sshPrnamt>49427</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>49427</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>RMR GROUP INC</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>74967R106</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>4</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COHEN &amp; STEERS QUALITY INCOM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>19247L106</cusip>
<value>75</value>
<shrsOrPrnAmt><sshPrnamt>6927</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6927</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
<titleOfClass>S&amp;P500 EQL TEC</titleOfClass>
<cusip>46137V282</cusip>
<value>84</value>
<shrsOrPrnAmt><sshPrnamt>425</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>425</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>US SML CAP ETF</titleOfClass>
<cusip>808524607</cusip>
<value>19</value>
<shrsOrPrnAmt><sshPrnamt>304</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>304</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>INTL SCEQT ETF</titleOfClass>
<cusip>808524888</cusip>
<value>7</value>
<shrsOrPrnAmt><sshPrnamt>253</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>253</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>US DIVIDEND EQ</titleOfClass>
<cusip>808524797</cusip>
<value>18</value>
<shrsOrPrnAmt><sshPrnamt>359</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>359</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>EMRG MKTEQ ETF</titleOfClass>
<cusip>808524706</cusip>
<value>7</value>
<shrsOrPrnAmt><sshPrnamt>319</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>319</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>INTL EQTY ETF</titleOfClass>
<cusip>808524805</cusip>
<value>12</value>
<shrsOrPrnAmt><sshPrnamt>429</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>429</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>US REIT ETF</titleOfClass>
<cusip>808524847</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>80</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>80</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>US TIPS ETF</titleOfClass>
<cusip>808524870</cusip>
<value>34</value>
<shrsOrPrnAmt><sshPrnamt>573</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>573</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>INTRM TRM TRES</titleOfClass>
<cusip>808524854</cusip>
<value>5</value>
<shrsOrPrnAmt><sshPrnamt>94</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>94</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>US LRG CAP ETF</titleOfClass>
<cusip>808524201</cusip>
<value>24</value>
<shrsOrPrnAmt><sshPrnamt>330</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>330</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
<titleOfClass>S&amp;P DIVID ETF</titleOfClass>
<cusip>78464A763</cusip>
<value>57</value>
<shrsOrPrnAmt><sshPrnamt>630</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>630</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>JM SMUCKERS CO</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>832696405</cusip>
<value>3461</value>
<shrsOrPrnAmt><sshPrnamt>32717</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>32717</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SUN LIFE FINL INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>866796105</cusip>
<value>26</value>
<shrsOrPrnAmt><sshPrnamt>733</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>733</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SOUTHERN CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>842587107</cusip>
<value>3497</value>
<shrsOrPrnAmt><sshPrnamt>67458</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>67458</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR SER TR</nameOfIssuer>
<titleOfClass>PORTFOLIO INTRMD</titleOfClass>
<cusip>78464A375</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>81</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>81</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
<titleOfClass>TR UNIT</titleOfClass>
<cusip>78462F103</cusip>
<value>123</value>
<shrsOrPrnAmt><sshPrnamt>400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>400</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SERVICE PPTYS TR</nameOfIssuer>
<titleOfClass>COM SH BEN INT</titleOfClass>
<cusip>81761L102</cusip>
<value>1</value>
<shrsOrPrnAmt><sshPrnamt>275</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>275</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>STRYKER CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>863667101</cusip>
<value>54</value>
<shrsOrPrnAmt><sshPrnamt>300</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>300</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SYSCO CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>871829107</cusip>
<value>4597</value>
<shrsOrPrnAmt><sshPrnamt>84112</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>84112</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AT&amp;T INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>00206R102</cusip>
<value>67</value>
<shrsOrPrnAmt><sshPrnamt>2244</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2244</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TEMPLETON DRAGON FD INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>88018T101</cusip>
<value>15</value>
<shrsOrPrnAmt><sshPrnamt>748</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>748</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TRUIST FINL CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>89832Q109</cusip>
<value>23</value>
<shrsOrPrnAmt><sshPrnamt>631</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>631</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HANOVER INS GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>410867105</cusip>
<value>25</value>
<shrsOrPrnAmt><sshPrnamt>256</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>256</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>872540109</cusip>
<value>4553</value>
<shrsOrPrnAmt><sshPrnamt>90066</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>90066</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
<titleOfClass>SP ADR REP2COM</titleOfClass>
<cusip>892331307</cusip>
<value>12</value>
<shrsOrPrnAmt><sshPrnamt>102</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>102</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR DOUBLELINE TOTAL RETURN T</nameOfIssuer>
<titleOfClass>SPDR TR TACTIC</titleOfClass>
<cusip>78467V848</cusip>
<value>248</value>
<shrsOrPrnAmt><sshPrnamt>5017</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5017</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>74144T108</cusip>
<value>101</value>
<shrsOrPrnAmt><sshPrnamt>820</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>820</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
<titleOfClass>CL C</titleOfClass>
<cusip>904311206</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>241</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>241</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNDER ARMOUR INC CL C</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>904311107</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>240</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>240</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>91324P102</cusip>
<value>26</value>
<shrsOrPrnAmt><sshPrnamt>90</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>90</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>907818108</cusip>
<value>4784</value>
<shrsOrPrnAmt><sshPrnamt>28296</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>28296</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
<titleOfClass>CL B</titleOfClass>
<cusip>911312106</cusip>
<value>44</value>
<shrsOrPrnAmt><sshPrnamt>400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>400</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>US BANCORP DEL</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>902973304</cusip>
<value>3925</value>
<shrsOrPrnAmt><sshPrnamt>106622</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>106622</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>MSCI MIN VOL ETF</titleOfClass>
<cusip>46429B697</cusip>
<value>60</value>
<shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VISA INC</nameOfIssuer>
<titleOfClass>COM CL A</titleOfClass>
<cusip>92826C839</cusip>
<value>77</value>
<shrsOrPrnAmt><sshPrnamt>400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>400</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INTERM-TERM CORP BOND</nameOfIssuer>
<titleOfClass>INT-TERM CORP</titleOfClass>
<cusip>92206C870</cusip>
<value>243</value>
<shrsOrPrnAmt><sshPrnamt>2562</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2562</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD SHORT-TERM CORP BOND</nameOfIssuer>
<titleOfClass>SHRT TRM CORP BD</titleOfClass>
<cusip>92206C409</cusip>
<value>301</value>
<shrsOrPrnAmt><sshPrnamt>3647</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3647</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
<titleOfClass>ENERGY ETF</titleOfClass>
<cusip>92204A306</cusip>
<value>19</value>
<shrsOrPrnAmt><sshPrnamt>386</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>386</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
<titleOfClass>MORTG-BACK SEC</titleOfClass>
<cusip>92206C771</cusip>
<value>8</value>
<shrsOrPrnAmt><sshPrnamt>152</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>152</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>929160109</cusip>
<value>8</value>
<shrsOrPrnAmt><sshPrnamt>73</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>73</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
<titleOfClass>GLB EX US ETF</titleOfClass>
<cusip>922042676</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>17</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>17</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
<titleOfClass>MID CAP ETF</titleOfClass>
<cusip>922908629</cusip>
<value>45</value>
<shrsOrPrnAmt><sshPrnamt>275</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>275</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
<titleOfClass>UTILITIES ETF</titleOfClass>
<cusip>92204A876</cusip>
<value>12</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD TOTAL STOCK MKT</nameOfIssuer>
<titleOfClass>TOTAL STK MKT</titleOfClass>
<cusip>922908769</cusip>
<value>109</value>
<shrsOrPrnAmt><sshPrnamt>700</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>700</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD LARGE CAP INDEX FUND</nameOfIssuer>
<titleOfClass>LARGE CAP ETF</titleOfClass>
<cusip>922908637</cusip>
<value>210</value>
<shrsOrPrnAmt><sshPrnamt>1470</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1470</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>92343V104</cusip>
<value>232</value>
<shrsOrPrnAmt><sshPrnamt>4212</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4212</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WESTERN DIGITAL CORP.</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>958102105</cusip>
<value>1</value>
<shrsOrPrnAmt><sshPrnamt>23</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>23</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WORKHORSE GROUP INC</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>98138J206</cusip>
<value>17</value>
<shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>931142103</cusip>
<value>6134</value>
<shrsOrPrnAmt><sshPrnamt>51218</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>51218</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WEYERHAEUSER CO MTN BE</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>962166104</cusip>
<value>9</value>
<shrsOrPrnAmt><sshPrnamt>412</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>412</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNITED STATES STL CORP NEW</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>912909108</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>9</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>9</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
<titleOfClass>S&amp;P BIOTECH</titleOfClass>
<cusip>78464A870</cusip>
<value>2410</value>
<shrsOrPrnAmt><sshPrnamt>21535</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>21535</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
<titleOfClass>SBI HEALTHCARE</titleOfClass>
<cusip>81369Y209</cusip>
<value>77</value>
<shrsOrPrnAmt><sshPrnamt>770</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>770</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>30231G102</cusip>
<value>313</value>
<shrsOrPrnAmt><sshPrnamt>7010</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7010</None>
</votingAuthority>
</infoTable>
</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>