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Exhibit 3.1

CERTIFICATE OF DESIGNATIONS

OF

SERIES A NON-CUMULATIVE PERPETUAL PREFERRED STOCK 

OF

CROSSFIRST BANKSHARES, INC.

CrossFirst Bankshares, Inc., a Kansas corporation, referred to herein as the "corporation",

in accordance with the provisions of K.S.A. § 17-6401, does hereby certify:

The board of directors of the corporation, referred to herein as the "board of directors", in

accordance with Article III of the Articles of Incorporation of the corporation , as amended, and

applicable law, adopted the following resolution on March 22, 2023 creating a series of 15,000

shares of preferred stock of the corporation designated as "Series A Non-Cumulative Perpetual

Preferred Stock":

RESOLVED

, that pursuant to the authority conferred on the board of directors by

the corporation's Articles of Incorporation, as amended, the Series A Non-Cumulative

Perpetual Preferred Stock, as a series of preferred stock, par value $0.01 per share, of the

corporation, be and it hereby is created; and that the designations, powers, preferences and

rights of the Series A Non-Cumulative Perpetual Preferred Stock, and the qualifications,

limitations or restrictions thereof are as follows:

1. Designation and Number of Shares. There is hereby created out of the authorized

and unissued shares of preferred stock of the corporation authorized by Article III(a) a series of

preferred stock designated as the "Series A Non-Cumulative Perpetual Preferred Stock" (the

"Series A Preferred Stock"). The par value of the Series A Preferred Stock shall be $0.01 per share. 

The authorized number of shares of Series A Preferred Stock shall be 15,000. The number of shares

constituting the Series A Preferred Stock may be increased from time to time by resolution of the

board of directors or a duly authorized committee of the board of directors in accordance with the

Articles of Incorporation, the Bylaws, and applicable law up to the maximum number of shares of

preferred stock authorized to be issued under the Articles of Incorporation less all shares at the

time authorized of any other series of preferred stock or decreased from time to time by a resolution

of the board of directors or a duly authorized committee of the board of directors in accordance

with the Articles of Incorporation, the Bylaws, and applicable law but not below the number of

shares of Series A Preferred Stock then outstanding. Shares of Series A Preferred Stock shall be

dated the date of issue, which date shall be referred to herein as the “original issue date.” Shares

of outstanding Series A Preferred Stock that are redeemed, purchased, or otherwise acquired by

the corporation shall be cancelled and shall revert to authorized but unissued shares of the preferred

stock, undesignated as to series. The corporation shall have the authority to issue fractional shares

of Series A Preferred Stock.

2. Definitions. As used herein with respect to the Series A Preferred Stock: 

“Appropriate Federal Banking Agency” means the “appropriate Federal banking

agency” with respect to the corporation as defined in Section 3(q) of the Federal Deposit

Insurance Act (12 U.S.C. Section 1813(q)), or any successor provision.

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“Articles of Incorporation” means the Articles of Incorporation of the corporation,

as amended, and as it may be amended or restated from time to time.

“Business Day” means any day, other than a Saturday or Sunday, that is neither a

legal holiday nor a day on which banking institutions are authorized or required by law or

regulation to close in Kansas.

3. Ranking. The shares of Series A Preferred Stock shall rank: 

(a) senior, as to dividends and upon liquidation, dissolution, and winding-up of

the corporation, to the common stock of the corporation and to any other class or series of

capital stock of the corporation now or hereafter authorized, issued, or outstanding that, by

its terms, does not expressly provide that such class or series ranks pari passu with the

Series A Preferred Stock or senior to the Series A Preferred Stock as to dividends and upon

liquidation, dissolution, and winding-up of the corporation, as the case may be

(collectively, “Series A Junior Securities”); 

(b) on a parity, as to dividends and upon liquidation, dissolution, and winding-

up of the corporation, with any class or series of capital stock of the corporation now or

hereafter authorized, issued, or outstanding that, by its terms, expressly provides that such

class or series ranks pari passu with the Series A Preferred Stock as to dividends and upon

liquidation, dissolution, and winding-up of the corporation, as the case may be

(collectively, “Series A Parity Securities”); and

(c) junior, as to dividends and upon liquidation, dissolution, and winding-up of

the corporation, to any other class or series of capital stock of the corporation now or

hereafter authorized, issued, or outstanding that, by its terms, expressly provides that such

class or series ranks senior to the Series A Preferred Stock as to dividends and upon

liquidation, dissolution, and winding-up of the corporation, as the case may be.

The corporation may authorize and issue additional shares of Series A Preferred Stock, Series A

Junior Securities and Series A Parity Securities from time to time without the consent of the holders

of the Series A Preferred Stock.

4. Dividends. 

(a) Holders of Series A Preferred Stock will be entitled to receive, only when,

as, and if declared by the board of directors or a duly authorized committee of the board of

directors, on each Dividend Payment Date (as defined below), out of assets legally

available for the payment of dividends thereof, non-cumulative cash dividends based on

the liquidation preference of the Series A Preferred Stock of $1,000 per share. Dividends

on each share of Series A Preferred Stock shall accrue at a rate equal to 8.00% per annum

on the liquidation preference of $1,000 per share for each Dividend Period. In the event

the corporation issues additional shares of the Series A Preferred Stock after the original

issue date, dividends on such shares may accrue from the original issue or any other date

specified by the board of directors or a duly authorized committee of the board of directors

at the time such additional shares are issued.

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(b) If declared by the board of directors or a duly authorized committee of the

board of directors, dividends will be payable on the Series A Preferred Stock quarterly in

arrears on March 15, June 15, September 15, and December 15 of each year, beginning on

June 15, 2023 (each such day a “Dividend Payment Date”) based on a liquidation

preference of $1,000 per share. In the event that any Dividend Payment Date falls on a day

that is not a Business Day, the dividend payment due on that date shall be postponed to the

next day that is a Business Day and no additional dividends shall accrue as a result of that

postponement. 

(c) Dividends will be payable to holders of record of Series A Preferred Stock

as they appear on the corporation’s stock register on the applicable record date, which shall

be the 15

th

 calendar day before the applicable Dividend Payment Date, or such other record

date, not less than 15 calendar days nor more than 30 calendar days before the applicable

Dividend Payment Date, as such record date shall be fixed by the board of directors or a

duly authorized committee of the board of directors.

(d) A “Dividend Period” is the period from and including a Dividend Payment

Date to, but excluding, the next succeeding Dividend Payment Date or any earlier

redemption date, except that the initial Dividend Period will commence on and include the

original issue date of Series A Preferred Stock (or other date specified by the board of

directors or a duly authorized committee of the board of directors as provided in sub-

section (a)) and continue to, but excluding, the next Dividend Payment Date. Dividends

payable on Series A Preferred Stock will be computed on the basis of a 360-day year

consisting of twelve 30-day months. Dollar amounts resulting from the calculation will be

rounded to the nearest cent, with one-half cent being rounded upward. Dividends on the

Series A Preferred Stock will cease to accrue on the redemption date, if any, with respect

to the Series A Preferred Stock redeemed, unless the corporation defaults in the payment

of the redemption price of the Series A Preferred Stock called for redemption.

(e) Dividends on the Series A Preferred Stock will not be cumulative. If the

board of directors or a duly authorized committee of the board of directors does not declare

a dividend, in full or otherwise, on the Series A Preferred Stock in respect of a Dividend

Period, then such unpaid dividends shall cease to accrue and shall not be payable on the

applicable Dividend Payment Date or be cumulative, and the corporation will have no

obligation to pay (and the holders of the Series A Preferred Stock will have no right to

receive) dividends accrued for such Dividend Period after the Dividend Payment Date for

such Dividend Period, whether or not the board of directors or a duly authorized committee

of the board of directors declares a dividend for any future Dividend Period with respect to

the Series A Preferred Stock, the common stock, or any other class or series of the

corporation’s preferred stock. No interest, or sum of money in lieu of interest, shall be

payable in respect of any dividend not declared.

(f) Notwithstanding any other provision hereof, dividends on the Series A

Preferred Stock shall not be declared, paid, or set aside for payment to the extent such act

would cause the corporation to fail to comply with the laws and regulations applicable to

it, including applicable capital adequacy rules of the Board of Governors of the Federal

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Reserve System (the “Federal Reserve”) or, as and if applicable, the capital adequacy rules

or regulations of any Appropriate Federal Banking Agency.

(g) So long as any share of Series A Preferred Stock remains outstanding:

(i) no dividend or distribution shall be declared, paid or set aside for

payment, and no distribution shall be declared or made or set aside for payment, on

any Series A Junior Securities, other than (A) a dividend payable solely in Series

A Junior Securities or (B) any dividend in connection with the implementation of a

stockholders’ rights plan, or the issuance of rights, stock, or other property under

any such plan, or the redemption or repurchase of any rights under any such plan;

(ii) no shares of Series A Junior Securities shall be repurchased,

redeemed, or otherwise acquired for consideration by the corporation, directly or

indirectly, other than (A) as a result of a reclassification of Series A Junior

Securities for or into other Series A Junior Securities, (B) the exchange or

conversion of one share of Series A Junior Securities for or into another share of

Series A Junior Securities, (C) through the use of the proceeds of a substantially

contemporaneous sale of other shares of Series A Junior Securities, (D) purchases,

redemptions, or other acquisitions of shares of Series A Junior Securities in

connection with any employment contract, benefit plan, or other similar

arrangement with or for the benefit of employees, officers, directors, or consultants,

(E) purchases of shares of Series A Junior Securities pursuant to a contractually

binding requirement to buy Series A Junior Securities existing prior to the

preceding Dividend Period, including under a contractually binding stock

repurchase plan, or (F) the purchase of fractional interests in shares of Series A

Junior Securities pursuant to the conversion or exchange provisions of such stock

or the security being converted or exchanged; nor shall any monies be paid to or

made available for a sinking fund for the redemption of any such securities by the

corporation; and

(iii) no shares of Series A Parity Securities shall be repurchased,

redeemed, or otherwise acquired for consideration by the corporation, directly or

indirectly, other than (A) pursuant to pro rata offers to purchase all, or a pro rata

portion, of the Series A Preferred Stock and such Series A Parity Securities, if any,

(B) as a result of a reclassification of Series A Parity Securities for or into other

Series A Parity Securities, (C) the exchange or conversion of one share of Series A

Parity Securities for or into another share of Series A Parity Securities or Series A

Junior Securities, (D) through the use of the proceeds of a substantially

contemporaneous sale of other shares of Series A Parity Securities, (E) purchases

of shares of Series A Parity Securities pursuant to a contractually binding

requirement to buy Series A Parity Securities existing prior to the preceding

Dividend Period, including under a contractually binding stock repurchase plan, or

(F) the purchase of fractional interests in shares of Series A Parity Securities

pursuant to the conversion or exchange provisions of such stock or the security

being converted or exchanged; nor shall any monies be paid to or made available

for a sinking fund for the redemption of any such securities by the corporation;

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unless, in each case, the full dividends for the most recently completed Dividend

Period on all outstanding shares of Series A Preferred Stock have been declared

and paid or declared and a sum sufficient for the payment thereof has been set aside.

(h) Notwithstanding the foregoing, if dividends are not paid in full, or set aside

for payment in full, on any dividend payment date, upon the shares of Series A Preferred

Stock and any Series A Parity Securities, all dividends declared upon shares of Series A

Preferred Stock and any Series A Parity Securities for such dividend payment date shall be

declared on a pro rata basis in proportion to the respective amounts of undeclared and

unpaid dividends for the Series A Preferred Stock and all Series A Parity Securities on such

dividend payment date. To the extent a dividend period with respect to any Series A Parity

Securities coincides with more than one Dividend Period, for purposes of the immediately

preceding sentence the board of directors shall treat such dividend period as two or more

consecutive dividend periods, none of which coincides with more than one Dividend

Period, or shall treat such dividend period(s) with respect to any Series A Parity Securities

and Dividend Period(s) for purposes of the immediately preceding sentence in any other

manner that it deems to be fair and equitable in order to achieve ratable payments of

dividends on such Series A Parity Securities and the Series A Preferred Stock. To the extent

a Dividend Period coincides with more than one dividend period with respect to any Series

A Parity Securities, for purposes of the first sentence of this paragraph the board of

directors shall treat such Dividend Period as two or more consecutive Dividend Periods,

none of which coincides with more than one dividend period with respect to such Series A

Parity Securities, or shall treat such Dividend Period(s) and dividend period(s) with respect

to any Series A Parity Securities for purposes of the first sentence of this paragraph in any

other manner that it deems to be fair and equitable in order to achieve ratable payments of

dividends on the Series A Preferred Stock and such Series A Parity Securities. For the

purposes of this paragraph, the term “dividend period” as used with respect to any Series

A Parity Securities means such dividend periods as are provided for in the terms of such

Series A Parity Securities.

(i) Subject to the foregoing, dividends (payable in cash, stock, or otherwise), as may

be determined by the board of directors or a duly authorized committee of the board of directors,

may be declared and paid on the common stock and any other class or series of capital stock

ranking equally with or junior to Series A Preferred Stock from time to time out of any assets

legally available for such payment, and the holders of Series A Preferred Stock shall not be entitled

to participate in any such dividend.

5. Liquidation 

(a) Upon any voluntary or involuntary liquidation, dissolution, or winding-up of the

corporation, holders of Series A Preferred Stock are entitled to receive out of the assets of the

corporation available for distribution to stockholders, after satisfaction of liabilities and obligations

to creditors, if any, and subject to the rights of holders of any securities then outstanding ranking

senior to or on parity with Series A Preferred Stock with respect to distributions of assets, before

any distribution or payment out of the assets of the corporation is made to holders of common

stock or any Series A Junior Securities, a liquidating distribution in the amount of the liquidation

preference of $1,000 per share plus any declared and unpaid dividends prior to the payment of the

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liquidating distribution, without accumulation of any dividends that have not been declared prior

to the payment of the liquidating distribution. After payment of the full amount of such liquidating

distribution, the holders of Series A Preferred Stock shall not be entitled to any further participation

in any distribution of assets of the corporation.

(b) In any such liquidating distribution, if the assets of the corporation are not sufficient

to pay the liquidation preferences (as defined below) in full to all holders of Series A Preferred

Stock and all holders of any Series A Parity Securities, the amounts paid to the holders of Series

A Preferred Stock and to the holders of all Series A Parity Securities will be paid pro rata in

accordance with the respective aggregate liquidation preferences of those holders. In any such

distribution, the “liquidation preference” of any holder of Series A Preferred Stock or any Series

A Parity Securities means the amount otherwise payable to such holder in such distribution

(assuming no limitation on the corporation’s assets available for such distribution), including any

declared but unpaid dividends (and, in the case of any holder of stock other than the Series A

Preferred Stock on which dividends accrue on a cumulative basis, an amount equal to any unpaid,

accrued, cumulative dividends, whether or not declared, as applicable). If the liquidation

preference has been paid in full to all holders of Series A Preferred Stock and any Series A Parity

Securities, the holders of the corporation’s Series A Junior Securities shall be entitled to receive

all remaining assets of the corporation according to their respective rights and preferences.

(c) For purposes of this Section 5, neither the sale, conveyance, exchange, or transfer

of all or substantially all of the assets or business of the corporation for cash, securities, or other

property, nor the merger or consolidation of the corporation with any other entity, including a

merger or consolidation in which the holders of Series A Preferred Stock receive cash, securities,

or property for their shares, shall constitute a liquidation, dissolution, or winding-up of the

corporation.

6. Redemption. 

(a) Series A Preferred Stock is not subject to any mandatory redemption, sinking fund,

or other similar provision. Series A Preferred Stock is not redeemable prior to March 29, 2028.

Shares of Series A Preferred Stock then outstanding will be redeemable at the option of the

corporation, in whole or in part, from time to time, on March 29, 2028, or on any Dividend

Payment Date on or after March 29, 2028, at a redemption price equal to $1,000 per share, plus

any declared and unpaid dividends, without accumulation of any undeclared dividends, to, but

excluding, the date of redemption. Holders of Series A Preferred Stock will have no right to require

the redemption or repurchase of Series A Preferred Stock. Notwithstanding the foregoing, within

90 days following the occurrence of a Regulatory Capital Treatment Event (as defined below), the

corporation, at its option, may redeem, at any time, all (but not less than all) of the shares of the

Series A Preferred Stock at the time outstanding, at a redemption price equal to $1,000 per share,

plus any declared and unpaid dividends, without accumulation of any undeclared dividends, upon

notice given as provided in sub-section (b) below. Any declared but unpaid dividends payable on

a redemption date that occurs subsequent to the record date for a Dividend Period shall not be paid

to the holder entitled to receive the redemption price on the redemption date, but rather shall be

paid to the holder of record of the redeemed shares on such record date relating to the Dividend

Payment Date as provided in Section 4(c) above. In all cases, the corporation may not redeem

shares of the Series A Preferred Stock without having received the prior approval of the Federal

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Reserve or any successor Appropriate Federal Banking Agency if then required under capital rules

applicable to the corporation.

A “Regulatory Capital Treatment Event” means the good faith determination by the board

of directors or a duly authorized committee of the board of directors that, as a result of (i) any

amendment to, or change in, the laws, rules, or regulations of the United States or any political

subdivision of or in the United States (including, for the avoidance of doubt, any agency or

instrumentality of the United States, including the Federal Reserve and other federal banking

agencies) that is enacted or becomes effective after the initial issuance of any share of the Series

A Preferred Stock; (ii) any proposed change in those laws, rules, or regulations that is announced

after the initial issuance of any share of the Series A Preferred Stock; or (iii) any official

administrative decision or judicial decision or administrative action or other official

pronouncement interpreting or applying those laws, rules, or regulations or policies with respect

thereto that is announced after the initial issuance of any share of the Series A Preferred Stock,

there is more than an insubstantial risk that the corporation will not be entitled to treat the full

liquidation value of $1,000 per share of the Series A Preferred Stock then outstanding as “Tier 1

Capital” (or its equivalent) for purposes of the capital adequacy rules of the Federal Reserve (or,

as and if applicable, the capital adequacy rules or regulations of any successor Appropriate Federal

Banking Agency), as then in effect and applicable, for as long as any share of the Series A Preferred

Stock is outstanding.

(b) If shares of Series A Preferred Stock are to be redeemed, the notice of redemption

shall be given to the holders of record of Series A Preferred Stock to be redeemed by first class

mail, postage prepaid, addressed to the holders of record of such shares to be redeemed at their

respective last addresses appearing on the corporation’s stock register not less than 30 days nor

more than 60 days prior to the date fixed for redemption thereof. Each notice of redemption will

include a statement setting forth (i) the redemption date; (ii) the number of shares of Series A

Preferred Stock to be redeemed and, if less than all the shares held by such holder are to be

redeemed, the number of such shares to be redeemed from such holder; (iii) the redemption price;

and (iv) that dividends on the shares to be redeemed will cease to accrue on the redemption date.

If notice of redemption of any shares of Series A Preferred Stock has been duly given and if the

funds necessary for such redemption have been set aside by the corporation for the benefit of the

holders of any shares of Series A Preferred Stock so called for redemption, then, on and after the

redemption date, dividends will cease to accrue on such shares of Series A Preferred Stock; such

shares of Series A Preferred Stock shall no longer be deemed outstanding; and all rights of the

holders of such shares will terminate, except the right to receive the redemption price described in

sub-section (a) above, without interest.

(c) In case of any redemption of only part of the shares of Series A Preferred Stock at

the time outstanding, the shares to be redeemed shall be selected pro rata.

7. Voting Rights. 

(a) Except as provided below and as determined by the board of directors or a duly

authorized committee of the board of directors or as expressly required by law, the holders of

shares of Series A Preferred Stock shall have no voting power, and no right to vote on any matter

at any time, either as a separate series or class or together with any other series or class of shares

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of capital stock, and shall not be entitled to call a meeting of such holders for any purpose, nor

shall they be entitled to participate in any meeting of the holders of the common stock.

(b) So long as any shares of Series A Preferred Stock remain outstanding, the

affirmative vote or consent of the holders of at least two-thirds of all of the shares of Series A

Preferred Stock at the time outstanding, voting separately as a class, shall be required to: (i)

authorize, create, or issue, or increase the authorized amount of, shares of any class or series of

capital stock ranking senior to the Series A Preferred Stock with respect to payment of dividends

or the distribution of assets upon liquidation, dissolution, or winding up of the corporation, or issue

any obligation or security convertible into or exchangeable for, or evidencing the right to purchase,

any such class or series of the corporation’s capital stock; (ii) amend, alter, or repeal the provisions

of the Articles of Incorporation (including this Certificate of Designations), (including, unless no

vote on such merger or consolidation is required by Section 7(b)(iii)(B) below, any amendment,

alteration or repeal by means of a merger, consolidation, or otherwise), so as to adversely affect

the powers, preferences, privileges, or rights of Series A Preferred Stock, taken as a whole;

provided, however, that any amendment to authorize, create, or issue, or increase the authorized

amount of, Series A Preferred Stock, any Series A Junior Securities or any Series A Parity

Securities, or any securities convertible into or exchangeable for Series A Junior Securities or

Series A Parity Securities will not be deemed to adversely affect the powers, preferences,

privileges, or rights of Series A Preferred Stock; or (iii) complete a binding share exchange or

reclassification involving the Series A Preferred Stock, or complete the sale, conveyance,

exchange, or transfer of all or substantially all of the assets or business of the corporation or

consolidate with or merge into any other corporation, unless, in any case, the shares of Series A

Preferred Stock outstanding at the time of such consolidation or merger or sale either (A) remain

outstanding or (B) are converted into or exchanged for preference securities of the surviving entity

or any entity controlling the surviving entity having such rights, preferences, privileges, and

powers (including voting powers), taken as a whole, as are not materially less favorable to the

holders thereof than the rights, preferences, privileges, and powers (including voting powers) of

the Series A Preferred Stock, taken as a whole.

(c) The foregoing voting provisions will not apply if (i) at or prior to the time when the

act with respect to which such vote would otherwise be required shall be effected, all outstanding

shares of Series A Preferred Stock shall have been redeemed or called for redemption upon proper

notice and sufficient funds shall have been set aside by the corporation for the benefit of the holders

of Series A Preferred Stock to effect such redemption or (ii) such voting provisions are not

permitted under the corporate governance requirements of the Nasdaq Stock Market, LLC (or any

other exchange or automated quotation system on which the common stock of the corporation may

be listed or quoted).

(d) The rules and procedures for calling and conducting any meeting of the holders of

Series A Preferred Stock (including, without limitation, the fixing of a record date in connection

therewith), the solicitation and use of proxies at such a meeting, the obtaining of written consents,

and any other aspect or matter with regard to such meeting or such consents shall be governed by

any rules that the board of directors or any duly authorized committee of the board of directors, in

its discretion, may adopt from time to time, which rules and procedures shall conform to the

requirements of the Articles of Incorporation, the Bylaws, and applicable law.

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8. No Conversion Rights. The holders of shares of Series A Preferred Stock shall not

have any rights to convert such shares into shares of any other class or series of securities of the

corporation.

9. No Preemptive Rights. The holders of shares of Series A Preferred Stock will have

no preemptive rights with respect to any shares of the corporation’s capital stock or any of its other

securities convertible into or carrying rights or options to purchase or otherwise acquire any such

capital stock or any interest therein, regardless of how any such securities may be designated,

issued, or granted.

10. No Certificates. The corporation may at its option issue shares of Series A Preferred

Stock without certificates.

11. Transfer Agent; Registrar. The corporation may appoint a transfer agent and

registrar for the Series A Preferred Stock. 

12. Transfer; Restricted Legend. The shares of Series A Preferred Stock are “restricted

securities” under the Securities Act of 1933, as amended (the “Securities Act”) and accordingly,

may be resold, pledged or otherwise transferred only in compliance with the registration

requirements of federal and state securities laws or if exemptions from the Securities Act and

applicable state securities laws are available. The corporation may include a notation of the

restrictions on transfer in the records of the corporation or any transfer agent or registrar with

respect to any transfer of Series A Preferred Stock. Any certificates or other instruments

representing or notices of issuance relating to the shares of Series A Preferred Stock will bear a

restrictive legend in substantially the following form:

THE SECURITIES REFERENCED HEREIN HAVE NOT BEEN REGISTERED

UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES

ACT”), OR THE SECURITIES LAWS OF ANY STATE, AND MAY NOT BE

OFFERED, TRANSFERRED, PLEDGED, HYPOTHECATED, SOLD OR

OTHERWISE DISPOSED OF UNLESS A REGISTRATION STATEMENT

UNDER THE SECURITIES ACT AND APPLICABLE STATE SECURITIES

LAWS SHALL HAVE BECOME EFFECTIVE WITH REGARD THERETO, OR

AN EXEMPTION FROM REGISTRATION UNDER THE SECURITIES ACT

AND APPLICABLE STATE SECURITIES LAWS IS AVAILABLE IN

CONNECTION WITH SUCH OFFER OR SALE.

13. No Other Rights. The shares of Series A Preferred Stock shall not have any rights,

preferences, privileges, or voting powers or relative, participating, optional, or other special rights,

or qualifications, limitations, or restrictions thereof, other than as set forth herein or in the Articles

of Incorporation, or as provided by applicable law.

[Signature page follows]

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IN WITNESS WHEREOF, CrossFirst Bankshares, Inc. has caused this Certificate of

Designations to be signed by a duly authorized officer, this 29th day of March, 2023.

CROSSFIRST BANKSHARES, INC.

By: /s/ Amy Abrams 

 Name: Amy Abrams

 Title: General Counsel & Corporate Secretary