Exhibit (g)(4)(b)

AMENDMENT NO. 2 TO GLOBAL CUSTODY AGREEMENT

This Amendment is made on Sept. 9, 2021, to the Global Custody Agreement dated June 22, 2020, as amended from time to time (the Agreement”), between JPMorgan Chase Bank, National Association J.P. Morgan and each of the investment companies listed on Annex B to the Agreement, on behalf of itself and of each series or portfolio listed under its name on Annex B, as applicable, severally and not jointly (each , a “Fund”).

WHEREAS, the parties desire to amend the Agreement as set forth below.

NOW, THEREFORE, in consideration of the mutual agreements herein contained, the parties hereby acknowledge and agree as follows:

1.Certain Definitions. Unless otherwise defined herein, capitalized terms used herein have the meanings specified in or pursuant to the Agreement.

2.Amendments.

Annex B of the agreement is hereby deleted in its entirety and replaced with Annex B attached hereto.

3.Except as specifically amended hereby, all of the terms and conditions of the Agreement shall continue to be in full force and effect and shall be binding upon the parties in accordance with their respective terms.

4.This Amendment may be executed in any number of counterparts and by the different parties hereto on separate counterparts, each of which when so executed and delivered shall be an original, but all of which shall together constitute one and the same instrument.

5.This Amendment shall be governed by and construed in accordance with the laws of the State of New York, without regard to New York’s principles regarding conflict of laws.

[SIGNATURE PAGE TO FOLLOW]

IN WITNESS WHEREOF, the parties have caused this Amendment to be executed by their respective officers or authorized representatives as of the date first written above.

THE MAINSTAY FUNDS (on behalf of each of its relevant Funds as set forth in Annex B hereto)		JPMORGAN CHASE BANK, N.A.
By:	/s/ Kirk C. Lehneis	By:	/s/ Matthew Leisman
Name:	Kirk C. Lehneis	Name:	Matthew Leisman
Title:	President	Title:	Executive Director
Date:	September 8, 2021	Date:	September 9, 2021

MAINSTAY FUNDS TRUST (on behalf of each of its relevant Funds as set forth in Annex B hereto)
By:	/s/ Kirk C. Lehneis
Name:	Kirk C. Lehneis
Title:	President
Date:	September 8, 2021

MAINSTAY VP FUNDS TRUST (on behalf of each of its relevant Funds as set forth in Annex B hereto)
By:	/s/ Kirk C. Lehneis
Name:	Kirk C. Lehneis
Title:	President
Date:	September 8, 2021

MAINSTAY MACKAY DEFINEDTERM MUNICIPAL OPPORTUNITIES FUND
By:	/s/ Kirk C. Lehneis
Name:	Kirk C. Lehneis
Title:	President
Date:	September 8, 2021

MAINSTAY CBRE GLOBAL INFRASTRUCTURE MEGATRENDS FUND
By:	/s/ Kirk C. Lehneis
Name:	Kirk C. Lehneis
Title:	President
Date:	September 8, 2021

Global CustodyAgreement

AnnexB

(List ofCustomers/Funds)

The MainStayFunds

MainStayCandriamEmergingMarketsDebtFund
MainStayIncomeBuilderFund
MainStayWMCEnduringCapitalFund
MainStayMacKayConvertibleFund
MainStayMacKayHighYieldCorporateBondFund
MainStayMacKay U.S. InfrastructureBondFund
MainStayMacKayInternationalEquityFund
MainStay MacKay Tax Free BondFund
MainStay MacKay Strategic BondFund
MainStayWMCValueFund
MainStayMoneyMarketFund
MainStayWinslowLargeCapGrowthFund

MainStay FundsTrust

MainStayBalancedFund
MainStayCandriamEmergingMarketsEquityFund
MainStayConservativeAllocationFund
MainStayEpochCapitalGrowthFund
MainStayEpochGlobalEquityYieldFund
MainStayEpochInternationalChoiceFund
MainStayEpochU.S.EquityYieldFund
MainStayFloatingRateFund
MainStay Equity Allocation Fund
MainStay MacKay California Tax Free Opportunities Fund
MainStay WMC Growth Fund
MainStay MacKay High Yield Municipal Bond Fund
MainStay WMC International Research Equity Fund
MainStay MacKay New York Tax Free Opportunities Fund
MainStay MacKay S&P 500 Index Fund
MainStay MacKay Short Duration High Yield Fund
MainStay WMC Small Companies Fund
MainStay MacKay Total Return Bond Fund
MainStay ESG Multi-Asset Allocation Fund
MainStay Moderate Allocation Fund
MainStay Growth Allocation Fund
MainStay Short Term Bond Fund
MainStay U.S. Government Liquidity Fund
MainStay Cushing MLP Premier Fund
MainStay CBRE Global Infrastructure Fund
MainStay CBRE Real Estate Fund
MainStay MacKay Intermediate Tax Free Bond Fund
MainStay MacKay Short Term Municipal Fund
MainStay Defensive ETF Allocation Fund
MainStayConservativeETFAllocationFund
MainStayModerateETFAllocationFund
MainStayGrowthETFAllocationFund
MainStayEquityETFAllocationFund

MainStay VP Funds Trust
MainStayVPBalancedPortfolio
MainStayVPBondPortfolio
MainStayVPCBREGlobalInfrastructurePortfolio
MainStayVPConservativeAllocationPortfolio
MainStayVPCandriamEmergingMarketsEquityPortfolio
MainStayVPEpochU.S.EquityYieldPortfolio
MainStayVPFidelityInstitutionalAM^®UtilitiesPortfolio
MainStayVPFloatingRatePortfolio
MainStay VP Equity Allocation Portfolio
MainStay VP Income Builder Portfolio
MainStayVPIndexedBondPortfolio
MainStayVPIQHedgeMulti-StrategyPortfolio
MainStayVPJanusHendersonBalancedPortfolio
MainStayVPWellingtonU.S.EquityPortfolio
MainStayVPMacKayConvertiblePortfolio
MainStayVPMacKayGovernmentPortfolio
MainStayVPWellingtonGrowthPortfolio
MainStayVPMacKayHighYieldCorporateBondPortfolio
MainStayVPMacKayInternationalEquityPortfolio
MainStayVPWellingtonMidCapCorePortfolio
MainStayVPMacKayS&P500IndexPortfolio
MainStayVPWellingtonSmallCapCorePortfolio
MainStayVPMacKay Strategic BondPortfolio
MainStay VP Natural ResourcesPortfolio
MainStay VP Moderate AllocationPortfolio
MainStay VP Growth AllocationPortfolio
MainStayVPPIMCORealReturnPortfolio
MainStayVPSmallCapGrowthPortfolio
MainStayVPT.RowePriceEquityIncomePortfolio
MainStayVPU.S.GovernmentMoneyMarketPortfolio
MainStayVPWinslowLargeCapGrowthPortfolio

MainStayMacKayDefinedTermMunicipalOpportunitiesFund

MainStayMacKayDefinedTermMunicipalOpportunitiesFund(closedendfund)

MainStayCBRE Global Infrastructure Megatrends Fund

MainStayCBRE Global Infrastructure Megatrends Fund