FWP 1 cmst2008-2finalfwp.htm CMST 2008-2 FINAL FREE WRITING PROSPECTUS cmst2008-2finalfwp.htm
 
 
 
 

This Free Writing Prospectus supersedes the Free Writing Prospectus
Dated June 3, 2008 relating to the offered certificates.
 
Free Writing Prospectus
June 25, 2008
citigroup logo graphic
 
Citicorp Mortgage Securities Inc., the Depositor, has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates (file no 333-145532). Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the Depositor and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the Depositor, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-800-248-3580.
 
 
 
Citicorp Mortgage Securities, Inc.
(Depositor)
CitiMortgage, Inc.
 (Sponsor)
 
 
Citicorp Mortgage Securities Trust, Series 2008-2 (Issuing Entity)
$202,851,747 (approximate)
Senior and Subordinated
REMIC Pass-Through Certificates
 
The certificates are backed by pools of residential first-mortgage loans. The certificates represent obligations of the Issuing Entity only, and do not represent obligations of or interests in the Depositor, the Sponsor, or any of their affiliates. Principal and interest on the certificates will be distributed monthly, beginning July 25, 2008.
 
The Underwriter has committed to purchase all of the offered class A certificates (other than the ratio-stripped PO and IO class certificates) from the Depositor. The purchase price for the certificates purchased by the Underwriter will be set by the Underwriter or negotiated by the purchaser and the Underwriter at the time of sale. Total proceeds to the Depositor for the certificates purchased by the Underwriter will be approximately $185,625,603, plus accrued interest from June 1, 2008 to the closing date. The remaining offered certificates will be transferred by the Depositor to the Sponsor as partial consideration for the purchase of the mortgage loans. The Sponsor does not intend to list any of the certificates on a national securities exchange or the Nasdaq Stock Market.
 
 
Citi
(Underwriter)
 
The certificates are not insured or guaranteed by the Federal Deposit Insurance Corporation
or any other governmental agency.
 

 
PROSPECTUS SUPPLEMENT
 
Summary
 
Offered certificates
 
 
 
Class
Principal balance
at cut-off date,
± up to 5%
 
Annual
Interest rate
 
 
Special features
 
 
Expected rating Fitch/Moody’s
 
 
Subordinated to
IA-1
$163,713,000
6.50%
Group I, super senior
AAA/Aaa
N/A
 
IA-2
9,400,000
6.50%
Group I, super senior support
AAA/Aaa
N/A
 
IA-PO
3,343,538
0%
Group I, ratio-stripped PO
AAA/Aaa
N/A
 
IA-IO
128,611,029
(notional)(1)
Variable (2)
Group I, ratio-stripped IO
AAA/Aaa
N/A
 
IIA-1
17,846,000
5.75%
Group II, super senior
AAA/Aaa
N/A
 
IIA-2
1,025,000
5.75%
Group II, super senior support
AAA/Aaa
N/A
 
IIA-PO
206,209
0%
Group II, ratio-stripped PO
AAA/Aaa
N/A
 
IIA-IO
16,911,639
(notional)(1)
Variable (2)
Group II, ratio-stripped IO
AAA/Aaa
N/A
 
B-1
4,123,000
Blended (3)
Composite (4)
AA/ –
A
 
B-2
2,268,000
Blended (3)
Composite (4)
A/ –
A, B-1
 
B-3
927,000
Blended (3)
Composite (4)
BBB/ –
A, B-1, B-2
 
Certificates not offered by this prospectus
 
 
 
Class
Principal balance
at cut-off date,
± up to 5%
 
Annual
Interest rate
 
 
Special features
 
 
Subordinated to
B-4
$1,340,000
Blended (3)
Composite (4)
A, B-1, B-2, B-3
B-5
619,000
Blended (3)
Composite (4)
A, B-1, B-2, B-3, B-4
B-6
1,340,397
Blended (3)
Composite (4)
A, B-1, B-2, B-3, B-4, B-5
Residuals
N/A
N/A
Residual
N/A
 
 
_________________
 
(1)
After the first distribution day, each ratio-stripped IO class will have a notional balance on any distribution day equal to the aggregate scheduled principal balance of the premium loans of the related pool on the last day of the preceding month.
 
(2)
Each ratio-stripped IO class will accrue interest on its notional balance at an annual rate equal to the weighted average net loan rate of the premium loans in its related pool minus the target rate for that pool. The initial annual interest rates for the ratio-stripped IO classes are expected to be approximately:
 
Class IA-IO
0.5336%
Class IIA-IO
0.2422%
 
(3)
The “blended” interest rate for each class B composite class is based on annual interest rates of 6.50% on the principal balance of its group I component class and 5.75% on the principal balance of its group II component class. The initial annual blended rate is expected to be approximately 6.4268%.
 
(4)
Each composite class B-1 through B-6 has at all times a principal balance equal to the sum of the principal balances of its group I and group II component classes. The approximate initial principal balances of these component classes are:
 
Composite class
Group I component class principal balance
Group II component class principal balance
B-1
3,720,606
402,394
B-2
2,046,649
221,351
B-3
836,527
90,473
B-4
1,209,220
130,780
B-5
558,587
60,413
B-6
1,209,578
130,819
 

Transaction participants
 
 
Sponsor
CitiMortgage, Inc., a New York corporation
 
Servicer
CitiMortgage
 
Depositor
Citicorp Mortgage Securities, Inc., a Delaware corporation (CMSI)
 
 
CitiMortgage and CMSI are located at
1000 Technology Drive
O’Fallon, Missouri 63368-2240
(636) 261-1313
www.citimortgagembs.com
 
Issuing entity
Citicorp Mortgage Securities Trust, Series 2008-2 (the Trust). The Trust’s CIK code for its SEC filings is 0001436526.
 
Underwriter
Citigroup Global Markets Inc. (Citigroup Global Markets) for the offered senior certificates, other than the ratio-stripped PO and IO class certificates. The ratio-stripped PO and IO class certificates and the class B certificates will initially be transferred to the Sponsor as partial consideration for the purchase of the mortgage loans by CMSI, and may be sold by the Sponsor or held in its portfolio.
 
Trustee
U.S. Bank National Association
Corporate Trust Services
One Federal Street – 3rd floor
Boston, Massachusetts 02110
Phone: (617) 603-6402
Fax: (617) 603-6637
Website: http://www.usbank.com/abs
 
 
The Trustee, a national banking association organized under the laws of the United States, is a wholly-owned subsidiary of U.S. Bancorp, the sixth largest bank holding company in the United States with total assets at March 31, 2008 exceeding $242 billion. The Trustee has acted as trustee of mortgage-backed securities since 1987. As of March 31, 2008, the Trustee (and its affiliate, U.S. Bank Trust National Association) was acting as trustee on approximately 1,075 issuances of prime residential mortgage-backed securities, with an outstanding aggregate principal balance of approximately $454,756,500,000.
 
Paying agent, transfer agent and certificate registrar
Citibank, N.A.
Agency and Trust
388 Greenwich Street
New York, New York 10013
Attn: Structured Finance Group
Phone: (212) 816-5685
Fax: (212) 816-5527
Website: http://www.sf.citidirect.com
 
More on the certificates
 
       
Relative size of classes
 
 
Class
 
Approximate principal balance of class as percentage of principal balance of all classes at cut-off date (the class percentage)
 
 
A
B
B-1
B-2
B-3
 
94.85%
5.15
2.00
1.10
0.45
 
 
Ratings
The rating agencies for the senior classes are Fitch and Moody’s, and the rating agency for the offered subordinated classes is Fitch. The offered certificates will not be sold unless the rating agencies have rated the offered certificates as shown above.
You should evaluate these ratings independently from similar ratings on other types of securities. A rating is not a recommendation to buy, sell or hold securities. A rating agency may revise or withdraw a rating at any time.
 
Denominations of
offered certificates
 
$1,000 and any whole dollar amount above $1,000.
Distribution days
25th day (or, if that is not a business day, the next business day) of each month, beginning July 25, 2008.
 
Servicing fee
0.25% per annum on the scheduled principal balance of the mortgage loans, to be paid from collections of interest on the mortgage loans.
 
Distribution priorities
After payment of the servicing fee to the servicer, payments on the mortgage loans will be distributed as principal and interest on the certificates first to the class A certificates, in accordance with the allocation described in “Allocations” and “Distributions” in the core prospectus and “Allocations and distributions” in this prospectus supplement. Any remainder will be distributed to the class B certificates in order of seniority. See “Subordination” in the core prospectus.
 
Loss allocations
Losses on the mortgage loans will generally be allocated to the most subordinated classes, in order of subordination. Once the principal balances of the subordinated classes have been reduced to zero, losses will generally be allocated to the senior classes (with some adjustments for any accrual classes) in proportion to their principal balances. See “Adjustments to class balances” in the core prospectus.
 
Last distribution day
Group I certificates
Group II certificates
Class B certificates
June 25, 2038
April 25, 2023
June 25, 2038
 
Optional redemption
(clean-up call)
At any time that the principal balance of the mortgage loans is less than 10% of the scheduled principal balance of the mortgage loans as of the cut-off date, CMSI may repurchase all the mortgage loans for their unpaid principal balance plus accrued interest, and other property of the Trust for its appraised value after estimated liquidation expenses, less any unrecovered advances. Certificate holders would then receive a final distribution reducing the principal balance of their certificates to zero. Some certificates may receive less than their principal balance plus accrued interest if the appraised value of the other property, less estimated liquidation expenses, is less than the unpaid principal balance of the related mortgage loan.
 
Loss limits
There are no special hazard, fraud or bankruptcy loss limits.
 
Prepayment model and prepayment rates assumed in structuring series
300% of the PSA prepayment model.
 
“Mortgage related securities” under SMMEA
Classes A and B-1
 
Record date
For a distribution day, the close of business on the last business day of the calendar month preceding that distribution day.
 
Closing date
June 26, 2008
 
Federal taxes
The Trust is not expected to be subject to federal income tax. See “Taxation of the Trust” in the core prospectus.
 
 
Certificates will generally be taxed as if they were newly originated debt instruments. In particular, interest, original issue discount and market discount on a certificate will be ordinary income to the holder, and distributions of principal on a certificate will be a return of capital to the extent of the holder’s basis in the certificate. See “Taxation of certificate holders” in the core prospectus.
 
 
Certain classes of certificates may be issued with original issue discount or premium. See “Federal income tax consequences” in this prospectus supplement.
 
The mortgage loans at June 1, 2008 (the cut-off date)
 
The mortgage loans have been divided into two pools of mortgage loans. The mortgage loans in pool I are mortgage loans that have original maturities of at least 20 but not more than 30 years. The mortgage loans in pool II have original maturities of 15 years.
CMSI has made representations and warranties to the Trustee as to the description, condition, title, lien priority, payment status, legality and other matters regarding the mortgage loans. If there is a breach of a representation or warranty for a mortgage loan that materially and adversely affects the certificate holders, CMSI must cure the breach, repurchase the loan or substitute eligible mortgage loans. See “The mortgage loans—Representations by CMSI” and “—Repurchase or substitution of mortgage loans” in the core prospectus.

 
Pool I
Pool II
Total Combined
Number
336
39
375
Scheduled principal balance (± up to 5%)
$186,037,706
$20,113,438
$206,151,144
less than $300,000
4.38%
9.78%
4.91%
less than $500,000
22.51%
20.62%
22.33%
greater than $1 million
5.81%
10.95%
6.31%
Fixed rate one- to four-family residential, of which
     
single-family detached dwellings
78.08%
80.34%
78.30%
condominiums, condotel, townhouses, rowhouses or cooperative apartments
14.07%
14.77%
14.14%
investment properties
1.87%
3.95%
2.07%
determined by CMSI to be primary residence of homeowner
94.17%
93.02%
94.06%
Geographic concentration
     
California
23.20%
22.87%
23.17%
Florida
2.98%
5.00%
3.18%
Georgia
2.53%
5.10%
2.78%
 
 
Pool I
Pool II
Total Combined
Illinois
4.64%
10.43%
5.20%
Massachusetts
1.75%
6.46%
2.21%
New York
19.33%
9.92%
18.41%
Texas
7.85%
14.96%
8.54%
any other state
No more than 5%
No more than 5%
No more than 5%
any one zip code
1.32%
5.77%
1.19%
Loan-to-value ratios at origination (taking into account the loanable value of additional collateral)
     
greater than 80%
10.66%
1.65%
9.78%
greater than 90%
2.56%
1.65%
2.47%
greater than 95%
None
None
None
weighted average
72.39%
59.21%
71.10%
Mortgage loans for which additional collateral (i.e., collateral other than the mortgaged property) was considered in calculating loan-to-value ratios
None
None
None
approximate weighted average loan-to-value ratio of such loans if additional collateral is not taken into account
N/A
N/A
N/A
Range of interest rates on mortgage loans (before deduction of servicing fee)
5.25% to 8.5%
4.99% to 7.5%
4.99% to 8.5%
Weighted average mortgage interest rate (before deduction of servicing fee)
7.002%
6.145%
6.918%
Servicing fee
0.25%
0.25%
0.25%
Range of original maturities
20 to 30 years
15 years
15 to 30 years
Latest scheduled maturity
June, 1 2038
April, 1 2023
June, 1 2038
Weighted average remaining term to stated maturity
354 months
172 months
337 months
Weighted average original term to maturity
360 months
180 months
342 months
Target rate
6.5%
5.75%
N/A
Discount mortgage loans—i.e., loans with net loan rates (interest rate less servicing fee) less than the target rate
     
number
115
9
N/A
scheduled principal balance
$57,426,677
$3,201,798
N/A
weighted average interest rate
6.372%
5.630%
N/A
weighted average remaining term to stated maturity
352 months
172 months
N/A
weighted average original term to maturity
359 months
180 months
N/A
Premium mortgage loans—i.e., loans with net loan rates (interest rate less servicing fee) greater than or equal to the target rate
     
Number
221
30
N/A
 
 
 
Pool I
Pool II
Total Combined
scheduled principal balance
$128,611,029
$16,911,640
N/A
weighted average interest rate
7.284%
6.242%
N/A
weighted average remaining term to stated maturity
356 months
172 months
N/A
weighted average original term to maturity
360 months
180 months
N/A
Originated from
March 1, 2006 through July 1, 2008
October 1, 2006 through April 1, 2008
March 1, 2006 through July 1, 2008
Mortgage loans originated using underwriting policies that require proof of income and liquid assets and telephone verification of employment
45.20%
33.30%
44.04%
Refinanced mortgage loans originated using underwriting policies that require proof of income and telephone verification of employment, but do not require proof of assets
20.53%
23.55%
20.83%
Mortgage loans originated using stated income loan underwriting policies that do not require proof of income as stated on the loan application but do require telephone verification of employment and proof of liquid assets
17.48%
25.54%
18.26%
Mortgage loans originated using stated income loan underwriting policies that do not require proof of income as stated on the loan application or proof of assets, but do require telephone verification of employment
16.25%
15.56%
16.18%
Refinanced mortgage loans originated using streamlined underwriting policies
0.55%
2.05%
0.69%
“Home loans” subject to the Georgia Fair Lending Act and originated on or before the Act’s amendment, effective March 7, 2003.
None
None
None

 
In the preceding tables:
·      All mortgage loans were originated or acquired by CitiMortgage.
·      Percentages of mortgage loans shown above are percentages of scheduled principal balance. Interest rates and servicing fee shown above are per annum. Amounts and percentages relating to premium and discount loans are approximate.
 
Series risk factors
You should consider the following risk factors for this series, as well as the general risk factors for the certificates discussed in the core prospectus, before you purchase any certificates.
 
Lack of income verification on some loans
Some mortgage loans were originated using “stated income” underwriting programs that do not require the homeowner to provide proof of the monthly income he or she states on the loan application, without independent verification by the originator. The percentages of the mortgage loans (by principal amount) originated under these programs are shown in the preceding table. Use of these programs may increase the possibility that, due to homeowner error or fraud, the mortgage loan will exceed the homeowner’s capacity to pay, especially for interest-only mortgage loans, on which the payments will increase during the term of the mortgage loan. As a result, the rate of delinquencies and losses may be higher on mortgage loans originated under these programs than on mortgage loans for which the homeowner’s income is independently verified.
 
Interest-only mortgage loans
Approximately $36.4 million (principal amount) of the mortgage loans are interest-only mortgage loans, distributed among the pools as follows:
 
Pool I
19.58%
Pool II
None
Combined
17.67%
 
The interest-only mortgage loans require homeowners to pay interest but not principal for the first 10 years of these loans; after 10 years, homeowners must make level payments of principal and interest for the next 20 years so as to fully amortize their loan. Risks attendant to interest-only mortgage loans are described in the core prospectus under “General risk factors — Interest-only mortgage loans.”
 
Limited senior status for ratio-stripped IO classes
A ratio-stripped IO class is not entitled to all the benefits of subordination afforded to the other senior classes, nor is a ratio-stripped IO class entitled to reimbursement of the type afforded a ratio-stripped PO class. In particular, a principal loss on a premium mortgage loan in a pool will reduce interest allocations to the related ratio-stripped IO class. See “Subordination—Limited senior status for ratio-stripped IO classes” in the core prospectus.
 
Difficulties in residential mortgage market
In recent quarters, home values in many regions have declined or remained stable, after extended periods of appreciation. In some markets the declines have been substantial. Some commentators have suggested that these declines are due to an oversupply of residential real estate that may not be fully absorbed for several years. If so, values could decline further in the near future.
If a home’s value declines to the point that it no longer exceeds the outstanding balance on the mortgage loan and any secondary financing, the homeowner may be less willing to cure delinquencies and avoid foreclosure. Whether for this reason, or recent adverse economic conditions, or for the other reasons described below in this “Series risk factors” section, delinquencies, foreclosures and losses on residential mortgage loans have increased over the last few quarters. Such delinquencies, foreclosures and losses may be higher than for prior CMSI securitizations of prime residential mortgage loans. Such increased delinquencies, foreclosures and losses may decrease yield to investors below what is anticipated for this Series.
 
Reduced liquidity in mortgage-backed securities market
In recent months the mortgage-backed securities market has experienced reduced liquidity. Although this reduced liquidity has resulted primarily from investor concerns arising from increased delinquencies and foreclosures on subprime mortgage loans and the failure of several subprime and Alt-A mortgage lenders, it has not been limited solely to securities backed by those types of mortgage loans. Accordingly, it is possible that for some period of time investors who desire to sell their certificates in the secondary market may find fewer potential purchasers and experience lower resale prices than under historical market conditions. See “General risk factors—Limited liquidity” in the core prospectus.
 
Stricter lending standards may hinder refinancing
In response to rising delinquencies, defaults and losses on mortgage loans, many mortgage loan originators, including CitiMortgage, have recently implemented more conservative underwriting criteria. This may reduce opportunities for homeowners to refinance their mortgage loans, which could result in higher rates of delinquencies and losses on the mortgage loans.
 
Governmental action may affect foreclosures
The federal government, state governments, consumer advocacy groups and others continue to urge servicers to be aggressive in modifying mortgage loans to avoid foreclosure. In addition, numerous laws, regulations and rules have been proposed recently by federal, state and local governmental authorities that, if enacted or adopted, could delay foreclosure, reduce or delay payments by homeowners, forgive debt, and increase prepayments due to the availability of government-sponsored refinancing initiatives. Also, several courts, state and local governments, and elected or appointed officials have taken unprecedented steps to slow or prevent foreclosures. Any of these results or actions could delay or reduce distributions to certificate holders, including by increasing reimbursable servicing expenses. These effects will likely be more severe if these developments occur in states where there is a significant concentration of mortgaged properties. See “Legal aspects of mortgage loans—Foreclosure” in the core prospectus.
 
Midwest flooding
In the past few weeks, areas of the Midwest bordering the Mississippi River and its tributaries experienced severe floods resulting in significant property damage and the evacuation of numerous residents. At the date of this prospectus, CitiMortgage has identified the following percentages of the mortgaged properties (by aggregate scheduled principal balance at the cut-off date of the related mortgage loans) as being in counties in Illinois, Indiana, Iowa, Missouri, and Wisconsin impacted by the floods:
 
Pool I
Pool II
Combined
0.24%
None
0.21%
 
CMSI has not determined whether any of these properties have actually been damaged by the floods. As a result, there can be no assurance that there has not been material damage to mortgaged properties in the affected region.
CMSI will represent to the Trust that as of the closing date, each mortgaged property is free of material damage. If a mortgaged property has been materially damaged, CMSI will have to repurchase or substitute for the mortgage loan. See “The mortgage loans—Repurchase or substitution by CMSI” in the core prospectus. Any such repurchases will have the same effect as prepayments of the affected mortgage loans.
If a mortgaged property is damaged by flood after the closing date, CMSI will not have any repurchase or substitution obligation as a result of the damage. Homeowners are required to maintain flood insurance for mortgaged properties located in federally designated special flood hazard zones. (Although each homeowner is required to maintain a standard hazard insurance policy on his or her mortgaged property, these policies typically do not cover flood damage.) If the mortgaged property is not covered by flood insurance (for example, because it is not in such a flood hazard zone), or if the proceeds of a flood insurance policy do not fully cover the unpaid principal balance plus accrued interest on the mortgage loan, you may suffer a loss on your certificates, especially if your certificates are subordinated and particularly if they are class B-3 certificates. Moreover, to the extent that any insurance proceeds are not applied to the restoration of the damaged property, the proceeds will be used to prepay the mortgage loans in whole or in part.
Repurchase or prepayment of mortgage loans may reduce the weighted average lives of the offered certificates and therefore adversely affect the yields on any offered certificates purchased at a premium.
 
The mortgage loans
Detailed information
The detailed description of the mortgage loans in the Appendix to this supplement contains additional information on the mortgage loans expected to be included in the Trust on the closing date. The mortgage loans actually included in the Trust may differ from the description in this supplement, but the differences will not be material.
 
Selection
Currently, CitiMortgage originates most fixed-rate non-conforming mortgage loans for sale rather than to be held in portfolio. CitiMortgage may sell such loans in bulk or securitize them, depending on market conditions. Mortgage loans included in this series represent all fixed-rate non-conforming prime loans recently originated or purchased by CitiMortgage, except that
·      loans with FICO scores below 620, or with original principal balances greater than $2.5 million, are generally not included in the pool,
·      a few recently originated loans are not included because of irregularities or data inconsistencies,
·      a few loans originated earlier are included because their irregularities or data inconsistencies have recently been resolved, and
·      some loans may be held in portfolio because of special circumstances or market conditions.
 
Allocations and distributions
Senior target-rate class allocations
On each distribution day the aggregate scheduled and unscheduled principal allocated to the senior target-rate classes of a group will be allocated to the individual senior target-rate classes of that group as follows:
Group I: Principal allocated to the group I senior target-rate classes from the pool I target-rate strip will be allocated concurrently to classes IA-1 and IA-2 in proportion to their principal balances until their principal balances are reduced to zero.
Group II: Principal allocated to the group II senior target-rate classes from the pool II target-rate strip will be allocated concurrently to classes IIA-1 and IIA-2 in proportion to their principal balances until their principal balances are reduced to zero.
On the first distribution day, the senior target-rate classes are expected to be allocated between 94.26% and 95.26% of scheduled principal payments on the target-rate strips.
 
Prepayments and other unscheduled principal
For the first nine years—that is, for distribution days 1 through 108—and, under the circumstances described below, for later distribution days, the senior target-rate classes of each group will receive disproportionately large allocations of unscheduled principal payments received during the preceding month on the target-rate strip of the related pool, as follows:
·      Subject to the following provisos, on each distribution day the senior target-rate classes of a group will be allocated, in the aggregate, their proportionate share (based on principal balances of the group’s senior target-rate classes and the group’s subordinated target-rate component classes), plus the following percentage of the group’s subordinated target-rate component classes’ proportionate share, of unscheduled principal payments:
 
distribution day
percentage
1 – 60
100%
61 – 72
70%
73 – 84
60%
85 – 96
40%
97 – 108
20%
109 and after
0%
 
provided, that for any distribution day,
·      if the ratio of the aggregate principal balance of the senior target-rate classes of all groups to the aggregate principal balance of all the target-rate classes exceeds that ratio on the cut-off date, the senior target-rate classes of each group will be allocated 100% of unscheduled principal payments on the related pool’s target-rate strip;
·      if the distribution day is one on which the percentage shown in the preceding table is to be reduced—that is, the 61st, 73rd, 85th, 97th or 109th distribution day—and either the cumulative loss test or the delinquency test described below are not satisfied, then the percentage will not be reduced on that distribution day or on any subsequent distribution day until both the cumulative loss and delinquency tests are passed; and
·      if the cumulative loss test is not satisfied for a distribution day, the percentage of unscheduled principal payments allocated to the senior target-rate classes of a group will be the greater of (a) the percentage for that distribution day calculated in accordance with the rules stated above, or (b) the percentage on the preceding distribution day.
Example: Suppose that on the 73rd distribution day, the aggregate principal balance of the senior target-rate classes of group I is $94 million, the aggregate principal balance of the subordinated group I target-rate component classes is $6 million, and the Trust received $2 million of unscheduled principal payments on the pool I target-rate strip during the preceding month. (Assume the cumulative loss and delinquency tests are satisfied.) Then the senior target-rate classes of group I will be allocated their 94% proportionate share of the $2 million (that is, $1,880,000) plus, per the table, 60% of the remaining $120,000, or $72,000, for a total of $1,952,000.
If, however, the ratio of the principal balance of the senior target-rate classes of all groups to the principal balance of all the target-rate classes is greater than that ratio on the cut-off date, then the senior target-rate classes of group I will receive the entire $2 million of unscheduled principal.
The cumulative loss test is satisfied for a distribution day if cumulative realized losses (for all pools) through that distribution day do not exceed the following percentages of the initial principal balance of the subordinated (composite) classes:
 
 
distribution day
percentage of initial principal balance of subordinated (composite) classes
61 – 72
30%
73 – 84
35%
85 – 96
40%
97 – 108
45%
109 and after
50%
 
The delinquency test is satisfied for a distribution day if the average of the aggregate scheduled principal balance of mortgage loans delinquent 60 days or more (including mortgage loans in foreclosure and real estate owned by the Trust as a result of homeowner default) for that distribution day and the preceding five distribution days is either (1) less than 50% of the average of the principal balance of the subordinated classes for those distribution days, or (2) less than 2% of the average scheduled principal balance of all of the mortgage loans for those distribution days.
For purposes of the cumulative loss and delinquency tests,
·      any principal or interest amounts forgiven as part of a distressed loan modification will be considered a realized loss, and
·      a mortgage loan that is delinquent 60 days or more, and while so delinquent is subject to a distressed loan modification, will be considered to remain delinquent 60 days or more until the first anniversary of the effective date of the modification, even if the loan is not delinquent 60 days or more under the modified terms.
 
NAS classes
There are no non-accelerated senior, or NAS, classes.
 
Cross-collateralization
This is a cross-collateralized multiple-pool series, as described in “Multiple pool series” and “Cross-collateralization” in the core prospectus. In certain circumstances, losses on mortgage loans in one pool may be absorbed by, and some payments received on mortgage loans in one pool may be distributed to, classes in unrelated groups, as described in the core prospectus.
Because the pool II target-rate strip has a lower interest rate than the pool I target-rate strip, if group I is undercollateralized after the subordination depletion date, interest payments from the pool II target-rate strip that remain after interest distributions to the group II target-rate classes will not be sufficient to fully cover interest shortfalls on the group I target-rate classes.
 
Super senior and super senior support classes
The following table lists the super senior classes, their related super senior support classes, and the support amount for each super senior class.
 
Super senior class
Super senior support class
Support amount
IA-1
IA-2
$9,400,000
IIA-1
IIA-2
$1,025,000
 
After the subordination depletion date, losses (other than non-subordinated losses) on a target-rate strip that would otherwise reduce the principal balance of a super senior class will instead reduce the principal balance of the related super senior support class up to the support amount shown above for the super senior class.
 
Maintenance of subordination
The degree of credit enhancement enjoyed by a class due to subordination may be measured by that class’s subordination level, which is the sum of the class percentages of all classes that are subordinated to that class. On the closing date, the following classes will have the following approximate initial subordination levels:
 
Class
%
$
Class A:
5.15%
$10,617,397
Class B-1:
3.15
6,494,397
Class B-2:
2.05
4,226,397
Class B-3:
1.60
3,299,397
 
Thus, the subordinated classes will have an aggregate principal balance on the closing date that is approximately 5.15% of the aggregate principal balance of all the classes.
The subordinated classes are also entitled to maintain a degree of credit enhancement by subordination throughout the life of the transaction. If on a distribution day, a subordinated class has an impaired subordination level—that is, its subordination level on that day is less than its initial subordination level—then all principal originally allocated to the subordinated classes will be allocated to the most senior of the subordinated classes with an impaired subordination level and to those subordinated classes that are senior to the impaired class, in proportion to their principal balances, up to those classes’ principal balances, and any remainder will be allocated to the remaining subordinated classes, in order of seniority, up to those classes’ principal balances.
Example: Suppose that on a distribution day, (a) each of classes B-1 through B-6 has a principal balance of $1,000, (b) the aggregate principal allocation to the subordinated classes is $3,120, and (c) class B-2 has an impaired subordination level. Then on that distribution day
(1) the entire amount allocated to the subordinated classes will be allocated to classes B-1 and B-2, in proportion to their principal balances, up to their principal balances, and
(2) the remaining $1,120 will be allocated to class B-3 until its principal balance is reduced to zero, and
(3) the remaining $120 will be allocated to class B-4.
Because this is a cross-collateralized multiple-pool series, impairment of subordination for subordinated classes will be determined based on composite class principal balances, not component class principal balances. In determining whether a composite class has an impaired subordination level, the principal balance of the composite class will equal the sum of the principal balances of its component classes. If a subordinated composite class has an impaired subordination level, then principal will be allocated among the subordinated composite classes as described above. The principal balance of each component class will then be adjusted so that the principal balance of the component class from each group will be in the same proportion for each subordinated composite class.
 
Special hazard, bankruptcy and fraud loss limits
There are no special hazard, bankruptcy or fraud loss limits.
 
Weighted average lives and yields to maturity
The following tables of weighted average lives and yields to maturity have been prepared using the following structuring assumptions:
·      The mortgage loans and the classes have the characteristics set forth in “Summary—The mortgage loans at [cut-off date]” above, without regard to any variation or approximation provided for in that section.
·    The mortgage loans in the pools prepay at the indicated percentages of the PSA prepayment model.
·    Scheduled payments of principal and interest on the mortgage loans are received in a timely manner.
·    CMSI does not make a clean-up call.
·    You purchase the certificates on the closing date.
·    Each discount loan (other than an IO loan) in pool I, each discount IO loan in pool I, and each discount loan in pool II has an original term to maturity, remaining term to stated maturity, gross interest rate, and remaining IO period (if applicable) equal to the weighted average of the original term to maturity, remaining term to stated maturity, gross interest rate, and remaining IO period for all the discount loans in the related pool or sub-pool, as shown in the table below.
·    Each premium loan (other than an IO loan) in pool I, each premium IO loan in pool I, and each premium loan in pool II has an original term to maturity, remaining term to stated maturity, gross interest rate, and remaining IO period (if applicable) equal to the weighted average of the original term to maturity, remaining term to stated maturity, gross interest rate, and remaining IO period for all the premium loans in the related pool or sub-pool, as shown in the table below.
 
       
 
Discount loans
Pool I
(other than IO)
Pool I
(IO only)
 
Pool II
Weighted average original term to maturity
359 months
360 months
180 months
Weighted average remaining term to stated maturity
352 months
352 months
172 months
Gross weighted average interest rate
6.3551459727%
6.4383594457%
5.6296762755%
Aggregate scheduled principal balance
$46,104,513.20
$11,322,163.46
$3,201,798.44
Weighted average remaining IO period
N/A
112 months
N/A

 
Premium loans
Pool I
(other than IO)
Pool I
(IO only)
 
Pool II
Weighted average original term to maturity
360 months
360 months
180 months
Weighted average remaining term to stated maturity
356 months
355 months
172 months
Gross weighted average interest rate
7.2746018097%
7.3208576178%
6.2422080069%
Aggregate scheduled principal balance
$103,514,973.34
$25,096,055.80
$16,911,639.87
Weighted average remaining IO period
N/A
115 months
N/A
 
 
In the following tables,
·      for any IO classes, the percentages shown are notional balances as a percent of initial notional balances, and
·      ‘*’ indicates that between zero and 0.5% of initial principal or notional balance is outstanding.
The prepayment models, the structuring assumptions and the other assumptions described below are made for illustrative purposes only. It is highly unlikely that the mortgage loans will prepay at a constant rate until maturity or that the mortgage loans in each pool will prepay at the same rate. The characteristics of the actual mortgage loans are also likely to differ from the structuring and other assumptions. As a result, the actual principal or notional balances, weighted average lives and pre-tax yields of the certificates are likely to differ from those shown in the tables in this “Weighted average lives and yields to maturity” section, even if all of the mortgage loans prepay at the indicated percentages of the prepayment model. We urge you to consult your investment advisor and to make your investment decision based on your own determination as to anticipated rates of prepayment under a variety of scenarios and the suitability of a class of certificates to your investment objectives.
 

Principal balance as percent of initial principal balance
 
 
Classes IA-1 and IA-2
 
Class IA-PO
 
Percentage of prepayment model
 
Percentage of prepayment model
Distribution day
0%
150%
300%
450%
600%
 
0%
150%
300%
450%
600%
 
Initial
100
100
100
100
100
 
100
100
100
100
100
 
June 25, 2009
99
96
92
88
85
 
99
95
91
87
83
 
June 25, 2010
98
88
77
68
58
 
98
87
76
66
57
 
June 25, 2011
97
78
62
47
35
 
97
78
62
48
36
 
June 25, 2012
96
70
49
33
20
 
96
70
50
34
23
 
June 25, 2013
95
63
39
22
11
 
94
63
40
25
14
 
June 25, 2014
94
56
31
15
6
 
93
56
33
18
9
 
June 25, 2015
93
50
24
10
3
 
91
50
26
13
6
 
June 25, 2016
91
45
19
7
1
 
90
45
21
9
4
 
June 25, 2017
90
40
16
5
1
 
88
40
17
7
2
 
June 25, 2018
88
36
13
3
*
 
86
36
14
5
1
 
June 25, 2019
86
32
10
2
*
 
84
32
11
3
1
 
June 25, 2020
83
28
8
2
*
 
81
28
9
2
1
 
June 25, 2021
81
25
6
1
*
 
79
25
7
2
*
 
June 25, 2022
78
22
5
1
*
 
76
22
5
1
*
 
June 25, 2023
75
19
4
1
*
 
73
19
4
1
*
 
June 25, 2024
72
17
3
*
*
 
70
16
3
1
*
 
June 25, 2025
69
14
2
*
*
 
66
14
3
*
*
 
June 25, 2026
65
12
2
*
*
 
62
12
2
*
*
 
June 25, 2027
62
11
1
*
*
 
59
10
2
*
*
 
June 25, 2028
58
9
1
*
*
 
54
9
1
*
*
 
June 25, 2029
53
8
1
*
*
 
50
7
1
*
*
 
June 25, 2030
48
6
1
*
*
 
45
6
1
*
*
 
June 25, 2031
43
5
*
*
*
 
40
5
*
*
*
 
June 25, 2032
38
4
*
*
*
 
35
4
*
*
*
 
June 25, 2033
32
3
*
*
*
 
29
3
*
*
*
 
June 25, 2034
26
2
*
*
*
 
23
2
*
*
*
 
June 25, 2035
19
2
*
*
*
 
17
1
*
*
*
 
June 25, 2036
12
1
*
*
*
 
10
1
*
*
*
 
June 25, 2037
5
*
*
*
*
 
3
*
*
*
*
 
June 25, 2038
0
0
0
0
0
 
0
0
0
0
0
 
Weighted average life (years)
20.02
8.93
5.22
3.61
2.74
 
19.41
8.91
5.33
3.75
2.89
 

 
Principal balance as percent of initial principal balance
 
 
Class IA-IO
 
Classes IIA-1 and IIA-2
 
Percentage of prepayment model
 
Percentage of prepayment model
Distribution day
0%
150%
300%
450%
600%
 
0%
150%
300%
450%
600%
 
Initial
100
100
100
100
100
 
100
100
100
100
100
 
June 25, 2009
99
96
93
90
86
 
96
91
87
82
78
 
June 25, 2010
98
89
79
71
62
 
91
79
69
58
49
 
June 25, 2011
97
80
65
51
39
 
86
68
52
39
28
 
June 25, 2012
96
72
52
37
25
 
80
57
39
26
15
 
June 25, 2013
95
65
43
27
16
 
75
48
29
16
8
 
June 25, 2014
94
58
34
19
10
 
68
40
22
10
4
 
June 25, 2015
93
52
28
14
6
 
62
33
16
6
1
 
June 25, 2016
92
47
23
10
4
 
55
26
11
4
1
 
June 25, 2017
90
42
18
7
3
 
48
21
8
2
*
 
June 25, 2018
89
38
15
5
2
 
40
16
5
1
*
 
June 25, 2019
86
33
12
4
1
 
32
11
4
1
*
 
June 25, 2020
84
30
9
3
1
 
23
7
2
*
*
 
June 25, 2021
82
26
7
2
*
 
13
4
1
*
*
 
June 25, 2022
79
23
6
1
*
 
3
1
*
*
*
 
June 25, 2023
76
20
5
1
*
 
0
0
0
0
0
 
June 25, 2024
73
18
4
1
*
 
0
0
0
0
0
 
June 25, 2025
70
15
3
*
*
 
0
0
0
0
0
 
June 25, 2026
67
13
2
*
*
 
0
0
0
0
0
 
June 25, 2027
63
11
2
*
*
 
0
0
0
0
0
 
June 25, 2028
59
10
1
*
*
 
0
0
0
0
0
 
June 25, 2029
54
8
1
*
*
 
0
0
0
0
0
 
June 25, 2030
50
7
1
*
*
 
0
0
0
0
0
 
June 25, 2031
45
6
1
*
*
 
0
0
0
0
0
 
June 25, 2032
39
4
*
*
*
 
0
0
0
0
0
 
June 25, 2033
33
3
*
*
*
 
0
0
0
0
0
 
June 25, 2034
27
3
*
*
*
 
0
0
0
0
0
 
June 25, 2035
20
2
*
*
*
 
0
0
0
0
0
 
June 25, 2036
13
1
*
*
*
 
0
0
0
0
0
 
June 25, 2037
5
*
*
*
*
 
0
0
0
0
0
 
June 25, 2038
0
0
0
0
0
 
0
0
0
0
0
 
Weighted average life (years)
20.24
9.26
5.57
3.96
3.09
 
8.24
5.56
3.98
3.00
2.36
 
 
 
Principal balance as percent of initial principal balance
 
 
Class IIA-PO
 
Class IIA-IO
 
Percentage of prepayment model
 
Percentage of prepayment model
Distribution day
0%
150%
300%
450%
600%
 
0%
150%
300%
450%
600%
 
Initial
100
100
100
100
100
 
100
100
100
100
100
 
June 25, 2009
95
91
87
83
79
 
96
91
87
83
79
 
June 25, 2010
90
80
69
60
51
 
91
80
70
60
51
 
June 25, 2011
85
68
54
41
31
 
86
69
54
42
31
 
June 25, 2012
80
58
41
28
18
 
80
59
42
28
19
 
June 25, 2013
74
49
31
19
11
 
75
50
32
19
11
 
June 25, 2014
68
41
23
13
6
 
69
41
24
13
6
 
June 25, 2015
61
34
17
8
4
 
62
34
18
9
4
 
June 25, 2016
54
27
13
5
2
 
55
28
13
6
2
 
June 25, 2017
47
21
9
3
1
 
48
22
9
4
1
 
June 25, 2018
39
16
6
2
1
 
40
17
6
2
1
 
June 25, 2019
31
12
4
1
*
 
32
12
4
1
*
 
June 25, 2020
22
8
2
1
*
 
23
8
2
1
*
 
June 25, 2021
13
4
1
*
*
 
13
4
1
*
*
 
June 25, 2022
3
1
*
*
*
 
3
1
*
*
*
 
June 25, 2023
0
0
0
0
0
 
0
0
0
0
0
 
June 25, 2024
0
0
0
0
0
 
0
0
0
0
0
 
June 25, 2025
0
0
0
0
0
 
0
0
0
0
0
 
June 25, 2026
0
0
0
0
0
 
0
0
0
0
0
 
June 25, 2027
0
0
0
0
0
 
0
0
0
0
0
 
June 25, 2028
0
0
0
0
0
 
0
0
0
0
0
 
June 25, 2029
0
0
0
0
0
 
0
0
0
0
0
 
June 25, 2030
0
0
0
0
0
 
0
0
0
0
0
 
June 25, 2031
0
0
0
0
0
 
0
0
0
0
0
 
June 25, 2032
0
0
0
0
0
 
0
0
0
0
0
 
June 25, 2033
0
0
0
0
0
 
0
0
0
0
0
 
June 25, 2034
0
0
0
0
0
 
0
0
0
0
0
 
June 25, 2035
0
0
0
0
0
 
0
0
0
0
0
 
June 25, 2036
0
0
0
0
0
 
0
0
0
0
0
 
June 25, 2037
0
0
0
0
0
 
0
0
0
0
0
 
June 25, 2038
0
0
0
0
0
 
0
0
0
0
0
 
Weighted average life (years)
8.16
5.63
4.12
3.18
2.57
 
8.26
5.68
4.15
3.20
2.58
 
 
 
Principal balance as percent of initial principal balance
 
 
Classes B-1, B-2 and B-3
 
Percentage of prepayment model
Distribution day
0%
150%
300%
450%
600%
 
Initial
100
100
100
100
100
 
June 25, 2009
99
99
99
99
99
 
June 25, 2010
98
98
98
98
98
 
June 25, 2011
96
96
96
96
96
 
June 25, 2012
95
95
95
95
95
 
June 25, 2013
93
93
93
93
93
 
June 25, 2014
91
89
86
83
80
 
June 25, 2015
90
84
78
72
66
 
June 25, 2016
88
78
68
58
49
 
June 25, 2017
86
70
57
44
34
 
June 25, 2018
83
62
45
31
21
 
June 25, 2019
80
55
36
22
13
 
June 25, 2020
78
48
28
16
8
 
June 25, 2021
74
42
22
11
5
 
June 25, 2022
71
36
17
8
3
 
June 25, 2023
68
32
14
5
2
 
June 25, 2024
65
28
11
4
1
 
June 25, 2025
62
24
8
3
1
 
June 25, 2026
59
21
7
2
*
 
June 25, 2027
56
18
5
1
*
 
June 25, 2028
52
15
4
1
*
 
June 25, 2029
48
13
3
1
*
 
June 25, 2030
44
11
2
*
*
 
June 25, 2031
39
9
2
*
*
 
June 25, 2032
34
7
1
*
*
 
June 25, 2033
29
5
1
*
*
 
June 25, 2034
23
4
1
*
*
 
June 25, 2035
17
3
*
*
*
 
June 25, 2036
11
2
*
*
*
 
June 25, 2037
4
1
*
*
*
 
June 25, 2038
0
0
0
0
0
 
Weighted average life (years)
18.87
12.86
10.28
8.95
8.15
 

 
Yields on certain classes
The following tables indicate sensitivity to various rates of prepayment on the mortgage loans of the pre-tax yields to maturity on a corporate bond equivalent basis of the classes shown below. In addition to the structuring assumptions described in “Weighted average lives and yields to maturity” above, we have assumed that the classes have the following purchase prices :
 
 
 
Class
Purchase price
(as % of initial principal or notional balance)*
IA-PO
50%
IA-IO
1.81581
IIA-PO
50
IIA-IO
0.87210
B-2
61.5
B-3
31.5
*Plus accrued interest from June 1, 2008 for the ratio-stripped IO classes and classes B-2 and B-3.
 
You should note that the only prepayments that affect
·      the ratio-stripped PO class certificates are prepayments on the hypothetical loans in their related PO strips,
·      the ratio-stripped IO class certificates are prepayments on the hypothetical loans in their related IO strips, and
·      the class B-2 and B-3 certificates are prepayments on the hypothetical loans in the target-rate strips.
The pre-tax yields set forth in the following tables were calculated by
·      determining the monthly discount rates that, when applied to the streams of cash flows assumed to be paid on the certificates, would make the discounted present value of the assumed stream of cash flows equal to the assumed purchase price on the closing date for each class, and
·      converting the monthly rates to corporate bond equivalent rates.
The calculation does not take into account the interest rates at which you might reinvest distributions received by you on the certificates.
In the following tables, “**” indicates a pre-tax yield less than or equal to (100)%.

 
Pre-tax yields to maturity
 
Class
Percentage of prepayment model
 
0%
150%
300%
450%
600%
IA-PO
3.832%
10.053%
17.437%
24.709%
31.802%
IA-IO
29.360
21.306
12.993
4.402
(4.485)
IIA-PO
9.643
15.354
22.033
29.061
36.192
IIA-IO
20.679
12.502
3.991
(4.898)
(14.214)
In the following yield tables for classes B-2 and B-3, we assumed that
·      scheduled interest and principal payments on the mortgage loans are received timely, except for mortgage loans on which defaults occur in accordance with the indicated percentages of SDA,
·      defaults on the mortgage loans in each pool will at all times occur at the same rate,
·      all defaulted loans are liquidated after exactly 12 months,
·      there are realized losses of a percentage (referred to in the tables as the “loss severity” percentage) of the principal balance at liquidation of the defaulted mortgage loans,
·      all realized losses are covered by subordination,
·      the class A prepayment percentages are reduced only when permitted as described under “Allocations and distributions—Prepayments and other unscheduled principal” above, and
·      there are no reductions to interest allocations due to prepayment interest shortfalls.
 
Pre-tax yield to maturity of class B-2
 
 
Percentage of prepayment model
SDA percentage
20% loss severity
30% loss severity
 
150%
300%
450%
150%
300%
450%
50%
13.457%
14.257%
14.838%
13.528%
14.255%
14.837%
100%
13.577
14.263
14.843
13.596
14.298
14.841
150%
13.600
14.309
14.848
13.826
14.325
14.853
200%
13.744
14.362
14.873
13.826
14.367
14.878
 
Pre-tax yield to maturity of class B-3
 
 
Percentage of prepayment model
SDA percentage
20% loss severity
30% loss severity
 
150%
300%
450%
150%
300%
450%
50%
27.584%
29.181%
30.370%
27.769%
29.178%
30.367%
100%
27.888
29.197
30.382
27.938
29.281
30.377
150%
27.951
29.306
30.394
26.459
29.363
30.410
200%
28.108
29.440
30.455
23.337
29.434
30.477
 
The following table shows aggregate realized losses on the certificates under each of the scenarios in the preceding tables, expressed as a percentage of the initial principal balance:
 
Aggregate realized losses
 
 
Percentage of prepayment model
SDA percentage
20% loss severity
30% loss severity
 
150%
300%
450%
150%
300%
450%
50%
0.275%
0.206%
0.159%
0.412%
0.310%
0.239%
100%
0.546
0.410
0.317
0.818
0.615
0.476
150%
0.812
0.612
0.473
1.219
0.918
0.710
200%
1.075
0.811
0.628
1.613
1.216
0.942
Investors should note that
·      the loss severity percentage does not purport to be a historical description of loss severity experience or a prediction of the anticipated loss severity of any pool of mortgage loans, and
·      even if subsequently cured, delinquencies may affect the timing of distributions on the offered subordinated classes, because the entire amount of the delinquencies would be borne by the subordinated classes in reverse order of seniority before they would affect the senior classes.
 
Static pool information
Information regarding delinquencies, cumulative losses, prepayments and other features of pools of prime residential mortgage loans previously securitized by CitiMortgage (so-called static pool information) may be obtained, free of charge and without registration, by going to CitiMortgage’s website, www.citimortgage­mbs.com, clicking on “Reg AB,” selecting “CMSI” under “Shelf,” and clicking the “Go” button and then the Microsoft Excel™ spreadsheet icon under “2Q08.” (Ignore the request to supply a user name and password.) The second tab of the spreadsheet contains definitions of terms used in the spreadsheet column headings.
If you do not have the Excel program, you can read or print this information with Excel Viewer, a free program that you can download from Microsoft’s website at www. ­micro­soft.­com.
Static pool information on the website as of the close of each calendar quarter is posted on the website about the middle of the following month, that is, about the 15th of January, April, July and October. Investors are urged to access the updated information when it becomes available.
Please note that static pool information about pools securitized before 2006 is not deemed to be a part of this prospectus or the registration statement for this prospectus.
 
Third-party originators
Approximately the following percentages of mortgage loans (by principal balance) in the pools were originated by organizations other than CitiMortgage. These organizations originated the mortgage loans under guidelines that are substantially in accordance with CitiMortgage’s guidelines for its own originations.
 
Pool I
29.55%
Pool II
7.30
Combined
27.38%
 
None of these organizations originated as much as 10% of the mortgage loans in any pool.
Some mortgage loans acquired by CitiMortgage from other organizations and included in the pools may have been originated by these organizations, and some may have been purchased by these organizations from other persons. CitiMortgage believes that these organizations’ underwriting procedures for the mortgage loans included in this series, whether originated or purchased by these organizations, are not materially different from CitiMortgage’s own underwriting procedures for similar loans.
 
Possible special servicer
In June 2006, CitiMortgage entered into a special servicing agreement with Credit-Based Asset Servicing and Securitization LLC (C-BASS) and Litton Loan Servicing LP (Litton). Under the agreement, if C-BASS holds 100% of the outstanding certificates of the then most subordinated class of certificates, C-BASS may designate Litton as the servicer of any mortgage loans that are more than 90 days delinquent and of any mortgaged property owned by the Trust. The special servicing agreement has been filed as exhibit 4.2 to the registration statement. To date, C-BASS has not designated Litton as servicer of any mortgage loans.
On July 31, 2007, C-BASS issued a statement that the current severe state of disruption in the credit markets had caused C-BASS to be subject to an unprecedented amount of margin calls from its lenders, the frequency and magnitude of which had adversely affected its liquidity, and that to address this, C-BASS was in advanced discussions with a number of investors to provide increased liquidity and was exploring all options to mitigate the liquidity risk in this difficult market. C-BASS and CitiMortgage have agreed that while C-BASS is exploring these options, C-BASS will not designate Litton as servicer of any mortgage loans in any pools.
Effective December 10, 2007, Goldman Sachs Bank USA acquired Litton from C-BASS.
 
Additional ERISA considerations
The Department of Labor has granted Citigroup Global Markets, the underwriter for the offered senior classes (other than the ratio-stripped PO and IO classes), an administrative exemption, Prohibited Transaction Exemption PTE 89-89, from some of ERISA’s prohibited transaction rules and some of the excise taxes imposed by the Internal Revenue Code for the initial purchase, the holding and the subsequent resale by ERISA plans of certificates in pass-through trusts that meet the conditions and requirements of the exemption. The Underwriter’s exemption should apply to the acquisition, holding, and resale of the offered certificates by an ERISA plan, provided that specified conditions are met, including
·      the acquisition of offered certificates by an ERISA plan is on terms that are at least as favorable to the ERISA plan as they would be in an arm’s-length transaction with an unrelated party,
·      at the time the ERISA plan acquired the offered certificates, S&P, Fitch, Moody’s or DBRS rated the certificates in one of the four highest generic rating categories,
·      the sum of all payments made to the Underwriter in connection with the distribution of the offered certificates represents not more than reasonable compensation for underwriting those certificates, and
·      the sum of all payments made to and retained by a servicer represents not more than reasonable compensation for the services provided to the Trust by the servicer and for reimbursement of the servicer’s reasonable expenses in providing those services.
The Underwriter’s exemption does not apply to the acquisition and holding of offered certificates by ERISA plans sponsored by CMSI, the Underwriter, the Trustee or any of their affiliates. Moreover, the exemption provides relief from certain self-dealing/conflict of interest prohibited transactions only if, among other requirements
·      an ERISA plan’s investment in each class of offered certificates does not exceed 25% of the outstanding amount of that class at the time it acquired that position, and
·      immediately after it acquired that position, no more than 25% of the assets of an ERISA plan with respect to which the person who has discretionary authority or renders advice are invested in certificates representing an interest in a trust containing assets sold or serviced by the same person.
A governmental plan as defined in section 3(32) of ERISA is not subject to ERISA or Internal Revenue Code section 4975. However, a governmental plan may be subject to similar federal, state or local laws. A fiduciary of a governmental plan should make its own determination as to the need for and the availability of any exemptive relief under such similar laws.
 
Legal investment
The class A and B-1 certificates will be “mortgage related securities” for purposes of the Secondary Mortgage Market Enhancement Act of 1984, (SMMEA), so long as they are rated in one of the two highest rating categories by at least one nationally recognized statistical rating organization. The class B-2 and B-3 certificates will not be “mortgage related securities” under SMMEA.
 
Federal income tax consequences
The assets of the Trust will consist of mortgage loans. For federal income tax purposes, an election will be made to treat the Trust as one or more REMICs. Each class of the offered certificates will be designated as a regular interest in a REMIC. The regular interests represented by the offered certificates will be treated as debt instruments for US federal income tax purposes.
It is anticipated that
·      the class IA-PO and IIA-PO certificates will be issued with original issue discount (OID) equal to the excess of their initial principal balances over their respective issue prices,
·      the class IA-IO and IIA-IO certificates will be issued with OID equal to the excess of all distributions of interest expected to be received on those certificates over their respective issue prices (including accrued interest from June 1, 2008),
·      the class IIA-1 certificates will be issued with de minimis OID, and
·      the class IA-1, IA-2, IIA-2 and B-1 through B-3 certificates will be issued with OID equal to the excess of their initial principal balances (plus one day of accrued interest) over their respective issue prices (including accrued interest from June 1, 2008).
The offered certificates will be treated as
·      “loans . . . secured by an interest in real property which is . . . residential real property” and “regular interests in a REMIC” for domestic building and loan associations, and
·      “real estate assets” for real estate investment trusts.
The offered certificates will be treated as “qualified mortgages” for another REMIC.
 
Legal proceedings
There are no legal proceedings that would be material to investors pending against CMSI, CitiMortgage, Citibank, the Trust, or to CMSI’s knowledge, the Trustee, nor does CMSI know of any such proceeding contemplated by any governmental authorities.
 
Legal opinions
Legal opinions will be delivered for CMSI and Citigroup by Michael S. Zuckert, as General Counsel, Finance and Capital Markets of Citigroup, and for the Underwriter by Cadwalader, Wickersham & Taft LLP, New York, New York. Mr. Zuckert owns or has the right to acquire less than 0.01% of the outstanding common stock of Citigroup. Cadwalader, Wickersham & Taft LLP will deliver opinions on ERISA and federal income tax matters for CMSI.
 
Appendix—Detailed description of the mortgage loans
The following tables give additional information about the mortgage loans as of the cut-off date. The mortgage loans actually included in the Trust may differ from their description below, but the differences will not be material.

Years of origination
     
 
Pool I loans
Pool II loans
Combined
Year originated
Number of loans
Aggregate principal balance
Number of loans
Aggregate principal balance
Number of loans
Aggregate principal balance
2006
6
$1,803,911
1
$397,177
7
$2,201,088
2007
169
92,655,210
33
18,340,297
202
110,995,507
2008
161
91,578,585
5
1,375,964
166
92,954,549
Total
336
$186,037,706
39
$20,113,438
375
$206,151,144



Types of dwellings
     
 
Pool I loans
Pool II loans
Combined
Type of dwellings
Number of loans
Aggregate principal balance
Number of loans
Aggregate principal balance
Number of loans
Aggregate principal balance
Detached house
264
$145,253,273
31
$16,158,774
295
$161,412,047
2 to 4 family
23
14,609,521
3
984,154
26
15,593,675
Townhouse
2
1,672,314
0
0
2
1,672,314
Condominium
(one to four stories)
20
10,515,623
4
2,361,024
24
12,876,647
Condominium
(over four stories)
13
8,786,444
1
609,486
14
9,395,930
Cooperative
14
5,200,531
0
0
14
5,200,531
Total
336
$186,037,706
39
$20,113,438
375
$206,151,144



Number of units in dwellings
 
Pool I loans
Pool II loans
Combined
Type
Number of loans
Aggregate principal balance
Number of loans
Aggregate principal balance
Number of loans
Aggregate principal balance
1-family
313
$171,428,185
36
$19,129,284
349
$190,557,469
2-family
18
11,131,819
3
984,154
21
12,115,973
3-family
4
3,170,794
0
0
4
3,170,794
4-family
1
306,908
0
0
1
306,908
Total
336
$186,037,706
39
$20,113,438
375
$206,151,144


 


Size of loans
     
 
Pool I loans
Pool II loans
Combined
Principal balance
Number of loans
Aggregate principal balance
Number of loans
Aggregate principal balance
Number of loans
Aggregate principal balance
$149,999 and under
29
$2,648,744
8
$755,346
37
$3,404,090
$150,000 through $199,999
11
1,882,374
1
192,388
12
2,074,761
$200,000 through $249,999
11
2,519,420
2
449,463
13
2,968,883
$250,000 through $299,999
4
1,104,115
2
568,938
6
1,673,053
$300,000 through $349,999
9
2,962,369
0
0
9
2,962,369
$350,000 through $399,999
8
3,024,760
1
397,177
9
3,421,937
$400,000 through $449,999
21
9,102,958
2
829,081
23
9,932,039
$450,000 through $499,999
39
18,640,771
2
954,309
41
19,595,081
$500,000 through $549,999
33
17,380,893
3
1,573,308
36
18,954,201
$550,000 through $599,999
38
21,896,819
3
1,717,857
41
23,614,676
$600,000 through $649,999
38
23,914,861
3
1,852,223
41
25,767,082
$650,000 through $699,999
23
15,669,522
1
675,024
24
16,344,546
$700,000 through $749,999
13
9,466,901
2
1,458,888
15
10,925,790
$750,000 through $799,999
17
13,258,636
0
0
17
13,258,636
$800,000 through $849,999
4
3,258,957
1
840,986
5
4,099,944
$850,000 through $899,999
8
7,046,193
1
894,362
9
7,940,555
$900,000 through $949,999
5
4,592,582
3
2,794,105
8
7,386,687
$950,000 through $999,999
15
14,850,628
2
1,958,103
17
16,808,731
$1,000,000 and over
10
12,816,203
2
2,201,880
12
15,018,083
Total
336
$186,037,706
39
$20,113,438
375
$206,151,144

 

 

 
Distribution by interest rates
 
Pool I loans
Pool II loans
Combined
Interest rate
Number of loans
Aggregate principal balance
Number of loans
Aggregate principal balance
Number of loans
Aggregate principal balance
4.990% – 5.000%
0
$0
2
$205,636
2
$205,636
5.001% – 5.500%
5
1,574,664
2
691,609
7
2,266,273
5.501% – 6.000%
17
4,982,894
13
7,932,102
30
12,914,996
6.001% – 6.500%
72
41,030,103
17
9,533,784
89
50,563,888
6.501% – 7.000%
112
64,232,720
4
1,700,000
116
65,932,718
7.001% – 7.500%
69
41,061,685
1
50,307
70
41,111,993
7.501% – 8.000%
42
22,725,107
0
0
42
22,725,107
8.001% – 8.500%
19
10,430,533
0
0
19
10,430,533
Total
336
$186,037,706
39
$20,113,438
375
$206,151,144

 

Distribution by loan-to-value ratio at origination
 
 
Pool I loans
Pool II loans
Combined
Loan-to-value ratio
Number of loans
Aggregate principal balance
Number of loans
Aggregate principal balance
Number of loans
Aggregate principal balance
65.000% and below
83
$48,664,088
17
$11,258,195
100
$59,922,285
65.001% – 75.000%
72
48,219,327
8
4,991,379
80
53,210,705
75.001% – 80.000%
129
69,320,033
12
3,532,170
141
72,852,203
80.001% – 85.000%
9
3,503,319
0
0
9
3,503,319
85.001% – 90.000%
28
11,565,717
0
0
28
11,565,717
90.001% – 95.000%
15
4,765,222
2
331,694
17
5,096,915
Total
336
$186,037,706
39
$20,113,438
375
$206,151,144

Geographic distribution
 
Pool I loans
Pool II loans
Combined
State
Number of loans
Aggregate principal balance
Number of loans
Aggregate principal balance
Number of loans
Aggregate principal balance
Alabama
1
$495,941
0
$0
1
$495,941
Alaska
1
137,539
0
0
1
137,539
Arizona
5
2,157,172
0
0
5
2,157,172
Arkansas
3
1,118,403
0
0
3
1,118,403
California
70
43,159,237
6
4,600,483
76
47,759,722
Colorado
8
4,786,754
1
581,441
9
5,368,195
Connecticut
5
3,463,699
0
0
5
3,463,699
District of Columbia
0
0
1
290,079
1
290,079
Florida
12
5,543,492
2
1,006,664
14
6,550,155
Georgia
9
4,700,175
2
1,025,963
11
5,726,139
Idaho
4
1,127,606
0
0
4
1,127,606
Illinois
14
8,622,863
4
2,097,837
18
10,720,700
Indiana
2
523,666
0
0
2
523,666
Iowa
2
1,644,614
0
0
2
1,644,614
Kansas
1
510,388
0
0
1
510,388
Louisiana
6
2,974,490
2
498,113
8
3,472,603
Maryland
7
4,351,962
1
975,468
8
5,327,430
Massachusetts
8
3,259,674
2
1,298,657
10
4,558,331
Michigan
6
2,915,797
2
736,285
8
3,652,082
Minnesota
4
2,499,019
1
630,305
5
3,129,323
Mississippi
1
113,318
1
96,624
2
209,942
Missouri
4
2,005,872
0
0
4
2,005,872
Nebraska
1
98,489
0
0
1
98,489
Nevada
2
1,045,389
0
0
2
1,045,389
New Jersey
14
6,904,567
0
0
14
6,904,567
New Mexico
5
2,742,964
1
92,861
6
2,835,825
New York
64
35,953,355
4
1,995,352
68
37,948,707
North Carolina
5
2,340,749
1
82,555
6
2,423,303
Ohio
5
2,798,619
0
0
5
2,798,619
Oregon
5
3,242,145
0
0
5
3,242,145
 


 
Pool I loans
Pool II loans
Combined
State
Number of loans
Aggregate principal balance
Number of loans
Aggregate principal balance
Number of loans
Aggregate principal balance
Pennsylvania
7
3,227,321
1
512,807
8
3,740,128
Puerto Rico
1
452,665
0
0
1
452,665
Rhode Island
1
413,699
0
0
1
413,699
South Carolina
1
760,000
0
0
1
760,000
South Dakota
1
130,865
0
0
1
130,865
Tennessee
1
374,918
0
0
1
374,918
Texas
27
14,596,245
6
3,009,733
33
17,605,978
Utah
6
4,187,357
0
0
6
4,187,357
Virginia
4
2,636,616
0
0
4
2,636,616
Washington
12
7,540,941
1
582,211
13
8,123,152
Wyoming
1
479,121
0
0
1
479,121
Total
336
$186,037,706
39
$20,113,438
375
$206,151,144

 
Distribution by FICO scores and loan-to-value ratios at origination
 
FICO score
Pool I loan-to-value ratio
 
65.00% and below
65.001% – 75.000%
75.001% – 80.000%
80.001% – 85.000%
85.001% – 90.000%
90.001% – 95.000%
All Pool I loans
Below 620
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
620 – 649
2.51
0.64
0.56
0.00
0.19
0.00
3.90
650 – 699
5.56
10.15
9.70
1.02
2.73
0.78
29.95
700 – 749
9.37
9.62
16.58
0.62
1.54
1.41
39.15
750 – 799
8.07
5.17
8.38
0.24
1.23
0.05
23.14
800 and above
0.66
0.34
2.04
0.00
0.51
0.32
3.87
Total
26.16%
25.92%
37.26%
1.88%
6.22%
2.56%
100.00%


FICO score
Pool II loan-to-value ratio
 
65.00% and below
65.001% – 75.000%
75.001% – 80.000%
80.001% – 85.000%
85.001% – 90.000%
90.001% – 95.000%
All Pool II loans
Below 620
0.00%
0.00%
2.76%
0.00%
0.00%
0.00%
2.76%
620 - 649
0.00
0.00
0.00
0.00
0.00
0.00
0.00
650 - 699
8.62
2.55
7.36
0.00
0.00
0.00
18.53
700 - 749
15.74
10.55
2.53
0.00
0.00
1.24
30.06
750 - 799
27.10
10.76
2.02
0.00
0.00
0.41
40.29
800 and above
4.52
0.96
2.89
0.00
0.00
0.00
8.37
Total
55.97%
24.82%
17.56%
0.00%
0.00%
1.65%
100.00%
               
Percentages shown are of scheduled principal balances of mortgage loans in the referenced pools as of the cut-off date. In calculating the values in the preceding tables, if no FICO score is available for a mortgage loan, the loan is assigned a FICO score of zero.
FICO credit scores are used by many mortgage lenders to help assess a borrower's credit-worthiness. The scores are based on computer models developed by third parties that evaluate information from credit reporting bureaus regarding historical patterns of consumer credit behavior in relation to default experience for similar types of borrower profiles. CMSI generally obtains several FICO scores for an individual. For purposes of credit scoring, CMSI selects one of the scores for an individual or multiple borrowers by a proprietary algorithm, which score is the one used to generate the preceding tables. The score so selected may not be the lowest FICO score for the borrowers obligated on a mortgage loan. Examination of FICO scores is only one aspect of CMSI’s loan underwriting procedures, which are described in “Mortgage loan underwriting” in the core prospectus.
 
 
 
 

 
 
MORTGAGE LOAN SCHEDULE
 

Loan Number
Loan Group Description
Program Code
Program Code Description
Documentation Short Description
Income Documentation Requirement
Asset Documentation Requirement
High Net Worth Borrower
Employment Verfication Requirement
Appraisal Type
Date of Appraisal
Product Group
Product
Interest Only Flag
Interest Only Term
Interest Method
Original Rate
Current Rate
Original Term
Remaining Term from Issue Date
Remaining Term from Paid to Date
Prepayment Penalty Flag
Prepayment Penalty Term - Years
Prepayment Penalty Calculation
Initial Rate Cap - Decrease
Origination Date
First Due
Original Balance
Interest Paid to Date
Current Balance
Issue Date
Issue Balance
Maturity Date
Purpose
Debt Ratio
Original FICO
Current FICO
Self_Employment_Flag
First Time Home Buyer Flag
Delinq History
Counters
Modification Flag
Property
Occupancy
City
State
Zip Code
Units
Appraised Value
Sales Price
Original Loan to Value
Lien Position
Simultaneous Second Flag
Original Combined Loan to Value
Subordinate Outstanding Balance
Home Equity CLTV
Subordinate Outstanding Lien
Current PI
Current PITI
MI Provider
MI Cert Number
MI Percent Coverage
Lender_Paid_MI
Escrow Payment
Tax_Escrow_Flag
Hazard_Escrow_Flag
Primary Servicer
Buydown Flag
MOM Flag
MERS Registration Number
SandP Doc Code
Fitch Doc Code
Moodys Doc Code
FileDate
0935337644
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20060301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
334
334
N
     
3/31/2006
05/01/2006
492500
6/1/2008
7528.37
06/01/2008
7528.37
04/01/2036
Purchase
7.1
773
806
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
BATON ROUGE
LA
70810
1
1000000
892500
55.18
1
 
55.18
 
55
0
3112.94
3112.94
   
  0
N
0
N
N
CMI
N
N
0
V
Q
C1
6/18/2008
4908386994
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
337
337
N
     
6/26/2006
08/01/2006
834000
6/1/2008
815465.09
06/01/2008
815465.09
07/01/2036
Rate-Term
32.77
776
706
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
BALTIMORE
MD
21208
1
1760000
0
47.39
1
 
47.38
 
47
0
5271.45
7048.22
   
  0
N
1776.77
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
2906376714
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20060901
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
340
340
N
     
9/26/2006
11/01/2006
559000
6/1/2008
548530.98
06/01/2008
548530.98
10/01/2036
Purchase
38.38
705
684
N
N
XXXXXXXX1000
100000
N
Single Family Detached
Owner Occupied
DIX HILLS
NY
11746
1
955000
935000
59.79
1
 
59.79
 
60
0
3579.34
3579.34
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
9929385954
group 2 15 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6
180
161
161
N
     
10/23/2006
12/01/2006
460000
6/1/2008
397177.34
06/01/2008
397177.34
11/01/2021
Rate-Term
55.54
784
806
N
N
XXXXX0000000
000000
N
PUD - Single Family Detached
Owner Occupied
PALM BEACH GARDENS
FL
33410
1
1400000
0
32.86
1
 
32.9
 
33
0
3881.74
4847.21
   
  0
N
965.47
Y
Y
CMI
N
N
0
Y
F
C2
6/18/2008
3938324014
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.375
360
345
345
N
     
2/21/2007
04/01/2007
650000
6/1/2008
640625.96
06/01/2008
640625.96
03/01/2037
Cash Out
34.98
705
682
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
MIAMI BEACH
FL
33140
1
1100000
0
59.09
1
Y
81.82
250033.84
82
0
4055.15
5798.67
   
  0
N
1743.52
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
1986314154
group 2 15 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070301
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.25
180
165
164
N
     
3/1/2007
04/01/2007
99500
7/1/2008
92491.09
06/01/2008
92860.58
03/01/2022
Purchase
33.08
690
684
N
N
XXXXXXXXX000
000000
N
Two Family
Investment
ALBUQUERQUE
NM
87105
2
130000
124500
79.92
1
 
79.92
 
80
0
853.14
1003.69
   
  0
N
150.55
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
1966394184
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.125
360
345
346
N
     
2/20/2007
04/01/2007
492000
5/1/2008
484905.98
06/01/2008
484391.58
03/01/2037
Cash Out
43.69
646
621
N
N
XXXXX0010000
100000
N
Single Family Detached
Owner Occupied
CLOVIS
CA
93619
1
820000
0
60
1
 
60
 
60
0
2989.44
3712.11
   
  0
N
722.67
Y
Y
CMI
N
N
0
Y
F
C2
6/18/2008
4906334954
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.375
360
346
346
N
     
3/23/2007
05/01/2007
820000
6/1/2008
808992.2
06/01/2008
808992.2
04/01/2037
Rate-Term
36.75
769
703
N
N
XXXXXXXXX000
000000
N
Three Family
Owner Occupied
CHICAGO
IL
60614
3
1475000
0
55.59
1
 
55.59
 
56
0
5115.73
5115.73
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
0995304104
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.375
360
347
347
N
     
4/9/2007
06/01/2007
1500000
6/1/2008
1481352.03
06/01/2008
1481352.03
05/01/2037
Purchase
36.61
673
0
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
CLEARWATER
FL
33755
1
2200000
2200000
68.18
1
Y
79.6
251221.02
80
0
9358.05
9990.98
   
  0
N
632.93
Y
Y
CMI
N
N
0
Y
F
C1
6/18/2008
8964324404
group 1 30 yr
119
Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
346
346
N
     
4/5/2007
05/01/2007
552000
6/1/2008
544762.35
06/01/2008
544762.35
04/01/2037
Rate-Term
25.7
698
678
N
N
XXXXXXX00000
000000
N
Condo Townhouse
Investment
PHILADELPHIA
PA
19106
1
690000
0
80
1
 
80
 
80
0
3489.02
3527.18
   
  0
N
38.16
Y
N
CMI
N
N
0
Y
F
C1
6/18/2008
0954364214
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
347
347
N
     
4/30/2007
06/01/2007
774400
6/1/2008
171808.53
06/01/2008
171808.53
05/01/2037
Purchase
23.48
724
722
N
N
XXXXX0000000
000000
N
PUD - Single Family Detached
Owner Occupied
CASTLE ROCK
CO
80108
1
980000
968000
80
1
 
80
 
80
0
1113.31
1707.53
   
  0
N
594.22
Y
Y
CMI
N
N
0
Y
F
C1
6/18/2008
5963344814
group 1 30 yr
113
SISA - Prime
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.5
6.5
360
347
347
N
   
0
4/17/2007
06/01/2007
1000000
6/1/2008
1000000
06/01/2008
1000000
05/01/2037
Rate-Term
22.91
731
719
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
GRAND HAVEN
MI
49417
1
1750000
0
57.14
1
Y
75.43
 
75
0
5416.67
5416.67
   
  0
N
0
N
N
CMI
N
N
0
V
C
C6
6/18/2008
5903354824
group 1 30 yr
113
SISA - Prime
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
349
349
N
     
6/25/2007
08/01/2007
809900
6/1/2008
798613.48
06/01/2008
798613.48
07/01/2037
Rate-Term
29.53
748
757
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
ALEDO
TX
76008
1
1050000
0
77.13
1
Y
84.95
 
85
0
5119.12
5521.51
   
  0
N
402.39
Y
Y
CMI
N
N
0
V
C
C6
6/18/2008
7903364544
group 2 15 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070301
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
5.75
180
167
167
N
     
4/11/2007
06/01/2007
980000
6/1/2008
908951.39
06/01/2008
908951.39
05/01/2022
Purchase
56.69
810
802
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
SANTA ANA
CA
92705
1
1810000
1650000
59.39
1
 
59.4
 
59
0
8138.02
8138.02
   
  0
N
0
N
N
CMI
N
N
0
Y
F
C1
6/18/2008
6991324524
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.25
360
348
348
N
     
5/2/2007
07/01/2007
1150000
6/1/2008
1136524.31
06/01/2008
1136524.31
06/01/2037
Purchase
42.18
729
717
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
LA JOLLA
CA
92037
1
1900000
1900000
60.53
1
 
60.6
 
61
0
7080.75
7080.75
   
  0
N
0
N
N
CMI
N
N
0
V
C
C4
6/18/2008
7941354424
group 2 15 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070401
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.25
180
168
168
N
     
5/3/2007
07/01/2007
647500
6/1/2008
609486.35
06/01/2008
609486.35
06/01/2022
Purchase
14.87
767
726
N
N
XXXXX1000000
000100
N
Condo
Second
MIAMI BEACH
FL
33139
1
940000
925000
70
1
 
70
 
70
0
5551.81
5551.81
   
  0
N
0
N
N
CMI
N
N
0
Y
F
C1
6/18/2008
6921344394
group 1 30 yr
113
SISA - Prime
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.5
6.5
360
347
347
N
   
0
4/24/2007
06/01/2007
600000
6/1/2008
600000
06/01/2008
600000
05/01/2037
Rate-Term
38.44
754
718
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
SPRING BRANCH
TX
78070
1
750000
0
80
1
 
80
 
80
0
3250
3250
   
  0
N
0
N
N
CMI
N
N
0
V
C
C6
6/18/2008
7950334804
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20070601
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.25
360
349
349
N
     
6/1/2007
08/01/2007
1000000
6/1/2008
989286.69
06/01/2008
989286.69
07/01/2037
Rate-Term
43
731
779
N
N
XXXXXXXXX000
000000
N
Three Family
Owner Occupied
LOS ANGELES
CA
90046
3
1450000
0
68.96
1
 
68.96
 
69
0
6157.17
6157.17
   
  0
N
0
N
N
CMI
N
N
0
V
Q
C1
6/18/2008
0940344304
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070501
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
348
348
N
     
5/4/2007
07/01/2007
506250
6/1/2008
501107.5
06/01/2008
501107.5
06/01/2037
Rate-Term
10.61
759
739
N
N
XXX000000000
000000
N
Single Family Detached
Owner Occupied
METAMORA TOWNSHIP
MI
48455
1
675000
0
75
1
 
75
 
75
0
3368.09
3368.09
   
  0
N
0
N
N
CMI
N
N
0
Y
F
C2
6/18/2008
5989363574
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070501
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.25
360
348
348
N
     
5/30/2007
07/01/2007
700000
6/1/2008
691262.45
06/01/2008
691262.45
06/01/2037
Purchase
39.94
760
773
N
N
XXXXXXXXX000
000000
N
Two Family
Owner Occupied
LITTLE NECK
NY
11363
2
900000
880000
79.54
1
 
79.54
 
80
0
4310.02
4310.02
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
6969383924
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070601
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.25
360
349
349
N
     
6/15/2007
08/01/2007
553600
6/1/2008
547669.09
06/01/2008
547669.09
07/01/2037
Purchase
47.67
736
740
N
N
XXXXXXXXX000
000000
N
Two Family
Owner Occupied
CORONA
NY
11368
2
695000
692000
80
1
 
80
 
80
0
3408.61
3865.17
   
  0
N
456.56
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
9959363764
group 2 15 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070401
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.375
180
167
167
N
     
4/24/2007
06/01/2007
500000
6/1/2008
459237.41
06/01/2008
459237.41
05/01/2022
Cash Out
22.97
713
715
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
SOUTH BARRINGTON
IL
60010
1
2463000
0
20.3
1
 
20.4
 
20
0
4321.25
4321.25
   
  0
N
0
N
N
CMI
N
N
0
V
C
C4
6/18/2008
3939343724
group 2 15 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
5.875
180
168
168
N
     
5/25/2007
07/01/2007
201000
6/1/2008
192387.95
06/01/2008
192387.95
06/01/2022
Cash Out
38.22
802
813
N
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
HOUSTON
TX
77025
1
268000
0
75
1
 
75
 
75
0
1682.61
1682.61
   
  0
N
0
N
N
CMI
N
N
0
V
C
C4
6/18/2008
4919383824
group 2 15 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070401
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.875
180
167
167
N
     
4/30/2007
06/01/2007
435000
6/1/2008
416330.85
06/01/2008
416330.85
05/01/2022
Cash Out
40.97
761
710
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
NEW ORLEANS
LA
70130
1
800000
0
54.38
1
 
54.4
 
54
0
3879.57
4537.99
   
  0
N
658.42
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
2978323644
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.875
6.875
360
353
353
N
   
0
7/6/2007
12/01/2007
500000
6/1/2008
500000
06/01/2008
500000
11/01/2037
Rate-Term
32.48
741
701
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
YONKERS
NY
10703
1
625000
0
80
1
Y
90
62500
90
0
2864.58
3856.2
   
  0
N
991.62
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
9968333634
group 2 15 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070501
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6
180
168
168
N
     
5/30/2007
07/01/2007
608000
6/1/2008
582210.66
06/01/2008
582210.66
06/01/2022
Purchase
46.08
803
801
N
N
XXXXX0000000
000000
N
Condo Townhouse
Owner Occupied
SEATTLE
WA
98199
1
760000
760000
80
1
 
80
 
80
0
5130.65
5652.91
   
  0
N
451.3
Y
N
CMI
N
N
0
V
C
C4
6/18/2008
3947313644
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.25
6.25
360
350
350
N
   
0
7/18/2007
09/01/2007
627000
6/1/2008
623000
06/01/2008
623000
08/01/2037
Rate-Term
35.49
671
673
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
CAMPBELL HALL
NY
10916
1
875000
0
71.66
1
 
71.66
 
72
0
3244.79
3244.79
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
6996353114
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070601
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.5
6.5
360
349
349
N
   
0
6/22/2007
08/01/2007
500000
6/1/2008
81000
06/01/2008
81000
07/01/2037
Purchase
28.63
712
762
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
BRICK
NJ
8723
1
625000
625000
80
1
Y
95
93750
95
0
438.75
438.75
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
5956313214
group 2 15 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070401
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
5.75
180
169
169
N
     
6/13/2007
08/01/2007
640000
6/1/2008
612431.45
06/01/2008
612431.45
07/01/2022
Rate-Term
51.92
755
807
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
RICHLAND
MI
49083
1
1080000
0
59.26
1
Y
72.3
140843.43
72
0
5314.62
6191.49
   
  0
N
876.87
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
6995313374
group 2 15 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070601
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.5
180
169
169
N
     
6/28/2007
08/01/2007
155200
6/1/2008
149420.95
06/01/2008
149420.95
07/01/2022
Cash Out
38.75
683
675
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
TYLER
TX
75706
1
194000
0
80
1
 
80
 
80
0
1351.96
1351.96
   
  0
N
0
N
N
CMI
N
N
0
V
C
C4
6/18/2008
6935363364
group 1 30 yr
119
Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
350
351
N
     
7/28/2007
09/01/2007
758600
5/1/2008
752587.69
06/01/2008
751900.73
08/01/2037
Cash Out
18.17
663
627
N
N
XXXXXXX00001
100000
N
Single Family Detached
Owner Occupied
COLD SPRING HARBOR
NY
11724
1
1350000
0
56.19
1
 
56.19
 
56
0
4920.27
6743.07
   
  0
N
1822.8
Y
Y
CMI
N
N
0
Y
F
C1
6/18/2008
9925393184
group 2 15 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070601
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.375
180
169
169
N
     
6/26/2007
08/01/2007
515000
6/1/2008
495071.84
06/01/2008
495071.84
07/01/2022
Rate-Term
49.31
698
760
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
WESTHAMPTON
NY
11977
1
965000
0
53.37
1
 
53.4
 
53
0
4450.89
4450.89
   
  0
N
0
N
N
CMI
N
N
0
Y
F
C2
6/18/2008
5974313584
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070601
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.375
360
349
349
N
     
6/29/2007
08/01/2007
352000
6/1/2008
348317
06/01/2008
348317
07/01/2037
Cash Out
63.48
656
678
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
OAKDALE
MN
55128
1
440000
0
80
1
 
80
 
80
0
2196.02
2196.02
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
2964303394
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070601
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
349
349
N
     
6/29/2007
08/01/2007
448000
6/1/2008
443089.12
06/01/2008
443089.12
07/01/2037
Cash Out
28.66
709
650
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
WESTFIELD
IN
46074
1
700000
0
64
1
 
64
 
64
0
2905.72
3445.96
   
  0
N
540.24
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
0964313284
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
350
350
N
     
7/19/2007
09/01/2007
780000
6/1/2008
772774.32
06/01/2008
772774.32
08/01/2037
Purchase
20.16
747
770
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
BRIARCLIFF MANOR
NY
10510
1
1225000
1222000
63.83
1
Y
79.95
197001.07
80
0
4930.13
6738.66
   
  0
N
1808.53
Y
Y
CMI
N
N
0
V
Q
C1
6/18/2008
3954373184
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20070601
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.375
6.375
360
349
349
N
   
0
6/29/2007
08/01/2007
612000
6/1/2008
610912.4
06/01/2008
610912.4
07/01/2037
Rate-Term
46.91
664
622
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
ACCOKEEK
MD
20607
1
825000
0
74.18
1
 
74.18
 
74
0
3245.47
4145.52
   
  0
N
0
Y
N
CMI
N
N
0
V
Q
C1
6/18/2008
4944373964
group 1 30 yr
104
LP Streamline
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
350
350
N
     
7/16/2007
09/01/2007
450000
6/1/2008
446020.79
06/01/2008
446020.79
08/01/2037
Purchase
22.42
687
630
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
MASSAPEQUA PARK
NY
11762
1
500000
500000
90
1
 
90
 
90
0
2918.69
3905.94
MGIC
GN-0000025007994
 25
N
987.25
Y
Y
CMI
N
N
0
Y
A
C1
6/18/2008
7933363524
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
352
352
N
     
9/25/2007
11/01/2007
1000000
6/1/2008
992629.31
06/01/2008
992629.31
10/01/2037
Purchase
22.55
748
660
N
N
XXXXX0100000
000100
N
PUD - Single Family Detached
Owner Occupied
ATLANTA
GA
30327
1
1700000
1561229
64.05
1
 
64.1
 
64
0
6320.68
8297.59
   
  0
N
1976.91
Y
Y
CMI
N
N
0
Y
F
C1
6/18/2008
4913373664
group 2 15 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.5
180
170
170
N
     
7/3/2007
09/01/2007
100000
6/1/2008
96624.09
06/01/2008
96624.09
08/01/2022
Cash Out
41.02
729
683
N
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
PASS CHRISTIAN
MS
39571
1
129000
0
77.52
1
 
78
 
78
0
871.11
1178.53
   
  0
N
307.42
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
1913333244
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
350
350
N
     
7/27/2007
09/01/2007
532000
6/1/2008
22820.4
06/01/2008
22820.4
08/01/2037
Rate-Term
12.15
682
677
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
GROSSE ILE TWP
MI
48138
1
1900000
0
28
1
 
28
 
28
0
3494.86
3494.86
   
  0
N
0
N
N
CMI
N
N
0
Y
F
C2
6/18/2008
3903323934
group 2 15 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070301
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6
180
170
170
N
     
6/28/2007
09/01/2007
531500
6/1/2008
512807.25
06/01/2008
512807.25
08/01/2022
Rate-Term
44.01
694
637
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
BELLE VERNON
PA
15012
1
703000
0
75.6
1
 
75.7
 
76
0
4485.1
4485.1
   
  0
N
0
N
N
CMI
N
N
0
V
C
C4
6/18/2008
1992373244
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.5
360
350
350
N
     
7/3/2007
09/01/2007
164000
6/1/2008
162689.67
06/01/2008
162689.67
08/01/2037
Purchase
18.97
694
706
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Investment
TEMPE
AZ
85281
1
215000
205000
80
1
 
80
 
80
0
1146.71
1263.48
   
  0
N
116.77
Y
Y
CMI
N
Y
100188601000170917
Z
F
C1
6/18/2008
3972303254
group 2 15 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.25
180
170
170
N
     
7/27/2007
09/01/2007
871000
6/1/2008
840986.33
06/01/2008
840986.33
08/01/2022
Rate-Term
33.41
769
710
N
N
XXXXXXXXX000
000000
N
Two Family
Owner Occupied
SAUSALITO
CA
94965
2
1325000
0
65.74
1
 
65.74
 
66
0
7468.15
7468.15
   
  0
N
0
N
N
CMI
N
N
0
V
Q
C1
6/18/2008
2972363224
group 2 15 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.25
180
170
170
N
     
7/19/2007
09/01/2007
1130000
6/1/2008
1041392.29
06/01/2008
1041392.29
08/01/2022
Rate-Term
36.62
726
681
N
N
XXXXX0000000
000000
N
PUD - Single Family Detached
Owner Occupied
LAGUNA BEACH
CA
92651
1
4100000
0
27.56
1
Y
45.9
751966.65
46
0
9688.88
9688.88
   
  0
N
0
N
N
CMI
N
N
0
V
C
C4
6/18/2008
2952353054
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
350
350
N
     
7/30/2007
09/01/2007
700000
6/1/2008
693668.31
06/01/2008
693668.31
08/01/2037
Purchase
37.82
784
765
N
N
XXXXXXXXX000
000000
N
Two Family
Owner Occupied
SAN FRANCISCO
CA
94123
2
2100000
1150000
60.87
1
 
60.87
 
61
0
4482.18
4482.18
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
7922363964
group 2 15 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.375
180
170
170
N
     
7/23/2007
09/01/2007
567000
6/1/2008
547661.04
06/01/2008
547661.04
08/01/2022
Rate-Term
41.04
790
771
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
WOODLAND HILLS
CA
91364
1
1110000
0
51.08
1
 
51.1
 
51
0
4900.3
4900.3
   
  0
N
0
N
N
CMI
N
N
0
V
C
C4
6/18/2008
7912323044
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
350
351
N
     
7/27/2007
09/01/2007
180000
5/1/2008
178573.38
06/01/2008
178410.38
08/01/2037
Purchase
24.92
686
710
N
N
XXXXXXXXX000
000000
N
Two Family
Owner Occupied
ALBANY
NY
12208
2
230000
225000
80
1
 
80
 
80
0
1167.48
1501.83
   
  0
N
334.35
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
9902323394
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.125
7.125
360
350
350
N
   
0
7/25/2007
09/01/2007
633750
6/1/2008
633750
06/01/2008
633750
08/01/2037
Cash Out
34.72
726
753
N
N
XXXXXXXXX000
000000
N
Two Family
Owner Occupied
BROOKLYN
NY
11223
2
975000
0
65
1
 
65
 
65
0
3762.89
4539.82
   
  0
N
776.93
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
7991323444
group 2 15 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.875
180
170
170
N
     
7/20/2007
09/01/2007
258400
6/1/2008
249138.78
06/01/2008
249138.78
08/01/2022
Purchase
49.56
728
732
N
N
XXXXX0000000
000000
N
Condo Townhouse
Owner Occupied
NAPERVILLE
IL
60564
1
272000
272000
95
1
 
95
 
95
0
2304.55
2955.6
PMI
HN-0000098219587
 30
N
651.05
Y
N
CMI
N
N
0
V
C
C4
6/18/2008
2981353364
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
351
351
N
     
8/10/2007
10/01/2007
904800
6/1/2008
897283.13
06/01/2008
897283.13
09/01/2037
Purchase
45.33
798
802
N
N
XXXXXXXXX000
000000
N
Two Family
Owner Occupied
REDONDO BEACH
CA
90277
2
1131000
1131000
80
1
 
80
 
80
0
5943.89
5943.89
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
9961333904
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.75
360
350
351
N
     
7/18/2007
09/01/2007
247000
5/1/2008
245353.43
06/01/2008
245168.46
08/01/2037
Purchase
38.61
695
669
N
N
XXXXX0100000
000100
N
Single Family Detached
Owner Occupied
DALLAS
TX
75214
1
260000
260000
95
1
 
95
 
95
0
1769.54
2642.95
PMI
HN-0000098229248
 30
N
873.41
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
9901333634
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.5
7.5
360
351
351
N
   
0
7/30/2007
10/01/2007
376000
6/1/2008
375605.36
06/01/2008
375605.36
09/01/2037
Cash Out
31.81
664
704
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
BOUNTIFUL
UT
84010
1
470000
0
80
1
 
80
 
80
0
2347.53
2602.89
   
  0
N
255.36
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
1980373834
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.75
360
351
351
N
     
8/23/2007
10/01/2007
52450
6/1/2008
52107.32
06/01/2008
52107.32
09/01/2037
Purchase
25.72
675
683
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
CHERRY VALLEY
NY
13320
1
58300
58300
89.96
1
 
90
 
90
0
375.76
588.05
PMI
HN-0000098542469
 25
N
212.29
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
2970303354
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
350
349
N
     
7/30/2007
09/01/2007
800000
7/1/2008
792377.95
06/01/2008
793074.1
08/01/2037
Cash Out
28.87
696
714
N
N
XXXXX0000000
000000
N
Single Family Detached
Second
TELLURIDE
CO
81435
1
2425000
0
32.99
1
 
33
 
33
0
5322.42
6144.74
   
  0
N
822.32
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
5970343064
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
351
351
N
     
8/30/2007
10/01/2007
127200
6/1/2008
126191.82
06/01/2008
126191.82
09/01/2037
Purchase
41.28
707
644
N
N
XXXXX0000000
000000
N
Condo
Owner Occupied
BARNUM
MN
55707
1
143000
133918
94.98
1
 
95
 
95
0
825.02
1108.6
PMI
HN-0000098624350
 30
N
283.58
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
4940393354
group 2 15 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.5
180
171
170
N
     
8/8/2007
10/01/2007
207000
7/1/2008
199606.15
06/01/2008
200324.25
09/01/2022
Cash Out
32.73
764
796
N
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
CARROLLTON
TX
75006
1
265000
0
78.11
1
 
78
 
78
0
1803.19
2419.22
   
  0
N
616.03
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
6951279012
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
340
340
Y
3
Not specified. Need to pull docs.
 
9/29/2006
11/01/2006
123200
6/1/2008
121013.17
06/01/2008
121013.17
10/01/2036
Cash Out
47.03
743
668
N
N
X00000000000
000000
N
Single Family Detached
Owner Occupied
MOUNT VERNON
OH
43050
1
155000
0
79.48
1
Y
99.48
 
99
0
809.34
809.34
   
  0
N
0
N
N
CMI
N
Y
100112065728890639
Z
F
C1
6/18/2008
0951299002
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20060801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.875
360
344
344
Y
3
6 months advance interest on principal prepaid in any consecutive 12 month period in excess of 20% of original principal balance.
 
1/18/2007
03/01/2007
310500
6/1/2008
306907.5
06/01/2008
306907.5
02/01/2037
Cash Out
44.86
660
772
N
N
000000000000
000000
N
Four Family
Investment
WINTER SPRINGS
FL
32708
4
345000
0
90
1
 
90
 
90
0
2251.34
3025.7
GEMICO
DN-0003876971284
 25
N
774.36
Y
Y
CMI
N
Y
100112065735363638
Y
F
C2
6/18/2008
6951239002
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
342
343
N
     
11/9/2006
01/01/2007
64500
5/1/2008
63602.07
06/01/2008
63546.33
12/01/2036
Cash Out
31.19
622
621
N
N
X00000000000
000000
N
Single Family Detached
Owner Occupied
KANSAS CITY
MO
64130
1
82000
0
78.66
1
 
78.66
 
79
0
440
599.26
   
  0
N
159.26
Y
Y
CMI
N
Y
100112065735682581
Z
F
C1
6/18/2008
8941219982
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.625
6.625
360
339
339
Y
3
If within 3 years from note date full or partial prepayment exceeding 33.3% of original principal balance during preceding 12 months 2 months of interest penalty
0
8/16/2006
10/01/2006
247900
6/1/2008
247826.95
06/01/2008
247826.95
09/01/2036
Purchase
49.94
782
0
N
N
X00000000000
000000
N
Single Family Detached
Owner Occupied
BRANDYWINE
MD
20613
1
310000
309900
79.99
1
Y
100
 
100
0
1368.61
1807.86
   
  0
N
439.25
Y
Y
CMI
N
Y
100112065727587517
Y
F
C1
6/18/2008
5941229472
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
345
345
N
     
2/27/2007
04/01/2007
115650
6/1/2008
112900.82
06/01/2008
112900.82
03/01/2037
Purchase
51.63
742
0
N
N
000000000000
000000
N
Single Family Detached
Investment
WINDER
GA
30680
1
159000
128000
90.35
1
 
90.35
 
90
0
750.1
1059.18
MGIC
GN-0000024572199
 25
N
309.08
Y
Y
CMI
N
Y
100028510001316649
Y
F
C1
6/18/2008
3941209362
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
345
345
N
     
2/5/2007
04/01/2007
580000
6/1/2008
569376.79
06/01/2008
569376.79
03/01/2037
Rate-Term
2.4
684
743
N
N
X00000000000
000000
N
Single Family Detached
Owner Occupied
LINDON
UT
84042
1
725000
0
80
1
 
80
 
80
0
3713.8
4343.96
   
  0
N
630.16
Y
Y
CMI
N
Y
100205301334176594
Y
F
C2
6/18/2008
2941279352
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070201
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.25
7.25
360
346
346
N
   
0
3/7/2007
05/01/2007
176000
6/1/2008
175979.8
06/01/2008
175979.8
04/01/2037
Cash Out
48.27
688
647
N
N
X00000000000
000000
N
PUD - Single Family Detached
Owner Occupied
GLENDALE
AZ
85310
1
221000
0
79.64
1
Y
99.54
 
100
0
1063.21
1236.83
   
  0
N
173.62
Y
Y
CMI
N
Y
100406800000015637
Z
F
C1
6/18/2008
4941239042
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
345
345
N
     
2/15/2007
04/01/2007
380277
6/1/2008
374917.78
06/01/2008
374917.78
03/01/2037
Purchase
49.97
662
689
N
N
XXX000000000
000000
N
Single Family Detached
Second
MOUNT JULIE
TN
37122
1
410000
408900
93
1
 
93
 
93
0
2403.61
3201.65
MGIC
GN-0000024536073
 30
N
798.04
Y
Y
CMI
N
Y
100058310019281825
Z
F
C1
6/18/2008
1890850728
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
351
351
N
     
8/30/2007
10/01/2007
500000
6/1/2008
495940.97
06/01/2008
495940.97
09/01/2037
Cash Out
36.58
759
739
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
BIRMINGHAM
AL
35223
1
1200000
0
41.67
1
 
41.7
 
42
0
3201.55
4460.47
   
  0
N
1258.92
Y
Y
CMI
N
N
0
Y
F
C2
6/18/2008
6890840728
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.625
360
352
352
N
     
9/12/2007
11/01/2007
804000
6/1/2008
799224.47
06/01/2008
799224.47
10/01/2037
Purchase
48.6
670
669
N
N
XXXXX0000000
000000
N
PUD - Single Family Detached
Owner Occupied
TUCSON
AZ
85750
1
1005000
1005000
80
1
 
80
 
80
0
5690.66
6537.01
   
  0
N
846.35
Y
Y
CMI
N
N
0
Y
F
C1
6/18/2008
5890840728
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070901
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
352
352
N
     
9/19/2007
11/01/2007
670000
6/1/2008
665271.36
06/01/2008
665271.36
10/01/2037
Rate-Term
42.84
749
697
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
TIJERAS
NM
87059
1
900000
0
74.44
1
 
74.5
 
74
0
4457.53
4658.51
   
  0
N
200.98
Y
Y
CMI
N
N
0
Y
F
C2
6/18/2008
4890840728
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
0
6.875
360
352
352
N
   
0
9/7/2007
11/01/2007
796000
6/1/2008
796000
06/01/2008
796000
10/01/2037
Purchase
44.54
691
677
N
N
XXXXX0000000
000000
N
PUD - Single Family Detached
Owner Occupied
YORBA LINDA
CA
92887
1
1030000
995000
80
1
 
80
 
80
0
4560.42
4560.42
   
  0
N
0
N
N
CMI
N
N
0
Y
F
C1
6/18/2008
0890840728
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
352
352
N
     
9/5/2007
11/01/2007
505000
6/1/2008
501620.02
06/01/2008
501620.02
10/01/2037
Rate-Term
42.11
770
759
N
N
XXXXX0000000
000000
N
Condo
Owner Occupied
NORTH MIAMI BEACH
FL
33160
1
800000
0
63.12
1
 
63.2
 
63
0
3359.78
3359.78
   
  0
N
0
N
N
CMI
N
N
0
Y
F
C2
6/18/2008
4890830728
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.75
360
352
353
N
     
9/28/2007
11/01/2007
218500
5/1/2008
217365.69
06/01/2008
217204.15
10/01/2037
Purchase
48.35
679
682
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
GALWAY
NY
12074
1
230000
230000
95
1
 
95
 
95
0
1565.36
2066.75
PMI
HN-0000098728503
 30
N
501.39
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
8890820728
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070601
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
351
351
N
     
8/24/2007
10/01/2007
969000
6/1/2008
956219.66
06/01/2008
956219.66
09/01/2037
Rate-Term
43.24
647
661
N
N
XXXXX0000000
000000
N
PUD - Single Family Detached
Owner Occupied
LA QUINTA
CA
92253
1
1500000
0
64.6
1
 
64.6
 
65
0
6365.64
6365.64
   
  0
N
0
N
N
CMI
N
N
0
Y
F
C2
6/18/2008
6890820728
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
0
7.625
360
352
352
N
   
0
9/14/2007
11/01/2007
394400
6/1/2008
394400
06/01/2008
394400
10/01/2037
Cash Out
14.85
689
672
N
N
XXXXX0000000
000000
N
PUD - Single Family Detached
Owner Occupied
BOGART
GA
30622
1
493000
0
80
1
 
80
 
80
0
2506.08
2506.08
   
  0
N
0
N
N
CMI
N
N
0
V
C
C4
6/18/2008
5890820728
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070601
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.75
7.75
360
352
352
N
   
0
9/17/2007
11/01/2007
455000
6/1/2008
455000
06/01/2008
455000
10/01/2037
Rate-Term
33.07
746
744
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
KIRKLAND
WA
98033
1
840000
0
54.17
1
 
54.2
 
54
0
2938.54
3446.08
   
  0
N
574.02
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
3890820728
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070901
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.75
360
352
352
N
     
9/24/2007
11/01/2007
133800
6/1/2008
133027.22
06/01/2008
133027.22
10/01/2037
Cash Out
40.48
664
688
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
PALATKA
FL
32177
1
171000
0
78.24
1
 
78.3
 
78
0
958.56
1205.75
   
  0
N
247.19
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
0890820728
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070901
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
352
352
N
     
9/24/2007
11/01/2007
536000
6/1/2008
532234.56
06/01/2008
532234.56
10/01/2037
Purchase
44.43
748
776
N
N
XXXXX0000000
000000
N
PUD - Single Family Detached
Owner Occupied
BREA
CA
92821
1
700000
670000
80
1
Y
95
100500
95
0
3476.49
3476.49
   
  0
N
0
N
N
CMI
N
N
0
Y
F
C1
6/18/2008
9890810728
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070901
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.5
360
352
352
N
     
9/11/2007
11/01/2007
792500
6/1/2008
785667.59
06/01/2008
785667.59
10/01/2037
Rate-Term
40.16
754
741
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
DRAPER
UT
84020
1
1100000
0
72.04
1
 
72.1
 
72
0
5541.27
6220.79
   
  0
N
679.52
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
7890810728
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070901
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.375
360
352
352
N
     
9/17/2007
11/01/2007
735000
6/1/2008
730428.38
06/01/2008
730428.38
10/01/2037
Purchase
48.43
682
704
N
N
XXXXX0000000
000000
N
PUD - Single Family Detached
Owner Occupied
SANTA ANA
CA
92706
1
1050000
1050000
70
1
 
70
 
70
0
5076.46
5076.46
   
  0
N
0
N
N
CMI
N
N
0
Y
F
C1
6/18/2008
5890810728
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.75
360
352
353
N
     
9/21/2007
11/01/2007
480000
5/1/2008
473300.91
06/01/2008
472918.87
10/01/2037
Rate-Term
44.36
660
682
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
WANTAGH
NY
11793
1
575000
0
83.48
1
Y
83.5
 
84
0
3438.78
5388.53
PMI
HN-0000098820051
 12
N
1949.75
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
3890810728
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070601
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.75
360
353
353
N
     
9/27/2007
12/01/2007
229500
6/1/2008
228343.92
06/01/2008
228343.92
11/01/2037
Rate-Term
41.53
673
634
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
IDAHO FALLS
ID
83401
1
255000
0
90
1
 
90
 
90
0
1644.17
2068.18
PMI
HN-0000098913262
 25
N
424.01
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
9890860718
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.25
7.25
360
353
353
N
   
0
10/17/2007
12/01/2007
520000
6/1/2008
520000
06/01/2008
520000
11/01/2037
Purchase
25.41
671
672
N
N
XXXXXX000000
000000
N
Condo Townhouse
Owner Occupied
NEW YORK
NY
10026
1
650000
650000
80
1
 
80
 
80
0
3141.67
3162.29
   
  0
N
20.62
Y
N
CMI
N
N
0
Z
F
C1
6/18/2008
5890880708
group 2 15 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6
180
173
173
N
     
10/19/2007
12/01/2007
999900
6/1/2008
975468.43
06/01/2008
975468.43
11/01/2022
Purchase
26.34
764
760
N
N
XXXXXX000000
000000
N
Condo Townhouse
Owner Occupied
BALTIMORE
MD
21231
1
1649900
1649900
60.6
1
 
61
 
61
0
8437.72
12010.16
   
  0
N
3572.44
Y
N
CMI
N
N
0
Z
F
C1
6/18/2008
6890850208
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.25
7.25
360
355
355
N
   
0
12/3/2007
02/01/2008
240000
6/1/2008
240000
06/01/2008
240000
01/01/2038
Rate-Term
35.82
734
713
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
KELLOGG
ID
83837
1
302000
0
79.47
1
 
79.47
 
79
0
1450
1450
   
  0
N
0
N
N
CMI
N
N
0
V
C
C4
6/18/2008
2890850208
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.75
360
353
354
N
     
11/1/2007
12/01/2007
322900
5/1/2008
316336.42
06/01/2008
316066.13
11/01/2037
Purchase
25.14
679
700
N
N
XXXXXXX00000
000000
N
Condo Townhouse
Owner Occupied
CHICAGO
IL
60653
1
365000
358800
89.99
1
 
90
 
90
0
2313.3
3170.61
PMI
HN-0000079205061
 25
N
857.31
Y
N
CMI
N
N
0
V
C
C4
6/18/2008
0890840208
group 2 15 yr
119
Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.25
180
174
174
N
     
11/14/2007
01/01/2008
960000
6/1/2008
937133.14
06/01/2008
937133.14
12/01/2022
Rate-Term
8.4
784
782
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
GLEN HEAD
NY
11545
1
2000000
0
48
1
 
48
 
48
0
8231.26
11620.98
   
  0
N
3389.72
Y
Y
CMI
N
N
0
Y
F
C1
6/18/2008
4890830208
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.375
360
354
355
N
     
11/15/2007
01/01/2008
583900
5/1/2008
581651.03
06/01/2008
581192.91
12/01/2037
Rate-Term
33.22
738
752
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
HAYDEN
ID
83835
1
730000
0
79.99
1
 
80
 
80
0
4032.85
4032.85
   
  0
N
0
N
N
CMI
N
N
0
V
C
C4
6/18/2008
3890830208
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.75
360
354
354
N
     
11/26/2007
01/01/2008
644000
6/1/2008
641228.45
06/01/2008
641228.45
12/01/2037
Cash Out
37.85
679
647
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
FORT WORTH
TX
76179
1
805000
0
80
1
 
80
 
80
0
4613.69
5871.04
   
  0
N
1377.6
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
8890820208
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
0
7.625
360
354
354
N
   
0
11/8/2007
01/01/2008
647550
6/1/2008
647550
06/01/2008
647550
12/01/2037
Purchase
42.08
716
689
N
N
XXXXXXX00000
000000
N
Condo Townhouse
Owner Occupied
CHICAGO
IL
60611
1
720000
719504
90
1
 
89.99
 
90
0
4114.64
4663.52
PMI
HN-0000079189405
 25
N
548.88
Y
N
CMI
N
N
0
V
C
C4
6/18/2008
4890820208
group 2 15 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.125
180
174
174
N
     
11/29/2007
01/01/2008
1200000
6/1/2008
1160487.73
06/01/2008
1160487.73
12/01/2022
Rate-Term
28.18
697
660
N
N
XXXXXXX10000
100000
N
Single Family Detached
Owner Occupied
HOUSTON
TX
77024
1
2900000
0
41.38
1
Y
60
 
60
0
10207.5
10207.5
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
3890800208
group 2 15 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
5.875
180
174
174
N
     
11/5/2007
01/01/2008
80000
6/1/2008
77943.13
06/01/2008
77943.13
12/01/2022
Cash Out
36.42
669
622
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
VIDALIA
GA
30474
1
145500
0
54.98
1
 
54.98
 
55
0
669.69
669.69
   
  0
N
0
N
N
CMI
N
N
0
V
C
C4
6/18/2008
8890880198
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
0
6.5
360
354
354
N
   
0
11/13/2007
01/01/2008
1215000
6/1/2008
1215000
06/01/2008
1215000
12/01/2037
Rate-Term
37.51
746
740
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
ROCHESTER
MI
48306
1
2300000
0
52.83
1
Y
62.82
 
63
0
6581.25
11225.49
   
  0
N
5117.82
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
7890880198
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.5
7.5
360
354
355
N
   
0
11/14/2007
01/01/2008
609300
5/1/2008
609300
06/01/2008
609300
12/01/2037
Purchase
38.78
676
678
N
N
XXXXXXX10000
100000
N
Single Family Detached
Owner Occupied
LOS ANGELES
CA
91331
1
680000
677000
90
1
 
90
 
90
0
3808.13
4259.18
PMI
HN-0000079231568
 25
N
451.05
N
N
CMI
N
N
0
V
C
C4
6/18/2008
4890870198
group 2 15 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6
180
174
174
N
     
11/9/2007
01/01/2008
973000
6/1/2008
948020.34
06/01/2008
948020.34
12/01/2022
Rate-Term
24.11
721
0
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
MACON
GA
31204
1
1450000
0
67.1
1
Y
76.68
 
77
0
8210.73
8210.73
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
3890870198
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.5
360
355
355
N
     
12/5/2007
02/01/2008
129600
6/1/2008
129110.86
06/01/2008
129110.86
01/01/2038
Cash Out
28.1
673
665
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
BROOKLYN
MI
49230
1
162000
0
80
1
 
80
 
80
0
906.18
1106.8
   
  0
N
230.69
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
0890860198
group 1 30 yr
125
Stated Income/Verified Assets
SIVA
Stated
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.5
360
354
354
N
     
11/29/2007
01/01/2008
449600
6/1/2008
447492.36
06/01/2008
447492.36
12/01/2037
Rate-Term
18.01
686
645
N
N
XXXXXXX00000
000000
N
Single Family Detached
Second
HAVERFORD
PA
19041
1
562000
0
80
1
 
80
 
80
0
3143.67
3653.43
   
  0
N
509.76
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
1890820198
group 2 15 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.375
180
174
174
N
     
11/30/2007
01/01/2008
730000
6/1/2008
714437.07
06/01/2008
714437.07
12/01/2022
Purchase
30.16
791
779
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
HINSDALE
IL
60521
1
1135000
1010000
72.28
1
 
72.27
 
72
0
6309.03
6309.03
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
3880810908
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.5
360
352
352
N
     
8/31/2007
11/01/2007
544000
6/1/2008
540698.06
06/01/2008
540698.06
10/01/2037
Rate-Term
45.33
714
713
N
N
XXXXXXXXX000
000000
N
Two Family
Owner Occupied
BRONX
NY
10466
2
680000
0
80
1
 
80
 
80
0
3803.73
3803.73
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
8880800808
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
355
355
N
     
12/3/2007
02/01/2008
499500
6/1/2008
497428.77
06/01/2008
497428.77
01/01/2038
Purchase
35.43
689
643
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
SPRINGFIELD
OR
97478
1
550000
529000
94.42
1
 
94.42
 
94
0
3323.19
4271.1
GEMICO
DN-0003878882050
 30
N
947.91
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
5880800488
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.375
360
353
353
N
     
10/12/2007
12/01/2007
533000
6/1/2008
529488.7
06/01/2008
529488.7
11/01/2037
Cash Out
44.4
704
689
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
LONG BEACH
NY
11561
1
690000
0
77.25
1
 
77.25
 
77
0
3325.23
4219.94
   
  0
N
894.71
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
0880890298
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
355
356
N
     
12/12/2007
02/01/2008
535000
5/1/2008
531940.79
06/01/2008
531484.41
01/01/2038
Cash Out
37.03
652
652
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
GAINESVILLE
GA
30506
1
728000
0
73.49
1
 
73.49
 
73
0
3559.37
3559.37
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
7878869337
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20070901
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
352
352
N
     
9/28/2007
11/01/2007
261000
6/1/2008
259076.24
06/01/2008
259076.24
10/01/2037
Purchase
36.36
767
704
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
POTTSTOWN
PA
19464
1
294000
290000
90
1
 
90
 
90
0
1649.7
2237.13
MGIC
GN-0000025470330
 25
N
587.43
Y
Y
CMI
N
N
0
V
Q
C1
6/18/2008
5878869137
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.25
360
353
353
N
     
10/19/2007
12/01/2007
500000
6/1/2008
496626.71
06/01/2008
496626.71
11/01/2037
Rate-Term
67.09
674
725
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
CHICAGO
IL
60647
1
675000
0
74.07
1
 
74.07
 
74
0
3078.59
3078.59
   
  0
N
0
N
N
CMI
N
N
0
V
Q
C1
6/18/2008
8878859067
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.375
360
353
353
N
     
10/12/2007
12/01/2007
243500
6/1/2008
241877.55
06/01/2008
241877.55
11/01/2037
Cash Out
27.34
759
770
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Investment
SANTA FE
NM
87507
1
325000
0
74.92
1
 
74.92
 
75
0
1519.12
1639.36
   
  0
N
120.24
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
7868869977
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
353
353
N
     
10/18/2007
12/01/2007
114000
6/1/2008
113317.95
06/01/2008
113317.95
11/01/2037
Purchase
29.54
659
667
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
BILOXI
MS
39532
1
125000
120000
95
1
 
95
 
95
0
748.9
1115.35
GEMICO
DN-0006301729480
 16
N
366.45
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
5868879467
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6
360
354
353
N
     
11/15/2007
01/01/2008
100000
7/1/2008
99292.61
06/01/2008
99395.18
12/01/2037
Purchase
28.41
785
785
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
CORAL SPRINGS
FL
33067
1
475000
470000
21.28
1
 
21.28
 
21
0
599.55
1231.81
   
  0
N
632.26
Y
N
CMI
N
N
0
V
Q
C1
6/18/2008
5868809447
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.75
6.75
360
355
355
N
   
0
12/13/2007
02/01/2008
442000
6/1/2008
442000
06/01/2008
442000
01/01/2038
Purchase
28.2
767
757
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
AMITYVILLE
NY
11701
1
520000
520000
85
1
 
85
 
85
0
2486.25
3535.61
PMI
HN-0000079446203
 12
N
1049.36
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
6868869427
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
354
354
N
     
11/30/2007
01/01/2008
1000000
6/1/2008
976046.33
06/01/2008
976046.33
12/01/2037
Purchase
31.07
742
777
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
POINT LOOKOUT
NY
11569
1
1350000
1400000
74.07
1
 
74.07
 
74
0
6569.29
7934.72
   
  0
N
1365.43
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
7868829377
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
355
355
N
     
12/14/2007
02/01/2008
567600
6/1/2008
565021.01
06/01/2008
565021.01
01/01/2038
Cash Out
36.94
685
627
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
SOUTHLAKE
TX
76092
1
709500
0
80
1
 
80
 
80
0
3728.73
3728.73
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
9868809327
group 1 30 yr
102
LP Accept Plus
SIVA
Stated
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
355
355
N
     
12/10/2007
02/01/2008
600000
6/1/2008
597258.41
06/01/2008
597258.41
01/01/2038
Purchase
40.7
790
788
N
N
XXXXXXXXX000
000000
N
PUD - Single Family Detached
Owner Occupied
CASTLE ROCK
CO
80108
1
1150000
1150000
52.17
1
 
52.17
 
52
0
3792.41
3792.41
   
  0
N
0
N
N
CMI
N
Y
100241700020705168
V
Q
C1
6/18/2008
3868819317
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
355
355
N
     
12/13/2007
02/01/2008
600000
6/1/2008
597258.41
06/01/2008
597258.41
01/01/2038
Purchase
37.37
735
758
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
HOUSTON
TX
77005
1
772000
764710
78.46
1
 
78.46
 
78
0
3792.41
3792.41
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
5868829287
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.25
7.25
360
355
355
N
   
0
12/6/2007
02/01/2008
670000
6/1/2008
670000
06/01/2008
670000
01/01/2038
Cash Out
41.04
708
713
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
SAN FRANCISCO
CA
94131
1
1245000
0
53.82
1
 
53.81
 
54
0
4047.92
4047.92
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
5868899167
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
354
354
N
     
11/29/2007
01/01/2008
731000
6/1/2008
726980.89
06/01/2008
726980.89
12/01/2037
Cash Out
35.08
708
682
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
PASADENA
CA
91105
1
975000
0
74.97
1
 
74.97
 
75
0
4620.42
5209.06
   
  0
N
492.14
Y
Y
CMI
N
N
0
V
Q
C1
6/18/2008
7868879137
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.125
360
355
355
N
     
12/12/2007
02/01/2008
291000
6/1/2008
289571.3
06/01/2008
289571.3
01/01/2038
Rate-Term
37.8
758
695
N
N
XXXXXXXXX000
000000
N
Two Family
Investment
AUSTIN
TX
78756
2
388000
0
75
1
 
75
 
75
0
1768.15
2424.91
   
  0
N
656.76
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
8868879107
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
354
354
N
     
11/15/2007
01/01/2008
150000
6/1/2008
149232.94
06/01/2008
149232.94
12/01/2037
Purchase
43.99
745
751
N
N
XXXXXXXXX000
000000
N
Condo Townhouse
Investment
BELLE VERNON
PA
15012
1
200000
200000
75
1
 
75
 
75
0
985.39
1249.98
   
  0
N
264.59
Y
N
CMI
N
N
0
Z
F
C1
6/18/2008
5868839107
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
355
355
N
     
12/14/2007
02/01/2008
732500
6/1/2008
729310.98
06/01/2008
729310.98
01/01/2038
Purchase
41.52
695
684
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
SAINT CHARLES
IL
60175
1
1388000
1385000
52.89
1
 
52.89
 
53
0
4750.98
4750.98
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
3868829017
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
355
355
N
     
12/18/2007
02/01/2008
612000
6/1/2008
608860.28
06/01/2008
608860.28
01/01/2038
Purchase
52.86
707
661
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
BELLEROSE
NY
11426
1
765000
765000
80
1
 
80
 
80
0
4071.65
4451.75
   
  0
N
380.1
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
5858899967
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
355
355
N
     
12/18/2007
02/01/2008
688000
6/1/2008
685283.86
06/01/2008
685283.86
01/01/2038
Purchase
17.7
691
656
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
GLENCOE
IL
60022
1
870000
860000
80
1
 
80
 
80
0
4693.37
4693.37
   
  0
N
0
N
N
CMI
N
N
0
V
Q
C1
6/18/2008
6858879967
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
355
355
N
     
12/17/2007
02/01/2008
665000
6/1/2008
662174.4
06/01/2008
662174.4
01/01/2038
Rate-Term
28.04
763
780
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
BEND
OR
97701
1
1100000
0
60.45
1
 
60.45
 
60
0
4368.58
4368.58
   
  0
N
0
N
N
CMI
N
N
0
V
Q
C1
6/18/2008
7858869847
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
355
355
N
     
12/14/2007
02/01/2008
576000
6/1/2008
571854.47
06/01/2008
571854.47
01/01/2038
Purchase
37.03
767
759
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
SOUTH SAN FRANCISCO
CA
94080
1
720000
720000
80
1
Y
89.72
69984
90
0
3688.19
3688.19
   
  0
N
0
N
N
CMI
N
N
0
V
Q
C1
6/18/2008
2858829807
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.75
6.75
360
355
355
N
   
0
12/21/2007
02/01/2008
603000
6/1/2008
602999.51
06/01/2008
602999.51
01/01/2038
Purchase
44.87
695
673
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
HAMILTON
OH
45011
1
799000
670000
90
1
Y
100
67000
100
0
3391.87
5084.5
PMI
HN-0000079527254
 25
N
1692.63
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
1858819537
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.375
360
356
356
N
     
1/2/2008
03/01/2008
650000
6/1/2008
648003.29
06/01/2008
648003.29
02/01/2038
Rate-Term
34.31
694
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
WAUKEE
IA
50263
1
800000
0
81.25
1
 
81.25
 
81
0
4489.39
5073.48
GEMICO
DN-0003878819315
 12
N
584.09
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
0858899517
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.875
360
356
356
N
     
1/16/2008
03/01/2008
468000
6/1/2008
466077.34
06/01/2008
466077.34
02/01/2038
Cash Out
39.15
799
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
STATEN ISLAND
NY
10309
1
800000
0
58.5
1
 
58.5
 
58
0
2768.4
3319.74
   
  0
N
551.34
Y
Y
CMI
N
N
0
V
Q
C1
6/18/2008
0858839517
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.375
7.375
360
355
355
N
   
0
12/26/2007
02/01/2008
536000
6/1/2008
535994.17
06/01/2008
535994.17
01/01/2038
Rate-Term
35.22
698
651
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
HIGHLAND PARK
IL
60035
1
775000
0
69.16
1
 
69.16
 
69
0
3294.13
3294.13
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
2858819517
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.375
360
356
356
N
     
1/21/2008
03/01/2008
533600
6/1/2008
531939.78
06/01/2008
531939.78
02/01/2038
Cash Out
40.61
696
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
GROVER
MO
63040
1
667000
0
80
1
Y
97.47
116524.9
97
0
3685.44
4607.57
   
  0
N
269.22
Y
Y
CMI
N
N
0
V
Q
C1
6/18/2008
2858819507
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.375
360
356
356
N
     
1/17/2008
03/01/2008
616500
6/1/2008
614589.02
06/01/2008
614589.02
02/01/2038
Purchase
50.98
775
0
N
N
XXXXXXXXX000
000000
N
Two Family
Owner Occupied
BRONX
NY
10473
2
685000
685000
90
1
 
90
 
90
0
4258.01
4691.43
PMI
HN-0000079202584
 25
N
433.42
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
3858889497
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
355
356
N
     
12/21/2007
02/01/2008
698500
5/1/2008
695690.85
06/01/2008
695128.98
01/01/2038
Purchase
52.1
707
628
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
MOREHEAD CITY
NC
28557
1
1150000
878500
79.51
1
 
79.51
 
80
0
4765
5602.12
   
  0
N
837.12
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
1858889497
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.5
360
356
356
N
     
1/17/2008
03/01/2008
481500
6/1/2008
480057.16
06/01/2008
480057.16
02/01/2038
Rate-Term
37.16
679
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
HILLSBOROUGH
NJ
8844
1
535000
0
90
1
 
90
 
90
0
3366.72
4356.71
PMI
HN-0000079593982
 25
N
989.99
Y
Y
CMI
N
N
0
V
Q
C1
6/18/2008
2858859497
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.875
6.875
360
356
356
N
   
0
1/23/2008
03/01/2008
860000
6/1/2008
860000
06/01/2008
860000
02/01/2038
Rate-Term
38.46
719
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
OREGON CITY
OR
97045
1
1180000
0
72.88
1
 
72.88
 
73
0
4927.08
4927.08
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
1858839497
group 2 15 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.125
180
175
175
N
     
12/21/2007
02/01/2008
910000
6/1/2008
894361.68
06/01/2008
894361.68
01/01/2023
Cash Out
33.23
714
692
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
AUSTIN
TX
78746
1
1250000
0
72.8
1
 
72.8
 
73
0
7740.69
9192.88
   
  0
N
1452.19
Y
Y
CMI
N
N
0
V
Q
C1
6/18/2008
0858829497
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
355
355
N
     
12/11/2007
02/01/2008
930000
6/1/2008
925951.16
06/01/2008
925951.16
01/01/2038
Cash Out
24.8
766
744
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
BROOKLYN
NY
11228
1
1800000
0
51.67
1
 
51.67
 
52
0
6031.96
6725.27
   
  0
N
693.31
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
2858819497
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
355
355
N
     
12/18/2007
02/01/2008
535000
6/1/2008
532553.4
06/01/2008
532553.4
01/01/2038
Cash Out
49.94
649
630
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
RIDGEWOOD
NJ
7450
1
850000
0
62.94
1
 
62.94
 
63
0
3381.56
4764.8
   
  0
N
1383.24
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
1858899487
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.875
6.875
360
355
355
N
   
0
12/28/2007
02/01/2008
650000
6/1/2008
649851.7
06/01/2008
649851.7
01/01/2038
Rate-Term
39.64
812
804
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
WOODINVILLE
WA
98072
1
850000
0
76.47
1
Y
85
72505.55
85
0
3723.11
4250
   
  0
N
526.89
Y
Y
CMI
N
N
0
V
Q
C1
6/18/2008
2858839487
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
356
356
N
     
1/10/2008
03/01/2008
488000
6/1/2008
486162.61
06/01/2008
486162.61
02/01/2038
Cash Out
47.73
674
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
THE HILLS
TX
78738
1
610000
0
80
1
 
80
 
80
0
3246.68
3246.68
   
  0
N
0
N
N
CMI
N
N
0
V
Q
C1
6/18/2008
1858819487
group 2 15 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
5.875
180
175
175
N
     
12/19/2007
02/01/2008
522000
6/1/2008
512840.07
06/01/2008
512840.07
01/01/2023
Rate-Term
34.9
668
705
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
WHITESTONE
NY
11357
1
785000
0
66.5
1
 
66.5
 
66
0
4369.76
4369.76
   
  0
N
0
N
N
CMI
N
N
0
V
Q
C1
6/18/2008
8858809487
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.375
360
356
356
N
     
1/15/2008
03/01/2008
750000
6/1/2008
747696.04
06/01/2008
747696.04
02/01/2038
Purchase
35.59
748
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
BROOKLYN
NY
11209
1
950000
975000
78.95
1
 
78.95
 
79
0
5180.06
5734.9
   
  0
N
554.84
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
8858879477
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
355
355
N
     
12/27/2007
02/01/2008
431250
6/1/2008
429367.59
06/01/2008
429367.59
01/01/2038
Rate-Term
35.1
697
680
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
CORONA
CA
92882
1
575000
0
75
1
Y
90
86250
90
0
2833.01
2833.01
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
3858819477
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.625
360
355
355
N
     
12/18/2007
02/01/2008
710000
6/1/2008
707245.07
06/01/2008
707245.07
01/01/2038
Rate-Term
43.33
652
658
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
VALENCIA
CA
91381
1
1050000
0
67.62
1
 
67.62
 
68
0
5025.34
5025.34
   
  0
N
0
N
N
CMI
N
N
0
V
Q
C1
6/18/2008
1858809477
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
356
356
N
     
1/4/2008
03/01/2008
584000
6/1/2008
581921.86
06/01/2008
581921.86
02/01/2038
Purchase
34.03
776
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
PORTLAND
OR
97212
1
736000
730000
80
1
 
80
 
80
0
3739.42
3739.42
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
8858849467
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
356
356
N
     
1/18/2008
03/01/2008
706000
6/1/2008
703528.01
06/01/2008
703528.01
02/01/2038
Purchase
33.38
738
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
MONTGOMERY
TX
77356
1
932000
882500
80
1
 
80
 
80
0
4579.1
6467.49
   
  0
N
1888.39
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
2858819467
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.625
360
355
355
N
     
12/27/2007
02/01/2008
623400
6/1/2008
621115.14
06/01/2008
621115.14
01/01/2038
Purchase
50.8
663
682
N
N
XXXXXXXXX000
000000
N
Two Family
Owner Occupied
CORONA
NY
11368
2
695000
695000
89.7
1
 
89.7
 
90
0
4412.39
5220.61
PMI
HN-0000079411124
 25
N
808.22
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
0858869457
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
356
356
N
     
1/3/2008
03/01/2008
650000
6/1/2008
647612.11
06/01/2008
647612.11
02/01/2038
Rate-Term
35.66
715
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
STOCKBRIDGE
GA
30281
1
900000
0
72.22
1
 
72.22
 
72
0
4215.89
5125.21
   
  0
N
909.32
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
8858819387
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
355
355
N
     
12/24/2007
02/01/2008
632000
6/1/2008
629112.2
06/01/2008
629112.2
01/01/2038
Purchase
45.86
690
640
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
ALPINE
CA
91901
1
790000
790000
80
1
 
80
 
80
0
3994.67
3994.67
   
  0
N
0
N
N
CMI
N
N
0
V
Q
C1
6/18/2008
4858809387
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.875
6.875
360
356
356
N
   
0
12/31/2007
03/01/2008
624000
6/1/2008
624000
06/01/2008
624000
02/01/2038
Purchase
38.03
771
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
SAMMAMISH
WA
98074
1
785000
780000
80
1
Y
90
78000
90
0
3575
4201.4
   
  0
N
626.4
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
9858809367
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.5
360
356
356
N
     
1/4/2008
03/01/2008
520000
6/1/2008
517704.48
06/01/2008
517704.48
02/01/2038
Rate-Term
19.49
643
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
LAFAYETTE
LA
70508
1
650000
0
80
1
 
80
 
80
0
3635.92
3635.92
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
3858859337
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
355
355
N
     
12/26/2007
02/01/2008
463250
6/1/2008
461421.14
06/01/2008
461421.14
01/01/2038
Purchase
34.9
672
649
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
MISSION VIEJO
CA
92691
1
550000
545000
85
1
 
85
 
85
0
3160.18
3386.01
PMI
HN-0000079549983
 12
N
208.46
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
6858809327
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
356
357
N
     
1/4/2008
03/01/2008
740000
5/1/2008
738124.23
06/01/2008
737491.8
02/01/2038
Rate-Term
37.98
653
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
MONROE
WA
98272
1
925000
0
80
1
Y
89.62
88985
90
0
4861.27
5153.67
   
  0
N
292.4
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
2858829227
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.5
360
355
355
N
     
12/27/2007
02/01/2008
574000
6/1/2008
571837.16
06/01/2008
571837.16
01/01/2038
Rate-Term
44.93
688
679
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
GARDEN GROVE
CA
92843
1
840000
0
68.33
1
 
68.33
 
68
0
4013.49
4013.49
   
  0
N
0
N
N
CMI
N
N
0
V
Q
C1
6/18/2008
0858889127
group 2 15 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
5.5
180
175
175
N
     
12/27/2007
02/01/2008
284000
6/1/2008
278858.83
06/01/2008
278858.83
01/01/2023
Rate-Term
50.25
746
756
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Investment
OAKLAND
CA
94606
1
400000
0
71
1
 
71
 
71
0
2320.52
2320.52
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
8858879127
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
356
357
N
     
1/17/2008
03/01/2008
361600
5/1/2008
360637.62
06/01/2008
360313.28
02/01/2038
Cash Out
27.7
763
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Investment
NEWBERRY
FL
32669
1
457000
0
79.12
1
 
79.12
 
79
0
2315.36
3338.31
   
  0
N
1022.95
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
9858869077
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
356
357
N
     
1/17/2008
03/01/2008
271000
5/1/2008
270278.76
06/01/2008
270035.68
02/01/2038
Cash Out
25.11
763
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Investment
ALACHUA
FL
32615
1
339000
0
79.94
1
 
79.94
 
80
0
1735.24
2269.76
   
  0
N
534.52
Y
Y
CMI
N
N
0
Z
F
C1
6/18/2008
6858849067
group 1 30 yr
103
LP Streamline
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
357
357
N
     
1/31/2008
04/01/2008
600000
6/1/2008
598441.49
06/01/2008
598441.49
03/01/2038
Cash Out
30.79
679
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
MONTCLAIR
NJ
7043
1
1275000
0
47.06
1
 
47.06
 
47
0
3891.59
5995.66
   
  0
N
2104.07
Y
Y
CMI
N
N
0
Y
A
C1
6/18/2008
9858839067
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
356
356
N
     
1/28/2008
03/01/2008
562500
6/1/2008
560450.6
06/01/2008
560450.6
02/01/2038
Purchase
41.24
724
0
N
N
XXXXXXXXX000
000000
N
Two Family
Owner Occupied
YONKERS
NY
10704
2
695000
695000
80.94
1
 
80.93
 
81
0
3648.36
4996.92
PMI
HN-0000079235491
 12
N
1348.56
Y
Y
CMI
N
N
0
V
Q
C1
6/18/2008
2858819067
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.625
6.625
360
357
357
N
   
0
2/6/2008
04/01/2008
771000
6/1/2008
771000
06/01/2008
771000
03/01/2038
Purchase
30.41
730
0
N
N
XXXXXXXXX000
000000
N
Condo Townhouse
Owner Occupied
BROOKLYN
NY
11217
1
965000
963793
80
1
Y
89.99
96321.97
90
0
4256.56
4256.56
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
7858899057
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.375
360
356
356
N
     
1/30/2008
03/01/2008
78400
6/1/2008
78069.46
06/01/2008
78069.46
02/01/2038
Cash Out
41.35
688
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Investment
NAMPA
ID
83686
1
98000
0
80
1
 
80
 
80
0
489.11
610.63
   
  0
N
121.52
Y
Y
CMI
N
N
0
V
Q
C1
6/18/2008
4858889057
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.75
360
357
357
N
     
2/12/2008
04/01/2008
920000
6/1/2008
918039.42
06/01/2008
918039.42
03/01/2038
Purchase
32.12
724
0
N
N
XXXXXXXXX000
000000
N
Condo Townhouse
Owner Occupied
MIAMI BEACH
FL
33141
1
1150000
1150000
80
1
Y
89.91
113965
90
0
6590.99
6590.99
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
4858859057
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
356
356
N
     
1/30/2008
03/01/2008
525000
6/1/2008
523346.88
06/01/2008
523346.88
02/01/2038
Cash Out
35.01
674
0
N
N
XXXXXXXXX100
100000
N
Single Family Detached
Owner Occupied
MARSHFIELD
MA
2050
1
750000
0
70
1
 
70
 
70
0
3581.43
3870.02
   
  0
N
288.59
Y
Y
CMI
N
N
0
V
Q
C1
6/18/2008
0858819047
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
356
356
N
     
1/23/2008
03/01/2008
459000
6/1/2008
457326.7
06/01/2008
457326.7
02/01/2038
Rate-Term
34.17
660
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
WHITTIER
CA
90603
1
510000
0
90
1
 
90
 
90
0
2901.19
3220.26
PMI
HN-0000079521892
 25
N
294.53
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
4858819037
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.5
360
357
357
N
     
2/11/2008
04/01/2008
469224
6/1/2008
468172.76
06/01/2008
468172.76
03/01/2038
Rate-Term
50.18
658
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
HOUSTON
TX
77009
1
700000
0
67.03
1
 
67.03
 
67
0
3280.88
3280.88
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
6858889027
group 1 30 yr
106
LP Standard
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.125
360
357
357
N
     
2/13/2008
04/01/2008
880000
6/1/2008
877876.28
06/01/2008
877876.28
03/01/2038
Purchase
31.54
653
0
N
N
XXXXXXXXX000
000000
N
Condo Townhouse
Owner Occupied
NEW YORK
NY
10019
1
1150000
1100000
80
1
 
80
 
80
0
5928.72
5928.72
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
8848879987
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.75
360
357
357
N
     
2/8/2008
04/01/2008
434000
6/1/2008
432634.09
06/01/2008
432634.09
03/01/2038
Cash Out
49.92
725
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
SKOKIE
IL
60076
1
560000
0
77.5
1
 
77.5
 
78
0
2532.71
2532.71
   
  0
N
0
N
N
CMI
N
N
0
Z
F
C1
6/18/2008
9848899887
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.875
360
356
357
N
     
1/25/2008
03/01/2008
460000
5/1/2008
458585.21
06/01/2008
458109.3
02/01/2038
Cash Out
60.71
640
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
SAN DIEGO
CA
92107
1
920000
0
50
1
 
50
 
50
0
2721.07
2721.07
   
  0
N
0
N
N
CMI
N
N
0
V
Q
C1
6/18/2008
0790936569
group 1 30 yr
117
Citiquik process
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20061101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.375
360
355
355
N
     
1/25/2007
02/01/2008
440000
6/1/2008
438109.63
06/01/2008
438109.63
01/01/2038
Rate-Term
29.68
688
732
N
N
000000000000
000000
N
Single Family Detached
Owner Occupied
HOLMES
NY
12531
1
500000
0
88
1
 
88
 
88
 
3038.97
3894.02
PMI
HD-0000066176762
 25
N
855.05
Y
Y
CMI
N
Y
100011520039043692
Y
A
C1
6/18/2008
2780906269
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
358
358
N
     
2/21/2007
05/01/2008
700000
6/1/2008
698791.23
06/01/2008
698791.23
04/01/2038
Rate-Term
35.9
782
801
N
N
000000000000
000000
N
Single Family Detached
Owner Occupied
METAIRIE
LA
70005
1
875000
0
80
1
 
80
 
80
 
4540.19
5117.02
   
  0
N
576.83
Y
Y
CMI
N
Y
100011520039173978
Y
F
C2
6/18/2008
8799965729
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20061201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
346
346
N
     
3/16/2007
05/01/2007
168000
6/1/2008
165797.31
06/01/2008
165797.31
04/01/2037
Cash Out
52.08
651
702
N
N
000000000000
000000
N
Cooperative
Owner Occupied
BRONXVILLE
NY
10708
1
210000
0
80
1
 
80
 
80
 
1061.87
1061.87
   
  0
N
0
N
N
CMI
N
Y
100011520040027312
Z
F
C1
6/18/2008
3729975139
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.75
360
347
347
N
     
4/24/2007
06/01/2007
42000
6/1/2008
41316.22
06/01/2008
41316.22
05/01/2037
Purchase
45.05
722
760
N
Y
000000000000
000000
N
Cooperative
Owner Occupied
CHICAGO
IL
60649
1
61000
61000
68.85
1
Y
93.44
14998.78
93
15000
245.1
245.1
   
  0
N
0
N
N
CMI
N
Y
100011520040786263
Z
F
C1
6/18/2008
5788965839
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20070201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.125
360
346
345
N
     
3/22/2007
05/01/2007
975000
7/1/2008
392726.63
06/01/2008
393150.37
04/01/2037
Purchase
15.04
776
791
N
Y
000000000000
000000
Y
Single Family Detached
Owner Occupied
STAMFORD
CT
6902
1
1500000
1500000
65
1
 
65
 
65
 
2430.44
3792.39
   
  0
N
1361.95
Y
N
CMI
N
Y
100011520041116346
V
X
C1
6/18/2008
1778915989
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
345
345
N
     
2/16/2007
04/01/2007
209000
6/1/2008
206055.94
06/01/2008
206055.94
03/01/2037
Rate-Term
32.86
666
638
N
N
100000000000
000100
N
PUD - Single Family Detached
Owner Occupied
CASTLE ROCK
CO
80109
1
270000
0
77.41
1
Y
91.85
38996.31
92
39000
1321.02
1553.77
   
  0
N
232.75
Y
Y
CMI
N
Y
100011520041201882
Z
F
C1
6/18/2008
7748935069
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
345
345
N
     
2/28/2007
04/01/2007
725000
6/1/2008
712356.68
06/01/2008
712356.68
03/01/2037
Purchase
48.16
697
746
N
N
000000000000
000000
N
Condo
Second
SANTA MONICA
CA
90403
1
1050000
1050000
69.05
1
 
69.05
 
69
 
4582.49
5170.95
   
  0
N
588.46
Y
N
CMI
N
Y
100011520041593627
Y
F
C1
6/18/2008
7738975849
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070201
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.5
6.5
360
346
346
N
   
0
3/9/2007
05/01/2007
344000
6/1/2008
344000
06/01/2008
344000
04/01/2037
Cash Out
44.38
722
705
N
N
000000000000
000000
N
Single Family Detached
Owner Occupied
TEWKSBURY
MA
1876
1
430000
0
80
1
 
80
 
80
 
1863.33
2203.91
   
  0
N
340.58
Y
N
CMI
N
Y
100209600002282139
Z
F
C1
6/18/2008
1728915949
group 1 30 yr
117
Citiquik process
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070601
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.125
360
355
355
N
     
7/12/2007
02/01/2008
449418
6/1/2008
447598.62
06/01/2008
447598.62
01/01/2038
Rate-Term
38.62
691
636
N
N
000000000000
000000
N
Single Family Detached
Owner Occupied
MASSAPEQUA
NY
11758
1
515000
0
87.26
1
 
87.26
 
87
 
3027.81
3933.81
GEMICO
DD-0003877892795
 25
N
906
N
N
CMI
N
Y
100011520041705882
Y
A
C1
6/18/2008
6717985479
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070401
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.375
360
348
348
N
     
5/29/2007
07/01/2007
525000
6/1/2008
518991.31
06/01/2008
518991.31
06/01/2037
Rate-Term
43.08
666
650
Y
N
000000000000
000000
N
Single Family Detached
Owner Occupied
SWAMPCOTT
MA
1907
1
700000
0
75
1
 
75
 
75
 
3275.32
4202.11
   
  0
N
719
Y
Y
CMI
N
Y
100478102004285214
Z
F
C1
6/18/2008
8776995119
group 1 30 yr
116
Citiquik process
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20070401
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.25
6.25
360
348
348
N
   
0
5/29/2007
07/01/2007
822500
6/1/2008
822500
06/01/2008
822500
06/01/2037
Purchase
20.64
733
756
N
Y
000000000000
000000
N
Cooperative
Owner Occupied
NEW YORK
NY
10128
1
1205000
1175000
70
1
 
70
 
70
 
4283.85
4283.85
   
  0
N
0
N
N
CMI
N
Y
100055400009006952
Y
A
C1
6/18/2008
2756965419
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070401
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.375
360
348
348
N
     
5/16/2007
07/01/2007
533000
6/1/2008
526899.8
06/01/2008
526899.8
06/01/2037
Cash Out
54.56
726
792
Y
N
000000000000
000000
N
Single Family Detached
Owner Occupied
SAN RAFAEL
CA
94903
1
1000000
0
53.3
1
Y
53.3
 
58
50000
3325.23
3325.23
   
  0
N
0
N
N
CMI
N
Y
100011520043458373
Y
F
C2
6/18/2008
1726925689
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070501
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.375
360
350
350
N
     
7/5/2007
09/01/2007
457000
6/1/2008
452664.59
06/01/2008
452664.59
08/01/2037
Purchase
29.97
622
747
N
Y
000000000000
000000
N
Condo
Owner Occupied
SAN JUAN
PR
901
1
612000
607000
75.29
1
 
75.29
 
75
 
2851.09
3407.7
   
  0
N
556.61
Y
N
CMI
N
Y
100011520043731787
Y
F
C1
6/18/2008
2706915309
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.625
360
346
346
N
     
3/22/2007
05/01/2007
130000
6/1/2008
128626.96
06/01/2008
128626.96
04/01/2037
Rate-Term
47.65
641
667
N
N
000000000000
000000
N
Single Family Detached
Owner Occupied
GEORGETOWN
TX
78628
1
146000
0
89.04
1
 
89.04
 
89
 
920.13
1209.28
PMI
HD-0000025892465
 25
Y
289.15
Y
Y
CMI
N
Y
100029500016112975
Z
F
C1
6/18/2008
9785905639
group 1 30 yr
128
DU Approval - SIVA
SIVA
Stated
1 month
N
Verbal
Full Appraisal with Interior Inspection
20070301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.375
360
357
357
N
     
2/12/2008
04/01/2008
572000
6/1/2008
570402.18
06/01/2008
570402.18
03/01/2038
Rate-Term
42.55
758
0
N
N
000000000000
000000
N
Single Family Detached
Owner Occupied
BLAINE
WA
98230
1
715000
0
80
1
 
80
 
80
 
3568.54
3568.54
   
  0
N
0
N
N
CMI
N
Y
100164301000083701
V
Q
C1
6/18/2008
4775995529
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.75
6.75
360
357
357
N
   
0
3/6/2008
04/01/2008
1000000
6/1/2008
1000000
06/01/2008
1000000
03/01/2038
Purchase
40.88
709
0
Y
Y
000000000000
000000
N
Condo
Owner Occupied
NEW YORK
NY
10010
1
1265000
1265000
79.05
1
 
79.05
 
79
 
5625
5748
   
  0
N
123
Y
N
CMI
N
Y
100011520044247056
V
X
C1
6/18/2008
4784925309
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
351
351
N
     
8/24/2007
10/01/2007
592000
6/1/2008
586464.41
06/01/2008
586464.41
09/01/2037
Purchase
50.93
787
754
Y
Y
X00000000000
000000
N
Three Family
Owner Occupied
VAN NUYS
CA
91406
3
740000
740000
80
1
Y
95
111000
95
111000
3889.02
3889.02
   
  0
N
0
N
N
CMI
N
Y
100011520045169754
Z
F
C1
6/18/2008
1774935179
group 2 15 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.75
180
170
170
N
     
7/26/2007
09/01/2007
300000
6/1/2008
290079.17
06/01/2008
290079.17
08/01/2022
Cash Out
31.92
707
690
N
N
X00001000000
000100
N
Single Family Detached
Investment
WASHINGTON
DC
20015
1
850000
0
35.29
1
 
35.29
 
35
 
2654.73
3280.57
   
  0
N
625.84
Y
Y
CMI
N
Y
100011520045282680
Z
F
C1
6/18/2008
5724975939
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.625
7.625
360
351
351
N
   
0
8/20/2007
10/01/2007
1398210
6/1/2008
1398210
06/01/2008
1398210
09/01/2037
Rate-Term
28.65
689
704
Y
N
X00000000000
000000
N
Single Family Detached
Owner Occupied
WAYZATA
MN
55391
1
1900000
0
73.59
1
 
73.59
 
74
 
8884.46
8884.46
   
  0
N
0
N
N
CMI
N
Y
100011520045706241
V
C
C4
6/18/2008
7724905899
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.75
360
353
354
N
     
10/26/2007
12/01/2007
48000
5/1/2008
47793.41
06/01/2008
47758.2
11/01/2037
Cash Out
50.16
671
710
N
N
X00000000000
000000
N
Single Family Detached
Investment
DETROIT
MI
48238
1
60000
0
80
1
 
80
 
80
 
343.88
547.52
   
  0
N
73
Y
N
CMI
N
Y
100011520045710920
Z
F
C1
6/18/2008
0724905829
group 2 15 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
7.5
180
170
170
N
     
7/25/2007
09/01/2007
51920
6/1/2008
50307.16
06/01/2008
50307.16
08/01/2022
Cash Out
15.75
666
629
N
N
X00000000000
000000
N
Two Family
Investment
ROCHESTER
NY
14606
2
64900
0
80
1
 
80
 
80
 
481.3
754.3
   
  0
N
273
Y
Y
CMI
N
Y
100261310000077136
Z
F
C1
6/18/2008
1714935569
group 1 30 yr
403
Proprietary AUS Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.625
360
350
350
N
     
7/27/2007
09/01/2007
102000
6/1/2008
101318.45
06/01/2008
101318.45
08/01/2037
Cash Out
17.71
668
694
N
N
X00000000000
000000
N
Single Family Detached
Owner Occupied
DENTON
TX
76209
1
120000
0
85
1
 
85
 
85
 
721.95
1034.01
REPUBLIC (RMIC)
ID-0000720452040
 12
N
312.06
Y
Y
CMI
N
Y
100016200000259271
Y
F
C1
6/18/2008
1753995359
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070601
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.5
6.5
360
350
350
N
   
0
7/23/2007
09/01/2007
459900
6/1/2008
458444.04
06/01/2008
458444.04
08/01/2037
Purchase
20.26
752
757
N
Y
XX0000000000
000000
N
PUD - Single Family Detached
Owner Occupied
DUNWOODY
GA
30338
1
576000
575000
79.98
1
 
79.98
 
80
 
2483.24
2483.24
   
  0
N
0
N
N
CMI
N
Y
100034200057727095
Y
F
C1
6/18/2008
2723935299
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070901
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.625
6.625
360
353
353
N
   
0
10/12/2007
12/01/2007
465500
6/1/2008
465500
06/01/2008
465500
11/01/2037
Rate-Term
49.18
727
747
N
N
XX0000000000
000000
N
Single Family Detached
Owner Occupied
OAKLAND
CA
94601
1
490000
0
95
1
 
95
 
95
 
2569.95
3256.49
TRIAD GUARANTY
NN-0000000764948
 30
Y
686.54
Y
Y
CMI
N
Y
100190600007413912
Z
F
C1
6/18/2008
3792955899
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
356
356
N
     
1/15/2008
03/01/2008
170000
6/1/2008
169380.23
06/01/2008
169380.23
02/01/2038
Cash Out
38.17
666
0
N
N
XXX000000000
000000
N
Cooperative
Owner Occupied
NY
NY
10021
1
275000
0
61.82
1
 
61.82
 
62
 
1074.52
1074.52
   
  0
N
0
N
N
CMI
N
Y
100011520047010469
Y
F
C2
6/18/2008
2772945939
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
354
354
N
     
10/4/2007
01/01/2008
138380
6/1/2008
137538.69
06/01/2008
137538.69
12/01/2037
Rate-Term
23.19
717
786
N
N
XXX000000000
000000
N
Single Family Detached
Owner Occupied
PALMER
AK
99645
1
162800
0
85
1
 
85
 
85
 
886.06
1184.06
PMI
HD-0000098879781
 12
N
298
Y
Y
CMI
N
N
0
V
C
C4
6/18/2008
1752945939
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070901
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.875
360
356
356
N
     
1/8/2008
03/01/2008
165000
6/1/2008
164322.13
06/01/2008
164322.13
02/01/2038
Purchase
37.31
757
0
N
Y
XXX000000000
000000
N
Cooperative
Owner Occupied
NEW YORK
NY
10036
1
265000
265000
62.26
1
 
62.26
 
62
 
976.04
976.04
   
  0
N
0
N
N
CMI
N
Y
100011520047406584
Y
F
C1
6/18/2008
4752945919
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.125
360
355
355
N
     
12/19/2007
02/01/2008
99750
6/1/2008
99254.34
06/01/2008
99254.34
01/01/2038
Purchase
14.88
764
789
N
N
XXX000000000
000000
N
Single Family Detached
Second
KANNAPOLIS
NC
28081
1
107000
105000
95
1
 
95
 
95
 
606.09
730.09
GEMICO
DD-0003878952228
 30
N
124
Y
Y
CMI
N
Y
100011520047408556
V
X
C1
6/18/2008
7752955539
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
356
356
N
     
1/7/2008
03/01/2008
1000000
6/1/2008
996610.51
06/01/2008
996610.51
02/01/2038
Purchase
22.54
791
0
Y
Y
XXX000000000
000000
N
Single Family Detached
Owner Occupied
WAUKEE
IA
50263
1
1400000
1255000
79.68
1
 
79.68
 
80
 
6569.29
8046.29
   
  0
N
1477
Y
Y
CMI
N
N
0
Y
F
C1
6/18/2008
5742945439
group 1 30 yr
103
LP Streamline
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070501
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
350
350
N
     
7/26/2007
09/01/2007
520000
6/1/2008
515267.85
06/01/2008
515267.85
08/01/2037
Rate-Term
27.83
741
697
N
N
XXX000000000
000000
N
Condo Townhouse
Owner Occupied
IRVINE
CA
92602
1
650000
0
80
1
Y
90
65000
90
65000
3329.62
4354.5
   
  0
N
1024.88
Y
N
CMI
N
Y
100029500018907919
Y
A
C1
6/18/2008
0732945619
group 2 15 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.75
180
174
174
N
     
11/7/2007
01/01/2008
775000
6/1/2008
744451.11
06/01/2008
744451.11
12/01/2022
Rate-Term
42.55
703
704
Y
N
XXX000000000
000000
N
Single Family Detached
Owner Occupied
SHERBORN
MA
1770
1
1220000
0
63.52
1
 
63.52
 
64
 
6858.05
8522.05
   
  0
N
1664
Y
Y
CMI
N
Y
100011520047638590
Y
F
C2
6/18/2008
5732985209
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070901
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.125
360
352
352
N
     
9/28/2007
11/01/2007
417000
6/1/2008
413699.07
06/01/2008
413699.07
10/01/2037
Purchase
74.12
809
779
N
Y
XXX000000000
000000
N
Single Family Detached
Owner Occupied
SMITHFIELD
RI
2828
1
550000
550000
75.82
1
 
75.82
 
76
 
2533.74
2533.74
   
  0
N
0
N
N
CMI
N
Y
100029500020326470
Z
F
C1
6/18/2008
1732925159
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
352
352
N
     
9/21/2007
11/01/2007
417000
6/1/2008
413999.2
06/01/2008
413999.2
10/01/2037
Cash Out
37.95
755
738
N
N
XXX000000000
000000
N
Single Family Detached
Investment
REDONDO BEACH
CA
90278
1
795000
0
52.45
1
 
52.45
 
52
 
2670.1
2670.1
   
  0
N
0
N
N
CMI
N
Y
100029500020164293
Z
F
C1
6/18/2008
0722965729
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8.25
360
352
353
N
     
9/6/2007
11/01/2007
81000
5/1/2008
80630.87
06/01/2008
80576.68
10/01/2037
Cash Out
47.78
664
645
N
N
XXX000000000
000000
N
Single Family Detached
Owner Occupied
BOURBON
IN
46504
1
90000
0
90
1
 
90
 
90
 
608.53
812.53
MGIC
GD-0000025518305
 25
N
204
Y
Y
CMI
N
Y
100029500019566433
Z
F
C1
6/18/2008
0722955449
group 2 15 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.5
180
171
171
N
     
8/21/2007
10/01/2007
650000
6/1/2008
630304.81
06/01/2008
630304.81
09/01/2022
Rate-Term
35.51
732
726
N
N
XXX000000000
000000
N
Single Family Detached
Owner Occupied
CLEAR LAKE
MN
55319
1
1050000
0
61.9
1
 
61.9
 
62
 
5662.2
5662.2
   
  0
N
0
N
N
CMI
N
Y
100029500019434913
Y
F
C2
6/18/2008
8712965609
group 1 30 yr
116
Citiquik process
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
355
355
N
     
12/10/2007
02/01/2008
584000
6/1/2008
581671.33
06/01/2008
581671.33
01/01/2038
Purchase
29.61
721
703
N
Y
XXXX00000000
000000
N
Single Family Detached
Owner Occupied
STATEN ISLAND
NY
10304
1
730000
730000
80
1
Y
94.99
109427
95
109400
3983.91
4476.91
   
  0
N
493
Y
Y
CMI
N
Y
100011520047839313
Y
A
C1
6/18/2008
6702995959
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.375
6.375
360
353
353
N
   
0
10/25/2007
12/01/2007
700000
6/1/2008
699650
06/01/2008
699650
11/01/2037
Purchase
50.32
723
702
N
Y
XXXX00000000
000000
N
PUD - Single Family Detached
Owner Occupied
WHITTIER
CA
90603
1
875000
875000
80
1
 
80
 
80
 
3716.89
3716.89
   
  0
N
0
N
N
CMI
N
Y
100011520047904034
Y
F
C1
6/18/2008
6702935409
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070601
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.125
360
350
350
N
     
7/23/2007
09/01/2007
580000
6/1/2008
575000.26
06/01/2008
575000.26
08/01/2037
Cash Out
21.9
688
623
N
N
XXXX00000000
000000
N
Single Family Detached
Owner Occupied
WORTHINGTON
OH
43085
1
725000
0
80
1
 
80
 
80
 
3907.57
3907.57
   
  0
N
0
N
N
CMI
N
Y
100115600056619056
Z
F
C1
6/18/2008
6702915089
group 1 30 yr
113
SISA - Prime
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20070901
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.5
6.5
360
353
353
N
   
0
10/25/2007
12/01/2007
300000
6/1/2008
300000
06/01/2008
300000
11/01/2037
Cash Out
58.03
784
714
N
N
XXXX00100000
000100
N
Single Family Detached
Owner Occupied
SILVER SPRING
MD
20910
1
750000
0
40
1
 
40
 
40
 
1625
2057
   
  0
N
432
Y
Y
CMI
N
Y
100011520047991833
V
C
C6
6/18/2008
 
 
MORTGAGE LOAN SCHEDULE CONTINUED

Loan Number
Loan Group Description
Program Code
Program Code Description
Documentation Short Description
Income Documentation Requirement
Asset Documentation Requirement
High Net Worth Borrower
Employment Verfication Requirement
Appraisal Type
Date of Appraisal
Product Group
Product
Interest Only Flag
Interest Only Term
Interest Method
Original Rate
Current Rate
Original Term
Remaining Term from Issue Date
Remaining Term from Paid to Date
Prepayment Penalty Flag
Prepayment Penalty Term - Years
Prepayment Penalty Calculation
Initial Rate Cap - Decrease
Origination Date
First Due
Original Balance
Interest Paid to Date
Current Balance
Issue Date
Issue Balance
Maturity Date
Purpose
Debt Ratio
Original FICO
Current FICO
Self_Employment_Flag
First Time Home Buyer Flag
Delinq History
Counters
Modification Flag
Property
Occupancy
City
State
Zip Code
Units
Appraised Value
Sales Price
Original Loan to Value
Lien Position
Simultaneous Second Flag
Original Combined Loan to Value
Subordinate Outstanding Balance
Home Equity CLTV
Subordinate Outstanding Lien
Current PI
Current PITI
MI Provider
MI Cert Number
MI Percent Coverage
Lender_Paid_MI
Escrow Payment
Tax_Escrow_Flag
Hazard_Escrow_Flag
Primary Servicer
Buydown Flag
MOM Flag
MERS Registration Number
SandP Doc Code
Fitch Doc Code
Moodys Doc Code
FileDate
8791925909
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
354
354
N
     
11/27/2007
01/01/2008
999900
6/1/2008
994761.69
06/01/2008
994761.69
12/01/2037
Rate-Term
31.01
692
676
N
N
XXXX00000000
000000
N
Single Family Detached
Owner Occupied
OZARK
MO
65721
1
1400000
0
71.42
1
Y
94.92
328988.02
95
329000
6568.63
7915.97
   
  0
N
1347.34
Y
Y
CMI
N
Y
100011520048009718
V
X
C1
6/18/2008
5781995999
group 1 30 yr
103
LP Streamline
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.875
6.875
360
352
352
N
   
0
9/12/2007
11/01/2007
1460000
6/1/2008
1459468.7
06/01/2008
1459468.7
10/01/2037
Rate-Term
42.45
733
710
N
N
XXXX00000000
000000
N
PUD - Single Family Detached
Owner Occupied
SAN CLEMENTE
CA
92673
1
1828000
0
79.87
1
 
79.87
 
80
 
8361.54
10563.54
   
  0
N
2202
Y
Y
CMI
N
Y
100194007080129215
Y
A
C1
6/18/2008
0781985949
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
Y
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
354
354
N
     
11/16/2007
01/01/2008
1706250
6/1/2008
1698142.17
06/01/2008
1698142.17
12/01/2037
Purchase
54.68
653
689
Y
N
XXXX00000000
000000
N
Condo
Second
CHICAGO
IL
60611
1
2285000
2275000
75
1
 
75
 
75
 
11639.63
14035.64
   
  0
N
2396.01
Y
N
CMI
N
Y
100011520048105193
Y
F
C1
6/18/2008
7771995229
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20070901
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8
360
353
354
N
     
10/5/2007
12/01/2007
216500
5/1/2008
215578.68
06/01/2008
215427.27
11/01/2037
Cash Out
44.4
680
688
N
N
XXXX00000000
000000
N
Single Family Detached
Owner Occupied
WEST SACRAMENTO
CA
95605
1
258000
0
83.91
1
 
83.91
 
84
 
1588.6
1817.6
MGIC
GD-0000025680324
 12
N
229
Y
Y
CMI
N
Y
100029500020740399
Z
F
C1
6/18/2008
4771905009
group 1 30 yr
117
Citiquik process
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.5
7.5
360
353
353
N
   
0
10/30/2007
12/01/2007
999950
6/1/2008
999950
06/01/2008
999950
11/01/2037
Cash Out
27.74
710
690
N
N
XXXX00000000
000000
N
Single Family Detached
Owner Occupied
CINCINNATI
OH
45220
1
1700000
0
58.82
1
Y
58.82
 
65
100000
6249.69
6249.69
   
  0
N
0
N
N
CMI
N
Y
100011520048299954
Y
A
C1
6/18/2008
2761955869
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
355
355
N
     
12/10/2007
02/01/2008
476000
6/1/2008
473977.47
06/01/2008
473977.47
01/01/2038
Cash Out
46.89
665
699
N
N
XXXX00000000
000000
N
Single Family Detached
Owner Occupied
JAMAICA
NY
11432
1
595000
0
80
1
 
80
 
80
 
3126.98
3514.98
   
  0
N
388
Y
Y
CMI
N
Y
100011520048313474
Y
F
C2
6/18/2008
7761995719
group 2 15 yr
104
LP Streamline
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20070701
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.25
180
171
171
N
     
8/15/2007
10/01/2007
600000
6/1/2008
581440.84
06/01/2008
581440.84
09/01/2022
Purchase
42.35
770
776
N
N
XXXX00000000
000000
N
Single Family Detached
Owner Occupied
DENVER
CO
80220
1
1495000
1455000
41.24
1
 
41.24
 
41
 
5144.54
5908.54
   
  0
N
764
Y
Y
CMI
N
Y
100348700019535099
Y
A
C1
6/18/2008
7751955909
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.5
6.5
360
354
354
N
   
0
11/15/2007
01/01/2008
570000
6/1/2008
570000
06/01/2008
570000
12/01/2037
Purchase
42.71
672
663
N
Y
XXXX00000000
000000
N
PUD - Single Family Detached
Owner Occupied
SOUTH JORDAN
UT
84095
1
725000
730716
78.62
1
 
78.62
 
79
 
3087.5
3087.5
   
  0
N
0
N
N
CMI
N
Y
100011520048409421
Y
F
C1
6/18/2008
9751925819
group 1 30 yr
127
DU Approval - Limited Doc
LIMITED
1 month
1 month
N
Verbal
Full Appraisal with Interior Inspection
20061101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
354
354
N
     
11/16/2007
01/01/2008
588000
6/1/2008
584615.15
06/01/2008
584615.15
12/01/2037
Rate-Term
52.97
718
718
N
N
XXXX00000000
000000
N
Single Family Detached
Owner Occupied
FT LUPTON
CO
80621
1
735000
0
80
1
Y
82.15
15802.5
82
15800
3813.76
4304.76
   
  0
N
491
Y
Y
CMI
N
Y
100011520048418703
X
A
C1
6/18/2008
9751905459
group 2 15 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6
180
175
175
N
     
12/13/2007
02/01/2008
1000000
6/1/2008
982634.36
06/01/2008
982634.36
01/01/2023
Purchase
44.04
752
754
N
Y
XXXX00000000
000000
N
Single Family Detached
Owner Occupied
AGOURA HILLS
CA
91301
1
2300000
2300000
43.48
1
Y
63.48
460048.74
63
460000
8438.57
8438.57
   
  0
N
0
N
N
CMI
N
Y
100011520048454906
Y
F
C1
6/18/2008
9751935029
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
5.25
5.25
360
357
357
N
   
0
2/28/2008
04/01/2008
346000
6/1/2008
344804.17
06/01/2008
344804.17
03/01/2038
Purchase
33.38
746
0
N
Y
XXXX00000000
000000
N
Single Family Detached
Owner Occupied
TOWNSEND
MA
1469
1
440000
440000
78.64
1
Y
84.32
25009.71
84
25000
1910.62
2420.62
   
  0
N
510
Y
Y
CMI
Y
Y
100011520048497608
Y
F
C1
6/18/2008
9741965969
group 1 30 yr
108
Streamline - Non CMI serviced
Streamline
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7
7
360
355
356
N
   
0
12/5/2007
02/01/2008
500000
5/1/2008
500000
06/01/2008
500000
01/01/2038
Rate-Term
35.49
748
708
Y
N
XXXX00000000
000000
N
PUD - Single Family Detached
Owner Occupied
PALMDALE
CA
93551
1
535000
0
93.46
1
 
93.46
 
93
 
2916.67
3992.67
PMI
HD-0000079274836
 30
N
1076
Y
Y
CMI
N
Y
100011520048503306
S
S
C1
6/18/2008
5741965549
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
354
354
N
     
11/30/2007
01/01/2008
570000
6/1/2008
565005.74
06/01/2008
565005.74
12/01/2037
Purchase
27.94
767
732
Y
N
XXXX00000000
000000
N
Single Family Detached
Owner Occupied
NEW ORLEANS
LA
70131
1
830000
870000
68.67
1
 
68.67
 
69
 
3744.49
5020.27
   
  0
N
1275.78
Y
Y
CMI
N
Y
100527600000710573
Y
A
C1
6/18/2008
0741925549
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
355
355
N
     
1/3/2008
02/01/2008
678750
6/1/2008
675865.99
06/01/2008
675865.99
01/01/2038
Purchase
31.17
728
0
Y
Y
XXXX00000000
000000
N
Cooperative
Owner Occupied
NEW YORK
NY
10032
1
920000
905000
75
1
 
75
 
75
 
4458.9
4458.9
   
  0
N
0
N
N
CMI
N
Y
100011520048545794
V
C
C4
6/18/2008
3741995419
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070901
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
356
356
N
     
1/10/2008
03/01/2008
629000
6/1/2008
626706.94
06/01/2008
626706.94
02/01/2038
Rate-Term
43.66
745
0
N
N
XXXX00000000
000000
N
Single Family Detached
Owner Occupied
MIDWAY
UT
84049
1
1049000
0
59.96
1
 
59.96
 
60
 
3975.71
4651.71
   
  0
N
676
Y
Y
CMI
N
Y
100011520048558060
Y
F
C2
6/18/2008
6741985379
group 1 30 yr
127
DU Approval - Limited Doc
LIMITED
1 month
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
355
355
N
     
12/11/2007
02/01/2008
555000
6/1/2008
552808.92
06/01/2008
552808.92
01/01/2038
Rate-Term
21.88
693
672
N
N
XXXX00000000
000000
N
PUD - Single Family Detached
Second
BOWIE
MD
20721
1
740000
0
75
1
 
75
 
75
 
3786.08
4690.08
   
  0
N
904
Y
Y
CMI
N
Y
100011520048562138
X
A
C1
6/18/2008
9721975749
group 1 30 yr
127
DU Approval - Limited Doc
LIMITED
1 month
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
355
355
N
     
1/3/2008
02/01/2008
800000
6/1/2008
796841.68
06/01/2008
796841.68
01/01/2038
Rate-Term
47.66
771
0
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
SUGAR GROVE
IL
60554
1
1000000
0
80
1
Y
90
100000
90
100000
5457.41
5457.41
   
  0
N
0
N
N
CMI
N
N
0
X
A
C1
6/18/2008
3721925539
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
355
355
N
     
12/24/2007
02/01/2008
1000000
6/1/2008
992579.33
06/01/2008
992579.33
01/01/2038
Cash Out
5.02
769
735
Y
N
XXXXX0000000
000000
N
PUD - Single Family Detached
Owner Occupied
HOUSTON
TX
77063
1
1750000
0
57.14
1
 
57.14
 
57
 
6569.29
8399.69
   
  0
N
1830.4
Y
Y
CMI
N
Y
100029500021765734
Y
F
C2
6/18/2008
9721965299
group 1 30 yr
109
Streamline - CMI Serviced
Streamline
0 months
0 (refi)
N
Verbal
Appraisal from Prior Loan
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.375
360
355
355
N
     
12/12/2007
02/01/2008
18690
6/1/2008
16733.05
06/01/2008
16733.05
01/01/2038
Rate-Term
16.26
799
801
N
N
XXXXX0000000
000000
N
Cooperative
Owner Occupied
BRONX
NY
10471
1
35000
0
53.4
1
 
53.4
 
53
 
116.6
116.6
   
  0
N
0
N
N
CMI
N
Y
100011520048770301
S
D
C1
6/18/2008
3721985089
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
358
358
N
     
3/3/2008
05/01/2008
500000
6/1/2008
499093.53
06/01/2008
499093.53
04/01/2038
Purchase
33.07
772
0
N
Y
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
GARDEN CITY
NY
11530
1
704000
700000
71.43
1
 
71.43
 
71
 
3160.34
4425.34
   
  0
N
1265
Y
Y
CMI
N
Y
100011520048791166
V
X
C1
6/18/2008
1711935809
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6
360
356
356
N
     
1/11/2008
03/01/2008
200000
6/1/2008
199197.6
06/01/2008
199197.6
02/01/2038
Cash Out
30.97
798
0
N
N
XXXXX0000000
000000
N
Condo
Owner Occupied
SCARSDALE
NY
10583
1
530000
0
37.74
1
 
37.74
 
38
 
1199.1
1943.35
   
  0
N
483
Y
N
CMI
N
Y
100011520048819686
V
C
C4
6/18/2008
4711945259
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8.25
360
356
356
N
     
1/3/2008
03/01/2008
68000
6/1/2008
67824.66
06/01/2008
67824.66
02/01/2038
Rate-Term
48.05
683
0
N
N
XXXXX0000000
000000
N
Single Family Detached
Investment
DALLAS
TX
75241
1
85000
0
80
1
 
80
 
80
 
510.86
510.86
   
  0
N
0
N
N
CMI
N
Y
100011520048874558
Z
F
C1
6/18/2008
3701985969
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
357
357
N
     
2/29/2008
04/01/2008
788000
6/1/2008
786050.94
06/01/2008
786050.94
03/01/2038
Purchase
22.58
705
0
N
Y
XXXXX0000000
000000
N
Three Family
Owner Occupied
BROOKLYN
NY
11238
3
990000
985000
80
1
 
80
 
80
 
5242.58
6013.58
   
  0
N
771
Y
Y
CMI
N
Y
100011520048903167
Y
F
C1
6/18/2008
6701935649
group 1 30 yr
128
DU Approval - SIVA
SIVA
Stated
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
355
355
N
     
12/11/2007
02/01/2008
650000
6/1/2008
546085.08
06/01/2008
546085.08
01/01/2038
Purchase
53.12
767
706
N
N
XXXXX0000000
000000
Y
Single Family Detached
Second
PLYMOUTH
MA
2360
1
850000
812500
80
1
 
80
 
80
 
3512.31
4309.31
   
  0
N
797
Y
Y
CMI
N
Y
100011520048935631
V
Q
C1
6/18/2008
1701955609
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20070901
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.5
360
354
354
N
     
11/23/2007
01/01/2008
700000
6/1/2008
696190.91
06/01/2008
696190.91
12/01/2037
Cash Out
60.87
648
649
N
N
XXXXX0000000
000000
N
PUD - Single Family Detached
Owner Occupied
SPRING
TX
77389
1
1050000
0
66.67
1
 
66.67
 
67
 
4894.5
4894.5
   
  0
N
0
N
N
CMI
N
Y
100011520048939484
Y
A
C1
6/18/2008
1790955449
group 2 15 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6.125
180
176
176
N
     
1/14/2008
03/01/2008
83806
6/1/2008
82554.73
06/01/2008
82554.73
02/01/2023
Cash Out
28.44
797
0
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
STATESVILLE
NC
28625
1
92000
0
91.09
1
 
91.09
 
91
 
712.87
844.87
GEMICO
DD-0003879117128
 25
N
132
Y
Y
CMI
N
Y
100011520049055488
Y
F
C2
6/18/2008
1790975339
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
359
359
N
     
4/22/2008
06/01/2008
754000
6/1/2008
753366.55
06/01/2008
753366.55
05/01/2038
Rate-Term
37.35
720
0
N
N
XXXXX0000000
000000
N
Condo
Owner Occupied
FORT LEE
NJ
7024
1
950000
0
79.37
1
 
79.37
 
79
 
4953.24
5798.24
   
  0
N
845
Y
N
CMI
N
Y
100011520049066287
V
C
C4
6/18/2008
2790975189
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.75
6.75
360
354
354
N
   
0
11/1/2007
01/01/2008
564000
6/1/2008
564000
06/01/2008
564000
12/01/2037
Purchase
28.97
724
715
N
Y
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
SAN JOSE
CA
95118
1
705000
705000
80
1
Y
80
 
95
105750
3172.5
3172.5
   
  0
N
0
N
N
CMI
N
Y
100137700000928209
Y
F
C1
6/18/2008
9790995149
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.5
360
355
355
N
     
12/11/2007
02/01/2008
472500
6/1/2008
470724.63
06/01/2008
470724.63
01/01/2038
Purchase
31.46
809
720
Y
Y
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
VALLEJO
CA
94591
1
539000
525000
90
1
 
90
 
90
 
3303.79
4527.79
UNITED GUARANTY
KD-0000011724162
 25
N
1224
Y
Y
CMI
N
Y
100201500000097372
V
C
C4
6/18/2008
7780925519
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
354
354
N
     
11/30/2007
01/01/2008
500000
6/1/2008
497316.39
06/01/2008
497316.39
12/01/2037
Purchase
38.1
775
792
Y
Y
XXXXX0000000
000000
N
PUD - Single Family Detached
Owner Occupied
MANASSAS
VA
20112
1
655000
630000
79.36
1
 
79.36
 
79
 
3201.55
3851.42
   
  0
N
649.87
Y
Y
CMI
N
N
0
Y
A
C1
6/18/2008
6780905199
group 1 30 yr
128
DU Approval - SIVA
SIVA
Stated
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
356
356
N
     
1/7/2008
03/01/2008
600000
6/1/2008
598015.48
06/01/2008
598015.48
02/01/2038
Purchase
37.11
793
0
Y
Y
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
SANTA BARBARA
CA
93109
1
950000
800000
75
1
 
75
 
75
 
3991.81
3991.81
   
  0
N
0
N
N
CMI
N
Y
100011520049180930
V
Q
C1
6/18/2008
9780925029
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
356
356
N
     
1/8/2008
03/01/2008
604000
6/1/2008
601798.11
06/01/2008
601798.11
02/01/2038
Purchase
35.77
718
0
N
Y
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
BRIARCLIFF MANOR
NY
10510
1
785000
755000
80
1
 
80
 
80
 
3817.69
5553.69
   
  0
N
1736
Y
Y
CMI
N
Y
100011520049197702
V
C
C4
6/18/2008
1770925029
group 1 30 yr
116
Citiquik process
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.375
240
238
238
N
     
3/28/2008
05/01/2008
417000
6/1/2008
415053.01
06/01/2008
415053.01
04/01/2028
Purchase
28.67
780
0
Y
Y
XXXXX0000001
100000
N
Condo
Owner Occupied
LAS VEGAS
NV
89123
1
687000
686526
60.74
1
Y
72.83
83001.8
73
83000
2839.13
2839.13
   
  0
N
0
N
N
CMI
N
Y
100011520049297783
Y
A
C1
6/18/2008
7760965909
group 1 30 yr
108
Streamline - Non CMI serviced
Streamline
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.625
360
357
358
N
     
2/18/2008
04/01/2008
499700
5/1/2008
498974.36
06/01/2008
498608.08
03/01/2038
Rate-Term
40.21
741
0
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
N ANDOVER
MA
1845
1
526000
0
95
1
 
95
 
95
 
3536.85
4355.85
GEMICO
DD-0003878924321
 30
N
819
Y
Y
CMI
N
Y
100011520049309323
S
S
C1
6/18/2008
1760905859
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.875
6.875
360
356
356
N
   
0
1/14/2008
03/01/2008
537500
6/1/2008
537499.34
06/01/2008
537499.34
02/01/2038
Rate-Term
58.12
703
0
Y
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
WATKINS
CO
80137
1
710000
0
75.7
1
 
75.7
 
76
 
3079.42
3508.42
   
  0
N
429
Y
Y
CMI
N
Y
100011520049314984
Y
A
C1
6/18/2008
8760965829
group 1 30 yr
128
DU Approval - SIVA
SIVA
Stated
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8
360
355
355
N
     
12/24/2007
02/01/2008
790000
6/1/2008
787314.06
06/01/2008
787314.06
01/01/2038
Cash Out
38.91
745
742
Y
N
XXXXX0000000
000000
N
Townhouse
Owner Occupied
LOS ANGELES
CA
90045
1
1350000
0
58.52
1
 
58.52
 
59
 
5796.74
5796.74
   
  0
N
0
N
N
CMI
N
Y
100011520049317318
V
Q
C1
6/18/2008
0760915529
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
351
344
344
N
     
10/26/2007
12/01/2007
456000
6/1/2008
452979.44
06/01/2008
452979.44
02/01/2037
Rate-Term
37.73
710
728
N
N
XXXXX0000000
000000
N
PUD - Single Family Detached
Owner Occupied
CLINTON
WA
98236
1
570000
0
80
1
 
80
 
80
 
2981.24
2981.24
   
  0
N
0
N
N
CMI
N
Y
100297810003068881
Y
F
C2
6/18/2008
3760985039
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
355
355
N
     
12/31/2007
02/01/2008
630000
6/1/2008
627322.91
06/01/2008
627322.91
01/01/2038
Rate-Term
37.11
771
0
N
N
XXXXX0000000
000000
N
PUD - Single Family Detached
Owner Occupied
TIJERAS
NM
87059
1
855000
0
73.68
1
 
73.68
 
74
 
4138.65
4295.65
   
  0
N
157
Y
Y
CMI
N
Y
100011520049396163
V
X
C1
6/18/2008
5750935899
group 1 30 yr
103
LP Streamline
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
356
356
N
     
1/31/2008
03/01/2008
479000
6/1/2008
477253.77
06/01/2008
477253.77
02/01/2038
Rate-Term
47.14
740
0
N
N
XXXXX0000000
000000
N
Single Family Detached
Owner Occupied
PARAMUS
NJ
7652
1
505000
0
94.85
1
 
94.85
 
95
 
3027.61
3410.61
MGIC
GD-0000025847015
 30
Y
383
Y
Y
CMI
N
Y
100030900100302945
Y
A
C1
6/18/2008
0750955779
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20070101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
355
355
N
     
12/26/2007
02/01/2008
740000
6/1/2008
736618.73
06/01/2008
736618.73
01/01/2038
Rate-Term
41.54
778
778
N
N
XXXXX0000000
000000
N
PUD - Single Family Detached
Owner Occupied
CHESTERFIELD
VA
23838
1
1400000
0
52.86
1
 
52.86
 
53
 
4677.3
6022.86
   
  0
N
1345.56
Y
Y
CMI
N
N
0
Y
A
C1
6/18/2008
1750925319
group 1 30 yr
127
DU Approval - Limited Doc
LIMITED
1 month
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.875
360
359
359
N
     
5/2/2008
06/01/2008
638000
6/1/2008
637349.53
06/01/2008
637349.53
05/01/2038
Purchase
33.05
784
0
N
Y
XXXXX0000000
000000
N
Two Family
Owner Occupied
BROOKLYN
NY
11233
2
800000
798000
79.95
1
 
79.95
 
80
 
3774.01
4120.01
   
  0
N
346
Y
Y
CMI
N
Y
100011520049468780
X
A
C1
6/18/2008
6740905829
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
357
357
N
     
2/6/2008
04/01/2008
1000000
6/1/2008
997526.56
06/01/2008
997526.56
03/01/2038
Purchase
12.95
795
0
N
N
XXXXXX000000
000000
N
Cooperative
Second
NEW YORK
NY
10065
1
2025000
2025000
49.38
1
 
49.38
 
49
 
6653.02
6653.02
   
  0
N
0
N
N
CMI
N
Y
100011520049517933
V
X
C1
6/18/2008
5740995779
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
355
354
N
     
12/18/2007
02/01/2008
472000
7/1/2008
469269.04
06/01/2008
469651.44
01/01/2038
Cash Out
45.06
708
691
Y
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
EL PASO
TX
79902
1
592000
0
79.73
1
 
79.73
 
80
 
3219.88
3219.88
   
  0
N
0
N
N
CMI
N
Y
100288907110274989
Y
A
C1
6/18/2008
0740945679
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
357
357
N
     
2/25/2008
04/01/2008
489600
6/1/2008
486240.12
06/01/2008
486240.12
03/01/2038
Cash Out
19.02
724
0
N
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
GALVESTON
TX
77551
1
612000
0
80
1
 
80
 
80
 
3216.32
3966.32
   
  0
N
750
Y
Y
CMI
N
Y
100011520049532593
Y
F
C2
6/18/2008
0740905469
group 1 30 yr
117
Citiquik process
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
356
356
N
     
1/25/2008
03/01/2008
500000
6/1/2008
498305.28
06/01/2008
498305.28
02/01/2038
Cash Out
18.62
723
0
N
N
XXXXXX000000
000000
N
Cooperative
Owner Occupied
NY
NY
10016
1
925000
0
54.05
1
Y
80
240000.73
80
240000
3284.64
3284.64
   
  0
N
0
N
N
CMI
N
Y
100011520049553995
Y
A
C1
6/18/2008
9740915159
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
355
355
N
     
12/14/2007
02/01/2008
564800
6/1/2008
562341.04
06/01/2008
562341.04
01/01/2038
Purchase
33.1
692
0
N
N
XXXXXX000000
000000
N
PUD - Single Family Detached
Owner Occupied
HOUSTON
TX
77062
1
717000
706000
80
1
Y
95
105900
95
105900
3663.29
3663.29
   
  0
N
0
N
N
CMI
N
N
0
Y
A
C1
6/18/2008
4730965409
group 1 30 yr
128
DU Approval - SIVA
SIVA
Stated
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.125
360
356
356
N
     
1/15/2008
03/01/2008
679250
6/1/2008
676910.09
06/01/2008
676910.09
02/01/2038
Cash Out
39.63
735
0
Y
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
NORTHPORT
NY
11768
1
1045000
0
65
1
 
65
 
65
 
4576.23
4576.23
   
  0
N
0
N
N
CMI
N
Y
100011520049659354
V
Q
C1
6/18/2008
0730995379
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
356
356
N
     
1/22/2008
03/01/2008
673000
6/1/2008
670546.55
06/01/2008
670546.55
02/01/2038
Rate-Term
35.98
705
0
Y
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
BROOKLYN
NY
11235
1
900000
0
74.78
1
Y
80.54
51867.54
84
87000
4253.82
4253.82
   
  0
N
0
N
N
CMI
N
Y
100011520049662093
V
X
C1
6/18/2008
7730945279
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.625
7.625
360
355
356
N
   
0
12/19/2007
02/01/2008
970500
5/1/2008
970500
06/01/2008
970500
01/01/2038
Purchase
28.32
687
708
Y
N
XXXXXX000000
000000
N
Condo Townhouse
Owner Occupied
BALTIMORE
MD
21230
1
1450000
1294000
75
1
Y
75
 
90
194100
6166.72
6166.72
   
  0
N
0
N
N
CMI
N
Y
100243600000147589
Y
F
C1
6/18/2008
5730935149
group 1 30 yr
113
SISA - Prime
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.75
360
356
356
N
     
1/10/2008
03/01/2008
384000
6/1/2008
382384.76
06/01/2008
382384.76
02/01/2038
Rate-Term
33.12
783
0
N
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
OAKLAND
CA
94606
1
480000
0
80
1
 
80
 
80
 
2240.92
2240.92
   
  0
N
0
N
N
CMI
N
Y
100011520049685649
V
C
C6
6/18/2008
2720985629
group 1 30 yr
128
DU Approval - SIVA
SIVA
Stated
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8
360
356
356
N
     
1/21/2008
03/01/2008
510000
6/1/2008
508617.45
06/01/2008
508617.45
02/01/2038
Rate-Term
28.87
741
0
Y
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
RED BANK
NJ
7701
1
700000
0
72.86
1
 
72.86
 
73
 
3742.2
3742.2
   
  0
N
0
N
N
CMI
N
Y
100186141071101105
V
Q
C1
6/18/2008
7720935549
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.5
360
356
356
N
     
1/7/2008
03/01/2008
536000
6/1/2008
534393.85
06/01/2008
534393.85
02/01/2038
Rate-Term
36.3
746
0
N
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
ALTADENA
CA
91001
1
675000
0
79.41
1
Y
94.1
99178.28
94
100000
3747.79
3747.79
   
  0
N
0
N
N
CMI
N
Y
100011520049745625
Y
A
C1
6/18/2008
8720975099
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.375
7.375
360
356
356
N
   
0
1/8/2008
03/01/2008
620000
6/1/2008
619705.14
06/01/2008
619705.14
02/01/2038
Purchase
37.43
715
0
N
Y
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
SEATTLE
WA
98136
1
775000
775000
80
1
 
80
 
80
 
3808.6
4200.6
   
  0
N
392
Y
Y
CMI
N
Y
100011520049790217
V
C
C4
6/18/2008
2710915529
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
355
355
N
     
12/26/2007
02/01/2008
535000
6/1/2008
532667.78
06/01/2008
532667.78
01/01/2038
Purchase
41.08
755
772
N
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
HIGHLAND PARK
TX
75209
1
1200000
1194750
44.78
1
 
44.78
 
45
 
3470
5343.46
   
  0
N
1873.46
Y
Y
CMI
N
Y
100288907120280786
Y
A
C1
6/18/2008
6710975349
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
356
356
N
     
1/18/2008
03/01/2008
600000
6/1/2008
597916.13
06/01/2008
597916.13
02/01/2038
Purchase
38.55
745
0
N
Y
XXXXXX000000
000000
N
Two Family
Owner Occupied
COLLEGE POINT
NY
11356
2
750000
750000
80
1
 
80
 
80
 
3891.59
4316.59
   
  0
N
425
Y
Y
CMI
N
Y
100011520049865233
V
C
C4
6/18/2008
1710965059
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
355
355
N
     
12/12/2007
02/01/2008
635600
6/1/2008
632798.37
06/01/2008
632798.37
01/01/2038
Purchase
49.2
669
683
N
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
GLEN MILLS
PA
19342
1
800000
794500
80
1
 
80
 
80
 
4175.44
5493.44
   
  0
N
1318
Y
Y
CMI
N
Y
100213300000211917
Y
A
C1
6/18/2008
3700955529
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.75
360
356
356
N
     
1/23/2008
03/01/2008
356000
6/1/2008
354985.17
06/01/2008
354985.17
02/01/2038
Rate-Term
36.96
686
0
Y
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
DUNDEE
IL
60118
1
475000
0
74.95
1
Y
93.47
87984.69
93
88000
2550.43
2550.43
   
  0
N
0
N
N
CMI
N
Y
100011520049947460
V
C
C4
6/18/2008
8700985469
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
356
356
N
     
1/9/2008
03/01/2008
780000
6/1/2008
777290.96
06/01/2008
777290.96
02/01/2038
Purchase
29.67
781
0
Y
Y
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
HERMOSA BEACH
CA
90254
1
1040000
1040000
75
1
 
75
 
75
 
5059.07
5059.07
   
  0
N
0
N
N
CMI
N
Y
100011520049953112
V
C
C4
6/18/2008
5700975409
group 2 15 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6
180
175
175
N
     
12/28/2007
02/01/2008
564000
6/1/2008
554205.79
06/01/2008
554205.79
01/01/2023
Purchase
40.25
0
0
N
Y
XXXXXX000000
000000
N
Condo Townhouse
Owner Occupied
NEWTON
MA
2458
1
710000
705000
80
1
 
80
 
80
 
4759.35
5341.35
   
  0
N
582
Y
N
CMI
N
Y
100011520049959242
Y
F
C1
6/18/2008
7700985339
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
356
356
N
     
1/11/2008
03/01/2008
512000
6/1/2008
510387.83
06/01/2008
510387.83
02/01/2038
Rate-Term
26.65
739
0
Y
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
MANHATTAN
KS
66503
1
640000
0
80
1
 
80
 
80
 
3492.74
4152.74
   
  0
N
660
Y
Y
CMI
N
Y
100011520049966122
Y
A
C1
6/18/2008
0700925309
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
355
355
N
     
12/21/2007
02/01/2008
520000
6/1/2008
517680.59
06/01/2008
517680.59
01/01/2038
Purchase
24.81
792
778
N
Y
XXXXXX000000
000000
N
PUD - Single Family Detached
Owner Occupied
PURCELLVILLE
VA
20132
1
930000
907389
57.31
1
 
57.31
 
57
 
3329.62
4123.62
   
  0
N
794
Y
Y
CMI
N
Y
100029500021493550
Y
F
C1
6/18/2008
0700995209
group 1 30 yr
103
LP Streamline
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
356
356
N
     
1/9/2008
03/01/2008
568500
6/1/2008
566325.4
06/01/2008
566325.4
02/01/2038
Rate-Term
37.93
659
0
N
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
RIDGEFIELD
CT
6877
1
895000
0
63.52
1
 
63.52
 
64
 
3734.64
4785.64
   
  0
N
1051
Y
Y
CMI
N
Y
100196800021296848
Y
A
C1
6/18/2008
1700915089
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.375
7.375
360
353
353
N
   
0
10/30/2007
12/01/2007
595375
6/1/2008
595375
06/01/2008
595375
11/01/2037
Rate-Term
25.49
779
730
Y
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
DACULA
GA
30019
1
910000
0
65.42
1
 
65.43
 
65
 
3659.08
4641.08
   
  0
N
982
Y
Y
CMI
N
Y
100587800710080005
Y
F
C2
6/18/2008
8799974739
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.5
7.5
360
354
354
N
   
0
11/1/2007
01/01/2008
528000
6/1/2008
527999
06/01/2008
527999
12/01/2037
Rate-Term
29.95
731
649
Y
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
ATLANTA
GA
30324
1
660000
0
80
1
Y
80
 
95
99000
3299.99
3714.99
   
  0
N
415
Y
Y
CMI
N
Y
100229330000318273
Y
F
C2
6/18/2008
5799934649
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
356
356
N
     
1/15/2008
03/01/2008
664000
6/1/2008
661909.22
06/01/2008
661909.22
02/01/2038
Purchase
35.78
801
0
N
Y
XXXXXX000001
100000
N
Single Family Detached
Owner Occupied
REDONDO BCH
CA
90277
1
830000
830000
80
1
 
80
 
80
 
4529.65
4529.65
   
  0
N
0
N
N
CMI
N
Y
100011520050035643
V
C
C4
6/18/2008
0799994429
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8.25
360
358
358
N
     
3/31/2008
05/01/2008
997500
6/1/2008
996223.49
06/01/2008
996223.49
04/01/2038
Purchase
37.12
799
0
Y
Y
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
CLINTON
CT
6413
1
1425000
1425000
70
1
 
70
 
70
 
7493.88
8691.88
   
  0
N
1198
Y
Y
CMI
N
Y
100011520050057092
V
C
C4
6/18/2008
7799994359
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8.25
360
356
356
N
     
1/16/2008
03/01/2008
997000
6/1/2008
994430.63
06/01/2008
994430.63
02/01/2038
Rate-Term
37.82
712
0
N
N
XXXXXX000000
000000
N
PUD - Single Family Detached
Owner Occupied
SAN CLEMENTE
CA
92673
1
1350000
0
73.85
1
Y
77.56
50072.11
78
50000
7490.13
7490.13
   
  0
N
0
N
N
CMI
N
Y
100011520050064023
Y
A
C1
6/18/2008
8789974999
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
356
356
N
     
1/24/2008
03/01/2008
580000
6/1/2008
578034.1
06/01/2008
578034.1
02/01/2038
Cash Out
27.46
638
0
N
N
XXXXXX000000
000000
N
Single Family Detached
Owner Occupied
GLEN RIDGE
NJ
7028
1
910000
0
63.74
1
 
63.74
 
64
 
3810.19
6129.19
   
  0
N
2319
Y
Y
CMI
N
Y
100011520050100215
Y
F
C2
6/18/2008
5789964799
group 1 30 yr
127
DU Approval - Limited Doc
LIMITED
1 month
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
356
357
N
     
1/4/2008
03/01/2008
563400
5/1/2008
556802.64
06/01/2008
556257.57
02/01/2038
Purchase
12.17
719
0
N
N
XXXXXXX00000
000000
N
PUD - Single Family Detached
Owner Occupied
SOUTHLAKE
TX
76092
1
725000
704350
79.99
1
Y
89.99
70449.66
90
70425
3561.08
5135.72
   
  0
N
1574.64
Y
Y
CMI
N
Y
100288907120283145
X
A
C1
6/18/2008
9779944499
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
357
357
N
     
2/1/2008
04/01/2008
469000
6/1/2008
467811.15
06/01/2008
467811.15
03/01/2038
Cash Out
54.24
654
0
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
DOWNEY
CA
90241
1
680000
0
68.97
1
 
68.97
 
69
 
3081
3515
   
  0
N
434
Y
Y
CMI
N
N
0
Y
A
C1
6/18/2008
7779944429
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
355
355
N
     
12/13/2007
02/01/2008
681600
6/1/2008
678632.6
06/01/2008
678632.6
01/01/2038
Rate-Term
46.35
735
767
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
PASADENA
CA
91107
1
852000
0
80
1
 
80
 
80
 
4420.84
4420.84
   
  0
N
0
N
N
CMI
N
Y
100097000711160178
Y
A
C1
6/18/2008
3769964939
group 1 30 yr
128
DU Approval - SIVA
SIVA
Stated
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.625
360
355
355
N
     
12/21/2007
02/01/2008
558000
6/1/2008
555954.86
06/01/2008
555954.86
01/01/2038
Rate-Term
41.45
707
681
Y
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
WESTMINSTER
CA
92683
1
750000
0
74.4
1
 
74.4
 
74
 
3949.49
4327.49
   
  0
N
378
Y
Y
CMI
N
Y
100165955793014402
V
Q
C1
6/18/2008
8769964919
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
357
357
N
     
1/31/2008
04/01/2008
760000
6/1/2008
758073.53
06/01/2008
758073.53
03/01/2038
Rate-Term
31.37
678
0
Y
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
RALEIGH
NC
27607
1
950000
0
80
1
Y
86.32
60040
86
60000
4992.66
5297.66
   
  0
N
305
Y
Y
CMI
N
Y
100113400000329718
Y
A
C1
6/18/2008
7769984429
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
355
355
N
     
12/20/2007
02/01/2008
650000
6/1/2008
647029.96
06/01/2008
647029.96
01/01/2038
Purchase
18.33
796
783
Y
N
XXXXXXX00000
000000
N
Condo Townhouse
Owner Occupied
DEL MAR
CA
92014
1
950000
950000
68.42
1
 
68.42
 
68
 
4108.44
5024.44
   
  0
N
916
Y
N
CMI
N
Y
100169600711190027
Y
A
C1
6/18/2008
0769984389
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8.125
360
357
358
N
     
2/14/2008
04/01/2008
780000
5/1/2008
778976.09
06/01/2008
778458.93
03/01/2038
Cash Out
21.84
632
0
Y
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
FURLONG
PA
18925
1
1200000
0
65
1
 
65
 
65
 
5791.48
5791.48
   
  0
N
0
N
N
CMI
N
Y
100561400080100283
Y
A
C1
6/18/2008
4769944199
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8
360
357
357
N
     
2/21/2008
04/01/2008
438800
6/1/2008
437910.81
06/01/2008
437910.81
03/01/2038
Rate-Term
29.08
664
0
Y
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
LITTLE ROCK
AR
72212
1
657000
0
66.79
1
Y
83.36
108878.73
83
108860
3219.76
3219.76
   
  0
N
0
N
N
CMI
N
Y
100338701106790748
Y
A
C1
6/18/2008
1759974559
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
357
357
N
     
2/11/2008
04/01/2008
437000
6/1/2008
435892.28
06/01/2008
435892.28
03/01/2038
Rate-Term
37.74
692
0
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
CYPRESS
CA
90630
1
570000
0
76.67
1
 
76.67
 
77
 
2870.78
2870.78
   
  0
N
0
N
N
CMI
N
Y
100011520050444282
V
C
C4
6/18/2008
1759914019
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.5
6.5
360
357
357
N
   
0
2/11/2008
04/01/2008
877500
6/1/2008
877500
06/01/2008
877500
03/01/2038
Rate-Term
37.43
681
0
N
N
XXXXXXX00000
000000
N
PUD - Single Family Detached
Owner Occupied
BELLEVUE
WA
98004
1
1350000
0
65
1
Y
65
 
83
249500
4753.13
5475.58
   
  0
N
693
Y
Y
CMI
N
Y
100011520050498882
V
C
C4
6/18/2008
7749914659
group 1 30 yr
127
DU Approval - Limited Doc
LIMITED
1 month
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8.25
360
358
358
N
     
3/26/2008
05/01/2008
471000
6/1/2008
470397.25
06/01/2008
470397.25
04/01/2038
Cash Out
45.94
665
0
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
LAKE CHARLES
LA
70605
1
686500
0
68.61
1
 
68.61
 
69
 
3538.47
3829.47
   
  0
N
291
Y
Y
CMI
N
Y
100204100001088285
X
A
C1
6/18/2008
1749914569
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
356
356
N
     
1/17/2008
03/01/2008
480750
6/1/2008
479120.5
06/01/2008
479120.5
02/01/2038
Cash Out
37.61
720
0
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
GILLETTE
WY
82718
1
610000
0
78.81
1
 
78.81
 
79
 
3158.19
3543.19
   
  0
N
385
Y
Y
CMI
N
N
0
Y
F
C2
6/18/2008
2739914569
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
357
357
N
     
2/14/2008
04/01/2008
928000
6/1/2008
925530.14
06/01/2008
925530.14
03/01/2038
Purchase
38.38
777
0
N
Y
XXXXXXX00000
000000
N
PUD - Single Family Detached
Owner Occupied
DIAMOND BAR
CA
91765
1
1160000
1160000
80
1
 
80
 
80
 
5942.09
5942.09
   
  0
N
0
N
N
CMI
N
Y
100011520050643875
V
X
C1
6/18/2008
9739974129
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.5
360
355
355
N
     
12/20/2007
02/01/2008
645000
6/1/2008
642576.5
06/01/2008
642576.5
01/01/2038
Purchase
34.72
728
743
Y
Y
XXXXXXX00000
000000
N
PUD - Single Family Detached
Owner Occupied
CHINO HILLS
CA
91709
1
878500
860000
75
1
 
75
 
75
 
4509.93
4509.93
   
  0
N
0
N
N
CMI
N
Y
100140200071201128
V
C
C4
6/18/2008
6729964999
group 1 30 yr
127
DU Approval - Limited Doc
LIMITED
1 month
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.375
360
358
358
N
     
3/27/2008
05/01/2008
464950
6/1/2008
464240.26
06/01/2008
464240.26
04/01/2038
Purchase
39.4
721
0
N
Y
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
SAN JOSE
CA
95123
1
570000
547000
85
1
 
85
 
85
 
3211.29
3335.28
PMI
HD-0000079668966
 30
N
123.99
N
N
CMI
N
Y
100011520050700337
X
A
C1
6/18/2008
4729954899
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
357
357
N
     
2/22/2008
04/01/2008
735000
6/1/2008
733182.03
06/01/2008
733182.03
03/01/2038
Cash Out
42.48
671
0
Y
N
XXXXXXX00010
100000
N
PUD - Single Family Detached
Owner Occupied
HOUSTON
TX
77024
1
1225000
0
60
1
 
60
 
60
 
4889.97
6381.97
   
  0
N
1492
Y
Y
CMI
N
Y
100029500022987220
Y
F
C2
6/18/2008
3729984619
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.375
360
355
355
N
     
12/28/2007
02/01/2008
592000
6/1/2008
589719.81
06/01/2008
589719.81
01/01/2038
Rate-Term
31.62
709
736
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
WINDSOR
CA
95492
1
740000
0
80
1
Y
90
74000
90
74000
4088.8
4088.8
   
  0
N
0
N
N
CMI
N
Y
100017906171201152
Y
F
C2
6/18/2008
2729944599
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
357
357
N
     
2/12/2008
04/01/2008
574750
6/1/2008
573182.8
06/01/2008
573182.8
03/01/2038
Purchase
28.38
737
0
N
Y
XXXXXXX00000
000000
N
Condo Townhouse
Owner Occupied
LA
CA
90094
1
719000
718467
80
1
Y
94.99
107727.89
95
107700
3632.81
3632.81
   
  0
N
0
N
N
CMI
N
Y
100071000100531674
Y
A
C1
6/18/2008
0729944549
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.5
360
356
356
N
     
1/24/2008
03/01/2008
495000
6/1/2008
493516.72
06/01/2008
493516.72
02/01/2038
Purchase
40.43
797
0
N
Y
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
SANTA ANA
CA
92707
1
550000
550000
90
1
 
90
 
90
 
3461.11
4281.11
RADIAN
WD-0000082542277
 25
N
820
Y
Y
CMI
N
Y
100214200000064341
Y
A
C1
6/18/2008
3729964279
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.125
360
356
356
N
     
1/30/2008
03/01/2008
622500
6/1/2008
620490.96
06/01/2008
620490.96
02/01/2038
Rate-Term
47.94
696
0
N
N
XXXXXXX00000
000000
N
Two Family
Owner Occupied
ELMHURST
NY
11373
2
830000
0
75
1
 
75
 
75
 
4193.9
4579.9
   
  0
N
386
Y
N
CMI
N
Y
100033700000560478
V
C
C4
6/18/2008
8729994259
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
357
358
N
     
2/7/2008
04/01/2008
443000
5/1/2008
442253.53
06/01/2008
441877.08
03/01/2038
Cash Out
12.02
718
0
Y
N
XXXXXXX00000
000000
N
Condo
Owner Occupied
NEW YORK
NY
10029
1
715000
0
61.96
1
 
61.96
 
62
 
2910.19
3210.19
   
  0
N
300
Y
N
CMI
N
Y
100206602005077402
Y
A
C1
6/18/2008
1719934659
group 1 30 yr
127
DU Approval - Limited Doc
LIMITED
1 month
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.375
360
358
358
N
     
3/5/2008
05/01/2008
496000
6/1/2008
495119.97
06/01/2008
495119.97
04/01/2038
Cash Out
37.42
630
0
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
EVANSTON
IL
60201
1
725000
0
68.41
1
 
68.41
 
68
 
3425.75
4538.75
   
  0
N
1113
Y
Y
CMI
N
Y
100011520050834680
X
A
C1
6/18/2008
8719934549
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
356
356
N
     
1/25/2008
03/01/2008
440900
6/1/2008
439330.74
06/01/2008
439330.74
02/01/2038
Purchase
40.56
747
0
Y
N
XXXXXXX00000
000000
N
PUD - Single Family Detached
Owner Occupied
HOSCHTON
GA
30548
1
476000
464125
95
1
 
95
 
95
 
2823.13
3587.13
RADIAN
WD-0000082537694
 30
N
764
Y
Y
CMI
N
Y
100077600000930787
Y
A
C1
6/18/2008
5719984079
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
357
357
N
     
2/6/2008
04/01/2008
550000
6/1/2008
548595.98
06/01/2008
548595.98
03/01/2038
Cash Out
51.16
662
0
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
SEATTLE
WA
98136
1
860000
0
63.95
1
 
63.95
 
64
 
3613.11
4005.78
   
  0
N
382
Y
Y
CMI
N
Y
100039610014225733
Y
A
C1
6/18/2008
6709924849
group 1 30 yr
116
Citiquik process
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
357
357
N
     
2/19/2008
04/01/2008
693750
6/1/2008
691041.85
06/01/2008
691041.85
03/01/2038
Purchase
39.03
763
0
Y
Y
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
HEALDSBURG
CA
95448
1
940000
925000
75
1
 
75
 
75
 
4499.65
4699.65
   
  0
N
200
Y
Y
CMI
N
Y
100011520050915737
Y
A
C1
6/18/2008
5709944659
group 2 15 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
6
180
178
178
N
     
3/25/2008
05/01/2008
680000
6/1/2008
675023.5
06/01/2008
675023.5
04/01/2023
Purchase
32.6
679
0
N
Y
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
CHICAGO
IL
60637
1
900000
981000
75.56
1
 
75.56
 
76
 
5738.23
6716.23
   
  0
N
978
Y
Y
CMI
N
Y
100011520050934548
V
X
C1
6/18/2008
9709964339
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.625
360
357
357
N
     
2/12/2008
04/01/2008
665000
6/1/2008
663415.06
06/01/2008
663415.06
03/01/2038
Cash Out
47.2
667
0
Y
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
BOTHELL
WA
98021
1
950000
0
70
1
 
70
 
70
 
4706.83
5259.33
   
  0
N
532
Y
Y
CMI
N
Y
100011520050966300
Y
A
C1
6/18/2008
0798954809
group 2 15 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
5
180
178
179
N
     
3/10/2008
05/01/2008
82400
5/1/2008
82091.72
06/01/2008
81782.16
04/01/2023
Cash Out
36.98
789
0
N
N
XXXXXXX00001
100000
N
Single Family Detached
Investment
BRIDGE CITY
LA
70094
1
103000
0
80
1
 
80
 
80
 
651.61
651.61
   
  0
N
0
N
N
CMI
N
Y
100140900000418111
V
Q
C1
6/18/2008
9798934679
group 1 30 yr
103
LP Streamline
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
357
357
N
     
2/7/2008
04/01/2008
627830
6/1/2008
626299.7
06/01/2008
626299.7
03/01/2038
Rate-Term
29.53
706
0
Y
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
MAHTOMEDI
MN
55115
1
820000
0
76.56
1
Y
95
151176.42
95
151169
4282.91
4747.91
   
  0
N
465
Y
N
CMI
N
Y
100487309080111011
Y
A
C1
6/18/2008
3798934629
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.625
360
356
356
N
     
1/29/2008
03/01/2008
642500
6/1/2008
640620.38
06/01/2008
640620.38
02/01/2038
Purchase
42.09
741
0
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
LAKE OSWEGO
OR
97035
1
850000
820000
78.35
1
 
78.35
 
78
 
4547.57
4547.57
   
  0
N
0
N
N
CMI
N
Y
100309610071228003
Y
A
C1
6/18/2008
5798974599
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20071001
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.75
360
357
357
N
     
2/14/2008
04/01/2008
1170000
6/1/2008
1167505.8
06/01/2008
1167505.8
03/01/2038
Purchase
37.23
681
0
Y
Y
XXXXXXX00000
000000
N
Two Family
Owner Occupied
BROOKLYN
NY
11201
2
1800000
1800000
65
1
 
65
 
65
 
8382.02
9075.02
   
  0
N
693
Y
Y
CMI
N
Y
100011520051040246
Y
F
C1
6/18/2008
3798944339
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20070901
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.375
360
357
357
N
     
2/22/2008
04/01/2008
490600
6/1/2008
489229.55
06/01/2008
489229.55
03/01/2038
Purchase
31.48
736
0
N
Y
XXXXXXX00000
000000
N
Condo Townhouse
Owner Occupied
NORTH BERGEN
NJ
7047
1
571880
565027
86.83
1
 
86.83
 
87
 
3060.71
4309.71
MGIC
GD-0000025944963
 25
N
1249
Y
N
CMI
N
Y
100132600000370003
Y
A
C1
6/18/2008
7788944889
group 1 30 yr
127
DU Approval - Limited Doc
LIMITED
1 month
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.5
6.5
360
355
355
N
   
0
11/30/2007
02/01/2008
900000
6/1/2008
895830.07
06/01/2008
895830.07
01/01/2038
Cash Out
38.39
814
814
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
LOS ANGELES
CA
90064
1
1600000
0
56.25
1
 
56.25
 
56
 
4852.41
4852.41
   
  0
N
0
N
N
CMI
N
Y
100029500021972082
X
A
C1
6/18/2008
9788994589
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
357
357
N
     
2/22/2008
04/01/2008
795000
6/1/2008
792984.82
06/01/2008
792984.82
03/01/2038
Purchase
18.88
737
0
Y
Y
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
PEBBLE BEACH
CA
93953
1
1110000
1060000
75
1
Y
90
159000
90
159000
5222.58
6401.58
   
  0
N
1179
Y
Y
CMI
N
Y
100458608020008806
Y
A
C1
6/18/2008
9788974289
group 1 30 yr
127
DU Approval - Limited Doc
LIMITED
1 month
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.375
7.375
360
357
357
N
   
0
2/15/2008
04/01/2008
1000000
6/1/2008
996418.64
06/01/2008
996418.64
03/01/2038
Rate-Term
30.49
749
0
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
ELGIN
TX
78621
1
1400000
0
71.43
1
Y
71.43
 
85
190000
6123.82
6123.82
   
  0
N
0
N
N
CMI
N
Y
100011520051171207
X
A
C1
6/18/2008
2788964249
group 1 30 yr
116
Citiquik process
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20070901
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.375
7.375
360
353
353
N
   
0
10/4/2007
12/01/2007
584000
6/1/2008
583999.44
06/01/2008
583999.44
11/01/2037
Purchase
38.48
737
0
N
N
XXXXXXX00000
000000
N
Condo Townhouse
Owner Occupied
CHICAGO
IL
60657
1
730000
730000
80
1
 
80
 
80
 
3589.17
3589.17
   
  0
N
0
N
N
CMI
N
Y
100029500019215858
Y
A
C1
6/18/2008
5778954879
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.75
360
358
358
N
     
3/5/2008
05/01/2008
286030
6/1/2008
285431.31
06/01/2008
285431.31
04/01/2038
Cash Out
22.23
773
0
N
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
PLACITAS
NM
87043
1
525000
0
54.48
1
 
54.48
 
54
 
1669.19
2015.19
   
  0
N
346
Y
Y
CMI
N
Y
100011520051212449
V
X
C1
6/18/2008
5778964849
group 2 15 yr
121
SOS (CMI serviced refi)
Streamline
0 months
0 (refi)
N
Verbal
Appraisal from Prior Loan
 
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
5.125
180
177
177
N
     
2/26/2008
04/01/2008
417406
6/1/2008
412750
06/01/2008
412750
03/01/2023
Rate-Term
27.72
743
0
N
N
XXXXXXX00000
000000
N
PUD - Single Family Detached
Owner Occupied
HOUSTON
TX
77079
1
550000
0
75.89
1
Y
88.44
69014.01
89
72000
3328.06
3328.06
   
  0
N
0
N
N
CMI
N
Y
100011520051215343
S
D
C1
6/18/2008
1778934599
group 1 30 yr
127
DU Approval - Limited Doc
LIMITED
1 month
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.375
360
357
357
N
     
2/29/2008
04/01/2008
691000
6/1/2008
689069.78
06/01/2008
689069.78
03/01/2038
Cash Out
51.57
666
0
Y
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
BELMAR
NJ
7719
1
1400000
0
49.36
1
 
49.36
 
49
 
4310.94
4310.94
   
  0
N
0
N
N
CMI
N
Y
100011520051240689
X
A
C1
6/18/2008
4778944259
group 1 30 yr
118
Corporate RELO
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.25
360
358
358
N
     
3/12/2008
05/01/2008
181600
6/1/2008
181182.49
06/01/2008
181182.49
04/01/2038
Purchase
35.4
774
0
N
Y
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
SPRINGDALE
AR
72762
1
230000
227000
80
1
Y
90
22700
90
22700
1002.8
1002.8
   
  0
N
0
N
N
CMI
N
Y
100011520051274555
V
O
C1
6/18/2008
9778984149
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20070801
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
352
352
N
     
9/17/2007
11/01/2007
720000
6/1/2008
715062.72
06/01/2008
715062.72
10/01/2037
Rate-Term
28.9
643
707
Y
N
XXXXXXX00000
000000
N
Single Family Detached
Owner Occupied
NEW ORLEANS
LA
70115
1
3200000
0
22.5
1
Y
49.06
849920
49
850000
4729.89
4729.89
   
  0
N
0
N
N
CMI
N
Y
100029500019469588
Y
F
C2
6/18/2008
6768944979
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.375
360
358
358
N
     
3/20/2008
05/01/2008
650000
6/1/2008
647983.4
06/01/2008
647983.4
04/01/2038
Rate-Term
45.08
679
0
Y
N
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
SAN FRANCISCO
CA
94122
1
950000
0
68.42
1
 
68.42
 
68
 
4489.39
4489.39
   
  0
N
0
N
N
CMI
N
Y
100011520051302539
Y
A
C1
6/18/2008
8768924889
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
359
360
N
     
4/21/2008
06/01/2008
485000
5/1/2008
485000
06/01/2008
484582.43
05/01/2038
Rate-Term
32.75
719
0
Y
N
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
EASTPORT
NY
11941
1
1100000
0
44.09
1
 
44.09
 
44
 
3145.7
4917.7
   
  0
N
1772
Y
Y
CMI
N
Y
100355306070021845
V
C
C4
6/18/2008
9768914709
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
357
357
N
     
2/12/2008
04/01/2008
660000
6/1/2008
658327.01
06/01/2008
658327.01
03/01/2038
Purchase
54.13
695
0
N
Y
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
SAN DIEGO
CA
92107
1
890000
890000
74.16
1
 
74.16
 
74
 
4335.73
5640.33
   
  0
N
1013
Y
Y
CMI
N
Y
100184750801230042
Y
A
C1
6/18/2008
2758954659
group 1 30 yr
128
DU Approval - SIVA
SIVA
Stated
1 month
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.875
360
356
356
N
     
1/22/2008
03/01/2008
656000
6/1/2008
653776.52
06/01/2008
653776.52
02/01/2038
Purchase
43.56
707
0
N
N
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
SAN DIEGO
CA
92116
1
820000
820000
80
1
 
80
 
80
 
4309.45
5230.45
   
  0
N
921
Y
Y
CMI
N
Y
100017957180100059
V
Q
C1
6/18/2008
4758984549
group 1 30 yr
111
Enhanced - Citi Employee
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.75
360
358
358
N
     
3/4/2008
05/01/2008
144000
6/1/2008
143578.99
06/01/2008
143578.99
04/01/2038
Cash Out
23.03
759
0
N
N
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
HANFORD
CA
93230
1
180000
0
80
1
 
80
 
80
 
840.34
840.34
   
  0
N
0
N
N
CMI
N
Y
100011520051445155
V
E
C1
6/18/2008
8758964369
group 1 30 yr
111
Enhanced - Citi Employee
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.5
360
357
357
N
     
2/27/2008
04/01/2008
417000
6/1/2008
415624.43
06/01/2008
415624.43
03/01/2038
Cash Out
24.3
752
0
N
N
XXXXXXXX0000
000000
N
PUD - Single Family Detached
Owner Occupied
CHESTERFIELD
MO
63005
1
543000
0
76.8
1
 
76.79
 
77
 
2367.68
2996.68
   
  0
N
629
Y
Y
CMI
N
Y
100011520051463315
V
E
C1
6/18/2008
3738944909
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
359
359
N
     
4/10/2008
06/01/2008
623920
6/1/2008
623408.57
06/01/2008
623408.57
05/01/2038
Purchase
35.81
768
0
Y
Y
XXXXXXXX0000
000000
N
Condo Townhouse
Owner Occupied
W ORANGE
NJ
7052
1
838000
779920
80
1
 
80
 
80
 
4150.96
5531.96
   
  0
N
1381
Y
N
CMI
N
Y
100011520051609560
Y
A
C1
6/18/2008
2738934509
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.625
360
357
357
N
     
3/6/2008
04/01/2008
98752
6/1/2008
98489.17
06/01/2008
98489.17
03/01/2038
Purchase
39.48
801
0
N
N
XXXXXXXX0000
000000
N
Leasehold - Single Family Detached
Second
BELLEVUE
NE
68005
1
107000
103950
95
1
 
95
 
95
 
632.32
756.19
UNITED GUARANTY
KD-0000011855549
 30
N
123
Y
Y
CMI
N
Y
100011520051649673
V
Q
C1
6/18/2008
4738944439
group 1 30 yr
123
Full Doc
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
357
357
N
     
2/12/2008
04/01/2008
564000
6/1/2008
562391.65
06/01/2008
562391.65
03/01/2038
Cash Out
14.25
728
0
Y
N
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
SUMMERFIELD
NC
27358
1
1000000
0
56.4
1
 
56.4
 
56
 
3564.86
3799.95
   
  0
N
235.09
Y
Y
CMI
N
Y
100214108020400033
Y
F
C2
6/18/2008
8738984119
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.875
6.875
360
357
357
N
   
0
2/11/2008
04/01/2008
595000
6/1/2008
595000
06/01/2008
595000
03/01/2038
Cash Out
3.78
755
0
Y
N
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
GRAHAM
WA
98338
1
850000
0
70
1
 
70
 
70
 
3408.85
3408.85
   
  0
N
0
N
N
CMI
N
Y
100331400002245033
Y
A
C1
6/18/2008
7728964669
group 1 30 yr
117
Citiquik process
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.125
360
359
359
N
     
4/9/2008
06/01/2008
923800
6/1/2008
923061.25
06/01/2008
923061.25
05/01/2038
Rate-Term
47.25
786
0
Y
N
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
ALBUQUERQUE
NM
87122
1
1154800
0
80
1
 
80
 
80
 
6223.81
6671.81
   
  0
N
448
Y
Y
CMI
N
Y
100011520051733329
Y
A
C1
6/18/2008
2728904129
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8.25
360
359
359
N
     
4/7/2008
06/01/2008
547000
6/1/2008
546651.2
06/01/2008
546651.2
05/01/2038
Rate-Term
36.91
771
0
N
N
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
ROLLING HILL ESTATES
CA
90274
1
1100000
0
49.73
1
 
49.73
 
50
 
4109.43
4109.43
   
  0
N
0
N
N
CMI
N
Y
100011520051787978
V
X
C1
6/18/2008
5718924379
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.5
360
358
358
N
     
3/5/2008
05/01/2008
570000
6/1/2008
569151.32
06/01/2008
569151.32
04/01/2038
Purchase
22.87
767
0
N
Y
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
CHINO
CA
91710
1
760000
760000
75
1
 
75
 
75
 
3985.52
3985.52
   
  0
N
0
N
N
CMI
N
Y
100011520051862748
V
X
C1
6/18/2008
3718984039
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
359
359
N
     
4/7/2008
06/01/2008
160000
6/1/2008
159855.36
06/01/2008
159855.36
05/01/2038
Cash Out
33.24
642
0
N
N
XXXXXXXX0000
000000
N
Cooperative
Owner Occupied
NORTH SALEM
NY
10560
1
290000
0
55.17
1
 
55.17
 
55
 
1011.31
1011.31
   
  0
N
0
N
N
CMI
N
N
0
Y
A
C1
6/18/2008
5708924919
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.125
360
358
358
N
     
3/4/2008
05/01/2008
637500
6/1/2008
636477.29
06/01/2008
636477.29
04/01/2038
Purchase
16.25
760
0
Y
N
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
RANCHO CUCAMONGA
CA
91701
1
850000
850000
75
1
 
75
 
75
 
4294.96
5299.96
   
  0
N
1005
Y
Y
CMI
N
Y
100439700010001737
Y
A
C1
6/18/2008
3708924629
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8.25
360
358
358
N
     
3/31/2008
05/01/2008
621000
6/1/2008
620205.29
06/01/2008
620205.29
04/01/2038
Purchase
43.74
720
0
N
Y
XXXXXXXX0000
000000
N
Two Family
Owner Occupied
OZONE PARK
NY
11416
2
690000
690000
90
1
 
90
 
90
 
4665.37
5281.37
RADIAN
WD-0000082582594
 25
N
616
Y
Y
CMI
N
Y
100011520051937763
Z
F
C1
6/18/2008
1708974349
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20080401
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.875
360
360
360
N
     
5/28/2008
07/01/2008
343800
6/1/2008
343800
06/01/2008
343800
06/01/2038
Purchase
23.92
805
0
N
Y
XXXXXXXX0000
000000
N
Condo Townhouse
Owner Occupied
SCOTCH PLAINS
NJ
7076
1
434000
432000
79.58
1
Y
90
45001.63
90
45000
2033.71
2777.71
   
  0
N
744
Y
N
CMI
N
Y
100011520051965285
Y
F
C1
6/18/2008
8708944259
group 1 30 yr
127
DU Approval - Limited Doc
LIMITED
1 month
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.125
360
357
357
N
     
2/19/2008
04/01/2008
568650
6/1/2008
567277.66
06/01/2008
567277.66
03/01/2038
Cash Out
22.94
747
0
Y
N
XXXXXXXX0000
000000
N
PUD - Single Family Detached
Owner Occupied
SCOTTSDALE
AZ
85259
1
875000
0
64.99
1
 
64.99
 
65
 
3831.1
4258.1
   
  0
N
427
Y
Y
CMI
N
Y
100275500000084124
X
A
C1
6/18/2008
0708954229
group 1 30 yr
215
Full Doc - ALT-A
FULL
24 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8.25
360
359
360
N
     
4/4/2008
06/01/2008
441000
5/1/2008
441000
06/01/2008
440718.79
05/01/2038
Purchase
49.99
742
0
N
Y
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
ST ALBANS
NY
11429
1
490000
490000
90
1
 
90
 
90
 
3313.09
3825.09
UNITED GUARANTY
KD-0000011928701
 25
N
512
Y
Y
CMI
N
Y
100011520051977496
Z
F
C1
6/18/2008
8797914719
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
358
358
N
     
2/26/2008
05/01/2008
856000
6/1/2008
854448.15
06/01/2008
854448.15
04/01/2038
Cash Out
44.6
676
0
N
N
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
DICKERSON
MD
20842
1
1450000
0
59.03
1
 
59.03
 
59
 
5410.5
6436.5
   
  0
N
1026
Y
Y
CMI
N
Y
100526420108022438
Y
A
C1
6/18/2008
7797954699
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080101
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8.25
360
358
358
N
     
3/20/2008
05/01/2008
445381
6/1/2008
444810.19
06/01/2008
444810.19
04/01/2038
Purchase
39.83
772
0
Y
Y
XXXXXXXX0000
000000
N
PUD - Single Family Detached
Owner Occupied
DAVENPORT
FL
33897
1
496000
494868
90
1
 
90
 
90
 
3346
3670
RADIAN
WD-0000020091741
 25
N
324
Y
Y
CMI
N
Y
100011520052030428
V
X
C1
6/18/2008
1797904659
group 1 30 yr
103
LP Streamline
FULL
12 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.875
360
358
358
N
     
2/29/2008
05/01/2008
500000
6/1/2008
499309.54
06/01/2008
499309.54
04/01/2038
Cash Out
14.11
670
0
Y
N
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
JONESBORO
AR
72404
1
650000
0
76.92
1
 
76.92
 
77
 
3625.35
3625.35
   
  0
N
0
N
N
CMI
N
Y
100349520000043617
Y
A
C1
6/18/2008
1797924369
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080401
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
360
360
N
     
5/27/2008
07/01/2008
900000
6/1/2008
900000
06/01/2008
900000
06/01/2038
Purchase
29.64
739
0
N
Y
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
WILTON
CT
6897
1
1760000
1750000
51.43
1
 
51.43
 
51
 
5987.72
8512.72
   
  0
N
2525
Y
Y
CMI
N
N
0
V
X
C1
6/18/2008
5777984599
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.125
360
357
357
N
     
2/20/2008
04/01/2008
598000
6/1/2008
596556.83
06/01/2008
596556.83
03/01/2038
Cash Out
30.54
695
0
N
N
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
LAGUNA BEACH
CA
92651
1
1200000
0
49.83
1
 
49.83
 
50
 
4028.84
4231.84
   
  0
N
203
Y
Y
CMI
N
Y
100213300000218805
Y
A
C1
6/18/2008
1767904789
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
358
359
N
     
3/6/2008
05/01/2008
645300
5/1/2008
644796.61
06/01/2008
644290.18
04/01/2038
Cash Out
52.91
660
0
N
N
XXXXXXXX0000
000000
N
Two Family
Owner Occupied
BROOKLYN
NY
11215
2
1150000
0
56.11
1
 
56.11
 
56
 
4402.08
4532.08
   
  0
N
130
Y
N
CMI
N
Y
100301901000064355
Y
A
C1
6/18/2008
5767924729
group 1 30 yr
127
DU Approval - Limited Doc
LIMITED
1 month
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.375
360
358
358
N
     
3/27/2008
05/01/2008
560000
6/1/2008
559144.94
06/01/2008
559144.94
04/01/2038
Purchase
12.72
687
0
N
N
XXXXXXXX0000
000000
N
Condo
Owner Occupied
DALLAS
TX
75219
1
765000
700000
80
1
 
80
 
80
 
3867.78
3867.78
   
  0
N
0
N
N
CMI
N
Y
100053608030159556
X
A
C1
6/18/2008
3767954609
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.5
360
358
358
N
     
3/14/2008
05/01/2008
1000000
6/1/2008
998187.08
06/01/2008
998187.08
04/01/2038
Purchase
26.66
769
0
Y
N
XXXXXXXX0000
000000
N
PUD - Single Family Detached
Owner Occupied
GRAND  JUNCTION
CO
81503
1
2200000
2050000
48.78
1
 
48.78
 
49
 
6320.68
7265.68
   
  0
N
945
Y
Y
CMI
N
Y
100259000000075958
Y
A
C1
6/18/2008
4767914189
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
358
358
N
     
4/1/2008
05/01/2008
234000
6/1/2008
233615.26
06/01/2008
233615.26
04/01/2038
Purchase
34.94
633
0
N
Y
XXXXXXXX0000
000000
N
Single Family Detached
Owner Occupied
MIAMI
FL
33157
1
260000
260000
90
1
 
90
 
90
 
1556.81
2312.81
TRIAD GUARANTY
ND-0000000808442
 25
N
756
Y
Y
CMI
N
Y
100011520052381854
Y
A
C1
6/18/2008
4747984289
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080401
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.5
360
359
359
N
     
4/29/2008
06/01/2008
1000000
6/1/2008
999257.85
06/01/2008
999257.85
05/01/2038
Purchase
39.3
688
0
N
Y
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
BAYSIDE
NY
11361
1
1300000
1299000
76.98
1
 
76.98
 
77
 
6992.15
6992.15
   
  0
N
0
N
N
CMI
N
Y
100011520052571157
V
X
C1
6/18/2008
8737964679
group 1 30 yr
116
Citiquik process
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
360
360
N
     
5/22/2008
07/01/2008
630000
6/1/2008
630000
06/01/2008
630000
06/01/2038
Purchase
28.16
754
0
Y
Y
XXXXXXXXX000
000000
N
Cooperative
Owner Occupied
NEW YORK
NY
10003
1
1050000
1050000
60
1
 
60
 
60
 
4191.41
4191.41
   
  0
N
0
N
N
CMI
N
N
0
Y
A
C1
6/18/2008
3727954839
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.875
7.875
360
359
359
N
   
0
4/17/2008
06/01/2008
740000
6/1/2008
740000
06/01/2008
740000
05/01/2038
Purchase
39.57
724
0
N
Y
XXXXXXXXX000
000000
N
Condo
Owner Occupied
NEW YORK
NY
10005
1
995000
925000
80
1
 
80
 
80
 
4856.25
4856.25
   
  0
N
0
N
N
CMI
N
Y
100011520052716463
Y
A
C1
6/18/2008
6727934759
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
358
358
N
     
4/4/2008
05/01/2008
95000
6/1/2008
94835.95
06/01/2008
94835.95
04/01/2038
Rate-Term
9.26
783
0
Y
N
XXXXXXXXX000
000000
N
Condo Townhouse
Investment
CANTON
MA
2021
1
187000
0
50.8
1
 
50.8
 
51
 
616.17
768.17
   
  0
N
152
Y
N
CMI
N
Y
100209600002354136
V
Q
C1
6/18/2008
4717984469
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6
360
359
359
N
     
4/25/2008
06/01/2008
71000
6/1/2008
70929.32
06/01/2008
70929.32
05/01/2038
Cash Out
16.68
733
0
N
N
XXXXXXXXX000
000000
N
Cooperative
Owner Occupied
NEW YORK
NY
10002
1
475000
0
14.95
1
 
14.95
 
15
 
425.68
425.68
   
  0
N
0
N
N
CMI
N
N
0
V
X
C1
6/18/2008
3717924339
group 1 30 yr
113
SISA - Prime
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
5.875
5.875
360
358
358
N
   
0
3/21/2008
05/01/2008
325000
6/1/2008
323000
06/01/2008
323000
04/01/2038
Cash Out
55.22
810
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
SAN DIEGO
CA
92111
1
645000
0
50.39
1
 
50.39
 
50
 
1581.35
1792.35
   
  0
N
211
Y
Y
CMI
N
Y
100478300004449034
V
C
C6
6/18/2008
6707984709
group 1 30 yr
105
LP Standard
FULL
24 months
0 (refi)
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
358
358
N
     
3/10/2008
05/01/2008
336000
6/1/2008
335474.2
06/01/2008
335474.2
04/01/2038
Cash Out
1.41
722
0
N
N
XXXXXXXXX001
100000
N
Single Family Detached
Investment
RIVERSIDE
CA
92505
1
420000
0
80
1
 
80
 
80
 
2292.11
2431.11
   
  0
N
139
Y
Y
CMI
N
Y
100017959180200194
Z
F
C1
6/18/2008
3796944169
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.75
360
359
360
N
     
4/7/2008
06/01/2008
576000
5/1/2008
576000
06/01/2008
575593.47
05/01/2038
Purchase
38.07
805
0
N
Y
XXXXXXXXX000
000000
N
Two Family
Owner Occupied
BROOKLYN
NY
11221
2
720000
720000
80
1
 
80
 
80
 
4126.53
4300.53
   
  0
N
174
Y
Y
CMI
N
Y
100011520053083566
V
X
C1
6/18/2008
2796914149
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.75
360
358
358
N
     
3/24/2008
05/01/2008
631500
6/1/2008
630336.42
06/01/2008
630336.42
04/01/2038
Rate-Term
42.52
816
0
Y
N
XXXXXXXXX000
000000
N
PUD - Single Family Detached
Owner Occupied
LAS VEGAS
NV
89144
1
935000
0
67.54
1
 
67.54
 
68
 
4095.9
4726.9
   
  0
N
631
Y
Y
CMI
N
Y
100039610014376817
Y
A
C1
6/18/2008
6796944059
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
358
358
N
     
3/6/2008
05/01/2008
481500
6/1/2008
480746.46
06/01/2008
480746.46
04/01/2038
Purchase
61.67
801
0
N
N
XXXXXXXXX000
000000
N
PUD - Single Family Detached
Owner Occupied
MAGNOLIA
TX
77354
1
535000
535000
90
1
 
90
 
90
 
3284.68
4284.68
MGIC
GD-0000026068233
 12
N
1000
Y
Y
CMI
N
Y
100017932180201751
Y
A
C1
6/18/2008
1786984669
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20080401
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.625
360
360
360
N
     
5/23/2008
07/01/2008
415500
6/1/2008
415500
06/01/2008
415500
06/01/2038
Purchase
39.67
778
0
N
Y
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
LANSDALE
PA
19446
1
566600
545000
76.24
1
Y
90
75003.43
90
75000
2391.85
2977.85
   
  0
N
586
Y
Y
CMI
N
Y
100011520053133189
Y
F
C1
6/18/2008
7786904459
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.75
360
359
359
N
     
4/4/2008
06/01/2008
700000
6/1/2008
699505.94
06/01/2008
699505.94
05/01/2038
Purchase
38.11
796
0
N
Y
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
LOS ALTOS
CA
94024
1
1805000
1800808
38.87
1
 
38.87
 
39
 
5014.89
5014.89
   
  0
N
0
N
N
CMI
N
Y
100011520053154920
V
X
C1
6/18/2008
0776934739
group 1 30 yr
128
DU Approval - SIVA
SIVA
Stated
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.625
360
359
359
N
     
4/15/2008
06/01/2008
485000
6/1/2008
484648.97
06/01/2008
484648.97
05/01/2038
Purchase
49.28
772
0
N
Y
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
VAN NUYS
CA
91406
1
555000
540000
89.81
1
 
89.81
 
90
 
3432.8
3642.8
PMI
HD-0000081087466
 25
N
210
N
N
CMI
N
Y
100011520053226694
V
Q
C1
6/18/2008
8776974529
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7
360
358
358
N
     
3/26/2008
05/01/2008
100000
6/1/2008
99835.57
06/01/2008
99835.57
04/01/2038
Cash Out
36.65
739
0
N
N
XXXXXXXXX000
000000
N
Single Family Detached
Owner Occupied
BELVIDERE
NJ
7823
1
215000
0
46.51
1
 
46.51
 
47
 
665.31
1136.31
   
  0
N
471
Y
Y
CMI
N
Y
100059721000008341
V
Q
C1
6/18/2008
4766964739
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.625
360
358
358
N
     
3/28/2008
05/01/2008
501750
6/1/2008
501021.38
06/01/2008
501021.38
04/01/2038
Purchase
35.96
700
0
N
Y
XXXXXXXXX000
000000
N
Condo
Owner Occupied
LOS ANGELES
CA
90046
1
670000
669000
75
1
 
75
 
75
 
3551.36
4247.36
   
  0
N
696
Y
N
CMI
N
Y
100034200058001763
Y
A
C1
6/18/2008
5756954639
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.125
6.125
360
358
358
N
   
0
3/18/2008
05/01/2008
417000
6/1/2008
417000
06/01/2008
417000
04/01/2038
Rate-Term
58.75
746
0
N
N
XXXXXXXXXX01
100000
N
Single Family Detached
Owner Occupied
WEST COVINA
CA
91791
1
750000
0
55.6
1
 
55.6
 
56
 
2128.44
2128.44
   
  0
N
0
N
N
CMI
N
Y
100063415960046789
V
Q
C1
6/18/2008
6756954439
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.875
360
358
358
N
     
3/24/2008
05/01/2008
390000
6/1/2008
389002.81
06/01/2008
389002.81
04/01/2038
Rate-Term
13.28
712
0
N
N
XXXXXXXXXX00
000000
N
Single Family Detached
Owner Occupied
CHARLESTOWN
MA
2129
1
705000
0
55.32
1
 
55.32
 
55
 
2307
3001.21
   
  0
N
694.21
Y
Y
CMI
N
Y
100017928180300544
V
Q
C1
6/18/2008
9756964379
group 1 30 yr
116
Citiquik process
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.125
360
360
360
N
     
5/30/2008
07/01/2008
1260000
6/1/2008
1260000
06/01/2008
1260000
06/01/2038
Purchase
32.25
701
0
Y
Y
XXXXXXXXXX00
000000
N
Single Family Detached
Owner Occupied
ALPINE
UT
84004
1
1800000
1800000
70
1
 
70
 
70
 
8488.85
8797.85
   
  0
N
309
Y
Y
CMI
N
Y
100011520053462307
Y
A
C1
6/18/2008
3756994029
group 1 30 yr
127
DU Approval - Limited Doc
LIMITED
1 month
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080201
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.875
360
359
359
N
     
4/4/2008
06/01/2008
649500
6/1/2008
649053.01
06/01/2008
649053.01
05/01/2038
Purchase
48.34
723
0
N
Y
XXXXXXXXXX00
000000
N
PUD - Single Family Detached
Owner Occupied
SAN DIEGO
CA
92131
1
1075000
1023765
63.44
1
 
63.44
 
63
 
4709.33
5959.33
   
  0
N
1250
Y
Y
CMI
N
Y
100528302005349700
X
A
C1
6/18/2008
2746954999
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20080401
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
8.5
8.5
360
360
360
N
   
0
4/30/2008
07/01/2008
760000
6/1/2008
760000
06/01/2008
760000
06/01/2038
Rate-Term
41.17
743
0
N
N
XXXXXXXXXX00
000000
N
Single Family Detached
Owner Occupied
CLOVER
SC
29710
1
950000
0
80
1
 
80
 
80
 
5383.33
5745.33
   
  0
N
362
Y
Y
CMI
N
Y
100011520053500478
V
C
C4
6/18/2008
1746924939
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080401
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8.5
360
359
359
N
     
4/25/2008
06/01/2008
898800
6/1/2008
898255.51
06/01/2008
898255.51
05/01/2038
Purchase
24
708
0
Y
N
XXXXXXXXXX00
000000
N
Single Family Detached
Second
VAIL
CO
81657
1
1300000
1284000
70
1
 
70
 
70
 
6910.99
6910.99
   
  0
N
0
N
N
CMI
N
Y
100053608040169173
Y
A
C1
6/18/2008
8746994839
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20071201
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
7.875
7.875
360
360
360
N
   
0
5/13/2008
07/01/2008
747000
6/1/2008
747000
06/01/2008
747000
06/01/2038
Rate-Term
33.91
707
0
Y
N
XXXXXXXXXX00
000000
N
Single Family Detached
Owner Occupied
SEATTLE
WA
98122
1
1100000
0
67.91
1
 
67.91
 
68
 
4902.19
5527.19
   
  0
N
625
Y
Y
CMI
N
Y
100011520053516011
V
C
C4
6/18/2008
2746904549
group 1 30 yr
111
Enhanced - Citi Employee
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080401
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.875
360
359
359
N
     
4/28/2008
06/01/2008
132000
6/1/2008
130865.42
06/01/2008
130865.42
05/01/2038
Cash Out
30.31
788
0
N
N
XXXXXXXXXX00
000000
N
Single Family Detached
Owner Occupied
SIOUX FLS
SD
57106
1
165000
0
80
1
 
80
 
80
 
780.83
1036.83
   
  0
N
256
Y
Y
CMI
N
Y
100011520053545978
V
E
C1
6/18/2008
2746994389
group 1 30 yr
127
DU Approval - Limited Doc
LIMITED
1 month
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.875
360
359
360
N
     
5/5/2008
06/01/2008
500000
5/1/2008
500000
06/01/2008
499655.9
05/01/2038
Purchase
43.17
808
0
N
Y
XXXXXXXXXX00
000000
N
Single Family Detached
Owner Occupied
PICKERINGTON
OH
43147
1
530000
530000
94.34
1
 
94.34
 
94
 
3625.35
4668.35
PMI
HD-0000081174211
 30
N
1043
Y
Y
CMI
N
Y
100011520053561074
X
A
C1
6/18/2008
2746924319
group 2 15 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
10-15 YR FIXED(NO ASSUMPTION FEATURE)
N
0
Interest in Arrears
0
4.99
180
178
178
N
     
3/28/2008
05/01/2008
124800
6/1/2008
123853.46
06/01/2008
123853.46
04/01/2023
Cash Out
21.83
796
0
N
N
XXXXXXXXXX00
000000
N
Single Family Detached
Owner Occupied
MARYSVILLE
MI
48040
1
156000
0
80
1
 
80
 
80
 
986.26
1347.26
   
  0
N
361
Y
Y
CMI
N
Y
100196800031242881
V
Q
C1
6/18/2008
8736974899
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080401
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
5.5
360
360
360
N
     
5/2/2008
07/01/2008
218000
6/1/2008
218000
06/01/2008
218000
06/01/2038
Rate-Term
31.28
733
0
Y
N
XXXXXXXXXX00
000000
N
Cooperative
Owner Occupied
NEW YORK
NY
10028
1
840000
0
25.95
1
 
25.95
 
26
 
1237.78
1237.78
   
  0
N
0
N
N
CMI
N
Y
100280300000092828
V
Q
C1
6/18/2008
2726944989
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20080401
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8.5
360
360
360
N
     
5/8/2008
07/01/2008
225900
6/1/2008
225900
06/01/2008
225900
06/01/2038
Purchase
29.31
729
0
Y
Y
XXXXXXXXXX00
000000
N
PUD - Single Family Detached
Owner Occupied
CHARLOTTE
NC
28262
1
320000
251000
90
1
 
90
 
90
 
1736.98
2240.98
MGIC
GD-0000026276128
 25
N
504
Y
Y
CMI
N
Y
100400920053701572
V
C
C4
6/18/2008
5716934519
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
 
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8.5
360
360
360
N
     
5/15/2008
07/01/2008
570000
6/1/2008
570000
06/01/2008
570000
06/01/2038
Purchase
37.3
722
0
Y
Y
XXXXXXXXXX00
000000
N
Cooperative
Owner Occupied
NEW YORK
NY
10002
1
770000
825000
74.03
1
 
74.03
 
74
 
4382.81
4382.81
   
  0
N
0
N
N
CMI
N
N
0
V
C
C4
6/18/2008
0716934149
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080401
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8.5
360
359
360
N
     
4/25/2008
06/01/2008
445500
5/1/2008
445500
06/01/2008
445230.12
05/01/2038
Purchase
41.33
740
0
N
N
XXXXXXXXXX00
000000
N
Single Family Detached
Owner Occupied
HOUSTON
TX
77009
1
500000
495000
90
1
 
90
 
90
 
3425.51
3874.51
MGIC
GD-0000026276968
 25
N
449
Y
Y
CMI
N
Y
100242200804160028
Y
A
C1
6/18/2008
7716904149
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080401
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8.125
360
360
360
N
     
5/9/2008
07/01/2008
693600
6/1/2008
693600
06/01/2008
693600
06/01/2038
Purchase
29.63
687
0
Y
Y
XXXXXXXXXX00
000000
N
PUD - Single Family Detached
Owner Occupied
TROPHY CLUB
TX
76262
1
875000
867000
80
1
Y
89.98
86526.6
90
86500
5149.96
5700.96
   
  0
N
551
Y
Y
CMI
N
Y
100011520053885929
Y
A
C1
6/18/2008
6716984099
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20080301
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
6.875
6.875
360
360
360
N
   
0
5/1/2008
07/01/2008
525000
6/1/2008
525000
06/01/2008
525000
06/01/2038
Purchase
35.52
700
0
Y
N
XXXXXXXXXX00
000000
N
Single Family Detached
Owner Occupied
WOODLAND HILLS
CA
91367
1
700000
700000
75
1
 
75
 
75
 
3007.81
3823.81
   
  0
N
816
Y
Y
CMI
N
Y
100353274100017930
V
C
C4
6/18/2008
8795964459
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20080401
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
8.5
360
360
360
N
     
5/29/2008
07/01/2008
153750
6/1/2008
153750
06/01/2008
153750
06/01/2038
Purchase
14.18
711
0
N
N
XXXXXXXXXX00
000000
N
Condo Townhouse
Second
ALTAMONTE SPRINGS
FL
32714
1
205000
205000
75
1
 
75
 
75
 
1182.2
1226.85
   
  0
N
178
N
N
CMI
N
N
0
V
C
C4
6/18/2008
2785964409
group 1 30 yr
115
CitiMortgage Express
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080401
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
8.25
8.25
360
360
360
N
   
0
5/20/2008
07/01/2008
699500
6/1/2008
699500
06/01/2008
699500
06/01/2038
Rate-Term
46.45
801
0
Y
N
XXXXXXXXXXX0
000000
N
PUD - Single Family Detached
Owner Occupied
CEDAR HILL
TX
75104
1
886500
0
78.9
1
 
78.9
 
79
 
4809.06
4809.06
   
  0
N
0
N
N
CMI
N
Y
100011520054159373
V
X
C1
6/18/2008
0775984309
group 1 30 yr
126
DU Approval - Full Doc
FULL
12 months
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080501
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.25
360
360
360
N
     
5/27/2008
07/01/2008
452000
6/1/2008
452000
06/01/2008
452000
06/01/2038
Purchase
29.69
806
0
N
Y
XXXXXXXXXXX0
000000
N
PUD - Single Family Detached
Owner Occupied
PHOENIX
AZ
85045
1
602000
565000
80
1
 
80
 
80
 
3083.44
3492.44
   
  0
N
409
Y
Y
CMI
N
Y
100011520054269198
Y
A
C1
6/18/2008
6775924229
group 1 30 yr
102
LP Accept Plus
SIVA
Stated
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080401
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.25
360
360
360
N
     
5/19/2008
07/01/2008
649900
6/1/2008
649900
06/01/2008
649900
06/01/2038
Purchase
31.53
748
0
N
N
XXXXXXXXXXX0
000000
N
Condo Townhouse
Owner Occupied
WEST ORANGE
NJ
7052
1
910000
985195
71.42
1
 
71.42
 
71
 
4001.55
5382.55
   
  0
N
1381
Y
N
CMI
N
Y
100132600000402988
V
Q
C1
6/18/2008
0775984139
group 1 30 yr
114
Asset Backed Income Program
SIVA
Stated
3+ months
N
Verbal
Full Appraisal with Interior Inspection
20080401
FIXED
30 YR FIXED  FIRST 10 YRS
Y
120
Interest in Arrears
8.375
8.375
360
360
360
N
   
0
5/28/2008
07/01/2008
544000
6/1/2008
544000
06/01/2008
544000
06/01/2038
Purchase
36.83
702
0
Y
Y
XXXXXXXXXXX0
000000
N
Single Family Detached
Owner Occupied
ARCATA
CA
95521
1
680000
680000
80
1
 
80
 
80
 
3796.67
4640.67
   
  0
N
844
Y
Y
CMI
N
Y
100011520054286192
V
C
C4
6/18/2008
7745914639
group 1 30 yr
128
DU Approval - SIVA
SIVA
Stated
1 month
N
Verbal
Full Appraisal with Interior Inspection
20080501
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.75
360
360
360
N
     
6/2/2008
07/01/2008
812000
6/1/2008
812000
06/01/2008
812000
06/01/2038
Purchase
36.11
795
0
Y
Y
XXXXXXXXXXX0
000000
N
Condo
Owner Occupied
NEW YORK
NY
10011
1
1015000
1015000
80
1
 
80
 
80
 
5817.27
5869.27
   
  0
N
52
Y
N
CMI
N
Y
100011520054536828
V
Q
C1
6/18/2008
2745964439
group 1 30 yr
107
DU Approval - SISA
SISA
Stated
Stated
N
Verbal
Full Appraisal with Interior Inspection
20080401
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
6.25
360
360
360
N
     
5/23/2008
07/01/2008
608000
6/1/2008
608000
06/01/2008
608000
06/01/2038
Rate-Term
36.17
682
0
Y
N
XXXXXXXXXXX0
000000
N
Single Family Detached
Owner Occupied
RIDGEFIELD
CT
6877
1
975000
0
62.36
1
 
62.36
 
62
 
3743.57
5094.57
   
  0
N
1351
N
N
CMI
N
Y
100353273900004783
V
Q
C1
6/18/2008
2725974869
group 1 30 yr
122
Full Doc
FULL
12 months
2 months
N
Verbal
Full Appraisal with Interior Inspection
20080501
FIXED
20-25-30 YEAR FIXED
N
0
Interest in Arrears
0
7.875
360
360
360
N
     
5/28/2008
07/01/2008
885000
6/1/2008
885000
06/01/2008
885000
06/01/2038
Purchase
35.61
708
0
Y
N
XXXXXXXXXXX0
000000
N
PUD - Single Family Attached
Owner Occupied
MCLEAN
VA
22101
1
1350000
1180000
75
1
 
75
 
75
 
6416.86
7526.86
   
  0
N
1110
Y
N
CMI
N
Y
100074800815080215
Y
F
C1
6/18/2008

 
 

 

Grouping
Filed Position
Field Name
Field Description
Format
Size
Comments
Loan ID
1
Loan Number
Loan identification.
Text
255
 
 
2
Loan Group Description
Used to group for descriptive purposes.
Text
50
 
Program and Documentation
5
Program Code
Code for program under which loan was originated.
Value
4
 
 
6
Program Code Description
Verbal description for Program Code.
Text
50
 
 
7
Documentation Short Description
Short verbal description.
Text
13
 
 
8
Income Documentation Requirement
Level of documentation for borrower(s) income.
Text
50
 
 
9
Asset Documentation Requirement
Level of documentation for borrower(s) assets.
Text
50
 
 
10
High Net Worth Borrower
Indicates loan was originated under high net worth borrower guidelines.
Text
255
Borrower identified as having high net worth.
 
11
Employment Verfication Requirement
Level of documentation for borrower(s) employment.
Text
50
 
 
12
Appraisal Type
Appraisal
Text
255
 
 
13
Date of appraisal
Date of appraisal
Date
8
MM/DD/YYYY
Product Details
14
Product Group
Short Description of Product Grouping
Text
50
 
 
15
Product
Loan product
Text
255
 
 
16
Interest Only Flag
Yes/No flag
Text
1
 
 
17
Interest Only Term
Length in months of IO period.
Value
16
 
 
18
Interest Method
Method to apply interest.
Text
1
 
 
19
Original Rate
Note rate at origination.  If blank, then Current Rate is also the Original Rate.
Value
16
 
 
20
Current Rate
Note rate as of now.
Value
16
On fixed rate loans, the Current Rate is the original rate.
 
21
Original Term
Original term to maturity.
Value
4
 
 
22
Remaining Term from Issue Date
Remaining term from Issue Date to Maturity.
Value
4
Number of months from Issue Date to maturity.
 
23
Remaining Term from Paid to Date
Remaining term from Paid To Date to Maturity.
Value
4
Number of months from PTD to maturity.
 
24
Prepayment Penalty Flag
Yes/No
Text
255
 
 
25
Prepayment Penalty Term - Years
Number of years from origination that a prepayment penalty can be charged.
Text
255
 
 
26
Prepayment Penalty Calculation
Method to calculate the penalty.
Text
255
 
 
27
Assumable Flag
Yes/No
Text
255
 
ARM fields (if applicable)
28
ARM conv code
ARM convertibility option - Yes/No
Text
255
 
 
29
Initial Rate Cap - Increase
Maximum rate increase at initial change
Text
255
 
 
30
Initial Rate Cap - Decrease
Maximum rate decrease at initial change
Text
255
 
 
31
Periodic Rate Cap
Maximum rate change at subsequent changes
Text
255
 
 
32
Life Rate Cap
Maximum increase in rate over the life of the loan
Text
255
 
 
33
Life Max Rate
Maximum rate over the life of the loan
Text
255
 
 
34
Life Floor Rate
Minimum rate over the life of the loan
Text
255
 
 
35
Next Pymt Change Date
Next date for payment change
Text
255
 
 
36
Interest Adjustment Period
Period for adjustments after intial period
Text
255
 
 
37
Rate At Next Reset Date
Interest rate at next adjustment
Text
255
 
 
38
Index Type
 
Text
255
 
 
39
Original Index Value
 
Text
255
 
 
40
Margin
 
Text
255
 
 
41
ARM lookback period
 
Text
255
 
 
42
Int Rounding Method
 
Text
255
 
 
43
Rate Rounding Factor
Rounding factor.
Text
255
 
Dates and Balances
47
Origination Date
 
Date/Time
8
 
 
48
First Due
 
Text
255
 
 
49
Original Balance
 
Value
8
 
 
50
Interest Paid to Date
 
Date/Time
8
 
 
51
Current Balance
Outstanding unpaid principal balance.
Value
8
 
 
52
Issue Date
Date to determine month of scheduled balances.
Text
255
 
 
53
Issue Balance
Scheduled balance as of Issue Date.
Value
8
 
 
54
Maturity Date
Last schdeduled payment.
Text
255
 
Credit
58
Purpose
Purpose for loan = purchase, rate-term refinance of existing balance or cash out refinance.
Text
255
 
 
59
Debt Ratio
 
Value
8
 
 
60
Original FICO
 
Value
4
 
 
61
Current FICO
 
Value
8
 
 
62
Self_Employment_Flag
Yes/No - Primary borrower is self employed.
Text
50
 
 
63
First Time Home Buyer Flag
Yes/No - Borrower is a first time home buyer.
Text
1
 
 
64
Delinq History
12 month history.  X=no report, 0=on time, 1=30 day late, 2= 60 day late, 3= 90+ days late.  Note: If delinquency was due to an error or servicing transfer issue, it would not be reflected in the "Times 30 Delq field".
Text
16
Read from right to left.  Most recent month on right.  X = no history, 0 = paid on time, 1 = 30 day late, 2 = 60 day late, 3 = 90 day late,…
 
65
Counters
30/60/90 day counters this year and last year.
Text
255
First 3 counters are 30/60/90 lates for this  calendar year.  Next 3 counters are 30/60/90 lates for last calendar year.
 
66
Modification Flag
Yes/No - Loan terms were previously modified.
Text
255
Indicates that the loan was previously modified.
Property
70
Property
Description of property secured by loan.
Text
50
 
 
71
Occupancy
Occupancy status of borrower.
Text
255
 
 
74
City
 
Text
21
 
 
75
State
 
Text
10
 
 
76
Zip Code
 
Value
16
 
 
77
County Name
 
Text
255
 
 
78
Units
Number of units as collateral for the loan.
Value
8
 
 
79
Appraised Value
 
Value
8
 
 
80
Sales Price
Sales price (purchases only)
Value
8
 
 
81
Original Loan to Value
Original loan amount divided by lessor of sales price or appraised value.
Value
8
 
 
82
Lien Position
 
Text
10
 
 
83
Simultaneous Second Flag
Yes/No - to the best of our knowledge, there is a second lien against the property.
Text
255
Applies to 1st lien loans only where there is a subordinate 2nd lien on the property.
 
84
Original Combined Loan to Value
Combined loan amount of first and second lien loans divided by lessor of sales price or appraised value. Note: On lines of credit, only the drawn balance is included in this calculation.
Value
8
Combined LTV at time of loan origination.
 
85
Subordinate Outstanding Balance
Balance of a loan or drawn balance on a line of credit.
Text
255
 
 
86
Home Equity CLTV
Combined loan amount of first and second lien loans divided by lessor of sales price or appraised value. Note: On lines of credit, the full credit line is reflected in the number.
   
HCLTV at time of loan origination.
 
87
Subordinate Outstanding Lien
Max. of suboridinate loan balance or full line of credit.
Text
255
 
Payment Detail
88
Original PI
Principal and Interest payment at origination. If blank, the current PI field houses the original PI amount.
Value
8
Original Principal and Interest payment.
 
89
Current PI
Principal and interest payment curently required.
Value
8
Current Principal and Interest payment. - Om fixed rate loans, this is the Original Principal and Interest payment.
 
90
Current PITI
Current payment for principal, interest and escrows for real estate teaxes, hazard insurance and mortgage insurance (if applicable).
Value
8
Current Principal, Interest, Taxes and Insurance payment.
 
91
MI Provider
Mortgage Insurance provider
Text
255
Mortgage insurance provider name.
 
92
MI Cert Number
Mortgage Insurance certificate number
Text
16
Mortgage insurance certificate number.
 
93
MI Percent Coverage
Mortgage Insurance percentage of coverage.
Text
255
Percentage coverage of mortgage insurance.
 
94
Lender_Paid_MI
Yes/No - lender is paying for private mortgage insurnace.
Text
255
Y = Lender is paying for 3rd party mortgage insurance.  N = Not paid by lender or not applicable.
 
95
Escrow Payment
Total amount of regular payment held for escrows.
Value
16
Amount of escrow payment.
 
96
Tax_Escrow_Flag
Yes/No - Servicing is collecting an escrow for real estate taxes.
Text
255
Y = Taxes are escrowed. N = not escrowed.
 
97
Hazard_Escrow_Flag
Yes/No - Servicing is collecting an escrow for hazard insurance.
Text
255
Y = Hazard insurance (home owners) is escrowed. N = not escrowed.
Servicing
110
Primary Servicer
 
Text
6
 
 
111
Servicing Fee
 
Text
255
 
 
112
Buydown Flag
Yes/No
Text
255
 
 
113
MOM Flag
MERS Originated Mortgage - Yes/No
Text
255
Y = MERS Originated Mortgage, N = Not a "MOM" loan.
 
114
MERS Registration Number
Mortgage Electronic Registration System - registration number
Text
255
Mortgage Electronic Registration System - registration number
Rating Agencies
118
SandP Doc Code
Documentation code for Standard and Poors.
Text
255
Standard and Poors rating agency documentation code
 
119
Fitch Doc Code
Documentation code for Fitch.
Text
255
Fitch rating agency documentation code
 
120
Moodys Doc Code
Documentation code for Moodys.
Text
255
Moodys rating agency documentation code
 
123
FileDate
System date when file was generated.
Date/Time
8
 

 
 

 


ID
CM_Prod
Query_Name
Program_Description_for_CD_trans
DOC _short_description
INCOME DOC LEVEL DESCRIP
ASSET DOC LEVEL DESCRIP
EMPLOYMENT VERIFICATION DESCRIP
Query_Status
Query_Status_Notes
Appraisal_Type
VOA
Assets
VOE
VOI
Stated_Inc
4506/8821
No_Inc
Paystubs
W2s
Taxes
VOB
S&P_Doc_Code
S&P_Asset
Fitch
Moody
Moodys Flags
Prosupp Bucket
Bloomberg
212
114
Q_114_ABIP
Asset Backed Income Program
SIVA
Stated
Full (More than 2 months)
Verbal Verification
Active
Active as of 5/23/06
1004 or int/ext 2055
TRUE
3
V
FALSE
TRUE
TRUE
FALSE
0
0
0
TRUE
V
Y
C
C4
S
PRIME3
L
213
116
Q_116_Citiquik_Purchase
Citiquik process (purchase)
FULL
Reduced (12-23 months)
Reduced (1 month)
Verbal Verification
Active
Active as of 5/23/06
1004 or int/ext 2055
TRUE
1
V
TRUE
FALSE
TRUE
FALSE
1
1
1
TRUE
Y
Y
A
C1
 
PRIME1
F
214
117
Q_117_Citiquik_Refinance
Citiquik process (refinance)
FULL
Reduced (12-23 months)
None (Refinance)
Verbal Verification
Active
Active as of 5/23/06
1004 or int/ext 2055
FALSE
0
V
TRUE
FALSE
TRUE
FALSE
1
1
1
TRUE
Y
N
A
C1
 
PRIME2
F
215
118
Q_118_Enhanced_Corporate_RELO
Corporate RELO
SISA
Stated
Stated
Verbal Verification
Active
Active as of 5/23/06
1004 or int/ext 2055
FALSE
0
V
FALSE
TRUE
TRUE
FALSE
0
0
0
FALSE
V
N
O
C1
RS
PRIME4
L
224
119
Q_119_Full_Doc
Full Doc
FULL
Reduced (12-23 months)
Reduced (1 month)
Verbal Verification
Active
Active as of 5/23/06
1004 or int/ext 2055
TRUE
1
V
TRUE
FALSE
TRUE
FALSE
1
1
2
TRUE
Y
Y
F
C1
 
PRIME1
F
226
125
Q_125_SIVA Bulk Prime
Stated Income/Verified Assets
SIVA
Stated
Full (2 months)
Verbal Verification
Active
Active as of 5/23/06
Full Interior/Exterior
TRUE
2
V
FALSE
TRUE
FALSE
FALSE
0
0
0
TRUE
V
Y
C
C4
 
PRIME3
L
231
120
Q_120_SOS_Off-us
SOS (Non-CMI serviced refi)
Streamline
Reduced (12-23 months)
None (Refinance)
Verbal Verification
Active
Active as of 5/23/06
1004 or int/ext 2055
FALSE
0
V
TRUE
FALSE
TRUE
FALSE
1
1
1
TRUE
S
N
S
C1
T
PRIME5
L
232
121
Q_121_SOS_On-us
SOS (CMI serviced refi)
Streamline
Stated
None (Refinance)
None
Active
Active as of 5/23/06
No new appraisal
FALSE
0
N
FALSE
TRUE
FALSE
FALSE
0
0
0
FALSE
S
N
D
C1
T
PRIME5
L
233
124
Q_124_Standard_Relocation_Employee
Citi Employee RELO (full doc)
FULL
Reduced (12-23 months)
Full (2 months)
Verbal Verification
Active
Active as of 5/23/06
1004 or int/ext 2055
TRUE
2
V
TRUE
FALSE
FALSE
FALSE
1
1
0
FALSE
Y
Y
M
C1
ER
PRIME1
F
234
122
Q_122_Standard_Purchase
Full Doc (purchase)
FULL
Reduced (12-23 months)
Full (2 months)
Verbal Verification
Active
Active as of 5/23/06
1004 or int/ext 2055
TRUE
2
V
TRUE
FALSE
TRUE
FALSE
1
1
2
TRUE
Y
Y
F
C1
 
PRIME1
F
235
123
Q_123_Standard_Refinance
Full Doc (refinance)
FULL
Reduced (12-23 months)
None (Refinance)
Verbal Verification
Active
Active as of 5/23/06
1004 or int/ext 2055
FALSE
0
V
TRUE
FALSE
TRUE
FALSE
1
1
2
TRUE
Y
N
F
C2
 
PRIME2
F
240
115
Q_115_CitiMortgage_Express
CitiMortgage Express
SISA
Stated
Stated
Verbal Verification
Active
Active as of 5/23/06
1004 or int/ext 2055
FALSE
0
V
FALSE
TRUE
TRUE
FALSE
0
0
0
TRUE
V
N
X
C1
S
PRIME4
L
255
101
Q_101_LP_Accept_Plus_REFI_Non_Conf
LP Accept Plus (refinance)
NINA
None
None (Refinance)
Verbal Verification
Active
New -Active starting 6/16/06
1004 or int/ext 2055
FALSE
0
V
FALSE
FALSE
FALSE
TRUE
0
0
0
TRUE
V
N
Q
C1
 
PRIME4
L
256
102
Q_102_LP_Accept_Plus_PURCH_Non_Conf
LP Accept Plus (purchase)
SIVA
Stated
Reduced (1 month)
Verbal Verification
Active
New -Active starting 6/16/06
1004 or int/ext 2055
TRUE
1
V
FALSE
TRUE
FALSE
FALSE
0
0
0
TRUE
V
N
Q
C1
 
PRIME3
L
257
103
Q_103_LP_Streamline_REFI_Non_Conf
LP Streamline (refinance)
VINA
Reduced (12-23 months)
None (Refinance)
Verbal Verification
Active
New -Active starting 6/16/06
1004 or int/ext 2055
FALSE
0
V
TRUE
FALSE
TRUE
FALSE
1
1
1
TRUE
Y
Y
A
C1
 
PRIME2
F
258
104
Q_104_LP_Streamline_PURCH_Non_Conf
LP Streamline (purchase)
FULL
Reduced (12-23 months)
Reduced (1 month)
Verbal Verification
Active
New -Active starting 6/16/06
1004 or int/ext 2055
TRUE
1
V
TRUE
FALSE
TRUE
FALSE
1
1
1
TRUE
Y
Y
A
C1
 
PRIME1
F
259
105
Q_105_LP_Standard_REFI_Non_Conf
LP Standard (refinance)
FULL
Full (24 months)
None (Refinance)
Verbal Verification
Active
New -Active starting 6/16/06
1004 or int/ext 2055
FALSE
0
V
TRUE
FALSE
TRUE
FALSE
1
2
2
TRUE
Z
Y
F
C1
 
PRIME2
F
260
106
Q_106_LP_Standard_PURCH_Non_Conf
LP Standard (purchase)
FULL
Full (24 months)
Full (2 months)
Verbal Verification
Active
New -Active starting 6/16/06
1004 or int/ext 2055
TRUE
2
V
TRUE
FALSE
TRUE
FALSE
1
2
2
TRUE
Z
Y
F
C1
 
PRIME1
F
261
107
Q_107_DU_Non_Conf
DU approval
SISA
Stated
Stated
Verbal Verification
Active
New -Active starting 6/16/06
1004 or int/ext 2055
FALSE
0
V
FALSE
TRUE
FALSE
FALSE
0
0
0
TRUE
V
N
Q
C1
 
PRIME4
L
262
108
Q_108_Off_Us_Streamlined_Refi
Streamline - Non CMI serviced
Streamline
Reduced (12-23 months)
None (Refinance)
Verbal Verification
Active
New - active staring 9/26/06
1004 or int/ext 2055
FALSE
0
V
TRUE
FALSE
TRUE
FALSE
1
1
1
TRUE
S
N
S
C1
T
PRIME5
L
263
109
Q_109_On_Us_Streamlined_Refi
Streamline - CMI Serviced
Streamline
Stated
None (Refinance)
None
Active
New - active staring 9/26/06
No new appraisal
FALSE
0
N
FALSE
TRUE
FALSE
FALSE
0
0
0
FALSE
S
N
D
C1
T
PRIME5
L
264
110
Q_110_Enhanced_SB
Enhanced - Smith Barney client
SISA
Stated
Stated
Verbal Verification
Active
New - Active starting 9/26/06
1004 or int/ext 2055
FALSE
0
V
FALSE
TRUE
TRUE
FALSE
0
0
0
TRUE
V
N
L
C1
S
PRIME4
L
265
111
Q_111_Enhanced_Employee
Enhanced - Citi Employee
SISA
Stated
Stated
Verbal Verification
Active
New - Active starting 9/26/06
1004 or int/ext 2055
FALSE
0
V
FALSE
TRUE
TRUE
FALSE
0
0
0
TRUE
V
N
E
C1
ES
PRIME4
L
266
112
Q_112_Standard_Relocation
Standard Relocation
FULL
Reduced (12-23 months)
Full (2 months)
Verbal Verification
Acitve
New - Active starting 9/26/06
1004 or int/ext 2055
TRUE
2
V
TRUE
FALSE
FALSE
FALSE
1
1
0
FALSE
Y
Y
M
C1
R
PRIME1
F
267
113
Q_113_SISA_Prime
SISA - Prime
SISA
Stated
Stated
Verbal Verification
Active
New -Active starting 7/24/06
Full Interior/Exterior
FALSE
0
V
FALSE
TRUE
FALSE
FALSE
0
0
0
TRUE
V
N
C
C6
 
PRIME4
L
268
201
Q_201_LP_Accept_Plus_REFI_ALT_A_Non_Conf
LP Accept Plus (refinance)
NINA
None
None (Refinance)
Verbal Verification
Active
New -Active starting 6/16/06
1004 or int/ext 2055
FALSE
0
V
FALSE
FALSE
FALSE
TRUE
0
0
0
TRUE
V
N
Q
C1
 
ALT5
L
269
202
Q_202_LP_Accept_Plus_PURCH_ALT_A_Non_Conf
LP Accept Plus (purchase)
SIVA
Stated
Reduced (1 month)
Verbal Verification
Active
New -Active starting 6/16/06
1004 or int/ext 2055
TRUE
1
V
FALSE
TRUE
FALSE
FALSE
0
0
0
TRUE
V
N
Q
C1
 
ALT2
L
270
203
Q_203_LP_Streamline_REFI_ALT_A_Non_Conf
LP Streamline (refinance)
VINA
Reduced (12-23 months)
None (Refinance)
Verbal Verification
Active
New -Active starting 6/16/06
1004 or int/ext 2055
FALSE
0
V
TRUE
FALSE
TRUE
FALSE
1
1
1
TRUE
Y
Y
A
C1
 
ALT6
F
271
204
Q_204_LP_Streamline_PURCH_ALT_A_Non_Conf
LP Streamline (purchase)
FULL
Reduced (12-23 months)
Reduced (1 month)
Verbal Verification
Active
New -Active starting 6/16/06
1004 or int/ext 2055
TRUE
1
V
TRUE
FALSE
TRUE
FALSE
1
1
1
TRUE
Y
Y
A
C1
 
ALT1
F
272
205
Q_205_LP_Standard_REFI_ALT_A_Non_Conf
LP Standard (refinance)
FULL
Full (24 months)
None (Refinance)
Verbal Verification
Active
New -Active starting 6/16/06
1004 or int/ext 2055
FALSE
0
V
TRUE
FALSE
TRUE
FALSE
1
2
2
TRUE
Z
Y
F
C1
 
ALT6
F
273
206
Q_206_LP_Standard_PURCH_ALT_A_Non_Conf
LP Standard (purchase)
FULL
Full (24 months)
Full (2 months)
Verbal Verification
Active
New -Active starting 6/16/06
1004 or int/ext 2055
TRUE
2
V
TRUE
FALSE
TRUE
FALSE
1
2
2
TRUE
Z
Y
F
C1
 
ALT1
F
274
207
Q_207_DU_ALT_A_Non_Conf
DU approval
SISA
Stated
Stated
Verbal Verification
Active
New -Active starting 6/16/06
1004 or int/ext 2055
FALSE
0
V
FALSE
TRUE
FALSE
FALSE
0
0
0
TRUE
V
N
Q
C1
 
ALT4
L
275
208
Q_208_ALT-A_SISA
SISA - ALT-A
SISA
Stated
Stated
Verbal Verification
Active
New -Active starting 7/24/06
Full Interior/Exterior
FALSE
0
V
FALSE
TRUE
FALSE
FALSE
0
0
0
TRUE
V
N
C
C6
 
ALT4
L
276
209
Q_209_Alt-A NINA salaried
NINA - ALT-A (salaried)
NINA
None
None (Refinance)
Verbal Verification
Active
Active as of 5/23/06
Full Interior/Exterior
FALSE
0
V
FALSE
FALSE
FALSE
TRUE
0
0
0
FALSE
C
N
N
C8
 
ALT5
L
277
210
Q_210_Alt-A NINA self employed
NINA - ALT-A (self empl)
NINA
None
None (Refinance)
Verbal Verification
Active
Active as of 5/23/06
Full Interior/Exterior
FALSE
0
V
FALSE
FALSE
FALSE
TRUE
0
0
0
TRUE
C
N
N
C8
 
ALT5
L
278
211
Q_211_Alt-A no ratio salaried
No Ratio - ALT-A
NIVA-No Ratio
None
Full (2 months)
Verbal Verification
Active
Active as of 5/23/06
Full Interior/Exterior
TRUE
2
V
FALSE
FALSE
FALSE
TRUE
0
0
0
FALSE
V
Y
T
C5
 
ALT3
L
279
212
Q_212_Alt-A no ratio self employed
No Ratio - ALT-A (self empl.)
NIVA-No Ratio
None
Full (2 months)
Verbal Verification
Active
Active as of 5/23/06
Full Interior/Exterior
TRUE
2
V
FALSE
FALSE
FALSE
TRUE
0
0
0
TRUE
V
Y
T
C5
 
ALT3
L
280
213
Q_213_Alt-A SIVA Salaried
SIVA - ALT-A (salaried)
SIVA
Stated
Full (2 months)
Verbal Verification
Active
Active as of 5/23/06
Full Interior/Exterior
TRUE
2
V
FALSE
TRUE
FALSE
FALSE
0
0
0
FALSE
V
Y
R
C3
 
ALT2
L
281
214
Q_214_Alt-A SIVA Self employed
SIVA - ALT-A (self empl.)
SIVA
Stated
Full (2 months)
Verbal Verification
Active
Active as of 5/23/06
Full Interior/Exterior
TRUE
2
V
FALSE
TRUE
FALSE
FALSE
0
0
0
TRUE
V
Y
R
C4
 
ALT2
L
282
215
Q_215_ALT-A Standard
Full Doc - ALT-A
FULL
Full (24 months)
Full (2 months)
Verbal Verification
Active
Active as of 5/23/06
Full Interior/Exterior
TRUE
2
V
TRUE
FALSE
TRUE
FALSE
1
2
2
TRUE
Z
Y
F
C1
 
ALT1
F
297
901
Q_901_FNMA_DU_Conforming
FNMA DU Conforming Approval
FNMA DU
Per DU Findings
Per DU Findings
Per DU Findings
Active
Active in separate conforming macro.
Unknown
FALSE
   
FALSE
FALSE
FALSE
FALSE
     
FALSE
NA
NA
NA
NA
NA
CONF1
NA
298
902
Q_902_FHLMC_LP_Conforming
FHLMC LP Conforming Approval
FHLMC LP
Per LP Findings
Per LP Findings
Per LP Findings
Active
Active in separate conforming macro.
Unknown
FALSE
   
FALSE
FALSE
FALSE
FALSE
     
FALSE
NA
NA
NA
NA
NA
CONF1
NA
299
401
Q_401_Proprietary Prime Full Doc Purch Sal
Proprietary AUS Full Doc Purch - Salaried
FULL
Reduced (12-23 months)
Full (2 months)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
TRUE
2
V
TRUE
FALSE
FALSE
FALSE
1
1
0
FALSE
Y
Y
F
C1
 
PRIME1
F
300
402
Q_402_Proprietary Prime Full Doc Purch SE
Proprietary AUS Full Doc Purch - Self Employed
FULL
Full (24 months)
Full (2 months)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
TRUE
2
V
TRUE
FALSE
TRUE
FALSE
0
0
2
TRUE
Y
Y
F
C1
 
PRIME1
F
301
403
Q_403_Proprietary Prime Full Doc Refi Sal
Proprietary AUS Full Doc Refi - Salaried
FULL
Reduced (12-23 months)
None (Refinance)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
FALSE
0
V
TRUE
FALSE
FALSE
FALSE
1
1
0
FALSE
Y
N
F
C1
 
PRIME2
F
302
404
Q_404_Proprietary Prime Full Doc Refi SE
Proprietary AUS Full Doc Refi - Self Employed
FULL
Full (24 months)
None (Refinance)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
FALSE
0
V
TRUE
FALSE
TRUE
FALSE
0
0
2
TRUE
Y
N
F
C1
 
PRIME2
F
303
405
Q_405_Proprietary Prime Ltd Doc Purch Sal
Proprietary AUS Ltd Doc Purch - Salaried
FULL
Reduced (12-23 months)
Reduced (1 month)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
TRUE
1
V
TRUE
FALSE
FALSE
FALSE
1
1
0
FALSE
Y
Y
A
C1
 
PRIME1
F
304
406
Q_406_Proprietary Prime Ltd Doc Purch SE
Proprietary AUS Ltd Doc Purch - Self Employed
FULL
Reduced (12-23 months)
Reduced (1 month)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
TRUE
1
V
TRUE
FALSE
TRUE
FALSE
0
0
1
TRUE
Y
Y
A
C1
 
PRIME1
F
305
407
Q_407_Proprietary Prime Ltd Doc Refi Sal
Proprietary AUS Ltd Doc Refi - Salaried
FULL
Reduced (12-23 months)
None (Refinance)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
FALSE
0
V
TRUE
FALSE
FALSE
FALSE
1
1
0
FALSE
Y
N
A
C1
 
PRIME2
F
306
408
Q_408_Proprietary Prime LTD Doc Refi SE
Proprietary AUS Ltd Doc Refi - Self Employed
FULL
Reduced (12-23 months)
None (Refinance)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
FALSE
0
V
TRUE
FALSE
TRUE
FALSE
0
0
1
TRUE
Y
N
A
C1
 
PRIME2
F
307
409
Q_409_Proprietary Non-Agency SIVA Sal
Proprietary AUS SIVA
SIVA
Stated
Full (2 months)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
TRUE
2
V
FALSE
TRUE
FALSE
FALSE
0
0
0
TRUE
V
Y
C
C3
 
PRIME3
L
308
410
Q_410_Proprietary Non-Agency SIVA SE
Proprietary AUS SIVA
SIVA
Stated
Full (2 months)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
TRUE
2
V
FALSE
TRUE
FALSE
FALSE
0
0
0
TRUE
V
Y
C
C4
 
PRIME3
L
309
411
Q_411_Proprietary Non-Agency SISA
Proprietary AUS SISA
SISA
Stated
Stated
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
FALSE
0
V
FALSE
TRUE
FALSE
FALSE
0
0
0
TRUE
V
N
C
C6
 
PRIME4
L
310
412
Q_412_Proprietary ALT-A Full Doc Purch Sal
Proprietary AUS ALT-A Full Doc Purch - Salaried
FULL
Reduced (12-23 months)
Full (2 months)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
TRUE
2
V
TRUE
FALSE
FALSE
FALSE
1
1
0
FALSE
Y
Y
A
C1
 
ALT1
F
311
413
Q_413_Proprietary ALT-A Full Doc Purch SE
Proprietary AUS ALT-A Full Doc Purch - Self Emp.
FULL
Full (24 months)
Full (2 months)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
TRUE
2
V
TRUE
FALSE
TRUE
FALSE
0
0
2
TRUE
Y
Y
A
C1
 
ALT1
F
312
414
Q_414_Proprietary ALT-A Full Doc Refi Sal
Proprietary AUS ALT-A Full Doc Refi - Salaried
FULL
Reduced (12-23 months)
None (Refinance)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
FALSE
0
V
TRUE
FALSE
FALSE
FALSE
1
1
0
FALSE
Y
N
A
C1
 
ALT6
F
313
415
Q_415_Proprietary ALT-A Full Doc Refi SE
Proprietary AUS ALT-A Full Doc Refi - Self Emp.
FULL
Full (24 months)
None (Refinance)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
FALSE
0
V
TRUE
FALSE
TRUE
FALSE
0
0
2
TRUE
Y
N
A
C1
 
ALT6
F
314
416
Q_416_Proprietary ALT-A SIVA
Proprietary AUS ALT-A SIVA
SIVA
Stated
Full (2 months)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
TRUE
2
V
FALSE
TRUE
FALSE
FALSE
0
0
0
TRUE
V
Y
R
C4
 
ALT2
L
315
417
Q_417_Proprietary ALT-A SISA
Proprietary AUS ALT-A SISA
SISA
Stated
Stated
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
FALSE
0
V
FALSE
TRUE
FALSE
FALSE
0
0
0
TRUE
V
N
C
C6
 
ALT4
L
316
418
Q_418_Proprietary ALT-A NINA
Proprietary AUS ALT-A NINA
NINA
None
None (Refinance)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
FALSE
0
V
FALSE
FALSE
FALSE
TRUE
0
0
0
TRUE
C
N
N
C9
 
ALT5
L
317
419
Q_419_Proprietary ALT-A NIVA
Proprietary AUS ALT-A NIVA
NIVA
None
Full (2 months)
Verbal Verification
Active
Active as of 3/22/07
Full Interior/Exterior
TRUE
2
V
FALSE
FALSE
FALSE
TRUE
0
0
0
TRUE
C
Y
N
C5
 
ALT3
L